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Compared to the prior) Tj ET Q q 0 0 0 rg BT 271.84 617.50 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.50 Td (year period, results reflected significantly lower mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.50 Td (origination volumes in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 129.05 593.50 Td (North ) Tj ET Q q 0 0 0 rg BT 154.71 593.50 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.58 593.50 Td (, an uncertain macro ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.50 Td (environment which negatively impacted fixed income markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.50 Td (within the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 78.77 569.50 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 171.74 569.50 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.74 569.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 189.24 569.50 Td (\(ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.12 569.50 Td (, and ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.50 Td (spread compression globally) Tj ET Q q 0 0 0 rg BT 149.77 557.50 Td (. Citi expects these factors will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.50 Td (continue to negatively af) Tj ET Q q 0 0 0 rg BT 134.95 545.50 Td (fect the operating environment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 533.50 Td (s results during the remainder of 2014. In addition, legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.50 Td (and related expenses remained elevated in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.50 Td (2014 as Citi continues to work through its legacy legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.50 Td (issues within Citi Holdings. Legal and related expenses are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.50 Td (likely to remain elevated during the remainder of 2014 as Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.50 Td (works through these and other issues. For a more detailed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.50 Td (discussion of these and other risks that could impact Citi) Tj ET Q q 0 0 0 rg BT 265.13 461.50 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.50 Td (businesses, results of operations and financial condition during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.50 Td (2014, see Risk Factors in Citi) Tj ET Q q 0 0 0 rg BT 165.99 437.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 194.33 437.50 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.50 Td (Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.50 Td (Despite these challenges, Citi made progress on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.50 Td (execution priorities, including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.50 Td (Ef) Tj ET Q q 0 0 0 rg BT 63.26 383.50 Td (ficient resource allocation, including disciplined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.50 Td (expense management: during the first quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.50 Td (Citi benefitted from savings resulting from its previously-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.50 Td (announced repositioning actions, ef) Tj ET Q q 0 0 0 rg BT 196.00 347.50 Td (forts to simplify and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.50 Td (streamline the or) Tj ET Q q 0 0 0 rg BT 121.02 335.50 Td (ganization as well as improved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.50 Td (productivity) Tj ET Q q 0 0 0 rg BT 102.23 323.50 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.50 Td (Continued focus on the wind down of Citi Holdings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.50 Td (getting Citi Holdings closer to break even: Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.50 Td (Holdings) Tj ET Q q 0 0 0 rg BT 93.26 287.50 Td ( assets declined by $35 billion, or 23%, from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.50 Td (prior) Tj ET Q q 0 0 0 rg BT 73.24 275.50 Td (-year period, and the net loss was reduced by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.50 Td (approximately 65%. Citi also was able to resolve certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.50 Td (legacy legal issues relating to private-label securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.50 Td (representation and warranty repurchase claims \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.50 Td (discussion below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.50 Td (Utilization of deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 202.31 215.50 Td (As\): Citi reduced its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 203.50 Td (DT) Tj ET Q q 0 0 0 rg BT 66.53 203.50 Td (As by approximately $1.1 billion during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 191.50 Td (quarter of 2014 \(for additional information, see Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.50 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 179.50 Td (axes below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.50 Td (While making progress on its execution priorities during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.50 Td (the quarter) Tj ET Q q 0 0 0 rg BT 78.63 143.50 Td (, on March 26, 2014, the Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.50 Td (announced that it objected to the capital plan submitted by Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.50 Td (as part of the 2014 Comprehensive Capital ) Tj ET Q q 0 0 0 rg BT 209.02 119.50 Td (Analysis and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.50 Td (Review \(CCAR\), meaning Citi will not be able to increase its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.50 Td (return of capital to shareholders as it had requested. Citi will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.50 Td (be permitted, however) Tj ET Q q 0 0 0 rg BT 125.29 83.50 Td (, to continue with its current capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.50 Td (actions through the first quarter of 2015 \(a $1.2 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.50 Td (common stock repurchase program and a common stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.50 Td (dividend of $0.01 per share per quarter) Tj ET Q q 0 0 0 rg BT 191.38 47.50 Td (, subject to Board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.50 Td (Directors) Tj ET Q q 0 0 0 rg BT 363.79 677.50 Td ( approval\). Citi is committed to addressing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.50 Td (Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 418.41 665.50 Td (s concerns, expectations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.50 Td (requirements and, at this time, is focused on the 2015 CCAR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.50 Td (process. See also Risk FactorsBusiness and Operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.50 Td (Risks in Citi) Tj ET Q q 0 0 0 rg BT 381.23 629.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 409.57 629.50 Td (Annual Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 605.50 Td (First Quarter) Tj ET Q q 0 0 0 rg BT 381.85 605.50 Td ( of 2014 Summary Results) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.50 Td (Citigroup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.50 Td (Citigroup reported first quarter net income of $3.9 billion or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.50 Td ($1.23 per diluted share, compared to $3.8 billion or $1.23 per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.50 Td (share in the first quarter of 2013. Results in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.50 Td (2014 included a credit valuation adjustment \(CV) Tj ET Q q 0 0 0 rg BT 517.66 533.50 Td (A\) on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.50 Td (derivatives \(counterparty and own-credit\), net of hedges, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.50 Td (debt valuation adjustment \(DV) Tj ET Q q 0 0 0 rg BT 446.29 509.50 Td (A\) on Citi) Tj ET Q q 0 0 0 rg BT 489.63 509.50 Td (s fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.50 Td (debt of $7 million \($4 million after) Tj ET Q q 0 0 0 rg BT 463.78 497.50 Td (-tax\), compared to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.50 Td (negative $319 million \(negative $198 million after) Tj ET Q q 0 0 0 rg BT 525.97 485.50 Td (-tax\) in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.50 Td (first quarter of 2013. Results in the first quarter of 2014 also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.50 Td (included a $210 million tax char) Tj ET Q q 0 0 0 rg BT 453.51 461.50 Td (ge, recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 515.70 461.50 Td (Corporate/) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 449.50 Td (Other) Tj ET Q q 0 0 0 rg BT 346.22 449.50 Td (,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.72 449.50 Td ( related to corporate tax reforms enacted in two states. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.50 Td (These reforms lowered mar) Tj ET Q q 0 0 0 rg BT 434.05 437.50 Td (ginal tax rates, resulting in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.50 Td (reduction in Citigroup) Tj ET Q q 0 0 0 rg BT 415.66 425.50 Td (s state deferred tax assets \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.50 Td (additional information on the impact of these reforms on Citi) Tj ET Q q 0 0 0 rg BT 570.89 413.50 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.50 Td (DT) Tj ET Q q 0 0 0 rg BT 336.53 401.50 Td (As and ef) Tj ET Q q 0 0 0 rg BT 374.67 401.50 Td (fective tax rate during the current quarter) Tj ET Q q 0 0 0 rg BT 538.63 401.50 Td (, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.50 Td (Income ) Tj ET Q q 0 0 0 rg BT 360.74 389.50 Td (T) Tj ET Q q 0 0 0 rg BT 366.15 389.50 Td (axes below\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.63 389.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 420.88 394.03 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 377.50 Td (Excluding CV) Tj ET Q q 0 0 0 rg BT 398.21 377.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 421.36 377.50 Td (A) Tj ET Q q 0 0 0 rg BT 428.03 377.50 Td ( in both periods and the tax item in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.50 Td (the first quarter of 2014, Citi reported net income of $4.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.50 Td (billion in the first quarter of 2014, or $1.30 per diluted share, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.50 Td (compared to $4.0 billion, or $1.29 per share, in the prior) Tj ET Q q 0 0 0 rg BT 548.75 341.50 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.50 Td (period. ) Tj ET Q q 0 0 0 rg BT 354.37 329.50 Td (The year) Tj ET Q q 0 0 0 rg BT 389.42 329.50 Td (-over) Tj ET Q q 0 0 0 rg BT 410.32 329.50 Td (-year increase was driven by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.50 Td (operating expenses and lower net credit losses, partially of) Tj ET Q q 0 0 0 rg BT 557.91 317.50 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.50 Td (by lower revenues and a higher ef) Tj ET Q q 0 0 0 rg BT 459.32 305.50 Td (fective tax rate \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.50 Td (additional information, see Income ) Tj ET Q q 0 0 0 rg BT 470.71 293.50 Td (T) Tj ET Q q 0 0 0 rg BT 476.12 293.50 Td (axes below\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 281.50 Td (s revenues, net of interest expense, were $20.1 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.50 Td (in the first quarter of 2014, down 1% versus the prior) Tj ET Q q 0 0 0 rg BT 536.81 269.50 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.50 Td (period. Excluding CV) Tj ET Q q 0 0 0 rg BT 413.25 257.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 436.41 257.50 Td (A, revenues were $20.1 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.50 Td (down 2% from the first quarter of 2013, as revenues in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.50 Td (Citicorp declined 5% while Citi Holdings revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.50 Td (58% compared to the prior) Tj ET Q q 0 0 0 rg BT 430.99 221.50 Td (-year period. Net interest revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.50 Td (of $1) Tj ET Q q 0 0 0 rg BT 344.46 209.50 Td (1.8 billion were 1% higher than in the prior) Tj ET Q q 0 0 0 rg BT 517.83 209.50 Td (-year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.50 Td (principally driven by lower funding costs in Citi Holdings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.50 Td (Excluding CV) Tj ET Q q 0 0 0 rg BT 380.21 185.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 403.36 185.50 Td (A, non-interest revenues were $8.4 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.50 Td (down 6% from the prior) Tj ET Q q 0 0 0 rg BT 420.45 173.50 Td (-year period, principally driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.50 Td (lower revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.58 161.50 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.31 161.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 434.24 161.50 Td (North ) Tj ET Q q 0 0 0 rg BT 459.90 161.50 Td (America Regional Consumer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 149.50 Td (Banking \(RCB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.87 149.50 Td (in Citicorp, partially of) Tj ET Q q 0 0 0 rg BT 479.89 149.50 Td (fset by higher non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.50 Td (interest revenues in Citi Holdings. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 113.50 Td (Operating Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.50 Td (Citigroup expenses decreased 1% versus the prior) Tj ET Q q 0 0 0 rg BT 523.18 101.50 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.50 Td (to $12.1 billion, driven by ef) Tj ET Q q 0 0 0 rg BT 438.53 89.50 Td (ficiency savings and the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.50 Td (decline in Citi Holdings assets, partially of) Tj ET Q q 0 0 0 rg BT 494.63 77.50 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.50 Td (regulatory and compliance costs, legal and related expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.50 Td (and repositioning char) Tj ET Q q 0 0 0 rg BT 413.24 53.50 Td (ges in the current quarter) Tj ET Q q 0 0 0 rg BT 512.64 53.50 Td (. Citi incurred ) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (legal and related costs of $945 million \(compared to $710 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (million in the prior) Tj ET Q q 0 0 0 rg BT 111.63 737.10 Td (-year period\) and repositioning char) Tj ET Q q 0 0 0 rg BT 255.28 737.10 Td (ges of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td ($21) Tj ET Q q 0 0 0 rg BT 50.63 725.10 Td (1 million \(compared to $148 million in the prior) Tj ET Q q 0 0 0 rg BT 243.18 725.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (period\). Excluding legal and related costs, repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (char) Tj ET Q q 0 0 0 rg BT 53.03 701.10 Td (ges and the impact of foreign exchange translation into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (U.S. dollars for reporting purposes \(FX translation\), which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (lowered reported expenses by approximately $170 million in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (the first quarter of 2014 as compared to the prior) Tj ET Q q 0 0 0 rg BT 230.46 665.10 Td (-year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (operating expenses were $1) Tj ET Q q 0 0 0 rg BT 146.42 653.10 Td (1.0 billion compared to $1) Tj ET Q q 0 0 0 rg BT 251.86 653.10 Td (1.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 62.11 641.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 64.61 641.10 Td (in the prior) Tj ET Q q 0 0 0 rg BT 108.85 641.10 Td (-year period. Citi expects its repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (char) Tj ET Q q 0 0 0 rg BT 53.03 629.10 Td (ges in the second quarter of 2014 will remain elevated, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (due in part to the acceleration of its restructuring ef) Tj ET Q q 0 0 0 rg BT 241.01 617.10 Td (forts in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Korea.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (Citicorp) Tj ET Q q 0 0 0 rg BT 89.55 593.10 Td (s expenses were $10.6 billion, down 2% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 581.10 Td (-year period, primarily reflecting ef) Tj ET Q q 0 0 0 rg BT 196.93 581.10 Td (ficiency savings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 569.10 Td (fset by higher regulatory and compliance costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (legal and related costs and repositioning char) Tj ET Q q 0 0 0 rg BT 216.31 557.10 Td (ges in the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.76 545.10 Td (. Citi Holdings) Tj ET Q q 0 0 0 rg BT 128.03 545.10 Td ( expenses increased 2% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 533.10 Td (-year period to $1.5 billion, primarily due to higher legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (and related expenses, partially of) Tj ET Q q 0 0 0 rg BT 167.71 521.10 Td (fset by the continued decline ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (in assets and the resulting decline in operating expenses.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Credit Costs and ) Tj ET Q q 0 0 0 rg BT 106.48 485.10 Td (Allowance for Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 473.10 Td (s total provisions for credit losses and for benefits and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (claims of $2.0 billion declined 20% from the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (2013. Net credit losses of $2.4 billion were down 15% versus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (the prior) Tj ET Q q 0 0 0 rg BT 69.96 437.10 Td (-year period. Consumer net credit losses declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (19% to $2.3 billion, reflecting improvements in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 243.74 425.10 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.38 413.10 Td (mortgage portfolio within Citi Holdings,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.87 413.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.37 413.10 Td (as well as) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 276.24 413.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 401.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.54 401.10 Td ( Citi-branded cards in Citicorp. Corporate net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (credit losses increased to $145 million from $45 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 377.10 Td (-year period. Corporate net credit losses in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (quarter of 2014 included approximately $1) Tj ET Q q 0 0 0 rg BT 206.97 365.10 Td (13 million of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (incremental net credit losses related to the Pemex supplier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (program in Mexico \(for additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 40.44 329.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 133.41 329.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.41 329.10 Td ( below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (The net release of allowance for loan losses and unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (lending commitments was $673 million in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (2014, compared to a $650 million release in the prior) Tj ET Q q 0 0 0 rg BT 248.52 293.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (period. Citicorp) Tj ET Q q 0 0 0 rg BT 104.60 281.10 Td (s net reserve release increased 10% to $328 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (million, primarily due to a higher reserve release in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 243.71 269.10 Td (ICG, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 257.10 Td (fset by a lower reserve release in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 213.51 257.10 Td (North ) Tj ET Q q 0 0 0 rg BT 239.17 257.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (RCB.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.39 245.10 Td ( Citi Holdings) Tj ET Q q 0 0 0 rg BT 119.15 245.10 Td ( net reserve release decreased 2% to $345 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (million, substantially all of which related to the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 227.90 233.10 Td (North ) Tj ET Q q 0 0 0 rg BT 253.56 233.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.44 233.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (mortgage portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td ( Citigroup) Tj ET Q q 0 0 0 rg BT 97.61 209.10 Td (s total allowance for loan losses was $18.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (billion at quarter end, or 2.87% of total loans, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td ($23.7 billion, or 3.70%, at the end of the prior) Tj ET Q q 0 0 0 rg BT 219.93 185.10 Td (-year period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (The decline in the total allowance for loan losses reflected the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (continued wind down of Citi Holdings and overall continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (improvement in the credit quality of the loan portfolios.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (The Consumer allowance for loan losses was $16.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (billion, or 4.29% of total Consumer loans, at quarter end, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (compared to $20.9 billion, or 5.32% of total loans, at March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (31, 2013. ) Tj ET Q q 0 0 0 rg BT 78.32 101.10 Td (T) Tj ET Q q 0 0 0 rg BT 83.73 101.10 Td (otal non-accrual assets fell to $9.0 billion, a 19% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (reduction compared to March 31, 2013. Corporate non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (accrual loans declined 35% to $1.6 billion, while Consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (non-accrual loans declined 14% to $7.0 billion, both reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (the continued improvement in credit trends.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Citi continued to grow its regulatory capital during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (quarter of 2014, primarily through net income and a further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (reduction of its DT) Tj ET Q q 0 0 0 rg BT 399.57 701.10 Td (As. Citigroup) Tj ET Q q 0 0 0 rg BT 459.30 701.10 Td (s estimated ) Tj ET Q q 0 0 0 rg BT 506.33 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 512.09 701.10 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.76 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 346.51 689.10 Td (ier 1 Common ratios under Basel III were 1) Tj ET Q q 0 0 0 rg BT 520.54 689.10 Td (1.1% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (10.5% as of March 31, 2014, respectively) Tj ET Q q 0 0 0 rg BT 490.25 677.10 Td (, compared to 9.6% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (and 9.3% as of March 31, 2013. Citigroup) Tj ET Q q 0 0 0 rg BT 498.14 665.10 Td (s estimated Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (III Supplementary Leverage ratio for the first quarter of 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (was 5.6%. For additional information on Citi) Tj ET Q q 0 0 0 rg BT 509.26 641.10 Td (s estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Basel III ) Tj ET Q q 0 0 0 rg BT 361.03 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 366.78 629.10 Td (ier 1 Common ratio, Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (and related components, see Capital Resources below) Tj ET Q q 0 0 0 rg BT 546.88 617.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Citicorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Citicorp net income decreased 8% from the prior) Tj ET Q q 0 0 0 rg BT 519.56 581.10 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (to $4.2 billion. CV) Tj ET Q q 0 0 0 rg BT 400.49 569.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 423.65 569.10 Td (A, recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 498.34 569.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.56 569.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.06 569.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.56 569.10 Td (was negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td ($7 million \(negative $4 million after) Tj ET Q q 0 0 0 rg BT 469.60 557.10 Td (-tax\) in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (2014, compared to negative $310 million \(negative $192 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (million after) Tj ET Q q 0 0 0 rg BT 373.51 533.10 Td (-tax\) in the prior) Tj ET Q q 0 0 0 rg BT 439.12 533.10 Td (-year period \(for a summary of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (CV) Tj ET Q q 0 0 0 rg BT 336.60 521.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 359.76 521.10 Td (A) Tj ET Q q 0 0 0 rg BT 366.43 521.10 Td ( by business within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 445.88 521.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.60 521.10 Td (for the first quarters of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (2014 and 2013, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 408.15 509.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 501.11 509.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.11 509.10 Td ( below\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Excluding CV) Tj ET Q q 0 0 0 rg BT 398.21 497.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 421.36 497.10 Td (A) Tj ET Q q 0 0 0 rg BT 428.03 497.10 Td ( and the tax item described above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Citicorp) Tj ET Q q 0 0 0 rg BT 359.55 485.10 Td (s net income was $4.4 billion, down 8% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 473.10 Td (-year period, as lower revenues were partially of) Tj ET Q q 0 0 0 rg BT 536.86 473.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (lower operating expenses and lower cost of credit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.10 Td (Citicorp revenues, net of interest expense, decreased 3% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (from the prior) Tj ET Q q 0 0 0 rg BT 379.89 437.10 Td (-year period to $18.7 billion. Excluding CV) Tj ET Q q 0 0 0 rg BT 556.08 437.10 Td (A/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (DV) Tj ET Q q 0 0 0 rg BT 337.15 425.10 Td (A, Citicorp revenues were $18.7 billion in the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (of 2014, down 5% from the prior) Tj ET Q q 0 0 0 rg BT 456.28 413.10 Td (-year period. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 512.36 413.10 Td (Global ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.94 401.10 Td ( \() Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 406.77 401.10 Td (GCB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.60 401.10 Td (revenues of $9.3 billion declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (5% versus the prior) Tj ET Q q 0 0 0 rg BT 401.84 389.10 Td (-year period. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 457.92 389.10 Td (North ) Tj ET Q q 0 0 0 rg BT 483.58 389.10 Td (America RCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (revenues declined 6% to $4.8 billion, driven by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (mortgage origination revenues in retail banking due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (significant decline in U.S. mortgage refinancing activity as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (well as ongoing spread compression, partially of) Tj ET Q q 0 0 0 rg BT 517.94 341.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (revenues in Citi retail services, reflecting the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Best Buy portfolio acquisition. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.33 317.10 Td (North ) Tj ET Q q 0 0 0 rg BT 477.98 317.10 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.25 317.10 Td ( average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (deposits of $171 billion grew 4% year) Tj ET Q q 0 0 0 rg BT 476.55 305.10 Td (-over) Tj ET Q q 0 0 0 rg BT 497.45 305.10 Td (-year and average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (retail loans of $45 billion grew 4%. ) Tj ET Q q 0 0 0 rg BT 470.36 293.10 Td (A) Tj ET Q q 0 0 0 rg BT 476.84 293.10 Td (verage card loans of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td ($1) Tj ET Q q 0 0 0 rg BT 333.63 281.10 Td (1) Tj ET Q q 0 0 0 rg BT 338.26 281.10 Td (1 billion increased 4%, and purchase sales of $56 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (increased 5% versus the prior) Tj ET Q q 0 0 0 rg BT 442.09 269.10 Td (-year period. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 495.35 257.10 Td (North ) Tj ET Q q 0 0 0 rg BT 521.01 257.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.89 245.10 Td ( for the first quarter of 2014, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 479.22 245.10 Td (Global Consumer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (BankingNorth ) Tj ET Q q 0 0 0 rg BT 391.88 233.10 Td (America Regional Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.79 233.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 221.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (International ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 395.59 209.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.59 209.10 Td ( revenues \(consisting of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 513.34 209.10 Td (Asia RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.51 209.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 347.44 197.10 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.70 197.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 422.14 197.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 448.61 197.10 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 197.10 Td (\) decreased 3% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 185.10 Td (-year period to $4.5 billion. Excluding the impact of FX ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (translation, international ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 424.25 173.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.75 173.10 Td (revenues rose 3% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 161.10 Td (-year period, driven by 5% revenue growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 528.45 161.10 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (America RCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.76 149.10 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 396.20 149.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.70 149.10 Td (1% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 455.64 149.10 Td (Asia RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.81 149.10 Td (, partially of) Tj ET Q q 0 0 0 rg BT 543.78 149.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (a 2% decline in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 388.42 137.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 414.89 137.10 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.28 137.10 Td ( \(for the impact of FX translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (on the first quarter of 2014 results of operations for each of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 350.47 113.10 Td ( RCB, Latin ) Tj ET Q q 0 0 0 rg BT 400.30 113.10 Td (America RCB, and ) Tj ET Q q 0 0 0 rg BT 477.88 113.10 Td (Asia RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.05 113.10 Td (, see the table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (accompanying the discussion of each respective business) Tj ET Q q 0 0 0 rg BT 554.85 101.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (results of operations below\). ) Tj ET Q q 0 0 0 rg BT 442.68 89.10 Td (This growth in international) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 554.61 89.10 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 575.99 89.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (revenues, excluding the impact of FX translation, mainly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (reflected volume growth in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 432.57 65.10 Td ( Latin ) Tj ET Q q 0 0 0 rg BT 458.51 65.10 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.78 65.10 Td ( and growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (fees in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.88 53.10 Td (Asia RCB, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.04 53.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 441.01 53.10 Td (fset by continued spread ) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (compression as well as the market exits in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 207.07 749.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 233.54 749.10 Td ( RCB,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.43 749.10 Td ( the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (impact of regulatory changes in certain markets and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (ongoing repositioning of Citi) Tj ET Q q 0 0 0 rg BT 155.17 725.10 Td (s franchise in Korea. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (additional information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 249.84 713.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 276.32 713.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (RCB, Latin ) Tj ET Q q 0 0 0 rg BT 83.32 701.10 Td (America RCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.09 701.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.03 701.10 Td (Asia RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.19 701.10 Td ( for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (2014,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 58.50 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 689.10 Td (see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 80.71 689.10 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.92 689.10 Td ( below) Tj ET Q q 0 0 0 rg BT 218.65 689.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (Y) Tj ET Q q 0 0 0 rg BT 60.22 677.10 Td (ear) Tj ET Q q 0 0 0 rg BT 72.23 677.10 Td (-over) Tj ET Q q 0 0 0 rg BT 93.13 677.10 Td (-year) Tj ET Q q 0 0 0 rg BT 113.26 677.10 Td (, international ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.30 677.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.30 677.10 Td ( average deposits were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (unchanged, while average retail loans increased 8%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (investment sales increased 2%, average card loans increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (3%, and international card purchase sales increased 4%, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (excluding the impact of FX translation as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (approximately $2.8 billion of Credicard loans in Brazil, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (was moved to discontinued operations in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.08 605.10 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.36 605.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (the second quarter of 2013. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 581.10 Td ( revenues were $9.2 billion in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (2014, down 4% from the prior) Tj ET Q q 0 0 0 rg BT 157.45 569.10 Td (-year period. Excluding CV) Tj ET Q q 0 0 0 rg BT 269.74 569.10 Td (A/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (DV) Tj ET Q q 0 0 0 rg BT 49.15 557.10 Td (A, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 61.38 557.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.60 557.10 Td ( revenues were $9.2 billion, or 7% lower than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 545.10 Td (-year period. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.32 545.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.65 545.10 Td ( revenues of $4.1 billion increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (1% from the prior) Tj ET Q q 0 0 0 rg BT 107.72 533.10 Td (-year period, primarily reflecting growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (corporate lending and private bank revenues, partially of) Tj ET Q q 0 0 0 rg BT 262.40 521.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (by lower investment banking revenues. Investment banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (revenues decreased 10% versus the prior) Tj ET Q q 0 0 0 rg BT 198.79 497.10 Td (-year period, driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (by a 19% decline in debt underwriting revenues to $578 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (million and a 14% decline in advisory revenues to $175 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (million, partially of) Tj ET Q q 0 0 0 rg BT 113.86 461.10 Td (fset by 20% growth in equity underwriting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (revenues to $299 million. Private bank revenues, excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (CV) Tj ET Q q 0 0 0 rg BT 48.60 437.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 71.76 437.10 Td (A, increased 6% to $668 million from the prior) Tj ET Q q 0 0 0 rg BT 260.13 437.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (period, driven by growth in investments and capital market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (products. Corporate lending revenues increased 28% to $398 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (million, including $17 million of mark-to-market losses on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (hedges related to accrual loans compared to a $24 million loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (in the prior) Tj ET Q q 0 0 0 rg BT 80.23 377.10 Td (-year period. Excluding the mark-to-market impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (on hedges related to accrual loans, corporate lending revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (rose 24% versus the prior) Tj ET Q q 0 0 0 rg BT 138.00 353.10 Td (-year period to $415 million as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (higher loan balances and lower funding costs were partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 329.10 Td (fset by lower loan yields. ) Tj ET Q q 0 0 0 rg BT 149.78 329.10 Td (T) Tj ET Q q 0 0 0 rg BT 155.54 329.10 Td (reasury and trade solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (revenues increased 1% versus the prior) Tj ET Q q 0 0 0 rg BT 192.13 317.10 Td (-year period as growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (in fees and volumes were partially of) Tj ET Q q 0 0 0 rg BT 184.10 305.10 Td (fset by the ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (impact of spread compression globally) Tj ET Q q 0 0 0 rg BT 190.31 293.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.80 281.10 Td ( revenues of $5.2 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (excluding CV) Tj ET Q q 0 0 0 rg BT 90.54 269.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 113.69 269.10 Td (A, declined 12% from the prior) Tj ET Q q 0 0 0 rg BT 239.01 269.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (period. Fixed income markets revenues of $3.9 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (excluding CV) Tj ET Q q 0 0 0 rg BT 90.54 245.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 113.69 245.10 Td (A, declined 18% from the prior) Tj ET Q q 0 0 0 rg BT 239.01 245.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (period, reflecting the uncertain global macro environment as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (well as strong performance in the prior) Tj ET Q q 0 0 0 rg BT 191.30 221.10 Td (-year period in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (securitized products and local markets rates and currencies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (Equity markets revenues of $883 million, excluding CV) Tj ET Q q 0 0 0 rg BT 259.12 197.10 Td (A/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (DV) Tj ET Q q 0 0 0 rg BT 49.15 185.10 Td (A, were up 13% versus the prior) Tj ET Q q 0 0 0 rg BT 178.64 185.10 Td (-year period, driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (improved derivatives revenues. Securities services revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (declined 1% to $561 million versus the prior) Tj ET Q q 0 0 0 rg BT 214.38 161.10 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (reflecting lower net interest revenue, partially of) Tj ET Q q 0 0 0 rg BT 229.34 149.10 Td (fset by an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (increase in assets under custody and overall customer activity) Tj ET Q q 0 0 0 rg BT 281.94 137.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (For additional information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 266.23 125.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.46 125.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (for the first quarter of 2014, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 169.84 113.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 262.81 113.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.81 113.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 101.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 89.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 89.10 Td ( revenues increased to $141 million from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td ($6 million in the prior) Tj ET Q q 0 0 0 rg BT 124.13 77.10 Td (-year period, mainly reflecting higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (investment revenues and hedging activities. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 495.35 749.10 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (for the first quarter of 2014, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 457.84 737.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.62 737.10 Td ( below) Tj ET Q q 0 0 0 rg BT 556.34 737.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (Citicorp end-of-period loans increased 7% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 713.10 Td (-year period to $575 billion, with 2% growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Consumer loans and 12% growth in Corporate loans.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Citi Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 380.76 665.10 Td ( net loss was $284 million in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (2014 compared to a net loss of $804 million in the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (of 2013. ) Tj ET Q q 0 0 0 rg BT 362.15 641.10 Td (The improvement in the net loss was due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (revenues and lower net credit losses, partially of) Tj ET Q q 0 0 0 rg BT 517.09 629.10 Td (fset by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (increase in expenses driven by higher legal and related costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 398.76 605.10 Td ( revenues increased 61% to $1.5 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (from the prior) Tj ET Q q 0 0 0 rg BT 379.89 593.10 Td (-year period. Excluding CV) Tj ET Q q 0 0 0 rg BT 492.18 593.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 515.34 593.10 Td (A) Tj ET Q q 0 0 0 rg BT 522.01 593.10 Td ( \($14 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (in the current quarter) Tj ET Q q 0 0 0 rg BT 407.73 581.10 Td (, compared to a negative $9 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 569.10 Td (-year period\), Citi Holdings revenues increased 58% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td ($1.4 billion from the prior) Tj ET Q q 0 0 0 rg BT 428.51 557.10 Td (-year period. Net interest revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (increased 20% year) Tj ET Q q 0 0 0 rg BT 402.09 545.10 Td (-over) Tj ET Q q 0 0 0 rg BT 422.99 545.10 Td (-year to $903 million, lar) Tj ET Q q 0 0 0 rg BT 523.06 545.10 Td (gely driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (by lower funding costs. Non-interest revenues, excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (CV) Tj ET Q q 0 0 0 rg BT 336.60 521.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 359.76 521.10 Td (A, increased to $539 million from $161 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 509.10 Td (-year period, driven by the absence of repurchase reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (builds for representation and warranty claims in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (quarter of 2014, as well as higher levels of mark-to-market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (gains and a gain on a debt transaction that Citi does not expect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (to recur in future periods. For additional information on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (results of operations of Citi Holdings for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (2014, see Citi Holdings below) Tj ET Q q 0 0 0 rg BT 453.61 437.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 398.76 425.10 Td ( assets were $1) Tj ET Q q 0 0 0 rg BT 458.65 425.10 Td (14 billion, 23% below the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 413.10 Td (-year period, and represented approximately 6% of Citi) Tj ET Q q 0 0 0 rg BT 567.05 413.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (total GAAP) Tj ET Q q 0 0 0 rg BT 371.13 401.10 Td ( assets and 17% of its estimated risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (assets under Basel III \(based on the Advanced ) Tj ET Q q 0 0 0 rg BT 515.04 389.10 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (for determining risk-weighted assets\).) Tj ET Q endstream endobj 19 0 obj <> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (7) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (RESUL) Tj ET Q q 0 0 0 rg BT 74.91 740.90 Td (TS OF) Tj ET Q q 0 0 0 rg BT 108.81 740.90 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 152.92 740.90 Td (TIONS) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 718.50 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 90.90 718.50 Td (Y) Tj ET Q q 0 0 0 rg BT 99.12 718.50 Td ( OF) Tj ET Q q 0 0 0 rg BT 118.34 718.50 Td ( SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 255.71 718.50 Td ( DA) Tj ET Q q 0 0 0 rg BT 275.15 718.50 Td (T) Tj ET Q q 0 0 0 rg BT 282.26 718.50 Td (AP) Tj ET Q q 0 0 0 rg BT 309.37 718.50 Td (AGE1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 398.55 699.70 Td (Citigr) Tj ET Q q 0 0 0 rg BT 419.72 699.70 Td (oup Inc. and Consolidated Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 643.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 643.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 643.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 643.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 615.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 615.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 615.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 615.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 587.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 587.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 587.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 587.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 559.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 559.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 559.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 559.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 531.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 531.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 531.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 531.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 503.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 503.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 503.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 503.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 475.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 475.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 475.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 475.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 447.20 403.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 447.20 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 447.20 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 447.20 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 410.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 410.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 410.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 410.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 382.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 382.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 382.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 382.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 354.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 354.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 354.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 354.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 326.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 326.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 326.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 326.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 298.20 403.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 298.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 298.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 298.20 41.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 666.2 m 479.5 666.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 666.2 m 520.5 666.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 643.2 m 438.5 643.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 643.2 m 479.5 643.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 643.2 m 520.5 643.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 643.2 m 561.5 643.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 615.2 m 438.5 615.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 615.2 m 479.5 615.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 615.2 m 520.5 615.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 615.2 m 561.5 615.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 615.2 m 479.5 615.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 615.2 m 520.5 615.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 573.2 m 438.5 573.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 573.2 m 479.5 573.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 573.2 m 520.5 573.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 573.2 m 561.5 573.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 545.2 m 438.5 545.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 545.2 m 479.5 545.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 545.2 m 520.5 545.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 545.2 m 561.5 545.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 517.2 m 438.5 517.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 517.2 m 479.5 517.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 517.2 m 520.5 517.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 517.2 m 561.5 517.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 517.2 m 479.5 517.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 517.2 m 520.5 517.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 489.2 m 438.5 489.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 489.2 m 479.5 489.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 489.2 m 520.5 489.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 489.2 m 561.5 489.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.2 m 438.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 475.2 m 479.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 475.2 m 520.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 475.2 m 561.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.2 m 438.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 475.2 m 479.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 475.2 m 520.5 475.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 424.2 m 438.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 424.2 m 479.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 424.2 m 520.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 424.2 m 561.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 424.2 m 438.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 424.2 m 479.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 424.2 m 520.5 424.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 410.2 m 561.5 410.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 410.2 m 438.5 410.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 396.2 m 438.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 410.2 m 479.5 410.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 396.2 m 479.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 410.2 m 520.5 410.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 396.2 m 520.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 396.2 m 561.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 396.2 m 438.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 396.2 m 479.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 396.2 m 520.5 396.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 340.2 m 438.5 340.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 340.2 m 479.5 340.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 340.2 m 520.5 340.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 340.2 m 561.5 340.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 340.2 m 438.5 340.2 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 284.2 m 438.5 284.2 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 284.2 m 479.5 284.2 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 284.2 m 520.5 284.2 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 284.2 m 561.5 284.2 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.95 670.65 Td (First Quarter) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 647.45 Td (In millions of dollars, except per-share amounts and ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.50 647.65 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.50 647.66 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 656.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.70 647.65 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 633.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 633.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.85 633.65 Td (11,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 633.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.85 633.66 Td (11,630) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 633.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 633.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 619.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 619.65 Td (8,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 619.66 Td (8,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 619.65 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 619.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 605.65 Td (Revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 605.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.85 605.65 Td (20,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 605.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.85 605.66 Td (20,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 605.65 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 605.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 591.66 Td (Operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.85 591.65 Td (12,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.85 591.66 Td (12,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 591.65 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 591.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 577.66 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 577.65 Td (1,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 577.66 Td (2,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 577.65 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 577.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 563.65 Td (Income from continuing operations before income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 563.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 563.65 Td (6,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 563.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 563.66 Td (5,501) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 563.65 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 563.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 549.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 549.65 Td (2,050) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 549.66 Td (1,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 549.65 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 535.65 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 535.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 535.65 Td (3,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 535.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 535.66 Td (3,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 535.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 535.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.65 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.82 521.65 Td (om discontinued operations, net of taxes ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 254.07 525.73 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 521.65 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.65 521.66 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.65 521.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 521.65 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 507.65 Td (Net income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 507.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 507.65 Td (3,988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 507.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 507.66 Td (3,898) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 507.65 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 507.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 493.66 Td (Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 493.65 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.65 493.66 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 493.65 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 493.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 479.65 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 479.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 479.65 Td (3,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 479.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 479.66 Td (3,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 479.65 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 479.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.50 465.66 Td (Less:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 451.66 Td (Preferred dividends-Basic) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 451.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 451.65 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 451.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.15 451.66 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 451.65 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 437.66 Td (Dividends and undistributed earnings allocated to employee restricted and deferred shares that contain) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.50 428.66 Td (nonforfeitable rights to dividends, applicable to Basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 428.65 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.65 428.66 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 428.65 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 428.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 414.65 Td (Income allocated to unrestricted common shareholders for Basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 414.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 414.65 Td (3,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 414.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 414.66 Td (3,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 414.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 414.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 400.65 Td (Income allocated to unrestricted common shareholders for diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 400.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 400.65 Td (3,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 400.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.40 400.66 Td (3,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 400.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 386.65 Td (Earnings per share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 372.65 Td (Basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 358.66 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 358.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.90 358.65 Td (1.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 358.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.90 358.66 Td (1.24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 358.65 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 358.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 344.66 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.90 344.65 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.90 344.66 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 344.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 330.65 Td (Diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 316.66 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 316.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.90 316.65 Td (1.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 316.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.90 316.66 Td (1.24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 316.65 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 316.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 302.66 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.90 302.65 Td (1.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.90 302.66 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 302.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 288.65 Td (Dividends declared per common share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.90 288.65 Td (0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.90 288.66 Td (0.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 288.65 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.50 260.70 Td (Statement continues on the next page, including notes to the table.) Tj ET Q endstream endobj 21 0 obj <> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (8) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 90.90 740.90 Td (Y) Tj ET Q q 0 0 0 rg BT 99.12 740.90 Td ( OF) Tj ET Q q 0 0 0 rg BT 118.34 740.90 Td ( SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 255.71 740.90 Td ( DA) Tj ET Q q 0 0 0 rg BT 275.15 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 282.26 740.90 Td (AP) Tj ET Q q 0 0 0 rg BT 309.37 740.90 Td (AGE2) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 670.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 670.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 670.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 670.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 642.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 642.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 642.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 642.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 614.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 614.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 614.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 614.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 586.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 586.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 586.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 586.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 558.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 558.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 558.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 558.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 530.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 530.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 530.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 530.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 502.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 502.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 502.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 502.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 474.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 474.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 474.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 474.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 446.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 446.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 446.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 446.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 418.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 418.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 418.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 418.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 390.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 390.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 390.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 390.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 362.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 362.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 362.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 362.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 334.40 318.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 334.40 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 334.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 334.40 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 694.4 m 440.5 694.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 694.4 m 505.5 694.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 670.4 m 367.5 670.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 670.4 m 440.5 670.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 670.4 m 505.5 670.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 670.4 m 547.5 670.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 572.4 m 367.5 572.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 572.4 m 440.5 572.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 572.4 m 505.5 572.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 572.4 m 547.5 572.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 502.4 m 367.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 502.4 m 440.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 502.4 m 505.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 502.4 m 547.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 502.4 m 505.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 446.4 m 367.5 446.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 446.4 m 440.5 446.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 446.4 m 505.5 446.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 446.4 m 547.5 446.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 446.4 m 505.5 446.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 390.4 m 367.5 390.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 390.4 m 440.5 390.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 390.4 m 505.5 390.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 390.4 m 547.5 390.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 320.4 m 367.5 320.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 320.4 m 440.5 320.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 320.4 m 505.5 320.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 320.4 m 547.5 320.4 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 380.55 712.85 Td (Citigroup Inc. and Consolidated Subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.95 698.85 Td (First Quarter) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.00 674.65 Td (In millions of dollars, except per-share amounts, ratios and direct staff) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 674.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 674.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 683.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.20 674.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.00 660.85 Td (At March 31:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 646.86 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 646.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 646.85 Td (1,894,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 646.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 646.86 Td (1,881,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 646.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 646.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 632.86 Td (Total deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 632.85 Td (966,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.25 632.86 Td (933,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 632.85 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 618.86 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 618.85 Td (222,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.25 618.86 Td (234,326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 618.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 618.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 604.86 Td (Citigroup common stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 604.85 Td (201,244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.25 604.86 Td (190,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 604.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 590.86 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 590.85 Td (208,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.25 590.86 Td (193,359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 590.85 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 576.86 Td (Direct staf) Tj ET Q q 0 0 0 rg BT 89.57 576.86 Td (f ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 94.82 576.86 Td (\(in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 576.85 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 576.86 Td (257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 576.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 576.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.00 562.85 Td (Ratios) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 548.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.25 548.85 Td (0.85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 548.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 548.86 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 548.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 534.86 Td (Return on average common stockholders) Tj ET Q q 0 0 0 rg BT 201.79 534.86 Td ( equity ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 228.78 538.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.75 534.85 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 534.86 Td (8.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 520.86 Td (Return on average total stockholders) Tj ET Q q 0 0 0 rg BT 186.29 520.86 Td ( equity ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 213.28 524.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.75 520.85 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 520.86 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 506.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 506.85 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 506.86 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 492.86 Td (T) Tj ET Q q 0 0 0 rg BT 57.18 492.86 Td (ier 1 Common ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.43 496.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 492.85 Td (14.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 492.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.95 492.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 478.86 Td (T) Tj ET Q q 0 0 0 rg BT 57.18 478.86 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 101.67 482.94 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 478.85 Td (14.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.95 478.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 464.86 Td (T) Tj ET Q q 0 0 0 rg BT 56.87 464.86 Td (otal Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 98.61 468.94 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 464.85 Td (17.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.95 464.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 450.86 Td (T) Tj ET Q q 0 0 0 rg BT 57.18 450.86 Td (ier 1 Leverage ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.40 454.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.25 450.85 Td (8.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.95 450.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 436.86 Td (Estimated Basel III ) Tj ET Q q 0 0 0 rg BT 123.56 436.86 Td (T) Tj ET Q q 0 0 0 rg BT 128.75 436.86 Td (ier 1 Common ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 182.99 440.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 436.85 Td (10.47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 436.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 436.86 Td (9.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 436.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 422.86 Td (Estimated Basel III ) Tj ET Q q 0 0 0 rg BT 123.56 422.86 Td (T) Tj ET Q q 0 0 0 rg BT 128.75 422.86 Td (ier 1 Capital ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 175.48 426.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 422.85 Td (11.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 422.86 Td (9.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 408.86 Td (Estimated Basel III ) Tj ET Q q 0 0 0 rg BT 123.56 408.86 Td (T) Tj ET Q q 0 0 0 rg BT 128.43 408.86 Td (otal Capital ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.42 412.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 408.85 Td (12.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 408.86 Td (12.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 394.86 Td (Estimated Basel III Supplementary Leverage Ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 237.94 398.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.25 394.85 Td (5.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.95 394.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 380.86 Td (Citigroup common stockholders equity to assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 380.85 Td (10.62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 380.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 380.86 Td (10.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 380.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 366.86 Td (Total Citigroup stockholders equity to assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 366.85 Td (11.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 366.86 Td (10.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 352.86 Td (Dividend payout ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.23 356.94 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.75 352.85 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 352.86 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 338.86 Td (Book value per common share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 338.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.75 338.85 Td (66.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 338.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 338.86 Td (62.51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 338.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 338.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 324.86 Td (Ratio of earnings to fixed charges and preferred stock dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 324.85 Td (2.57x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 324.86 Td (2.23x) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 303.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 303.30 Td (Discontinued operations include Credicard, Citi Capital ) Tj ET Q q 0 0 0 rg BT 233.74 303.30 Td (Advisors and Egg Banking credit card business. See Note 2 to the Consolidated Financial Statements ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 293.70 Td (for additional information on Citi) Tj ET Q q 0 0 0 rg BT 163.32 293.70 Td (s discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 284.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 284.10 Td (The return on average common stockholders) Tj ET Q q 0 0 0 rg BT 198.91 284.10 Td ( equity is calculated using net income less preferred stock dividends divided by average common stockholders) Tj ET Q q 0 0 0 rg BT 553.99 284.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 274.50 Td (equity) Tj ET Q q 0 0 0 rg BT 73.48 274.50 Td (. ) Tj ET Q q 0 0 0 rg BT 77.33 274.50 Td (The return on average total Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 241.13 274.50 Td ( equity is calculated using net income divided by average Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 501.58 274.50 Td ( equity) Tj ET Q q 0 0 0 rg BT 523.06 274.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 264.90 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 264.90 Td (The capital ratios reflect the capital \(numerator\) as derived under the transition provisions of the final U.S. Basel III rules, which became ef) Tj ET Q q 0 0 0 rg BT 500.14 264.90 Td (fective January 1, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 255.30 Td (2014, and risk-weighted assets \(denominator\) as derived under the Basel I credit risk and Basel II.5 market risk capital rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 245.70 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 245.70 Td (The leverage ratio represents ) Tj ET Q q 0 0 0 rg BT 148.47 245.70 Td (T) Tj ET Q q 0 0 0 rg BT 153.08 245.70 Td (ier 1 Capital divided by quarterly adjusted average total assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 236.10 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 236.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 68.23 236.10 Td (s estimated Basel III ratios and related components as of March 31, 2014 are based on the final U.S. Basel III rules, and with full implementation ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 226.50 Td (assumed for capital components; and the estimated Basel III risk-weighted assets are based on the advanced approaches for determining total risk-weighted ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 216.90 Td (assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.30 Td (\(6\) Dividends declared per common share as a percentage of net income per diluted share.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 197.70 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 197.70 Td ( Not available.) Tj ET Q endstream endobj 23 0 obj <> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (9) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (SEGMENT) Tj ET Q q 0 0 0 rg BT 95.79 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.13 747.90 Td (AND BUSINESSINCOME \(LOSS\) ) Tj ET Q q 0 0 0 rg BT 291.84 747.90 Td (AND REVENUES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (The following tables show the income \(loss\) and revenues for Citigroup on a segment and business view:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 93.23 703.90 Td ( INCOME) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 643.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 643.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 643.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 643.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 615.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 615.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 615.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 615.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 587.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 587.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 587.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 587.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 559.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 559.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 559.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 559.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 531.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 531.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 531.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 531.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 503.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 503.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 503.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 503.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 475.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 475.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 475.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 475.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 447.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 447.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 447.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 447.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 419.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 419.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 419.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 419.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 391.40 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 391.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 391.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 391.40 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 671.4 m 447.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 671.4 m 511.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 657.4 m 383.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 671.4 m 447.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 657.4 m 447.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 671.4 m 511.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 657.4 m 511.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 657.4 m 575.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 559.4 m 383.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 559.4 m 447.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 559.4 m 511.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 545.4 m 383.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 545.4 m 447.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 545.4 m 511.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 559.4 m 575.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 545.4 m 575.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.4 m 383.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 475.4 m 447.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 475.4 m 511.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 461.4 m 383.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 475.4 m 447.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 461.4 m 447.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 475.4 m 511.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 461.4 m 511.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 475.4 m 575.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 461.4 m 575.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 447.4 m 383.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 447.4 m 447.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 447.4 m 511.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 433.4 m 383.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 447.4 m 447.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 433.4 m 447.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 447.4 m 511.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 433.4 m 511.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 447.4 m 575.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.4 m 383.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 419.4 m 447.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 419.4 m 511.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 433.4 m 575.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 419.4 m 575.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.4 m 383.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.4 m 383.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 419.4 m 447.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 405.4 m 447.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 419.4 m 511.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 405.4 m 511.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 405.4 m 575.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.4 m 383.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 405.4 m 447.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 405.4 m 511.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 377.4 m 383.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 377.4 m 447.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 377.4 m 511.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 377.4 m 575.5 377.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 363.4 m 383.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 363.4 m 447.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 363.4 m 511.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 363.4 m 575.5 363.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.95 675.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.60 661.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 661.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 661.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 661.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 647.85 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 633.85 Td (CITICORP) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 619.85 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 605.85 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 605.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 605.85 Td (1,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 605.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 605.86 Td (1,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 605.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 605.85 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 591.85 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.65 591.85 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.15 591.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 591.85 Td (NM) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 577.85 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 577.85 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.15 577.86 Td (356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 577.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 577.85 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 563.85 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 563.85 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.15 563.86 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 563.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 563.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 549.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 549.85 Td (1,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 549.86 Td (1,825) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 549.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 549.85 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 535.85 Td (Institutional Clients Group) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 521.85 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 521.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 521.85 Td (1,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 521.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 521.86 Td (1,256) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 521.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 521.85 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 507.85 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 507.85 Td (779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.15 507.86 Td (654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 507.85 Td (19) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 493.85 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 493.85 Td (341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.15 493.86 Td (472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 493.85 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 493.85 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 479.85 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 479.85 Td (556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.15 479.86 Td (688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 479.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 479.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 465.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 465.85 Td (2,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 465.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 465.86 Td (3,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 465.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 465.85 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 451.85 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 451.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.15 451.85 Td (\(458) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 451.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 451.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.15 451.86 Td (\(165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.65 451.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 451.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 437.85 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 437.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 437.85 Td (4,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 437.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 437.86 Td (4,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 437.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 437.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 423.85 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 423.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.15 423.85 Td (\(283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 423.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 423.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.15 423.86 Td (\(799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.65 423.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 423.85 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 423.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 409.85 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 409.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 409.85 Td (3,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 409.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 409.86 Td (3,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 409.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 409.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 395.85 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 395.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.65 395.85 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 395.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.65 395.86 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.65 395.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 395.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 381.85 Td (Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.65 381.85 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.65 381.86 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 381.85 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 381.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 367.85 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 367.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.40 367.85 Td (3,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 367.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.40 367.86 Td (3,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 367.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 367.85 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 346.30 Td (NM Not meaningful) Tj ET Q endstream endobj 25 0 obj <> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 93.23 749.25 Td ( REVENUES) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 684.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 684.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 684.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 684.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 656.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 656.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 656.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 656.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 628.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 628.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 628.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 628.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 600.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 600.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 600.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 600.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 572.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 572.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 572.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 572.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 544.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 544.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 544.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 544.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 516.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 516.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 516.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 516.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 488.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 488.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 488.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 488.75 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 712.75 m 441.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 712.75 m 506.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 698.75 m 376.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 712.75 m 441.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 698.75 m 441.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 712.75 m 506.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 698.75 m 506.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 698.75 m 575.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 614.75 m 376.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 614.75 m 441.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 614.75 m 506.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 614.75 m 575.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 600.75 m 376.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 600.75 m 441.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 600.75 m 506.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 600.75 m 575.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.75 m 376.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 530.75 m 441.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 530.75 m 506.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 516.75 m 376.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 516.75 m 441.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 516.75 m 506.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 530.75 m 575.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 516.75 m 575.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 502.75 m 376.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 502.75 m 441.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 502.75 m 506.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 516.75 m 575.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 488.75 m 376.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 502.75 m 441.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 488.75 m 441.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 502.75 m 506.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 488.75 m 506.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 502.75 m 575.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 474.75 m 376.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 474.75 m 441.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 474.75 m 506.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 488.75 m 575.5 488.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 460.75 m 376.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 474.75 m 441.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 460.75 m 441.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 474.75 m 506.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 460.75 m 506.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 474.75 m 575.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 460.75 m 575.5 460.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.95 717.20 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.10 703.20 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 703.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 703.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 703.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 689.20 Td (CITICORP) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 675.20 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 661.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 661.20 Td (4,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 661.21 Td (5,110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 661.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 661.20 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 647.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.15 647.20 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.15 647.21 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 647.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 647.20 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 633.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 633.20 Td (2,268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 633.21 Td (2,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 633.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 633.20 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 619.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 619.20 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 619.21 Td (1,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 619.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 605.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 605.20 Td (9,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 605.21 Td (9,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 605.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 605.20 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 591.20 Td (Institutional Clients Group) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 577.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 577.20 Td (3,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 577.21 Td (3,577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 577.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 577.20 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 563.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 563.20 Td (2,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 563.21 Td (2,753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 563.20 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 549.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 549.20 Td (1,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 549.21 Td (1,223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 549.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 549.20 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 535.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 535.20 Td (1,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 535.21 Td (2,038) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 535.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 535.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 521.20 Td (9,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 521.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.40 521.21 Td (9,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 521.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 521.20 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 507.20 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.15 507.20 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.15 507.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 507.20 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 493.20 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.90 493.20 Td (18,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.90 493.21 Td (19,343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 493.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 493.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 479.20 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 479.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.40 479.20 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.15 479.21 Td (905) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 479.20 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 479.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.20 Td (Total Citigroup net revenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.90 465.20 Td (20,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 465.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.90 465.21 Td (20,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 465.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 465.20 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 443.65 Td (NM Not meaningful) Tj ET Q endstream endobj 27 0 obj <> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 33.60 Td (1) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CITICORP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citicorp is Citigroup) Tj ET Q q 0 0 0 rg BT 121.56 727.90 Td (s global bank for consumers and businesses and represents Citi) Tj ET Q q 0 0 0 rg BT 376.23 727.90 Td (s core franchises. Citicorp is focused on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (providing best-in-class products and services to customers and leveraging Citigroup) Tj ET Q q 0 0 0 rg BT 374.54 715.90 Td (s unparalleled global network, including many of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (the world) Tj ET Q q 0 0 0 rg BT 76.83 703.90 Td (s emer) Tj ET Q q 0 0 0 rg BT 103.02 703.90 Td (ging economies. Citicorp is physically present in approximately 100 countries, many for over 100years, and of) Tj ET Q q 0 0 0 rg BT 548.01 703.90 Td (fers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (services in over 160 countries and jurisdictions. Citi believes this global network provides a strong foundation for servicing the broad ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (financial services needs of its lar) Tj ET Q q 0 0 0 rg BT 166.60 679.90 Td (ge multinational clients and for meeting the needs of retail, private banking, commercial, public ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (sector and institutional clients around the world. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td ( Citicorp consists of the following operating businesses: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 287.64 655.90 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.86 655.90 Td ( \(which consists of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 472.63 655.90 Td (Regional Consumer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.33 643.90 Td ( in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.10 643.90 Td (North ) Tj ET Q q 0 0 0 rg BT 107.76 643.90 Td (America, EMEA, Latin ) Tj ET Q q 0 0 0 rg BT 201.73 643.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.61 643.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 255.05 643.90 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.83 643.90 Td (\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 295.59 643.90 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 388.56 643.90 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.56 643.90 Td ( \(which includes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 472.16 643.90 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.48 643.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 524.92 643.90 Td (Markets and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (Securities Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.25 631.90 Td (\). Citicorp also includes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 209.29 631.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.06 631.90 Td (. ) Tj ET Q q 0 0 0 rg BT 284.01 631.90 Td (At March 31, 2014, Citicorp had approximately $1.8 trillion of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (and $937billion of deposits, representing 94% of Citi) Tj ET Q q 0 0 0 rg BT 254.03 619.90 Td (s total assets and 97% of Citi) Tj ET Q q 0 0 0 rg BT 372.90 619.90 Td (s total deposits, respectively) Tj ET Q q 0 0 0 rg BT 485.01 619.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 580.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 580.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 580.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 580.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 554.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 554.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 554.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 554.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 528.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 528.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 528.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 528.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 502.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 502.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 502.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 502.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 476.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 476.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 476.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 476.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 450.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 450.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 450.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 450.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 424.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 424.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 424.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 424.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 398.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 398.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 398.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 398.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 372.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 372.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 372.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 372.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 346.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 346.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 346.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 346.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 320.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 320.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 320.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 320.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 294.40 363.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 294.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 294.40 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 294.40 59.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 594.4 m 398.5 594.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 594.4 m 457.5 594.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 594.4 m 516.5 594.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 580.4 m 398.5 580.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 580.4 m 457.5 580.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 580.4 m 516.5 580.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 580.4 m 575.5 580.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 554.4 m 398.5 554.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 554.4 m 457.5 554.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 554.4 m 516.5 554.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 541.4 m 398.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 554.4 m 457.5 554.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 541.4 m 457.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 554.4 m 516.5 554.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 541.4 m 516.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 554.4 m 575.5 554.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 541.4 m 575.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 502.4 m 398.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 502.4 m 457.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 502.4 m 516.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 502.4 m 575.5 502.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 463.4 m 398.5 463.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 463.4 m 457.5 463.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 463.4 m 516.5 463.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 463.4 m 575.5 463.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 450.4 m 398.5 450.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 463.4 m 457.5 463.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 450.4 m 457.5 450.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 463.4 m 516.5 463.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 450.4 m 516.5 450.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 450.4 m 575.5 450.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 437.4 m 398.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 437.4 m 457.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 437.4 m 516.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 437.4 m 575.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 437.4 m 457.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 437.4 m 516.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 411.4 m 398.5 411.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 411.4 m 457.5 411.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 411.4 m 516.5 411.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 411.4 m 575.5 411.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 411.4 m 457.5 411.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 411.4 m 516.5 411.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 372.4 m 398.5 372.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 372.4 m 457.5 372.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 372.4 m 516.5 372.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 372.4 m 575.5 372.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 359.4 m 398.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 372.4 m 457.5 372.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 359.4 m 457.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 372.4 m 516.5 372.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 359.4 m 516.5 359.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 359.4 m 575.5 359.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 268.4 m 398.5 268.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 268.4 m 457.5 268.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 268.4 m 516.5 268.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 268.4 m 575.5 268.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.95 598.85 Td (First Quarter) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 584.65 Td (In millions of dollars except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 584.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 584.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.10 584.85 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 571.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 571.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 571.80 Td (10,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 571.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 571.66 Td (10,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 571.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 571.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 558.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 558.80 Td (7,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 558.66 Td (8,466) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 558.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 558.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 545.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 545.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 545.80 Td (18,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 545.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 545.66 Td (19,343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 545.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 545.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 532.80 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 519.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 519.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 519.80 Td (1,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 519.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 519.66 Td (1,948) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 519.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 519.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 506.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 506.80 Td (\(305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 506.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 506.66 Td (\(317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 506.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 506.80 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 493.66 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 493.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 493.80 Td (1,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 493.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 493.66 Td (1,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 493.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 493.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 480.66 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 480.80 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 480.66 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 480.80 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 480.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 467.66 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 467.80 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 467.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 467.66 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 467.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 454.66 Td (Total provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 454.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 454.80 Td (1,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 454.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 454.66 Td (1,712) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 454.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 454.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 441.80 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 441.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 441.80 Td (10,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 441.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 441.66 Td (10,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 441.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 441.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 428.80 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 428.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 428.80 Td (6,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 428.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 428.66 Td (6,860) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 428.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 428.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 415.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 415.80 Td (2,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 415.66 Td (2,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 415.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 402.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 402.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 402.80 Td (4,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 402.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 402.66 Td (4,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 402.80 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 402.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 389.66 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 389.80 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 389.66 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 389.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 389.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 376.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 376.80 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 376.66 Td (85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 376.80 Td (\(48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 376.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 363.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 363.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 363.80 Td (4,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 363.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 363.66 Td (4,612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 363.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 363.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 350.80 Td (Balance sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 111.74 350.80 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 337.80 Td (Total end-of-period \(EOP\) assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 337.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 337.80 Td (1,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 337.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 337.66 Td (1,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 337.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 337.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 324.66 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 324.80 Td (1,773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 324.66 Td (1,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 324.80 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 311.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 311.80 Td (0.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 311.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 311.66 Td (1.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 311.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 298.80 Td (Efficiency ratio \(Operating expenses/Total revenues\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 298.80 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 298.66 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 285.80 Td (Total EOP loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 285.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 285.80 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 285.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 285.66 Td (539) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 285.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 272.80 Td (Total EOP deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 272.80 Td (937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 272.66 Td (868) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 272.80 Td (8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 251.30 Td (NM Not meaningful) Tj ET Q endstream endobj 29 0 obj <> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (12) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 756.90 Td (GLOBAL) Tj ET Q q 0 0 0 rg BT 86.68 756.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 736.90 Td (Global Consumer Banking \(GCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.38 736.90 Td ( consists of Citigroup) Tj ET Q q 0 0 0 rg BT 260.99 736.90 Td (s four geographical ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 340.68 736.90 Td (Regional Consumer Banking \(RCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.27 736.90 Td ( businesses that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 724.90 Td (provide traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards and Citi retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 712.90 Td (services. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 73.21 712.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.21 712.90 Td ( is a globally diversified business with 3,601 branches in 36 countries around the world as of March 31, 2014. For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 700.90 Td (three months ended March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 185.41 700.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.41 700.90 Td ( had approximately $397billion of average assets and $330billion of average deposits. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 688.90 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 688.90 Td () Tj ET Q q 0 0 0 rg BT 73.78 688.90 Td (s overall strategy is to leverage Citi) Tj ET Q q 0 0 0 rg BT 218.18 688.90 Td (s global footprint and seek to be the preeminent bank for the emer) Tj ET Q q 0 0 0 rg BT 481.81 688.90 Td (ging af) Tj ET Q q 0 0 0 rg BT 509.67 688.90 Td (fluent and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 676.90 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 676.90 Td (fluent consumers in lar) Tj ET Q q 0 0 0 rg BT 135.33 676.90 Td (ge urban centers. ) Tj ET Q q 0 0 0 rg BT 207.80 676.90 Td (As of March 31, 2014, Citi had consumer banking operations in 121, or 81%, of the world) Tj ET Q q 0 0 0 rg BT 571.63 676.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 664.90 Td (top 150 cities. In credit cards and in certain retail markets, Citi serves customers in a somewhat broader set of segments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 652.90 Td (geographies. Consistent with its overall strategy) Tj ET Q q 0 0 0 rg BT 230.04 652.90 Td (, Citi intends to continue to optimize its branch footprint and further concentrate its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 640.90 Td (presence in major metropolitan areas. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 590.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 590.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 590.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 590.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 562.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 562.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 562.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 562.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 534.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 534.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 534.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 534.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 506.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 506.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 506.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 506.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 478.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 478.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 478.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 478.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 450.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 450.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 450.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 450.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 422.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 422.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 422.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 422.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 394.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 394.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 394.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 394.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 366.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 366.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 366.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 366.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 338.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 338.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 338.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 338.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 310.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 310.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 310.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 310.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 281.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 281.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 281.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 281.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 253.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 253.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 253.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 253.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 225.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 225.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 225.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 225.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 197.40 381.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 197.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 197.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 197.40 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 604.4 m 467.5 604.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 604.4 m 518.5 604.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 590.4 m 416.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 590.4 m 467.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 590.4 m 518.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 590.4 m 575.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 562.4 m 416.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 562.4 m 467.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 562.4 m 518.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 548.4 m 416.5 548.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 562.4 m 467.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 548.4 m 467.5 548.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 562.4 m 518.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 548.4 m 518.5 548.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 562.4 m 575.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 534.4 m 416.5 534.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 534.4 m 467.5 534.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 534.4 m 518.5 534.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 548.4 m 575.5 548.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 534.4 m 575.5 534.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 478.4 m 416.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 478.4 m 467.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 478.4 m 518.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 478.4 m 575.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 464.4 m 416.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 478.4 m 467.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 464.4 m 467.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 478.4 m 518.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 464.4 m 518.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 464.4 m 575.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 464.4 m 467.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 464.4 m 518.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 436.4 m 416.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 436.4 m 467.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 436.4 m 518.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 436.4 m 575.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 436.4 m 467.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 436.4 m 518.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 408.4 m 416.5 408.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 408.4 m 467.5 408.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 408.4 m 518.5 408.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 408.4 m 575.5 408.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 394.4 m 416.5 394.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 408.4 m 467.5 408.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 394.4 m 467.5 394.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 408.4 m 518.5 408.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 394.4 m 518.5 394.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 394.4 m 575.5 394.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 296.4 m 416.5 296.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 296.4 m 467.5 296.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 296.4 m 518.5 296.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 296.4 m 575.5 296.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 253.39999999999998 m 416.5 253.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 253.39999999999998 m 467.5 253.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 253.39999999999998 m 518.5 253.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 253.39999999999998 m 575.5 253.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 239.39999999999998 m 416.5 239.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 239.39999999999998 m 467.5 239.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 239.39999999999998 m 518.5 239.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 239.39999999999998 m 575.5 239.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 197.39999999999998 m 416.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 197.39999999999998 m 467.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 197.39999999999998 m 518.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 197.39999999999998 m 575.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 183.39999999999998 m 416.5 183.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 197.39999999999998 m 467.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 183.39999999999998 m 467.5 183.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 197.39999999999998 m 518.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 183.39999999999998 m 518.5 183.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 183.39999999999998 m 575.5 183.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.95 608.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.10 594.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 594.65 Td (In millions of dollars except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 594.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 594.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 580.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 580.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 580.85 Td (7,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 580.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 580.86 Td (7,166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 580.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 580.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 566.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 566.85 Td (2,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 566.86 Td (2,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 566.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 566.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 552.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 552.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 552.85 Td (9,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 552.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 552.86 Td (9,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 552.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 552.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 538.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 538.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 538.85 Td (5,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 538.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 538.86 Td (5,352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 538.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 538.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 524.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 524.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 524.85 Td (1,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 524.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 524.86 Td (1,909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 524.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 524.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 510.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 510.85 Td (\(218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 510.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 510.86 Td (\(340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 510.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 510.85 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 496.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 496.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 496.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 496.86 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 496.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 482.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 482.85 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 482.86 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 482.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 482.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 468.86 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 468.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 468.85 Td (1,618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 468.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 468.86 Td (1,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 468.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 468.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 454.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 454.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 454.85 Td (2,485) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 454.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 454.86 Td (2,747) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 454.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 454.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 440.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 440.85 Td (758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 440.86 Td (922) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 440.85 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 440.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 426.85 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 426.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 426.85 Td (1,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 426.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 426.86 Td (1,825) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 426.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 426.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 412.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 412.85 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 412.86 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 412.85 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 398.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 398.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 398.85 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 398.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 398.86 Td (1,820) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 398.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 398.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 384.85 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.25 384.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 370.86 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 370.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 370.85 Td (397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 370.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 370.86 Td (400) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 370.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 370.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 356.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 356.85 Td (1.76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 356.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 356.86 Td (1.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 356.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 342.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 342.85 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 342.85 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 328.86 Td (Total EOP assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 328.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 328.85 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 328.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 328.86 Td (403) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 328.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 328.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 314.86 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 314.85 Td (330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 314.86 Td (330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 314.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 300.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 300.85 Td (2.45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 300.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 300.86 Td (2.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 300.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 285.85 Td (Revenue by business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.50 286.07 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 271.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 271.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 271.85 Td (4,017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 271.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 271.86 Td (4,532) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 271.85 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 271.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 257.86 Td (Cards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 70.25 261.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 257.85 Td (5,276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 257.86 Td (5,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 257.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 243.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 243.85 Td (9,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 243.86 Td (9,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 243.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 243.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 229.85 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 215.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 215.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 215.85 Td (436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 215.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 215.86 Td (667) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 215.85 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 215.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 201.86 Td (Cards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 70.25 205.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 201.85 Td (1,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 201.86 Td (1,158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 201.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 187.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 187.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 187.85 Td (1,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 187.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 187.86 Td (1,825) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 187.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 187.85 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 161.90 Td (\(T) Tj ET Q q 0 0 0 rg BT 251.89 161.90 Td (able continues on next page.\)) Tj ET Q endstream endobj 31 0 obj <> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (13) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 749.50 381.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 749.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 749.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 749.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 719.50 381.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 719.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 719.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 719.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 689.50 381.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 689.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 689.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 689.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 659.50 381.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 659.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 659.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 659.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 629.50 381.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 629.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 629.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 629.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 599.50 381.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 599.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 599.50 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 599.50 57.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 764.5 m 416.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 764.5 m 467.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 764.5 m 518.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 764.5 m 575.5 764.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 719.5 m 416.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 719.5 m 467.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 719.5 m 518.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 719.5 m 575.5 719.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 704.5 m 416.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 704.5 m 467.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 704.5 m 518.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 704.5 m 575.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 704.5 m 467.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 704.5 m 518.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 674.5 m 416.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 674.5 m 467.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 674.5 m 518.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 674.5 m 575.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 659.5 m 416.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 674.5 m 467.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 659.5 m 467.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 674.5 m 518.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 659.5 m 518.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 659.5 m 575.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 659.5 m 467.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 659.5 m 518.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 629.5 m 416.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 629.5 m 467.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 629.5 m 518.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 629.5 m 575.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 614.5 m 416.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 629.5 m 467.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 614.5 m 467.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 629.5 m 518.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 614.5 m 518.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 614.5 m 575.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 614.5 m 467.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 614.5 m 518.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 584.5 m 416.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 584.5 m 467.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 584.5 m 518.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 584.5 m 575.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 569.5 m 416.5 569.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 584.5 m 467.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 569.5 m 467.5 569.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 584.5 m 518.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 569.5 m 518.5 569.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 569.5 m 575.5 569.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 753.95 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 738.96 Td (Total revenue-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 738.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 738.95 Td (9,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 738.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 738.96 Td (9,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 738.95 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 738.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 723.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 728.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 723.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.15 723.96 Td (\(247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.65 723.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 708.96 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 708.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 708.95 Td (9,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 708.96 Td (9,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 708.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 708.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 693.96 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 693.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 693.95 Td (5,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 693.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 693.96 Td (5,352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 693.95 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 693.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 678.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 683.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 678.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.15 678.96 Td (\(140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.65 678.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 663.96 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 663.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 663.95 Td (5,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 663.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 663.96 Td (5,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 663.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 663.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 648.96 Td (Total provisions for LLR & PBC-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 648.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 648.95 Td (1,618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 648.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 648.96 Td (1,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 648.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 648.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 633.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 638.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 633.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.65 633.96 Td (\(51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.65 633.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 618.96 Td (Total provisions for LLR & PBC-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 618.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 618.95 Td (1,618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 618.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 618.96 Td (1,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 618.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 618.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 603.96 Td (Net income-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 603.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 603.95 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 603.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 603.96 Td (1,820) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 603.95 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 603.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 588.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 593.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 588.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.65 588.96 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.65 588.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 573.96 Td (Net income-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 573.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.40 573.95 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 573.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.40 573.96 Td (1,788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 573.95 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 573.95 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 550.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.40 Td (Includes both Citi-branded cards and Citi retail services.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 540.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 540.80 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the first quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 531.25 Td (NM Not meaningful) Tj ET Q endstream endobj 33 0 obj <> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (14) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (NOR) Tj ET Q q 0 0 0 rg BT 62.24 747.90 Td (TH ) Tj ET Q q 0 0 0 rg BT 81.92 747.90 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 139.92 747.90 Td ( REGIONAL) Tj ET Q q 0 0 0 rg BT 207.60 747.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 727.90 Td (America Regional Consumer Banking \(NA) Tj ET Q q 0 0 0 rg BT 232.01 727.90 Td ( RCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.72 727.90 Td ( provides traditional banking and Citi-branded cards and Citi retail services to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (retail customers and small- to mid-size businesses in the U.S. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 283.73 715.90 Td (NA) Tj ET Q q 0 0 0 rg BT 296.33 715.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.72 715.90 Td () Tj ET Q q 0 0 0 rg BT 320.50 715.90 Td (s 962 retail bank branches as of March 31, 2014 are lar) Tj ET Q q 0 0 0 rg BT 540.24 715.90 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (concentrated in the greater metropolitan areas of New ) Tj ET Q q 0 0 0 rg BT 253.30 703.90 Td (Y) Tj ET Q q 0 0 0 rg BT 259.53 703.90 Td (ork, Los ) Tj ET Q q 0 0 0 rg BT 294.80 703.90 Td (Angeles, San Francisco, Chicago, Miami, ) Tj ET Q q 0 0 0 rg BT 463.76 703.90 Td (W) Tj ET Q q 0 0 0 rg BT 472.40 703.90 Td (ashington, D.C., Boston, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (Philadelphia, Dallas, Houston, San ) Tj ET Q q 0 0 0 rg BT 177.38 691.90 Td (Antonio and ) Tj ET Q q 0 0 0 rg BT 229.04 691.90 Td (Austin.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td ( ) Tj ET Q q 0 0 0 rg BT 47.95 679.90 Td (At March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 129.05 679.90 Td (NA) Tj ET Q q 0 0 0 rg BT 141.64 679.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.03 679.90 Td ( had approximately 12.1million customer accounts, $45.0 billion of retail banking loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td ($172.6billion of deposits. In addition, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.33 667.90 Td (NA) Tj ET Q q 0 0 0 rg BT 206.92 667.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.31 667.90 Td ( had approximately 1) Tj ET Q q 0 0 0 rg BT 312.64 667.90 Td (12.2million Citi-branded and Citi retail services credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (accounts, with $109.1 billion in outstanding card loan balances.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 605.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 605.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 605.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 605.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 577.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 577.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 577.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 577.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 549.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 549.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 549.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 549.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 521.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 521.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 521.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 521.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 493.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 493.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 493.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 493.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 465.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 465.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 465.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 465.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 437.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 437.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 437.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 437.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 409.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 409.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 409.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 409.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 381.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 381.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 381.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 381.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 353.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 353.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 353.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 353.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 325.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 325.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 325.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 325.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 297.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 297.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 297.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 297.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 269.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 269.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 269.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 269.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 241.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 241.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 241.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 241.40 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 213.40 387.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 213.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 213.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 213.40 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 619.4 m 470.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 619.4 m 518.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 605.4 m 422.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 605.4 m 470.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 605.4 m 518.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 605.4 m 470.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 605.4 m 518.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 605.4 m 575.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 577.4 m 422.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 577.4 m 470.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 577.4 m 518.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 577.4 m 575.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 563.4 m 422.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 577.4 m 470.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 563.4 m 470.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 577.4 m 518.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 563.4 m 518.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 563.4 m 575.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 549.4 m 422.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 563.4 m 470.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 549.4 m 470.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 563.4 m 518.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 549.4 m 518.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 549.4 m 575.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 493.4 m 422.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 493.4 m 470.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 493.4 m 518.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 493.4 m 575.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 479.4 m 422.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 493.4 m 470.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 479.4 m 470.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 493.4 m 518.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 479.4 m 518.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 479.4 m 575.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 479.4 m 470.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 479.4 m 518.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 451.4 m 422.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 451.4 m 470.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 451.4 m 518.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 451.4 m 575.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 451.4 m 470.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 451.4 m 518.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 423.4 m 422.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 409.4 m 422.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 423.4 m 470.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 409.4 m 470.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 423.4 m 518.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 409.4 m 518.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 423.4 m 575.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 409.4 m 575.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 325.4 m 422.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 325.4 m 470.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 325.4 m 518.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 325.4 m 575.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 269.4 m 422.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 269.4 m 470.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 269.4 m 518.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 269.4 m 575.5 269.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.39999999999998 m 422.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 255.39999999999998 m 470.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 255.39999999999998 m 518.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 255.39999999999998 m 575.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 199.39999999999998 m 422.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 199.39999999999998 m 470.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 199.39999999999998 m 518.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 199.39999999999998 m 575.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 185.39999999999998 m 422.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 185.39999999999998 m 470.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 185.39999999999998 m 518.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 185.39999999999998 m 575.5 185.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.95 623.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.10 609.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 609.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 609.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 609.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 595.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 595.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 595.85 Td (4,186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 595.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 595.86 Td (4,151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 595.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 595.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 581.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 581.85 Td (597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 581.86 Td (959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 581.85 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 581.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 567.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 567.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 567.85 Td (4,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 567.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 567.86 Td (5,110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 567.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 567.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 553.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 553.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 553.85 Td (2,431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 553.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 553.86 Td (2,495) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 553.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 553.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 539.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 539.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 539.85 Td (1,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 539.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 539.86 Td (1,255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 539.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 539.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 525.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 525.85 Td (\(271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 525.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 525.86 Td (\(370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 525.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 525.85 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 511.86 Td (Provisions for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 511.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 511.86 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 511.85 Td (\(57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 511.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 497.86 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 497.85 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 497.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 497.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 497.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 483.86 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 483.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 483.85 Td (840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 483.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 483.86 Td (899) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 483.85 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 483.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 469.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 469.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 469.85 Td (1,512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 469.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 469.86 Td (1,716) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 469.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 469.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 455.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 455.85 Td (492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 455.86 Td (642) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 455.85 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 455.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 441.85 Td (Income from continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 441.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.75 441.86 Td (1,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 441.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 441.86 Td (1,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 441.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 441.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 427.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 427.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 427.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 427.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 413.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 413.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 413.85 Td (1,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 413.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 413.86 Td (1,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 413.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 413.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 399.85 Td (Balance Sheet data ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 113.25 399.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 385.86 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 385.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 385.85 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 385.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 385.86 Td (176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 385.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 385.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 371.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 371.85 Td (2.32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 371.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 371.86 Td (2.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 371.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 357.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 357.85 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 357.86 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 343.86 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 343.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 343.85 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 343.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 343.86 Td (164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 343.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 329.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 329.85 Td (2.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 329.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 329.86 Td (3.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 329.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 315.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 301.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 301.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 301.85 Td (1,139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 301.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 301.86 Td (1,573) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 301.85 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 301.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 287.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 287.85 Td (2,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 287.86 Td (2,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 287.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 273.86 Td (Citi retail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 273.85 Td (1,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 273.86 Td (1,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 273.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 259.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 259.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 259.85 Td (4,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 259.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 259.86 Td (5,110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 259.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 259.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 245.85 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 231.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 231.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 231.85 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 231.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 231.86 Td (212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 231.85 Td (\(92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 231.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 217.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 217.85 Td (566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 217.86 Td (432) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 217.85 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 203.86 Td (Citi retail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 203.85 Td (437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 203.86 Td (430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 203.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 189.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 189.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 189.85 Td (1,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 189.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 189.86 Td (1,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 189.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 189.85 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 164.30 Td (NM Not meaningful) Tj ET Q endstream endobj 35 0 obj <> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (1Q14 vs. 1Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 737.25 Td ( decreased 5%, mainly driven by lower revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (and lower loan loss reserve releases, partially of) Tj ET Q q 0 0 0 rg BT 227.97 725.25 Td (fset by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (expenses and net credit losses as well as a lower ef) Tj ET Q q 0 0 0 rg BT 239.08 713.25 Td (fective tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (rate due to changes in state and local taxes.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 689.25 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 689.25 Td ( decreased 6% primarily due to lower retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (banking revenues, partially of) Tj ET Q q 0 0 0 rg BT 155.22 677.25 Td (fset by higher retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (revenues. Retail banking revenues of $1.1billion declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (28% due to lower mortgage origination revenues driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (significantly lower U.S. mortgage refinancing activity due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (higher interest rates, partially of) Tj ET Q q 0 0 0 rg BT 163.83 629.25 Td (fset by a sale-leaseback gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (\(approximately $70 million\) related to the sale and leaseback ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (of 90 Citibank, N.A. branches in California during the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.76 593.25 Td (. In addition, retail banking continued to experience ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (ongoing spread compression in the deposit portfolios within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (the consumer and commercial banking businesses. Partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 557.25 Td (fsetting the spread compression was growth in average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (deposits \(4%\), average commercial loans \(9%\) and average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (retail loans \(4%\). ) Tj ET Q q 0 0 0 rg BT 109.96 533.25 Td (While Citi believes mortgage revenues have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (broadly stabilized, retail banking revenues will likely continue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (to be negatively impacted during the remainder of 2014 by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (lower mortgage origination revenues and spread compression ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (in the deposit portfolios.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (Cards revenues increased 3%. In Citi-branded cards, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (revenues were unchanged at $2.0billion as higher purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (sales \(4% increase from the prior) Tj ET Q q 0 0 0 rg BT 168.25 449.25 Td (-year period\) and continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (improvement in net interest spreads \(reflecting higher yields, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (as promotional balances continued to represent a smaller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (percentage of the portfolio total, as well as lower funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (costs\) were of) Tj ET Q q 0 0 0 rg BT 91.91 401.25 Td (fset by a 3% decline in average loans. Citi-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (branded cards net interest revenue was unchanged, as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (higher net interest spreads were of) Tj ET Q q 0 0 0 rg BT 173.27 377.25 Td (fset by the decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (average loans, reflecting the continued emphasis on reducing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (promotional balances and increased payment rates. Citi-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (branded cards non-interest revenue declined 2% due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 329.25 Td (finity rebates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.25 Td (Citi retail services revenues increased 8% primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (an increase in net interest revenues driven by the Best Buy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (portfolio acquisition in September 2013, partially of) Tj ET Q q 0 0 0 rg BT 244.39 293.25 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (continued declines in non-interest revenue driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (improving credit and the resulting impact on contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (partner payments. Citi retail services net interest revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (increased 10% driven by a 19% increase in average loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (primarily due to the Best Buy acquisition, and lower funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (costs, partially of) Tj ET Q q 0 0 0 rg BT 104.97 221.25 Td (fset by the continued decline in net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (spreads due to the higher percentage of promotional balances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (within the portfolio, which Citi expects could continue in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (near term. Purchase sales in retail services increased 9% from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (the prior) Tj ET Q q 0 0 0 rg BT 69.96 173.25 Td (-year period, driven by the acquisition of the Best Buy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (portfolio. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 149.25 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 149.25 Td ( decreased 3%, reflecting ongoing cost reduction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (initiatives, partially of) Tj ET Q q 0 0 0 rg BT 124.41 137.25 Td (fset by an increase in retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (expenses due to the impact of the Best Buy portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (acquisition. Ongoing cost reduction initiatives included the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (repositioning of the mortgage business due to the decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (mortgage refinancing activity) Tj ET Q q 0 0 0 rg BT 153.64 89.25 Td (, as well as ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (rationalization of the branch footprint, including reducing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (number of overall branches.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 749.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 749.10 Td ( decreased 7%, as lower net credit losses in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Citi-branded cards and Citi retail services portfolios were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 367.97 725.10 Td (fset by lower loan loss reserve releases \($271 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (million in the first quarter of 2014 compared to $370million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (in the prior) Tj ET Q q 0 0 0 rg BT 368.23 701.10 Td (-year period\), primarily related to cards, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (reserve builds for new loans originated in the Best Buy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (portfolio. Citi expects loan loss reserve releases in the cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (portfolios to continue in the near term, but likely at lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (levels than prior periods as net credit losses have generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (stabilized in these portfolios.) Tj ET Q endstream endobj 37 0 obj <> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (16) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 71.34 747.90 Td ( REGIONAL) Tj ET Q q 0 0 0 rg BT 139.02 747.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 735.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 62.47 723.90 Td ( Regional Consumer Banking \(EMEA) Tj ET Q q 0 0 0 rg BT 212.82 723.90 Td ( RCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.54 723.90 Td ( provides traditional banking and Citi-branded card services to retail customers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (small- to mid-size businesses, primarily in Central and Eastern Europe and the Middle East. ) Tj ET Q q 0 0 0 rg BT 405.73 711.90 Td (The countries in which ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 500.15 711.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 526.63 711.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.01 711.90 Td ( has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (the lar) Tj ET Q q 0 0 0 rg BT 61.08 699.90 Td (gest presence are Poland, Russia and the United ) Tj ET Q q 0 0 0 rg BT 254.64 699.90 Td (Arab Emirates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td ( ) Tj ET Q q 0 0 0 rg BT 45.45 687.90 Td (At March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.55 687.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 153.02 687.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.41 687.90 Td ( had 161 retail bank branches with approximately 3.3million customer accounts, $5.8billion in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (retail banking loans, $13.3billion in deposits, and 2.1million Citi-branded card accounts with $2.4billion in outstanding card loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (balances.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 625.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 625.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 625.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 597.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 597.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 597.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 569.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 569.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 569.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 541.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 541.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 541.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 541.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 513.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 513.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 513.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 513.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 485.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 485.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 485.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 457.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 457.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 457.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 429.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 429.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 429.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 401.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 401.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 401.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 373.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 373.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 373.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 345.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 345.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 345.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 317.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 317.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 317.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 317.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 289.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 289.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 289.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 289.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 261.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 261.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 261.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 261.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 233.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 233.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 233.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 233.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 205.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 205.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 205.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 205.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 177.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 177.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 177.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 177.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 149.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 149.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 149.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 149.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 121.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 121.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 121.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 121.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 93.40 342.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 93.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 93.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 93.40 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 639.4 m 378.5 639.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 639.4 m 443.5 639.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 639.4 m 508.5 639.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.4 m 378.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 625.4 m 443.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 625.4 m 508.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 625.4 m 443.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 625.4 m 508.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 625.4 m 574.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 597.4 m 378.5 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 597.4 m 443.5 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 597.4 m 508.5 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.4 m 378.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 597.4 m 443.5 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 583.4 m 443.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 597.4 m 508.5 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 583.4 m 508.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 597.4 m 574.5 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 583.4 m 574.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.4 m 378.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 583.4 m 443.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 569.4 m 443.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 583.4 m 508.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 569.4 m 508.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 569.4 m 574.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 527.4 m 378.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 513.4 m 378.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 527.4 m 443.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 513.4 m 443.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 527.4 m 508.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 513.4 m 508.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 527.4 m 574.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 513.4 m 443.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 513.4 m 508.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 513.4 m 574.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 485.4 m 378.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 485.4 m 443.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 485.4 m 508.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 485.4 m 443.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 485.4 m 508.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 485.4 m 574.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 457.4 m 378.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.4 m 378.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 457.4 m 443.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 443.4 m 443.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 457.4 m 508.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 443.4 m 508.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 457.4 m 574.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 443.4 m 574.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.4 m 378.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 359.4 m 443.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 359.4 m 508.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 359.4 m 574.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 317.4 m 378.5 317.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 303.4 m 378.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 317.4 m 443.5 317.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 303.4 m 443.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 317.4 m 508.5 317.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 303.4 m 508.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 317.4 m 574.5 317.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 303.4 m 574.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.4 m 378.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 247.39999999999998 m 378.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 261.4 m 443.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 247.39999999999998 m 443.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 261.4 m 508.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 247.39999999999998 m 508.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 261.4 m 574.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 247.39999999999998 m 574.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 247.39999999999998 m 443.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 247.39999999999998 m 508.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 205.39999999999998 m 378.5 205.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 191.39999999999998 m 378.5 191.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 205.39999999999998 m 443.5 205.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 191.39999999999998 m 443.5 191.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 205.39999999999998 m 508.5 205.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 191.39999999999998 m 508.5 191.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 205.39999999999998 m 574.5 205.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 191.39999999999998 m 574.5 191.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 163.39999999999998 m 378.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 163.39999999999998 m 574.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 149.39999999999998 m 378.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 163.39999999999998 m 443.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 149.39999999999998 m 443.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 163.39999999999998 m 508.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 149.39999999999998 m 508.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 149.39999999999998 m 574.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 121.39999999999998 m 378.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 107.39999999999998 m 378.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 121.39999999999998 m 443.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 107.39999999999998 m 443.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 121.39999999999998 m 508.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 107.39999999999998 m 508.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 121.39999999999998 m 574.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 107.39999999999998 m 574.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 79.39999999999998 m 378.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 79.39999999999998 m 443.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 79.39999999999998 m 508.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 79.39999999999998 m 574.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 65.39999999999998 m 378.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 65.39999999999998 m 443.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 65.39999999999998 m 508.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 65.39999999999998 m 574.5 65.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.95 643.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.60 629.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 629.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 629.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 629.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 615.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 615.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 615.85 Td (231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 615.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 615.86 Td (246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 615.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 615.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 601.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 601.85 Td (116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 601.86 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 601.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 601.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 587.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 587.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 587.85 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 587.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 587.86 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 587.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 587.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 573.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 573.85 Td (315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 573.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 573.86 Td (353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 573.85 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 573.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 559.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 559.85 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 559.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 559.86 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 559.85 Td (\(62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 559.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 545.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 545.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 545.86 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 545.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.50 545.85 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 531.86 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 531.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 531.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 531.85 Td (\(100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 531.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.86 Td (Provisions for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 517.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 517.85 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 517.86 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 517.85 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 517.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.86 Td (Income \(loss\) from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 503.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 503.85 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 503.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 503.86 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 503.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 503.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.86 Td (Income taxes \(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 489.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 489.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 489.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 489.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 475.85 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 475.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 475.85 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 475.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 475.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 475.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 461.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 461.85 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 461.86 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.00 461.85 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 461.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 447.85 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 447.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 447.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 447.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 447.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 447.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 447.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 433.85 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.25 433.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.86 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 419.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 419.85 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 419.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 419.86 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 419.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 419.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 405.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 405.85 Td (0.45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 405.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.75 405.86 Td (\(0.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 405.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 391.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 391.85 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 391.86 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 377.86 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 377.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 377.85 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 377.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 377.86 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.00 377.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 363.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 363.85 Td (0.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 363.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 363.86 Td (1.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 363.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 349.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 335.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 335.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 335.85 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 335.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 335.86 Td (215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.00 335.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 335.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 321.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 321.85 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 321.86 Td (153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 321.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 321.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 307.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 307.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 307.85 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 307.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 307.86 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 307.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 307.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 293.85 Td (Income \(loss\) from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 279.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 279.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 279.85 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 279.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 279.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 279.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 279.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.00 279.85 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 279.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 265.85 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 265.86 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.00 265.85 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 251.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 251.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 251.85 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 251.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 251.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 251.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 237.85 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 223.86 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 223.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 223.85 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 223.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 223.86 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 223.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 223.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 209.86 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 213.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 209.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 209.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 209.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 195.86 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 195.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 195.85 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 195.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 195.86 Td (355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 195.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 195.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 181.86 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 181.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 181.85 Td (315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 181.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 181.86 Td (353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 181.85 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 181.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 167.86 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 171.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 167.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 167.86 Td (\(12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 167.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 153.86 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 153.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 153.85 Td (315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 153.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 153.86 Td (341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 153.85 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 153.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 139.86 Td (Provisions for credit losses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 139.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 139.85 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 139.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 139.86 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 139.85 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 139.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 125.86 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 129.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 125.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 125.86 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 125.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 111.86 Td (Provisions for credit losses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 111.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 111.85 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 111.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 111.86 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 111.85 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.00 111.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 97.86 Td (Net income \(loss\)-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 97.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 97.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 97.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 97.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 97.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 97.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 83.86 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 87.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 83.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 83.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 69.86 Td (Net income \(loss\)-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 69.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 69.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 69.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 69.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 69.85 Td (NM) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 48.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 48.30 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the first quarter of 2014 average exchange rates for all periods presented.) Tj ET Q endstream endobj 39 0 obj <> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (NM ) Tj ET Q q 0 0 0 rg BT 54.00 750.50 Td (Not meaningful) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 728.90 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 728.90 Td (esults of operations for EMEA) Tj ET Q q 0 0 0 rg BT 247.67 728.90 Td ( RCB below excludes the impact of FX translation for all periods pr) Tj ET Q q 0 0 0 rg BT 518.93 728.90 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 716.90 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 716.90 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 117.75 716.90 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 369.30 716.90 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 419.94 716.90 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 489.56 716.90 Td (es. Citi believes the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 704.90 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 704.90 Td (esentation of EMEA) Tj ET Q q 0 0 0 rg BT 124.88 704.90 Td ( RCB) Tj ET Q q 0 0 0 rg BT 148.30 704.90 Td (s r) Tj ET Q q 0 0 0 rg BT 158.22 704.90 Td (esults excluding the impact of FX translation is a mor) Tj ET Q q 0 0 0 rg BT 373.10 704.90 Td (e meaningful depiction of the underlying ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 184.79 692.90 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 374.38 692.90 Td (eported r) Tj ET Q q 0 0 0 rg BT 410.95 692.90 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 671.90 Td (1Q14 vs. 1Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 659.90 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 659.90 Td ( of $10million compared to net income of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.90 Td ($1million in the prior) Tj ET Q q 0 0 0 rg BT 124.13 647.90 Td (-year period as lower expenses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.90 Td (lower net credit losses were partially of) Tj ET Q q 0 0 0 rg BT 193.54 635.90 Td (fset by lower revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.90 Td (primarily due to the sales of Citi) Tj ET Q q 0 0 0 rg BT 168.20 623.90 Td (s consumer operations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 611.90 Td (urkey and Romania during 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.90 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 599.90 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.25 599.90 Td ( decreased 2%, mainly driven by the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.90 Td (revenues resulting from the sales of the consumer operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.90 Td (referenced above, partially of) Tj ET Q q 0 0 0 rg BT 153.53 575.90 Td (fset by higher volumes in core ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.90 Td (markets, particularly in Russia and Poland. Net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.90 Td (revenue decreased 2%, due to continued spread compression ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.90 Td (in cards and a 13% decrease in average cards loans, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 527.90 Td (due to the sales of the consumer operations in ) Tj ET Q q 0 0 0 rg BT 221.05 527.90 Td (T) Tj ET Q q 0 0 0 rg BT 226.81 527.90 Td (urkey and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.90 Td (Romania, partially of) Tj ET Q q 0 0 0 rg BT 121.07 515.90 Td (fset by growth in average retail loans of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.90 Td (1) Tj ET Q q 0 0 0 rg BT 40.63 503.90 Td (1%. Interest rate caps on credit cards, particularly in Poland, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.90 Td (and the continued low interest rate environment were the main ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.90 Td (contributors to the lower net interest spreads. Citi expects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.90 Td (continued regulatory changes, including caps on interchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.90 Td (rates, and spread compression to continue to negatively impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.90 Td (revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.32 443.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 110.79 443.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.18 443.90 Td ( during the remainder of 2014. Non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.90 Td (interest revenue decreased 2%, mainly reflecting lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.90 Td (revenues due to the sales of the consumer operations in ) Tj ET Q q 0 0 0 rg BT 259.09 419.90 Td (T) Tj ET Q q 0 0 0 rg BT 264.84 419.90 Td (urkey ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.90 Td (and Romania, partially of) Tj ET Q q 0 0 0 rg BT 138.01 407.90 Td (fset by higher investment fees due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.90 Td (an increase in the sale of higher spread products. Cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.90 Td (purchase sales decreased 14% and average deposits decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.90 Td (1%, each due to the sales of the consumer operations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 359.90 Td (urkey and Romania. Excluding the impact of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.90 Td (divestitures, cards purchase sales increased 1) Tj ET Q q 0 0 0 rg BT 215.56 347.90 Td (1% and average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.90 Td (deposits increased 1) Tj ET Q q 0 0 0 rg BT 116.16 335.90 Td (1%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.90 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 323.90 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.71 323.90 Td ( declined 8%, primarily due to repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.90 Td (savings from the sales of the consumer operations in ) Tj ET Q q 0 0 0 rg BT 248.27 311.90 Td (T) Tj ET Q q 0 0 0 rg BT 254.03 311.90 Td (urkey ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.90 Td (and Romania, partially of) Tj ET Q q 0 0 0 rg BT 138.01 299.90 Td (fset by continued investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.90 Td (spending on new internal operating platforms and higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.90 Td (volume-related expenses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.90 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 263.90 Td (Pr) Tj ET Q q 0 0 0 rg BT 66.13 263.90 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.91 263.90 Td ( declined 31% due to a 59% decrease in net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.90 Td (credit losses lar) Tj ET Q q 0 0 0 rg BT 98.02 251.90 Td (gely resulting from the sales of the consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.90 Td (operations in ) Tj ET Q q 0 0 0 rg BT 90.25 239.90 Td (T) Tj ET Q q 0 0 0 rg BT 96.01 239.90 Td (urkey and Romania, partially of) Tj ET Q q 0 0 0 rg BT 223.29 239.90 Td (fset by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.90 Td (absence of a loan loss reserve release in the current quarter) Tj ET Q q 0 0 0 rg BT 270.89 227.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.90 Td (Net credit losses also continued to reflect stabilizing credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.90 Td (quality and Citi) Tj ET Q q 0 0 0 rg BT 101.00 203.90 Td (s strategic move toward lower) Tj ET Q q 0 0 0 rg BT 221.31 203.90 Td (-risk customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 191.90 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 191.90 Td (o date, ongoing political tensions in Russia and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.90 Td (Ukraine have not had a material impact on the results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.90 Td (operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.99 167.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 117.46 167.90 Td ( RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.85 167.90 Td (, although future developments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.90 Td (including the imposition of any additional sanctions against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.90 Td (Russian entities, business sectors, individuals or otherwise, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.90 Td (could negatively impact the business. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.90 Td (information on Citi) Tj ET Q q 0 0 0 rg BT 116.00 119.90 Td (s exposures in these countries, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.90 Td (Managing Global RiskCountry and Cross-Border Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.90 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 95.90 Td (. ) Tj ET Q endstream endobj 41 0 obj <> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (18) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (LA) Tj ET Q q 0 0 0 rg BT 51.78 747.90 Td (TIN ) Tj ET Q q 0 0 0 rg BT 75.46 747.90 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 133.46 747.90 Td ( REGIONAL) Tj ET Q q 0 0 0 rg BT 201.14 747.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 727.90 Td (America Regional Consumer Banking \(Latin ) Tj ET Q q 0 0 0 rg BT 240.62 727.90 Td (America RCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.22 727.90 Td ( provides traditional banking and Citi-branded card services to retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (customers and small- to mid-size businesses, with the lar) Tj ET Q q 0 0 0 rg BT 263.28 715.90 Td (gest presence in Mexico and Brazil. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 409.06 715.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 432.49 715.90 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.76 715.90 Td ( includes branch ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (networks throughout ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 121.55 703.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 144.98 703.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.86 703.90 Td ( as well as Banco Nacional de Mexico, or Banamex, Mexico) Tj ET Q q 0 0 0 rg BT 423.78 703.90 Td (s second-lar) Tj ET Q q 0 0 0 rg BT 471.64 703.90 Td (gest bank, with nearly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (1,600 branches. ) Tj ET Q q 0 0 0 rg BT 103.49 691.90 Td (As part of its ongoing repositioning ef) Tj ET Q q 0 0 0 rg BT 256.06 691.90 Td (forts, in ) Tj ET Q q 0 0 0 rg BT 289.12 691.90 Td (April 2014, Citi signed an agreement to sell its consumer business in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Honduras. ) Tj ET Q q 0 0 0 rg BT 82.20 679.90 Td (The sale, which is subject to regulatory approval, includes approximately $480 million of assets and is expected to close in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (the second half of 2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 655.90 Td (At March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 135.10 655.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 158.54 655.90 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.80 655.90 Td ( had 1,940 retail branches, with approximately 31.9million customer accounts, $30.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (billion in retail banking loans and $48.0billion in deposits. In addition, the business had approximately 9.1million Citi-branded card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (accounts with $1) Tj ET Q q 0 0 0 rg BT 103.39 631.90 Td (1.7billion in outstanding loan balances. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 583.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 583.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 583.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 583.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 559.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 559.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 559.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 535.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 535.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 535.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 535.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 511.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 511.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 511.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 511.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 487.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 487.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 487.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 463.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 463.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 463.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 463.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 439.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 439.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 439.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 439.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 415.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 415.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 415.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 415.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 391.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 391.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 391.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 391.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 367.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 367.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 367.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 367.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 343.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 343.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 343.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 343.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 319.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 319.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 319.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 319.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 295.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 295.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 295.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 295.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 271.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 271.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 271.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 271.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 247.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 247.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 247.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 247.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 223.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 223.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 223.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 223.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 199.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 199.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 199.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 199.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 175.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 175.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 175.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 175.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 151.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 151.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 151.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 151.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 127.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 127.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 127.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 127.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 103.40 366.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 103.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 103.40 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 103.40 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 595.4 m 460.5 595.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 595.4 m 518.5 595.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.4 m 402.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 583.4 m 460.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 583.4 m 518.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.4 m 402.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 583.4 m 460.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 583.4 m 518.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 583.4 m 576.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.4 m 402.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 559.4 m 460.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 559.4 m 518.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.4 m 402.5 547.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 559.4 m 460.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 547.4 m 460.5 547.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 559.4 m 518.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 547.4 m 518.5 547.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 559.4 m 576.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 547.4 m 576.5 547.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.4 m 402.5 535.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 547.4 m 460.5 547.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 535.4 m 460.5 535.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 547.4 m 518.5 547.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 535.4 m 518.5 535.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 535.4 m 576.5 535.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.4 m 402.5 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.4 m 402.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 487.4 m 460.5 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 475.4 m 460.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 487.4 m 518.5 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 475.4 m 518.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 487.4 m 576.5 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 475.4 m 460.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 475.4 m 518.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 475.4 m 576.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.4 m 402.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 451.4 m 460.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 451.4 m 518.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 451.4 m 460.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 451.4 m 518.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 451.4 m 576.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 427.4 m 402.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 415.4 m 402.5 415.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 427.4 m 460.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 415.4 m 460.5 415.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 427.4 m 518.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 415.4 m 518.5 415.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 427.4 m 576.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 415.4 m 576.5 415.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 343.4 m 402.5 343.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 343.4 m 460.5 343.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 343.4 m 518.5 343.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 343.4 m 576.5 343.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 307.4 m 402.5 307.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.4 m 402.5 295.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 307.4 m 460.5 307.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 295.4 m 460.5 295.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 307.4 m 518.5 307.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 295.4 m 518.5 295.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 307.4 m 576.5 307.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 295.4 m 576.5 295.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 259.4 m 402.5 259.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 247.39999999999998 m 402.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 259.4 m 460.5 259.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 247.39999999999998 m 460.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 259.4 m 518.5 259.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 247.39999999999998 m 518.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 259.4 m 576.5 259.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 247.39999999999998 m 576.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 247.39999999999998 m 460.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 247.39999999999998 m 518.5 247.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.39999999999998 m 402.5 211.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 199.39999999999998 m 402.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 211.39999999999998 m 460.5 211.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 199.39999999999998 m 460.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 211.39999999999998 m 518.5 211.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 199.39999999999998 m 518.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 211.39999999999998 m 576.5 211.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 199.39999999999998 m 576.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 175.39999999999998 m 402.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 175.39999999999998 m 576.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 163.39999999999998 m 402.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 175.39999999999998 m 460.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 163.39999999999998 m 460.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 175.39999999999998 m 518.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 163.39999999999998 m 518.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 163.39999999999998 m 576.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 139.39999999999998 m 402.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 127.39999999999998 m 402.5 127.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 139.39999999999998 m 460.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 127.39999999999998 m 460.5 127.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 139.39999999999998 m 518.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 127.39999999999998 m 518.5 127.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 139.39999999999998 m 576.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 127.39999999999998 m 576.5 127.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 103.39999999999998 m 402.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 103.39999999999998 m 460.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 103.39999999999998 m 518.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 103.39999999999998 m 576.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 91.39999999999998 m 402.5 91.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 91.39999999999998 m 460.5 91.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 91.39999999999998 m 518.5 91.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 91.39999999999998 m 576.5 91.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.95 599.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.60 587.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 587.35 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 586.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 586.66 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 574.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 574.80 Td (1,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 574.66 Td (1,542) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 574.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 574.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 562.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 562.80 Td (763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 562.66 Td (766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 562.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 550.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 550.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 550.80 Td (2,268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 550.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 550.66 Td (2,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 550.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 550.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 538.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 538.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 538.80 Td (1,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 538.66 Td (1,341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 538.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 538.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 526.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 526.80 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 526.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 526.66 Td (419) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 526.80 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 526.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 514.80 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 514.66 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 514.80 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.66 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 502.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 502.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 502.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 502.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.66 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 490.80 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 490.66 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 490.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 490.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.66 Td (Provisions for loan losses and for benefits and claims \(LLR & PBC\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 478.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 478.80 Td (571) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 478.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 478.66 Td (506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 478.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 478.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 466.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 466.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 466.80 Td (383) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 466.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 466.66 Td (461) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 466.80 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 466.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 454.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 454.80 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 454.66 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 454.80 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 454.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 442.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 442.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 442.80 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 442.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 442.66 Td (356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 442.80 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 442.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 430.80 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 430.66 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 430.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 418.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 418.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 418.80 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 418.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 418.66 Td (354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 418.80 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 418.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 406.80 Td (Balance Sheet data) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 112.00 406.80 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.00 406.80 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.66 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 394.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 394.80 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 394.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 394.66 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 394.80 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 394.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 382.80 Td (1.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 382.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 382.66 Td (1.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 382.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 370.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 370.66 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 358.66 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 358.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 358.80 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 358.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 358.66 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 358.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.66 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 346.80 Td (4.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 346.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 346.66 Td (4.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 346.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 334.80 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 322.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 322.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 322.80 Td (1,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 322.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 322.66 Td (1,544) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 322.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 322.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 310.80 Td (770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 310.66 Td (764) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 310.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 298.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 298.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 298.80 Td (2,268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 298.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 298.66 Td (2,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 298.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 298.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 286.80 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 274.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 274.80 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 274.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 274.66 Td (228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 274.80 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 274.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 262.80 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 262.66 Td (128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 262.80 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 262.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 250.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 250.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 250.80 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 250.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 250.66 Td (356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 250.80 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 250.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 238.80 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.66 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 226.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 226.80 Td (2,268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 226.66 Td (2,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 226.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 226.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 214.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 218.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 214.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 214.66 Td (\(145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 214.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.66 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 202.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 202.80 Td (2,268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 202.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 202.66 Td (2,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 202.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 202.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 190.66 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 190.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 190.80 Td (1,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 190.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 190.66 Td (1,341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 190.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 190.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 178.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 182.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 178.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 178.66 Td (\(83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 178.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 166.66 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 166.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 166.80 Td (1,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 166.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 166.66 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 166.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 166.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 154.66 Td (Provisions for LLR & PBC-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 154.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 154.80 Td (571) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 154.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 154.66 Td (506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 154.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 154.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 142.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 146.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 142.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 142.66 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 142.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 130.66 Td (Provisions for LLR & PBC-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 130.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 130.80 Td (571) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 130.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 130.66 Td (473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 130.80 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 130.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 118.66 Td (Net income-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 118.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 118.80 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 118.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 118.66 Td (354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 118.80 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 118.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 106.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 110.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 106.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 106.66 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 106.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 94.66 Td (Net income-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 94.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 94.80 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 94.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 94.66 Td (337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 94.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 94.80 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 74.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 74.30 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the first quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 64.70 Td (NM Not Meaningful) Tj ET Q endstream endobj 43 0 obj <> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (19) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for Latin ) Tj ET Q q 0 0 0 rg BT 244.63 749.10 Td (America RCB below excludes the impact of FX translation for all periods ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 737.10 Td (esented. Pr) Tj ET Q q 0 0 0 rg BT 89.13 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 161.25 737.10 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 412.81 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 463.44 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 533.07 737.10 Td (es. Citi ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (believes the pr) Tj ET Q q 0 0 0 rg BT 93.94 725.10 Td (esentation of Latin ) Tj ET Q q 0 0 0 rg BT 171.26 725.10 Td (America RCB) Tj ET Q q 0 0 0 rg BT 228.56 725.10 Td (s r) Tj ET Q q 0 0 0 rg BT 238.48 725.10 Td (esults excluding the impact of FX translation is a mor) Tj ET Q q 0 0 0 rg BT 453.36 725.10 Td (e meaningful depiction of the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (underlying fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 230.62 713.10 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 420.21 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 456.78 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 681.10 Td (1Q14 vs. 1Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 669.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 669.10 Td ( decreased 8% as higher credit costs and higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.10 Td (expenses were partially of) Tj ET Q q 0 0 0 rg BT 140.50 657.10 Td (fset by higher revenues. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 645.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 645.10 Td ( increased 5%, primarily due to volume growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.10 Td (in retail banking and cards, partially of) Tj ET Q q 0 0 0 rg BT 191.04 633.10 Td (fset by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.10 Td (spread compression and slower overall economic growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.10 Td (across the region, including in Mexico, which Citi expects will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.10 Td (continue during the remainder of 2014. Net interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.10 Td (increased 4% due to increased volumes, partially of) Tj ET Q q 0 0 0 rg BT 242.41 585.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.10 Td (spread compression. Non-interest revenue increased 5%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 561.10 Td (primarily due to higher fees from increased business volumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.10 Td (in retail and cards as well as a gain on sale \(approximately $40 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.10 Td (million\) related to Citi) Tj ET Q q 0 0 0 rg BT 128.49 537.10 Td (s partial sale of its indirect investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.10 Td (in Banco de Chile during the current quarter) Tj ET Q q 0 0 0 rg BT 212.33 525.10 Td (. Retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.10 Td (revenues increased 3% as average loans increased 8%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.10 Td (investment sales increased 14% and average deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.10 Td (increased 5%. Cards revenues increased 8% as average loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.10 Td (increased 9% and purchase sales increased 5%, excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.10 Td (impact of Credicard \(see Note 2 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.10 Td (Statements\). ) Tj ET Q q 0 0 0 rg BT 90.53 453.10 Td (This increase in overall cards revenues was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 441.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 441.10 Td (fset by the lower economic growth and slowing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.10 Td (cards purchase sales in Mexico due to the previously-disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.10 Td (fiscal reforms enacted in 2013, which included higher income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.10 Td (and other taxes and negatively impacted consumer behavior) Tj ET Q q 0 0 0 rg BT 275.08 405.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.10 Td (Citi expects these trends as well as spread compression could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 381.10 Td (continue to negatively impact revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 205.39 381.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 228.83 381.10 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.09 381.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 369.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 369.10 Td ( increased 4% due to increased investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.10 Td (spending as well as compliance and volume-related costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 345.10 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 117.00 345.10 Td (ficiency savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 333.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 333.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 333.10 Td ( increased 21%, primarily due to higher net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.10 Td (credit losses as well as a higher loan loss reserve build. Net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.10 Td (credit losses increased 20%, driven primarily by Mexico cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.10 Td (and, to a lesser extent, the personal loan portfolio, as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.10 Td (portfolios continued to season. In addition, Mexico fiscal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 273.10 Td (reforms \(as discussed above\) negatively impacted card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.10 Td (delinquencies in Mexico across the industry) Tj ET Q q 0 0 0 rg BT 211.14 261.10 Td (. ) Tj ET Q q 0 0 0 rg BT 215.96 261.10 Td (The continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.10 Td (impact of the fiscal reforms and economic slowdown in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 237.10 Td (Mexico could cause net credit losses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 195.12 237.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 218.56 237.10 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.82 237.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.10 Td (remain elevated. ) Tj ET Q q 0 0 0 rg BT 106.52 225.10 Td (Any further deterioration in Citi) Tj ET Q q 0 0 0 rg BT 237.60 225.10 Td (s Mexican ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.10 Td (homebuilders clients could also result in higher net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.10 Td (losses, although any losses related to those homebuilder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.10 Td (clients should be char) Tj ET Q q 0 0 0 rg BT 122.74 189.10 Td (ged against existing loan loss reserves as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.10 Td (of March 31, 2014, and thus should be neutral to overall cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.10 Td (of credit. ) Tj ET Q q 0 0 0 rg BT 76.91 165.10 Td (The loan loss reserve build increased 63%, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.10 Td (due to portfolio growth and seasoning.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 141.10 Td (For information on the impact, and potential future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.10 Td (impacts, to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.38 129.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 105.82 129.10 Td (America RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.08 129.10 Td ( results of operations from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.10 Td (foreign exchange controls in certain countries, see Managing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.10 Td (Global RiskCountry and Cross-Border RiskCross-Border ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.10 Td (Risk below) Tj ET Q q 0 0 0 rg BT 85.07 93.10 Td (.) Tj ET Q endstream endobj 45 0 obj <> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (20) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (ASIA) Tj ET Q q 0 0 0 rg BT 64.01 747.90 Td ( REGIONAL) Tj ET Q q 0 0 0 rg BT 131.70 747.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Asia Regional Consumer Banking \(Asia RCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.15 727.90 Td ( provides traditional banking and Citi-branded card services to retail customers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (small- to mid-size businesses, with the lar) Tj ET Q q 0 0 0 rg BT 203.29 715.90 Td (gest Citi presence in Korea, Singapore, ) Tj ET Q q 0 0 0 rg BT 361.58 715.90 Td (Australia, Hong Kong, ) Tj ET Q q 0 0 0 rg BT 455.00 715.90 Td (T) Tj ET Q q 0 0 0 rg BT 460.41 715.90 Td (aiwan, India, Japan, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Malaysia, Indonesia, ) Tj ET Q q 0 0 0 rg BT 121.35 703.90 Td (Thailand and the Philippines.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 691.90 Td (At March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 135.10 691.90 Td (Asia RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.26 691.90 Td ( had 538 retail branches, approximately 16.9million customer accounts, $73.4billion in retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (banking loans and $103.0billion in deposits. In addition, the business had approximately 16.4million Citi-branded card accounts with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td ($18.6billion in outstanding loan balances. Consistent with its strategy to concentrate its consumer banking operations in major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (metropolitan areas and focus on high quality consumer segments, Citi continues to reposition its consumer franchise in Korea and has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (announced that it will close approximately 30% of its branches in the country) Tj ET Q q 0 0 0 rg BT 345.27 643.90 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 605.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 605.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 605.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 605.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 581.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 581.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 581.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 581.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 557.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 557.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 557.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 557.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 533.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 533.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 533.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 533.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 509.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 509.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 509.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 509.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 485.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 485.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 485.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 485.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 461.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 461.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 461.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 461.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 437.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 437.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 437.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 437.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 413.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 413.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 413.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 413.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 389.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 389.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 389.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 389.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 365.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 365.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 365.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 365.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 341.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 341.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 341.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 341.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 317.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 317.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 317.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 317.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 293.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 293.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 293.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 293.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 269.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 269.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 269.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 269.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 245.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 245.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 245.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 245.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 221.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 221.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 221.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 221.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 197.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 197.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 197.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 197.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 173.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 173.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 173.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 173.40 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 149.40 385.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 149.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 149.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 149.40 61.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 619.4 m 467.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 619.4 m 514.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 605.4 m 420.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 619.4 m 467.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 605.4 m 467.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 619.4 m 514.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 605.4 m 514.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 605.4 m 575.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 605.4 m 467.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 605.4 m 514.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 581.4 m 420.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 581.4 m 467.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 581.4 m 514.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 569.4 m 420.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 581.4 m 467.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 569.4 m 467.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 581.4 m 514.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 569.4 m 514.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 581.4 m 575.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 569.4 m 575.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 557.4 m 420.5 557.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 569.4 m 467.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 557.4 m 467.5 557.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 569.4 m 514.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 557.4 m 514.5 557.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 557.4 m 575.5 557.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 521.4 m 420.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 509.4 m 420.5 509.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 521.4 m 467.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 509.4 m 467.5 509.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 521.4 m 514.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 509.4 m 514.5 509.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 521.4 m 575.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 509.4 m 467.5 509.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 509.4 m 514.5 509.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 509.4 m 575.5 509.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 485.4 m 420.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 485.4 m 467.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 485.4 m 514.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 485.4 m 467.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 485.4 m 514.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 485.4 m 575.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 461.4 m 420.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 449.4 m 420.5 449.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 461.4 m 467.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 449.4 m 467.5 449.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 461.4 m 514.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 449.4 m 514.5 449.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 461.4 m 575.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 449.4 m 575.5 449.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 377.4 m 420.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 377.4 m 467.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 377.4 m 514.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 377.4 m 575.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 341.4 m 420.5 341.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 329.4 m 420.5 329.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 341.4 m 467.5 341.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 329.4 m 467.5 329.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 341.4 m 514.5 341.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 329.4 m 514.5 329.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 341.4 m 575.5 341.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 329.4 m 575.5 329.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 293.4 m 420.5 293.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 281.4 m 420.5 281.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 293.4 m 467.5 293.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 281.4 m 467.5 281.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 293.4 m 514.5 293.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 281.4 m 514.5 281.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 293.4 m 575.5 293.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 281.4 m 575.5 281.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 281.4 m 467.5 281.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 281.4 m 514.5 281.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 245.39999999999998 m 420.5 245.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 233.39999999999998 m 420.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 245.39999999999998 m 467.5 245.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 233.39999999999998 m 467.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 245.39999999999998 m 514.5 245.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 233.39999999999998 m 514.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 245.39999999999998 m 575.5 245.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 233.39999999999998 m 575.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 209.39999999999998 m 420.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 209.39999999999998 m 575.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 197.39999999999998 m 420.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 209.39999999999998 m 467.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 197.39999999999998 m 467.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 209.39999999999998 m 514.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 197.39999999999998 m 514.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 197.39999999999998 m 575.5 197.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 173.39999999999998 m 420.5 173.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 161.39999999999998 m 420.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 173.39999999999998 m 467.5 173.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 161.39999999999998 m 467.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 173.39999999999998 m 514.5 173.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 161.39999999999998 m 514.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 173.39999999999998 m 575.5 173.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 161.39999999999998 m 575.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 137.39999999999998 m 420.5 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 137.39999999999998 m 467.5 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 137.39999999999998 m 514.5 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 137.39999999999998 m 575.5 137.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 125.39999999999998 m 420.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 125.39999999999998 m 467.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 125.39999999999998 m 514.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 125.39999999999998 m 575.5 125.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.95 623.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.10 609.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 609.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 609.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 609.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 596.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 596.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 596.80 Td (1,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 596.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 596.66 Td (1,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 596.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 596.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 584.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 584.80 Td (761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 584.66 Td (733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 584.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 572.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 572.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 572.80 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 572.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 572.66 Td (1,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 572.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 572.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 560.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 560.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 560.80 Td (1,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 560.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 560.66 Td (1,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 560.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 560.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 548.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 548.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 548.80 Td (203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 548.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 548.66 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 548.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 548.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 536.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 536.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 536.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 536.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 536.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 524.66 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 524.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 524.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 524.66 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 524.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 512.66 Td (Provisions for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 512.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 512.80 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 512.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 512.66 Td (223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 512.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 512.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 500.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 500.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 500.80 Td (569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 500.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 500.66 Td (574) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 500.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 500.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 488.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 488.80 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 488.66 Td (180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 488.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 476.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 476.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 476.80 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 476.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 476.66 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 476.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 476.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 464.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 464.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 464.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 464.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 452.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 452.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 452.80 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 452.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 452.66 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 452.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 452.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 440.80 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.25 440.80 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 428.66 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 428.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 428.80 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 428.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 428.66 Td (128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 428.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 428.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 416.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 416.80 Td (1.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 416.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 416.66 Td (1.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 416.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 404.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 404.80 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 404.66 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 392.66 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 392.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 392.80 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 392.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 392.66 Td (107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 392.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 392.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 380.66 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 380.80 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 380.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 380.66 Td (0.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 380.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 368.80 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 356.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 356.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 356.80 Td (1,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 356.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 356.66 Td (1,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 356.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 356.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 344.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 344.80 Td (729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 344.66 Td (760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 344.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 344.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 332.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 332.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 332.80 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 332.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 332.66 Td (1,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 332.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 332.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 320.80 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 308.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 308.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 308.80 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 308.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 308.66 Td (240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 308.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 308.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 296.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 296.80 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 296.66 Td (154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 296.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 284.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 284.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 284.80 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 284.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 284.66 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 284.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 284.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 272.80 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 260.66 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 260.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 260.80 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 260.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 260.66 Td (1,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 260.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 260.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 248.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.98 252.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 248.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 248.66 Td (\(89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 248.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 236.66 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 236.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 236.80 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 236.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 236.66 Td (1,871) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 236.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 236.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 224.66 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 224.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 224.80 Td (1,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 224.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 224.66 Td (1,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 224.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 224.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 212.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.98 216.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 212.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 212.66 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 212.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 200.66 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 200.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 200.80 Td (1,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 200.66 Td (1,118) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 200.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 200.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 188.66 Td (Provisions for loan losses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 188.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 188.80 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 188.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 188.66 Td (223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 188.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 188.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 176.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.98 180.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 176.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 176.66 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 176.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 164.66 Td (Provisions for loan losses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 164.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 164.80 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 164.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 164.66 Td (208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 164.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 164.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 152.66 Td (Net income-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 152.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 152.80 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 152.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 152.66 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 152.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 152.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 140.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.98 144.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 140.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 140.66 Td (\(18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 140.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 128.66 Td (Net income-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 128.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 128.80 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 128.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 128.66 Td (376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 128.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 128.80 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 108.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 108.30 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the first quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 98.70 Td (NM ) Tj ET Q q 0 0 0 rg BT 54.00 98.70 Td (Not meaningful) Tj ET Q endstream endobj 47 0 obj <> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (21) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for ) Tj ET Q q 0 0 0 rg BT 221.01 749.10 Td (Asia RCB below excludes the impact of FX translation for all periods pr) Tj ET Q q 0 0 0 rg BT 510.06 749.10 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 117.75 737.10 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 369.30 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 419.94 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 489.56 737.10 Td (es. Citi believes the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 725.10 Td (esentation of ) Tj ET Q q 0 0 0 rg BT 98.22 725.10 Td (Asia RCB) Tj ET Q q 0 0 0 rg BT 139.43 725.10 Td (s r) Tj ET Q q 0 0 0 rg BT 149.34 725.10 Td (esults excluding the impact of FX translation is a mor) Tj ET Q q 0 0 0 rg BT 364.23 725.10 Td (e meaningful depiction of the underlying ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 184.79 713.10 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 374.38 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 410.95 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (1Q14 vs. 1Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 677.10 Td ( increased 1%, primarily due to lower credit costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (and slightly higher revenues, partially of) Tj ET Q q 0 0 0 rg BT 198.00 665.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 641.10 Td ( increased 1%, as higher non-interest revenue, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (primarily due to growth in fees resulting from the previously-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (announced distribution agreement with ) Tj ET Q q 0 0 0 rg BT 194.30 617.10 Td (AIA) Tj ET Q q 0 0 0 rg BT 211.52 617.10 Td ( Group Limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (\(AIA\) was partially of) Tj ET Q q 0 0 0 rg BT 124.96 605.10 Td (fset by lower net interest revenue. Net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (interest revenue declined 2%, primarily driven by regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (changes, continued spread compression and the ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (repositioning of the franchise in Korea. ) Tj ET Q q 0 0 0 rg BT 197.99 569.10 Td (While Citi continues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (to reposition its franchise in Korea, including the previously-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (announced branch closures, Citi believes revenues in Korea ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (have broadly stabilized as of the end of the current quarter) Tj ET Q q 0 0 0 rg BT 268.69 533.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Non-interest revenue increased 7%, mainly driven by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (increased revenues from the ) Tj ET Q q 0 0 0 rg BT 150.39 509.10 Td (AIA) Tj ET Q q 0 0 0 rg BT 167.62 509.10 Td ( distribution agreement, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (which Citi expects should continue. ) Tj ET Q q 0 0 0 rg BT 183.85 497.10 Td (This increase was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 485.10 Td (fset by a 7% decline in investment sales volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (due to investor sentiment, reflecting overall market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 80.33 461.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.48 449.10 Td (verage retail deposits declined 2% resulting from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (continued ef) Tj ET Q q 0 0 0 rg BT 85.52 437.10 Td (forts to rebalance the deposit portfolio mix. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (A) Tj ET Q q 0 0 0 rg BT 42.48 425.10 Td (verage retail loans increased 7% \(1) Tj ET Q q 0 0 0 rg BT 182.32 425.10 Td (1% excluding Korea\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (Cards purchase sales grew 6%, with growth in certain markets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (including China, India, Hong Kong and Singapore. ) Tj ET Q q 0 0 0 rg BT 244.96 401.10 Td (While ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (certain markets in the region, including China, India, Malaysia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (and the Philippines, experienced revenue growth during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.92 365.10 Td (, Citi expects spread compression and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (changes in several markets across the region will continue to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (have a negative impact on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 142.90 341.10 Td (Asia RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.06 341.10 Td ( revenues during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (remainder of 2014. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 317.10 Td ( increased 1%, as investment spending, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (particularly in China cards, was partially of) Tj ET Q q 0 0 0 rg BT 209.37 305.10 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 246.40 305.10 Td (ficiency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (and repositioning savings. ) Tj ET Q q 0 0 0 rg BT 145.16 293.10 Td (As discussed in the Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (Summary above, Citi believes repositioning char) Tj ET Q q 0 0 0 rg BT 235.77 281.10 Td (ges in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 261.88 281.10 Td (Asia ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (RCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.89 269.10 Td ( could be higher in the second quarter of 2014, lar) Tj ET Q q 0 0 0 rg BT 254.36 269.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (due to the acceleration of its repositioning ef) Tj ET Q q 0 0 0 rg BT 214.37 257.10 Td (forts in Korea.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 245.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 245.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 245.10 Td ( decreased 6%, as loan loss reserve releases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (were partially of) Tj ET Q q 0 0 0 rg BT 101.90 233.10 Td (fset by higher net credit losses, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (reflecting the impact of one counterparty in the commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (portfolio.) Tj ET Q endstream endobj 49 0 obj <> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (22) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 756.90 Td (INSTITUTIONAL) Tj ET Q q 0 0 0 rg BT 132.04 756.90 Td ( CLIENTS GROUP) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 736.90 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 736.90 Td (oup \(ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.35 736.90 Td ( provides corporate, institutional, public sector and high-net-worth clients around the world with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 724.90 Td (full range of wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 712.90 Td (brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 700.90 Td (banking, cash management, trade finance and securities services. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 300.89 700.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.11 700.90 Td ( transacts with clients in both cash instruments and derivatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 688.90 Td (including fixed income, foreign currency) Tj ET Q q 0 0 0 rg BT 199.46 688.90 Td (, equity and commodity products. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 338.88 688.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.10 688.90 Td () Tj ET Q q 0 0 0 rg BT 358.88 688.90 Td (s international presence is supported by trading floors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 676.90 Td (in 75 countries and a proprietary network in over 95 countries and jurisdictions. ) Tj ET Q q 0 0 0 rg BT 359.54 676.90 Td (At March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 440.63 676.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.86 676.90 Td ( had approximately $1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 664.90 Td (trillion of assets and $574 billion of deposits, while two of its businesses, securities services and issuer services, managed $14.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 652.90 Td (trillion of assets under custody) Tj ET Q q 0 0 0 rg BT 158.11 652.90 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 640.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 640.90 Td ( revenue is generated primarily from fees and spreads associated with these activities. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 418.59 640.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.82 640.90 Td ( earns fee income for assisting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 628.90 Td (clients in clearing transactions, providing brokerage and investment banking services and other such activities. Revenue generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 616.90 Td (from these activities is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.51 616.90 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.40 616.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.84 616.90 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.87 616.90 Td (. 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For additional information, see Overview above.) 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2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 486.4 m 510.5 486.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 486.4 m 576.5 486.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 447.4 m 378.5 447.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 447.4 m 444.5 447.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 447.4 m 510.5 447.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 447.4 m 576.5 447.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 382.4 m 378.5 382.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 382.4 m 444.5 382.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 382.4 m 510.5 382.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 382.4 m 576.5 382.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.4 m 378.5 369.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 369.4 m 444.5 369.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 369.4 m 510.5 369.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 369.4 m 576.5 369.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.4 m 378.5 304.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 304.4 m 444.5 304.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 304.4 m 510.5 304.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 304.4 m 576.5 304.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 291.4 m 378.5 291.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 291.4 m 444.5 291.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 291.4 m 510.5 291.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 291.4 m 576.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 291.4 m 378.5 291.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.39999999999998 m 378.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 226.39999999999998 m 444.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 226.39999999999998 m 510.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 226.39999999999998 m 576.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.39999999999998 m 378.5 213.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 213.39999999999998 m 444.5 213.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 213.39999999999998 m 510.5 213.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 213.39999999999998 m 576.5 213.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.39999999999998 m 378.5 213.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.39999999999998 m 378.5 174.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 174.39999999999998 m 444.5 174.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 174.39999999999998 m 510.5 174.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 174.39999999999998 m 576.5 174.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 161.39999999999998 m 378.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 161.39999999999998 m 444.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 161.39999999999998 m 510.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 161.39999999999998 m 576.5 161.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.95 737.80 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.60 724.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 724.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 724.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 724.66 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 711.66 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 711.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 711.80 Td (1,110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 711.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 711.66 Td (1,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 711.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 711.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 698.66 Td (Administration and other fiduciary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 698.80 Td (638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 698.66 Td (681) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 698.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 698.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 685.66 Td (Investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 685.80 Td (957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 685.66 Td (1,085) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 685.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 685.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 672.66 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 672.80 Td (2,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 672.66 Td (2,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 672.80 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.66 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 659.80 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 659.66 Td (361) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 659.80 Td (\(76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 659.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.66 Td (Total non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 646.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 646.80 Td (5,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 646.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 646.66 Td (5,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 646.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 646.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.66 Td (Net interest revenue \(including dividends\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 633.80 Td (3,836) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 633.66 Td (3,856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 633.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 633.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 620.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 620.80 Td (9,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 620.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 620.66 Td (9,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 620.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 620.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 607.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 607.80 Td (4,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 607.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 607.66 Td (5,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 607.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 607.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 594.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 594.80 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 594.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 594.66 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 594.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 581.66 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 581.80 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 581.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 581.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 581.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.66 Td (Credit reserve \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 568.80 Td (\(87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 568.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 568.66 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 568.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.66 Td (Provisions for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 555.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 555.80 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 555.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 555.66 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 555.80 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 555.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 542.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 542.80 Td (4,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 542.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 542.66 Td (4,447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 542.80 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 542.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 529.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 529.80 Td (1,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 529.66 Td (1,377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 529.80 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 529.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 516.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 516.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 516.80 Td (2,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 516.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 516.66 Td (3,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 516.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 516.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 503.80 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 503.66 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 503.80 Td (\(48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 503.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 490.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 490.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 490.80 Td (2,939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 490.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 490.66 Td (3,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 490.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 490.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 477.66 Td (A) Tj ET Q q 0 0 0 rg BT 44.83 477.66 Td (verage assets ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 94.31 477.66 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 477.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 477.80 Td (1,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 477.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 477.66 Td (1,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 477.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 477.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 464.80 Td (1.13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 464.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 464.66 Td (1.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 464.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 451.80 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 451.66 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 438.80 Td (Revenues by region) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 425.65 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 425.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 425.80 Td (3,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 425.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 425.66 Td (3,577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 425.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 425.80 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 412.65 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 412.80 Td (2,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 412.66 Td (2,753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 412.80 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 399.65 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 399.80 Td (1,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 399.66 Td (1,223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 399.80 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 399.80 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 386.65 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 386.80 Td (1,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 386.66 Td (2,038) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 386.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 386.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 373.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 373.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 373.80 Td (9,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 373.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 373.66 Td (9,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 373.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 373.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.80 Td (Income from continuing operations by region) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 347.65 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 347.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 347.80 Td (1,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 347.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 347.66 Td (1,256) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 347.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 347.80 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 334.65 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 334.80 Td (779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 334.66 Td (654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 334.80 Td (19) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 321.65 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 321.80 Td (341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 321.66 Td (472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 321.80 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 321.80 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 308.65 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 308.80 Td (556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 308.66 Td (688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 308.80 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 308.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 295.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 295.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 295.80 Td (2,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 295.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 295.66 Td (3,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 295.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 295.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.66 Td (Average loans by region \(in billions of dollars\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 269.65 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 269.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 269.80 Td (107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 269.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 269.66 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 269.80 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 269.80 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 256.65 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 256.80 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 256.66 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 256.80 Td (8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 243.65 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 243.80 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 243.66 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 243.80 Td (5) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 230.65 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 230.80 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 230.66 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 230.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 217.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 217.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 217.80 Td (272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 217.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 217.66 Td (242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 217.80 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 217.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 204.66 Td (EOP deposits by business \(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 191.66 Td (Treasury and trade solutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 191.80 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 191.66 Td (335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 191.80 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 178.66 Td (All other ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 73.49 178.66 Td (ICG) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 88.99 178.66 Td ( businesses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 178.80 Td (193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 178.66 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 178.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 165.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 165.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 165.80 Td (574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 165.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 165.66 Td (524) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 165.80 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 165.80 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 53 0 obj <> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 758.25 Td (ICG Revenue DetailsExcluding CV) Tj ET 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gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 627.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 627.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 627.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 599.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 599.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 599.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 599.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 571.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 571.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 571.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 571.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 543.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 543.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 543.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 515.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 515.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 515.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 515.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 487.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 487.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 487.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 459.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 459.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 459.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 431.75 363.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 431.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 431.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 431.75 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 725.75 m 459.5 725.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 725.75 m 519.5 725.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 711.75 m 399.5 711.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 725.75 m 459.5 725.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 711.75 m 459.5 711.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 725.75 m 519.5 725.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 711.75 m 519.5 711.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 711.75 m 576.5 711.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 655.75 m 399.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 655.75 m 459.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 655.75 m 519.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 655.75 m 576.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 599.75 m 399.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 599.75 m 459.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 599.75 m 519.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 599.75 m 576.5 599.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 585.75 m 399.5 585.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 585.75 m 459.5 585.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 585.75 m 519.5 585.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 585.75 m 576.