Citi was among the first international banks to enter the Russian market when it established a local bank, ZAO Citibank, in Moscow in 1993. Citi has since grown its business to be among the country's largest banks offering a full range of products and services to corporate and consumer customers. At present, the Bank has over 3,000 employees, its distribution network including over 55 retail branches, 350 ATM's and representative offices in 11 Russian cities: Moscow, St.Petersburg, Yekaterinburg, Samara, Rostov-on-Don, Volgograd, Nizhniy Novgorod, Kazan, Novosibirsk, Ufa and operations center in Ryazan. Citi also operates in 2 more CIS countries – Ukraine and Kazakhstan.

ICG
ICG delivers a breadth of financial products to more than 1,500 leading Russian companies and multinationals operating in Russia. ICG provides these comprehensive and innovative banking solutions to customers through its dedicated relationship-based platform. Acting as a trusted advisor to Citi's corporate clients, ICG Russia serves as a primary point of contact for all product delivery, anticipating ways in which the bank can add value to our clients and responding to all clients' requests.

GCG
In 2002, ZAO Citibank launched consumer banking operations by opening our first retail branch in Moscow. Citi now serves over 900,000 customers across Russia, more than 450 000 of them being credit cards holders. Citi currently offers the following products and services to consumers: Credit cards with grace period; Personal Loans; Investment Products; Multi-currency checking and savings accounts; Payroll package for salaried employees; Citibank Online Internet banking service; CitiPhone – Banking Support Service; Citibank Alerting Service, gives subscribed customers the ability to receive online information about their transactions and balances via email or SMS.

Further Information
To visit the Citi Russia web site, visit: www.citibank.ru