Citi has had a presence in Nigeria since 1984. Citi is the oldest existing international bank in Nigeria, with service bank branches spread across the nation.


Citi continues to focus on competitively creating value and providing efficient service delivery to its clients while maintaining a robust risk and control environment. Citi consistently assists its clients by creating innovative solutions, which are mostly first-of-their-kind landmark structures in the market, to resolve their banking needs. Citi brings its global expertise, coupled with in-depth knowledge of the local market, to provide appropriate banking solutions.

Citi has welcomed the recent regulatory measures initiated by the Central Bank of Nigeria, as they have brought local banking standards closer to international best practices. A more transparent and rigorous regulatory regime ensures a level playing field for all market operators. Citi has taken the lead in complying with several of the recent regulatory reforms and has worked hard to build overall industry capacity in this regard.

At Citi, we also assist local clients strategically, in their adoption of best practices in their corporate governance standards.

Landmark Transactions

Citi's global connectivity is highly valued by its clients in Nigeria, including Nigerian customers looking to expand their businesses beyond the shores of the country. Citi builds enduring relationships with our clients by providing them with a broad suite of strategic advisory and financing products. Over the years, Citi's clients have been able to conform to the highest global standards and as a result have been able to raise capital by tapping into international capital markets. As Nigeria's economy rebounds, Nigerian entities' appetite for innovative financing will increase. To satisfy these demands, Citi has led several landmark financings including:


  • Joint bookrunner, billing and delivery bank, and paying agent for Federal Republic of Nigeria US$1.5 billion Eurobond


  • Access Bank Eurobond US$300 million
  • IHS Nigeria inaugural Eurobond US$800 million


  • US$2.6 billion in Eurobond issues/syndicated loans for Nigerian banks, Corporates and Sovereigns.
  • US$4 billion in term facility for corporate clients and $US1 billion in Eurobonds for the Federal Republic of Nigeria


  • Raised US$500 million Zenith Bank's Eurobond deal
  • Raised US$400 million for Access Bank's
  • Raised US$450 million for First Bank's Eurobond deal


  • Raised US$1 billion in the Eurobond market in 2013
      o US$300 million for First Bank
      o US$100 million Zenith Bank
      o US$300 million & US$100 million Fidelity Bank's

Other Transactions

  • Joint Bookrunner for the Federal Republic of Nigeria debut Eurobond in 2011.
  • Global Coordinator for the N8.465bn Debut Global Depositary Notes (GDN) for the Sovereign

Citi continues to introduce innovative products and solutions that allow our clients to have more efficient treasury functions.

Our Trade and Treasury Solutions business introduced the Multi-banking Transaction Initiation solution, which enabled corporate clients to transact business from a single platform, providing customized solutions for point-of-sale terminals transaction reporting.

Citi's Direct Custody and Clearing (DCC) business provides asset servicing and core custody functions primarily to corporations, banks, fund managers, insurance companies and other global investors through our proprietary network in 63 markets. The scale of this network, provided through our own offices and staffed with Citi experts in each market, sets Citi apart from the competition. In Nigeria, Citibank's subsidiary, Nigeria International Bank Nominees Limited is a nominee company that acts as the registered holder of securities purchased for customers of the Bank's custodial business.

Citi has offered DCC services to clients in Nigeria since 2008. DCC plays an integral role in the capital markets by providing clearing and settlement services for the trading and investing activities of our local clients as well as offering domestic market sub-custody services to banks and global custodians around the world.

Awards & Recognition
Global Finance

  • Best Corporate/Institutional Digital Bank (2016)
  • Best Corporate & Institutional Internet Bank in Nigeria (2013)
  • Best Foreign Bank in Nigeria and Best Foreign Investment Bank (2013/2014)
  • Best Domestic Cash Management Bank (2016) ninth consecutive year

KPMG Banking Industry Customer Satisfaction survey

  • Most Customer Focused Bank 2015 and 2016

Treasury Today Adam Smith Awards

  • Best Treasury Solutions in Africa Award with the E-Bills Pay solution (2016)

Banker Africa West Africa Awards

  • Best Corporate Bank - West Africa

The Banker (2013)

  • Securitization Deal of the Year
  • Best Corporate & Institutional Internet Bank


Citi Nigeria is a member of the American Business Council (ABC)


At Citi Nigeria, we are committed to the needs of the communities in which we operate. By driving sustainability through corporate citizenship, we have developed an Environmental and Social Risk Management (ESRM) Policy that includes categorization requirements, environmental due diligence, elevated review and approval requirements for the following transaction types:

  • corporate and government loans
  • project finance
  • equity transactions
  • acquisition finance
  • letters of credit
  • bid and performance bonds
  • project finance advisory mandates

In 2003, Citi was pivotal to the development of the global Equator Principles. These standards serve as a voluntary set of guidelines for managing environmental and social risk issues. They are utilized for the funding of development programs, such as project financing and advisory with capital costs of over US$10 million.

It is important to state that these principles have been vetted by the World Bank and the International Finance Corporation (IFC). Similarly, Citi has implemented guidelines to manage risks in corporate loans, debt securities and underwritings greater than US$50 million where use of proceeds is known.