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 571.75 m 399.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 571.75 m 459.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 571.75 m 519.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 571.75 m 576.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 557.75 m 399.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 557.75 m 459.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 557.75 m 519.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 557.75 m 576.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 501.75 m 399.5 501.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.75 m 399.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 501.75 m 459.5 501.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 487.75 m 459.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 501.75 m 519.5 501.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 487.75 m 519.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 501.75 m 576.5 501.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 487.75 m 576.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 417.75 m 399.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 417.75 m 459.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 417.75 m 519.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 417.75 m 576.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 417.75 m 399.5 417.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 403.75 m 399.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 417.75 m 459.5 417.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 403.75 m 459.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 417.75 m 519.5 417.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 403.75 m 519.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 417.75 m 576.5 417.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 403.75 m 576.5 403.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.95 730.20 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.10 716.20 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 716.00 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 716.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 716.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 702.21 Td (Investment banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 110.24 702.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 112.49 702.21 Td (revenue details) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 688.21 Td (Advisory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 688.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 688.20 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 688.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 688.21 Td (204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 688.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 688.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.21 Td (Equity underwriting) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 674.20 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 674.21 Td (250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 674.20 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 660.21 Td (Debt underwriting) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 660.20 Td (578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 660.21 Td (713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 660.20 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 660.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 646.21 Td (Total investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 646.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 646.20 Td (1,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 646.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 646.21 Td (1,167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 646.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 646.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.21 Td (Treasury and trade solutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 632.20 Td (1,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 632.21 Td (1,926) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 632.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.21 Td (Corporate lending - excluding gain/\(loss\) on loan hedges \(see below\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 618.20 Td (415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 618.21 Td (335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 618.20 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 604.21 Td (Private bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 604.20 Td (668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 604.21 Td (629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 604.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 590.20 Td (Total Banking revenues \(ex-CVA/DVA and gain/\(loss\) on loan hedges\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 590.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 590.20 Td (4,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 590.21 Td (4,057) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 590.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 590.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 576.21 Td (Corporate lending - gain/\(loss\) on loan hedges ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 212.71 580.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 576.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 576.20 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 576.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 576.21 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 576.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 576.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 576.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 562.20 Td (Total Banking revenues \(ex-CVA/DVA and including gain/\(loss\) on loan hedges\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 562.20 Td (4,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 562.21 Td (4,033) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 562.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 562.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 548.21 Td (Fixed income markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 548.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 548.20 Td (3,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 548.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 548.21 Td (4,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 548.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 548.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.21 Td (Equity markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 534.20 Td (883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 534.21 Td (779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 534.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.21 Td (Securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 520.20 Td (561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 520.21 Td (566) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 520.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 520.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 506.20 Td (\(119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 506.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 506.21 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 506.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 506.20 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 492.20 Td (Total Markets and securities services \(ex-CVA/DVA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 492.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 492.20 Td (5,175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 492.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 492.20 Td (5,868) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 492.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 492.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 478.20 Td (Total ICG \(ex-CVA/DVA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 478.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 478.20 Td (9,241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 478.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 478.21 Td (9,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 478.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 478.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.21 Td (CVA/DVA \(excluded as applicable in lines above\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 464.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 464.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 464.21 Td (\(310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 464.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 464.20 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 464.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.21 Td ( Fixed income markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 450.20 Td (\(26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 450.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 450.21 Td (\(293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 450.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 450.20 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 450.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 436.21 Td ( Equity markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 436.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 436.21 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 436.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 436.20 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.21 Td ( Private bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 422.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 422.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 422.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 422.20 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 408.20 Td (Total Revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 408.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 408.20 Td (9,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 408.21 Td (9,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 408.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 408.20 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 385.05 Td (NM Not meaningful) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 365.85 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 365.85 Td (Hedges on accrual loans reflect the mark-to-market on credit derivatives used to economically hedge the corporate loan accrual portfolio. ) Tj ET Q q 0 0 0 rg BT 495.45 365.85 Td (The fixed premium costs ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 356.25 Td (of these hedges is netted against the corporate lending revenues to reflect the cost of credit protection.) Tj ET Q endstream endobj 55 0 obj <> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (25) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 758.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 758.10 Td (esults of operations for ICG below excludes the impact of CV) Tj ET Q q 0 0 0 rg BT 370.97 758.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 392.45 758.10 Td (A) Tj ET Q q 0 0 0 rg BT 398.37 758.10 Td ( as well as the impact of gains/\(losses\) on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 746.10 Td (hedges on accrual loans for all periods pr) Tj ET Q q 0 0 0 rg BT 204.23 746.10 Td (esented. Pr) Tj ET Q q 0 0 0 rg BT 251.35 746.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 323.47 746.10 Td (esults of operations, excluding the impact of these items, ar) Tj ET Q q 0 0 0 rg BT 560.56 746.10 Td (e ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 734.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 79.70 734.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 149.32 734.10 Td (es. Citi believes the pr) Tj ET Q q 0 0 0 rg BT 240.59 734.10 Td (esentation of ICG) Tj ET Q q 0 0 0 rg BT 313.74 734.10 Td (s r) Tj ET Q q 0 0 0 rg BT 323.65 734.10 Td (esults excluding the impact of these items is a mor) Tj ET Q q 0 0 0 rg BT 524.08 734.10 Td (e ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 722.10 Td (meaningful depiction of the underlying fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 345.32 722.10 Td (econciliation of these metrics to the r) Tj ET Q q 0 0 0 rg BT 493.81 722.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 530.38 722.10 Td (esults, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 710.10 Td (the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 686.10 Td (1Q14 vs. 1Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 674.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 674.10 Td ( decreased 8%, primarily driven by lower revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 662.10 Td (fset by lower expenses and lower credit costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 644.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 644.10 Td ( decreased 7%, reflecting lower revenues in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 632.10 Td (fixed income markets and investment banking, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 620.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 620.10 Td (fset by higher revenues in equity markets, corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 608.10 Td (lending and the private bank. Citi expects revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 596.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 596.10 Td ( will likely continue to reflect the overall market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 584.10 Td (environment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 572.10 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.03 572.10 Td ( revenues decreased 10%, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 560.10 Td (reflecting a decline in overall investment banking wallet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 548.10 Td (share due to timing of transactions and lower issuance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 536.10 Td (volume. Debt underwriting revenues decreased 19%, in-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 524.10 Td (line with market activity) Tj ET Q q 0 0 0 rg BT 151.38 524.10 Td (, driven by lower loan and bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 512.10 Td (underwriting fees. ) Tj ET Q q 0 0 0 rg BT 131.20 512.10 Td (Advisory revenues decreased 14%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 500.10 Td (reflecting an acceleration of M&A) Tj ET Q q 0 0 0 rg BT 191.71 500.10 Td ( deals into the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 488.10 Td (quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 118.15 488.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 123.15 488.10 Td (Equity underwriting revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 476.10 Td (20%, driven by increased market activity) Tj ET Q q 0 0 0 rg BT 217.74 476.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 464.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 464.10 Td (r) Tj ET Q q 0 0 0 rg BT 62.53 464.10 Td (easury and trade solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.92 464.10 Td ( revenues increased 1%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 452.10 Td (higher balances and fee growth was partially of) Tj ET Q q 0 0 0 rg BT 243.47 452.10 Td (fset by the) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 285.12 452.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 440.10 Td (ongoing impact of spread compression globally) Tj ET Q q 0 0 0 rg BT 243.59 440.10 Td (. End-of-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 428.10 Td (period deposit balances increased 14% \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 416.10 Td (information, see Managing Global RiskMarket Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 404.10 Td (Funding and Liquidity Risk below\) and average trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 392.10 Td (loans increased 18%, including the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 380.10 Td (consolidation of approximately $7 billion of trade loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 368.10 Td (during the second quarter of 2013.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 191.74 368.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 356.10 Td (Corporate lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.17 356.10 Td ( revenues increased 24%, as higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 344.10 Td (loan balances and lower funding costs were partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 332.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 332.10 Td (fset by lower loan yields. Citi expects that demand for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 320.10 Td (Corporate loans may remain episodic, as many of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 308.10 Td (tar) Tj ET Q q 0 0 0 rg BT 64.37 308.10 Td (get Corporate loan clients remain highly liquid.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 296.10 Td (Private bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.37 296.10 Td ( revenues increased 6% due to growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 284.10 Td (managed investments, including the impact of higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 272.10 Td (client assets under management, and capital markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 260.10 Td (products, particularly structured products. Revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 248.10 Td (growth in lending and deposits, primarily driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 236.10 Td (growth in client volumes, was lar) Tj ET Q q 0 0 0 rg BT 187.13 236.10 Td (gely of) Tj ET Q q 0 0 0 rg BT 214.99 236.10 Td (fset by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 224.10 Td (spread compression.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 212.10 Td (Fixed income markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.30 212.10 Td ( revenues decreased 18%, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 200.10 Td (reflecting the uncertain emer) Tj ET Q q 0 0 0 rg BT 169.03 200.10 Td (ging market and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.10 Td (macroeconomic environment, as well as strong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 176.10 Td (performance in the prior) Tj ET Q q 0 0 0 rg BT 151.26 176.10 Td (-year period in securitized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.10 Td (products and local markets rates and currencies. Local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 152.10 Td (markets performance decreased as a result of the volatile ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 140.10 Td (market environment and purposefully lower risk levels. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 128.10 Td (G10 rates decreased as a result of lower client volumes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 116.10 Td (Securitized products results declined, particularly in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 104.10 Td (North ) Tj ET Q q 0 0 0 rg BT 79.66 104.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.54 104.10 Td (, due to lower investor demand compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 92.10 Td (to the prior) Tj ET Q q 0 0 0 rg BT 98.23 92.10 Td (-year period, which benefited from a positive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 80.10 Td (spread environment and investor appetite for structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 68.10 Td (products. Improved credit-related products results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 56.10 Td (reflected increased high grade and distressed flow trading, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 44.10 Td (which was partially of) Tj ET Q q 0 0 0 rg BT 142.96 44.10 Td (fset by declines in emer) Tj ET Q q 0 0 0 rg BT 237.75 44.10 Td (ging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 32.10 Td (markets credit products. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 698.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 698.10 Td (Equity markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.26 698.10 Td ( revenues increased 13%, primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 686.10 Td (improved derivatives as well as strong corporate client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 674.10 Td (flows. Cash trading performance was unchanged as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 662.10 Td (growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 383.11 662.10 Td (North ) Tj ET Q q 0 0 0 rg BT 408.77 662.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.64 662.10 Td ( was of) Tj ET Q q 0 0 0 rg BT 471.35 662.10 Td (fset by declines in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 546.33 662.10 Td (Asia.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 650.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 650.10 Td (Securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.64 650.10 Td (revenues decreased 1% reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 638.10 Td (lower net interest revenue due to a reduction in deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 626.10 Td (and ongoing spread compression, partially of) Tj ET Q q 0 0 0 rg BT 522.33 626.10 Td (fset by an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 614.10 Td (increase in volumes, assets under custody and overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 602.10 Td (client activity) Tj ET Q q 0 0 0 rg BT 396.05 602.10 Td (. Citi expects spread compression will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 590.10 Td (continue to negatively impact securities services net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 578.10 Td (interest revenues in the near term. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 554.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 554.10 Td ( decreased 2%, primarily reflecting reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.10 Td (headcount and the impact of lower performance-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.10 Td (compensation, partially of) Tj ET Q q 0 0 0 rg BT 428.51 530.10 Td (fset by increased regulatory and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.10 Td (compliance costs, higher legal and related costs and higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 506.10 Td (repositioning char) Tj ET Q q 0 0 0 rg BT 396.30 506.10 Td (ges.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 494.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 494.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 494.10 Td ( decreased 58%, primarily reflecting higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.10 Td (loan loss reserve releases and an improvement in the provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.10 Td (for unfunded lending commitments in the Corporate loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.10 Td (portfolio. Included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 414.26 458.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.98 458.10 Td (credit costs in the current quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.10 Td (was approximately $165 million of incremental credit costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.10 Td (related to the Petrleos Mexicanos \(Pemex\) supplier program ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.10 Td (\(for additional information, see Citi) Tj ET Q q 0 0 0 rg BT 469.24 422.10 Td (s Form 8-K filed with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.10 Td (SEC on February 28, 2014 and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.82 410.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 547.78 410.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.78 410.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 572.78 410.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 398.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.01 398.10 Td (ransaction Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.60 398.10 Td ( in Citi) Tj ET Q q 0 0 0 rg BT 442.60 398.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 470.94 398.10 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.10 Td (10-K\). ) Tj ET Q q 0 0 0 rg BT 355.20 386.10 Td (The vast majority of the credit costs were associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.10 Td (with Citi) Tj ET Q q 0 0 0 rg BT 362.06 374.10 Td (s direct exposure to Oceanografia S.A. de C.V) Tj ET Q q 0 0 0 rg BT 546.27 374.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.10 Td (\(OSA\) \(as previously disclosed, approximately $33 million\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.10 Td (and uncertainty about Pemex) Tj ET Q q 0 0 0 rg BT 443.13 350.10 Td (s obligation to pay Citi for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.10 Td (portion of the accounts receivable Citi validated with Pemex ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.10 Td (as of year) Tj ET Q q 0 0 0 rg BT 362.67 326.10 Td (-end 2013 \(approximately $1) Tj ET Q q 0 0 0 rg BT 478.65 326.10 Td (13 million\). ) Tj ET Q q 0 0 0 rg BT 530.69 326.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.10 Td (remaining incremental credit costs was associated with an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.10 Td (additional supplier to Pemex within the Pemex supplier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.10 Td (program that was found to have similar issues. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 278.10 Td (T) Tj ET Q q 0 0 0 rg BT 347.41 278.10 Td (o date, ongoing political tensions in Russia and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 266.10 Td (Ukraine have not had a material impact on the results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.10 Td (operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.99 254.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.21 254.10 Td (, although future developments, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.10 Td (the imposition of any additional sanctions against Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.10 Td (entities, business sectors, individuals or otherwise, could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.10 Td (negatively impact the business. For additional information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 206.10 Td (s exposures in these countries, see Managing Global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 194.10 Td (RiskCountry and Cross-Border Risk below) Tj ET Q q 0 0 0 rg BT 510.01 194.10 Td (. ) Tj ET Q endstream endobj 57 0 obj <> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (26) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 95.77 747.90 Td (TE/OTHER) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 727.90 Td ( includes unallocated global staf) Tj ET Q q 0 0 0 rg BT 232.45 727.90 Td (f functions \(including finance, risk, human resources, legal and compliance\), other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (corporate expenses and unallocated global operations and technology expenses, Corporate ) Tj ET Q q 0 0 0 rg BT 399.31 715.90 Td (T) Tj ET Q q 0 0 0 rg BT 405.06 715.90 Td (reasury and discontinued operations. ) Tj ET Q q 0 0 0 rg BT 556.14 715.90 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.60 703.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.38 703.90 Td ( had approximately $323billion of assets, or 17% of Citigroup) Tj ET Q q 0 0 0 rg BT 425.95 703.90 Td (s total assets, consisting primarily of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 691.90 Td (s liquidity portfolio \(approximately $1) Tj ET Q q 0 0 0 rg BT 207.28 691.90 Td (1) Tj ET Q q 0 0 0 rg BT 211.91 691.90 Td (1billion of cash and cash equivalents and $156billion of liquid available-for) Tj ET Q q 0 0 0 rg BT 519.96 691.90 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (securities\). For additional information, see Balance Sheet Review and Managing Global RiskMarket RiskFunding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (Liquidity below) Tj ET Q q 0 0 0 rg BT 103.95 667.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 629.40 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 629.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 629.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 629.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 601.40 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 601.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 601.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 601.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 573.40 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 573.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 573.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 573.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 545.40 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 517.40 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 489.40 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 489.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 489.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 489.40 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 643.4 m 434 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 643.4 m 481 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 643.4 m 528 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 629.4 m 434 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 643.4 m 481 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 629.4 m 481 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 643.4 m 528 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 629.4 m 528 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 629.4 m 575 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 629.4 m 528 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 629.4 m 575 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 601.4 m 434 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 601.4 m 481 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 601.4 m 528 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 601.4 m 575 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 587.4 m 434 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 601.4 m 481 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 587.4 m 481 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 601.4 m 528 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 587.4 m 528 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 601.4 m 575 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 587.4 m 575 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 559.4 m 434 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 559.4 m 481 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 559.4 m 528 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 559.4 m 575 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 531.4 m 434 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 531.4 m 481 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 531.4 m 528 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 531.4 m 575 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 531.4 m 481 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 531.4 m 528 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 531.4 m 575 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 503.4 m 434 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 503.4 m 481 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 503.4 m 528 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 503.4 m 575 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 475.4 m 434 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 475.4 m 481 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 475.4 m 528 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 475.4 m 575 475.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 461.4 m 434 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 434 461.4 m 481 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481 461.4 m 528 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 528 461.4 m 575 461.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.45 647.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 642.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.20 633.85 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 633.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 633.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 633.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 619.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 619.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 619.85 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 619.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 619.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 619.86 Td (\(145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 619.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 619.97 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.15 619.97 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 605.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 605.85 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 605.86 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 605.86 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.00 605.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 591.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 591.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 591.85 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 591.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 591.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.95 591.86 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 577.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 577.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 577.85 Td (421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 577.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 577.86 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 577.86 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.00 577.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 563.86 Td (Provisions for loan losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 563.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 563.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 563.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.00 563.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 549.86 Td (Loss from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 549.85 Td (\(280) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 549.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 549.85 Td (\(334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.50 549.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 549.85 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.50 549.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 535.86 Td (Benefits for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 535.85 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 535.86 Td (\(169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 535.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.95 535.86 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 521.85 Td (Loss from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 521.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 521.85 Td (\(458) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 521.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 521.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 521.86 Td (\(165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 521.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.95 521.86 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 507.86 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 507.85 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 507.86 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 507.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.95 507.86 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 493.85 Td (Net loss before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 493.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 493.85 Td (\(421) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 493.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 493.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 493.86 Td (\(198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 493.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.95 493.86 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 479.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 479.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 479.86 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 479.86 Td (\(67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 479.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 465.85 Td (Net loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 465.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 465.85 Td (\(431) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 465.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 465.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 465.86 Td (\(228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 465.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 465.86 Td (\(89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 465.86 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 429.90 Td (1Q14 vs. 1Q13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.90 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.05 417.90 Td (net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 417.90 Td ( increased $203 million to $431 million, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.90 Td (due to the $210 million tax char) Tj ET Q q 0 0 0 rg BT 163.57 405.90 Td (ge in the current quarter \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.90 Td (Executive Summary above\) and higher expenses, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 381.90 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 381.90 Td (fset by higher revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 369.90 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 369.90 Td ( increased $135 million, driven by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.90 Td (investment revenues and hedging gains.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 345.90 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 345.90 Td ( increased 24%, lar) Tj ET Q q 0 0 0 rg BT 167.66 345.90 Td (gely driven by higher legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.90 Td (and related costs.) Tj ET Q endstream endobj 59 0 obj <> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (27) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CITI HOLDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citi Holdings contains businesses and portfolios of assets that Citigroup has determined are not central to its core Citicorp businesses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (As of March 31, 2014, Citi Holdings assets were approximately $1) Tj ET Q q 0 0 0 rg BT 303.36 715.90 Td (14billion, a decrease of 23% year) Tj ET Q q 0 0 0 rg BT 439.50 715.90 Td (-over) Tj ET Q q 0 0 0 rg BT 460.39 715.90 Td (-year and 3% from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 121.90 703.90 Td (The decline in assets of $3billion from December 31, 2013 primarily consisted of net pay-downs. ) Tj ET Q q 0 0 0 rg BT 518.20 703.90 Td (Also as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (March 31, 2014, Consumer assets in Citi Holdings were approximately $101billion, or approximately 89% of Citi Holdings assets. Of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (the Consumer assets, approximately $71billion, or 70%, consisted of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 316.23 679.90 Td (North ) Tj ET Q q 0 0 0 rg BT 341.89 679.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.77 679.90 Td ( residential mortgages \(residential first mortgages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (and home equity loans\), including Consumer mortgages originated by Citi) Tj ET Q q 0 0 0 rg BT 335.95 667.90 Td (s legacy CitiFinancial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 425.65 667.90 Td (North ) Tj ET Q q 0 0 0 rg BT 451.31 667.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.19 667.90 Td ( business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (\(approximately $1) Tj ET Q q 0 0 0 rg BT 109.22 655.90 Td (1 billion, or 16%, of the $71billion as of March 31, 2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 643.90 Td (As of March 31, 2014, Citi Holdings represented approximately 6% of Citi) Tj ET Q q 0 0 0 rg BT 357.00 643.90 Td (s GAAP) Tj ET Q q 0 0 0 rg BT 390.25 643.90 Td ( assets and 17% of its estimated risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (assets under Basel III \(based on the Advanced ) Tj ET Q q 0 0 0 rg BT 227.04 631.90 Td (Approaches for determining risk-weighted assets\).) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 581.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 581.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 581.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 581.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 553.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 553.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 553.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 553.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 525.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 525.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 525.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 525.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 497.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 497.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 497.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 497.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 469.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 469.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 469.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 469.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 441.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 441.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 441.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 441.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 413.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 413.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 413.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 413.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 385.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 385.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 385.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 385.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 357.40 354.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 357.40 62.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 357.40 62.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 357.40 62.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 326.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 326.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 326.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 326.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 298.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 298.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 298.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 298.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 270.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 270.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 270.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 270.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 242.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 242.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 242.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 242.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 214.40 354.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 214.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 214.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 214.40 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 595.4 m 451.5 595.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 595.4 m 513.5 595.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 581.4 m 389.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 581.4 m 451.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 581.4 m 513.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 581.4 m 575.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 581.4 m 513.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 581.4 m 575.5 581.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 553.4 m 389.5 553.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 553.4 m 451.5 553.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 553.4 m 513.5 553.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 553.4 m 575.5 553.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 539.4 m 389.5 539.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 553.4 m 451.5 553.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 539.4 m 451.5 539.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 553.4 m 513.5 553.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 539.4 m 513.5 539.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 539.4 m 575.5 539.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 497.4 m 389.5 497.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 497.4 m 451.5 497.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 497.4 m 513.5 497.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 497.4 m 575.5 497.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 455.4 m 389.5 455.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 455.4 m 451.5 455.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 455.4 m 513.5 455.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 455.4 m 575.5 455.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 441.4 m 389.5 441.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 441.4 m 451.5 441.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 441.4 m 513.5 441.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 441.4 m 575.5 441.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 427.4 m 389.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 427.4 m 451.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 427.4 m 513.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 427.4 m 575.5 427.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 399.4 m 389.5 399.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 399.4 m 451.5 399.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 399.4 m 513.5 399.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 399.4 m 575.5 399.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 385.4 m 389.5 385.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 399.4 m 451.5 399.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 385.4 m 451.5 385.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 399.4 m 513.5 399.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 385.4 m 513.5 385.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 385.4 m 575.5 385.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 371.4 m 389.5 371.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 371.4 m 451.5 371.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 371.4 m 513.5 371.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 371.4 m 575.5 371.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 357.4 m 389.5 357.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 357.4 m 451.5 357.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 357.4 m 513.5 357.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 357.4 m 575.5 357.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 312.4 m 389.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 312.4 m 451.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 312.4 m 513.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 312.4 m 575.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 312.4 m 389.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 298.4 m 389.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 312.4 m 451.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 298.4 m 451.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 312.4 m 513.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 298.4 m 513.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 298.4 m 575.5 298.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 200.39999999999998 m 389.5 200.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 200.39999999999998 m 451.5 200.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 200.39999999999998 m 513.5 200.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 200.39999999999998 m 575.5 200.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.95 599.85 Td (First Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.60 585.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 585.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 585.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 585.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 571.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 571.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 571.85 Td (903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 571.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 571.86 Td (753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 571.85 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 571.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 557.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 557.85 Td (553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 557.86 Td (152) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 557.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 543.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 543.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 543.85 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 543.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 543.86 Td (905) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 543.85 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 543.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 529.85 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 515.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 515.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 515.85 Td (519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 515.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 515.86 Td (930) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 515.85 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 515.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 501.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 501.85 Td (\(341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 501.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 501.86 Td (\(347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 501.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 501.85 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 487.86 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 487.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 487.85 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 487.86 Td (583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 487.85 Td (\(69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 487.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 473.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 473.85 Td (155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 473.86 Td (168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 473.85 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 473.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 459.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 459.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 459.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 459.86 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 459.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 459.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 445.86 Td (Total provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 445.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 445.85 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 445.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 445.86 Td (747) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 445.85 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 445.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 431.85 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 431.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 431.85 Td (1,544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 431.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 431.86 Td (1,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 431.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 431.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 417.85 Td (Loss from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 417.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 417.85 Td (\(417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 417.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 417.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.25 417.86 Td (\(1,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 417.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 417.85 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 417.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 403.86 Td (Benefits for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 403.85 Td (\(134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 403.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 403.86 Td (\(560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 403.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 403.85 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 389.85 Td (Loss from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 389.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 389.85 Td (\(283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 389.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 389.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 389.86 Td (\(799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 389.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 389.85 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 389.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 375.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 375.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 375.86 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 375.85 Td (\(80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 375.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 361.85 Td (Citi Holdings net loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 361.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 361.85 Td (\(284) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 361.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 361.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 361.86 Td (\(804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 361.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 361.85 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 361.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 344.85 Td (Total revenues, net of interest expense \(excluding CVA/DVA\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 330.86 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 330.85 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 330.86 Td (905) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 330.85 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 316.86 Td ( CVA/DVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 316.85 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 316.86 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 316.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 316.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 302.85 Td (Total revenues-excluding CVA/DVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 302.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 302.85 Td (1,442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 302.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 302.86 Td (914) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 302.85 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 302.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 288.85 Td (Balance sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 111.74 288.85 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 274.85 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 274.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 274.85 Td (115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 274.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 274.86 Td (153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 274.85 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 274.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 260.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 260.85 Td (\(1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 260.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 260.86 Td (\(2.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 260.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 246.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 246.85 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 246.86 Td (168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 232.86 Td (Total EOP assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 232.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 232.85 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 232.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 232.86 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 232.85 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 232.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 218.86 Td (Total EOP loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 218.85 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 218.86 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 218.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 218.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 204.86 Td (Total EOP deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 204.85 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 204.86 Td (66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 204.85 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 204.85 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 183.30 Td (NM Not meaningful) Tj ET Q endstream endobj 61 0 obj <> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (28) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for Citi Holdings below excludes the impact of CV) Tj ET Q q 0 0 0 rg BT 407.92 749.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 429.40 749.10 Td (A) Tj ET Q q 0 0 0 rg BT 435.33 749.10 Td ( for all periods pr) Tj ET Q q 0 0 0 rg BT 506.07 749.10 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 117.75 737.10 Td (esults of operations, excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 309.20 737.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 330.68 737.10 Td (A, ar) Tj ET Q q 0 0 0 rg BT 350.31 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 400.94 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 470.57 737.10 Td (es. Citi believes the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 725.10 Td (esentation of Citi Holdings) Tj ET Q q 0 0 0 rg BT 154.80 725.10 Td ( r) Tj ET Q q 0 0 0 rg BT 160.82 725.10 Td (esults excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 294.22 725.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 315.69 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 321.62 725.10 Td ( is a mor) Tj ET Q q 0 0 0 rg BT 356.53 725.10 Td (e meaningful depiction of the underlying fundamentals ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (of the business. For a r) Tj ET Q q 0 0 0 rg BT 130.91 713.10 Td (econciliation of these metrics to the r) Tj ET Q q 0 0 0 rg BT 279.39 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 315.96 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 683.50 Td (1Q14 vs. 1Q13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 671.50 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.05 671.50 Td (net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 671.50 Td ( decreased by 63% to $292million, primarily due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.50 Td (to higher revenues and lower net credit losses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 647.50 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 647.50 Td ( increased 58%, primarily driven by the absence ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.50 Td (of residential mortgage repurchase reserve builds for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.50 Td (representation and warranty claims in the current quarter as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.50 Td (well as higher levels of mark-to-market gains versus the prior) Tj ET Q q 0 0 0 rg BT 282.11 611.50 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.50 Td (year period, lower funding costs and a gain on a debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.50 Td (transaction \(approximately $75 million\). Net interest revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.50 Td (increased 20%, primarily due to the lower funding costs. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.50 Td (Non-interest revenues increased by $378 million, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.50 Td (driven by the absence of the repurchase reserve builds as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.50 Td (as the higher levels of mark-to-market gains and the gain on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 527.50 Td (the debt transaction, which Citi does not expect to recur in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.50 Td (future periods. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 503.50 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 503.50 Td ( increased 2%, primarily due to higher legal and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.50 Td (related costs \($784 million compared to $646 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.50 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 479.50 Td (-year period\) driven lar) Tj ET Q q 0 0 0 rg BT 148.07 479.50 Td (gely by legacy private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.50 Td (securitization and other mortgage-related issues \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.50 Td (approximately $100 million in incremental accruals related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.50 Td (the settlement to resolve certain private-label securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.50 Td (claims announced in the first quarter of 2014 \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.50 Td (information, see Note 25 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.50 Td (Statements\)\). Excluding legal and related costs, expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.50 Td (declined 13% versus the prior) Tj ET Q q 0 0 0 rg BT 155.21 395.50 Td (-year period driven by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.50 Td (continued decline in assets and the resulting decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.50 Td (operating expenses. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 359.50 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 359.50 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 359.50 Td ( decreased 56%, driven by a 44% decline in net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.50 Td (credit losses primarily due to improvements in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 224.57 347.50 Td (North ) Tj ET Q q 0 0 0 rg BT 250.23 347.50 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.50 Td (mortgages and overall lower asset levels. Loan loss reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.50 Td (releases decreased 2% to $345 million, substantially all of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.50 Td (which related to the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 117.64 311.50 Td (North ) Tj ET Q q 0 0 0 rg BT 143.29 311.50 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.17 311.50 Td ( mortgage portfolio. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 683.50 Td (Japan Consumer) Tj ET Q q 0 0 0 rg BT 396.89 683.50 Td ( Finance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 671.50 Td (In 2008, Citi decided to exit its Japan Consumer Finance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 659.50 Td (business and has liquidated approximately 92% of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 647.50 Td (portfolio since that time. ) Tj ET Q q 0 0 0 rg BT 427.13 647.50 Td (While the portfolio has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 635.50 Td (significantly reduced, Citi continues to monitor various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 623.50 Td (aspects of this legacy business relating to the char) Tj ET Q q 0 0 0 rg BT 523.20 623.50 Td (ging of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 611.50 Td (gray zone interest, including customer defaults, refund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 599.50 Td (claims and litigation, as well as financial, legislative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 587.50 Td (regulatory) Tj ET Q q 0 0 0 rg BT 364.44 587.50 Td (, judicial and other political developments. Gray ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 575.50 Td (zone interest represents interest at rates that are legal but for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 563.50 Td (which claims may not be enforceable. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 551.50 Td (information, see Citi Holdings in Citi) Tj ET Q q 0 0 0 rg BT 485.09 551.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 513.43 551.50 Td (Annual Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 539.50 Td (on Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.00 527.50 Td (At March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 436.88 527.50 Td (s reserves related to customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.50 Td (refunds in the Japan Consumer Finance business were $454 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 503.50 Td (million, compared to $434 million at December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 559.61 503.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 491.50 Td (increase in the reserve primarily resulted from a reserve build ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.50 Td (of $73 million due to a decline in customer refund claims that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.50 Td (was less than previously expected, of) Tj ET Q q 0 0 0 rg BT 472.67 467.50 Td (fset by payments made to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.50 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.00 443.50 Td (Citi continues to monitor and evaluate developments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 431.50 Td (relating to the char) Tj ET Q q 0 0 0 rg BT 399.06 431.50 Td (ging of gray zone interest and the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 419.50 Td (impact to both currently and previously outstanding loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.50 Td (this legacy business as well as its reserves related thereto. ) Tj ET Q q 0 0 0 rg BT 559.30 407.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.50 Td (potential amount of losses and their impact on Citi is subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 383.50 Td (to significant uncertainty and continues to be dif) Tj ET Q q 0 0 0 rg BT 517.38 383.50 Td (ficult to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 371.50 Td (predict.) Tj ET Q endstream endobj 63 0 obj <> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (29) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (BALANCE SHEET) Tj ET Q q 0 0 0 rg BT 137.48 747.90 Td ( REVIEW) Tj ET Q q 0 0 0 rg BT 190.27 747.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (The following sets forth a general discussion of the changes in certain of the more significant line items of Citi) Tj ET Q q 0 0 0 rg BT 481.72 727.90 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (Sheet. For additional information on Citigroup) Tj ET Q q 0 0 0 rg BT 225.42 715.90 Td (s liquidity resources, including its deposits, short-term and long-term debt and secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (financing transactions, see Managing Global RiskMarket RiskFunding and Liquidity below) Tj ET Q q 0 0 0 rg BT 430.28 703.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 653.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 653.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 653.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 653.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 653.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 653.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 653.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.40 133.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 625.40 66.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 625.40 66.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 625.40 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 625.40 65.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 625.40 45.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 625.40 65.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 625.40 39.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 579.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 579.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 579.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 579.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 579.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 579.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 579.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 542.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 542.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 542.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 542.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 542.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 542.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 542.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 514.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 514.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 514.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 514.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 514.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 514.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 514.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 486.40 133.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 486.40 66.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 486.40 66.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 486.40 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 486.40 65.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 486.40 45.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 486.40 65.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 486.40 39.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 440.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 440.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 440.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 440.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 440.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 440.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 440.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 440.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 412.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 412.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 412.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 412.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 412.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 412.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 412.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 384.40 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 384.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 384.40 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 384.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 384.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 384.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 384.40 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 384.40 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.4 m 169.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 653.4 m 235.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 653.4 m 301.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 693.4 m 362.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 653.4 m 362.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 653.4 m 427.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 693.4 m 472.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 653.4 m 472.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 653.4 m 537.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 653.4 m 576.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 653.4 m 301.5 653.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 653.4 m 362.5 639.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 653.4 m 472.5 639.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 639.4 m 362.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 639.4 m 472.5 625.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 625.4 m 362.5 593.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 625.4 m 362.5 593.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 625.4 m 472.5 593.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 593.4 m 362.5 579.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 593.4 m 362.5 579.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 593.4 m 472.5 579.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 579.4 m 362.5 565.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 579.4 m 472.5 565.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 565.4 m 362.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 565.4 m 472.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 528.4 m 169.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 542.4 m 362.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 542.4 m 472.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.4 m 169.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 528.4 m 235.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 514.4 m 235.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 528.4 m 301.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 514.4 m 301.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 528.4 m 362.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 528.4 m 362.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 514.4 m 362.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 528.4 m 427.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 514.4 m 427.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 528.4 m 472.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 528.4 m 472.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 514.4 m 472.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 528.4 m 537.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 514.4 m 537.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 528.4 m 576.5 528.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 514.4 m 576.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 514.4 m 362.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 514.4 m 472.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 500.4 m 362.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 500.4 m 472.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 486.4 m 362.5 454.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 486.4 m 472.5 454.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 454.4 m 362.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 454.4 m 472.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 440.4 m 362.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 440.4 m 472.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 426.4 m 362.5 412.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 426.4 m 472.5 412.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.4 m 169.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 412.4 m 362.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 412.4 m 472.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 398.4 m 235.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 398.4 m 301.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 398.4 m 362.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 398.4 m 362.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 398.4 m 427.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 398.4 m 472.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 398.4 m 472.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 398.4 m 537.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 398.4 m 576.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 370.4 m 169.5 370.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 384.4 m 362.5 370.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 384.4 m 472.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.4 m 169.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 370.4 m 235.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 356.4 m 235.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 370.4 m 301.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 356.4 m 301.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 370.4 m 362.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 370.4 m 362.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 356.4 m 362.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 370.4 m 427.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 356.4 m 427.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 370.4 m 472.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 370.4 m 472.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 356.4 m 472.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 370.4 m 537.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 356.4 m 537.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 370.4 m 576.5 370.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 356.4 m 576.5 356.4 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 657.65 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.30 666.85 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.00 657.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.75 666.86 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 657.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 666.86 Td (March 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.50 657.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.45 684.80 Td (EOP) Tj ET Q q 0 0 0 rg BT 403.45 684.80 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.60 675.80 Td (1Q14 vs. 4Q13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.30 666.80 Td (Incr) Tj ET Q q 0 0 0 rg BT 394.63 666.80 Td (ease) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.05 657.80 Td (\(decr) Tj ET Q q 0 0 0 rg BT 394.87 657.80 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 666.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.70 657.85 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.15 684.66 Td (EOP) Tj ET Q q 0 0 0 rg BT 512.82 684.66 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.10 675.66 Td (1Q14 vs. 1Q13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 666.66 Td (Increase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 657.66 Td (\(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 666.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 657.86 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.85 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 629.86 Td (Cash and deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 629.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 629.85 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 629.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 629.86 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 629.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 629.86 Td (174) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 629.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 629.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 629.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 629.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 629.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 629.86 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 629.86 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 629.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 615.86 Td (Federal funds sold and securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 606.86 Td (borrowed or purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 597.86 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 597.85 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 597.86 Td (257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 597.86 Td (270) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 597.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 597.85 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 597.86 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 597.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 597.86 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 597.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 583.86 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 583.85 Td (278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 583.86 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 583.86 Td (308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.50 583.85 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 583.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 583.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 583.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 583.86 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 583.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 583.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 583.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 569.86 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 569.85 Td (313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 569.86 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 569.86 Td (305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 569.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 569.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 569.86 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 569.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.86 Td (Loans, net of unearned income and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.86 Td (allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 546.85 Td (645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 546.86 Td (646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 546.86 Td (623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.50 546.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 546.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 546.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 546.86 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 546.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 532.86 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 532.85 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 532.86 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 532.86 Td (202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 532.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 532.85 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 532.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 532.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 532.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 532.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 518.85 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 518.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 518.85 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 518.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.75 518.86 Td (1,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 518.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 518.86 Td (1,882) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 518.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 518.85 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 518.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 518.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 518.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 518.86 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 518.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 518.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 504.85 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.86 Td (Deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 490.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 490.85 Td (966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 490.86 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 490.86 Td (934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 490.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.50 490.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 490.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 490.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 490.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 490.86 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 490.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 490.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.86 Td (Federal funds purchased and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 467.86 Td (securities loaned or sold under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 458.86 Td (agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 458.85 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 458.86 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 458.86 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 458.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 458.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 458.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 458.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 458.86 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 458.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 458.86 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 458.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.86 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 444.85 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 444.86 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 444.86 Td (120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 444.85 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 444.85 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 444.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 444.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.86 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 430.85 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 430.86 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 430.86 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 430.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 430.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 430.86 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 430.86 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.86 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 416.85 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 416.86 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 416.86 Td (234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 416.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 416.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 416.86 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 416.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 416.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 416.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.86 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 402.85 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 402.86 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 402.86 Td (129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 402.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 402.85 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 402.86 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 402.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 402.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 402.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 388.85 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 388.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 388.85 Td (1,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.75 388.86 Td (1,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 388.86 Td (1,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 388.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 388.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 388.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 388.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 388.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 388.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 388.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 388.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 374.85 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 374.85 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 374.86 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.50 374.86 Td (195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 374.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 374.85 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 374.86 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 374.86 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.85 Td (Total liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 360.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 360.85 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.75 360.86 Td (1,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 360.86 Td (1,882) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 360.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 360.85 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 360.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 360.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 360.86 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 360.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 360.86 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 327.50 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 303.50 Td (Cash and Deposits with Banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.50 Td (Cash and deposits with banks is composed of both ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 240.15 291.50 Td (Cash and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 279.50 Td (due fr) Tj ET Q q 0 0 0 rg BT 59.24 279.50 Td (om banks and Deposits with banks. Cash and due fr) Tj ET Q q 0 0 0 rg BT 266.64 279.50 Td (om ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 267.50 Td (banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.33 267.50 Td ( includes \(i\) cash on hand at Citi) Tj ET Q q 0 0 0 rg BT 191.80 267.50 Td (s domestic and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.50 Td (overseas of) Tj ET Q q 0 0 0 rg BT 81.08 255.50 Td (fices, and \(ii\) non-interest-bearing balances due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.50 Td (from banks, including non-interest-bearing demand deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.50 Td (accounts with correspondent banks, central banks \(such as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.50 Td (Federal Reserve Bank\), and other banks or depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.50 Td (institutions for normal operating purposes. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.75 207.50 Td (Deposits with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 195.50 Td (banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.33 195.50 Td ( includes interest-bearing balances, demand deposits and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.50 Td (time deposits held in or due from banks \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.50 Td (correspondent banks, central banks and other banks or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.50 Td (depository institutions\) maintained for) Tj ET Q q 0 0 0 rg BT 189.19 159.50 Td (, among other things, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.50 Td (normal operating and regulatory reserve requirement purposes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 135.50 Td (During the first quarter of 2014, cash and deposits with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.50 Td (banks increased 3% sequentially driven by growth in retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.50 Td (earnings and lower net trading account assets \(as discussed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.50 Td (below\). ) Tj ET Q q 0 0 0 rg BT 68.40 99.50 Td (Y) Tj ET Q q 0 0 0 rg BT 74.62 99.50 Td (ear) Tj ET Q q 0 0 0 rg BT 86.63 99.50 Td (-over) Tj ET Q q 0 0 0 rg BT 107.52 99.50 Td (-year) Tj ET Q q 0 0 0 rg BT 127.66 99.50 Td (, cash and deposits with banks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.50 Td (increased 18%, primarily driven by deposit growth mainly in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 75.50 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 75.50 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.97 75.50 Td ( \() Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.80 75.50 Td (ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.35 75.50 Td ( as well as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 214.23 75.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.01 75.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.50 Td (where Citi issued tenored time deposits to further diversify its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 51.50 Td (funding sources. For further information on Citi) Tj ET Q q 0 0 0 rg BT 230.69 51.50 Td (s deposits, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 320.90 Td (Managing Global RiskMarket RiskFunding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 308.90 Td (Liquidity below) Tj ET Q q 0 0 0 rg BT 391.95 308.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 296.90 Td (A) Tj ET Q q 0 0 0 rg BT 348.48 296.90 Td (verage cash balances were $205 billion in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 284.90 Td (quarter of 2014, compared to $204 billion in the fourth quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 272.90 Td (of 2013 and $163 billion in the prior year period.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 248.90 Td (Federal Funds Sold and Securities Borr) Tj ET Q q 0 0 0 rg BT 492.99 248.90 Td (owed or) Tj ET Q q 0 0 0 rg BT 526.97 248.90 Td ( Pur) Tj ET Q q 0 0 0 rg BT 545.40 248.90 Td (chased ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 236.90 Td (Under) Tj ET Q q 0 0 0 rg BT 351.04 236.90 Td ( ) Tj ET Q q 0 0 0 rg BT 352.99 236.90 Td (Agr) Tj ET Q q 0 0 0 rg BT 369.47 236.90 Td (eements to Resell \(Reverse Repos\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 224.90 Td (Federal funds sold consist of unsecured advances to third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 212.90 Td (parties of excess balances in reserve accounts held at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 200.90 Td (Federal Reserve Bank. Citi) Tj ET Q q 0 0 0 rg BT 437.58 200.90 Td (s federal funds sold were not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 188.90 Td (significant for the periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 176.90 Td (Reverse repos and securities borrowed increased 2% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 164.90 Td (quarter) Tj ET Q q 0 0 0 rg BT 352.12 164.90 Td (-over) Tj ET Q q 0 0 0 rg BT 373.01 164.90 Td (-quarter) Tj ET Q q 0 0 0 rg BT 404.26 164.90 Td (, primarily due to a change in the asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 152.90 Td (mix in the businesses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 422.05 152.90 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.85 152.90 Td ( within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 140.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.22 140.90 Td (. Reverse repos and securities borrowed decreased 3% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 128.90 Td (versus the first quarter of 2013, primarily due to a reduction in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 116.90 Td (trading activity in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.59 116.90 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.39 116.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 104.90 Td (For further information regarding these balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 92.90 Td (categories, see Note 10 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 80.90 Td (Statements.) Tj ET Q endstream endobj 65 0 obj <> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (rading ) Tj ET Q q 0 0 0 rg BT 72.22 749.25 Td (Account ) Tj ET Q q 0 0 0 rg BT 109.72 749.25 Td (Assets) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 737.25 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.23 737.25 Td ( declined 3% during the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (2014 and 10% versus the first quarter of 2013 due to reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (inventory held in the businesses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.54 713.25 Td (Markets and securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.63 713.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.21 701.25 Td ( within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.76 701.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.99 701.25 Td (. ) Tj ET Q q 0 0 0 rg BT 120.43 701.25 Td (A) Tj ET Q q 0 0 0 rg BT 126.91 701.25 Td (verage trading account assets were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td ($234 billion in the first quarter of 2014, compared to $239 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (billion in the fourth quarter of 2013 and $265 billion in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (first quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 180.09 653.25 Td (s trading account assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (see Note 12 to the Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Investments) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.21 605.25 Td ( increased 3% year) Tj ET Q q 0 0 0 rg BT 158.80 605.25 Td (-over) Tj ET Q q 0 0 0 rg BT 179.70 605.25 Td (-year as Citi maintained a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (liquid balance sheet with a well-diversified and high quality ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (portfolio. ) Tj ET Q q 0 0 0 rg BT 75.81 581.25 Td (The growth was predominantly due to a $10 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (or 1) Tj ET Q q 0 0 0 rg BT 51.46 569.25 Td (1% increase in U.S. government securities and a $3 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (or 4% increase in high quality foreign sovereign debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 180.09 533.25 Td (s Investments, see Note 13 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (to the Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (Loans) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.45 485.25 Td ( represent the lar) Tj ET Q q 0 0 0 rg BT 127.18 485.25 Td (gest asset category of Citi) Tj ET Q q 0 0 0 rg BT 233.27 485.25 Td (s balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (sheet. Citi) Tj ET Q q 0 0 0 rg BT 79.33 473.25 Td (s total loans, net of unearned income, were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td ($664billion atMarch 31, 2014, compared to $665billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (December31, 2013 and $643billion at March31, 2013. ) Tj ET Q q 0 0 0 rg BT 263.27 449.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (discussion of loans throughout this section excludes a $6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (billion impact of foreign exchange translation versus the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (year period as well as approximately $2.8 billion of Credicard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (loans in Brazil, which was moved to discontinued operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 46.28 389.25 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.56 389.25 Td (in the second quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (Excluding these items, Citi) Tj ET Q q 0 0 0 rg BT 165.10 377.25 Td (s loans increased 4% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (prior year period and remained relatively stable quarter) Tj ET Q q 0 0 0 rg BT 256.53 365.25 Td (-over) Tj ET Q q 0 0 0 rg BT 277.43 365.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.92 353.25 Td (, as loan growth within both Consumer and Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (loans within Citicorp continued to outpace the ongoing wind-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (down of Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 130.17 329.25 Td (At the end of the first quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (Consumer and Corporate loans represented 58% and 42%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 305.25 Td (, of Citi) Tj ET Q q 0 0 0 rg BT 117.27 305.25 Td (s total loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.25 Td (Citicorp loans increased 9% from the prior year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (with growth in both the Consumer and Corporate loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (portfolios. Consumer loans grew 5% from the prior year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (period. In ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 77.38 257.25 Td (North ) Tj ET Q q 0 0 0 rg BT 103.04 257.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.91 257.25 Td (, Consumer loans grew 4% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (prior year period, primarily reflecting the addition of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (approximately $7billion of credit card loans as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (acquisition of the Best Buy portfolio in the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (2013. Internationally) Tj ET Q q 0 0 0 rg BT 119.22 209.25 Td (, Consumer loans increased 6% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (prior year period, led by growth in Mexico, China, Singapore ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (and Hong Kong.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.25 Td (Corporate loans grew 12% from the prior year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (with 12% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 118.22 161.25 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 161.25 Td (, 1) Tj ET Q q 0 0 0 rg BT 145.62 161.25 Td (1% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.56 161.25 Td (Latin ) Tj ET Q q 0 0 0 rg BT 226.00 161.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.88 161.25 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (17% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.94 149.25 Td (North ) Tj ET Q q 0 0 0 rg BT 123.60 149.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.47 149.25 Td ( \(including the consolidation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (the $7 billion trade loan portfolio in the second quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (2013\). ) Tj ET Q q 0 0 0 rg BT 64.15 125.25 Td (W) Tj ET Q q 0 0 0 rg BT 73.19 125.25 Td (ithin the Corporate segment, traditional corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (lending balances increased 8% from the prior year period, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (extended commitments were funded and new loans were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (originated for tar) Tj ET Q q 0 0 0 rg BT 103.57 89.25 Td (get clients. Citi expects demand for new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (Corporate loan commitments may remain episodic, as many of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (its tar) Tj ET Q q 0 0 0 rg BT 58.31 65.25 Td (get clients remain highly liquid. In treasury and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (solutions in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.90 53.25 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.72 53.25 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 148.78 53.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.00 53.25 Td (, loans grew 14% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (prior year period, with growth in each region reflecting strong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (originations in trade finance throughout the year) Tj ET Q q 0 0 0 rg BT 516.72 737.10 Td (. Private bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (loans in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.89 725.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.71 725.10 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 421.77 725.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.49 725.10 Td (grew by 16% from the prior year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (period, led by growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 422.87 713.10 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 713.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 460.09 713.10 Td (North ) Tj ET Q q 0 0 0 rg BT 485.75 713.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.63 713.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (Citi Holdings loans declined 17% year) Tj ET Q q 0 0 0 rg BT 496.49 701.10 Td (-over) Tj ET Q q 0 0 0 rg BT 517.39 701.10 Td (-year) Tj ET Q q 0 0 0 rg BT 537.53 701.10 Td (, due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (continued run-of) Tj ET Q q 0 0 0 rg BT 390.74 689.10 Td (f and asset sales.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (During the first quarter of 2014, average loans of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td ($659billion yielded an average rate of 6.9%, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td ($659billion and 7.0% in the fourth quarter of 2013 and $643 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (billion and 7.2% in the first quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 468.09 629.10 Td (s loan portfolios, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (generally Managing Global RiskCredit Risk and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Country Risk below as well as Note 14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.31 605.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.81 605.10 Td (to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Other) Tj ET Q q 0 0 0 rg BT 349.37 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 351.31 569.10 Td (Assets) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.72 557.10 Td ( consist of brokerage receivables, goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (intangibles and mortgage servicing rights, in addition to other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (assets \(including, among other items, loans held-for) Tj ET Q q 0 0 0 rg BT 530.98 533.10 Td (-sale, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (deferred tax assets, equity-method investments, interest and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (fees receivable, premises and equipment, certain end-user ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (derivatives in a net receivable position, repossessed assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (other receivables\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (Other assets increased 4% sequentially primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (increased brokerage receivables driven by normal business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (fluctuations. ) Tj ET Q q 0 0 0 rg BT 375.84 449.10 Td (Y) Tj ET Q q 0 0 0 rg BT 382.06 449.10 Td (ear) Tj ET Q q 0 0 0 rg BT 394.07 449.10 Td (-over) Tj ET Q q 0 0 0 rg BT 414.97 449.10 Td (-year) Tj ET Q q 0 0 0 rg BT 435.10 449.10 Td (, other assets declined 5% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (primarily due to a reduction in loans held-for) Tj ET Q q 0 0 0 rg BT 504.02 437.10 Td (-sale.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (LIABILITIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 420.11 377.10 Td (s deposits, see Managing Global Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Market RiskFunding and Liquidity below) Tj ET Q q 0 0 0 rg BT 514.44 365.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (Federal Funds Pur) Tj ET Q q 0 0 0 rg BT 404.38 341.10 Td (chased and Securities Loaned or) Tj ET Q q 0 0 0 rg BT 542.54 341.10 Td ( Sold ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (Under) Tj ET Q q 0 0 0 rg BT 351.04 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.99 329.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 369.47 329.10 Td (eements to Repur) Tj ET Q q 0 0 0 rg BT 444.27 329.10 Td (chase \(Repos\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Federal funds purchased consist of unsecured advances of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (excess balances in reserve accounts held at the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (Reserve Bank from third parties. Citi) Tj ET Q q 0 0 0 rg BT 477.58 293.10 Td (s federal funds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (purchased were not significant for the periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.10 Td (Repos decreased 6% sequentially and 14% from the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (year period, primarily driven by a reduction in trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (positions in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 387.61 245.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.41 245.10 Td ( businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.06 233.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.28 233.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 221.10 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 468.09 221.10 Td (s secured financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (transactions, see Managing Global RiskMarket Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (Funding and Liquidity below) Tj ET Q q 0 0 0 rg BT 444.73 197.10 Td (. See also Note10 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (Consolidated Financial Statements for additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (on these balance sheet categories.) Tj ET Q endstream endobj 67 0 obj <> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (rading ) Tj ET Q q 0 0 0 rg BT 72.22 749.25 Td (Account Liabilities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 737.25 Td (rading account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.11 737.25 Td ( increased by 14% sequentially and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (3% versus the prior year period, predominantly due to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (increase in short positions in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.65 713.25 Td (Markets and securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.21 701.25 Td ( businesses within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.49 701.25 Td (ICG.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.21 701.25 Td ( ) Tj ET Q q 0 0 0 rg BT 165.16 701.25 Td (A) Tj ET Q q 0 0 0 rg BT 171.63 701.25 Td (verage trading account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (liabilities were $72billion during the first quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (compared to $66billion in the fourth quarter of 2013 and $72 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (billion in the first quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 180.09 653.25 Td (s trading account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (liabilities, see Note 12) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 125.42 641.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.92 641.25 Td (to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (For information on Citi) Tj ET Q q 0 0 0 rg BT 132.39 593.25 Td (s long-term and short-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (borrowings, see Managing Global RiskMarket Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Funding and Liquidity below and Note 17 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 533.25 Td ( Liabilities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.61 521.25 Td ( consist of brokerage payables and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (liabilities \(including, among other items, accrued expenses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (other payables, deferred tax liabilities, certain end-user ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (derivatives in a net payable position, and reserves for legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (claims, taxes, repositioning, unfunded lending commitments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (and other matters\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.25 Td (Other liabilities increased 8% sequentially) Tj ET Q q 0 0 0 rg BT 222.74 449.25 Td (, and decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (5% from the prior year period, each due to changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (levels of brokerage payables driven by normal business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (fluctuations. ) Tj ET Q endstream endobj 69 0 obj <> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (32) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Segment Balance Sheet) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 134.88 753.78 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 653.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 653.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 653.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 653.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 653.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 653.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 653.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 158.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 625.75 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 625.75 57.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 625.75 65.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 625.75 48.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 625.75 44.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 625.75 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 625.75 57.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 579.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 579.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 579.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 579.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 579.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 579.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 579.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 551.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 551.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 551.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 551.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 551.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 551.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 551.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 551.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 523.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 523.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 523.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 523.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 523.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 523.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 523.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 495.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 495.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 495.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 495.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 495.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 495.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 495.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 449.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 449.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 449.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 449.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 449.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 449.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 449.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 449.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 421.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 421.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 421.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 421.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 421.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 421.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 421.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 421.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 393.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 393.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 393.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 393.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 393.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 393.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 393.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 393.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 365.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 365.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 365.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 365.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 365.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 365.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 365.75 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.75 m 194.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 653.75 m 243.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 653.75 m 300.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 653.75 m 365.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 653.75 m 413.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 653.75 m 457.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 653.75 m 519.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 653.75 m 576.5 653.75 l s 365.5 653.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 651.75 l 365.5 649.75 m 365.5 647.75 l 365.5 645.75 m 365.5 643.75 l 365.5 641.75 m 365.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 653.75 m 519.5 639.75 l s 365.5 639.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 637.75 l 365.5 635.75 m 365.5 633.75 l 365.5 631.75 m 365.5 629.75 l 365.5 627.75 m 365.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 639.75 m 519.5 625.75 l s 365.5 625.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 623.75 l 365.5 621.75 m 365.5 619.75 l 365.5 617.75 m 365.5 615.75 l 365.5 613.75 m 365.5 611.75 l 365.5 609.75 m 365.5 607.75 l 365.5 605.75 m 365.5 603.75 l 365.5 601.75 m 365.5 599.75 l 365.5 597.75 m 365.5 595.75 l 365.5 593.75 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 625.75 m 519.5 593.75 l s 365.5 593.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 591.75 l 365.5 589.75 m 365.5 587.75 l 365.5 585.75 m 365.5 583.75 l 365.5 581.75 m 365.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 593.75 m 519.5 579.75 l s 365.5 579.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 577.75 l 365.5 575.75 m 365.5 573.75 l 365.5 571.75 m 365.5 569.75 l 365.5 567.75 m 365.5 565.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 579.75 m 519.5 565.75 l s 365.5 565.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 563.75 l 365.5 561.75 m 365.5 559.75 l 365.5 557.75 m 365.5 555.75 l 365.5 553.75 m 365.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 565.75 m 519.5 551.75 l s 365.5 551.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 549.75 l 365.5 547.75 m 365.5 545.75 l 365.5 543.75 m 365.5 541.75 l 365.5 539.75 m 365.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 551.75 m 519.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 523.75 m 194.5 523.75 l s 365.5 537.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 535.75 l 365.5 533.75 m 365.5 531.75 l 365.5 529.75 m 365.5 527.75 l 365.5 525.75 m 365.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 537.75 m 519.5 523.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 509.75 m 194.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 523.75 m 243.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 523.75 m 300.5 523.75 l s 365.5 523.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 521.75 l 365.5 519.75 m 365.5 517.75 l 365.5 515.75 m 365.5 513.75 l 365.5 511.75 m 365.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 523.75 m 365.5 523.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 509.75 m 365.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 523.75 m 413.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 523.75 m 457.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 523.75 m 519.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 523.75 m 519.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 523.75 m 576.5 523.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 509.75 m 243.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 509.75 m 300.5 509.75 l s 365.5 509.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 507.75 l 365.5 505.75 m 365.5 503.75 l 365.5 501.75 m 365.5 499.75 l 365.5 497.75 m 365.5 495.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 509.75 m 365.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 509.75 m 413.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 509.75 m 457.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 509.75 m 519.5 495.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 509.75 m 519.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 509.75 m 576.5 509.75 l s 365.5 495.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 493.75 l 365.5 491.75 m 365.5 489.75 l 365.5 487.75 m 365.5 485.75 l 365.5 483.75 m 365.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 495.75 m 519.5 481.75 l s 365.5 481.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 479.75 l 365.5 477.75 m 365.5 475.75 l 365.5 473.75 m 365.5 471.75 l 365.5 469.75 m 365.5 467.75 l 365.5 465.75 m 365.5 463.75 l 365.5 461.75 m 365.5 459.75 l 365.5 457.75 m 365.5 455.75 l 365.5 453.75 m 365.5 451.75 l 365.5 449.75 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 481.75 m 519.5 449.75 l s 365.5 449.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 447.75 l 365.5 445.75 m 365.5 443.75 l 365.5 441.75 m 365.5 439.75 l 365.5 437.75 m 365.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 449.75 m 519.5 435.75 l s 365.5 435.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 433.75 l 365.5 431.75 m 365.5 429.75 l 365.5 427.75 m 365.5 425.75 l 365.5 423.75 m 365.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 435.75 m 519.5 421.75 l s 365.5 421.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 419.75 l 365.5 417.75 m 365.5 415.75 l 365.5 413.75 m 365.5 411.75 l 365.5 409.75 m 365.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 421.75 m 519.5 407.75 l s 365.5 407.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 405.75 l 365.5 403.75 m 365.5 401.75 l 365.5 399.75 m 365.5 397.75 l 365.5 395.75 m 365.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 407.75 m 519.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 379.75 m 194.5 379.75 l s 365.5 393.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 391.75 l 365.5 389.75 m 365.5 387.75 l 365.5 385.75 m 365.5 383.75 l 365.5 381.75 m 365.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 393.75 m 519.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 379.75 m 243.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 379.75 m 300.5 379.75 l s 365.5 379.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 377.75 l 365.5 375.75 m 365.5 373.75 l 365.5 371.75 m 365.5 369.75 l 365.5 367.75 m 365.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 379.75 m 365.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 379.75 m 413.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 379.75 m 457.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 379.75 m 519.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 379.75 m 519.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 379.75 m 576.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.75 m 194.5 351.75 l s 365.5 365.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 363.75 l 365.5 361.75 m 365.5 359.75 l 365.5 357.75 m 365.5 355.75 l 365.5 353.75 m 365.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 365.75 m 519.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 337.75 m 194.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 351.75 m 243.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 337.75 m 243.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 351.75 m 300.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 337.75 m 300.5 337.75 l s 365.5 351.75 m 0 0 0 RG 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576.5 337.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 658.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.45 676.20 Td (Global) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.55 667.20 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.20 658.20 Td (Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.70 676.20 Td (Institutional) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 667.20 Td (Clients) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.80 658.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 269.63 658.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 694.20 Td (Corporate/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.05 685.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.20 676.20 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.70 667.20 Td (Consolidating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.55 658.20 Td (Eliminations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 353.56 662.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.70 667.20 Td (Subtotal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 658.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 667.20 Td (Citi) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.70 658.20 Td (Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.30 721.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 492.13 721.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.05 712.20 Td (Par) Tj ET Q q 0 0 0 rg BT 488.88 712.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.70 703.20 Td (Company-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.70 694.20 Td (Issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.15 685.20 Td (Long-T) Tj ET Q q 0 0 0 rg BT 494.33 685.20 Td (erm) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.35 676.20 Td (Debt and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.80 667.20 Td (Stockholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.55 658.20 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 497.56 662.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.65 676.20 Td (T) Tj ET Q q 0 0 0 rg BT 542.83 676.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.80 667.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 551.63 667.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.20 658.20 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 630.21 Td (Cash and deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 630.20 Td (17,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 630.20 Td (74,526) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 630.20 Td (111,435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 630.20 Td (203,558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 630.20 Td (842) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 630.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 630.20 Td (204,400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 616.21 Td (Federal funds sold and securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 607.21 Td (borrowed or purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 598.21 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 598.20 Td (4,981) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 598.20 Td (257,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 598.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 598.20 Td (262,567) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 598.20 Td (831) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 598.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 598.20 Td (263,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 584.21 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 584.20 Td (5,832) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 584.20 Td (268,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 584.20 Td (194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 584.20 Td (274,543) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 584.20 Td (3,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 584.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 584.20 Td (278,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 570.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 570.20 Td (31,720) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 570.20 Td (101,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 570.20 Td (166,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 570.20 Td (300,250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 570.20 Td (12,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 570.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 570.20 Td (312,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 556.21 Td (Loans, net of unearned income and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 542.21 Td (allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 542.20 Td (285,779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 542.20 Td (276,379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 542.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 542.20 Td (562,158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 542.20 Td (83,140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 542.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 542.20 Td (645,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 528.21 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 528.20 Td (52,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 528.20 Td (81,326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 528.20 Td (44,244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 528.20 Td (177,770) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 528.20 Td (12,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 528.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 528.20 Td (190,560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 514.20 Td (398,109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 514.20 Td (1,059,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 514.20 Td (322,763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 514.20 Td (1,780,846) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 514.20 Td (113,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 514.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 514.20 Td (1,894,736) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 500.20 Td (Liabilities and equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 486.21 Td (Total deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 486.20 Td (336,972) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 486.20 Td (573,925) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 486.20 Td (26,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 486.20 Td (937,033) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 486.20 Td (29,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 486.20 Td (966,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 472.21 Td (Federal funds purchased and securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 463.21 Td (loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 454.21 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 454.20 Td (6,054) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 454.20 Td (184,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 454.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 454.20 Td (190,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 454.20 Td (142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 454.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 454.20 Td (190,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 440.21 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 440.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 440.20 Td (122,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 440.20 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 440.20 Td (123,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 440.20 Td (897) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 440.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 440.20 Td (124,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 426.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.50 426.20 Td (353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 426.20 Td (46,909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 426.20 Td (11,323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 426.20 Td (58,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 426.20 Td (318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 426.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 426.20 Td (58,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 412.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 412.20 Td (1,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 412.20 Td (38,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 412.20 Td (22,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 412.20 Td (62,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 412.20 Td (5,075) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.75 412.20 Td (155,229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 412.20 Td (222,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 398.21 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 398.20 Td (18,969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 398.20 Td (79,971) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 398.20 Td (14,624) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 398.20 Td (113,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 398.20 Td (8,301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 398.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 398.20 Td (121,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 384.21 Td (Net inter-segment funding \(lending\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 384.20 Td (33,944) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 384.20 Td (13,602) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 384.20 Td (246,218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 384.20 Td (293,764) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 384.20 Td (69,927) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 384.20 Td (\(363,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 384.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 384.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 370.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 370.20 Td (398,109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 370.20 Td (1,059,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 370.20 Td (320,983) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 370.20 Td (1,779,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 370.20 Td (113,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 370.20 Td (\(208,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 370.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 370.20 Td (1,684,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.20 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 356.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 356.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 356.20 Td (1,780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 356.20 Td (1,780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 356.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.75 356.20 Td (208,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 356.20 Td (210,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 342.20 Td (Total liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 342.20 Td (398,109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 342.20 Td (1,059,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 342.20 Td (322,763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 342.20 Td (1,780,846) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 342.20 Td (113,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 342.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 342.20 Td (1,894,736) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 316.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 316.65 Td (The supplemental information presented in the table above reflects Citigroup) Tj ET Q q 0 0 0 rg BT 302.59 316.65 Td (s consolidated GAAP) Tj ET Q q 0 0 0 rg BT 371.62 316.65 Td ( balance sheet by reporting segment as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.80 316.65 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 556.68 316.65 Td (. ) Tj ET Q q 0 0 0 rg BT 560.53 316.65 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.05 Td (respective segment information depicts the assets and liabilities managed by each segment as of such date. ) Tj ET Q q 0 0 0 rg BT 396.64 307.05 Td (While this presentation is not defined by GAAP) Tj ET Q q 0 0 0 rg BT 549.28 307.05 Td (, Citi ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.45 Td (believes that these non-GAAP) Tj ET Q q 0 0 0 rg BT 150.79 297.45 Td ( financial measures enhance investors) Tj ET Q q 0 0 0 rg BT 273.70 297.45 Td ( understanding of the balance sheet components managed by the underlying business ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 287.85 Td (segments, as well as the beneficial inter) Tj ET Q q 0 0 0 rg BT 180.68 287.85 Td (-relationships of the asset and liability dynamics of the balance sheet components among Citi) Tj ET Q q 0 0 0 rg BT 481.28 287.85 Td (s business segments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.25 Td (Consolidating eliminations for total Citigroup and Citigroup parent company assets and liabilities are recorded within the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 444.14 278.25 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.36 278.25 Td ( segment.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 268.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 268.65 Td (The total stockholders) Tj ET Q q 0 0 0 rg BT 127.16 268.65 Td ( equity and the majority of long-term debt of Citigroup reside in the Citigroup parent company Consolidated Balance Sheet. Citigroup ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.05 Td (allocates stockholders) Tj ET Q q 0 0 0 rg BT 126.49 259.05 Td ( equity and long-term debt to its businesses through inter) Tj ET Q q 0 0 0 rg BT 308.30 259.05 Td (-segment allocations as shown above.) Tj ET Q endstream endobj 71 0 obj <> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (33) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (OFF-BALANCE-SHEET) Tj ET Q q 0 0 0 rg BT 166.46 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 168.80 747.90 Td (ARRANGEMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (Citigroup enters into various types of of) Tj ET Q q 0 0 0 rg BT 195.79 723.90 Td (f-balance-sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (arrangements in the ordinary course of business. Citi) Tj ET Q q 0 0 0 rg BT 249.84 711.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (involvement in these arrangements can take many dif) Tj ET Q q 0 0 0 rg BT 249.35 699.90 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (forms, including without limitation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 675.90 Td (purchasing or retaining residual and other interests in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 663.90 Td (unconsolidated special purpose entities, such as credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 651.90 Td (card receivables and mortgage-backed and other asset-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 639.90 Td (backed securitization entities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 627.90 Td (holding senior and subordinated debt, interests in limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 615.90 Td (and general partnerships and equity interests in other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 603.90 Td (unconsolidated special purpose entities; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 591.90 Td (providing guarantees, indemnifications, loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 579.90 Td (commitments, letters of credit and representations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 567.90 Td (warranties; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 555.90 Td (entering into operating leases for property and equipment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 531.90 Td (Citi enters into these arrangements for a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.90 Td (business purposes. ) Tj ET Q q 0 0 0 rg BT 112.76 519.90 Td (The securitization arrangements of) Tj ET Q q 0 0 0 rg BT 251.69 519.90 Td (fer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (investors access to specific cash flows and risks created ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.90 Td (through the securitization process. ) Tj ET Q q 0 0 0 rg BT 175.50 495.90 Td (The securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (arrangements also assist Citi and Citi) Tj ET Q q 0 0 0 rg BT 187.37 483.90 Td (s customers in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (monetizing their financial assets at more favorable rates than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (Citi or the customers could otherwise obtain.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.90 Td (The table below shows where a discussion of Citi) Tj ET Q q 0 0 0 rg BT 255.07 447.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (various of) Tj ET Q q 0 0 0 rg BT 76.09 435.90 Td (f-balance-sheet arrangements may be found in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (Form) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.17 423.90 Td (10-Q) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.72 423.90 Td (. In addition, see Significant ) Tj ET Q q 0 0 0 rg BT 199.86 423.90 Td (Accounting Policies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.90 Td (and Significant EstimatesSecuritizations and Notes1, 22 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.90 Td (and 27 to the Consolidated Financial Statements in Citigroup) Tj ET Q q 0 0 0 rg BT 283.19 399.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.90 Td (2013 ) Tj ET Q q 0 0 0 rg BT 57.95 387.90 Td (Annual Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 363.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 363.90 Td (ypes of Off-Balance-Sheet ) Tj ET Q q 0 0 0 rg BT 154.41 363.90 Td (Arrangements Disclosur) Tj ET Q q 0 0 0 rg BT 258.38 363.90 Td (es in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 351.90 Td (this Form) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.44 351.90 Td (10-Q) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 101.55 351.90 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 333.40 111.00 -59.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 333.40 127.00 -59.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 244.40 111.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 244.40 127.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.4 m 147.5 333.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 333.4 m 274.5 333.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 274.4 m 147.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 274.4 m 274.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 244.39999999999998 m 147.5 244.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 221.39999999999998 m 147.5 221.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 244.39999999999998 m 274.5 244.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 221.39999999999998 m 274.5 221.39999999999998 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.66 Td (Variable interests and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 315.66 Td (obligations, including) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 306.66 Td (contingent obligations,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 297.66 Td (arising from variable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 288.66 Td (interests in nonconsolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 279.66 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 324.66 Td (See Note20 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 315.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.66 Td (Leases, letters of credit, and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 256.66 Td (lending and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 247.66 Td (commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 265.66 Td (See Note24 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 256.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.66 Td (Guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 235.66 Td (See Note24 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 226.66 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 73 0 obj <> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (34) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 72.45 740.90 Td (AL) Tj ET Q q 0 0 0 rg BT 88.45 740.90 Td ( RESOURCES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.90 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 174.88 716.90 Td (s capital resources, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.90 Td (including an overview of Citigroup) Tj ET Q q 0 0 0 rg BT 179.86 704.90 Td (s capital management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (framework, as well as additional information regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.90 Td (adoption and implementation of the final U.S. Basel III rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 668.90 Td (\(Final Basel III Rules\), see Capital Resources and Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 656.90 Td (FactorsRegulatory Risks in Citigroup) Tj ET Q q 0 0 0 rg BT 202.93 656.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 231.27 656.90 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 620.90 Td (Curr) Tj ET Q q 0 0 0 rg BT 57.48 620.90 Td (ent Regulatory Capital Standards) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 596.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 584.90 Td (Citi is subject to risk-based capital standards issued by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.90 Td (Federal Reserve Board which, commencing with 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 560.90 Td (constitute the substantial adoption of the Final Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.90 Td (Rules, such as those governing the composition of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.90 Td (capital \(including the application of regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 524.90 Td (adjustments and deductions\) and, for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.90 Td (2014, the Basel I credit risk and Basel II.5 market risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.90 Td (capital rules for deriving risk-weighted assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 488.90 Td (In addition, under the Final Basel III Rules Citi, as with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 476.90 Td (principally all U.S. banking or) Tj ET Q q 0 0 0 rg BT 157.46 476.90 Td (ganizations, is required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.90 Td (maintain a minimum ) Tj ET Q q 0 0 0 rg BT 121.64 464.90 Td (T) Tj ET Q q 0 0 0 rg BT 127.40 464.90 Td (ier 1 Leverage ratio of 4% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.90 Td (commencing in 2014. ) Tj ET Q q 0 0 0 rg BT 125.25 452.90 Td (The ) Tj ET Q q 0 0 0 rg BT 143.11 452.90 Td (T) Tj ET Q q 0 0 0 rg BT 148.87 452.90 Td (ier 1 Leverage ratio, a non-risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 440.90 Td (based measure of capital adequacy) Tj ET Q q 0 0 0 rg BT 174.17 440.90 Td (, is defined as ) Tj ET Q q 0 0 0 rg BT 231.47 440.90 Td (T) Tj ET Q q 0 0 0 rg BT 237.23 440.90 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.90 Td (Capital as a percentage of quarterly adjusted average total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 416.90 Td (assets less amounts deducted from ) Tj ET Q q 0 0 0 rg BT 176.07 416.90 Td (T) Tj ET Q q 0 0 0 rg BT 181.83 416.90 Td (ier 1 Capital. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (Basel III T) Tj ET Q q 0 0 0 rg BT 362.19 718.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 401.56 718.25 Td (Arrangements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (The Final Basel III Rules contain several dif) Tj ET Q q 0 0 0 rg BT 494.27 706.25 Td (fering, lar) Tj ET Q q 0 0 0 rg BT 533.51 706.25 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (multi-year transition provisions \(i.e., phase-ins and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (phase-outs\) with respect to the stated minimum ) Tj ET Q q 0 0 0 rg BT 517.60 682.25 Td (T) Tj ET Q q 0 0 0 rg BT 523.36 682.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (Common and ) Tj ET Q q 0 0 0 rg BT 373.48 670.25 Td (T) Tj ET Q q 0 0 0 rg BT 379.24 670.25 Td (ier 1 Capital ratio requirements, substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (all regulatory adjustments and deductions, non-qualifying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (T) Tj ET Q q 0 0 0 rg BT 322.76 646.25 Td (ier 1 and ) Tj ET Q q 0 0 0 rg BT 360.06 646.25 Td (T) Tj ET Q q 0 0 0 rg BT 365.82 646.25 Td (ier 2 Capital instruments \(such as non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (grandfathered trust preferred securities and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (subordinated debt issuances\), and the capital buf) Tj ET Q q 0 0 0 rg BT 510.93 622.25 Td (fers. ) Tj ET Q q 0 0 0 rg BT 530.36 622.25 Td (All of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (these transition provisions, with the exception of the phase-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (out of non-qualifying trust preferred securities from ) Tj ET Q q 0 0 0 rg BT 526.48 598.25 Td (T) Tj ET Q q 0 0 0 rg BT 532.23 598.25 Td (ier 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (Capital, will be fully implemented by January 1, 2019 \(full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.25 Td (implementation\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 562.25 Td (Under the Final Basel III Rules, commencing January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (2015, Citi will be required to maintain stated minimum ) Tj ET Q q 0 0 0 rg BT 540.12 550.25 Td (T) Tj ET Q q 0 0 0 rg BT 545.88 550.25 Td (ier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (1 Common, ) Tj ET Q q 0 0 0 rg BT 366.55 538.25 Td (T) Tj ET Q q 0 0 0 rg BT 372.30 538.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 440.99 538.25 Td (T) Tj ET Q q 0 0 0 rg BT 446.40 538.25 Td (otal Capital ratios of 4.5%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (6% and 8%, respectively) Tj ET Q q 0 0 0 rg BT 415.76 526.25 Td (. Further) Tj ET Q q 0 0 0 rg BT 449.80 526.25 Td (, when fully implemented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (by January 1, 2019, Citi will be subject to substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (higher ef) Tj ET Q q 0 0 0 rg BT 352.63 502.25 Td (fective minimum ratio requirements due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (imposition of an additional 2.5% Capital Conservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.25 Td (Buf) Tj ET Q q 0 0 0 rg BT 331.82 478.25 Td (fer and at least a 2% global systemically important bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (\(G-SIB\) surchar) Tj ET Q q 0 0 0 rg BT 381.52 466.25 Td (ge. ) Tj ET Q q 0 0 0 rg BT 395.41 466.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 444.74 466.25 Td (, Citi currently anticipates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (that its ef) Tj ET Q q 0 0 0 rg BT 354.03 454.25 Td (fective minimum ) Tj ET Q q 0 0 0 rg BT 424.94 454.25 Td (T) Tj ET Q q 0 0 0 rg BT 430.70 454.25 Td (ier 1 Common, ) Tj ET Q q 0 0 0 rg BT 493.29 454.25 Td (T) Tj ET Q q 0 0 0 rg BT 499.05 454.25 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (and ) Tj ET Q q 0 0 0 rg BT 333.76 442.25 Td (T) Tj ET Q q 0 0 0 rg BT 339.17 442.25 Td (otal Capital ratio requirements as of January 1, 2019 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.25 Td (will be at least 9%, 10.5% and 12.5%, respectively) Tj ET Q q 0 0 0 rg BT 519.63 430.25 Td (. ) Tj ET Q endstream endobj 75 0 obj <> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following chart sets forth the transitional progression to full implementation under the Final Basel III Rules of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (regulatory capital components \(exclusive of the potential imposition of an additional Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 488.75 730.10 Td (fer\) comprising ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (the ef) Tj ET Q q 0 0 0 rg BT 58.30 718.10 Td (fective minimum risk-based capital ratios. ) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 698.6 m 568.5 698.6 l s BT /F5 10.00 Tf ET q 0 0 0 rg BT 31.00 687.22 Td (Basel III Transition Arrangements: Minimum Risk-Based Capital Ratios) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 526.00 0 0 303.95 36.00 365.13 cm /I13 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 354.6 m 576.5 354.6 l s BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 331.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 53.18 331.90 Td (The Final Basel III Rules do not address G-SIBs. However) Tj ET Q q 0 0 0 rg BT 241.27 331.90 Td (, the Federal Reserve Board has indicated it intends to issue rules which would be consistent with ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 322.30 Td (the Basel Committee on Banking Supervision) Tj ET Q q 0 0 0 rg BT 202.65 322.30 Td (s \(Basel Committee\) G-SIB rules. ) Tj ET Q q 0 0 0 rg BT 312.42 322.30 Td (As such, the transitional progression reflected in the chart is consistent with ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 312.70 Td (the phase-in arrangement under the Basel Committee) Tj ET Q q 0 0 0 rg BT 226.39 312.70 Td (s G-SIB rules. Citi anticipates that it will likely be subject to at least a 2% G-SIB surchar) Tj ET Q q 0 0 0 rg BT 510.63 312.70 Td (ge. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 288.70 Td (The following chart presents the transition arrangements \(phase-in and phase-out\) under the Final Basel III Rules for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.70 Td (significant regulatory capital adjustments and deductions relative to Citi.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 254.20000000000005 m 562.5 254.20000000000005 l s BT /F5 10.00 Tf ET q 0 0 0 rg BT 39.00 243.82 Td (Basel III Transition Arrangements: Significant Regulatory Capital Adjustments and Deductions) Tj ET Q BT /F1 10.00 Tf ET 0.2 0.2 0.4 rg /GS0 gs 406.50 229.20 155.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 35.50 215.20 371.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 406.50 215.20 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 437.50 215.20 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 468.50 215.20 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 499.50 215.20 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 530.50 215.20 31.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 229.20000000000005 m 35.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 229.20000000000005 m 406.5 229.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 229.20000000000005 m 437.5 229.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 215.20000000000005 m 437.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 229.20000000000005 m 468.5 229.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 215.20000000000005 m 468.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 229.20000000000005 m 499.5 229.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 215.20000000000005 m 499.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 229.20000000000005 m 530.5 229.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 215.20000000000005 m 530.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 229.20000000000005 m 561.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 229.20000000000005 m 561.5 229.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 215.20000000000005 m 561.5 215.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 215.20000000000005 m 35.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 201.20000000000005 m 406.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 201.20000000000005 m 437.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 201.20000000000005 m 468.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 201.20000000000005 m 499.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 201.20000000000005 m 530.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 215.20000000000005 m 561.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 201.20000000000005 m 561.5 201.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 201.20000000000005 m 35.5 187.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 201.20000000000005 m 561.5 187.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 187.20000000000005 m 35.5 178.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 187.20000000000005 m 561.5 178.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 178.20000000000005 m 35.5 164.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 178.20000000000005 m 561.5 164.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 164.20000000000005 m 35.5 155.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 164.20000000000005 m 561.5 155.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 155.20000000000005 m 35.5 141.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 155.20000000000005 m 561.5 141.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 141.20000000000005 m 35.5 127.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 141.20000000000005 m 561.5 127.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 127.20000000000005 m 35.5 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 127.20000000000005 m 561.5 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 119.20000000000005 m 35.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 119.20000000000005 m 561.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 105.20000000000005 m 35.5 96.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 105.20000000000005 m 561.5 96.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 96.20000000000005 m 35.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 82.20000000000005 m 406.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 82.20000000000005 m 437.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 82.20000000000005 m 468.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 82.20000000000005 m 499.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 82.20000000000005 m 530.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 561.5 96.20000000000005 m 561.5 82.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 82.20000000000005 m 561.5 82.20000000000005 l s BT /F5 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 462.45 219.60 Td (January 1) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 411.45 205.60 Td (2014) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 442.45 205.60 Td (2015) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 473.45 205.60 Td (2016) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 504.45 205.60 Td (2017) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 535.45 205.60 Td (2018) Tj ET Q BT /F5 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 38.00 191.60 Td (Phase-in of Significant Regulatory Capital Adjustments and Deductions) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 38.00 168.60 Td (T) Tj ET Q q 0 0 0 rg BT 43.16 168.60 Td (ier 1 Common Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 130.20 172.89 Td (\(1\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 417.95 168.60 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 428.95 168.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 448.95 168.60 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 459.95 168.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 479.95 168.60 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 490.95 168.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 510.95 168.60 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 521.95 168.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 536.95 168.60 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 552.95 168.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 38.00 145.60 Td (T) Tj ET Q q 0 0 0 rg BT 43.16 145.60 Td (ier 1 Common Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 130.20 149.89 Td (\(2\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 417.95 145.60 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 428.95 145.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 448.95 145.60 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 459.95 145.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 479.95 145.60 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 490.95 145.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 510.95 145.60 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 521.95 145.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 536.95 145.60 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 552.95 145.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 38.00 131.60 Td (Additional ) Tj ET Q q 0 0 0 rg BT 79.87 131.60 Td (T) Tj ET Q q 0 0 0 rg BT 85.03 131.60 Td (ier 1 Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 133.05 135.89 Td (\(2\)\(3\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 417.95 131.60 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 428.95 131.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 448.95 131.60 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 459.95 131.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 479.95 131.60 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 490.95 131.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 510.95 131.60 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 521.95 131.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 546.95 131.60 Td (0) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 552.95 131.60 Td (%) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 38.00 109.60 Td (Phase-out of Significant AOCI Regulatory Capital Adjustments) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 38.00 86.60 Td (T) Tj ET Q q 0 0 0 rg BT 43.16 86.60 Td (ier 1 Common Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 130.20 90.89 Td (\(4\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 417.95 86.60 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 428.95 86.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 448.95 86.60 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 459.95 86.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 479.95 86.60 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 490.95 86.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 510.95 86.60 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 521.95 86.60 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 546.95 86.60 Td (0) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 552.95 86.60 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 67.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.10 Td (Includes the phase-in of ) Tj ET Q q 0 0 0 rg BT 132.50 67.10 Td (T) Tj ET Q q 0 0 0 rg BT 137.10 67.10 Td (ier 1 Common Capital deductions for all intangible assets other than goodwill and mortgage servicing rights \(MSRs\); and excess ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.50 Td (over 10%/15% limitations for deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 225.09 57.50 Td (As\) arising from temporary dif) Tj ET Q q 0 0 0 rg BT 323.58 57.50 Td (ferences, significant common stock investments in unconsolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 47.90 Td (financial institutions and MSRs. Goodwill \(including goodwill embedded in the valuation of significant common stock investments in unconsolidated ) Tj ET Q endstream endobj 77 0 obj <> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (36) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 743.50 Td (financial institutions\) is fully deducted in arriving at ) Tj ET Q q 0 0 0 rg BT 222.71 743.50 Td (T) Tj ET Q q 0 0 0 rg BT 227.31 743.50 Td (ier 1 Common Capital commencing January 1, 2014. ) Tj ET Q q 0 0 0 rg BT 398.69 743.50 Td (The amount of other intangible assets, aside from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 733.90 Td (MSRs, not deducted in arriving at ) Tj ET Q q 0 0 0 rg BT 164.29 733.90 Td (T) Tj ET Q q 0 0 0 rg BT 168.89 733.90 Td (ier 1 Common Capital are risk-weighted at 100%, as are the excess over the 10%/15% limitations for DT) Tj ET Q q 0 0 0 rg BT 504.60 733.90 Td (As arising from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 724.30 Td (temporary dif) Tj ET Q q 0 0 0 rg BT 97.62 724.30 Td (ferences, significant common stock investments in unconsolidated financial institutions and MSRs prior to full implementation of the Final ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 714.70 Td (Basel III Rules. Upon full implementation, the amount of temporary dif) Tj ET Q q 0 0 0 rg BT 283.14 714.70 Td (ference DT) Tj ET Q q 0 0 0 rg BT 318.69 714.70 Td (As, significant common stock investments in unconsolidated financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 705.10 Td (institutions and MSRs not deducted in arriving at ) Tj ET Q q 0 0 0 rg BT 213.40 705.10 Td (T) Tj ET Q q 0 0 0 rg BT 218.00 705.10 Td (ier 1 Common Capital are risk-weighted at 250%. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 695.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 695.50 Td (Includes the phase-in of ) Tj ET Q q 0 0 0 rg BT 132.50 695.50 Td (T) Tj ET Q q 0 0 0 rg BT 137.10 695.50 Td (ier 1 Common Capital deductions related to DT) Tj ET Q q 0 0 0 rg BT 289.09 695.50 Td (As arising from net operating loss, foreign tax credit and general business credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 685.90 Td (carryforwards and defined benefit pension plan net assets; and the phase-in of the ) Tj ET Q q 0 0 0 rg BT 316.65 685.90 Td (T) Tj ET Q q 0 0 0 rg BT 321.26 685.90 Td (ier 1 Common Capital adjustment for cumulative unrealized net gains ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 676.30 Td (\(losses\) related to changes in fair value of financial liabilities attributable to Citi) Tj ET Q q 0 0 0 rg BT 312.14 676.30 Td (s own creditworthiness.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 666.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 666.70 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 666.70 Td (o the extent ) Tj ET Q q 0 0 0 rg BT 97.21 666.70 Td (Additional ) Tj ET Q q 0 0 0 rg BT 133.28 666.70 Td (T) Tj ET Q q 0 0 0 rg BT 137.89 666.70 Td (ier 1 Capital is not suf) Tj ET Q q 0 0 0 rg BT 208.62 666.70 Td (ficient to absorb regulatory capital adjustments and deductions, such excess is to be applied against ) Tj ET Q q 0 0 0 rg BT 527.95 666.70 Td (T) Tj ET Q q 0 0 0 rg BT 532.55 666.70 Td (ier 1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 657.10 Td (Common Capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 647.50 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 647.50 Td (Includes the phase-out from ) Tj ET Q q 0 0 0 rg BT 145.38 647.50 Td (T) Tj ET Q q 0 0 0 rg BT 149.99 647.50 Td (ier 1 Common Capital of adjustments related to unrealized gains \(losses\) on ) Tj ET Q q 0 0 0 rg BT 394.38 647.50 Td (AFS debt securities; unrealized gains on ) Tj ET Q q 0 0 0 rg BT 525.02 647.50 Td (AFS equity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 637.90 Td (securities; unrealized gains \(losses\) on HTM securities included in ) Tj ET Q q 0 0 0 rg BT 268.39 637.90 Td (AOCI; and defined benefit plans liability adjustment.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 604.90 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 78.05 604.90 Td (s Capital Resources Under Current Regulatory ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 592.90 Td (Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 580.90 Td (During 2014, Citi is required to maintain stated minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 568.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 568.90 Td (ier 1 Common, ) Tj ET Q q 0 0 0 rg BT 104.35 568.90 Td (T) Tj ET Q q 0 0 0 rg BT 110.11 568.90 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 178.79 568.90 Td (T) Tj ET Q q 0 0 0 rg BT 184.20 568.90 Td (otal Capital ratios of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 556.90 Td (4%, 5.5% and 8%, respectively) Tj ET Q q 0 0 0 rg BT 160.59 556.90 Td (. Furthermore, to be well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 544.90 Td (capitalized under current federal bank regulatory agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 532.90 Td (definitions, a bank holding company must have a ) Tj ET Q q 0 0 0 rg BT 234.95 532.90 Td (T) Tj ET Q q 0 0 0 rg BT 240.70 532.90 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 520.90 Td (Capital ratio of at least 6%, a ) Tj ET Q q 0 0 0 rg BT 154.67 520.90 Td (T) Tj ET Q q 0 0 0 rg BT 160.08 520.90 Td (otal Capital ratio of at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 508.90 Td (10%, and not be subject to a Federal Reserve Board directive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 496.90 Td (to maintain higher capital levels. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 484.90 Td (The following table sets forth the capital tiers, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.90 Td (weighted assets, quarterly adjusted average total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.90 Td (capital ratios under current regulatory standards for Citi as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.90 Td (March 31, 2014 and December 31, 2013.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 402.40 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 402.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 402.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 374.40 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 374.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 374.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 346.40 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 346.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 346.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 308.40 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 308.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 308.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 280.40 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 280.40 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 280.40 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 402.4 m 170.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 402.4 m 229.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 402.4 m 288.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 402.4 m 170.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 402.4 m 229.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 402.4 m 288.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 308.4 m 170.5 308.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 308.4 m 229.5 308.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 308.4 m 288.5 308.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 252.39999999999998 m 170.5 252.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 252.39999999999998 m 229.5 252.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 252.39999999999998 m 288.5 252.39999999999998 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 45.00 406.65 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.80 417.65 Td (Mar) Tj ET Q q 0 0 0 rg BT 196.63 417.65 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 406.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.35 417.66 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.05 406.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 264.05 410.94 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 392.86 Td (Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 392.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 392.85 Td (161,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.00 392.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 392.86 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 378.86 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 378.85 Td (161,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 378.86 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 364.86 Td (Total Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 364.85 Td (191,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 364.86 Td (187,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 350.86 Td (\(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 336.86 Td (Risk-W) Tj ET Q q 0 0 0 rg BT 72.28 336.86 Td (eighted ) Tj ET Q q 0 0 0 rg BT 100.52 336.86 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 126.27 340.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 336.85 Td (1,108,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 336.86 Td (1,103,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 323.66 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 81.24 323.66 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 115.49 323.66 Td (A) Tj ET Q q 0 0 0 rg BT 121.32 323.66 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 312.86 Td ( ) Tj ET Q q 0 0 0 rg BT 51.59 312.86 Td (T) Tj ET Q q 0 0 0 rg BT 56.46 312.86 Td (otal ) Tj ET Q q 0 0 0 rg BT 71.71 312.86 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 97.46 316.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 312.85 Td (1,822,295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 312.86 Td (1,830,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 298.86 Td (Tier 1 Common ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 298.85 Td (14.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.00 298.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 298.86 Td (14.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 298.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 284.86 Td (Tier 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 284.85 Td (14.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 284.86 Td (14.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 270.86 Td (Total Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 270.85 Td (17.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 270.86 Td (16.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 256.86 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 256.85 Td (8.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 256.86 Td (8.60) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 233.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 233.70 Td (Pro forma presentation based on application of the Final Basel III ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 224.10 Td (Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 214.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 214.50 Td (Risk-weighted assets for purposes of the ) Tj ET Q q 0 0 0 rg BT 185.39 214.50 Td (T) Tj ET Q q 0 0 0 rg BT 189.99 214.50 Td (ier 1 Common, ) Tj ET Q q 0 0 0 rg BT 240.07 214.50 Td (T) Tj ET Q q 0 0 0 rg BT 244.67 214.50 Td (ier 1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 204.90 Td (Capital and ) Tj ET Q q 0 0 0 rg BT 92.51 204.90 Td (T) Tj ET Q q 0 0 0 rg BT 96.84 204.90 Td (otal Capital ratios are calculated based on Basel I credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 195.30 Td (risk and Basel II.5 market risk capital rules.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 185.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 185.70 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 185.70 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 163.45 185.70 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.70 Td (As indicated in the table above, Citigroup) Tj ET Q q 0 0 0 rg BT 205.68 161.70 Td (s capital ratios at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.70 Td (March 31, 2014 were in excess of the stated minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.70 Td (requirements under the Final Basel III Rules. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.70 Td (Citi was also well capitalized under current federal bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.70 Td (regulatory agency definitions as of March 31, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.70 Td (December 31, 2013. ) Tj ET Q endstream endobj 79 0 obj <> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (37) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Components of Citigroup Capital Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 380.14 742.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 419.51 742.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 694.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 694.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 694.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 668.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 668.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 668.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 642.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 642.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 642.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 616.75 358.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 616.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 616.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 579.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 579.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 579.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 542.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 542.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 542.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 505.75 358.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 505.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 505.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 457.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 457.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 457.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 431.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 431.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 431.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 405.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 405.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 405.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 379.75 358.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 379.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 379.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 342.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 342.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 342.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 305.75 358.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 305.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 305.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 268.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 268.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 268.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 242.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 242.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 242.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 216.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 216.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 216.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 190.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 190.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 190.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 164.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 164.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 164.75 84.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 707.75 m 393.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 707.75 m 477.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 707.75 m 561.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 707.75 m 393.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 707.75 m 477.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 707.75 m 561.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 457.75 m 393.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 457.75 m 477.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 457.75 m 561.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 457.75 m 393.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 444.75 m 393.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 457.75 m 477.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 444.75 m 477.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 457.75 m 561.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 444.75 m 561.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 444.75 m 393.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 444.75 m 477.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 444.75 m 561.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 281.75 m 393.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 281.75 m 477.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 281.75 m 561.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 281.75 m 393.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 268.75 m 393.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 268.75 m 477.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 281.75 m 561.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 268.75 m 561.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 268.75 m 393.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 268.75 m 477.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 477.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 268.75 m 561.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 255.75 m 561.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 477.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 255.75 m 561.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 164.75 m 393.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 164.75 m 477.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 164.75 m 561.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 164.75 m 393.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 151.75 m 393.5 151.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 164.75 m 477.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 151.75 m 477.5 151.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 164.75 m 561.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 151.75 m 561.5 151.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 151.75 m 393.5 151.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 138.75 m 393.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 151.75 m 477.5 151.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 138.75 m 477.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 151.75 m 561.5 151.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 138.75 m 561.5 138.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.30 723.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 432.13 723.00 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 712.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 723.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.55 712.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 524.55 716.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 699.15 Td (Tier 1 Common Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 686.01 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 159.32 686.01 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.06 690.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 686.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 686.15 Td (201,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 686.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 686.01 Td (197,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 673.01 Td (Add: Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 673.15 Td (629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 673.01 Td (597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 660.15 Td (Regulatory Capital Adjustments and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 647.01 Td (Less: Net unrealized losses on securities ) Tj ET Q q 0 0 0 rg BT 187.96 647.01 Td (AFS, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 242.96 651.09 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 647.15 Td (\(970\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.75 647.01 Td (\(1,312\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 634.01 Td (Less: Defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 250.20 638.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 634.15 Td (\(3,218\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.75 634.01 Td (\(3,191\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 621.01 Td (Less: ) Tj ET Q q 0 0 0 rg BT 61.75 621.01 Td (Accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 300.42 625.09 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 621.15 Td (\(1,127\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.75 621.01 Td (\(1,245\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 608.01 Td (Less: Cumulative unrealized net gain related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 597.21 Td ( attributable to own creditworthiness, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 218.21 601.29 Td (\(4\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 597.20 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 597.21 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 584.01 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 571.01 Td ( Goodwill, net of related deferred tax liability \(DTL\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 237.43 575.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 571.15 Td (24,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 571.01 Td (24,518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 556.21 Td (Identifiable intangible assets other than mortgage servicing rights \(MSRs\), net of related ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 547.21 Td ( DTL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 71.24 551.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 547.20 Td (938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 547.21 Td (990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 534.01 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.96 538.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 534.15 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 534.01 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 521.01 Td (Less: Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 147.24 521.01 Td (As\) arising from net operating loss, foreign tax credit and general) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 510.21 Td ( business credit carryforwards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.96 514.29 Td (\(4\)\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 510.20 Td (5,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 510.21 Td (5,288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 497.01 Td (Less: Excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 230.99 497.01 Td (As, certain common stock investments,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 486.21 Td ( and MSRs ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 87.51 490.29 Td (\(4\)\(8\)\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 486.20 Td (2,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 486.21 Td (2,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 471.21 Td (Less: Deductions applied to ) Tj ET Q q 0 0 0 rg BT 143.32 471.21 Td (T) Tj ET Q q 0 0 0 rg BT 148.50 471.21 Td (ier 1 Common Capital due to insuf) Tj ET Q q 0 0 0 rg BT 273.32 471.21 Td (ficient amount of ) Tj ET Q q 0 0 0 rg BT 337.06 471.21 Td (Additional ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 462.21 Td ( ) Tj ET Q q 0 0 0 rg BT 47.59 462.21 Td (T) Tj ET Q q 0 0 0 rg BT 52.77 462.21 Td (ier 1 Capital to af) Tj ET Q q 0 0 0 rg BT 115.58 462.21 Td (fect deductions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 170.31 466.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 462.20 Td (12,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 462.21 Td (13,167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 449.15 Td (Total Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 449.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 449.15 Td (161,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 449.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 449.01 Td (157,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 436.15 Td (Additional Tier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 423.01 Td (Qualifying perpetual preferred stock ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 174.44 427.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 423.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 423.15 Td (7,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 423.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 423.01 Td (6,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 410.01 Td (Qualifying trust preferred securities ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 171.95 414.09 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 410.15 Td (2,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 410.01 Td (2,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 397.01 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 397.15 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 397.01 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 384.15 Td (Regulatory Capital Adjustment and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 371.01 Td (Less: Cumulative unrealized net gain related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 360.21 Td ( attributable to own creditworthiness, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 218.21 364.29 Td (\(4\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 360.20 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 360.21 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 347.01 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 351.09 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 357.57 351.09 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 347.15 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 347.01 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 334.01 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.96 338.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 334.15 Td (942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 334.01 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 321.01 Td (Less: DT) Tj ET Q q 0 0 0 rg BT 73.52 321.01 Td (As arising from net operating loss, foreign tax credit and general) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 310.21 Td ( business credit carryforwards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.96 314.29 Td (\(4\)\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 310.20 Td (21,192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 310.21 Td (21,151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 297.01 Td (Less: Deductions applied to ) Tj ET Q q 0 0 0 rg BT 143.32 297.01 Td (T) Tj ET Q q 0 0 0 rg BT 148.50 297.01 Td (ier 1 Common Capital due to insuf) Tj ET Q q 0 0 0 rg BT 273.32 297.01 Td (ficient amount of ) Tj ET Q q 0 0 0 rg BT 337.06 297.01 Td (Additional ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 286.21 Td ( ) Tj ET Q q 0 0 0 rg BT 47.59 286.21 Td (T) Tj ET Q q 0 0 0 rg BT 52.77 286.21 Td (ier 1 Capital to af) Tj ET Q q 0 0 0 rg BT 115.58 286.21 Td (fect deductions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 170.31 290.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.25 286.20 Td (\(12,779\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.25 286.21 Td (\(13,167\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 273.15 Td (Total Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 273.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 273.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 273.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 273.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 260.15 Td (Total Tier 1 Capital \(Tier 1 Common Capital + Additional Tier 1 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 260.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 260.15 Td (161,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 260.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 260.01 Td (157,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 247.15 Td (Tier 2 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 234.01 Td (Qualifying subordinated debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.48 238.09 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 234.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 234.15 Td (16,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 234.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 234.01 Td (16,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 221.01 Td (Qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 221.15 Td (1,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 221.01 Td (1,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 208.01 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 208.15 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 208.01 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 195.01 Td (Allowance for credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 139.22 199.09 Td (\(13\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 195.15 Td (12,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 195.01 Td (12,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 182.15 Td (Regulatory Capital Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 169.01 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 173.09 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 357.57 173.09 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 169.15 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 169.01 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 156.15 Td (Total Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 156.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 156.15 Td (30,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 156.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 156.01 Td (29,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 143.15 Td (Total Capital \(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 143.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 143.15 Td (191,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 143.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 143.01 Td (187,374) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 81 0 obj <> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (38) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 711.50 359.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.00 711.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 711.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 685.50 359.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.00 685.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 685.50 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 711.5 m 395 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395 711.5 m 478 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 711.5 m 561 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 711.5 m 395 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395 711.5 m 478 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 711.5 m 561 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 685.5 m 395 685.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395 685.5 m 478 685.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 685.5 m 561 685.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 685.5 m 395 685.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 672.5 m 395 672.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395 685.5 m 478 685.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 395 672.5 m 478 672.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 685.5 m 561 685.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478 672.5 m 561 672.5 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 41.50 739.23 Td (Citigroup Risk-Weighted Assets) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.50 715.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.30 726.75 Td (Mar) Tj ET Q q 0 0 0 rg BT 433.13 726.75 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 715.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 726.76 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.55 715.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 524.55 720.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.37 715.96 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.50 702.76 Td (Credit Risk-W) Tj ET Q q 0 0 0 rg BT 93.52 702.76 Td (eighted ) Tj ET Q q 0 0 0 rg BT 121.77 702.76 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 145.27 706.84 Td (\(14\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 702.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 702.90 Td (986,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 702.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 702.76 Td (974,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.50 689.76 Td (Market Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 689.90 Td (121,156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 689.76 Td (128,758) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.50 676.90 Td (Total Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 676.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 676.90 Td (1,108,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 676.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 676.76 Td (1,103,045) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 653.80 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 653.80 Td (Pro forma presentation of regulatory capital components and tiers, and resultant impact on credit risk-weighted assets, based on application of the Final Basel ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.25 Td (III Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 634.65 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 634.65 Td (Issuance costs of $106 million and $93 million related to preferred stock outstanding at March 31, 2014 and December 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 506.70 634.65 Td (, are excluded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.05 Td (from common stockholders) Tj ET Q q 0 0 0 rg BT 144.05 625.05 Td ( equity and netted against preferred stock in accordance with Federal Reserve Board regulatory reporting requirements, which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 615.45 Td (dif) Tj ET Q q 0 0 0 rg BT 62.74 615.45 Td (fer from those under U.S. GAAP) Tj ET Q q 0 0 0 rg BT 167.39 615.45 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 605.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 605.85 Td (In addition, includes the net amount of unamortized loss on held-to-maturity \(HTM\) securities. ) Tj ET Q q 0 0 0 rg BT 359.79 605.85 Td (This amount relates to securities that were previously ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 596.25 Td (transferred from ) Tj ET Q q 0 0 0 rg BT 107.75 596.25 Td (AFS to HTM, and non-credit related factors such as changes in interest rates and liquidity spreads for HTM securities with other) Tj ET Q q 0 0 0 rg BT 518.82 596.25 Td (-than-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 586.65 Td (temporary impairment. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 577.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 577.05 Td (The transition arrangements for significant regulatory capital adjustments and deductions impacting ) Tj ET Q q 0 0 0 rg BT 375.32 577.05 Td (T) Tj ET Q q 0 0 0 rg BT 379.92 577.05 Td (ier 1 Common Capital and/or ) Tj ET Q q 0 0 0 rg BT 475.24 577.05 Td (Additional ) Tj ET Q q 0 0 0 rg BT 511.32 577.05 Td (T) Tj ET Q q 0 0 0 rg BT 515.92 577.05 Td (ier 1 Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 567.45 Td (are set forth above in Basel III ) Tj ET Q q 0 0 0 rg BT 156.70 567.45 Td (T) Tj ET Q q 0 0 0 rg BT 161.30 567.45 Td (ransition ) Tj ET Q q 0 0 0 rg BT 190.86 567.45 Td (Arrangements: Significant Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 339.71 567.45 Td (Adjustments and Deductions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 557.85 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 557.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 557.85 Td (ier 1 Common Capital is adjusted for accumulated net unrealized gains \(losses\) on cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 418.51 557.85 Td (AOCI that relate to the hedging of items not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 548.25 Td (recognized at fair value on the balance sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 538.65 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 538.65 Td (The cumulative impact of changes in Citigroup) Tj ET Q q 0 0 0 rg BT 207.29 538.65 Td (s own creditworthiness in valuing liabilities for which the fair value option has been elected and own-credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 529.05 Td (valuation adjustments on derivatives are excluded from ) Tj ET Q q 0 0 0 rg BT 233.13 529.05 Td (T) Tj ET Q q 0 0 0 rg BT 237.74 529.05 Td (ier 1 Common Capital, in accordance with the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 519.45 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 519.45 Td (Includes goodwill embedded in the valuation of significant common stock investments in unconsolidated financial institutions. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 509.85 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 509.85 Td (Of Citi) Tj ET Q q 0 0 0 rg BT 78.67 509.85 Td (s approximately $51.7 billion of net deferred tax assets at March 31, 2014, approximately $24.5 billion of such assets were includable in regulatory ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 500.25 Td (capital pursuant to the Final Basel III Rules, while approximately $27.2 billion of such assets were excluded in arriving at regulatory capital. Comprising the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 490.65 Td (excluded net deferred tax assets was an aggregate of approximately $28.5 billion of net deferred tax assets arising from net operating loss, foreign tax credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 481.05 Td (and general business credit carryforwards as well as temporary dif) Tj ET Q q 0 0 0 rg BT 266.00 481.05 Td (ferences, of which $19.5 billion were deducted from ) Tj ET Q q 0 0 0 rg BT 435.57 481.05 Td (T) Tj ET Q q 0 0 0 rg BT 440.18 481.05 Td (ier 1 Common Capital and $9.0 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 471.45 Td (billion were deducted from ) Tj ET Q q 0 0 0 rg BT 142.42 471.45 Td (Additional ) Tj ET Q q 0 0 0 rg BT 178.49 471.45 Td (T) Tj ET Q q 0 0 0 rg BT 183.10 471.45 Td (ier 1 Capital. In addition, approximately $1.3 billion of net deferred tax liabilities, primarily consisting of deferred tax ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 461.80 Td (liabilities associated with goodwill and certain other intangible assets, partially of) Tj ET Q q 0 0 0 rg BT 314.90 461.80 Td (fset by deferred tax assets related to cash flow hedges, are permitted to be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 452.20 Td (excluded prior to deriving the amount of net deferred tax assets subject to deduction under these rules. Separately) Tj ET Q q 0 0 0 rg BT 416.47 452.20 Td (, under the Final Basel III Rules, goodwill ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 442.60 Td (and these other intangible assets are deducted net of associated deferred tax liabilities in arriving at ) Tj ET Q q 0 0 0 rg BT 372.40 442.60 Td (T) Tj ET Q q 0 0 0 rg BT 377.01 442.60 Td (ier 1 Common Capital, while Citi) Tj ET Q q 0 0 0 rg BT 486.33 442.60 Td (s current cash flow ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 433.00 Td (hedges and the related deferred tax ef) Tj ET Q q 0 0 0 rg BT 173.79 433.00 Td (fects are not required to be reflected in regulatory capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 423.40 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 423.40 Td (Aside from MSRs, reflects DT) Tj ET Q q 0 0 0 rg BT 151.79 423.40 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 247.62 423.40 Td (ferences and significant common stock investments in unconsolidated financial institutions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 413.80 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 413.80 Td (Represents Citigroup Capital XIII trust preferred securities, which are permanently grandfathered as ) Tj ET Q q 0 0 0 rg BT 376.63 413.80 Td (T) Tj ET Q q 0 0 0 rg BT 381.23 413.80 Td (ier 1 Capital under the Final Basel III Rules, as well as ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 404.20 Td (50% of non-grandfathered trust preferred securities. ) Tj ET Q q 0 0 0 rg BT 222.01 404.20 Td (The remaining 50% of non-grandfathered trust preferred securities are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 525.53 404.20 Td (T) Tj ET Q q 0 0 0 rg BT 530.13 404.20 Td (ier 2 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 394.60 Td (Capital during 2014 in accordance with the transition arrangements for non-qualifying capital instruments under the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 385.00 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 385.00 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 385.00 Td (50% of the minimum regulatory capital requirements of insurance underwriting subsidiaries must be deducted from each of ) Tj ET Q q 0 0 0 rg BT 451.29 385.00 Td (T) Tj ET Q q 0 0 0 rg BT 455.90 385.00 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 510.85 385.00 Td (T) Tj ET Q q 0 0 0 rg BT 515.45 385.00 Td (ier 2 Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 375.40 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 375.40 Td (Non-qualifying subordinated debt issuances which consist of those with a fixed-to-floating rate step-up feature where the call/step-up date has not passed, are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 365.80 Td (eligible for 50% inclusion in ) Tj ET Q q 0 0 0 rg BT 147.39 365.80 Td (T) Tj ET Q q 0 0 0 rg BT 152.00 365.80 Td (ier 2 Capital during 2014 in accordance with the transition arrangements for non-qualifying capital instruments under the Final ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 356.20 Td (Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 346.60 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 346.60 Td (Includable up to 1.25% of credit risk-weighted assets. ) Tj ET Q q 0 0 0 rg BT 227.73 346.60 Td (Any excess allowance for credit losses is deducted in arriving at credit risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 337.00 Td (\(14\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 337.00 Td (Includes risk-weighted credit equivalent amounts, net of applicable bilateral netting agreements, of approximately $61 billion for interest rate, commodity) Tj ET Q q 0 0 0 rg BT 546.44 337.00 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 327.40 Td (equity) Tj ET Q q 0 0 0 rg BT 73.48 327.40 Td (, foreign exchange and credit derivative contracts as of March 31, 2014 and December 31, 2013. Credit risk-weighted assets also include those deriving ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 317.80 Td (from certain other of) Tj ET Q q 0 0 0 rg BT 120.27 317.80 Td (f-balance-sheet exposures, such as financial guarantees, unfunded lending commitments and letters of credit, and reflect deductions such ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 308.20 Td (as for intangible assets and deferred tax assets.) Tj ET Q endstream endobj 83 0 obj <> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (39) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Citigroup Capital Rollforward Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 367.64 742.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 407.01 742.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 708.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 708.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 682.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 682.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 656.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 656.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 630.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 630.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 604.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 604.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 578.75 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 578.75 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 541.75 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 541.75 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 504.75 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 504.75 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 456.75 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 456.75 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 419.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 419.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 393.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 393.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 367.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 367.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 341.75 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 341.75 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 304.75 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 304.75 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 256.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 256.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 230.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 230.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 204.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 204.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 178.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 178.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 152.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 152.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 126.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 126.75 95.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 708.75 m 466.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 708.75 m 561.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 708.75 m 466.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 708.75 m 561.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.75 m 466.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 419.75 m 561.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.75 m 466.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 406.75 m 466.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 419.75 m 561.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 406.75 m 561.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 406.75 m 466.5 406.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 393.75 m 466.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 406.75 m 561.5 406.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 393.75 m 561.5 393.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 393.75 m 466.5 393.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 393.75 m 561.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 243.75 m 561.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 243.75 m 466.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 230.75 m 466.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 230.75 m 466.5 230.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 217.75 m 466.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 230.75 m 561.5 230.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 217.75 m 561.5 217.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 217.75 m 466.5 217.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 217.75 m 561.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 139.75 m 466.5 139.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 126.75 m 466.5 126.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 139.75 m 561.5 139.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 126.75 m 561.5 126.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 126.75 m 466.5 126.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 113.75 m 466.5 113.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 126.75 m 561.5 126.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 113.75 m 561.5 113.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 113.75 m 466.5 113.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 100.75 m 466.5 100.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 113.75 m 561.5 113.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 100.75 m 561.5 100.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 713.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.55 723.15 Td (Thr) Tj ET Q q 0 0 0 rg BT 487.39 723.15 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.70 712.35 Td (Mar) Tj ET Q q 0 0 0 rg BT 500.53 712.35 Td (ch 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 700.15 Td (Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 687.15 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.01 691.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 687.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 687.15 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 674.01 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 674.15 Td (3,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 661.01 Td (Dividends declared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 661.15 Td (\(154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 661.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 648.01 Td (Net increase in treasury stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 648.15 Td (\(579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 648.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 635.01 Td (Net increase in additional paid-in capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 187.19 639.09 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 635.15 Td (325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 622.01 Td (Net change in accumulated other comprehensive losses, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 622.15 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 622.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 609.01 Td (Net change in unrealized losses on securities AFS, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 609.15 Td (\(342) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 609.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 596.01 Td (Net decrease in defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 596.15 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 583.01 Td (Net decrease in accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 583.15 Td (\(118) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 583.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 570.01 Td (Net decrease in cumulative unrealized net gain related to changes in fair value of financial liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 559.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.50 559.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 546.01 Td (Net decrease in goodwill, net of related deferred tax liability \(DTL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 546.15 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 533.01 Td (Net decrease in other intangible assets other than mortgage servicing rights \(MSRs\),) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 522.21 Td ( net of related DTL) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 522.20 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 509.01 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 509.15 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 509.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 496.01 Td (Net increase in deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 180.21 496.01 Td (As\) arising from net operating loss, foreign tax credit ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 485.21 Td ( and general business credit carryforwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 485.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 485.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 472.01 Td (Net decrease in excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 265.96 472.01 Td (As, certain common stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 461.21 Td ( investments and MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 461.20 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 448.01 Td (Net decrease in regulatory capital deduction applied to ) Tj ET Q q 0 0 0 rg BT 239.76 448.01 Td (T) Tj ET Q q 0 0 0 rg BT 244.94 448.01 Td (ier 1 Common Capital due to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 437.21 Td ( insuf) Tj ET Q q 0 0 0 rg BT 67.84 437.21 Td (ficient ) Tj ET Q q 0 0 0 rg BT 92.58 437.21 Td (Additional ) Tj ET Q q 0 0 0 rg BT 133.16 437.21 Td (T) Tj ET Q q 0 0 0 rg BT 138.34 437.21 Td (ier 1 Capital to af) Tj ET Q q 0 0 0 rg BT 201.16 437.21 Td (fect deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 437.20 Td (388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 424.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 424.15 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 411.15 Td (Net increase in Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 411.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 411.15 Td (4,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 398.15 Td (Tier 1 Common Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 398.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 398.15 Td (161,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 385.15 Td (Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 372.15 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.01 376.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 372.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 372.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 359.01 Td (Net increase in qualifying perpetual preferred stock) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 226.42 363.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 359.15 Td (467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 346.01 Td (Net decrease in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 346.15 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 346.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 333.01 Td (Net decrease in cumulative unrealized net gain related to changes in fair value of financial liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 322.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.50 322.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 309.01 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 309.15 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 309.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 296.01 Td (Net increase in DT) Tj ET Q q 0 0 0 rg BT 108.50 296.01 Td (As arising from net operating loss, foreign tax credit and general ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 285.21 Td ( business credit carryforwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 285.20 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 285.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 272.01 Td (Net decrease in regulatory capital deduction applied to ) Tj ET Q q 0 0 0 rg BT 239.76 272.01 Td (T) Tj ET Q q 0 0 0 rg BT 244.94 272.01 Td (ier 1 Common Capital due to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 261.21 Td ( insuf) Tj ET Q q 0 0 0 rg BT 67.84 261.21 Td (ficient ) Tj ET Q q 0 0 0 rg BT 92.58 261.21 Td (Additional ) Tj ET Q q 0 0 0 rg BT 133.16 261.21 Td (T) Tj ET Q q 0 0 0 rg BT 138.34 261.21 Td (ier 1 Capital to af) Tj ET Q q 0 0 0 rg BT 201.16 261.21 Td (fect deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 261.20 Td (\(388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 261.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 248.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 248.15 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 248.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 235.15 Td (Net change in Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 235.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 222.15 Td (Tier 1 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 222.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 222.15 Td (161,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 209.15 Td (Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 196.15 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.01 200.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.25 196.15 Td (29,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 183.01 Td (Net decrease in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 183.15 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 183.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 170.01 Td (Net increase in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.50 170.15 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 157.01 Td (Net increase in allowance for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 157.15 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 144.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 144.15 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 144.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 131.15 Td (Net increase in Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 131.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 131.15 Td (135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 118.15 Td (Tier 2 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 118.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.25 118.15 Td (30,036) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 105.15 Td (Total Capital \(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 105.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 105.15 Td (191,651) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 82.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.05 Td (Pro forma presentation based on application of the Final Basel III Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 72.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 72.45 Td (Primarily represents an increase in additional paid-in capital related to employee benefit plans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.85 Td (Citi issued approximately $480 million of qualifying perpetual preferred stock during the three months ended March 31, 2014, which was partially of) Tj ET Q q 0 0 0 rg BT 532.18 62.85 Td (fset by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 53.25 Td (the netting of issuance costs of $13 million. For U.S. GAAP) Tj ET Q q 0 0 0 rg BT 246.36 53.25 Td ( purposes, issuance costs are netted against additional paid-in capital. ) Tj ET Q endstream endobj 85 0 obj <> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (40) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 730.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 730.25 Td (Assets Rollforward Under Current Regulatory Standards ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 682.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 682.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 656.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 656.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 630.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 630.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 604.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 604.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 578.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 578.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 552.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 552.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 526.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 526.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 500.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 500.75 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 474.75 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 474.75 95.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 695.75 m 466.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 695.75 m 561.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 695.75 m 466.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 695.75 m 561.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 552.75 m 466.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 539.75 m 466.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 552.75 m 561.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 539.75 m 561.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 539.75 m 466.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 539.75 m 561.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 487.75 m 466.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 474.75 m 466.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 487.75 m 561.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 474.75 m 561.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 474.75 m 466.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 461.75 m 466.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 474.75 m 561.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 461.75 m 561.5 461.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 700.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.55 711.15 Td (Thr) Tj ET Q q 0 0 0 rg BT 487.39 711.15 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.70 699.35 Td (Mar) Tj ET Q q 0 0 0 rg BT 500.53 699.35 Td (ch 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 687.15 Td (Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 674.15 Td (Balance, beginning of period ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 153.26 678.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 674.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 674.15 Td (1,103,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 661.15 Td (Changes in Credit Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 648.01 Td (Net increase in cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 648.15 Td (1,241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 635.01 Td (Net decrease in investment securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 635.15 Td (\(302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 635.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 622.01 Td (Net decrease in loans and leases, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 622.15 Td (\(5,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 622.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 609.01 Td (Net decrease in federal funds sold and securities purchased under agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 609.15 Td (\(54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 609.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 596.01 Td (Net increase in over-the-counter derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 596.15 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 583.01 Td (Net increase in commitments and guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 583.15 Td (6,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 570.01 Td (Net increase in securities lent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 570.15 Td (3,375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 557.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 557.15 Td (6,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 544.15 Td (Net increase in Credit Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 544.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.25 544.15 Td (12,568) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 518.15 Td (Changes in Market Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 505.01 Td (Movements in risk levels) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 505.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 505.15 Td (\(12,571) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 505.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 492.01 Td (Model and methodology updates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 492.15 Td (4,969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 479.15 Td (Net decrease in Market Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 479.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 479.15 Td (\(7,602) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 479.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 466.15 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 466.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 466.15 Td (1,108,011) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 443.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 443.05 Td (Pro forma presentation of risk-weighted assets based on application of the Final Basel III Rules consistent with current period presentation. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 411.85 Td (Capital Resources of Citigroup) Tj ET Q q 0 0 0 rg BT 166.10 411.85 Td (s Subsidiary U.S. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 399.85 Td (Depository Institutions Under Current Regulatory ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 387.85 Td (Standards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.85 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 375.85 Td (s subsidiary U.S. depository institutions are also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.85 Td (subject to risk-based capital standards issued by their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.85 Td (respective primary federal bank regulatory agencies, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.85 Td (are similar to the standards of the Federal Reserve Board. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.85 Td ( ) Tj ET Q q 0 0 0 rg BT 55.82 327.85 Td (The following table sets forth the capital tiers, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.85 Td (weighted assets, quarterly adjusted average total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.85 Td (capital ratios under current regulatory standards for Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.85 Td (N.A., Citi) Tj ET Q q 0 0 0 rg BT 78.23 291.85 Td (s primary subsidiary U.S. depository institution, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.85 Td (as of March 31, 2014 and December 31, 2013. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 389.35 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 389.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 389.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 361.35 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 361.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 361.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 333.35 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 333.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 333.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 295.35 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 295.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 295.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 267.35 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 267.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 267.35 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 389.35 m 449.5 389.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 389.35 m 509.5 389.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 389.35 m 569.5 389.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 389.35 m 449.5 389.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 389.35 m 509.5 389.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 389.35 m 569.5 389.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 295.35 m 449.5 295.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 295.35 m 509.5 295.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 295.35 m 569.5 295.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 239.35000000000002 m 449.5 239.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 239.35000000000002 m 509.5 239.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 239.35000000000002 m 569.5 239.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 393.60 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.30 404.60 Td (Mar) Tj ET Q q 0 0 0 rg BT 476.13 404.60 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 393.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.85 404.61 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.55 393.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 544.55 397.89 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 379.81 Td (Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 379.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 379.80 Td (127,823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 379.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 379.81 Td (128,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 365.81 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 365.80 Td (127,823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 365.81 Td (128,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 351.81 Td (Total Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 351.80 Td (145,871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 351.81 Td (146,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 337.81 Td (\(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 323.81 Td (Risk-W) Tj ET Q q 0 0 0 rg BT 353.28 323.81 Td (eighted ) Tj ET Q q 0 0 0 rg BT 381.52 323.81 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 407.27 327.89 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 323.80 Td (913,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 323.81 Td (910,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 310.61 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 362.24 310.61 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 396.49 310.61 Td (A) Tj ET Q q 0 0 0 rg BT 402.32 310.61 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 299.81 Td ( ) Tj ET Q q 0 0 0 rg BT 332.59 299.81 Td (T) Tj ET Q q 0 0 0 rg BT 337.46 299.81 Td (otal ) Tj ET Q q 0 0 0 rg BT 352.71 299.81 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 378.46 303.89 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 299.80 Td (1,328,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 299.81 Td (1,321,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 285.81 Td (Tier 1 Common ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 285.80 Td (14.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 285.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.25 285.81 Td (14.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.50 285.81 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 271.81 Td (Tier 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 271.80 Td (14.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.25 271.81 Td (14.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 257.81 Td (Total Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 257.80 Td (15.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.25 257.81 Td (16.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 243.81 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 243.80 Td (9.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 243.81 Td (9.71) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 220.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 220.65 Td (Pro forma presentation based on application of the Final Basel III ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 211.05 Td (Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 201.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 201.45 Td (Risk-weighted assets for purposes of the ) Tj ET Q q 0 0 0 rg BT 466.39 201.45 Td (T) Tj ET Q q 0 0 0 rg BT 470.99 201.45 Td (ier 1 Common, ) Tj ET Q q 0 0 0 rg BT 521.07 201.45 Td (T) Tj ET Q q 0 0 0 rg BT 525.67 201.45 Td (ier 1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 191.85 Td (Capital and ) Tj ET Q q 0 0 0 rg BT 373.51 191.85 Td (T) Tj ET Q q 0 0 0 rg BT 377.84 191.85 Td (otal Capital ratios are calculated based on Basel I credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 182.25 Td (risk and Basel II.5 market risk capital rules.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 172.65 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 335.00 172.65 Td (T) Tj ET Q q 0 0 0 rg BT 339.61 172.65 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 444.45 172.65 Td (.) Tj ET Q endstream endobj 87 0 obj <> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (41) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Impact of Changes on Citigroup and Citibank, N.A. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Capital Ratios Under Current Regulatory Capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (Standards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (The following table presents the estimated sensitivity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 694.25 Td (s and Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 162.11 694.25 Td (s capital ratios to changes of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td ($100 million in ) Tj ET Q q 0 0 0 rg BT 99.99 682.25 Td (T) Tj ET Q q 0 0 0 rg BT 105.75 682.25 Td (ier 1 Common Capital, ) Tj ET Q q 0 0 0 rg BT 199.72 682.25 Td (T) Tj ET Q q 0 0 0 rg BT 205.48 682.25 Td (ier 1 Capital and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 670.25 Td (otal Capital \(numerator\), and changes of $1 billion in risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (weighted assets or quarterly adjusted average total assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (\(denominator\) as of March 31, 2014. ) Tj ET Q q 0 0 0 rg BT 185.78 646.25 Td (This information is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (provided for the purpose of analyzing the impact that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (change in Citigroup) Tj ET Q q 0 0 0 rg BT 118.21 622.25 Td (s or Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 197.09 622.25 Td (s financial position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (or results of operations could have on these ratios. ) Tj ET Q q 0 0 0 rg BT 239.10 610.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (sensitivities only consider a single change to either a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (component of capital, risk-weighted assets, or quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (adjusted average total assets. ) Tj ET Q q 0 0 0 rg BT 153.46 574.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 202.80 574.25 Td (, an event that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 562.25 Td (fects more than one factor may have a lar) Tj ET Q q 0 0 0 rg BT 208.88 562.25 Td (ger basis point ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (impact than is reflected in this table.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 444.75 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 107.50 444.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 444.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 444.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 444.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 444.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 444.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 444.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 444.75 72.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 514.75 m 107.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 514.75 m 172.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 514.75 m 231.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 514.75 m 280.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 514.75 m 339.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 514.75 m 388.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 514.75 m 447.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 514.75 m 496.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 514.75 m 568.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 514.75 m 107.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 444.75 m 107.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 444.75 m 172.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 514.75 m 231.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 444.75 m 231.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 514.75 m 231.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 444.75 m 280.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 514.75 m 339.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 444.75 m 339.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 514.75 m 339.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 444.75 m 388.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 514.75 m 447.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 444.75 m 447.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 514.75 m 447.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 444.75 m 496.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 444.75 m 568.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 431.75 m 107.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 431.75 m 172.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 444.75 m 231.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 444.75 m 231.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 431.75 m 231.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 444.75 m 231.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 431.75 m 280.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 444.75 m 339.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 444.75 m 339.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 431.75 m 339.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 444.75 m 339.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 431.75 m 388.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 444.75 m 447.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 444.75 m 447.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 431.75 m 447.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 444.75 m 447.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 431.75 m 496.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 431.75 m 568.5 431.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 418.75 m 107.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 418.75 m 172.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 431.75 m 231.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 431.75 m 231.5 431.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 418.75 m 231.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 431.75 m 231.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 418.75 m 280.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 431.75 m 339.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 431.75 m 339.5 431.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 418.75 m 339.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 431.75 m 339.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 418.75 m 388.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 431.75 m 447.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 431.75 m 447.5 431.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 418.75 m 447.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 431.75 m 447.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 418.75 m 496.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 418.75 m 568.5 418.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 132.80 518.98 Td (Tier 1 Common ratio) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 251.90 518.98 Td (Tier 1 Capital ratio) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 361.35 518.98 Td (Total Capital ratio) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 471.30 518.98 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 122.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 118.45 487.38 Td ($100 million) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 123.15 477.78 Td (change in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 129.30 468.18 Td (T) Tj ET Q q 0 0 0 rg BT 134.49 468.18 Td (ier) Tj ET Q q 0 0 0 rg BT 143.67 468.18 Td ( 1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 123.70 458.58 Td (Common ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 126.80 448.98 Td (Capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 184.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 185.60 487.38 Td ($1 billion) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 185.15 477.78 Td (change in ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 193.50 468.18 Td (risk-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 186.15 458.58 Td (weighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 191.70 448.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 238.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 247.50 487.38 Td ($100 ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 243.45 477.78 Td (million) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 239.15 468.18 Td (change in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.30 458.58 Td (T) Tj ET Q q 0 0 0 rg BT 250.49 458.58 Td (ier) Tj ET Q q 0 0 0 rg BT 259.67 458.58 Td ( 1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 242.80 448.98 Td (Capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 293.60 487.38 Td ($1 billion) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 293.15 477.78 Td (change in ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.50 468.18 Td (risk-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 294.15 458.58 Td (weighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 299.70 448.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 346.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.50 487.38 Td ($100 ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 351.45 477.78 Td (million) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 347.15 468.18 Td (change in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.75 458.58 Td (T) Tj ET Q q 0 0 0 rg BT 359.35 458.58 Td (otal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 350.80 448.98 Td (Capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.60 487.38 Td ($1 billion) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.15 477.78 Td (change in ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.50 468.18 Td (risk-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 402.15 458.58 Td (weighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 407.70 448.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 454.90 496.98 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 463.50 487.38 Td ($100 ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 459.45 477.78 Td (million) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 455.15 468.18 Td (change in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 461.30 458.58 Td (T) Tj ET Q q 0 0 0 rg BT 466.49 458.58 Td (ier) Tj ET Q q 0 0 0 rg BT 475.67 458.58 Td ( 1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.80 448.98 Td (Capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.40 506.58 Td (Impact of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 516.10 496.98 Td ($1 billion) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.65 487.38 Td (change in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.75 477.78 Td ( quarterly ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 517.30 468.18 Td (adjusted) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.85 458.58 Td (average total) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.20 448.98 Td (assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 34.00 436.00 Td (Citigroup) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 127.45 435.98 Td (0.9 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 189.45 435.98 Td (1.3 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 243.45 435.98 Td (0.9 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.45 435.98 Td (1.3 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 351.45 435.98 Td (0.9 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.45 435.98 Td (1.6 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 459.45 435.98 Td (0.5 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 519.95 435.98 Td (0.5 bps) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 34.00 423.00 Td (Citibank, N.A.) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 127.45 422.98 Td (1.1 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 189.45 422.98 Td (1.5 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 243.45 422.98 Td (1.1 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.45 422.98 Td (1.5 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 351.45 422.98 Td (1.1 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.45 422.98 Td (1.8 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 459.45 422.98 Td (0.8 bps) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 519.95 422.98 Td (0.7 bps) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 89 0 obj <> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (42) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Citigroup Broker-Dealer Subsidiaries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (At March 31, 2014, Citigroup Global Markets Inc., a U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 718.25 Td (-dealer registered with the SEC that is an indirect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (wholly owned subsidiary of Citigroup, had net capital, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (computed in accordance with the SEC) Tj ET Q q 0 0 0 rg BT 191.79 694.25 Td (s net capital rule, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td ($5.7 billion, which exceeded the minimum requirement by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td ($4.8 billion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.25 Td (In addition, certain of Citi) Tj ET Q q 0 0 0 rg BT 160.92 658.25 Td (s other broker) Tj ET Q q 0 0 0 rg BT 216.26 658.25 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (subsidiaries are subject to regulation in the countries in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (which they do business, including requirements to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (specified levels of net capital or its equivalent. Citigroup) Tj ET Q q 0 0 0 rg BT 265.66 622.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (other broker) Tj ET Q q 0 0 0 rg BT 84.95 610.25 Td (-dealer subsidiaries were in compliance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (their capital requirements at March 31, 2014. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (Basel III \(Full Implementation\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 78.05 550.25 Td (s Capital Resources Under Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (As previously noted, Citi currently anticipates that its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 526.25 Td (fective minimum ) Tj ET Q q 0 0 0 rg BT 114.50 526.25 Td (T) Tj ET Q q 0 0 0 rg BT 120.26 526.25 Td (ier 1 Common, ) Tj ET Q q 0 0 0 rg BT 182.85 526.25 Td (T) Tj ET Q q 0 0 0 rg BT 188.61 526.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 257.29 526.25 Td (T) Tj ET Q q 0 0 0 rg BT 262.70 526.25 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (Capital ratio requirements, under the Final Basel III Rules, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (on a fully implemented basis and including a 2% G-SIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (surchar) Tj ET Q q 0 0 0 rg BT 65.25 490.25 Td (ge, will be at least 9%, 10.5% and 12.5%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 478.25 Td (. Further) Tj ET Q q 0 0 0 rg BT 117.70 478.25 Td (, under the Final Basel III Rules, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (must also comply with a 4% minimum ) Tj ET Q q 0 0 0 rg BT 193.31 466.25 Td (T) Tj ET Q q 0 0 0 rg BT 199.07 466.25 Td (ier 1 Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (requirement and an ef) Tj ET Q q 0 0 0 rg BT 123.28 454.25 Td (fective 5% minimum Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (Leverage ratio requirement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (The following table sets forth the capital tiers, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (weighted assets, quarterly adjusted average total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (capital ratios under the Final Basel III Rules for Citi, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (assuming full implementation, as of March 31, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (December 31, 2013.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.08 382.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 347.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 347.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 347.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 319.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 319.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 319.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 291.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 291.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 291.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 253.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 253.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 253.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 225.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 225.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 225.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 347.75 m 169.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 347.75 m 225.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 347.75 m 281.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 347.75 m 169.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 347.75 m 225.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 347.75 m 281.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 253.75 m 169.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 253.75 m 225.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 253.75 m 281.5 253.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 197.75 m 169.5 197.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 197.75 m 225.5 197.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 197.75 m 281.5 197.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 45.00 352.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.30 363.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 194.13 363.00 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 352.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.85 363.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 352.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 338.21 Td (Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 338.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.75 338.20 Td (131,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 338.21 Td (125,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 324.21 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.75 324.20 Td (140,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 324.21 Td (133,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 310.21 Td (Total Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.75 310.20 Td (157,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 310.21 Td (150,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 296.21 Td (\(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 282.21 Td (Risk-W) Tj ET Q q 0 0 0 rg BT 72.28 282.21 Td (eighted ) Tj ET Q q 0 0 0 rg BT 100.52 282.21 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.02 286.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 282.20 Td (1,261,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.50 282.21 Td (1,186,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 269.01 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 81.24 269.01 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 115.49 269.01 Td (A) Tj ET Q q 0 0 0 rg BT 121.32 269.01 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 258.21 Td ( ) Tj ET Q q 0 0 0 rg BT 51.59 258.21 Td (T) Tj ET Q q 0 0 0 rg BT 56.46 258.21 Td (otal ) Tj ET Q q 0 0 0 rg BT 71.71 258.21 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 97.46 262.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 258.20 Td (1,806,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.50 258.21 Td (1,814,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 244.21 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 244.21 Td (ier 1 Common ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.92 248.29 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 244.20 Td (10.47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.00 244.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 244.21 Td (10.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.50 244.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 230.21 Td (Tier 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 230.20 Td (11.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 230.21 Td (11.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 216.21 Td (Total Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 216.20 Td (12.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 216.21 Td (12.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 202.21 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.25 202.20 Td (7.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 202.21 Td (7.35) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 182.65 Td (\(1\) Calculated based on the ) Tj ET Q q 0 0 0 rg BT 131.08 182.65 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 165.07 182.65 Td (Approaches under the Final Basel ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 173.05 Td (III Rules. For the first quarter of 2014, includes approximately $56 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 163.45 Td (billion of additional operational risk-weighted assets related to Citi) Tj ET Q q 0 0 0 rg BT 270.39 163.45 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 153.85 Td (approved exit from parallel reporting, ef) Tj ET Q q 0 0 0 rg BT 182.69 153.85 Td (fective in the second quarter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 144.25 Td (of 2014. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 134.65 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 134.65 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 134.65 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 163.45 134.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 125.05 Td (\(3\) Citi) Tj ET Q q 0 0 0 rg BT 67.55 125.05 Td (s estimated Basel III ) Tj ET Q q 0 0 0 rg BT 134.95 125.05 Td (T) Tj ET Q q 0 0 0 rg BT 139.55 125.05 Td (ier 1 Common ratio and certain related ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.45 Td (components are non-GAAP) Tj ET Q q 0 0 0 rg BT 142.57 115.45 Td ( financial measures. Citi believes this ratio ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.85 Td (and its components provide useful information to investors and others ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.25 Td (by measuring Citi) Tj ET Q q 0 0 0 rg BT 113.55 96.25 Td (s progress against future regulatory capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.65 Td (standards. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 322.74 742.25 Td (ier 1 Common Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.36 742.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (On a pro forma basis, Citi) Tj ET Q q 0 0 0 rg BT 423.65 730.25 Td (s estimated Basel III ) Tj ET Q q 0 0 0 rg BT 507.89 730.25 Td (T) Tj ET Q q 0 0 0 rg BT 513.65 730.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (Common ratio at December 31, 2013 was 10.1%, as adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (from 10.6% to include approximately $56 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (additional operational risk-weighted assets related to Citi) Tj ET Q q 0 0 0 rg BT 548.05 694.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (approved exit from parallel reporting, ef) Tj ET Q q 0 0 0 rg BT 477.86 682.25 Td (fective in the second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (quarter of 2014 \(for additional information, see Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (ResourcesBasel III in Citigroup) Tj ET Q q 0 0 0 rg BT 461.14 658.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 489.48 658.25 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (Form 10-K\). On this basis, Citi) Tj ET Q q 0 0 0 rg BT 444.50 646.25 Td (s estimated Basel III ) Tj ET Q q 0 0 0 rg BT 528.74 646.25 Td (T) Tj ET Q q 0 0 0 rg BT 534.50 646.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (Common ratio grew to 10.5% from 10.1%, sequentially) Tj ET Q q 0 0 0 rg BT 539.09 634.25 Td (, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (such quarter) Tj ET Q q 0 0 0 rg BT 365.95 622.25 Td (-over) Tj ET Q q 0 0 0 rg BT 386.84 622.25 Td (-quarter increase reflecting continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (growth in ) Tj ET Q q 0 0 0 rg BT 357.93 610.25 Td (T) Tj ET Q q 0 0 0 rg BT 363.68 610.25 Td (ier 1 Common Capital resulting from quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (net income and further DT) Tj ET Q q 0 0 0 rg BT 422.83 598.25 Td (A) Tj ET Q q 0 0 0 rg BT 429.50 598.25 Td ( reduction of approximately $1.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (billion \(see Income ) Tj ET Q q 0 0 0 rg BT 400.96 586.25 Td (T) Tj ET Q q 0 0 0 rg BT 406.37 586.25 Td (axes below\). ) Tj ET Q endstream endobj 91 0 obj <> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (43) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Components of Citigroup Capital Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 707.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 707.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 707.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 681.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 681.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 681.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 655.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 655.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 655.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 618.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 618.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 618.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 592.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 592.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 592.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 566.75 358.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 566.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 566.75 84.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 518.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 518.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 518.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 492.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 492.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 492.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 466.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 466.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 466.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 440.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 440.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 440.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 414.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 414.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 414.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 388.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 388.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 388.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 362.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 362.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 362.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 336.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 336.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 310.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 310.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 310.75 84.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 707.75 m 393.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 707.75 m 477.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 707.75 m 561.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 707.75 m 393.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 707.75 m 477.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 707.75 m 561.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 518.75 m 393.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 518.75 m 477.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 518.75 m 561.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 518.75 m 393.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 505.75 m 393.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 518.75 m 477.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 505.75 m 477.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 518.75 m 561.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 505.75 m 561.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 505.75 m 393.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 505.75 m 477.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 505.75 m 561.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 427.75 m 393.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 427.75 m 477.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 427.75 m 561.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 427.75 m 393.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.75 m 393.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 427.75 m 477.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 414.75 m 477.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 427.75 m 561.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 414.75 m 561.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.75 m 393.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 401.75 m 393.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 414.75 m 477.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 401.75 m 477.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 414.75 m 561.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 401.75 m 561.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 401.75 m 393.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 401.75 m 477.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 401.75 m 561.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 310.75 m 393.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 310.75 m 477.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 310.75 m 561.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 310.75 m 393.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 297.75 m 393.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 310.75 m 477.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 297.75 m 477.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 310.75 m 561.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 297.75 m 561.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 297.75 m 393.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 284.75 m 393.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 297.75 m 477.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 284.75 m 477.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 297.75 m 561.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 284.75 m 561.5 284.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.30 723.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 432.13 723.00 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 712.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 723.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 712.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 699.15 Td (Tier 1 Common Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 686.01 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 159.32 686.01 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.06 690.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 686.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 686.15 Td (201,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 686.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 686.01 Td (197,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 673.01 Td (Add: Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 673.15 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 673.01 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 660.15 Td (Regulatory Capital Adjustments and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 647.01 Td (Less: ) Tj ET Q q 0 0 0 rg BT 61.75 647.01 Td (Accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 300.42 651.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.75 647.15 Td (\(1,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 647.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 647.01 Td (\(1,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 647.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 632.21 Td (Less: Cumulative unrealized net gain related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 623.21 Td ( attributable to own creditworthiness, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 218.21 627.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 623.20 Td (170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 623.21 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 610.01 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 597.01 Td ( Goodwill, net of related deferred tax liability \(DTL\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 235.18 601.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 597.15 Td (24,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 597.01 Td (24,518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 584.01 Td (Identifiable intangible assets other than mortgage servicing rights \(MSRs\), net of related DTL) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 584.15 Td (4,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 584.01 Td (4,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 571.01 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 571.15 Td (1,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 571.01 Td (1,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 558.01 Td (Less: Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 147.24 558.01 Td (As\) arising from net operating loss, foreign tax credit and general) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 547.21 Td ( business credit carryforwards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.96 551.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 547.20 Td (26,490) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 547.21 Td (26,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 534.01 Td (Less: Excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 230.99 534.01 Td (As, certain common stock investments,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 523.21 Td ( and MSRs ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 87.51 527.29 Td (\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 523.20 Td (13,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 523.21 Td (16,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 510.15 Td (Total Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 510.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 510.15 Td (131,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 510.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 510.01 Td (125,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 497.15 Td (Additional Tier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 484.01 Td (Qualifying perpetual preferred stock ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 174.44 488.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 484.15 Td (7,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 484.01 Td (6,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 471.01 Td (Qualifying trust preferred securities ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 171.95 475.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 471.15 Td (1,373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 471.01 Td (1,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 458.01 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 458.15 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 458.01 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 445.15 Td (Regulatory Capital Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 432.01 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 436.09 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 432.15 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 432.01 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 419.15 Td (Total Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 419.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 419.15 Td (8,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 419.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 419.01 Td (7,815) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 406.15 Td (Total Tier 1 Capital \(Tier 1 Common Capital + Additional Tier 1 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 406.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 406.15 Td (140,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 406.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 406.01 Td (133,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 393.15 Td (Tier 2 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 380.01 Td (Qualifying subordinated debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.48 384.09 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 380.15 Td (15,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 380.01 Td (14,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 367.01 Td (Qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 367.15 Td (745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 367.01 Td (745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 354.01 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 354.15 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 354.01 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 341.15 Td (Regulatory Capital Adjustment and Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 328.01 Td (Add: Excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 278.66 332.09 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 328.15 Td (1,935) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 328.01 Td (1,669) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 315.01 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 319.09 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 315.15 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 315.01 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 302.15 Td (Total Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 302.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 302.15 Td (17,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 302.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.25 302.01 Td (16,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 289.15 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 289.15 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 102.51 289.15 Td (ier) Tj ET Q q 0 0 0 rg BT 112.84 289.15 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 159.81 289.15 Td (T) Tj ET Q q 0 0 0 rg BT 165.65 289.15 Td (ier) Tj ET Q q 0 0 0 rg BT 175.98 289.15 Td ( 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 216.48 293.23 Td ( \(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 222.60 293.23 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 289.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.75 289.15 Td (157,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 289.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 289.01 Td (150,049) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 266.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 266.05 Td (Issuance costs of $106 million and $93 million related to preferred stock outstanding at March 31, 2014 and December 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 506.70 266.05 Td (, are excluded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.45 Td (from common stockholders) Tj ET Q q 0 0 0 rg BT 144.05 256.45 Td ( equity and netted against preferred stock in accordance with Federal Reserve Board regulatory reporting requirements, which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.85 Td (dif) Tj ET Q q 0 0 0 rg BT 62.74 246.85 Td (fer from those under U.S. GAAP) Tj ET Q q 0 0 0 rg BT 167.39 246.85 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.25 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 237.25 Td (ier 1 Common Capital is adjusted for accumulated net unrealized gains \(losses\) on cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 418.51 237.25 Td (AOCI that relate to the hedging of items not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.65 Td (recognized at fair value on the balance sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 218.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.05 Td (The cumulative impact of changes in Citigroup) Tj ET Q q 0 0 0 rg BT 207.29 218.05 Td (s own creditworthiness in valuing liabilities for which the fair value option has been elected and own-credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.45 Td (valuation adjustments on derivatives are excluded from ) Tj ET Q q 0 0 0 rg BT 233.13 208.45 Td (T) Tj ET Q q 0 0 0 rg BT 237.74 208.45 Td (ier 1 Common Capital, in accordance with the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 198.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 198.85 Td (Includes goodwill embedded in the valuation of significant common stock investments in unconsolidated financial institutions. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 189.25 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.25 Td (Of Citi) Tj ET Q q 0 0 0 rg BT 78.67 189.25 Td (s approximately $51.7 billion of net deferred tax assets at March 31, 2014, approximately $13.2 billion of such assets were includable in regulatory ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 179.65 Td (capital pursuant to the Final Basel III Rules, while approximately $38.5 billion of such assets were excluded in arriving at ) Tj ET Q q 0 0 0 rg BT 445.76 179.65 Td (T) Tj ET Q q 0 0 0 rg BT 450.36 179.65 Td (ier 1 Common Capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 170.05 Td (Comprising the excluded net deferred tax assets was an aggregate of approximately $39.8 billion of net deferred tax assets arising from net operating loss, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 160.45 Td (foreign tax credit and general business credit carryforwards as well as temporary dif) Tj ET Q q 0 0 0 rg BT 323.08 160.45 Td (ferences that were deducted from ) Tj ET Q q 0 0 0 rg BT 431.55 160.45 Td (T) Tj ET Q q 0 0 0 rg BT 436.15 160.45 Td (ier 1 Common Capital. In addition, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.85 Td (approximately $1.3 billion of net deferred tax liabilities, primarily consisting of deferred tax liabilities associated with goodwill and certain other intangible ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 141.25 Td (assets, partially of) Tj ET Q q 0 0 0 rg BT 111.84 141.25 Td (fset by deferred tax assets related to cash flow hedges, are permitted to be excluded prior to deriving the amount of net deferred tax assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 131.65 Td (subject to deduction under these rules. Separately) Tj ET Q q 0 0 0 rg BT 211.88 131.65 Td (, under the Final Basel III Rules, goodwill and these other intangible assets are deducted net of associated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 122.05 Td (deferred tax liabilities in arriving at ) Tj ET Q q 0 0 0 rg BT 169.37 122.05 Td (T) Tj ET Q q 0 0 0 rg BT 173.97 122.05 Td (ier 1 Common Capital, while Citi) Tj ET Q q 0 0 0 rg BT 283.30 122.05 Td (s current cash flow hedges and the related deferred tax ef) Tj ET Q q 0 0 0 rg BT 465.73 122.05 Td (fects are not required to be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 112.45 Td (reflected in regulatory capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 102.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.85 Td (Aside from MSRs, reflects DT) Tj ET Q q 0 0 0 rg BT 151.79 102.85 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 247.62 102.85 Td (ferences and significant common stock investments in unconsolidated financial institutions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 93.25 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 93.25 Td (Represents Citigroup Capital XIII trust preferred securities, which are permanently grandfathered as ) Tj ET Q q 0 0 0 rg BT 376.63 93.25 Td (T) Tj ET Q q 0 0 0 rg BT 381.23 93.25 Td (ier 1 Capital under the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.65 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 83.65 Td (50% of the minimum regulatory capital requirements of insurance underwriting subsidiaries must be deducted from each of ) Tj ET Q q 0 0 0 rg BT 451.29 83.65 Td (T) Tj ET Q q 0 0 0 rg BT 455.90 83.65 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 510.85 83.65 Td (T) Tj ET Q q 0 0 0 rg BT 515.45 83.65 Td (ier 2 Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 74.05 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 74.05 Td (Non-qualifying subordinated debt issuances which consist of those with a fixed-to-floating rate step-up feature where the call/step-up date has not passed are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 64.45 Td (excluded from ) Tj ET Q q 0 0 0 rg BT 102.28 64.45 Td (T) Tj ET Q q 0 0 0 rg BT 106.89 64.45 Td (ier 2 Capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 54.85 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 54.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 87.99 54.85 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 162.49 54.85 Td (ganizations are permitted to include in ) Tj ET Q q 0 0 0 rg BT 287.19 54.85 Td (T) Tj ET Q q 0 0 0 rg BT 291.80 54.85 Td (ier 2 Capital eligible credit reserves that exceed expected credit losses to the extent ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 45.25 Td (that the excess reserves do not exceed 0.6% of credit risk-weighted assets. ) Tj ET Q endstream endobj 93 0 obj <> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (44) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 743.50 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 743.50 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 743.50 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 743.50 Td (otal Capital as calculated under ) Tj ET Q q 0 0 0 rg BT 160.29 743.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 194.28 743.50 Td (Approaches, which dif) Tj ET Q q 0 0 0 rg BT 266.78 743.50 Td (fers from the Standardized ) Tj ET Q q 0 0 0 rg BT 353.41 743.50 Td (Approach in the treatment of the amount of eligible credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 733.90 Td (reserves includable in ) Tj ET Q q 0 0 0 rg BT 125.61 733.90 Td (T) Tj ET Q q 0 0 0 rg BT 130.21 733.90 Td (ier 2 Capital. In accordance with the Standardized ) Tj ET Q q 0 0 0 rg BT 291.70 733.90 Td (Approach, ) Tj ET Q q 0 0 0 rg BT 327.10 733.90 Td (T) Tj ET Q q 0 0 0 rg BT 331.43 733.90 Td (otal Capital was $169.8 billion and $161.8 billion at March 31, 2014 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 724.30 Td (and December 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 172.55 724.30 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 700.30 Td (Citigroup Capital Rollforward Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 666.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 666.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 640.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 640.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 614.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 614.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 588.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 588.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 562.80 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 562.80 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 525.80 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 525.80 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 488.80 431.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 488.80 95.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 440.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 440.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 414.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 414.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 388.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 388.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 362.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 362.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 336.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 310.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 310.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 284.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 284.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 258.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 258.80 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 232.80 431.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 232.80 95.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 666.8 m 466.5 666.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 666.8 m 561.5 666.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 666.8 m 466.5 666.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 666.8 m 561.5 666.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 427.79999999999995 m 466.5 427.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 427.79999999999995 m 561.5 427.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 427.79999999999995 m 466.5 427.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.79999999999995 m 466.5 414.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 427.79999999999995 m 561.5 427.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 414.79999999999995 m 561.5 414.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.79999999999995 m 466.5 414.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 401.79999999999995 m 466.5 401.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 414.79999999999995 m 561.5 414.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 401.79999999999995 m 561.5 401.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 401.79999999999995 m 466.5 401.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 401.79999999999995 m 561.5 401.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 336.79999999999995 m 466.5 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 323.79999999999995 m 466.5 323.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 336.79999999999995 m 561.5 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 323.79999999999995 m 561.5 323.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 323.79999999999995 m 466.5 323.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 310.79999999999995 m 466.5 310.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 323.79999999999995 m 561.5 323.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 310.79999999999995 m 561.5 310.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 310.79999999999995 m 466.5 310.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 310.79999999999995 m 561.5 310.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 245.79999999999995 m 466.5 245.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 245.79999999999995 m 561.5 245.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 245.79999999999995 m 466.5 245.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 232.79999999999995 m 466.5 232.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 245.79999999999995 m 561.5 245.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 232.79999999999995 m 561.5 232.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 232.79999999999995 m 466.5 232.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 219.79999999999995 m 466.5 219.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 232.79999999999995 m 561.5 232.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 219.79999999999995 m 561.5 219.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 219.79999999999995 m 466.5 219.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 206.79999999999995 m 466.5 206.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 219.79999999999995 m 561.5 219.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 206.79999999999995 m 561.5 206.79999999999995 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 671.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.55 681.20 Td (Thr) Tj ET Q q 0 0 0 rg BT 487.39 681.20 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.70 670.40 Td (Mar) Tj ET Q q 0 0 0 rg BT 500.53 670.40 Td (ch 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 658.20 Td (Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 645.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 645.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 645.20 Td (125,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 632.06 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 632.20 Td (3,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 619.06 Td (Dividends declared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 619.20 Td (\(154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 619.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 606.06 Td (Net increase in treasury stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 606.20 Td (\(579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 606.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 593.06 Td (Net increase in additional paid-in capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 187.19 597.14 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 593.20 Td (325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 580.06 Td (Net decrease in accumulated other comprehensive losses, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 580.20 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 580.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 567.06 Td (Net decrease in accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 567.20 Td (\(118) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 567.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 554.06 Td (Net decrease in cumulative unrealized net gain related to changes in fair value of financial liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 543.26 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.50 543.25 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 530.06 Td (Net decrease in goodwill, net of related deferred tax liability \(DTL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 530.20 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 517.06 Td (Net decrease in other intangible assets other than mortgage servicing rights \(MSRs\),) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 506.26 Td ( net of related DTL) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 506.25 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 493.06 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 493.20 Td (\(53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 493.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 480.06 Td (Net increase in deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 180.21 480.06 Td (As\) arising from net operating loss, foreign tax credit ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 469.26 Td ( and general business credit carryforwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 469.25 Td (\(51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 469.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 456.06 Td (Net increase in excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 264.46 456.06 Td (As, certain common stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 445.26 Td ( investments and MSRs ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 445.25 Td (2,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 432.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 432.20 Td (129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 419.20 Td (Net increase in Tier 1 Common Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 419.20 Td (6,328) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 406.20 Td (Tier 1 Common Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 406.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 406.20 Td (131,925) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 393.20 Td (Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 380.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 380.20 Td (7,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 367.06 Td (Net increase in qualifying perpetual preferred stock) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 226.42 371.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 367.20 Td (467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 354.06 Td (Net decrease in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 354.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 354.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 341.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 341.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 341.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 328.20 Td (Net increase in Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 328.20 Td (464) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 315.20 Td (Tier 1 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 315.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 315.20 Td (140,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 302.20 Td (Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 289.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 289.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.25 289.20 Td (16,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 276.06 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 276.20 Td (880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 263.06 Td (Net increase in excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 263.20 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 250.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.50 250.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 250.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 237.20 Td (Net increase in Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 237.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.75 237.20 Td (1,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 224.20 Td (Tier 2 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 224.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.25 224.20 Td (17,779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 211.20 Td (Total Capital \(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 211.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 211.20 Td (157,983) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 188.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 188.10 Td (Primarily represents an increase in additional paid-in capital related to employee benefit plans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 178.50 Td (Citi issued approximately $480 million of qualifying perpetual preferred stock during the three months ended March 31, 2014, which was partially of) Tj ET Q q 0 0 0 rg BT 532.18 178.50 Td (fset by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 168.90 Td (the netting of issuance costs of $13 million. For U.S. GAAP) Tj ET Q q 0 0 0 rg BT 246.36 168.90 Td ( purposes, issuance costs are netted against additional paid-in capital. ) Tj ET Q endstream endobj 95 0 obj <> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (45) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 742.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 742.25 Td (Assets Under Basel III at March 31, 2014 ) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 0 0 0 rg BT 314.09 746.78 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 705.75 168.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 705.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 705.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 705.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 705.75 14.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 705.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 705.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 705.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 679.75 168.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 679.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 679.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 679.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 679.75 14.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 679.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 679.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 679.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 718.75 m 255.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 718.75 m 313.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 718.75 m 371.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 718.75 m 385.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 718.75 m 446.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 718.75 m 508.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 718.75 m 568.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 705.75 m 196.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 705.75 m 255.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 705.75 m 313.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 705.75 m 371.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 718.75 m 385.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 705.75 m 385.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 718.75 m 446.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 705.75 m 446.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 718.75 m 508.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 705.75 m 508.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 718.75 m 568.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 705.75 m 568.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 705.75 m 385.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 692.75 m 385.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 666.75 m 385.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 679.75 m 385.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 666.75 m 446.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 666.75 m 196.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 653.75 m 196.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 666.75 m 255.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 653.75 m 255.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 666.75 m 313.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 653.75 m 313.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 666.75 m 371.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 653.75 m 371.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 666.75 m 385.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 653.75 m 385.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 666.75 m 385.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 666.75 m 446.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 653.75 m 446.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 666.75 m 508.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 653.75 m 508.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 666.75 m 568.5 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 653.75 m 568.5 653.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.45 723.15 Td (Advanced Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.65 723.15 Td (Standardized Approach) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 34.00 710.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 710.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.35 710.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.15 710.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 710.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.35 710.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.15 710.15 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 697.01 Td (Credit Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 697.15 Td (713,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.75 697.15 Td (150,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 697.15 Td (863,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.75 697.15 Td (981,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 697.15 Td (111,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 697.15 Td (1,092,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 684.01 Td (Market Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 684.15 Td (105,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.75 684.15 Td (5,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 684.15 Td (110,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.75 684.15 Td (105,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 684.15 Td (5,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.75 684.15 Td (110,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 671.01 Td (Operational Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 671.15 Td (225,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 671.15 Td (63,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 671.15 Td (288,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 671.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 671.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.00 671.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 34.00 658.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.00 658.15 Td (1,043,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.75 658.15 Td (218,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 658.15 Td (1,261,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 658.15 Td (1,086,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 658.15 Td (116,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 658.15 Td (1,202,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 635.05 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 623.05 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 623.05 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 623.05 Td (Assets Under Basel III at December 31, 2013 ) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 0 0 0 rg BT 327.95 627.58 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 586.55 168.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 586.55 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 586.55 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 586.55 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 586.55 14.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 586.55 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 586.55 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 586.55 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 560.55 168.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 560.55 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 560.55 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 560.55 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 560.55 14.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 560.55 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 560.55 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 560.55 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 599.55 m 255.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 599.55 m 313.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 599.55 m 371.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 599.55 m 385.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 599.55 m 446.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 599.55 m 508.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 599.55 m 568.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 586.55 m 196.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 586.55 m 255.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 586.55 m 313.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 586.55 m 371.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 599.55 m 385.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 586.55 m 385.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 599.55 m 446.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 586.55 m 446.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 599.55 m 508.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 586.55 m 508.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 599.55 m 568.5 599.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 586.55 m 568.5 586.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 586.55 m 385.5 573.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 573.55 m 385.5 560.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 547.55 m 385.5 547.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 560.55 m 385.5 547.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 547.55 m 446.5 547.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 547.55 m 196.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 534.55 m 196.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 547.55 m 255.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 534.55 m 255.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 547.55 m 313.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 534.55 m 313.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 547.55 m 371.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 534.55 m 371.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 547.55 m 385.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 534.55 m 385.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 547.55 m 385.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 547.55 m 446.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 534.55 m 446.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 547.55 m 508.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 534.55 m 508.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 547.55 m 568.5 547.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 534.55 m 568.5 534.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.45 603.95 Td (Advanced Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.65 603.95 Td (Standardized Approach) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 34.00 590.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 590.95 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.35 590.95 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.15 590.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 590.95 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.35 590.95 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.15 590.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 577.81 Td (Credit Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.00 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 577.81 Td (693,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.75 577.81 Td (149,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 577.81 Td (842,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 577.81 Td (963,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 577.81 Td (102,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 577.81 Td (1,065,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 564.81 Td (Market Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 564.81 Td (107,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 564.81 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 564.81 Td (112,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 564.81 Td (107,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 564.81 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 564.81 Td (112,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 551.81 Td (Operational Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 551.81 Td (160,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 551.81 Td (72,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 551.81 Td (232,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.00 551.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 551.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 551.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 34.00 538.81 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.00 538.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 538.81 Td (960,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 538.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.75 538.81 Td (226,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 538.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 538.81 Td (1,186,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 538.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 538.81 Td (1,070,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 538.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 538.81 Td (107,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 538.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 538.81 Td (1,177,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 515.85 Td ( \(1\) Calculated based on the Final Basel III Rules, and with full implementation assumed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.85 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 491.85 Td (otal estimated risk-weighted assets under the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 78.49 479.85 Td (Approaches increased quarter) Tj ET Q q 0 0 0 rg BT 197.11 479.85 Td (-over) Tj ET Q q 0 0 0 rg BT 218.01 479.85 Td (-quarter lar) Tj ET Q q 0 0 0 rg BT 262.52 479.85 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.85 Td (due to the previously noted inclusion of approximately $56 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.85 Td (billion of additional operational risk-weighted assets during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.85 Td (the first quarter of 2014 \(see discussion above\), as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.85 Td (growth in credit risk-weighted assets within Citicorp) Tj ET Q q 0 0 0 rg BT 249.30 431.85 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 255.69 431.85 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.91 431.85 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.85 Td (businesses attributable to increased corporate lending and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.85 Td (commitments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.85 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 395.85 Td (otal estimated risk-weighted assets under the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.85 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 90.15 383.85 Td (Approach increased during the quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.85 Td (substantially due to higher credit risk-weighted assets within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.85 Td (both Citicorp and Citi Holdings, lar) Tj ET Q q 0 0 0 rg BT 178.03 359.85 Td (gely attributable to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.85 Td (growth in corporate lending and commitments discussed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.85 Td (above as well as further refinement of models used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.85 Td (calculate risk-weighted assets on residential mortgage loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.85 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 311.85 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 289.85 Td (Supplementary Leverage Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.85 Td (Under the Final Basel III Rules, ) Tj ET Q q 0 0 0 rg BT 165.70 277.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 208.18 277.85 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.85 Td (banking or) Tj ET Q q 0 0 0 rg BT 78.87 265.85 Td (ganizations, such as Citi and Citibank, N.A., are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.85 Td (also required to calculate a Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.85 Td (which significantly dif) Tj ET Q q 0 0 0 rg BT 126.36 241.85 Td (fers from the ) Tj ET Q q 0 0 0 rg BT 180.32 241.85 Td (T) Tj ET Q q 0 0 0 rg BT 186.08 241.85 Td (ier 1 Leverage ratio by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.85 Td (also including certain of) Tj ET Q q 0 0 0 rg BT 132.73 229.85 Td (f-balance-sheet exposures within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.85 Td (denominator of the ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.85 Td ( ) Tj ET Q q 0 0 0 rg BT 53.32 205.85 Td (The Supplementary Leverage ratio represents the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.85 Td (average for the quarter of the three monthly ratios of ) Tj ET Q q 0 0 0 rg BT 248.51 193.85 Td (T) Tj ET Q q 0 0 0 rg BT 254.27 193.85 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.85 Td (Capital to ) Tj ET Q q 0 0 0 rg BT 77.48 181.85 Td (T) Tj ET Q q 0 0 0 rg BT 82.89 181.85 Td (otal Leverage Exposure \(i.e., the sum of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.85 Td (ratios calculated for January) Tj ET Q q 0 0 0 rg BT 148.35 169.85 Td (, February and March, divided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.85 Td (by three\). ) Tj ET Q q 0 0 0 rg BT 76.63 157.85 Td (T) Tj ET Q q 0 0 0 rg BT 82.04 157.85 Td (otal Leverage Exposure is the sum of: \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.85 Td (carrying value of all on-balance sheet assets less applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.85 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 133.85 Td (ier 1 Capital deductions; \(ii\) the potential future exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 121.85 Td (\(PFE\) on derivative contracts; \(iii\) 10% of the notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.85 Td (amount of unconditionally cancellable commitments; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.85 Td (\(iv\) the full notional amount of certain other of) Tj ET Q q 0 0 0 rg BT 223.54 97.85 Td (f-balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.85 Td (sheet exposures \(e.g., other commitments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.85 Td (contingencies\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 61.85 Td (The following table sets forth the components of ) Tj ET Q q 0 0 0 rg BT 251.00 61.85 Td (T) Tj ET Q q 0 0 0 rg BT 256.41 61.85 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.85 Td (Leverage Exposure with regard to Citi) Tj ET Q q 0 0 0 rg BT 192.34 49.85 Td (s Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 491.85 Td (Leverage ratio under the Final Basel III Rules as of March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 479.85 Td (31, 2014 and December 31, 2013. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 446.35 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 446.35 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 446.35 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 409.35 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 409.35 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 409.35 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 372.35 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 372.35 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 372.35 58.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 446.35 m 451.5 446.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 446.35 m 504.5 446.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 446.35 m 562.5 446.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 372.35 m 451.5 372.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 372.35 m 504.5 372.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 372.35 m 562.5 372.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 372.35 m 451.5 372.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 358.35 m 451.5 358.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 372.35 m 504.5 372.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 358.35 m 504.5 358.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 372.35 m 562.5 372.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 358.35 m 562.5 358.35 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 325.00 450.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.80 459.80 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 450.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 459.81 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 450.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 436.81 Td (On-balance sheet assets, as ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 427.81 Td ( adjusted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 427.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 427.80 Td (1,823,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 427.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 427.81 Td (1,806,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 413.81 Td (PFE on derivative contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 414.75 Td (198,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 414.61 Td (190,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 399.81 Td (Unconditionally cancellable ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 390.81 Td ( commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.25 390.80 Td (64,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 390.81 Td (64,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 376.81 Td (Other off-balance sheet exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 377.75 Td (393,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 377.61 Td (378,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 362.80 Td (Total Leverage Exposure) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 363.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.00 363.75 Td (2,480,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 363.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 363.61 Td (2,441,192) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 337.85 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 376.11 337.85 Td (s estimated Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 325.85 Td (under the Final Basel III Rules was 5.6% for the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 313.85 Td (of 2014, compared to an estimated 5.4% for the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 301.85 Td (quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 381.15 306.38 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.77 301.85 Td (The quarter) Tj ET Q q 0 0 0 rg BT 428.93 301.85 Td (-over) Tj ET Q q 0 0 0 rg BT 449.83 301.85 Td (-quarter ratio improvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 289.85 Td (was primarily due to the increase in ) Tj ET Q q 0 0 0 rg BT 462.05 289.85 Td (T) Tj ET Q q 0 0 0 rg BT 467.81 289.85 Td (ier 1 Capital resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 277.85 Td (substantially from quarterly net income and further DT) Tj ET Q q 0 0 0 rg BT 536.41 277.85 Td (A) Tj ET Q q 0 0 0 rg BT 543.08 277.85 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 265.85 Td (reduction, mar) Tj ET Q q 0 0 0 rg BT 375.13 265.85 Td (ginally of) Tj ET Q q 0 0 0 rg BT 413.55 265.85 Td (fset by an increase in ) Tj ET Q q 0 0 0 rg BT 500.28 265.85 Td (T) Tj ET Q q 0 0 0 rg BT 505.69 265.85 Td (otal Leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 253.85 Td (Exposure. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 241.85 Td (Citi) Tj ET Q q 0 0 0 rg BT 352.78 241.85 Td (s estimated Basel III Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 229.85 Td (and certain related components are non-GAAP) Tj ET Q q 0 0 0 rg BT 504.06 229.85 Td ( financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 217.85 Td (measures. Citigroup believes this ratio and its components ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 205.85 Td (provide useful information to investors and others by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 193.85 Td (measuring Citigroup) Tj ET Q q 0 0 0 rg BT 402.27 193.85 Td (s progress against future regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 181.85 Td (capital standards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 169.85 Td (In ) Tj ET Q q 0 0 0 rg BT 345.28 169.85 Td (April 2014, the U.S. banking agencies released a final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 157.85 Td (rule, consistent with that proposed in July 2013, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 145.85 Td (establishes enhanced Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 133.85 Td (standards for the eight lar) Tj ET Q q 0 0 0 rg BT 419.01 133.85 Td (gest U.S. bank holding companies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 121.85 Td (\(currently identified as G-SIBs by the Financial Stability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 109.85 Td (Board, which includes Citi\) and their subsidiary insured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 97.85 Td (depository institutions. ) Tj ET Q q 0 0 0 rg BT 410.99 97.85 Td (The final enhanced Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 85.85 Td (Leverage ratio rule, which revises the Final Basel III Rules, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 73.85 Td (establishes a 2% leverage buf) Tj ET Q q 0 0 0 rg BT 435.11 73.85 Td (fer for these bank holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 61.85 Td (companies in addition to the stated 3% minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 49.85 Td (Supplementary Leverage ratio requirement. ) Tj ET Q endstream endobj 97 0 obj <> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The leverage buf) Tj ET Q q 0 0 0 rg BT 121.56 742.10 Td (fer will operate in a manner similar to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (that of the Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 181.07 730.10 Td (fer) Tj ET Q q 0 0 0 rg BT 191.77 730.10 Td (, such that if a bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (holding company failed to exceed the 2% requirement it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (would be subject to increasingly onerous restrictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (\(depending upon the extent of the shortfall\) regarding capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (distributions and discretionary executive bonus payments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 85.34 670.10 Td (, the final rule ef) Tj ET Q q 0 0 0 rg BT 151.51 670.10 Td (fectively raises the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (Supplementary Leverage ratio requirement to 5% for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 646.10 Td (fected bank holding companies. ) Tj ET Q q 0 0 0 rg BT 172.72 646.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 222.62 646.10 Td (, the final rule ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (requires that insured depository institution subsidiaries of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (these bank holding companies, such as Citibank, N.A., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (maintain a minimum Supplementary Leverage ratio of 6% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (be considered well capitalized under the revised prompt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (corrective action framework established by the Final Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (III Rules. Citi and Citibank, N.A. are required to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (compliant with these higher ef) Tj ET Q q 0 0 0 rg BT 157.45 562.10 Td (fective minimum ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (requirements on January 1, 2018. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Regulatory Capital Standards Developments) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (Basel III) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Supplementary Leverage Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (In ) Tj ET Q q 0 0 0 rg BT 46.28 466.10 Td (April 2014, the U.S. banking agencies also released a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (notice of proposed rulemaking which would revise the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (denominator of the Supplementary Leverage ratio in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (manner lar) Tj ET Q q 0 0 0 rg BT 78.85 430.10 Td (gely consistent with the revisions adopted in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (January 2014 by the Basel Committee on Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (Supervision \(Basel Committee\) with respect to the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (Leverage ratio \(the equivalent of the U.S. Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (Leverage ratio\). ) Tj ET Q q 0 0 0 rg BT 102.17 382.10 Td (The proposed rules would modify the Final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (Basel III Rules in relation to the measurement of exposures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (for derivatives, securities financing transactions \(SFT) Tj ET Q q 0 0 0 rg BT 249.69 358.10 Td (s\), and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (most of) Tj ET Q q 0 0 0 rg BT 66.10 346.10 Td (f-balance sheet commitments and contingencies, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (of which are included in the denominator of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (Supplementary Leverage ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.10 Td (Under the revised rule, ) Tj ET Q q 0 0 0 rg BT 147.58 310.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 190.06 310.10 Td (Approaches banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 298.10 Td (ganizations would be permitted limited netting of SFT) Tj ET Q q 0 0 0 rg BT 260.92 298.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (with the same counterparty and allowed to apply cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (variation mar) Tj ET Q q 0 0 0 rg BT 89.41 274.10 Td (gin to reduce derivative exposures, both of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (which are subject to certain specific conditions, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (distinguish and expand the measure of exposure for written ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (credit derivatives. Moreover) Tj ET Q q 0 0 0 rg BT 149.16 238.10 Td (, the credit conversion factors to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (be applied to certain of) Tj ET Q q 0 0 0 rg BT 128.00 226.10 Td (f-balance sheet exposures would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (reduced from 100% to those applicable under the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 90.15 202.10 Td (Approach for determining credit risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.10 Td (Further) Tj ET Q q 0 0 0 rg BT 83.04 178.10 Td (, the proposed rule would substantially revise the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (calculation of the Supplementary Leverage ratio to be the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (ratio of period end ) Tj ET Q q 0 0 0 rg BT 112.46 154.10 Td (T) Tj ET Q q 0 0 0 rg BT 118.22 154.10 Td (ier 1 Capital, as adjusted, to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (quarterly daily average of ) Tj ET Q q 0 0 0 rg BT 141.32 142.10 Td (T) Tj ET Q q 0 0 0 rg BT 146.73 142.10 Td (otal Leverage Exposure. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (continues to review the proposed rule and its potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (impact on its estimated Supplementary Leverage ratio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (including the implications associated with the revised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (calculation of the ratio. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Derivative Exposur) Tj ET Q q 0 0 0 rg BT 399.87 742.25 Td (es - Counterparty Cr) Tj ET Q q 0 0 0 rg BT 489.39 742.25 Td (edit Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (In March 2014, the Basel Committee adopted a final rule ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (regarding the treatment of derivatives-related transactions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (its capital adequacy framework, which is to become ef) Tj ET Q q 0 0 0 rg BT 534.79 706.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (January 1, 2017. ) Tj ET Q q 0 0 0 rg BT 385.42 694.25 Td (The Standardized ) Tj ET Q q 0 0 0 rg BT 462.05 694.25 Td (Approach for Measuring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (Counterparty Credit Risk on Derivative Exposures \(SA-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (CCR\) replaces the current exposure method and, in part, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (provides greater collateral recognition and netting benefits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (Although finalized by the Basel Committee, the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (banking agencies) Tj ET Q q 0 0 0 rg BT 388.73 634.25 Td ( proposal regarding the denominator of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (Supplementary Leverage ratio does not address the SA-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (CCR. ) Tj ET Q q 0 0 0 rg BT 341.83 610.25 Td (The U.S. banking agencies may incorporate the SA-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (CCR into either or both the risk-based capital rules and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (Supplementary Leverage ratio in the future.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (Exposur) Tj ET Q q 0 0 0 rg BT 352.94 562.25 Td (es to Central Counterparties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (In ) Tj ET Q q 0 0 0 rg BT 327.28 550.25 Td (April 2014, the Basel Committee adopted a final rule in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (relation to capital requirements for exposures to central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (counterparties \(CCPs\), such as clearinghouses. ) Tj ET Q q 0 0 0 rg BT 506.50 526.25 Td (The final rule ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (employs the SA-CCR in calculating a banking or) Tj ET Q q 0 0 0 rg BT 513.18 514.25 Td (ganization) Tj ET Q q 0 0 0 rg BT 557.61 514.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (trade exposure as well as the CCPs hypothetical capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (requirements used in calculating capital char) Tj ET Q q 0 0 0 rg BT 495.35 490.25 Td (ges for default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.25 Td (funds. Similar to the SA-CCR, the U.S. banking agencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (have not yet proposed rules for incorporating the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 364.22 454.25 Td (s standards into the U.S. capital adequacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (framework. ) Tj ET Q endstream endobj 99 0 obj <> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (47) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 742.25 Td (angible Common Equity) Tj ET Q q 0 0 0 rg BT 145.66 742.25 Td (, ) Tj ET Q q 0 0 0 rg BT 150.48 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 156.23 742.25 Td (angible Book ) Tj ET Q q 0 0 0 rg BT 214.40 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 220.71 742.25 Td (alue Per) Tj ET Q q 0 0 0 rg BT 255.79 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 56.38 730.25 Td (e and Book ) Tj ET Q q 0 0 0 rg BT 106.49 730.25 Td (V) Tj ET Q q 0 0 0 rg BT 112.80 730.25 Td (alue Per) Tj ET Q q 0 0 0 rg BT 147.88 730.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 170.76 730.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 718.25 Td (angible common equity \(TCE\), as currently defined by Citi, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (represents common equity less goodwill and other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (assets \(other than MSRs\). Other companies may calculate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (TCE in a dif) Tj ET Q q 0 0 0 rg BT 85.53 682.25 Td (ferent manner) Tj ET Q q 0 0 0 rg BT 140.78 682.25 Td (. ) Tj ET Q q 0 0 0 rg BT 145.60 682.25 Td (TCE, tangible book value per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (share and book value per share are non-GAAP) Tj ET Q q 0 0 0 rg BT 221.95 670.25 Td ( financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (measures. Citi believes these capital metrics provide useful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (information, as they are used by investors and industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (analysts.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 587.75 361.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 587.75 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 587.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 561.75 361.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 561.75 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 561.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 535.75 361.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 535.75 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 535.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 509.75 361.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 509.75 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 509.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 483.75 361.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 483.75 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 483.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 28.50 457.75 361.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 457.75 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 457.75 85.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 587.75 m 389.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 587.75 m 483.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 587.75 m 568.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 587.75 m 389.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 587.75 m 483.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 587.75 m 568.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 561.75 m 483.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 561.75 m 568.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 561.75 m 389.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 561.75 m 483.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 561.75 m 568.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 509.75 m 389.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 496.75 m 389.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 509.75 m 483.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 496.75 m 483.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 509.75 m 568.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 496.75 m 568.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 483.75 m 389.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 483.75 m 483.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 483.75 m 568.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 470.75 m 389.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 470.75 m 483.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 470.75 m 568.5 470.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 28.5 444.75 m 389.5 444.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 444.75 m 483.5 444.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 444.75 m 568.5 444.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 34.00 592.00 Td (In millions of dollars or shares, except per share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.30 603.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 433.13 603.00 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 592.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 603.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 592.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 34.00 579.15 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 579.15 Td 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Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 689.66005859375 m 559 689.66005859375 l s q 0 0 1 rg BT 550.00 690.86 Td (50) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 675.66005859375 m 559 675.66005859375 l s q 0 0 1 rg BT 550.00 676.86 Td (50) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 661.6600585937499 m 559 661.6600585937499 l s q 0 0 1 rg BT 550.00 662.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 633.6600585937499 m 559 633.6600585937499 l s q 0 0 1 rg BT 550.00 634.86 Td (53) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 619.6600585937499 m 559 619.6600585937499 l s q 0 0 1 rg BT 550.00 620.86 Td (57) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 605.6600585937499 m 559 605.6600585937499 l s q 0 0 1 rg BT 550.00 606.86 Td (64) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 591.6600585937499 m 559 591.6600585937499 l s q 0 0 1 rg BT 550.00 592.86 Td (66) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 577.6600585937499 m 559 577.6600585937499 l s q 0 0 1 rg BT 550.00 578.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 563.6600585937499 m 559 563.6600585937499 l s q 0 0 1 rg BT 550.00 564.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 549.6600585937499 m 559 549.6600585937499 l s q 0 0 1 rg BT 550.00 550.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 535.6600585937499 m 559 535.6600585937499 l s q 0 0 1 rg BT 550.00 536.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 451.66005859374997 m 559 451.66005859374997 l s q 0 0 1 rg BT 550.00 452.86 Td (77) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 437.66005859374997 m 559 437.66005859374997 l s q 0 0 1 rg BT 550.00 438.86 Td (77) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 423.66005859374997 m 559 423.66005859374997 l s q 0 0 1 rg BT 550.00 424.86 Td (85) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 409.66005859374997 m 559 409.66005859374997 l s q 0 0 1 rg BT 550.00 410.86 Td (87) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 395.66005859374997 m 559 395.66005859374997 l s q 0 0 1 rg BT 550.00 396.86 Td (87) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 550 381.66005859374997 m 559 381.66005859374997 l s q 0 0 1 rg BT 550.00 382.86 Td (90) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 105 0 obj <> endobj 106 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (50) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CREDIT) Tj ET Q q 0 0 0 rg BT 74.72 749.25 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (For additional information on Credit Risk, including Citi) Tj ET Q q 0 0 0 rg BT 265.99 725.25 Td (s credit risk management, measurement and stress testing, see Managing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Global RiskCredit Risk in Citi) Tj ET Q q 0 0 0 rg BT 174.89 713.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 203.23 713.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Loans Outstanding) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 655.75 250.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 655.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 655.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 655.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 655.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 655.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.75 250.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 631.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 631.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 631.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 631.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 631.75 58.00 -12.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 344.50 199.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 199.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 199.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 199.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 164.75 250.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 164.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 164.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 164.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 164.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 164.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 118.75 250.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 118.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 118.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 118.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 118.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 118.75 58.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 655.75 m 286.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 655.75 m 344.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 655.75 m 402.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 655.75 m 460.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 655.75 m 518.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 655.75 m 576.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 571.75 m 286.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 571.75 m 344.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 571.75 m 402.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 571.75 m 460.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 571.75 m 518.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 571.75 m 576.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 571.75 m 286.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.75 m 286.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 571.75 m 344.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 571.75 m 402.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 559.75 m 402.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 571.75 m 460.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 559.75 m 460.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 571.75 m 518.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 559.75 m 518.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 571.75 m 576.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 559.75 m 576.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 559.75 m 344.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 559.75 m 402.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 559.75 m 460.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 559.75 m 518.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 559.75 m 576.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 487.75 m 344.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.75 m 286.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.75 m 286.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 487.75 m 344.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 487.75 m 402.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 475.75 m 402.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 487.75 m 460.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 475.75 m 460.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 487.75 m 518.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 475.75 m 518.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 487.75 m 576.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 475.75 m 576.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 475.75 m 344.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 475.75 m 402.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 475.75 m 460.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 475.75 m 518.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 475.75 m 576.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.75 m 286.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.75 m 286.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 451.75 m 344.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 439.75 m 344.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 451.75 m 402.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 439.75 m 402.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 451.75 m 460.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 439.75 m 460.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 451.75 m 518.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 439.75 m 518.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 451.75 m 576.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 439.75 m 344.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 439.75 m 402.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 439.75 m 460.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 439.75 m 518.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.75 m 286.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 343.75 m 286.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 355.75 m 344.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 343.75 m 344.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 355.75 m 402.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 343.75 m 402.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 355.75 m 460.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 343.75 m 460.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 355.75 m 518.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 343.75 m 518.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 343.75 m 576.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 343.75 m 344.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 343.75 m 402.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 343.75 m 460.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 343.75 m 518.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 343.75 m 576.5 343.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 259.75 m 286.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 247.75 m 286.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 259.75 m 344.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 247.75 m 344.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 259.75 m 402.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 247.75 m 402.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 259.75 m 460.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 247.75 m 460.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 259.75 m 518.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 247.75 m 518.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 259.75 m 576.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 247.75 m 576.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 247.75 m 344.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 247.75 m 402.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 247.75 m 460.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 247.75 m 518.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 247.75 m 576.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 223.75 m 286.5 223.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.75 m 286.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 223.75 m 344.5 223.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 223.75 m 402.5 223.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 211.75 m 402.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 223.75 m 460.5 223.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 211.75 m 460.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 223.75 m 518.5 223.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 211.75 m 518.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 223.75 m 576.5 223.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 211.75 m 576.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 211.75 m 344.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 211.75 m 402.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 211.75 m 460.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 211.75 m 518.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 211.75 m 576.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 187.75 m 286.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 164.75 m 286.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 187.75 m 344.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 164.75 m 344.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 187.75 m 402.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 164.75 m 402.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 187.75 m 460.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 164.75 m 460.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 187.75 m 518.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 164.75 m 518.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 187.75 m 576.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 164.75 m 576.5 164.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 141.75 m 286.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.75 m 286.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 141.75 m 344.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 141.75 m 402.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 141.75 m 460.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 141.75 m 518.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 141.75 m 576.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 95.75 m 286.5 95.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 118.75 m 344.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 95.75 m 344.5 95.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 118.75 m 402.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 95.75 m 402.5 95.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 118.75 m 460.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 95.75 m 460.5 95.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 118.75 m 518.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 95.75 m 518.5 95.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 118.75 m 576.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 95.75 m 576.5 95.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 660.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.65 669.20 Td (1st Qtr) Tj ET Q q 0 0 0 rg BT 327.07 669.20 Td (.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 660.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.20 669.21 Td (4th Qtr) Tj ET Q q 0 0 0 rg BT 384.45 669.21 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 660.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 669.21 Td (3rd Qtr) Tj ET Q q 0 0 0 rg BT 442.75 669.21 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 660.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.20 669.21 Td (2nd Qtr) Tj ET Q q 0 0 0 rg BT 501.45 669.21 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 660.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.70 669.21 Td (1st Qtr) Tj ET Q q 0 0 0 rg BT 557.95 669.21 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 660.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 647.15 Td (Consumer loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 623.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 627.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 623.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 623.15 Td (106,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 623.01 Td (108,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 623.01 Td (110,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 623.01 Td (112,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 623.01 Td (120,768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 611.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 611.15 Td (12,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 611.01 Td (13,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 611.01 Td (13,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 611.01 Td (13,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 611.01 Td (12,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 599.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 599.15 Td (107,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 599.01 Td (115,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 599.01 Td (110,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 599.01 Td (104,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 599.01 Td (104,535) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 587.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 587.15 Td (6,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 587.01 Td (6,592) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 587.01 Td (6,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 587.01 Td (5,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 587.01 Td (5,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 575.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 575.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 575.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 575.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 575.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 575.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 563.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 563.15 Td (234,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 563.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 563.01 Td (244,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 563.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 563.01 Td (241,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 563.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 563.01 Td (236,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 563.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 563.01 Td (243,644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 539.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 543.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 539.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 539.15 Td (56,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 539.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 539.01 Td (55,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 539.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 539.01 Td (54,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 539.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 539.01 Td (53,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 539.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 539.01 Td (54,717) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 527.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 527.15 Td (33,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 527.01 Td (33,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 527.01 Td (32,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 527.01 Td (32,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 527.01 Td (34,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 515.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 515.15 Td (35,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 515.01 Td (36,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 515.01 Td (35,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 515.01 Td (35,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 515.01 Td (39,522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 503.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 503.15 Td (24,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 503.01 Td (24,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 503.01 Td (23,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 503.01 Td (23,849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 503.01 Td (22,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 491.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 491.15 Td (736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 491.01 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 491.01 Td (743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 491.01 Td (712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 491.01 Td (745) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 479.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 479.15 Td (150,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 479.01 Td (150,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 479.01 Td (147,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 479.01 Td (146,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 479.01 Td (151,910) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 467.15 Td (Total Consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 467.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 467.15 Td (385,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 467.01 Td (394,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 467.01 Td (388,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 467.01 Td (382,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 467.01 Td (395,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.01 Td (Unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 455.15 Td (\(546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 455.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 455.01 Td (\(572) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 455.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 455.01 Td (\(523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 455.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 455.01 Td (\(456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 455.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 455.01 Td (\(378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 455.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 443.15 Td (Consumer loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 443.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 443.15 Td (384,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 443.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 443.01 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 443.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 443.01 Td (387,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 443.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 443.01 Td (382,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 443.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 443.01 Td (395,176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 431.15 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 407.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 407.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 407.15 Td (36,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 407.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 407.01 Td (32,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 407.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 407.01 Td (33,936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 407.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 407.01 Td (30,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 407.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 407.01 Td (28,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 395.01 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 395.15 Td (27,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 395.01 Td (25,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 395.01 Td (22,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 395.01 Td (23,982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 395.01 Td (16,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 383.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 387.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 383.15 Td (29,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 383.01 Td (29,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 383.01 Td (29,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 383.01 Td (26,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 383.01 Td (25,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 371.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 371.15 Td (34,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 371.01 Td (34,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 371.01 Td (31,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 371.01 Td (31,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 371.01 Td (33,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 359.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 359.15 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 359.01 Td (1,647) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 359.01 Td (1,493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 359.01 Td (1,535) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 359.01 Td (1,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 347.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 347.15 Td (129,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 347.01 Td (123,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 347.01 Td (118,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 347.01 Td (114,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 347.01 Td (105,624) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 335.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 323.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 323.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 323.15 Td (83,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 323.01 Td (82,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 323.01 Td (86,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 323.01 Td (84,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 323.01 Td (85,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 311.01 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 311.15 Td (39,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 311.01 Td (38,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 311.01 Td (40,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 311.01 Td (40,303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 311.01 Td (38,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 299.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 303.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 299.15 Td (6,301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 299.01 Td (6,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 299.01 Td (6,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 299.01 Td (6,276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 299.01 Td (6,231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 287.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 287.15 Td (18,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 287.01 Td (18,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 287.01 Td (16,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 287.01 Td (14,581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 287.01 Td (14,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 275.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 275.15 Td (454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 275.01 Td (527) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 275.01 Td (538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 275.01 Td (556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 275.01 Td (593) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 263.01 Td (Governments and official institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 263.15 Td (2,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 263.01 Td (2,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 263.01 Td (1,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 263.01 Td (1,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 263.01 Td (1,265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 251.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 251.15 Td (150,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 251.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 251.01 Td (148,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 251.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 251.01 Td (151,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 251.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 251.01 Td (147,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 251.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 251.01 Td (146,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 239.15 Td (Total Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 239.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 239.15 Td (280,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 239.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 239.01 Td (272,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 239.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 239.01 Td (270,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 239.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 239.01 Td (262,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 239.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 239.01 Td (252,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 227.01 Td (Unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 227.15 Td (\(560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 227.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 227.01 Td (\(562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 227.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 227.01 Td (\(548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 227.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 227.01 Td (\(472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 227.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 227.01 Td (\(848) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 227.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 215.15 Td (Corporate loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 215.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 215.15 Td (279,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 215.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 215.01 Td (271,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 215.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 215.01 Td (269,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 215.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 215.01 Td (261,589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 215.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 215.01 Td (251,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 203.15 Td (Total loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 203.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 203.15 Td (664,221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 203.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 203.01 Td (665,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 203.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 203.01 Td (657,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 203.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 203.01 Td (643,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 203.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 203.01 Td (646,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 191.01 Td (Allowance for loan losseson drawn exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 191.15 Td (\(18,923) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 191.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 191.01 Td (\(19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 191.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 191.01 Td (\(20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 191.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 191.01 Td (\(21,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 191.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 191.01 Td (\(23,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 191.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 178.20 Td (Totalloans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 169.20 Td (netofunearnedincomeandallowanceforcreditlosses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 169.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 169.20 Td (645,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 169.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 169.21 Td (645,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 169.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 169.21 Td (636,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 169.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 169.21 Td (622,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 169.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 169.21 Td (622,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 155.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 155.20 Td ( loan losses as a per) Tj ET Q q 0 0 0 rg BT 167.17 155.20 Td (centage of total loansnet of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 146.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 105.25 150.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.25 146.20 Td (2.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 146.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 146.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 146.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 146.21 Td (3.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 146.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 146.21 Td (3.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 146.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 146.21 Td (3.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 146.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 132.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 132.20 Td ( Consumer) Tj ET Q q 0 0 0 rg BT 134.66 132.20 Td ( loan losses as a per) Tj ET Q q 0 0 0 rg BT 209.25 132.20 Td (centage of total ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 123.20 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 123.20 Td ( loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 200.34 127.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.25 123.20 Td (4.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 123.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 123.21 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 123.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 123.21 Td (4.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 123.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 123.21 Td (4.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 123.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 123.21 Td (5.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 123.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 109.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 109.20 Td ( Corporate loan losses as a per) Tj ET Q q 0 0 0 rg BT 209.40 109.20 Td (centage of total ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 100.20 Td (Corporate loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 200.49 104.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.25 100.20 Td (0.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 100.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 100.21 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 100.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 100.21 Td (1.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 100.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 100.21 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 100.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 100.21 Td (1.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 100.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 78.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 78.65 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 69.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 69.05 Td (All periods exclude loans that are carried at fair value.) Tj ET Q endstream endobj 107 0 obj <> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (51) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Details of Cr) Tj ET Q q 0 0 0 rg BT 90.25 749.25 Td (edit Loss Experience) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 707.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 707.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 707.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 707.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 707.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 707.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 681.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 681.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 681.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 681.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 681.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 655.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 655.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 655.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 655.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 655.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 655.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 629.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 629.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 629.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 629.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 629.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 629.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 603.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 603.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 603.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 603.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 603.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 603.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 577.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 577.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 577.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 577.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 577.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 577.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 551.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 551.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 551.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 551.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 551.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 551.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 525.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 525.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 525.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 525.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 525.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 499.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 499.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 499.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 499.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 499.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 473.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 473.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 473.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 473.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 473.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 447.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 447.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 447.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 447.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 447.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 447.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 421.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 421.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 421.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 421.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 421.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 421.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 395.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 395.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 395.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 395.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 395.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 395.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 368.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 368.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 368.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 368.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 368.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 342.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 342.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 342.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 342.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 342.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 316.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 316.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 316.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 316.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 316.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 316.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 290.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 290.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 290.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 290.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 290.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 290.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 264.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 264.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 264.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 264.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 264.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 264.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 238.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 238.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 238.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 238.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 238.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 238.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 212.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 212.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 212.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 212.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 212.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 212.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 186.75 315.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 186.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 186.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 186.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 186.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 186.75 45.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 707.75 m 351.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 707.75 m 398.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 707.75 m 444.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 707.75 m 487.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 707.75 m 531.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 707.75 m 576.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 694.75 m 351.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 707.75 m 398.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 694.75 m 398.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 694.75 m 398.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 694.75 m 444.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 694.75 m 487.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 694.75 m 531.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 694.75 m 576.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 655.75 m 351.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 642.75 m 351.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 655.75 m 398.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 642.75 m 398.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 655.75 m 444.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 655.75 m 487.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 655.75 m 531.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 655.75 m 576.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 642.75 m 576.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 642.75 m 398.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 642.75 m 444.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 642.75 m 487.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 642.75 m 531.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 642.75 m 576.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 551.75 m 351.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 551.75 m 398.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 551.75 m 444.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 551.75 m 487.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 551.75 m 531.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 551.75 m 576.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 538.75 m 351.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 538.75 m 398.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 538.75 m 444.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 538.75 m 487.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 538.75 m 531.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 538.75 m 576.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 538.75 m 398.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 538.75 m 444.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 538.75 m 487.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 538.75 m 531.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 538.75 m 576.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 447.75 m 351.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 434.75 m 351.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 447.75 m 398.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 434.75 m 398.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 447.75 m 444.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 434.75 m 444.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 447.75 m 487.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 434.75 m 487.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 447.75 m 531.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 434.75 m 531.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 447.75 m 576.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 434.75 m 576.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 351.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 395.75 m 398.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 395.75 m 444.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 395.75 m 487.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 395.75 m 531.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 382.75 m 351.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 395.75 m 398.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 382.75 m 398.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 395.75 m 444.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 382.75 m 444.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 395.75 m 487.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 382.75 m 487.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 395.75 m 531.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 382.75 m 531.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 382.75 m 576.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 368.75 m 351.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 382.75 m 398.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 382.75 m 444.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 382.75 m 487.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 382.75 m 531.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 382.75 m 576.5 382.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.75 m 351.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 368.75 m 398.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 368.75 m 444.5 368.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 355.75 m 444.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 368.75 m 487.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 368.75 m 531.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 368.75 m 576.5 368.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 355.75 m 398.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 355.75 m 444.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 355.75 m 487.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 355.75 m 531.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.75 m 351.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 316.75 m 351.5 316.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 329.75 m 398.5 329.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 329.75 m 444.5 329.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 329.75 m 487.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 316.75 m 487.5 316.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 329.75 m 531.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 316.75 m 531.5 316.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 329.75 m 576.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 316.75 m 576.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 316.75 m 398.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 316.75 m 444.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 316.75 m 487.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 316.75 m 531.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 316.75 m 576.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.75 m 351.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 290.75 m 398.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 290.75 m 444.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 290.75 m 487.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 290.75 m 531.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 290.75 m 576.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 264.75 m 351.5 264.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 264.75 m 398.5 264.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 264.75 m 444.5 264.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 264.75 m 487.5 264.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 264.75 m 531.5 264.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 264.75 m 576.5 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 225.75 m 351.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 212.75 m 351.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 225.75 m 398.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 225.75 m 444.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 225.75 m 487.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 212.75 m 487.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 225.75 m 531.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 212.75 m 531.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 225.75 m 576.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 212.75 m 576.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 212.75 m 398.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 212.75 m 444.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 212.75 m 487.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 212.75 m 531.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 212.75 m 576.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 173.75 m 351.5 173.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 160.75 m 351.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 173.75 m 398.5 173.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 160.75 m 398.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 173.75 m 444.5 173.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 160.75 m 444.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 173.75 m 487.5 173.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 160.75 m 487.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 173.75 m 531.5 173.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 160.75 m 531.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 173.75 m 576.5 173.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 160.75 m 576.5 160.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.15 721.20 Td (1st Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 712.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.20 721.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 712.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 721.21 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.50 712.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.20 721.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 712.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.20 721.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 712.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 699.15 Td (Allowance for loan losses at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 699.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 699.15 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 699.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 699.01 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 699.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 699.01 Td (21,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 699.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 699.01 Td (23,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 699.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 699.01 Td (25,455) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 686.15 Td (Provision for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 673.01 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 673.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 673.15 Td (1,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 673.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 673.01 Td (2,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 673.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 673.01 Td (1,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 673.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 673.01 Td (1,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 673.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 673.01 Td (2,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 660.01 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 660.15 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 660.01 Td (\(101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 660.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 660.01 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 660.01 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 660.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 660.01 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 647.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 647.15 Td (1,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 647.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 647.01 Td (1,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 647.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 647.01 Td (1,652) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 647.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 647.01 Td (1,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 647.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 647.01 Td (2,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.15 Td (Gross credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 621.15 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 608.01 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 608.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 608.15 Td (1,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 608.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 608.01 Td (2,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 608.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 608.01 Td (1,859) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 608.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 608.01 Td (2,157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 608.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 608.01 Td (2,367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 595.01 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 595.15 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 595.01 Td (1,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 595.01 Td (967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 595.01 Td (1,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 595.01 Td (1,017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 582.15 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 569.01 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.50 569.15 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 569.01 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 569.01 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 569.01 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 569.01 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 556.01 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 556.15 Td (166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 556.01 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 556.01 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 556.01 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 556.01 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 543.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 543.15 Td (2,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 543.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 543.01 Td (3,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 543.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 543.01 Td (2,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 543.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 543.01 Td (3,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 543.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 543.01 Td (3,444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 530.15 Td (Credit recoveries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 517.15 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 504.01 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 504.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 504.15 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 504.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 504.01 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 504.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 504.01 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 504.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 504.01 Td (275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 504.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 504.01 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 491.01 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 491.15 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 491.01 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 491.01 Td (239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 491.01 Td (322) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 491.01 Td (242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 478.15 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 465.01 Td (In U.S offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 465.15 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 465.01 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 465.01 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 465.01 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 465.01 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 452.01 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 452.15 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 452.01 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 452.01 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 452.01 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 452.01 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 439.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 439.15 Td (544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 439.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 439.01 Td (547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 439.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 439.01 Td (544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 439.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 439.01 Td (649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 439.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 439.01 Td (566) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 426.15 Td (Net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 413.01 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 413.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 413.15 Td (1,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 413.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 413.01 Td (1,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 413.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 413.01 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 413.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 413.01 Td (1,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 413.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 413.01 Td (2,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 400.01 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 400.15 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 400.01 Td (759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 400.01 Td (768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 400.01 Td (707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 400.01 Td (805) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 387.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 387.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 387.15 Td (2,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 387.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 387.01 Td (2,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 387.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 387.01 Td (2,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 387.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 387.01 Td (2,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 387.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 387.01 Td (2,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 373.21 Td (Other - net ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 80.23 377.29 Td (\(1\)\(2\)\(3\)\(4\)\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 373.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 373.20 Td (\(79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 373.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 373.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 373.21 Td (\(321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 373.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 373.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 373.21 Td (\(197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 373.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 373.21 Td (\(1,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 373.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 373.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 373.21 Td (1,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.15 Td (Allowance for loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 360.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 360.15 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 360.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 360.01 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 360.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 360.01 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 360.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 360.01 Td (21,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 360.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 360.01 Td (23,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.01 Td (Allowance for loan losses as a % of total loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 207.21 351.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.25 347.15 Td (2.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 347.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 347.01 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 347.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.75 347.01 Td (3.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 347.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 347.01 Td (3.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 347.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 347.01 Td (3.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 347.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.01 Td (Allowance for unfunded lending commitments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 207.46 338.09 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 334.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 334.15 Td (1,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 334.01 Td (1,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 334.01 Td (1,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 334.01 Td (1,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 334.01 Td (1,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 321.15 Td (Total allowance for loan losses and unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 321.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 321.15 Td (20,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 321.01 Td (20,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 321.01 Td (21,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 321.01 Td (22,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 321.01 Td (24,859) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 308.01 Td (Net Consumer credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 308.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 308.15 Td (2,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 308.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 308.01 Td (2,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 308.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 308.01 Td (2,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 308.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 308.01 Td (2,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 308.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 308.01 Td (2,833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 295.01 Td (As a percentage of average Consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.25 295.15 Td (2.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 295.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 295.01 Td (2.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 295.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.75 295.01 Td (2.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 295.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 295.01 Td (2.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 295.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 295.01 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 295.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.01 Td (Net Corporate credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 282.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 282.15 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 282.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 282.01 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 282.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 282.01 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 282.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 282.01 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 282.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 282.01 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 269.01 Td (As a percentage of average Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.25 269.15 Td (0.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 269.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 269.01 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 269.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.75 269.01 Td (0.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 269.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 269.01 Td (0.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 269.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 269.01 Td (0.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 269.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 256.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 256.15 Td ( loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 198.08 260.23 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 243.01 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 243.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 243.15 Td (12,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 243.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 243.01 Td (13,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 243.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 243.01 Td (13,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 243.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 243.01 Td (13,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 243.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 243.01 Td (14,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 230.01 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 230.15 Td (6,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 230.01 Td (6,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 230.01 Td (7,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 230.01 Td (8,155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 230.01 Td (9,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 69.00 217.01 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 217.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 217.15 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 217.01 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 217.01 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 217.01 Td (21,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 217.01 Td (23,727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 204.15 Td (Allowance by type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 191.01 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 191.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 191.15 Td (16,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 191.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 191.01 Td (17,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 191.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 191.01 Td (17,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 191.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 191.01 Td (18,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 191.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 191.01 Td (20,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 178.01 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 178.15 Td (2,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 178.01 Td (2,584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 178.01 Td (2,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 178.01 Td (2,708) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 178.01 Td (2,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 69.00 165.01 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 165.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 165.15 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 165.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 165.01 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 165.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 165.01 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 165.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 165.01 Td (21,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 165.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 165.01 Td (23,727) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 143.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 143.65 Td (Includes all adjustments to the allowance for credit losses, such as changes in the allowance from acquisitions, securitizations, foreign currency translation, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.05 Td (purchase accounting adjustments, etc.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 124.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.45 Td (The first quarter of 2014 includes a reduction of approximately $79 million related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 424.16 124.45 Td (-sale of various loan portfolios. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 114.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 114.85 Td (The fourth quarter of 2013 includes a reduction of approximately $1) Tj ET Q q 0 0 0 rg BT 272.30 114.85 Td (13 million related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 434.53 114.85 Td (-sale of various loan portfolios. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 93.92 105.25 Td (, there was a reduction of $230 million related to a non-provision transfer of reserves associated with deferred interest to other assets which include ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 95.65 Td (deferred interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.05 Td (The third quarter of 2013 includes a reduction of approximately $214 million related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 430.39 86.05 Td (-sale of various loan portfolios.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 76.45 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.45 Td (The second quarter of 2013 includes a reduction of approximately $650 million related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 437.49 76.45 Td (-sale of various U.S. loan portfolios and a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 66.85 Td (reduction of approximately $360 million related to the transfer of Credicard to discontinued operations held for sale. ) Tj ET Q q 0 0 0 rg BT 430.11 66.85 Td (Additionally) Tj ET Q q 0 0 0 rg BT 470.04 66.85 Td (, a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.25 Td ($90 million related to a transfer to held-for) Tj ET Q q 0 0 0 rg BT 190.91 57.25 Td (-sale of a loan portfolio in Greece and a reduction of approximately $220 million related to foreign currency translation.) Tj ET Q endstream endobj 109 0 obj <> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (52) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (The first quarter of 2013 includes a reduction of approximately $855 million related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 428.16 750.50 Td (-sale of various U.S. loan portfolios and a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (reduction of approximately $165 million related to a transfer to held-for) Tj ET Q q 0 0 0 rg BT 283.99 740.90 Td (-sale of a loan portfolio in Greece.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (March 31, 2014, December 31, 2013, September 30, 2013, June 30, 2013 and March 31, 2013 exclude $5.7 billion, $5.0 billion, $5.2 billion, $4.9 billion and $5.0 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (billion, respectively) Tj ET Q q 0 0 0 rg BT 117.02 721.70 Td (, of loans which are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Represents additional credit loss reserves for unfunded lending commitments and letters of credit recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 405.23 712.10 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.11 712.10 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Allowance for loan losses represents management) Tj ET Q q 0 0 0 rg BT 216.39 702.50 Td (s best estimate of probable losses inherent in the portfolio, as well as probable losses related to lar) Tj ET Q q 0 0 0 rg BT 529.50 702.50 Td (ge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (individually evaluated impaired loans and troubled debt restructurings. See Significant ) Tj ET Q q 0 0 0 rg BT 336.37 692.90 Td (Accounting Policies and Significant Estimates and Note 1 to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 189.54 683.30 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 212.21 683.30 Td (Annual Report on Form 10-K. ) Tj ET Q q 0 0 0 rg BT 310.88 683.30 Td (Attribution of the allowance is made for analytical purposes only and the entire ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (allowance is available to absorb probable credit losses inherent in the overall portfolio.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 652.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 652.10 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 640.10 Td (The following tables detail information on Citi) Tj ET Q q 0 0 0 rg BT 225.97 640.10 Td (s allowance for loan losses, loans and coverage ratios as of March 31, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 628.10 Td (December 31, 2013:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.60 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 580.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 580.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 580.60 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.60 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 552.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 552.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 552.60 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 524.60 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 524.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 524.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 524.60 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 496.60 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 496.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 496.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 496.60 96.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 603.6 m 341.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 603.6 m 404.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 603.6 m 480.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 603.6 m 576.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.6 m 341.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 580.6 m 404.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 580.6 m 480.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 580.6 m 576.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 580.6 m 576.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 510.6 m 341.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 510.6 m 404.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 510.6 m 404.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 510.6 m 480.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 510.6 m 576.5 510.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.6 m 341.5 482.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 468.6 m 341.5 468.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 482.6 m 404.5 482.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 468.6 m 404.5 468.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 482.6 m 480.5 482.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 468.6 m 480.5 468.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 482.6 m 576.5 482.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 468.6 m 576.5 468.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 608.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.70 608.05 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 584.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.70 594.05 Td (Allowance for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.35 585.05 Td (loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.10 594.05 Td (Loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.85 585.05 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 594.05 Td (Allowance as a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.65 585.05 Td (per) Tj ET Q q 0 0 0 rg BT 500.48 585.05 Td (centage of loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 561.47 589.13 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 571.05 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 571.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 571.05 Td ( cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.82 575.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 571.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 571.05 Td (5.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 571.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 571.05 Td (109.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 571.05 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 571.05 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 557.05 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 557.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 557.05 Td ( mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.32 561.13 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 557.05 Td (4.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 557.05 Td (106.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 557.05 Td (4.6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 543.05 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 543.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 543.05 Td ( other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 543.05 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 543.05 Td (21.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 543.05 Td (5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 529.06 Td (International cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 529.05 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 529.05 Td (35.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 529.05 Td (6.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 515.06 Td (International other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.72 519.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 515.05 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 515.05 Td (112.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 515.05 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 501.05 Td (Total Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 501.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 501.05 Td (16.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 501.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 501.05 Td (384.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 501.05 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 501.05 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.05 Td (Total Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 487.05 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 487.05 Td (279.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 487.05 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 473.05 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 473.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 473.05 Td (18.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 473.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 473.05 Td (664.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 473.05 Td (2.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 473.05 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 451.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 451.50 Td (Allowance as a percentage of loans excludes loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 441.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 441.90 Td (Includes both Citi-branded cards and Citi retail services. ) Tj ET Q q 0 0 0 rg BT 236.25 441.90 Td (The $5.9billion of loan loss reserves for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 368.00 441.90 Td (North ) Tj ET Q q 0 0 0 rg BT 388.52 441.90 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.63 441.90 Td ( cards as of March 31, 2014 represented ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 432.30 Td (approximately 17months of coincident net credit loss coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 422.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 422.70 Td (Of the $4.8billion, approximately $4.6billion was allocated to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 257.74 422.70 Td (North ) Tj ET Q q 0 0 0 rg BT 278.27 422.70 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.37 422.70 Td ( mortgages in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 398.11 422.70 Td (The $4.8billion of loan loss reserves for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 529.86 422.70 Td (North ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.10 413.10 Td ( mortgages as of March 31, 2014 represented approximately 42months of coincident net credit loss coverage \(for both total ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 478.98 413.10 Td (North ) Tj ET Q q 0 0 0 rg BT 499.51 413.10 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 526.61 413.10 Td ( mortgages and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 403.50 Td (Citi Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 97.34 403.50 Td ( North ) Tj ET Q q 0 0 0 rg BT 119.87 403.50 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.97 403.50 Td ( mortgages\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 393.90 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.90 Td (Of the $4.8 billion in loan loss reserves, approximately $2.1 billion and $2.7 billion are determined in accordance with ) Tj ET Q q 0 0 0 rg BT 435.02 393.90 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 490.36 393.90 Td (ASC 310-10-35 \(troubled ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 384.30 Td (debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 158.55 384.30 Td (. Of the $106.0 billion in loans, approximately $87.1 billion and $18.5 billion of the loans are evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 554.02 384.30 Td (ASC ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.70 Td (450-20 and ) Tj ET Q q 0 0 0 rg BT 91.77 374.70 Td (ASC 310-10-35 \(troubled debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 280.54 374.70 Td (. For additional information, see Note 15 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (Includes mortgages and other retail loans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 341.10 Td ( Loan Losses) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 295.60 305.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 295.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 295.60 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 295.60 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 265.60 305.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 265.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 265.60 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 265.60 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 235.60 305.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 235.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 235.60 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 235.60 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 205.60 305.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 205.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 205.60 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 205.60 96.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 316.6 m 341.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 316.6 m 404.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 316.6 m 480.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 316.6 m 576.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.6 m 341.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 295.6 m 404.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 295.6 m 480.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 316.6 m 576.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 295.6 m 576.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.6 m 341.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 295.6 m 576.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 220.60000000000002 m 341.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 220.60000000000002 m 404.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 220.60000000000002 m 480.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 220.60000000000002 m 576.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 190.60000000000002 m 341.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 175.60000000000002 m 341.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 190.60000000000002 m 404.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 175.60000000000002 m 404.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 190.60000000000002 m 480.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 175.60000000000002 m 480.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 190.60000000000002 m 576.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 175.60000000000002 m 576.5 175.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 321.28 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.10 321.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 299.85 Td (In billions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.60 307.86 Td (Allowance for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.85 298.86 Td (loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.35 307.86 Td (Loans, net of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.10 298.86 Td (unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 307.86 Td (Allowance as a) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.60 298.86 Td (percentage of loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 559.57 302.94 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 285.05 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 285.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 285.05 Td ( cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.82 289.13 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 285.06 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 285.06 Td (116.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 285.06 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 285.06 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 270.05 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 270.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 270.05 Td ( mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.32 274.13 Td (\(3\)\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 270.06 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 270.06 Td (107.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 270.06 Td (4.8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 255.05 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 255.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 255.05 Td ( other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 255.06 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 255.06 Td (21.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 255.06 Td (5.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 240.06 Td (International cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 240.06 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 240.06 Td (36.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 240.06 Td (6.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 225.06 Td (International other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.72 229.14 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 225.06 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 225.06 Td (111.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 225.06 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 210.05 Td (Total Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 210.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 210.06 Td (17.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 210.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 210.06 Td (393.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 210.06 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 210.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 195.05 Td (Total Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 195.06 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 195.06 Td (271.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 195.06 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 180.05 Td (Total Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 180.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 180.06 Td (19.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 180.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 180.06 Td (665.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 180.06 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 180.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 158.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 158.50 Td (Allowance as a percentage of loans excludes loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.90 Td (Includes both Citi-branded cards and Citi retail services. ) Tj ET Q q 0 0 0 rg BT 236.25 148.90 Td (The $6.2billion of loan loss reserves for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 368.00 148.90 Td (North ) Tj ET Q q 0 0 0 rg BT 388.52 148.90 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.63 148.90 Td ( cards as of December 31, 2013 represented ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 139.30 Td (approximately 18months of coincident net credit loss coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.70 Td (Of the $5.1billion, approximately $4.9billion was allocated to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 257.74 129.70 Td (North ) Tj ET Q q 0 0 0 rg BT 278.27 129.70 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.37 129.70 Td ( mortgages in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 398.11 129.70 Td (The $5.1billion of loan loss reserves for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 529.86 129.70 Td (North ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 120.10 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.10 120.10 Td ( mortgages as of December 31, 2013 represented approximately 26months of coincident net credit loss coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 110.50 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 110.50 Td (Of the $5.1 billion in loan loss reserves, approximately $2.4 billion and $2.7 billion are determined in accordance with ) Tj ET Q q 0 0 0 rg BT 435.02 110.50 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 490.36 110.50 Td (ASC 310-10-35 \(troubled ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.90 Td (debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 158.55 100.90 Td (. Of the $107.5 billion in loans, approximately $88.6 billion and $18.5 billion of the loans are evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 554.02 100.90 Td (ASC ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 91.30 Td (450-20 and ) Tj ET Q q 0 0 0 rg BT 91.77 91.30 Td (ASC 310-10-35 \(troubled debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 280.54 91.30 Td (. For additional information, see Note 15 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 81.70 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 81.70 Td (Includes mortgages and other retail loans.) Tj ET Q endstream endobj 111 0 obj <> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (53) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 140.18 749.25 Td (Assets and Renegotiated Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following pages include information on Citi) Tj ET Q q 0 0 0 rg BT 232.63 737.25 Td (s Non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 113.47 725.25 Td (Assets and Renegotiated Loans. ) Tj ET Q q 0 0 0 rg BT 256.85 725.25 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (is a certain amount of overlap among these categories. ) Tj ET Q q 0 0 0 rg BT 255.74 713.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (following summary provides a general description of each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (category:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 134.43 665.25 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 648.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 648.25 Td (Corporate and Consumer \(commercial market\) non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 636.25 Td (accrual status is based on the determination that payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 624.25 Td (of interest or principal is doubtful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 612.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 612.25 Td (Consumer non-accrual status is generally based on aging, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 600.25 Td (i.e.,the borrower has fallen behind in payments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 588.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 588.25 Td (Mortgage loans dischar) Tj ET Q q 0 0 0 rg BT 147.68 588.25 Td (ged through Chapter7 bankruptcy) Tj ET Q q 0 0 0 rg BT 284.22 588.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 576.25 Td (other than FHA-insured loans, are classified as non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 564.25 Td (accrual. In addition, home equity loans in regulated bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 552.25 Td (entities are classified as non-accrual if the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 540.25 Td (residential first mortgage loan is 90days or more past ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 528.25 Td (due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 516.25 Td (North ) Tj ET Q q 0 0 0 rg BT 79.66 516.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.54 516.25 Td ( Citi-branded cards and Citi retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 504.25 Td (are not included because under industry standards, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 492.25 Td (card loans accrue interest until such loans are char) Tj ET Q q 0 0 0 rg BT 254.84 492.25 Td (ged of) Tj ET Q q 0 0 0 rg BT 279.93 492.25 Td (f, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 480.25 Td (which typically occurs at 180days contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 468.25 Td (delinquency) Tj ET Q q 0 0 0 rg BT 102.22 468.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 446.25 Td (Renegotiated Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 429.25 Td (Both Corporate and Consumer loans whose terms have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 417.25 Td (been modified in a troubled debt restructuring \(TDR\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 405.25 Td (Includes both accrual and non-accrual ) Tj ET Q q 0 0 0 rg BT 208.47 405.25 Td (TDRs.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 381.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 138.14 381.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.25 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 369.25 Td (s non-accrual loans as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.25 Td (of the periods indicated. Non-accrual loans may still be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.25 Td (current on interest payments. In situations where Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.25 Td (reasonably expects that only a portion of the principal owed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.25 Td (will ultimately be collected, all payments received are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td (reflected as a reduction of principal and not as interest income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (For all other non-accrual loans, cash interest receipts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (generally recorded as revenue.) Tj ET Q endstream endobj 113 0 obj <> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (54) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 715.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 715.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 715.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 715.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 715.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 685.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 685.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 685.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 685.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 685.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 685.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 655.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 655.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 655.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 655.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 655.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 655.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 625.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 625.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 625.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 625.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 625.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 595.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 595.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 595.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 595.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 595.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 595.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 565.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 565.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 565.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 565.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 565.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 535.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 535.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 535.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 535.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 535.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 535.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 505.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 505.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 505.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 505.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 505.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 505.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 475.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 475.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 475.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 475.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 475.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 445.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 445.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 445.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 445.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 445.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 415.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 415.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 415.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 415.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 415.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 415.75 60.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 276.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 715.75 m 336.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 715.75 m 396.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 715.75 m 456.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 715.75 m 516.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 715.75 m 336.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 715.75 m 396.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 715.75 m 456.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 715.75 m 516.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 685.75 m 276.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 685.75 m 396.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 685.75 m 456.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 685.75 m 516.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 685.75 m 576.5 685.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.75 m 276.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 685.75 m 336.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 685.75 m 396.5 685.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 670.75 m 396.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 685.75 m 456.5 685.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 670.75 m 456.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 685.75 m 516.5 685.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 670.75 m 516.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 685.75 m 576.5 685.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 670.75 m 576.5 670.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 670.75 m 336.5 670.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 670.75 m 396.5 670.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 670.75 m 456.5 670.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 670.75 m 516.5 670.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 670.75 m 576.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 595.75 m 276.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 595.75 m 396.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 595.75 m 456.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 595.75 m 516.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 595.75 m 576.5 595.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.75 m 276.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 595.75 m 336.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 595.75 m 396.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 595.75 m 456.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 595.75 m 516.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 595.75 m 576.5 595.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 580.75 m 336.5 580.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 580.75 m 396.5 580.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 580.75 m 456.5 580.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 580.75 m 516.5 580.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 550.75 m 276.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 550.75 m 396.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 550.75 m 456.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 550.75 m 516.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 550.75 m 576.5 550.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.75 m 276.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 550.75 m 336.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 550.75 m 396.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 550.75 m 456.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 550.75 m 516.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 550.75 m 576.5 550.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.75 m 276.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 535.75 m 336.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 535.75 m 396.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 535.75 m 456.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 535.75 m 516.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 535.75 m 576.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 460.75 m 276.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 460.75 m 336.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 460.75 m 396.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 460.75 m 456.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 460.75 m 516.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 460.75 m 576.5 460.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.75 m 276.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 460.75 m 336.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 460.75 m 396.5 460.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 445.75 m 396.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 460.75 m 456.5 460.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 445.75 m 456.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 460.75 m 516.5 460.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 445.75 m 516.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 460.75 m 576.5 460.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 445.75 m 576.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 445.75 m 336.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 445.75 m 396.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 445.75 m 456.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 445.75 m 516.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 445.75 m 576.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 415.75 m 276.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 415.75 m 396.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 415.75 m 456.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 415.75 m 516.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 415.75 m 576.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 415.75 m 276.5 415.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400.75 m 276.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 415.75 m 336.5 415.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 400.75 m 336.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 415.75 m 396.5 415.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 400.75 m 396.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 415.75 m 456.5 415.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 400.75 m 456.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 415.75 m 516.5 415.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 400.75 m 516.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 415.75 m 576.5 415.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 400.75 m 576.5 400.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 720.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 729.20 Td (Mar) Tj ET Q q 0 0 0 rg BT 306.16 729.20 Td (. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 720.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.85 729.21 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 720.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.10 729.21 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 720.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.85 729.21 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 720.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.85 729.21 Td (Mar) Tj ET Q q 0 0 0 rg BT 545.35 729.21 Td (. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 720.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 705.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 705.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 705.20 Td (3,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 705.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 705.21 Td (3,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 705.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 705.21 Td (4,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 705.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 705.21 Td (4,030) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 705.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 705.21 Td (4,235) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 690.20 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 690.20 Td (4,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 690.21 Td (5,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 690.21 Td (5,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 690.21 Td (5,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 690.21 Td (6,418) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 675.20 Td (Total non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 675.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 675.20 Td (8,593) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 675.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 675.21 Td (8,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 675.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 675.21 Td (9,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 675.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 675.21 Td (9,706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 675.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 675.21 Td (10,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 660.20 Td (Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.49 664.28 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 645.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 645.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 645.20 Td (689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 645.21 Td (736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 645.21 Td (807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 645.21 Td (811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 645.21 Td (1,005) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 630.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 630.20 Td (461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 630.21 Td (766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 630.21 Td (975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 630.21 Td (972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 630.21 Td (1,079) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 615.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 615.20 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 615.21 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 615.21 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 615.21 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 615.21 Td (116) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 600.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 600.20 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 600.21 Td (279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 600.21 Td (272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 600.21 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 600.21 Td (304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 585.20 Td (Total Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 585.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 585.20 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 585.21 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 585.21 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 585.21 Td (2,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 585.21 Td (2,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 570.21 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 570.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 570.20 Td (1,528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 570.21 Td (1,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 570.21 Td (1,807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 570.21 Td (1,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 570.21 Td (1,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 555.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 555.20 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 555.21 Td (328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 555.21 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 555.21 Td (397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 555.21 Td (529) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 540.20 Td (Total Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 540.20 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 540.21 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 540.21 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 540.21 Td (2,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.21 Td (2,504) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 525.20 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 525.20 Td ( non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.34 529.28 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 510.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 510.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 510.20 Td (5,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 510.21 Td (5,192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 510.21 Td (5,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 510.21 Td (5,568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 510.21 Td (6,171) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 495.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 495.20 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 495.21 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 495.21 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 495.21 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 495.21 Td (263) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 480.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 480.20 Td (1,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 480.21 Td (1,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 480.21 Td (1,400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 480.21 Td (1,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 480.21 Td (1,313) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 465.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 465.20 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 465.21 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 465.21 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 465.21 Td (330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 465.21 Td (402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.00 450.20 Td (Total Consumer non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 450.20 Td (6,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 450.21 Td (7,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 450.21 Td (7,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 450.21 Td (7,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 450.21 Td (8,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 435.21 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 435.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 435.20 Td (2,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 435.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 435.21 Td (2,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 435.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 435.21 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 435.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 435.21 Td (2,283) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 435.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 435.21 Td (2,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 420.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 420.20 Td (4,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 420.21 Td (4,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 420.21 Td (4,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 420.21 Td (5,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 420.21 Td (5,889) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.00 405.20 Td (T) Tj ET Q q 0 0 0 rg BT 54.18 405.20 Td (otal Consumer) Tj ET Q q 0 0 0 rg BT 110.76 405.20 Td ( non-accrual loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.27 405.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 405.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 405.20 Td (6,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 405.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 405.21 Td (7,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 405.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 405.21 Td (7,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 405.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 405.21 Td (7,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 405.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 405.21 Td (8,149) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 383.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 383.65 Td (Excludes purchased distressed loans, as they are generally accreting interest. ) Tj ET Q q 0 0 0 rg BT 300.87 383.65 Td (The carrying value of these loans was $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.71 383.65 Td (687 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.83 383.65 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.60 383.65 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 525.48 383.65 Td (, $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.48 383.65 Td (749 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 570.59 383.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.05 Td (at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 61.77 374.05 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 124.64 374.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 128.64 374.05 Td ($793 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 169.75 374.05 Td ( at September 30, 2013, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 247.74 374.05 Td ($606 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 288.85 374.05 Td ( at June 30, 2013, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.84 374.05 Td ($566 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 401.95 374.05 Td ( at March 31, 2013. ) Tj ET Q endstream endobj 115 0 obj <> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 749.10 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 218.30 749.10 Td (s other real estate owned \(OREO\) assets as of the periods indicated. ) Tj ET Q q 0 0 0 rg BT 491.64 749.10 Td (This represents the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (carrying value of all real estate property acquired by foreclosure or other legal proceedings when Citi has taken possession of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (collateral.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 691.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 691.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 691.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 691.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 691.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 691.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 663.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 663.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 663.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 663.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 663.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 663.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 635.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 635.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 635.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 635.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 635.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 635.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 607.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 607.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 607.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 607.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 607.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 607.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 579.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 579.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 579.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 579.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 579.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 551.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 551.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 551.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 551.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 551.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 551.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 523.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 523.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 523.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 523.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 523.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 495.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 495.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 495.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 495.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 495.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 467.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 467.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 467.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 467.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 467.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 467.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 439.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 439.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 439.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 439.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 439.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 439.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 691.6 m 276.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 691.6 m 336.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 691.6 m 396.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 691.6 m 456.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 691.6 m 516.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 691.6 m 576.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 649.6 m 276.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 649.6 m 396.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 649.6 m 456.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 649.6 m 516.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 649.6 m 576.5 649.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 635.6 m 276.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 649.6 m 336.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 649.6 m 396.5 649.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 635.6 m 396.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 649.6 m 456.5 649.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 635.6 m 456.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 649.6 m 516.5 649.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 635.6 m 516.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 649.6 m 576.5 649.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 635.6 m 576.5 635.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 635.6 m 336.5 635.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 635.6 m 396.5 635.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 635.6 m 456.5 635.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 635.6 m 516.5 635.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 635.6 m 576.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 579.6 m 276.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 579.6 m 336.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 579.6 m 396.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 579.6 m 456.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 579.6 m 516.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 579.6 m 576.5 579.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 565.6 m 276.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 579.6 m 336.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 579.6 m 396.5 579.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 565.6 m 396.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 579.6 m 456.5 579.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 565.6 m 456.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 579.6 m 516.5 579.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 565.6 m 516.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 579.6 m 576.5 579.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 565.6 m 576.5 565.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 551.6 m 276.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 565.6 m 336.5 565.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 565.6 m 396.5 565.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 551.6 m 396.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 565.6 m 456.5 565.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 551.6 m 456.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 565.6 m 516.5 565.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 551.6 m 516.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 565.6 m 576.5 565.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 551.6 m 576.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 551.6 m 336.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 551.6 m 396.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 551.6 m 456.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 551.6 m 516.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 551.6 m 576.5 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 509.6 m 276.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 509.6 m 396.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 509.6 m 456.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 509.6 m 516.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 509.6 m 576.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.6 m 276.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 509.6 m 336.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 509.6 m 396.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 495.6 m 396.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 509.6 m 456.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 495.6 m 456.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 509.6 m 516.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 495.6 m 516.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 509.6 m 576.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 495.6 m 576.5 495.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 495.6 m 336.5 495.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 495.6 m 396.5 495.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 495.6 m 456.5 495.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 495.6 m 516.5 495.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 495.6 m 576.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.6 m 276.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 467.6 m 396.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 467.6 m 456.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 467.6 m 516.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 467.6 m 576.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 453.6 m 276.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 467.6 m 336.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 467.6 m 396.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 453.6 m 396.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 467.6 m 456.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 453.6 m 456.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 467.6 m 516.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 453.6 m 516.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 467.6 m 576.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 453.6 m 576.5 453.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 453.6 m 336.5 453.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 453.6 m 396.5 453.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 453.6 m 456.5 453.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 453.6 m 516.5 453.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 453.6 m 576.5 453.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 411.6 m 276.5 411.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 411.6 m 336.5 411.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 411.6 m 396.5 411.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 411.6 m 456.5 411.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 411.6 m 516.5 411.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 411.6 m 576.5 411.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 695.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 705.05 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 696.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.85 705.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 696.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.10 705.06 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 696.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.85 705.06 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 696.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.85 705.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 696.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 682.05 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 668.05 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 668.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 668.05 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 668.06 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 668.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 668.06 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 668.06 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 654.05 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 654.05 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 654.06 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 654.06 Td (334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 654.06 Td (339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 654.06 Td (363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 640.05 Td (Total OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 640.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 640.05 Td (409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 640.06 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 640.06 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 640.06 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 640.06 Td (412) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 626.05 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 626.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 626.05 Td (304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 626.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 626.06 Td (305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 626.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 626.06 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 626.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 626.06 Td (267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 626.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 626.06 Td (286) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 612.05 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 612.05 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 612.06 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 612.06 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 612.06 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 612.06 Td (85) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 598.05 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 598.05 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 598.06 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 598.06 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 598.06 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 598.06 Td (39) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 584.05 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 584.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 584.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 584.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 584.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 584.06 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 570.05 Td (Total OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 570.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 570.05 Td (409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 570.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 570.06 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 570.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 570.06 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 570.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 570.06 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 570.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 570.06 Td (412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 556.05 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 556.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 556.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 556.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 556.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 556.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 556.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 556.06 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 542.05 Td (Non-accrual assetsT) Tj ET Q q 0 0 0 rg BT 124.92 542.05 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 164.49 542.05 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 179.01 542.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.06 Td (Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 528.05 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 528.06 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 528.06 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 528.06 Td (2,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 528.06 Td (2,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.06 Td (Consumer non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 514.05 Td (6,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 514.06 Td (7,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 514.06 Td (7,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 514.06 Td (7,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 514.06 Td (8,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 500.06 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 500.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 500.05 Td (8,593) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 500.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 500.06 Td (8,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 500.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 500.06 Td (9,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 500.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 500.06 Td (9,706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 500.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 500.06 Td (10,653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.06 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 486.05 Td (409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 486.06 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 486.06 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 486.06 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 486.06 Td (412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.06 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 472.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 472.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 458.06 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 458.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 458.05 Td (9,002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 458.06 Td (9,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 458.06 Td (9,784) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 458.06 Td (10,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 458.06 Td (11,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.06 Td (NAL as a percentage of total loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 444.05 Td (1.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 444.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 444.06 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 444.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 444.06 Td (1.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 444.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 444.06 Td (1.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 444.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 444.06 Td (1.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 444.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.06 Td (NAA as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 430.05 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 430.06 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 430.06 Td (0.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 430.06 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 430.06 Td (0.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.06 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 420.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 416.05 Td (220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 416.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 416.06 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 416.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 416.06 Td (220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 416.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 416.06 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 416.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 416.06 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 416.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 366.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 366.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 366.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 366.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 366.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 366.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 338.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 338.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 338.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 338.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 338.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 310.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 310.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 310.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 310.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 310.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 310.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 282.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 282.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 282.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 282.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 282.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 282.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 254.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 254.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 254.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 254.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 254.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 254.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 226.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 226.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 226.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 226.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 226.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 226.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 198.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 198.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 198.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 198.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 198.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 198.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 366.6 m 276.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 366.6 m 336.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 366.6 m 396.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 366.6 m 456.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 366.6 m 516.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 366.6 m 576.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 366.6 m 336.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 366.6 m 396.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 366.6 m 456.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 366.6 m 516.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 366.6 m 576.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.6 m 276.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 324.6 m 396.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 324.6 m 456.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 324.6 m 516.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 324.6 m 576.5 324.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 310.6 m 276.5 310.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 324.6 m 336.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 324.6 m 396.5 324.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 310.6 m 396.5 310.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 324.6 m 456.5 324.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 310.6 m 456.5 310.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 324.6 m 516.5 324.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 310.6 m 516.5 310.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 324.6 m 576.5 324.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 310.6 m 576.5 310.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 310.6 m 336.5 310.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 310.6 m 396.5 310.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 310.6 m 456.5 310.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 310.6 m 516.5 310.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 310.6 m 576.5 310.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 282.6 m 276.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 282.6 m 336.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 282.6 m 396.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 282.6 m 456.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 282.6 m 516.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 282.6 m 576.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 282.6 m 336.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 282.6 m 396.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 282.6 m 456.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 282.6 m 516.5 282.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 282.6 m 576.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.60000000000002 m 276.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 226.60000000000002 m 396.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 226.60000000000002 m 456.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 226.60000000000002 m 516.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 226.60000000000002 m 576.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 212.60000000000002 m 276.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 226.60000000000002 m 336.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 226.60000000000002 m 396.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 212.60000000000002 m 396.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 226.60000000000002 m 456.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 212.60000000000002 m 456.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 226.60000000000002 m 516.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 212.60000000000002 m 516.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 226.60000000000002 m 576.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 212.60000000000002 m 576.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 212.60000000000002 m 336.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 212.60000000000002 m 396.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 212.60000000000002 m 456.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 212.60000000000002 m 516.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 212.60000000000002 m 576.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 184.60000000000002 m 276.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 184.60000000000002 m 336.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 184.60000000000002 m 396.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 184.60000000000002 m 456.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 184.60000000000002 m 516.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 184.60000000000002 m 576.5 184.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 371.05 Td (Non-accrual assetsTotal Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 380.05 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 371.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.85 380.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 371.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.10 380.06 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 371.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.85 380.06 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 371.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.85 380.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 371.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.06 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 357.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 357.05 Td (3,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 357.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 357.06 Td (3,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 357.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 357.06 Td (4,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 357.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 357.06 Td (4,030) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 357.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 357.06 Td (4,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.06 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 343.05 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 343.06 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 343.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 343.06 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 343.06 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 329.06 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.95 329.05 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.95 329.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.95 329.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.95 329.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.95 329.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 315.06 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 315.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 315.05 Td (3,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 315.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 315.06 Td (3,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 315.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 315.06 Td (4,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 315.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 315.06 Td (4,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 315.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 315.06 Td (4,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 301.06 Td (NAA as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 301.05 Td (0.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 301.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 301.06 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 301.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 301.06 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 301.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 301.06 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 301.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 301.06 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 301.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 287.06 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 291.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 287.05 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 287.06 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 287.06 Td (328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 287.06 Td (333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 287.06 Td (338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 273.05 Td (Non-accrual assetsTotal Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 259.06 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 259.05 Td (4,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 259.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 259.06 Td (5,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 259.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 259.06 Td (5,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 259.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 259.06 Td (5,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 259.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 259.06 Td (6,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 245.06 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 245.05 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 245.06 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 245.06 Td (334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 245.06 Td (339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 245.06 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 231.06 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.95 231.05 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.95 231.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.95 231.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.95 231.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.95 231.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 217.06 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 217.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 217.05 Td (5,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 217.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 217.06 Td (5,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 217.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 217.06 Td (5,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 217.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 217.06 Td (6,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 217.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 217.06 Td (6,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 203.06 Td (NAA as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 203.05 Td (4.52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 203.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 203.06 Td (4.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 203.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 203.06 Td (4.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 203.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 203.06 Td (4.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 203.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 203.06 Td (4.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 203.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 189.06 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 193.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 189.05 Td (125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 189.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 189.06 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 189.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 189.06 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 189.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 189.06 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 189.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 189.06 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 189.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 167.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.50 Td (The allowance for loan losses includes the allowance for Citi) Tj ET Q q 0 0 0 rg BT 251.49 167.50 Td (s credit card portfolios and purchased distressed loans, while the non-accrual loans exclude credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.90 Td (card balances \(with the exception of certain international portfolios\) and purchased distressed loans as these continue to accrue interest until char) Tj ET Q q 0 0 0 rg BT 517.68 157.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 534.42 157.90 Td (f.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.30 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 148.30 Td ( Not available at the Citicorp or Citi Holdings level.) Tj ET Q endstream endobj 117 0 obj <> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (56) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Renegotiated Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents Citi) Tj ET Q q 0 0 0 rg BT 170.42 737.25 Td (s loans modified in ) Tj ET Q q 0 0 0 rg BT 249.12 737.25 Td (TDRs.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 705.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 705.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 705.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 679.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 679.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 679.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 653.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 653.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 627.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 627.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 601.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 601.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 601.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 575.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 575.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 575.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 549.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 549.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 523.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 523.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 497.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 497.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 471.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 471.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 445.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 445.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 419.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 419.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 419.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 393.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 393.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 393.75 38.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 705.75 m 209.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 705.75 m 250.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 705.75 m 288.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 627.75 m 209.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 627.75 m 288.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.75 m 209.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 627.75 m 250.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 627.75 m 288.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 614.75 m 250.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 614.75 m 288.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 562.75 m 209.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 562.75 m 288.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 209.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 562.75 m 250.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 562.75 m 288.5 562.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 536.75 m 209.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 549.75 m 250.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 549.75 m 288.5 549.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 536.75 m 250.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 536.75 m 288.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 209.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 471.75 m 250.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 471.75 m 288.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 458.75 m 209.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 471.75 m 250.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 458.75 m 250.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 471.75 m 288.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 458.75 m 250.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 458.75 m 288.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.75 m 209.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 406.75 m 250.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 406.75 m 288.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 393.75 m 209.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 406.75 m 250.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 393.75 m 250.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 406.75 m 288.5 406.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 380.75 m 209.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 393.75 m 250.5 393.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 380.75 m 250.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 393.75 m 288.5 393.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 380.75 m 288.5 380.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 710.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 718.15 Td (Mar) Tj ET Q q 0 0 0 rg BT 229.66 718.15 Td (. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 709.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.85 718.01 Td (Dec.31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 709.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 697.15 Td (Corporate r) Tj ET Q q 0 0 0 rg BT 85.07 697.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.32 701.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 697.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 684.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 684.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 671.01 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.98 675.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 671.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 671.15 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 671.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 671.01 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 658.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 662.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 658.15 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 658.01 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 645.01 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 645.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 645.01 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 632.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 632.15 Td (352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 632.01 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 619.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 619.15 Td (512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 619.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 619.01 Td (557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 606.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 606.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 593.01 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.98 597.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 593.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 593.15 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 593.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 593.01 Td (161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 580.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 584.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 580.15 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 580.01 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 567.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 567.15 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 567.01 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 554.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 554.15 Td (227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 554.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 554.01 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.15 Td (Total Corporate renegotiated loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 541.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 541.15 Td (739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 541.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 541.01 Td (794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 528.15 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 528.15 Td ( r) Tj ET Q q 0 0 0 rg BT 84.92 528.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.17 532.23 Td (\(4\)\(5\)\(6\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 528.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 515.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 515.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 502.01 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 502.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 502.15 Td (18,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 502.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 502.01 Td (18,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 489.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 489.15 Td (2,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 489.01 Td (2,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 476.01 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 476.15 Td (576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 476.01 Td (626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 463.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 463.15 Td (21,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 463.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 463.01 Td (22,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 450.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 437.01 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 437.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 437.15 Td (670) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 437.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 437.01 Td (641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 424.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 424.15 Td (833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 424.01 Td (830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 411.01 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 411.15 Td (771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 411.01 Td (834) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 398.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 398.15 Td (2,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 398.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 398.01 Td (2,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 385.15 Td (Total Consumer renegotiated loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 385.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 385.15 Td (24,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 385.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 385.01 Td (24,363) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 363.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 363.65 Td (Includes $306million and $312million of non-accrual loans included in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 354.05 Td (the non-accrual assets table above at March 31, 2014 and December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 344.45 Td (2013, respectively) Tj ET Q q 0 0 0 rg BT 112.13 344.45 Td (. ) Tj ET Q q 0 0 0 rg BT 115.98 344.45 Td (The remaining loans are accruing interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 334.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 334.85 Td (In addition to modifications reflected as ) Tj ET Q q 0 0 0 rg BT 183.59 334.85 Td (TDRs at March 31, 2014, Citi ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 325.25 Td (also modified $15million and $86million of commercial loans risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 315.65 Td (rated Substandard Non-Performing or worse \(asset category defined ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 306.05 Td (by banking regulators\) in of) Tj ET Q q 0 0 0 rg BT 143.17 306.05 Td (fices inside and outside the U.S., ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 296.45 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 296.45 Td (. ) Tj ET Q q 0 0 0 rg BT 95.98 296.45 Td (These modifications were not considered ) Tj ET Q q 0 0 0 rg BT 229.35 296.45 Td (TDRs because the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 286.85 Td (modifications did not involve a concession \(a required element of a ) Tj ET Q q 0 0 0 rg BT 271.34 286.85 Td (TDR ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 277.25 Td (for accounting purposes\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 267.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 267.65 Td (In addition to modifications reflected as ) Tj ET Q q 0 0 0 rg BT 183.59 267.65 Td (TDRs at March 31, 2014, Citi ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.05 Td (also modified $20million of commercial real estate loans risk rated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 248.45 Td (Substandard Non-Performing or worse \(asset category defined by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.85 Td (banking regulators\) in of) Tj ET Q q 0 0 0 rg BT 133.17 238.85 Td (fices inside the U.S. ) Tj ET Q q 0 0 0 rg BT 199.23 238.85 Td (These modifications were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 229.25 Td (not considered ) Tj ET Q q 0 0 0 rg BT 102.73 229.25 Td (TDRs because the modifications did not involve a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.65 Td (concession \(a required element of a ) Tj ET Q q 0 0 0 rg BT 169.36 219.65 Td (TDR for accounting purposes\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 210.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 210.05 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 210.05 Td ($3,704 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.21 210.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 145.77 210.05 Td ($3,637 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 192.88 210.05 Td ( of non-accrual loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 200.45 Td (included in the non-accrual assets table above at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.38 200.45 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 261.26 200.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 190.85 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 116.87 190.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 159.00 190.85 Td (. ) Tj ET Q q 0 0 0 rg BT 162.85 190.85 Td (The remaining loans are accruing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 181.25 Td (interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 171.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 171.65 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 171.65 Td ($55 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.21 171.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.77 171.65 Td ($29 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.88 171.65 Td ( of commercial real estate loans at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 162.05 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 104.88 162.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.43 162.05 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.30 162.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 225.43 162.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 152.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 152.45 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 152.45 Td ($305 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 124.21 152.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.77 152.45 Td ($295 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.88 152.45 Td ( of other commercial loans at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 142.85 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 104.88 142.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.43 142.85 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.30 142.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 225.43 142.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 133.25 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 133.25 Td (Smaller) Tj ET Q q 0 0 0 rg BT 78.72 133.25 Td (-balance homogeneous loans were derived from Citi) Tj ET Q q 0 0 0 rg BT 248.45 133.25 Td (s risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 123.65 Td (management systems.) Tj ET Q endstream endobj 119 0 obj <> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (57) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 749.25 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.58 749.25 Td ( Consumer) Tj ET Q q 0 0 0 rg BT 144.34 749.25 Td ( Mortgage Lending) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 713.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 60.17 713.25 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.51 713.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.01 713.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.89 713.25 Td ( Consumer mortgage portfolio consists of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (both residential first mortgages and home equity loans. ) Tj ET Q q 0 0 0 rg BT 257.90 701.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 122.38 689.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 128.77 689.25 Td (North ) Tj ET Q q 0 0 0 rg BT 154.43 689.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.31 689.25 Td ( Consumer residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (first mortgage portfolio was $75.3 billion \(compared to $75.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (billion at December 31, 2013\), while the home equity loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (portfolio was $30.7 billion \(compared to $31.6 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (December 31, 2013\). ) Tj ET Q q 0 0 0 rg BT 122.36 641.25 Td (At March 31, 2014, $43.2 billion of first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (mortgages was recorded in Citi Holdings, with the remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td ($32.1 billion recorded in Citicorp. ) Tj ET Q q 0 0 0 rg BT 174.59 617.25 Td (At March 31, 2014, $27.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (billion of home equity loans was recorded in Citi Holdings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (with the remaining $3.0 billion recorded in Citicorp.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 581.25 Td (s residential first mortgage portfolio included $7.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (billion of loans with FHA) Tj ET Q q 0 0 0 rg BT 138.78 569.25 Td ( insurance or ) Tj ET Q q 0 0 0 rg BT 192.75 569.25 Td (V) Tj ET Q q 0 0 0 rg BT 198.68 569.25 Td (A) Tj ET Q q 0 0 0 rg BT 205.35 569.25 Td ( guarantees at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (March 31, 2014, compared to $7.7 billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 60.82 545.25 Td (This portfolio consists of loans to low-to-moderate-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (income borrowers with lower FICO \(Fair Isaac Corporation\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (scores and generally higher loan-to-value ratios \(L) Tj ET Q q 0 0 0 rg BT 237.23 521.25 Td (TVs\). Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (losses on FHA) Tj ET Q q 0 0 0 rg BT 94.34 509.25 Td ( loans are borne by the sponsoring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (governmental agency) Tj ET Q q 0 0 0 rg BT 121.15 497.25 Td (, provided that the insurance terms have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (not been rescinded as a result of an origination defect. ) Tj ET Q q 0 0 0 rg BT 254.35 485.25 Td (W) Tj ET Q q 0 0 0 rg BT 263.39 485.25 Td (ith ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (respect to ) Tj ET Q q 0 0 0 rg BT 76.91 473.25 Td (V) Tj ET Q q 0 0 0 rg BT 82.85 473.25 Td (A) Tj ET Q q 0 0 0 rg BT 89.52 473.25 Td ( loans, the ) Tj ET Q q 0 0 0 rg BT 132.66 473.25 Td (V) Tj ET Q q 0 0 0 rg BT 138.59 473.25 Td (A) Tj ET Q q 0 0 0 rg BT 145.26 473.25 Td ( establishes a loan-level loss cap, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (beyond which Citi is liable for loss. ) Tj ET Q q 0 0 0 rg BT 180.80 461.25 Td (While FHA) Tj ET Q q 0 0 0 rg BT 227.19 461.25 Td ( and ) Tj ET Q q 0 0 0 rg BT 246.45 461.25 Td (V) Tj ET Q q 0 0 0 rg BT 252.38 461.25 Td (A) Tj ET Q q 0 0 0 rg BT 259.05 461.25 Td ( loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (have high delinquency rates, given the insurance and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (guarantees, respectively) Tj ET Q q 0 0 0 rg BT 131.42 437.25 Td (, Citi has experienced negligible credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (losses on these loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.25 Td (In addition, Citi) Tj ET Q q 0 0 0 rg BT 120.39 413.25 Td (s residential first mortgage portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (included $1.0 billion of loans with origination L) Tj ET Q q 0 0 0 rg BT 227.84 401.25 Td (TVs above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (80% that have insurance through mortgage insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (companies at March 31, 2014, compared to $1.1 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 119.03 365.25 Td (At March 31, 2014, the residential first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (mortgage portfolio also had $0.8 billion of loans subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (long-term standby commitments \(L) Tj ET Q q 0 0 0 rg BT 177.00 341.25 Td (TSCs\) with U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (government-sponsored entities \(GSEs\) for which Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (limited exposure to credit losses, unchanged from December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (31, 2013. Citi) Tj ET Q q 0 0 0 rg BT 93.78 305.25 Td (s home equity loan portfolio also included $0.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (billion of loans subject to L) Tj ET Q q 0 0 0 rg BT 145.35 293.25 Td (TSCs with GSEs \(unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (December 31, 2013\) for which Citi also has limited exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (to credit losses. ) Tj ET Q q 0 0 0 rg BT 100.25 269.25 Td (These guarantees and commitments may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (rescinded in the event of loan origination defects. Citi) Tj ET Q q 0 0 0 rg BT 253.99 257.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (allowance for loan loss calculations takes into consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (the impact of the guarantees and commitments described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.25 Td (Citi does not of) Tj ET Q q 0 0 0 rg BT 115.76 209.25 Td (fer option-adjustable rate mortgages/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (negative-amortizing mortgage products to its customers. ) Tj ET Q q 0 0 0 rg BT 263.45 197.25 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (result, option-adjustable rate mortgages/negative-amortizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (mortgages represent an insignificant portion of total balances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (since they were acquired only incidentally as part of prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (portfolio and business purchases.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (As of March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 164.83 137.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.22 137.25 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.56 137.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 197.06 137.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.93 137.25 Td ( residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (first mortgage portfolio contained approximately $4.8 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (of adjustable rate mortgages that are currently required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (make a payment consisting of only accrued interest for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (payment period, or an interest-only payment, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td ($5.0 billion at December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 177.73 77.25 Td (This decline resulted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (primarily from repayments of $148 million and conversions to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (amortizing loans of $85 million. Borrowers who are currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (required to make an interest-only payment cannot select a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (lower payment that would negatively amortize the loan. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Residential first mortgages with this payment feature are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (primarily to high-credit-quality borrowers who have on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (average significantly higher origination and refreshed FICO ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (scores than other loans in the residential first mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (portfolio, and have exhibited significantly lower 30+ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (delinquency rates as compared with residential first mortgages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (without this payment feature. ) Tj ET Q q 0 0 0 rg BT 443.14 653.10 Td (As such, Citi does not believe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (the residential mortgage loans with this payment feature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (represent substantially higher risk in the portfolio.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (North ) Tj ET Q q 0 0 0 rg BT 350.58 605.10 Td (America Consumer Mortgage Quarterly Credit T) Tj ET Q q 0 0 0 rg BT 552.16 605.10 Td (rends) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Net Credit Losses and DelinquenciesResidential First ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Mortgages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (The following charts detail the quarterly trends in loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (balances, net credit losses and delinquencies for Citigroup) Tj ET Q q 0 0 0 rg BT 559.49 557.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (residential first mortgage portfolio in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 474.80 545.10 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.14 545.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 500.64 545.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 538.96 545.10 Td (As set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (forth in the tables below) Tj ET Q q 0 0 0 rg BT 420.55 533.10 Td (, approximately 57% of Citi) Tj ET Q q 0 0 0 rg BT 535.25 533.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (residential first mortgage exposure arises from its portfolio in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (Citi Holdings, which includes residential first mortgages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (originated by both CitiMortgage as well as Citi) Tj ET Q q 0 0 0 rg BT 515.36 497.10 Td (s legacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (CitiFinancial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.72 485.10 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.06 485.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 404.56 485.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.43 485.10 Td ( business.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 462.6 m 576.5 462.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 454.65 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 454.65 Td (America Residential First Mortgage - EOP) Tj ET Q q 0 0 0 rg BT 485.70 454.65 Td ( Loans) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 448.38 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 251.95 0 0 147.20 324.00 292.89 cm /I14 Do Q BT /F1 10.00 Tf ET endstream endobj 121 0 obj <> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (58) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 755.5 m 288.5 755.5 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 747.55 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 747.55 Td (America Residential First Mortgage - Net Credit Losses) Tj ET Q BT /F5 7.00 Tf ET BT /F5 4.55 Tf ET q 0 0 0 rg BT 242.56 750.89 Td (\(1\)) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 741.28 Td (In millions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 152.10 36.00 580.93 cm /I15 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 14.15 36.00 561.75 cm /I16 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 552.15 Td (Note: CMI refers to loans originated by CitiMortgage. CFNA) Tj ET Q q 0 0 0 rg BT 234.64 552.15 Td ( refers to loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 542.55 Td (originated by CitiFinancial. ) Tj ET Q q 0 0 0 rg BT 126.06 542.55 Td (T) Tj ET Q q 0 0 0 rg BT 130.39 542.55 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 532.95 Td ( \(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 532.95 Td (Includes the following char) Tj ET Q q 0 0 0 rg BT 141.61 532.95 Td (ge-of) Tj ET Q q 0 0 0 rg BT 158.34 532.95 Td (fs related to Citi) Tj ET Q q 0 0 0 rg BT 212.33 532.95 Td (s fulfillment of its ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 523.35 Td (obligations under the national mortgage and independent foreclosure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 513.75 Td (review settlements: 1Q13, $25 million; 2Q13, $18 million; 3Q13, $8 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 504.15 Td (million; 4Q13, $6 million; and 1Q14, $0 million. For further ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 494.55 Td (information, see National Mortgage and Independent Foreclosure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 484.95 Td (Review Settlements below) Tj ET Q q 0 0 0 rg BT 142.35 484.95 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 475.35 Td ( \(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 475.35 Td (4Q13 excludes approximately $84 million of net credit losses consisting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 465.75 Td (of \(i\) approximately $69 million of char) Tj ET Q q 0 0 0 rg BT 181.82 465.75 Td (ge-of) Tj ET Q q 0 0 0 rg BT 198.55 465.75 Td (fs related to a change in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 456.15 Td (char) Tj ET Q q 0 0 0 rg BT 67.62 456.15 Td (ge-of) Tj ET Q q 0 0 0 rg BT 84.36 456.15 Td (f policy for mortgages originated in CitiFinancial to more ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 446.55 Td (closely align to policies used in the CitiMortgage business, and \(ii\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 436.95 Td (approximately $15 million of char) Tj ET Q q 0 0 0 rg BT 163.61 436.95 Td (ge-of) Tj ET Q q 0 0 0 rg BT 180.34 436.95 Td (fs related to a change in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 427.35 Td (estimate of net credit losses related to collateral dependent loans to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 417.75 Td (borrowers that have gone through Chapter 7 bankruptcy) Tj ET Q q 0 0 0 rg BT 232.76 417.75 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 408.15 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 408.15 Td (Y) Tj ET Q q 0 0 0 rg BT 58.98 408.15 Td (ear) Tj ET Q q 0 0 0 rg BT 68.58 408.15 Td (-over) Tj ET Q q 0 0 0 rg BT 85.30 408.15 Td (-year change in the S&P/Case-Shiller U.S. National Home ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 398.55 Td (Price Index.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 388.95 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 388.95 Td (Y) Tj ET Q q 0 0 0 rg BT 58.98 388.95 Td (ear) Tj ET Q q 0 0 0 rg BT 68.58 388.95 Td (-over) Tj ET Q q 0 0 0 rg BT 85.30 388.95 Td (-year change as of February 2014.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 366.45 m 288.5 366.45 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 357.50 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 357.50 Td (America Residential First Mortgage Delinquencies-Citi Holdings) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 351.23 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 251.95 0 0 147.20 36.00 195.74 cm /I17 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 186.10 Td (Note: Days past due excludes \(i\) U.S. mortgage loans that are guaranteed by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 176.50 Td (U.S. government-sponsored agencies because the potential loss predominantly ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 166.90 Td (resides with the U.S. agencies, and \(ii\) loans recorded at fair value. ) Tj ET Q q 0 0 0 rg BT 252.22 166.90 Td (T) Tj ET Q q 0 0 0 rg BT 256.55 166.90 Td (otals may ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 157.30 Td (not sum due to rounding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (As set forth in the table above, residential first mortgages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (originated by CitiFinancial tend to have higher net credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (rates, at approximately 4.4%, compared to a net credit loss rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (of 1.1% for CitiMortgage residential first mortgages in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Holdings. ) Tj ET Q q 0 0 0 rg BT 365.49 689.10 Td (This is due to the fact that CitiFinancial borrowers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (tend to have higher L) Tj ET Q q 0 0 0 rg BT 408.61 677.10 Td (TVs and lower FICOs than CitiMortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (residential first mortgages in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 500.19 665.10 Td (The improvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (in the net credit loss rate in the current quarter for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (CitiFinancial residential first mortgages was due to the general ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (improvement in the economic environment and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (previously-disclosed change in char) Tj ET Q q 0 0 0 rg BT 467.38 617.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 488.30 617.10 Td (f policy that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (accelerated char) Tj ET Q q 0 0 0 rg BT 388.48 605.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 409.40 605.10 Td (fs ef) Tj ET Q q 0 0 0 rg BT 426.71 605.10 Td (fective in the fourth quarter of 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (\(see note 2 in the table above\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (As previously disclosed, the historical improvement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 569.10 Td (s residential first mortgage delinquencies and net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (losses has lar) Tj ET Q q 0 0 0 rg BT 376.59 557.10 Td (gely been driven by asset sales, primarily out of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (the CitiMortgage portfolio in Citi Holdings, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (ongoing modification programs \(see Note 14 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Consolidated Financial Statements\). Continued overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (improvement in credit and economic performance and loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (modifications drove the improvement in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 351.32 485.10 Td (While Citi believes the underlying credit performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (of its residential first mortgage portfolio generally remains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (favorable, Citi) Tj ET Q q 0 0 0 rg BT 384.54 461.10 Td (s ability to reduce delinquencies or net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (losses in this portfolio pursuant to asset sales or modifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (could be limited going forward due to, among other factors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (the lower remaining inventory of delinquent loans to sell or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (modify) Tj ET Q q 0 0 0 rg BT 352.24 413.10 Td (, additional increases in interest rates or lack of market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (demand for asset sales. ) Tj ET Q q 0 0 0 rg BT 418.51 401.10 Td (The lack of non-performing residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (first mortgage loan sales during the current quarter led, in part, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (to the slight increase in 180+ days past due delinquencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (during the quarter) Tj ET Q q 0 0 0 rg BT 395.09 365.10 Td (.) Tj ET Q endstream endobj 123 0 obj <> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (59) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 749.25 Td (America Residential First MortgagesState Delinquency T) Tj ET Q q 0 0 0 rg BT 308.60 749.25 Td (rends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables set forth, for total Citigroup, the six states and/or regions with the highest concentration of Citi) Tj ET Q q 0 0 0 rg BT 502.58 737.25 Td (s residential first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (mortgages as of March 31, 2014 and December 31, 2013.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 670.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 670.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 670.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 670.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 670.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 670.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 670.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 670.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 670.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 670.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 670.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 644.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 644.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 644.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 644.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 644.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 644.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 644.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 644.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 644.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 644.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 644.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 618.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 618.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 618.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 618.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 618.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 618.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 618.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 618.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 618.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 618.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 618.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 592.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 592.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 592.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 592.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 592.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 592.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 592.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 592.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 592.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 592.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 592.75 48.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 701.75 m 109.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 701.75 m 147.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 701.75 m 204.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 701.75 m 249.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 701.75 m 294.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 701.75 m 343.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 701.75 m 385.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 701.75 m 435.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 701.75 m 483.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 701.75 m 527.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 701.75 m 575.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 670.75 m 109.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 701.75 m 147.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 670.75 m 147.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 701.75 m 204.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 670.75 m 204.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 701.75 m 249.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 670.75 m 249.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 701.75 m 294.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 670.75 m 294.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 701.75 m 343.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 701.75 m 343.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 670.75 m 343.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 701.75 m 343.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 701.75 m 385.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 670.75 m 385.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 701.75 m 435.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 670.75 m 435.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 701.75 m 483.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 670.75 m 483.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 701.75 m 527.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 670.75 m 527.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 701.75 m 575.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 670.75 m 575.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 670.75 m 109.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 670.75 m 147.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 670.75 m 204.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 670.75 m 249.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 670.75 m 294.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 670.75 m 343.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 670.75 m 343.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 670.75 m 343.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 670.75 m 385.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 670.75 m 435.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 670.75 m 483.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 670.75 m 527.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 670.75 m 575.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 657.75 m 343.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 657.75 m 343.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 644.75 m 343.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 644.75 m 343.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 631.75 m 343.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 631.75 m 343.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 618.75 m 343.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 618.75 m 343.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 605.75 m 343.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 605.75 m 343.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 579.75 m 109.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 579.75 m 147.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 579.75 m 204.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 579.75 m 249.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 579.75 m 294.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 592.75 m 343.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 579.75 m 343.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 592.75 m 343.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 579.75 m 385.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 579.75 m 435.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 579.75 m 483.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 579.75 m 527.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 579.75 m 575.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 579.75 m 109.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 566.75 m 109.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 579.75 m 147.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 566.75 m 147.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 579.75 m 204.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 566.75 m 204.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 579.75 m 249.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 566.75 m 249.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 579.75 m 294.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 566.75 m 294.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 579.75 m 343.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 579.75 m 343.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 566.75 m 343.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 579.75 m 343.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 579.75 m 385.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 566.75 m 385.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 579.75 m 435.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 566.75 m 435.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 579.75 m 483.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 566.75 m 483.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 579.75 m 527.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 566.75 m 527.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 579.75 m 575.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 566.75 m 575.5 566.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 706.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.20 706.15 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.60 706.01 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 675.20 Td (State ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 59.74 679.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 113.95 675.20 Td (ENR ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 135.20 679.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.95 684.20 Td (ENR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.95 675.20 Td (Distribution) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.15 684.20 Td (90+DPD) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 675.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 693.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.05 684.15 Td (L) Tj ET Q q 0 0 0 rg BT 264.23 684.15 Td (TV) Tj ET Q q 0 0 0 rg BT 276.57 684.15 Td ( >) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 675.15 Td (100%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.05 684.20 Td (Refr) Tj ET Q q 0 0 0 rg BT 316.37 684.20 Td (eshed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 675.20 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.45 675.21 Td (ENR ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 370.70 679.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 684.21 Td (ENR) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.20 675.21 Td (Distribution) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.95 684.21 Td (90+DPD) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.25 675.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 693.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.05 684.01 Td (L) Tj ET Q q 0 0 0 rg BT 497.72 684.01 Td (TV) Tj ET Q q 0 0 0 rg BT 509.56 684.01 Td ( >) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 675.01 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 684.21 Td (Refreshed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.70 675.21 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 662.01 Td (CA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 112.00 662.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 662.15 Td (19.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 662.15 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.00 662.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 662.15 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 662.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 662.15 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 662.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 662.15 Td (737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 662.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 662.01 Td (19.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 662.01 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 662.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 662.01 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 662.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 662.01 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 662.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 662.01 Td (738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 649.01 Td (NY/NJ/CT) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 77.50 653.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 649.15 Td (11.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 649.15 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 649.15 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 649.15 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 649.15 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 649.01 Td (11.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 649.01 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 649.01 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 649.01 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 649.01 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 636.01 Td (FL) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 48.50 640.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 636.15 Td (3.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 636.15 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 636.15 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 636.15 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 636.15 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 636.01 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 636.01 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 636.01 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 636.01 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 636.01 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 623.01 Td (IN/OH/MI) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 76.50 627.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 623.15 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 623.15 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 623.15 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 623.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 623.15 Td (658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 623.01 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 623.01 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 623.01 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 623.01 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 623.01 Td (659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 610.01 Td (IL) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 46.49 614.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 610.15 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 610.15 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 610.15 Td (3.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 610.15 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 610.15 Td (704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 610.01 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 610.01 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 610.01 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 610.01 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 610.01 Td (703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 597.01 Td (AZ/NV) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 597.15 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 597.15 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 597.15 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 597.15 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 597.15 Td (708) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 597.01 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 597.01 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 597.01 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 597.01 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 597.01 Td (710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 584.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 584.15 Td (22.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 584.15 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 584.15 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 584.15 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 584.15 Td (670) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 584.01 Td (23.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 584.01 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 584.01 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 584.01 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 584.01 Td (671) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 571.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 112.00 571.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 571.15 Td (64.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.50 571.15 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.00 571.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 571.15 Td (2.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 571.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 571.15 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 571.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 571.15 Td (704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 571.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 571.01 Td (64.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 571.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 571.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 571.01 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 571.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 571.01 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 571.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 571.01 Td (705) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 548.05 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 548.05 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 548.05 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 538.45 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 538.45 Td (Certain of the states are included as part of a region based on Citi) Tj ET Q q 0 0 0 rg BT 265.27 538.45 Td (s view of similar HPI within the region. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 528.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 528.85 Td (Ending net receivables. Excludes loans in Canada and Puerto Rico, loans guaranteed by U.S. government agencies, loans recorded at fair value and loans subject ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 519.25 Td (to L) Tj ET Q q 0 0 0 rg BT 66.38 519.25 Td (TSCs. Excludes balances for which FICO or L) Tj ET Q q 0 0 0 rg BT 214.95 519.25 Td (TV) Tj ET Q q 0 0 0 rg BT 225.46 519.25 Td ( data are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 509.65 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 509.65 Td (New ) Tj ET Q q 0 0 0 rg BT 70.81 509.65 Td (Y) Tj ET Q q 0 0 0 rg BT 75.79 509.65 Td (ork, New Jersey) Tj ET Q q 0 0 0 rg BT 127.03 509.65 Td (, Connecticut, Indiana, Ohio, Florida and Illinois are judicial states.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.65 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 485.65 Td (s residential first mortgages portfolio is primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.65 Td (concentrated in California and the New ) Tj ET Q q 0 0 0 rg BT 195.57 473.65 Td (Y) Tj ET Q q 0 0 0 rg BT 201.79 473.65 Td (ork/New Jersey/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.65 Td (Connecticut region \(with New ) Tj ET Q q 0 0 0 rg BT 159.49 461.65 Td (Y) Tj ET Q q 0 0 0 rg BT 165.71 461.65 Td (ork the lar) Tj ET Q q 0 0 0 rg BT 206.62 461.65 Td (gest of the three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.65 Td (states\). ) Tj ET Q q 0 0 0 rg BT 66.37 449.65 Td (The improvement in refreshed L) Tj ET Q q 0 0 0 rg BT 195.40 449.65 Td (TV) Tj ET Q q 0 0 0 rg BT 208.55 449.65 Td ( percentages at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.65 Td (March 31, 2014 was primarily the result of HPI improvements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.65 Td (across substantially all metropolitan statistical areas, thereby ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.65 Td (increasing values used in the determination of L) Tj ET Q q 0 0 0 rg BT 227.52 413.65 Td (TV) Tj ET Q q 0 0 0 rg BT 239.56 413.65 Td (, although ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.65 Td (the HPI improvement varies from market to market. ) Tj ET Q q 0 0 0 rg BT 246.59 401.65 Td (T) Tj ET Q q 0 0 0 rg BT 252.00 401.65 Td (o a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.65 Td (lesser extent, modification programs involving principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.65 Td (for) Tj ET Q q 0 0 0 rg BT 47.48 377.65 Td (giveness further reduced the loans in this category) Tj ET Q q 0 0 0 rg BT 247.60 377.65 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 353.65 Td (Foreclosures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.65 Td (The substantial majority of Citi) Tj ET Q q 0 0 0 rg BT 164.32 341.65 Td (s foreclosure inventory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.65 Td (consists of residential first mortgages. ) Tj ET Q q 0 0 0 rg BT 189.86 329.65 Td (At March 31, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.65 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 317.65 Td (s foreclosure inventory included approximately $0.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.65 Td (billion, or 1.2%, of Citi) Tj ET Q q 0 0 0 rg BT 132.39 305.65 Td (s residential first mortgages \(based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.65 Td (the dollar amount of ending net receivables of loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.65 Td (foreclosure inventory) Tj ET Q q 0 0 0 rg BT 121.15 281.65 Td (, excluding loans that are guaranteed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.65 Td (U.S. government agencies and loans subject to L) Tj ET Q q 0 0 0 rg BT 230.31 269.65 Td (TSCs\). Citi) Tj ET Q q 0 0 0 rg BT 281.16 269.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.65 Td (foreclosure inventory was lar) Tj ET Q q 0 0 0 rg BT 152.72 257.65 Td (gely unchanged from December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.65 Td (31, 2013 due to the ongoing extensive state and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.65 Td (requirements related to the foreclosure process, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.65 Td (continue to result in longer foreclosure timelines. Citi) Tj ET Q q 0 0 0 rg BT 253.17 221.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.65 Td (average timeframes to move a loan out of foreclosure are two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.65 Td (to three times longer than historical norms, and continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.65 Td (even more pronounced in judicial states \(i.e., states that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.65 Td (require foreclosures to be processed via court approval\), where) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.65 Td (Citi has a higher concentration of residential first mortgages in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.65 Td (foreclosure. ) Tj ET Q q 0 0 0 rg BT 87.92 149.65 Td (Active foreclosure units in process for over two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.65 Td (years as a percentage of Citi) Tj ET Q q 0 0 0 rg BT 151.78 137.65 Td (s total foreclosure inventory was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.65 Td (approximately 32% as of March 31, 2014, compared to 33% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.65 Td (as of December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 141.06 113.65 Td (The reduction reflected modest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.65 Td (improvements in some jurisdictions and the addition of new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.65 Td (foreclosures to the inventory) Tj ET Q q 0 0 0 rg BT 150.04 89.65 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.65 Td (For additional information, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.65 Td (Credit Risk) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.83 65.65 Td (North ) Tj ET Q q 0 0 0 rg BT 117.49 65.65 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.37 65.65 Td ( Consumer Mortgage Lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.65 Td (Foreclosures in Citi) Tj ET Q q 0 0 0 rg BT 122.10 53.65 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 150.44 53.65 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 485.65 Td (North ) Tj ET Q q 0 0 0 rg BT 350.58 485.65 Td (America Consumer Mortgage Quarterly Credit T) Tj ET Q q 0 0 0 rg BT 552.16 485.65 Td (rends) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 473.65 Td (Net Credit Losses and DelinquenciesHome Equity ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 461.65 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.65 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 449.65 Td (s home equity loan portfolio consists of both fixed-rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.65 Td (home equity loans and loans extended under home equity lines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.65 Td (of credit. Fixed-rate home equity loans are fully amortizing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.65 Td (Home equity lines of credit allow for amounts to be drawn for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.65 Td (a period of time with the payment of interest only and then, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.65 Td (the end of the draw period, the then-outstanding amount is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.65 Td (converted to an amortizing loan \(the interest-only payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.65 Td (feature during the revolving period is standard for this product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.65 Td (across the industry\). Prior to June 2010, Citi) Tj ET Q q 0 0 0 rg BT 506.21 353.65 Td (s originations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.65 Td (home equity lines of credit typically had a 10-year draw ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.65 Td (period. Beginning in June 2010, Citi) Tj ET Q q 0 0 0 rg BT 475.10 329.65 Td (s originations of home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.65 Td (equity lines of credit typically have a five-year draw period as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.65 Td (Citi changed these terms to mitigate risk. ) Tj ET Q q 0 0 0 rg BT 490.08 305.65 Td (After conversion, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.65 Td (home equity loans typically have a 20-year amortization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.65 Td (period.) Tj ET Q endstream endobj 125 0 obj <> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (At March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 152.88 749.10 Td (s home equity loan portfolio of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td ($30.7 billion included approximately $18.4 billion of home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (equity lines of credit \(Revolving HELOCs\) that are still within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (their revolving period and have not commenced amortization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (or reset, compared to $18.9 billion at December 31, 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (The following chart sets forth these Revolving HELOCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (\(based on certain FICO and combined loan-to-value \(CL) Tj ET Q q 0 0 0 rg BT 261.96 677.10 Td (TV\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (characteristics of the portfolio\) and the year in which they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (reset:) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.6 m 288.5 630.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 622.65 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 622.65 Td (America Home Equity Lines of Credit ) Tj ET Q q 0 0 0 rg BT 184.34 622.65 Td (Amortization Citigroup) Tj ET Q BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 615.65 Td (T) Tj ET Q q 0 0 0 rg BT 42.76 615.65 Td (otal ENR by Reset ) Tj ET Q q 0 0 0 rg BT 104.87 615.65 Td (Y) Tj ET Q q 0 0 0 rg BT 109.15 615.65 Td (ear) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 609.38 Td (In billions of dollars as of December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 146.70 36.00 454.38 cm /I18 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 440.45 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 440.45 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 440.45 Td (otals ) Tj ET Q q 0 0 0 rg BT 77.07 440.45 Td (may ) Tj ET Q q 0 0 0 rg BT 92.84 440.45 Td (not ) Tj ET Q q 0 0 0 rg BT 105.06 440.45 Td (sum ) Tj ET Q q 0 0 0 rg BT 120.40 440.45 Td (due ) Tj ET Q q 0 0 0 rg BT 133.95 440.45 Td (to ) Tj ET Q q 0 0 0 rg BT 142.17 440.45 Td (rounding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 416.45 Td (As set forth in the chart above, approximately 6% of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 404.45 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 404.45 Td (s Revolving HELOCs had commenced amortization as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 392.45 Td (March 31, 2014, compared to approximately 5% and 71% that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 380.45 Td (will commence amortization during the remainder of 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.45 Td (2015-2017, respectively) Tj ET Q q 0 0 0 rg BT 131.99 368.45 Td (. Before commencing amortization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.45 Td (Revolving HELOC borrowers are required to pay only interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.45 Td (on their loans. Upon amortization, these borrowers will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.45 Td (required to pay both interest, typically at a variable rate, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.45 Td (principal that amortizes over 20 years, rather than the typical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 308.45 Td (30-year amortization. ) Tj ET Q q 0 0 0 rg BT 126.52 308.45 Td (As a result, Citi) Tj ET Q q 0 0 0 rg BT 192.07 308.45 Td (s customers with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.45 Td (Revolving HELOCs that reset could experience payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.45 Td (shock due to the higher required payments on the loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.45 Td (While it is not certain what, if any) Tj ET Q q 0 0 0 rg BT 171.98 272.45 Td (, impact this payment shock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.45 Td (could have on Citi) Tj ET Q q 0 0 0 rg BT 112.38 260.45 Td (s delinquency rates and net credit losses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.45 Td (Citi currently estimates the monthly loan payment for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 236.45 Td (Revolving HELOCs that reset during 2015-2017 could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.45 Td (increase on average by approximately $360 or 180%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.45 Td (Increases in interest rates could further increase these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.45 Td (payments given the variable nature of the interest rates on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.45 Td (these loans post-reset.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Based on the limited number of Revolving HELOCs that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (have begun amortization as of March 31, 2014, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (5.7% of the amortizing home equity loans were 30+ days past ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (due compared to 2.6% of the total outstanding home equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (loan portfolio \(amortizing and non-amortizing\), compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (6.0% and 2.8%, respectively) Tj ET Q q 0 0 0 rg BT 437.76 689.10 Td (, as of December 31, 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 677.10 Td (, these resets have generally occurred during a period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (of declining interest rates, which Citi believes has likely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (reduced the overall payment shock to the borrower) Tj ET Q q 0 0 0 rg BT 535.86 653.10 Td (. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (continues to monitor this reset risk closely) Tj ET Q q 0 0 0 rg BT 492.77 641.10 Td (, particularly as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (approaches 2015, and Citi will continue to consider any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (potential impact in determining its allowance for loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (reserves. In addition, management continues to review ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (additional actions to of) Tj ET Q q 0 0 0 rg BT 415.74 593.10 Td (fset potential reset risk, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (establishment of a borrower outreach program to provide reset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (risk education, establishment of a reset risk mitigation unit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (proactively contacting high risk borrowers. For further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (information on reset risk, see Risk FactorsBusiness and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Operational Risks in Citi) Tj ET Q q 0 0 0 rg BT 430.93 533.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 459.27 533.10 Td (Annual Report on Form 10-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (The following charts detail the quarterly trends in loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (balances, net credit losses and delinquencies for Citi) Tj ET Q q 0 0 0 rg BT 536.16 497.10 Td (s home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (equity loan portfolio in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 418.99 485.10 Td (North ) Tj ET Q q 0 0 0 rg BT 444.64 485.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.52 485.10 Td (. ) Tj ET Q q 0 0 0 rg BT 483.34 485.10 Td (The vast majority of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 473.10 Td (s home equity loan exposure arises from its portfolio in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (Citi Holdings.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 438.6 m 576.5 438.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 430.65 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 430.65 Td (America Home Equity - EOP) Tj ET Q q 0 0 0 rg BT 440.58 430.65 Td ( Loans) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 424.38 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 124.70 324.00 291.40 cm /I19 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 280.9 m 576.5 280.9 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 272.95 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 272.95 Td (America Home Equity - Net Credit Losses) Tj ET Q BT /F5 7.00 Tf ET BT /F5 4.55 Tf ET q 0 0 0 rg BT 485.44 276.29 Td (\(1\)) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 266.68 Td (In millions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 153.25 324.00 105.13 cm /I20 Do Q BT /F1 10.00 Tf ET endstream endobj 127 0 obj <> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 750.50 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 750.50 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 740.90 Td (Includes the following amounts of char) Tj ET Q q 0 0 0 rg BT 179.38 740.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 196.11 740.90 Td (fs related to Citi) Tj ET Q q 0 0 0 rg BT 250.10 740.90 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (fulfillment of its obligations under the national mortgage and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (independent foreclosure review settlements: 1Q13, $51 million; 2Q13, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td ($12 million; 3Q13, $14 million; 4Q13, $15 million; and 1Q14, $0 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (million. For further information, see National Mortgage and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (Independent Foreclosure Review Settlements below) Tj ET Q q 0 0 0 rg BT 223.65 692.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td ( \(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 683.30 Td (4Q13 excludes approximately $100 million of net credit losses ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (consisting of \(i\) approximately $64 million for the acceleration of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (accounting losses associated with modified home equity loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (determined to be collateral dependent, \(ii\) approximately $22 million of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (char) Tj ET Q q 0 0 0 rg BT 67.62 644.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 84.36 644.90 Td (fs related to a change in the char) Tj ET Q q 0 0 0 rg BT 187.94 644.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 204.67 644.90 Td (f policy for mortgages ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (originated in CitiFinancial to more closely align to policies used in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td (CitiMortgage business, and \(iii\) approximately $14 million of char) Tj ET Q q 0 0 0 rg BT 267.37 625.70 Td (ge-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (of) Tj ET Q q 0 0 0 rg BT 60.52 616.10 Td (fs related to a change in the estimate of net credit losses related to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 606.50 Td (collateral dependent loans to borrowers that have gone through Chapter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 596.90 Td (7 bankruptcy) Tj ET Q q 0 0 0 rg BT 95.47 596.90 Td (.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.4 m 288.5 574.4 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 566.45 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 566.45 Td (America Home Equity Loan Delinquencies - Citi Holdings) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 560.18 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 125.35 36.00 426.55 cm /I21 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 413.95 Td (Note: Days past due excludes \(i\) U.S. mortgage loans that are guaranteed by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 404.35 Td (U.S. government-sponsored agencies, because the potential loss ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 394.75 Td (predominantly resides with the U.S. agencies, and \(ii\) loans recorded at fair ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 385.15 Td (value. ) Tj ET Q q 0 0 0 rg BT 57.18 385.15 Td (T) Tj ET Q q 0 0 0 rg BT 61.51 385.15 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 361.15 Td (As set forth in the tables above, home equity loan net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.15 Td (credit losses and delinquencies continued to improve during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.15 Td (the first quarter of 2014, primarily due to liquidations and, to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.15 Td (lesser extent, modifications. Given the lack of a market in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.15 Td (which to sell delinquent home equity loans, as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.15 Td (relatively smaller number of home equity loan modifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.15 Td (and modification programs \(see Note 14 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.15 Td (Financial Statements\), Citi) Tj ET Q q 0 0 0 rg BT 145.71 277.15 Td (s ability to reduce delinquencies or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.15 Td (net credit losses in its home equity loan portfolio in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.15 Td (Holdings, whether pursuant to deterioration of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.15 Td (credit performance of these loans or otherwise, is more limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.15 Td (as compared to residential first mortgages.) Tj ET Q endstream endobj 129 0 obj <> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (62) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 749.25 Td (America Home Equity LoansState Delinquency T) Tj ET Q q 0 0 0 rg BT 276.37 749.25 Td (rends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables set forth, for total Citigroup, the six states and/or regions with the highest concentration of Citi) Tj ET Q q 0 0 0 rg BT 502.58 737.25 Td (s home equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (loans as of March 31, 2014 and December 31, 2013.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 662.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.50 662.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 662.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 662.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 662.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 662.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 662.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 662.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 662.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 662.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 662.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 636.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.50 636.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 636.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 636.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 636.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 636.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 636.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 636.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 636.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 636.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 636.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 610.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.50 610.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 610.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 610.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 610.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 610.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 610.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 610.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 610.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 610.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 610.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 584.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.50 584.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 584.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 584.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 584.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 584.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 584.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 584.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 584.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 584.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 584.75 48.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 693.75 m 96.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 693.75 m 134.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 693.75 m 191.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 693.75 m 231.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 693.75 m 279.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 693.75 m 327.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 693.75 m 371.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 693.75 m 428.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 693.75 m 476.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 693.75 m 524.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 693.75 m 572.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 662.75 m 96.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 693.75 m 134.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 662.75 m 134.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 693.75 m 191.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 662.75 m 191.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 693.75 m 231.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 662.75 m 231.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 693.75 m 279.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 662.75 m 279.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 693.75 m 327.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 693.75 m 327.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 662.75 m 327.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 693.75 m 327.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 693.75 m 371.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 662.75 m 371.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 693.75 m 428.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 662.75 m 428.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 693.75 m 476.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 662.75 m 476.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 693.75 m 524.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 662.75 m 524.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 693.75 m 572.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 662.75 m 572.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 662.75 m 96.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 662.75 m 134.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 662.75 m 191.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 662.75 m 231.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 662.75 m 279.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 662.75 m 327.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 662.75 m 327.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 662.75 m 327.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 662.75 m 371.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 662.75 m 428.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 662.75 m 476.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 662.75 m 524.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 662.75 m 572.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 649.75 m 327.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 649.75 m 327.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 636.75 m 327.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 636.75 m 327.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 623.75 m 327.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 623.75 m 327.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 610.75 m 327.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 610.75 m 327.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 597.75 m 327.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 597.75 m 327.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 571.75 m 96.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 571.75 m 134.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 571.75 m 191.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 571.75 m 231.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 571.75 m 279.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 584.75 m 327.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 571.75 m 327.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 584.75 m 327.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 571.75 m 371.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 571.75 m 428.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 571.75 m 476.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 571.75 m 524.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 571.75 m 572.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 571.75 m 96.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 558.75 m 96.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 571.75 m 134.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 96.5 558.75 m 134.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 571.75 m 191.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 558.75 m 191.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 571.75 m 231.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 558.75 m 231.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 571.75 m 279.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 558.75 m 279.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 571.75 m 327.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 571.75 m 327.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 558.75 m 327.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 571.75 m 327.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 571.75 m 371.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 558.75 m 371.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 571.75 m 428.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 558.75 m 428.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 571.75 m 476.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 558.75 m 476.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 571.75 m 524.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 558.75 m 524.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 571.75 m 572.5 571.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 558.75 m 572.5 558.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 706.00 Td (In billions of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 698.00 Td (dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.70 698.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.10 698.21 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 667.20 Td (State ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 62.74 671.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 100.95 667.20 Td (ENR ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.20 671.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.95 676.20 Td (ENR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 138.95 667.20 Td (Distribution) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.65 676.20 Td (90+DPD) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.50 667.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.50 685.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.30 676.15 Td (CL) Tj ET Q q 0 0 0 rg BT 250.98 676.15 Td (TV) Tj ET Q q 0 0 0 rg BT 263.32 676.15 Td ( >) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.20 667.15 Td (100% ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 263.95 671.23 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.55 676.20 Td (Refr) Tj ET Q q 0 0 0 rg BT 300.87 676.20 Td (eshed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 667.20 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.45 667.21 Td (ENR ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 355.70 671.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 676.21 Td (ENR) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.70 667.21 Td (Distribution) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.95 676.21 Td (90+DPD) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.25 667.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 685.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.05 676.01 Td (CL) Tj ET Q q 0 0 0 rg BT 495.72 676.01 Td (TV) Tj ET Q q 0 0 0 rg BT 507.56 676.01 Td ( >) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.95 667.01 Td (100% ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 508.20 671.09 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 676.21 Td (Refreshed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.70 667.21 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 654.01 Td (CA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 99.00 654.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 654.15 Td (8.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 654.15 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 654.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 654.15 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 654.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 654.15 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 654.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 654.15 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 654.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 654.01 Td (8.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 654.01 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 654.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 654.01 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 654.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 654.01 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 654.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 654.01 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 641.01 Td (NY/NJ/CT) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 80.50 645.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 641.15 Td (7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 641.15 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 641.15 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 641.15 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 641.15 Td (718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 641.01 Td (7.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 641.01 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 641.01 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 641.01 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 641.01 Td (718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 628.01 Td (FL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 51.50 632.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 628.15 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 628.15 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 628.15 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 628.15 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 628.15 Td (705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 628.01 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 628.01 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 628.01 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 628.01 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 628.01 Td (704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 615.01 Td (IL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 49.49 619.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 615.15 Td (1.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 615.15 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 615.15 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 615.15 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 615.15 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 615.01 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 615.01 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 615.01 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 615.01 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 615.01 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 602.01 Td (IN/OH/MI) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 79.50 606.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 602.15 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 602.15 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 602.15 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 602.15 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 602.15 Td (685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 602.01 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 602.01 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 602.01 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 602.01 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 602.01 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 589.01 Td (AZ/NV) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 589.15 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 589.15 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 589.15 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 589.15 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 589.15 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 589.01 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 589.01 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 589.01 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 589.01 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 589.01 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 576.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 119.75 576.15 Td (9.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 576.15 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 576.15 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 576.15 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 576.15 Td (699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 576.01 Td (9.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 576.01 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 576.01 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 576.01 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 576.01 Td (699) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 563.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 99.00 563.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 115.25 563.15 Td (29.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 563.15 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 563.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 563.15 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 563.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 563.15 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 563.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 563.15 Td (712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 563.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 563.01 Td (29.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 563.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 563.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 563.01 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 563.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 563.01 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 563.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 563.01 Td (712) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 540.05 Td (Note: ) Tj ET Q q 0 0 0 rg BT 57.63 540.05 Td (T) Tj ET Q q 0 0 0 rg BT 61.96 540.05 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 530.45 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 530.45 Td (Certain of the states are included as part of a region based on Citi) Tj ET Q q 0 0 0 rg BT 265.27 530.45 Td (s view of similar HPI within the region. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 520.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 520.85 Td (Ending net receivables. Excludes loans in Canada and Puerto Rico and loans subject to L) Tj ET Q q 0 0 0 rg BT 338.30 520.85 Td (TSCs. Excludes balances for which FICO or L) Tj ET Q q 0 0 0 rg BT 486.87 520.85 Td (TV) Tj ET Q q 0 0 0 rg BT 497.39 520.85 Td ( data are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 511.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 511.25 Td (Represents combined loan-to-value \(CL) Tj ET Q q 0 0 0 rg BT 181.45 511.25 Td (TV\) for both residential first mortgages and home equity loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 501.65 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 501.65 Td (New ) Tj ET Q q 0 0 0 rg BT 70.81 501.65 Td (Y) Tj ET Q q 0 0 0 rg BT 75.79 501.65 Td (ork, New Jersey) Tj ET Q q 0 0 0 rg BT 127.03 501.65 Td (, Connecticut, Indiana, Ohio, Florida and Illinois are judicial states. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 480.65 Td (National Mortgage and Independent Foreclosure Review ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 468.65 Td (Settlements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.65 Td (During the first quarter of 2014, the monitor required by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.65 Td (national mortgage settlement certified that Citi had fulfilled its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.65 Td (requirements for the provision of consumer benefits under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.65 Td (settlement, including loan modifications and refinancing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.65 Td (concessions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 396.65 Td (Citi did not incur any credit losses under the independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 384.65 Td (foreclosure review settlement during the first quarter of 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.65 Td (and believes it has fulfilled its mortgage assistance obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 360.65 Td (under the settlement. ) Tj ET Q q 0 0 0 rg BT 124.40 360.65 Td (The results are pending review by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.65 Td (OCC, which is not expected to occur until the second half of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.65 Td (2014. For additional information, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.65 Td (Credit RiskIndependent Foreclosure Review Settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.65 Td (in Citi) Tj ET Q q 0 0 0 rg BT 64.06 312.65 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 92.40 312.65 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 480.65 Td (Citi Holdings Consumer Mortgage FICO and L) Tj ET Q q 0 0 0 rg BT 520.53 480.65 Td (TV) Tj ET Q q 0 0 0 rg BT 533.13 480.65 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.65 Td (The following charts detail the quarterly trends for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.65 Td (residential first mortgage and home equity loan portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.65 Td (within Citi Holdings by risk segment \(FICO and L) Tj ET Q q 0 0 0 rg BT 525.30 444.65 Td (TV/CL) Tj ET Q q 0 0 0 rg BT 553.27 444.65 Td (TV\).) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 434.15 m 576.5 434.15 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 426.20 Td (Residential First Mortgages - Citi Holdings \(EOP) Tj ET Q q 0 0 0 rg BT 487.11 426.20 Td ( Loans\)) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 419.93 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 47.95 324.00 363.71 cm /I22 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 353.2 m 576.5 353.2 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 345.25 Td (Home Equity Loans - Citi Holdings \(EOP) Tj ET Q q 0 0 0 rg BT 460.66 345.25 Td ( Loans\)) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 338.98 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 48.75 324.00 281.92 cm /I23 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 272.30 Td (Notes: ) Tj ET Q q 0 0 0 rg BT 348.74 272.30 Td (T) Tj ET Q q 0 0 0 rg BT 353.07 272.30 Td (ables may not sum due to rounding. Data appearing in the tables ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 262.70 Td (above have been sourced from Citi) Tj ET Q q 0 0 0 rg BT 437.96 262.70 Td (s risk systems and, as such, may not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 253.10 Td (reconcile with disclosures elsewhere generally due to dif) Tj ET Q q 0 0 0 rg BT 505.34 253.10 Td (ferences in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 243.50 Td (methodology or variations in the manner in which information is captured. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 233.90 Td (Citi has noted such variations in instances where it believes they could be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 224.30 Td (material to reconcile to the information presented elsewhere.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 214.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 214.70 Td (Excludes loans in Canada and Puerto Rico, loans guaranteed by U.S. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 205.10 Td (government agencies \(residential first mortgages table only\), loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 195.50 Td (recorded at fair value \(residential first mortgages table only\) and loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 185.90 Td (subject to L) Tj ET Q q 0 0 0 rg BT 379.04 185.90 Td (TSCs.) Tj ET Q endstream endobj 131 0 obj <> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (During the first quarter of 2014, Citi Holdings residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (first mortgages with an L) Tj ET Q q 0 0 0 rg BT 136.17 737.10 Td (TV) Tj ET Q q 0 0 0 rg BT 149.32 737.10 Td ( above 100% declined by 38%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (and with an L) Tj ET Q q 0 0 0 rg BT 90.35 725.10 Td (TV) Tj ET Q q 0 0 0 rg BT 103.50 725.10 Td ( above 100% with FICO scores of less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (620 by 52%. ) Tj ET Q q 0 0 0 rg BT 91.65 713.10 Td (The residential first mortgage portfolio has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (migrated to a lower L) Tj ET Q q 0 0 0 rg BT 121.72 701.10 Td (TV) Tj ET Q q 0 0 0 rg BT 134.87 701.10 Td ( distribution primarily due to home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (price appreciation and principal for) Tj ET Q q 0 0 0 rg BT 176.86 689.10 Td (giveness. Loans 90+ days ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (past due in the residential first mortgage portfolio with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (refreshed FICO scores of less than 620 as well as L) Tj ET Q q 0 0 0 rg BT 240.58 665.10 Td (TVs above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (100% declined 48% during the first quarter of 2014 to $0.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (billion primarily due to home price appreciation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (liquidations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (Citi Holdings home equity loans with a CL) Tj ET Q q 0 0 0 rg BT 225.57 617.10 Td (TV) Tj ET Q q 0 0 0 rg BT 238.72 617.10 Td ( above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (100% declined by 7%, and with a CL) Tj ET Q q 0 0 0 rg BT 185.05 605.10 Td (TV) Tj ET Q q 0 0 0 rg BT 198.20 605.10 Td ( above 100% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (FICO scores of less than 620 by 18% during the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (of 2014, primarily due to home price appreciation, repayments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (and char) Tj ET Q q 0 0 0 rg BT 69.96 569.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 90.88 569.10 Td (fs. Loans 90+ days past due in the home equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (portfolio with refreshed FICO scores of less than 620 as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (as CL) Tj ET Q q 0 0 0 rg BT 58.69 545.10 Td (TVs above 100% declined 39% during the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (of 2014 to $79 million primarily due to char) Tj ET Q q 0 0 0 rg BT 212.46 533.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 233.37 533.10 Td (fs, home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (price appreciation and modifications.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Mortgage Servicing Rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 485.10 Td (o minimize credit and liquidity risk, Citi sells most of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (conforming mortgage loans it originates but retains the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (servicing rights. ) Tj ET Q q 0 0 0 rg BT 102.75 461.10 Td (These sale transactions create an intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (asset referred to as mortgage servicing rights \(MSRs\), which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (are recorded at fair value on Citi) Tj ET Q q 0 0 0 rg BT 168.71 437.10 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (Sheet. ) Tj ET Q q 0 0 0 rg BT 63.04 425.10 Td (The fair value of MSRs is primarily af) Tj ET Q q 0 0 0 rg BT 216.43 425.10 Td (fected by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (changes in prepayments of mortgages that result from shifts in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (mortgage interest rates. Specifically) Tj ET Q q 0 0 0 rg BT 179.18 401.10 Td (, higher interest rates tend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (to lead to declining prepayments which causes the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (of the MSRs to increase. In managing this risk, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (economically hedges a significant portion of the value of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (MSRs through the use of interest rate derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (forward purchase and sale commitments of mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (securities and purchased securities classified as trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (account assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 305.10 Td (s MSRs totaled $2.6 billion as of March 31, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (compared to $2.7 billion at December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 229.94 293.10 Td (This decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (was primarily driven by amortization. ) Tj ET Q q 0 0 0 rg BT 189.30 281.10 Td (At March 31, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (approximately $2.1 billion of MSRs were specific to Citicorp, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (with the remainder to Citi Holdings. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (information on Citi) Tj ET Q q 0 0 0 rg BT 116.00 245.10 Td (s MSRs, see Note 20 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (Financial Statements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Citigroup Residential MortgagesRepresentations and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (W) Tj ET Q q 0 0 0 rg BT 332.15 737.25 Td (arranties Repurchase Reserve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (In connection with Citi) Tj ET Q q 0 0 0 rg BT 419.26 725.25 Td (s sales of residential mortgage loans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (the GSEs and private investors, as well as through private-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (label residential mortgage securitizations, Citi typically makes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (representations and warranties that the loans sold meet certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (requirements, such as the loan) Tj ET Q q 0 0 0 rg BT 447.57 677.25 Td (s compliance with any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (applicable loan criteria established by the buyer and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (validity of the lien securing the loan. ) Tj ET Q q 0 0 0 rg BT 473.22 653.25 Td (The specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (representations and warranties made by Citi in any particular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (transaction depend on, among other things, the nature of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (transaction and the requirements of the investor \(e.g., whole ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (loan sale to the GSEs versus loans sold through securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (transactions\), as well as the credit quality of the loan \(e.g., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (prime, ) Tj ET Q q 0 0 0 rg BT 351.77 581.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 374.55 581.25 Td ( or subprime\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.25 Td (These sales expose Citi to potential claims for alleged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (breaches of its representations and warranties. In the event of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (breach of its representations and warranties, Citi could be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (required either to repurchase the mortgage loans with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (identified defects \(generally at unpaid principal balance plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (accrued interest\) or to indemnify \(make whole\) the investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (for their losses on these loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.25 Td (Citi has recorded a repurchase reserve for purposes of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (potential representation and warranty repurchase liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (resulting from its whole loan sales to the GSEs and, to a lesser ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (extent private investors, which are made through Citi) Tj ET Q q 0 0 0 rg BT 539.50 449.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (Consumer business in CitiMortgage. ) Tj ET Q q 0 0 0 rg BT 472.98 437.25 Td (The repurchase reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (was approximately $333 million and $341 million as of March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (31, 2014 and December 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 509.68 413.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.25 Td (For additional information, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (Citigroup Residential MortgagesRepresentations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (W) Tj ET Q q 0 0 0 rg BT 332.64 377.25 Td (arranties Repurchase Reserve in Citi) Tj ET Q q 0 0 0 rg BT 485.91 377.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 514.25 377.25 Td (Annual Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (on Form 10-K. See also Note 25 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (Financial Statements.) 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l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 618.75 m 458.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 618.75 m 517.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 605.75 m 222.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 605.75 m 222.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 605.75 m 399.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 592.75 m 222.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 592.75 m 222.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 592.75 m 399.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 579.75 m 222.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 579.75 m 222.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 579.75 m 399.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 566.75 m 222.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 566.75 m 222.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 566.75 m 399.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 553.75 m 222.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 553.75 m 222.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 553.75 m 399.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 540.75 m 222.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 540.75 m 222.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 540.75 m 399.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 527.75 m 222.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 527.75 m 222.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 527.75 m 399.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 514.75 m 222.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 514.75 m 222.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 514.75 m 399.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 488.75 m 163.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 501.75 m 222.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 501.75 m 222.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 501.75 m 399.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 488.75 m 222.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 488.75 m 222.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 488.75 m 222.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 488.75 m 281.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 488.75 m 340.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 488.75 m 399.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 488.75 m 399.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 488.75 m 458.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 488.75 m 517.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 488.75 m 576.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 475.75 m 222.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 475.75 m 222.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 475.75 m 281.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 475.75 m 340.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 475.75 m 458.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 475.75 m 517.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 475.75 m 576.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 462.75 m 222.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 462.75 m 222.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 462.75 m 399.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 449.75 m 222.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 449.75 m 222.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 449.75 m 399.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 436.75 m 222.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 436.75 m 222.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 436.75 m 399.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 423.75 m 222.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 423.75 m 222.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 423.75 m 399.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 403.75 m 222.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 403.75 m 222.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 403.75 m 399.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 390.75 m 222.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 390.75 m 222.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 390.75 m 399.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 377.75 m 222.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 377.75 m 222.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 377.75 m 399.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 364.75 m 222.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 364.75 m 222.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 364.75 m 399.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 351.75 m 222.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 351.75 m 222.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 351.75 m 399.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 338.75 m 222.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 338.75 m 222.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 338.75 m 399.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 312.75 m 163.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 325.75 m 222.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 325.75 m 222.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 325.75 m 399.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 312.75 m 222.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 312.75 m 222.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 312.75 m 222.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 312.75 m 281.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 312.75 m 340.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 312.75 m 399.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 312.75 m 399.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 312.75 m 458.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 312.75 m 517.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 312.75 m 576.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 299.75 m 222.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 299.75 m 222.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 299.75 m 281.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 299.75 m 340.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 299.75 m 399.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 299.75 m 458.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 299.75 m 517.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 286.75 m 222.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 286.75 m 222.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 286.75 m 399.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 273.75 m 222.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 273.75 m 222.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 273.75 m 399.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 260.75 m 222.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 260.75 m 222.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 260.75 m 399.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 247.75 m 222.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 247.75 m 222.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 247.75 m 399.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 234.75 m 222.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 234.75 m 222.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 234.75 m 399.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 208.75 m 163.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 221.75 m 222.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 221.75 m 222.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 221.75 m 399.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 208.75 m 222.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 208.75 m 222.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 208.75 m 222.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 208.75 m 281.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 208.75 m 281.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 208.75 m 340.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 208.75 m 340.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 208.75 m 399.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 208.75 m 399.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 208.75 m 458.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 208.75 m 458.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 208.75 m 517.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 208.75 m 517.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 208.75 m 576.5 208.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 182.75 m 163.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 195.75 m 222.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 182.75 m 222.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 195.75 m 222.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 182.75 m 281.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 182.75 m 340.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 195.75 m 399.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 182.75 m 399.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 182.75 m 458.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 182.75 m 517.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 182.75 m 576.5 182.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 696.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.65 705.20 Td (T) Tj ET Q q 0 0 0 rg BT 187.83 705.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.05 696.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 199.06 700.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.85 696.20 Td (90+ days past due) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 341.25 700.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.45 696.20 Td (30-89days past due) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 521.72 700.28 Td (\(2\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 683.00 Td (In millions of dollars,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 675.00 Td (except EOP loan amounts in billions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.80 683.15 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.50 674.15 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.80 683.15 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 674.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 683.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 674.01 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 683.01 Td (March 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.50 674.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.80 683.15 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 674.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 683.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 674.01 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 683.01 Td (March 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 674.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 662.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 70.99 666.23 Td (\(3\)\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.01 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 649.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.75 649.15 Td (296.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 649.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 649.15 Td (2,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 649.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 649.01 Td (2,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 649.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.25 649.01 Td (2,952) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 649.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.75 649.15 Td (3,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 649.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 649.01 Td (3,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 649.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 649.01 Td (3,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 636.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 636.15 Td (0.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 636.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 636.01 Td (0.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 636.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 636.01 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 636.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 636.15 Td (1.02) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 636.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 636.01 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 636.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 636.01 Td (1.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 636.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 623.15 Td (Retail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 610.01 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 610.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.75 610.15 Td (154.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 610.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 610.15 Td (992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 610.01 Td (952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 610.01 Td (874) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 610.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 610.15 Td (991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 610.01 Td (1,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 610.01 Td (1,191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 597.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 597.15 Td (0.65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 597.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 597.01 Td (0.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 597.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 597.01 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 597.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 597.15 Td (0.65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 597.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 597.01 Td (0.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 597.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 597.01 Td (0.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 597.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 584.00 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 584.15 Td (45.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 584.15 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 584.01 Td (257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 584.01 Td (282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 584.15 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 584.01 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 584.01 Td (226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 571.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 571.15 Td (0.