Citi in the Community

Pathways to Progress is Citi and the Citi Foundation's response to the persistent issue of youth unemployment globally. Led by the philanthropic efforts of the Citi Foundation, and strengthened by the active involvement of dedicated Citi volunteers, the Pathways to Progress initiative supports programs that help young people, ages 16-24, build an entrepreneurial mindset, acquire leadership, financial and workplace skills, and begin to engage in the formal economy through a first job. In February 2017, Citi announced an expanded three-year commitment to invest $100 million to connect 500,000 young people globally to opportunities that set them on a path towards economic success.

Global Community Day (GCD) inspires of thousands of our Citi colleagues, their friends and their families, to serve in the communities in which we work and live to convey a simple yet powerful message through volunteerism - to make a positive impact in the local community globally.

Citi Diversity, Citi Women and Citi Men initiatives celebrate the diverse teams at Citi and continue to encourage inclusion among its employees, irrespective of their gender and/or position. These initiatives are used to build strong relationships and diverse teams. Inclusive leaders are able to increase productivity, performance and engagement with employees and customers.

Citi Nigeria is also a pioneer member of the Board of Junior Achievement Nigeria (JAN).

Further Information

Emirates Payment Locations

You may pay for your Emirates booking at any of the Citibank branches listed below or at any First Bank or Access Bank branch. You may locate your nearest First Bank branch, or your nearest Access Bank branch.

Whistleblowing Policy

View the Citibank Nigeria Limited Whistleblowing Policy.

Please note that you can report any unethical activity/breach of the Central Bank of Nigeria's Code of Corporate Governance by the Bank or any of its officers. Please find details below


Central Bank of Nigeria

Branch Locations

Charles S. Sankey House
27 Kofo Abayomi Street, Victoria Island, Lagos
Telephone: +234 1 279 8400 or +234 1 463 8400
Facsimile: +234 1 270 1191

32 Warehouse Road, Apapa, Lagos
Telephone: +234 1 270 7828-31 or +234 1 460 0472-74
Facsimile: +234 1 270 7828

20 Ereko Street, Idumota, Lagos
Telephone: +234 1 773 4158

82 Allen Avenue, Ikeja, Lagos
Telephone: +234 1 270 7031 or +234 1 774 0125 / Facsimile: +234 1 270 7050

1/2 Factory Road, Aba, Abia
Telephone: +234 8 244 1650 or +234 8 222 1488

64 Effurun/Sapele Road, Warri, Delta
Telephone: +234 9 782 1995 - 6 or +234 5 325 1745

4 Yola Street, Area 7, Garki, Abuja, F.C.T.
Telephone: +234 9 461 0200 - 30

F1 Airport Road, Kano
Telephone: +234 6 498 0931 or +234 6 463 1884

Ajoda New Town Road, Egbeda, Oyo
Telephone: +234 803 535 4809

Bonny Pioneer Camo, Finima Bonny Island, Rivers
Telephone: +234 803 746 2741 or +234 8 255 1689

Port Harcourt
1 Trans-Amadi Road by Garrison Junction, Port - Harcourt, Rivers
Telephone: +234 8 446 1387 - 88 or +234 8 446 1390 - 91
Facsimile: +234 8 446 1389

For More Information:
Public Affairs Office
Phone: 234 1 279 8400
Phone: 234 1 463 8400
E-mail: publicaffairs.nigeria@citi.com
Citibank Nigeria Limited
Charles S. Sankey House
27 Kofo Abayomi Street
Victoria Island
Lagos Nigeria
Management Team

Management Team
Mr. Akin Dawodu, Citi Country Officer
Mrs. Funmi Ogunlesi, Executive Director/Public Sector Group Europe, Middle East and Africa (EMEA)
Mr. Fatai Karim, Executive Director/Head, Treasury and Trade Solutions (TTS) Client Ops SSA
Mrs. Nneka Enwereji, Executive Director/ Head Global Subsidiaries Group (GSG)
Mr. Chinedu Ikwudinma, Executive Director/Country Risk Manager
Mr. Bayo Adeyemo, Country Treasurer and Head of Markets
Mr. Mudassir Amray, Head Corporate and Investment Banking
Mr. Segun Adaramola, Head Treasury and Trade Solutions (TTS)
Mrs. Aderonke Adetoro, Securities Country Manager, Direct Custody and Clearing
Mrs. Olusola Fagbure, Country Counsel and Company Secretary
Ms. Shola Phillips, Country Compliance Officer
Mrs. Ngozi Omoke-Enyi, Senior Country Operations Officer
Mr. Gboyega Oloyede, Country Human Resource Officer
Mr. Sharaf Muhammed, Chief Financial Officer
Ms. Chidinma J. Ohajunwa, Country Operational Risk Management (ORM) Head
Mr. Bolaji Ajao, Country Internal Audit (IA) Head
Mrs. Lola Oyeka, Country Public Affairs Officer Nigeria and Ghana

Board of Directors
Mr. Olayemi Cardoso, Chairman
Mr. Akinsowon Dawodu, CEO
Dr. Shamsuddeen Usman
Dr. Hilary Onyiuke
Dr. Daphne Dafinone,
Mr. Oyesoji Oyeleke SAN
Mr. Peter McCarthy (British)
Mrs. Ireti Samuel-Ogbu
Mrs. Funmi Ogunlesi
Mr. Fatai Karim
Mrs. Nneka Enwereji
Mr. Chinedu Ikwudinma