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 571.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 571.01 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 571.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 571.01 Td (0.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 571.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 571.15 Td (0.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 571.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 571.01 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 571.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 571.01 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 571.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 558.00 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 558.15 Td (5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.00 558.15 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 558.01 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 558.01 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 558.15 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 558.01 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 558.01 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 545.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 545.15 Td (0.47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 545.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 545.01 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 545.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 545.01 Td (0.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 545.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 545.15 Td (0.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 545.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 545.01 Td (0.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 545.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 545.01 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 545.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 532.00 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 532.15 Td (30.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 532.15 Td (528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 532.01 Td (470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 532.01 Td (320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 532.15 Td (370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 532.01 Td (395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 532.01 Td (427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 519.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 519.15 Td (1.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 519.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 519.01 Td (1.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 519.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 519.01 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 519.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 519.15 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 519.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 519.01 Td (1.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 519.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 519.01 Td (1.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 519.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 506.00 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 506.15 Td (73.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 506.15 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 506.01 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 506.01 Td (229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 506.15 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 506.01 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 506.01 Td (468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 493.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 493.15 Td (0.26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 493.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 493.01 Td (0.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 493.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 493.01 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 493.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 493.15 Td (0.53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 493.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 493.01 Td (0.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 493.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 493.01 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 493.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.15 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 467.01 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 467.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.75 467.15 Td (141.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 467.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 467.15 Td (1,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 467.01 Td (2,021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.25 467.01 Td (2,078) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 467.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.75 467.15 Td (2,024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 467.01 Td (2,171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 467.01 Td (2,198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 454.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 454.15 Td (1.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 454.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 454.01 Td (1.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 454.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 454.01 Td (1.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 454.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 454.15 Td (1.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 454.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 454.01 Td (1.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 454.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 454.01 Td (1.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 454.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 441.00 Td (North AmericaCiti-branded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 441.15 Td (66.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 441.15 Td (648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 441.01 Td (681) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 441.01 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 441.15 Td (599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 441.01 Td (661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 441.01 Td (679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 428.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 428.15 Td (0.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 428.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 428.01 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 428.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 428.01 Td (1.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 428.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 428.15 Td (0.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 428.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 428.01 Td (0.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 428.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 428.01 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 428.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 415.00 Td (North AmericaCiti retail) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 406.05 Td (services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 408.20 Td (42.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 408.20 Td (689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 408.21 Td (771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 408.21 Td (651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 408.20 Td (725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 408.21 Td (830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 408.21 Td (685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 395.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 395.15 Td (1.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 395.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 395.01 Td (1.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 395.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 395.01 Td (1.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 395.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 395.15 Td (1.71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 395.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 395.01 Td (1.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 395.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 395.01 Td (1.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 395.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 382.00 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 382.15 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.00 382.15 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 382.01 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 382.01 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 382.15 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 382.01 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 382.01 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 369.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 369.15 Td (1.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 369.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 369.01 Td (1.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 369.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 369.01 Td (1.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 369.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 369.15 Td (1.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 369.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 369.01 Td (1.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 369.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 369.01 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 369.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 356.00 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 356.15 Td (11.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 356.15 Td (349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 356.01 Td (349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 356.01 Td (418) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 356.15 Td (390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 356.01 Td (364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 356.01 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 343.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 343.15 Td (2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 343.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 343.01 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 343.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 343.01 Td (2.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 343.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 343.15 Td (3.33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 343.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 343.01 Td (3.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 343.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 343.01 Td (3.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 343.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 330.00 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 330.15 Td (18.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 330.15 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 330.01 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 330.01 Td (232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 330.15 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 330.01 Td (274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 330.01 Td (325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 317.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 317.15 Td (1.07) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 317.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 317.01 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 317.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 317.01 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 317.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 317.15 Td (1.46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 317.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 317.01 Td (1.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 317.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 317.01 Td (1.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 317.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 304.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 90.26 308.23 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 291.01 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 291.15 Td (88.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 291.15 Td (2,660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 291.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 291.01 Td (2,710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 291.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.25 291.01 Td (3,678) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.75 291.15 Td (2,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 291.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 291.01 Td (2,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 291.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 291.01 Td (3,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 278.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 278.15 Td (3.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 278.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 278.01 Td (3.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 278.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 278.01 Td (3.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 278.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 278.15 Td (2.84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 278.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 278.01 Td (3.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 278.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 278.01 Td (3.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 278.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 265.00 Td (International) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 265.15 Td (5.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 265.15 Td (170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 265.01 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 265.01 Td (269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 265.15 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 265.01 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 265.01 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 252.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 252.15 Td (2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 252.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 252.01 Td (2.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 252.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 252.01 Td (4.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 252.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 252.15 Td (3.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 252.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 252.01 Td (3.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 252.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 252.01 Td (4.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 252.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 239.00 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 239.15 Td (82.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 239.15 Td (2,490) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 239.01 Td (2,548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.25 239.01 Td (3,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.75 239.15 Td (2,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 239.01 Td (2,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 239.01 Td (3,121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 226.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 226.15 Td (3.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 226.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 226.01 Td (3.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 226.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 226.01 Td (3.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 226.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 226.15 Td (2.79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 226.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 226.01 Td (3.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 226.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 226.01 Td (3.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 226.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 213.01 Td (Other ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 67.74 217.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 213.15 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 200.15 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 200.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.75 200.15 Td (384.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 200.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 200.15 Td (5,568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 200.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 200.01 Td (5,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 200.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.25 200.01 Td (6,630) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 200.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.75 200.15 Td (5,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 200.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 200.01 Td (5,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 200.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 200.01 Td (6,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 187.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.25 187.15 Td (1.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 187.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 187.01 Td (1.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 187.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 187.01 Td (1.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 187.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.25 187.15 Td (1.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 187.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 187.01 Td (1.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 187.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 187.01 Td (1.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 187.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 165.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 165.65 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 165.65 Td (otal loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 156.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 156.05 Td (The ratios of 90+ days past due and 30-89days past due are calculated based on end-of-period \(EOP\) loans, net of unearned income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 146.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 146.45 Td (The 90+ days past due balances for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.92 146.45 Td (North ) Tj ET Q q 0 0 0 rg BT 189.45 146.45 Td (AmericaCiti-branded car) Tj ET Q q 0 0 0 rg BT 277.36 146.45 Td (ds) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.47 146.45 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 300.02 146.45 Td (North ) Tj ET Q q 0 0 0 rg BT 320.55 146.45 Td (AmericaCiti r) Tj ET Q q 0 0 0 rg BT 371.59 146.45 Td (etail services) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.57 146.45 Td ( are generally still accruing interest. Citigroup) Tj ET Q q 0 0 0 rg BT 563.08 146.45 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 136.85 Td (policy is generally to accrue interest on credit card loans until 180days past due, unless notification of bankruptcy filing has been received earlier) Tj ET Q q 0 0 0 rg BT 520.07 136.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 127.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 127.25 Td (The 90+ days and 30-89days past due and related ratios for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 247.34 127.25 Td (North ) Tj ET Q q 0 0 0 rg BT 267.87 127.25 Td (America Regional Consumer Banking ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 391.41 127.25 Td (exclude U.S. mortgage loans that are guaranteed by U.S. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 117.65 Td (government-sponsored entities since the potential loss predominantly resides within the U.S. government agencies. ) Tj ET Q q 0 0 0 rg BT 424.00 117.65 Td (The amounts excluded for loans 90+ days past ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 108.05 Td (due and \(EOP) Tj ET Q q 0 0 0 rg BT 98.58 108.05 Td ( loans\) were $679million \($1.2billion\), $690million \($1.2billion\), and $736million \($1.5billion\) at March 31, 2014, December 31, 2013 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 98.45 Td (March 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 147.01 98.45 Td (. ) Tj ET Q q 0 0 0 rg BT 150.86 98.45 Td (The amounts excluded for loans 30-89days past due \(EOP) Tj ET Q q 0 0 0 rg BT 338.75 98.45 Td ( loans have the same adjustment as above\) were $141million, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 88.85 Td ($141million, and $121million, at March 31, 2014, December 31, 2013 and March 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 391.86 88.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 79.25 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 79.25 Td (The 90+ days and 30-89days past due and related ratios for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 247.34 79.25 Td (North ) Tj ET Q q 0 0 0 rg BT 267.87 79.25 Td (America Citi Holdings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 340.31 79.25 Td ( exclude U.S. mortgage loans that are guaranteed by U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 69.65 Td (sponsored entities since the potential loss predominantly resides within the U.S. agencies. ) Tj ET Q q 0 0 0 rg BT 342.91 69.65 Td (The amounts excluded for loans 90+ days past due \(and EOP) Tj ET Q q 0 0 0 rg BT 538.19 69.65 Td ( loans\) for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 60.05 Td (each period were $3.0billion \($6.1billion\), $3.3billion \($6.4billion\), and $3.7billion \($7.0billion\) at March 31, 2014, December 31, 2013 and March 31, 2013, ) Tj ET Q endstream endobj 135 0 obj <> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (65) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 750.50 Td (. ) Tj ET Q q 0 0 0 rg BT 95.98 750.50 Td (The amounts excluded for loans 30-89days past due \(EOP) Tj ET Q q 0 0 0 rg BT 283.87 750.50 Td ( loans have the same adjustment as above\) for each period were $0.9billion, $1.1billion, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (and $1.1billion, at March 31, 2014, December 31, 2013 and March 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 342.52 740.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (The March 31, 2014, December 31, 2013 and March 31, 2013 loans 90+ days past due and 30-89days past due and related ratios for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 480.84 731.30 Td (North ) Tj ET Q q 0 0 0 rg BT 501.37 731.30 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 528.47 731.30 Td ( exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td ($0.9billion, $0.9billion and $1.2billion, respectively) Tj ET Q q 0 0 0 rg BT 226.35 721.70 Td (, of loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Represents loans classified as Consumer loans on the Consolidated Balance Sheet that are not included in the Citi Holdings Consumer credit metrics.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 690.50 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 690.50 Td ( Loan Net Cr) Tj ET Q q 0 0 0 rg BT 136.46 690.50 Td (edit Losses and Ratios) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 630.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 630.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 630.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 630.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 604.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 604.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 604.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 604.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 604.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 578.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 578.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 578.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 578.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 552.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 552.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 552.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 552.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 526.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 526.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 526.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 526.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 526.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 500.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 500.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 500.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 500.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 474.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 474.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 474.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 474.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 448.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 448.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 448.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 448.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 448.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 422.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 422.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 422.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 422.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 422.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 396.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 396.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 396.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 396.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 396.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 370.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 370.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 370.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 370.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 344.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 344.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 344.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 344.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 344.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 318.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 318.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 318.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 318.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 292.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 292.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 292.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 292.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 292.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 266.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 266.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 266.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 266.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 266.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 240.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 240.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 240.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 240.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 240.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 214.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 214.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 214.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 214.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 214.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 188.00 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 188.00 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 188.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 188.00 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 188.00 44.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 657 m 488.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 657 m 532.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 657 m 576.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 643 m 403.5 643 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 643 m 444.5 643 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 643 m 488.5 643 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 643 m 532.5 643 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 643 m 576.5 643 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 604 m 403.5 604 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 604 m 444.5 604 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 604 m 488.5 604 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 604 m 532.5 604 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 604 m 576.5 604 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 461 m 403.5 461 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 461 m 444.5 461 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 461 m 488.5 461 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 461 m 532.5 461 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 461 m 576.5 461 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 292 m 403.5 292 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 292 m 444.5 292 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 292 m 488.5 292 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 292 m 532.5 292 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 292 m 576.5 292 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 188 m 403.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 188 m 444.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 188 m 488.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 188 m 532.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 188 m 576.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 188 m 444.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 188 m 488.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 188 m 532.5 188 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 188 m 576.5 188 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 162 m 403.5 162 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 162 m 444.5 162 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 162 m 488.5 162 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 162 m 532.5 162 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 162 m 576.5 162 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 661.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.80 670.45 Td (A) Tj ET Q q 0 0 0 rg BT 413.63 670.45 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.05 661.45 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 430.06 665.53 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 661.45 Td (Net cr) Tj ET Q q 0 0 0 rg BT 499.22 661.45 Td (edit losses) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 537.47 665.53 Td (\(2\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 647.25 Td (In millions of dollars, except average loan amounts in billions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.20 647.45 Td (1Q14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.70 647.45 Td (1Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 647.46 Td (4Q13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 647.46 Td (1Q13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.40 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 634.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 634.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 634.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.26 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 621.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 621.40 Td (295.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 621.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 621.40 Td (1,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 621.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 621.26 Td (1,787) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 621.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 621.26 Td (1,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 608.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 608.40 Td (2.45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 608.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 608.26 Td (2.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 608.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 608.26 Td (2.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 608.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 595.40 Td (Retail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 582.26 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 582.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 582.40 Td (152.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 582.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 582.40 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 582.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 582.26 Td (370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 582.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 582.26 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 569.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 569.40 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 569.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 569.26 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 569.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 569.26 Td (0.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 569.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 556.25 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 556.40 Td (44.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 556.40 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 556.26 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 556.26 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 543.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 543.40 Td (0.32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 543.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 543.26 Td (0.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 543.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 543.26 Td (0.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 543.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 530.25 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 530.40 Td (5.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 530.40 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 530.26 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 530.26 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 517.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 517.40 Td (0.15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 517.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 517.26 Td (0.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 517.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 517.26 Td (0.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 517.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 504.25 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 504.40 Td (29.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 504.40 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 504.26 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 504.26 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 491.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 491.40 Td (2.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 491.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 491.26 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 491.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 491.26 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 491.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 478.25 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 478.40 Td (72.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 478.40 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 478.26 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 478.26 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 465.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 465.40 Td (0.51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 465.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 465.26 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 465.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 465.26 Td (0.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 465.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 452.40 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 439.26 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 439.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 439.40 Td (143.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 439.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 439.40 Td (1,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 439.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 439.26 Td (1,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 439.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 439.26 Td (1,571) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 426.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 426.40 Td (4.07) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 426.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 426.26 Td (3.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 426.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 426.26 Td (4.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 426.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 413.25 Td (North AmericaCiti-branded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 413.40 Td (67.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 413.40 Td (587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 413.26 Td (588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 413.26 Td (692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 400.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 400.40 Td (3.53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 400.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 400.26 Td (3.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 400.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 400.26 Td (4.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 400.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 387.25 Td (North AmericaRetail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 387.40 Td (43.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 387.40 Td (481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 387.26 Td (471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 387.26 Td (508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 374.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 374.40 Td (4.47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 374.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 374.26 Td (4.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 374.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 374.26 Td (5.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 374.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 361.25 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 361.40 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 361.40 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 361.26 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 361.26 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 348.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 348.40 Td (1.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 348.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 348.26 Td (1.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 348.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 348.26 Td (2.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 348.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 335.25 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 335.40 Td (11.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 335.40 Td (254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 335.26 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 335.26 Td (212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 322.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 322.40 Td (8.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 322.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 322.26 Td (7.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 322.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 322.26 Td (7.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 322.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 309.25 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 309.40 Td (18.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 309.40 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 309.26 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 309.26 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 296.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 296.40 Td (2.44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 296.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 296.26 Td (2.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 296.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 296.26 Td (2.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 296.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 283.40 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 270.26 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 270.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 270.40 Td (89.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 270.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 270.40 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 270.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 270.26 Td (748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 270.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 270.26 Td (920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 257.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 257.40 Td (2.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 257.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 257.26 Td (3.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 257.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 257.26 Td (3.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 257.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 244.25 Td (International) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 244.40 Td (5.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 244.40 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 244.26 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 244.26 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 231.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 231.40 Td (2.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 231.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 231.26 Td (2.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 231.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 231.26 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 231.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 218.25 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 218.40 Td (83.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 218.40 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 218.26 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 218.26 Td (835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 205.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 205.40 Td (2.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 205.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 205.26 Td (3.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 205.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 205.26 Td (3.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 205.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 192.25 Td (Other ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 68.25 196.33 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 192.40 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 192.40 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 192.26 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 192.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 192.26 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 179.40 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 179.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 179.40 Td (385.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 179.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 179.40 Td (2,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 179.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 179.26 Td (2,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 179.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 179.26 Td (2,833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 166.26 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 166.40 Td (2.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 166.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 166.26 Td (2.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 166.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 166.26 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 166.26 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 144.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 144.90 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 144.90 Td (verage loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 135.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 135.30 Td (The ratios of net credit losses are calculated based on average loans, net of unearned income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 125.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 125.70 Td (Represents NCLs on loans classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 181.98 125.70 Td (Consumer loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.20 125.70 Td ( on the Consolidated Balance Sheet that are not included in the Citi Holdings Consumer credit metrics.) Tj ET Q endstream endobj 137 0 obj <> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (66) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Corporate Credit Details) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Consistent with its overall strategy) Tj ET Q q 0 0 0 rg BT 174.22 737.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 197.01 737.25 Td (s Corporate clients are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (typically lar) Tj ET Q q 0 0 0 rg BT 83.86 725.25 Td (ge, multi-national corporations who value Citi) Tj ET Q q 0 0 0 rg BT 271.60 725.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (global network. Citi aims to establish relationships with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (clients that encompass multiple products, consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (client needs, including cash management and trade services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (foreign exchange, lending, capital markets and M&A) Tj ET Q q 0 0 0 rg BT 248.71 677.25 Td ( advisory) Tj ET Q q 0 0 0 rg BT 285.00 677.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (For additional information on corporate credit risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (management, see Managing Global RiskCredit Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Corporate Credit Details in Citi) Tj ET Q q 0 0 0 rg BT 169.31 641.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 197.65 641.25 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Form 10-K and Country RiskEmer) Tj ET Q q 0 0 0 rg BT 189.69 629.25 Td (ging Markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Exposures below) Tj ET Q q 0 0 0 rg BT 108.39 617.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Corporate Cr) Tj ET Q q 0 0 0 rg BT 378.36 749.10 Td (edit Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The following table represents the Corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (\(excluding private bank in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 429.24 725.10 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.97 725.10 Td (\), before consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (collateral or hedges, by remaining tenor at March 31, 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (and December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 424.34 701.10 Td (The Corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (includes loans and unfunded lending commitments in Citi) Tj ET Q q 0 0 0 rg BT 558.14 689.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (institutional client exposure in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 447.87 677.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.09 677.10 Td ( and, to a much lesser ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (extent, Citi Holdings, by Citi) Tj ET Q q 0 0 0 rg BT 442.89 665.10 Td (s internal management hierarchy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (and is broken out by \(i\)direct outstandings, which include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (drawn loans, overdrafts, bankers) Tj ET Q q 0 0 0 rg BT 456.82 641.10 Td ( acceptances and leases, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (\(ii\)unfunded lending commitments, which include unused ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (commitments to lend, letters of credit and financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 539.60 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 539.60 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 539.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 539.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 539.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 539.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 539.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 539.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 539.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 511.60 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 511.60 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 511.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 511.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 511.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 511.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 511.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 511.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 511.60 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 580.6 m 277.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 580.6 m 330.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 580.6 m 370.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 580.6 m 416.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 580.6 m 449.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 580.6 m 498.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 580.6 m 534.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 580.6 m 576.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 539.6 m 243.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 539.6 m 277.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 539.6 m 330.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 539.6 m 370.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 580.6 m 416.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 539.6 m 416.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 539.6 m 449.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 539.6 m 498.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 539.6 m 534.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 539.6 m 576.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 539.6 m 277.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 539.6 m 330.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 539.6 m 370.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 539.6 m 416.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 539.6 m 416.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 539.6 m 449.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 539.6 m 498.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 539.6 m 534.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 539.6 m 576.5 539.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 525.6 m 416.5 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 511.6 m 243.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.6 m 243.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 511.6 m 277.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 497.6 m 277.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 511.6 m 330.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 497.6 m 330.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 511.6 m 370.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 497.6 m 370.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 511.6 m 416.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 511.6 m 416.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 497.6 m 416.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 511.6 m 449.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 497.6 m 449.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 511.6 m 498.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 497.6 m 498.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 511.6 m 534.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 497.6 m 534.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 511.6 m 576.5 511.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 497.6 m 576.5 497.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 585.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.80 585.05 Td (At March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 585.06 Td (At December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 543.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.25 562.05 Td (Due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.70 553.05 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.20 544.05 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.40 571.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 299.23 571.05 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.80 562.05 Td (than 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.60 553.05 Td (but within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.85 544.05 Td (5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.90 562.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 345.73 562.05 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.20 553.05 Td (than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 544.05 Td (5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.15 553.05 Td (T) Tj ET Q q 0 0 0 rg BT 388.33 553.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.80 544.05 Td (Exposur) Tj ET Q q 0 0 0 rg BT 407.15 544.05 Td (e) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 562.06 Td (Due) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.95 553.06 Td (within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.35 544.06 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 571.06 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 562.06 Td (than 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.10 553.06 Td (but within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.60 544.06 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 562.06 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 553.06 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.10 544.06 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.80 553.06 Td (T) Tj ET Q q 0 0 0 rg BT 550.67 553.06 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 544.06 Td (exposure) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 530.06 Td (Direct outstandings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 530.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 530.05 Td (110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 530.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 530.05 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 530.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 530.05 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 530.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 530.05 Td (220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 530.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 530.06 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 530.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 530.06 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 530.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 530.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 530.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 530.06 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.06 Td (Unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 516.05 Td (93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 516.05 Td (204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 516.05 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 516.05 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 516.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 516.06 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 516.06 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 516.06 Td (312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 502.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 502.05 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 502.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 502.05 Td (285) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 502.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 502.05 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 502.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 502.05 Td (543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 502.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 502.06 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 502.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 502.06 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 502.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 502.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 502.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 502.06 Td (529) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 474.10 Td (Portfolio MixGeography) Tj ET Q q 0 0 0 rg BT 143.49 474.10 Td (, Counterparty and Industry) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 462.10 Td (s Corporate credit portfolio is diverse across geography ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.10 Td (and counterparty) Tj ET Q q 0 0 0 rg BT 102.82 450.10 Td (. ) Tj ET Q q 0 0 0 rg BT 107.64 450.10 Td (The following table shows the percentage of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.10 Td (direct outstandings and unfunded lending commitments by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.10 Td (region based on Citi) Tj ET Q q 0 0 0 rg BT 119.60 426.10 Td (s internal management geography:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.60 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 392.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 392.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.60 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 364.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 364.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 336.60 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 336.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 336.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.6 m 158.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 392.6 m 223.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 392.6 m 288.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 392.6 m 223.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 392.6 m 288.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 336.6 m 158.5 336.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 322.6 m 158.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 336.6 m 223.5 336.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 322.6 m 223.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 336.6 m 288.5 336.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 322.6 m 288.5 322.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.80 406.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.50 397.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 406.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.50 397.06 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 383.05 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 383.05 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 383.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 383.06 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 383.06 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 369.05 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 369.05 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 369.06 Td (27) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 355.05 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 355.05 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 355.06 Td (14) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 341.05 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 341.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 341.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 327.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 327.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 327.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 327.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 327.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (The maintenance of accurate and consistent risk ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.10 Td (across the Corporate credit portfolio facilitates the comparison ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.10 Td (of credit exposure across all lines of business, geographic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.10 Td (regions and products. Counterparty risk ratings reflect an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.10 Td (estimated probability of default for a counterparty and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.10 Td (derived primarily through the use of validated statistical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.10 Td (models, scorecard models and external agency ratings \(under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.10 Td (defined circumstances\), in combination with consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.10 Td (factors specific to the obligor or market, such as management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.10 Td (experience, competitive position and regulatory environment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.10 Td (Facility risk ratings are assigned that reflect the probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.10 Td (default of the obligor and factors that af) Tj ET Q q 0 0 0 rg BT 194.93 167.10 Td (fect the loss-given-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.10 Td (default of the facility) Tj ET Q q 0 0 0 rg BT 119.48 155.10 Td (, such as support or collateral. Internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.10 Td (obligor ratings that generally correspond to BBB and above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.10 Td (are considered investment grade, while those below are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.10 Td (considered non-investment grade.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.10 Td (Citigroup also has incorporated climate risk assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.10 Td (and reporting criteria for certain obligors, as necessary) Tj ET Q q 0 0 0 rg BT 253.59 95.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.10 Td (Factors evaluated include consideration of climate risk to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.10 Td (obligor) Tj ET Q q 0 0 0 rg BT 65.26 71.10 Td () Tj ET Q q 0 0 0 rg BT 68.04 71.10 Td (s business and physical assets and, when relevant, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.10 Td (consideration of cost-ef) Tj ET Q q 0 0 0 rg BT 130.23 59.10 Td (fective options to reduce greenhouse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.10 Td (gas emissions.) Tj ET Q endstream endobj 139 0 obj <> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table presents the Corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (portfolio by facility risk rating at March 31, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (December31, 2013, as a percentage of the total Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (credit portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 656.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 656.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 656.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 628.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 628.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 628.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 600.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 600.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 600.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 679.6 m 152.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 679.6 m 222.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 679.6 m 288.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 656.6 m 152.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 656.6 m 222.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 656.6 m 288.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 656.6 m 222.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 656.6 m 288.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 586.6 m 152.5 586.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.6 m 152.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 586.6 m 222.5 586.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 572.6 m 222.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 586.6 m 288.5 586.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 572.6 m 288.5 572.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 684.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.05 693.05 Td (Dir) Tj ET Q q 0 0 0 rg BT 186.88 693.05 Td (ect outstandings and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 158.95 684.05 Td (unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 661.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.30 670.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 661.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 670.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 661.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.06 Td (AAA/AA/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 647.05 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 647.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 647.06 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 647.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.06 Td (BBB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 633.05 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 633.06 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.06 Td (BB/B) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 619.05 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 619.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 605.06 Td (CCC or below) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 605.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 605.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.06 Td (Unrated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 591.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 591.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 577.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 577.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 577.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 577.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 577.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 549.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 549.10 Td (s Corporate credit portfolio is also diversified by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.10 Td (industry) Tj ET Q q 0 0 0 rg BT 68.13 537.10 Td (, with a concentration in the financial sector) Tj ET Q q 0 0 0 rg BT 243.22 537.10 Td (, broadly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.10 Td (defined, and including banks, other financial institutions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.10 Td (insurance companies, investment banks and government and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.10 Td (central banks. ) Tj ET Q q 0 0 0 rg BT 93.85 501.10 Td (The following table shows the allocation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.10 Td (direct outstandings and unfunded lending commitments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.10 Td (industries as a percentage of the total Corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.10 Td (portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 408.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 408.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 408.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 373.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 373.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.60 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 345.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 345.60 66.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.60 116.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 308.60 70.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 308.60 66.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 273.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 273.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 273.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 245.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 245.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 431.6 m 222.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 431.6 m 288.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.6 m 152.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 431.6 m 222.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 408.6 m 222.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 431.6 m 288.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 408.6 m 288.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.6 m 152.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 408.6 m 222.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 408.6 m 288.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245.60000000000002 m 152.5 245.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.60000000000002 m 152.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 245.60000000000002 m 222.5 245.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 231.60000000000002 m 222.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 245.60000000000002 m 288.5 245.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 231.60000000000002 m 288.5 231.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 436.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.05 445.05 Td (Dir) Tj ET Q q 0 0 0 rg BT 186.88 445.05 Td (ect outstandings and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 158.95 436.05 Td (unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 413.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.30 422.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 413.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 422.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 413.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.06 Td (Transportation and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 399.05 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 399.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 399.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 399.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 385.86 Td (Petroleum, energy, chemical) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.86 Td (and metal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 378.05 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 378.06 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.06 Td (Consumer retail and health) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 364.05 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 364.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.06 Td (Banks/broker-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 350.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 350.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 336.06 Td (Technology, media and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.06 Td (telecom) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 327.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 327.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 313.06 Td (Public sector) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 313.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 313.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 299.86 Td (Insurance and special purpose) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 290.86 Td (entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 292.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 292.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.06 Td (Real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 278.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 278.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 264.06 Td (Hedge funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 264.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 264.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 250.06 Td (Other industries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 250.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 250.06 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 236.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 236.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 236.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 236.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 236.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 208.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 46.19 208.10 Td (edit Risk Mitigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.10 Td (As part of its overall risk management activities, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.10 Td (uses credit derivatives and other risk mitigants to hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.10 Td (portions of the credit risk in its Corporate credit portfolio, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.10 Td (addition to outright asset sales. ) Tj ET Q q 0 0 0 rg BT 161.91 160.10 Td (The purpose of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.10 Td (transactions is to transfer credit risk to third parties. ) Tj ET Q q 0 0 0 rg BT 244.65 148.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.10 Td (results of the mark-to-market and any realized gains or losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.10 Td (on credit derivatives are reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.59 124.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.31 124.10 Td ( on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.10 Td (the Consolidated Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.10 Td (At March 31, 2014 and December31, 2013, $27.9 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.10 Td (and $27.2billion, respectively) Tj ET Q q 0 0 0 rg BT 156.71 88.10 Td (, of the Corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 76.10 Td (portfolio was economically hedged. Citigroup) Tj ET Q q 0 0 0 rg BT 222.90 76.10 Td (s expected loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 64.10 Td (model used in the calculation of its loan loss reserve does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.10 Td (include the favorable impact of credit derivatives and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (mitigants that are marked to market. In addition, the reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (amounts of direct outstandings and unfunded lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (commitments in the tables above do not reflect the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (these hedging transactions. ) Tj ET Q q 0 0 0 rg BT 433.98 713.10 Td (At March 31, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (December31, 2013, the credit protection was economically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (hedging underlying Corporate credit portfolio with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (following risk rating distribution:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Rating of Hedged Exposur) Tj ET Q q 0 0 0 rg BT 437.44 653.10 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 619.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 619.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 619.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 591.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 591.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 591.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 563.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 563.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 563.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 619.6 m 440.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 619.6 m 510.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 563.6 m 440.5 563.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 549.6 m 440.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 563.6 m 510.5 563.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 549.6 m 510.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 563.6 m 576.5 563.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 549.6 m 576.5 549.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.30 633.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 624.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 633.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 624.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 610.06 Td (AAA/AA/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 610.05 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 610.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 610.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 610.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 596.06 Td (BBB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 596.05 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 596.06 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 582.06 Td (BB/B) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 582.05 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 582.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 568.06 Td (CCC or below) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 568.05 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 568.06 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 554.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 554.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 554.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 554.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 554.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 526.10 Td (At March 31, 2014 and December31, 2013, the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (protection was economically hedging underlying Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (credit portfolio exposures with the following industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 490.10 Td (distribution:) Tj ET Q endstream endobj 141 0 obj <> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (68) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Industry of Hedged Exposur) Tj ET Q q 0 0 0 rg BT 157.79 749.25 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 118.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 715.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 715.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 118.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 678.75 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 678.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 641.75 118.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 641.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 641.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 604.75 118.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 604.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 604.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 577.75 118.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 577.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 577.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 154.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 715.75 m 224.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 715.75 m 288.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 154.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 577.75 m 154.5 577.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 563.75 m 154.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 577.75 m 224.5 577.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 563.75 m 224.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 577.75 m 288.5 577.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 563.75 m 288.5 563.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.30 729.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 720.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.75 729.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 720.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 706.21 Td (Transportation and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 706.20 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 706.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 706.21 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 706.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 692.21 Td (Petroleum, energy, chemical) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 683.21 Td (and metal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 683.20 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 683.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 669.21 Td (Technology, media and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 660.21 Td (telecom) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 660.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 660.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.21 Td (Consumer retail and health) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 646.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 646.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.21 Td (Banks/broker-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 632.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 632.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.21 Td (Insurance and special purpose) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.21 Td (entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 609.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 609.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 596.01 Td (Public Sector) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 596.15 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 596.01 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.21 Td (Other industries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 582.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 582.21 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 568.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.50 568.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 568.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 568.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 568.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 540.25 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 192.88 540.25 Td (s Corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 528.25 Td (portfolio, including allowance for loan losses, coverage ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.25 Td (and Corporate non-accrual loans, see Credit RiskLoans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.25 Td (Outstanding, Details of Credit Loss Experience, ) Tj ET Q q 0 0 0 rg BT 229.85 504.25 Td (Allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.25 Td (Loan Losses and Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 203.73 492.25 Td (Assets above.) Tj ET Q endstream endobj 143 0 obj <> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (69) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (MARKET) Tj ET Q q 0 0 0 rg BT 89.78 747.90 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Market risk encompasses funding and liquidity risk and price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (risk, each of which arise in the normal course of business of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (global financial intermediary such as Citi. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (information, see Managing Global RiskMarket Risk in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 679.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 82.12 679.90 Td (Annual Report on Form 10-K.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 203.50 679.90 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (Funding and Liquidity Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (Adequate liquidity and sources of funding are essential to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 631.90 Td (s businesses. Funding and liquidity risks arise from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (several factors, many of which Citi cannot control, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (disruptions in the financial markets, changes in key funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (sources, credit spreads, changes in Citi) Tj ET Q q 0 0 0 rg BT 194.01 595.90 Td (s credit ratings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (political and economic conditions in certain countries. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 547.90 Td (s funding and liquidity objectives are to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (adequate liquidity to \(i\) fund its existing asset base; \(ii\) grow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 523.90 Td (its core businesses in Citicorp; \(iii\) maintain suf) Tj ET Q q 0 0 0 rg BT 227.73 523.90 Td (ficient excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.90 Td (liquidity) Tj ET Q q 0 0 0 rg BT 69.24 511.90 Td (, structured appropriately) Tj ET Q q 0 0 0 rg BT 169.39 511.90 Td (, so that it can operate under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.90 Td (a wide variety of market conditions, including market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.90 Td (disruptions for both short- and long-term periods; and \(iv\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td (satisfy regulatory requirements. Citigroup) Tj ET Q q 0 0 0 rg BT 206.52 475.90 Td (s primary liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.90 Td (objectives are established by entity) Tj ET Q q 0 0 0 rg BT 175.31 463.90 Td (, and in aggregate, across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.90 Td (three major categories: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.90 Td (the parent entity) Tj ET Q q 0 0 0 rg BT 118.33 433.90 Td (, which includes the parent holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.90 Td (company \(Citigroup\) and Citi) Tj ET Q q 0 0 0 rg BT 175.37 421.90 Td (s broker) Tj ET Q q 0 0 0 rg BT 207.66 421.90 Td (-dealer subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 409.90 Td (that are consolidated into Citigroup \(collectively referred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.90 Td (to in this section as parent\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 385.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 385.90 Td (s significant Citibank entities, which consist of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.90 Td (Citibank, N.A. units domiciled in the U.S., ) Tj ET Q q 0 0 0 rg BT 227.42 373.90 Td (W) Tj ET Q q 0 0 0 rg BT 236.06 373.90 Td (estern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 361.90 Td (Europe, Hong Kong, Japan and Singapore \(collectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 349.90 Td (referred to in this section as significant Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 337.90 Td (entities\); and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 325.90 Td (other Citibank and Banamex entities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (At an aggregate level, Citigroup) Tj ET Q q 0 0 0 rg BT 473.35 749.10 Td (s goal is to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (suf) Tj ET Q q 0 0 0 rg BT 336.04 737.10 Td (ficient funding in amount and tenor to fully fund customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (assets and to provide an appropriate amount of cash and high-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (quality liquid assets \(as discussed further below\), even in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (times of stress. ) Tj ET Q q 0 0 0 rg BT 386.04 701.10 Td (The liquidity framework provides that entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (be self-suf) Tj ET Q q 0 0 0 rg BT 365.75 689.10 Td (ficient or net providers of liquidity) Tj ET Q q 0 0 0 rg BT 503.68 689.10 Td (, including in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (conditions established under their designated stress tests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 665.10 Td (s primary sources of funding include \(i\)deposits via ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 653.10 Td (s bank subsidiaries, which are Citi) Tj ET Q q 0 0 0 rg BT 481.76 653.10 Td (s most stable and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (lowest cost source of long-term funding, \(ii\)long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (\(primarily senior and subordinated debt\) primarily issued at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (the parent and certain bank subsidiaries, and \(iii\)stockholders) Tj ET Q q 0 0 0 rg BT 574.57 617.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (equity) Tj ET Q q 0 0 0 rg BT 348.35 605.10 Td (. ) Tj ET Q q 0 0 0 rg BT 353.17 605.10 Td (These sources may be supplemented by short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (borrowings, primarily in the form of secured financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (As referenced above, Citigroup works to ensure that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (structural tenor of these funding sources is suf) Tj ET Q q 0 0 0 rg BT 508.50 557.10 Td (ficiently long in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (relation to the tenor of its asset base. ) Tj ET Q q 0 0 0 rg BT 472.39 545.10 Td (The goal of Citi) Tj ET Q q 0 0 0 rg BT 538.77 545.10 Td (s asset/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (liability management is to ensure that there is excess tenor in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (the liability structure so as to provide excess liquidity after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (funding the assets. ) Tj ET Q q 0 0 0 rg BT 400.47 509.10 Td (The excess liquidity resulting from a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (longer) Tj ET Q q 0 0 0 rg BT 349.35 497.10 Td (-term tenor profile can ef) Tj ET Q q 0 0 0 rg BT 449.67 497.10 Td (fectively of) Tj ET Q q 0 0 0 rg BT 495.30 497.10 Td (fset potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (decreases in liquidity that may occur under stress. ) Tj ET Q q 0 0 0 rg BT 525.70 485.10 Td (This excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (funding is held in the form of high quality liquid assets, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (Citi generally refers to as its liquidity resources, and is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (described further below) Tj ET Q q 0 0 0 rg BT 418.31 449.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 293.90 Td (High Quality Liquid ) Tj ET Q q 0 0 0 rg BT 125.20 293.90 Td (Assets ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 235.40 128.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 235.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 235.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 235.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 235.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 235.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 209.40 128.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 209.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 209.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 209.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 209.40 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 209.40 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 209.40 35.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 254.39999999999998 m 199.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 254.39999999999998 m 232.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 275.4 m 267.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 254.39999999999998 m 267.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 254.39999999999998 m 302.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 254.39999999999998 m 335.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 275.4 m 370.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 254.39999999999998 m 370.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 254.39999999999998 m 405.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 254.39999999999998 m 438.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 275.4 m 473.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 254.39999999999998 m 473.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 254.39999999999998 m 508.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 254.39999999999998 m 541.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 254.39999999999998 m 576.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.39999999999998 m 164.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 235.39999999999998 m 199.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 254.39999999999998 m 232.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 235.39999999999998 m 232.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 254.39999999999998 m 267.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 235.39999999999998 m 267.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 254.39999999999998 m 302.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 235.39999999999998 m 302.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 254.39999999999998 m 335.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 235.39999999999998 m 335.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 254.39999999999998 m 370.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 254.39999999999998 m 370.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 235.39999999999998 m 370.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 254.39999999999998 m 405.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 235.39999999999998 m 405.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 254.39999999999998 m 438.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 235.39999999999998 m 438.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 254.39999999999998 m 473.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 254.39999999999998 m 473.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 235.39999999999998 m 473.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 254.39999999999998 m 508.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 235.39999999999998 m 508.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 254.39999999999998 m 541.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 235.39999999999998 m 541.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 254.39999999999998 m 576.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 254.39999999999998 m 576.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 235.39999999999998 m 576.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 235.39999999999998 m 267.5 222.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 235.39999999999998 m 370.5 222.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 235.39999999999998 m 473.5 222.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 209.39999999999998 m 164.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 222.39999999999998 m 267.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 222.39999999999998 m 370.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 222.39999999999998 m 473.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 196.39999999999998 m 164.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 209.39999999999998 m 199.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 196.39999999999998 m 199.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 209.39999999999998 m 232.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 196.39999999999998 m 232.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 209.39999999999998 m 267.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 209.39999999999998 m 267.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 196.39999999999998 m 267.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 209.39999999999998 m 302.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 196.39999999999998 m 302.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 209.39999999999998 m 335.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 196.39999999999998 m 335.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 209.39999999999998 m 370.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 209.39999999999998 m 370.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 196.39999999999998 m 370.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 209.39999999999998 m 405.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 196.39999999999998 m 405.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 209.39999999999998 m 438.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 196.39999999999998 m 438.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 209.39999999999998 m 473.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 209.39999999999998 m 473.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 196.39999999999998 m 473.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 209.39999999999998 m 508.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 196.39999999999998 m 508.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 209.39999999999998 m 541.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 196.39999999999998 m 541.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 209.39999999999998 m 576.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 196.39999999999998 m 576.5 196.39999999999998 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 259.08 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.55 258.85 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.60 266.80 Td (Significant Citibank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.70 257.80 Td (Entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.55 266.80 Td (Other Citibank and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.60 257.80 Td (Banamex Entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.65 258.85 Td (Total) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 239.65 Td (In billions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 167.30 246.48 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.50 238.48 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.05 246.35 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 207.50 238.35 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.05 246.35 Td (Mar. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.50 238.35 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 270.30 246.48 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.50 238.48 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.05 246.35 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 310.50 238.35 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.05 246.35 Td (Mar. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 344.50 238.35 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.30 246.48 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 379.50 238.48 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.05 246.35 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.50 238.35 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.05 246.35 Td (Mar. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.50 238.35 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.30 246.48 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.50 238.48 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 511.05 246.35 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 516.50 238.35 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 545.05 246.35 Td (Mar. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 550.50 238.35 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 39.00 226.65 Td (Available cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 226.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.25 226.80 Td (38.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 226.66 Td (38.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 226.66 Td (39.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 226.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.25 226.80 Td (77.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 226.66 Td (82.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 226.66 Td (53.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 226.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.25 226.80 Td (13.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 226.66 Td (15.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 226.66 Td (10.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 226.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 226.80 Td (129.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 226.66 Td (136.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 226.66 Td (103.3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 39.00 213.65 Td (Unencumbered liquid securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.25 213.80 Td (28.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 213.66 Td (28.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 213.66 Td (24.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 213.80 Td (188.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 213.66 Td (181.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 213.66 Td (169.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.25 213.80 Td (78.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 213.66 Td (77.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 213.66 Td (79.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 213.80 Td (295.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 213.66 Td (287.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 213.66 Td (272.5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 200.63 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 200.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.25 200.80 Td (67.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 200.66 Td (66.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 200.66 Td (63.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 200.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 200.80 Td (265.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 200.66 Td (263.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 200.66 Td (222.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 200.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.25 200.80 Td (91.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 200.66 Td (93.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 200.66 Td (89.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 200.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 200.80 Td (424.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 200.66 Td (423.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 200.66 Td (375.8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 177.70 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.33 177.70 Td (Amounts above are estimated based on Citi) Tj ET Q q 0 0 0 rg BT 196.63 177.70 Td (s current interpretation of the definition of high quality liquid assets under the Basel Committee on Banking ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 168.10 Td (Supervision) Tj ET Q q 0 0 0 rg BT 76.45 168.10 Td (s final Basel III Liquidity Coverage Ratio rules \(see Risk FactorsLiquidity Risks in Citi) Tj ET Q q 0 0 0 rg BT 373.51 168.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 396.18 168.10 Td (Annual Report on Form 10-K and Liquidity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 158.50 Td (Management, Measurement and Stress ) Tj ET Q q 0 0 0 rg BT 161.82 158.50 Td (T) Tj ET Q q 0 0 0 rg BT 166.15 158.50 Td (esting below\). ) Tj ET Q q 0 0 0 rg BT 216.58 158.50 Td (All amounts in the table above are as of period-end and may increase or decrease intra-period in the ordinary ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.90 Td (course of business. ) Tj ET Q endstream endobj 145 0 obj <> endobj 146 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (As set forth in the table above, Citigroup) Tj ET Q q 0 0 0 rg BT 220.08 749.10 Td (s liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (resources at March 31, 2014 were relatively stable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (sequentially and increased 13% from the prior) Tj ET Q q 0 0 0 rg BT 220.74 725.10 Td (-year period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (The year) Tj ET Q q 0 0 0 rg BT 71.05 713.10 Td (-over) Tj ET Q q 0 0 0 rg BT 91.95 713.10 Td (-year growth was driven by an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (deposits, credit card securitization issuances in Citibank, N.A. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (and a continued reduction of Citi Holdings assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (The following table shows further detail of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (composition of Citi's liquidity resources by type of asset as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (each of the periods indicated. For securities, the amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (represent the liquidity value that potentially could be realized, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (and thus excludes any securities that are encumbered, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (as the haircuts that would be required for secured financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (transactions.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 571.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 571.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 206.50 571.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 571.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 543.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 206.50 543.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 543.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 515.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 515.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 206.50 515.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 515.60 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 571.6 m 164.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 571.6 m 206.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 206.5 571.6 m 246.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 571.6 m 288.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 571.6 m 206.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 206.5 571.6 m 246.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 571.6 m 288.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 501.6 m 164.5 501.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.6 m 164.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 501.6 m 206.5 501.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 487.6 m 206.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 206.5 501.6 m 246.5 501.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 206.5 487.6 m 246.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 501.6 m 288.5 501.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 487.6 m 288.5 487.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 575.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 585.05 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 576.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.85 585.06 Td (Dec.31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 576.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.85 585.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 576.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 562.06 Td (Available cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 562.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 562.05 Td (129.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.00 562.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 562.06 Td (136.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 562.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 562.06 Td (103.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 548.06 Td (U.S. Treasuries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 548.05 Td (103.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.25 548.06 Td (89.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 548.06 Td (79.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.06 Td (U.S. Agencies/Agency MBS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 534.05 Td (54.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.25 534.06 Td (59.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 534.06 Td (61.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.06 Td (Foreign Government) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 114.23 524.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 520.05 Td (120.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 520.06 Td (123.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 520.06 Td (119.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.06 Td (Other Investment Grade) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 125.97 510.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 506.05 Td (17.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.25 506.06 Td (15.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 506.06 Td (11.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 492.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 492.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 492.05 Td (424.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.00 492.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 492.06 Td (423.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 492.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 492.06 Td (375.8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 468.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 468.90 Td (Foreign government also includes foreign government agencies, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 459.30 Td (multinationals and foreign government guaranteed securities. Foreign ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 449.70 Td (government securities are held lar) Tj ET Q q 0 0 0 rg BT 162.25 449.70 Td (gely to support local liquidity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 440.10 Td (requirements and Citi) Tj ET Q q 0 0 0 rg BT 125.54 440.10 Td (s local franchises and, as of March 31, 2014, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 430.50 Td (principally included government bonds from Hong Kong, Japan, Korea, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 420.90 Td (Mexico, Poland, Singapore and ) Tj ET Q q 0 0 0 rg BT 156.50 420.90 Td (T) Tj ET Q q 0 0 0 rg BT 160.83 420.90 Td (aiwan.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 411.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 411.30 Td (Includes contractual committed facilities from central banks in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 401.70 Td (amount of $1billion, $1billion and $1.2 billion at the end of the first ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 392.10 Td (quarter of 2014 and the fourth and first quarters of 2013, respectively) Tj ET Q q 0 0 0 rg BT 275.19 392.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 368.10 Td (As evident from the table above, as of March 31, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.10 Td (more than 80% of Citi) Tj ET Q q 0 0 0 rg BT 128.21 356.10 Td (s liquidity resources consisted of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.10 Td (available cash, U.S. government securities and high quality ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.10 Td (foreign sovereign debt securities, with the remaining amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.10 Td (consisting of U.S. agency securities, agency MBS and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 308.10 Td (investment grade debt.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 296.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 296.10 Td (s liquidity resources as set forth above do not include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.10 Td (additional potential liquidity in the form of Citigroup) Tj ET Q q 0 0 0 rg BT 251.25 284.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.10 Td (borrowing capacity from the various Federal Home Loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.10 Td (Banks \(FHLB\), which was approximately $31billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.10 Td (March 31, 2014 and is maintained by pledged collateral to all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 236.10 Td (such banks. ) Tj ET Q q 0 0 0 rg BT 84.98 236.10 Td (The liquidity resources shown above also do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.10 Td (include Citi) Tj ET Q q 0 0 0 rg BT 85.72 224.10 Td (s borrowing capacity at the U.S. Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.10 Td (Bank discount window or international central banks, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.10 Td (capacity would be in addition to the resources noted above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.10 Td (In general, Citigroup can freely fund legal entities within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.10 Td (its bank vehicles. Citigroup) Tj ET Q q 0 0 0 rg BT 148.76 176.10 Td (s bank subsidiaries, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 164.10 Td (Citibank, N.A., can lend to the Citigroup parent and broker) Tj ET Q q 0 0 0 rg BT 272.13 164.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.10 Td (dealer entities in accordance with Section23A) Tj ET Q q 0 0 0 rg BT 221.49 152.10 Td ( of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.10 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 70.16 140.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 89.04 140.10 Td (As of March 31, 2014, the amount available for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.10 Td (lending to these entities under Section23A) Tj ET Q q 0 0 0 rg BT 207.64 128.10 Td ( was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.10 Td ($17billion \(unchanged from December 31, 2013\), provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.10 Td (the funds are collateralized appropriately) Tj ET Q q 0 0 0 rg BT 199.16 104.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Deposits are the primary and lowest cost funding source for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 725.25 Td (s bank subsidiaries. ) Tj ET Q q 0 0 0 rg BT 422.15 725.25 Td (The table below sets forth the end of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (period deposits, by business and/or segment, and the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (average deposits for each of the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 658.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 658.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 658.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 658.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 630.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 630.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 630.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 630.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 602.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 602.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 602.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 602.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 574.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 574.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 574.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 574.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 546.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 546.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 546.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 546.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 518.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 518.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 518.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 518.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 490.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 490.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 490.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 490.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 462.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 462.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 462.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 462.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 434.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 434.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 434.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 434.15 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 658.15 m 455.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 658.15 m 494.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 658.15 m 537.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 658.15 m 576.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 588.15 m 455.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 588.15 m 494.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 588.15 m 537.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 588.15 m 576.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 504.15 m 455.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 504.15 m 494.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 504.15 m 537.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 504.15 m 576.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 476.15 m 455.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 476.15 m 494.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 476.15 m 537.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 476.15 m 576.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 448.15 m 455.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 448.15 m 494.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 448.15 m 537.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 448.15 m 576.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 434.15 m 455.5 434.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 434.15 m 494.5 434.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 434.15 m 537.5 434.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 434.15 m 576.5 434.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 420.15 m 455.5 420.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 420.15 m 494.5 420.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 420.15 m 537.5 420.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 420.15 m 576.5 420.15 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 662.40 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 671.60 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 662.60 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.35 671.61 Td (Dec.31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 662.61 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.35 671.61 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 662.61 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 648.60 Td (Global Consumer Banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 634.61 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 634.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 634.60 Td (172.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 634.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 634.61 Td (170.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 634.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 634.61 Td (166.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 620.61 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 620.60 Td (13.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 620.61 Td (13.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 620.61 Td (13.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 606.61 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 606.60 Td (48.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 606.61 Td (47.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 606.61 Td (48.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 592.61 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 592.60 Td (103.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 592.61 Td (101.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 592.61 Td (106.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 578.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 578.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 578.60 Td (336.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 578.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 578.61 Td (332.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 578.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 578.61 Td (335.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 564.60 Td (ICG) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 550.61 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 550.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 550.60 Td (186.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 550.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 550.61 Td (183.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 550.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 550.61 Td (152.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 536.61 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 536.60 Td (183.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 536.61 Td (185.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 536.61 Td (171.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 522.61 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 522.60 Td (65.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 522.61 Td (59.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 522.61 Td (57.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 508.61 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 508.60 Td (139.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 508.61 Td (146.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 508.61 Td (142.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 494.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 494.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 494.60 Td (573.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 494.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.75 494.60 Td (574.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 494.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 494.60 Td (524.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 480.61 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 480.60 Td (26.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 480.61 Td (26.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 480.61 Td (8.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 466.60 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 466.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 466.60 Td (937.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 466.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 466.61 Td (932.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 466.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 466.61 Td (868.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 452.61 Td (T) Tj ET Q q 0 0 0 rg BT 331.87 452.61 Td (otal Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 396.37 456.69 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 452.60 Td (29.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 452.61 Td (36.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 452.61 Td (65.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 438.60 Td (Total Citigroup Deposits \(EOP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 438.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 438.60 Td (966.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 438.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 438.61 Td (968.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 438.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 438.61 Td (933.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 424.61 Td (Total Citigroup Deposits \(AVG\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 424.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 424.60 Td (957.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 424.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 424.61 Td (956.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 424.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 424.61 Td (920.4) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 403.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 403.05 Td (Included within Citi) Tj ET Q q 0 0 0 rg BT 408.66 403.05 Td (s end-of-period deposit balance as of March 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 393.45 Td (2014 were approximately $24billion of deposits related to Mor) Tj ET Q q 0 0 0 rg BT 545.14 393.45 Td (gan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 383.85 Td (Stanley Smith Barney \(MSSB\) customers that, as previously disclosed, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 374.25 Td (will be transferred to Mor) Tj ET Q q 0 0 0 rg BT 424.50 374.25 Td (gan Stanley) Tj ET Q q 0 0 0 rg BT 461.52 374.25 Td (, with remaining balances ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 364.65 Td (transferred in the amount of approximately $5billion per quarter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 355.05 Td (through the end of the second quarter of 2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 331.05 Td (On a reported basis, end-of-period deposits increased 3% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 319.05 Td (year) Tj ET Q q 0 0 0 rg BT 341.01 319.05 Td (-over) Tj ET Q q 0 0 0 rg BT 361.91 319.05 Td (-year and were lar) Tj ET Q q 0 0 0 rg BT 434.18 319.05 Td (gely unchanged quarter) Tj ET Q q 0 0 0 rg BT 527.82 319.05 Td (-over) Tj ET Q q 0 0 0 rg BT 548.72 319.05 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 307.05 Td (quarter) Tj ET Q q 0 0 0 rg BT 351.76 307.05 Td (. ) Tj ET Q q 0 0 0 rg BT 356.58 307.05 Td (The year) Tj ET Q q 0 0 0 rg BT 391.64 307.05 Td (-over) Tj ET Q q 0 0 0 rg BT 412.54 307.05 Td (-year increase reflected, in part, elevated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 295.05 Td (levels of market liquidity and strong corporate balance sheets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 283.05 Td (in addition to underlying business growth. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 271.05 Td (Excluding the impact of FX translation, deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.05 Td (increased 4% year) Tj ET Q q 0 0 0 rg BT 397.09 259.05 Td (-over) Tj ET Q q 0 0 0 rg BT 417.99 259.05 Td (-year) Tj ET Q q 0 0 0 rg BT 437.97 259.05 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 442.97 259.05 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.19 259.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 247.05 Td (deposits increased 2% year) Tj ET Q q 0 0 0 rg BT 432.37 247.05 Td (-over) Tj ET Q q 0 0 0 rg BT 453.27 247.05 Td (-year) Tj ET Q q 0 0 0 rg BT 473.40 247.05 Td (, as growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 530.34 247.05 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 235.05 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.88 235.05 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.32 235.05 Td (North ) Tj ET Q q 0 0 0 rg BT 402.97 235.05 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.85 235.05 Td ( was of) Tj ET Q q 0 0 0 rg BT 465.55 235.05 Td (fset by declines in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 540.53 235.05 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.31 235.05 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 223.05 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.22 223.05 Td ( deposits increased 10% year) Tj ET Q q 0 0 0 rg BT 457.09 223.05 Td (-over) Tj ET Q q 0 0 0 rg BT 477.99 223.05 Td (-year) Tj ET Q q 0 0 0 rg BT 498.13 223.05 Td (, as continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.05 Td (strong deposit flows led to 14% growth in treasury and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.05 Td (solutions, and 1) Tj ET Q q 0 0 0 rg BT 386.69 199.05 Td (1% growth in the private bank. On a regional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 187.05 Td (basis, year) Tj ET Q q 0 0 0 rg BT 366.01 187.05 Td (-over) Tj ET Q q 0 0 0 rg BT 386.91 187.05 Td (-year ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 409.94 187.05 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.16 187.05 Td ( deposits grew 17% in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.54 187.05 Td (Latin ) Tj ET Q q 0 0 0 rg BT 541.98 187.05 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.05 Td (and 22% in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 372.05 175.05 Td (North ) Tj ET Q q 0 0 0 rg BT 397.71 175.05 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.58 175.05 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 436.58 175.05 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.36 175.05 Td ( deposits also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 163.05 Td (increased year) Tj ET Q q 0 0 0 rg BT 381.26 163.05 Td (-over) Tj ET Q q 0 0 0 rg BT 402.16 163.05 Td (-year as Citi issued tenored time deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.05 Td (to further diversify its funding sources.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 139.05 Td (Excluding the impact of FX translation, average deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 127.05 Td (increased 5% year) Tj ET Q q 0 0 0 rg BT 397.09 127.05 Td (-over) Tj ET Q q 0 0 0 rg BT 417.99 127.05 Td (-year and were unchanged quarter) Tj ET Q q 0 0 0 rg BT 553.82 127.05 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 115.05 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 115.05 Td (-quarter) Tj ET Q q 0 0 0 rg BT 372.81 115.05 Td (, despite the ongoing transfer of MSSB deposits to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 103.05 Td (Mor) Tj ET Q q 0 0 0 rg BT 341.04 103.05 Td (gan Stanley) Tj ET Q q 0 0 0 rg BT 387.33 103.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 91.05 Td (Operating balances increased to 81% of Citicorp) Tj ET Q q 0 0 0 rg BT 539.15 91.05 Td (s total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 79.05 Td (deposit base as of March 31, 2014, compared to 80% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 67.05 Td (December 31, 2013 and 78% at March 31, 2013. Citi defines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 55.05 Td (operating balances as checking and savings accounts for ) Tj ET Q endstream endobj 147 0 obj <> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (individuals, as well as cash management accounts for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (corporations; by comparison, time deposits have fixed rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (for the term of the deposit and generally lower mar) Tj ET Q q 0 0 0 rg BT 239.91 725.10 Td (gins. ) Tj ET Q q 0 0 0 rg BT 261.40 725.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (continued shift to operating balances, combined with overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (market conditions and prevailing interest rates, further reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 689.10 Td (s cost of deposits during the current quarter) Tj ET Q q 0 0 0 rg BT 226.80 689.10 Td (. Excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (impact of FDIC assessments and deposit insurance, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (average rate on Citi) Tj ET Q q 0 0 0 rg BT 117.35 665.10 Td (s total deposits was 0.49% at March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (2014, compared with 0.50% at December 31, 2013, and 0.61% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (at March 31, 2013.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 66.19 617.10 Td (erm Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Long-term debt \(generally defined as debt with original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (maturities of one year or more\) continued to represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (most significant component of Citi) Tj ET Q q 0 0 0 rg BT 178.21 581.10 Td (s funding for the parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (entities and was a supplementary source of funding for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (bank entities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (Long-term debt is an important funding source for Citi) Tj ET Q q 0 0 0 rg BT 275.62 545.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (parent entities due in part to its multi-year maturity structure. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (The weighted-average maturities of unsecured long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (issued by Citigroup and its af) Tj ET Q q 0 0 0 rg BT 153.31 509.10 Td (filiates \(including Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (N.A.\) with a remaining life greater than one year \(excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (remaining trust preferred securities outstanding\) was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (approximately 6.8years as of March 31, 2014, which was a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (slight decrease from the prior quarter and prior) Tj ET Q q 0 0 0 rg BT 223.23 461.10 Td (-year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (primarily due to the slight decrease in Citi) Tj ET Q q 0 0 0 rg BT 207.35 449.10 Td (s long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (issuances during the current quarter as compared to recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (periods \(see the Long-T) Tj ET Q q 0 0 0 rg BT 135.54 425.10 Td (erm Debt Issuances and Maturities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (tables below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 401.10 Td (s long-term debt outstanding includes benchmark ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (debt and what Citi refers to as customer) Tj ET Q q 0 0 0 rg BT 194.92 389.10 Td (-related debt, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (consisting of structured notes, such as equity- and credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (linked notes, as well as non-structured notes. Citi) Tj ET Q q 0 0 0 rg BT 235.69 365.10 Td (s issuance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (customer) Tj ET Q q 0 0 0 rg BT 72.46 353.10 Td (-related debt is generally driven by customer demand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (and supplements benchmark debt issuance as a source of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (funding for Citi) Tj ET Q q 0 0 0 rg BT 101.55 329.10 Td (s parent entities. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 352.54 749.10 Td (erm Debt Outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 462.59 737.10 Td (s total long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (outstanding for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 691.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 691.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 691.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 691.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 667.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 667.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 667.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 667.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 643.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 643.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 643.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 643.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 619.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 619.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 619.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 619.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 595.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 595.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 595.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 595.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 571.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 571.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 571.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 571.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 547.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 547.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 547.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 547.60 47.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 691.6 m 435.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 691.6 m 482.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 691.6 m 529.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 691.6 m 576.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 583.6 m 435.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 583.6 m 482.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 583.6 m 529.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 583.6 m 576.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 535.6 m 435.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 523.6 m 435.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 535.6 m 482.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 523.6 m 482.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 535.6 m 529.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 523.6 m 529.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 523.6 m 576.5 523.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 695.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 705.05 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.50 696.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.35 705.06 Td (Dec.31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 696.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.35 705.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 696.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 683.00 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 683.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.40 683.00 Td (162.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.40 682.86 Td (164.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 682.86 Td (184.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 670.86 Td (Benchmark Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 658.86 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 659.00 Td (96.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 658.86 Td (98.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 658.86 Td (109.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 646.86 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 647.00 Td (28.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 646.86 Td (28.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 646.86 Td (27.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 634.86 Td (Trust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 635.00 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 634.86 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 634.86 Td (9.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 622.86 Td (Customer-Related Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 610.86 Td (Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 611.00 Td (22.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 610.86 Td (22.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 610.86 Td (21.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 598.86 Td (Non-structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 599.00 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 598.86 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 598.86 Td (11.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 586.86 Td (Local Country and Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.22 590.94 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 587.00 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 586.86 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 586.86 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 575.00 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 575.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 575.00 Td (60.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 574.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 574.86 Td (56.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 574.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 574.86 Td (49.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 562.86 Td (FHLB Borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 563.00 Td (14.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 562.86 Td (14.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 562.86 Td (16.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 550.86 Td (Securitizations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 380.49 554.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 551.00 Td (37.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 550.86 Td (33.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 550.86 Td (23.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 538.86 Td (Local Country and Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.22 542.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 539.00 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 538.86 Td (8.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 538.86 Td (9.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 527.00 Td (Total long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 527.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.40 527.00 Td (222.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 526.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.40 526.86 Td (221.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 526.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 526.86 Td (234.3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 506.50 Td (Note: ) Tj ET Q q 0 0 0 rg BT 343.33 506.50 Td (Amounts represent the current value of long-term debt on Citi) Tj ET Q q 0 0 0 rg BT 543.95 506.50 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 496.90 Td (Consolidated Balance Sheet which, for certain debt instruments, includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 487.30 Td (consideration of fair value, hedging impacts and unamortized discounts and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 477.70 Td (premiums.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 468.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 468.10 Td (Includes securitizations of $0.2billion in each period presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 458.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 458.50 Td (Local country debt includes debt issued by Citi) Tj ET Q q 0 0 0 rg BT 495.08 458.50 Td (s af) Tj ET Q q 0 0 0 rg BT 506.27 458.50 Td (filiates in support of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 448.90 Td (their local operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 439.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 439.30 Td (Of the approximately $37.1billion of total bank securitizations at March ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 429.70 Td (31, 2014, approximately $36.7) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 440.21 429.70 Td () Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 442.21 429.70 Td (billion related to credit card ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 420.10 Td (securitizations \(compared to $32.4 billion as of December 31, 2013\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 398.50 Td (As previously disclosed, Citi) Tj ET Q q 0 0 0 rg BT 460.33 398.50 Td (s long-term debt outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.50 Td (had generally stabilized as of year) Tj ET Q q 0 0 0 rg BT 460.13 386.50 Td (-end 2013, and was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.50 Td (approximately $223 billion as of the end of the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.50 Td (2014. ) Tj ET Q q 0 0 0 rg BT 351.32 362.50 Td (The $12 billion decrease in long-term debt from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.50 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 350.50 Td (-year period resulted from continued reductions in parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.50 Td (debt which were partially of) Tj ET Q q 0 0 0 rg BT 436.55 338.50 Td (fset by increases at the bank. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.50 Td (the bank, the year) Tj ET Q q 0 0 0 rg BT 394.88 326.50 Td (-over) Tj ET Q q 0 0 0 rg BT 415.78 326.50 Td (-year increase in long-term debt was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.50 Td (driven by increased securitizations, specifically credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.50 Td (securitizations by the Citibank Credit Card Issuance ) Tj ET Q q 0 0 0 rg BT 534.60 302.50 Td (T) Tj ET Q q 0 0 0 rg BT 540.36 302.50 Td (rust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.50 Td (\(CCCIT\), given the lower cost of this funding. Overall, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.50 Td (changes in Citi) Tj ET Q q 0 0 0 rg BT 386.77 278.50 Td (s long-term debt outstanding will continue to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 266.50 Td (reflect the funding needs of its businesses. It also will depend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.50 Td (on the market and economic environment and any regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.50 Td (changes, such as prescribed levels of debt required to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.50 Td (maintained by Citi pursuant to the U.S. banking regulators ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.50 Td (orderly liquidation authority \(for additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.50 Td (Risk FactorsRegulatory Risks in Citi) Tj ET Q q 0 0 0 rg BT 492.88 206.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 521.22 206.50 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 194.50 Td (Report on Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 182.50 Td (As part of its liquidity and funding strategy) Tj ET Q q 0 0 0 rg BT 514.38 182.50 Td (, Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 170.50 Td (considered, and may continue to consider) Tj ET Q q 0 0 0 rg BT 489.66 170.50 Td (, opportunities to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 158.50 Td (repurchase its long-term and short-term debt pursuant to open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 146.50 Td (market purchases, tender of) Tj ET Q q 0 0 0 rg BT 434.33 146.50 Td (fers or other means. Such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 134.50 Td (repurchases decrease Citi) Tj ET Q q 0 0 0 rg BT 428.39 134.50 Td (s overall funding costs. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.50 Td (first quarter of 2014, Citi repurchased an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 110.50 Td (approximately $1.7billion of its outstanding long-term and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 98.50 Td (short-term debt, primarily pursuant to selective public tender ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 86.50 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 86.50 Td (fers and open market purchases. ) Tj ET Q q 0 0 0 rg BT 465.16 86.50 Td (Additionally) Tj ET Q q 0 0 0 rg BT 515.06 86.50 Td (, in ) Tj ET Q q 0 0 0 rg BT 529.79 86.50 Td (April 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 74.50 Td (Citi redeemed $2.0 billion of its remaining trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 62.50 Td (securities \(for information on Citi) Tj ET Q q 0 0 0 rg BT 461.75 62.50 Td (s remaining outstanding ) Tj ET Q endstream endobj 149 0 obj <> endobj 150 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (trust preferred securities, see Note 17 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Financial Statements\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 64.54 713.10 Td (erm Debt Issuances and Maturities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (The table below details Citi) Tj ET Q q 0 0 0 rg BT 149.31 701.10 Td (s long-term debt issuances and maturities \(including repurchases and redemptions\) during the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 649.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 649.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 649.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 649.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 649.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 649.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 649.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 621.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 621.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 621.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 621.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 621.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 621.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 593.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 593.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 593.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 593.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 593.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 593.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 565.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 565.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 565.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 565.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 565.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 565.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 537.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 537.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 537.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 537.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 537.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 537.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 509.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 509.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 509.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 509.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 509.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 509.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 481.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 481.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 481.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 481.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 481.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 481.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 481.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 663.6 m 246.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 663.6 m 312.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 663.6 m 378.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 663.6 m 444.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 663.6 m 510.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 663.6 m 576.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 649.6 m 180.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 649.6 m 246.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 649.6 m 312.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 663.6 m 378.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 649.6 m 378.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 663.6 m 444.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 649.6 m 444.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 663.6 m 510.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 649.6 m 510.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 663.6 m 576.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 649.6 m 576.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 649.6 m 312.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 649.6 m 444.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 635.6 m 312.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 635.6 m 444.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 621.6 m 312.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 621.6 m 444.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 607.6 m 312.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 607.6 m 444.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 593.6 m 312.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 593.6 m 444.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 579.6 m 312.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 579.6 m 444.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 565.6 m 312.5 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 565.6 m 444.5 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 551.6 m 312.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 551.6 m 444.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 537.6 m 312.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 523.6 m 312.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 537.6 m 444.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 523.6 m 180.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 523.6 m 246.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 523.6 m 312.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 523.6 m 312.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 523.6 m 378.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 523.6 m 444.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 523.6 m 444.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 523.6 m 510.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 523.6 m 576.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 509.6 m 312.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 509.6 m 444.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 495.6 m 312.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 495.6 m 444.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 481.6 m 312.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 481.6 m 444.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.6 m 180.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 453.6 m 180.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 467.6 m 246.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 453.6 m 246.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 467.6 m 312.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 467.6 m 312.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 453.6 m 312.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 467.6 m 378.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 453.6 m 378.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 467.6 m 444.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 467.6 m 444.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 453.6 m 444.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 467.6 m 510.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 453.6 m 510.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 467.6 m 576.5 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 453.6 m 576.5 453.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 668.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.70 668.05 Td (1Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 668.06 Td (4Q13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 668.06 Td (1Q13) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 653.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 654.05 Td (Maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.70 654.05 Td (Issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 654.06 Td (Maturities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.75 654.06 Td (Issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 654.06 Td (Maturities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.75 654.06 Td (Issuances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 640.05 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 640.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 640.05 Td (7.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 640.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 640.05 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 640.06 Td (9.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 640.06 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 640.06 Td (8.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 640.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 640.06 Td (8.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 626.06 Td (Benchmark Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 612.06 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 612.05 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 612.05 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 612.06 Td (5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 612.06 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 612.06 Td (4.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 612.06 Td (6.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 598.06 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.65 598.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.65 598.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.65 598.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 598.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.65 598.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 598.06 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 584.06 Td (Trust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.65 584.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.65 584.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 584.06 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 584.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 584.06 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 584.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.06 Td (Customer-Related Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 556.06 Td (Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 556.05 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 556.05 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 556.06 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 556.06 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 556.06 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 556.06 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 542.06 Td (Non-Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 542.05 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 542.05 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 542.06 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 542.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 542.06 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 542.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.06 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 528.05 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 528.05 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 528.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 528.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 528.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 528.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.05 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 514.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 514.05 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 514.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 514.05 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 514.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 514.06 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 514.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 514.06 Td (6.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 514.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 514.06 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 514.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 514.06 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.06 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 500.05 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 500.05 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 500.06 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 500.06 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.65 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.06 Td (Securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 486.05 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 486.05 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 486.06 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 486.06 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 486.06 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 486.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.06 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 472.05 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 472.05 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 472.06 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 472.06 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 472.06 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 472.06 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 458.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 458.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 458.05 Td (9.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 458.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.90 458.05 Td (10.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.90 458.06 Td (12.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 458.06 Td (12.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 458.06 Td (10.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 458.06 Td (9.2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.50 Td (The table below shows Citi) Tj ET Q q 0 0 0 rg BT 148.21 424.50 Td (s aggregate long-term debt maturities \(including repurchases and redemptions\) during the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 412.50 Td (2014, as well as its aggregate expected annual long-term debt maturities, as of March 31, 2014:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 374.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 374.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 374.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 374.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 374.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 374.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 374.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 374.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 374.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 374.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 346.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 346.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 346.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 346.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 346.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 346.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 346.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 346.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 346.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 346.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 318.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 318.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 318.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 318.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 318.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 318.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 318.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 318.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 318.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 290.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 290.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 290.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 290.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 290.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 290.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 290.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 290.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 290.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 290.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 262.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 262.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 262.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 262.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 262.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 262.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 262.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 262.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 262.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 262.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 234.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 234.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 234.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 234.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 234.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 234.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 234.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 234.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 234.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 234.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 206.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 206.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 206.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 206.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 206.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 206.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 206.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 206.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 206.00 33.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 402 m 269.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 388 m 305.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 388 m 342.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 388 m 379.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 388 m 410.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 388 m 444.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 388 m 494.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 388 m 543.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 388 m 576.5 388 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 374 m 218.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 388 m 269.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 388 m 494.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 388 m 543.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 374 m 218.5 360 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 374 m 269.5 360 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 374 m 269.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 374 m 305.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 374 m 342.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 374 m 379.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 374 m 410.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 374 m 444.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 374 m 494.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 374 m 494.5 360 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 374 m 543.5 360 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 374 m 543.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 374 m 576.5 374 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 360 m 218.5 346 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 360 m 269.5 346 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 360 m 494.5 346 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 360 m 543.5 346 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 346 m 218.5 332 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 346 m 269.5 332 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 346 m 494.5 332 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 346 m 543.5 332 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 332 m 218.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 332 m 269.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 332 m 494.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 332 m 543.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 318 m 218.5 304 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 318 m 269.5 304 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 318 m 494.5 304 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 318 m 543.5 304 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 304 m 218.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 304 m 269.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 304 m 494.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 304 m 543.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 290 m 218.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 290 m 269.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 290 m 494.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 290 m 543.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 276 m 218.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 276 m 269.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 276 m 494.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 276 m 543.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 248 m 218.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 262 m 218.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 262 m 269.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 248 m 269.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 248 m 305.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 248 m 342.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 248 m 379.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 248 m 410.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 248 m 444.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 248 m 494.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 262 m 494.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 262 m 543.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 248 m 543.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 248 m 576.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 248 m 218.5 234 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 248 m 269.5 234 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 248 m 494.5 234 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 248 m 543.5 234 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 234 m 218.5 220 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 234 m 269.5 220 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 234 m 494.5 220 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 234 m 543.5 220 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 220 m 218.5 206 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 220 m 269.5 206 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 220 m 494.5 206 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 220 m 543.5 206 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 206 m 218.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 206 m 269.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 206 m 494.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 206 m 543.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 192 m 218.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 178 m 218.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 192 m 218.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 192 m 269.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 192 m 269.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 178 m 269.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 192 m 305.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 178 m 305.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 192 m 342.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 178 m 342.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 192 m 379.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 178 m 379.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 192 m 410.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 178 m 410.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 192 m 444.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 178 m 444.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 192 m 494.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 178 m 494.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 192 m 494.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 192 m 543.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 192 m 543.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 178 m 543.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 192 m 576.5 192 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 178 m 576.5 178 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 392.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.25 387.45 Td (Maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.20 378.45 Td (1Q14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.10 392.45 Td (Expected Long-Term Debt Maturities as of March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 378.25 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 378.45 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 378.45 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 378.45 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 378.45 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 378.45 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 378.45 Td (2019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.90 378.45 Td (Thereafter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.65 378.45 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 364.45 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 364.45 Td (7.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.85 364.45 Td (20.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 364.45 Td (20.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 364.45 Td (22.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.85 364.45 Td (23.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.85 364.45 Td (13.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.90 364.45 Td (13.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 364.45 Td (49.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 364.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 364.45 Td (162.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.46 Td (Benchmark Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 336.46 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 336.45 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 336.46 Td (9.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.90 336.46 Td (12.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.90 336.46 Td (16.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.85 336.46 Td (16.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.85 336.46 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.90 336.46 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.90 336.46 Td (21.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.85 336.46 Td (96.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 322.46 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.65 322.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 322.46 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 322.46 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 322.46 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.35 322.46 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 322.46 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.40 322.46 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.90 322.46 Td (15.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.85 322.46 Td (28.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 308.46 Td (Trust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.65 308.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 308.46 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.65 308.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.65 308.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 308.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 308.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.65 308.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.40 308.46 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 308.46 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 294.46 Td (Customer-Related Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 280.46 Td (Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 280.45 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 280.46 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 280.46 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 280.46 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.35 280.46 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 280.46 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.40 280.46 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.40 280.46 Td (6.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.85 280.46 Td (22.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 266.46 Td (Non-Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 266.45 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 266.46 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 266.46 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 266.46 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.35 266.46 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 266.46 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.40 266.46 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.40 266.46 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 266.46 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 252.46 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 252.45 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 252.46 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 252.46 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 252.46 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 252.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 252.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.40 252.46 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.40 252.46 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 252.46 Td (4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 238.45 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 238.45 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.85 238.45 Td (16.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 238.45 Td (13.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 238.45 Td (14.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 238.45 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 238.45 Td (7.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 238.45 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 238.45 Td (3.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 238.45 Td (60.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 224.46 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 224.45 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 224.46 Td (7.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 224.46 Td (2.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 224.46 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 224.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 224.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.65 224.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.65 224.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.85 224.46 Td (14.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 210.46 Td (Securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 210.45 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 210.46 Td (8.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 210.46 Td (7.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 210.46 Td (8.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.35 210.46 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 210.46 Td (6.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.65 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.40 210.46 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.85 210.46 Td (37.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 196.46 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 196.45 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.40 196.46 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.40 196.46 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.40 196.46 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.35 196.46 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 196.46 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.40 196.46 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.40 196.46 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 196.46 Td (8.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 182.45 Td (Total long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 182.45 Td (9.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.85 182.45 Td (36.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 182.45 Td (33.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 182.45 Td (36.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.85 182.45 Td (28.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.85 182.45 Td (20.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.90 182.45 Td (14.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 182.45 Td (52.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 182.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 182.45 Td (222.7) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 151 0 obj <> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (73) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Secured Financing T) Tj ET Q q 0 0 0 rg BT 123.42 749.25 Td (ransactions and Short-T) Tj ET Q q 0 0 0 rg BT 223.08 749.25 Td (erm ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (As referenced above, Citi supplements its primary sources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (funding with short-term borrowings. Short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (generally include \(i\)secured financing transactions \(securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (loaned or sold under agreements to repurchase, or repos\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (\(ii\)to a lesser extent, short-term borrowings consisting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (commercial paper and borrowings from the FHLB and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (market participants \(see Note17 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Statements for further information on Citigroup) Tj ET Q q 0 0 0 rg BT 229.57 641.25 Td (s and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 629.25 Td (filiates) Tj ET Q q 0 0 0 rg BT 73.39 629.25 Td ( outstanding short-term borrowings\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Secur) Tj ET Q q 0 0 0 rg BT 58.40 605.25 Td (ed Financing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (Secured financing is primarily conducted through Citi) Tj ET Q q 0 0 0 rg BT 254.84 593.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 581.25 Td (-dealer subsidiaries to ef) Tj ET Q q 0 0 0 rg BT 159.74 581.25 Td (ficiently fund both customer) Tj ET Q q 0 0 0 rg BT 273.12 581.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (secured lending activity and a portion of trading inventory) Tj ET Q q 0 0 0 rg BT 268.62 569.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (Citi also conducts a smaller portion of its secured financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (transactions through its bank entities, which are typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (collateralized by foreign government securities. Generally) Tj ET Q q 0 0 0 rg BT 268.03 533.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (daily changes in the level of secured financing are primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (due to fluctuations in customer) Tj ET Q q 0 0 0 rg BT 159.66 509.25 Td (-secured lending and trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (inventory) Tj ET Q q 0 0 0 rg BT 73.68 497.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 485.25 Td (Secured financing declined to $191 billion as of March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (31, 2014, compared to $204 billion as of December 31, 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (and $222 billion as of March 31, 2013, in each case driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (a reduction in activity in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 150.97 449.25 Td (Markets and securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (businesses within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.78 437.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 437.25 Td (. ) Tj ET Q q 0 0 0 rg BT 132.95 437.25 Td (A) Tj ET Q q 0 0 0 rg BT 139.43 437.25 Td (verage balances for secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (financing were approximately $197 billion for the quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (ended March 31, 2014, compared to $216 billion for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (quarter ended December 31, 2013 and $233 billion for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (quarter ended March 31, 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 377.25 Td (The portion of secured financing in the broker) Tj ET Q q 0 0 0 rg BT 238.46 377.25 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (subsidiaries that funds customer) Tj ET Q q 0 0 0 rg BT 164.39 365.25 Td (-secured lending is commonly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (referred to as matched book activity) Tj ET Q q 0 0 0 rg BT 188.33 353.25 Td (. ) Tj ET Q q 0 0 0 rg BT 195.65 353.25 Td (The majority of this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (activity is secured by high quality) Tj ET Q q 0 0 0 rg BT 170.60 341.25 Td (, liquid securities such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 56.10 329.25 Td (T) Tj ET Q q 0 0 0 rg BT 61.86 329.25 Td (reasury securities, U.S. agency securities and foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (sovereign debt. ) Tj ET Q q 0 0 0 rg BT 101.91 317.25 Td (The remainder is secured by equity securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (corporate bonds and asset-backed securities. Citi monitors the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (relative tenors of these transactions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 281.25 Td (The remainder of the secured financing activity in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 269.25 Td (-dealer subsidiaries serves to fund trading inventory) Tj ET Q q 0 0 0 rg BT 268.97 269.25 Td (. ) Tj ET Q q 0 0 0 rg BT 276.29 269.25 Td (T) Tj ET Q q 0 0 0 rg BT 281.70 269.25 Td (o ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (maintain reliable funding under a wide range of market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (conditions, including under periods of stress, Citi manages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (these activities by taking into consideration the quality of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (underlying collateral, and stipulates financing tenor and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (counterparty diversification. ) Tj ET Q q 0 0 0 rg BT 151.61 209.25 Td (The weighted average maturity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 197.25 Td (s secured financing of less liquid trading inventory was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (greater than 1) Tj ET Q q 0 0 0 rg BT 90.60 185.25 Td (10 days as of March 31, 2014.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Commer) Tj ET Q q 0 0 0 rg BT 358.07 737.10 Td (cial Paper) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 462.59 725.10 Td (s commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (outstanding for each of its parent and significant Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (entities, respectively) Tj ET Q q 0 0 0 rg BT 405.54 701.10 Td (, for each of the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 667.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 667.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 667.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 667.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 639.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 639.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 639.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 639.60 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 667.6 m 452.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 667.6 m 494.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 667.6 m 534.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 667.6 m 576.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 625.6 m 452.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 625.6 m 494.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 625.6 m 534.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 625.6 m 576.5 625.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 611.6 m 452.5 611.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 611.6 m 494.5 611.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 611.6 m 534.5 611.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 611.6 m 576.5 611.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 671.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 681.05 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 672.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.85 681.06 Td (Dec.31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 672.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.85 681.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 672.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 658.05 Td (Commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 644.06 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 644.05 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 644.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 644.06 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 644.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 644.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 630.06 Td (Significant Citibank entities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 427.99 634.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 630.05 Td (14.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 630.06 Td (17.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 630.06 Td (11.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 616.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 616.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 616.05 Td (14.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 616.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 616.06 Td (17.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 616.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 616.06 Td (12.0) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 592.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 592.90 Td (The increase in the significant Citibank entities) Tj ET Q q 0 0 0 rg BT 495.14 592.90 Td ( outstanding commercial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 583.30 Td (paper during 2013 was due to the consolidation of $7 billion of trade ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 573.70 Td (loans in the second quarter of 2013.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 549.70 Td (Other Short-T) Tj ET Q q 0 0 0 rg BT 379.47 549.70 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 416.05 549.70 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 537.70 Td (At March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 422.88 537.70 Td (s other short-term borrowings, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 525.70 Td (included borrowings from the FHLB and other market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 513.70 Td (participants, were approximately $44) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 472.84 513.70 Td () Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 475.34 513.70 Td (billion, compared to $41 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 501.70 Td (billion at December 31, 2013, and $36 billion at March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 489.70 Td (2013. ) Tj ET Q endstream endobj 153 0 obj <> endobj 154 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (74) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Liquidity Management, Measurement and Stress T) Tj ET Q q 0 0 0 rg BT 244.54 749.25 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 132.11 737.25 Td (s liquidity management and stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (testing, see Market RiskFunding and LiquidityLiquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Management, Measurement and Stress ) Tj ET Q q 0 0 0 rg BT 193.28 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 198.69 713.25 Td (esting in Citi) Tj ET Q q 0 0 0 rg BT 257.57 713.25 Td (s 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Liquidity Measur) Tj ET Q q 0 0 0 rg BT 104.79 677.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Citi uses multiple measures in monitoring its liquidity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (measures liquidity stress periods of various lengths, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (emphasis on the 30-day and the 12-month periods. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 629.25 Td (Liquidity Coverage Ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.66 629.25 Td (In addition to internal measures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Citi has developed for a 30-day stress scenario, Citi also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (monitors its liquidity by reference to the Liquidity Coverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (Ratio \(LCR\), as calculated pursuant to the final Basel III LCR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (rules issued by the Basel Committee on Banking Supervision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (in January 2013. Generally) Tj ET Q q 0 0 0 rg BT 146.15 569.25 Td (, the LCR is designed to ensure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (banks maintain an adequate level of unencumbered high-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (quality liquid assets to meet liquidity needs under an acute 30-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (day stress scenario. Under the Basel Committee) Tj ET Q q 0 0 0 rg BT 230.12 533.25 Td (s final Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (III LCR rules, the LCR is calculated by dividing the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (unencumbered cash and highly liquid, unencumbered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (government, government-backed and corporate securities by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (estimated net outflows over a stressed 30-day period. ) Tj ET Q q 0 0 0 rg BT 251.04 485.25 Td (The net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (outflows are calculated by applying assumed outflow factors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (prescribed in the rules, to various categories of liabilities, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (as deposits, unsecured and secured wholesale borrowings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (unused commitments and derivatives-related exposures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 425.25 Td (fset by inflows from assets maturing within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (30days. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.25 Td (The table below sets forth the components of Citi) Tj ET Q q 0 0 0 rg BT 254.51 401.25 Td (s LCR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (calculation and liquidity in excess of estimated net outflows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (based on the Basel Committee) Tj ET Q q 0 0 0 rg BT 160.42 377.25 Td (s final Basel III LCR rules.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 333.75 118.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 333.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 333.75 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 333.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 303.75 118.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 303.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 303.75 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 303.75 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 333.75 m 153.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 333.75 m 198.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 333.75 m 242.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 333.75 m 287.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 303.75 m 153.5 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 303.75 m 198.5 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 303.75 m 242.5 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 303.75 m 287.5 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 263.75 m 153.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 263.75 m 198.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 263.75 m 242.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 263.75 m 287.5 263.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 338.00 Td (in billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.50 347.20 Td (Mar. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.50 338.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.85 347.21 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 338.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.35 347.21 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.50 338.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 323.21 Td (High quality liquid assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 323.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.75 323.20 Td (424.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 323.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.25 323.21 Td (423.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 323.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.25 323.21 Td (375.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 308.21 Td (Estimated net outflows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 308.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.75 308.20 Td (355.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 308.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.25 308.21 Td (361.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 308.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.25 308.21 Td (323.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 293.21 Td (Liquidity coverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.50 293.20 Td (120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.00 293.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 293.21 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.50 293.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.00 293.21 Td (116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 293.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 277.21 Td (HQLA in excess of estimated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 268.21 Td (net outflows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 268.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.25 268.20 Td (69.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.75 268.21 Td (62.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 268.21 Td (52.2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.25 Td (The increase in the LCR during the first quarter of 2014 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.25 Td (primarily due to a reduction in estimated derivative-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.25 Td (outflows, as well as the increase in Citi) Tj ET Q q 0 0 0 rg BT 195.41 216.25 Td (s high quality liquid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.25 Td (assets, as discussed under High Quality Liquid ) Tj ET Q q 0 0 0 rg BT 229.31 204.25 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.25 Td (above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 180.25 Td (As previously disclosed, in October 2013 the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.25 Td (banking agencies proposed rules with respect to the U.S. Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.25 Td (III LCR. ) Tj ET Q q 0 0 0 rg BT 74.89 156.25 Td (Along with others in the industry) Tj ET Q q 0 0 0 rg BT 206.73 156.25 Td (, Citi continues to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.25 Td (review the U.S. proposal and its potential impact on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.25 Td (estimated liquidity resources and LCR. For more information, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.25 Td (see Risk FactorsRegulatory Risks in Citi) Tj ET Q q 0 0 0 rg BT 220.15 120.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 248.49 120.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.25 Td (Report or Form 10-K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 96.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 96.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 96.25 Td (s estimated LCR, as calculated under the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 83.22 84.25 Td (s final Basel III LCR rules, is a non-GAAP) Tj ET Q q 0 0 0 rg BT 255.32 84.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 72.25 Td (financial measure. Citi believes this measure provides useful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 60.25 Td (information to investors and others by measuring Citi) Tj ET Q q 0 0 0 rg BT 252.91 60.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 48.25 Td (progress toward potential future expected regulatory liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (standards. Citi) Tj ET Q q 0 0 0 rg BT 387.05 749.10 Td (s estimated LCR for all periods presented is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (based on its current interpretation, expectations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (understanding of the Basel Committee) Tj ET Q q 0 0 0 rg BT 480.64 725.10 Td (s final rules. It is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (subject to, among other things, Citi) Tj ET Q q 0 0 0 rg BT 467.60 713.10 Td (s continued review of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (proposed U.S. Basel III LCR requirements, implementation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (any final U.S. Basel III rules and further regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (implementation guidance.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (Long-term liquidity measur) Tj ET Q q 0 0 0 rg BT 451.62 665.10 Td (e. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.06 665.10 Td (For 12-month liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (stress periods, Citi uses several measures, including a long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (term liquidity measure. It is based on Citi) Tj ET Q q 0 0 0 rg BT 492.86 641.10 Td (s internal 12-month, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (highly stressed market scenario and assumes market, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (and economic conditions are moderately to highly stressed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (with potential further deterioration. It is broadly defined as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (ratio of unencumbered liquidity resources to net stressed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (cumulative outflows over a 12-month period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (Net Stable Funding Ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.93 569.10 Td ( In January 2014, the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Committee issued revised guidelines for the implementation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (the net stable funding ratio \(NSFR\) under Basel III. Similar to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (the long-term liquidity measure, the NSFR is intended to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (measure the stability of a banking or) Tj ET Q q 0 0 0 rg BT 469.89 521.10 Td (ganization) Tj ET Q q 0 0 0 rg BT 514.32 521.10 Td (s funding over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (a one-year time horizon \(i.e., the proportion of long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (assets funded by long-term, stable funding, such as equity) Tj ET Q q 0 0 0 rg BT 554.97 497.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (deposits and long-term debt\). Citi continues to review the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Basel Committee) Tj ET Q q 0 0 0 rg BT 395.93 473.10 Td (s revised guidelines relative to its overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (liquidity position. For additional information see Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (FactorsLiquidity Risks in Citi) Tj ET Q q 0 0 0 rg BT 460.39 449.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 488.73 449.10 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (Given the range of potential stresses, Citi maintains a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (series of contingency funding plans on a consolidated basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (and for individual entities. ) Tj ET Q q 0 0 0 rg BT 431.85 401.10 Td (These plans specify a wide range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (readily available actions for a variety of adverse market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (conditions or idiosyncratic disruptions.) Tj ET Q endstream endobj 155 0 obj <> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (75) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Credit Ratings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 737.25 Td (s funding and liquidity) Tj ET Q q 0 0 0 rg BT 167.29 737.25 Td (, its funding capacity) Tj ET Q q 0 0 0 rg BT 250.51 737.25 Td (, ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (to access capital markets and other sources of funds, the cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (of these funds, and its ability to maintain certain deposits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (partially dependent on its credit ratings. ) Tj ET Q q 0 0 0 rg BT 197.16 701.25 Td (The table below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (indicates the ratings for Citigroup and Citibank, N.A. as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (March 31, 2014. ) Tj ET Q q 0 0 0 rg BT 394.92 737.10 Td (While not included in the table below) Tj ET Q q 0 0 0 rg BT 544.78 737.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Citigroup Global MarketsInc. \(CGMI\) is rated ) Tj ET Q q 0 0 0 rg BT 513.97 725.10 Td (A/A-1 by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Standard& Poor) Tj ET Q q 0 0 0 rg BT 391.59 713.10 Td () Tj ET Q q 0 0 0 rg BT 394.37 713.10 Td (s as of March 31, 2014.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (Debt Ratings as of Mar) Tj ET Q q 0 0 0 rg BT 135.25 681.25 Td (ch 31, 2014) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 257.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 625.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 625.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 625.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 625.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 625.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 625.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.75 257.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 597.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 597.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 597.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 597.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 597.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 597.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 648.75 m 336.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 648.75 m 390.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 648.75 m 444.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 648.75 m 487.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 648.75 m 531.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 648.75 m 576.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 293.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 648.75 m 576.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 625.75 m 576.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 625.75 m 336.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 625.75 m 390.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 625.75 m 444.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 625.75 m 487.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 625.75 m 531.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 625.75 m 576.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.75 m 293.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 583.75 m 336.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 583.75 m 390.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 583.75 m 444.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 583.75 m 487.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 583.75 m 531.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 583.75 m 576.5 583.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 653.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.30 653.20 Td (CitigroupInc.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.95 653.20 Td (Citibank, N.A.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 630.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.05 639.20 Td (Senior) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.95 630.20 Td (debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.30 639.20 Td (Commer) Tj ET Q q 0 0 0 rg BT 373.12 639.20 Td (cial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.80 630.20 Td (paper) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.20 630.20 Td (Outlook) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.95 639.20 Td (Long-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 630.20 Td (term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 639.20 Td (Short-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 630.20 Td (term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.70 630.20 Td (Outlook) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.21 Td (Fitch Ratings \(Fitch\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.45 616.20 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 616.20 Td (F1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.95 616.20 Td (Stable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.45 616.20 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 616.20 Td (F1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 616.20 Td (Stable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.21 Td (Moodys Investors Service \(Moodys\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.70 602.20 Td (Baa2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 602.20 Td (P-2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.95 602.20 Td (Stable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 602.20 Td (A2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 602.20 Td (P-1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 602.20 Td (Stable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.21 Td (Standard& Poors \(S&P\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 588.20 Td (A-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 588.20 Td (A-2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.25 588.20 Td (Negative) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.45 588.20 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 588.20 Td (A-1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 588.20 Td (Stable) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 560.25 Td (Recent Cr) Tj ET Q q 0 0 0 rg BT 75.89 560.25 Td (edit Rating Developments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.25 Td (On March 26, 2014, Fitch concluded its periodic review of 12 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.25 Td (Global ) Tj ET Q q 0 0 0 rg BT 69.97 536.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.73 536.25 Td (rading & Universal Banks. Fitch af) Tj ET Q q 0 0 0 rg BT 220.52 536.25 Td (firmed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 524.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 524.25 Td (slong-term issuer rating at 'A' and upgraded its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.25 Td (unsupported rating \(viability rating\) to 'a' from 'a-'. ) Tj ET Q q 0 0 0 rg BT 241.03 512.25 Td (The rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.25 Td (outlook remained Stable. Fitch noted Citi) Tj ET Q q 0 0 0 rg BT 204.31 500.25 Td (s improving risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 488.25 Td (profile, solid capital and liquidity profiles, and enhanced risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 476.25 Td (management framework. ) Tj ET Q q 0 0 0 rg BT 138.28 476.25 Td (W) Tj ET Q q 0 0 0 rg BT 147.31 476.25 Td (ith this unsupported rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.25 Td (upgrade, Citigroup) Tj ET Q q 0 0 0 rg BT 114.32 464.25 Td (s supported rating no longer incorporates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.25 Td (any uplift from sovereign support, as the long-term issuer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 440.25 Td (default rating \(IDR\) is now underpinned by the standalone ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.25 Td (rating. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 416.25 Td (Simultaneously) Tj ET Q q 0 0 0 rg BT 115.57 416.25 Td (, Fitch indicated it may introduce a ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 404.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 404.25 Td (ferential between U.S. bank holding companies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 392.25 Td (operating companies. Currently) Tj ET Q q 0 0 0 rg BT 161.70 392.25 Td (, Fitch equalizes holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 380.25 Td (company and operating company ratings, thereby reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.25 Td (what it views as the close correlation between default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.25 Td (probabilities. Fitch believes that the potential implementation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.25 Td (of the Orderly Liquidation ) Tj ET Q q 0 0 0 rg BT 143.75 344.25 Td (Authority) Tj ET Q q 0 0 0 rg BT 181.99 344.25 Td (, as part of the Dodd-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.25 Td (Frank ) Tj ET Q q 0 0 0 rg BT 61.28 332.25 Td (Act, may create greater) Tj ET Q q 0 0 0 rg BT 154.35 332.25 Td (-than-historical dif) Tj ET Q q 0 0 0 rg BT 228.87 332.25 Td (ferentials in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.25 Td (holding company and operating company credit risk profiles, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 308.25 Td (and could warrant rating changes. ) Tj ET Q q 0 0 0 rg BT 175.67 308.25 Td (As a result, Fitch indicated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.25 Td (three potential outcomes: downgrades to holding company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.25 Td (ratings; upgrades to operating company ratings; or) Tj ET Q q 0 0 0 rg BT 237.22 284.25 Td (, no rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.25 Td (changes. Fitch stated that after the comment period concludes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.25 Td (in May) Tj ET Q q 0 0 0 rg BT 63.96 260.25 Td (, it will review any comments received and report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.25 Td (publicly on the next steps.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 224.25 Td (Potential Impacts of Ratings Downgrades) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.25 Td (Ratings downgrades by Moody) Tj ET Q q 0 0 0 rg BT 164.05 212.25 Td (s, Fitch or S&P) Tj ET Q q 0 0 0 rg BT 225.36 212.25 Td ( could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.25 Td (negatively impact Citigroup) Tj ET Q q 0 0 0 rg BT 150.98 200.25 Td (s and/or Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 247.08 200.25 Td (s funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.25 Td (and liquidity due to reduced funding capacity) Tj ET Q q 0 0 0 rg BT 216.96 188.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.25 Td (derivatives triggers, which could take the form of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 164.25 Td (obligations and collateral requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 152.25 Td (The following information is provided for the purpose of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.25 Td (analyzing the potential funding and liquidity impact to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.25 Td (Citigroup and Citibank, N.A. of a hypothetical, simultaneous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.25 Td (ratings downgrade across all three major rating agencies. ) Tj ET Q q 0 0 0 rg BT 266.01 116.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.25 Td (analysis is subject to certain estimates, estimation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.25 Td (methodologies, and judgments and uncertainties. Uncertainties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.25 Td (include potential ratings limitations certain entities may have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.25 Td (with respect to permissible counterparties, as well as general ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.25 Td (subjective counterparty behavior) Tj ET Q q 0 0 0 rg BT 166.51 56.25 Td (. For example, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 560.25 Td (corporate customers and trading counterparties could re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 548.25 Td (evaluate their business relationships with Citi and limit the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 536.25 Td (trading of certain contracts or market instruments with Citi. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 524.25 Td (Changes in counterparty behavior could impact Citi) Tj ET Q q 0 0 0 rg BT 533.95 524.25 Td (s funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 512.25 Td (and liquidity) Tj ET Q q 0 0 0 rg BT 374.18 512.25 Td (, as well as the results of operations of certain of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 500.25 Td (its businesses. ) Tj ET Q q 0 0 0 rg BT 382.99 500.25 Td (The actual impact to Citigroup or Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 488.25 Td (N.A. is unpredictable and may dif) Tj ET Q q 0 0 0 rg BT 459.62 488.25 Td (fer materially from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 476.25 Td (potential funding and liquidity impacts described below) Tj ET Q q 0 0 0 rg BT 546.64 476.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 464.25 Td (For additional information on the impact of credit rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 452.25 Td (changes on Citi and its applicable subsidiaries, see Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 440.25 Td (FactorsLiquidity Risks in Citi) Tj ET Q q 0 0 0 rg BT 460.39 440.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 488.73 440.25 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 428.25 Td (Form 10-K.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 404.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 347.53 404.25 Td (oupInc. and Citibank, N.A.Potential Derivative ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 392.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.01 392.25 Td (riggers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 380.25 Td (As of March 31, 2014, Citi estimates that a hypothetical one-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 368.25 Td (notch downgrade of the senior debt/long-term rating of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 356.25 Td (Citigroup across all three major rating agencies could impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 344.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 365.11 344.25 Td (s funding and liquidity due to derivative triggers by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 332.25 Td (approximately $0.9billion. Other funding sources, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 320.25 Td (secured financing transactions and other mar) Tj ET Q q 0 0 0 rg BT 502.92 320.25 Td (gin requirements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 308.25 Td (for which there are no explicit triggers, could also be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 296.25 Td (adversely af) Tj ET Q q 0 0 0 rg BT 372.40 296.25 Td (fected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 284.25 Td (As of March 31, 2014, Citi estimates that a hypothetical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 272.25 Td (one-notch downgrade of the senior debt/long-term rating of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 260.25 Td (Citibank, N.A. across all three major rating agencies could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 248.25 Td (impact Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 415.38 248.25 Td (s funding and liquidity by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 236.25 Td (approximately $1.3billion, due to derivative triggers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 224.25 Td (In total, Citi estimates that a one-notch downgrade of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 212.25 Td (Citigroup and Citibank, N.A., across all three major rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 200.25 Td (agencies, could result in aggregate cash obligations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 188.25 Td (collateral requirements of approximately $2.2billion \(see also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 176.25 Td (Note21 to the Consolidated Financial Statements\). ) Tj ET Q q 0 0 0 rg BT 530.08 176.25 Td (As set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 164.25 Td (forth under High Quality Liquid ) Tj ET Q q 0 0 0 rg BT 459.25 164.25 Td (Assets above, the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 152.25 Td (resources of Citi) Tj ET Q q 0 0 0 rg BT 392.87 152.25 Td (s parent entities were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 140.25 Td ($68billion, and the liquidity resources of Citi) Tj ET Q q 0 0 0 rg BT 509.53 140.25 Td (s significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 128.25 Td (Citibank entities and other Citibank and Banamex entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 116.25 Td (were approximately $357billion, for a total of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 104.25 Td ($425billion as of March 31, 2014. ) Tj ET Q q 0 0 0 rg BT 465.19 104.25 Td (These liquidity resources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 92.25 Td (are available in part as a contingency for the potential events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 80.25 Td (described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 68.25 Td (In addition, a broad range of mitigating actions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 56.25 Td (currently included in Citigroup) Tj ET Q q 0 0 0 rg BT 450.92 56.25 Td (s and Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 535.91 56.25 Td (s ) Tj ET Q endstream endobj 157 0 obj <> endobj 158 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (contingency funding plans. For Citigroup, these mitigating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (factors include, but are not limited to, accessing surplus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (funding capacity from existing clients, tailoring levels of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (secured lending, and adjusting the size of select trading books ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (and collateralized borrowings from Citi) Tj ET Q q 0 0 0 rg BT 197.06 701.10 Td (s significant bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (subsidiaries. Mitigating actions available to Citibank, N.A. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (include, but are not limited to, selling or financing highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (liquid government securities, tailoring levels of secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (lending, adjusting the size of select trading books, reducing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (loan originations and renewals, raising additional deposits, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (borrowing from the FHLB or central banks. Citi believes these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (mitigating actions could substantially reduce the funding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (liquidity risk, if any) Tj ET Q q 0 0 0 rg BT 114.79 605.10 Td (, of the potential downgrades described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Citibank, N.A.Additional Potential Impacts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (In addition to the above derivative triggers, Citi believes that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (potential one-notch downgrade of Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 235.40 545.10 Td (s senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (debt/long-term rating by S&P) Tj ET Q q 0 0 0 rg BT 154.78 533.10 Td ( and Fitch could also have an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (adverse impact on the commercial paper/short-term rating of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (Citibank, N.A. ) Tj ET Q q 0 0 0 rg BT 96.83 509.10 Td (As of March 31, 2014, Citibank, N.A. had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (liquidity commitments of approximately $14.7billion to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (consolidated asset-backed commercial paper conduits \(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (referenced in Note 20 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (In addition to the above-referenced liquidity resources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 437.10 Td (s significant Citibank entities and other Citibank and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (Banamex entities, Citibank, N.A. could reduce the funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (and liquidity risk, if any) Tj ET Q q 0 0 0 rg BT 131.73 413.10 Td (, of the potential downgrades ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (described above through mitigating actions, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (repricing or reducing certain commitments to commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (paper conduits. In the event of the potential downgrades ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (described above, Citi believes that certain corporate customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (could re-evaluate their deposit relationships with Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 57.76 341.10 Td (This re-evaluation could result in clients adjusting their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (discretionary deposit levels or changing their depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (institution, which could potentially reduce certain deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (levels at Citibank, N.A. However) Tj ET Q q 0 0 0 rg BT 169.18 305.10 Td (, Citi could choose to adjust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (pricing, of) Tj ET Q q 0 0 0 rg BT 77.47 293.10 Td (fer alternative deposit products to its existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (customers or seek to attract deposits from new customers, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (addition to the mitigating actions referenced above.) Tj ET Q endstream endobj 159 0 obj <> endobj 160 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (77) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Price Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Price risk losses arise from fluctuations in the market value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (non-trading and trading positions resulting from changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (interest rates, credit spreads, foreign exchange rates, equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (and commodity prices, and in their implied volatilities. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 158.49 689.25 Td (s price risk measurement and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (stress testing, see Managing Global Risk) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 203.20 677.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.09 677.25 Td (Market Risk) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 261.81 677.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Price Risk in Citi) Tj ET Q q 0 0 0 rg BT 112.39 665.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 140.73 665.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Price RiskNon-T) Tj ET Q q 0 0 0 rg BT 115.35 641.25 Td (rading Portfolios ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 71.45 617.25 Td (est Revenue and Inter) Tj ET Q q 0 0 0 rg BT 157.99 617.25 Td (est Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Net interest revenue \(NIR\), for interest rate exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (purposes, is the dif) Tj ET Q q 0 0 0 rg BT 111.37 593.25 Td (ference between the yield earned on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (non-trading portfolio assets \(including customer loans\) and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (rate paid on the liabilities \(including customer deposits or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (company borrowings\). NIR is af) Tj ET Q q 0 0 0 rg BT 165.52 557.25 Td (fected by changes in the level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (of interest rates, as well as the amounts of assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (liabilities, and the timing of repricing of assets and liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (to reflect market rates. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 55.07 497.25 Td (est Rate Risk Measur) Tj ET Q q 0 0 0 rg BT 139.40 497.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 485.25 Td (s principal measure of risk to NIR is interest rate exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (\(IRE\). IRE measures the change in expected NIR in each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (currency resulting solely from unanticipated changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (forward interest rates. Factors such as changes in volumes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (credit spreads, mar) Tj ET Q q 0 0 0 rg BT 111.62 437.25 Td (gins and the impact of prior) Tj ET Q q 0 0 0 rg BT 222.23 437.25 Td (-period pricing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (decisions are not captured by IRE. IRE also assumes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (businesses make no additional changes in pricing or balances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (in response to the unanticipated rate changes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (For example, if the current 90-day LIBOR rate is 3% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (the one-year) Tj ET Q q 0 0 0 rg BT 85.49 377.25 Td (-forward rate \(i.e., the estimated 90-day LIBOR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (rate in one year\) is 5%, the +100 bps IRE scenario measures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (the impact on NIR of a 100 bps instantaneous change in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (90-day LIBOR to 6% in one year) Tj ET Q q 0 0 0 rg BT 168.75 341.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.25 Td (The impact of changing prepayment rates on loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (portfolios is incorporated into the results. For example, in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (declining interest rate scenarios, it is assumed that mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (portfolios prepay faster and that income is reduced. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (addition, in a rising interest rate scenario, portions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (deposit portfolio are assumed to experience rate increases that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (may be less than the change in market interest rates.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (Mitigation and Hedging of Inter) Tj ET Q q 0 0 0 rg BT 164.51 233.25 Td (est Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (In order to manage changes in interest rates ef) Tj ET Q q 0 0 0 rg BT 220.18 221.25 Td (fectively) Tj ET Q q 0 0 0 rg BT 254.52 221.25 Td (, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (may modify pricing on new customer loans and deposits, enter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (into transactions with other institutions or enter into derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (transactions that have the opposite risk exposures. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (regularly assesses the viability of these and other strategies to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (reduce its interest rate risks and implements such strategies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (when it believes those actions are prudent. Such strategies are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (not included in the estimation of IRE.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Str) Tj ET Q q 0 0 0 rg BT 335.30 749.10 Td (ess T) Tj ET Q q 0 0 0 rg BT 354.66 749.10 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Citigroup employs additional measurements, including stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (testing the impact of non-linear interest rate movements on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (value of the balance sheet; the analysis of portfolio duration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (and volatility) Tj ET Q q 0 0 0 rg BT 376.40 701.10 Td (, particularly as they relate to mortgage loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (mortgage-backed securities; and the potential impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (change in the spread between dif) Tj ET Q q 0 0 0 rg BT 455.15 677.10 Td (ferent market indices.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Changes in Inter) Tj ET Q q 0 0 0 rg BT 390.85 653.10 Td (est RatesImpacts on Net Inter) Tj ET Q q 0 0 0 rg BT 517.68 653.10 Td (est Revenue, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Other Compr) Tj ET Q q 0 0 0 rg BT 377.24 641.10 Td (ehensive Income and Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Citi measures the potential impacts of changes in interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (on Citi) Tj ET Q q 0 0 0 rg BT 354.28 617.10 Td (s net interest revenue and value of its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 505.34 617.10 Td (other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (compr) Tj ET Q q 0 0 0 rg BT 349.18 605.10 Td (ehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.98 605.10 Td ( \(OCI\), which can in turn impact Citi) Tj ET Q q 0 0 0 rg BT 566.06 605.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (estimated Basel III ) Tj ET Q q 0 0 0 rg BT 401.85 593.10 Td (T) Tj ET Q q 0 0 0 rg BT 407.60 593.10 Td (ier1 Common ratio. Given the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (low rate environment, Citi believes it is positioned to benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (from an increase in the market level of interest rates, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (limiting the impact of changes in OCI on its regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 533.10 Td (Citi manages interest rate risk as a consolidated net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (position. Citi) Tj ET Q q 0 0 0 rg BT 379.01 521.10 Td (s client-facing businesses create interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (sensitive-positions, including loans and deposits, as part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (their ongoing activities. Citi ) Tj ET Q q 0 0 0 rg BT 438.53 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 444.28 497.10 Td (reasury accumulates these risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (positions and manages them centrally) Tj ET Q q 0 0 0 rg BT 473.87 485.10 Td (. Operating within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (established limits, Citi ) Tj ET Q q 0 0 0 rg BT 416.04 473.10 Td (T) Tj ET Q q 0 0 0 rg BT 421.80 473.10 Td (reasury makes positioning decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (and uses tools, such as Citi) Tj ET Q q 0 0 0 rg BT 434.55 461.10 Td (s investment securities portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (firm-issued debt, and interest rate derivatives, to tar) Tj ET Q q 0 0 0 rg BT 530.14 449.10 Td (get the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (desired risk profile. Changes in Citi) Tj ET Q q 0 0 0 rg BT 469.53 437.10 Td (s interest rate risk position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (reflect the accumulated changes in all non-trading assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (liabilities, with potentially lar) Tj ET Q q 0 0 0 rg BT 442.13 413.10 Td (ge and of) Tj ET Q q 0 0 0 rg BT 479.16 413.10 Td (fsetting impacts, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (as Citi ) Tj ET Q q 0 0 0 rg BT 352.15 401.10 Td (T) Tj ET Q q 0 0 0 rg BT 357.91 401.10 Td (reasury) Tj ET Q q 0 0 0 rg BT 390.12 401.10 Td (s positioning decisions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (OCI at risk is managed as part of the firm-wide interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (rate risk position. OCI at risk considers potential changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (OCI \(and the corresponding impact on the estimated Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.76 353.10 Td (ier1 Common ratio\) relative to Citi) Tj ET Q q 0 0 0 rg BT 474.73 353.10 Td (s capital generation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (capacity) Tj ET Q q 0 0 0 rg BT 356.66 341.10 Td (.) Tj ET Q endstream endobj 161 0 obj <> endobj 162 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table sets forth the estimated impact to Citi) Tj ET Q q 0 0 0 rg BT 288.12 749.10 Td (s net interest revenue, OCI and estimated Basel III ) Tj ET Q q 0 0 0 rg BT 492.31 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 498.07 749.10 Td (ier1 Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (ratio, each assuming an unanticipated parallel instantaneous 100 basis point increase in interest rates. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 712.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 712.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 712.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 712.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 684.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 684.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 684.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 656.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 656.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 656.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 656.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 628.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 628.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 628.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 628.60 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 712.6 m 381.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 712.6 m 447.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 712.6 m 512.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 712.6 m 576.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.6 m 381.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 670.6 m 447.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 670.6 m 512.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 670.6 m 576.5 670.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.6 m 381.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 614.6 m 447.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 614.6 m 512.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 614.6 m 576.5 614.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 716.85 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.90 717.05 Td (Mar. 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 717.06 Td (Dec. 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.75 717.06 Td (Mar. 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 703.05 Td (Estimated annualized impact to net inter) Tj ET Q q 0 0 0 rg BT 195.58 703.05 Td (est r) Tj ET Q q 0 0 0 rg BT 212.15 703.05 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 238.65 707.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 689.06 Td (U.S. dollar) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 78.25 693.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 689.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 689.05 Td (1,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 689.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 689.06 Td (1,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 689.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 689.06 Td (881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.06 Td (All other currencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 675.05 Td (640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 675.06 Td (609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 675.06 Td (644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 661.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 661.05 Td (1,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 661.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 661.06 Td (1,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 661.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 661.06 Td (1,525) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.00 647.05 Td (As a % of average interest-earning assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 423.75 647.05 Td (0.11) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 439.50 647.05 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 488.75 647.05 Td (0.11) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 504.50 647.05 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 552.75 647.05 Td (0.09) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 568.50 647.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.06 Td (Estimated impact to OCI \(after) Tj ET Q q 0 0 0 rg BT 150.28 633.06 Td (-tax\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 167.27 637.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 633.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 633.05 Td (\(3,427) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 633.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 633.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 633.06 Td (\(3,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 633.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 633.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 633.06 Td (\(2,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 633.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.06 Td (Estimated impact on Basel III ) Tj ET Q q 0 0 0 rg BT 148.56 619.06 Td (T) Tj ET Q q 0 0 0 rg BT 153.74 619.06 Td (ier1 Common Ratio \(bps\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 248.23 623.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 619.05 Td (\(39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 619.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 619.06 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 619.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 619.06 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 619.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 597.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 597.50 Td (Citi estimates the impact to net interest revenue for the first year following an interest rate change assuming no change to Citi ) Tj ET Q q 0 0 0 rg BT 457.73 597.50 Td (T) Tj ET Q q 0 0 0 rg BT 462.34 597.50 Td (reasury) Tj ET Q q 0 0 0 rg BT 488.11 597.50 Td (s interest rate positioning ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 587.90 Td (as a result of the interest rate changes.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 578.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.30 Td (Certain trading-oriented businesses within Citi have accrual-accounted positions that are excluded from the estimated impact to net interest revenue in the table ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.70 Td (since these exposures are economically managed in combination with marked-to-market positions. ) Tj ET Q q 0 0 0 rg BT 371.54 568.70 Td (The U.S. dollar interest rate exposure associated with these ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.10 Td (businesses was $\(169\)million for a 100 basis point instantaneous increase in interest rates as of March 31, 2014.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 549.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 549.50 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 549.50 Td (fect of changes in interest rates on OCI related to investment securities, cash flow hedges and pension liability adjustments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 539.90 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 539.90 Td (The estimated impact to Basel III ) Tj ET Q q 0 0 0 rg BT 162.71 539.90 Td (T) Tj ET Q q 0 0 0 rg BT 167.31 539.90 Td (ier1 Common ratio considers the ef) Tj ET Q q 0 0 0 rg BT 282.25 539.90 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 319.13 539.90 Td (s deferred tax asset position and is based on only the estimated OCI impact ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 530.30 Td (above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.30 Td (The increase in the estimated impact to net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.30 Td (revenue at March 31, 2014 from the prior) Tj ET Q q 0 0 0 rg BT 201.85 497.30 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.30 Td (primarily reflected changes in Citi) Tj ET Q q 0 0 0 rg BT 175.95 485.30 Td (s balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.30 Td (composition, including the continued growth and seasoning of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.30 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 461.30 Td (s deposit balances and increases in Citi) Tj ET Q q 0 0 0 rg BT 212.63 461.30 Td (s capital base, net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.30 Td (of Citi ) Tj ET Q q 0 0 0 rg BT 64.15 449.30 Td (T) Tj ET Q q 0 0 0 rg BT 69.91 449.30 Td (reasury positioning. ) Tj ET Q q 0 0 0 rg BT 151.66 449.30 Td (The change in the estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.30 Td (impact to OCI and estimated Basel III ) Tj ET Q q 0 0 0 rg BT 190.50 437.30 Td (T) Tj ET Q q 0 0 0 rg BT 196.25 437.30 Td (ier1 Common ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.30 Td (from the prior) Tj ET Q q 0 0 0 rg BT 91.89 425.30 Td (-year period primarily reflected changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.30 Td (composition of Citi ) Tj ET Q q 0 0 0 rg BT 116.10 413.30 Td (T) Tj ET Q q 0 0 0 rg BT 121.85 413.30 Td (reasury) Tj ET Q q 0 0 0 rg BT 154.06 413.30 Td (s investment and derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.30 Td (portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.30 Td (In the event of an unanticipated parallel instantaneous 100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.30 Td (basis point increase in interest rates, Citi expects the negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.30 Td (impact to OCI would be of) Tj ET Q q 0 0 0 rg BT 143.30 365.30 Td (fset through the combination of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.30 Td (expected incremental net interest revenue and the expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.30 Td (recovery of the impact on OCI through accretion of Citi) Tj ET Q q 0 0 0 rg BT 262.32 341.30 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.30 Td (investment portfolio over a period of time. ) Tj ET Q q 0 0 0 rg BT 208.18 329.30 Td (As of March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.30 Td (2014, Citi expects that the $\(3.4\) billion impact to OCI in such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.30 Td (a scenario could potentially be of) Tj ET Q q 0 0 0 rg BT 456.83 497.30 Td (fset over approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.30 Td (18months.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.30 Td (Citi routinely evaluates multiple interest rate scenarios, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.30 Td (including interest rate increases and decreases and steepening ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.30 Td (and flattening of the yield curve, to anticipate how net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.30 Td (revenue and OCI might be impacted in dif) Tj ET Q q 0 0 0 rg BT 492.94 437.30 Td (ferent interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.30 Td (environments. ) Tj ET Q q 0 0 0 rg BT 383.25 425.30 Td (The following table sets forth the estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.30 Td (impact to Citi) Tj ET Q q 0 0 0 rg BT 381.77 413.30 Td (s net interest revenue, OCI and estimated Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.30 Td (III ) Tj ET Q q 0 0 0 rg BT 336.31 401.30 Td (T) Tj ET Q q 0 0 0 rg BT 342.07 401.30 Td (ier1 Common ratio under four dif) Tj ET Q q 0 0 0 rg BT 478.52 401.30 Td (ferent changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.30 Td (interest rates for the U.S. dollar and Citi) Tj ET Q q 0 0 0 rg BT 487.02 389.30 Td (s other currencies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.30 Td (While Citi also monitors the impact of a parallel decrease in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.30 Td (interest rates, a 100 basis point decrease in short-term interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.30 Td (rates is not meaningful, as it would imply negative interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.30 Td (rates in many of Citi) Tj ET Q q 0 0 0 rg BT 408.99 341.30 Td (s markets.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 295.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 295.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 295.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 295.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 295.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 267.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 267.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 267.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 267.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 239.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 239.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 239.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 239.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 239.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 211.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 211.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 211.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 211.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 211.80 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.79999999999995 m 376.5 295.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 295.79999999999995 m 426.5 295.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 295.79999999999995 m 476.5 295.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 295.79999999999995 m 526.5 295.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 295.79999999999995 m 576.5 295.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.79999999999995 m 376.5 267.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 267.79999999999995 m 426.5 267.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 267.79999999999995 m 476.5 267.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 267.79999999999995 m 526.5 267.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 267.79999999999995 m 576.5 267.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 225.79999999999995 m 376.5 225.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 225.79999999999995 m 426.5 225.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 225.79999999999995 m 476.5 225.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 225.79999999999995 m 526.5 225.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 225.79999999999995 m 576.5 225.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.79999999999995 m 376.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 211.79999999999995 m 426.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 211.79999999999995 m 476.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 211.79999999999995 m 526.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 211.79999999999995 m 576.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 197.79999999999995 m 376.5 197.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 197.79999999999995 m 426.5 197.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 197.79999999999995 m 476.5 197.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 197.79999999999995 m 526.5 197.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 197.79999999999995 m 576.5 197.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 183.79999999999995 m 376.5 183.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 183.79999999999995 m 426.5 183.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 183.79999999999995 m 476.5 183.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 183.79999999999995 m 526.5 183.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 183.79999999999995 m 576.5 183.79999999999995 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 300.05 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.85 300.25 Td (Scenario 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.85 300.25 Td (Scenario 2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.85 300.25 Td (Scenario 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.85 300.25 Td (Scenario 4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 286.26 Td (Overnight rate change \(bps\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 286.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 286.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 286.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 286.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.26 Td (10-year rate change \(bps\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 272.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 272.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 272.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 272.26 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 272.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 258.25 Td (Estimated annualized impact to net inter) Tj ET Q q 0 0 0 rg BT 195.58 258.25 Td (est r) Tj ET Q q 0 0 0 rg BT 212.15 258.25 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.65 258.25 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 240.90 258.25 Td (\(in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 244.26 Td (U.S. dollar) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 244.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.75 244.26 Td (1,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 244.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 244.26 Td (1,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 244.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 244.26 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 244.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 244.26 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 244.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 230.26 Td (All other currencies) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 230.26 Td (640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 230.26 Td (594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 230.26 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 230.26 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 230.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 216.26 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 216.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.75 216.26 Td (1,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 216.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 216.26 Td (1,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 216.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 216.26 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 216.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 216.26 Td (\(142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 216.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.26 Td (Estimated impact to OCI \(after) Tj ET Q q 0 0 0 rg BT 150.28 202.26 Td (-tax\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 167.27 206.34 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 202.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 202.26 Td (\(3,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 202.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 202.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.75 202.26 Td (\(2,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 202.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 202.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 202.26 Td (\(1,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 202.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 202.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 202.26 Td (929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.26 Td (Estimated impact to Basel III ) Tj ET Q q 0 0 0 rg BT 146.56 188.26 Td (T) Tj ET Q q 0 0 0 rg BT 151.74 188.26 Td (ier1 Common ratio \(bps\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 243.22 192.34 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 188.26 Td (\(39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 188.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 188.26 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 188.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 188.26 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 188.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 188.26 Td (10) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 166.70 Td (Note: Each scenario in the table above assumes that the rate change will occur instantaneously and that there are no changes to Citi ) Tj ET Q q 0 0 0 rg BT 457.26 166.70 Td (T) Tj ET Q q 0 0 0 rg BT 461.87 166.70 Td (reasury) Tj ET Q q 0 0 0 rg BT 487.63 166.70 Td (s portfolio positioning as a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.10 Td (result of the interest rate changes. Changes in interest rates for maturities between the overnight rate and the 10-year are interpolated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 147.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 147.50 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 147.50 Td (fect of changes in interest rates on OCI related to investment securities, cash flow hedges and pension liability adjustments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 137.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 137.90 Td (The estimated impact to Basel III ) Tj ET Q q 0 0 0 rg BT 162.71 137.90 Td (T) Tj ET Q q 0 0 0 rg BT 167.31 137.90 Td (ier1 Common ratio considers the ef) Tj ET Q q 0 0 0 rg BT 282.25 137.90 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 319.13 137.90 Td (s deferred tax asset position and is based on only the estimated OCI impact ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 128.30 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.30 Td (As shown in the table above, the magnitude of the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.30 Td (to Citi) Tj ET Q q 0 0 0 rg BT 64.06 95.30 Td (s net interest revenue and OCI is greater under scenario ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.30 Td (2 as compared to scenario 3. ) Tj ET Q q 0 0 0 rg BT 152.17 83.30 Td (This is due to the fact that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.30 Td (combination of changes to Citi) Tj ET Q q 0 0 0 rg BT 162.09 71.30 Td (s investment portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.30 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 59.30 Td (fset by changes related to Citi) Tj ET Q q 0 0 0 rg BT 201.88 59.30 Td (s pension liabilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.30 Td (results in a net position that is more sensitive to rates at shorter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.30 Td (and intermediate term maturities.) Tj ET Q endstream endobj 163 0 obj <> endobj 164 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (79) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Changes in For) Tj ET Q q 0 0 0 rg BT 98.41 749.10 Td (eign Exchange RatesImpacts on OCI and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (As of March 31, 2014, Citi estimates that a simultaneous 5% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (appreciation of the U.S. dollar against all of Citi) Tj ET Q q 0 0 0 rg BT 231.51 713.10 Td (s other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (currencies could reduce Citi) Tj ET Q q 0 0 0 rg BT 151.23 701.10 Td (s tangible common equity \(TCE\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (by approximately $1.4billion, or 0.8% of ) Tj ET Q q 0 0 0 rg BT 204.68 689.10 Td (TCE, as a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (changes to Citi) Tj ET Q q 0 0 0 rg BT 98.77 677.10 Td (s foreign currency translation adjustment OCI, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (net of hedges. ) Tj ET Q q 0 0 0 rg BT 94.13 665.10 Td (This impact would be primarily due to changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (in the value of the Mexican Peso, the Euro, the British pound ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (sterling, the Korean ) Tj ET Q q 0 0 0 rg BT 117.46 641.10 Td (W) Tj ET Q q 0 0 0 rg BT 126.10 641.10 Td (on and the ) Tj ET Q q 0 0 0 rg BT 169.70 641.10 Td (Australian dollar) Tj ET Q q 0 0 0 rg BT 236.63 641.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (Despite this decrease in ) Tj ET Q q 0 0 0 rg BT 151.01 629.10 Td (TCE, Citi believes its business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (model and management of foreign currency translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (exposure work to minimize the ef) Tj ET Q q 0 0 0 rg BT 458.50 749.10 Td (fect of changes in foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (exchange rates on its estimated Basel III ) Tj ET Q q 0 0 0 rg BT 487.93 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 493.68 737.10 Td (ier1 Common ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Specifically) Tj ET Q q 0 0 0 rg BT 371.11 725.10 Td (, as currency movements change the value of Citi) Tj ET Q q 0 0 0 rg BT 571.32 725.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (net investments in foreign currency denominated capital, these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (movements also change the value of Citi) Tj ET Q q 0 0 0 rg BT 489.51 701.10 Td (s risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (assets denominated in those currencies. ) Tj ET Q q 0 0 0 rg BT 483.77 689.10 Td (This, coupled with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 677.10 Td (s foreign currency hedging strategies, such as foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (currency borrowings, foreign currency forwards and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (currency hedging instruments, lessens the impact of foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (currency movements on Citi) Tj ET Q q 0 0 0 rg BT 440.36 641.10 Td (s estimated Basel III ) Tj ET Q q 0 0 0 rg BT 524.60 641.10 Td (T) Tj ET Q q 0 0 0 rg BT 530.36 641.10 Td (ier1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Common ratio.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.60 353.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 578.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 578.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 578.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.60 353.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 550.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 550.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 550.60 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 592.6 m 452.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 592.6 m 514.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 592.6 m 576.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.6 m 389.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 578.6 m 452.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 592.6 m 514.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 578.6 m 514.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 578.6 m 576.5 578.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 536.6 m 389.5 536.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 513.6 m 389.5 513.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 389.5 536.6 m 452.5 536.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 513.6 m 452.5 513.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 452.5 536.6 m 514.5 536.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 513.6 m 514.5 513.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 514.5 536.6 m 576.5 536.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 513.6 m 576.5 513.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 597.05 Td (For the quarter ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 582.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.40 583.05 Td (Mar. 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.75 583.06 Td (Dec. 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 583.06 Td (Mar. 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 569.06 Td (Change in FX spot rate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 122.49 573.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 569.05 Td (\(0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 569.05 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 569.06 Td (\(0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 569.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 569.06 Td (\(0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 569.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.06 Td (Change in TCE due to change in FX rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 555.05 Td (\(551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 555.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 555.06 Td (\(241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 555.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 555.06 Td (\(501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 555.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 541.06 Td (As a % of Tangible Common Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 541.05 Td (\(0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 541.05 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 541.06 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 541.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 541.06 Td (\(0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 541.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.06 Td (Estimated impact to Basel III Tier 1 Common ratio due to changes in foreign currency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.06 Td (translation \(bps\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 518.05 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 518.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 518.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 518.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 518.06 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 494.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 494.90 Td (FX spot rate change is a weighted average based upon Citi) Tj ET Q q 0 0 0 rg BT 243.72 494.90 Td (s quarterly average GAAP) Tj ET Q q 0 0 0 rg BT 328.06 494.90 Td ( capital exposure to foreign countries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.90 Td (The ef) Tj ET Q q 0 0 0 rg BT 79.63 470.90 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 125.73 470.90 Td (s business model and management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.90 Td (strategies on changes in foreign exchange rates are shown in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 446.90 Td (the table above. During the first quarter of 2014, the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 434.90 Td (dollar appreciated by approximately 0.2% against the major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.90 Td (currencies to which Citi is exposed, resulting in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 410.90 Td (approximately $\(551\)million, or approximately 0.3%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.90 Td (decrease in ) Tj ET Q q 0 0 0 rg BT 83.01 398.90 Td (TCE. ) Tj ET Q q 0 0 0 rg BT 106.72 398.90 Td (The impact on Citi) Tj ET Q q 0 0 0 rg BT 184.76 398.90 Td (s estimated Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 386.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 386.90 Td (ier1 Common ratio was a reduction of approximately 4 basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.90 Td (points.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.90 Td (For additional information in the changes in OCI, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 350.90 Td (Note18 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 165 0 obj <> endobj 166 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (80) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Interest Revenue/Expense and ) Tj ET Q q 0 0 0 rg BT 163.88 749.25 Td (Y) Tj ET Q q 0 0 0 rg BT 169.43 749.25 Td (ields) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 540.00 0 0 232.10 36.00 479.14 cm /I24 Do Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.65 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 445.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 445.65 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 445.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 445.65 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 445.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 445.65 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 445.65 78.00 -14.00 re f 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0.9333333333333333 1 rg /GS0 gs 322.50 389.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 389.65 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 389.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 389.65 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 389.65 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 389.65 22.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 361.65 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 361.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 361.65 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 361.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 361.65 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 361.65 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 361.65 26.00 -14.00 re f /GS0 gs 0.8 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 445.65 m 322.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 445.65 m 374.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 445.65 m 398.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 445.65 m 450.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 445.65 m 476.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 445.65 m 554.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 445.65 m 576.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 445.65 m 554.5 445.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 417.65 m 244.5 417.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 417.65 m 296.5 417.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 417.65 m 322.5 417.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 417.65 m 374.5 417.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 417.65 m 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J 0 j 3 M 476.5 417.65 m 554.5 417.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 403.65 m 554.5 403.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 403.65 m 576.5 403.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 361.65 m 244.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 361.65 m 296.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 361.65 m 322.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 361.65 m 374.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 361.65 m 398.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 361.65 m 450.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 361.65 m 476.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 361.65 m 554.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 361.65 m 576.5 361.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 319.65 m 244.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 319.65 m 296.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 319.65 m 322.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 319.65 m 374.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 319.65 m 398.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 319.65 m 450.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 319.65 m 476.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 319.65 m 554.5 319.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 319.65 m 576.5 319.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 305.65 m 244.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 305.65 m 296.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 305.65 m 322.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 305.65 m 374.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 305.65 m 398.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 305.65 m 450.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 305.65 m 476.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 305.65 m 554.5 305.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 305.65 m 576.5 305.65 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 449.90 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.65 459.10 Td (1st Qtr) Tj ET Q q 0 0 0 rg BT 282.07 459.10 Td (.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 450.10 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 450.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.20 459.11 Td (4th Qtr) Tj ET Q q 0 0 0 rg BT 359.45 459.11 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 450.11 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 450.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.70 459.11 Td (1st Qtr) Tj ET Q q 0 0 0 rg BT 434.95 459.11 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 450.11 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 450.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.20 459.10 Td (Change ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.10 450.10 Td (1Q14 vs. 1Q13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 436.11 Td (Interest revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.72 440.19 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 436.10 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.25 436.10 Td (15,478) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 436.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 436.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.75 436.11 Td (15,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 436.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 436.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 436.11 Td (16,087) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 436.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 436.10 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 436.10 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.11 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.75 422.10 Td (3,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 422.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.25 422.11 Td (3,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 422.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 422.11 Td (4,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 422.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 422.10 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 422.10 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.11 Td (Net interest revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.47 412.19 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 408.10 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.25 408.10 Td (11,887) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 408.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 408.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.75 408.11 Td (12,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 408.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 408.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 408.11 Td (11,757) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 408.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 408.10 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.00 408.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.11 Td (Interest revenueaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 394.10 Td (3.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 394.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 394.11 Td (3.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 394.11 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 394.11 Td (3.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.50 394.11 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 394.10 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 394.10 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 558.95 393.88 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 380.11 Td (Interest expenseaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 380.10 Td (1.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 380.11 Td (1.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 380.11 Td (1.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 380.10 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 380.10 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 379.88 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 366.11 Td (Net interest margin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 366.10 Td (2.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 366.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 366.11 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 366.11 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 366.11 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.50 366.11 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 366.10 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 365.88 Td (bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 352.10 Td (Interest-rate benchmarks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 352.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 352.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.11 Td (Two-yearU.S.Treasurynoteaveragerate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 338.10 Td (0.37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 338.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 338.11 Td (0.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 338.11 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 338.11 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.50 338.11 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 338.10 Td (11) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 337.88 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.11 Td (10-year U.S. Treasury noteaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 324.10 Td (2.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 324.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 324.11 Td (2.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 324.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 324.11 Td (1.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 324.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 324.10 Td (82) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 323.88 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.11 Td (10-year vs. two-year spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 310.10 Td (240) Tj ET Q BT /F2 7.00 Tf ET q 0 0 0 rg BT 308.45 309.71 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 310.11 Td (234) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 385.25 309.70 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 310.11 Td (169) Tj ET Q BT /F2 7.00 Tf ET q 0 0 0 rg BT 462.45 309.71 Td (bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 310.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 310.10 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 286.95 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 286.95 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 286.95 Td (est) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.81 286.95 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.81 286.95 Td (r) Tj ET Q q 0 0 0 rg BT 95.63 286.95 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 286.95 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $128 million, $128 million and $127 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 277.35 Td (million for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.21 277.35 Td (three months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.86 277.35 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 277.35 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 217.74 277.35 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.74 277.35 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.61 277.35 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.16 277.35 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.04 277.35 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 267.75 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 267.75 Td (Excludes expenses associated with certain hybrid financial instruments, which are classified as) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 357.46 267.75 Td ( Long-term debt ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.01 267.75 Td (and accounted for at fair value with changes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.15 Td (recorded in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 90.20 258.15 Td ( Principal transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.98 258.15 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 248.55 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 248.55 Td (Interest revenue, expense, rates and volumes exclude Credicard \() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 261.91 248.55 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 340.79 248.55 Td (\) for all periods presented. See Note2 to the Consolidated Financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.95 Td (Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.95 Td (As set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 196.75 214.95 Td (s net interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.95 Td (increased 1% from the prior year period due to slightly higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.95 Td (interest earning assets and an improvement in net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.95 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 178.95 Td (gin \(NIM\), and declined sequentially driven by the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.95 Td (day count in the current quarter) Tj ET Q q 0 0 0 rg BT 161.23 166.95 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 214.95 Td (NIM is calculated by dividing gross interest revenue less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.95 Td (gross interest expense by average interest earning assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.95 Td (Quarter) Tj ET Q q 0 0 0 rg BT 354.34 190.95 Td (-over) Tj ET Q q 0 0 0 rg BT 375.24 190.95 Td (-quarter) Tj ET Q q 0 0 0 rg BT 406.48 190.95 Td (, Citi) Tj ET Q q 0 0 0 rg BT 429.26 190.95 Td (s NIM increased by 2 basis points ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.95 Td (mainly reflecting lower funding costs, including both long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.95 Td (term debt and deposit funding costs.) Tj ET Q endstream endobj 167 0 obj <> endobj 168 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (81) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (verage Balances and Interest RatesAssets) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 222.48 753.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 729.25 Td (axable Equivalent Basis) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 681.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 681.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 681.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 681.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 681.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 137.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 653.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 653.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 653.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 653.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 653.75 42.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 653.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 653.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 653.75 46.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 653.75 45.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 607.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 607.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 607.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 607.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 607.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 607.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 607.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 607.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 607.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 607.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 579.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 579.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 579.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 579.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 579.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 579.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 579.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 579.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 579.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 551.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 551.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 551.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 551.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 551.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 551.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 551.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 551.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 551.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 551.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 523.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 523.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 523.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 523.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 523.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 523.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 523.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 523.75 46.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 485.50 411.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 411.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 383.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 383.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 383.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 383.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 383.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 383.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 383.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 383.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 383.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 383.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 355.75 137.00 -14.00 re f /GS0 gs 0.8 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l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 704.75 m 531.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 704.75 m 576.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 173.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 681.75 m 220.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 681.75 m 267.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 681.75 m 314.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 704.75 m 355.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 681.75 m 355.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 704.75 m 397.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 681.75 m 397.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 704.75 m 438.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 681.75 m 438.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 704.75 m 485.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 681.75 m 485.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 704.75 m 531.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 681.75 m 531.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 704.75 m 576.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 681.75 m 576.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.75 m 173.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 653.75 m 267.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 653.75 m 314.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 653.75 m 397.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 653.75 m 438.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 653.75 m 531.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 653.75 m 576.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 653.75 m 220.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 653.75 m 267.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 653.75 m 314.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 653.75 m 355.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 653.75 m 397.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 653.75 m 438.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 653.75 m 485.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 653.75 m 531.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 653.75 m 576.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 593.75 m 173.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 593.75 m 267.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 593.75 m 314.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 593.75 m 397.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 593.75 m 438.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 593.75 m 485.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 579.75 m 173.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 593.75 m 220.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 579.75 m 220.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 593.75 m 267.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 579.75 m 267.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 593.75 m 314.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 579.75 m 314.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 593.75 m 355.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 579.75 m 355.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 593.75 m 397.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 579.75 m 397.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 593.75 m 438.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 579.75 m 438.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 593.75 m 485.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 593.75 m 531.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 579.75 m 531.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 593.75 m 576.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 579.75 m 576.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 579.75 m 220.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 579.75 m 267.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 579.75 m 314.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 579.75 m 355.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 579.75 m 397.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 579.75 m 438.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 579.75 m 485.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 579.75 m 531.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 579.75 m 576.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 537.75 m 173.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 537.75 m 267.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 537.75 m 314.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 537.75 m 397.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 537.75 m 438.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 537.75 m 485.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 537.75 m 531.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 537.75 m 576.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 523.75 m 173.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 537.75 m 220.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 523.75 m 220.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 537.75 m 267.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 523.75 m 267.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 537.75 m 314.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 523.75 m 314.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 537.75 m 355.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 523.75 m 355.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 537.75 m 397.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 523.75 m 397.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 537.75 m 438.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 523.75 m 438.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 537.75 m 485.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 537.75 m 531.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 523.75 m 531.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 537.75 m 576.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 523.75 m 576.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 523.75 m 220.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 523.75 m 267.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 523.75 m 314.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 523.75 m 355.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 523.75 m 397.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 523.75 m 438.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 523.75 m 485.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 523.75 m 531.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 523.75 m 576.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 453.75 m 173.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 453.75 m 267.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 453.75 m 314.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 453.75 m 397.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 453.75 m 438.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 453.75 m 531.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 453.75 m 576.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.75 m 173.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 453.75 m 220.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 439.75 m 220.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 453.75 m 267.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 439.75 m 267.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 453.75 m 314.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 439.75 m 314.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 453.75 m 355.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 439.75 m 355.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 453.75 m 397.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 439.75 m 397.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 453.75 m 438.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 439.75 m 438.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 453.75 m 485.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 453.75 m 531.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 439.75 m 531.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 453.75 m 576.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 439.75 m 220.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 439.75 m 267.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 439.75 m 314.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 439.75 m 355.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 439.75 m 397.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 439.75 m 438.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 439.75 m 485.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 439.75 m 531.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.75 m 173.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 397.75 m 267.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 397.75 m 314.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 397.75 m 397.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 397.75 m 438.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 397.75 m 485.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 397.75 m 531.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 397.75 m 576.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.75 m 173.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 397.75 m 220.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 383.75 m 220.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 397.75 m 267.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 383.75 m 267.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 397.75 m 314.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 383.75 m 314.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 397.75 m 355.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 383.75 m 355.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 397.75 m 397.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 383.75 m 397.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 397.75 m 438.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 383.75 m 438.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 397.75 m 485.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 397.75 m 531.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 383.75 m 531.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 397.75 m 576.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 383.75 m 576.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.75 m 173.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 383.75 m 220.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 383.75 m 267.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 369.75 m 267.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 383.75 m 314.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 369.75 m 314.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 383.75 m 355.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 383.75 m 397.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 369.75 m 397.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 383.75 m 438.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 369.75 m 438.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 383.75 m 485.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 383.75 m 531.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 369.75 m 531.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 383.75 m 576.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 369.75 m 576.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.75 m 173.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 369.75 m 220.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 355.75 m 220.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 369.75 m 267.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 355.75 m 267.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 369.75 m 314.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 355.75 m 314.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 369.75 m 355.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 355.75 m 355.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 369.75 m 397.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 355.75 m 397.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 369.75 m 438.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 355.75 m 438.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 369.75 m 485.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 369.75 m 531.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 355.75 m 531.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 369.75 m 576.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 355.75 m 220.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 355.75 m 267.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 355.75 m 314.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 355.75 m 355.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 355.75 m 397.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 355.75 m 438.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 355.75 m 485.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 355.75 m 531.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 318.75 m 173.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 318.75 m 267.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 318.75 m 314.5 318.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.75 m 173.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 318.75 m 220.5 318.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 304.75 m 220.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 318.75 m 267.5 318.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 304.75 m 267.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 318.75 m 314.5 318.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 304.75 m 314.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 304.75 m 355.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 304.75 m 397.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 304.75 m 438.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 304.75 m 485.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 304.75 m 531.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 304.75 m 576.5 304.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 709.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.70 709.20 Td (Average volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 709.20 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.05 709.20 Td (% Average rate) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 686.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.15 695.20 Td (1st Qtr) Tj ET Q q 0 0 0 rg BT 208.57 695.20 Td (.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.70 695.21 Td (4th Qtr) Tj ET Q q 0 0 0 rg BT 254.95 695.21 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.50 686.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.20 695.21 Td (1st Qtr) Tj ET Q q 0 0 0 rg BT 301.45 695.21 Td (.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.15 695.20 Td (1st Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.20 695.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 686.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.20 695.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.15 695.20 Td (1st Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.20 695.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 686.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.20 695.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 672.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 658.20 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 662.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 658.20 Td (174,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 658.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 658.21 Td (173,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 658.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 658.21 Td (123,784) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 658.20 Td (252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 658.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 658.21 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 658.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 658.21 Td (256) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 658.20 Td (0.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 658.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 658.21 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 658.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 658.21 Td (0.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 658.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.20 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 635.20 Td (borr) Tj ET Q q 0 0 0 rg BT 56.33 635.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 86.91 635.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 103.01 635.20 Td (chased under) Tj ET Q q 0 0 0 rg BT 154.10 635.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 626.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.83 626.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.65 626.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 115.14 630.28 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 612.20 Td (82,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 612.21 Td (155,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 612.21 Td (162,905) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 612.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 612.20 Td (249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 612.21 Td (267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 612.21 Td (316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 612.20 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 612.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 612.21 Td (0.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 612.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 612.21 Td (0.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 612.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 598.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 602.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 598.20 Td (173,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 598.21 Td (102,629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 598.21 Td (109,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 598.20 Td (345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 598.21 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 598.21 Td (372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 598.20 Td (0.81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 598.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 598.21 Td (1.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 598.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 598.21 Td (1.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 598.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 584.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 584.20 Td (255,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 584.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 584.21 Td (257,696) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 584.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 584.21 Td (272,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 584.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 584.20 Td (594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 584.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 584.21 Td (559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 584.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 584.21 Td (688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 584.20 Td (0.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 584.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 584.21 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 584.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 584.21 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 584.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 570.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 570.20 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 574.28 Td (\(7\)\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 556.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 556.20 Td (80,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 556.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 556.21 Td (117,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 556.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 556.21 Td (130,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 556.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 556.20 Td (879) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 556.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 556.21 Td (877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 556.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 556.21 Td (938) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 556.20 Td (4.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 556.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 556.21 Td (2.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 556.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 556.21 Td (2.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 556.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 542.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 546.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 542.20 Td (153,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 542.21 Td (121,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 542.21 Td (134,945) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 542.20 Td (640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 542.21 Td (640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 542.21 Td (728) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 542.20 Td (1.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 542.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 542.21 Td (2.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 542.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 542.21 Td (2.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 542.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 528.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 528.20 Td (234,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 528.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 528.21 Td (239,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 528.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 528.21 Td (265,175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 528.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 528.20 Td (1,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 528.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 528.21 Td (1,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 528.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 528.21 Td (1,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 528.20 Td (2.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 528.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 528.21 Td (2.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 528.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 528.21 Td (2.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 528.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.20 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.21 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 486.21 Td (Taxable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 486.20 Td (174,808) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 486.21 Td (170,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 486.21 Td (176,825) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 486.20 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 486.21 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 486.21 Td (686) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 486.20 Td (1.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 486.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 486.21 Td (1.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 486.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 486.21 Td (1.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 486.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 472.21 Td (Exempt from U.S. income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 472.20 Td (18,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.25 472.21 Td (18,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.25 472.21 Td (18,468) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 472.20 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 472.21 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 472.21 Td (197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 472.20 Td (4.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 472.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 472.21 Td (4.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 472.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 472.21 Td (4.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 472.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 458.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 458.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 462.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 458.20 Td (114,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 458.21 Td (119,828) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 458.21 Td (112,897) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 458.20 Td (916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 458.21 Td (946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 458.21 Td (1,007) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 458.20 Td (3.25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 458.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 458.21 Td (3.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 458.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 458.21 Td (3.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 458.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 444.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 444.20 Td (307,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 444.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 444.21 Td (308,264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 444.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 444.21 Td (308,190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 444.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 444.20 Td (1,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 444.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 444.21 Td (1,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 444.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 444.21 Td (1,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 444.20 Td (2.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 444.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 444.21 Td (2.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 444.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 444.21 Td (2.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 444.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 430.20 Td (Loans\(netofunearnedincome\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 434.28 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 416.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 416.20 Td (362,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 416.21 Td (360,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 416.21 Td (353,287) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 416.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 416.20 Td (6,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 416.21 Td (6,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 416.21 Td (6,485) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 416.20 Td (7.26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 416.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 416.21 Td (7.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 416.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 416.21 Td (7.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 416.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 402.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 406.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 402.20 Td (296,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 402.21 Td (298,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 402.21 Td (289,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 402.20 Td (4,698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 402.21 Td (4,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 402.21 Td (4,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 402.20 Td (6.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 402.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 402.21 Td (6.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 402.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 402.21 Td (6.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 402.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 388.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 388.20 Td (658,706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 388.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 388.21 Td (659,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 388.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 388.21 Td (643,063) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 388.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 388.20 Td (11,186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 388.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.25 388.21 Td (11,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 388.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 388.21 Td (11,428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 388.20 Td (6.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 388.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 388.21 Td (6.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 388.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 388.21 Td (7.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 388.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 374.20 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 374.20 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 374.20 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 378.28 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 374.20 Td (33,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.25 374.21 Td (30,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.25 374.21 Td (42,229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 374.20 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 374.21 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 374.21 Td (159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 374.20 Td (0.96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 374.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 374.21 Td (1.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 374.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 374.21 Td (1.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 374.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.21 Td (Total interest-earning assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 360.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 360.20 Td (1,664,861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 360.21 Td (1,668,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 360.21 Td (1,654,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 360.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 360.20 Td (15,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.25 360.21 Td (15,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 360.21 Td (16,087) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 360.20 Td (3.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 360.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 360.21 Td (3.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 360.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 360.21 Td (3.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 360.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.21 Td (Non-interest-earningassets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 350.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 346.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 346.20 Td (223,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 346.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 346.21 Td (217,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 346.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 346.21 Td (228,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 332.21 Td (Total assets from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 323.21 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 323.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.75 323.21 Td (2,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 323.21 Td (3,320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 309.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 309.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 309.20 Td (1,888,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 309.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 309.21 Td (1,887,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 309.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 309.21 Td (1,886,789) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 287.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 287.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 287.65 Td (est r) Tj ET Q q 0 0 0 rg BT 95.63 287.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 287.65 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $128 million, $128 million and $127 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.05 Td (million for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.21 278.05 Td (three months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.86 278.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 278.05 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 217.74 278.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.74 278.05 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.61 278.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.16 278.05 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.04 278.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 393.17 278.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 268.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 268.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 268.45 Td (fects of risk management activities associated with the respective asset and liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 258.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 249.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 249.25 Td (Detailed average volume,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.96 249.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 153.21 249.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 249.25 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.12 249.25 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.67 249.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 219.93 249.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 249.25 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 249.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 249.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 239.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 239.65 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 239.65 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 239.65 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 230.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.05 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 230.05 Td (verage volumes of securities borrowed or purchased under agreements to resell are reported net pursuant to FIN41\(ASC210-20-45\). However) Tj ET Q q 0 0 0 rg BT 518.50 230.05 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 522.50 230.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 537.75 230.05 Td (est r) Tj ET Q q 0 0 0 rg BT 551.45 230.05 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.66 230.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 220.45 Td (excludes the impact of FIN41 \(ASC 210-20-45\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 210.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 210.85 Td (The fair value carrying amounts of derivative contracts are reported net, pursuant to FIN39 \(ASC 815-10-45\), in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 417.45 210.85 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 448.26 210.85 Td (est-earning assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.81 210.85 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 521.36 210.85 Td (Other non-) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 201.25 Td (inter) Tj ET Q q 0 0 0 rg BT 68.81 201.25 Td (est-bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.47 201.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 191.65 Td (\(8\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 191.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 191.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 191.65 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 191.65 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 191.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 191.65 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.01 191.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 191.65 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 191.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 191.65 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 191.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 191.65 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 191.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 191.65 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 191.65 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 428.19 191.65 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 191.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 191.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 191.65 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.05 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 182.05 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 182.05 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 182.05 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 182.05 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 182.05 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 182.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 182.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 172.45 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 172.45 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 162.85 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 162.85 Td (Includes Brokerage receivables.) Tj ET Q endstream endobj 169 0 obj <> endobj 170 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (82) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (verage Balances and Interest RatesLiabilities and Equity) Tj ET Q q 0 0 0 rg BT 285.45 749.25 Td (, and Net Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 395.17 753.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 729.25 Td (axable Equivalent Basis) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.75 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 681.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 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0.9333333333333333 1 rg /GS0 gs 236.50 188.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 188.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 188.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 188.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 188.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 188.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 188.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 188.75 41.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 704.75 m 236.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 704.75 m 283.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 704.75 m 330.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 704.75 m 371.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 704.75 m 412.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 704.75 m 453.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 704.75 m 494.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 704.75 m 535.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 704.75 m 576.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 189.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 704.75 m 236.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 681.75 m 236.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 704.75 m 283.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 681.75 m 283.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 704.75 m 330.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 681.75 m 330.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 704.75 m 371.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 681.75 m 371.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 704.75 m 412.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 681.75 m 412.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 704.75 m 453.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 681.75 m 453.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 704.75 m 494.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 681.75 m 494.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 704.75 m 535.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 681.75 m 535.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 704.75 m 576.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 681.75 m 576.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 189.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 625.75 m 535.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 625.75 m 576.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 611.75 m 189.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 625.75 m 236.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 625.75 m 283.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 611.75 m 283.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 625.75 m 330.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 611.75 m 330.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 625.75 m 371.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 611.75 m 371.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 625.75 m 412.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 611.75 m 412.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 625.75 m 453.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 611.75 m 453.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 625.75 m 494.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 625.75 m 535.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 625.75 m 576.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 611.75 m 236.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 611.75 m 283.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 611.75 m 330.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 611.75 m 371.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 611.75 m 412.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 611.75 m 453.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 611.75 m 494.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 611.75 m 535.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 611.75 m 576.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 551.75 m 189.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 551.75 m 371.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 551.75 m 494.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 551.75 m 535.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 551.75 m 576.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 537.75 m 189.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 551.75 m 236.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 537.75 m 236.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 551.75 m 283.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 537.75 m 283.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 551.75 m 330.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 537.75 m 330.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 551.75 m 371.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 537.75 m 371.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 551.75 m 412.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 537.75 m 412.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 551.75 m 453.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 537.75 m 453.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 551.75 m 494.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 551.75 m 535.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 551.75 m 576.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 537.75 m 236.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 537.75 m 283.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 537.75 m 330.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 537.75 m 371.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 537.75 m 412.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 537.75 m 453.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 537.75 m 494.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 537.75 m 535.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 537.75 m 576.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.75 m 189.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 495.75 m 494.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 495.75 m 535.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 495.75 m 576.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 189.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 495.75 m 236.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 481.75 m 236.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 495.75 m 283.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 481.75 m 283.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 495.75 m 330.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 481.75 m 330.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 495.75 m 371.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 481.75 m 371.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 495.75 m 412.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 481.75 m 412.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 495.75 m 453.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 481.75 m 453.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 495.75 m 494.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 495.75 m 535.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 495.75 m 576.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 481.75 m 236.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 481.75 m 283.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 481.75 m 330.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 481.75 m 371.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 481.75 m 412.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 481.75 m 453.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 481.75 m 494.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 481.75 m 535.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 481.75 m 576.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.75 m 189.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 439.75 m 494.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 439.75 m 535.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.75 m 189.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 439.75 m 236.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 425.75 m 236.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 439.75 m 283.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 425.75 m 283.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 439.75 m 330.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 425.75 m 330.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 439.75 m 371.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 425.75 m 371.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 439.75 m 412.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 425.75 m 412.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 439.75 m 453.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 425.75 m 453.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 439.75 m 494.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 439.75 m 535.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 425.75 m 236.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 425.75 m 283.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 425.75 m 330.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 425.75 m 371.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 425.75 m 412.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 425.75 m 453.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 425.75 m 494.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 425.75 m 535.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 425.75 m 576.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.75 m 189.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 383.75 m 494.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 383.75 m 535.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 383.75 m 576.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.75 m 189.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 383.75 m 236.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 369.75 m 236.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 383.75 m 283.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 369.75 m 283.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 383.75 m 330.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 369.75 m 330.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 383.75 m 371.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 369.75 m 371.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 383.75 m 412.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 369.75 m 412.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 383.75 m 453.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 369.75 m 453.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 383.75 m 494.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 383.75 m 535.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 383.75 m 576.5 383.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.75 m 189.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 369.75 m 236.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 369.75 m 283.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 355.75 m 283.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 369.75 m 330.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 355.75 m 330.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 369.75 m 371.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 355.75 m 371.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 369.75 m 412.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 355.75 m 412.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 369.75 m 453.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 355.75 m 453.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 369.75 m 494.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 369.75 m 535.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 369.75 m 576.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 355.75 m 236.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 355.75 m 283.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 355.75 m 330.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 355.75 m 371.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 355.75 m 412.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 355.75 m 453.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 355.75 m 494.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 355.75 m 535.5 355.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.75 m 189.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.75 m 189.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 304.75 m 236.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 304.75 m 283.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 290.75 m 283.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 304.75 m 330.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 290.75 m 330.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 290.75 m 236.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 290.75 m 283.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 290.75 m 330.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 262.75 m 189.5 262.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 248.75 m 189.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 262.75 m 236.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 262.75 m 283.5 262.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 248.75 m 283.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 262.75 m 330.5 262.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 248.75 m 330.5 248.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 225.75 m 189.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 248.75 m 236.5 248.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 189.5 225.75 m 236.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 248.75 m 283.5 248.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 225.75 m 283.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 248.75 m 330.5 248.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 225.75 m 330.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 225.75 m 283.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 225.75 m 330.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.75 m 189.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 160.75 m 189.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 174.75 m 236.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 160.75 m 236.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 174.75 m 283.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 160.75 m 283.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 174.75 m 330.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 160.75 m 330.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 174.75 m 371.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 160.75 m 371.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 174.75 m 412.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 160.75 m 412.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 174.75 m 453.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 160.75 m 453.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 174.75 m 494.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 160.75 m 494.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 174.75 m 535.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 160.75 m 535.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 174.75 m 576.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 160.75 m 576.5 160.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.70 709.20 Td (Average volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.45 709.20 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.55 709.20 Td (% Average rate) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 686.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.15 695.20 Td (1st Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.70 695.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.50 686.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.20 695.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.15 695.20 Td (1st Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.70 695.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 686.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.20 695.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.15 695.20 Td (1st Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.70 695.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 686.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.20 695.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 672.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 658.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 658.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 658.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 658.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 658.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 658.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 658.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.34 644.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 91.33 648.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 644.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 644.20 Td (281,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 644.21 Td (275,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 644.21 Td (254,714) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 644.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 644.20 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 644.21 Td (406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 644.21 Td (490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 644.20 Td (0.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 644.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 644.21 Td (0.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 644.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 644.21 Td (0.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 644.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 630.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 634.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 630.20 Td (479,664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 630.21 Td (487,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 630.21 Td (480,497) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 630.20 Td (1,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.75 630.21 Td (1,081) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 630.21 Td (1,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 630.20 Td (0.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 630.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 630.21 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 630.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 630.21 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 630.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 616.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 616.20 Td (760,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 616.21 Td (763,475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 616.21 Td (735,211) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 616.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 616.20 Td (1,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.75 616.21 Td (1,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 616.21 Td (1,676) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 616.20 Td (0.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 616.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 616.21 Td (0.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 616.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 616.21 Td (0.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 616.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 602.20 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 602.20 Td (chased and ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 593.20 Td (securities loaned or) Tj ET Q q 0 0 0 rg BT 113.32 593.20 Td ( sold under) Tj ET Q q 0 0 0 rg BT 156.18 593.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 584.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.83 584.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.65 584.20 Td (epur) Tj ET Q q 0 0 0 rg BT 116.48 584.20 Td (chase) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 137.48 588.28 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 570.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 570.20 Td (58,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 570.21 Td (118,121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 570.21 Td (129,545) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 570.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 570.20 Td (156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 570.21 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 570.21 Td (167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 570.20 Td (1.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 570.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 570.21 Td (0.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 570.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 570.21 Td (0.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 570.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 556.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 560.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 556.20 Td (138,393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 556.21 Td (97,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 556.21 Td (103,747) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 556.20 Td (369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 556.21 Td (386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 556.21 Td (442) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 556.20 Td (1.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 556.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 556.21 Td (1.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 556.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 556.21 Td (1.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 556.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 542.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 542.20 Td (197,146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 542.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.75 542.20 Td (216,084) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 542.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.75 542.20 Td (233,292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 542.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 542.20 Td (525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 542.21 Td (539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 542.21 Td (609) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 542.20 Td (1.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 542.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 542.21 Td (0.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 542.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 542.21 Td (1.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 542.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 528.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 528.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 532.28 Td (\(8\)\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 514.20 Td (15,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 514.21 Td (22,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 514.21 Td (26,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 514.20 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 514.21 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 514.21 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 514.20 Td (0.54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 514.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 514.21 Td (0.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 514.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 514.21 Td (0.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 514.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 500.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 504.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 500.20 Td (57,192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 500.21 Td (43,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 500.21 Td (45,463) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 500.20 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 500.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 500.21 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 500.20 Td (0.14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 500.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 500.21 Td (0.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 500.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 500.21 Td (0.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 500.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 486.20 Td (72,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 486.21 Td (66,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 486.21 Td (71,793) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 486.20 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 486.21 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 486.21 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 486.20 Td (0.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 486.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 486.21 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 486.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 486.21 Td (0.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 486.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 472.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 472.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 476.28 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 458.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 458.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 458.20 Td (60,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 458.21 Td (80,789) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 458.21 Td (70,728) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 458.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 458.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 458.21 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 458.21 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 458.20 Td (0.25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 458.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 458.21 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 458.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 458.21 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 458.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 444.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 448.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 444.20 Td (54,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 444.21 Td (34,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 444.21 Td (37,977) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 444.20 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 444.21 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 444.21 Td (119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 444.20 Td (0.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 444.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 444.21 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 444.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 444.21 Td (1.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 444.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 430.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 430.20 Td (114,803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 430.21 Td (115,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 430.21 Td (108,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 430.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 430.20 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 430.21 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 430.21 Td (163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 430.20 Td (0.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 430.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 430.21 Td (0.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 430.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 430.21 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 430.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 416.20 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 99.74 420.28 Td (\(1) Tj ET Q BT /F2 5.85 Tf ET q 0 0 0 rg BT 104.29 420.28 Td (1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 402.20 Td (189,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 402.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 402.21 Td (189,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 402.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 402.21 Td (204,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 402.20 Td (1,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 402.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.75 402.21 Td (1,446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 402.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 402.21 Td (1,816) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 402.20 Td (2.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 402.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 402.21 Td (3.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 402.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 402.21 Td (3.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 402.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 388.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 392.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 388.20 Td (9,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.75 388.21 Td (9,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 388.21 Td (11,110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 388.20 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 388.21 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 388.21 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 388.20 Td (3.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 388.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 388.21 Td (3.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 388.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 388.21 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 388.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 374.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 374.20 Td (198,476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 374.21 Td (198,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 374.21 Td (215,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 374.20 Td (1,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.75 374.20 Td (1,537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 374.21 Td (1,840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 374.20 Td (2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 374.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 374.21 Td (3.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 374.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 374.21 Td (3.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 374.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.20 Td (Total interest-bearing liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 360.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 360.20 Td (1,344,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 360.21 Td (1,359,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 360.21 Td (1,364,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 360.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 360.20 Td (3,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.75 360.21 Td (3,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 360.21 Td (4,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 360.20 Td (1.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 360.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 360.21 Td (1.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 360.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 360.21 Td (1.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 360.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.21 Td (Demand deposits in U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 346.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 346.20 Td (27,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 346.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.25 346.21 Td (26,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 346.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 346.21 Td (12,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 332.21 Td (Other non-interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 170.46 336.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 332.20 Td (308,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 332.21 Td (296,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 332.21 Td (315,707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 318.21 Td (Total liabilities from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.21 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 309.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.50 309.21 Td (291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.50 309.21 Td (593) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 295.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 295.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 295.20 Td (1,680,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 295.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 295.21 Td (1,682,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 295.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 295.21 Td (1,693,768) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 281.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.83 281.20 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 129.42 281.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 155.67 285.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 281.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 281.20 Td (206,285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 281.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 281.21 Td (203,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 281.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 281.21 Td (191,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 267.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 267.20 Td (1,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.75 267.21 Td (1,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.75 267.21 Td (1,994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 253.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 253.20 Td (otal equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 84.93 257.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 253.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 253.20 Td (208,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 253.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 253.21 Td (205,071) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 253.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 253.21 Td (193,021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 239.20 Td (Total liabilities and stockholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 230.20 Td (equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 230.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 230.20 Td (1,888,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 230.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 230.21 Td (1,887,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 230.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 230.21 Td (1,886,789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 216.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.07 216.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.65 216.20 Td (evenue as a per) Tj ET Q q 0 0 0 rg BT 148.23 216.20 Td (centage ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 207.20 Td (of average inter) Tj ET Q q 0 0 0 rg BT 99.31 207.20 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 166.55 211.28 Td (\(13\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 193.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 193.20 Td (833,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 193.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 193.21 Td (941,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 193.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 193.21 Td (917,077) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 193.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 193.20 Td (6,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 193.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.75 193.21 Td (6,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 193.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 193.21 Td (6,223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 193.20 Td (3.25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 193.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 193.21 Td (2.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 193.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 193.21 Td (2.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 193.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 179.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 183.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 179.20 Td (831,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 179.21 Td (726,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.75 179.21 Td (737,552) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 179.20 Td (5,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.75 179.21 Td (5,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 179.21 Td (5,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 179.20 Td (2.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 179.21 Td (2.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 179.21 Td (3.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 165.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 165.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 165.20 Td (1,664,861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 165.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 165.21 Td (1,668,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 165.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 165.21 Td (1,654,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 165.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.25 165.20 Td (11,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 165.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 165.21 Td (12,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 165.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 165.21 Td (11,757) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 165.20 Td (2.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 165.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 165.21 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 165.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 165.21 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 165.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 143.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 143.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 143.65 Td (est) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.81 143.65 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.81 143.65 Td (r) Tj ET Q q 0 0 0 rg BT 95.63 143.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 143.65 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $128 million, $128 million and $127 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.05 Td (million for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.21 134.05 Td (three months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.86 134.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 134.05 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 217.74 134.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.74 134.05 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.61 134.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.16 134.05 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.04 134.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 393.17 134.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 124.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 124.45 Td (fects of risk management activities associated with the respective asset and liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 114.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 114.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.25 Td (Detailed average volume,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.96 105.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 153.21 105.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 105.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 105.25 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 105.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 105.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 105.25 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 105.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 105.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 95.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 95.65 Td (Consists of other time deposits and savings deposits. Savings deposits are made up of insured money market accounts, NOW) Tj ET Q q 0 0 0 rg BT 454.23 95.65 Td ( accounts, and other savings deposits. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.05 Td (The interest expense on savings deposits includes FDIC deposit insurance fees and char) Tj ET Q q 0 0 0 rg BT 334.67 86.05 Td (ges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 76.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.45 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 76.45 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 76.45 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 66.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 66.85 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 66.85 Td (verage volumes of securities loaned or sold under agreements to repurchase are reported net pursuant to FIN41 \(ASC 210-20-45\). However) Tj ET Q q 0 0 0 rg BT 507.39 66.85 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 511.39 66.85 Td (Inter) Tj ET Q q 0 0 0 rg BT 526.64 66.85 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.85 66.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.25 Td (excludes the impact of FIN41 \(ASC 210-20-45\).) Tj ET Q endstream endobj 171 0 obj <> endobj 172 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (83) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (The fair value carrying amounts of derivative contracts are reported net, pursuant to FIN39 \(ASC 815-10-45\), in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 417.45 750.50 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 448.26 750.50 Td (est-earning assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.81 750.50 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 521.36 750.50 Td (Other non-) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (inter) Tj ET Q q 0 0 0 rg BT 68.81 740.90 Td (est-bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.47 740.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(9\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 731.30 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 731.30 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 731.30 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 731.30 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 731.30 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 731.30 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 731.30 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 731.30 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 731.30 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 731.30 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 731.30 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 731.30 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 731.30 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 731.30 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 731.30 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 721.70 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 721.70 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 721.70 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 256.41 721.70 Td ( T) Tj ET Q q 0 0 0 rg BT 262.42 721.70 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 721.70 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 721.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Includes Brokerage payables.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 702.50 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Excludes hybrid financial instruments and beneficial interests in consolidated ) Tj ET Q q 0 0 0 rg BT 303.79 702.50 Td (VIEs that are classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 388.86 702.50 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.41 702.50 Td (, as these obligations are accounted for in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (changes in fair value recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 160.62 692.90 Td (Principal transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.39 692.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (Includes stockholders) Tj ET Q q 0 0 0 rg BT 125.61 683.30 Td ( equity from discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 673.70 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (Includes allocations for capital and funding costs based on the location of the asset.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 644.10 Td (Analysis of Changes in Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 203.52 648.63 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 564.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 564.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 564.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 564.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 564.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 564.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 564.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 527.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 527.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 527.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 527.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 527.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 527.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 499.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 499.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 499.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 499.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 499.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 499.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 471.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 471.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 471.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 471.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 471.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 471.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 415.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 415.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 415.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 415.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 415.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 415.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 415.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 387.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 387.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 387.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 387.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 387.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 387.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 387.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 359.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 359.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 359.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 359.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 359.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 359.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 359.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 331.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 331.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 331.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 331.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 331.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 331.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 331.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 303.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 303.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 303.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 303.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 303.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 303.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 303.60 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 610.6 m 311.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 610.6 m 364.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 610.6 m 417.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 610.6 m 470.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 610.6 m 523.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 610.6 m 576.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 587.6 m 311.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 587.6 m 364.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 587.6 m 417.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 587.6 m 470.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 587.6 m 523.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 587.6 m 576.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 564.6 m 258.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 564.6 m 311.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 564.6 m 364.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 564.6 m 417.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 564.6 m 470.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 564.6 m 523.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 564.6 m 576.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 550.6 m 258.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 564.6 m 576.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 550.6 m 311.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 550.6 m 364.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 550.6 m 417.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 550.6 m 470.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 550.6 m 523.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 550.6 m 576.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 499.6 m 258.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 499.6 m 417.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 485.6 m 258.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 499.6 m 311.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 499.6 m 364.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 485.6 m 364.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 499.6 m 417.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 485.6 m 417.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 499.6 m 470.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 485.6 m 470.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 499.6 m 523.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 485.6 m 523.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 499.6 m 576.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 485.6 m 576.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 485.6 m 311.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 485.6 m 364.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 485.6 m 417.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 485.6 m 470.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 485.6 m 523.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 485.6 m 576.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.6 m 258.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.6 m 258.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 443.6 m 311.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 429.6 m 311.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 443.6 m 364.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 429.6 m 364.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 443.6 m 417.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 429.6 m 417.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 443.6 m 470.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 429.6 m 470.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 443.6 m 523.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 429.6 m 523.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 443.6 m 576.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 429.6 m 576.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 429.6 m 311.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 429.6 m 364.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 429.6 m 417.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 429.6 m 470.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 429.6 m 523.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 429.6 m 576.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 387.6 m 258.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 373.6 m 258.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 387.6 m 311.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 373.6 m 311.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 387.6 m 364.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 373.6 m 364.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 387.6 m 417.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 373.6 m 417.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 387.6 m 470.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 373.6 m 470.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 387.6 m 523.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 373.6 m 523.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 387.6 m 576.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 373.6 m 576.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 373.6 m 311.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 373.6 m 364.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 373.6 m 417.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 373.6 m 470.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 373.6 m 523.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 373.6 m 576.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 331.6 m 258.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 317.6 m 258.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 331.6 m 311.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 317.6 m 311.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 331.6 m 364.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 317.6 m 364.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 331.6 m 417.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 317.6 m 417.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 331.6 m 470.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 317.6 m 470.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 331.6 m 523.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 317.6 m 523.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 331.6 m 576.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 317.6 m 576.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 303.6 m 258.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 317.6 m 311.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 317.6 m 364.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 317.6 m 417.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 317.6 m 470.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 317.6 m 523.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 317.6 m 576.5 317.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 289.6 m 258.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 303.6 m 311.5 303.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 289.6 m 311.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 303.6 m 364.5 303.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 289.6 m 364.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 303.6 m 417.5 303.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 289.6 m 417.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 303.6 m 470.5 303.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 289.6 m 470.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 303.6 m 523.5 303.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 289.6 m 523.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 303.6 m 576.5 303.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 289.6 m 576.5 289.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 615.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.55 615.05 Td (1st Qtr. 2014 vs 4th Qtr. 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.20 615.05 Td (1st Qtr. 2014 vs. 1st Qtr. 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.80 601.05 Td (Incr) Tj ET Q q 0 0 0 rg BT 317.13 601.05 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 355.20 601.05 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.60 592.05 Td (due to change in:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.90 601.06 Td (Increase \(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.60 592.06 Td (due to change in:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 568.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.80 578.05 Td (A) Tj ET Q q 0 0 0 rg BT 274.63 578.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 569.05 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.80 578.05 Td (A) Tj ET Q q 0 0 0 rg BT 327.63 578.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 569.05 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 578.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 569.05 Td (change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.55 578.06 Td (A) Tj ET Q q 0 0 0 rg BT 434.38 578.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 569.06 Td (volume) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.55 578.06 Td (A) Tj ET Q q 0 0 0 rg BT 487.38 578.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 569.06 Td (rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 578.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.75 569.06 Td (change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.05 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 559.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 555.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 555.05 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 555.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 555.05 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 555.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 555.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 555.06 Td (\(91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 555.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 555.06 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 555.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.05 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 184.59 541.05 Td (owed or) Tj ET Q q 0 0 0 rg BT 215.17 541.05 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 532.05 Td ( pur) Tj ET Q q 0 0 0 rg BT 57.34 532.05 Td (chased under) Tj ET Q q 0 0 0 rg BT 108.44 532.05 Td ( agr) Tj ET Q q 0 0 0 rg BT 123.52 532.05 Td (eements to r) Tj ET Q q 0 0 0 rg BT 170.33 532.05 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 518.05 Td (\(162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 518.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 518.05 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 518.05 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 518.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 518.06 Td (\(198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 518.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 518.06 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 518.06 Td (\(67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 518.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 504.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 508.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 504.05 Td (159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 504.05 Td (\(106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 504.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 504.05 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 504.06 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 504.06 Td (\(191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 504.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 504.06 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 504.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 490.05 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 490.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 490.05 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 490.05 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 490.06 Td (\(34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 490.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 490.06 Td (\(60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 490.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 490.06 Td (\(94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 490.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 476.05 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 480.13 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 462.05 Td (\(327) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 462.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 462.05 Td (329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 462.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 462.06 Td (\(432) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 462.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 462.06 Td (373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 462.06 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 462.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 448.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 452.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 448.05 Td (150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 448.05 Td (\(150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 448.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 448.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 448.06 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 448.06 Td (\(179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 448.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 448.06 Td (\(88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 448.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 434.05 Td (\(177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 434.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 434.05 Td (179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 434.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 434.06 Td (\(341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 434.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 434.06 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 434.06 Td (\(147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 434.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.05 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 85.50 424.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 406.05 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 406.05 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 406.05 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 406.06 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 406.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 406.06 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 406.06 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 392.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 396.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 392.05 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 392.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 392.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 392.05 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 392.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 392.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 392.06 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 392.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 392.06 Td (\(91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 392.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 378.05 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 378.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 378.05 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 378.05 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 378.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 378.06 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 378.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 378.06 Td (\(43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 378.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 364.05 Td (Loans \(net of unearned income\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 368.13 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 350.05 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 350.05 Td (\(207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 350.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 350.05 Td (\(168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 350.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 350.06 Td (166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 350.06 Td (\(163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 350.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 350.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 336.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 336.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 340.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 336.05 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 336.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 336.05 Td (\(155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 336.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 336.05 Td (\(200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 336.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 336.06 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 336.06 Td (\(354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 336.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 336.06 Td (\(245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 336.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 322.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 322.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 322.05 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 322.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 322.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 322.05 Td (\(362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 322.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 322.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 322.05 Td (\(368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 322.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 322.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 322.06 Td (275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 322.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 322.06 Td (\(517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 322.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 322.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 322.06 Td (\(242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 322.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.05 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 308.05 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 308.05 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 312.13 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 308.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 308.05 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 308.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 308.05 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 308.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 308.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 308.05 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 308.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 308.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 308.06 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 308.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 308.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 308.06 Td (\(52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 308.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 308.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 308.06 Td (\(79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 308.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.05 Td (Total interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 294.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 294.05 Td (\(192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 294.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 294.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 294.05 Td (\(164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 294.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 294.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 294.05 Td (\(356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 294.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 294.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 294.06 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 294.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 294.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 294.06 Td (\(574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 294.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 294.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 294.06 Td (\(609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 294.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 272.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 272.50 Td (The taxable equivalent adjustment is based on the U.S. federal statutory tax rate of 35% and is included in this presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 262.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 262.90 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 253.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 253.30 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 253.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 253.30 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 253.30 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 253.30 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 253.30 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 253.30 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 253.30 Td ( exclude) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.00 253.30 Td ( Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 253.30 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 243.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 243.70 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 243.70 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 234.10 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 234.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 234.10 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 234.10 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 234.10 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 234.10 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 234.10 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 234.10 Td ( ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.79 234.10 Td (is reported as a reduction of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 317.87 234.10 Td ( Inter) Tj ET Q q 0 0 0 rg BT 335.12 234.10 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 234.10 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 234.10 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 234.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 234.10 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 234.10 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 234.10 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 234.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 234.10 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 234.10 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 224.50 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 224.50 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 224.50 Td (rading account assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.86 224.50 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 224.50 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 224.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 224.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 224.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 214.90 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 214.90 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 205.30 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.30 Td (Includes Brokerage receivables.) Tj ET Q endstream endobj 173 0 obj <> endobj 174 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (84) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Analysis of Changes in Interest Expense and Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 293.25 753.78 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 670.75 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.75 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 642.75 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re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.75 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 549.75 53.00 -14.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 417.50 381.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 381.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 381.75 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 716.75 m 311.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 716.75 m 364.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 716.75 m 417.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 716.75 m 470.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 716.75 m 523.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 716.75 m 576.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 693.75 m 311.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 693.75 m 364.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 693.75 m 417.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 693.75 m 470.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 693.75 m 523.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 693.75 m 576.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.75 m 258.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 670.75 m 311.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 670.75 m 364.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 670.75 m 417.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 670.75 m 470.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 670.75 m 523.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 670.75 m 576.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 628.75 m 258.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.75 m 258.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 628.75 m 311.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 614.75 m 311.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 628.75 m 364.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 614.75 m 364.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 628.75 m 417.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 614.75 m 417.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 628.75 m 470.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614.75 m 470.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 628.75 m 523.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 614.75 m 523.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 628.75 m 576.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 614.75 m 576.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 614.75 m 311.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 614.75 m 364.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 614.75 m 417.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614.75 m 470.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 614.75 m 523.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 614.75 m 576.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 563.75 m 258.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 258.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 563.75 m 311.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 549.75 m 311.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 563.75 m 364.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 549.75 m 364.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 563.75 m 417.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 549.75 m 417.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 563.75 m 470.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 549.75 m 470.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 563.75 m 523.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 549.75 m 523.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 563.75 m 576.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 549.75 m 311.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 549.75 m 364.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 549.75 m 417.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 549.75 m 470.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 549.75 m 523.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 507.75 m 258.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 493.75 m 258.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 507.75 m 311.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 493.75 m 311.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 507.75 m 364.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 493.75 m 364.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 507.75 m 417.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 493.75 m 417.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 507.75 m 470.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 493.75 m 470.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 507.75 m 523.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 493.75 m 523.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 493.75 m 576.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 493.75 m 311.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 493.75 m 364.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 493.75 m 417.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 493.75 m 470.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 493.75 m 523.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 493.75 m 576.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.75 m 258.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.75 m 258.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 451.75 m 311.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 437.75 m 311.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 451.75 m 364.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 437.75 m 364.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 451.75 m 417.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 437.75 m 417.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 451.75 m 470.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 437.75 m 470.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 451.75 m 523.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 437.75 m 523.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 451.75 m 576.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 437.75 m 576.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 437.75 m 311.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 437.75 m 364.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 437.75 m 417.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 437.75 m 470.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 437.75 m 523.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 437.75 m 576.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 258.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 381.75 m 258.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 395.75 m 311.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 381.75 m 311.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 395.75 m 364.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 381.75 m 364.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 395.75 m 417.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 381.75 m 417.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 395.75 m 470.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 381.75 m 470.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 395.75 m 523.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 381.75 m 523.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 367.75 m 258.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 381.75 m 311.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 367.75 m 311.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 381.75 m 364.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 367.75 m 364.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 381.75 m 417.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 367.75 m 417.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 381.75 m 470.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 367.75 m 470.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 381.75 m 523.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 367.75 m 523.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 367.75 m 576.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 353.75 m 258.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 367.75 m 311.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 353.75 m 311.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 367.75 m 364.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 353.75 m 364.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 367.75 m 417.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 353.75 m 417.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 367.75 m 470.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 353.75 m 470.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 367.75 m 523.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 353.75 m 523.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 367.75 m 576.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 353.75 m 576.5 353.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 721.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.55 721.20 Td (1st Qtr. 2014 vs 4th Qtr. 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.35 721.21 Td (1st Qtr. 2014 vs. 1st Qtr. 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 698.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.80 707.20 Td (Incr) Tj ET Q q 0 0 0 rg BT 317.13 707.20 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 355.20 707.20 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.60 698.20 Td (due to change in:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.90 707.21 Td (Increase \(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.60 698.21 Td (due to change in:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 675.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.80 684.20 Td (A) Tj ET Q q 0 0 0 rg BT 274.63 684.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 675.20 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.80 684.20 Td (A) Tj ET Q q 0 0 0 rg BT 327.63 684.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 675.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 684.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 675.20 Td (change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.55 684.21 Td (A) Tj ET Q q 0 0 0 rg BT 434.38 684.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 675.21 Td (volume) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.55 684.21 Td (A) Tj ET Q q 0 0 0 rg BT 487.38 684.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 675.21 Td (rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 684.21 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.75 675.21 Td (change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 661.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 647.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 647.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 647.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 647.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 647.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 647.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 647.21 Td (\(135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 647.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 647.21 Td (\(88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 647.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 633.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 637.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 633.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 633.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 633.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 633.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 633.20 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 633.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 633.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 633.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 633.21 Td (\(137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 633.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 633.21 Td (\(139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 633.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 619.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 619.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 619.20 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 619.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 619.21 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 619.21 Td (\(272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 619.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 619.21 Td (\(227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 619.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 605.20 Td (Federal funds purchased and securities loaned or sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 596.20 Td (under agreements to repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 582.20 Td (\(103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 582.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 582.20 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 582.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 582.21 Td (\(124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 582.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 582.21 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 582.21 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 582.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 568.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 572.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 568.20 Td (130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 568.20 Td (\(147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 568.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 568.20 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 568.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 568.21 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 568.21 Td (\(195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 568.21 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 554.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 554.20 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 554.20 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 554.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 554.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 554.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 554.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 554.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 554.21 Td (\(82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 554.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 554.21 Td (\(84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 554.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 540.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 544.28 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 526.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 526.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 526.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 526.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 526.21 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 526.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 526.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 526.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 526.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 512.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 516.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 512.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 512.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 512.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 512.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 512.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 512.21 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 512.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 512.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 498.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 498.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 498.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 498.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 498.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 498.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 498.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 498.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 498.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 498.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 484.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 484.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 488.28 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 470.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 470.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 470.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 470.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 470.20 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 470.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 470.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 470.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 470.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 470.21 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 470.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 456.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 456.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 460.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 456.20 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 456.20 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 456.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 456.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 456.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 456.21 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 456.21 Td (\(60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 456.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 456.21 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 456.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 442.20 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 442.20 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 442.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 442.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 442.21 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 442.21 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 442.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 442.21 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 442.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 428.20 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 414.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 414.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 414.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 414.20 Td (\(86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 414.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 414.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 414.20 Td (\(86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 414.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 414.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 414.21 Td (\(129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 414.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 414.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 414.21 Td (\(327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 414.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 414.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 414.21 Td (\(456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 414.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 400.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 404.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 400.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 400.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 400.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 400.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 400.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 400.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 400.21 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 400.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 400.21 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 400.21 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 386.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 386.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 386.20 Td (\(93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 386.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 386.20 Td (\(98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 386.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 386.21 Td (\(134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 386.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 386.21 Td (\(267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 386.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 386.21 Td (\(401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 386.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 372.20 Td (Total interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 372.20 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 372.20 Td (\(193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 372.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 372.20 Td (\(146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 372.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 372.21 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 372.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 372.21 Td (\(677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 372.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 372.21 Td (\(739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 372.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 358.20 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 358.20 Td (\(239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 358.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 358.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 358.20 Td (\(210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 358.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 358.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 358.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 358.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 358.21 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 358.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 358.21 Td (130) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 336.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.65 Td (The taxable equivalent adjustment is based on the U.S. federal statutory tax rate of 35% and is included in this presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 327.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 327.05 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 317.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 317.45 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 317.45 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 317.45 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 317.45 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 317.45 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 317.45 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 317.45 Td (est expense ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 258.13 317.45 Td (exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 317.45 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 317.45 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 307.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.85 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 307.85 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 298.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 298.25 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 298.25 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 298.25 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 298.25 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 298.25 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 298.25 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 298.25 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 298.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 298.25 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 298.25 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 298.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 298.25 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 298.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 298.25 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 288.65 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 288.65 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 288.65 Td (rading account assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.86 288.65 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 288.65 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 288.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 288.65 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 288.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 279.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 279.05 Td (Includes Brokerage payables.) Tj ET Q endstream endobj 175 0 obj <> endobj 176 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (85) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Price RiskT) Tj ET Q q 0 0 0 rg BT 94.23 742.25 Td (rading Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (For additional information on the measures Citi uses to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (monitor price risk in its trading portfolios, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (additional information on value at risk, see Managing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (Global RiskMarket RiskPrice Risk in Citi) Tj ET Q q 0 0 0 rg BT 230.16 694.25 Td (s 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 658.25 Td (alue at Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 646.25 Td (alue at risk \(V) Tj ET Q q 0 0 0 rg BT 97.75 646.25 Td (AR\) estimates, at a 99% confidence level, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (potential decline in the value of a position or a portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (under normal market conditions assuming a one-day holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 66.37 610.25 Td (V) Tj ET Q q 0 0 0 rg BT 72.30 610.25 Td (AR statistics, which are based on historical data, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (can be materially dif) Tj ET Q q 0 0 0 rg BT 118.28 598.25 Td (ferent across firms due to dif) Tj ET Q q 0 0 0 rg BT 233.34 598.25 Td (ferences in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (portfolio composition, dif) Tj ET Q q 0 0 0 rg BT 138.87 586.25 Td (ferences in ) Tj ET Q q 0 0 0 rg BT 184.77 586.25 Td (V) Tj ET Q q 0 0 0 rg BT 190.70 586.25 Td (AR methodologies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (and dif) Tj ET Q q 0 0 0 rg BT 63.87 574.25 Td (ferences in model parameters. ) Tj ET Q q 0 0 0 rg BT 185.76 574.25 Td (As a result, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 71.08 562.25 Td (V) Tj ET Q q 0 0 0 rg BT 77.02 562.25 Td (AR statistics can be used more ef) Tj ET Q q 0 0 0 rg BT 210.13 562.25 Td (fectively as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (indicators of trends in risk taking within a firm, rather than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (as a basis for inferring dif) Tj ET Q q 0 0 0 rg BT 138.84 538.25 Td (ferences in risk-taking across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (firms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.25 Td (Citi uses a single, independently approved Monte Carlo ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (simulation ) Tj ET Q q 0 0 0 rg BT 80.54 502.25 Td (V) Tj ET Q q 0 0 0 rg BT 86.47 502.25 Td (AR model, which has been designed to capture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (material risk sensitivities \(such as first- and second-order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (sensitivities of positions to changes in market prices\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (various asset classes/risk types \(such as interest rate, foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (exchange, equity and commodity risks\). Citi) Tj ET Q q 0 0 0 rg BT 216.24 454.25 Td (s ) Tj ET Q q 0 0 0 rg BT 222.46 454.25 Td (V) Tj ET Q q 0 0 0 rg BT 228.39 454.25 Td (AR includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (all positions, which are measured at fair value; it does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (include investment securities classified as available-for) Tj ET Q q 0 0 0 rg BT 256.55 430.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (or held-to-maturity) Tj ET Q q 0 0 0 rg BT 111.72 418.25 Td (. For information on these securities, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (Note13 to the Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.25 Td (Citi believes its ) Tj ET Q q 0 0 0 rg BT 118.54 394.25 Td (V) Tj ET Q q 0 0 0 rg BT 124.47 394.25 Td (AR model is conservatively calibrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (to incorporate the greater of short-term \(most recent month\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (and long-term \(three years\) market volatility) Tj ET Q q 0 0 0 rg BT 213.34 370.25 Td (. ) Tj ET Q q 0 0 0 rg BT 218.16 370.25 Td (The Monte ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (Carlo simulation involves approximately 300,000 market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (factors, making use of approximately 180,000 time series, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (with sensitivities updated daily and model parameters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (updated weekly) Tj ET Q q 0 0 0 rg BT 98.38 322.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.25 Td (The conservative features of the ) Tj ET Q q 0 0 0 rg BT 184.59 310.25 Td (V) Tj ET Q q 0 0 0 rg BT 190.52 310.25 Td (AR calibration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (contribute approximately a 13% add-on to what would be a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 286.25 Td (AR estimated under the assumption of stable and perfectly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (normally distributed markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.25 Td (As set forth in the table below) Tj ET Q q 0 0 0 rg BT 173.88 262.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 196.66 262.25 Td (s total ) Tj ET Q q 0 0 0 rg BT 223.15 262.25 Td (T) Tj ET Q q 0 0 0 rg BT 228.90 262.25 Td (rading and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (Credit Portfolios ) Tj ET Q q 0 0 0 rg BT 105.26 250.25 Td (V) Tj ET Q q 0 0 0 rg BT 111.20 250.25 Td (AR was $164 million at March 31, 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (and $144 million at December 31, 2013. Daily total ) Tj ET Q q 0 0 0 rg BT 244.94 238.25 Td (T) Tj ET Q q 0 0 0 rg BT 250.70 238.25 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (and Credit Portfolios ) Tj ET Q q 0 0 0 rg BT 122.20 226.25 Td (V) Tj ET Q q 0 0 0 rg BT 128.13 226.25 Td (AR averaged $156 million in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (quarter of 2014 and ranged from $133 million to $188 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (million during the period. ) Tj ET Q q 0 0 0 rg BT 141.08 202.25 Td (The change in average and period-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (end total ) Tj ET Q q 0 0 0 rg BT 73.03 190.25 Td (T) Tj ET Q q 0 0 0 rg BT 78.79 190.25 Td (rading and Credit Portfolios ) Tj ET Q q 0 0 0 rg BT 193.04 190.25 Td (V) Tj ET Q q 0 0 0 rg BT 198.97 190.25 Td (AR, both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (sequentially and from the prior) Tj ET Q q 0 0 0 rg BT 159.65 178.25 Td (-year period, was primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (driven by increased hedging activity associated with non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (trading positions, in addition to standard ) Tj ET Q q 0 0 0 rg BT 199.97 154.25 Td (V) Tj ET Q q 0 0 0 rg BT 205.90 154.25 Td (AR model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (parameter updates.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 711.50 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 711.50 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 711.50 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 711.50 23.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 711.50 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 711.50 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 711.50 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 683.50 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 683.50 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 683.50 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 683.50 23.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 683.50 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 683.50 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 683.50 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 655.50 69.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 655.50 24.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 655.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 655.50 23.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 655.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 655.50 24.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 655.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 573.50 69.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 573.50 24.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 573.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 573.50 23.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 573.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 573.50 24.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 573.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 499.50 69.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 499.50 24.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 499.50 35.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 499.50 23.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 499.50 35.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 499.50 24.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 499.50 35.00 -29.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 711.5 m 386.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 711.5 m 410.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 711.5 m 445.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 711.5 m 468.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 711.5 m 503.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 711.5 m 527.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 711.5 m 562.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 634.5 m 386.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 573.5 m 386.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 634.5 m 410.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 634.5 m 445.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 573.5 m 445.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 634.5 m 468.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 634.5 m 503.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 634.5 m 527.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 634.5 m 562.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 552.5 m 386.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 573.5 m 410.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 573.5 m 445.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 573.5 m 468.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 573.5 m 503.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 573.5 m 527.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 573.5 m 562.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 552.5 m 386.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 499.5 m 386.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 552.5 m 410.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 499.5 m 410.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 552.5 m 445.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 499.5 m 445.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 552.5 m 468.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 499.5 m 468.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 552.5 m 503.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 499.5 m 503.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 552.5 m 527.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 499.5 m 527.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 552.5 m 562.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 499.5 m 562.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 470.5 m 386.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 441.5 m 386.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 470.5 m 410.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 441.5 m 410.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 470.5 m 445.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 441.5 m 445.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 470.5 m 468.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 441.5 m 468.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 470.5 m 503.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 441.5 m 503.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 470.5 m 527.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 441.5 m 527.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 470.5 m 562.5 470.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 441.5 m 562.5 441.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.00 723.75 Td (In millions of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.00 715.75 Td (dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 389.80 731.73 Td (Mar.) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 393.00 723.73 Td (31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.00 715.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 419.25 739.73 Td (First) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 413.55 731.73 Td (Quarter) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 419.50 723.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 413.55 715.73 Td (Average) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.05 731.75 Td (Dec.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.50 723.75 Td (31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.50 715.75 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.80 739.75 Td (Fourth) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 473.25 731.75 Td (Quarter) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 477.50 723.75 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.25 715.75 Td (Average) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.55 731.75 Td (Mar.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 510.00 723.75 Td (31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.00 715.75 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 537.15 739.75 Td (First) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.25 731.75 Td (Quarter) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 536.50 723.75 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.25 715.75 Td (Average) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 701.75 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 701.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 701.95 Td (127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 701.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 701.95 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 701.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 701.96 Td (115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 701.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 701.96 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 701.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 701.96 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 701.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 701.96 Td (113) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 687.75 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 687.95 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 687.95 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 687.96 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 687.96 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 687.96 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 687.96 Td (34) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 673.75 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 673.95 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 673.95 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 673.96 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 673.96 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 673.96 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 673.96 Td (27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 659.75 Td (Commodity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 659.95 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 659.95 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 659.96 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 659.96 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 659.96 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 659.96 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 646.75 Td (Covariance ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 638.75 Td (adjustment) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 355.11 642.38 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 638.95 Td (\(82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 638.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 638.95 Td (\(74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 638.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 638.96 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 638.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 638.96 Td (\(68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 638.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 638.96 Td (\(81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 638.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 638.96 Td (\(81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 638.96 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 625.75 Td (T) Tj ET Q q 0 0 0 rg BT 324.33 625.75 Td (otal ) Tj ET Q q 0 0 0 rg BT 338.18 625.75 Td (T) Tj ET Q q 0 0 0 rg BT 342.79 625.75 Td (rading ) Tj ET Q q 0 0 0 rg BT 365.08 625.75 Td (V) Tj ET Q q 0 0 0 rg BT 369.82 625.75 Td (AR) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 617.75 Td (all market risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 609.75 Td (factors, including ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 601.75 Td (general and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 593.75 Td (specific risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 585.75 Td (\(excluding credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 577.75 Td (portfolios\)) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 353.77 581.38 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 577.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 577.95 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 577.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 577.95 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 577.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 577.96 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 577.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 577.96 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 577.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 577.96 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 577.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 577.96 Td (105) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 564.75 Td (Specific risk-only ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 556.75 Td (component) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 355.55 560.38 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 556.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 556.95 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 556.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 556.95 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 556.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 556.96 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 556.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 556.96 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 556.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 556.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 556.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 556.96 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 543.73 Td (T) Tj ET Q q 0 0 0 rg BT 324.60 543.73 Td (otal ) Tj ET Q q 0 0 0 rg BT 339.34 543.73 Td (T) Tj ET Q q 0 0 0 rg BT 344.09 543.73 Td (rading ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 535.73 Td (V) Tj ET Q q 0 0 0 rg BT 324.75 535.73 Td (ARgeneral ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 527.73 Td (market risk ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 519.73 Td (factors only ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 511.73 Td (\(excluding cr) Tj ET Q q 0 0 0 rg BT 364.52 511.73 Td (edit ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 503.73 Td (portfolios\)) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 355.55 507.36 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 503.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 503.95 Td (104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 503.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 503.95 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 503.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 503.96 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 503.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 503.96 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 503.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 503.96 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 503.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 503.96 Td (87) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 490.75 Td (Incremental Impact ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 482.75 Td (of the Credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.00 474.75 Td (Portfolio) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 348.45 478.38 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 474.95 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 474.95 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 474.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 474.96 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 474.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 474.96 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 474.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 474.96 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 474.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 474.96 Td (5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 461.73 Td (Total Trading and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 453.73 Td (Credit Portfolios) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.00 445.73 Td (VAR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 445.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 445.95 Td (164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 445.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 445.95 Td (156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 445.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 445.96 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 445.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 445.96 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 445.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 445.96 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 445.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 445.96 Td (110) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 422.80 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 422.80 Td (Covariance adjustment \(also known as diversification benefit\) equals ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 413.20 Td (the dif) Tj ET Q q 0 0 0 rg BT 355.52 413.20 Td (ference between the total ) Tj ET Q q 0 0 0 rg BT 437.55 413.20 Td (V) Tj ET Q q 0 0 0 rg BT 442.29 413.20 Td (AR and the sum of the ) Tj ET Q q 0 0 0 rg BT 516.36 413.20 Td (V) Tj ET Q q 0 0 0 rg BT 521.11 413.20 Td (ARs tied to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 403.60 Td (each individual risk type. ) Tj ET Q q 0 0 0 rg BT 417.72 403.60 Td (The benefit reflects the fact that the risks ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 394.00 Td (within each and across risk types are not perfectly correlated and, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 384.40 Td (consequently) Tj ET Q q 0 0 0 rg BT 376.69 384.40 Td (, the total ) Tj ET Q q 0 0 0 rg BT 408.54 384.40 Td (V) Tj ET Q q 0 0 0 rg BT 413.29 384.40 Td (AR on a given day will be lower than the sum ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 374.80 Td (of the ) Tj ET Q q 0 0 0 rg BT 355.29 374.80 Td (V) Tj ET Q q 0 0 0 rg BT 360.04 374.80 Td (ARs relating to each individual risk type. ) Tj ET Q q 0 0 0 rg BT 493.64 374.80 Td (The determination of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 365.20 Td (the primary drivers of changes to the covariance adjustment is made ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 355.60 Td (by an examination of the impact of both model parameter and position ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 346.00 Td (changes. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 336.40 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 334.18 336.40 Td (The total ) Tj ET Q q 0 0 0 rg BT 364.70 336.40 Td (T) Tj ET Q q 0 0 0 rg BT 369.30 336.40 Td (rading ) Tj ET Q q 0 0 0 rg BT 391.59 336.40 Td (V) Tj ET Q q 0 0 0 rg BT 396.34 336.40 Td (AR includes mark-to-market and certain fair value ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 326.80 Td (option trading positions from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 430.55 326.80 Td (ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 446.33 326.80 Td (and Citi Holdings, with the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 317.20 Td (exception of hedges to the loan portfolio, fair value option loans, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 307.60 Td (all CV) Tj ET Q q 0 0 0 rg BT 355.08 307.60 Td (A) Tj ET Q q 0 0 0 rg BT 360.41 307.60 Td ( exposures. ) Tj ET Q q 0 0 0 rg BT 399.96 307.60 Td (A) Tj ET Q q 0 0 0 rg BT 405.15 307.60 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 442.30 307.60 Td (-sale and accrual exposures are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 298.00 Td (included.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 288.40 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 335.00 288.40 Td (The specific risk-only component represents the level of equity and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 278.80 Td (fixed income issuer) Tj ET Q q 0 0 0 rg BT 397.49 278.80 Td (-specific risk embedded in ) Tj ET Q q 0 0 0 rg BT 483.98 278.80 Td (V) Tj ET Q q 0 0 0 rg BT 488.73 278.80 Td (AR. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 269.20 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 335.00 269.20 Td (The credit portfolio is composed of mark-to-market positions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 259.60 Td (associated with non-trading business units including Citi ) Tj ET Q q 0 0 0 rg BT 518.17 259.60 Td (T) Tj ET Q q 0 0 0 rg BT 522.78 259.60 Td (reasury) Tj ET Q q 0 0 0 rg BT 545.80 259.60 Td (, the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 250.00 Td (CV) Tj ET Q q 0 0 0 rg BT 345.08 250.00 Td (A) Tj ET Q q 0 0 0 rg BT 350.42 250.00 Td ( relating to derivative counterparties and all associated CV) Tj ET Q q 0 0 0 rg BT 536.88 250.00 Td (A) Tj ET Q q 0 0 0 rg BT 542.21 250.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 240.40 Td (hedges. DV) Tj ET Q q 0 0 0 rg BT 371.74 240.40 Td (A) Tj ET Q q 0 0 0 rg BT 377.07 240.40 Td ( is not included. It also includes hedges to the loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 230.80 Td (portfolio, fair value option loans, hedges to the leveraged finance ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 221.20 Td (pipeline within capital markets origination within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 495.41 221.20 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.19 221.20 Td ( and tail hedges ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 211.60 Td (that are not explicitly hedging the trading book. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 190.00 Td (The table below provides the range of market factor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.00 Td (V) Tj ET Q q 0 0 0 rg BT 322.93 178.00 Td (ARs inclusive of specific risk that was experienced during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.00 Td (the following quarters:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 111.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 111.50 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 111.50 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 111.50 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 111.50 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 111.50 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 111.50 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 74.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 74.50 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 74.50 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 74.50 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 74.50 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 74.50 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 74.50 32.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 132.5 m 405.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 132.5 m 436.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 132.5 m 467.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 132.5 m 499.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 132.5 m 530.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 132.5 m 562.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 111.5 m 373.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 111.5 m 405.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 111.5 m 436.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 111.5 m 467.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 111.5 m 499.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 111.5 m 530.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 111.5 m 562.5 111.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 46.5 m 373.5 46.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 46.5 m 405.5 46.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 46.5 m 436.5 46.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 46.5 m 467.5 46.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 46.5 m 499.5 46.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 46.5 m 530.5 46.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 46.5 m 562.5 46.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 136.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.45 145.95 Td (First quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 136.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.60 145.96 Td (Fourth quarter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 136.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.35 145.96 Td (First quarter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 136.96 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.00 123.75 Td (In millions of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.00 115.75 Td (dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.45 115.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.95 115.95 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.25 115.96 Td (Low) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 115.96 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 115.96 Td (Low) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 115.96 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 101.96 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 101.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 101.95 Td (111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 101.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 101.95 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 101.96 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 101.96 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 101.96 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 101.96 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 87.96 Td (Foreign) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 78.96 Td (exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 78.95 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 78.95 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 78.96 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 78.96 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 78.96 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 78.96 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 64.96 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 64.95 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 64.95 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 64.96 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 64.96 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 64.96 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 64.96 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 50.96 Td (Commodity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 50.95 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 50.95 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 50.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 50.96 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 50.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 50.96 Td (17) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 177 0 obj <> endobj 178 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (The following table provides the ) Tj ET Q q 0 0 0 rg BT 186.84 730.10 Td (V) Tj ET Q q 0 0 0 rg BT 192.77 730.10 Td (AR for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 223.33 730.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.55 730.10 Td ( during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (the first quarter of 2014, excluding the CV) Tj ET Q q 0 0 0 rg BT 205.22 718.10 Td (A) Tj ET Q q 0 0 0 rg BT 211.89 718.10 Td ( relating to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (derivative counterparties, hedges of CV) Tj ET Q q 0 0 0 rg BT 193.82 706.10 Td (A, fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (loans, and hedges to the loan portfolio.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 669.60 182.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 669.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 632.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 632.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 669.6 m 218.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 669.6 m 281.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 646.6 m 218.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 646.6 m 281.5 646.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 604.6 m 218.5 604.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 604.6 m 281.5 604.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 673.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.40 674.05 Td (Mar.31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 660.05 Td (Totalall market risk factors, including) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 651.05 Td (general and specific risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 651.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 651.05 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.06 Td (Averageduring quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 637.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 637.05 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.06 Td (Highduring quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 623.05 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.06 Td (Lowduring quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 609.05 Td (108) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Regulatory V) Tj ET Q q 0 0 0 rg BT 88.30 581.10 Td (AR Back-testing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (In accordance with Basel II.5, Citi is required to perform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (back-testing to evaluate the ef) Tj ET Q q 0 0 0 rg BT 155.77 557.10 Td (fectiveness of its Regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 545.10 Td (AR model and as a basis to determine its Regulatory ) Tj ET Q q 0 0 0 rg BT 254.49 545.10 Td (V) Tj ET Q q 0 0 0 rg BT 260.42 545.10 Td (AR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (multiplier) Tj ET Q q 0 0 0 rg BT 74.89 533.10 Td (. Regulatory ) Tj ET Q q 0 0 0 rg BT 126.64 533.10 Td (V) Tj ET Q q 0 0 0 rg BT 132.57 533.10 Td (AR back-testing is the process in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (which the daily one-day ) Tj ET Q q 0 0 0 rg BT 134.68 521.10 Td (V) Tj ET Q q 0 0 0 rg BT 140.61 521.10 Td (AR, at a 99% confidence interval, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (is compared to the buy-and-hold profit and loss \(e.g., the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (profit and loss impact if the portfolio is held constant at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (end of the day and re-priced the following day\). Buy-and-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (hold profit and loss represents the daily mark-to-market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (profit and loss attributable to price movements in covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (positions from the close of the previous business day) Tj ET Q q 0 0 0 rg BT 246.99 449.10 Td (. Buy-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (and-hold revenue excludes realized trading revenue, net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (interest, fees and commissions, intra-day trading profit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (loss, and changes in reserves. Regulatory ) Tj ET Q q 0 0 0 rg BT 203.00 413.10 Td (V) Tj ET Q q 0 0 0 rg BT 208.93 413.10 Td (AR back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (is performed against buy-and-hold profit and loss on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (monthly basis for approximately 155 portfolios across the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 377.10 Td (ganization \(trading desk level, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.72 377.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.94 377.10 Td ( business segment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Citigroup\) and the results are shared with the U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (regulators. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 341.10 Td (s Regulatory ) Tj ET Q q 0 0 0 rg BT 124.93 341.10 Td (V) Tj ET Q q 0 0 0 rg BT 130.86 341.10 Td (AR multipliers, which can range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (between 3 and 4, are based upon the number of back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (exceptions that occur on a rolling 12-month period, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (as the discretion of the Federal Reserve Board and OCC. ) Tj ET Q q 0 0 0 rg BT 265.11 305.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (of March 31, 2014, there were no back-testing exceptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (observed for Citi) Tj ET Q q 0 0 0 rg BT 106.54 281.10 Td (s Regulatory ) Tj ET Q q 0 0 0 rg BT 159.69 281.10 Td (V) Tj ET Q q 0 0 0 rg BT 165.62 281.10 Td (AR for the prior 12 months. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (Based on a 99% confidence level, Citi would expect two to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (three days in any one year where buy-and-hold losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (exceeded the Regulatory ) Tj ET Q q 0 0 0 rg BT 137.16 245.10 Td (V) Tj ET Q q 0 0 0 rg BT 143.09 245.10 Td (AR. Given the conservative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (calibration of Citi) Tj ET Q q 0 0 0 rg BT 109.87 233.10 Td (s ) Tj ET Q q 0 0 0 rg BT 116.08 233.10 Td (V) Tj ET Q q 0 0 0 rg BT 122.02 233.10 Td (AR model \(as a result of taking the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (greater of short- and long-term volatilities and fat tail scaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (of volatilities\), Citi would expect fewer exceptions under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (normal and stable market conditions. Periods of unstable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (market conditions could increase the number of back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (exceptions. ) Tj ET Q endstream endobj 179 0 obj <> endobj 180 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (87) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (COUNTR) Tj ET Q q 0 0 0 rg BT 87.58 747.90 Td (Y) Tj ET Q q 0 0 0 rg BT 95.80 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.14 747.90 Td (AND CROSS-BORDER RISK) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (COUNTR) Tj ET Q q 0 0 0 rg BT 78.98 727.90 Td (Y) Tj ET Q q 0 0 0 rg BT 85.83 727.90 Td ( RISK) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 707.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 695.90 Td (Country risk is the risk that an event in a country \(precipitated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 683.90 Td (by developments internal or external to a country\) could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 671.90 Td (directly or indirectly impair the value of Citi) Tj ET Q q 0 0 0 rg BT 216.78 671.90 Td (s franchise or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.90 Td (adversely af) Tj ET Q q 0 0 0 rg BT 84.40 659.90 Td (fect the ability of obligors within that country to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.90 Td (honor their obligations to Citi, any of which could negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.90 Td (impact Citi) Tj ET Q q 0 0 0 rg BT 83.50 635.90 Td (s results of operations or financial condition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.90 Td (Country risk events could include sovereign volatility or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.90 Td (defaults, banking failures or defaults, redenomination events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.90 Td (\(which could be accompanied by a revaluation \(either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.90 Td (devaluation or appreciation\) of the af) Tj ET Q q 0 0 0 rg BT 184.36 587.90 Td (fected currency\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.90 Td (currency crises, foreign exchange and/or capital controls and/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.90 Td (or political events and instability) Tj ET Q q 0 0 0 rg BT 166.43 563.90 Td (. Country risk events could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.90 Td (result in mandatory loan loss and other reserve requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.90 Td (imposed by U.S. regulators due to a particular country) Tj ET Q q 0 0 0 rg BT 255.95 539.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 527.90 Td (economic situation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.90 Td (While Citi continues to work to mitigate its exposures to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.90 Td (potential country risk events, the impact of any such event is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.90 Td (highly uncertain and will ultimately be based on the specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.90 Td (facts and circumstances. ) Tj ET Q q 0 0 0 rg BT 135.40 479.90 Td (As a result, there can be no assurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.90 Td (that the various steps Citi has taken to protect its businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.90 Td (results of operations and financial condition against these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.90 Td (events will be suf) Tj ET Q q 0 0 0 rg BT 106.08 443.90 Td (ficient. In addition, there could be negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.90 Td (impacts to Citi) Tj ET Q q 0 0 0 rg BT 97.67 431.90 Td (s businesses, results of operations or financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.90 Td (condition that are currently unknown to Citi and thus cannot ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.90 Td (be mitigated as part of its ongoing contingency planning.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.90 Td (For additional information on country risk at Citi, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.90 Td (including its country risk management process as well as Citi) Tj ET Q q 0 0 0 rg BT 284.01 383.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.90 Td (exposures relating to Greece, Ireland, Italy) Tj ET Q q 0 0 0 rg BT 206.11 371.90 Td (, Portugal and Spain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.90 Td (\(GIIPS\) as of December 31, 2013, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.90 Td (Country and Cross-Border RiskCountry RiskGIIPS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.90 Td (Sovereign, Financial Institution and Corporate Exposures in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 323.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 82.12 323.90 Td (Annual Report on Form 10-K.) Tj ET Q endstream endobj 181 0 obj <> endobj 182 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (88) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Emerging Markets Exposures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citi generally defines emer) Tj ET Q q 0 0 0 rg BT 144.39 737.25 Td (ging markets as countries in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 259.09 737.25 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (America, ) Tj ET Q q 0 0 0 rg BT 74.70 725.25 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.47 725.25 Td ( \(other than Japan, ) Tj ET Q q 0 0 0 rg BT 168.29 725.25 Td (Australia and New Zealand\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (central and eastern Europe, the Middle East and ) Tj ET Q q 0 0 0 rg BT 229.54 713.25 Td (Africa.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.25 Td (The following table presents Citicorp) Tj ET Q q 0 0 0 rg BT 206.19 701.25 Td (s principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (emer) Tj ET Q q 0 0 0 rg BT 55.80 689.25 Td (ging markets assets as of March 31, 2014. For purposes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (of the table below) Tj ET Q q 0 0 0 rg BT 107.27 677.25 Td (, loan amounts are generally based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (domicile of the borrower) Tj ET Q q 0 0 0 rg BT 423.14 749.10 Td (. For example, a loan to a Chinese ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (subsidiary of a Switzerland-based corporation will generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (be categorized as a loan in China. ) Tj ET Q q 0 0 0 rg BT 460.99 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 466.74 725.10 Td (rading account assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (investment securities are generally categorized below based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (the domicile of the issuer of the security or the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (reference entity) Tj ET Q q 0 0 0 rg BT 385.81 689.10 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 592.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 592.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 592.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 592.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 592.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 592.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 592.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 592.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 592.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 562.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 562.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 562.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 562.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 562.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 562.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 562.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 562.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 562.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 532.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 532.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 532.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 532.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 532.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 532.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 532.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 532.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 532.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 502.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 502.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 502.75 58.00 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 472.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 472.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 442.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 442.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 442.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 442.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 442.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 442.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 442.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 442.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 442.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 412.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 412.75 58.00 -15.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 409.50 382.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 382.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 382.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 352.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 352.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 352.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 352.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 352.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 352.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 352.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 352.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 352.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 322.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 322.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 322.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 322.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 322.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 322.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 322.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 322.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 322.75 54.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 654.75 m 171.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 624.75 m 171.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 624.75 m 229.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 624.75 m 296.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 624.75 m 351.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 624.75 m 409.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 654.75 m 468.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 624.75 m 468.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 624.75 m 521.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 624.75 m 575.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 624.75 m 113.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 624.75 m 113.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 592.75 m 113.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 624.75 m 113.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 624.75 m 171.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 624.75 m 171.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 592.75 m 171.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 624.75 m 171.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 624.75 m 229.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 592.75 m 229.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 592.75 m 296.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 592.75 m 351.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 592.75 m 409.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 624.75 m 468.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 592.75 m 468.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 624.75 m 521.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 592.75 m 521.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 624.75 m 575.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 592.75 m 575.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 592.75 m 113.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 592.75 m 171.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 592.75 m 468.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 577.75 m 113.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 577.75 m 171.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 577.75 m 468.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 562.75 m 113.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 562.75 m 171.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 562.75 m 468.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 547.75 m 113.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 547.75 m 171.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 547.75 m 468.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 532.75 m 113.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 532.75 m 171.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 532.75 m 468.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 517.75 m 113.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 517.75 m 171.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 517.75 m 468.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 502.75 m 113.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 502.75 m 171.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 502.75 m 468.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 487.75 m 113.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 487.75 m 171.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 487.75 m 468.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 472.75 m 113.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 472.75 m 171.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 472.75 m 468.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 457.75 m 113.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 457.75 m 171.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 457.75 m 468.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 442.75 m 113.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 442.75 m 171.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 442.75 m 468.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 427.75 m 113.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 427.75 m 171.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 427.75 m 468.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 412.75 m 113.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 412.75 m 171.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 412.75 m 468.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 397.75 m 113.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 397.75 m 171.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 397.75 m 468.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 382.75 m 113.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 382.75 m 171.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 382.75 m 468.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 367.75 m 113.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 367.75 m 171.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 367.75 m 468.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 352.75 m 113.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 352.75 m 171.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 352.75 m 468.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 337.75 m 113.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 337.75 m 171.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 337.75 m 468.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 322.75 m 113.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 322.75 m 171.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 322.75 m 468.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 292.75 m 113.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 307.75 m 113.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 307.75 m 171.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 292.75 m 171.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 292.75 m 229.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 292.75 m 296.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 292.75 m 351.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 292.75 m 409.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 307.75 m 468.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 292.75 m 468.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 292.75 m 521.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 292.75 m 575.5 292.75 l s BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.75 637.00 Td (As of Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 134.00 629.00 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.70 629.20 Td (As of March 31, 2014) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 491.70 629.20 Td (GCB ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.46 629.20 Td (NCL) Tj ET Q q 0 0 0 rg BT 530.96 629.20 Td ( Rate) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 597.00 Td (In billions of dollars) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.30 597.00 Td (Aggregate) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 155.62 600.63 Td (\(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.45 596.98 Td (Aggr) Tj ET Q q 0 0 0 rg BT 196.63 596.98 Td (egate) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 214.40 600.61 Td (\(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 233.75 604.98 Td (T) Tj ET Q q 0 0 0 rg BT 238.49 604.98 Td (rading ) Tj ET Q q 0 0 0 rg BT 262.72 604.98 Td (Account ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 248.80 596.98 Td (Assets) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 270.13 600.61 Td (\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.35 604.98 Td (Investment ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 303.80 596.98 Td (Securities) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 337.12 600.61 Td (\(3\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 355.35 596.98 Td (ICG) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 369.58 596.98 Td ( Loans) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 392.48 600.61 Td (\(4\)\(5\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.75 596.98 Td (GCB) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.20 596.98 Td ( Loans) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 455.10 600.61 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 597.20 Td (1Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 597.21 Td (4Q13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 582.21 Td (Mexico) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 582.21 Td (74.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 582.20 Td (72.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 582.20 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 582.20 Td (25.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 582.20 Td (10.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 582.20 Td (30.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 582.20 Td (4.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 582.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 582.21 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 582.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 567.21 Td (Korea) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 567.21 Td (39.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 567.20 Td (39.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 567.20 Td (\(0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 567.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 567.20 Td (11.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 567.20 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 567.20 Td (24.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 567.20 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 567.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 552.21 Td (Singapore) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 552.21 Td (29.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 552.20 Td (30.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 552.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 552.20 Td (6.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 552.20 Td (8.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 552.20 Td (14.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 552.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 552.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 537.21 Td (Brazil) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 537.21 Td (25.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 537.20 Td (27.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 537.20 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 537.20 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 537.20 Td (16.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 537.20 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 537.20 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 537.21 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 522.21 Td (Hong Kong) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 522.21 Td (25.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 522.20 Td (27.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 522.20 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 522.20 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 522.20 Td (11.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 522.20 Td (10.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 522.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 522.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 507.21 Td (India) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 507.21 Td (25.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 507.20 Td (26.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 507.20 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 507.20 Td (6.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 507.20 Td (11.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 507.20 Td (5.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 507.20 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 507.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 492.21 Td (China) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 492.21 Td (20.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 492.20 Td (22.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 492.20 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 492.20 Td (3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 492.20 Td (13.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 492.20 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 492.20 Td (\(0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 492.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 492.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 477.21 Td (Taiwan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 477.21 Td (14.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 477.20 Td (13.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 477.20 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 477.20 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 477.20 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 477.20 Td (6.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 477.20 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 477.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 462.21 Td (Poland) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 462.21 Td (11.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 462.20 Td (10.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 462.20 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 462.20 Td (4.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 462.20 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 462.20 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 462.20 Td (\(0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 462.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 462.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 447.21 Td (Russia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 62.00 451.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 447.21 Td (10.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 447.20 Td (9.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 447.20 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 447.20 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 447.20 Td (6.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 447.20 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 447.20 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 447.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 432.21 Td (Malaysia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 432.21 Td (8.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 432.20 Td (9.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 432.20 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 432.20 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 432.20 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 432.20 Td (5.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 432.20 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 432.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 417.21 Td (Indonesia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 417.21 Td (6.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 417.20 Td (7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 417.20 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 417.20 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 417.20 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 417.20 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 417.20 Td (2.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 417.21 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 402.21 Td (Colombia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 402.21 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 402.20 Td (5.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 402.20 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 402.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 402.20 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 402.20 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 402.20 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 402.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 387.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 387.21 Td (urkey) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 63.67 391.29 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 387.21 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 387.20 Td (5.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 387.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 387.20 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 387.20 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 387.20 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 387.20 Td (\(0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 387.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 387.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 372.21 Td (Thailand) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 372.21 Td (4.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 372.20 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 372.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 372.20 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 372.20 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 372.20 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 372.20 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 372.21 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 357.21 Td (UAE) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 357.21 Td (4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 357.20 Td (4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 357.20 Td (\(0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 357.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 357.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 357.20 Td (3.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 357.20 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 357.20 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 357.21 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 342.21 Td (Philippines) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 342.21 Td (3.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 342.20 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 342.20 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 342.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 342.20 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 342.20 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 342.20 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 342.21 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 327.21 Td (Ar) Tj ET Q q 0 0 0 rg BT 47.33 327.21 Td (gentina) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 73.82 331.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 327.21 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 327.20 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 327.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 327.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 327.20 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 327.20 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 327.20 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 327.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 312.21 Td (Czech Republic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 312.21 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 312.20 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 312.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 312.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 312.20 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 312.20 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 312.20 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 312.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 297.21 Td (Peru) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 297.21 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 297.20 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 297.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 297.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 297.20 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 297.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 297.20 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 297.21 Td (3.3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 274.05 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.33 274.05 Td (Aggregate may not cross foot due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 264.45 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 264.45 Td (Aggregate of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 97.98 264.45 Td (T) Tj ET Q q 0 0 0 rg BT 101.99 264.45 Td (rading account assets, Investment securities, ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.85 264.45 Td (loans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 279.74 264.45 Td ( and GCB ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.74 264.45 Td (loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 254.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 254.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 254.85 Td (rading account assets are shown on a net basis. Citi) Tj ET Q q 0 0 0 rg BT 224.79 254.85 Td (s trading account assets will vary as it maintains inventory consistent with customer needs. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 245.25 Td (Investment securities include securities available for sale, recorded at fair market value, and securities held to maturity) Tj ET Q q 0 0 0 rg BT 432.89 245.25 Td (, recorded at historical cost.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 235.65 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 235.65 Td (Reflects funded loans, net of unearned income. In addition to the funded loans disclosed in the table above, through its ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 435.46 235.65 Td (ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.23 235.65 Td (businesses, Citi had unfunded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 226.05 Td (commitments to corporate customers in the emer) Tj ET Q q 0 0 0 rg BT 210.25 226.05 Td (ging markets of approximately $34 billion as of March 31, 2014 \(compared to $37 billion as of December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 216.45 Td (2013\); no country accounted for more than $4 billion of this amount. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 206.85 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 206.85 Td (As of March 31, 2014, non-accrual loans represented 0.5% of total ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 269.49 206.85 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 283.27 206.85 Td ( loans in the emer) Tj ET Q q 0 0 0 rg BT 339.99 206.85 Td (ging markets. For the countries in the table above, non-accrual loan ratios ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (as of March 31, 2014 ranged from 0.0% to 0.8%, other than in Hong Kong. In Hong Kong, the non-accrual loan ratio was 2.2% as of March 31, 2014 \(compared ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 187.65 Td (to 2.5% as of December 31, 2013\), primarily reflecting the impact of one counterparty) Tj ET Q q 0 0 0 rg BT 329.83 187.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.05 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 178.05 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 165.10 178.05 Td (s cross-border risk relating to Russia and ) Tj ET Q q 0 0 0 rg BT 297.30 178.05 Td (Ar) Tj ET Q q 0 0 0 rg BT 305.60 178.05 Td (gentina, see Cross-Border Risk below) Tj ET Q q 0 0 0 rg BT 433.27 178.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 168.45 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 54.00 168.45 Td (Investment securities in ) Tj ET Q q 0 0 0 rg BT 131.84 168.45 Td (T) Tj ET Q q 0 0 0 rg BT 136.44 168.45 Td (urkey include Citi) Tj ET Q q 0 0 0 rg BT 196.43 168.45 Td (s $1.2 billion investment in ) Tj ET Q q 0 0 0 rg BT 285.32 168.45 Td (Akbank. ) Tj ET Q endstream endobj 183 0 obj <> endobj 184 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (89) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 57.29 749.10 Td (ging Markets T) Tj ET Q q 0 0 0 rg BT 117.85 749.10 Td (rading ) Tj ET Q q 0 0 0 rg BT 146.83 749.10 Td (Account ) Tj ET Q q 0 0 0 rg BT 181.92 749.10 Td (Assets and Investment ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (In the ordinary course of business, Citi holds securities in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (trading accounts and investment accounts, including those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 64.70 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 70.45 701.10 Td (rading account assets are marked to market daily) Tj ET Q q 0 0 0 rg BT 265.00 701.10 Td (, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (asset levels varying as Citi maintains inventory consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (customer needs. Investment securities are recorded at either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (fair value or historical cost, based on the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (accounting treatment, and are predominantly held as part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (the local entity asset and liability management program, or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (comply with local regulatory requirements. In the markets in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (the table above, 97% of Citi) Tj ET Q q 0 0 0 rg BT 150.97 617.10 Td (s investment securities were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (related to sovereign issuers as of March 31, 2014.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 57.29 581.10 Td (ging Markets Consumer Lending) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 569.10 Td () Tj ET Q q 0 0 0 rg BT 58.78 569.10 Td (s strategy within the emer) Tj ET Q q 0 0 0 rg BT 161.90 569.10 Td (ging markets is consistent with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 557.10 Td () Tj ET Q q 0 0 0 rg BT 58.78 557.10 Td (s overall strategy) Tj ET Q q 0 0 0 rg BT 126.44 557.10 Td (, which is to leverage its global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (footprint to serve its tar) Tj ET Q q 0 0 0 rg BT 129.69 545.10 Td (get clients. ) Tj ET Q q 0 0 0 rg BT 175.33 545.10 Td (The retail bank seeks to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (the preeminent bank for the emer) Tj ET Q q 0 0 0 rg BT 168.82 533.10 Td (ging af) Tj ET Q q 0 0 0 rg BT 196.68 533.10 Td (fluent and af) Tj ET Q q 0 0 0 rg BT 247.04 533.10 Td (fluent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (consumers in lar) Tj ET Q q 0 0 0 rg BT 101.91 521.10 Td (ge urban centers. In credit cards and in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (retail markets, Citi serves customers in a somewhat broader ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (set of segments and geographies. Commercial banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (generally serves small and middle market enterprises ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (operating in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.54 473.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 473.10 Td () Tj ET Q q 0 0 0 rg BT 109.32 473.10 Td (s geographic markets, focused on clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (that value Citi) Tj ET Q q 0 0 0 rg BT 95.43 461.10 Td (s global capabilities. Overall, Citi believes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (its customers are more resilient than the overall market under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (a wide range of economic conditions. Citi) Tj ET Q q 0 0 0 rg BT 206.23 437.10 Td (s Consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (business has a well-established risk appetite framework across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (geographies and products that reflects the business strategy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (and activities and establishes boundaries around the key risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (that arise from the strategy and activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (As of March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.04 377.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.04 377.10 Td ( had approximately $127 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (billion of Consumer loans outstanding to borrowers in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (emer) Tj ET Q q 0 0 0 rg BT 55.80 353.10 Td (ging markets, or approximately 43% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.49 353.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.49 353.10 Td () Tj ET Q q 0 0 0 rg BT 238.27 353.10 Td (s total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (loans, compared to approximately $126 billion or 42% of total ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 329.10 Td ( loans as of December 31, 2013. Of the approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td ($127 billion as of March 31, 2014, the five lar) Tj ET Q q 0 0 0 rg BT 220.50 317.10 Td (gest emer) Tj ET Q q 0 0 0 rg BT 258.92 317.10 Td (ging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (markets-Mexico, Korea, Singapore, Hong Kong and ) Tj ET Q q 0 0 0 rg BT 247.71 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 253.12 305.10 Td (aiwan-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (comprised approximately 29% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.07 293.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.07 293.10 Td () Tj ET Q q 0 0 0 rg BT 194.85 293.10 Td (s total loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 281.10 Td (ithin the emer) Tj ET Q q 0 0 0 rg BT 118.39 281.10 Td (ging markets, 28% of Citi) Tj ET Q q 0 0 0 rg BT 224.77 281.10 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 231.16 281.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.16 281.10 Td ( loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (were mortgages, 27% were commercial markets loans, 23% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (were personal loans, and 21% were credit cards loans, each as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (of March 31, 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.10 Td (Overall consumer credit quality remained generally stable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (in the first quarter of 2014, as net credit losses in the emer) Tj ET Q q 0 0 0 rg BT 268.25 221.10 Td (ging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (markets were 2.1% of average loans in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (2014, compared to 2.0% in the fourth quarter of 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (consistent with Citi) Tj ET Q q 0 0 0 rg BT 116.56 185.10 Td (s tar) Tj ET Q q 0 0 0 rg BT 133.31 185.10 Td (get market strategy and risk appetite ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (framework.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 345.29 749.10 Td (ging Markets Corporate Lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Consistent with its overall strategy) Tj ET Q q 0 0 0 rg BT 462.22 737.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 485.01 737.10 Td (s Corporate clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (the emer) Tj ET Q q 0 0 0 rg BT 358.52 725.10 Td (ging markets are typically lar) Tj ET Q q 0 0 0 rg BT 475.52 725.10 Td (ge, multi-national ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (corporations who value Citi) Tj ET Q q 0 0 0 rg BT 438.15 713.10 Td (s global network. Citi aims to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (establish relationships with these clients that encompass ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (multiple products, consistent with client needs, including cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (management and trade services, foreign exchange, lending, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (capital markets and M&A) Tj ET Q q 0 0 0 rg BT 427.58 665.10 Td ( advisory) Tj ET Q q 0 0 0 rg BT 463.87 665.10 Td (. Citi believes that its tar) Tj ET Q q 0 0 0 rg BT 561.45 665.10 Td (get ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (corporate segment is more resilient under a wide range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (economic conditions, and that its relationship-based approach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (to client service enables it to ef) Tj ET Q q 0 0 0 rg BT 448.21 629.10 Td (fectively manage the risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (inherent in such relationships. Citi has a well-established risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (appetite framework around its corporate lending activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (including risk-based limits and approval authorities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (portfolio concentration boundaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (As of March 31, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 435.04 569.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.26 569.10 Td ( had approximately $132 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (billion of loans outstanding to borrowers in the emer) Tj ET Q q 0 0 0 rg BT 534.34 557.10 Td (ging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (markets, representing approximately 47% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 504.50 545.10 Td (ICG) Tj ET Q q 0 0 0 rg BT 523.76 545.10 Td (s) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 545.10 Td ( total loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (outstanding, as compared to approximately $126 billion or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (47% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.66 521.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.88 521.10 Td ( loans outstanding at December 31, 2013. No ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (single emer) Tj ET Q q 0 0 0 rg BT 370.19 509.10 Td (ging market country accounted for more than 6% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 352.61 497.10 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 359.00 497.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.23 497.10 Td ( loans as of the end of the first quarter 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.10 Td (As of March 31, 2014, approximately two-thirds of Citi) Tj ET Q q 0 0 0 rg BT 567.52 485.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (emer) Tj ET Q q 0 0 0 rg BT 343.80 473.10 Td (ging markets Corporate loans \(excluding private bank in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.22 461.10 Td (\) were to borrowers whose ultimate parent was rated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (investment grade, which Citi considers to be ratings of BBB or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (better according to Citi) Tj ET Q q 0 0 0 rg BT 419.25 437.10 Td (s internal risk measurement system ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (and methodology \(for additional information on Citi) Tj ET Q q 0 0 0 rg BT 536.19 425.10 Td (s internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (risk measurement system for Corporate loans, see Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (Credit Details above\). ) Tj ET Q q 0 0 0 rg BT 418.79 401.10 Td (The vast majority of the remainder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (were rated BB or B according to Citi) Tj ET Q q 0 0 0 rg BT 474.24 389.10 Td (s internal risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (measurement system and methodology) Tj ET Q q 0 0 0 rg BT 479.15 377.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (Overall ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.49 365.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.71 365.10 Td ( net credit losses in the emer) Tj ET Q q 0 0 0 rg BT 505.38 365.10 Td (ging markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (were 0.46% of average loans in first quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (compared to 0.02% in fourth quarter 2013. ) Tj ET Q q 0 0 0 rg BT 497.38 341.10 Td (The ratio of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (accrual) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.86 329.10 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.58 329.10 Td ( loans to total loans in the emer) Tj ET Q q 0 0 0 rg BT 497.65 329.10 Td (ging markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (remained stable at 0.5% as of March 31, 2014.) Tj ET Q endstream endobj 185 0 obj <> endobj 186 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (90) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (CROSS-BORDER RISK) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 710.25 Td (Cross-border risk is the risk that actions taken by a non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 698.25 Td (government may prevent the conversion of local currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 686.25 Td (into non-local currency and/or the transfer of funds outside ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 674.25 Td (the country) Tj ET Q q 0 0 0 rg BT 80.61 674.25 Td (, among other risks, thereby impacting the ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.25 Td (of Citigroup and its customers to transact business across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 650.25 Td (borders. Examples of cross-border risk include actions taken ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 638.25 Td (by foreign governments such as exchange controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 626.25 Td (restrictions on the remittance of funds. ) Tj ET Q q 0 0 0 rg BT 192.72 626.25 Td (These actions might ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 614.25 Td (restrict the transfer of funds or the ability of Citigroup to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 602.25 Td (obtain payment from customers on their contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 590.25 Td (obligations. For additional information on certain of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 578.25 Td (matters described below as well as Citi) Tj ET Q q 0 0 0 rg BT 194.85 578.25 Td (s cross-border risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 566.25 Td (management process, see Managing Global RiskRisk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 554.25 Td (ManagementOverview and Cross-Border Risk, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 542.25 Td (as Risk FactorsMarket and Economic Risks in Citi) Tj ET Q q 0 0 0 rg BT 260.14 542.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 530.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 57.95 530.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 506.25 Td (Argentina and V) Tj ET Q q 0 0 0 rg BT 103.80 506.25 Td (enezuela Developments) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 482.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 45.63 482.25 Td (gentina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 470.25 Td (As of March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 146.83 470.25 Td (s net investment in its ) Tj ET Q q 0 0 0 rg BT 235.99 470.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 246.36 470.25 Td (gentine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.25 Td (operations was approximately $690 million, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 446.25 Td ($730 million as of December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 197.08 446.25 Td (As previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 434.25 Td (disclosed, Citi uses the ) Tj ET Q q 0 0 0 rg BT 129.61 434.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 139.98 434.25 Td (gentine peso as the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.25 Td (currency in ) Tj ET Q q 0 0 0 rg BT 83.20 422.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 93.57 422.25 Td (gentina and translates its financial statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 410.25 Td (into U.S. dollars using the of) Tj ET Q q 0 0 0 rg BT 151.09 410.25 Td (ficial exchange rate as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.25 Td (published by the Central Bank of ) Tj ET Q q 0 0 0 rg BT 170.42 398.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 180.79 398.25 Td (gentina. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.25 Td (During the first quarter of 2014, the ) Tj ET Q q 0 0 0 rg BT 198.97 386.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 209.34 386.25 Td (gentine peso ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.25 Td (devalued 19% with an of) Tj ET Q q 0 0 0 rg BT 135.79 374.25 Td (ficial exchange rate of 8.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 362.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 362.25 Td (gentine pesos to one U.S. dollar at March 31, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 350.25 Td (compared 6.52 ) Tj ET Q q 0 0 0 rg BT 97.37 350.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 107.74 350.25 Td (gentine pesos to one U.S. dollar at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 338.25 Td (December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 121.90 338.25 Td (The devaluation of the ) Tj ET Q q 0 0 0 rg BT 214.10 338.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 224.47 338.25 Td (gentine peso ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 326.25 Td (in the first quarter resulted in a translation loss recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 314.25 Td (stockholders) Tj ET Q q 0 0 0 rg BT 89.13 314.25 Td ( equity of approximately $1) Tj ET Q q 0 0 0 rg BT 199.85 314.25 Td (15 million \(pretax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 302.25 Td (and net of qualifying net investment hedges\) and a pretax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 290.25 Td (foreign currency-related gain of approximately $120 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (recognized in net income. ) Tj ET Q q 0 0 0 rg BT 143.74 278.25 Td (As a result of the additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.25 Td (translation loss in the first quarter) Tj ET Q q 0 0 0 rg BT 170.29 266.25 Td (, at March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 271.39 266.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.25 Td (cumulative translation loss recorded in stockholders) Tj ET Q q 0 0 0 rg BT 246.59 254.25 Td ( equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.25 Td (related to its investment in ) Tj ET Q q 0 0 0 rg BT 144.04 242.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 154.41 242.25 Td (gentina, net of qualifying net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.25 Td (investment hedges, was approximately $1.4 billion \(pretax\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.25 Td (compared to $1.3 billion \(pretax\) as of December 31, 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 206.25 Td (At March 31, 2014 and December 31, 2013, Citi) Tj ET Q q 0 0 0 rg BT 250.90 206.25 Td (s total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.25 Td (hedges against its net investment in ) Tj ET Q q 0 0 0 rg BT 179.87 194.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 190.24 194.25 Td (gentina were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.25 Td (approximately $830 million and $940 million, respectively) Tj ET Q q 0 0 0 rg BT 271.14 182.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.25 Td (Of these amounts, approximately $385 million and $160 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.25 Td (million, respectively) Tj ET Q q 0 0 0 rg BT 117.55 158.25 Td (, were foreign currency forwards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.25 Td (designated as net investment hedges under ) Tj ET Q q 0 0 0 rg BT 208.18 146.25 Td (ASC 815. ) Tj ET Q q 0 0 0 rg BT 252.45 146.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.25 Td (remaining approximately $445 million and $780 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 122.25 Td (, were U.S. dollar denominated assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.25 Td (foreign currency futures, neither of which qualify for hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.25 Td (accounting under ) Tj ET Q q 0 0 0 rg BT 107.09 98.25 Td (ASC 815. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 86.25 Td (While Citi currently uses the ) Tj ET Q q 0 0 0 rg BT 170.92 86.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 181.29 86.25 Td (gentine peso as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 74.25 Td (functional currency for its operations in ) Tj ET Q q 0 0 0 rg BT 196.51 74.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 206.88 74.25 Td (gentina, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 62.25 Td (increase in inflation resulting in a cumulative three-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 50.25 Td (inflation rate of 100% or more would result in a change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (the functional currency to the U.S. dollar) Tj ET Q q 0 0 0 rg BT 480.29 742.10 Td (. In February 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.17 730.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 341.54 730.10 Td (gentine government announced the new national ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (consumer price index \(CPI\) and of) Tj ET Q q 0 0 0 rg BT 455.39 718.10 Td (ficial inflation in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (quarter was approximately 46% \(annualized\). ) Tj ET Q q 0 0 0 rg BT 503.88 706.10 Td (A) Tj ET Q q 0 0 0 rg BT 510.54 706.10 Td ( change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (the functional currency to the U.S. dollar would result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (future devaluations of the ) Tj ET Q q 0 0 0 rg BT 421.41 682.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 431.79 682.10 Td (gentine peso being recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (earnings for Citi) Tj ET Q q 0 0 0 rg BT 385.32 670.10 Td (s ) Tj ET Q q 0 0 0 rg BT 391.16 670.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 401.53 670.10 Td (gentine peso-denominated assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 646.10 Td (The ongoing economic and political situation in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 634.10 Td (gentina could lead to further governmental intervention or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (regulatory restrictions on foreign investments in ) Tj ET Q q 0 0 0 rg BT 511.40 622.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 521.78 622.10 Td (gentina, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (including further devaluation of the ) Tj ET Q q 0 0 0 rg BT 461.13 610.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 471.50 610.10 Td (gentine peso, further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (limits to foreign currency holdings, or the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (redenomination of certain U.S. dollar assets and liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (into ) Tj ET Q q 0 0 0 rg BT 334.50 574.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 344.88 574.10 Td (gentine pesos, which could be accompanied by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (devaluation of the ) Tj ET Q q 0 0 0 rg BT 391.15 562.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 401.52 562.10 Td (gentine peso. ) Tj ET Q q 0 0 0 rg BT 458.73 562.10 Td (As of March 31, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (Citi had total third-party assets of $3.5 billion in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 538.10 Td (gentina, compared to $3.9 billion at December 31, 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (consisting of cash, loans and securities. Included in the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (assets were U.S.-dollar) Tj ET Q q 0 0 0 rg BT 409.00 514.10 Td (-denominated assets of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td ($800 million at March 31, 2014, compared to $920 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (at December 31, 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 478.10 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 473.88 478.10 Td (s exposures related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 466.10 Td (gentina, see Emer) Tj ET Q q 0 0 0 rg BT 402.99 466.10 Td (ging Market Exposures above, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (sets forth Citi) Tj ET Q q 0 0 0 rg BT 374.22 454.10 Td (s trading account assets, investment securities, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.72 442.10 Td (loans and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.27 442.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.77 442.10 Td (loans in ) Tj ET Q q 0 0 0 rg BT 433.10 442.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 443.47 442.10 Td (gentina, based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (methodology described in such section. ) Tj ET Q q 0 0 0 rg BT 479.47 430.10 Td (As disclosed in such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (section, these assets totaled approximately $2.6 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (March 31, 2014. ) Tj ET Q q 0 0 0 rg BT 387.55 406.10 Td (Approximately $400 million of such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (exposure is held on non-Ar) Tj ET Q q 0 0 0 rg BT 425.69 394.10 Td (gentinian Citi subsidiaries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (thus is not included in the $3.5 billion amount set forth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (above, which pertains only to Citi ) Tj ET Q q 0 0 0 rg BT 454.48 370.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 464.85 370.10 Td (gentina, as disclosed.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (V) Tj ET Q q 0 0 0 rg BT 322.00 346.10 Td (enezuela) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (Beginning in 2003, the ) Tj ET Q q 0 0 0 rg BT 410.98 334.10 Td (V) Tj ET Q q 0 0 0 rg BT 417.09 334.10 Td (enezuelan government has operated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (restrictive foreign exchange controls. ) Tj ET Q q 0 0 0 rg BT 470.28 322.10 Td (As of year) Tj ET Q q 0 0 0 rg BT 511.73 322.10 Td (-end 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.54 310.10 Td (V) Tj ET Q q 0 0 0 rg BT 337.65 310.10 Td (enezuelan government) Tj ET Q q 0 0 0 rg BT 430.66 310.10 Td (s Foreign Currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (Administration Commission \(CADIVI\) controlled the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (purchase and sale of foreign currency at an of) Tj ET Q q 0 0 0 rg BT 499.51 286.10 Td (ficial exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (rate fixed by the government \(as of March 31, 2014, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (of) Tj ET Q q 0 0 0 rg BT 325.15 262.10 Td (ficial exchange rate was fixed at 6.3 bolivars to one U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (dollar\). ) Tj ET Q q 0 0 0 rg BT 350.97 250.10 Td (These exchange controls have limited Citi) Tj ET Q q 0 0 0 rg BT 522.31 250.10 Td (s ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (to obtain U.S. dollars in ) Tj ET Q q 0 0 0 rg BT 414.87 238.10 Td (V) Tj ET Q q 0 0 0 rg BT 420.98 238.10 Td (enezuela at the of) Tj ET Q q 0 0 0 rg BT 491.04 238.10 Td (ficial foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (currency rate; Citi has not been able to acquire U.S. dollars ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (from CADIVI since 2008.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 202.10 Td (During 2013, the ) Tj ET Q q 0 0 0 rg BT 405.37 202.10 Td (V) Tj ET Q q 0 0 0 rg BT 411.48 202.10 Td (enezuelan government created the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (Complimentary System of Foreign Currency ) Tj ET Q q 0 0 0 rg BT 497.81 190.10 Td (Acquirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (\(SICAD I\), an alternate foreign exchange mechanism in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (V) Tj ET Q q 0 0 0 rg BT 323.11 166.10 Td (enezuela established to settle certain government approved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (import transactions. ) Tj ET Q q 0 0 0 rg BT 400.88 154.10 Td (Access to SICAD I is limited to certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (industries at certain times, as announced by the government, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (and there are limits on the amount of currency available. ) Tj ET Q q 0 0 0 rg BT 547.47 130.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (of March 31, 2014, the rate published by SICAD I for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (recent auctions was 10.7 bolivars per U.S. dollar) Tj ET Q q 0 0 0 rg BT 510.84 106.10 Td (. ) Tj ET Q q 0 0 0 rg BT 517.79 106.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (March 31, 2014, Citi is not eligible to buy U.S. dollars ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (through SICAD I. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 70.10 Td (In January 2014, the ) Tj ET Q q 0 0 0 rg BT 418.96 70.10 Td (V) Tj ET Q q 0 0 0 rg BT 425.08 70.10 Td (enezuelan government replaced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (CADIVI with the National Center for Foreign ) Tj ET Q q 0 0 0 rg BT 503.17 58.10 Td (T) Tj ET Q q 0 0 0 rg BT 508.92 58.10 Td (rade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (\(CENCOEX\) and announced that the exchange rate to be ) Tj ET Q endstream endobj 187 0 obj <> endobj 188 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (applied to foreign currency transactions conducted through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (CENCOEX and related to foreign investment and various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (other operations will be at the SICAD I published rate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (Thus, the rate at which the CENCOEX will buy and sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (foreign currency will either be at the of) Tj ET Q q 0 0 0 rg BT 192.69 694.10 Td (ficial rate of 6.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (bolivars per U.S. dollar or at the SICAD I rate of 10.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (bolivars per U.S. dollar) Tj ET Q q 0 0 0 rg BT 129.19 670.10 Td (, each as of March 31, 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.10 Td (As previously disclosed, beginning in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (2014, Citi began using the SICAD I rate to remeasure its net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (bolivar) Tj ET Q q 0 0 0 rg BT 64.13 634.10 Td (-denominated monetary assets as the SICAD I rate is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (the only rate, through CENCOEX, at which Citi will be able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (to acquire U.S. dollars. Citi recognized net foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (losses of approximately $100 million in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (2014 as a result of the change in the foreign exchange rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (used by Citi. ) Tj ET Q q 0 0 0 rg BT 91.28 574.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 141.19 574.10 Td (, beginning in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (2014, Citi) Tj ET Q q 0 0 0 rg BT 78.78 562.10 Td (s revenues and expenses will be translated at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (SICAD I rate, and any further changes in the SICAD I ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (exchange rate will result in foreign exchange gains or losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (in the future.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.10 Td (Also as previously disclosed, in March 2014, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 502.10 Td (enezuelan government launched a third foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (mechanism \(SICAD II\). SICAD II is also a regulated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (foreign exchange market that is intended to be accessible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (daily to almost all industry sectors and for any purpose; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (however) Tj ET Q q 0 0 0 rg BT 70.03 454.10 Td (, banks and non-residents are currently specifically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (restricted from accessing foreign currency through SICAD ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (II. ) Tj ET Q q 0 0 0 rg BT 49.61 430.10 Td (As of March 31, 2014, the SICAD II exchange rate, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (published by the ) Tj ET Q q 0 0 0 rg BT 104.42 418.10 Td (V) Tj ET Q q 0 0 0 rg BT 110.54 418.10 Td (enezuelan government, was 50.85 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (bolivars per U.S. dollar) Tj ET Q q 0 0 0 rg BT 129.04 406.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.10 Td (At March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 152.88 394.10 Td (s net investment in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 382.10 Td (enezuelan operations was approximately $140 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (\(compared to $240 million at December 31, 2013\), which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (included net monetary assets denominated in ) Tj ET Q q 0 0 0 rg BT 217.99 358.10 Td (V) Tj ET Q q 0 0 0 rg BT 224.11 358.10 Td (enezuelan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (bolivars of approximately $120 million \(compared to $220 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (million at December 31, 2013\). ) Tj ET Q q 0 0 0 rg BT 163.84 334.10 Td (T) Tj ET Q q 0 0 0 rg BT 169.25 334.10 Td (otal third-party assets of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (Citi ) Tj ET Q q 0 0 0 rg BT 53.32 322.10 Td (V) Tj ET Q q 0 0 0 rg BT 59.44 322.10 Td (enezuela were approximately $600 million, compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (to $1.2 billion at December 31, 2013, and were composed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (primarily of cash, loans and debt securities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (Ukraine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (There have been political changes, civil unrest and military ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (action in Ukraine, contributing to significant economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (uncertainty and volatility) Tj ET Q q 0 0 0 rg BT 135.88 238.10 Td (. Citi operates in Ukraine through a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (subsidiary of Citibank, N.A. and uses the U.S. dollar as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (functional currency) Tj ET Q q 0 0 0 rg BT 113.37 214.10 Td (. ) Tj ET Q q 0 0 0 rg BT 117.82 214.10 Td (As of March 31, 2014, Citi) Tj ET Q q 0 0 0 rg BT 228.64 214.10 Td (s net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (investment in Ukraine was approximately $130 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (unchanged from December 31, 2013. Substantially all of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (net investment was hedged with a Ukraine sovereign bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (indexed to foreign exchange rates which is subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (sovereign political risk. ) Tj ET Q q 0 0 0 rg BT 132.46 154.10 Td (T) Tj ET Q q 0 0 0 rg BT 137.88 154.10 Td (otal third-party assets of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (Ukraine Citibank subsidiary were approximately $600 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (million as of March 31, 2014, unchanged from year) Tj ET Q q 0 0 0 rg BT 242.41 130.10 Td (-end, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (were composed primarily of cash on deposit with the Central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (Bank of Ukraine, short-term local government debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (securities and corporate loans. ) Tj ET Q q 0 0 0 rg BT 159.01 94.10 Td (A) Tj ET Q q 0 0 0 rg BT 165.68 94.10 Td ( significant majority of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (third-party assets were funded with local deposit liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (Citi continues to closely monitor the political, economic and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (military situation in Ukraine, and will continue to take ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (actions to attempt to mitigate its exposures to potential risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (events.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (Russia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (Russia's engagement in recent events in Ukraine \(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (discussed under Ukraine above\) has been a cause of concern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (to investors in Russian assets and parties doing business in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (Russia or with Russian entities, including as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (potential risk of wider repercussions on Russian trade and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (investment, including the ef) Tj ET Q q 0 0 0 rg BT 428.46 634.10 Td (fects of sanctions. ) Tj ET Q q 0 0 0 rg BT 502.70 634.10 Td (The Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (ruble has depreciated 8.3% against the U.S. dollar from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (December 31, 2013 to March 31, 2014, and over the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (period the MICEX Index of leading Russian stocks has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (declined 9.0%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 574.10 Td (Citi operates in Russia through a subsidiary of Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (N.A., which uses the Russian ruble as its functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (currency) Tj ET Q q 0 0 0 rg BT 351.33 550.10 Td (. Citi's net investment in Russia was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td ($1.7 billion at March 31, 2014. Substantially all of Citi) Tj ET Q q 0 0 0 rg BT 542.26 538.10 Td (s net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (investment was hedged \(subject to related tax adjustments\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (as of March 31, 2014, using forward foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 357.91 502.10 Td (T) Tj ET Q q 0 0 0 rg BT 363.32 502.10 Td (otal third-party assets of the Russian Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (subsidiary were approximately $7.2 billion as of March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 341.82 478.10 Td (These assets were primarily composed of corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (and consumer loans, local government debt securities, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (cash on deposit with the Central Bank of Russia. ) Tj ET Q q 0 0 0 rg BT 513.64 454.10 Td (A) Tj ET Q q 0 0 0 rg BT 520.31 454.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (significant majority of these third-party assets were funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (with local deposit liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 418.10 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 473.88 418.10 Td (s exposures related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (Russia, see Emer) Tj ET Q q 0 0 0 rg BT 389.85 406.10 Td (ging Market Exposures above, which sets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (forth Citi) Tj ET Q q 0 0 0 rg BT 356.72 394.10 Td (s trading account assets, investment securities, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.72 382.10 Td (loans and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.27 382.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.77 382.10 Td (loans in Russia, based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (methodology described in such section. ) Tj ET Q q 0 0 0 rg BT 479.47 370.10 Td (As disclosed in such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (section, these assets totaled approximately $9.4 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (March 31, 2014. ) Tj ET Q q 0 0 0 rg BT 387.55 346.10 Td (Approximately $4.2 billion of such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (exposure is held on non-Russian Citi subsidiaries and thus is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (not included in the $7.2 billion amount set forth above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (which pertains only to the Russian Citibank subsidiary) Tj ET Q q 0 0 0 rg BT 534.94 310.10 Td (, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (disclosed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 286.10 Td (Citi continues to monitor the potential implications of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (any adverse developments relating to Russian business, trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (or investment, and will attempt to mitigate its exposures and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (risks relating to Russia as appropriate.) Tj ET Q endstream endobj 189 0 obj <> endobj 190 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (92) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (F) Tj ET Q q 0 0 0 rg BT 42.44 747.90 Td (AIR ) Tj ET Q q 0 0 0 rg BT 67.22 747.90 Td (V) Tj ET Q q 0 0 0 rg BT 74.34 747.90 Td (ALUE ) Tj ET Q q 0 0 0 rg BT 110.02 747.90 Td (ADJUSTMENTS FOR DERIV) Tj ET Q q 0 0 0 rg BT 267.83 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 275.60 747.90 Td (TIVES ) Tj ET Q q 0 0 0 rg BT 313.96 747.90 Td (AND F) Tj ET Q q 0 0 0 rg BT 349.39 747.90 Td (AIR ) Tj ET Q q 0 0 0 rg BT 374.18 747.90 Td (V) Tj ET Q q 0 0 0 rg BT 381.30 747.90 Td (ALUE OPTION LIABILITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (The following discussion relates to the derivative obligor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (information and the fair valuation for derivatives and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (liabilities for which the fair value option \(FVO\) has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (elected. See Notes22 and 23 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Statements for additional information on Citi) Tj ET Q q 0 0 0 rg BT 219.03 679.90 Td (s derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (activities and FVO liabilities, respectively) Tj ET Q q 0 0 0 rg BT 203.92 667.90 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 643.90 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 643.90 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 643.90 Td (aluation ) Tj ET Q q 0 0 0 rg BT 99.73 643.90 Td (Adjustments for) Tj ET Q q 0 0 0 rg BT 169.26 643.90 Td ( Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (The fair value adjustments applied by Citi to its derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (carrying values consist of the following items:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 602.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 602.90 Td (Liquidity adjustments are applied to items in Level2 or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 590.90 Td (Level3 of the fair) Tj ET Q q 0 0 0 rg BT 125.99 590.90 Td (-value hierarchy \(see Note22 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 578.90 Td (Consolidated Financial Statements for more details\) to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 566.90 Td (ensure that the fair value reflects the price at which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 554.90 Td (net open risk position could be liquidated. ) Tj ET Q q 0 0 0 rg BT 224.35 554.90 Td (The liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 542.90 Td (reserve is based on the bid/of) Tj ET Q q 0 0 0 rg BT 170.73 542.90 Td (fer spread for an instrument. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.90 Td (When Citi has elected to measure certain portfolios of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.90 Td (financial investments, such as derivatives, on the basis of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.90 Td (the net open risk position, the liquidity reserve is adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.90 Td (to take into account the size of the position. Citi uses the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.90 Td (relevant benchmark curve for the currency of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.90 Td (derivative \(e.g., the London Interbank Of) Tj ET Q q 0 0 0 rg BT 218.76 470.90 Td (fered Rate for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 458.90 Td (U.S. dollar derivatives\) as the discount rate for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 446.90 Td (uncollateralized derivatives. ) Tj ET Q q 0 0 0 rg BT 168.67 446.90 Td (As of March 31, 2014, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 434.90 Td (has not recognized any valuation adjustments to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 422.90 Td (the cost of funding uncollateralized derivative positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.90 Td (beyond that implied by the relevant benchmark curve. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.90 Td (continues to monitor market practices and activity with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.90 Td (respect to discounting in derivative valuation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.90 Td (Credit valuation adjustments \(CV) Tj ET Q q 0 0 0 rg BT 187.41 374.90 Td (A\) are applied to over) Tj ET Q q 0 0 0 rg BT 274.95 374.90 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.90 Td (the-counter derivative instruments, in which the base ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 350.90 Td (valuation generally discounts expected cash flows using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 338.90 Td (the relevant base interest rate curves. Because not all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 326.90 Td (counterparties have the same credit risk as that implied by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 314.90 Td (the relevant base curve, a CV) Tj ET Q q 0 0 0 rg BT 170.44 314.90 Td (A) Tj ET Q q 0 0 0 rg BT 177.11 314.90 Td ( is necessary to incorporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.90 Td (the market view of both counterparty credit risk and Citi) Tj ET Q q 0 0 0 rg BT 282.54 302.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 290.90 Td (own credit risk in the valuation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 273.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 273.90 Td (s CV) Tj ET Q q 0 0 0 rg BT 90.78 273.90 Td (A) Tj ET Q q 0 0 0 rg BT 97.45 273.90 Td ( methodology is composed of two steps. First, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.90 Td (the exposure profile for each counterparty is determined using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.90 Td (the terms of all individual derivative positions and a Monte ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 237.90 Td (Carlo simulation or other quantitative analysis to generate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.90 Td (series of expected cash flows at future points in time. ) Tj ET Q q 0 0 0 rg BT 251.03 225.90 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.90 Td (calculation of this exposure profile considers the ef) Tj ET Q q 0 0 0 rg BT 240.47 213.90 Td (fect of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.90 Td (credit risk mitigants, including pledged cash or other collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.90 Td (and any legal right of of) Tj ET Q q 0 0 0 rg BT 132.18 189.90 Td (fset that exists with a counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.90 Td (through arrangements such as netting agreements. Individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.90 Td (derivative contracts that are subject to an enforceable master ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.90 Td (netting agreement with a counterparty are aggregated for this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 141.90 Td (purpose, since it is those aggregate net cash flows that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.90 Td (subject to nonperformance risk. ) Tj ET Q q 0 0 0 rg BT 164.95 129.90 Td (This process identifies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.90 Td (specific, point-in-time future cash flows that are subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.90 Td (nonperformance risk, rather than using the current recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.90 Td (net asset or liability as a basis to measure the CV) Tj ET Q q 0 0 0 rg BT 230.78 93.90 Td (A.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 81.90 Td (Second, market-based views of default probabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 69.90 Td (derived from observed credit spreads in the credit default swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 57.90 Td (\(CDS\) market are applied to the expected future cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 727.90 Td (determined in step one. Citi) Tj ET Q q 0 0 0 rg BT 437.59 727.90 Td (s own-credit CV) Tj ET Q q 0 0 0 rg BT 502.40 727.90 Td (A) Tj ET Q q 0 0 0 rg BT 509.07 727.90 Td ( is determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 715.90 Td (using Citi-specific CDS spreads for the relevant tenor) Tj ET Q q 0 0 0 rg BT 538.12 715.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 703.90 Td (Generally) Tj ET Q q 0 0 0 rg BT 362.77 703.90 Td (, counterparty CV) Tj ET Q q 0 0 0 rg BT 433.41 703.90 Td (A) Tj ET Q q 0 0 0 rg BT 440.08 703.90 Td ( is determined using CDS spread ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 691.90 Td (indices for each credit rating and tenor) Tj ET Q q 0 0 0 rg BT 477.82 691.90 Td (. For certain identified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 679.90 Td (netting sets where individual analysis is practicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 667.90 Td (\(e.g.,exposures to counterparties with liquid CDSs\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 655.90 Td (counterparty-specific CDS spreads are used.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 643.90 Td (The CV) Tj ET Q q 0 0 0 rg BT 372.65 643.90 Td (A) Tj ET Q q 0 0 0 rg BT 379.32 643.90 Td ( is designed to incorporate a market view of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 631.90 Td (credit risk inherent in the derivative portfolio. However) Tj ET Q q 0 0 0 rg BT 545.75 631.90 Td (, most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 619.90 Td (unsecured derivative instruments are negotiated bilateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 607.90 Td (contracts and are not commonly transferred to third parties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 595.90 Td (Derivative instruments are normally settled contractually or) Tj ET Q q 0 0 0 rg BT 562.41 595.90 Td (, if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 583.90 Td (terminated early) Tj ET Q q 0 0 0 rg BT 388.59 583.90 Td (, are terminated at a value negotiated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.90 Td (bilaterally between the counterparties. ) Tj ET Q q 0 0 0 rg BT 479.03 571.90 Td (Therefore, the CV) Tj ET Q q 0 0 0 rg BT 550.76 571.90 Td (A) Tj ET Q q 0 0 0 rg BT 557.43 571.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 559.90 Td (\(both counterparty and own-credit\) may not be realized upon a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 547.90 Td (settlement or termination in the normal course of business. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 535.90 Td (addition, all or a portion of the CV) Tj ET Q q 0 0 0 rg BT 461.57 535.90 Td (A) Tj ET Q q 0 0 0 rg BT 468.24 535.90 Td ( may be reversed or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 523.90 Td (otherwise adjusted in future periods in the event of changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 511.90 Td (the credit risk of Citi or its counterparties, or changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.90 Td (credit mitigants \(collateral and netting agreements\) associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 487.90 Td (with the derivative instruments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 475.90 Td (The table below summarizes the CV) Tj ET Q q 0 0 0 rg BT 486.50 475.90 Td (A) Tj ET Q q 0 0 0 rg BT 493.17 475.90 Td ( applied to the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.90 Td (value of derivative instruments for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 407.40 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 407.40 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 407.40 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 379.40 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 379.40 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 379.40 62.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 430.4 m 514.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 430.4 m 576.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 407.4 m 450.5 407.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 407.4 m 514.5 407.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 430.4 m 576.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 407.4 m 576.5 407.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 379.4 m 450.5 379.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 356.4 m 450.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 379.4 m 514.5 379.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 356.4 m 514.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 379.4 m 576.5 379.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 356.4 m 576.5 356.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 434.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.55 443.85 Td (Cr) Tj ET Q q 0 0 0 rg BT 468.88 443.85 Td (edit valuation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.85 434.85 Td (contra-liability \(contra-asset\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 411.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.30 420.85 Td (Mar) Tj ET Q q 0 0 0 rg BT 479.13 420.85 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 411.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 420.86 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 411.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 397.86 Td (Counterparty CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 397.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 397.85 Td (\(1,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 397.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 397.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 397.86 Td (\(1,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 397.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 383.86 Td (Citigroup \(own-credit\) CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 383.85 Td (608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 383.86 Td (651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 369.85 Td (Total CVAderivative) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 360.85 Td (instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 360.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 360.85 Td (\(977) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 360.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 360.86 Td (\(1,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 360.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 332.90 Td (Own Debt ) Tj ET Q q 0 0 0 rg BT 369.93 332.90 Td (V) Tj ET Q q 0 0 0 rg BT 376.24 332.90 Td (aluation ) Tj ET Q q 0 0 0 rg BT 413.19 332.90 Td (Adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 320.90 Td (Own debt valuation adjustments \(DV) Tj ET Q q 0 0 0 rg BT 472.13 320.90 Td (A\) are recognized on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 308.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 308.90 Td (s liabilities for which the fair value option \(FVO\) has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 296.90 Td (been elected using Citi) Tj ET Q q 0 0 0 rg BT 418.14 296.90 Td (s credit spreads observed in the bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 284.90 Td (market. ) Tj ET Q q 0 0 0 rg BT 356.21 284.90 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 405.55 284.90 Td (, the fair value of the liabilities for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 272.90 Td (the fair value option has been elected \(other than non-recourse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 260.90 Td (and similar liabilities\) is impacted by the narrowing or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 248.90 Td (widening of Citi) Tj ET Q q 0 0 0 rg BT 392.33 248.90 Td (s credit spreads. Changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 236.90 Td (resulting from changes in Citi) Tj ET Q q 0 0 0 rg BT 446.20 236.90 Td (s instrument-specific credit risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 224.90 Td (are estimated by incorporating Citi) Tj ET Q q 0 0 0 rg BT 466.18 224.90 Td (s current credit spreads ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 212.90 Td (observable in the bond market into the relevant valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 200.90 Td (technique used to value each liability) Tj ET Q q 0 0 0 rg BT 471.91 200.90 Td (.) Tj ET Q endstream endobj 191 0 obj <> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The table below summarizes pretax gains \(losses\) related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (to changes in CV) Tj ET Q q 0 0 0 rg BT 103.87 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 110.54 737.10 Td ( on derivative instruments, net of hedges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (and DV) Tj ET Q q 0 0 0 rg BT 66.09 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 72.76 725.10 Td ( on own FVO liabilities for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.60 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 654.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 654.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 626.60 142.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 626.60 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 626.60 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 589.60 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 589.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 589.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 691.6 m 233.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 691.6 m 288.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 668.6 m 178.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 668.6 m 233.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 668.6 m 288.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 654.6 m 178.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 654.6 m 233.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 654.6 m 288.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 626.6 m 178.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 603.6 m 178.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 626.6 m 233.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 626.6 m 288.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 589.6 m 178.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 603.6 m 233.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 603.6 m 288.5 603.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 575.6 m 178.5 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 589.6 m 233.5 589.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 575.6 m 233.5 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 589.6 m 288.5 589.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 575.6 m 288.5 575.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 696.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.70 705.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 202.03 705.05 Td (edit/debt valuation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.70 696.05 Td (adjustment gain \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.05 682.05 Td (Thr) Tj ET Q q 0 0 0 rg BT 206.89 682.05 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.30 673.05 Td (Mar) Tj ET Q q 0 0 0 rg BT 230.13 673.05 Td (ch 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 658.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.50 659.05 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 659.05 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.06 Td (Derivative counterparty CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 645.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.50 645.05 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 645.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 645.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.06 Td (Derivative own-credit CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.00 631.05 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 631.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 631.06 Td (\(126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 631.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 617.05 Td (Total CVAderivative) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 608.05 Td (instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 608.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.00 608.05 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 608.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 608.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 608.06 Td (\(109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 608.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.06 Td (DVA related to own FVO liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 594.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 594.05 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 594.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 594.06 Td (\(210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 594.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 580.05 Td (Total CVA and DVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 580.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.50 580.05 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 580.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 580.06 Td (\(319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 580.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 193 0 obj <> endobj 194 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (94) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CREDIT) Tj ET Q q 0 0 0 rg BT 82.46 747.90 Td ( DERIV) Tj ET Q q 0 0 0 rg BT 122.58 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 130.36 747.90 Td (TIVES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citigroup makes markets in and trades a range of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (derivatives on behalf of clients and in connection with its risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (management activities. ) Tj ET Q q 0 0 0 rg BT 130.51 703.90 Td (Through these contracts, Citi either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (purchases or writes protection on either a single-name or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (portfolio basis. Citi primarily uses credit derivatives to help ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (mitigate credit risk in its corporate loan portfolio and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (cash positions, and to facilitate client transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 643.90 Td (Credit derivatives generally require that the seller of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (credit protection make payments to the buyer upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (occurrence of predefined events \(settlement triggers\). ) Tj ET Q q 0 0 0 rg BT 252.11 619.90 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (settlement triggers, which are defined by the form of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (derivative and the referenced credit, are generally limited to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (the market standard of failure to pay indebtedness and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.90 Td (bankruptcy \(or comparable events\) of the reference credit and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (in a more limited range of transactions, debt restructuring. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (Credit derivative transactions referring to emer) Tj ET Q q 0 0 0 rg BT 223.80 547.90 Td (ging market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (reference credits will also typically include additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 523.90 Td (settlement triggers to cover the acceleration of indebtedness ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.90 Td (and the risk of repudiation or a payment moratorium. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.90 Td (certain transactions on a portfolio of referenced credits or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.90 Td (asset-backed securities, the seller of protection may not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td (required to make payment until a specified amount of losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.90 Td (has occurred with respect to the portfolio and/or may only be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.90 Td (required to pay for losses up to a specified amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 439.90 Td ( Citi generally has a mismatch between the total notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 427.90 Td (amounts of protection purchased and sold, and it may hold the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 727.90 Td (reference assets directly) Tj ET Q q 0 0 0 rg BT 419.41 727.90 Td (, rather than entering into of) Tj ET Q q 0 0 0 rg BT 531.41 727.90 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 715.90 Td (credit derivative contracts as and when desired. ) Tj ET Q q 0 0 0 rg BT 515.96 715.90 Td (The open risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 703.90 Td (exposures from credit derivative contracts are lar) Tj ET Q q 0 0 0 rg BT 519.84 703.90 Td (gely matched ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 691.90 Td (after certain cash positions in reference assets are considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 679.90 Td (and after notional amounts are adjusted, either to a duration-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 667.90 Td (based equivalent basis or to reflect the level of subordination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 655.90 Td (in tranched structures.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 643.90 Td (Citi monitors its counterparty credit risk in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 631.90 Td (derivative contracts. ) Tj ET Q q 0 0 0 rg BT 407.02 631.90 Td (As of March31, 2014 and December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 619.90 Td (2013, approximately 97% of the gross receivables are from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 607.90 Td (counterparties with which Citi maintains collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 595.90 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 373.98 595.90 Td (A) Tj ET Q q 0 0 0 rg BT 380.65 595.90 Td ( majority of Citi) Tj ET Q q 0 0 0 rg BT 448.15 595.90 Td (s top 15 counterparties \(by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 583.90 Td (receivable balance owed to Citi\) are banks, financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.90 Td (institutions or other dealers. Contracts with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 559.90 Td (counterparties do not include ratings-based termination events. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 547.90 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 547.90 Td (, counterparty ratings downgrades may have an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 535.90 Td (incremental ef) Tj ET Q q 0 0 0 rg BT 381.29 535.90 Td (fect by lowering the threshold at which Citi may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 523.90 Td (call for additional collateral.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 511.90 Td (The ratings of the credit derivatives portfolio presented in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.90 Td (the following table are based on the assigned internal or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 487.90 Td (external ratings of the referenced asset or entity) Tj ET Q q 0 0 0 rg BT 513.54 487.90 Td (. ) Tj ET Q q 0 0 0 rg BT 518.36 487.90 Td (Where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.90 Td (external ratings are used, investment-grade ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.90 Td (considered to be Baa/BBB) Tj ET Q q 0 0 0 rg BT 436.29 463.90 Td ( and above, while anything below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 451.90 Td (is considered non-investment grade. Citi) Tj ET Q q 0 0 0 rg BT 488.69 451.90 Td (s internal ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 439.90 Td (in line with the related external rating system. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 403.90 Td (The following tables summarize the key characteristics of Citi) Tj ET Q q 0 0 0 rg BT 305.59 403.90 Td (s credit derivatives portfolio by counterparty and derivative form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 391.90 Td (as of March31, 2014 and December 31, 2013:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 371.90 Td (Mar) Tj ET Q q 0 0 0 rg BT 54.70 371.90 Td (ch 31, 2014) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 326.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 326.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 326.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 326.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 302.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 302.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 302.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 302.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 302.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 278.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 278.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 278.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 278.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 278.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 254.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 254.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 254.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 254.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 254.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 230.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 230.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 230.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 230.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 230.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 206.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 206.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 206.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 206.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 182.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 182.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 182.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 182.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 182.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 158.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 158.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 158.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 158.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 158.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 134.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 134.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 134.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 134.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 134.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 110.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 110.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 110.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 110.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 110.40 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 347.4 m 381.5 347.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 347.4 m 446.5 347.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 347.4 m 511.5 347.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 347.4 m 576.5 347.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.4 m 316.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 326.4 m 381.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 326.4 m 446.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 326.4 m 511.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 326.4 m 576.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 266.4 m 316.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 254.39999999999998 m 316.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 266.4 m 381.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 266.4 m 446.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 266.4 m 511.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 266.4 m 576.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 254.39999999999998 m 381.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 254.39999999999998 m 446.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 254.39999999999998 m 511.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 254.39999999999998 m 576.5 254.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 218.39999999999998 m 316.5 218.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 206.39999999999998 m 316.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 218.39999999999998 m 381.5 218.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 218.39999999999998 m 446.5 218.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 218.39999999999998 m 511.5 218.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 218.39999999999998 m 576.5 218.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 206.39999999999998 m 381.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 206.39999999999998 m 446.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 206.39999999999998 m 511.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 206.39999999999998 m 576.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 170.39999999999998 m 316.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 158.39999999999998 m 316.5 158.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 170.39999999999998 m 381.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 170.39999999999998 m 446.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 170.39999999999998 m 511.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 170.39999999999998 m 576.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 158.39999999999998 m 381.5 158.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 158.39999999999998 m 446.5 158.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 158.39999999999998 m 511.5 158.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 158.39999999999998 m 576.5 158.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 110.39999999999998 m 316.5 110.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 98.39999999999998 m 316.5 98.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 110.39999999999998 m 381.5 110.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 98.39999999999998 m 381.5 98.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 110.39999999999998 m 446.5 110.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 98.39999999999998 m 446.5 98.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 110.39999999999998 m 511.5 110.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 98.39999999999998 m 511.5 98.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 110.39999999999998 m 576.5 110.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 98.39999999999998 m 576.5 98.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 351.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.70 351.85 Td (Fair values) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.70 351.85 Td (Notionals) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 330.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.30 330.85 Td (Receivable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 365.78 334.93 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.80 330.85 Td (Payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 425.30 334.93 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.55 338.80 Td (Pr) Tj ET Q q 0 0 0 rg BT 467.88 338.80 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.55 329.80 Td (pur) Tj ET Q q 0 0 0 rg BT 472.39 329.80 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.55 338.80 Td (Pr) Tj ET Q q 0 0 0 rg BT 532.88 338.80 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.70 329.80 Td (sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 317.80 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.66 Td (Banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 305.80 Td (23,906) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 305.80 Td (22,714) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 305.80 Td (697,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 305.80 Td (698,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 293.66 Td (Broker-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 293.80 Td (8,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 293.80 Td (9,040) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 293.80 Td (232,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 293.80 Td (213,391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 281.66 Td (Non-financial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 281.80 Td (107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 281.80 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 281.80 Td (5,831) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 281.80 Td (3,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 269.66 Td (Insurance and other financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 269.80 Td (7,823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 269.80 Td (8,822) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 269.80 Td (266,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 269.80 Td (217,065) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 257.80 Td (Total by industry/counterparty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 257.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 257.80 Td (39,922) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 257.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 257.80 Td (40,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 257.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 257.80 Td (1,202,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 257.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 257.80 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 245.80 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 233.66 Td (Credit default swaps and options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 233.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 233.80 Td (39,743) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 233.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 233.80 Td (39,393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 233.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 233.80 Td (1,189,402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 233.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 233.80 Td (1,131,225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 221.66 Td (Total return swaps and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 221.80 Td (179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 221.80 Td (1,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 221.80 Td (12,748) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 221.80 Td (1,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 209.80 Td (Total by instrument) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 209.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 209.80 Td (39,922) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 209.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 209.80 Td (40,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 209.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 209.80 Td (1,202,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 209.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 209.80 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 197.80 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.66 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 185.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 185.80 Td (16,241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 185.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 185.80 Td (15,981) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 185.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 185.80 Td (912,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 185.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 185.80 Td (778,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 173.66 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 173.80 Td (23,681) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 173.80 Td (24,717) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 173.80 Td (289,670) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 173.80 Td (353,924) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 161.80 Td (Total by rating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 161.80 Td (39,922) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 161.80 Td (40,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 161.80 Td (1,202,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 161.80 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 149.80 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 137.66 Td (Within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 137.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 137.80 Td (2,375) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 137.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 137.80 Td (2,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 137.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 137.80 Td (232,947) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 137.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 137.80 Td (206,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 125.66 Td (From 1 to 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 125.80 Td (31,710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 125.80 Td (32,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 125.80 Td (864,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 125.80 Td (842,710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 113.66 Td (After 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 113.80 Td (5,837) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 113.80 Td (5,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 113.80 Td (104,835) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 113.80 Td (83,050) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 101.80 Td (Total by maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 101.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 101.80 Td (39,922) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 101.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 101.80 Td (40,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 101.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 101.80 Td (1,202,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 101.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 101.80 Td (1,132,590) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 81.30 Td (Note: Fair values shown in table above are prior to application of any netting agreements, cash collateral, and market or credit valuation adjustments \(CV) Tj ET Q q 0 0 0 rg BT 526.14 81.30 Td (A\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 71.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 71.70 Td (The fair value amounts receivable were $13,216million and $26,706million under protection purchased and sold, respectively) Tj ET Q q 0 0 0 rg BT 460.25 71.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.10 Td (The fair value amounts payable were $28,404million and $12,294million under protection purchased and sold, respectively) Tj ET Q q 0 0 0 rg BT 452.26 62.10 Td (.) Tj ET Q endstream endobj 195 0 obj <> endobj 196 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (95) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (December) Tj ET Q q 0 0 0 rg BT 79.13 749.25 Td (31, 2013) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 693.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 665.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 609.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 553.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 469.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 441.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 441.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 441.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 441.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 441.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 716.75 m 411.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 716.75 m 466.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 716.75 m 521.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 716.75 m 576.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 693.75 m 356.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 693.75 m 411.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 693.75 m 466.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 693.75 m 521.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 693.75 m 576.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.75 m 356.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 609.75 m 356.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 623.75 m 411.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 623.75 m 466.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 623.75 m 521.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 623.75 m 576.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 609.75 m 411.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 609.75 m 466.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 609.75 m 521.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 609.75 m 576.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 567.75 m 356.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 553.75 m 356.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 567.75 m 411.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 567.75 m 466.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 567.75 m 521.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 567.75 m 576.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 553.75 m 411.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 553.75 m 466.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 553.75 m 521.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 553.75 m 576.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 511.75 m 356.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.75 m 356.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 511.75 m 411.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 511.75 m 466.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 511.75 m 521.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 511.75 m 576.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 497.75 m 411.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 497.75 m 466.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 497.75 m 521.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 497.75 m 576.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 441.75 m 356.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 427.75 m 356.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 441.75 m 411.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 427.75 m 411.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 441.75 m 466.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 427.75 m 466.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 441.75 m 521.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 427.75 m 521.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 441.75 m 576.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 427.75 m 576.5 427.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 721.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.70 721.20 Td (Fair values) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.70 721.20 Td (Notionals) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 698.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.30 698.20 Td (Receivable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 400.78 702.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.80 698.20 Td (Payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 450.30 702.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.55 707.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 482.88 707.20 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.55 698.20 Td (pur) Tj ET Q q 0 0 0 rg BT 487.39 698.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.55 707.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 537.88 707.20 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.70 698.20 Td (sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 684.20 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.21 Td (Banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 670.21 Td (24,992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 670.21 Td (23,455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 670.21 Td (739,646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 670.21 Td (727,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.21 Td (Broker-dealers) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 656.21 Td (8,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 656.21 Td (9,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 656.21 Td (254,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 656.21 Td (224,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 642.21 Td (Non-financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 642.21 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 642.21 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 642.21 Td (4,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 642.21 Td (2,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 628.21 Td (Insurance and other financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 628.21 Td (6,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 628.21 Td (7,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 628.21 Td (216,236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 628.21 Td (188,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 614.20 Td (Total by industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 614.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 614.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 614.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 614.21 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 600.20 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.21 Td (Credit default swaps and options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 586.21 Td (40,233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 586.21 Td (39,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 586.21 Td (1,201,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 586.21 Td (1,141,864) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.21 Td (Total return swaps and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 572.21 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 572.21 Td (1,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 572.21 Td (13,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 572.21 Td (1,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 558.20 Td (Total by instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 558.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 558.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 558.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 558.21 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 544.20 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 530.21 Td (Investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 530.21 Td (17,150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 530.21 Td (17,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 530.21 Td (812,918) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 530.21 Td (752,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.21 Td (Non-investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 516.21 Td (23,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 516.21 Td (24,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 516.21 Td (402,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 516.21 Td (390,723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.20 Td (Total by rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 502.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 502.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 502.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 502.21 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 488.20 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.21 Td (Within 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 474.21 Td (2,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 474.21 Td (3,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 474.21 Td (254,305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 474.21 Td (221,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.21 Td (From 1 to 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 460.21 Td (31,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 460.21 Td (32,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 460.21 Td (883,879) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 460.21 Td (853,391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.21 Td (After 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 446.21 Td (5,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 446.21 Td (5,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 446.21 Td (76,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 446.21 Td (68,410) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 432.20 Td (Total by maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 432.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 432.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 432.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 432.21 Td (1,143,363) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 410.65 Td (Note: Fair values shown in table above are prior to application of any netting agreements, cash collateral, and market or CV) Tj ET Q q 0 0 0 rg BT 431.28 410.65 Td (A.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 401.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 401.05 Td (The fair value amounts receivable were $13,744million and $26,673million under protection purchased and sold, respectively) Tj ET Q q 0 0 0 rg BT 460.25 401.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 391.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 391.45 Td (The fair value amounts payable were $28,723million and $12,636million under protection purchased and sold, respectively) Tj ET Q q 0 0 0 rg BT 452.26 391.45 Td (.) Tj ET Q endstream endobj 197 0 obj <> endobj 198 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (96) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (INCOME ) Tj ET Q q 0 0 0 rg BT 80.54 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 86.47 749.25 Td (AXES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Deferr) Tj ET Q q 0 0 0 rg BT 64.13 725.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 76.44 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 82.20 725.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 94.14 725.25 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 130.43 713.25 Td (As\) are recorded for the future tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (consequences of events that have been recognized in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (financial statements or tax returns, based upon enacted tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (laws and rates. DT) Tj ET Q q 0 0 0 rg BT 110.17 677.25 Td (As are recognized subject to managements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (judgment that realization is more likely than not. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (additional information, see Risk FactorsBusiness and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Operational Risks, Significant ) Tj ET Q q 0 0 0 rg BT 167.64 641.25 Td (Accounting Policies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Significant EstimatesIncome ) Tj ET Q q 0 0 0 rg BT 163.57 629.25 Td (T) Tj ET Q q 0 0 0 rg BT 168.98 629.25 Td (axes and Note 9 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 205.43 617.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 233.77 617.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Report on Form 10-K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.25 Td (At March 31, 2014, Citigroup had recorded net DT) Tj ET Q q 0 0 0 rg BT 257.59 593.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (approximately $51.7 billion, a decrease of $1.1 billion from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 119.40 569.25 Td (The sequential decrease in DT) Tj ET Q q 0 0 0 rg BT 240.21 569.25 Td (As was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (driven primarily by the generation of U.S. taxable earnings in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Citicorp, as the net loss in Citi Holdings during the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (quarter was lar) Tj ET Q q 0 0 0 rg BT 95.23 533.25 Td (gely of) Tj ET Q q 0 0 0 rg BT 123.10 533.25 Td (fset by the impact of the corporate tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (reforms enacted in two states, including New ) Tj ET Q q 0 0 0 rg BT 218.91 521.25 Td (Y) Tj ET Q q 0 0 0 rg BT 225.13 521.25 Td (ork, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (lowered mar) Tj ET Q q 0 0 0 rg BT 86.07 509.25 Td (ginal tax rates and resulted in a reduction in Citi) Tj ET Q q 0 0 0 rg BT 281.30 509.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (state DT) Tj ET Q q 0 0 0 rg BT 69.35 497.25 Td (As.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (Although realization is not assured, Citi believes that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (realization of its recognized net DT) Tj ET Q q 0 0 0 rg BT 177.08 473.25 Td (As at March 31, 2014 is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (more likely than not based on expectations as to future taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (income in the jurisdictions in which the DT) Tj ET Q q 0 0 0 rg BT 209.33 449.25 Td (As arise and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (available tax planning strategies \(as defined in ) Tj ET Q q 0 0 0 rg BT 223.44 437.25 Td (ASC 740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (Income T) Tj ET Q q 0 0 0 rg BT 72.57 425.25 Td (axes\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.17 425.25 Td (that would be implemented, if necessary) Tj ET Q q 0 0 0 rg BT 257.14 425.25 Td (, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (prevent a carry-forward from expiring. Realization of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (DT) Tj ET Q q 0 0 0 rg BT 48.53 401.25 Td (As will continue to be driven by Citi) Tj ET Q q 0 0 0 rg BT 197.68 401.25 Td (s ability to generate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (U.S. taxable earnings, including the level of losses within Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (Holdings, in the carry-forward period, as well as through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (actions that optimize Citi) Tj ET Q q 0 0 0 rg BT 139.59 365.25 Td (s U.S. taxable earnings and overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (changes to Citi) Tj ET Q q 0 0 0 rg BT 98.77 353.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.16 353.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 208.65 353.25 Td (ehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.45 353.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.25 Td (The following table summarizes Citi) Tj ET Q q 0 0 0 rg BT 203.41 341.25 Td (s net DT) Tj ET Q q 0 0 0 rg BT 237.05 341.25 Td (As balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (at March 31, 2014 and December 31, 2013: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 30.50 283.75 120.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 283.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 283.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 30.50 257.75 120.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 257.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 257.75 74.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 305.75 m 150.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 305.75 m 218.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 305.75 m 292.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 305.75 m 150.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 283.75 m 150.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 305.75 m 218.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 283.75 m 218.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 305.75 m 292.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 283.75 m 292.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 283.75 m 150.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 283.75 m 218.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 283.75 m 292.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 257.75 m 150.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 257.75 m 218.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 257.75 m 292.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 257.75 m 150.5 257.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 30.5 244.75 m 150.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 257.75 m 218.5 257.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 244.75 m 218.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 257.75 m 292.5 257.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 244.75 m 292.5 244.75 l s BT /F4 9.00 Tf ET q 0 0 0 rg BT 33.00 310.15 Td (Jurisdiction/Component) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.20 310.15 Td (DTAs balance) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 33.00 288.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 154.20 288.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 297.01 Td (December 31, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 288.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 33.00 275.15 Td (Total U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 275.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.25 275.15 Td (48.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 275.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.25 275.01 Td (49.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 33.00 262.15 Td (Total foreign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 262.15 Td (3.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.75 262.01 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 33.00 249.15 Td (T) Tj ET Q q 0 0 0 rg BT 38.18 249.15 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 54.92 253.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 249.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.25 249.15 Td (51.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 249.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.25 249.01 Td (52.8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 226.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 226.05 Td (Approximately $13.2 billion of the net DT) Tj ET Q q 0 0 0 rg BT 189.56 226.05 Td (As was not deducted in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 216.45 Td (calculating regulatory capital pursuant to full Basel III implementation ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 206.85 Td (standards as of March 31, 2014.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Effective ) Tj ET Q q 0 0 0 rg BT 364.07 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 369.83 749.25 Td (ax Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 737.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 355.76 737.25 Td (fective tax rate for the first quarter of 2014 was 34.2%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (compared to 28.5% in the first quarter of 2013. ) Tj ET Q q 0 0 0 rg BT 514.60 725.25 Td (The tax rate in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (the first quarter of 2014 included a tax char) Tj ET Q q 0 0 0 rg BT 497.09 713.25 Td (ge of $210 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (related to the corporate tax reforms in two states. Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (this tax char) Tj ET Q q 0 0 0 rg BT 372.69 689.25 Td (ge, Citi) Tj ET Q q 0 0 0 rg BT 404.91 689.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 418.89 689.25 Td (fective tax rate for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (2014 was 30.7%. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (Unr) Tj ET Q q 0 0 0 rg BT 341.04 653.25 Td (ecognized ) Tj ET Q q 0 0 0 rg BT 385.02 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 390.77 653.25 Td (ax Benefits Update) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (Citi expects to conclude its U.S. Internal Revenue Service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (audit for the 2009-201) Tj ET Q q 0 0 0 rg BT 413.33 629.25 Td (1 cycle within the next six months. ) Tj ET Q q 0 0 0 rg BT 555.35 629.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (gross uncertain tax positions at March 31, 2014 for the items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (that may be resolved are as much as $400 million. Because of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (the number and nature of the issues remaining to be resolved, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (the potential tax benefit to continuing operations could be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (anywhere in a range between $0 and $175 million, while the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (potential tax benefit to retained earnings could be anywhere in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.85 Td (a range between $0 and $220 million.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 474.79 542.85 Td ( ) Tj ET Q endstream endobj 199 0 obj <> endobj 200 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (97) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (DISCLOSURE CONTROLS ) Tj ET Q q 0 0 0 rg BT 186.71 747.90 Td (AND PROCEDURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 727.90 Td (s disclosure controls and procedures are designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (ensure that information required to be disclosed under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Securities Exchange ) Tj ET Q q 0 0 0 rg BT 119.31 703.90 Td (Act of 1934, as amended, is recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (processed, summarized and reported within the time periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (specified in the SEC) Tj ET Q q 0 0 0 rg BT 120.71 679.90 Td (s rules and forms, including without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (limitation that information required to be disclosed by Citi in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (its SEC filings is accumulated and communicated to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (management, including the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 224.65 643.90 Td (ficer \(CEO\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (and Chief Financial Of) Tj ET Q q 0 0 0 rg BT 127.74 631.90 Td (ficer \(CFO\) as appropriate to allow for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (timely decisions regarding required disclosure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 607.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 607.90 Td (s Disclosure Committee assists the CEO and CFO in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (their responsibilities to design, establish, maintain and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (evaluate the ef) Tj ET Q q 0 0 0 rg BT 94.12 583.90 Td (fectiveness of Citi) Tj ET Q q 0 0 0 rg BT 169.65 583.90 Td (s disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.90 Td (procedures. ) Tj ET Q q 0 0 0 rg BT 84.69 571.90 Td (The Disclosure Committee is responsible for) Tj ET Q q 0 0 0 rg BT 263.42 571.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (among other things, the oversight, maintenance and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (implementation of the disclosure controls and procedures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (subject to the supervision and oversight of the CEO and CFO.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 523.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 523.90 Td (s management, with the participation of its CEO and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.90 Td (CFO, has evaluated the ef) Tj ET Q q 0 0 0 rg BT 139.40 511.90 Td (fectiveness of Citigroup) Tj ET Q q 0 0 0 rg BT 238.27 511.90 Td (s disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.90 Td (controls and procedures \(as defined in Rule13a-15\(e\) under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.90 Td (the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 134.02 487.90 Td (Act of 1934\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.28 487.90 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.88 487.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td (and, based on that evaluation, the CEO and CFO have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.90 Td (concluded that at that date Citigroup) Tj ET Q q 0 0 0 rg BT 184.57 463.90 Td (s disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.90 Td (procedures were ef) Tj ET Q q 0 0 0 rg BT 111.88 451.90 Td (fective.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 425.50 Td (DISCLOSURE PURSUANT) Tj ET Q q 0 0 0 rg BT 182.14 425.50 Td ( ) Tj ET Q q 0 0 0 rg BT 184.93 425.50 Td (T) Tj ET Q q 0 0 0 rg BT 192.71 425.50 Td (O SECTION 219 ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 411.10 Td (OF) Tj ET Q q 0 0 0 rg BT 52.22 411.10 Td ( ) Tj ET Q q 0 0 0 rg BT 55.00 411.10 Td (THE IRAN ) Tj ET Q q 0 0 0 rg BT 116.79 411.10 Td (THREA) Tj ET Q q 0 0 0 rg BT 158.58 411.10 Td (T) Tj ET Q q 0 0 0 rg BT 166.37 411.10 Td ( REDUCTION ) Tj ET Q q 0 0 0 rg BT 245.04 411.10 Td (AND ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 396.70 Td (SYRIA) Tj ET Q q 0 0 0 rg BT 72.68 396.70 Td ( HUMAN RIGHTS ) Tj ET Q q 0 0 0 rg BT 174.36 396.70 Td (ACT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 376.30 Td (Pursuant to Section 219 of the Iran ) Tj ET Q q 0 0 0 rg BT 177.74 376.30 Td (Threat Reduction and Syria ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 364.30 Td (Human Rights ) Tj ET Q q 0 0 0 rg BT 96.00 364.30 Td (Act of 2012, which added Section 13\(r\) to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 352.30 Td (Securities Exchange ) Tj ET Q q 0 0 0 rg BT 119.31 352.30 Td (Act of 1934, as amended, Citi is required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 340.30 Td (to disclose in its annual or quarterly reports, as applicable, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.30 Td (whether it or any of its af) Tj ET Q q 0 0 0 rg BT 136.90 328.30 Td (filiates knowingly engaged in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 316.30 Td (activities, transactions or dealings relating to Iran or with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 304.30 Td (individuals or entities that are subject to sanctions under U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.30 Td (law) Tj ET Q q 0 0 0 rg BT 49.79 292.30 Td (. Disclosure is generally required even where the activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.30 Td (transactions or dealings were conducted in compliance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.30 Td (applicable law) Tj ET Q q 0 0 0 rg BT 93.38 268.30 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.30 Td (Citibank, N.A. has one credit card account for the Iranian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.30 Td (Mission to the United Nations located in the United States. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.30 Td (This is a commercial account used primarily for the purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.30 Td (of gasoline. ) Tj ET Q q 0 0 0 rg BT 87.47 220.30 Td (The provision of certain services in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 208.30 Td (States to the diplomatic mission of the Government of Iran is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.30 Td (authorized by an OF) Tj ET Q q 0 0 0 rg BT 117.18 196.30 Td (AC General License; however) Tj ET Q q 0 0 0 rg BT 238.12 196.30 Td (, in October ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.30 Td (2012, certain additional requirements were published. ) Tj ET Q q 0 0 0 rg BT 256.03 184.30 Td (W) Tj ET Q q 0 0 0 rg BT 265.07 184.30 Td (ith ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.30 Td (regard to these requirements, Citi has applied to OF) Tj ET Q q 0 0 0 rg BT 242.15 172.30 Td (AC for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.30 Td (specific license for this account. During the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.30 Td (2014, the aggregate value of the transactions for this account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.30 Td (was approximately $3,600.00. ) Tj ET Q q 0 0 0 rg BT 161.63 136.30 Td (The transactions did not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.30 Td (generate any revenue or net profit for Citi.) Tj ET Q endstream endobj 201 0 obj <> endobj 202 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (98) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (FOR) Tj ET Q q 0 0 0 rg BT 60.91 747.90 Td (W) Tj ET Q q 0 0 0 rg BT 71.58 747.90 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 177.04 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 184.81 747.90 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (Certain statements in this Form 10-Q, including but not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (limited to statements included within the Management) Tj ET Q q 0 0 0 rg BT 256.51 711.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (Discussion and ) Tj ET Q q 0 0 0 rg BT 98.78 699.90 Td (Analysis of Financial Condition and Results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (Operations, are forward-looking statements within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (meaning of the U.S. Private Securities Litigation Reform ) Tj ET Q q 0 0 0 rg BT 265.96 675.90 Td (Act ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (of 1995. In addition, Citigroup also may make forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (looking statements in its other documents filed or furnished ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (with the SEC, and its management may make forward-looking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (statements orally to analysts, investors, representatives of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 615.90 Td (media and others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 603.90 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 603.90 Td (, forward-looking statements are not based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (historical facts but instead represent Citigroup) Tj ET Q q 0 0 0 rg BT 223.45 591.90 Td (s and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (management) Tj ET Q q 0 0 0 rg BT 89.87 579.90 Td (s beliefs regarding future events. Such statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 567.90 Td (may be identified by words such as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 179.58 567.90 Td (believe, expect, anticipate, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 555.90 Td (intend, estimate, may incr) Tj ET Q q 0 0 0 rg BT 139.22 555.90 Td (ease, may fluctuate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.14 555.90 Td (, and similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 543.90 Td (expressions, or future or conditional verbs such as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.01 543.90 Td (will, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 531.90 Td (should, would) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.12 531.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.56 531.90 Td (could) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.77 531.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 519.90 Td (Such statements are based on management) Tj ET Q q 0 0 0 rg BT 227.55 519.90 Td (s current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (expectations and are subject to risks, uncertainties and changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.90 Td (in circumstances. ) Tj ET Q q 0 0 0 rg BT 107.37 495.90 Td (Actual results and capital and other financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (conditions may dif) Tj ET Q q 0 0 0 rg BT 110.81 483.90 Td (fer materially from those included in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (statements due to a variety of factors, including without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (limitation the precautionary statements included throughout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.90 Td (this Form 10-Q, the factors listed and described under Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (Factors in Citi) Tj ET Q q 0 0 0 rg BT 100.44 435.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 128.78 435.90 Td (Annual Report on Form 10-K and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (risks and uncertainties summarized below:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 411.90 Td (ongoing regulatory changes and uncertainties faced by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 399.90 Td (Citi in the U.S. and non-U.S. jurisdictions in which it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 387.90 Td (operates, including in Mexico and Korea, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 375.90 Td (potential impact these changes and uncertainties could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 363.90 Td (have on Citi) Tj ET Q q 0 0 0 rg BT 105.66 363.90 Td (s business planning, compliance risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 351.90 Td (costs and overall results of operations; 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 339.75 m 576.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.75 m 446.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.75 m 446.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 339.75 m 511.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 326.75 m 511.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 339.75 m 576.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 326.75 m 576.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 300.75 m 511.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 300.75 m 576.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.75 m 446.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.75 m 446.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 300.75 m 511.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 287.75 m 511.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 300.75 m 576.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 287.75 m 576.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 235.75 m 511.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 235.75 m 576.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.75 m 446.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.75 m 446.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 235.75 m 511.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 222.75 m 511.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 235.75 m 576.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 222.75 m 576.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 196.75 m 511.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 196.75 m 576.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 196.75 m 446.5 196.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 183.75 m 446.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 196.75 m 511.5 196.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 183.75 m 511.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 196.75 m 576.5 196.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 183.75 m 576.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 144.75 m 511.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 144.75 m 576.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 144.75 m 446.5 144.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 131.75 m 446.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 144.75 m 511.5 144.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 131.75 m 511.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 144.75 m 576.5 144.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 131.75 m 576.5 131.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.75 m 446.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 118.75 m 511.5 118.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 118.75 m 576.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 79.75 m 511.5 79.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 79.75 m 576.5 79.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 79.75 m 446.5 79.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 66.75 m 446.5 66.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 79.75 m 511.5 79.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 66.75 m 511.5 66.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 79.75 m 576.5 79.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 66.75 m 576.5 66.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 53.75 m 446.5 53.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 53.75 m 511.5 53.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 53.75 m 576.5 53.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 705.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 706.15 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 694.70 Td (In millions of dollars, except per share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 694.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 694.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 682.15 Td (Revenues ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 77.75 686.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 669.01 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 669.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 669.15 Td (15,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 669.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 669.01 Td (15,960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.01 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 656.15 Td (3,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 656.01 Td (4,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.15 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 643.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 643.15 Td (11,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 643.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 643.01 Td (11,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.01 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 630.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 630.15 Td (3,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 630.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 630.01 Td (3,435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.01 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 617.15 Td (2,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 617.01 Td (2,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 604.01 Td (Administration and other fiduciary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 604.15 Td (1,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 604.01 Td (1,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.01 Td (Realized gains on sales of investments, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 591.15 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 591.01 Td (450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 578.01 Td (Other-than-temporary impairment losses on investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 565.01 Td (Gross impairment losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 135.74 569.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 565.15 Td (\(201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 565.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 565.01 Td (\(272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 565.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 552.01 Td (Less: Impairments recognized in AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 552.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 552.01 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.01 Td (Net impairment losses recognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 539.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 539.15 Td (\(201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 539.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 539.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 539.01 Td (\(261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 539.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.01 Td (Insurance premiums) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 526.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 526.15 Td (595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 526.01 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.01 Td (Other revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.22 517.09 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 513.15 Td (812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 513.01 Td (832) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 500.15 Td (Total non-interest revenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 500.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 500.15 Td (8,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 500.01 Td (8,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.15 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 487.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 487.15 Td (20,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 487.01 Td (20,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 474.15 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 461.01 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 461.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 461.15 Td (1,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 461.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 461.01 Td (2,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.01 Td (Policyholder benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 448.15 Td (208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 448.01 Td (231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 435.01 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 435.15 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 435.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 435.01 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 422.15 Td (Total provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 422.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 422.15 Td (1,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 422.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 422.01 Td (2,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 409.15 Td (Operating expenses ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.50 413.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 396.01 Td (Compensation and benefits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 396.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 396.15 Td (6,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 396.01 Td (6,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.01 Td (Premises and equipment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 383.15 Td (805) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 383.01 Td (844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.01 Td (Technology/communication) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 370.15 Td (1,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 370.01 Td (1,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.01 Td (Advertising and marketing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 357.15 Td (458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 357.01 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.01 Td (Other operating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 344.15 Td (3,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 344.01 Td (3,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.15 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 331.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 331.15 Td (12,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 331.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 331.01 Td (12,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 318.15 Td (Income from continuing operations before income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 318.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 318.15 Td (6,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 318.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 318.01 Td (5,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.01 Td (Provision for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 305.15 Td (2,050) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 305.01 Td (1,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 292.15 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 292.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 292.15 Td (3,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 292.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 292.01 Td (3,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 279.15 Td (Discontinued operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 266.01 Td (Income \(loss\) from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 266.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 266.15 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 266.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 266.01 Td (\(103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 266.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 253.01 Td (Gain on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 253.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 253.01 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 240.01 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 240.15 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 240.01 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 240.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 227.15 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 227.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 227.15 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 227.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 227.01 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 227.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 214.15 Td (Net income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 214.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 214.15 Td (3,988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 214.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 214.01 Td (3,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 201.01 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 201.15 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 201.01 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 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rg BT 449.00 556.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 556.15 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 556.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 556.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 556.01 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 556.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 543.01 Td (Net change in foreign currency translation adjustment, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 543.15 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 543.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 543.01 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 543.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 530.15 Td (Total other comprehensive income \(loss\) attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 530.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 530.15 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 530.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 530.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 530.01 Td (\(51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 530.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 517.15 Td (Total comprehensive income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 517.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 517.15 Td (3,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 517.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 517.01 Td (3,684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.01 Td (Total comprehensive income \(loss\) attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 504.15 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 504.01 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 490.20 Td (Citigroups comprehensive income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 490.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 490.20 Td (3,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 490.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 490.21 Td (3,645) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 470.65 Td (\(1\)Primarily reflects adjustments based on the year) Tj ET Q q 0 0 0 rg BT 206.90 470.65 Td (-end actuarial valuations of the Company) Tj ET Q q 0 0 0 rg BT 341.30 470.65 Td (s pension and postretirement plans and amortization of amounts ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 461.05 Td (previously recognized in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.09 461.05 Td (Other compr) Tj ET Q q 0 0 0 rg BT 175.89 461.05 Td (ehensive income) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.54 461.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.05 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 213 0 obj <> endobj 214 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (104) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED BALANCE SHEET) Tj ET Q q 0 0 0 rg BT 203.45 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 749.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 448.50 749.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 472.03 749.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 682.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 682.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 682.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 654.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 654.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 617.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 617.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 617.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 562.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 562.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 525.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 525.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 488.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 488.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 488.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 460.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 460.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 460.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 432.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 432.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 395.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 395.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 395.75 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 696.75 m 424.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 696.75 m 500.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 696.75 m 576.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.75 m 424.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 502.75 m 500.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 502.75 m 576.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 502.75 m 500.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 502.75 m 576.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 474.75 m 424.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 474.75 m 500.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 474.75 m 576.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 474.75 m 500.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 474.75 m 576.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 424.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 381.75 m 424.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 395.75 m 500.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 381.75 m 500.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 381.75 m 576.5 381.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 727.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.30 729.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 715.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 715.21 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 701.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 701.20 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 701.21 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 687.43 Td (Assets) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 497.00 685.51 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 573.00 685.51 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 673.21 Td (Cash and due from banks \(including segregated cash and other deposits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 673.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 673.20 Td (33,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 673.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 673.21 Td (29,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.21 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 659.20 Td (171,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 659.21 Td (169,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.21 Td (Federal funds sold and securities borrowed or purchased under agreements to resell \(including $139,823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 636.21 Td (and $141,481 as of March31, 2014 and December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 636.20 Td (263,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 636.21 Td (257,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 622.21 Td (Brokerage receivables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 622.20 Td (32,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 622.21 Td (25,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 608.21 Td (Trading account assets \(including $106,811 and $106,695 pledged to creditors at March31, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 599.21 Td (December31, 2013, respectively\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 599.20 Td (278,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 599.21 Td (285,928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.21 Td (Investments \(including $25,052 and $26,989 pledged to creditors at March31, 2014 and December31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 576.21 Td (2013, respectively, and $295,396 and $291,216 as of March31, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 567.21 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 567.20 Td (312,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 567.21 Td (308,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.21 Td (Loans:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 553.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 553.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 539.21 Td (Consumer \(including $933 and $957 as of March31, 2014 and December31, 2013, respectively, at fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 530.21 Td (value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 530.20 Td (384,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 530.21 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 516.21 Td (Corporate \(including $4,796 and $4,072 as of March31, 2014 and December31, 2013, respectively, at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 507.21 Td (fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 507.20 Td (279,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 507.21 Td (271,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 493.21 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 493.20 Td (664,221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 493.21 Td (665,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 479.21 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 479.20 Td (\(18,923) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 479.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 479.21 Td (\(19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 479.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 465.21 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 465.20 Td (645,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 465.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 465.21 Td (645,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.21 Td (Goodwill) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 451.20 Td (25,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 451.21 Td (25,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.21 Td (Intangible assets \(other than MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 437.20 Td (4,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 437.21 Td (5,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 423.21 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 423.20 Td (2,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 423.21 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.21 Td (Other assets \(including $6,412 and $7,123 as of March31, 2014 and December31, 2013, respectively, at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 400.21 Td (fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 400.20 Td (125,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 400.21 Td (125,266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 386.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 386.20 Td (1,894,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 386.21 Td (1,880,382) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.25 Td (The following table presents certain assets of consolidated variable interest entities \(VIEs\), which are included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (Consolidated Balance Sheet above. ) Tj ET Q q 0 0 0 rg BT 179.39 346.25 Td (The assets in the table below include only those assets that can be used to settle obligations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 88.86 334.25 Td (VIEs on the following page and are in excess of those obligations. ) Tj ET Q q 0 0 0 rg BT 355.75 334.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 405.65 334.25 Td (, the assets in the table below include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (third-party assets of consolidated ) Tj ET Q q 0 0 0 rg BT 170.79 322.25 Td (VIEs only and exclude intercompany balances that eliminate in consolidation.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 255.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 255.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 227.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 227.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 227.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 199.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 199.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 199.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 153.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 153.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 153.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 125.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 125.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 125.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 97.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 97.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 97.75 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.75 m 424.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 269.75 m 500.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 269.75 m 576.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 153.75 m 424.5 153.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 153.75 m 500.5 153.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 153.75 m 576.5 153.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 153.75 m 500.5 153.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 153.75 m 576.5 153.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 125.75 m 424.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 125.75 m 500.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 125.75 m 576.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 125.75 m 500.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 125.75 m 576.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 97.75 m 500.5 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 97.75 m 576.5 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 97.75 m 424.5 97.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 83.75 m 424.5 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 97.75 m 500.5 97.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 83.75 m 500.5 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 97.75 m 576.5 97.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 83.75 m 576.5 83.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 300.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.30 302.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 288.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 288.21 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 274.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 274.20 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 274.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.20 Td (Assets of consolidated VIEs to be used to settle obligations of consolidated VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 260.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 260.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 246.21 Td (Cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 246.20 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 246.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 246.21 Td (362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 232.21 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 232.20 Td (889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 232.21 Td (977) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 218.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 218.20 Td (11,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 218.21 Td (10,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 204.21 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 204.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 204.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 190.21 Td (Consumer \(including $887 and $910 as of March31, 2014 and December31, 2013, respectively, at fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 181.21 Td (value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 181.20 Td (63,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 181.21 Td (63,493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 167.21 Td (Corporate \(including $8 and $14 as of March31, 2014 and December31, 2013, respectively, at fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 158.21 Td (value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 158.20 Td (32,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 158.21 Td (31,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 144.21 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 144.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 144.20 Td (95,665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 144.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 144.21 Td (95,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 130.21 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 130.20 Td (\(3,397) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 130.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 130.21 Td (\(3,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 130.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 116.21 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 116.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 116.20 Td (92,268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 116.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 116.21 Td (91,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 102.21 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 102.20 Td (871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 102.21 Td (1,234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 88.20 Td (Total assets of consolidated VIEs to be used to settle obligations of consolidated VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 88.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 88.20 Td (105,861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 88.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 88.21 Td (105,433) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.15 64.25 Td (Statement continues on the next page.) Tj ET Q endstream endobj 215 0 obj <> endobj 216 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (105) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED BALANCE SHEET) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.63 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 432.00 749.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 449.50 749.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.03 749.25 Td (oup Inc. and Subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 36.00 738.45 Td (\(Continued\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 674.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 674.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 674.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 638.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 638.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 638.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 602.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 602.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 567.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 567.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 567.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 543.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 543.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 495.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 495.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 459.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 459.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 424.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 424.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 424.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 389.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 389.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 389.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 365.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 365.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 341.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 341.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 317.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 317.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 317.95 76.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 687.95 m 424.5 687.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 687.95 m 500.5 687.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 687.95 m 576.5 687.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.95 m 424.5 602.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 602.95 m 500.5 602.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 602.95 m 576.5 602.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 602.95 m 500.5 602.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 602.95 m 576.5 602.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.95 m 424.5 471.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 471.95 m 500.5 471.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 471.95 m 576.5 471.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 459.95 m 424.5 459.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 459.95 m 500.5 459.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 459.95 m 576.5 459.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 353.95 m 424.5 353.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 353.95 m 500.5 353.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 353.95 m 576.5 353.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.95 m 424.5 329.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 317.95 m 424.5 317.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 329.95 m 500.5 329.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 317.95 m 500.5 317.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 329.95 m 576.5 329.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 317.95 m 576.5 317.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 305.95 m 424.5 305.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 305.95 m 500.5 305.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 305.95 m 576.5 305.95 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 718.67 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.30 719.35 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 706.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 706.41 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 692.20 Td (Inmillionsofdollars,exceptsharesandpershareamounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 692.40 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 692.41 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 679.35 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 679.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 679.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.21 Td (Non-interest-bearing deposits in U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 666.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 666.35 Td (135,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 666.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 666.21 Td (128,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.41 Td (Interest-bearing deposits in U.S. offices \(including $1,038 and $988 as of March31, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 643.41 Td (December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 643.40 Td (280,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 643.41 Td (284,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.21 Td (Non-interest-bearing deposits in offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 630.35 Td (69,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 630.21 Td (69,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.41 Td (Interest-bearing deposits in offices outside the U.S. \(including $730 and $689 as of March31, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 607.41 Td (December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 607.40 Td (480,819) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 607.41 Td (486,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.21 Td (Total deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 594.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 594.35 Td (966,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 594.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 594.21 Td (968,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 581.41 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase \(including $40,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 572.41 Td (and $51,545 as of March31, 2014 and December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 572.40 Td (190,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 572.41 Td (203,512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.21 Td (Brokerage payables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 559.35 Td (59,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 559.21 Td (53,707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 547.21 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 547.35 Td (124,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 547.21 Td (108,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 533.41 Td (Short-term borrowings \(including $4,099 and $3,692 as of March31, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 524.41 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 524.40 Td (58,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 524.41 Td (58,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.41 Td (Long-term debt \(including $27,854 and $26,877 as of March31, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 500.41 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 500.40 Td (222,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 500.41 Td (221,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 485.41 Td (Other liabilities \(including $2,295 and $2,011 as of March31, 2014 and December31, 2013, respectively,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 476.41 Td (at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 476.40 Td (62,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 476.41 Td (59,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.35 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 463.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 463.35 Td (1,684,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 463.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 463.21 Td (1,674,249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 451.35 Td (Stockholders equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.26 Td (Preferred stock \($1.00 par value; authorized shares: 30 million\), issued shares: ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.67 438.26 Td (288,720 as of Mar) Tj ET Q q 0 0 0 rg BT 392.00 438.26 Td (ch31, ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 429.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 429.40 Td ( and 269,520 as of December31, 2013, at aggregate liquidation value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 429.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 429.40 Td (7,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 429.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 429.41 Td (6,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 415.26 Td (Common stock \($0.01 par value; authorized shares: 6 billion\), issued shares:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.44 415.26 Td ( 3,082,027,673 as of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 406.40 Td (Mar) Tj ET Q q 0 0 0 rg BT 64.83 406.40 Td (ch31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.58 406.40 Td ( and 3,062,098,976 as of December31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 406.40 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 406.41 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 393.21 Td (Additional paid-in capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 393.35 Td (107,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 393.21 Td (107,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.21 Td (Retained earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 381.35 Td (115,091) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 381.21 Td (111,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 369.21 Td (reasury stock, at cost: ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.41 369.21 Td (Mar) Tj ET Q q 0 0 0 rg BT 141.23 369.21 Td (ch31, 201444,242,665 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.73 369.21 Td (shares and December31, 201332,856,062 shares) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 369.35 Td (\(2,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 369.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 369.21 Td (\(1,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 369.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.21 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 357.35 Td (\(19,146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 357.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 357.21 Td (\(19,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 357.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.35 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 345.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 345.35 Td (208,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 345.21 Td (204,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 333.35 Td (1,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 333.21 Td (1,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 321.35 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 321.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 321.35 Td (210,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 321.21 Td (206,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 309.35 Td (Total liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 309.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 309.35 Td (1,894,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 309.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 309.21 Td (1,880,382) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 282.45 Td (The following table presents certain liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 303.75 282.45 Td (VIEs, which are included in the Consolidated Balance Sheet above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.45 Td (The liabilities in the table below include third-party liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 348.24 270.45 Td (VIEs only and exclude intercompany balances that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.45 Td (eliminate in consolidation. ) Tj ET Q q 0 0 0 rg BT 144.69 258.45 Td (The liabilities also exclude amounts where creditors or beneficial interest holders have recourse to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.45 Td (general credit of Citigroup.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 172.95 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 172.95 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 172.95 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 135.95 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 135.95 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 135.95 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 195.95000000000005 m 424.5 195.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 195.95000000000005 m 500.5 195.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 195.95000000000005 m 576.5 195.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 121.95000000000005 m 500.5 121.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 121.95000000000005 m 576.5 121.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 121.95000000000005 m 424.5 121.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 98.95000000000005 m 424.5 98.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 121.95000000000005 m 500.5 121.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 98.95000000000005 m 500.5 98.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 121.95000000000005 m 576.5 121.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 98.95000000000005 m 576.5 98.95000000000005 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 226.67 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.30 227.35 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 214.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 214.41 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 200.20 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 200.40 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 200.41 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 186.40 Td (Liabilities of consolidated VIEs for which creditors or beneficial interest holders do not have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 177.40 Td (recourse to the general credit of Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 177.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 177.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 163.41 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 163.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 163.40 Td (18,529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 163.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 163.41 Td (21,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 149.41 Td (Long-term debt \(including $882 and $909 as of March31, 2014 and December31, 2013, respectively, at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 140.41 Td (fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 140.40 Td (38,131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 140.41 Td (34,743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 126.41 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 126.40 Td (1,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 126.41 Td (999) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 112.40 Td (Total liabilities of consolidated VIEs for which creditors or beneficial interest holders do not have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 103.40 Td (recourse to the general credit of Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 103.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 103.40 Td (57,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 103.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 103.41 Td (57,535) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 79.45 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 217 0 obj <> endobj 218 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (106) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 130.38 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 136.85 749.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 180.01 749.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 196.03 749.25 Td ( CHANGES IN ST) Tj ET Q q 0 0 0 rg BT 276.15 749.25 Td (OCKHOLDERS) Tj ET Q q 0 0 0 rg BT 350.41 749.25 Td ( EQUITY) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (\(Unaudited\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.00 737.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.53 737.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 698.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 698.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 698.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 670.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 670.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 670.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 642.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 642.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 614.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 614.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 614.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 586.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 586.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 586.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 558.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 558.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 530.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 530.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 502.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 502.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 502.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 474.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 474.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 446.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 446.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 446.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 418.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 418.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 418.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 390.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 390.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 390.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.75 396.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 362.75 72.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 362.75 72.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 325.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 325.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 297.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 297.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 297.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 269.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 269.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 241.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 241.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 241.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 213.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 213.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 213.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 185.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 185.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 185.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 157.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 157.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 157.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 712.75 m 504.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 712.75 m 576.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 698.75 m 432.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 698.75 m 504.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 698.75 m 576.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 656.75 m 432.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 642.75 m 432.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 656.75 m 504.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 642.75 m 504.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 656.75 m 576.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 642.75 m 576.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 572.75 m 504.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 572.75 m 576.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.75 m 432.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.75 m 432.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 572.75 m 504.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 558.75 m 504.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 572.75 m 576.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 558.75 m 576.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 474.75 m 504.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 474.75 m 576.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 474.75 m 432.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 460.75 m 432.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 474.75 m 504.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 460.75 m 504.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 474.75 m 576.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 460.75 m 576.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.75 m 432.5 404.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.75 m 432.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 404.75 m 504.5 404.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 390.75 m 504.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 390.75 m 576.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 339.75 m 504.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 339.75 m 576.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.75 m 432.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 339.75 m 504.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 325.75 m 504.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 339.75 m 576.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 325.75 m 576.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 325.75 m 432.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 311.75 m 504.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 325.75 m 576.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 311.75 m 576.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 311.75 m 432.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 297.75 m 432.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 297.75 m 504.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 297.75 m 576.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 185.75 m 504.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 185.75 m 576.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 185.75 m 432.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 185.75 m 504.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 171.75 m 504.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 185.75 m 576.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 171.75 m 576.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 171.75 m 432.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 157.75 m 504.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 157.75 m 576.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 157.75 m 432.5 157.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 143.75 m 432.5 143.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 157.75 m 504.5 157.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 143.75 m 504.5 143.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 157.75 m 576.5 157.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 143.75 m 576.5 143.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 715.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 717.20 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 703.00 Td (Inmillionsofdollars,exceptsharesinthousands) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 703.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 703.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 689.20 Td (Preferred stock at aggregate liquidation value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 689.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 689.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.21 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 675.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 675.20 Td (6,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 675.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 675.21 Td (2,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.21 Td (Issuance of new preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 661.20 Td (480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 661.21 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.21 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 647.20 Td (7,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 647.21 Td (3,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 633.20 Td (Common stock and additional paid-in capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 633.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 633.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.21 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 619.20 Td (107,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 619.21 Td (106,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 605.21 Td (Employee benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 605.20 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 605.21 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.21 Td (Preferred stock issuance expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 591.20 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 591.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 591.21 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 591.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 577.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 577.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 577.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.21 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 563.20 Td (107,536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 563.21 Td (106,692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.20 Td (Retained earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 549.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 549.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 535.21 Td (Adjusted balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 535.20 Td (111,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 535.21 Td (97,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.21 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 521.20 Td (3,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 521.21 Td (3,808) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.21 Td (Common dividends) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 109.75 511.29 Td ( \(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 507.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 507.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 507.21 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 507.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 493.21 Td (Preferred dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 493.20 Td (\(124) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 493.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 493.21 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 493.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 479.21 Td (Tax benefit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 479.20 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 479.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 465.21 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 465.20 Td (115,091) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 465.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 465.21 Td (101,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 451.20 Td (Treasury stock, at cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.21 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 437.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 437.20 Td (\(1,658) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 437.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 437.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 437.21 Td (\(847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 437.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 423.21 Td (Issuance of shares pursuant to employee benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 423.20 Td (\(215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 423.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 423.21 Td (\(144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 409.21 Td (reasury stock acquired) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 125.15 413.29 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 409.20 Td (\(364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 409.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.21 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 395.20 Td (\(2,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 395.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 395.21 Td (\(991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 395.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 381.20 Td (Citigroups accumulated other comprehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 381.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 381.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.21 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 367.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 367.20 Td (\(19,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 367.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 367.21 Td (\(16,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 367.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td (Net change in Citigroup) Tj ET Q q 0 0 0 rg BT 128.23 353.21 Td (s ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 133.98 353.21 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 227.13 353.21 Td (ehensive income ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 344.20 Td ( \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 344.20 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 344.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 344.21 Td (\(163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 344.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.21 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 330.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 330.20 Td (\(19,146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 330.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 330.21 Td (\(17,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 330.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 316.20 Td (Total Citigroup common stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 316.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 316.20 Td (201,244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 316.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 316.21 Td (190,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 302.20 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 302.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 302.20 Td (208,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 302.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 302.21 Td (193,359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 288.20 Td (Noncontrolling interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 288.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 288.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.21 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 274.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 274.20 Td (1,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 274.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 274.21 Td (1,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 260.21 Td (Transactions between noncontrolling-interest shareholders and the related consolidated subsidiary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 260.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 260.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 260.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 246.21 Td (Transactions between Citigroup and the noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 246.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 246.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 246.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 232.21 Td (Net income attributable to noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 232.20 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 232.21 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 218.21 Td (Dividends paid to noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 218.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 218.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 218.21 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 218.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 204.21 Td (Net change in ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 97.23 204.21 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 190.37 204.21 Td (ehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 204.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 204.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 204.21 Td (\(51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 204.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 190.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 190.20 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 190.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 190.21 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 190.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 176.20 Td (Net change in noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 176.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 176.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 176.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 176.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 176.21 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 162.20 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 162.20 Td (1,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 162.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 162.21 Td (1,980) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 148.20 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 148.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 148.20 Td (210,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 148.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 148.21 Td (195,339) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 125.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 125.05 Td (Common dividends declared were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.52 125.05 Td ($0.01) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.52 125.05 Td ( per share in the first quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.82 125.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.82 125.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.37 125.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 332.37 125.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 115.45 Td (For the three months ended March 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 178.41 115.45 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 194.41 115.45 Td (, primarily consists of open market purchases under Citi) Tj ET Q q 0 0 0 rg BT 375.93 115.45 Td (s Board of Directors-approved common stock repurchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.85 Td (program. For the three months ended March 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.52 105.85 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.52 105.85 Td ( and 2013 also include treasury stock related to \(i\) certain activity on employee stock option program ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.25 Td (exercises where the employee delivers existing shares to cover the option exercise, or \(ii\) under Citi) Tj ET Q q 0 0 0 rg BT 375.67 96.25 Td (s employee restricted or deferred stock programs where shares ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.65 Td (are withheld to satisfy tax requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 66.65 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 219 0 obj <> endobj 220 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (107) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 130.38 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 136.85 749.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 180.01 749.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 196.03 749.25 Td ( CASH FLOWS \(Unaudited\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.25 737.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.78 737.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 699.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 699.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 671.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 671.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 643.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 643.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 615.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 615.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 587.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 587.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 559.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 559.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 531.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 531.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 503.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 503.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 503.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 475.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 475.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 447.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 447.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 447.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 419.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 419.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 419.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 391.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 391.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 391.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 363.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 363.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 363.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 335.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 335.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 335.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 307.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 307.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 307.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 279.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 279.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 279.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 251.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 251.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 251.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 223.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 223.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 223.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 195.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 195.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 195.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 167.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 167.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 167.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 139.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 139.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 139.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 111.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 111.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 111.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 83.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 83.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 83.75 58.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 713.75 m 518.5 713.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 713.75 m 576.5 713.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 459.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 699.75 m 518.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 699.75 m 576.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 657.75 m 459.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 657.75 m 518.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 657.75 m 576.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 657.75 m 518.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 657.75 m 576.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 459.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 615.75 m 518.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 615.75 m 576.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 615.75 m 518.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 615.75 m 576.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 405.75 m 518.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 405.75 m 576.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 405.75 m 459.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 405.75 m 518.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 391.75 m 518.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 405.75 m 576.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 391.75 m 576.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.75 m 459.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 377.75 m 459.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 377.75 m 518.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 377.75 m 576.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 251.75 m 518.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 251.75 m 576.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 251.75 m 459.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 237.75 m 459.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 251.75 m 518.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 237.75 m 518.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 251.75 m 576.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 237.75 m 576.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 111.75 m 518.5 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 111.75 m 576.5 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 111.75 m 459.5 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 111.75 m 518.5 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 97.75 m 518.5 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 111.75 m 576.5 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 97.75 m 576.5 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 97.75 m 459.5 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 83.75 m 459.5 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 83.75 m 518.5 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 83.75 m 576.5 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 55.75 m 459.5 55.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 55.75 m 518.5 55.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 55.75 m 576.5 55.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 55.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 55.25 m BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 716.47 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 462.60 717.98 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 704.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 704.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 690.20 Td (Cash flows from operating activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 676.20 Td (Net income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 676.20 Td (3,988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 676.21 Td (3,898) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 662.20 Td (Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 662.20 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 662.21 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 648.20 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 648.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 648.20 Td (3,943) Tj ET Q BT /F1 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9.00 Tf ET q 0 0 0 rg BT 494.75 396.20 Td (5,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 396.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 396.21 Td (21,180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 382.20 Td (Net cash provided by operating activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 382.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 382.20 Td (9,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 382.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 382.21 Td (25,021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 368.20 Td (Cash flows from investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 354.21 Td (Change in deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 354.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 354.20 Td (\(2,015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 354.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 354.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 354.21 Td (\(41,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 354.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 340.21 Td (Change in loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 340.20 Td (163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 340.21 Td (1,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 326.21 Td (Proceeds from sales and securitizations of loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 326.20 Td (651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 326.21 Td (2,351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 312.21 Td (Purchases of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 312.20 Td (\(57,602) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 312.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 312.21 Td (\(57,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 312.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 298.21 Td (Proceeds from sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 298.20 Td (33,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 298.21 Td (41,288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 284.21 Td (Proceeds from maturities of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 284.20 Td (21,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 284.21 Td (25,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 270.21 Td (Capital expenditures on premises and equipment and capitalized software) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 270.20 Td (\(868) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 270.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 270.21 Td (\(734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 270.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 256.21 Td (Proceeds from sales of premises and equipment, subsidiaries and affiliates, and repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 256.20 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 256.21 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 242.20 Td (Net cash used in investing activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 242.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 242.20 Td (\(4,491) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 242.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 242.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 242.21 Td (\(28,266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 242.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 228.20 Td (Cash flows from financing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 214.21 Td (Dividends paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 214.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 214.20 Td (\(154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 214.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 214.21 Td ($) Tj ET Q 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716.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 716.95 Td (33,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 716.96 Td (31,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 702.95 Td (Supplemental disclosure of cash flow information for continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 688.96 Td (Cash paid during the year for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 688.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 688.95 Td (1,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 688.96 Td (1,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.96 Td (Cash paid during the year for interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 674.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 674.95 Td (3,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 674.96 Td ($) Tj ET Q BT /F1 9.00 Tf 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 417.25 Td (Certain reclassifications have been made to the prior) Tj ET Q q 0 0 0 rg BT 264.00 417.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.25 Td (period) Tj ET Q q 0 0 0 rg BT 64.33 405.25 Td (s financial statements and notes to conform to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.25 Td (current period) Tj ET Q q 0 0 0 rg BT 95.14 393.25 Td (s presentation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 381.25 Td (As noted above, the Notes to Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.25 Td (Statements are unaudited. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 345.25 Td (Principles of Consolidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.25 Td (The Consolidated Financial Statements include the accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.25 Td (of Citigroup and its subsidiaries prepared in accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 62.12 309.25 Td (. ) Tj ET Q q 0 0 0 rg BT 66.94 309.25 Td (The Company consolidates subsidiaries in which it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (holds, directly or indirectly) Tj ET Q q 0 0 0 rg BT 144.21 297.25 Td (, more than 50% of the voting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (rights or where it exercises control. Entities where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 273.25 Td (Company holds 20% to 50% of the voting rights and/or has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.25 Td (the ability to exercise significant influence, other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.25 Td (investments of designated venture capital subsidiaries or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 237.25 Td (investments accounted for at fair value under the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.25 Td (option, are accounted for under the equity method, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.25 Td (pro rata share of their income \(loss\) is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.61 213.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 201.25 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 201.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.27 201.25 Td (. Income from investments in less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.47 201.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.80 201.25 Td ( owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.25 Td (companies is recognized when dividends are received. ) Tj ET Q q 0 0 0 rg BT 255.36 189.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.25 Td (discussed in more detail in Note 20 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.25 Td (Financial Statements, Citigroup consolidates entities deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.25 Td (to be variable interest entities when Citigroup is determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 141.25 Td (to be the primary beneficiary) Tj ET Q q 0 0 0 rg BT 151.41 141.25 Td (. Gains and losses on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.25 Td (disposition of branches, subsidiaries, af) Tj ET Q q 0 0 0 rg BT 193.57 129.25 Td (filiates, buildings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.25 Td (and other investments are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 188.18 117.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 217.53 117.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.28 117.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 729.25 Td (Citibank, N.A.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 717.25 Td (Citibank, N.A. is a commercial bank and wholly owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 705.25 Td (subsidiary of Citigroup Inc. 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 621.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 365.07 621.25 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 609.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 376.71 609.25 Td (s accounting policies are fundamental to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 597.25 Td (understanding management) Tj ET Q q 0 0 0 rg BT 430.02 597.25 Td (s discussion and analysis of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 585.25 Td (results of operations and financial condition. ) Tj ET Q q 0 0 0 rg BT 500.11 585.25 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 573.25 Td (has identified six policies as being significant because they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 561.25 Td (require management to make subjective and/or complex ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 549.25 Td (judgments about matters that are inherently uncertain. ) Tj ET Q q 0 0 0 rg BT 537.58 549.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 537.25 Td (policies relate to ) Tj ET Q q 0 0 0 rg BT 385.40 537.25 Td (V) Tj ET Q q 0 0 0 rg BT 391.52 537.25 Td (aluations of Financial Instruments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 525.25 Td (Allowance for Credit Losses, Securitizations, Goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 513.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 349.30 513.25 Td (T) Tj ET Q q 0 0 0 rg BT 354.71 513.25 Td (axes and Litigation ) Tj ET Q q 0 0 0 rg BT 433.31 513.25 Td (Accruals. ) Tj ET Q q 0 0 0 rg BT 476.17 513.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 532.45 513.25 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 501.25 Td (consultation with the ) Tj ET Q q 0 0 0 rg BT 402.83 501.25 Td (Audit Committee of the Board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 489.25 Td (Directors, has reviewed and approved these significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 477.25 Td (accounting policies, which are further described under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 465.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 367.27 465.25 Td (Accounting Policies and Significant Estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 453.25 Td (and Note 1 to the Consolidated Financial Statements in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 441.25 Td (Company) Tj ET Q q 0 0 0 rg BT 358.67 441.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 387.00 441.25 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 417.25 Td (ACCOUNTING CHANGES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 393.25 Td (Investment Companies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 381.25 Td (In June 2013, the Financial ) Tj ET Q q 0 0 0 rg BT 427.54 381.25 Td (Accounting Standards Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 369.25 Td (\(F) Tj ET Q q 0 0 0 rg BT 325.15 369.25 Td (ASB\) issued ) Tj ET Q q 0 0 0 rg BT 377.38 369.25 Td (Accounting Standards Update \(ASU\) No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 357.25 Td (2013-08, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.33 357.25 Td (Financial Services Investment Companies \(T) Tj ET Q q 0 0 0 rg BT 533.82 357.25 Td (opic ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 345.25 Td (946\): ) Tj ET Q q 0 0 0 rg BT 340.98 345.25 Td (Amendments to the Scope, Measur) Tj ET Q q 0 0 0 rg BT 478.63 345.25 Td (ement, and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 333.25 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 355.52 333.25 Td (e Requir) Tj ET Q q 0 0 0 rg BT 389.30 333.25 Td (ements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.07 333.25 Td (This ) Tj ET Q q 0 0 0 rg BT 441.80 333.25 Td (ASU introduced a new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 321.25 Td (approach for assessing whether an entity is an investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 309.25 Td (company) Tj ET Q q 0 0 0 rg BT 353.01 309.25 Td (. ) Tj ET Q q 0 0 0 rg BT 357.83 309.25 Td (T) Tj ET Q q 0 0 0 rg BT 363.24 309.25 Td (o determine whether an entity is an investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 297.25 Td (company for accounting purposes, Citi is now required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 285.25 Td (evaluate the fundamental and typical characteristics of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 273.25 Td (entity) Tj ET Q q 0 0 0 rg BT 339.12 273.25 Td (, including its purpose and design.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 261.25 Td (The ) Tj ET Q q 0 0 0 rg BT 352.50 261.25 Td (ASU became ef) Tj ET Q q 0 0 0 rg BT 415.62 261.25 Td (fective for Citi on January 1, 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 249.25 Td (There was no impact from the adoption of this ) Tj ET Q q 0 0 0 rg BT 504.46 249.25 Td (ASU. ) Tj ET Q q 0 0 0 rg BT 528.91 249.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 237.25 Td (March 31, 2014, Citi has approximately $4.4 billion of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 225.25 Td (held by consolidated investment companies which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 213.25 Td (accounted for in accordance with the Investment Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 201.25 Td (Audit Guide \(codified in ) Tj ET Q q 0 0 0 rg BT 417.54 201.25 Td (Accounting Standards Codification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 189.25 Td (\(ASC\) 946\). ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 165.25 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 380.98 165.25 Td ( the Cumulative ) Tj ET Q q 0 0 0 rg BT 451.63 165.25 Td (T) Tj ET Q q 0 0 0 rg BT 457.56 165.25 Td (ranslation ) Tj ET Q q 0 0 0 rg BT 502.84 165.25 Td (Adjustment ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 153.25 Td (upon Der) Tj ET Q q 0 0 0 rg BT 357.10 153.25 Td (ecognition of Certain For) Tj ET Q q 0 0 0 rg BT 464.95 153.25 Td (eign Subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 141.25 Td (In March 2013, the F) Tj ET Q q 0 0 0 rg BT 400.96 141.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 449.87 141.25 Td (ASU No. 2013-05, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 527.92 141.25 Td (For) Tj ET Q q 0 0 0 rg BT 542.55 141.25 Td (eign ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 129.25 Td (Curr) Tj ET Q q 0 0 0 rg BT 336.08 129.25 Td (ency Matters \(T) Tj ET Q q 0 0 0 rg BT 398.48 129.25 Td (opic 830\): Par) Tj ET Q q 0 0 0 rg BT 456.99 129.25 Td (ent) Tj ET Q q 0 0 0 rg BT 471.24 129.25 Td (s ) Tj ET Q q 0 0 0 rg BT 477.45 129.25 Td (Accounting for the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 117.25 Td (Cumulative T) Tj ET Q q 0 0 0 rg BT 370.61 117.25 Td (ranslation ) Tj ET Q q 0 0 0 rg BT 414.05 117.25 Td (Adjustment upon Der) Tj ET Q q 0 0 0 rg BT 499.23 117.25 Td (ecognition of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 105.25 Td (Certain Subsidiaries or Gr) Tj ET Q q 0 0 0 rg BT 424.14 105.25 Td (oups of ) Tj ET Q q 0 0 0 rg BT 455.63 105.25 Td (Assets within a For) Tj ET Q q 0 0 0 rg BT 532.76 105.25 Td (eign ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 93.25 Td (Entity or of an Investment in a For) Tj ET Q q 0 0 0 rg BT 455.77 93.25 Td (eign Entity \(a consensus ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 81.25 Td (of the F) Tj ET Q q 0 0 0 rg BT 346.81 81.25 Td (ASB Emer) Tj ET Q q 0 0 0 rg BT 387.82 81.25 Td (ging Issues T) Tj ET Q q 0 0 0 rg BT 439.69 81.25 Td (ask For) Tj ET Q q 0 0 0 rg BT 470.14 81.25 Td (ce\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.35 81.25 Td (. ) Tj ET Q q 0 0 0 rg BT 487.17 81.25 Td (This ) Tj ET Q q 0 0 0 rg BT 506.90 81.25 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 69.25 Td (resolved diversity that existed in practice, and requires that, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 57.25 Td (for transactions within a foreign entity) Tj ET Q q 0 0 0 rg BT 469.92 57.25 Td (, a parent should not ) Tj ET Q endstream endobj 225 0 obj <> endobj 226 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 31.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (reclassify into earnings an allocated portion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (cumulative translation adjustment \(CT) Tj ET Q q 0 0 0 rg BT 189.33 730.10 Td (A\) when its foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (entity sells a controlling financial interest in a subsidiary or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (group of assets that is a business within the foreign entity) Tj ET Q q 0 0 0 rg BT 264.76 706.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (unless the sale represents a complete or substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (complete liquidation of the foreign entity) Tj ET Q q 0 0 0 rg BT 200.03 682.10 Td (. ) Tj ET Q q 0 0 0 rg BT 204.85 682.10 Td (This guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (requires the CT) Tj ET Q q 0 0 0 rg BT 97.40 670.10 Td (A) Tj ET Q q 0 0 0 rg BT 104.07 670.10 Td ( to remain in equity until the foreign entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (is disposed of or it is completely or substantially liquidated. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (Sales or other transactions that result in the parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (company) Tj ET Q q 0 0 0 rg BT 75.43 634.10 Td (s loss of control over the foreign entity) Tj ET Q q 0 0 0 rg BT 230.03 634.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (irrespective of any retained investment, would be accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (for as a sale; thus, the entire CT) Tj ET Q q 0 0 0 rg BT 162.38 610.10 Td (A) Tj ET Q q 0 0 0 rg BT 169.05 610.10 Td ( would be reclassified into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 74.33 598.10 Td (A) Tj ET Q q 0 0 0 rg BT 81.00 598.10 Td ( partial sale of an equity method investment in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (foreign entity would result in a pro rata share of CT) Tj ET Q q 0 0 0 rg BT 241.81 586.10 Td (A) Tj ET Q q 0 0 0 rg BT 248.48 586.10 Td ( being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (reclassified into earnings. Consistent with the accounting for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (step acquisitions, the ) Tj ET Q q 0 0 0 rg BT 121.55 562.10 Td (ASU requires that the CT) Tj ET Q q 0 0 0 rg BT 222.95 562.10 Td (A) Tj ET Q q 0 0 0 rg BT 229.62 562.10 Td ( be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (reclassified into earnings when a parent company obtains a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (controlling financial interest in a foreign entity that was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (previously an equity method investment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.10 Td (This ) Tj ET Q q 0 0 0 rg BT 73.73 514.10 Td (ASU was ef) Tj ET Q q 0 0 0 rg BT 121.87 514.10 Td (fective for Citi on January 1, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (was applied on a prospective basis. ) Tj ET Q q 0 0 0 rg BT 178.84 502.10 Td (The accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (prescribed in this ) Tj ET Q q 0 0 0 rg BT 106.82 490.10 Td (ASU is consistent with Citi) Tj ET Q q 0 0 0 rg BT 219.05 490.10 Td (s prior practice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (and, as a result, adoption did not result in any impact to Citi.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 46.37 454.10 Td (esentation of an Unr) Tj ET Q q 0 0 0 rg BT 133.13 454.10 Td (ecognized ) Tj ET Q q 0 0 0 rg BT 177.10 454.10 Td (T) Tj ET Q q 0 0 0 rg BT 182.86 454.10 Td (ax Benefit ) Tj ET Q q 0 0 0 rg BT 228.22 454.10 Td (When a Net ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (Operating Loss Carry-forward, a Similar) Tj ET Q q 0 0 0 rg BT 212.74 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 215.06 442.10 Td (T) Tj ET Q q 0 0 0 rg BT 220.81 442.10 Td (ax Loss, or) Tj ET Q q 0 0 0 rg BT 267.03 442.10 Td ( a ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 430.10 Td (ax Cr) Tj ET Q q 0 0 0 rg BT 65.73 430.10 Td (edit Carry-forward Exists) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (In July 2013, the F) Tj ET Q q 0 0 0 rg BT 110.54 418.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 159.44 418.10 Td (ASU No.2013-1) Tj ET Q q 0 0 0 rg BT 227.12 418.10 Td (1, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.12 418.10 Td (Income ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (T) Tj ET Q q 0 0 0 rg BT 40.64 406.10 Td (axes \(T) Tj ET Q q 0 0 0 rg BT 68.89 406.10 Td (opic 740\): Pr) Tj ET Q q 0 0 0 rg BT 122.39 406.10 Td (esentation of an Unr) Tj ET Q q 0 0 0 rg BT 204.52 406.10 Td (ecognized T) Tj ET Q q 0 0 0 rg BT 251.64 406.10 Td (ax ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (Benefit When a Net Operating Loss Carry-forwar) Tj ET Q q 0 0 0 rg BT 234.51 394.10 Td (d, a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (Similar T) Tj ET Q q 0 0 0 rg BT 72.59 382.10 Td (ax Loss, or a T) Tj ET Q q 0 0 0 rg BT 131.41 382.10 Td (ax Cr) Tj ET Q q 0 0 0 rg BT 153.54 382.10 Td (edit Carry-forwar) Tj ET Q q 0 0 0 rg BT 225.12 382.10 Td (d Exists \(a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (consensus of the F) Tj ET Q q 0 0 0 rg BT 108.87 370.10 Td (ASB Emer) Tj ET Q q 0 0 0 rg BT 149.87 370.10 Td (ging Issues T) Tj ET Q q 0 0 0 rg BT 201.74 370.10 Td (ask For) Tj ET Q q 0 0 0 rg BT 232.20 370.10 Td (ce\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.40 370.10 Td (. ) Tj ET Q q 0 0 0 rg BT 248.85 370.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (result of applying this ) Tj ET Q q 0 0 0 rg BT 125.44 358.10 Td (ASU, an unrecognized tax benefit is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (presented as a reduction of a deferred tax asset for a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (operating loss \(NOL\) or other tax credit carry-forward when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (settlement in this manner is available under the tax law) Tj ET Q q 0 0 0 rg BT 255.56 322.10 Td (. ) Tj ET Q q 0 0 0 rg BT 260.38 322.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (assessment of whether settlement is available under the tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (law is based on facts and circumstances as of the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (sheet reporting date and does not consider future events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (\(e.g.,upcoming expiration of related NOL) Tj ET Q q 0 0 0 rg BT 205.02 274.10 Td ( carry-forwards\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (This classification does not af) Tj ET Q q 0 0 0 rg BT 155.23 262.10 Td (fect an entity) Tj ET Q q 0 0 0 rg BT 210.21 262.10 Td (s analysis of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (realization of its deferred tax assets. Gross presentation in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (the rollforward of unrecognized tax positions in the notes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (the financial statements is still required.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.10 Td (This ) Tj ET Q q 0 0 0 rg BT 73.73 214.10 Td (ASU was ef) Tj ET Q q 0 0 0 rg BT 121.87 214.10 Td (fective for Citi on January 1, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (was applied on a prospective basis to all unrecognized tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (benefits that existed at the ef) Tj ET Q q 0 0 0 rg BT 150.50 190.10 Td (fective date. ) Tj ET Q q 0 0 0 rg BT 201.67 190.10 Td (The impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (adopting this ) Tj ET Q q 0 0 0 rg BT 89.89 178.10 Td (ASU was not material to Citi.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (OIS Benchmark Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (In July 2013, the F) Tj ET Q q 0 0 0 rg BT 110.54 142.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 159.44 142.10 Td (ASU No.2013-10, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (Derivatives and Hedging \(T) Tj ET Q q 0 0 0 rg BT 147.01 130.10 Td (opic 815\): Inclusion of the Fed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (Funds Effective Swap Rate \(or Overnight Index Swap Rate\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (as a Benchmark Inter) Tj ET Q q 0 0 0 rg BT 122.00 106.10 Td (est Rate for Hedge ) Tj ET Q q 0 0 0 rg BT 199.02 106.10 Td (Accounting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (Purposes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.72 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.04 94.10 Td (This ) Tj ET Q q 0 0 0 rg BT 97.77 94.10 Td (ASU permits the Fed funds ef) Tj ET Q q 0 0 0 rg BT 217.29 94.10 Td (fective swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (rate \(OIS\) to be used as a U.S. benchmark interest rate, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (addition to the U.S. ) Tj ET Q q 0 0 0 rg BT 116.37 70.10 Td (T) Tj ET Q q 0 0 0 rg BT 122.13 70.10 Td (reasury rate and LIBOR, for hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (accounting purposes. ) Tj ET Q q 0 0 0 rg BT 122.74 58.10 Td (The ) Tj ET Q q 0 0 0 rg BT 140.24 58.10 Td (ASU also permits using dif) Tj ET Q q 0 0 0 rg BT 248.94 58.10 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (benchmark rates for similar hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 742.10 Td (This ) Tj ET Q q 0 0 0 rg BT 349.73 742.10 Td (ASU became ef) Tj ET Q q 0 0 0 rg BT 412.85 742.10 Td (fective upon issuance and permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (prospective application for qualifying new or redesignated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (hedging relationships commencing on or after July 17, 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (Introducing a new benchmark interest rate eligible for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (hedging under ) Tj ET Q q 0 0 0 rg BT 376.43 694.10 Td (ASC 815 improves the Company) Tj ET Q q 0 0 0 rg BT 511.99 694.10 Td (s ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (manage interest rate risk by allowing the designation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (hedging derivatives that are more closely aligned with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (interest rate risk profile of certain assets and liabilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (Remeasur) Tj ET Q q 0 0 0 rg BT 360.14 634.10 Td (ement of Significant Pension and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (Postr) Tj ET Q q 0 0 0 rg BT 339.59 622.10 Td (etir) Tj ET Q q 0 0 0 rg BT 354.39 622.10 Td (ement Benefit Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (In the second quarter of 2013, the Company changed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (method of accounting for its most significant pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (postretirement benefit plans \(Significant Plans\) such that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (plan obligations, plan assets and periodic plan expense are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (remeasured and disclosed quarterly) Tj ET Q q 0 0 0 rg BT 457.68 562.10 Td (, instead of annually) Tj ET Q q 0 0 0 rg BT 538.12 562.10 Td (. ) Tj ET Q q 0 0 0 rg BT 542.94 562.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 550.10 Td (fect of remeasuring the Significant Plan obligations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (assets by updating plan actuarial assumptions on a quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (basis is reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 396.42 526.10 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 499.91 526.10 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.60 514.10 Td ( and periodic plan expense. ) Tj ET Q q 0 0 0 rg BT 482.04 514.10 Td (The Significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (Plans captured approximately 80% of the Company) Tj ET Q q 0 0 0 rg BT 526.39 502.10 Td (s global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (pension and postretirement plan obligations at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (2012 and 2013. ) Tj ET Q q 0 0 0 rg BT 380.89 478.10 Td (All other plans \(All Other Plans\) will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (continue to be remeasured annually) Tj ET Q q 0 0 0 rg BT 458.52 466.10 Td (. Quarterly measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (for the Significant Plans provides a more timely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (measurement of the funded status and periodic plan expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (for the Company) Tj ET Q q 0 0 0 rg BT 387.54 430.10 Td (s significant pension and postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (benefit plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 406.10 Td (The cumulative ef) Tj ET Q q 0 0 0 rg BT 407.56 406.10 Td (fect of this change in accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (policy was an approximate $20million \(pretax\) decrease in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (net periodic plan expense in the second quarter of 2013, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (well as a pretax increase of approximately $22million to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 420.49 358.10 Td (ehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.29 358.10 Td ( as of ) Tj ET Q q 0 0 0 rg BT 509.90 358.10 Td (April1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 341.82 346.10 Td (The change in accounting methodology had an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (immaterial impact on prior periods. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (information, see Note8 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (Reclassification Out of ) Tj ET Q q 0 0 0 rg BT 415.60 286.10 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 500.13 286.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (Compr) Tj ET Q q 0 0 0 rg BT 347.37 274.10 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (In February 2013, the F) Tj ET Q q 0 0 0 rg BT 410.96 262.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 459.87 262.10 Td (Accounting Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (Update \(ASU\) No.2013-02, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 433.09 250.10 Td (Compr) Tj ET Q q 0 0 0 rg BT 460.51 250.10 Td (ehensive Income \(T) Tj ET Q q 0 0 0 rg BT 537.33 250.10 Td (opic ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (220\): Reporting of ) Tj ET Q q 0 0 0 rg BT 393.75 238.10 Td (Amounts Reclassified Out of ) Tj ET Q q 0 0 0 rg BT 509.67 238.10 Td (Accumulated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (Other Compr) Tj ET Q q 0 0 0 rg BT 370.24 226.10 Td (ehensive Income,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.09 226.10 Td ( which required new footnote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (disclosures of items reclassified from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 468.90 214.10 Td (Accumulated Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (Compr) Tj ET Q q 0 0 0 rg BT 344.41 202.10 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.76 202.10 Td ( \(AOCI\) to net income. ) Tj ET Q q 0 0 0 rg BT 506.12 202.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (requirements became ef) Tj ET Q q 0 0 0 rg BT 412.32 190.10 Td (fective for the first quarter of 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (and are included in Note18 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (T) Tj ET Q q 0 0 0 rg BT 322.75 142.10 Td (esting Indefinite-Lived Intangible ) Tj ET Q q 0 0 0 rg BT 468.05 142.10 Td (Assets for) Tj ET Q q 0 0 0 rg BT 509.80 142.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (Impairment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (In July 2012, the F) Tj ET Q q 0 0 0 rg BT 391.54 118.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 440.44 118.10 Td (ASU No.2012-02, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (Intangibles-Goodwill and Other \(T) Tj ET Q q 0 0 0 rg BT 456.36 106.10 Td (opic 350\): T) Tj ET Q q 0 0 0 rg BT 504.88 106.10 Td (esting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (Indefinite-Lived Intangible ) Tj ET Q q 0 0 0 rg BT 426.79 94.10 Td (Assets for Impairment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.12 94.10 Td (. ) Tj ET Q q 0 0 0 rg BT 519.94 94.10 Td (The ) Tj ET Q q 0 0 0 rg BT 537.43 94.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (is intended to simplify the guidance for testing the decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (the realizable value \(impairment\) of indefinite-lived ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (intangible assets other than goodwill. Some examples of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (intangible assets subject to the guidance include indefinite-) Tj ET Q endstream endobj 227 0 obj <> endobj 228 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.85 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.48 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 308.11 31.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (lived trademarks, licenses and distribution rights. ) Tj ET Q q 0 0 0 rg BT 235.22 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 252.72 742.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (allows companies to perform a qualitative assessment about ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (the likelihood of impairment of an indefinite-lived intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (asset to determine whether further impairment testing is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 74.22 694.10 Td (, similar in approach to the goodwill impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (test. ) Tj ET Q q 0 0 0 rg BT 54.71 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 72.20 682.10 Td (ASU became ef) Tj ET Q q 0 0 0 rg BT 135.33 682.10 Td (fective for annual and interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (impairment tests performed for fiscal years beginning after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (September15, 2012.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (In performing the annual impairment analysis for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (indefinite-lived intangible assets in July 2013, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (goodwill, Citi elected to bypass the optional qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (assessment described above, choosing instead to perform a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (quantitative analysis. See Note 16 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (Offsetting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (In December 201) Tj ET Q q 0 0 0 rg BT 105.04 550.10 Td (1, the F) Tj ET Q q 0 0 0 rg BT 134.58 550.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 183.48 550.10 Td (ASU No.201) Tj ET Q q 0 0 0 rg BT 237.84 550.10 Td (1-1) Tj ET Q q 0 0 0 rg BT 250.79 550.10 Td (1, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Balance Sheet \(T) Tj ET Q q 0 0 0 rg BT 103.39 538.10 Td (opic 210\): Disclosur) Tj ET Q q 0 0 0 rg BT 185.79 538.10 Td (es about Offsetting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Assets and Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.56 526.10 Td (. ) Tj ET Q q 0 0 0 rg BT 126.38 526.10 Td (The ) Tj ET Q q 0 0 0 rg BT 143.88 526.10 Td (ASU requires new disclosures for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (derivatives, resale and repurchase agreements, and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (borrowing and lending transactions that are either of) Tj ET Q q 0 0 0 rg BT 245.47 502.10 Td (fset in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (the balance sheet \(presented on a net basis\) or subject to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (enforceable master netting arrangement or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 90.79 466.10 Td (The standard requires disclosures that provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (incremental gross and net information in the current notes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (the financial statements for the relevant assets and liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (The ) Tj ET Q q 0 0 0 rg BT 53.50 430.10 Td (ASU did not change the existing of) Tj ET Q q 0 0 0 rg BT 194.40 430.10 Td (fsetting eligibility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (criteria or the permitted balance sheet presentation for those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (instruments that meet the eligibility criteria.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.10 Td (The new incremental disclosure requirements became ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 382.10 Td (fective for Citigroup on January1, 2013 and were required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (to be presented retrospectively for prior periods. ) Tj ET Q q 0 0 0 rg BT 231.31 370.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (incremental requirements can be found in Note 10 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (Consolidated Financial Statements for resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (agreements and securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (transactions and Note21 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (Statements for derivatives.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (FUTURE ) Tj ET Q q 0 0 0 rg BT 79.06 286.10 Td (APPLICA) Tj ET Q q 0 0 0 rg BT 122.76 286.10 Td (TION OF) Tj ET Q q 0 0 0 rg BT 164.34 286.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.29 286.10 Td (ACCOUNTING ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (ST) Tj ET Q q 0 0 0 rg BT 47.49 274.10 Td (ANDARDS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 250.10 Td ( Investments in ) Tj ET Q q 0 0 0 rg BT 167.30 250.10 Td (T) Tj ET Q q 0 0 0 rg BT 173.06 250.10 Td (ax Cr) Tj ET Q q 0 0 0 rg BT 197.04 250.10 Td (edit Partnerships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (In January 2014, the F) Tj ET Q q 0 0 0 rg BT 124.96 238.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 173.87 238.10 Td (ASU 2014-01, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (Investments-Equity Method and Joint V) Tj ET Q q 0 0 0 rg BT 193.18 226.10 Td (entur) Tj ET Q q 0 0 0 rg BT 213.92 226.10 Td (es \(T) Tj ET Q q 0 0 0 rg BT 232.72 226.10 Td (opic 323\): ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (Accounting for Investments in Qualified ) Tj ET Q q 0 0 0 rg BT 198.29 214.10 Td (Affor) Tj ET Q q 0 0 0 rg BT 218.48 214.10 Td (dable Housing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 202.10 Td (ojects) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.95 202.10 Td (, which is ef) Tj ET Q q 0 0 0 rg BT 117.65 202.10 Td (fective for Citi for interim and annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (reporting periods beginning after December 15, 2014. ) Tj ET Q q 0 0 0 rg BT 253.44 190.10 Td (Any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (transition adjustment would be reflected as an adjustment to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (retained earnings in the earliest period presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (\(retrospective application\). ) Tj ET Q q 0 0 0 rg BT 146.05 154.10 Td (The ) Tj ET Q q 0 0 0 rg BT 163.54 154.10 Td (ASU will be applicable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 142.10 Td (s portfolio of low income housing tax credit \(LIHTC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (partnership interests. ) Tj ET Q q 0 0 0 rg BT 121.63 130.10 Td (The new standard widens the scope of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (investments eligible to elect to apply a new alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (method, the proportional amortization method, under which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (the cost of the investment is amortized to tax expense in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (proportion to the amount of tax credits and other tax benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (received. Citi anticipates that its entire LIHTC portfolio will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (qualify to elect the proportional amortization method under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 50.17 46.10 Td (ASU. ) Tj ET Q q 0 0 0 rg BT 77.49 46.10 Td (These investments are currently accounted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (under the equity method, which results in losses \(due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (amortization of the investment\) being recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 526.65 730.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (r) Tj ET Q q 0 0 0 rg BT 320.52 718.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.27 718.10 Td ( and tax credits and benefits being recognized in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.29 706.10 Td ( line. In contrast, the proportional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (amortization method combines the amortization of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (investment and receipt of the tax credits/benefits into one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (line, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 337.00 670.10 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.29 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 420.11 670.10 Td (The adoption of this ) Tj ET Q q 0 0 0 rg BT 502.87 670.10 Td (ASU is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (estimated to reduce ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.24 658.10 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.29 658.10 Td ( by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td ($350 million, reduce ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 402.54 646.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.26 646.10 Td ( by approximately $220 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (million, and reduce deferred tax assets by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td ($130 million. Early adoption of this new standard is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (permitted.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (Reclassification of Defaulted Consumer) Tj ET Q q 0 0 0 rg BT 485.41 586.10 Td ( Mortgage Loans ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (upon For) Tj ET Q q 0 0 0 rg BT 356.55 574.10 Td (eclosur) Tj ET Q q 0 0 0 rg BT 386.92 574.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (In January 2014, the F) Tj ET Q q 0 0 0 rg BT 405.96 562.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 454.87 562.10 Td (ASU 2014-04, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (Receivables-T) Tj ET Q q 0 0 0 rg BT 373.09 550.10 Td (r) Tj ET Q q 0 0 0 rg BT 376.61 550.10 Td (oubled Debt Restructurings by Cr) Tj ET Q q 0 0 0 rg BT 511.78 550.10 Td (editors ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (\(Subtopic 310-40\): Reclassification of Residential Real ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Estate Collateralized Consumer Mortgage Loans upon ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (For) Tj ET Q q 0 0 0 rg BT 331.63 514.10 Td (eclosur) Tj ET Q q 0 0 0 rg BT 360.70 514.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.13 514.10 Td (. ) Tj ET Q q 0 0 0 rg BT 372.45 514.10 Td (This ) Tj ET Q q 0 0 0 rg BT 392.18 514.10 Td (ASU clarifies when an in-substance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (repossession or foreclosure occurs that would require a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (transfer of the mortgage loan to other real estate owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (\(OREO\). Under the ) Tj ET Q q 0 0 0 rg BT 400.04 478.10 Td (ASU, repossession or foreclosure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (deemed to have occurred when \(1\) the creditor obtains legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (title to the residential real estate property or \(2\) the borrower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (conveys all interest in the residential real estate property to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (the creditor to satisfy the mortgage loan through completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (of a deed in lieu of foreclosure or a similar legal agreement. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (The ) Tj ET Q q 0 0 0 rg BT 334.50 406.10 Td (ASU will become ef) Tj ET Q q 0 0 0 rg BT 416.24 406.10 Td (fective for annual and interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (periods beginning after December 15, 2014 and can be early ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (adopted. ) Tj ET Q q 0 0 0 rg BT 355.97 382.10 Td (The ) Tj ET Q q 0 0 0 rg BT 373.47 382.10 Td (ASU can be adopted using either a modified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (retrospective method or a prospective transition method with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (the cumulative ef) Tj ET Q q 0 0 0 rg BT 386.23 358.10 Td (fect being recognized in the beginning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (retained earnings of the earliest annual period for which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (ASU is adopted. ) Tj ET Q q 0 0 0 rg BT 385.15 334.10 Td (The standard will not have a material ef) Tj ET Q q 0 0 0 rg BT 544.07 334.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (on Citi) Tj ET Q q 0 0 0 rg BT 347.28 322.10 Td (s Consolidated Financial Statements, as Citi) Tj ET Q q 0 0 0 rg BT 526.16 322.10 Td (s current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (practice complies with the ) Tj ET Q q 0 0 0 rg BT 424.19 310.10 Td (ASU) Tj ET Q q 0 0 0 rg BT 446.97 310.10 Td (s provisions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 380.98 286.10 Td ( Financial Instruments-Cr) Tj ET Q q 0 0 0 rg BT 493.02 286.10 Td (edit Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (In December 2012, the F) Tj ET Q q 0 0 0 rg BT 415.95 274.10 Td (ASB issued a proposed ) Tj ET Q q 0 0 0 rg BT 510.95 274.10 Td (ASU, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (Financial Instruments-Cr) Tj ET Q q 0 0 0 rg BT 419.12 262.10 Td (edit Losses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.79 262.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.11 262.10 Td (This proposed ) Tj ET Q q 0 0 0 rg BT 527.00 262.10 Td (ASU, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (exposure draft, was issued for public comment in order to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (allow stakeholders the opportunity to review the proposal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (and provide comments to the F) Tj ET Q q 0 0 0 rg BT 440.40 226.10 Td (ASB and does not constitute ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (accounting guidance until a final ) Tj ET Q q 0 0 0 rg BT 450.01 214.10 Td (ASU is issued.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 202.10 Td (The exposure draft contains proposed guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (developed by the F) Tj ET Q q 0 0 0 rg BT 392.63 190.10 Td (ASB with the goal of improving financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (reporting about expected credit losses on loans, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (and other financial assets held by banks, financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (institutions, and other public and private or) Tj ET Q q 0 0 0 rg BT 489.29 154.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 539.65 154.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (exposure draft proposes a new accounting model intended to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (require earlier recognition of credit losses, while also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (providing additional transparency about credit risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 106.10 Td (The F) Tj ET Q q 0 0 0 rg BT 357.87 106.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 380.10 106.10 Td (s proposed model would utilize a single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (expected credit loss measurement objective for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (recognition of credit losses for loans and other receivables at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (the time the financial asset is originated or acquired and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (securities where fair value is less than cost, replacing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (multiple existing impairment models in GAAP) Tj ET Q q 0 0 0 rg BT 503.38 46.10 Td (, which ) Tj ET Q endstream endobj 229 0 obj <> endobj 230 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 31.60 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (generally require that a loss be incurred before it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (recognized.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (The F) Tj ET Q q 0 0 0 rg BT 76.87 718.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 99.10 718.10 Td (s proposed model represents a significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (departure from existing GAAP) Tj ET Q q 0 0 0 rg BT 158.48 706.10 Td (, and may result in material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (changes to the Company) Tj ET Q q 0 0 0 rg BT 137.37 694.10 Td (s accounting for financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 87.48 682.10 Td (The impact of the F) Tj ET Q q 0 0 0 rg BT 165.61 682.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 187.84 682.10 Td (s final ) Tj ET Q q 0 0 0 rg BT 214.51 682.10 Td (ASU on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 670.10 Td (s financial statements will be assessed when it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (issued. ) Tj ET Q q 0 0 0 rg BT 65.82 658.10 Td (The exposure draft does not contain a proposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 646.10 Td (fective date; this would be included in the final ) Tj ET Q q 0 0 0 rg BT 233.81 646.10 Td (ASU, when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (issued.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (Discontinued Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (In ) Tj ET Q q 0 0 0 rg BT 46.28 598.10 Td (April 2014, the F) Tj ET Q q 0 0 0 rg BT 114.42 598.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 163.32 598.10 Td (ASU No. 2014-08, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 586.10 Td (esentation of Financial Statements \(T) Tj ET Q q 0 0 0 rg BT 194.69 586.10 Td (opic 205\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 574.10 Td (operty) Tj ET Q q 0 0 0 rg BT 70.62 574.10 Td (, Plant, and Equipment \(T) Tj ET Q q 0 0 0 rg BT 173.59 574.10 Td (opic 360\): Reporting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (Discontinued Operations and Disclosur) Tj ET Q q 0 0 0 rg BT 195.35 562.10 Td (es of Disposals of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (Components of an Entity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.16 550.10 Td (. ) Tj ET Q q 0 0 0 rg BT 139.98 550.10 Td (The ) Tj ET Q q 0 0 0 rg BT 157.47 550.10 Td (ASU changes the criteria for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (reporting discontinued operations while enhancing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (disclosures. Under the ) Tj ET Q q 0 0 0 rg BT 127.09 526.10 Td (ASU, only disposals representing a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (strategic shift in operations, such as a disposal of a major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (geographic area, a major line of business or a major equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (method investment, may be presented as discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 82.10 478.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 132.01 478.10 Td (, the ) Tj ET Q q 0 0 0 rg BT 151.17 478.10 Td (ASU requires expanded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (disclosures about discontinued operations that will provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (more information about the assets, liabilities, income, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (expenses of discontinued operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.10 Td (The ) Tj ET Q q 0 0 0 rg BT 71.50 430.10 Td (ASU also requires disclosure of the pretax income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (attributable to a disposal of a significant part of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 406.10 Td (ganization that does not qualify for discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (operations reporting. ) Tj ET Q q 0 0 0 rg BT 121.63 394.10 Td (The ) Tj ET Q q 0 0 0 rg BT 139.13 394.10 Td (ASU will be ef) Tj ET Q q 0 0 0 rg BT 199.21 394.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (prospectively for all disposals \(or classifications as held for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (sale\) of components of an entity that occur within annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (periods beginning on or after December 15, 2014 and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (interim periods within those years. ) Tj ET Q q 0 0 0 rg BT 176.90 346.10 Td (The ) Tj ET Q q 0 0 0 rg BT 194.40 346.10 Td (ASU does not permit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (an entity to apply the amended definition of discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (operations to a component of an entity that was classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (held-for) Tj ET Q q 0 0 0 rg BT 68.01 310.10 Td (-sale before the ef) Tj ET Q q 0 0 0 rg BT 139.73 310.10 Td (fective date. Early adoption is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (permitted, but only for disposals \(or classifications as held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (for sale\) that have not been reported in financial statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (previously issued or available for issuance. ) Tj ET Q q 0 0 0 rg BT 210.49 274.10 Td (The ) Tj ET Q q 0 0 0 rg BT 227.99 274.10 Td (ASU will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (result in fewer disposals being reported as discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (operations. Citi does not expect adoption of the ) Tj ET Q q 0 0 0 rg BT 229.85 250.10 Td (ASU to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (have a material ef) Tj ET Q q 0 0 0 rg BT 107.16 238.10 Td (fect on Citi) Tj ET Q q 0 0 0 rg BT 154.93 238.10 Td (s financial statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Other) Tj ET Q q 0 0 0 rg BT 342.37 742.25 Td ( Potential ) Tj ET Q q 0 0 0 rg BT 385.14 742.25 Td (Amendments to Curr) Tj ET Q q 0 0 0 rg BT 476.61 742.25 Td (ent ) Tj ET Q q 0 0 0 rg BT 491.89 742.25 Td (Accounting ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (Standards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (The F) Tj ET Q q 0 0 0 rg BT 339.87 718.25 Td (ASB and International ) Tj ET Q q 0 0 0 rg BT 431.79 718.25 Td (Accounting Standards Board, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (either jointly or separately) Tj ET Q q 0 0 0 rg BT 421.59 706.25 Td (, are currently working on several ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (major projects, including amendments to existing accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (standards governing financial instruments discussed above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (revenue recognition and consolidation. ) Tj ET Q q 0 0 0 rg BT 474.83 670.25 Td (The F) Tj ET Q q 0 0 0 rg BT 497.69 670.25 Td (ASB is also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (working on a joint project that would require substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (all leases to be capitalized on the balance sheet. ) Tj ET Q q 0 0 0 rg BT 509.14 646.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 559.04 646.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (the F) Tj ET Q q 0 0 0 rg BT 336.54 634.25 Td (ASB has issued a proposal on principal-agent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (considerations that would change the way the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (needs to evaluate whether to consolidate ) Tj ET Q q 0 0 0 rg BT 481.20 610.25 Td (VIEs and non-VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (partnerships. ) Tj ET Q q 0 0 0 rg BT 370.70 598.25 Td (The principal-agent consolidation proposal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (would require all ) Tj ET Q q 0 0 0 rg BT 387.63 586.25 Td (VIEs, including those that are investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.25 Td (companies, to be evaluated for consolidation under the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 550.25 Td (All of these projects may have significant impacts for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 369.95 538.25 Td (. Upon completion of the standards, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (Company will need to re-evaluate its accounting and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (disclosures. However) Tj ET Q q 0 0 0 rg BT 402.69 514.25 Td (, due to ongoing deliberations of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (standard setters, the Company is currently unable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (determine the ef) Tj ET Q q 0 0 0 rg BT 381.79 490.25 Td (fect of future amendments or proposals.) Tj ET Q endstream endobj 231 0 obj <> endobj 232 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (13) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (2. DISCONTINUED OPERA) Tj ET Q q 0 0 0 rg BT 160.55 749.25 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The following ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 95.43 725.25 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.04 725.25 Td ( are recorded within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.72 713.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.50 713.25 Td ( segment. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Sale of Brazil Cr) Tj ET Q q 0 0 0 rg BT 107.19 689.25 Td (edicard Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (On December 20, 2013, Citi sold its non-Citibank branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (cards and consumer finance business in Brazil \(Credicard\) for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 653.25 Td ($1.24 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.37 653.25 Td (. ) Tj ET Q q 0 0 0 rg BT 154.69 653.25 Td (The sale resulted in a pretax gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.83 641.25 Td ($206 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.22 641.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.05 641.25 Td ($325 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.44 641.25 Td ( after) Tj ET Q q 0 0 0 rg BT 176.06 641.25 Td (-tax\). In the first quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (of 2014, resolution of certain contingencies related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 616.05 Td (disposal are reported as) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 130.13 616.05 Td ( ) Tj ET Q BT /F3 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 132.88 616.05 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 195.83 616.05 Td (om discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 604.05 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.78 604.05 Td (. Credicard is reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 181.52 604.05 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.12 604.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 592.05 Td (for all periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 580.05 Td (Summarized financial information for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.39 580.05 Td (Discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 568.05 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.78 568.05 Td ( for Credicard follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 520.55 141.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 520.55 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 520.55 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 483.55 141.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 483.55 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 483.55 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 455.55 141.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 455.55 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 455.55 55.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.55 m 177.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 534.55 m 233.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 534.55 m 288.5 534.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 520.55 m 177.5 520.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 520.55 m 233.5 520.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 520.55 m 288.5 520.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.55 m 177.5 497.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 497.55 m 233.5 497.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 497.55 m 288.5 497.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 455.55 m 177.5 455.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 432.55 m 177.5 432.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 455.55 m 233.5 455.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 432.55 m 233.5 432.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 455.55 m 288.5 455.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 432.55 m 288.5 432.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.55 548.00 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.80 539.00 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 524.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 525.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 525.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 511.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 511.00 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 511.00 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 511.00 Td (est ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.00 Td (expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 69.00 506.08 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 502.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 502.00 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 502.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 502.01 Td (264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.01 Td (Income from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 488.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 488.00 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 488.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 488.01 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.01 Td (Gain on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 474.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.01 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 460.00 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 460.01 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 446.00 Td (Income \(loss\) from discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 437.00 Td (operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 437.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 437.00 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 437.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 437.01 Td (34) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 423.45 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 423.45 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 423.45 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 399.45 Td (Cash Flows fr) Tj ET Q q 0 0 0 rg BT 95.26 399.45 Td (om Discontinued Operations) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.95 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 351.95 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 351.95 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 323.95 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 323.95 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 323.95 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.95 m 196.5 365.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 365.95 m 242.5 365.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 365.95 m 288.5 365.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.95 m 196.5 351.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 351.95 m 242.5 351.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 351.95 m 288.5 351.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 351.95 m 242.5 351.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 351.95 m 288.5 351.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 309.95 m 196.5 309.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 286.95 m 196.5 286.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 309.95 m 242.5 309.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 286.95 m 242.5 286.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 309.95 m 288.5 309.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 286.95 m 288.5 286.95 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.05 379.40 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.30 370.40 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 356.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 356.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 356.41 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.41 Td (Cash flows from operating activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 342.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 342.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 342.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 342.41 Td (\(122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 342.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.41 Td (Cash flows from investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 328.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 328.41 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 314.41 Td (Cash flows from financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 314.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 314.41 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 300.40 Td (Net cash provided by discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 291.40 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 291.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 291.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 291.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 291.41 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 291.41 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Sale of Certain Citi Capital ) Tj ET Q q 0 0 0 rg BT 442.60 725.25 Td (Advisors Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (During the third quarter of 2012, Citi executed definitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (agreements to transition a carve-out of its liquid strategies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (business within Citi Capital ) Tj ET Q q 0 0 0 rg BT 436.78 689.25 Td (Advisors \(CCA\). ) Tj ET Q q 0 0 0 rg BT 507.44 689.25 Td (The sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (occurred pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.69 677.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.69 677.25 Td ( separate transactions in 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (creating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.70 665.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.70 665.25 Td ( separate management companies. ) Tj ET Q q 0 0 0 rg BT 512.63 665.25 Td (The first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (transaction closed in February 2013, and Citigroup retained a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (24.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.83 641.25 Td ( passive equity interest in the management company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (\(which is held in Citi) Tj ET Q q 0 0 0 rg BT 411.22 629.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 417.61 629.25 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 510.58 629.25 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.58 629.25 Td ( segment\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (The second transaction closed in ) Tj ET Q q 0 0 0 rg BT 456.46 617.25 Td (August 2013. CCA) Tj ET Q q 0 0 0 rg BT 532.86 617.25 Td ( is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 370.65 605.25 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.25 605.25 Td ( for all periods presented. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.25 Td (Summarized financial information for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 496.39 593.25 Td (Discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.78 581.25 Td ( for the operations related to CCA) Tj ET Q q 0 0 0 rg BT 502.30 581.25 Td ( follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 533.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 533.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 533.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 505.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 505.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 505.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 477.75 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 477.75 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 477.75 44.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 547.75 m 532.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 547.75 m 576.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 533.75 m 532.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 533.75 m 576.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 533.75 m 488.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 519.75 m 488.5 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 533.75 m 532.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 519.75 m 532.5 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 533.75 m 576.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 519.75 m 576.5 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 477.75 m 488.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 454.75 m 488.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 477.75 m 532.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 454.75 m 532.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 477.75 m 576.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 454.75 m 576.5 454.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.05 561.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.30 552.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 538.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 538.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 538.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 524.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 524.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 352.76 524.20 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 429.58 524.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 472.32 528.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 524.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 524.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 524.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 524.21 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 510.21 Td (Loss from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 510.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 510.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 510.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 510.21 Td (\(128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 510.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 496.21 Td (Gain on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 496.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 496.21 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 482.21 Td (Benefit for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 482.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 482.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 482.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 482.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 468.20 Td (Loss from discontinued operations, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 459.20 Td (of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 459.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 459.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 459.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 459.21 Td (\(50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 459.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 436.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 436.05 Td (T) Tj ET Q q 0 0 0 rg BT 346.33 436.05 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 412.05 Td (Cash Flows fr) Tj ET Q q 0 0 0 rg BT 383.26 412.05 Td (om Discontinued Operations) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 364.55 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 364.55 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 364.55 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 336.55 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 336.55 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 336.55 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 378.55 m 486.5 378.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 378.55 m 531.5 378.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 378.55 m 576.5 378.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 364.55 m 486.5 364.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 364.55 m 531.5 364.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 364.55 m 576.5 364.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 364.55 m 531.5 364.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 364.55 m 576.5 364.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 322.55 m 486.5 322.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 299.55 m 486.5 299.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 322.55 m 531.5 322.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 299.55 m 531.5 299.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 322.55 m 576.5 322.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 299.55 m 576.5 299.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.05 392.00 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.30 383.00 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 368.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 369.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 369.01 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 355.01 Td (Cash flows from operating activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 355.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 355.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 355.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 355.00 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 355.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 341.01 Td (Cash flows from investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 341.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 327.01 Td (Cash flows from financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 327.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 327.00 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 313.00 Td (Net cash provided by discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 304.00 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 304.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 304.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 304.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 304.00 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 233 0 obj <> endobj 234 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Sale of Egg Banking plc Cr) Tj ET Q q 0 0 0 rg BT 151.67 749.25 Td (edit Card Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (On March 1, 201) Tj ET Q q 0 0 0 rg BT 103.95 737.25 Td (1, Citi announced that Egg Banking plc ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (\(Egg\), an indirect subsidiary that was part of Citi Holdings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (entered into a definitive agreement to sell its credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 74.71 701.25 Td (The sale closed in ) Tj ET Q q 0 0 0 rg BT 148.58 701.25 Td (April 201) Tj ET Q q 0 0 0 rg BT 186.82 701.25 Td (1. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.25 Td (Summarized financial information for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.39 689.25 Td (Discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.78 677.25 Td ( for the operations related to Egg follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 629.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 629.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 629.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 592.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 592.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 564.75 162.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 564.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 564.75 45.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 629.75 m 198.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 198.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 629.75 m 243.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 615.75 m 243.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 629.75 m 288.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 615.75 m 288.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 564.75 m 198.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 541.75 m 198.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 564.75 m 243.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 541.75 m 243.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 564.75 m 288.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 541.75 m 288.5 541.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.05 657.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.20 648.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 634.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 634.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 634.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 620.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 620.20 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 620.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.32 624.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 620.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 620.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 620.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 606.21 Td (Income \(loss\) from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.21 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 597.20 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 597.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 597.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 597.21 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 597.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 583.21 Td (Gain \(loss\) on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 583.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 569.21 Td (\(Benefit\) provision for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.50 569.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 569.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 569.21 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 569.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.20 Td (Income \(loss\) from discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 546.20 Td (operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 546.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 546.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 546.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 546.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 546.21 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 546.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 532.65 Td (\(1\)T) Tj ET Q q 0 0 0 rg BT 49.66 532.65 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 508.65 Td (Cash flows from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.16 508.65 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.76 508.65 Td ( related to Egg were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 496.65 Td (not material for all periods presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 472.65 Td (Combined Results for) Tj ET Q q 0 0 0 rg BT 129.15 472.65 Td ( Discontinued Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.65 Td (The following is summarized financial information for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.65 Td (Credicard, CCA, Egg and previous ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.47 448.65 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.07 448.65 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.65 Td (for which Citi continues to have minimal residual costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.65 Td (associated with the sales:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 377.15 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 377.15 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 377.15 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.15 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 340.15 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 340.15 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 312.15 162.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 312.15 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 312.15 45.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 391.15 m 243.5 391.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 391.15 m 288.5 391.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 377.15 m 243.5 377.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 377.15 m 288.5 377.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 377.15 m 198.5 377.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 363.15 m 198.5 363.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 377.15 m 243.5 377.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 363.15 m 243.5 363.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 377.15 m 288.5 377.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 363.15 m 288.5 363.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 312.15 m 198.5 312.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 289.15 m 198.5 289.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 312.15 m 243.5 312.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 289.15 m 243.5 289.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 312.15 m 288.5 312.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 289.15 m 288.5 289.15 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.05 404.60 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.20 395.60 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 381.40 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 381.60 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 381.61 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 367.60 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 367.60 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 367.60 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 367.60 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.32 371.68 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 367.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 367.60 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 367.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 367.61 Td (322) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.61 Td (Income \(loss\) from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.61 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 344.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 344.60 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 344.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 344.61 Td (\(103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 344.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.61 Td (Gain \(loss\) on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 330.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 330.61 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.61 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.50 316.60 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 316.61 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 316.61 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 302.60 Td (Income \(loss\) from discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 293.60 Td (operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 293.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 293.60 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 293.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 293.61 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 293.61 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 280.05 Td (\(1\)T) Tj ET Q q 0 0 0 rg BT 49.66 280.05 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 258.45 Td (Cash Flows fr) Tj ET Q q 0 0 0 rg BT 95.26 258.45 Td (om Discontinued Operations ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 210.95 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 210.95 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 210.95 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 182.95 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 182.95 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 182.95 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.95000000000005 m 198.5 224.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 224.95000000000005 m 243.5 224.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 224.95000000000005 m 288.5 224.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 210.95000000000005 m 198.5 210.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 210.95000000000005 m 243.5 210.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 210.95000000000005 m 288.5 210.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 210.95000000000005 m 243.5 210.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 210.95000000000005 m 288.5 210.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 168.95000000000005 m 198.5 168.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 145.95000000000005 m 198.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 168.95000000000005 m 243.5 168.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 145.95000000000005 m 243.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 168.95000000000005 m 288.5 168.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 145.95000000000005 m 288.5 145.95000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.05 238.40 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.20 229.40 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 215.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 215.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 215.41 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 201.41 Td (Cash flows used in operating activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 201.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 201.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 201.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 201.41 Td (\(162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 201.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 187.41 Td (Cash flows from investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 187.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 187.41 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 173.41 Td (Cash flows from financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 173.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 173.41 Td (41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 159.40 Td (Net cash provided by discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 150.40 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 150.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 150.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 150.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 150.41 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 150.41 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 235 0 obj <> endobj 236 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (3. BUSINESS SEGMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 728.25 Td (Citigroup is a diversified bank holding company whose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.25 Td (businesses provide a broad range of financial services to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.25 Td (Consumer and Corporate customers around the world. ) Tj ET Q q 0 0 0 rg BT 255.21 704.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 692.25 Td (s activities are conducted through the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 229.28 692.25 Td (Global ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 680.25 Td (Consumer Banking \(GCB\),Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 240.07 680.25 Td (oup \(ICG\), ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 668.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 668.25 Td ( and Citi Holdings business segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 656.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.05 656.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.05 656.25 Td ( segment includes a global, full-service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.25 Td (Consumer franchise delivering a wide array of banking, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.25 Td (card lending and investment services through a network of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.25 Td (local branches, of) Tj ET Q q 0 0 0 rg BT 106.62 620.25 Td (fices and electronic delivery systems and is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 608.25 Td (composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.88 608.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 608.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.04 608.25 Td (Regional Consumer Banking \(RCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.63 608.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 596.25 Td (businesses: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 83.50 596.25 Td (North ) Tj ET Q q 0 0 0 rg BT 109.16 596.25 Td (America, EMEA, Latin ) Tj ET Q q 0 0 0 rg BT 203.13 596.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.01 596.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 256.44 596.25 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.22 596.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 584.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 584.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.10 584.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.33 584.25 Td ( segment is composed of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.70 584.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.02 584.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.94 572.25 Td (Markets and Securities Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.96 572.25 Td ( and provides corporate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 560.25 Td (institutional, public sector and high-net-worth clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 548.25 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.26 548.25 Td ( countries with a broad range of banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.25 Td (and financial products and services.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 524.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 524.25 Td ( includes net treasury results, unallocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.25 Td (corporate expenses, of) Tj ET Q q 0 0 0 rg BT 125.50 512.25 Td (fsets to certain line-item ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.25 Td (reclassifications \(eliminations\), the results of discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 488.25 Td (operations and unallocated taxes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 476.25 Td (The Citi Holdings segment is composed of businesses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.25 Td (portfolios of assets that Citigroup has determined are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.25 Td (central to its core Citicorp businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 728.25 Td (The accounting policies of these reportable segments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 716.25 Td (the same as those disclosed in Note 1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 704.25 Td (Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 438.16 704.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 466.50 704.25 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 692.25 Td (10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 680.25 Td (The prior) Tj ET Q q 0 0 0 rg BT 379.29 680.25 Td (-period balances reflect reclassifications to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 668.25 Td (conform the presentation in those periods to the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 656.25 Td (period) Tj ET Q q 0 0 0 rg BT 352.33 656.25 Td (s presentation. Ef) Tj ET Q q 0 0 0 rg BT 421.85 656.25 Td (fective January 1, 2014, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 644.25 Td (business activities within the former ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 471.47 644.25 Td (Securities and Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.23 644.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 632.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 340.94 632.25 Td (T) Tj ET Q q 0 0 0 rg BT 345.95 632.25 Td (ransaction Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.54 632.25 Td ( were realigned and aggregated as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 620.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.33 620.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 376.76 620.25 Td (Markets and Securities Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.78 620.25 Td ( within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 535.34 620.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.56 620.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 608.25 Td (This change was due to the realignment of the management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 596.25 Td (structure within the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 404.26 596.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.48 596.25 Td ( segment and did not impact any total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 584.25 Td (segment-level information. In addition, during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 572.25 Td (quarter of 2014, reclassifications were made related to Citi) Tj ET Q q 0 0 0 rg BT 561.41 572.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 560.25 Td (re-allocation of certain administrative, operations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 548.25 Td (technology costs among Citi) Tj ET Q q 0 0 0 rg BT 440.93 548.25 Td (s businesses, the allocation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 536.25 Td (certain costs from the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 412.86 536.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.64 536.25 Td ( segment to Citi) Tj ET Q q 0 0 0 rg BT 547.02 536.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 524.25 Td (businesses as well as certain immaterial reclassifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 512.25 Td (between revenues and expenses af) Tj ET Q q 0 0 0 rg BT 460.98 512.25 Td (fecting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 491.24 512.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.46 512.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 500.25 Td (The following table presents certain information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 488.25 Td (regarding the Company) Tj ET Q q 0 0 0 rg BT 421.20 488.25 Td (s continuing operations by segment:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 372.75 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 372.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 372.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 372.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 372.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 372.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 372.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 372.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 372.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 344.75 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 344.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 344.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 344.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 344.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 344.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 344.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 344.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 344.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 316.75 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 316.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 316.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 316.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 316.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 316.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 316.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 316.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 316.75 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 409.75 m 219.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 409.75 m 269.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 409.75 m 319.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 409.75 m 369.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 409.75 m 419.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 409.75 m 469.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 409.75 m 519.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 409.75 m 576.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 165.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 395.75 m 219.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 395.75 m 269.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 395.75 m 319.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 395.75 m 369.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 395.75 m 419.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 395.75 m 469.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 395.75 m 519.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 409.75 m 576.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 372.75 m 165.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 372.75 m 219.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 395.75 m 269.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 372.75 m 269.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 372.75 m 319.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 395.75 m 369.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 372.75 m 369.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 372.75 m 419.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 395.75 m 469.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 372.75 m 469.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 372.75 m 519.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 372.75 m 576.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 372.75 m 219.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 372.75 m 269.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 372.75 m 319.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 372.75 m 369.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 372.75 m 419.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 372.75 m 469.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 372.75 m 519.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 372.75 m 576.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 330.75 m 165.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 330.75 m 219.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 330.75 m 269.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 330.75 m 319.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 330.75 m 369.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 330.75 m 419.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 330.75 m 469.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 330.75 m 519.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 330.75 m 576.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 330.75 m 219.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 330.75 m 269.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 330.75 m 319.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 330.75 m 369.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 330.75 m 419.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 330.75 m 469.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 330.75 m 519.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 330.75 m 576.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 302.75 m 165.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 288.75 m 165.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 302.75 m 219.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 288.75 m 219.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 302.75 m 269.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 288.75 m 269.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 302.75 m 319.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 288.75 m 319.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 302.75 m 369.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 288.75 m 369.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 302.75 m 419.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 288.75 m 419.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 302.75 m 469.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 288.75 m 469.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 302.75 m 519.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 288.75 m 519.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 302.75 m 576.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 288.75 m 576.5 288.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.60 423.20 Td (Revenues,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.90 414.20 Td (netofinter) Tj ET Q q 0 0 0 rg BT 212.22 414.20 Td (estexpense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 257.21 418.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.45 423.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 292.78 423.20 Td (ovision\(benefit\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.55 414.20 Td (for) Tj ET Q q 0 0 0 rg BT 298.88 414.20 Td (incometaxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.05 423.20 Td (Income\(loss\)fr) Tj ET Q q 0 0 0 rg BT 442.87 423.20 Td (om) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.55 414.20 Td (continuingoperations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 458.56 418.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.10 414.20 Td (Identifiableassets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.25 400.20 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 385.00 Td (Inmillionsofdollars,except) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 377.00 Td (identifiableassetsinbillions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 377.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 377.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 377.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.30 386.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.25 386.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 377.21 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 363.20 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 363.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 363.20 Td (9,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 363.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.75 363.21 Td (9,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 363.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 363.20 Td (758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 363.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 363.21 Td (922) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 363.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.75 363.20 Td (1,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 363.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 363.21 Td (1,825) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 363.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 363.20 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 363.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 363.21 Td (405) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 349.20 Td (Institutional Clients Group) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 349.20 Td (9,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.75 349.21 Td (9,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 349.20 Td (1,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.75 349.21 Td (1,377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.75 349.20 Td (2,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 349.21 Td (3,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 349.20 Td (1,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 349.21 Td (1,045) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 335.20 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.50 335.20 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 335.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 335.20 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 335.21 Td (\(169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 335.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 335.20 Td (\(458) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 335.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 335.21 Td (\(165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 335.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 335.20 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 335.21 Td (313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 321.21 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.25 321.20 Td (18,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.25 321.21 Td (19,343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 321.20 Td (2,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.75 321.21 Td (2,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.75 321.20 Td (4,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 321.21 Td (4,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 321.20 Td (1,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 321.21 Td (1,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 307.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 307.20 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.50 307.21 Td (905) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.50 307.20 Td (\(134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 307.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 307.21 Td (\(560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 307.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 307.20 Td (\(283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 307.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 307.21 Td (\(799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 307.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 307.20 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 307.21 Td (117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 293.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.25 293.20 Td (20,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 293.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.25 293.21 Td (20,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 293.20 Td (2,050) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 293.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.75 293.21 Td (1,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.75 293.20 Td (3,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 293.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 293.21 Td (3,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 293.20 Td (1,895) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.00 293.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 555.00 293.00 Td (1,880) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 271.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 271.65 Td (Includes Citicorp \(excluding ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 147.53 271.65 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.75 271.65 Td (\) total revenues, net of interest expense, in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 339.04 271.65 Td (North ) Tj ET Q q 0 0 0 rg BT 359.57 271.65 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 386.67 271.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.33 271.65 Td ($8.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.22 271.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.77 271.65 Td ($8.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.66 271.65 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 499.11 271.65 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 520.43 271.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.10 271.65 Td ($3.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 567.99 271.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 262.05 Td (and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.55 262.05 Td ($3.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 104.44 262.05 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 116.89 262.05 Td (Latin ) Tj ET Q q 0 0 0 rg BT 135.64 262.05 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 162.74 262.05 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.40 262.05 Td ($3.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.29 262.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.84 262.05 Td ($3.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.73 262.05 Td (; and in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 288.73 262.05 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 302.95 262.05 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.62 262.05 Td ($3.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.51 262.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.06 262.05 Td ($4.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.95 262.05 Td ( for the three months ended March 31, 2014 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 252.45 Td (2013, respectively) Tj ET Q q 0 0 0 rg BT 112.13 252.45 Td (. 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Tf ET q 0 0 0 rg BT 464.36 412.65 Td (.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 669.25 Td (Investment banking fees are substantially composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (underwriting and advisory revenues. Investment banking fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (are recognized when Citigroup) Tj ET Q q 0 0 0 rg BT 162.34 645.25 Td (s performance under the terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (of the contractual arrangements is completed, which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (typically at the closing of the transaction. Underwriting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (revenue is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 127.07 609.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.96 609.25 Td (, net of both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (reimbursable and non-reimbursable expenses, consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.17 585.25 Td (AICP) Tj ET Q q 0 0 0 rg BT 72.03 585.25 Td (A) Tj ET Q q 0 0 0 rg BT 78.70 585.25 Td ( ) Tj ET Q q 0 0 0 rg BT 80.65 585.25 Td (Audit and ) Tj ET Q q 0 0 0 rg BT 122.31 585.25 Td (Accounting Guide for Brokers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.25 Td (Dealers in Securities \(codified in ) Tj ET Q q 0 0 0 rg BT 169.57 573.25 Td (ASC 940-605-05-1\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 561.25 Td (Expenses associated with advisory transactions are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 549.25 Td (Other operating expenses,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.25 549.25 Td ( net of client reimbursements. Out-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.25 Td (of-pocket expenses are deferred and recognized at the time the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.25 Td (related revenue is recognized. In general, expenses incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (related to investment banking transactions that fail to close ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.25 Td (\(are not consummated\) are recorded gross in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 216.76 501.25 Td (Other operating ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.54 489.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 477.25 Td (Credit card and bank card fees are primarily composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.25 Td (interchange revenue and certain card fees, including annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.25 Td (fees, reduced by reward program costs and certain partner ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 441.25 Td (payments. Interchange revenue and fees are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.25 Td (earned, except for annual card fees, which are deferred and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.25 Td (amortized on a straight-line basis over a 12-month period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.25 Td (Reward costs are recognized when points are earned by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.25 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 381.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 381.25 Td (rading-related fees primarily include commissions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.25 Td (fees from the following: executing transactions for clients on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.25 Td (exchanges and over) Tj ET Q q 0 0 0 rg BT 114.65 357.25 Td (-the-counter markets; sale of mutual funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.25 Td (insurance and other annuity products; and assisting clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.25 Td (clearing transactions, providing brokerage services and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.25 Td (such activities. ) Tj ET Q q 0 0 0 rg BT 97.75 321.25 Td (T) Tj ET Q q 0 0 0 rg BT 103.50 321.25 Td (rading-related fees are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td (earned in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.42 309.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.32 309.25 Td (. Gains or losses, if any) Tj ET Q q 0 0 0 rg BT 257.26 309.25 Td (, on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (these transactions are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.23 297.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.95 297.25 Td ( \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (Note6 to the Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The following table presents ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 458.64 749.10 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.53 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (revenue for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.02 737.10 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.33 737.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.83 737.10 Td (March 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.43 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 689.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 689.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 689.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 661.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 661.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 661.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 633.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 633.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 633.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 605.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 605.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 605.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 577.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 577.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 577.60 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 703.6 m 488.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 703.6 m 532.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 703.6 m 576.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 689.6 m 488.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 689.6 m 532.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 689.6 m 576.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 675.6 m 488.5 675.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 675.6 m 532.5 675.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 675.6 m 576.5 675.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 563.6 m 488.5 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 563.6 m 532.5 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 563.6 m 576.5 563.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 549.6 m 488.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 563.6 m 532.5 563.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 549.6 m 532.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 563.6 m 576.5 563.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 549.6 m 576.5 549.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.05 717.05 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.20 708.05 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 693.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 694.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 694.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 680.06 Td (Investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 680.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 680.05 Td (834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 680.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 680.06 Td (924) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 666.06 Td (Credit cards and bank cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 666.05 Td (563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 666.06 Td (625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 652.06 Td (Trading-related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 652.05 Td (651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 652.06 Td (702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 638.06 Td (Trade and securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 638.05 Td (453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 638.06 Td (384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 624.06 Td (Other Consumer) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 386.74 628.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 624.05 Td (213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 624.06 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 610.06 Td (Checking-related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 610.05 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 610.06 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 596.06 Td (Corporate finance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 391.72 600.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 596.05 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 596.06 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 582.06 Td (Loan servicing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 582.05 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 582.06 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 568.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 568.05 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 568.06 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 554.05 Td (Total commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 554.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.75 554.05 Td (3,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 554.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 554.06 Td (3,435) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 532.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 532.50 Td (Primarily consists of fees for investment fund administration and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 522.90 Td (management, third-party collections, commercial demand deposit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 513.30 Td (accounts and certain credit card services.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 503.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 503.70 Td (Consists primarily of fees earned from structuring and underwriting loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 494.10 Td (syndications.) Tj ET Q endstream endobj 241 0 obj <> endobj 242 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (6. PRINCIP) Tj ET Q q 0 0 0 rg BT 96.92 749.25 Td (AL) Tj ET Q q 0 0 0 rg BT 110.26 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 112.58 749.25 Td (TRANSACTIONS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.72 729.25 Td ( revenue consists of realized and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (unrealized gains and losses from trading activities. ) Tj ET Q q 0 0 0 rg BT 240.76 717.25 Td (T) Tj ET Q q 0 0 0 rg BT 246.52 717.25 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (activities include revenues from fixed income, equities, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (and commodities products, and foreign exchange transactions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (Not included in the table below is the impact of net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (revenue related to trading activities, which is an integral part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (of trading activities) Tj ET Q q 0 0 0 rg BT 116.34 657.25 Td ( profitability) Tj ET Q q 0 0 0 rg BT 165.96 657.25 Td (. See Note4 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (Consolidated Financial Statements for information about net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (interest revenue related to trading activity) Tj ET Q q 0 0 0 rg BT 202.23 633.25 Td (. Principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (transactions include CV) Tj ET Q q 0 0 0 rg BT 130.80 621.25 Td (A) Tj ET Q q 0 0 0 rg BT 137.47 621.25 Td ( \(credit valuation adjustment on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (derivatives\) and DV) Tj ET Q q 0 0 0 rg BT 115.79 609.25 Td (A) Tj ET Q q 0 0 0 rg BT 122.46 609.25 Td ( \(debt valuation adjustments on issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (liabilities, for which the fair value option has been elected\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.00 585.25 Td ( ) Tj ET Q q 0 0 0 rg BT 50.32 585.25 Td (The following table presents principal transactions revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.25 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.88 573.25 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.19 573.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.69 573.25 Td (March 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.29 573.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 525.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 525.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 497.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 497.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 469.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 469.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 469.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 441.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 441.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 441.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 413.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 413.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 413.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 385.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 385.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 385.75 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 539.75 m 200.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 539.75 m 244.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 539.75 m 288.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 525.75 m 200.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 525.75 m 244.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 525.75 m 288.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 525.75 m 244.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 525.75 m 288.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 483.75 m 200.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 483.75 m 244.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 483.75 m 288.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 483.75 m 244.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 483.75 m 288.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 455.75 m 200.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 455.75 m 244.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 455.75 m 288.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 441.75 m 200.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 441.75 m 244.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 441.75 m 288.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 441.75 m 200.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 371.75 m 200.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 371.75 m 244.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 371.75 m 288.5 371.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 357.75 m 200.5 357.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 357.75 m 244.5 357.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 357.75 m 288.5 357.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.05 553.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.20 544.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 530.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 530.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.00 530.21 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 516.20 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 516.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.50 516.20 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 516.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 516.21 Td (210) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 502.20 Td (Institutional Clients Group) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.75 502.20 Td (2,607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 502.21 Td (2,473) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 488.20 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.00 488.20 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 488.21 Td (\(142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 488.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 474.21 Td (Subtotal Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 474.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.75 474.20 Td (2,817) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 474.21 Td (2,541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.00 460.20 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 460.21 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 460.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 446.20 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 446.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.75 446.20 Td (2,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 446.21 Td (2,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 432.21 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.46 436.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.75 432.20 Td (1,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 432.21 Td (1,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 418.21 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.96 422.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.50 418.20 Td (548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 418.21 Td (461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.21 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 97.73 408.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.50 404.20 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 404.21 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 390.21 Td (Commodity and other contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 152.73 394.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.50 390.20 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 390.21 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.21 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.23 380.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.50 376.20 Td (588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 376.21 Td (264) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 362.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 362.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.75 362.20 Td (2,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 362.21 Td (2,504) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 340.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 340.65 Td (Includes revenues from government securities and corporate debt, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 331.05 Td (municipal securities, preferred stock, mortgage securities and other debt ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 321.45 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 94.89 321.45 Td (Also includes spot and forward trading of currencies and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 311.85 Td (exchange-traded and over) Tj ET Q q 0 0 0 rg BT 136.46 311.85 Td (-the-counter \(OTC\) currency options, options ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 302.25 Td (on fixed income securities, interest rate swaps, currency swaps, swap ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 292.65 Td (options, caps and floors, financial futures, OTC options and forward ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 283.05 Td (contracts on fixed income securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 273.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 273.45 Td (Includes revenues from foreign exchange spot, forward, option and swap ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.85 Td (contracts, as well as FX translation gains and losses.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 254.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 254.25 Td (Includes revenues from common, preferred and convertible preferred ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 244.65 Td (stock, convertible corporate debt, equity-linked notes and exchange-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 235.05 Td (traded and OTC equity options and warrants.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 225.45 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 225.45 Td (Primarily includes revenues from crude oil, refined oil products, natural ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 215.85 Td (gas and other commodities trades.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 206.25 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 206.25 Td (Includes revenues from structured credit products.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (7. INCENTIVE PLANS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (All equity awards granted since ) Tj ET Q q 0 0 0 rg BT 452.57 725.25 Td (April 19, 2005 have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (made pursuant to stockholder) Tj ET Q q 0 0 0 rg BT 441.83 713.25 Td (-approved stock incentive plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (that are administered by the Personnel and Compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (Committee of the Citigroup Board of Directors, which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (composed entirely of independent non-employee directors. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 446.49 665.25 Td (s incentive plans, see Note 7 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (the Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 508.15 653.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 536.49 653.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (Report on Form 10-K.) Tj ET Q endstream endobj 243 0 obj <> endobj 244 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (19) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (8. RETIREMENT) Tj ET Q q 0 0 0 rg BT 114.16 749.25 Td ( BENEFITS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 174.88 725.25 Td (s retirement benefits, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Note 8 to the Consolidated Financial Statements in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 701.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 106.00 701.25 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Pension and Postr) Tj ET Q q 0 0 0 rg BT 113.05 677.25 Td (etir) Tj ET Q q 0 0 0 rg BT 127.86 677.25 Td (ement Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (The Company has several noncontributory defined benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (pension plans covering certain U.S. employees and has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (various defined benefit pension and termination indemnity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (plans covering employees outside the United States. ) Tj ET Q q 0 0 0 rg BT 246.88 629.25 Td (The U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (qualified defined benefit plan was frozen ef) Tj ET Q q 0 0 0 rg BT 210.18 617.25 Td (fective January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (2008 for most employees. ) Tj ET Q q 0 0 0 rg BT 141.82 605.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 191.16 605.25 Td (, no additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (compensation-based contributions were credited to the cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (balance portion of the plan for existing plan participants after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (2007. However) Tj ET Q q 0 0 0 rg BT 97.25 569.25 Td (, certain employees covered under the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (final pay plan formula continue to accrue benefits. ) Tj ET Q q 0 0 0 rg BT 239.91 557.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Company also of) Tj ET Q q 0 0 0 rg BT 104.14 545.25 Td (fers postretirement health care and life ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (insurance benefits to certain eligible U.S. retired employees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (as well as to certain eligible employees outside the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (States.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (The Company also sponsors a number of noncontributory) Tj ET Q q 0 0 0 rg BT 284.15 497.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (nonqualified pension plans. ) Tj ET Q q 0 0 0 rg BT 148.58 485.25 Td (These plans, which are unfunded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (provide supplemental defined pension benefits to certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 371.58 737.10 Td (W) Tj ET Q q 0 0 0 rg BT 380.62 737.10 Td (ith the exception of certain employees covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (under the prior final pay plan formula, the benefits under these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (plans were frozen in prior years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (In the second quarter of 2013, the Company changed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (method of accounting for its most significant pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (postretirement benefit plans \(Significant Plans\) such that plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (obligations, plan assets and periodic plan expense are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (remeasured and disclosed quarterly) Tj ET Q q 0 0 0 rg BT 464.68 653.10 Td (, instead of annually) Tj ET Q q 0 0 0 rg BT 545.12 653.10 Td (. ) Tj ET Q q 0 0 0 rg BT 549.94 653.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Significant Plans capture approximately 80% of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 629.10 Td (s global pension and postretirement plan obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (as of December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 428.69 617.10 Td (All other plans \(All Other Plans\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (remeasured annually with a December 31 measurement date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (For additional information, see Note 1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Financial Statements. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Net \(Benefit\) Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (The following table summarizes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (\(benefit\) expense recognized in the Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Income for the Company) Tj ET Q q 0 0 0 rg BT 427.03 521.10 Td (s U.S. qualified and nonqualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (pension plans, postretirement plans and plans outside the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (United States for the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 404.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 404.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 404.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 404.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 376.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 376.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 376.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 376.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 348.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 348.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 348.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 348.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 320.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 320.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 320.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 320.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 320.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 292.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 292.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 292.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 292.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 292.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 292.75 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 460.75 m 239.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 460.75 m 285.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 460.75 m 290.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 460.75 m 336.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 460.75 m 382.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 460.75 m 387.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 460.75 m 433.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 460.75 m 479.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 460.75 m 484.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 460.75 m 530.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 460.75 m 576.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 446.75 m 239.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 446.75 m 285.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 446.75 m 290.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 446.75 m 336.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 446.75 m 382.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 446.75 m 433.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 446.75 m 479.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 446.75 m 484.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 446.75 m 530.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 446.75 m 576.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 432.75 m 239.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 432.75 m 285.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 432.75 m 336.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 432.75 m 382.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 446.75 m 387.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 432.75 m 433.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 432.75 m 479.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 446.75 m 484.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 432.75 m 530.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 418.75 m 193.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 418.75 m 239.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 418.75 m 285.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 418.75 m 336.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 418.75 m 382.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 418.75 m 433.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 418.75 m 479.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 418.75 m 530.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 418.75 m 576.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 320.75 m 193.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 320.75 m 239.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 306.75 m 239.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 320.75 m 285.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 306.75 m 285.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 320.75 m 336.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 306.75 m 336.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 320.75 m 382.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 306.75 m 382.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 320.75 m 433.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 306.75 m 433.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 320.75 m 479.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 306.75 m 479.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 320.75 m 530.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 306.75 m 530.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 320.75 m 576.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 306.75 m 576.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.75 m 193.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 292.75 m 239.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 292.75 m 285.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 292.75 m 336.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 292.75 m 382.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 292.75 m 433.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 292.75 m 479.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 292.75 m 530.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 292.75 m 576.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 292.75 m 193.5 292.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 278.75 m 193.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 278.75 m 239.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 278.75 m 285.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 278.75 m 290.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 278.75 m 336.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 278.75 m 382.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 278.75 m 387.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 278.75 m 433.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 278.75 m 479.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 278.75 m 484.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 278.75 m 530.5 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 278.75 m 576.5 278.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.75 465.20 Td (Three Months Ended March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 451.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.10 451.20 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.15 451.20 Td (Postretirementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 437.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.60 437.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.10 437.20 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.60 437.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.10 437.20 Td (Non-U.S.plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 423.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.00 423.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 423.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.00 423.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 423.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 423.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 423.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 423.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 423.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 409.20 Td (Qualified plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.21 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 395.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 395.21 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 395.20 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 395.21 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 395.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 395.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 395.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 395.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.21 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.50 381.20 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 381.21 Td (126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 381.20 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 381.21 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 381.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 381.21 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 381.20 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 381.21 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.21 Td (Expected return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 367.20 Td (\(217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 367.21 Td (\(214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 367.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 367.20 Td (\(95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 367.21 Td (\(101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 367.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 367.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 367.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 367.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 367.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 367.21 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 367.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 339.21 Td (Prior service \(benefit\) cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.50 339.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 339.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 339.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 339.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 339.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 339.21 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 339.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 339.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.50 339.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 339.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 339.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 325.21 Td (Net actuarial \(gain\) loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 325.20 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 325.21 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 325.20 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 325.21 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 325.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 325.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 325.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 325.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 325.21 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 311.20 Td (Net qualified plans \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 311.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 311.20 Td (\(53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 311.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 311.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 311.21 Td (\(55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 311.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 311.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 311.20 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 311.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 311.21 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 311.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 311.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 311.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 311.21 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 311.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 311.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 311.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 311.21 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 297.20 Td (Nonqualified plans expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 297.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 297.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 297.21 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 297.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 297.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 297.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 297.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 297.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 297.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 297.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 297.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 297.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 283.20 Td (Total net \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 283.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 283.20 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 283.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 283.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 283.21 Td (\(43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 283.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 283.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 283.20 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 283.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 283.21 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 283.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 283.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 283.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 283.21 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 283.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 283.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 283.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 283.21 Td (27) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 245 0 obj <> endobj 246 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (120) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Funded Status and ) Tj ET Q q 0 0 0 rg BT 118.54 749.25 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 203.07 749.25 Td ( Compr) Tj ET Q q 0 0 0 rg BT 235.94 749.25 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table summarizes the funded status and amounts recognized in the Consolidated Balance Sheet for the Company) Tj ET Q q 0 0 0 rg BT 547.81 737.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Significant Plans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 52.94 701.25 Td (Amount Recognized) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 634.75 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 634.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 634.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 634.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 634.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 634.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 634.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 634.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.75 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 606.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 606.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 606.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 606.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 606.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 606.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 606.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.75 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 578.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 578.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 578.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 578.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 578.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 578.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 578.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.75 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 550.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 550.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 550.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 550.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 550.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 550.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 550.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.75 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 522.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 522.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 522.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 522.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 522.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 522.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 522.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 676.75 m 374.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 676.75 m 378.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 676.75 m 442.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 676.75 m 446.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 676.75 m 508.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 676.75 m 512.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 676.75 m 576.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 662.75 m 374.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 662.75 m 378.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 662.75 m 442.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 662.75 m 508.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 662.75 m 512.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 662.75 m 576.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 312.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 648.75 m 374.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 648.75 m 442.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 648.75 m 508.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 648.75 m 576.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 606.75 m 374.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 606.75 m 442.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 606.75 m 508.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 606.75 m 576.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.75 m 312.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 606.75 m 374.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 606.75 m 442.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 606.75 m 508.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 606.75 m 576.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 522.75 m 312.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 522.75 m 374.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 522.75 m 442.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 522.75 m 508.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 522.75 m 576.5 522.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 312.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 508.75 m 374.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 508.75 m 378.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 508.75 m 442.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 508.75 m 446.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 508.75 m 508.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 508.75 m 512.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 508.75 m 576.5 508.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.15 681.20 Td (Three Months Ended March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 667.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.60 667.20 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 667.20 Td (Postretirementplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 653.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.60 653.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.10 653.20 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.60 653.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.10 653.20 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 639.20 Td (Change in projected benefit obligation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.21 Td (Projected benefit obligation at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 625.20 Td (12,829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 625.20 Td (7,194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 625.20 Td (780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 625.20 Td (1,411) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.21 Td (Plans measured annually) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 611.20 Td (\(692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 611.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 611.20 Td (\(3,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 611.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 611.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 611.20 Td (\(357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 611.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.21 Td (Projected benefit obligation at beginning of period - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 597.20 Td (12,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 597.20 Td (3,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 597.20 Td (780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 597.20 Td (1,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 583.21 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 583.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 583.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 583.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 569.21 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 569.20 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 569.20 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 569.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 569.20 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.21 Td (Actuarial \(gain\) loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 555.20 Td (242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 555.20 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 555.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 555.20 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 541.21 Td (Benefits paid, net of participants contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 541.20 Td (\(169) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 541.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 541.20 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 541.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 541.20 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 541.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 541.20 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 541.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.21 Td (Foreign exchange impact and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 527.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 527.20 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 527.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 527.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 527.20 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 527.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 513.20 Td (Projected benefit obligation at period end - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 513.20 Td (12,352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 513.20 Td (3,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 513.20 Td (781) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 513.20 Td (1,110) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 433.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 433.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 433.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 433.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 433.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 433.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 433.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 433.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 405.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 405.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 405.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 405.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 405.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 405.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 405.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 405.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 377.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 377.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 377.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 377.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 377.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 377.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 377.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 377.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 349.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 349.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 349.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 349.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 349.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 349.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 349.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 349.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 321.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 321.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 321.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 321.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 321.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 321.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 321.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 321.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 293.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 293.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 293.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 293.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 293.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 293.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 293.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 265.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 265.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 265.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 265.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 265.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 265.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 265.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 265.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 237.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 237.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 237.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 237.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 237.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 237.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 237.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 237.15 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 209.15 282.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 209.15 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 209.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 209.15 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 209.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 209.15 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 209.15 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 209.15 68.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 475.15 m 372.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 475.15 m 376.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 475.15 m 441.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 475.15 m 445.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 475.15 m 504.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 475.15 m 508.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 475.15 m 576.5 475.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 461.15 m 372.5 461.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 461.15 m 376.5 461.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 461.15 m 441.5 461.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 461.15 m 504.5 461.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 461.15 m 508.5 461.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 461.15 m 576.5 461.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 447.15 m 318.5 447.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 447.15 m 372.5 447.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 447.15 m 441.5 447.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 447.15 m 445.5 447.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 447.15 m 504.5 447.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 447.15 m 576.5 447.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 405.15 m 372.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 405.15 m 441.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 405.15 m 504.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 405.15 m 576.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 405.15 m 318.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 405.15 m 441.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 405.15 m 504.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 405.15 m 576.5 405.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 335.15 m 318.5 335.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 335.15 m 372.5 335.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 335.15 m 441.5 335.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 335.15 m 504.5 335.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 335.15 m 576.5 335.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 321.15 m 318.5 321.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 321.15 m 372.5 321.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 321.15 m 441.5 321.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 321.15 m 504.5 321.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 321.15 m 576.5 321.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 307.15 m 318.5 307.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 307.15 m 372.5 307.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 307.15 m 441.5 307.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 307.15 m 504.5 307.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 307.15 m 576.5 307.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 265.15 m 318.5 265.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 265.15 m 372.5 265.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 265.15 m 441.5 265.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 265.15 m 504.5 265.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 265.15 m 576.5 265.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 251.14999999999998 m 318.5 251.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 251.14999999999998 m 372.5 251.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 251.14999999999998 m 441.5 251.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 251.14999999999998 m 504.5 251.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 251.14999999999998 m 576.5 251.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 209.14999999999998 m 318.5 209.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 195.14999999999998 m 318.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 209.14999999999998 m 372.5 209.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 195.14999999999998 m 372.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 209.14999999999998 m 441.5 209.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 195.14999999999998 m 441.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 209.14999999999998 m 504.5 209.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 195.14999999999998 m 504.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 209.14999999999998 m 576.5 209.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 195.14999999999998 m 576.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 195.14999999999998 m 318.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 181.14999999999998 m 318.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 195.14999999999998 m 372.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 181.14999999999998 m 372.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 195.14999999999998 m 376.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 181.14999999999998 m 376.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 195.14999999999998 m 441.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 181.14999999999998 m 441.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 195.14999999999998 m 445.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 181.14999999999998 m 445.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 195.14999999999998 m 504.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 181.14999999999998 m 504.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 195.14999999999998 m 508.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 181.14999999999998 m 508.5 181.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 195.14999999999998 m 576.5 195.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 181.14999999999998 m 576.5 181.14999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.15 479.60 Td (Three Months Ended March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 465.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.10 465.60 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 465.60 Td (Postretirementplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 451.40 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.60 451.60 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.60 451.60 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.10 451.60 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 451.60 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 437.60 Td (Change in plan assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 437.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 437.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 437.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 437.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 423.61 Td (Plan assets at fair value at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 423.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 423.60 Td (12,731) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 423.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 423.60 Td (6,918) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 423.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 423.60 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 423.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 423.60 Td (1,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.61 Td (Plans measured annually) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 409.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 409.60 Td (\(2,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 409.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 409.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 409.60 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 409.60 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.61 Td (Plan assets at fair value at beginning of period - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 395.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 395.60 Td (12,731) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 395.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 395.60 Td (4,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 395.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 395.60 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 395.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 395.60 Td (1,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.61 Td (Actual return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 381.60 Td (266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 381.60 Td (115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 381.60 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 381.60 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.61 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 367.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 367.60 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 367.60 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 367.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.61 Td (Benefits paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 353.60 Td (\(170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 353.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 353.60 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 353.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 353.60 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 353.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 353.60 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 353.60 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 339.61 Td (Foreign exchange impact and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 339.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 339.60 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 339.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 339.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 339.60 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 339.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 325.60 Td (Plan assets at fair value at period end - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 325.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 325.60 Td (12,827) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 325.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 325.60 Td (4,398) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 325.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 325.60 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 325.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 325.60 Td (1,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 311.60 Td (Funded status of the plans at period end ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 195.53 315.68 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.35 311.60 Td ( - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 311.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 311.60 Td (475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 311.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 311.60 Td (608) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 311.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 311.60 Td (\(753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 311.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 311.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 311.60 Td (341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 297.60 Td (Net amount recognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 297.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 297.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 297.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 297.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 283.61 Td (Benefit asset) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 283.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 283.60 Td (475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 283.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 283.60 Td (608) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 283.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 283.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 283.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 283.60 Td (341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 269.61 Td (Benefit liability) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 269.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 269.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 269.60 Td (\(753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 269.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 269.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 255.60 Td (Net amount recognized on the balance sheet - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 255.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 255.60 Td (475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 255.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 255.60 Td (608) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 255.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 255.60 Td (\(753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 255.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 255.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 255.60 Td (341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 241.60 Td (Amounts r) Tj ET Q q 0 0 0 rg BT 80.09 241.60 Td (ecognized in ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 129.58 241.60 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 241.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 241.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 241.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 241.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 227.61 Td (Prior service benefit \(cost\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 227.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 227.60 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 227.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 227.60 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 227.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 227.60 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 227.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 227.60 Td (168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 213.61 Td (Net actuarial gain \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 213.60 Td (\(4,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 213.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 213.60 Td (\(1,159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 213.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 213.60 Td (121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 213.60 Td (\(502) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 213.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 199.60 Td (Net amount recognized in equity \(pretax\) - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 199.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 199.60 Td (\(4,076) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 199.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 199.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 199.60 Td (\(1,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 199.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 199.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 199.60 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 199.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 199.60 Td (\(334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 199.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 185.60 Td (Accumulated benefit obligation at period end - Significant plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 185.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 185.60 Td (12,336) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 185.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 185.60 Td (3,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.95 185.60 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.95 185.60 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 164.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 164.05 Td (The U.S. qualified pension plan is fully funded under specified Employee Retirement Income Security ) Tj ET Q q 0 0 0 rg BT 383.69 164.05 Td (Act \(ERISA\) funding rulesas of January1, 2014 and no ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 154.45 Td (minimum required funding is expected for 2014.) Tj ET Q endstream endobj 247 0 obj <> endobj 248 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table shows the change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 218.68 749.10 Td (Accumulated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (other compr) Tj ET Q q 0 0 0 rg BT 84.79 737.10 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.81 737.10 Td (related to pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (postretirement benefit plans for the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 663.60 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 162.50 663.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 663.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.60 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 162.50 620.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 620.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 162.50 565.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 565.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.60 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 162.50 537.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 537.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 162.50 500.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 500.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 683.6 m 162.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 683.6 m 225.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 683.6 m 288.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 683.6 m 162.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 663.6 m 162.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 683.6 m 225.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 663.6 m 225.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 683.6 m 288.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 663.6 m 288.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 663.6 m 225.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 663.6 m 288.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 500.6 m 162.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 500.6 m 225.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 500.6 m 288.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.6 m 162.5 486.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 463.6 m 162.5 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 486.6 m 225.5 486.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 162.5 463.6 m 225.5 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 486.6 m 288.5 486.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 463.6 m 288.5 463.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.20 697.05 Td (Three Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.95 688.05 Td (Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.55 688.06 Td (Year Ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 667.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.80 675.00 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.50 666.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 674.86 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.50 665.91 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 654.05 Td (Beginning of period balance, ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 645.05 Td (net of tax ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 77.24 649.13 Td (\(1\) \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.00 645.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.75 645.05 Td (\(3,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 645.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 645.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 645.06 Td (\(5,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 645.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.86 Td (Cumulative effect of change in) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 622.91 Td (accounting policy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 625.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 625.06 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 625.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.06 Td (Actuarial assumptions changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.06 Td (and plan experience) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.50 602.05 Td (\(376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 602.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 602.06 Td (2,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.06 Td (Net asset gain \(loss\) due to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 579.06 Td (difference between actual and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.06 Td (expected returns) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 570.05 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 570.06 Td (\(1,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 570.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.06 Td (Net amortizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 556.05 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 556.06 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.06 Td (Prior service credit \(cost\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 542.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 542.06 Td (360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.06 Td (Foreign exchange impact and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 519.06 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 519.05 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 519.06 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 505.06 Td (Change in deferred taxes, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 505.05 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 505.06 Td (\(698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 505.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 491.05 Td (Change, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.00 491.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 491.05 Td (\(33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 491.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 491.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 491.06 Td (1,281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.05 Td (End of period balance, net of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 468.05 Td (tax ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 53.25 472.13 Td (\(1\) \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.00 468.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.75 468.05 Td (\(4,022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 468.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 468.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 468.06 Td (\(3,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 468.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 444.90 Td (\(1\)See Note 18 to the Consolidated Financial Statements for further ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.30 Td (discussion of net ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 109.77 435.30 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 192.57 435.30 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.98 435.30 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 425.70 Td (balance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 416.10 Td (\(2\)Includes net-of-tax amounts for certain profit sharing plans outside the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.50 Td (United States.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 382.50 Td (Plan ) Tj ET Q q 0 0 0 rg BT 57.40 382.50 Td (Assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.50 Td (The Company utilizes a number of assumptions to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.50 Td (plan obligations and expenses. Changes in one or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.50 Td (combination of these assumptions will have an impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.50 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 334.50 Td (s pension and postretirement project benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.50 Td (obligation, funded status and \(benefit\) expense. Changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.50 Td (plans) Tj ET Q q 0 0 0 rg BT 59.70 310.50 Td ( funded status resulting from changes in the project ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.50 Td (benefit obligation and fair value of plan assets will have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.50 Td (corresponding impact on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 137.92 286.50 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 241.41 286.50 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 274.50 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.60 274.50 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.50 Td (The discount rates used in determining the pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.50 Td (postretirement net \(benefit\) expense and benefit obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.50 Td (for the Significant Plans are shown in the following tables:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 184.00 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 184.00 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 184.00 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 156.00 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 156.00 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 156.00 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 128.00 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 128.00 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 128.00 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 100.00 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 100.00 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 100.00 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 205 m 201.5 205 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 205 m 270.5 205 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 205 m 201.5 205 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 184 m 125.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 184 m 201.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 184 m 270.5 184 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 86 m 125.5 86 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 86 m 201.5 86 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 86 m 270.5 86 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 136.20 218.45 Td (Three months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.45 209.45 Td (ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.60 218.46 Td (Three months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 209.46 Td (ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 188.25 Td (During the period) Tj ET Q BT /F3 8.00 Tf ET BT /F3 5.20 Tf ET q 0 0 0 rg BT 96.77 191.87 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 133.20 188.45 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.25 196.26 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.50 187.26 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 174.45 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 160.46 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.60 160.45 Td (4.75%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.85 160.46 Td (4.80%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 146.46 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.10 146.45 Td (4.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.60 146.46 Td (4.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 132.45 Td (Non-U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 118.46 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.50 118.45 Td (4.50 - 8.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.00 118.46 Td (4.50 - 8.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 104.46 Td (Weighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.10 104.45 Td (6.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.60 104.46 Td (6.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 90.46 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.10 90.45 Td (9.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.60 90.46 Td (8.90) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 67.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.30 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.41 67.30 Td (fective ) Tj ET Q q 0 0 0 rg BT 84.73 67.30 Td (April 1, 2013, the Company changed to a quarterly ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.70 Td (remeasurement approach for its six lar) Tj ET Q q 0 0 0 rg BT 176.70 57.70 Td (gest plans, including the U.S. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 48.10 Td (qualified pension and postretirement plans. For the Significant Plans, the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 750.50 Td (2013 rates shown above were utilized to calculate the fourth quarter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 740.90 Td (expense in 2013. ) Tj ET Q q 0 0 0 rg BT 397.84 740.90 Td (The 2014 rates shown above were utilized to calculate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 731.30 Td (the first quarter expense for 2014.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 685.80 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 685.80 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 685.80 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 657.80 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 657.80 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 657.80 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 629.80 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 629.80 89.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 629.80 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 600.80 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 600.80 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 600.80 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 685.8 m 420.5 685.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 685.8 m 509.5 685.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 685.8 m 420.5 685.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 685.8 m 509.5 685.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 685.8 m 575.5 685.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 586.8 m 420.5 586.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 586.8 m 509.5 586.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 586.8 m 575.5 586.8 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 690.05 Td (At period ended ) Tj ET Q BT /F3 8.00 Tf ET BT /F3 5.20 Tf ET q 0 0 0 rg BT 379.10 693.67 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.80 699.25 Td (Mar) Tj ET Q q 0 0 0 rg BT 461.63 699.25 Td (ch 31, ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 690.25 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.75 699.26 Td (December 31, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 690.26 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 676.25 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 662.26 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.10 662.25 Td (4.55%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.35 662.26 Td (4.75%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 648.26 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.60 648.25 Td (4.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.10 648.26 Td (4.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 634.25 Td (Non-U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 619.26 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 619.25 Td (4.40 - 8.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 619.26 Td (4.50 - 8.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 605.26 Td (Weighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.60 605.25 Td (6.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.10 605.26 Td (6.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 591.26 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.60 591.25 Td (8.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.10 591.26 Td (9.40) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 568.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 568.10 Td (For the Significant Plans, the 2014 rates shown above are utilized to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 558.50 Td (calculate the March 31, 2014 benefit obligation and will be utilized to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 548.90 Td (calculate the 2014 second quarter expense.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 524.90 Td (Sensitivities of Certain Key ) Tj ET Q q 0 0 0 rg BT 437.52 524.90 Td (Assumptions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 512.90 Td (The following table summarizes the estimated ef) Tj ET Q q 0 0 0 rg BT 518.76 512.90 Td (fect on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 500.90 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 500.90 Td (s Significant Plans quarterly pension expense of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 488.90 Td (one-percentage-point change in the discount rate:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 443.40 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 443.40 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 443.40 89.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 464.4 m 486.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 464.4 m 575.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 443.4 m 397.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 443.4 m 486.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 443.4 m 575.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 443.4 m 486.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 443.4 m 575.5 443.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 417.4 m 397.5 417.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 417.4 m 486.5 417.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 417.4 m 575.5 417.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 468.85 Td (Three Months Ended March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 447.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.55 455.80 Td (One-percentage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.70 446.80 Td (point increase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.55 455.80 Td (One-percentage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.95 446.80 Td (point decrease) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 434.66 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 434.80 Td ($2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 434.80 Td ($\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 421.66 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.25 421.80 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.25 421.80 Td (5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 393.90 Td (Since the U.S. qualified pension plan was frozen, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 381.90 Td (majority of the prospective service cost has been eliminated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 369.90 Td (and the gain/loss amortization period was changed to the life ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 357.90 Td (expectancy for inactive participants. ) Tj ET Q q 0 0 0 rg BT 470.88 357.90 Td (As a result, pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 345.90 Td (expense for the U.S. qualified pension plan is driven more by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 333.90 Td (interest costs than service costs, and an increase in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 321.90 Td (discount rate would increase pension expense, while a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 309.90 Td (decrease in the discount rate would decrease pension expense.) Tj ET Q endstream endobj 249 0 obj <> endobj 250 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (122) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Contributions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 737.25 Td (s funding practice for U.S. and non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (pension plans is generally to fund to minimum funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (requirements in accordance with applicable local laws and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 85.25 701.25 Td (The Company may increase its contributions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (above the minimum required contribution, if appropriate. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (addition, management has the ability to change its funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (practices. For the U.S. pension plans, there were no required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (minimum cash contributions during the first quarter of 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The following table summarizes the actual Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (contributions for the three months ended March 31, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (2013, as well as estimated expected Company contributions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (for the remainder of the year) Tj ET Q q 0 0 0 rg BT 438.11 713.10 Td (. Expected contributions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (subject to change since contribution decisions are af) Tj ET Q q 0 0 0 rg BT 532.36 701.10 Td (fected by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (various factors, such as market performance and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 35.00 629.25 Td (Summary of Company Contributions) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 579.75 204.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 579.75 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 533.50 579.75 42.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 605.75 m 281.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 605.75 m 323.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 605.75 m 365.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 605.75 m 407.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 605.75 m 281.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 592.75 m 281.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 605.75 m 323.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 592.75 m 323.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 605.75 m 365.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 592.75 m 365.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 605.75 m 407.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 592.75 m 407.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 605.75 m 449.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 592.75 m 449.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 605.75 m 491.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 592.75 m 491.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 605.75 m 533.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 592.75 m 533.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 605.75 m 575.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 592.75 m 575.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 579.75 m 239.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 592.75 m 281.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 579.75 m 281.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 592.75 m 323.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 579.75 m 323.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 592.75 m 365.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 579.75 m 365.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 592.75 m 407.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 579.75 m 407.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 579.75 m 491.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 592.75 m 533.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 579.75 m 533.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 592.75 m 575.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 579.75 m 575.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 579.75 m 239.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 579.75 m 365.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 579.75 m 407.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 579.75 m 449.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 557.75 m 449.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 579.75 m 491.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 579.75 m 533.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 579.75 m 575.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 557.75 m 239.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 535.75 m 239.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 557.75 m 281.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 535.75 m 281.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 557.75 m 323.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 535.75 m 323.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 557.75 m 365.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 535.75 m 365.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 557.75 m 407.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 535.75 m 407.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 535.75 m 449.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 557.75 m 491.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 535.75 m 491.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 557.75 m 533.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 535.75 m 533.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 557.75 m 575.5 557.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 535.75 m 575.5 535.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.60 610.15 Td (Pension plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.65 610.15 Td (Postretirement benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.05 597.15 Td (U.S. plans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 298.07 601.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.10 597.15 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.60 597.15 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.10 597.15 Td (Non-U.S. plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 584.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.00 584.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 584.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 584.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 584.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 584.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 584.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 584.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 584.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 571.15 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 129.27 575.23 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 136.09 571.15 Td ( for) Tj ET Q q 0 0 0 rg BT 149.67 571.15 Td ( the thr) Tj ET Q q 0 0 0 rg BT 178.00 571.15 Td (ee months ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 562.15 Td (ended Mar) Tj ET Q q 0 0 0 rg BT 80.08 562.15 Td (ch 31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 562.20 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 562.21 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 562.20 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 562.21 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 562.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 562.21 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.50 562.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 562.21 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 549.15 Td (Company contributions expected for the remainder) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 540.15 Td (of the year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 540.20 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 540.21 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 540.20 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 540.21 Td (121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 540.20 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 540.21 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.50 540.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 540.21 Td (7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 517.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 517.05 Td (The U.S. pension plans include benefits paid directly by the Company for the nonqualified pension plans. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 507.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 507.45 Td (Company contributions are composed of cash contributions made to the plans and benefits paid directly to participants by the Company) Tj ET Q q 0 0 0 rg BT 487.82 507.45 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 474.45 Td (Defined Contribution Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.45 Td (The Company sponsors defined contribution plans in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.45 Td (and in certain non-U.S. locations, all of which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.45 Td (administered in accordance with local laws. ) Tj ET Q q 0 0 0 rg BT 213.25 438.45 Td (The most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.45 Td (significant defined contribution plan is the Citigroup 401\(k\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.45 Td (Plan sponsored by the Company in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 402.45 Td (Under the Citigroup 401\(k\) Plan, eligible U.S. employees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.45 Td (receive matching contributions of up to 6% of their eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.45 Td (compensation for 2014 and 2013, subject to statutory limits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.45 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 366.45 Td (, for eligible employees whose eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.45 Td (compensation is $100,000 or less, a fixed contribution of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.45 Td (2% of eligible compensation is provided. ) Tj ET Q q 0 0 0 rg BT 202.36 342.45 Td (All company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.45 Td (contributions are invested according to participants) Tj ET Q q 0 0 0 rg BT 243.25 330.45 Td ( individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.45 Td (elections. ) Tj ET Q q 0 0 0 rg BT 76.36 318.45 Td (The pretax expense associated with this plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.45 Td (amounted to approximately $103 million for each of the three-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.45 Td (month periods ended March 31, 2014 and 2013, respectively) Tj ET Q q 0 0 0 rg BT 278.07 294.45 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 486.45 Td (Postemployment Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 474.45 Td (The Company sponsors U.S. postemployment plans that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 462.45 Td (provide income continuation and health and welfare benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 450.45 Td (to certain eligible U.S. employees on long-term disability) Tj ET Q q 0 0 0 rg BT 553.02 450.45 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 438.45 Td (The following table summarizes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 426.45 Td (expense recognized in the Consolidated Statement of Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 414.45 Td (for the Company) Tj ET Q q 0 0 0 rg BT 394.54 414.45 Td (s U.S. postemployment plans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 365.95 141.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 365.95 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 365.95 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 337.95 141.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 337.95 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 337.95 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 309.95 141.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 309.95 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 309.95 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 281.95 141.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 281.95 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 281.95 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 253.95 141.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 253.95 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 253.95 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 379.95000000000005 m 520.5 379.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 379.95000000000005 m 575.5 379.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 365.95000000000005 m 464.5 365.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 365.95000000000005 m 520.5 365.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 365.95000000000005 m 575.5 365.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 281.95000000000005 m 464.5 281.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 281.95000000000005 m 520.5 281.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 281.95000000000005 m 575.5 281.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 281.95000000000005 m 464.5 281.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 267.95000000000005 m 464.5 267.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 281.95000000000005 m 520.5 281.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 267.95000000000005 m 520.5 267.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 267.95000000000005 m 575.5 267.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 253.95000000000005 m 464.5 253.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 253.95000000000005 m 520.5 253.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 253.95000000000005 m 575.5 253.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 253.95000000000005 m 464.5 253.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 239.95000000000005 m 464.5 239.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 253.95000000000005 m 520.5 253.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 239.95000000000005 m 520.5 239.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 239.95000000000005 m 575.5 239.95000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.55 393.40 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.80 384.40 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 370.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 370.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 370.41 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 356.40 Td (Service related expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 342.41 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 342.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.65 342.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 342.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 342.41 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 328.41 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.15 328.40 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 328.41 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 314.41 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 300.41 Td (Prior service cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.15 300.40 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.65 300.40 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 300.41 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 286.41 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.15 286.40 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 286.41 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 272.40 Td (Total service related expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 272.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.15 272.40 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.65 272.40 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 272.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.65 272.41 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 258.40 Td (Non-service related expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 258.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.15 258.40 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 258.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 258.41 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 244.40 Td (Total net expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 244.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.15 244.40 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 244.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.65 244.41 Td (22) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 251 0 obj <> endobj 252 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (123) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (9.EARNINGS PER SHARE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (The following is a reconciliation of the income and share data used in the basic and diluted earnings per share \(EPS\) computations for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 709.25 Td (the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.53 709.25 Td (March 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.13 709.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 653.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 653.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 625.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 625.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 597.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 597.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 569.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 569.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 532.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 532.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 504.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 504.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 476.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 476.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 476.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 448.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 448.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 448.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 420.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 420.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 420.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 392.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 392.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 364.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 364.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 336.75 430.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 336.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 336.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.75 m 466.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 667.75 m 521.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 667.75 m 576.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.75 m 466.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 653.75 m 521.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 653.75 m 576.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 653.75 m 521.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 653.75 m 576.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 466.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 625.75 m 521.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 625.75 m 576.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.75 m 466.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 569.75 m 521.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 569.75 m 576.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 466.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 532.75 m 521.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.75 m 466.5 504.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 504.75 m 521.5 504.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 504.75 m 576.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 434.75 m 466.5 434.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 420.75 m 466.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 434.75 m 521.5 434.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 420.75 m 521.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 434.75 m 576.5 434.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 420.75 m 576.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 378.75 m 466.5 378.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 364.75 m 466.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 378.75 m 521.5 378.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 364.75 m 521.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 378.75 m 576.5 378.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 364.75 m 576.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 322.75 m 466.5 322.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 308.75 m 466.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 322.75 m 521.5 322.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 308.75 m 521.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 322.75 m 576.5 322.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 308.75 m 576.5 308.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.05 681.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.20 672.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 658.00 Td (In millions, except shares and per-share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 658.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 658.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.20 Td (Income from continuing operations before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 644.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 644.20 Td (3,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 644.21 Td (3,931) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.21 Td (Less: Noncontrolling interests from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 630.20 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 630.21 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 616.20 Td (Net income from continuing operations \(for EPS purposes\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 616.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 616.20 Td (3,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 616.21 Td (3,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.21 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 602.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 602.21 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 602.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 588.20 Td (Citigroup's net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 588.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 588.20 Td (3,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 588.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 588.21 Td (3,808) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.21 Td (Less: Preferred dividends) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.97 578.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 574.20 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 574.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.20 Td (Net income available to common shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 560.20 Td (3,819) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 560.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 560.21 Td (3,804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.21 Td (Less: Dividends and undistributed earnings allocated to employee restricted and deferred shares with nonforfeitable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 537.21 Td (rights to dividends, applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 537.20 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 537.21 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.20 Td (Net income allocated to common shareholders for basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 523.20 Td (3,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 523.21 Td (3,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 509.20 Td (Net income allocated to common shareholders for diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 509.20 Td (3,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 509.21 Td (3,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 495.20 Td (Weighted-average common shares outstanding applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 495.20 Td (3,037.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 495.21 Td (3,040.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 481.21 Td (Effect of dilutive securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 467.21 Td (Options) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 73.50 471.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.75 467.20 Td (5.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 467.21 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 453.21 Td (Other employee plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.75 453.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 453.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 439.21 Td (Convertible securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.73 443.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 439.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 439.21 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 425.20 Td (Adjusted weighted-average common shares outstanding applicable to diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 425.20 Td (3,043.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 425.21 Td (3,044.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 411.20 Td (Basic earnings per) Tj ET Q q 0 0 0 rg BT 109.84 411.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 128.93 411.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 132.92 415.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 397.21 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 397.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.25 397.20 Td (1.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 397.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.21 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.25 383.20 Td (0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 383.21 Td (\(0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 383.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 369.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.25 369.20 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 369.21 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 355.20 Td (Diluted earnings per share) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.21 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 341.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.25 341.20 Td (1.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 341.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 341.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.21 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.25 327.20 Td (0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 327.21 Td (\(0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 327.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 313.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 313.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.25 313.20 Td (1.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 313.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 313.21 Td (1.23) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 291.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 291.65 Td (See Note19 to the Consolidated Financial Statements for the potential future impact of preferred stock dividends.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 282.05 Td (During the first quarters of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 141.75 282.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.75 282.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.30 282.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.30 282.05 Td (, weighted-average options to purchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.37 282.05 Td (0.9 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.48 282.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.04 282.05 Td (8.2 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.15 282.05 Td ( shares of common stock, respectively) Tj ET Q q 0 0 0 rg BT 525.82 282.05 Td (, were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 272.45 Td (outstanding but not included in the computation of earnings per share because the weighted-average exercise prices of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.09 272.45 Td ($194.37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 460.09 272.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.64 272.45 Td ($80.84) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.64 272.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 539.77 272.45 Td (, were anti-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 262.85 Td (dilutive.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 253.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 253.25 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 253.25 Td (arrants issued to the U.S. ) Tj ET Q q 0 0 0 rg BT 142.75 253.25 Td (T) Tj ET Q q 0 0 0 rg BT 147.36 253.25 Td (reasury as part of the ) Tj ET Q q 0 0 0 rg BT 216.30 253.25 Td (T) Tj ET Q q 0 0 0 rg BT 220.90 253.25 Td (roubled ) Tj ET Q q 0 0 0 rg BT 246.90 253.25 Td (Asset Relief Program \(T) Tj ET Q q 0 0 0 rg BT 324.68 253.25 Td (ARP\) and the loss-sharing agreement \(all of which were subsequently sold to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 243.65 Td (the public in January 201) Tj ET Q q 0 0 0 rg BT 134.57 243.65 Td (1\), with an exercise price of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.87 243.65 Td ($178.50) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.87 243.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 267.42 243.65 Td ($106.10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 293.42 243.65 Td ( for approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 354.95 243.65 Td (21.0 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.07 243.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 409.62 243.65 Td (25.5 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.73 243.65 Td ( shares of Citigroup common stock, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 234.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 234.05 Td (, were not included in the computation of earnings per share in the first quarters of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 357.60 234.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.60 234.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 389.15 234.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 405.15 234.05 Td ( because they were anti-dilutive.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 224.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 224.45 Td (Due to rounding, earnings per share on continuing operations and discontinued operations may not sum to earnings per share on net income.) Tj ET Q endstream endobj 253 0 obj <> endobj 254 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (124) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (10.FEDERAL) Tj ET Q q 0 0 0 rg BT 98.23 749.25 Td ( FUNDS, SECURITIES BORROWED, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (LOANED, ) Tj ET Q q 0 0 0 rg BT 83.23 737.25 Td (AND SUBJECT) Tj ET Q q 0 0 0 rg BT 152.23 737.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.55 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 161.04 737.25 Td (O REPURCHASE ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (AGREEMENTS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 189.23 705.25 Td (owed or pur) Tj ET Q q 0 0 0 rg BT 237.75 705.25 Td (chased ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (under agr) Tj ET Q q 0 0 0 rg BT 75.35 693.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 123.86 693.25 Td (esell) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.18 693.25 Td (, at their respective carrying values, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (consisted of the following at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.37 681.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.97 681.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 669.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 627.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 627.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 627.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 590.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 590.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 590.75 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 627.75 m 165.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 627.75 m 227.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 627.75 m 287.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 567.75 m 165.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 553.75 m 165.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 567.75 m 227.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 553.75 m 227.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 567.75 m 287.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 553.75 m 287.5 553.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 632.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.30 641.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 632.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 641.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 632.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 618.21 Td (Federal funds sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 618.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 618.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 604.21 Td (Securities purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 595.21 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 595.20 Td (133,110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 595.21 Td (136,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 581.21 Td (Deposits paid for securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 572.21 Td (borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 572.20 Td (130,288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 572.21 Td (120,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 558.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 558.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 558.20 Td (263,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 558.21 Td (257,037) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 534.25 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 125.85 534.25 Td (chased and securities loaned or sold ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 522.25 Td (under agr) Tj ET Q q 0 0 0 rg BT 75.35 522.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 123.86 522.25 Td (epur) Tj ET Q q 0 0 0 rg BT 141.82 522.25 Td (chase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 522.25 Td (, at their respective carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 510.25 Td (values, consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 468.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 468.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 468.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 431.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 431.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 431.75 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 468.75 m 165.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 468.75 m 227.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 468.75 m 287.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 408.75 m 165.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 394.75 m 165.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 408.75 m 227.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 394.75 m 227.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 408.75 m 287.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 394.75 m 287.5 394.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 473.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.30 482.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 473.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 482.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 473.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 459.21 Td (Federal funds purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 459.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 459.20 Td (1,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 459.21 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 445.21 Td (Securities sold under agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 436.21 Td (to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 436.20 Td (164,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 436.21 Td (175,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 422.21 Td (Deposits received for securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 413.21 Td (loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.25 413.20 Td (24,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.25 413.21 Td (26,911) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 399.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 399.20 Td (190,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 399.21 Td (203,512) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.25 Td (The resale and repurchase agreements represent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.25 Td (collateralized financing transactions. ) Tj ET Q q 0 0 0 rg BT 185.20 361.25 Td (The Company executes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.25 Td (these transactions through its broker) Tj ET Q q 0 0 0 rg BT 180.77 349.25 Td (-dealer subsidiaries to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.25 Td (facilitate customer matched-book activity and to ef) Tj ET Q q 0 0 0 rg BT 239.63 337.25 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.25 Td (fund a portion of the Company) Tj ET Q q 0 0 0 rg BT 162.37 325.25 Td (s trading inventory) Tj ET Q q 0 0 0 rg BT 237.26 325.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 313.25 Td (ransactions executed by the Company) Tj ET Q q 0 0 0 rg BT 196.16 313.25 Td (s bank subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.25 Td (primarily facilitate customer financing activity) Tj ET Q q 0 0 0 rg BT 221.95 301.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.25 Td (It is the Company) Tj ET Q q 0 0 0 rg BT 128.16 289.25 Td (s policy to take possession of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.25 Td (underlying collateral, monitor its market value relative to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.25 Td (amounts due under the agreements and, when necessary) Tj ET Q q 0 0 0 rg BT 259.16 265.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.25 Td (require prompt transfer of additional collateral in order to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.25 Td (maintain contractual mar) Tj ET Q q 0 0 0 rg BT 135.78 241.25 Td (gin protection. Collateral typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.25 Td (consists of government and government-agency securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.25 Td (corporate and municipal bonds, and mortgage-backed and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.25 Td (other asset-backed securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 193.25 Td (The resale and repurchase agreements are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.25 Td (documented under industry standard agreements that allow the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.25 Td (prompt close-out of all transactions \(including the liquidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.25 Td (of securities held\) and the of) Tj ET Q q 0 0 0 rg BT 149.95 157.25 Td (fsetting of obligations to return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.25 Td (cash or securities by the non-defaulting party) Tj ET Q q 0 0 0 rg BT 215.85 145.25 Td (, following a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.25 Td (payment or other type of default under the relevant master ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 121.25 Td (agreement. Events of default generally include: \(i\)failure to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.25 Td (deliver cash or securities as required under the transaction, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.25 Td (\(ii\)failure to provide or return cash or securities as used for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.25 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 85.25 Td (gining purposes, \(iii\)breach of representation, \(iv\)cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.25 Td (default to another transaction entered into among the parties, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 61.25 Td (or) Tj ET Q q 0 0 0 rg BT 43.93 61.25 Td (, in some cases, their af) Tj ET Q q 0 0 0 rg BT 137.33 61.25 Td (filiates, and \(v\)a repudiation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.25 Td (obligations under the agreement. ) Tj ET Q q 0 0 0 rg BT 169.39 49.25 Td (The counterparty that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (receives the securities in these transactions is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (unrestricted in its use of the securities, with the exception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (transactions executed on a tri-party basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (The majority of the resale and repurchase agreements is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (recorded at fair value, as described in Note22 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 467.69 689.10 Td (The remaining portion is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (carried at the amount of cash initially advanced or received, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (plus accrued interest, as specified in the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 641.10 Td (The securities borrowing and lending agreements also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (represent collateralized financing transactions similar to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (resale and repurchase agreements. Collateral typically consists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (of government and government-agency securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (corporate debt and equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (Similar to the resale and repurchase agreements, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (borrowing and lending agreements are generally documented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (under industry standard agreements that allow the prompt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (close-out of all transactions \(including the liquidation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (securities held\) and the of) Tj ET Q q 0 0 0 rg BT 427.12 533.10 Td (fsetting of obligations to return cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (or securities by the non-defaulting party) Tj ET Q q 0 0 0 rg BT 483.58 521.10 Td (, following a payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (or other default by the other party under the relevant master ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (agreement. Events of default and rights to use securities under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (the securities borrowing and lending agreements are similar to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (the resale and repurchase agreements referenced above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 461.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 461.10 Td ( majority of securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (agreements is recorded at the amount of cash advanced or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (received. ) Tj ET Q q 0 0 0 rg BT 362.68 437.10 Td (The remaining portion is recorded at fair value as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (Company elected the fair value option for certain securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (borrowed and loaned portfolios, as described in Note23 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 467.69 401.10 Td (W) Tj ET Q q 0 0 0 rg BT 476.72 401.10 Td (ith respect to securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (loaned, the Company receives cash collateral in an amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (generally in excess of the market value of the securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (loaned. ) Tj ET Q q 0 0 0 rg BT 355.47 365.10 Td (The Company monitors the market value of securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (borrowed and securities loaned on a daily basis and obtains or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (posts additional collateral in order to maintain contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (mar) Tj ET Q q 0 0 0 rg BT 339.37 329.10 Td (gin protection.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.10 Td (The enforceability of of) Tj ET Q q 0 0 0 rg BT 437.05 317.10 Td (fsetting rights incorporated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (master netting agreements for resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (agreements and securities borrowing and lending agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (is evidenced to the extent that a supportive legal opinion has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (been obtained from counsel of recognized standing which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (provides the requisite level of certainty regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (enforceability of these agreements and that the exercise of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (rights by the non-defaulting party to terminate and close-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (transactions on a net basis under these agreements will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (stayed, or avoided under applicable law upon an event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (default including bankruptcy) Tj ET Q q 0 0 0 rg BT 438.87 197.10 Td (, insolvency or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (proceeding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 173.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 173.10 Td ( legal opinion may not have been sought or obtained for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (certain jurisdictions where local law is silent or suf) Tj ET Q q 0 0 0 rg BT 527.65 161.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (ambiguous to determine the enforceability of of) Tj ET Q q 0 0 0 rg BT 514.87 149.10 Td (fsetting rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (or where adverse case law or conflicting regulation may cast ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (doubt on the enforceability of such rights. In some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (jurisdictions and for some counterparty types, the insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (law for a particular counterparty type may be nonexistent or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (unclear as overlapping regimes may exist. For example, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (may be the case for certain sovereigns, municipalities, central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (banks and U.S. pension plans.) Tj ET Q endstream endobj 255 0 obj <> endobj 256 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following tables present the gross and net resale and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (repurchase agreements and securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (agreements and the related of) Tj ET Q q 0 0 0 rg BT 153.54 725.10 Td (fsetting amount permitted under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (ASC 210-20-45, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.27 713.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.87 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.31 713.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 701.10 Td (. ) Tj ET Q q 0 0 0 rg BT 60.82 701.10 Td (The tables also include amounts related to financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (instruments that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 203.83 689.10 Td (fset under ) Tj ET Q q 0 0 0 rg BT 245.49 689.10 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (210-20-45 but would be eligible for of) Tj ET Q q 0 0 0 rg BT 189.68 677.10 Td (fsetting to the extent an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (event of default occurred and a legal opinion supporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (enforceability of the of) Tj ET Q q 0 0 0 rg BT 415.72 737.10 Td (fsetting rights has been obtained. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Remaining exposures continue to be secured by financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (collateral, but the Company may not have sought or been able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (to obtain a legal opinion evidencing enforceability of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 689.10 Td (fsetting right.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 593.60 161.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 593.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 593.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 593.60 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 593.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 593.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 556.60 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 556.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 556.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 556.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 556.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 556.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 652.6 m 264.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 652.6 m 334.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 652.6 m 420.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 652.6 m 520.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 652.6 m 572.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 593.6 m 199.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 652.6 m 264.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 593.6 m 264.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 652.6 m 334.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 593.6 m 334.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 652.6 m 420.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 593.6 m 420.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 652.6 m 520.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 593.6 m 520.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 652.6 m 572.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 593.6 m 572.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 556.6 m 199.5 556.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 542.6 m 199.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 556.6 m 264.5 556.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 542.6 m 264.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 556.6 m 334.5 556.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 542.6 m 334.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 556.6 m 420.5 556.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 542.6 m 420.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 556.6 m 520.5 556.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 542.6 m 520.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 556.6 m 572.5 556.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 542.6 m 572.5 542.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 657.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.70 657.05 Td (As of March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 597.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.70 616.05 Td (Gross amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.95 607.05 Td (of recognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 598.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.20 625.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 281.03 625.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 616.05 Td (offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.70 607.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.70 598.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 322.45 602.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 625.05 Td (Net amounts of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.45 616.05 Td (assets included on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.60 607.05 Td (the Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.70 598.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 400.45 602.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 643.05 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.10 634.05 Td (not offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.35 625.05 Td (Consolidated Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.20 616.05 Td (Sheet but eligible for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.10 607.05 Td (offsetting upon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.70 598.05 Td (counterparty default) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 506.44 602.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.25 607.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.05 598.05 Td (amounts) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 559.06 602.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 584.06 Td (Securities purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 575.06 Td (resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 575.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 575.05 Td (190,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 575.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 575.05 Td (57,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 575.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 575.05 Td (133,110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 575.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 575.05 Td (102,098) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 575.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 575.05 Td (31,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 561.06 Td (Deposits paid for securities borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 561.05 Td (130,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 561.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 561.05 Td (130,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 561.05 Td (29,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 561.05 Td (100,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 547.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 547.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 547.05 Td (321,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 547.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 547.05 Td (57,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 547.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 547.05 Td (263,398) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 547.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 547.05 Td (131,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 547.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 547.05 Td (131,666) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 461.60 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 461.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 461.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 461.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 461.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 461.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 424.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 424.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 424.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 424.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 424.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 424.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 461.6 m 199.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 461.6 m 264.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 461.6 m 334.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 461.6 m 423.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 461.6 m 523.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 461.6 m 575.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 424.6 m 199.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 410.6 m 199.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 424.6 m 264.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 410.6 m 264.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 424.6 m 334.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 410.6 m 334.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 424.6 m 423.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 410.6 m 423.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 424.6 m 523.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 410.6 m 523.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 424.6 m 575.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 410.6 m 575.5 410.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 465.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.70 484.05 Td (Gross amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.95 475.05 Td (of recognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.95 466.05 Td (liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.20 493.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 281.03 493.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 484.05 Td (offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.70 475.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.70 466.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 322.45 470.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.25 493.05 Td (Net amounts of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.45 484.05 Td (liabilities included on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.10 475.05 Td (the Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.20 466.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 401.95 470.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.45 511.05 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.10 502.05 Td (not offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.35 493.05 Td (Consolidated Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.20 484.05 Td (Sheet but eligible for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.10 475.05 Td (offsetting upon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.70 466.05 Td (counterparty default) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 509.44 470.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.25 475.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.05 466.05 Td (amounts) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 562.06 470.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 452.06 Td (Securities sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 443.06 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 443.05 Td (222,399) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 443.05 Td (57,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 443.05 Td (164,749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 443.05 Td (62,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 443.05 Td (102,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 429.06 Td (Deposits received for securities loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.25 429.05 Td (24,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 429.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 429.05 Td (24,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 429.05 Td (5,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 429.05 Td (18,815) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 415.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 415.05 Td (246,869) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 415.05 Td (57,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 415.05 Td (189,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 415.05 Td (68,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 415.05 Td (120,937) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 315.60 165.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 315.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 315.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 315.60 88.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 315.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 315.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 278.60 165.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 278.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 278.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 278.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 278.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 278.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 374.6 m 265.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 374.6 m 335.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 374.6 m 423.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 374.6 m 523.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 374.6 m 575.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 315.6 m 200.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 374.6 m 265.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 315.6 m 265.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 374.6 m 335.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 315.6 m 335.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 374.6 m 423.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 315.6 m 423.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 374.6 m 523.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 315.6 m 523.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 374.6 m 575.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 315.6 m 575.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 278.6 m 200.5 278.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 264.6 m 200.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 278.6 m 265.5 278.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 264.6 m 265.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 278.6 m 335.5 278.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 264.6 m 335.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 278.6 m 423.5 278.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 264.6 m 423.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 278.6 m 523.5 278.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 264.6 m 523.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 278.6 m 575.5 278.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 264.6 m 575.5 264.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 379.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.10 379.06 Td (As of December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 319.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.60 338.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.85 329.06 Td (of recognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 320.06 Td (assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.10 347.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.55 338.06 Td (of) Tj ET Q q 0 0 0 rg BT 284.88 338.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 329.06 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.95 320.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.18 324.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 347.06 Td (Net amounts of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.25 338.06 Td (assets included on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.60 329.06 Td (the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.95 320.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 401.18 324.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.45 365.06 Td (Amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.70 356.06 Td (not of) Tj ET Q q 0 0 0 rg BT 464.78 356.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.60 347.06 Td (Consolidated Balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.10 338.06 Td (Sheet but eligible for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.70 329.06 Td (of) Tj ET Q q 0 0 0 rg BT 453.03 329.06 Td (fsetting upon) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.20 320.06 Td (counterparty default) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 505.92 324.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 329.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.30 320.06 Td (amounts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 560.80 324.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 306.06 Td (Securities purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 297.06 Td (resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 297.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 297.06 Td (179,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 297.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 297.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 297.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 297.06 Td (136,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 297.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 297.06 Td (105,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 297.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 297.06 Td (31,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 283.06 Td (Deposits paid for securities borrowed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 283.06 Td (120,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 283.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 283.06 Td (120,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 283.06 Td (26,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 283.06 Td (93,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 269.06 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 269.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 269.06 Td (300,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 269.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 269.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 269.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 269.06 Td (257,017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 269.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 269.06 Td (131,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 269.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 269.06 Td (125,063) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 195.60 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 195.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 195.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 195.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 195.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 195.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 158.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 158.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 158.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 158.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 158.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 158.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 195.60000000000002 m 200.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 254.60000000000002 m 265.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 195.60000000000002 m 265.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 254.60000000000002 m 335.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 195.60000000000002 m 335.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 254.60000000000002 m 424.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 195.60000000000002 m 424.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 254.60000000000002 m 524.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 195.60000000000002 m 524.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 254.60000000000002 m 576.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 195.60000000000002 m 576.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 158.60000000000002 m 200.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 144.60000000000002 m 200.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 158.60000000000002 m 265.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 144.60000000000002 m 265.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 158.60000000000002 m 335.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 144.60000000000002 m 335.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 158.60000000000002 m 424.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 144.60000000000002 m 424.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 158.60000000000002 m 524.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 144.60000000000002 m 524.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 158.60000000000002 m 576.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 144.60000000000002 m 576.5 144.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 199.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.60 218.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.85 209.06 Td (of recognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.75 200.06 Td (liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.10 227.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.55 218.06 Td (of) Tj ET Q q 0 0 0 rg BT 284.88 218.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 209.06 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.95 200.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.18 204.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 227.06 Td (Net amounts of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 218.06 Td (liabilities included on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.10 209.06 Td (the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.45 200.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 401.68 204.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.45 245.06 Td (Amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.70 236.06 Td (not of) Tj ET Q q 0 0 0 rg BT 465.78 236.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.60 227.06 Td (Consolidated Balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.10 218.06 Td (Sheet but eligible for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.70 209.06 Td (of) Tj ET Q q 0 0 0 rg BT 454.03 209.06 Td (fsetting upon) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.20 200.06 Td (counterparty default) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 506.92 204.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 209.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.30 200.06 Td (amounts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 561.80 204.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 186.06 Td (Securities sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 177.06 Td (repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 177.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 177.06 Td (218,936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 177.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 177.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 177.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 177.06 Td (175,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 177.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 177.06 Td (80,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 177.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 177.06 Td (95,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 163.06 Td (Deposits received for securities loaned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.25 163.06 Td (26,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 163.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 163.06 Td (26,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 163.06 Td (3,833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 163.06 Td (23,078) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 149.06 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 149.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 149.06 Td (245,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 149.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 149.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 149.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 149.06 Td (202,602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 149.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 149.06 Td (83,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 149.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 149.06 Td (118,687) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 127.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 127.50 Td (Includes financial instruments subject to enforceable master netting agreements that are permitted to be of) Tj ET Q q 0 0 0 rg BT 393.29 127.50 Td (fset under ) Tj ET Q q 0 0 0 rg BT 426.61 127.50 Td (ASC 210-20-45.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 117.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 117.90 Td (The total of this column for each period excludes Federal funds sold/purchased. See table on prior page.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 108.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 108.30 Td (Includes financial instruments subject to enforceable master netting agreements that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 405.51 108.30 Td (fset under ) Tj ET Q q 0 0 0 rg BT 438.83 108.30 Td (ASC 210-20-45 but would be eligible for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 98.70 Td (of) Tj ET Q q 0 0 0 rg BT 60.52 98.70 Td (fsetting to the extent an event of default has occurred and a legal opinion supporting enforceability of the of) Tj ET Q q 0 0 0 rg BT 405.15 98.70 Td (fsetting right has been obtained.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 89.10 Td (Remaining exposures continue to be secured by financial collateral, but the Company may not have sought or been able to obtain a legal opinion evidencing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 79.50 Td (enforceability of the of) Tj ET Q q 0 0 0 rg BT 127.38 79.50 Td (fsetting right.) Tj ET Q endstream endobj 257 0 obj <> endobj 258 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (126) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (1) Tj ET Q q 0 0 0 rg BT 40.45 742.25 Td (1. BROKERAGE RECEIV) Tj ET Q q 0 0 0 rg BT 155.57 742.25 Td (ABLES ) Tj ET Q q 0 0 0 rg BT 190.31 742.25 Td (AND BROKERAGE) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (P) Tj ET Q q 0 0 0 rg BT 41.37 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 47.67 730.25 Td (Y) Tj ET Q q 0 0 0 rg BT 53.97 730.25 Td (ABLES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (The Company has receivables and payables for financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (instruments sold to and purchased from brokers, dealers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (customers, which arise in the ordinary course of business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (The Company is exposed to risk of loss from the inability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (brokers, dealers or customers to pay for purchases or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (deliver the financial instruments sold, in which case the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (Company would have to sell or purchase the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (instruments at prevailing market prices. Credit risk is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (reduced to the extent that an exchange or clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 598.25 Td (ganization acts as a counterparty to the transaction and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (replaces the broker) Tj ET Q q 0 0 0 rg BT 111.67 586.25 Td (, dealer or customer in question.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.25 Td (The Company seeks to protect itself from the risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (associated with customer activities by requiring customers to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (maintain mar) Tj ET Q q 0 0 0 rg BT 88.86 550.25 Td (gin collateral in compliance with regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (and internal guidelines. Mar) Tj ET Q q 0 0 0 rg BT 148.56 538.25 Td (gin levels are monitored daily) Tj ET Q q 0 0 0 rg BT 267.32 538.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (and customers deposit additional collateral as required. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (Where customers cannot meet collateral requirements, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (Company will liquidate suf) Tj ET Q q 0 0 0 rg BT 144.97 502.25 Td (ficient underlying financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (instruments to bring the customer into compliance with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (required mar) Tj ET Q q 0 0 0 rg BT 87.18 478.25 Td (gin level.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (Exposure to credit risk is impacted by market volatility) Tj ET Q q 0 0 0 rg BT 273.85 466.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (which may impair the ability of clients to satisfy their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (obligations to the Company) Tj ET Q q 0 0 0 rg BT 146.18 442.25 Td (. Credit limits are established and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (closely monitored for customers and for brokers and dealers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (engaged in forwards, futures and other transactions deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (to be credit sensitive. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 394.25 Td (Br) Tj ET Q q 0 0 0 rg BT 63.63 394.25 Td (okerage r) Tj ET Q q 0 0 0 rg BT 101.86 394.25 Td (eceivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.00 394.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.94 394.25 Td (Br) Tj ET Q q 0 0 0 rg BT 172.56 394.25 Td (okerage payables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.82 394.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (consisted of the following at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.37 382.25 Td (March 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.97 382.25 Td (, 2014 and December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (31, 2013:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 335.75 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 335.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 335.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 298.75 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 298.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 298.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 270.75 132.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 270.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 270.75 57.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 335.75 m 223.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 335.75 m 280.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 335.75 m 167.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 335.75 m 223.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 335.75 m 280.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 298.75 m 167.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 284.75 m 167.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 298.75 m 223.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 284.75 m 223.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 298.75 m 280.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 284.75 m 280.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 247.75 m 167.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 247.75 m 223.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 247.75 m 280.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 233.75 m 167.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 233.75 m 223.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 233.75 m 280.5 233.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 345.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.30 349.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 340.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.25 349.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 340.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 326.61 Td (Receivables from customers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 326.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 326.20 Td (7,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 326.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.75 326.21 Td (5,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 312.61 Td (Receivables from brokers, dealers,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 303.61 Td (and clearing organizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 303.20 Td (24,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 303.21 Td (19,863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 289.70 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 289.70 Td (otal br) Tj ET Q q 0 0 0 rg BT 68.76 289.70 Td (okerage r) Tj ET Q q 0 0 0 rg BT 105.33 289.70 Td (eceivables ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 146.07 293.78 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 289.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 289.20 Td (32,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 289.21 Td (25,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 275.61 Td (Payables to customers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 275.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 275.20 Td (37,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 275.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 275.21 Td (34,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 261.61 Td (Payables to brokers, dealers, and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 252.61 Td (clearing organizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 252.20 Td (21,611) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 252.21 Td (18,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 238.70 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 238.70 Td (otal br) Tj ET Q q 0 0 0 rg BT 68.76 238.70 Td (okerage payables ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 137.26 242.78 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 238.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 238.20 Td (59,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 238.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 238.21 Td (53,707) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 212.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 212.65 Td (Brokerage receivables and payables are accounted for in accordance ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 203.05 Td (with ) Tj ET Q q 0 0 0 rg BT 69.78 203.05 Td (ASC 940-320.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 742.25 Td (12.) Tj ET Q q 0 0 0 rg BT 343.82 742.25 Td (TRADING ) Tj ET Q q 0 0 0 rg BT 392.99 742.25 Td (ACCOUNT) Tj ET Q q 0 0 0 rg BT 443.37 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 445.32 742.25 Td (ASSETS ) Tj ET Q q 0 0 0 rg BT 484.51 742.25 Td (AND LIABILITIES) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 722.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.01 722.25 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.23 722.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 435.67 722.25 Td (T) Tj ET Q q 0 0 0 rg BT 440.67 722.25 Td (rading account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.78 722.25 Td (, at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 710.25 Td (value, consisted of the following at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.02 710.25 Td (March 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.62 710.25 Td (, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 698.25 Td (December 31, 2013:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 656.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 656.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 656.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 628.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 628.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 628.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 591.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 591.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 591.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 563.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 563.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 563.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 535.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 535.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 535.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 498.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 498.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 498.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 470.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 470.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 470.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 433.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 433.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 433.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 405.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 405.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 405.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 377.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 377.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 377.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 349.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 349.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 349.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 321.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 321.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 321.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 293.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 293.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 293.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 656.75 m 454.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 656.75 m 516.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 656.75 m 576.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 535.75 m 454.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 521.75 m 454.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 535.75 m 516.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 521.75 m 516.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 535.75 m 576.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 521.75 m 576.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 470.75 m 454.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 447.75 m 454.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 470.75 m 516.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 447.75 m 516.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 470.75 m 576.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 447.75 m 576.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 349.75 m 454.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 335.75 m 454.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 349.75 m 516.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 335.75 m 516.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 349.75 m 576.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 335.75 m 576.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 293.75 m 454.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 279.75 m 454.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 293.75 m 516.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 279.75 m 516.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 293.75 m 576.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 279.75 m 576.5 279.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 661.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.30 670.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 661.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 670.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 661.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 647.20 Td (Trading account assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 647.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 647.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 633.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 426.71 637.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 633.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 633.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 619.21 Td (U.S. government-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 610.21 Td (agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 610.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 610.20 Td (21,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 610.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 610.21 Td (23,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 596.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 596.20 Td (1,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 596.21 Td (1,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 582.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 582.20 Td (849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 582.21 Td (721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 568.21 Td (Subprime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 568.20 Td (1,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 568.21 Td (1,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 554.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 554.20 Td (894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 554.21 Td (723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 540.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 540.20 Td (2,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.21 Td (2,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 526.21 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 526.20 Td (28,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 526.21 Td (30,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 512.21 Td (U.S. Treasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 503.21 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 489.21 Td (U.S. Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 489.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 489.20 Td (18,150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 489.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 489.21 Td (13,537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 475.21 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 475.20 Td (1,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 475.21 Td (1,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 461.21 Td (Total U.S. Treasury and federal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 452.21 Td (agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 452.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 452.20 Td (20,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 452.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 452.21 Td (14,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 438.21 Td (State and municipal securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 438.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 438.20 Td (3,090) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 438.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 438.21 Td (3,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 424.21 Td (Foreign government securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 424.20 Td (77,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 424.21 Td (74,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 410.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 410.20 Td (30,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 410.21 Td (30,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 396.21 Td (Derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 368.48 400.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 396.20 Td (47,657) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 396.21 Td (52,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 382.21 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 382.20 Td (54,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 382.21 Td (61,776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 368.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 411.72 372.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 368.20 Td (4,703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 368.21 Td (5,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 354.21 Td (Other trading assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 398.48 358.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 354.20 Td (11,979) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 354.21 Td (11,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 340.20 Td (Total trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 340.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 340.20 Td (278,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 340.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 340.21 Td (285,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 326.20 Td (Trading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 326.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 326.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 312.21 Td (Securities sold, not yet purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 312.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 312.20 Td (79,928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 312.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 312.21 Td (61,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 298.21 Td (Derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 368.48 302.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 298.20 Td (44,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 298.21 Td (47,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 284.20 Td (Total trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 284.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 284.20 Td (124,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 284.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 284.21 Td (108,762) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 262.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 262.65 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 253.05 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 491.34 253.05 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 511.64 253.05 Td (The Company) Tj ET Q q 0 0 0 rg BT 559.41 253.05 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 243.45 Td (maximum exposure to loss from these ) Tj ET Q q 0 0 0 rg BT 465.84 243.45 Td (VIEs is equal to the carrying ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 233.85 Td (amount of the securities, which is reflected in the table above. For ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 224.25 Td (mortgage-backed and asset-backed securitizations in which the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 214.65 Td (Company has other involvement, see Note20 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 205.05 Td (Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 195.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 195.45 Td (Presented net, pursuant to enforceable master netting agreements. See ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 185.85 Td (Note21 to the Consolidated Financial Statements for a discussion ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 176.25 Td (regarding the accounting and reporting for derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 166.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 166.65 Td (Includes investments in unallocated precious metals, as discussed in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 157.05 Td (Note23 to the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 504.20 157.05 Td (Also includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 147.45 Td (physical commodities accounted for at the lower of cost or fair value.) Tj ET Q endstream endobj 259 0 obj <> endobj 260 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (127) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td ( 13.INVESTMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (Overview) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 687.75 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 687.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 687.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 659.75 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 659.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 659.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.75 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 631.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 631.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 687.75 m 454.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 687.75 m 516.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 687.75 m 576.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 687.75 m 516.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 687.75 m 576.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 631.75 m 516.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 631.75 m 576.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 631.75 m 454.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 617.75 m 454.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 631.75 m 516.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 617.75 m 516.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 631.75 m 576.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 617.75 m 576.5 617.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 692.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.30 701.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 692.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 701.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 692.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 678.21 Td (Securities available-for-sale \(AFS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 678.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 678.20 Td (290,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 678.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 678.21 Td (286,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.21 Td (Debt securities held-to-maturity \(HTM\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 182.21 668.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 664.20 Td (10,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 664.21 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 650.21 Td (Non-marketable equity securities carried at fair value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 230.91 654.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 650.20 Td (4,459) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 650.21 Td (4,705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 636.21 Td (Non-marketable equity securities carried at cost) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 211.18 640.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 636.20 Td (6,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 636.21 Td (7,165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 622.20 Td (Total investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 622.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 622.20 Td (312,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 622.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 622.21 Td (308,980) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 600.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 600.65 Td (Recorded at amortized cost less impairment for securities that have credit-related impairment.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 591.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 591.05 Td (Unrealized gains and losses for non-marketable equity securities carried at fair value are recognized in earnings.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 581.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 581.45 Td (Non-marketable equity securities carried at cost primarily consist of shares issued by the Federal Reserve Bank, Federal Home Loan Banks, foreign central banks ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 571.85 Td (and various clearing houses of which Citigroup is a member) Tj ET Q q 0 0 0 rg BT 246.18 571.85 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.85 Td (The following table presents interest and dividends on investments for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.36 551.85 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.95 551.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.39 551.85 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.39 551.85 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.35 441.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 504.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 504.35 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 476.35 441.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 476.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 476.35 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 518.35 m 527.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 518.35 m 576.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.35 m 477.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 504.35 m 527.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 504.35 m 576.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 504.35 m 527.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 504.35 m 576.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 462.35 m 527.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 462.35 m 576.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 462.35 m 477.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 448.35 m 477.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 462.35 m 527.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 448.35 m 527.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 462.35 m 576.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 448.35 m 576.5 448.35 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.55 531.80 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.70 522.80 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 508.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 508.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 508.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 494.81 Td (Taxable interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 494.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 494.80 Td (1,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 494.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 494.81 Td (1,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.81 Td (Interest exempt from U.S. federal income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 480.80 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 480.81 Td (172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 466.81 Td (Dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 466.80 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 466.81 Td (120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 452.80 Td (Total interest and dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 452.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 452.80 Td (1,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 452.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 452.81 Td (1,802) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.85 Td (The following table presents realized gains and losses on the sale of investments for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.77 428.85 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.37 428.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.81 428.85 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.81 428.85 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 416.85 Td (The gross realized investment losses exclude losses from other) Tj ET Q q 0 0 0 rg BT 286.84 416.85 Td (-than-temporary impairment \(OTTI\):) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.35 441.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 369.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 369.35 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.35 441.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 341.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 341.35 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 383.35 m 527.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 383.35 m 576.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.35 m 477.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 369.35 m 527.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 369.35 m 576.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 369.35 m 527.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 369.35 m 576.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.35 m 477.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 327.35 m 477.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 341.35 m 527.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 327.35 m 527.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 341.35 m 576.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 327.35 m 576.5 327.35 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.55 396.80 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.70 387.80 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 373.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 373.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 373.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 359.81 Td (Gross realized investment gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 359.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 359.80 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 359.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 359.81 Td (494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 345.81 Td (Gross realized investment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 345.80 Td (\(164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 345.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 345.81 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 345.81 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.80 Td (Net realized gains on sale of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 331.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 331.80 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 331.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 331.81 Td (450) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 307.85 Td (The Company has sold various debt securities that were classified as HTM. ) Tj ET Q q 0 0 0 rg BT 363.91 307.85 Td (These sales were in response to a significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 295.85 Td (deterioration in the creditworthiness of the issuers or securities. In addition, certain securities were reclassified to ) Tj ET Q q 0 0 0 rg BT 490.30 295.85 Td (AFS investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 283.85 Td (response to significant credit deterioration and, because the Company intends to sell the securities, Citi recorded OTTI on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.85 Td (securities. ) Tj ET Q q 0 0 0 rg BT 78.58 271.85 Td (The following table sets forth, for the periods indicated, gain \(loss\) on HTM securities sold, securities reclassified to ) Tj ET Q q 0 0 0 rg BT 545.97 271.85 Td (AFS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.85 Td (and OTTI recorded on ) Tj ET Q q 0 0 0 rg BT 127.63 259.85 Td (AFS securities reclassified. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 212.35 441.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 212.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 212.35 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 184.35 441.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 184.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 184.35 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 226.35000000000002 m 527.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 226.35000000000002 m 576.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 212.35000000000002 m 477.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 212.35000000000002 m 527.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 212.35000000000002 m 576.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 212.35000000000002 m 527.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 212.35000000000002 m 576.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 156.35000000000002 m 477.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 156.35000000000002 m 527.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 156.35000000000002 m 576.5 156.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.55 239.80 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.70 230.80 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 216.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 216.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 216.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.81 Td (Carrying value of HTM securities sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 202.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 202.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 202.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 202.81 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.81 Td (Net realized gain \(loss\) on sale of HTM securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 188.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 188.81 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 188.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.81 Td (Carrying value of securities reclassified to AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 174.80 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 174.81 Td (602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.81 Td (OTTI losses on securities reclassified to AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.50 160.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 160.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 160.81 Td (\(94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 160.81 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 261 0 obj <> endobj 262 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (128) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 79.60 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 86.08 749.25 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 135.15 749.25 Td (-Sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The amortized cost and fair value of ) Tj ET Q q 0 0 0 rg BT 182.88 737.25 Td (AFS securities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.71 737.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.31 737.25 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.33 737.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.33 737.25 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 680.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 680.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 680.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.75 162.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 652.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 652.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 652.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 652.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 652.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 652.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 652.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 652.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 615.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 615.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 587.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 587.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 559.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 559.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 522.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 522.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 522.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 522.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 522.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 522.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 522.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 522.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 494.75 162.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 494.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 494.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 494.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 494.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 494.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 494.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 494.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 494.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 457.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 457.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 457.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 457.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 457.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 457.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 457.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 457.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 429.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 429.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 429.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 429.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 429.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 429.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 429.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 429.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 401.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 401.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 401.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 401.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 401.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 401.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 401.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 401.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 373.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 373.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 373.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 373.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 373.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 373.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 373.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 373.75 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 712.75 m 247.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 712.75 m 296.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 712.75 m 345.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 712.75 m 387.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 712.75 m 436.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 712.75 m 485.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 712.75 m 534.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 712.75 m 576.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 680.75 m 198.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 680.75 m 247.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 680.75 m 296.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 680.75 m 345.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 680.75 m 387.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 680.75 m 436.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 680.75 m 485.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 680.75 m 534.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 559.75 m 247.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 559.75 m 296.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 559.75 m 345.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 559.75 m 387.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 559.75 m 436.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 559.75 m 485.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 559.75 m 534.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 559.75 m 576.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.75 m 198.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.75 m 198.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 559.75 m 247.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 545.75 m 247.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 559.75 m 296.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 545.75 m 296.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 559.75 m 345.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 545.75 m 345.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 559.75 m 387.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 545.75 m 387.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 559.75 m 436.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 545.75 m 436.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 559.75 m 485.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 545.75 m 485.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 559.75 m 534.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 545.75 m 534.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 559.75 m 576.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 545.75 m 576.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 494.75 m 247.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 494.75 m 296.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 494.75 m 345.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 494.75 m 387.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 494.75 m 436.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 494.75 m 485.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 494.75 m 534.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.75 m 198.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 198.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 494.75 m 247.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 494.75 m 296.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 471.75 m 296.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 494.75 m 345.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 471.75 m 345.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 494.75 m 387.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 471.75 m 387.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 494.75 m 436.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 471.75 m 436.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 494.75 m 485.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 471.75 m 485.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 494.75 m 534.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 471.75 m 534.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 471.75 m 247.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 471.75 m 296.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 471.75 m 345.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 471.75 m 387.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 471.75 m 436.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 471.75 m 485.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 471.75 m 534.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 401.75 m 198.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 387.75 m 198.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 401.75 m 247.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 387.75 m 247.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 401.75 m 296.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 387.75 m 296.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 401.75 m 345.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 387.75 m 345.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 401.75 m 387.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 387.75 m 387.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 401.75 m 436.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 387.75 m 436.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 401.75 m 485.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 387.75 m 485.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 401.75 m 534.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 387.75 m 534.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 401.75 m 576.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 387.75 m 576.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 373.75 m 198.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.75 m 198.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 373.75 m 247.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 359.75 m 247.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 373.75 m 296.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 359.75 m 296.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 373.75 m 345.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 359.75 m 345.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 373.75 m 387.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 359.75 m 387.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 373.75 m 436.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 359.75 m 436.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 373.75 m 485.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 359.75 m 485.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 373.75 m 534.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 359.75 m 534.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 373.75 m 576.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 359.75 m 576.5 359.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.70 717.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.10 717.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 685.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 694.20 Td (Amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 685.20 Td (cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.30 703.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 271.13 703.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.30 694.20 Td (unr) Tj ET Q q 0 0 0 rg BT 265.14 694.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.05 685.20 Td (gains) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 278.06 689.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.30 703.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 320.13 703.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.30 694.20 Td (unr) Tj ET Q q 0 0 0 rg BT 314.14 694.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.30 685.20 Td (losses) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 327.80 689.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.80 694.20 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.70 685.20 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 694.21 Td (Amortized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.25 685.21 Td (cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.95 703.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 694.21 Td (unrealized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.55 685.21 Td (gains) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 466.55 689.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.95 703.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 694.21 Td (unrealized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.30 685.21 Td (losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 516.80 689.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.75 694.21 Td (Fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 685.21 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.20 Td (Debt securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 657.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 661.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 643.21 Td (U.S. government-sponsored agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 634.20 Td (42,028) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 634.20 Td (486) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 634.20 Td (712) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 634.20 Td (41,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 634.21 Td (42,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 634.21 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 634.21 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 634.21 Td (41,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 620.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 620.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 620.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 620.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 620.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 620.21 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 606.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 606.20 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 606.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 606.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 606.20 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 606.21 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 606.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 606.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 606.21 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 592.21 Td (Subprime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 592.20 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 592.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 592.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 592.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.75 578.20 Td (9,659) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 578.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 578.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 578.20 Td (9,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 578.21 Td (9,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 578.21 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 578.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 578.21 Td (10,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.50 564.20 Td (472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.50 564.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 564.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 564.20 Td (473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 564.21 Td (455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 564.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 564.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 564.21 Td (453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 550.21 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 550.20 Td (52,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 550.20 Td (588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 550.20 Td (722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 550.20 Td (52,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 550.21 Td (53,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 550.21 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 550.21 Td (903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 550.21 Td (52,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 536.21 Td (U.S. Treasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.21 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 513.21 Td (U.S. Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 513.20 Td (82,824) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 513.20 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 513.20 Td (178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 513.20 Td (83,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 513.21 Td (68,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 513.21 Td (476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 513.21 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 513.21 Td (69,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 499.21 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 499.20 Td (14,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 499.20 Td (102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 499.20 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 499.20 Td (14,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 499.21 Td (18,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 499.21 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 499.21 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 499.21 Td (18,376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 485.21 Td (Total U.S. Treasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.21 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 476.20 Td (97,233) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 476.20 Td (470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 476.20 Td (209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 476.20 Td (97,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 476.21 Td (87,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 476.21 Td (599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 476.21 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 476.21 Td (87,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 110.48 466.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 462.20 Td (20,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 462.20 Td (224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 462.20 Td (1,809) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 462.20 Td (19,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 462.21 Td (20,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 462.21 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 462.21 Td (2,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 462.21 Td (18,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.21 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 448.20 Td (90,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 448.20 Td (463) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 448.20 Td (391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 448.20 Td (90,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 448.21 Td (96,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 448.21 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 448.21 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 448.21 Td (96,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 434.20 Td (10,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 434.20 Td (218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 434.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 434.20 Td (11,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 434.21 Td (11,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 434.21 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 434.21 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 434.21 Td (11,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 420.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.72 424.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 420.20 Td (15,158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 420.20 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 420.20 Td (104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 420.20 Td (15,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 420.21 Td (15,352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 420.21 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 420.21 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 420.21 Td (15,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.21 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.50 406.20 Td (710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 406.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 406.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 406.20 Td (710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 406.21 Td (710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 406.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 406.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 406.21 Td (711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.21 Td (Total debt securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 392.20 Td (287,356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.75 392.20 Td (2,016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 392.20 Td (3,331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 392.20 Td (286,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 392.21 Td (284,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 392.21 Td (1,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 392.21 Td (3,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 392.21 Td (282,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.21 Td (Marketable equity securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.75 378.20 Td (4,942) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 378.20 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 378.20 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 378.20 Td (4,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 378.21 Td (3,832) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 378.21 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 378.21 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 378.21 Td (3,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 364.20 Td (Total securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 364.20 Td (292,298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.75 364.20 Td (2,119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 364.20 Td (3,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 364.20 Td (290,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 364.21 Td (288,567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 364.21 Td (2,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 364.21 Td (4,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 364.21 Td (286,511) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 342.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 342.65 Td (Gross unrealized gains and losses, as presented, do not include the impact of minority investments and the related allocations and pick-up of unrealized gains and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 333.05 Td (losses of ) Tj ET Q q 0 0 0 rg BT 83.34 333.05 Td (AFS securities. ) Tj ET Q q 0 0 0 rg BT 134.08 333.05 Td (These amounts totaled $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.06 333.05 Td (6 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.17 333.05 Td ( and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.72 333.05 Td (36 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 293.84 333.05 Td ( of unrealized gains as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 376.03 333.05 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.91 333.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.46 333.05 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.32 333.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 547.45 333.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 323.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 323.45 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 282.00 323.45 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 431.35 323.45 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 451.64 323.45 Td (The Company) Tj ET Q q 0 0 0 rg BT 499.41 323.45 Td (s maximum exposure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 313.85 Td (to loss from these ) Tj ET Q q 0 0 0 rg BT 112.52 313.85 Td (VIEs is equal to the carrying amount of the securities, which is reflected in the table above. For mortgage-backed and asset-backed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (securitizations in which the Company has other involvement, see Note20 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 294.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 294.65 Td (The unrealized losses on state and municipal debt securities are primarily attributable to the ef) Tj ET Q q 0 0 0 rg BT 355.08 294.65 Td (fects of fair value hedge accounting. Specifically) Tj ET Q q 0 0 0 rg BT 513.16 294.65 Td (, Citi hedges the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 285.05 Td (LIBOR-benchmark interest rate component of certain fixed-rate tax-exempt state and municipal debt securities utilizing LIBOR-based interest rate swaps. During ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 275.45 Td (the hedge period, losses incurred on the LIBOR-hedging swaps recorded in earnings were substantially of) Tj ET Q q 0 0 0 rg BT 392.65 275.45 Td (fset by gains on the state and municipal debt securities ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 265.85 Td (attributable to changes in the LIBOR swap rate being hedged. However) Tj ET Q q 0 0 0 rg BT 284.72 265.85 Td (, because the LIBOR swap rate decreased significantly during the hedge period while the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (overall fair value of the municipal debt securities was relatively unchanged, the ef) Tj ET Q q 0 0 0 rg BT 316.20 256.25 Td (fect of reclassifying fair value gains on these securities from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 511.23 256.25 Td (Accumulated other ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 246.65 Td (compr) Tj ET Q q 0 0 0 rg BT 74.14 246.65 Td (ehensive income) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 126.79 246.65 Td ( \(AOCI\) to earnings, attributable solely to changes in the LIBOR swap rate, resulted in net unrealized losses remaining in ) Tj ET Q q 0 0 0 rg BT 516.91 246.65 Td (AOCI that relate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.05 Td (to the unhedged components of these securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 219.05 Td (As discussed in more detail below) Tj ET Q q 0 0 0 rg BT 190.27 219.05 Td (, the Company conducts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.05 Td (and documents periodic reviews of all securities with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.05 Td (unrealized losses to evaluate whether the impairment is other) Tj ET Q q 0 0 0 rg BT 280.16 195.05 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.05 Td (than-temporary) Tj ET Q q 0 0 0 rg BT 96.99 183.05 Td (. ) Tj ET Q q 0 0 0 rg BT 101.44 183.05 Td (Any credit-related impairment related to debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.05 Td (securities that the Company does not plan to sell and is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 219.05 Td (likely to be required to sell is recognized in the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 207.05 Td (Statement of Income, with the non-credit-related impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 195.05 Td (recognized in ) Tj ET Q q 0 0 0 rg BT 380.09 195.05 Td (AOCI. For other debt securities with OTTI, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 183.05 Td (entire impairment is recognized in the Consolidated Statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 171.05 Td (of Income.) Tj ET Q endstream endobj 263 0 obj <> endobj 264 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 749.10 Td (The table below shows the fair value of ) Tj ET Q q 0 0 0 rg BT 219.95 749.10 Td (AFS securities that have been in an unrealized loss position for less than 12months or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (for 12months or longer as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.15 737.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.74 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.18 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.77 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 680.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 680.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 680.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 680.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 680.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 680.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 680.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 652.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 652.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 652.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 652.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 652.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 652.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 624.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 624.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 624.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 624.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 624.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 624.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 624.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 596.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 596.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 596.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 596.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 596.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 596.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 568.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 568.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 568.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 540.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 540.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 540.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 540.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 540.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 540.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 512.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 512.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 512.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 512.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 512.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 512.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 484.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 484.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 484.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 484.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 484.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 484.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 456.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 456.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 456.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 456.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 456.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 456.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 428.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 428.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 428.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 428.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 428.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 428.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 428.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 400.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 400.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 400.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 400.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 400.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 400.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 400.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 372.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 372.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 372.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 372.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 372.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 372.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 372.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 344.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 344.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 344.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 344.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 344.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 344.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 344.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 316.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 316.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 316.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 316.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 316.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 316.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 316.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 288.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 288.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 288.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 288.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 288.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 288.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 288.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 260.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 260.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 260.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 260.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 260.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 260.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 260.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 232.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 232.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 232.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 232.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 232.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 232.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 232.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 204.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 204.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 204.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 204.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 204.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 204.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 204.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 176.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 176.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 176.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 176.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 176.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 176.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 176.60 48.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 712.6 m 342.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 712.6 m 390.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 712.6 m 435.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 712.6 m 483.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 712.6 m 528.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 712.6 m 576.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 680.6 m 297.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 680.6 m 342.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 680.6 m 390.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 680.6 m 435.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 680.6 m 483.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 680.6 m 528.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 680.6 m 576.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 568.6 m 342.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 568.6 m 390.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 568.6 m 435.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 568.6 m 483.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 568.6 m 528.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 568.6 m 576.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 568.6 m 297.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 554.6 m 297.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 568.6 m 342.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 554.6 m 342.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 568.6 m 390.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 554.6 m 390.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 568.6 m 435.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 554.6 m 435.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 568.6 m 483.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 554.6 m 483.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 568.6 m 528.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 554.6 m 528.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 568.6 m 576.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 554.6 m 576.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 512.6 m 342.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 512.6 m 390.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 512.6 m 435.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 512.6 m 483.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 512.6 m 528.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 512.6 m 576.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512.6 m 297.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 498.6 m 297.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 512.6 m 342.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 498.6 m 342.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 512.6 m 390.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 498.6 m 390.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 512.6 m 435.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 498.6 m 435.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 512.6 m 483.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 498.6 m 483.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 512.6 m 528.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 498.6 m 528.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 512.6 m 576.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 498.6 m 576.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 498.6 m 342.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 498.6 m 390.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 498.6 m 435.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 498.6 m 483.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 498.6 m 528.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 498.6 m 576.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 414.6 m 342.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 414.6 m 390.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 414.6 m 435.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 414.6 m 483.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 414.6 m 528.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 414.6 m 576.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.6 m 297.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400.6 m 297.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 414.6 m 342.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 400.6 m 342.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 414.6 m 390.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 400.6 m 390.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 414.6 m 435.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 400.6 m 435.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 414.6 m 483.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 400.6 m 483.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 414.6 m 528.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 400.6 m 528.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 414.6 m 576.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 400.6 m 576.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 302.6 m 342.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 302.6 m 390.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 302.6 m 435.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 302.6 m 483.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 302.6 m 528.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 302.6 m 297.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 288.6 m 297.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 302.6 m 342.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 288.6 m 342.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 302.6 m 390.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 288.6 m 390.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 302.6 m 435.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 288.6 m 435.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 302.6 m 483.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 288.6 m 483.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 302.6 m 528.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 288.6 m 528.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 302.6 m 576.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 288.6 m 576.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 246.60000000000002 m 342.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 246.60000000000002 m 390.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 246.60000000000002 m 435.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 246.60000000000002 m 483.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 246.60000000000002 m 297.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 232.60000000000002 m 297.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 246.60000000000002 m 342.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 232.60000000000002 m 342.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 246.60000000000002 m 390.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 232.60000000000002 m 390.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 246.60000000000002 m 435.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 232.60000000000002 m 435.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 246.60000000000002 m 483.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 232.60000000000002 m 483.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 246.60000000000002 m 528.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 232.60000000000002 m 528.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 246.60000000000002 m 576.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 232.60000000000002 m 576.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 232.60000000000002 m 342.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 232.60000000000002 m 390.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 232.60000000000002 m 435.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 232.60000000000002 m 483.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 162.60000000000002 m 342.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 162.60000000000002 m 390.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 162.60000000000002 m 435.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 162.60000000000002 m 483.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 162.60000000000002 m 297.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 148.60000000000002 m 297.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 162.60000000000002 m 342.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 148.60000000000002 m 342.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 162.60000000000002 m 390.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 148.60000000000002 m 390.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 162.60000000000002 m 435.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 148.60000000000002 m 435.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 162.60000000000002 m 483.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 148.60000000000002 m 483.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 162.60000000000002 m 528.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 148.60000000000002 m 528.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 162.60000000000002 m 576.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 148.60000000000002 m 576.5 148.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.10 717.05 Td (Less than 12months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 717.05 Td (12months or longer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.65 717.05 Td (Total) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 684.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.30 694.05 Td (Fair) Tj ET Q BT /F2 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0 rg BT 531.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 629.06 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 629.05 Td (15,717) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 629.05 Td (379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 629.05 Td (6,433) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 629.05 Td (333) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 629.05 Td (22,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 629.05 Td (712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 615.06 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 615.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 615.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 615.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 615.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.50 615.05 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 615.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 601.06 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 601.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 601.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 601.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 601.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 601.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 601.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 587.06 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 587.05 Td (1,467) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 587.05 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 587.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 587.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 587.05 Td (1,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 587.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 573.06 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 573.05 Td (161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 573.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 573.05 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 573.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 573.05 Td (208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 573.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.06 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 559.05 Td (17,358) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 559.05 Td (385) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 559.05 Td (6,496) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 559.05 Td (337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 559.05 Td (23,854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 559.05 Td (722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 545.06 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 545.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 545.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 545.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 545.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 545.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 545.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 531.06 Td (U.S. Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 531.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 531.05 Td (34,874) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 531.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 531.05 Td (175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 531.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 531.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 531.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 531.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 531.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 531.05 Td (34,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 531.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 531.05 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 517.06 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 517.05 Td (5,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 517.05 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 517.05 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 517.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 517.05 Td (5,037) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 517.05 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.06 Td (Total U.S. Treasury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 503.05 Td (39,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 503.05 Td (205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 503.05 Td (117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 503.05 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 503.05 Td (40,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 503.05 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.06 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 489.05 Td (602) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 489.05 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 489.05 Td (11,703) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 489.05 Td (1,780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 489.05 Td (12,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 489.05 Td (1,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.06 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 475.05 Td (32,249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 475.05 Td (343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 475.05 Td (4,032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 475.05 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 475.05 Td (36,281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 475.05 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 461.06 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 461.05 Td (3,504) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 461.05 Td (83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 461.05 Td (579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 461.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 461.05 Td (4,083) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 461.05 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 447.06 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 447.05 Td (5,915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 447.05 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 447.05 Td (1,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 447.05 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 447.05 Td (7,889) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 447.05 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 433.06 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 433.05 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 433.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 433.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 433.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 433.05 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 433.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.06 Td (Marketable equity securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 419.05 Td (1,342) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 419.05 Td (77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 419.05 Td (806) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 419.05 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 419.05 Td (2,148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 419.05 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 405.05 Td (Total securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 405.05 Td (100,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 405.05 Td (1,164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 405.05 Td (25,707) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 405.05 Td (2,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 405.05 Td (126,620) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 405.05 Td (3,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 391.05 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 377.05 Td (Securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 377.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 363.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 363.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 363.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 363.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 363.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 363.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 363.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 349.06 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 349.06 Td (19,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 349.06 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 349.06 Td (5,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 349.06 Td (355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 349.06 Td (25,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 349.06 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 335.06 Td (Prime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 335.06 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 335.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 335.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 335.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 335.06 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 335.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 321.06 Td (Non-U.S. residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 321.06 Td (2,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 321.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 321.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 321.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 321.06 Td (2,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 321.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 307.06 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 307.06 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 307.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 307.06 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 307.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 307.06 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 307.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 293.06 Td (Total mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 293.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 293.06 Td (21,771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 293.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 293.06 Td (546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 293.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 293.06 Td (5,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 293.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 293.06 Td (357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 293.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 293.06 Td (27,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 293.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 293.06 Td (903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 279.06 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 279.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 279.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 279.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 279.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 279.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 279.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 265.06 Td (U.S. Treasury) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 265.06 Td (34,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 265.06 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 265.06 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 265.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 265.06 Td (35,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 265.06 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 251.06 Td (Agency obligations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 251.06 Td (6,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 251.06 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 251.06 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 251.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 251.06 Td (6,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 251.06 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 237.06 Td (Total U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 237.06 Td (41,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 237.06 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 237.06 Td (369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 237.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 237.06 Td (41,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 237.06 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 223.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 223.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 223.06 Td (595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 223.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 223.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 223.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 223.06 Td (11,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 223.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.75 223.06 Td (1,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 223.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 223.06 Td (12,042) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 223.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 223.06 Td (2,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 209.06 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 209.06 Td (35,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 209.06 Td (477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 209.06 Td (5,778) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 209.06 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 209.06 Td (41,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 209.06 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 195.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 195.06 Td (4,565) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 195.06 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 195.06 Td (387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 195.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 195.06 Td (4,952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 195.06 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 181.06 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 181.06 Td (11,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 181.06 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 181.06 Td (1,931) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 181.06 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 181.06 Td (13,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 181.06 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 167.06 Td (Marketable equity securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 167.06 Td (1,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 167.06 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 167.06 Td (806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 167.06 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 167.06 Td (2,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 167.06 Td (183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 153.05 Td (Total securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 153.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 153.06 Td (116,664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 153.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 153.06 Td (1,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 153.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 153.06 Td (26,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 153.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.75 153.06 Td (2,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 153.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 153.06 Td (143,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 153.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 153.06 Td (4,084) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 265 0 obj <> endobj 266 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table presents the amortized cost and fair value of ) Tj ET Q q 0 0 0 rg BT 314.19 749.10 Td (AFS debt securities by contractual maturity dates as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 689.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 661.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 633.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 605.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 577.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 521.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 493.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 465.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 437.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 409.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 381.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 353.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 297.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 269.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 269.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 269.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 269.60 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 712.6 m 426.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 712.6 m 476.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 712.6 m 526.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 712.6 m 576.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 689.6 m 376.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 689.6 m 426.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 689.6 m 476.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 689.6 m 526.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 689.6 m 576.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 619.6 m 426.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 619.6 m 476.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 619.6 m 526.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 619.6 m 376.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.6 m 376.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 619.6 m 426.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 605.6 m 426.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 619.6 m 476.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 605.6 m 476.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 619.6 m 526.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 605.6 m 526.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 605.6 m 576.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 535.6 m 426.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 535.6 m 476.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 535.6 m 526.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.6 m 376.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 521.6 m 376.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 535.6 m 426.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 521.6 m 426.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 535.6 m 476.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 521.6 m 476.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 535.6 m 526.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 521.6 m 526.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 521.6 m 576.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 451.6 m 426.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 451.6 m 476.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 451.6 m 526.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 451.6 m 576.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.6 m 376.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.6 m 376.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 451.6 m 426.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 437.6 m 426.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 451.6 m 476.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 437.6 m 476.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 451.6 m 526.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 437.6 m 526.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 451.6 m 576.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 437.6 m 576.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 367.6 m 426.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 367.6 m 476.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 367.6 m 526.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 367.6 m 576.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 367.6 m 376.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 353.6 m 376.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 367.6 m 426.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 353.6 m 426.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 367.6 m 476.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 353.6 m 476.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 367.6 m 526.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 353.6 m 526.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 367.6 m 576.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 353.6 m 576.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 283.6 m 426.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 283.6 m 476.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 283.6 m 526.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 283.6 m 576.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 283.6 m 376.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.6 m 376.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 283.6 m 426.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 269.6 m 426.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 283.6 m 476.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 269.6 m 476.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 283.6 m 526.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 269.6 m 526.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 283.6 m 576.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 269.6 m 576.5 269.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.60000000000002 m 376.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 255.60000000000002 m 426.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 269.6 m 476.5 269.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 255.60000000000002 m 476.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 255.60000000000002 m 526.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 255.60000000000002 m 576.5 255.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.20 717.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.60 717.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 693.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 703.05 Td (Amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 694.05 Td (cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.80 703.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 694.05 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 703.06 Td (Amortized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 694.06 Td (cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 703.06 Td (Fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.25 694.06 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 680.05 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 145.22 684.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 666.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 666.05 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 666.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 666.05 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 666.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 666.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 652.05 Td (302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 652.05 Td (308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 652.06 Td (346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 652.06 Td (354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 638.05 Td (2,875) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 638.05 Td (2,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 638.06 Td (2,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 638.06 Td (2,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 628.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 624.05 Td (48,969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 624.05 Td (48,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 624.06 Td (49,723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 624.06 Td (49,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 610.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 610.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 610.05 Td (52,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 610.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 610.05 Td (52,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 610.06 Td (53,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 610.06 Td (52,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 596.05 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 582.05 Td (17,703) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 582.05 Td (17,773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 582.06 Td (15,789) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 582.06 Td (15,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 568.05 Td (75,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 568.05 Td (75,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 568.06 Td (66,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 568.06 Td (66,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 554.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 554.05 Td (855) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 554.05 Td (855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 554.06 Td (2,129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 554.06 Td (2,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 540.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 544.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 540.05 Td (3,281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 540.05 Td (3,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 540.06 Td (3,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.06 Td (3,101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 526.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 526.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 526.05 Td (97,233) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 526.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 526.05 Td (97,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 526.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 526.06 Td (87,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 526.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 526.06 Td (87,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 512.05 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 498.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 498.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 498.05 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 498.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 498.05 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 498.06 Td (576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 498.06 Td (581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 484.05 Td (3,912) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 484.05 Td (3,924) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 484.06 Td (3,731) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 484.06 Td (3,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 470.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 470.05 Td (441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 470.05 Td (484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 470.06 Td (439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 470.06 Td (482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 456.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 460.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 456.05 Td (16,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 456.05 Td (14,568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 456.06 Td (16,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 456.06 Td (14,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 442.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 442.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 442.05 Td (20,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 442.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 442.05 Td (19,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 442.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 442.06 Td (20,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 442.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 442.06 Td (18,940) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 428.05 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 414.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 414.05 Td (34,276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 414.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 414.05 Td (34,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 414.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 414.06 Td (37,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 414.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 414.06 Td (36,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 400.05 Td (46,176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 400.05 Td (46,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 400.06 Td (51,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 400.06 Td (51,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 386.05 Td (8,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 386.05 Td (8,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 386.06 Td (7,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 386.06 Td (7,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 372.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 376.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 372.05 Td (1,328) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 372.05 Td (1,401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 372.06 Td (945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 372.06 Td (992) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 358.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 358.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 358.05 Td (90,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 358.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 358.05 Td (90,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 358.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 358.06 Td (96,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 358.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 358.06 Td (96,471) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 344.05 Td (All other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 73.24 348.13 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 330.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 330.05 Td (2,849) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 330.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 330.05 Td (2,807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 330.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 330.06 Td (2,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 330.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 330.06 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 316.05 Td (11,083) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 316.05 Td (11,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 316.06 Td (10,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 316.06 Td (11,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 302.05 Td (5,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 302.05 Td (5,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 302.06 Td (5,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 302.06 Td (5,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 288.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 292.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 288.05 Td (7,362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 288.05 Td (7,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 288.06 Td (7,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 288.06 Td (7,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 274.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 274.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 274.05 Td (26,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 274.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 274.05 Td (26,899) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 274.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 274.06 Td (27,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 274.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 274.06 Td (27,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.05 Td (Total debt securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 260.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.75 260.05 Td (287,356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 260.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.75 260.05 Td (286,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 260.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 260.06 Td (284,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 260.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 260.06 Td (282,777) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 238.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.50 Td (Includes mortgage-backed securities of U.S. government-sponsored agencies.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 228.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 228.90 Td (Investments with no stated maturities are included as contractual maturities of greater than 10years. ) Tj ET Q q 0 0 0 rg BT 376.12 228.90 Td (Actual maturities may dif) Tj ET Q q 0 0 0 rg BT 457.95 228.90 Td (fer due to call or prepayment rights.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 219.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.30 Td (Includes corporate, asset-backed and other debt securities.) Tj ET Q endstream endobj 267 0 obj <> endobj 268 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (131) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Debt Securities Held-to-Maturity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The carrying value and fair value of debt securities HTM at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.74 737.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.34 737.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.77 737.25 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.36 737.25 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 676.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 676.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 676.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 676.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 676.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 676.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 648.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 648.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 648.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 648.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 648.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 648.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 620.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 620.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 620.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 620.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 620.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 620.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 592.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 592.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 592.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 592.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 592.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 592.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 564.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 564.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 564.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 564.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 564.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 564.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 564.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 536.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 536.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 536.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 536.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 536.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 536.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 536.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 508.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 508.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 508.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 508.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 508.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 508.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 508.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 480.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 480.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 480.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 480.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 480.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 480.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 480.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 452.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 452.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 452.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 452.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 452.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 452.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 452.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 424.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 424.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 424.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 424.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 424.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 424.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 424.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 396.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 396.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 396.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 396.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 396.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 396.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 396.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 340.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 340.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 340.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 340.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 340.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 340.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 312.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 312.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 312.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 312.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 312.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 312.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 312.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 676.75 m 216.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 676.75 m 276.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 676.75 m 336.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 676.75 m 396.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 676.75 m 456.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 676.75 m 516.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 676.75 m 576.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 564.75 m 216.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 550.75 m 216.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 564.75 m 276.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 550.75 m 276.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 564.75 m 336.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 550.75 m 336.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 564.75 m 396.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 550.75 m 396.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 564.75 m 456.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 550.75 m 456.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 564.75 m 516.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 550.75 m 516.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 564.75 m 576.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 550.75 m 576.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.75 m 216.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.75 m 216.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 494.75 m 276.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 480.75 m 276.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 494.75 m 336.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 480.75 m 336.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 494.75 m 396.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 480.75 m 396.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 494.75 m 456.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 480.75 m 456.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 494.75 m 516.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 480.75 m 516.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 480.75 m 576.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 368.75 m 216.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 354.75 m 216.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 368.75 m 276.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 354.75 m 276.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 368.75 m 336.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 354.75 m 336.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 368.75 m 396.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 354.75 m 396.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 368.75 m 456.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 354.75 m 456.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 368.75 m 516.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 354.75 m 516.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 368.75 m 576.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 354.75 m 576.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 298.75 m 216.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 284.75 m 216.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 298.75 m 276.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 284.75 m 276.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 298.75 m 336.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 284.75 m 336.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 298.75 m 396.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 284.75 m 396.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 298.75 m 456.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 284.75 m 456.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 298.75 m 516.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 284.75 m 516.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 298.75 m 576.5 298.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 284.75 m 576.5 284.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.50 690.20 Td (Amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.05 681.20 Td (cost) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 250.04 685.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 717.20 Td (Net ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.80 708.20 Td (unr) Tj ET Q q 0 0 0 rg BT 299.64 708.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.20 699.20 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.45 690.20 Td (r) Tj ET Q q 0 0 0 rg BT 284.28 690.20 Td (ecognized in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.20 681.20 Td (AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 690.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.30 681.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 372.80 685.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.80 699.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 425.63 699.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.80 690.20 Td (unr) Tj ET Q q 0 0 0 rg BT 419.64 690.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.95 681.20 Td (gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.80 699.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 485.63 699.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.80 690.20 Td (unr) Tj ET Q q 0 0 0 rg BT 479.64 690.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.20 681.20 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.80 690.20 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.70 681.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 667.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 667.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 653.20 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 639.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 643.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 625.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 625.20 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 625.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 625.20 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 625.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 625.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 625.20 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 611.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 611.20 Td (1,298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 611.20 Td (270) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 611.20 Td (1,028) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 611.20 Td (487) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 611.20 Td (257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 611.20 Td (1,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 597.21 Td (Subprime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 597.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 597.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 597.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 597.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 583.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 583.20 Td (1,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 583.20 Td (198) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 583.20 Td (1,131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 583.20 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 583.20 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 583.20 Td (1,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 569.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 569.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 569.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 569.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 569.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 569.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 569.20 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.21 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 555.20 Td (2,709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 555.20 Td (483) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 555.20 Td (2,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 555.20 Td (558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 555.20 Td (277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 555.20 Td (2,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 541.21 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 541.20 Td (1,496) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 541.20 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 541.20 Td (1,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 541.20 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 541.20 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 541.20 Td (1,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.21 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 527.20 Td (5,623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 527.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 527.20 Td (5,623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 527.20 Td (77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 527.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 527.20 Td (5,700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.50 513.20 Td (818) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 513.20 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 513.20 Td (746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 513.20 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 513.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 513.20 Td (868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.72 503.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.50 499.20 Td (591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 499.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 499.20 Td (568) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 499.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 499.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 499.20 Td (574) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 485.20 Td (Total debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 485.20 Td (11,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 485.20 Td (637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.25 485.20 Td (10,600) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 485.20 Td (840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 485.20 Td (344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 485.20 Td (11,096) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 471.20 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 471.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 471.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 471.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 471.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 471.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 457.21 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 457.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 457.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 457.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 457.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 457.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 457.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 443.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 447.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 429.21 Td (Prime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 429.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 429.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 429.21 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 429.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 429.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 429.21 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 415.21 Td (Alt-A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 415.21 Td (1,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 415.21 Td (287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 415.21 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 415.21 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 415.21 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 415.21 Td (1,278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 401.21 Td (Subprime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 401.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 401.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 401.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 401.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 387.21 Td (Non-U.S. residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 387.21 Td (1,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 387.21 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 387.21 Td (1,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 387.21 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 387.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 387.21 Td (1,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 373.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 373.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 373.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 373.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 373.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 373.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 373.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 359.21 Td (Total mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 359.21 Td (2,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 359.21 Td (509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 359.21 Td (2,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 359.21 Td (516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 359.21 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 359.21 Td (2,557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 345.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 345.21 Td (1,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 345.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 345.21 Td (1,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 345.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 345.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 345.21 Td (1,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.21 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 331.21 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 331.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 331.21 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 331.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 331.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 331.21 Td (5,688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.21 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 317.21 Td (818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 317.21 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 317.21 Td (740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 317.21 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 317.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 317.21 Td (851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 303.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.72 307.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 303.21 Td (599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 303.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 303.21 Td (573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 303.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 303.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 303.21 Td (585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 289.20 Td (Total debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 289.21 Td (11,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 289.21 Td (675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 289.21 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 289.21 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 289.21 Td (375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 289.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 289.21 Td (10,993) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 267.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 267.65 Td (For securities transferred to HTM from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 181.52 267.65 Td (T) Tj ET Q q 0 0 0 rg BT 185.53 267.65 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.30 267.65 Td (, amortized cost is defined as the fair value of the securities at the date of transfer plus any accretion ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.05 Td (income and less any impairments recognized in earnings subsequent to transfer) Tj ET Q q 0 0 0 rg BT 306.82 258.05 Td (. For securities transferred to HTM from ) Tj ET Q q 0 0 0 rg BT 437.89 258.05 Td (AFS, amortized cost is defined as the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 248.45 Td (original purchase cost, plus or minus any accretion or amortization of a purchase discount or premium, less any impairment recognized in earnings.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 238.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.85 Td (HTM securities are carried on the Consolidated Balance Sheet at amortized cost, plus or minus any unamortized unrealized gains and losses recognized in ) Tj ET Q q 0 0 0 rg BT 548.96 238.85 Td (AOCI ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 229.25 Td (prior to reclassifying the securities from ) Tj ET Q q 0 0 0 rg BT 183.74 229.25 Td (AFS to HTM. ) Tj ET Q q 0 0 0 rg BT 230.27 229.25 Td (The changes in the values of these securities are not reported in the financial statements, except for other) Tj ET Q q 0 0 0 rg BT 565.09 229.25 Td (-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.65 Td (than-temporary impairments. For HTM securities, the credit loss component of the impairment is recognized in earnings, while the remainder of the dif) Tj ET Q q 0 0 0 rg BT 538.61 219.65 Td (ference ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 210.05 Td (between amortized cost and fair value is recognized in ) Tj ET Q q 0 0 0 rg BT 229.71 210.05 Td (AOCI.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 200.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 200.45 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 282.00 200.45 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 431.35 200.45 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 451.64 200.45 Td (The Company) Tj ET Q q 0 0 0 rg BT 499.41 200.45 Td (s maximum exposure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 190.85 Td (to loss from these ) Tj ET Q q 0 0 0 rg BT 112.52 190.85 Td (VIEs is equal to the carrying amount of the securities, which is reflected in the table above. For mortgage-backed and asset-backed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 181.25 Td (securitizations in which the Company has other involvement, see Note20 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.25 Td (The Company has the positive intent and ability to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.25 Td (these securities to maturity absent any unforeseen further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.25 Td (significant changes in circumstances, including deterioration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.25 Td (in credit or with regard to regulatory capital requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (The net unrealized losses classified in ) Tj ET Q q 0 0 0 rg BT 207.29 112.25 Td (AOCI relate to debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 100.25 Td (securities previously reclassified from ) Tj ET Q q 0 0 0 rg BT 190.40 100.25 Td (AFS investments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.25 Td (HTM investments. ) Tj ET Q q 0 0 0 rg BT 112.94 88.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 162.85 88.25 Td (, for HTM securities that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 76.25 Td (suf) Tj ET Q q 0 0 0 rg BT 48.04 76.25 Td (fered credit impairment, declines in fair value for reasons ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 64.25 Td (other than credit losses are recorded in ) Tj ET Q q 0 0 0 rg BT 192.33 64.25 Td (AOCI, while credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 160.25 Td (related impairment is recognized in earnings. ) Tj ET Q q 0 0 0 rg BT 506.81 160.25 Td (The ) Tj ET Q q 0 0 0 rg BT 524.30 160.25 Td (AOCI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 148.25 Td (balance for HTM securities is amortized over the remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 136.25 Td (life of the related securities as an adjustment of yield in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 124.25 Td (manner consistent with the accretion of discount on the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 112.25 Td (debt securities. ) Tj ET Q q 0 0 0 rg BT 386.30 112.25 Td (This will have no impact on the Company) Tj ET Q q 0 0 0 rg BT 557.11 112.25 Td (s net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 100.25 Td (income because the amortization of the unrealized holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 88.25 Td (loss reported in equity will of) Tj ET Q q 0 0 0 rg BT 441.86 88.25 Td (fset the ef) Tj ET Q q 0 0 0 rg BT 481.10 88.25 Td (fect on interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 76.25 Td (of the accretion of the discount on these securities.) Tj ET Q endstream endobj 269 0 obj <> endobj 270 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The table below shows the fair value of debt securities in HTM that have been in an unrecognized loss position as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.76 749.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.36 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.52 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 672.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 672.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 672.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 672.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 672.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 672.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 672.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 644.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 644.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 644.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 644.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 644.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 644.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 644.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 616.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 616.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 616.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 616.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 616.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 616.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 616.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 588.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 588.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 588.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 588.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 588.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 588.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 588.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 560.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 560.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 560.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 560.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 560.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 560.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 560.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 532.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 532.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 532.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 532.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 532.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 532.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 504.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 504.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 504.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 504.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 504.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 504.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 704.6 m 306.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 704.6 m 366.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 704.6 m 411.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 704.6 m 471.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 704.6 m 516.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 704.6 m 576.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.6 m 261.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 672.6 m 306.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 672.6 m 366.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 672.6 m 411.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 672.6 m 471.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 672.6 m 516.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 672.6 m 576.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.6 m 261.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.6 m 261.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.6 m 261.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 588.6 m 306.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 574.6 m 306.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 588.6 m 366.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 574.6 m 366.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 588.6 m 411.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 574.6 m 411.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 588.6 m 471.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 574.6 m 471.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 588.6 m 516.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 574.6 m 516.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 588.6 m 576.5 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 574.6 m 576.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.6 m 261.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 490.6 m 261.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 476.6 m 261.5 476.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 490.6 m 306.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 476.6 m 306.5 476.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 490.6 m 366.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 476.6 m 366.5 476.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 490.6 m 411.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 476.6 m 411.5 476.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 490.6 m 471.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 476.6 m 471.5 476.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 490.6 m 516.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 476.6 m 516.5 476.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 490.6 m 576.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 476.6 m 576.5 476.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.10 709.05 Td (Less than 12months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 709.05 Td (12months or longer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.65 709.05 Td (Total) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 676.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.30 686.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.20 677.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.80 695.05 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.30 686.05 Td (unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.20 677.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.30 686.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.20 677.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.80 695.05 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.30 686.05 Td (unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.20 677.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.30 686.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.20 677.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.80 695.05 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.30 686.05 Td (unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.20 677.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 663.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 663.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 663.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 663.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 663.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 663.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 649.05 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 649.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 649.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 649.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 649.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 649.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 649.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.06 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 635.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 635.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 635.05 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 635.05 Td (277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 635.05 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 635.05 Td (277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.06 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 621.05 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 621.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 621.05 Td (453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 621.05 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 621.05 Td (491) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 621.05 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.06 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 607.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 607.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 607.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 607.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 607.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 607.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.06 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 593.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 593.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 593.05 Td (294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 593.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 593.05 Td (294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 593.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 579.05 Td (Total debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 579.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 579.05 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 579.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 579.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 579.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 579.05 Td (1,042) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 579.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 579.05 Td (341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 579.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 579.05 Td (1,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 579.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 579.05 Td (344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 565.05 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 565.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 551.05 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 537.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 537.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 537.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 537.06 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 537.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 537.06 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 537.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 537.06 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 537.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 537.06 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 523.06 Td (235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 523.06 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 523.06 Td (302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 523.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 523.06 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 523.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.06 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 509.06 Td (920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 509.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 509.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 509.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 509.06 Td (920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 509.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.06 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 495.06 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 495.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 495.06 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 495.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 495.06 Td (296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 495.06 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 481.05 Td (Total debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 481.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.75 481.06 Td (1,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 481.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 481.06 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 481.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 481.06 Td (858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 481.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 481.06 Td (339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 481.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 481.06 Td (2,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 481.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 481.06 Td (375) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.10 Td (Excluded from the gross unrecognized losses presented in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.10 Td (the above table are the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.45 435.10 Td ($637 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.84 435.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.28 435.10 Td ($675 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.67 435.10 Td (of gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.10 Td (unrealized losses recorded in ) Tj ET Q q 0 0 0 rg BT 153.73 423.10 Td (AOCI as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.34 423.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.94 423.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 411.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 167.25 411.10 Td (, mainly related to the HTM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.10 Td (securities that were previously reclassified from ) Tj ET Q q 0 0 0 rg BT 229.82 399.10 Td (AFS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.10 Td (investments. ) Tj ET Q q 0 0 0 rg BT 88.59 387.10 Td (V) Tj ET Q q 0 0 0 rg BT 95.21 387.10 Td (irtually all of these unrecognized losses relate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.10 Td (to securities that have been in a loss position for 12months or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.10 Td (longer at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.76 363.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.36 363.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.80 363.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.38 363.10 Td (.) Tj ET Q endstream endobj 271 0 obj <> endobj 272 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table presents the carrying value and fair value of HTM debt securities by contractual maturity dates as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.83 749.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 681.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 681.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 681.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 681.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 653.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 653.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 653.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 653.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 625.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 625.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 625.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 625.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 597.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 597.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 597.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 597.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 569.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 569.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 569.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 569.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 541.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 541.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 541.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 541.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 541.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 513.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 513.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 513.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 513.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 513.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 485.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 485.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 485.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 485.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 457.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 457.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 457.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 457.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 429.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 429.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 429.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 429.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 401.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 401.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 401.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 401.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 373.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 373.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 373.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 373.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 345.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 345.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 345.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 345.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 704.6 m 409.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 704.6 m 464.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 704.6 m 521.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 704.6 m 576.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.6 m 349.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 704.6 m 409.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 681.6 m 409.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 704.6 m 464.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 681.6 m 464.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 704.6 m 521.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 681.6 m 521.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 704.6 m 576.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 681.6 m 576.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 611.6 m 349.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 597.6 m 349.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 611.6 m 409.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 597.6 m 409.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 611.6 m 464.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 597.6 m 464.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 611.6 m 521.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 597.6 m 521.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 611.6 m 576.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 597.6 m 576.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 527.6 m 349.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 513.6 m 349.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 527.6 m 409.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 513.6 m 409.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 527.6 m 464.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 513.6 m 464.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 527.6 m 521.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 513.6 m 521.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 527.6 m 576.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 513.6 m 576.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.6 m 349.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.6 m 349.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 443.6 m 409.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 429.6 m 409.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 443.6 m 464.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 429.6 m 464.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 443.6 m 521.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 429.6 m 521.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 443.6 m 576.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 429.6 m 576.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.6 m 349.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.6 m 349.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 359.6 m 409.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 345.6 m 409.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 359.6 m 464.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 345.6 m 464.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 359.6 m 521.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 345.6 m 521.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 359.6 m 576.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 345.6 m 576.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 331.6 m 349.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 331.6 m 409.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 331.6 m 464.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 331.6 m 521.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 331.6 m 576.5 331.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.70 709.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.60 709.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 685.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 695.05 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.70 686.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.95 686.05 Td (Fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 695.06 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 686.06 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.35 686.06 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.05 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 658.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 658.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 658.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 658.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 658.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 658.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 644.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 644.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 630.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 630.05 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 630.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 630.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 620.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 616.05 Td (2,216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 616.05 Td (2,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 616.06 Td (2,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 616.06 Td (2,546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 602.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 602.05 Td (2,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 602.05 Td (2,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 602.06 Td (2,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 602.06 Td (2,557) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 588.05 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 574.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 574.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 574.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.50 574.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 574.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 574.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 560.05 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 560.05 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 560.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 560.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 546.05 Td (83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 546.05 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 546.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 546.06 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 532.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 536.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 532.05 Td (1,337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 532.05 Td (1,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 532.06 Td (1,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 532.06 Td (1,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 518.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 518.05 Td (1,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 518.05 Td (1,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 518.06 Td (1,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 518.06 Td (1,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 504.05 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 490.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 490.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 476.05 Td (5,623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 476.05 Td (5,700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 476.06 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 476.06 Td (5,688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 462.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 462.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 462.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 462.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 452.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 448.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 448.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 448.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 434.05 Td (5,623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 434.05 Td (5,700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 434.06 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 434.06 Td (5,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.05 Td (All other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 73.24 424.13 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 406.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 406.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 406.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 406.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 392.05 Td (747) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 392.05 Td (868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 392.06 Td (740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 392.06 Td (851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 378.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 378.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 378.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 378.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 368.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 364.05 Td (567) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 364.05 Td (574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 364.06 Td (573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 364.06 Td (585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 350.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 350.05 Td (1,314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 350.05 Td (1,442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 350.06 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 350.06 Td (1,436) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 336.05 Td (Total debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 336.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.25 336.05 Td (10,600) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 336.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.25 336.05 Td (11,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 336.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 336.06 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 336.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 336.06 Td (10,993) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 314.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 314.50 Td (Investments with no stated maturities are included as contractual maturities of greater than 10years. ) Tj ET Q q 0 0 0 rg BT 376.12 314.50 Td (Actual maturities may dif) Tj ET Q q 0 0 0 rg BT 457.95 314.50 Td (fer due to call or prepayment rights.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 304.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 304.90 Td (Includes corporate and asset-backed securities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 283.90 Td (Evaluating Investments for) Tj ET Q q 0 0 0 rg BT 151.93 283.90 Td ( Other) Tj ET Q q 0 0 0 rg BT 179.61 283.90 Td (-Than-T) Tj ET Q q 0 0 0 rg BT 214.81 283.90 Td (emporary ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 271.90 Td (Impairment) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 247.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.90 Td (The Company conducts and documents periodic reviews of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.90 Td (securities with unrealized losses to evaluate whether the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.90 Td (impairment is other) Tj ET Q q 0 0 0 rg BT 114.12 211.90 Td (-than-temporary) Tj ET Q q 0 0 0 rg BT 178.44 211.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 199.90 Td (An unrealized loss exists when the current fair value of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 187.90 Td (individual security is less than its amortized cost basis. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.90 Td (Unrealized losses that are determined to be temporary in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.90 Td (nature are recorded, net of tax, in ) Tj ET Q q 0 0 0 rg BT 170.66 163.90 Td (AOCI for ) Tj ET Q q 0 0 0 rg BT 211.21 163.90 Td (AFS securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.90 Td (Losses related to HTM securities generally are not recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 139.90 Td (as these investments are carried at amortized cost. However) Tj ET Q q 0 0 0 rg BT 274.67 139.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 127.90 Td (for HTM securities with credit-related losses, the credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 115.90 Td (component of the dif) Tj ET Q q 0 0 0 rg BT 119.41 115.90 Td (ference to adjust the security to fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 103.90 Td (is recognized in earnings, while the remainder is recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 91.90 Td (AOCI. For securities transferred to HTM from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 224.84 91.90 Td (T) Tj ET Q q 0 0 0 rg BT 229.85 91.90 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 79.90 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 79.90 Td (, amortized cost is defined as the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 67.90 Td (the securities at the date of transfer) Tj ET Q q 0 0 0 rg BT 175.54 67.90 Td (, plus any accretion income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 55.90 Td (and less any impairment recognized in earnings subsequent to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 283.90 Td (transfer) Tj ET Q q 0 0 0 rg BT 353.99 283.90 Td (. For securities transferred to HTM from ) Tj ET Q q 0 0 0 rg BT 517.83 283.90 Td (AFS, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.90 Td (amortized cost is defined as the original purchase cost, plus or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.90 Td (minus any accretion or amortization of a purchase discount or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 247.90 Td (premium, less any impairment recognized in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 235.90 Td (Regardless of the classification of the securities as ) Tj ET Q q 0 0 0 rg BT 545.27 235.90 Td (AFS or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.90 Td (HTM, the Company has assessed each position with an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.90 Td (unrealized loss for OTTI. Factors considered in determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.90 Td (whether a loss is temporary include:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 182.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 182.90 Td (the length of time and the extent to which fair value has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 170.90 Td (been below cost;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 158.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 158.90 Td (the severity of the impairment;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 146.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 146.90 Td (the cause of the impairment and the financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 134.90 Td (and near) Tj ET Q q 0 0 0 rg BT 375.95 134.90 Td (-term prospects of the issuer;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 122.90 Td (activity in the market of the issuer that may indicate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 110.90 Td (adverse credit conditions; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 98.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 98.90 Td (the Company) Tj ET Q q 0 0 0 rg BT 398.38 98.90 Td (s ability and intent to hold the investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 86.90 Td (for a period of time suf) Tj ET Q q 0 0 0 rg BT 434.29 86.90 Td (ficient to allow for any anticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 74.90 Td (recovery) Tj ET Q q 0 0 0 rg BT 376.33 74.90 Td (.) Tj ET Q endstream endobj 273 0 obj <> endobj 274 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 749.10 Td (s review for impairment generally entails:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (identification and evaluation of investments that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (indications of possible impairment;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 707.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (analysis of individual investments that have fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (less than amortized cost, including consideration of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (length of time the investment has been in an unrealized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (loss position and the expected recovery period;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (discussion of evidential matter) Tj ET Q q 0 0 0 rg BT 176.07 659.10 Td (, including an evaluation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (factors or triggers that could cause individual investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (to qualify as having other) Tj ET Q q 0 0 0 rg BT 156.00 635.10 Td (-than-temporary impairment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (those that would not support other) Tj ET Q q 0 0 0 rg BT 190.73 623.10 Td (-than-temporary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (impairment; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (documentation of the results of these analyses, as required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (under business policies.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 565.10 Td (Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 553.10 Td (Under the guidance for debt securities, OTTI is recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 541.10 Td (earnings for debt securities that the Company has an intent to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 529.10 Td (sell or that the Company believes it is more-likely-than-not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 517.10 Td (that it will be required to sell prior to recovery of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 505.10 Td (amortized cost basis. For those securities that the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 493.10 Td (does not intend to sell or expect to be required to sell, credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 481.10 Td (related impairment is recognized in earnings, with the non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.10 Td (credit-related impairment recorded in ) Tj ET Q q 0 0 0 rg BT 187.60 469.10 Td (AOCI.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 457.10 Td (For debt securities that are not deemed to be credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.10 Td (impaired, management assesses whether it intends to sell or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.10 Td (whether it is more-likely-than-not that it would be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.10 Td (sell the investment before the expected recovery of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.10 Td (amortized cost basis. In most cases, management has asserted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 397.10 Td (that it has no intent to sell and that it believes it is not likely to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.10 Td (be required to sell the investment before recovery of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.10 Td (amortized cost basis. ) Tj ET Q q 0 0 0 rg BT 121.91 373.10 Td (Where such an assertion cannot be made, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.10 Td (the security) Tj ET Q q 0 0 0 rg BT 85.15 361.10 Td (s decline in fair value is deemed to be other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.10 Td (temporary and is recorded in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 337.10 Td (For debt securities, a critical component of the evaluation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.10 Td (for OTTI is the identification of credit impaired securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.10 Td (where management does not expect to receive cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.10 Td (suf) Tj ET Q q 0 0 0 rg BT 48.04 301.10 Td (ficient to recover the entire amortized cost basis of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.10 Td (security) Tj ET Q q 0 0 0 rg BT 67.01 289.10 Td (. For securities purchased and classified as ) Tj ET Q q 0 0 0 rg BT 239.18 289.10 Td (AFS with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.10 Td (the expectation of receiving full principal and interest cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.10 Td (flows as of the date of purchase, this analysis considers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.10 Td (likelihood and the timing of receiving all contractual principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.10 Td (and interest.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 217.10 Td (Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.10 Td (For equity securities, management considers the various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.10 Td (factors described above, including its intent and ability to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.10 Td (the equity security for a period of time suf) Tj ET Q q 0 0 0 rg BT 204.66 181.10 Td (ficient for recovery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.10 Td (to cost or whether it is more-likely-than-not that the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.10 Td (will be required to sell the security prior to recovery of its cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 60.82 145.10 Td (Where management lacks that intent or ability) Tj ET Q q 0 0 0 rg BT 245.10 145.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.10 Td (security) Tj ET Q q 0 0 0 rg BT 70.43 133.10 Td (s decline in fair value is deemed to be other) Tj ET Q q 0 0 0 rg BT 244.33 133.10 Td (-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 121.10 Td (temporary and is recorded in earnings. ) Tj ET Q q 0 0 0 rg BT 191.78 121.10 Td (AFS equity securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.10 Td (deemed other) Tj ET Q q 0 0 0 rg BT 89.94 109.10 Td (-than-temporarily impaired are written down to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.10 Td (fair value, with the full dif) Tj ET Q q 0 0 0 rg BT 141.34 97.10 Td (ference between fair value and cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.10 Td (recognized in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 73.10 Td (Management assesses equity method investments with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 61.10 Td (fair value less than carrying value for OTTI. Fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.10 Td (measured as price multiplied by quantity if the investee has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (publicly listed securities. If the investee is not publicly listed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (other methods are used \(see Note22 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (For impaired equity method investments that Citi plans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (sell prior to recovery of value or would likely be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (sell, with no expectation that the fair value will recover prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (to the expected sale date, the full impairment is recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (earnings as OTTI regardless of severity and duration. ) Tj ET Q q 0 0 0 rg BT 539.58 665.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (measurement of the OTTI does not include partial projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (recoveries subsequent to the balance sheet date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (For impaired equity method investments that management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (does not plan to sell prior to recovery of value and is not likely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (to be required to sell, the evaluation of whether an impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (is other) Tj ET Q q 0 0 0 rg BT 353.52 593.10 Td (-than-temporary is based on \(i\)whether and when an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (equity method investment will recover in value and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (\(ii\)whether the investor has the intent and ability to hold that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (investment for a period of time suf) Tj ET Q q 0 0 0 rg BT 462.67 557.10 Td (ficient to recover the value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (The determination of whether the impairment is considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (other) Tj ET Q q 0 0 0 rg BT 344.35 533.10 Td (-than-temporary is based on all of the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (indicators, regardless of the time and extent of impairment:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 504.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 504.10 Td (cause of the impairment and the financial condition and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 492.10 Td (near) Tj ET Q q 0 0 0 rg BT 359.01 492.10 Td (-term prospects of the issuer) Tj ET Q q 0 0 0 rg BT 471.91 492.10 Td (, including any specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 480.10 Td (events that may influence the operations of the issuer;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 468.10 Td (intent and ability to hold the investment for a period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 456.10 Td (time suf) Tj ET Q q 0 0 0 rg BT 374.31 456.10 Td (ficient to allow for any anticipated recovery in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 444.10 Td (market value; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 432.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 432.10 Td (length of time and extent to which fair value has been less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 420.10 Td (than the carrying value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 408.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 396.10 Td (The sections below describe the Company) Tj ET Q q 0 0 0 rg BT 513.90 396.10 Td (s process for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 384.10 Td (identifying credit-related impairments in its security types ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 372.10 Td (with the most significant unrealized losses as of March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 360.10 Td (2014. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 336.10 Td (Mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 324.10 Td (For U.S.mortgage-backed securities \(and in particular for ) Tj ET Q q 0 0 0 rg BT 557.81 324.10 Td (Alt-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 312.10 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 312.10 Td ( and other mortgage-backed securities that have significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 300.10 Td (unrealized losses as a percentage of amortized cost\), credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 288.10 Td (impairment is assessed using a cash flow model that estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 276.10 Td (the cash flows on the underlying mortgages, using the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 264.10 Td (security-specific collateral and transaction structure. ) Tj ET Q q 0 0 0 rg BT 535.39 264.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 252.10 Td (model estimates cash flows from the underlying mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 240.10 Td (loans and distributes those cash flows to various tranches of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 228.10 Td (securities, considering the transaction structure and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 216.10 Td (subordination and credit enhancements that exist in that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 204.10 Td (structure. ) Tj ET Q q 0 0 0 rg BT 363.80 204.10 Td (The cash flow model incorporates actual cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 192.10 Td (on the mortgage-backed securities through the current period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 180.10 Td (and then projects the remaining cash flows using a number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 168.10 Td (assumptions, including default rates, prepayment rates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 156.10 Td (recovery rates \(on foreclosed properties\) and loss severity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 144.10 Td (rates \(on non-agency mortgage-backed securities\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 132.10 Td (Management develops specific assumptions using as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 120.10 Td (much market data as possible and includes internal estimates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 108.10 Td (as well as estimates published by rating agencies and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 96.10 Td (third-party sources. Default rates are projected by considering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 84.10 Td (current underlying mortgage loan performance, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 72.10 Td (assuming the default of \(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.03 72.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.36 72.10 Td ( of current loans, \(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.33 72.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.66 72.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 60.10 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.00 60.10 Td (-59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.33 60.10 Td (day delinquent loans, \(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.08 60.10 Td (70%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.41 60.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.74 60.10 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.74 60.10 Td (-90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.07 60.10 Td (day delinquent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 48.10 Td (loans and \(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.49 48.10 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.82 48.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 48.10 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 48.10 Td (+ day delinquent loans. ) Tj ET Q q 0 0 0 rg BT 523.86 48.10 Td (These ) Tj ET Q endstream endobj 275 0 obj <> endobj 276 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (estimates are extrapolated along a default timing curve to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (estimate the total lifetime pool default rate. Other assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (contemplate the actual collateral attributes, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (geographic concentrations, rating actions and current market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (prices.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (Cash flow projections are developed using dif) Tj ET Q q 0 0 0 rg BT 237.66 689.10 Td (ferent stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (test scenarios. Management evaluates the results of those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (stress tests \(including the severity of any cash shortfall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (indicated and the likelihood of the stress scenarios actually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (occurring based on the underlying pool) Tj ET Q q 0 0 0 rg BT 195.68 641.10 Td (s characteristics and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (performance\) to assess whether management expects to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (recover the amortized cost basis of the security) Tj ET Q q 0 0 0 rg BT 223.33 617.10 Td (. If cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (projections indicate that the Company does not expect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (recover its amortized cost basis, the Company recognizes the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (estimated credit loss in earnings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (State and municipal securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (The process for identifying credit impairments in Citigroup) Tj ET Q q 0 0 0 rg BT 564.22 749.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (AFS state and municipal bonds is primarily based on a credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (analysis that incorporates third-party credit ratings. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (monitors the bond issuers and any insurers providing default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (protection in the form of financial guarantee insurance. ) Tj ET Q q 0 0 0 rg BT 549.28 701.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (average external credit rating, ignoring any insurance, is ) Tj ET Q q 0 0 0 rg BT 551.13 689.10 Td (Aa3/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (AA-. In the event of an external rating downgrade or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (indicator of credit impairment \(i.e., based on instrument-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (specific estimates of cash flows or probability of issuer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (default\), the subject bond is specifically reviewed for adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (changes in the amount or timing of expected contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (principal and interest. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (For ) Tj ET Q q 0 0 0 rg BT 357.84 605.10 Td (AFS state and municipal bonds with unrealized losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (that Citigroup plans to sell, would likely be required to sell or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (will be subject to an issuer call deemed probable of exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (prior to the expected recovery of its amortized cost basis, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (full impairment is recognized in earnings.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Recognition and Measur) Tj ET Q q 0 0 0 rg BT 140.82 533.10 Td (ement of OTTI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (The following table presents the total OTTI recognized in earnings for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.60 521.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.20 521.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.60 360.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 473.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 473.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 473.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 473.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 436.60 360.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 436.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 436.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 436.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 436.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 399.60 360.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 399.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 399.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 399.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 399.60 45.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 496.6 m 396.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 496.6 m 441.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 496.6 m 486.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 496.6 m 531.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 496.6 m 576.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 473.6 m 396.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 473.6 m 441.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 473.6 m 486.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 473.6 m 531.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 473.6 m 576.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.6 m 396.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 422.6 m 441.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 422.6 m 486.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 422.6 m 531.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 422.6 m 576.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 376.6 m 396.5 376.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 376.6 m 441.5 376.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 376.6 m 486.5 376.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 376.6 m 531.5 376.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 376.6 m 576.5 376.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.6 m 396.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 362.6 m 441.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 362.6 m 486.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 362.6 m 531.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 362.6 m 576.5 362.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 501.05 Td (OTTI on Investments and Other Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 501.05 Td (Three Months Ended March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 477.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.55 478.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 423.55 482.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 478.05 Td (HTM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.05 487.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 478.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.65 478.05 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.06 Td (Impairment losses related to securities that the Company does not intend to sell nor will likely be) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.06 Td (required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 455.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 455.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 455.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 455.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 441.06 Td (Total OTTI losses recognized during the period ended March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 441.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 441.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 441.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 441.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 441.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 441.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 441.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 441.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 427.06 Td (Less: portion of impairment loss recognized in AOCI \(before taxes\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 427.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 427.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 427.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 427.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 413.06 Td (Net impairment losses recognized in earnings for securities that the Company does not intend to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.06 Td (sell nor will likely be required to sell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 404.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 404.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 404.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 404.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 404.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 404.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 404.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 404.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 390.06 Td (Impairment losses recognized in earnings for securities that the Company intends to sell or more-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.06 Td (likely-than-not will be required to sell before recovery) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 381.05 Td (201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 381.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 381.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 381.05 Td (201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 367.05 Td (Total impairment losses recognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 367.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 367.05 Td (201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 367.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 367.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 367.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 367.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 367.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 367.05 Td (201) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 345.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.50 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q endstream endobj 277 0 obj <> endobj 278 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table presents the total OTTI recognized in earnings for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.60 749.10 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.20 749.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 692.00 360.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 692.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 692.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 692.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 692.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 655.00 360.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 655.00 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 655.00 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 655.00 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 655.00 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.00 360.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 618.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 618.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 618.00 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 618.00 45.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715 m 396.5 715 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 715 m 441.5 715 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 715 m 486.5 715 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 715 m 531.5 715 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 715 m 576.5 715 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 692 m 396.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 692 m 441.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 692 m 486.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 692 m 531.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 692 m 576.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 692 m 396.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 692 m 441.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 692 m 486.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 692 m 531.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 692 m 576.5 692 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 641 m 396.5 641 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 641 m 441.5 641 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 641 m 486.5 641 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 641 m 531.5 641 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 641 m 576.5 641 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 595 m 396.5 595 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 595 m 441.5 595 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 595 m 486.5 595 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 595 m 531.5 595 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 595 m 576.5 595 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 581 m 396.5 581 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 581 m 441.5 581 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 581 m 486.5 581 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 581 m 531.5 581 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 581 m 576.5 581 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 719.45 Td (OTTI on Investments and Other Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 719.46 Td (Three Months Ended March 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 696.25 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.80 696.46 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 423.31 700.54 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 696.46 Td (HTM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 705.46 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.20 696.46 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 517.95 700.54 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.30 696.46 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.46 Td (Impairment losses related to securities that the Company does not intend to sell nor will likely be) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 673.46 Td (required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 673.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 673.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 673.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 673.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 659.46 Td (Total OTTI losses recognized during the period ended March 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 659.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 659.46 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 659.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 659.46 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 659.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 659.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 659.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 659.46 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 645.46 Td (Less: portion of impairment loss recognized in AOCI \(before taxes\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 645.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 645.46 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 645.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 645.46 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.46 Td (Net impairment losses recognized in earnings for securities that the Company does not intend to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 622.46 Td (sell nor will likely be required to sell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 622.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 622.46 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 622.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 622.46 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 622.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 622.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 622.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 622.46 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 608.46 Td (Impairment losses recognized in earnings for securities that the Company intends to sell or more-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.46 Td (likely-than-not will be required to sell before recovery) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 234.68 603.54 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 599.46 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 599.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 599.46 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 599.46 Td (248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 585.45 Td (Total impairment losses recognized in earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 585.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 585.46 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 585.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 585.46 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 585.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 585.46 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 585.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 585.46 Td (261) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.90 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 550.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.30 Td (The first quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 116.64 550.30 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.64 550.30 Td ( included the recognition of a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.61 550.30 Td ($105 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 269.72 550.30 Td ( impairment char) Tj ET Q q 0 0 0 rg BT 324.22 550.30 Td (ge related to the carrying value of Citi) Tj ET Q q 0 0 0 rg BT 448.40 550.30 Td (s then-remaining ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 504.38 550.30 Td (35%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.05 550.30 Td ( interest in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 540.70 Td (Mor) Tj ET Q q 0 0 0 rg BT 67.63 540.70 Td (gan Stanley Smith Barney joint venture \(MSSB\), which was of) Tj ET Q q 0 0 0 rg BT 269.24 540.70 Td (fset by the equity pickup from MSSB in the quarter which was recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 510.08 540.70 Td (Other Revenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 557.83 540.70 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.70 Td (The following is a three-month roll-forward of the credit-related impairments recognized in earnings for ) Tj ET Q q 0 0 0 rg BT 454.74 516.70 Td (AFS and HTM debt securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.70 Td (held as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.38 504.70 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.98 504.70 Td ( that the Company does not intend to sell nor likely will be required to sell:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 403.20 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 403.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 403.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 403.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 403.20 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 403.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 375.20 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 375.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 375.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 375.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 375.20 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 375.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 347.20 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 347.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 347.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 347.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 347.20 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 347.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 310.20 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 310.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 310.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 310.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 310.20 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 310.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 282.20 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 282.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 282.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 282.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 282.20 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 282.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 254.20 199.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 254.20 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 254.20 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 254.20 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 254.20 79.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 254.20 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 480.20000000000005 m 295.5 480.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 480.20000000000005 m 366.5 480.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 480.20000000000005 m 437.5 480.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 480.20000000000005 m 516.5 480.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 480.20000000000005 m 576.5 480.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 403.20000000000005 m 235.5 403.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 403.20000000000005 m 295.5 403.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 403.20000000000005 m 366.5 403.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 403.20000000000005 m 437.5 403.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 403.20000000000005 m 516.5 403.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 403.20000000000005 m 576.5 403.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.20000000000005 m 235.5 333.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 310.20000000000005 m 235.5 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 333.20000000000005 m 295.5 333.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 310.20000000000005 m 295.5 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 333.20000000000005 m 366.5 333.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 310.20000000000005 m 366.5 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 333.20000000000005 m 437.5 333.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 310.20000000000005 m 437.5 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 333.20000000000005 m 516.5 333.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 310.20000000000005 m 516.5 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 333.20000000000005 m 576.5 333.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 310.20000000000005 m 576.5 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 254.20000000000005 m 235.5 254.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.20000000000005 m 235.5 231.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 254.20000000000005 m 295.5 254.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 231.20000000000005 m 295.5 231.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 254.20000000000005 m 366.5 254.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 231.20000000000005 m 366.5 231.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 254.20000000000005 m 437.5 254.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 231.20000000000005 m 437.5 231.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 254.20000000000005 m 516.5 254.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 231.20000000000005 m 516.5 231.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 254.20000000000005 m 576.5 254.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 231.20000000000005 m 576.5 231.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 484.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.15 484.65 Td (Cumulative OTTI credit losses recognized in earnings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 407.45 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.75 416.66 Td (Dec. 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 407.66 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.05 461.65 Td (Cr) Tj ET Q q 0 0 0 rg BT 328.38 461.65 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 452.65 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 443.65 Td (r) Tj ET Q q 0 0 0 rg BT 308.78 443.65 Td (ecognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.10 434.65 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.10 425.65 Td (securitiesnot) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.55 416.65 Td (pr) Tj ET Q q 0 0 0 rg BT 319.39 416.65 Td (eviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.05 407.65 Td (impair) Tj ET Q q 0 0 0 rg BT 338.89 407.65 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.05 470.65 Td (Cr) Tj ET Q q 0 0 0 rg BT 399.38 470.65 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 461.65 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.95 452.65 Td (r) Tj ET Q q 0 0 0 rg BT 379.78 452.65 Td (ecognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.10 443.65 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.60 434.65 Td (securitiesthat) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 425.65 Td (have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.45 416.65 Td (beenpr) Tj ET Q q 0 0 0 rg BT 400.54 416.65 Td (eviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.05 407.65 Td (impair) Tj ET Q q 0 0 0 rg BT 409.89 407.65 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.95 443.65 Td (Reductionsdueto) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.40 434.65 Td (cr) Tj ET Q q 0 0 0 rg BT 454.23 434.65 Td (edit-impair) Tj ET Q q 0 0 0 rg BT 497.56 434.65 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 425.65 Td (securitiessold,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.30 416.65 Td (transferr) Tj ET Q q 0 0 0 rg BT 484.12 416.65 Td (edor) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.05 407.65 Td (matur) Tj ET Q q 0 0 0 rg BT 483.88 407.65 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.90 416.65 Td (Mar. 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.20 407.65 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 393.65 Td (AFS debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 393.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 393.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 393.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 393.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 393.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 379.66 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 379.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 379.66 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 379.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 379.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 379.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 379.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 379.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 379.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 379.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 379.65 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 365.66 Td (Foreign government securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 365.66 Td (171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 365.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 365.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 365.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 365.65 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 351.66 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 351.66 Td (113) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 351.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 351.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 351.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 351.65 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 337.66 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 337.66 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 337.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 337.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 337.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 337.65 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 323.65 Td (Total OTTI credit losses recognized for AFS debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 314.65 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 314.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 314.66 Td (723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 314.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 314.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 314.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 314.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 314.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 314.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 314.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 314.65 Td (723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 300.65 Td (HTM debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 300.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 300.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 300.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 300.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 300.65 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 286.66 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 290.74 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 286.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 286.66 Td (678) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 286.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 286.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 286.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 286.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 286.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 286.65 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 286.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 286.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 286.65 Td (665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.66 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 272.66 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 272.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 272.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 272.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 272.65 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 258.66 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 258.66 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 258.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 258.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 258.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 258.65 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 244.65 Td (Total OTTI credit losses recognized for HTM debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 235.65 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 235.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 235.66 Td (867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 235.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 235.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 235.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 235.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 235.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 235.65 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 235.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 235.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 235.65 Td (854) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (\(1\) Primarily consists of ) Tj ET Q q 0 0 0 rg BT 115.11 214.10 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 133.33 214.10 Td ( securities.) Tj ET Q endstream endobj 279 0 obj <> endobj 280 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following is a three-month roll-forward of the credit-related impairments recognized in earnings for ) Tj ET Q q 0 0 0 rg BT 454.74 749.10 Td (AFS and HTM debt securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (held as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.38 737.10 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.98 737.10 Td ( that the Company does not intend to sell nor likely will be required to sell:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 623.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 623.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 623.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 623.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 623.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 623.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 595.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 595.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 595.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 595.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 595.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 595.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 567.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 567.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 567.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 567.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 567.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 567.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 530.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 530.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 530.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 530.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 530.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 530.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 502.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 502.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 502.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 502.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 502.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 502.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 474.60 199.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 474.60 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 474.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 474.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 474.60 79.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 474.60 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 700.6 m 294.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 700.6 m 365.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 700.6 m 436.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 700.6 m 515.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 700.6 m 575.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 623.6 m 234.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 623.6 m 294.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 623.6 m 365.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 623.6 m 436.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 623.6 m 515.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 623.6 m 575.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 553.6 m 234.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.6 m 234.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 553.6 m 294.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 530.6 m 294.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 553.6 m 365.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 530.6 m 365.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 553.6 m 436.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 530.6 m 436.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 553.6 m 515.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 530.6 m 515.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 553.6 m 575.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 530.6 m 575.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 474.6 m 234.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 451.6 m 234.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 474.6 m 294.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 451.6 m 294.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 474.6 m 365.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 451.6 m 365.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 474.6 m 436.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 451.6 m 436.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 474.6 m 515.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 451.6 m 515.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 474.6 m 575.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 451.6 m 575.5 451.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 705.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.15 705.05 Td (Cumulative OTTI credit losses recognized in earnings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 627.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.75 637.06 Td (Dec. 31, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.25 628.06 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.05 682.05 Td (Credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 673.05 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.95 664.05 Td (recognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.10 655.05 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.10 646.05 Td (securitiesnot) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.55 637.05 Td (previously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.05 628.05 Td (impaired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.05 691.05 Td (Credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 682.05 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.95 673.05 Td (recognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.10 664.05 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.60 655.05 Td (securitiesthat) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 646.05 Td (have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.45 637.05 Td (beenpreviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.05 628.05 Td (impaired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.95 664.05 Td (Reductionsdueto) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.40 655.05 Td (credit-impaired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 646.05 Td (securitiessold,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.30 637.05 Td (transferredor) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.05 628.05 Td (matured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.90 637.05 Td (Mar. 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.20 628.05 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 614.05 Td (AFS debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 600.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 600.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 600.06 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 600.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 600.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 600.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 600.05 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 586.06 Td (Foreign government securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 586.06 Td (169) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 586.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 586.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 586.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 586.05 Td (169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 572.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 572.06 Td (116) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 572.05 Td (116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 558.06 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 558.06 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 558.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 558.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 558.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 558.05 Td (139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 544.05 Td (Total OTTI credit losses recognized for AFS debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 535.05 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 535.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 535.06 Td (717) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 535.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 535.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 535.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 535.05 Td (719) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.05 Td (HTM debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 521.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 521.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 507.06 Td (Mortgage-backed securities\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 507.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 507.06 Td (869) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 507.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 507.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 507.05 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 507.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 507.05 Td (846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 493.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 493.06 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 493.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 493.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 493.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 493.05 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 479.06 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 479.06 Td (135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 479.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 479.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 479.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 479.05 Td (135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.05 Td (Total OTTI credit losses recognized for HTM debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 456.05 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 456.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.75 456.06 Td (1,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 456.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 456.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 456.05 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 456.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 456.05 Td (1,037) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 433.50 Td (\(1\) Primarily consists of ) Tj ET Q q 0 0 0 rg BT 115.11 433.50 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 133.33 433.50 Td ( securities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 409.50 Td (Investments in ) Tj ET Q q 0 0 0 rg BT 100.45 409.50 Td (Alternative Investment Funds ) Tj ET Q q 0 0 0 rg BT 230.55 409.50 Td (That ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 397.50 Td (Calculate Net ) Tj ET Q q 0 0 0 rg BT 95.99 397.50 Td (Asset ) Tj ET Q q 0 0 0 rg BT 121.08 397.50 Td (V) Tj ET Q q 0 0 0 rg BT 127.38 397.50 Td (alue per) Tj ET Q q 0 0 0 rg BT 161.92 397.50 Td ( Shar) Tj ET Q q 0 0 0 rg BT 184.80 397.50 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.50 Td (The Company holds investments in certain alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.50 Td (investment funds that calculate net asset value \(NA) Tj ET Q q 0 0 0 rg BT 239.92 373.50 Td (V\) per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.50 Td (share, including hedge funds, private equity funds, funds of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.50 Td (funds and real estate funds. ) Tj ET Q q 0 0 0 rg BT 147.45 349.50 Td (The Company) Tj ET Q q 0 0 0 rg BT 207.16 349.50 Td (s investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.50 Td (include co-investments in funds that are managed by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.50 Td (Company and investments in funds that are managed by third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 409.50 Td (parties. Investments in funds are generally classified as non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.50 Td (marketable equity securities carried at fair value. ) Tj ET Q q 0 0 0 rg BT 521.50 397.50 Td (The fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 385.50 Td (values of these investments are estimated using the NA) Tj ET Q q 0 0 0 rg BT 543.77 385.50 Td (V) Tj ET Q q 0 0 0 rg BT 550.81 385.50 Td ( per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.50 Td (share of the Company) Tj ET Q q 0 0 0 rg BT 414.81 373.50 Td (s ownership interest in the funds, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 361.50 Td (it is not probable that the Company will sell an investment at a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.50 Td (price other than the NA) Tj ET Q q 0 0 0 rg BT 417.12 349.50 Td (V) Tj ET Q q 0 0 0 rg BT 423.05 349.50 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 260.00 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 149.50 260.00 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.50 260.00 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 260.00 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 260.00 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 260.00 119.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 260.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 232.00 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 149.50 232.00 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.50 232.00 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 232.00 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 232.00 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 232.00 119.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 232.00 71.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 283 m 149.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 283 m 213.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 283 m 271.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 283 m 325.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 283 m 386.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 283 m 505.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 283 m 576.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 260 m 149.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 283 m 213.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 260 m 213.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 283 m 271.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 260 m 271.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 283 m 325.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 260 m 325.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 283 m 386.5 283 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 260 m 386.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 260 m 505.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 260 m 576.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 260 m 213.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 260 m 271.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 260 m 325.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 260 m 386.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 260 m 505.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 260 m 576.5 260 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 218 m 149.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 204 m 149.5 204 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 218 m 213.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 204 m 213.5 204 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 218 m 271.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 204 m 271.5 204 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 218 m 325.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 204 m 325.5 204 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 218 m 386.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 204 m 386.5 204 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 218 m 505.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 204 m 505.5 204 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 218 m 576.5 218 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 204 m 576.5 204 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.45 287.45 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.20 296.45 Td (Unfunded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 287.45 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.70 305.45 Td (Redemptionfr) Tj ET Q q 0 0 0 rg BT 457.78 305.45 Td (equency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.80 296.45 Td (\(ifcurr) Tj ET Q q 0 0 0 rg BT 433.37 296.45 Td (entlyeligible\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.45 287.45 Td (monthly) Tj ET Q q 0 0 0 rg BT 421.96 287.45 Td (,quarterly) Tj ET Q q 0 0 0 rg BT 462.45 287.45 Td (, annually) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.35 295.23 Td (Redemptionnotice) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 529.35 287.23 Td (period) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 264.25 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.30 273.45 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 264.45 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.75 273.46 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 264.46 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.30 273.45 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 264.45 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 273.46 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 264.46 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 250.46 Td (Hedge funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 250.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.50 250.45 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.00 250.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 250.46 Td (751) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 250.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 250.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 250.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 250.46 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.10 250.45 Td (Generally quarterly) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.10 250.45 Td (10-95days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.46 Td (Private equity funds) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.49 240.54 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.50 236.45 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 236.46 Td (794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 236.45 Td (163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 236.46 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 236.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 236.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 222.46 Td (Real estate funds ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 102.73 226.54 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.50 222.45 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 222.46 Td (294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 222.45 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 222.46 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 222.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 222.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 208.45 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 208.45 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 58.67 212.53 Td (\(4\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 208.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.75 208.45 Td (1,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.00 208.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 208.46 Td (1,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 208.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 208.45 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 208.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 208.46 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 208.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 208.45 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 186.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.90 Td (Private equity funds include funds that invest in infrastructure, leveraged buyout transactions, emer) Tj ET Q q 0 0 0 rg BT 371.54 186.90 Td (ging markets and venture capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 177.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.30 Td (W) Tj ET Q q 0 0 0 rg BT 61.23 177.30 Td (ith respect to the Company) Tj ET Q q 0 0 0 rg BT 149.66 177.30 Td (s investments in private equity funds and real estate funds, distributions from each fund will be received as the underlying assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.70 Td (held by these funds are liquidated. It is estimated that the underlying assets of these funds will be liquidated over a period of several years as market conditions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 158.10 Td (allow) Tj ET Q q 0 0 0 rg BT 71.25 158.10 Td (. Private equity and real estate funds do not allow redemption of investments by their investors. Investors are permitted to sell or transfer their investments, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.50 Td (subject to the approval of the general partner or investment manager of these funds, which generally may not be unreasonably withheld.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.90 Td (Includes several real estate funds that invest primarily in commercial real estate in the U.S., Europe and ) Tj ET Q q 0 0 0 rg BT 387.22 138.90 Td (Asia.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.30 Td (Included in the total fair value of investments above are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.38 129.30 Td ($1.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 271.27 129.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.82 129.30 Td ($1.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 323.71 129.30 Td ( of fund assets that are valued using NA) Tj ET Q q 0 0 0 rg BT 450.65 129.30 Td (Vs provided by third-party asset ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.70 Td (managers as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.98 119.70 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 154.86 119.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 170.41 119.70 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.28 119.70 Td (, respectively) Tj ET Q q 0 0 0 rg BT 275.41 119.70 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 110.10 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 110.10 Td (Excluded from the total fair value of investments above are $64 million of fund assets that are considered probable to be sold at a price other than the NA) Tj ET Q q 0 0 0 rg BT 544.37 110.10 Td (V) Tj ET Q q 0 0 0 rg BT 549.11 110.10 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.50 Td (Therefore, the fair values of these investments have been estimated using recent transaction information rather than the NA) Tj ET Q q 0 0 0 rg BT 447.49 100.50 Td (V) Tj ET Q q 0 0 0 rg BT 453.12 100.50 Td ( per share as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.54 100.50 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 554.42 100.50 Td (.) Tj ET Q endstream endobj 281 0 obj <> endobj 282 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (138) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (14.LOANS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Citigroup loans are reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.24 722.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.24 722.25 Td ( categoriesConsumer and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 710.25 Td (Corporate. ) Tj ET Q q 0 0 0 rg BT 80.80 710.25 Td (These categories are classified primarily according ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 698.25 Td (to the segment and subsegment that manage the loans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 678.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 678.25 Td ( Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 666.25 Td (Consumer loans represent loans and leases managed primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 654.25 Td (by the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 63.22 654.25 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.43 654.25 Td ( businesses in Citicorp and in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 642.25 Td (Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 94.99 642.25 Td (The following table provides information by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 630.25 Td (loan type for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 596.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 596.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 568.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 568.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 531.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 531.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 503.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 503.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 503.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 475.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 475.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 438.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 438.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 410.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 410.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 382.75 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 382.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 382.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 354.75 134.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 354.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 354.75 58.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 596.75 m 170.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 596.75 m 230.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 596.75 m 288.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.75 m 170.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 489.75 m 170.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 503.75 m 230.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 503.75 m 288.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 489.75 m 230.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 489.75 m 288.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 396.75 m 230.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 396.75 m 288.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 396.75 m 170.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 382.75 m 170.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 396.75 m 230.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 396.75 m 288.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 368.75 m 170.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 382.75 m 230.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 368.75 m 230.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 382.75 m 288.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 368.75 m 288.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 354.75 m 230.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 354.75 m 288.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 354.75 m 170.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 331.75 m 170.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 354.75 m 230.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 331.75 m 230.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 354.75 m 288.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 331.75 m 288.5 331.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 601.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.30 610.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 601.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.75 610.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 601.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 587.20 Td (Consumer loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.00 587.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 587.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.21 Td (In U.S.offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.00 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 559.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 563.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 559.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 559.20 Td (106,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 559.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 559.21 Td (108,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 545.21 Td (Installment, revolving credit, and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.21 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 536.20 Td (12,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 536.21 Td (13,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.21 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 522.20 Td (107,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 522.21 Td (115,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 508.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.75 508.20 Td (6,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 508.21 Td (6,592) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 494.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 494.20 Td (234,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 494.21 Td (244,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.21 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.00 480.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 480.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 466.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 470.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 466.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 466.20 Td (56,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 466.21 Td (55,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 452.21 Td (Installment, revolving credit, and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 443.21 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 443.20 Td (33,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 443.21 Td (33,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 429.21 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 429.20 Td (35,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 429.21 Td (36,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 415.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 415.20 Td (24,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 415.21 Td (24,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 401.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 401.20 Td (736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 401.21 Td (769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 387.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 387.20 Td (150,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 387.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 387.21 Td (150,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 373.20 Td (Total Consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 373.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 373.20 Td (385,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 373.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 373.21 Td (394,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 359.21 Td (Net unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 359.20 Td (\(546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 359.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 359.21 Td (\(572) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 359.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.20 Td (Consumer loans, net of unearned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 336.20 Td (income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 336.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 336.20 Td (384,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 336.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 336.21 Td (393,831) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 312.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 312.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 312.25 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 288.25 Td (Citigroup has established a risk management process to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.25 Td (monitor) Tj ET Q q 0 0 0 rg BT 67.26 276.25 Td (, evaluate and manage the principal risks associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.25 Td (with its Consumer loan portfolio. Credit quality indicators that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.25 Td (are actively monitored include delinquency status, consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.25 Td (credit scores \(FICO\), and loan to value \(L) Tj ET Q q 0 0 0 rg BT 202.81 240.25 Td (TV\) ratios, each as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.25 Td (discussed in more detail below) Tj ET Q q 0 0 0 rg BT 158.66 228.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 216.25 Td (Included in the loan table above are lending products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.25 Td (whose terms may give rise to greater credit issues. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.25 Td (cards with below-market introductory interest rates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.25 Td (interest-only loans are examples of such products. ) Tj ET Q q 0 0 0 rg BT 238.54 180.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.25 Td (products are closely managed using credit techniques that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.25 Td (intended to mitigate their higher inherent risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 144.25 Td (During the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.36 144.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.96 144.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.39 144.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.39 144.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.25 Td (the Company sold and/or reclassified to held-for) Tj ET Q q 0 0 0 rg BT 229.64 132.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.01 132.25 Td ($0.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 120.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.55 120.25 Td ($3.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.67 120.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 180.33 120.25 Td (, of Consumer loans. ) Tj ET Q q 0 0 0 rg BT 268.19 120.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.25 Td (Company did not have significant purchases of Consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 96.25 Td (loans during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.93 96.25 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.24 96.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.74 96.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.34 96.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 84.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (Delinquency Status) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (Delinquency status is monitored and considered a key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (indicator of credit quality of Consumer loans. Substantially all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (of the U.S.residential first mortgage loans use the Mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (Banking ) Tj ET Q q 0 0 0 rg BT 359.83 682.10 Td (Association \(MBA\) method of reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (delinquencies, which considers a loan delinquent if a monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (payment has not been received by the end of the day ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (immediately preceding the loan) Tj ET Q q 0 0 0 rg BT 453.12 646.10 Td (s next due date. ) Tj ET Q q 0 0 0 rg BT 517.27 646.10 Td (All other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (loans use the Of) Tj ET Q q 0 0 0 rg BT 388.53 634.10 Td (fice of ) Tj ET Q q 0 0 0 rg BT 416.66 634.10 Td (Thrift Supervision \(OTS\) method of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td (reporting delinquencies, which considers a loan delinquent if a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.10 Td (monthly payment has not been received by the close of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.10 Td (business on the loan) Tj ET Q q 0 0 0 rg BT 407.60 598.10 Td (s next due date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 586.10 Td (As a general policy) Tj ET Q q 0 0 0 rg BT 418.82 586.10 Td (, residential first mortgages, home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.10 Td (equity loans and installment loans are classified as non-accrual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (when loan payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.41 562.10 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.41 562.10 Td (days contractually past due. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (cards and unsecured revolving loans generally accrue interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.10 Td (until payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.37 538.10 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.37 538.10 Td (days past due. Home equity loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (regulated bank entities are classified as non-accrual if the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (related residential first mortgage is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.89 514.10 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.89 514.10 Td (days or more past due. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (Mortgage loans in regulated bank entities dischar) Tj ET Q q 0 0 0 rg BT 520.98 502.10 Td (ged through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 490.10 Td (Chapter7 bankruptcy) Tj ET Q q 0 0 0 rg BT 409.99 490.10 Td (, other than FHA-insured loans, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (classified as non-accrual. Commercial market loans are placed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 466.10 Td (on a cash \(non-accrual\) basis when it is determined, based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (actual experience and a forward-looking assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (collectability of the loan in full, that the payment of interest or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (principal is doubtful or when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.56 430.10 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.56 430.10 Td (days ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 418.10 Td (past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 406.10 Td (The policy for re-aging modified U.S.Consumer loans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (current status varies by product. Generally) Tj ET Q q 0 0 0 rg BT 493.29 394.10 Td (, one of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (conditions to qualify for these modifications is that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (minimum number of payments \(typically ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 370.10 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.34 370.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.99 358.10 Td (\) be made. Upon modification, the loan is re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (current status. However) Tj ET Q q 0 0 0 rg BT 418.84 346.10 Td (, re-aging practices for certain open-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.10 Td (ended Consumer loans, such as credit cards, are governed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (Federal Financial Institutions Examination Council \(FFIEC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.10 Td (guidelines. For open-ended Consumer loans subject to FFIEC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 298.10 Td (guidelines, one of the conditions for the loan to be re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 286.10 Td (current status is that at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.30 286.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.29 286.10 Td ( consecutive minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.10 Td (monthly payments, or the equivalent amount, must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.10 Td (received. In addition, under FFIEC guidelines, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.10 Td (times that such a loan can be re-aged is subject to limitations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.10 Td (\(generally once in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.69 238.10 Td (12months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.64 238.10 Td ( and twice in five years\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.10 Td (Furthermore, Federal Housing ) Tj ET Q q 0 0 0 rg BT 447.31 226.10 Td (Administration \(FHA\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.10 Td (Department of ) Tj ET Q q 0 0 0 rg BT 384.35 214.10 Td (V) Tj ET Q q 0 0 0 rg BT 390.46 214.10 Td (eterans ) Tj ET Q q 0 0 0 rg BT 420.73 214.10 Td (Af) Tj ET Q q 0 0 0 rg BT 431.10 214.10 Td (fairs \(V) Tj ET Q q 0 0 0 rg BT 460.63 214.10 Td (A\) loans are modified under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.10 Td (those respective agencies) Tj ET Q q 0 0 0 rg BT 427.65 202.10 Td ( guidelines and payments are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.10 Td (always required in order to re-age a modified loan to current.) Tj ET Q endstream endobj 283 0 obj <> endobj 284 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (The following tables provide details on Citigroup) Tj ET Q q 0 0 0 rg BT 236.52 742.10 Td (s Consumer loan delinquency and non-accrual loans as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.51 742.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.11 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 730.10 Td (:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 710.10 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 710.10 Td ( Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.22 710.10 Td (Mar) Tj ET Q q 0 0 0 rg BT 300.91 710.10 Td (ch31, 2014) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 667.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 667.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 667.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 667.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 667.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 667.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 667.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 639.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 639.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 639.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 639.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 639.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 639.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 639.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 611.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 611.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 611.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 611.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 611.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 611.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 611.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 583.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 583.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 583.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 583.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 583.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 583.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 583.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 555.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 555.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 555.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 555.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 555.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 555.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 527.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 527.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 527.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 527.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 527.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 527.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 499.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 499.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 499.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 499.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 499.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 499.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 471.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 471.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 471.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 471.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 471.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 471.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 443.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 443.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 443.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 443.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 443.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 443.60 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.6 m 198.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 667.6 m 250.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 667.6 m 300.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 667.6 m 349.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 667.6 m 409.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 667.6 m 448.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 667.6 m 503.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 667.6 m 576.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.6 m 198.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.6 m 198.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 583.6 m 250.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 569.6 m 250.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 583.6 m 300.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 569.6 m 300.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 583.6 m 349.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 569.6 m 349.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 583.6 m 409.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 569.6 m 409.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 583.6 m 448.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 569.6 m 448.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 583.6 m 503.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 569.6 m 503.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 583.6 m 576.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 569.6 m 576.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 485.6 m 198.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.6 m 198.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 485.6 m 250.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 471.6 m 250.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 485.6 m 300.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 471.6 m 300.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 485.6 m 349.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 471.6 m 349.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 485.6 m 409.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 471.6 m 409.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 485.6 m 448.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 471.6 m 448.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 485.6 m 503.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 471.6 m 503.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 485.6 m 576.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 471.6 m 576.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.6 m 198.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.6 m 198.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 443.6 m 250.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 429.6 m 250.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 443.6 m 300.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 429.6 m 300.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 443.6 m 349.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 429.6 m 349.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 443.6 m 409.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 429.6 m 409.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 443.6 m 448.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 429.6 m 448.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 443.6 m 503.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 429.6 m 503.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 443.6 m 576.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 429.6 m 576.5 429.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 671.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.15 681.05 Td (T) Tj ET Q q 0 0 0 rg BT 219.33 681.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 672.05 Td (curr) Tj ET Q q 0 0 0 rg BT 219.58 672.05 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 231.57 676.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.60 681.05 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.45 672.05 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.71 676.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 7.19 0 0 9.04 306.50 679.11 cm /I25 Do Q q 0 0 0 rg BT 313.69 681.05 Td (90days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 672.05 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 337.21 676.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 690.05 Td (Pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 681.05 Td (government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.80 672.05 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 397.30 676.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.65 681.05 Td (T) Tj ET Q q 0 0 0 rg BT 423.83 681.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.05 672.05 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 435.06 676.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.65 681.05 Td (T) Tj ET Q q 0 0 0 rg BT 470.83 681.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 672.05 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.85 681.05 Td (90dayspastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.35 672.05 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.06 Td (In North America offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 644.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 644.05 Td (66,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 644.05 Td (1,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 644.05 Td (1,905) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 644.05 Td (4,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 644.05 Td (75,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 644.05 Td (3,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 644.05 Td (3,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 630.06 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 634.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 630.05 Td (29,811) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 630.05 Td (361) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 630.05 Td (566) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 630.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 630.05 Td (30,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 630.05 Td (1,408) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 630.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 616.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 616.05 Td (106,556) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 616.05 Td (1,328) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 616.05 Td (1,340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 616.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 616.05 Td (109,224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 616.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 616.05 Td (1,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 602.06 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 602.05 Td (12,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 602.05 Td (185) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 602.05 Td (239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 602.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 602.05 Td (12,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 602.05 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 602.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 588.06 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 588.05 Td (8,683) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 588.05 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 588.05 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 588.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 588.05 Td (8,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 588.05 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 588.05 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 574.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 574.05 Td (224,007) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 574.05 Td (3,604) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 574.05 Td (4,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 574.05 Td (4,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 574.05 Td (236,467) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 574.05 Td (5,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 574.05 Td (5,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.06 Td (In offices outside North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 546.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 546.05 Td (46,712) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 546.05 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 546.05 Td (318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 546.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 546.05 Td (47,424) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 546.05 Td (583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 546.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 532.06 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 536.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 532.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 518.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 518.05 Td (33,728) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 518.05 Td (795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 518.05 Td (655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 518.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 518.05 Td (35,178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 518.05 Td (414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 518.05 Td (430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 504.06 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 504.05 Td (30,709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 504.05 Td (414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 504.05 Td (164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 504.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 504.05 Td (31,287) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 504.05 Td (242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 504.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 490.06 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 490.05 Td (33,495) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 490.05 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 490.05 Td (361) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 490.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 490.05 Td (33,961) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 490.05 Td (621) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 490.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 476.05 Td (144,644) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 476.05 Td (1,708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 476.05 Td (1,498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 476.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 476.05 Td (147,850) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 476.05 Td (1,860) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 476.05 Td (430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.06 Td (Total GCB and Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 462.05 Td (368,651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 462.05 Td (5,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 462.05 Td (5,568) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 462.05 Td (4,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 462.05 Td (384,317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 462.05 Td (6,934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 462.05 Td (5,487) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 448.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 448.05 Td (319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 448.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 448.05 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 448.05 Td (344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 448.05 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.05 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 434.05 Td (368,970) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 434.05 Td (5,322) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 434.05 Td (5,583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 434.05 Td (4,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 434.05 Td (384,661) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 434.05 Td (6,973) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 434.05 Td (5,487) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 412.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.50 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 412.50 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 412.50 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 402.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 402.90 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 402.90 Td ($0.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 119.99 402.90 Td ( of residential first mortgages recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 393.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.30 Td (Excludes loans guaranteed by U.S.government entities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 383.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 383.70 Td (Consists of residential first mortgages that are guaranteed by U.S.government entities that are 30-89days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.90 383.70 Td ($1.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 468.79 383.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.34 383.70 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 492.34 383.70 Td (days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 548.11 383.70 Td ($3.7 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.10 Td (billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 74.89 374.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 364.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 364.50 Td (Fixed rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.) Tj ET Q endstream endobj 285 0 obj <> endobj 286 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (140) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.22 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.34 742.25 Td (31, 2013) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 699.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 699.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 699.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 699.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 699.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 699.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 671.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 671.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 671.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 671.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 671.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 671.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 643.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 643.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 643.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 643.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 643.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 643.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 615.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 615.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 615.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 615.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 615.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 587.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 587.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 587.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 587.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 587.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 587.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 559.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 559.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 559.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 559.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 559.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 559.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 531.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 531.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 531.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 531.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 531.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 531.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 503.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 503.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 503.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 503.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 503.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 503.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 503.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 503.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 475.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 475.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 475.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 475.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 475.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 475.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 475.75 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 198.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 699.75 m 250.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 699.75 m 300.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 699.75 m 349.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 699.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 448.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 699.75 m 503.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 699.75 m 576.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 198.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 198.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 615.75 m 250.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 601.75 m 250.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 615.75 m 300.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 601.75 m 300.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 615.75 m 349.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 601.75 m 349.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 615.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 601.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 448.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 448.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 615.75 m 503.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 601.75 m 503.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 615.75 m 576.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 601.75 m 576.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.75 m 198.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.75 m 198.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 517.75 m 250.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 503.75 m 250.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 517.75 m 300.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 503.75 m 300.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 517.75 m 349.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 503.75 m 349.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 517.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 503.75 m 409.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 448.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 503.75 m 448.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 503.75 m 503.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 576.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 503.75 m 576.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.75 m 198.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 461.75 m 198.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 475.75 m 250.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 461.75 m 250.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 475.75 m 300.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 461.75 m 300.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 475.75 m 349.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 461.75 m 349.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 475.75 m 409.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 461.75 m 409.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 475.75 m 448.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 461.75 m 448.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 475.75 m 503.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 461.75 m 503.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 475.75 m 576.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 461.75 m 576.5 461.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 219.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 704.20 Td (curr) Tj ET Q q 0 0 0 rg BT 219.58 704.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 231.57 708.28 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.60 713.20 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.45 704.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.71 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 35.95 0 0 9.04 306.50 711.26 cm /I26 Do Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 704.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 337.21 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 722.20 Td (Pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 713.20 Td (government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.80 704.20 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 397.30 708.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 423.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.05 704.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 435.06 708.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 470.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 704.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.85 713.20 Td (90dayspastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.35 704.20 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 690.21 Td (In North America offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 676.21 Td (66,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 676.21 Td (2,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 676.21 Td (1,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 676.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 676.21 Td (75,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 676.21 Td (3,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 676.21 Td (3,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 666.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 662.21 Td (30,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 662.21 Td (434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 662.21 Td (605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 662.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 662.21 Td (31,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 662.21 Td (1,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 662.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 648.21 Td (113,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 648.21 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 648.21 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 648.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 648.21 Td (116,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 648.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 648.21 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 634.21 Td (12,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 634.21 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 634.21 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 634.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 634.21 Td (13,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 634.21 Td (247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 634.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.21 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 620.21 Td (8,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 620.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 620.21 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 620.21 Td (8,684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 620.21 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 620.21 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 606.21 Td (232,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 606.21 Td (4,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 606.21 Td (4,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 606.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 606.21 Td (246,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 606.21 Td (5,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 606.21 Td (5,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.21 Td (In offices outside North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 578.21 Td (46,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 578.21 Td (435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 578.21 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 578.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 578.21 Td (46,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 578.21 Td (584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 578.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 568.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 550.21 Td (34,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 550.21 Td (780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 550.21 Td (641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 550.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 550.21 Td (36,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 550.21 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 550.21 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.21 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 536.21 Td (30,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 536.21 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 536.21 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 536.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 536.21 Td (30,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 536.21 Td (230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 536.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.21 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 522.21 Td (33,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 522.21 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 522.21 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 522.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 522.21 Td (33,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 522.21 Td (610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 522.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 508.21 Td (144,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 508.21 Td (1,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 508.21 Td (1,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 508.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 508.21 Td (147,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 508.21 Td (1,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 508.21 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 494.21 Td (Total GCB and Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 494.21 Td (376,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 494.21 Td (5,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 494.21 Td (5,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 494.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 494.21 Td (393,464) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 494.21 Td (7,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 494.21 Td (5,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.20 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 480.21 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 480.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 480.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 480.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 480.21 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 480.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 480.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 466.20 Td (Total Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 466.21 Td (376,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 466.21 Td (5,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 466.21 Td (5,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 466.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 466.21 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 466.21 Td (7,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 466.21 Td (5,880) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 444.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 444.65 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 444.65 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 444.65 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 435.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.05 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 435.05 Td ($0.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 119.99 435.05 Td ( of residential first mortgages recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 425.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 425.45 Td (Excludes loans guaranteed by U.S.government entities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 415.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 415.85 Td (Consists of residential first mortgages that are guaranteed by U.S.government entities that are 30-89days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.90 415.85 Td ($1.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 468.79 415.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.34 415.85 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 492.34 415.85 Td (days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 548.11 415.85 Td ($4.1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.25 Td (billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 74.89 406.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 396.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 396.65 Td (Fixed rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 363.65 Td (Consumer Cr) Tj ET Q q 0 0 0 rg BT 89.80 363.65 Td (edit Scor) Tj ET Q q 0 0 0 rg BT 125.26 363.65 Td (es \(FICO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.65 Td (In the U.S., independent credit agencies rate an individual) Tj ET Q q 0 0 0 rg BT 270.64 351.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.65 Td (risk for assuming debt based on the individual) Tj ET Q q 0 0 0 rg BT 223.47 339.65 Td (s credit history ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.65 Td (and assign every consumer a FICO credit score. ) Tj ET Q q 0 0 0 rg BT 238.80 327.65 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.65 Td (scores are continually updated by the agencies based upon an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.65 Td (individual) Tj ET Q q 0 0 0 rg BT 79.33 303.65 Td (s credit actions \(e.g.,taking out a loan or missed or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.65 Td (late payments\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 279.65 Td (The following table provides details on the FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.65 Td (attributable to Citi) Tj ET Q q 0 0 0 rg BT 112.10 267.65 Td (s U.S.Consumer loan portfolio as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.65 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 255.65 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.62 255.65 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 255.65 Td ( \(commercial market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.65 Td (loans are not included in the table since they are business-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.65 Td (based and FICO scores are not a primary driver in their credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.65 Td (evaluation\). FICO scores are updated monthly for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.65 Td (substantially all of the portfolio or) Tj ET Q q 0 0 0 rg BT 172.52 207.65 Td (, otherwise, on a quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.65 Td (basis.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 313.15 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 313.15 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 313.15 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 313.15 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 276.15 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 276.15 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 276.15 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 276.15 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 248.15 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 248.15 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 248.15 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 248.15 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 345.15 m 407.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 345.15 m 455.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 345.15 m 519.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 345.15 m 576.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 313.15 m 407.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 313.15 m 455.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 313.15 m 519.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 313.15 m 576.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 313.15 m 455.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 313.15 m 519.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 313.15 m 576.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 248.14999999999998 m 455.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 248.14999999999998 m 519.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 248.14999999999998 m 576.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 248.14999999999998 m 407.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 234.14999999999998 m 407.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 248.14999999999998 m 455.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 234.14999999999998 m 455.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 248.14999999999998 m 519.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 234.14999999999998 m 519.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 248.14999999999998 m 576.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 234.14999999999998 m 576.5 234.14999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 367.60 Td (FICO scor) Tj ET Q q 0 0 0 rg BT 383.78 367.60 Td (e ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.85 358.60 Td (distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.80 349.60 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 384.55 353.68 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.70 349.60 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 317.40 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.60 326.60 Td (Less than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.25 317.60 Td (620) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 7.19 0 0 9.04 461.15 324.66 cm /I27 Do Q q 0 0 0 rg BT 468.34 326.60 Td (620 ) Tj ET Q q 0 0 0 rg BT 484.09 326.60 Td (but ) Tj ET Q q 0 0 0 rg BT 499.35 326.60 Td (less) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.35 317.60 Td (than 660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.80 335.60 Td (Equal to or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.65 326.60 Td (gr) Tj ET Q q 0 0 0 rg BT 541.98 326.60 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.85 317.60 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 303.61 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 294.61 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 294.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 294.60 Td (11,858) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 294.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 294.60 Td (6,362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 294.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 294.60 Td (45,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 280.61 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 280.60 Td (3,917) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 280.60 Td (2,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 280.60 Td (22,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 266.61 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 266.60 Td (8,089) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.25 266.60 Td (10,356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 266.60 Td (87,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 252.61 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 252.60 Td (3,868) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 252.60 Td (2,331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 252.60 Td (5,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 238.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 238.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 238.60 Td (27,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 238.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.25 238.60 Td (21,770) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 238.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 238.60 Td (160,803) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 214.65 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.33 214.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 214.65 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 205.05 Td (long-term standby commitments \(L) Tj ET Q q 0 0 0 rg BT 454.80 205.05 Td (TSCs\) with U.S.government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 195.45 Td (sponsored entities and loans recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 183.45 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.33 183.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 183.45 Td (Excludes balances where FICO was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 173.85 Td (material.) Tj ET Q endstream endobj 287 0 obj <> endobj 288 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (141) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 684.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 684.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 684.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 647.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 647.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 647.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 647.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 619.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 619.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 619.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 619.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 716.5 m 119.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 716.5 m 167.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 716.5 m 231.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 716.5 m 288.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 684.5 m 119.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 684.5 m 167.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 684.5 m 231.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 684.5 m 288.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 684.5 m 167.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 684.5 m 231.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 684.5 m 288.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 619.5 m 167.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 619.5 m 231.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 619.5 m 288.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 619.5 m 119.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.5 m 119.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 619.5 m 167.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 605.5 m 167.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 619.5 m 231.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 605.5 m 231.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 619.5 m 288.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 605.5 m 288.5 605.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 55.20 738.95 Td (FICO scor) Tj ET Q q 0 0 0 rg BT 95.78 738.95 Td (e ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.85 729.95 Td (distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 720.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 725.03 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.10 720.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 688.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.85 697.96 Td (Less than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 136.25 688.96 Td (620) Tj ET Q BT /F1 9.00 Tf ET /GS0 gs q 7.19 0 0 9.18 173.90 696.02 cm /I28 Do Q q 0 0 0 rg BT 181.09 697.96 Td (620 ) Tj ET Q q 0 0 0 rg BT 196.84 697.96 Td (but ) Tj ET Q q 0 0 0 rg BT 210.59 697.96 Td (less) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 183.35 688.96 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 706.96 Td (Equal to or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 697.96 Td (greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.85 688.96 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 665.96 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 665.96 Td (11,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 665.96 Td (6,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 665.96 Td (46,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 651.96 Td (4,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 651.96 Td (2,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 651.96 Td (23,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.96 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 637.96 Td (8,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.25 637.96 Td (10,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 637.96 Td (94,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.96 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 623.96 Td (3,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 623.96 Td (2,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 623.96 Td (5,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 609.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 609.96 Td (27,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.25 609.96 Td (22,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 609.96 Td (168,982) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 588.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 588.40 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.80 Td (L) Tj ET Q q 0 0 0 rg BT 58.15 578.80 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 569.20 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.60 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.60 Td (Excludes balances where FICO was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.05 Td (material.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.00 Td (Loan to V) Tj ET Q q 0 0 0 rg BT 74.34 526.00 Td (alue \(L) Tj ET Q q 0 0 0 rg BT 102.75 526.00 Td (TV\) Ratios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.00 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 514.00 Td (TV) Tj ET Q q 0 0 0 rg BT 54.34 514.00 Td ( ratios \(loan balance divided by appraised value\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.00 Td (calculated at origination and updated by applying market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.00 Td (data.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.00 Td (The following tables provide details on the L) Tj ET Q q 0 0 0 rg BT 233.32 478.00 Td (TV) Tj ET Q q 0 0 0 rg BT 246.47 478.00 Td ( ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.00 Td (attributable to Citi) Tj ET Q q 0 0 0 rg BT 112.10 466.00 Td (s U.S.Consumer mortgage portfolios as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 454.00 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.62 454.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 454.00 Td (. L) Tj ET Q q 0 0 0 rg BT 207.81 454.00 Td (TV) Tj ET Q q 0 0 0 rg BT 220.96 454.00 Td ( ratios are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.00 Td (updated monthly using the most recent Core Logic HPI data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.00 Td (available for substantially all of the portfolio applied at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.00 Td (Metropolitan Statistical ) Tj ET Q q 0 0 0 rg BT 132.10 418.00 Td (Area level, if available, or the state ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.00 Td (level if not. ) Tj ET Q q 0 0 0 rg BT 84.14 406.00 Td (The remainder of the portfolio is updated in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.00 Td (similar manner using the Of) Tj ET Q q 0 0 0 rg BT 148.02 394.00 Td (fice of Federal Housing Enterprise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.00 Td (Oversight indices.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 307.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 307.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 307.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 307.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 270.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 270.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 270.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 270.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.5 m 119.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 348.5 m 167.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 348.5 m 231.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 348.5 m 288.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 307.5 m 119.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 307.5 m 167.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 307.5 m 231.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 307.5 m 288.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 307.5 m 167.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 307.5 m 231.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 307.5 m 288.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 270.5 m 167.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 270.5 m 231.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 270.5 m 288.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.5 m 119.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 256.5 m 119.5 256.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 270.5 m 167.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 256.5 m 167.5 256.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 270.5 m 231.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 256.5 m 231.5 256.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 270.5 m 288.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 256.5 m 288.5 256.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.95 361.95 Td (L) Tj ET Q q 0 0 0 rg BT 45.13 361.95 Td (TV) Tj ET Q q 0 0 0 rg BT 57.47 361.95 Td ( distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 352.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 357.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.70 352.95 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 311.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.60 338.95 Td (Less than ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 138.80 329.95 Td (or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 127.60 320.95 Td (equal to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.00 311.95 Td (80%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.80 338.95 Td (> 80% but less) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.30 329.95 Td (than or) Tj ET Q q 0 0 0 rg BT 201.39 329.95 Td ( equal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 320.95 Td (to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 311.95 Td (100%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.40 329.95 Td (Gr) Tj ET Q q 0 0 0 rg BT 255.23 329.95 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.70 320.95 Td (than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 311.95 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 297.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 288.96 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.00 288.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 288.95 Td (45,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 288.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 288.95 Td (14,938) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 288.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 288.95 Td (3,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 274.95 Td (13,886) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 274.95 Td (8,643) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 274.95 Td (6,493) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.00 260.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 260.95 Td (59,821) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 260.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 260.95 Td (23,581) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 260.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 260.95 Td (9,883) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 237.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.00 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.40 Td (L) Tj ET Q q 0 0 0 rg BT 58.15 227.40 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 217.80 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 205.80 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 205.80 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.80 Td (Excludes balances where L) Tj ET Q q 0 0 0 rg BT 140.56 205.80 Td (TV) Tj ET Q q 0 0 0 rg BT 151.08 205.80 Td ( was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.20 Td (material.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 684.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 684.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 684.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 684.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 647.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 647.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 647.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 647.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 725.5 m 407.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 725.5 m 455.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 725.5 m 519.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 725.5 m 576.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 684.5 m 407.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 684.5 m 455.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 684.5 m 519.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 684.5 m 576.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 684.5 m 455.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 684.5 m 519.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 684.5 m 576.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 647.5 m 455.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 647.5 m 519.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 647.5 m 576.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 647.5 m 407.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 633.5 m 407.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 647.5 m 455.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 633.5 m 455.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 647.5 m 519.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 633.5 m 519.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 647.5 m 576.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 633.5 m 576.5 633.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.95 738.95 Td (L) Tj ET Q q 0 0 0 rg BT 333.13 738.95 Td (TV) Tj ET Q q 0 0 0 rg BT 345.47 738.95 Td ( distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.80 729.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 384.55 734.03 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.10 729.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 688.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.85 715.96 Td (Less than ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 706.96 Td (or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.60 697.96 Td (equal to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 688.96 Td (80%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.30 706.96 Td (> 80% but less) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.85 697.96 Td (than or equal to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 688.96 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 706.96 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 697.96 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 688.96 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 674.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 665.96 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 665.96 Td (45,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 665.96 Td (13,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 665.96 Td (5,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 651.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 651.96 Td (14,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 651.96 Td (8,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 651.96 Td (6,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 637.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 637.96 Td (60,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 637.96 Td (22,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 637.96 Td (12,204) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 616.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 616.40 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 606.80 Td (L) Tj ET Q q 0 0 0 rg BT 346.15 606.80 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 597.25 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 587.65 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 587.65 Td (Excludes balances where L) Tj ET Q q 0 0 0 rg BT 428.56 587.65 Td (TV) Tj ET Q q 0 0 0 rg BT 439.08 587.65 Td ( was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 578.05 Td (material.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 554.05 Td (Impair) Tj ET Q q 0 0 0 rg BT 353.82 554.05 Td (ed Consumer) Tj ET Q q 0 0 0 rg BT 410.58 554.05 Td ( Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.05 Td (Impaired loans are those loans that Citigroup believes it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.00 Td (probable all amounts due according to the original contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.00 Td (terms of the loan will not be collected. Impaired Consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 506.00 Td (loans include non-accrual commercial market loans, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 494.00 Td (smaller) Tj ET Q q 0 0 0 rg BT 353.23 494.00 Td (-balance homogeneous loans whose terms have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.00 Td (modified due to the borrower) Tj ET Q q 0 0 0 rg BT 441.56 482.00 Td () Tj ET Q q 0 0 0 rg BT 444.34 482.00 Td (s financial dif) Tj ET Q q 0 0 0 rg BT 499.14 482.00 Td (ficulties and where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.00 Td (Citigroup has granted a concession to the borrower) Tj ET Q q 0 0 0 rg BT 527.56 470.00 Td (. ) Tj ET Q q 0 0 0 rg BT 532.38 470.00 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.00 Td (modifications may include interest rate reductions and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.00 Td (principal for) Tj ET Q q 0 0 0 rg BT 373.52 446.00 Td (giveness. Impaired Consumer loans exclude ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.00 Td (smaller) Tj ET Q q 0 0 0 rg BT 353.23 434.00 Td (-balance homogeneous loans that have not been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.00 Td (modified and are carried on a non-accrual basis. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.00 Td (impaired Consumer loans exclude substantially all loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.00 Td (modified pursuant to Citi) Tj ET Q q 0 0 0 rg BT 427.60 398.00 Td (s short-term modification programs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.00 Td (\(i.e.,for periods of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.48 386.00 Td (12 months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.42 386.00 Td ( or less\) that were modified prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.00 Td (to January1, 201) Tj ET Q q 0 0 0 rg BT 392.51 374.00 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 362.00 Td (As a result of OCC guidance issued in the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.00 Td (2012, mortgage loans to borrowers that have gone through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.00 Td (Chapter7 bankruptcy are classified as troubled debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.00 Td (restructurings \(TDRs\). ) Tj ET Q q 0 0 0 rg BT 416.86 326.00 Td (These ) Tj ET Q q 0 0 0 rg BT 443.05 326.00 Td (TDRs, other than FHA-insured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.00 Td (loans, are written down to collateral value less cost to sell. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.00 Td (FHA-insured loans are reserved based on a discounted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.00 Td (flow model \(see Note1 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.00 Td (Statements in Citi) Tj ET Q q 0 0 0 rg BT 398.44 278.00 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 426.78 278.00 Td (Annual Report on Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 266.00 Td (The following tables present information about total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.00 Td (impaired Consumer loans at and for the periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.60 242.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.04 242.00 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.62 242.00 Td (, respectively) Tj ET Q q 0 0 0 rg BT 538.28 242.00 Td (, and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.72 230.00 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.03 230.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.53 230.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.13 230.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.56 230.00 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.16 230.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.00 Td (for interest income recognized on impaired Consumer loans:) Tj ET Q endstream endobj 289 0 obj <> endobj 290 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (142) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 692.50 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 692.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 692.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 692.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 692.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 692.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 692.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 658.50 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 658.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 658.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 658.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 658.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 658.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 658.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.50 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 630.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 630.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 630.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 630.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 630.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 630.50 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.50 98.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 596.50 71.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 596.50 71.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 596.50 71.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 596.50 71.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 596.50 71.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 596.50 71.00 -20.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 734.5 m 205.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 734.5 m 276.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 734.5 m 347.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 734.5 m 418.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 734.5 m 489.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 734.5 m 560.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 720.5 m 205.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 720.5 m 276.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 720.5 m 347.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 720.5 m 418.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 734.5 m 489.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 720.5 m 489.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 734.5 m 560.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 720.5 m 560.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 692.5 m 134.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 692.5 m 205.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 692.5 m 276.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 692.5 m 347.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 692.5 m 418.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 720.5 m 489.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 692.5 m 489.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 720.5 m 560.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 692.5 m 560.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 576.5 m 205.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 576.5 m 276.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 576.5 m 347.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 576.5 m 418.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 576.5 m 489.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 576.5 m 560.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 576.5 m 134.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 562.5 m 134.5 562.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 576.5 m 205.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 562.5 m 205.5 562.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 576.5 m 276.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 562.5 m 276.5 562.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 576.5 m 347.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 562.5 m 347.5 562.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 576.5 m 418.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 562.5 m 418.5 562.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 576.5 m 489.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 562.5 m 489.5 562.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 576.5 m 560.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 562.5 m 560.5 562.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 738.95 Td (Three Months Ended March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 724.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.95 724.95 Td (Balance at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 724.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 724.96 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 696.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 705.95 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.65 696.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 183.64 701.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.20 711.90 Td (Unpaid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.95 702.90 Td (principal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.70 693.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.75 711.90 Td (Related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 702.90 Td (specific ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.05 693.95 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 327.05 698.03 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.80 705.95 Td (A) Tj ET Q q 0 0 0 rg BT 372.63 705.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.20 696.95 Td (carrying value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 406.94 701.03 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.70 705.95 Td (Inter) Tj ET Q q 0 0 0 rg BT 443.03 705.95 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 696.95 Td (r) Tj ET Q q 0 0 0 rg BT 429.83 696.95 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 467.32 701.03 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.60 705.96 Td (Interest income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.90 696.96 Td (recognized) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 537.38 701.04 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.96 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 137.00 682.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 682.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 682.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 682.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.00 682.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 669.76 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 660.81 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 137.00 662.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.25 662.95 Td (16,803) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 662.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 662.95 Td (17,816) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 662.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 662.95 Td (2,263) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 662.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 662.95 Td (17,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 662.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 662.95 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 662.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 662.96 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 648.95 Td (2,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 648.95 Td (2,777) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 648.95 Td (468) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 648.95 Td (2,134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 648.95 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 648.96 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 634.96 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 634.95 Td (3,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 634.95 Td (3,154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 634.95 Td (1,090) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 634.95 Td (3,429) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 634.95 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 634.96 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.96 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 137.00 620.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 620.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 620.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 620.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.00 620.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 607.76 Td (Individual installment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 598.81 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.50 600.95 Td (996) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 600.95 Td (1,014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 600.95 Td (511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 600.95 Td (1,069) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 600.95 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 600.96 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 587.76 Td (Commercial market) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.81 Td (loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.50 580.95 Td (378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.50 580.95 Td (582) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 580.95 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 580.95 Td (388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 580.95 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 580.96 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 566.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 566.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 58.67 571.03 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 137.00 566.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.25 566.95 Td (23,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 566.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 566.95 Td (25,343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 566.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 566.95 Td (4,521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 566.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 566.95 Td (24,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 566.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 566.95 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 566.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 566.96 Td (356) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 545.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 545.40 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount and direct write-downs and includes accrued interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 535.80 Td (only on credit card loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 526.20 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 526.20 Td ($2,182 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 526.20 Td ( of residential first mortgages, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 199.31 526.20 Td ($594 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 240.42 526.20 Td ( of home equity loans and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.29 526.20 Td ($81 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 362.41 526.20 Td ( of commercial market loans do not have a specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 516.60 Td (\(3\) Included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.31 516.60 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 185.75 516.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 507.00 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 52.89 507.00 Td (A) Tj ET Q q 0 0 0 rg BT 58.07 507.00 Td (verage carrying value represents the average recorded investment ending balance for the last ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.93 507.00 Td (four) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.26 507.00 Td ( quarters and does not include the related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 497.40 Td (\(5\) Includes amounts recognized on both an accrual and cash basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 487.80 Td (\(6\) Cash interest receipts on smaller) Tj ET Q q 0 0 0 rg BT 157.14 487.80 Td (-balance homogeneous loans are generally recorded as revenue. ) Tj ET Q q 0 0 0 rg BT 362.89 487.80 Td (The interest recognition policy for commercial market loans is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 478.20 Td (identical to that for Corporate loans, as described below) Tj ET Q q 0 0 0 rg BT 232.31 478.20 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 468.60 Td (\(7\) Prior to 2008, the Company) Tj ET Q q 0 0 0 rg BT 144.66 468.60 Td (s financial accounting systems did not separately track impaired smaller) Tj ET Q q 0 0 0 rg BT 374.87 468.60 Td (-balance, homogeneous Consumer loans whose terms were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 459.00 Td (modified due to the borrowers) Tj ET Q q 0 0 0 rg BT 152.93 459.00 Td ( financial dif) Tj ET Q q 0 0 0 rg BT 193.66 459.00 Td (ficulties and where it was determined that a concession was granted to the borrower) Tj ET Q q 0 0 0 rg BT 461.35 459.00 Td (. Smaller) Tj ET Q q 0 0 0 rg BT 490.07 459.00 Td (-balance Consumer loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 449.40 Td (modified since January1, 2008 amounted to $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.97 449.40 Td (23.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 238.86 449.40 Td (at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.63 449.40 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 299.51 449.40 Td (. However) Tj ET Q q 0 0 0 rg BT 332.51 449.40 Td (, information derived from Citi) Tj ET Q q 0 0 0 rg BT 434.05 449.40 Td (s risk management systems indicates that ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 439.80 Td (the amounts of outstanding modified loans, including those modified prior to 2008, approximated $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.39 439.80 Td (23.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 409.29 439.80 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 419.06 439.80 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.94 439.80 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.30 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 392.30 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 392.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 392.30 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 392.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.30 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 364.30 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 364.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 364.30 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 364.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 336.30 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 336.30 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 336.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 336.30 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 336.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.30 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 308.30 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 308.30 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 308.30 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 308.30 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 415.3 m 260.5 415.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 415.3 m 336.5 415.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 415.3 m 423.5 415.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 415.3 m 499.5 415.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.3 m 183.5 392.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 415.3 m 260.5 415.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 392.3 m 260.5 392.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 392.3 m 336.5 392.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 415.3 m 423.5 415.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 392.3 m 423.5 392.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 392.3 m 499.5 392.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 294.3 m 183.5 294.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.3 m 183.5 280.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 294.3 m 260.5 294.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 280.3 m 260.5 280.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 294.3 m 336.5 294.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 280.3 m 336.5 280.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 294.3 m 423.5 294.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 280.3 m 423.5 280.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 294.3 m 499.5 294.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 280.3 m 499.5 280.3 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 419.75 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.60 419.76 Td (Balance at December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 396.55 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 405.76 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.90 396.76 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 234.39 400.84 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.75 405.76 Td (Unpaid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.10 396.76 Td (principalbalance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 405.76 Td (Related) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.70 396.76 Td (specific allowance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 409.41 400.84 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.05 405.76 Td (A) Tj ET Q q 0 0 0 rg BT 451.88 405.76 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.70 396.76 Td (carryingvalue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 483.42 400.84 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.76 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 382.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 382.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 382.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 382.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 368.76 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 368.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.25 368.76 Td (16,801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 368.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 368.76 Td (17,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 368.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 368.76 Td (2,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 368.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 368.76 Td (17,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 354.76 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.75 354.76 Td (2,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 354.76 Td (2,806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 354.76 Td (427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 354.76 Td (2,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 340.76 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.75 340.76 Td (3,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 340.76 Td (3,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 340.76 Td (1,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 340.76 Td (3,720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 326.76 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 326.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 326.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 326.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 326.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 312.76 Td (Individual installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.75 312.76 Td (1,114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 312.76 Td (1,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 312.76 Td (536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 312.76 Td (1,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 298.76 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.50 298.76 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 298.76 Td (605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 298.76 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 298.76 Td (404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 284.76 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 284.76 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 57.36 288.84 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 284.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.25 284.76 Td (23,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 284.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 284.76 Td (25,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 284.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 284.76 Td (4,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 284.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 284.76 Td (24,950) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 263.20 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.20 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount and direct write-downs and includes accrued interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 253.60 Td (only on credit card loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 244.00 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 244.00 Td ($2,169 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 244.00 Td ( of residential first mortgages, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 199.31 244.00 Td ($568 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 240.42 244.00 Td ( of home equity loans and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.29 244.00 Td ($1) Tj ET Q q 0 0 0 rg BT 333.00 244.00 Td (1) Tj ET Q q 0 0 0 rg BT 336.70 244.00 Td (1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.81 244.00 Td ( of commercial market loans do not have a specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 234.40 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 234.40 Td (Included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.98 234.40 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.43 234.40 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 224.80 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 224.80 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 224.80 Td (verage carrying value represents the average recorded investment ending balance for last ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 345.27 224.80 Td (four) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 358.60 224.80 Td ( quarters and does not include related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 215.20 Td (\(5\) Prior to 2008, the Company) Tj ET Q q 0 0 0 rg BT 144.66 215.20 Td (s financial accounting systems did not separately track impaired smaller) Tj ET Q q 0 0 0 rg BT 374.87 215.20 Td (-balance, homogeneous Consumer loans whose terms ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.60 Td (were modified due to the borrowers) Tj ET Q q 0 0 0 rg BT 170.48 205.60 Td ( financial dif) Tj ET Q q 0 0 0 rg BT 211.20 205.60 Td (ficulties and where it was determined that a concession was granted to the borrower) Tj ET Q q 0 0 0 rg BT 478.89 205.60 Td (. Smaller) Tj ET Q q 0 0 0 rg BT 507.61 205.60 Td (-balance Consumer ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.00 Td (loans modified since January1, 2008 amounted to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.86 196.00 Td ($23.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.75 196.00 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 267.52 196.00 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.39 196.00 Td (. However) Tj ET Q q 0 0 0 rg BT 363.39 196.00 Td (, information derived from Citi) Tj ET Q q 0 0 0 rg BT 464.92 196.00 Td (s risk management systems ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.40 Td (indicates that the amounts of outstanding modified loans, including those modified prior to 2008, approximated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 412.82 186.40 Td ($24.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 453.71 186.40 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 463.49 186.40 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 526.36 186.40 Td (.) Tj ET Q endstream endobj 291 0 obj <> endobj 292 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (143) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.58 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.51 742.25 Td (r) Tj ET Q q 0 0 0 rg BT 92.77 742.25 Td (oubled Debt Restructurings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The following tables present Consumer ) Tj ET Q q 0 0 0 rg BT 196.06 730.25 Td (TDRs occurring during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 730.25 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.91 730.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.41 730.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 730.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.44 730.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.44 730.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 524.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 496.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 496.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 705.75 m 241.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 705.75 m 308.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 705.75 m 375.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 705.75 m 442.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 705.75 m 509.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 705.75 m 576.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 664.75 m 174.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 705.75 m 241.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 664.75 m 241.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 705.75 m 308.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 664.75 m 308.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 705.75 m 375.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 664.75 m 375.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 705.75 m 442.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 664.75 m 442.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 705.75 m 509.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 664.75 m 509.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 705.75 m 576.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 664.75 m 576.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 580.75 m 241.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 580.75 m 308.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 580.75 m 375.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 580.75 m 442.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 580.75 m 509.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.75 m 174.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.75 m 174.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 580.75 m 241.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 566.75 m 241.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 580.75 m 308.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 566.75 m 308.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 580.75 m 375.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 566.75 m 375.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 580.75 m 442.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 566.75 m 442.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 580.75 m 509.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 566.75 m 509.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 566.75 m 576.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 482.75 m 241.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 482.75 m 308.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 482.75 m 375.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 482.75 m 442.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 482.75 m 509.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.75 m 174.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 468.75 m 174.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 482.75 m 241.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 468.75 m 241.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 482.75 m 308.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 468.75 m 308.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 482.75 m 375.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 468.75 m 375.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 482.75 m 442.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 468.75 m 442.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 482.75 m 509.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 468.75 m 509.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 468.75 m 576.5 468.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 710.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 710.20 Td (At and for the three months ended March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.00 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 669.00 Td (loans modified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.70 678.20 Td (Number) Tj ET Q q 0 0 0 rg BT 218.53 678.20 Td ( of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.35 669.20 Td (loans modified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 696.20 Td (Post-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.25 687.20 Td (modification) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.30 678.20 Td (r) Tj ET Q q 0 0 0 rg BT 261.13 678.20 Td (ecorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.65 669.20 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 288.64 673.28 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.30 678.20 Td (Deferr) Tj ET Q q 0 0 0 rg BT 349.61 678.20 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.55 669.20 Td (principal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 355.56 673.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.95 687.20 Td (Contingent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.95 678.20 Td (principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.55 669.20 Td (forgiveness) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 426.54 673.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 678.20 Td (Principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.55 669.20 Td (forgiveness) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 493.54 673.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.80 687.20 Td (A) Tj ET Q q 0 0 0 rg BT 532.63 687.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.20 678.20 Td (inter) Tj ET Q q 0 0 0 rg BT 537.53 678.20 Td (estrate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.05 669.20 Td (r) Tj ET Q q 0 0 0 rg BT 527.88 669.20 Td (eduction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.20 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 641.21 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 641.20 Td (9,311) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.75 641.20 Td (1,246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 641.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 641.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 641.20 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 641.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 641.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 627.21 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 627.20 Td (3,122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 627.20 Td (87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 627.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 627.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 627.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 627.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 613.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 613.20 Td (42,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 613.20 Td (224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 613.20 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 599.21 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 599.20 Td (13,612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 599.20 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 599.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 585.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 589.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 585.20 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 585.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 571.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 571.20 Td (69,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.75 571.20 Td (1,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 571.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 571.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 571.20 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 571.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 557.20 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 543.21 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 543.20 Td (1,042) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 543.20 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 543.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 543.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 543.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 529.21 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 529.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 529.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 515.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 515.20 Td (31,872) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 515.20 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 515.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 515.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 501.21 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 501.20 Td (13,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 501.20 Td (99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 501.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 501.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 487.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 491.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 487.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 487.20 Td (93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 473.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 473.20 Td (46,875) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 473.20 Td (373) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 473.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 473.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 473.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 473.21 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 385.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 357.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 329.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 301.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 273.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 217.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 217.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 432.75 m 241.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 432.75 m 308.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 432.75 m 375.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 432.75 m 442.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.75 m 509.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.75 m 174.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 432.75 m 241.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 385.75 m 241.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 432.75 m 308.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 385.75 m 308.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 432.75 m 375.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 385.75 m 375.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 432.75 m 442.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 385.75 m 442.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.75 m 509.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 385.75 m 509.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 385.75 m 576.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 301.75 m 241.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 301.75 m 308.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 301.75 m 375.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 301.75 m 442.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 301.75 m 509.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 301.75 m 576.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 301.75 m 174.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.75 m 174.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 301.75 m 241.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 287.75 m 241.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 301.75 m 308.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 287.75 m 308.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 301.75 m 375.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 287.75 m 375.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 301.75 m 442.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 287.75 m 442.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 301.75 m 509.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 287.75 m 509.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 301.75 m 576.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 287.75 m 576.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 203.75 m 241.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 203.75 m 308.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 203.75 m 375.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 203.75 m 442.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 203.75 m 509.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 203.75 m 576.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 203.75 m 174.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 189.75 m 174.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 203.75 m 241.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 189.75 m 241.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 203.75 m 308.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 189.75 m 308.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 203.75 m 375.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 189.75 m 375.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 203.75 m 442.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 189.75 m 442.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 203.75 m 509.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 189.75 m 509.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 203.75 m 576.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 189.75 m 576.5 189.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.75 437.21 Td (At and for the three months ended March 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 398.00 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 390.00 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.85 399.21 Td (Number of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.60 390.21 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.20 417.21 Td (Post-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 408.21 Td (modification) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 399.21 Td (recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.90 390.21 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 287.39 394.29 Td (\(1\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 399.21 Td (Deferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.05 390.21 Td (principal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 354.04 394.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 408.21 Td (Contingent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 399.21 Td (principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.40 390.21 Td (for) Tj ET Q q 0 0 0 rg BT 394.73 390.21 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 425.73 394.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 399.21 Td (Principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.40 390.21 Td (for) Tj ET Q q 0 0 0 rg BT 461.73 390.21 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 492.73 394.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.55 408.21 Td (A) Tj ET Q q 0 0 0 rg BT 533.38 408.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.35 399.21 Td (interestrate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 390.21 Td (reduction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.21 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 362.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 362.21 Td (5,828) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 362.21 Td (774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 362.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 362.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 362.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 362.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 362.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 348.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 348.21 Td (2,688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 348.21 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 348.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 348.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 348.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 348.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 334.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 334.21 Td (81,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 334.21 Td (412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 334.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 334.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 334.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 334.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 320.21 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 320.21 Td (19,977) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 320.21 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 320.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 320.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 320.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 320.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 306.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 310.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 306.21 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 306.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 292.21 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 292.21 Td (109,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.75 292.21 Td (1,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 292.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 292.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 292.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 292.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.21 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 264.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 264.21 Td (1,002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 264.21 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 264.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 264.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 264.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 264.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 264.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 250.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 250.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 236.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 236.21 Td (37,629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 236.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 236.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 236.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 236.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 236.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 222.21 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 222.21 Td (16,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 222.21 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 222.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 222.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 222.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 222.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 208.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 212.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 208.21 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 208.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 194.21 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 194.21 Td (55,382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 194.21 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 194.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 194.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 194.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 194.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 172.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 172.65 Td (Post-modification balances include past due amounts that are capitalized at modification date.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 163.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 163.05 Td (Post-modification balances in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 149.09 163.05 Td ( North ) Tj ET Q q 0 0 0 rg BT 171.62 163.05 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.72 163.05 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 230.27 163.05 Td (91 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.38 163.05 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 377.13 163.05 Td (22 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.24 163.05 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 153.45 Td (through Chapter7 bankruptcy in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.84 153.45 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 287.72 153.45 Td (. ) Tj ET Q q 0 0 0 rg BT 291.58 153.45 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.34 153.45 Td (57 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.45 153.45 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.20 153.45 Td (19 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.31 153.45 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 143.85 Td (home equity loans that are newly classified as ) Tj ET Q q 0 0 0 rg BT 202.70 143.85 Td (TDRs as a result of OCC guidance received in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.52 143.85 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.40 143.85 Td (, as described above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 134.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.25 Td (Represents portion of contractual loan principal that is non-interest bearing but still due from the borrower) Tj ET Q q 0 0 0 rg BT 394.13 134.25 Td (. Such deferred principal is char) Tj ET Q q 0 0 0 rg BT 496.16 134.25 Td (ged of) Tj ET Q q 0 0 0 rg BT 516.23 134.25 Td (f at the time of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.65 Td (permanent modification to the extent that the related loan balance exceeds the underlying collateral value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.05 Td (Represents portion of contractual loan principal that is non-interest bearing and, depending upon borrower performance, eligible for for) Tj ET Q q 0 0 0 rg BT 487.27 115.05 Td (giveness.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.45 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.45 Td (Represents portion of contractual loan principal that was for) Tj ET Q q 0 0 0 rg BT 246.24 105.45 Td (given at the time of permanent modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 95.85 Td (\(6\) Commercial markets loans are generally borrower) Tj ET Q q 0 0 0 rg BT 213.77 95.85 Td (-specific modifications and incorporate changes in the amount and/or timing of principal and/or interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.25 Td (\(7\) Post-modification balances in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 150.42 86.25 Td (North ) Tj ET Q q 0 0 0 rg BT 170.95 86.25 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.05 86.25 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 229.59 86.25 Td (123 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.71 86.25 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.45 86.25 Td (20 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.57 86.25 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.65 Td (through Chapter7 bankruptcy in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.84 76.65 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 287.72 76.65 Td (. ) Tj ET Q q 0 0 0 rg BT 291.58 76.65 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.34 76.65 Td (97 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.45 76.65 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.20 76.65 Td (16 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.31 76.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.05 Td (home equity loans that are newly classified as ) Tj ET Q q 0 0 0 rg BT 202.70 67.05 Td (TDRs as a result of OCC guidance received in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.52 67.05 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.40 67.05 Td (, as described above.) Tj ET Q endstream endobj 293 0 obj <> endobj 294 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following table presents Consumer ) Tj ET Q q 0 0 0 rg BT 214.06 742.10 Td (TDRs that defaulted during the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.79 742.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.39 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.83 742.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.83 742.10 Td (, for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (the payment default occurred within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.45 730.10 Td (one year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.59 730.10 Td ( of a permanent modification. Default is defined as 60days past due, except for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (classifiably managed commercial markets loans, where default is defined as 90days past due.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 662.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 662.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 662.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 634.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 634.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 634.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 606.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 606.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 578.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 578.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 550.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 550.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 522.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 522.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 494.60 173.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 494.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 494.60 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 676.6 m 209.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 676.6 m 248.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 676.6 m 288.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 676.6 m 248.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 662.6 m 248.5 662.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 676.6 m 288.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 662.6 m 288.5 662.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 578.6 m 248.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 578.6 m 288.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.6 m 209.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 564.6 m 209.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 578.6 m 248.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 564.6 m 248.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 578.6 m 288.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 564.6 m 288.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 480.6 m 248.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 480.6 m 288.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.6 m 209.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 466.6 m 209.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 480.6 m 248.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 466.6 m 248.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 480.6 m 288.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 466.6 m 288.5 466.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 680.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.20 690.05 Td (Three Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.20 681.05 Td (Ended March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 667.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 667.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 653.05 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 639.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 639.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 639.05 Td (389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.00 639.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 639.06 Td (359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 625.06 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 625.05 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 625.06 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 611.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 611.05 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 611.06 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 597.06 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 597.05 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 597.06 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 583.06 Td (Commercial markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.50 583.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 583.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 569.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 569.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 569.05 Td (541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.00 569.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 569.06 Td (619) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.05 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 541.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 541.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 541.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.00 541.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 541.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 527.06 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 527.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 527.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 513.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 513.05 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 513.06 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 499.06 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 499.05 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 499.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 485.06 Td (Commercial markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.50 485.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 485.06 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 471.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 471.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 471.05 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.00 471.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 471.06 Td (106) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 295 0 obj <> endobj 296 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (145) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Corporate loans represent loans and leases managed by the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 718.25 Td (oup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.47 718.25 Td (in Citicorp or) Tj ET Q q 0 0 0 rg BT 199.95 718.25 Td (, to a much lesser ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (extent, in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 134.71 706.25 Td (The following table presents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (information by Corporate loan type as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.79 694.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.39 694.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.52 682.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.52 682.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 648.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 648.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 620.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 620.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 592.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 592.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 555.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 555.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 527.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 527.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 499.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 499.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.75 116.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 471.75 63.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 471.75 66.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 435.75 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 435.75 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 435.75 66.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 398.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 398.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.75 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 370.75 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 370.75 66.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 152.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 648.75 m 215.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 648.75 m 281.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 541.75 m 152.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 527.75 m 152.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 541.75 m 215.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 527.75 m 215.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 541.75 m 281.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 527.75 m 281.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 152.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 412.75 m 215.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 412.75 m 281.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.75 m 152.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 152.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 398.75 m 215.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 384.75 m 215.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 398.75 m 281.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 384.75 m 281.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 370.75 m 152.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 347.75 m 152.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 370.75 m 215.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 347.75 m 215.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 370.75 m 281.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 347.75 m 281.5 347.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 653.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.80 662.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.50 653.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 662.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 653.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 639.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.21 Td (In U.S.offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 625.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 625.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 611.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 611.20 Td (36,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 611.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 611.21 Td (32,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 597.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 597.20 Td (27,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 597.21 Td (25,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 583.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 587.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 583.20 Td (29,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 583.21 Td (29,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 569.21 Td (Installment, revolving credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 560.21 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 560.20 Td (34,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 560.21 Td (34,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 546.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 546.20 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 546.21 Td (1,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 532.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 532.20 Td (129,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 532.21 Td (123,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.21 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 518.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 518.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 504.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 504.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 504.20 Td (83,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 504.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 504.21 Td (82,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 490.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 490.20 Td (39,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 490.21 Td (38,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 476.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 480.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 476.20 Td (6,301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 476.21 Td (6,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 463.01 Td (Installment, revolving credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 454.01 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 454.20 Td (18,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 454.21 Td (18,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 440.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 440.20 Td (454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 440.21 Td (527) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 426.21 Td (Governments and official) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 417.21 Td (institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 417.20 Td (2,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 417.21 Td (2,341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 403.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 403.20 Td (150,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 403.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 403.21 Td (148,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.20 Td (Total Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 389.20 Td (280,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 389.21 Td (272,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.21 Td (Net unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.50 375.20 Td (\(560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 375.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 375.21 Td (\(562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 375.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 361.20 Td (Corporate loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 352.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 352.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 352.20 Td (279,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 352.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 352.21 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 328.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 328.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (The Company sold and/or reclassified \(to held-for) Tj ET Q q 0 0 0 rg BT 535.55 742.10 Td (-sale\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.36 730.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.80 730.10 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.92 730.10 Td ( of Corporate loans for the three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.58 718.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.17 718.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.61 718.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.61 718.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 531.27 718.10 Td (. ) Tj ET Q q 0 0 0 rg BT 538.59 718.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (Company did not have significant purchases of Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (loans classified as held-for) Tj ET Q q 0 0 0 rg BT 423.96 694.10 Td (-investment for the three months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (ended March 31, 2014 or 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 670.10 Td (Corporate loans are identified as impaired and placed on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (a cash \(non-accrual\) basis when it is determined, based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (actual experience and a forward-looking assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (or principal is doubtful or when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.64 622.10 Td (90 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.58 610.10 Td (past due, except when the loan is well collateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (and in the process of collection. ) Tj ET Q q 0 0 0 rg BT 446.38 598.10 Td (Any interest accrued on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (impaired Corporate loans and leases is reversed at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.96 586.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.79 586.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (and char) Tj ET Q q 0 0 0 rg BT 351.21 574.10 Td (ged against current earnings, and interest is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (thereafter included in earnings only to the extent actually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (received in cash. ) Tj ET Q q 0 0 0 rg BT 386.48 550.10 Td (When there is doubt regarding the ultimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (collectability of principal, all cash receipts are thereafter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (applied to reduce the recorded investment in the loan. ) Tj ET Q q 0 0 0 rg BT 534.21 526.10 Td (While ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (Corporate loans are generally managed based on their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (internally assigned risk rating \(see further discussion below\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (the following tables present delinquency information by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (Corporate loan type as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.83 478.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.43 478.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.87 478.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.25 466.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (Corporate Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.38 298.25 Td (Mar) Tj ET Q q 0 0 0 rg BT 301.08 298.25 Td (ch31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.58 298.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 255.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 255.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 227.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 227.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 227.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 199.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 199.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 199.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 171.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 171.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 171.75 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.75 m 199.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 255.75 m 269.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 255.75 m 331.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 455.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 255.75 m 517.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 255.75 m 563.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 255.75 m 269.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 255.75 m 331.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 455.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 255.75 m 517.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 255.75 m 563.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 171.75 m 563.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 171.75 m 199.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 157.75 m 199.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 171.75 m 269.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 157.75 m 269.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 171.75 m 331.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 157.75 m 331.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 171.75 m 393.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 157.75 m 393.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 171.75 m 455.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 157.75 m 455.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 171.75 m 517.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 157.75 m 517.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 171.75 m 563.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 157.75 m 563.5 157.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 260.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.60 278.20 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.85 269.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.45 260.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 255.71 264.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 35.95 0 0 9.04 282.00 276.26 cm /I29 Do Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.45 269.20 Td (pastdueand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.80 260.20 Td (accruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 313.30 264.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.90 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 340.08 269.20 Td (otalpastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.85 260.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 419.33 269.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.55 260.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 443.55 264.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.15 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 481.33 269.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 260.20 Td (curr) Tj ET Q q 0 0 0 rg BT 484.98 260.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 496.97 264.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.15 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 535.33 269.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.45 260.20 Td (loans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 547.71 264.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 246.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 246.20 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.50 246.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 246.20 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 246.20 Td (706) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 246.20 Td (116,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.75 246.20 Td (116,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 232.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 232.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 232.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 232.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 232.20 Td (337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 232.20 Td (65,057) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 232.20 Td (65,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 218.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 218.20 Td (135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 218.20 Td (192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 218.20 Td (327) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 218.20 Td (321) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 218.20 Td (35,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 218.20 Td (36,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 204.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 204.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 204.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 204.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 204.20 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.75 204.20 Td (1,926) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 204.20 Td (2,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 190.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 190.20 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.50 190.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 190.20 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 190.20 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 190.20 Td (54,075) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 190.20 Td (54,197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.21 Td (Loans at fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 176.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 176.20 Td (4,796) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 162.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 162.20 Td (328) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 162.20 Td (195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 162.20 Td (523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 162.20 Td (1,620) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 162.20 Td (272,621) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.75 162.20 Td (279,560) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 140.65 Td (Corporate loans that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.64 140.65 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.64 140.65 Td (days past due are generally classified as non-accrual. Corporate loans are considered past due when principal or interest is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 131.05 Td (contractually due but unpaid.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.45 Td (Citi ) Tj ET Q q 0 0 0 rg BT 68.00 121.45 Td (generally ) Tj ET Q q 0 0 0 rg BT 99.77 121.45 Td (does ) Tj ET Q q 0 0 0 rg BT 116.43 121.45 Td (not ) Tj ET Q q 0 0 0 rg BT 128.65 121.45 Td (manage ) Tj ET Q q 0 0 0 rg BT 155.53 121.45 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 189.52 121.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 208.40 121.45 Td (on ) Tj ET Q q 0 0 0 rg BT 218.40 121.45 Td (a ) Tj ET Q q 0 0 0 rg BT 223.95 121.45 Td (delinquency ) Tj ET Q q 0 0 0 rg BT 265.05 121.45 Td (basis. ) Tj ET Q q 0 0 0 rg BT 285.05 121.45 Td (Non-accrual ) Tj ET Q q 0 0 0 rg BT 326.58 121.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 345.47 121.45 Td (generally ) Tj ET Q q 0 0 0 rg BT 377.23 121.45 Td (include ) Tj ET Q q 0 0 0 rg BT 402.78 121.45 Td (those ) Tj ET Q q 0 0 0 rg BT 421.66 121.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 440.55 121.45 Td (that ) Tj ET Q q 0 0 0 rg BT 454.55 121.45 Td (are ) Tj ET Q /GS0 gs q 6.39 0 0 8.27 466.31 119.72 cm /I30 Do Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.70 121.45 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.70 121.45 Td (days past due or those ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.85 Td (loans for which Citi believes, based on actual experience and a forward-looking assessment of the collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.25 Td (or principal is doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 92.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.65 Td (Corporate loans are past due when principal or interest is contractually due but unpaid. Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.02 92.65 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 393.02 92.65 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 83.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 83.05 Td (otal loans include loans at fair value, which are not included in the various delinquency columns. ) Tj ET Q endstream endobj 297 0 obj <> endobj 298 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.38 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.51 742.25 Td (31, 2013) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 699.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 699.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 699.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 699.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 699.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 671.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 671.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 671.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 671.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 671.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 671.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 643.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 643.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 643.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 643.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 643.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 643.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 615.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 615.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 615.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 615.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 615.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 615.75 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 212.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 699.75 m 280.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 699.75 m 342.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 699.75 m 407.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 699.75 m 466.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 699.75 m 513.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 699.75 m 563.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 699.75 m 280.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 699.75 m 342.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 699.75 m 407.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 699.75 m 466.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 699.75 m 513.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 699.75 m 563.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 212.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 212.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 615.75 m 280.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 601.75 m 280.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 615.75 m 342.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 601.75 m 342.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 615.75 m 407.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 601.75 m 407.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 615.75 m 466.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 601.75 m 466.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 615.75 m 513.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 601.75 m 513.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 615.75 m 563.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 601.75 m 563.5 601.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.60 722.20 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.85 713.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.45 704.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 267.71 708.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 35.95 0 0 9.04 293.00 720.26 cm /I31 Do Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.45 713.20 Td (pastdueand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.80 704.20 Td (accruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 324.30 708.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.40 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 352.58 713.20 Td (otalpastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.35 704.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 431.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.05 704.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 456.05 708.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 484.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 704.20 Td (curr) Tj ET Q q 0 0 0 rg BT 488.48 704.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 500.47 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 533.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.45 704.20 Td (loans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 545.71 708.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 690.21 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 690.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 690.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 690.21 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 690.21 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 690.21 Td (112,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 690.21 Td (113,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 676.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 676.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 676.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 676.21 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 676.21 Td (61,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 676.21 Td (62,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 662.21 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 662.21 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 662.21 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 662.21 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 662.21 Td (34,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 662.21 Td (34,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Leases) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.50 648.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 648.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 648.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 648.21 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 648.21 Td (1,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 648.21 Td (2,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 634.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 634.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 634.21 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 634.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 634.21 Td (54,476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 634.21 Td (54,595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.21 Td (Loans at fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 620.21 Td (4,072) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 606.21 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 606.21 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 606.21 Td (494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 606.21 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 606.21 Td (265,167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 606.21 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 582.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 582.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 582.25 Td (Corporate loans that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.64 582.25 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.64 582.25 Td (days past due are generally classified as non-accrual. Corporate loans are considered past due when principal or interest is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 572.65 Td (contractually due but unpaid.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 560.65 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 560.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 560.65 Td (Citi ) Tj ET Q q 0 0 0 rg BT 68.00 560.65 Td (generally ) Tj ET Q q 0 0 0 rg BT 99.77 560.65 Td (does ) Tj ET Q q 0 0 0 rg BT 116.43 560.65 Td (not ) Tj ET Q q 0 0 0 rg BT 128.65 560.65 Td (manage ) Tj ET Q q 0 0 0 rg BT 155.53 560.65 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 189.52 560.65 Td (loans ) Tj ET Q q 0 0 0 rg BT 208.40 560.65 Td (on ) Tj ET Q q 0 0 0 rg BT 218.40 560.65 Td (a ) Tj ET Q q 0 0 0 rg BT 223.95 560.65 Td (delinquency ) Tj ET Q q 0 0 0 rg BT 265.05 560.65 Td (basis. ) Tj ET Q q 0 0 0 rg BT 285.05 560.65 Td (Non-accrual ) Tj ET Q q 0 0 0 rg BT 326.58 560.65 Td (loans ) Tj ET Q q 0 0 0 rg BT 345.47 560.65 Td (generally ) Tj ET Q q 0 0 0 rg BT 377.23 560.65 Td (include ) Tj ET Q q 0 0 0 rg BT 402.78 560.65 Td (those ) Tj ET Q q 0 0 0 rg BT 421.66 560.65 Td (loans ) Tj ET Q q 0 0 0 rg BT 440.55 560.65 Td (that ) Tj ET Q q 0 0 0 rg BT 454.55 560.65 Td (are ) Tj ET Q /GS0 gs q 6.39 0 0 10.09 466.31 558.49 cm /I32 Do Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.70 560.65 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.70 560.65 Td (days past due or those ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 551.05 Td (loans for which Citi believes, based on actual experience and a forward-looking assessment of the collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 541.45 Td (or principal is doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 529.45 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 529.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 529.45 Td (Corporate loans are past due when principal or interest is contractually due but unpaid. Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.02 529.45 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 393.02 529.45 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 519.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 519.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 519.85 Td (otal loans include loans at fair value, which are not included in the various delinquency columns. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 498.25 Td (Citigroup has a risk management process to monitor) Tj ET Q q 0 0 0 rg BT 262.73 498.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 486.25 Td (evaluate and manage the principal risks associated with its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 474.25 Td (Corporate loan portfolio. ) Tj ET Q q 0 0 0 rg BT 137.65 474.25 Td (As part of its risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.25 Td (process, Citi assigns numeric risk ratings to its Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.25 Td (loan facilities based on quantitative and qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.25 Td (assessments of the obligor and facility) Tj ET Q q 0 0 0 rg BT 188.37 438.25 Td (. ) Tj ET Q q 0 0 0 rg BT 193.19 438.25 Td (These risk ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.25 Td (reviewed at least annually or more often if material events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.25 Td (related to the obligor or facility warrant. Factors considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.25 Td (in assigning the risk ratings include: financial condition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.25 Td (the obligor) Tj ET Q q 0 0 0 rg BT 79.20 390.25 Td (, qualitative assessment of management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 67.01 378.25 Td (, amount and sources of repayment, amount and type ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.25 Td (of collateral and guarantee arrangements, amount and type of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.25 Td (any contingencies associated with the obligor) Tj ET Q q 0 0 0 rg BT 217.49 354.25 Td (, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 65.26 342.25 Td () Tj ET Q q 0 0 0 rg BT 68.04 342.25 Td (s industry and geography) Tj ET Q q 0 0 0 rg BT 168.20 342.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 330.25 Td (The obligor risk ratings are defined by ranges of default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.25 Td (probabilities. ) Tj ET Q q 0 0 0 rg BT 90.81 318.25 Td (The facility risk ratings are defined by ranges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.25 Td (of loss norms, which are the product of the probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.25 Td (default and the loss given default. ) Tj ET Q q 0 0 0 rg BT 173.28 294.25 Td (The investment grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.25 Td (rating categories are similar to the category BBB-/Baa3 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.25 Td (above as defined by S&P) Tj ET Q q 0 0 0 rg BT 136.72 270.25 Td ( and Moody) Tj ET Q q 0 0 0 rg BT 187.83 270.25 Td (s. Loans classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.25 Td (according to the bank regulatory definitions as special ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.25 Td (mention, substandard and doubtful will have risk ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.25 Td (within the non-investment grade categories.) Tj ET Q endstream endobj 299 0 obj <> endobj 300 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (147) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loans Cr) Tj ET Q q 0 0 0 rg BT 123.03 742.25 Td (edit Quality Indicators at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.59 742.25 Td (Mar) Tj ET Q q 0 0 0 rg BT 252.28 742.25 Td (ch31, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 730.25 Td ( and December) Tj ET Q q 0 0 0 rg BT 120.25 730.25 Td ( 31, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 137.75 730.25 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.75 730.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 674.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 674.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 674.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 646.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 646.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 646.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 618.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 618.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 590.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 590.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 562.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 562.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 534.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 534.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 534.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 506.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 506.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 506.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 478.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 478.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 478.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 450.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 450.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 450.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 422.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 422.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 422.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 394.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 394.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 394.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 348.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 348.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 697.75 m 217.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 697.75 m 281.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 674.75 m 153.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 697.75 m 217.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 674.75 m 217.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 674.75 m 281.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 153.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 576.75 m 153.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 590.75 m 217.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 576.75 m 217.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 590.75 m 281.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 576.75 m 281.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 394.75 m 153.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 380.75 m 153.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 394.75 m 217.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 380.75 m 217.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 394.75 m 281.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 380.75 m 281.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 153.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 311.75 m 153.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 334.75 m 217.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 311.75 m 217.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 334.75 m 281.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 311.75 m 281.5 311.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 702.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.95 702.20 Td (Recorded investment in loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 270.20 706.28 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 679.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.30 688.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 679.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 688.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 679.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 665.20 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 106.24 669.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 665.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 665.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 651.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 651.20 Td (81,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 651.21 Td (79,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 637.20 Td (51,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 637.21 Td (49,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 623.20 Td (14,678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 623.21 Td (13,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 609.20 Td (1,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 609.21 Td (1,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 595.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 595.20 Td (50,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 595.21 Td (51,370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 581.20 Td (Total investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 581.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.75 581.20 Td (199,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 581.21 Td (195,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 567.20 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 124.24 571.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 567.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 567.21 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 553.20 Td (Accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 553.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 553.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 539.20 Td (34,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 539.21 Td (33,702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 525.20 Td (13,918) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 525.21 Td (12,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 511.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 511.20 Td (3,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 511.21 Td (4,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 497.20 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 497.21 Td (385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 483.20 Td (3,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 483.21 Td (3,155) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 469.20 Td (Non-accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 469.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 469.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 455.20 Td (706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 455.21 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 441.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 441.20 Td (337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 441.21 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 427.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 427.20 Td (321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 427.21 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 413.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 413.20 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 413.21 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 399.20 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.00 399.21 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 385.20 Td (Total non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 385.20 Td (57,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 385.21 Td (55,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 371.20 Td (Private Banking loans ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 362.20 Td (managed on a delinquency ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 353.20 Td (basis ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 60.26 357.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 353.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 353.20 Td (17,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 353.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 353.21 Td (17,002) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 339.20 Td (Loans at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 339.20 Td (4,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 339.21 Td (4,072) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 325.20 Td (Corporate loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 316.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 316.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.75 316.20 Td (279,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 316.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 316.21 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 294.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 294.65 Td (Recorded investment in a loan includes net deferred loan fees and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 285.05 Td (costs, unamortized premium or discount, less any direct write-downs.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 275.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 275.45 Td (Held-for) Tj ET Q q 0 0 0 rg BT 81.38 275.45 Td (-investment loans are accounted for on an amortized cost ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 265.85 Td (basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (Corporate loans and leases identified as impaired and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (placed on non-accrual status are written down to the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (that principal is judged to be uncollectible. Impaired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (collateral-dependent loans and leases, where repayment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (expected to be provided solely by the sale of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (collateral and there are no other available and reliable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (sources of repayment, are written down to the lower of cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (or collateral value, less cost to sell. Cash-basis loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (returned to an accrual status when all contractual principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (and interest amounts are reasonably assured of repayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (and there is a sustained period of repayment performance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.95 610.10 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.57 610.10 Td (, in accordance with the contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (terms of the loan.) Tj ET Q endstream endobj 301 0 obj <> endobj 302 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following tables present non-accrual loan information by Corporate loan type at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.89 742.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.49 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.93 742.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.51 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 730.10 Td (, and interest income recognized on non-accrual Corporate loans for the three month periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.85 730.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.45 730.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 718.10 Td (, respectively:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 698.10 Td (Non-Accrual Corporate Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 642.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 642.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 642.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 642.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 642.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 614.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 614.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 614.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 614.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 614.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 614.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 586.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 586.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 586.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 586.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 586.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 586.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 558.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 558.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 558.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 558.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 558.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 674.6 m 310.5 674.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 674.6 m 368.5 674.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 674.6 m 430.5 674.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 674.6 m 500.5 674.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 674.6 m 563.5 674.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 642.6 m 252.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 642.6 m 310.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 642.6 m 368.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 642.6 m 430.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 642.6 m 500.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 642.6 m 563.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.6 m 252.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.6 m 252.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 558.6 m 310.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 544.6 m 310.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 558.6 m 368.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 544.6 m 368.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 558.6 m 430.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 544.6 m 430.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 558.6 m 500.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 544.6 m 500.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 558.6 m 563.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 544.6 m 563.5 544.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 679.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 679.00 Td (At and for the three months ended March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 646.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 656.05 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.55 647.05 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 298.54 651.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.70 665.05 Td (Unpaid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.45 656.05 Td (principal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.20 647.05 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.25 665.05 Td (Related ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 656.05 Td (specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 647.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.30 656.05 Td (A) Tj ET Q q 0 0 0 rg BT 455.13 656.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.70 647.05 Td (carrying value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 489.44 651.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.55 665.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 535.88 665.05 Td (est ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.75 656.05 Td (income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.40 647.05 Td (r) Tj ET Q q 0 0 0 rg BT 511.23 647.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 548.72 651.13 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.06 Td (Non-accrual Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 633.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 633.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 633.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 633.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 633.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 619.06 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 619.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.50 619.05 Td (706) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 619.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 619.05 Td (1,092) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 619.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 619.05 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 619.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 619.05 Td (851) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 619.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 619.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 605.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.50 605.05 Td (337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 605.05 Td (345) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 605.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 605.05 Td (350) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 605.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 591.06 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.50 591.05 Td (321) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 591.05 Td (387) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 591.05 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 591.05 Td (508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 591.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 577.06 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.50 577.05 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 577.05 Td (190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 577.05 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 577.05 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 577.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 563.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 563.05 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 563.05 Td (279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 563.05 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 563.05 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 563.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 549.05 Td (Total non-accrual Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.75 549.05 Td (1,620) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 549.05 Td (2,293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 549.05 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 549.05 Td (1,963) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 549.05 Td (10) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 481.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 481.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 481.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 481.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 481.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 453.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 453.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 453.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 453.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 453.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 425.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 425.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 425.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 425.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 397.60 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 397.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 397.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 397.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 397.60 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 513.6 m 313.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 513.6 m 369.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 513.6 m 430.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 513.6 m 500.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.6 m 252.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 481.6 m 313.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 481.6 m 369.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 481.6 m 430.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 513.6 m 500.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 481.6 m 500.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.6 m 252.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.6 m 252.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 397.6 m 313.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 383.6 m 313.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 397.6 m 369.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 383.6 m 369.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 397.6 m 430.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 383.6 m 430.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 397.6 m 500.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 383.6 m 500.5 383.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 518.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.60 517.86 Td (Balance at December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 485.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.25 495.06 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.30 486.06 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 298.79 490.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.75 504.06 Td (Unpaid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 495.06 Td (principal ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.25 486.06 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 504.06 Td (Related ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 495.06 Td (specific) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.25 486.06 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.05 495.06 Td (A) Tj ET Q q 0 0 0 rg BT 455.88 495.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.70 486.06 Td (carrying value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 487.42 490.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.06 Td (Non-accrual Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 472.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 458.06 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 458.06 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.75 458.06 Td (1,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 458.06 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 458.06 Td (967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 444.06 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 444.06 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 444.06 Td (382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 444.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 444.06 Td (378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 430.06 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 430.06 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 430.06 Td (651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 430.06 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 430.06 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 416.06 Td (Lease financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 416.06 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 416.06 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 416.06 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 416.06 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 402.06 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 402.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 402.06 Td (216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 402.06 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 402.06 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 388.06 Td (Total non-accrual Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 388.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 388.06 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 388.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.75 388.06 Td (2,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 388.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 388.06 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 388.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.75 388.06 Td (2,183) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 324.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 324.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 324.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 324.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 324.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 296.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 296.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 296.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 296.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 296.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 268.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 268.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 268.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 268.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 268.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 240.60 219.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 240.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 240.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 240.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 240.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 206.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 206.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 206.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 206.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 178.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 178.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 178.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 178.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 178.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 150.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 150.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 150.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 150.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 150.60 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 347.6 m 332.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 347.6 m 409.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 347.6 m 486.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 347.6 m 563.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.6 m 255.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 324.6 m 332.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 324.6 m 409.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 324.6 m 486.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 324.6 m 563.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.60000000000002 m 255.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 220.60000000000002 m 255.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 240.60000000000002 m 332.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 220.60000000000002 m 332.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 240.60000000000002 m 409.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 220.60000000000002 m 409.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 240.60000000000002 m 486.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 220.60000000000002 m 486.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 240.60000000000002 m 563.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 220.60000000000002 m 563.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 136.60000000000002 m 255.5 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 113.60000000000002 m 255.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 136.60000000000002 m 332.5 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 113.60000000000002 m 332.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 136.60000000000002 m 409.5 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 113.60000000000002 m 409.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 136.60000000000002 m 486.5 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 113.60000000000002 m 486.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 136.60000000000002 m 563.5 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 113.60000000000002 m 563.5 113.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 352.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.20 352.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.60 352.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 328.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 338.05 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.05 329.05 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 311.04 333.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.35 338.05 Td (Related specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 329.05 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 338.06 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.30 329.06 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 463.79 333.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.60 338.06 Td (Related specific) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 329.06 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 315.06 Td (Non-accrual Corporate loans with valuation allowances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 315.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 315.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 315.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 315.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 301.06 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 301.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 301.05 Td (216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 301.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 301.05 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 301.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 301.06 Td (401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 301.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 301.06 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 287.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 287.05 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 287.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 287.06 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 287.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 273.06 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 273.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 273.05 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 273.06 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 273.06 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 259.06 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 259.05 Td (187) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 259.05 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 259.06 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 259.06 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 245.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 245.05 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 245.05 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 245.06 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 245.06 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 232.00 Td (Total non-accrual Corporate loans with specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 223.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 225.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 225.05 Td (540) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 225.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 225.05 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 225.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 225.06 Td (925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 225.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 225.06 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 211.06 Td (Non-accrual Corporate loans without specific allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 211.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 211.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 211.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 211.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 197.06 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 197.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 197.05 Td (491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 197.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 197.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 197.06 Td (368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 197.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 183.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 183.05 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 183.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 183.06 Td (341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 183.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 169.06 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 169.05 Td (251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 169.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 169.06 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 169.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 155.06 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 155.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 155.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 155.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 155.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 141.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 141.05 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 141.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 141.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 141.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 127.05 Td (Total non-accrual Corporate loans without specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 118.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 118.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 118.05 Td (1,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.95 118.05 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 118.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 118.06 Td (983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.95 118.06 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 96.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.50 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount, less any direct write-downs.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.90 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 86.90 Td (verage carrying value represents the average recorded investment balance and does not include related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 77.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 77.30 Td (Interest income recognized for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 230.38 77.30 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.25 77.30 Td ( was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 297.70 77.30 Td ($8 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.81 77.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 67.70 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 67.70 Td ( Not ) Tj ET Q q 0 0 0 rg BT 64.89 67.70 Td (Applicable) Tj ET Q endstream endobj 303 0 obj <> endobj 304 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (149) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 82.75 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.68 742.25 Td (r) Tj ET Q q 0 0 0 rg BT 92.93 742.25 Td (oubled Debt Restructurings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (The following table presents ) Tj ET Q q 0 0 0 rg BT 152.46 722.25 Td (TDR activity at and for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.79 722.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.39 722.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.75 94.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 652.75 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 652.75 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 652.75 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 652.75 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 652.75 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 652.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 94.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 615.75 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 615.75 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 615.75 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 615.75 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 615.75 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 615.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 578.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 578.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 578.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 578.75 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 578.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 578.75 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 652.75 m 130.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 652.75 m 176.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 652.75 m 269.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 652.75 m 355.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 652.75 m 450.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 652.75 m 521.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 652.75 m 563.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 652.75 m 176.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 652.75 m 269.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 652.75 m 355.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 652.75 m 450.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 652.75 m 521.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 652.75 m 563.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.75 m 130.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 564.75 m 130.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 578.75 m 176.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 564.75 m 176.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 578.75 m 269.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 564.75 m 269.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 578.75 m 355.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 564.75 m 355.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 578.75 m 450.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 564.75 m 450.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 578.75 m 521.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 564.75 m 521.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 578.75 m 563.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 564.75 m 563.5 564.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 657.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.25 666.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.15 657.20 Td (V) Tj ET Q q 0 0 0 rg BT 147.82 657.20 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.20 693.20 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.35 684.20 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.70 675.20 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.30 666.20 Td (and/or) Tj ET Q q 0 0 0 rg BT 216.64 666.20 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.95 657.20 Td (principal payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 256.21 661.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.70 693.20 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.85 684.20 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.20 675.20 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.80 666.20 Td (and/or) Tj ET Q q 0 0 0 rg BT 306.14 666.20 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.55 657.20 Td (inter) Tj ET Q q 0 0 0 rg BT 292.88 657.20 Td (est payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 342.63 661.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.20 702.20 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.35 693.20 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.70 684.20 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.30 675.20 Td (and/or) Tj ET Q q 0 0 0 rg BT 396.64 675.20 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.70 666.20 Td (both principal and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.45 657.20 Td (inter) Tj ET Q q 0 0 0 rg BT 386.78 657.20 Td (est payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 684.20 Td (Balance of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.95 675.20 Td (principal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 666.20 Td (forgiven) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 657.20 Td (or) Tj ET Q q 0 0 0 rg BT 472.08 657.20 Td ( deferr) Tj ET Q q 0 0 0 rg BT 498.15 657.20 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 675.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.70 666.20 Td (P&L) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.30 657.20 Td (impact) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 551.79 661.28 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.21 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 634.21 Td (industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 133.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 634.20 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 634.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 634.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 634.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 634.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 634.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 620.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 606.21 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.21 Td (estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 597.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 597.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 597.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 583.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 583.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 569.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 133.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 569.20 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 569.20 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 569.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 569.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 569.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 569.20 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 547.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 547.65 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 547.65 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 538.05 Td (payments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 528.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 528.45 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 518.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 518.85 Td (Balances reflect char) Tj ET Q q 0 0 0 rg BT 120.92 518.85 Td (ge-of) Tj ET Q q 0 0 0 rg BT 137.66 518.85 Td (fs and reserves recorded during the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.48 518.85 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.36 518.85 Td ( on loans subject to a ) Tj ET Q q 0 0 0 rg BT 436.54 518.85 Td (TDR during the period then ended.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.85 Td (The following table presents ) Tj ET Q q 0 0 0 rg BT 152.46 478.85 Td (TDR activity at and for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.79 478.85 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.39 478.85 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 409.35 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 409.35 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 409.35 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 409.35 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 409.35 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 409.35 74.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 409.35 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 372.35 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 372.35 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 372.35 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 372.35 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 372.35 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 372.35 74.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 372.35 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 335.35 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 335.35 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 335.35 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 335.35 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 335.35 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 335.35 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 335.35 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 409.35 m 125.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 409.35 m 172.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 409.35 m 261.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 409.35 m 344.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 409.35 m 444.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 409.35 m 518.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 409.35 m 563.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 409.35 m 172.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 409.35 m 261.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 409.35 m 344.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 409.35 m 444.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 409.35 m 518.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 409.35 m 563.5 409.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 335.35 m 125.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 321.35 m 125.5 321.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 335.35 m 172.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 321.35 m 172.5 321.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 335.35 m 261.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 321.35 m 261.5 321.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 335.35 m 344.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 321.35 m 344.5 321.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 335.35 m 444.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 321.35 m 444.5 321.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 335.35 m 518.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 321.35 m 518.5 321.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 335.35 m 563.5 335.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 321.35 m 563.5 321.35 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 413.60 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.50 422.81 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 138.25 413.81 Td (V) Tj ET Q q 0 0 0 rg BT 143.75 413.81 Td (alue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.70 449.81 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 183.60 440.81 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 191.75 431.81 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.25 422.81 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.70 413.81 Td (principal payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 247.43 417.89 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.70 449.81 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.60 440.81 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.75 431.81 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.25 422.81 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.45 413.81 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 330.68 417.89 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.20 458.81 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.10 449.81 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.25 440.81 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 431.81 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 422.81 Td (both principal and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.35 413.81 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.60 431.81 Td (Balance of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.70 422.81 Td (principal for) Tj ET Q q 0 0 0 rg BT 493.27 422.81 Td (given) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.10 413.81 Td (or deferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 431.81 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.90 422.81 Td (P&L) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.80 413.81 Td (impact) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 549.29 417.89 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.81 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 390.81 Td (industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.00 390.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 390.81 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 175.00 390.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 390.81 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 390.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 390.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 390.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 390.81 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 390.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 390.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 390.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 390.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.81 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 376.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 376.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 376.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 376.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 376.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 376.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.81 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.81 Td (estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 353.81 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 353.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 353.81 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 353.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 353.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 353.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 339.81 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.50 339.81 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 339.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 339.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 339.81 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 339.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 339.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 325.80 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.00 325.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 325.81 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 175.00 325.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 325.81 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 325.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 325.81 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 325.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 325.81 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 325.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 325.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 325.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 325.81 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 304.25 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 304.25 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 294.65 Td (payments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 285.05 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 275.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 275.45 Td (Balances reflect char) Tj ET Q q 0 0 0 rg BT 120.92 275.45 Td (ge-of) Tj ET Q q 0 0 0 rg BT 137.66 275.45 Td (fs and reserves recorded during the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.48 275.45 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.36 275.45 Td ( on loans subject to a ) Tj ET Q q 0 0 0 rg BT 436.54 275.45 Td (TDR during the period then ended.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 255.45 Td (The following table presents total Corporate loans modified in a ) Tj ET Q q 0 0 0 rg BT 312.64 255.45 Td (TDR at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.86 255.45 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.46 255.45 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.90 255.45 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.90 255.45 Td (, as well as those ) Tj ET Q q 0 0 0 rg BT 517.70 255.45 Td (TDRs that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.45 Td (defaulted during the three months ended March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.44 243.45 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.44 243.45 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.88 243.45 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.88 243.45 Td (, and for which the payment default occurred within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.36 243.45 Td (one year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.50 243.45 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.45 Td (a permanent modification. Default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.71 231.45 Td (60 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.54 231.45 Td ( past due, except for classifiably managed commercial markets loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.45 Td (where default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.68 219.45 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.51 219.45 Td ( past due.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 145.95 169.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 145.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 145.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 145.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 145.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 117.95 169.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 117.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 117.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 117.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 117.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 89.95 169.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 89.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 89.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 89.95 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 89.95 85.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 145.95000000000005 m 205.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 145.95000000000005 m 290.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 145.95000000000005 m 375.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 145.95000000000005 m 460.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 145.95000000000005 m 545.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 145.95000000000005 m 290.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 145.95000000000005 m 375.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 145.95000000000005 m 460.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 145.95000000000005 m 545.5 145.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 89.95000000000005 m 205.5 89.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.95000000000005 m 205.5 75.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 89.95000000000005 m 290.5 89.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 75.95000000000005 m 290.5 75.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 89.95000000000005 m 375.5 89.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 75.95000000000005 m 375.5 75.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 89.95000000000005 m 460.5 89.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 75.95000000000005 m 460.5 75.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 89.95000000000005 m 545.5 89.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 75.95000000000005 m 545.5 75.95000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.45 164.40 Td (TDR balances at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.95 191.40 Td (TDR loans in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.10 182.40 Td (payment default) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.30 173.40 Td (during the thr) Tj ET Q q 0 0 0 rg BT 355.64 173.40 Td (ee ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.60 164.40 Td (months ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 164.41 Td (TDR balances at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 191.41 Td (TDR loans in) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.35 182.41 Td (payment default) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 173.41 Td (during the three ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.35 164.41 Td (months ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 150.20 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.70 150.40 Td (March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.70 150.40 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.85 150.41 Td (March 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.85 150.41 Td (March 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 136.41 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 136.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 136.40 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 136.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 136.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 136.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 136.41 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 136.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 136.41 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 122.41 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 122.40 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 122.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 122.41 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 122.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 108.41 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 108.40 Td (147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 108.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 108.41 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 108.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 94.41 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 94.40 Td (410) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 94.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 94.41 Td (437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 94.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 80.40 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 80.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 80.40 Td (739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 80.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 80.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 80.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 80.41 Td (901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 80.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 80.41 Td (15) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 305 0 obj <> endobj 306 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (150) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (15. ) Tj ET Q q 0 0 0 rg BT 50.45 749.25 Td (ALLOW) Tj ET Q q 0 0 0 rg BT 87.68 749.25 Td (ANCE FOR CREDIT) Tj ET Q q 0 0 0 rg BT 180.84 749.25 Td ( LOSSES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 689.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 689.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 689.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 661.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 661.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 661.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 633.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 633.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 633.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 605.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 605.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 605.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 577.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 577.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 549.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 521.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 521.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 521.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 493.75 436.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 493.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 493.75 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 703.75 m 472.5 703.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 703.75 m 523.5 703.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 703.75 m 576.5 703.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 689.75 m 472.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 689.75 m 523.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 689.75 m 576.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 689.75 m 523.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 689.75 m 576.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 647.75 m 472.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 633.75 m 472.5 633.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 647.75 m 523.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 633.75 m 523.5 633.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 647.75 m 576.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 633.75 m 576.5 633.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 591.75 m 472.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 591.75 m 523.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 591.75 m 576.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 563.75 m 472.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 472.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 563.75 m 523.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 549.75 m 523.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 563.75 m 576.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 507.75 m 472.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 507.75 m 523.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 507.75 m 523.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 493.75 m 472.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 479.75 m 472.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 493.75 m 523.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 479.75 m 523.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 493.75 m 576.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 479.75 m 576.5 479.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.05 717.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.30 708.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 694.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 694.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 694.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 680.20 Td (Allowance for loan losses at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 680.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 680.20 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 680.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 680.21 Td (25,455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 666.21 Td (Gross credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 666.20 Td (\(2,983) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 666.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 666.21 Td (\(3,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 666.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 652.21 Td (Gross recoveries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 652.20 Td (544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 652.21 Td (566) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 638.20 Td (Net credit losses \(NCLs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 638.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 638.20 Td (\(2,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 638.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 638.21 Td (\(2,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 638.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 624.21 Td (NCLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 624.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 624.20 Td (2,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 624.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 624.21 Td (2,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 610.21 Td (Net reserve builds \(releases\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 610.20 Td (\(560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 610.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 610.21 Td (\(306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 610.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 596.21 Td (Net specific reserve builds \(releases\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 596.20 Td (\(86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 596.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 596.21 Td (\(358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 596.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 582.20 Td (Total provision for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 582.20 Td (1,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 582.21 Td (2,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.21 Td (Other) Tj ET Q q 0 0 0 rg BT 59.13 568.21 Td (, net ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 76.88 572.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 568.20 Td (\(79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 568.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 568.21 Td (\(1,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 568.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 554.20 Td (Allowance for loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 554.20 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 554.21 Td (23,727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 540.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.65 540.20 Td (edit losses on unfunded lending commitments at beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 363.94 544.28 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 540.20 Td (1,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.21 Td (1,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.21 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 526.20 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 526.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 526.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.21 Td (Other, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 512.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 512.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 512.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 498.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 498.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.65 498.20 Td (edit losses on unfunded lending commitments at end of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 339.92 502.28 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 498.20 Td (1,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 498.21 Td (1,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 484.20 Td (Total allowance for loans, leases, and unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 484.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 484.20 Td (20,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 484.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 484.21 Td (24,859) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 461.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 461.05 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.44 461.05 Td (three months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.09 461.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.09 461.05 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.96 461.05 Td ( includes reductions of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.82 461.05 Td ($79 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.93 461.05 Td ( related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 473.05 461.05 Td (-sale of various loan portfolios. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 451.45 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.44 451.45 Td (three months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.09 451.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.09 451.45 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.96 451.45 Td ( includes reductions of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.82 451.45 Td ($855 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 347.93 451.45 Td ( related to the sale or transfer to held-for) Tj ET Q q 0 0 0 rg BT 477.05 451.45 Td (-sale of various U.S. loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 441.85 Td (portfolios and a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 195.29 441.85 Td ($165 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.41 441.85 Td ( related to a transfer to held-for) Tj ET Q q 0 0 0 rg BT 336.20 441.85 Td (-sale of a loan portfolio in Greece.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 432.25 Td (Represents additional credit loss reserves for unfunded lending commitments and letters of credit recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 405.23 432.25 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.11 432.25 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 420.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 408.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 408.25 Td ( Cr) Tj ET Q q 0 0 0 rg BT 109.51 408.25 Td (edit Losses and Investment in Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 355.75 175.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 355.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 355.75 60.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 355.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 355.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 355.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 355.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 321.75 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 321.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 321.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 321.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 321.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 321.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 321.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.75 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 293.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 265.75 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 265.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 265.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 265.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 265.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 265.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 265.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 211.5 383.75 m 272.5 383.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 272.5 383.75 m 332.5 383.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 332.5 383.75 m 393.5 383.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 393.5 383.75 m 454.5 383.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 454.5 383.75 m 515.5 383.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 515.5 383.75 m 576.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.75 m 211.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 369.75 m 272.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 369.75 m 332.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 369.75 m 393.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 369.75 m 454.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 369.75 m 515.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 369.75 m 576.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.75 m 211.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 369.75 m 272.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 355.75 m 272.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 369.75 m 332.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 355.75 m 332.5 355.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 369.75 m 393.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 369.75 m 393.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 355.75 m 393.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 355.75 m 454.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 355.75 m 515.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 355.75 m 272.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 355.75 m 332.5 355.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 355.75 m 332.5 335.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 355.75 m 393.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 355.75 m 393.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 355.75 m 454.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 355.75 m 515.5 355.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.75 m 515.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 335.75 m 332.5 321.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 335.75 m 393.5 321.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 335.75 m 515.5 321.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 321.75 m 332.5 307.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 321.75 m 393.5 307.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 321.75 m 515.5 307.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 307.75 m 332.5 293.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 307.75 m 393.5 293.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 307.75 m 515.5 293.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 293.75 m 332.5 279.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 293.75 m 393.5 279.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 293.75 m 515.5 279.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 279.75 m 332.5 265.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 279.75 m 393.5 265.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 279.75 m 515.5 265.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 265.75 m 332.5 251.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 265.75 m 393.5 251.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 265.75 m 515.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 251.75 m 211.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 237.75 m 211.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 251.75 m 272.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 237.75 m 272.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 251.75 m 332.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 237.75 m 332.5 237.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 251.75 m 332.5 237.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 251.75 m 393.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 251.75 m 393.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 237.75 m 393.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 251.75 m 454.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 237.75 m 454.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 251.75 m 515.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 237.75 m 515.5 237.75 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 251.75 m 515.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 251.75 m 576.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 237.75 m 576.5 237.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.55 388.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.20 374.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.85 374.21 Td (March 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 360.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 360.20 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.05 360.20 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.65 360.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 360.21 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 360.21 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.30 360.21 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.01 Td (Allowance for loan losses at beginning of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.06 Td (period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 340.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 340.20 Td (2,584) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 340.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 340.20 Td (17,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 340.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 340.20 Td 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442.00 298.21 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 298.21 Td (2,833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 298.21 Td (2,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 284.21 Td (Net reserve releases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 284.20 Td (\(101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 284.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 284.20 Td (\(459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 284.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 284.20 Td (\(560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 284.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 284.21 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 284.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 284.21 Td (\(275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 284.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 284.21 Td (\(306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 284.21 Td (\)) Tj ET Q 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644.5 m 389.5 644.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 630.5 m 389.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 644.5 m 451.5 644.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 630.5 m 451.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 644.5 m 513.5 644.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 630.5 m 513.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 644.5 m 575.5 644.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 630.5 m 575.5 630.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 630.5 m 389.5 616.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 616.5 m 389.5 584.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 584.5 m 389.5 552.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 552.5 m 389.5 529.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 529.5 m 389.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 515.5 m 203.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 501.5 m 203.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 515.5 m 265.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 501.5 m 265.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 515.5 m 327.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 501.5 m 327.5 501.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 515.5 m 389.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 515.5 m 389.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 501.5 m 389.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 515.5 m 451.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 501.5 m 451.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 515.5 m 513.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 501.5 m 513.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 515.5 m 575.5 515.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 501.5 m 575.5 501.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.20 745.95 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.60 745.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 731.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 731.95 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.05 731.95 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.15 731.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 731.96 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 731.96 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.80 731.96 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 717.96 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 717.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 717.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 717.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 703.96 Td (Determined in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 694.96 Td (450-20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 694.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 694.95 Td (2,129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 694.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 694.95 Td (11,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 694.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 694.95 Td (14,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 694.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 694.96 Td (2,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 694.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 694.96 Td (12,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 694.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 694.96 Td (14,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 680.96 Td (Determined in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 671.96 Td (310-10-35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.50 671.95 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 671.95 Td (4,521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.75 671.95 Td (4,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 671.96 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 671.96 Td (4,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 671.96 Td (4,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 657.96 Td (Determined in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 648.96 Td (310-30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 648.95 Td (85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 648.95 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 648.95 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 648.96 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 648.96 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 648.96 Td (113) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 634.95 Td (Total allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 634.95 Td (2,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 634.95 Td (16,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 634.95 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 634.96 Td (2,584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 634.96 Td (17,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 634.96 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 620.96 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 606.96 Td (Loans collectively evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 597.96 Td (impairment in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 588.96 Td (450-20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 588.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.75 588.95 Td (272,758) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 588.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.75 588.95 Td (359,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 588.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 588.95 Td (632,493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 588.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 588.96 Td (265,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 588.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 588.96 Td (368,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 588.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 588.96 Td (633,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 574.96 Td (Loans individually evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 565.96 Td (impairment in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 556.96 Td (310-10-35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 556.95 Td (1,896) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 556.95 Td (23,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 556.95 Td (25,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 556.96 Td (2,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 556.96 Td (23,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 556.96 Td (26,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 542.96 Td (Loans acquired with deteriorated credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 533.96 Td (quality in accordance with ASC 310-30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.50 533.95 Td (110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 533.95 Td (577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 533.95 Td (687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 533.96 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 533.96 Td (632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 533.96 Td (749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 519.96 Td (Loans held at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 519.95 Td (4,796) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 519.95 Td (933) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.75 519.95 Td (5,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 519.96 Td (4,072) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 519.96 Td (957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 519.96 Td (5,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 505.95 Td (Total loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 505.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.75 505.95 Td (279,560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 505.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.75 505.95 Td (384,661) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 505.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 505.95 Td (664,221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 505.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 505.96 Td (271,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 505.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 505.96 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 505.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 505.96 Td (665,472) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 309 0 obj <> endobj 310 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (152) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (16.GOODWILL) Tj ET Q q 0 0 0 rg BT 113.24 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.18 749.25 Td (AND INT) Tj ET Q q 0 0 0 rg BT 156.39 749.25 Td (ANGIBLE ) Tj ET Q q 0 0 0 rg BT 204.46 749.25 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (The changes in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 99.03 717.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.26 717.25 Td ( during the first three months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.96 717.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.96 717.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 681.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 653.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 216.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 681.75 m 288.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 216.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.75 m 216.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 681.75 m 288.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 667.75 m 288.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.75 m 216.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 667.75 m 288.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 639.75 m 216.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 216.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 639.75 m 288.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 625.75 m 288.5 625.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 686.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 672.21 Td (Balance at December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 672.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 672.21 Td (25,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.21 Td (Foreign exchange translation and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 658.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.21 Td (Divestitures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.50 644.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 644.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.21 Td (Balance at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 630.20 Td (25,008) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 602.25 Td (During the first quarter of 2014, no goodwill was written ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 590.25 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 590.25 Td (f due to impairment. ) Tj ET Q q 0 0 0 rg BT 128.11 590.25 Td (The Company performed its annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 578.25 Td (goodwill impairment test as of July 1, 2013 resulting in no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 566.25 Td (impairment for any of the reporting units. Goodwill is tested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 554.25 Td (for impairment annually at the reporting unit level and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 542.25 Td (between annual tests if an event occurs or circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 530.25 Td (change that would more likely than not reduce the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 518.25 Td (a reporting unit below its carrying amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.25 Td (As discussed in Note 3 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 494.25 Td (Statements, ef) Tj ET Q q 0 0 0 rg BT 92.47 494.25 Td (fective January 1, 2014, the businesses within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 482.25 Td (the legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.31 482.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.53 482.25 Td ( reporting units, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.64 482.25 Td (Securities & Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.17 482.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 470.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 470.25 Td (ransaction Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.60 470.25 Td (, were realigned and aggregated within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.25 Td (two new ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.66 458.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.88 458.25 Td ( reporting units) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.99 458.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.31 458.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 213.75 458.25 Td (Markets and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 446.25 Td (Securities Services \(Markets\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.18 446.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.22 446.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.45 446.25 Td ( reor) Tj ET Q q 0 0 0 rg BT 211.86 446.25 Td (ganization was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 434.25 Td (identified as a triggering event for purposes of goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.25 Td (impairment testing. Consistent with the requirements of ) Tj ET Q q 0 0 0 rg BT 260.97 422.25 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 410.25 Td (350, goodwill has been assessed for impairment as of January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.25 Td (1, 2014. ) Tj ET Q q 0 0 0 rg BT 70.82 398.25 Td (The total goodwill associated with the legacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 386.25 Td (reporting units was allocated among the component businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.25 Td (based on their relative fair values, and these allocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 362.25 Td (goodwill amounts were then re-aggregated based on the new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 350.25 Td (classification within either ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.58 350.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.90 350.25 Td ( or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 191.23 350.25 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.00 350.25 Td ( reporting units. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 338.25 Td (The fair values of the legacy and new ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 188.71 338.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.93 338.25 Td ( reporting units ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 326.25 Td (exceeded their respective carrying values, resulting in no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 314.25 Td (impairment of goodwill. Subsequent to January 1, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 302.25 Td (goodwill will be allocated to disposals and tested for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 290.25 Td (impairment under ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.87 290.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.19 290.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.63 290.25 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.40 290.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 278.25 Td (There were no other triggering events during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.25 Td (quarter of 2014 and therefore no additional goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.25 Td (impairment test was performed. ) Tj ET Q q 0 0 0 rg BT 165.50 254.25 Td (The fair values of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 242.25 Td (s reporting units as of July 1, 2013 and January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.25 Td (2014 in the case of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.03 230.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.25 230.25 Td ( reporting units, substantially exceeded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.25 Td (their carrying values and did not indicate a risk of impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.25 Td (based on current valuations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 729.25 Td (The following table shows reporting units with goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 717.25 Td (balances as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 717.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.18 717.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 679.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 679.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 651.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 651.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 623.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 623.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 595.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 595.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 567.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 567.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 693.75 m 576.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 693.75 m 531.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 679.75 m 531.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 679.75 m 576.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 679.75 m 576.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 567.75 m 531.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 567.75 m 576.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 553.75 m 531.5 553.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 553.75 m 576.5 553.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 698.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 684.20 Td (Reporting Unit) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 385.25 688.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.95 684.20 Td (Goodwill) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 670.20 Td (North America Regional Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 670.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 670.20 Td (6,776) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 656.20 Td (EMEA Regional Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 656.20 Td (357) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 642.20 Td (Asia Regional Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 642.20 Td (5,080) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 628.20 Td (Latin America Regional Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 628.20 Td (1,783) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 614.20 Td (Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 614.20 Td (3,909) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 600.20 Td (Markets and Securities Services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 600.20 Td (6,947) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 586.20 Td (Latin America Retirement Services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 586.20 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 572.21 Td (Citi Holdings) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 375.76 572.21 Td (Car) Tj ET Q q 0 0 0 rg BT 397.43 572.21 Td (ds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 572.20 Td (114) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 558.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 558.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 558.20 Td (25,008) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 535.05 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 342.00 535.05 Td (Citi HoldingsOther) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.12 535.05 Td ( is excluded from the table as there is no goodwill ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 525.45 Td (allocated to it.) Tj ET Q endstream endobj 311 0 obj <> endobj 312 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (153) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 81.85 749.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The components of intangible assets as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.68 725.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.28 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.72 725.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.30 725.25 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 668.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 668.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 668.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 668.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 668.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 668.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 668.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 640.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 640.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 640.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 640.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 640.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 640.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 640.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 612.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 612.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 612.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 612.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 612.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 612.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 612.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 584.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 584.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 584.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 584.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 584.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 584.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 584.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 556.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 556.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 556.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 556.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 556.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 556.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 556.75 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 700.75 m 336.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 700.75 m 397.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 700.75 m 436.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 700.75 m 475.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 700.75 m 536.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 700.75 m 575.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 668.75 m 297.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 668.75 m 336.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 668.75 m 397.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 668.75 m 436.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 668.75 m 475.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 668.75 m 536.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 668.75 m 575.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 668.75 m 336.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 668.75 m 397.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 668.75 m 436.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 668.75 m 475.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 668.75 m 536.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 668.75 m 575.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 584.75 m 297.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 584.75 m 336.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 584.75 m 397.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 584.75 m 436.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 584.75 m 475.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 584.75 m 536.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 584.75 m 575.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 556.75 m 297.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 542.75 m 297.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 556.75 m 336.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 542.75 m 336.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 556.75 m 397.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 542.75 m 397.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 556.75 m 436.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 542.75 m 436.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 556.75 m 475.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 542.75 m 475.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 556.75 m 536.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 542.75 m 536.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 556.75 m 575.5 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 542.75 m 575.5 542.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 705.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.70 705.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.10 705.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 673.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.30 691.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 316.13 691.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 682.20 Td (carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.70 673.20 Td (amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 682.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 673.20 Td (amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 691.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 682.20 Td (carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.70 673.20 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.95 691.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 682.21 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 673.21 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 682.21 Td (Accumulated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 673.21 Td (amortization) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 691.21 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 682.21 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 673.21 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 659.21 Td (Purchased credit card relationships) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 659.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 659.20 Td (7,551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 659.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 659.20 Td (6,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 659.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 659.20 Td (1,460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 659.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 659.21 Td (7,552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 659.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 659.21 Td (6,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 659.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 659.21 Td (1,546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 645.21 Td (Core deposit intangibles) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 645.20 Td (1,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 645.20 Td (1,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 645.20 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 645.21 Td (1,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 645.21 Td (1,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 645.21 Td (203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 631.21 Td (Other customer relationships) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 631.20 Td (699) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 631.20 Td (398) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 631.20 Td (301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 631.21 Td (675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 631.21 Td (389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 631.21 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 617.21 Td (Present value of future profits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 617.20 Td (238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 617.20 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 617.20 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 617.21 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 617.21 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 617.21 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 603.21 Td (Indefinite-lived intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 603.20 Td (323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 603.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 603.20 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 603.21 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 603.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 603.21 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 589.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.49 593.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 589.20 Td (5,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 589.20 Td (2,530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 589.20 Td (2,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 589.21 Td (5,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 589.21 Td (2,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 589.21 Td (2,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 575.20 Td (Intangible assets \(excluding MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 575.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 575.20 Td (15,119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 575.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.25 575.20 Td (10,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 575.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 575.20 Td (4,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 575.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 575.21 Td (15,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 575.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 575.21 Td (10,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 575.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 575.21 Td (5,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 561.21 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 561.20 Td (2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 561.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 561.20 Td (2,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 561.21 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 561.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 561.21 Td (2,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 547.20 Td (Total intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 547.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 547.20 Td (17,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 547.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.25 547.20 Td (10,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 547.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 547.20 Td (7,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 547.21 Td (17,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 547.21 Td (10,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 547.21 Td (7,774) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 525.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 525.65 Td (Includes contract-related intangible assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.05 Td (The changes in intangible assets during the three months ended March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.09 492.05 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.09 492.05 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 435.55 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 435.55 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 435.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 435.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 435.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 435.55 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 435.55 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 407.55 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 407.55 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 407.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 407.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 407.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 407.55 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 407.55 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 379.55 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 379.55 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 379.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 379.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 379.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 379.55 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 379.55 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.55 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 351.55 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 351.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 351.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 351.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 351.55 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 351.55 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 323.55 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 323.55 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 323.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 323.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 323.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 323.55 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 323.55 75.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 435.55 m 189.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 435.55 m 271.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 435.55 m 328.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 435.55 m 389.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 435.55 m 448.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 435.55 m 501.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.5 435.55 m 576.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 435.55 m 271.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 435.55 m 328.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 435.55 m 389.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 435.55 m 448.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 435.55 m 501.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.5 435.55 m 576.5 435.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.55 m 189.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 351.55 m 271.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 351.55 m 328.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 351.55 m 389.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 351.55 m 448.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 351.55 m 501.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.5 351.55 m 576.5 351.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 323.55 m 189.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 309.55 m 189.5 309.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 323.55 m 271.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 309.55 m 271.5 309.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 323.55 m 328.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 309.55 m 328.5 309.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 323.55 m 389.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 309.55 m 389.5 309.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 323.55 m 448.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 309.55 m 448.5 309.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 323.55 m 501.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 309.55 m 501.5 309.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.5 323.55 m 576.5 323.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.5 309.55 m 576.5 309.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.60 472.00 Td (Net carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.35 463.00 Td (amount at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.10 472.00 Td (Net carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.85 463.00 Td (amount at) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 439.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.40 440.00 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.45 449.00 Td (Acquisitions/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.30 440.00 Td (divestitur) Tj ET Q q 0 0 0 rg BT 314.13 440.00 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 440.00 Td (Amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 440.00 Td (Impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.10 449.00 Td (FX and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.80 440.00 Td (other) Tj ET Q q 0 0 0 rg BT 480.13 440.00 Td ( ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 482.38 444.08 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.40 440.00 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 426.01 Td (Purchased credit card relationships) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 192.00 426.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 426.01 Td (1,546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 426.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 426.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 426.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 426.00 Td (\(86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 426.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 426.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 426.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 426.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 426.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 426.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 426.00 Td (1,460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.01 Td (Core deposit intangibles) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 412.01 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 412.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 412.00 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 412.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 412.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 412.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 412.00 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 398.01 Td (Other customer relationships) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 398.01 Td (286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 398.00 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.50 398.00 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 398.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 398.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 398.00 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 398.00 Td (301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.01 Td (Present value of future profits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 384.01 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 384.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.50 384.00 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 384.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 384.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 384.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 384.00 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.01 Td (Indefinite-lived intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 370.01 Td (323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 370.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 370.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 370.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 370.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 370.00 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.01 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 356.01 Td (2,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 356.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 356.00 Td (\(80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 356.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 356.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 356.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 356.00 Td (2,530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 342.00 Td (Intangible assets \(excluding MSRs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 192.00 342.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 342.01 Td (5,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 342.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 342.00 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 342.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 342.00 Td (\(191) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 342.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 342.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 342.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 342.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 342.00 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 342.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 342.00 Td (4,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.01 Td (Mortgage servicing rights \(MSRs\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 164.99 332.09 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 328.01 Td (2,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 328.00 Td (2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 314.00 Td (Total intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 192.00 314.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 314.01 Td (7,774) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 314.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 314.00 Td (7,477) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 292.45 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 292.45 Td (Includes foreign exchange translation and purchase accounting adjustments. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 282.85 Td (See Note20 to the Consolidated Financial Statements for the roll-forward of MSRs.) Tj ET Q endstream endobj 313 0 obj <> endobj 314 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (17.DEBT) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 722.25 Td (Short-T) Tj ET Q q 0 0 0 rg BT 82.97 722.25 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 123.05 722.25 Td (owings) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 710.25 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 113.24 710.25 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.58 710.25 Td ( consist of commercial paper and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 698.25 Td (other borrowings at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.82 698.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.41 698.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.85 698.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.44 698.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 686.25 Td (as follows:) Tj 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s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 649.75 m 238.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 649.75 m 295.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 607.75 m 181.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 607.75 m 238.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 607.75 m 295.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 607.75 m 181.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 607.75 m 238.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 607.75 m 295.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 579.75 m 181.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 579.75 m 238.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 579.75 m 295.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 579.75 m 181.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 565.75 m 181.5 565.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 579.75 m 238.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 565.75 m 238.5 565.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 579.75 m 295.5 579.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 565.75 m 295.5 565.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.80 663.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 654.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.25 663.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 654.21 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 53.00 654.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 640.20 Td (Commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 626.21 Td (Significant Citibank Entities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.49 630.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 626.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 626.20 Td (14,706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 626.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 626.21 Td (17,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 612.21 Td (Parent) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 75.99 616.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 612.20 Td (168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 612.21 Td (201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 598.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 598.20 Td (14,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 598.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 598.21 Td (17,878) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 584.20 Td (Other) Tj ET Q q 0 0 0 rg BT 75.83 584.20 Td ( borr) Tj ET Q q 0 0 0 rg BT 95.41 584.20 Td (owings ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 124.17 588.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 584.20 Td (44,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 584.21 Td (41,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 570.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 570.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 570.20 Td (58,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 570.21 Td (58,944) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 50.00 544.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 544.65 Td (Significant Citibank Entities consist of Citibank, N.A. units domiciled ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 535.05 Td (in the U.S., ) Tj ET Q q 0 0 0 rg BT 106.08 535.05 Td (W) Tj ET Q q 0 0 0 rg BT 112.99 535.05 Td (estern Europe, Hong Kong and Singapore.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 50.00 525.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 525.45 Td (Parent includes the parent holding company \(CitigroupInc.\) and Citi) Tj ET Q q 0 0 0 rg BT 290.62 525.45 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 515.85 Td (broker) Tj ET Q q 0 0 0 rg BT 88.72 515.85 Td (-dealer subsidiaries that are consolidated into Citigroup.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 50.00 506.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 506.25 Td (At both ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.22 506.25 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 145.10 506.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 162.65 506.25 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.52 506.25 Td (, collateralized short-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 496.65 Td (term advances from the Federal Home Loan Banks were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 250.82 496.65 Td ($1) Tj ET Q q 0 0 0 rg BT 258.52 496.65 Td (1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.41 496.65 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 472.65 Td (Borrowings under bank lines of credit may be at interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.65 Td (rates based on LIBOR, CD rates, the prime rate or bids ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.65 Td (submitted by the banks. Citigroup pays commitment fees for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.65 Td (its lines of credit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 424.65 Td (Some of Citigroup) Tj ET Q q 0 0 0 rg BT 145.22 424.65 Td (s non-bank subsidiaries have credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.65 Td (facilities with Citigroup) Tj ET Q q 0 0 0 rg BT 148.32 412.65 Td (s subsidiary depository institutions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.65 Td (including Citibank, N.A. Borrowings under these facilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.65 Td (are secured in accordance with Section 23A) Tj ET Q q 0 0 0 rg BT 224.93 388.65 Td ( of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.65 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 84.16 376.65 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 364.65 Td (Citigroup Global Markets Holdings Inc. \(CGMHI\) has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.65 Td (borrowing agreements consisting of facilities that CGMHI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.65 Td (has been advised are available, but where no contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.65 Td (lending obligation exists. ) Tj ET Q q 0 0 0 rg BT 153.14 328.65 Td (These arrangements are reviewed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.65 Td (on an ongoing basis to ensure flexibility in meeting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.65 Td (CGMHI) Tj ET Q q 0 0 0 rg BT 86.11 304.65 Td (s short-term requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.00 730.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 362.31 730.25 Td (erm Debt) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 694.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 694.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 694.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 666.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 666.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 666.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 694.75 m 448.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 694.75 m 512.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 694.75 m 576.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 694.75 m 448.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 652.75 m 448.5 652.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 638.75 m 448.5 638.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 652.75 m 512.5 652.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 638.75 m 512.5 638.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 652.75 m 576.5 652.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 638.75 m 576.5 638.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 334.00 699.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.30 708.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 699.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.75 708.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 699.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 685.21 Td (Citigroup Inc.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 384.49 689.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 685.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 685.20 Td (155,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 685.21 Td (156,804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 671.21 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 353.00 675.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 671.20 Td (60,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 671.21 Td (56,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 657.21 Td (Broker) Tj ET Q q 0 0 0 rg BT 358.81 657.21 Td (-dealer) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 383.79 661.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 657.20 Td (7,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 657.21 Td (7,855) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 643.20 Td (T) Tj ET Q q 0 0 0 rg BT 339.18 643.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 353.67 647.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 643.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 643.20 Td (222,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 643.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 643.21 Td (221,116) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.00 617.65 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.33 617.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 617.65 Td (Parent holding company) Tj ET Q q 0 0 0 rg BT 426.69 617.65 Td (, CitigroupInc.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.00 608.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 608.05 Td (Represents the Significant Citibank Entities as well as other Citibank ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 598.45 Td (and Banamex entities. ) Tj ET Q q 0 0 0 rg BT 421.43 598.45 Td (At both ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.65 598.45 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.53 598.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.08 598.45 Td (December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 588.85 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.00 588.85 Td (, collateralized long-term advances from the Federal Home Loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 579.25 Td (Banks were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 388.54 579.25 Td ($14.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.43 579.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.00 569.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 569.65 Td (Represents broker) Tj ET Q q 0 0 0 rg BT 406.82 569.65 Td (-dealer subsidiaries that are consolidated into ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 560.05 Td (CitigroupInc., the parent holding company) Tj ET Q q 0 0 0 rg BT 486.89 560.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.00 550.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 550.45 Td (Includes senior notes with carrying values of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 494.52 550.45 Td ($51 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.63 550.45 Td ( issued to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 540.85 Td (outstanding Safety First ) Tj ET Q q 0 0 0 rg BT 427.30 540.85 Td (T) Tj ET Q q 0 0 0 rg BT 431.90 540.85 Td (rusts at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.79 540.85 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.67 540.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.22 540.85 Td ($87 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.33 540.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 531.25 Td (issued to these trusts at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 424.77 531.25 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 487.64 531.25 Td (. Citigroup owns all of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 521.65 Td (voting securities of the Safety First ) Tj ET Q q 0 0 0 rg BT 463.06 521.65 Td (T) Tj ET Q q 0 0 0 rg BT 467.66 521.65 Td (rusts. ) Tj ET Q q 0 0 0 rg BT 486.63 521.65 Td (The Safety First ) Tj ET Q q 0 0 0 rg BT 540.04 521.65 Td (T) Tj ET Q q 0 0 0 rg BT 544.64 521.65 Td (rusts ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 512.05 Td (have ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.10 512.05 Td (no) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.10 512.05 Td ( assets, operations, revenues or cash flows other than those ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 502.45 Td (related to the issuance, administration and repayment of the Safety ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.00 492.85 Td (First ) Tj ET Q q 0 0 0 rg BT 365.53 492.85 Td (T) Tj ET Q q 0 0 0 rg BT 370.13 492.85 Td (rust securities and the Safety First ) Tj ET Q q 0 0 0 rg BT 480.63 492.85 Td (T) Tj ET Q q 0 0 0 rg BT 485.24 492.85 Td (rusts) Tj ET Q q 0 0 0 rg BT 502.42 492.85 Td ( common securities.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 349.00 471.25 Td (Long-term debt outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.67 471.25 Td ( includes trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 459.25 Td (securities with a balance sheet carrying value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.36 459.25 Td ($3.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.47 459.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 447.25 Td (at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 447.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.59 447.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.03 447.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.62 447.25 Td (. In issuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 435.25 Td (these trust preferred securities, Citi formed statutory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 423.25 Td (business trusts under the laws of the State of Delaware. ) Tj ET Q q 0 0 0 rg BT 554.37 423.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 411.25 Td (trusts exist for the exclusive purposes of \(i\) issuing trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 399.25 Td (preferred securities representing undivided beneficial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 387.25 Td (interests in the assets of the trust; \(ii\) investing the gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 375.25 Td (proceeds of the trust preferred securities in junior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 363.25 Td (subordinated deferrable interest debentures \(subordinated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 351.25 Td (debentures\) of its parent; and \(iii\) engaging in only those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 339.25 Td (activities necessary or incidental thereto. Generally) Tj ET Q q 0 0 0 rg BT 535.26 339.25 Td (, upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 327.25 Td (receipt of certain regulatory approvals, Citigroup has the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 315.25 Td (right to redeem these securities upon the date specified in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 303.25 Td (respective security) Tj ET Q q 0 0 0 rg BT 405.04 303.25 Td (. ) Tj ET Q q 0 0 0 rg BT 409.86 303.25 Td (The respective common securities issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 291.25 Td (by each trust and held by Citigroup are redeemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 279.25 Td (concurrently with the redemption of the applicable trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 267.25 Td (preferred securities.) Tj ET Q endstream endobj 315 0 obj <> endobj 316 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (The following table summarizes the Company) Tj ET Q q 0 0 0 rg BT 238.01 742.10 Td (s outstanding trust preferred securities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.96 742.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.56 742.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 650.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 650.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 650.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 650.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 650.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 650.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 650.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 650.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 650.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 620.60 98.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 620.60 48.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 620.60 49.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 620.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 620.60 44.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 620.60 45.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 620.60 46.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 620.60 71.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 620.60 73.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 588.60 98.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 588.60 48.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 588.60 49.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 588.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 588.60 44.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 588.60 45.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 588.60 46.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 588.60 71.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 588.60 73.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 556.60 98.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 556.60 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 556.60 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 556.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 556.60 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 556.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 556.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 556.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 556.60 73.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 510.60 98.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 510.60 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 510.60 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 510.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 510.60 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 510.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 510.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 510.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 510.60 73.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 464.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 464.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 464.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 464.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 464.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 464.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 464.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 464.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 464.60 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 704.6 m 432.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 704.6 m 503.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 704.6 m 576.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 663.6 m 148.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 663.6 m 196.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 663.6 m 245.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 663.6 m 297.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 663.6 m 341.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 663.6 m 386.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 704.6 m 432.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 663.6 m 432.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 663.6 m 503.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 663.6 m 576.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 650.6 m 148.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 650.6 m 196.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 650.6 m 245.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 650.6 m 297.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 650.6 m 341.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 650.6 m 386.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 650.6 m 432.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 650.6 m 503.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 650.6 m 576.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 464.6 m 148.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 450.6 m 148.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 464.6 m 196.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 450.6 m 196.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 464.6 m 245.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 450.6 m 245.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 464.6 m 297.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 450.6 m 297.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 464.6 m 341.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 450.6 m 341.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 464.6 m 386.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 450.6 m 386.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 464.6 m 432.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 450.6 m 432.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 464.6 m 503.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 450.6 m 503.5 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 464.6 m 576.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 450.6 m 576.5 450.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 709.05 Td (Junior subordinated debentures owned by trust) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 668.05 Td (Trust) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.45 677.05 Td (Issuance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 668.05 Td (date) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 677.05 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.70 668.05 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.20 677.05 Td (Liquidation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.30 668.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 277.80 672.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.70 677.05 Td (Coupon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 668.05 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 695.05 Td (Common) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.30 686.05 Td (shar) Tj ET Q q 0 0 0 rg BT 368.14 686.05 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.70 677.05 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.95 668.05 Td (to par) Tj ET Q q 0 0 0 rg BT 369.03 668.05 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.20 668.05 Td (Amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 668.05 Td (Maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 686.05 Td (Redeemable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.45 677.05 Td (by issuer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 668.05 Td (beginning) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 53.00 654.85 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 55.00 654.85 Td (In millions of dollars, except shar) Tj ET Q q 0 0 0 rg BT 162.70 654.85 Td (e amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 641.06 Td (Citigroup Capital III) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 641.06 Td (Dec. 1996) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.35 641.06 Td (194,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 641.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 641.06 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.10 641.06 Td (7.625%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 641.06 Td (6,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 641.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 641.06 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 641.06 Td (Dec.1, 2036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 641.06 Td (Not redeemable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 625.06 Td (Citigroup Capital IX ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.74 629.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 157.00 625.06 Td (Feb. 2003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.10 625.06 Td (33,874,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 625.06 Td (847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.10 625.06 Td (6.000%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 625.06 Td (1,047,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 625.06 Td (873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 625.06 Td (Feb.14, 2033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 625.06 Td (Feb.13, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 609.06 Td (Citigroup Capital XI ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.74 613.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 154.45 609.06 Td (Sept. 2004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.10 609.06 Td (18,387,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 609.06 Td (460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.10 609.06 Td (6.000%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 609.06 Td (568,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 609.06 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.95 609.06 Td (Sept.27, 2034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.95 609.06 Td (Sept.27, 2009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 593.06 Td (Citigroup Capital XIII) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 154.45 593.06 Td (Sept. 2010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.10 593.06 Td (89,840,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 593.06 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.10 593.06 Td (7.875%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 593.06 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 593.06 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 593.06 Td (Oct.30, 2040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 593.06 Td (Oct.30, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 579.86 Td (Citigroup Capital XVII ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 53.00 577.17 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 577.06 Td (Mar. 2007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.10 577.06 Td (28,047,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 577.06 Td (701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.10 577.06 Td (6.350%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.25 577.06 Td (20,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 577.06 Td (702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 577.06 Td (Mar.15, 2067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 577.06 Td (Mar.15, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 561.06 Td (Citigroup Capital XVIII) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 157.95 561.06 Td (Jun. 2007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.90 561.06 Td (99,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 561.06 Td (165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.10 561.06 Td (6.829%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 561.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 561.06 Td (165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.75 561.06 Td (June28, 2067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.75 561.06 Td (June28, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 538.06 Td (Adam Capital Trust III) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 538.06 Td (Dec. 2002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.90 538.06 Td (17,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 538.06 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.35 547.06 Td (3 mo. LIB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.95 538.06 Td (+335 bp.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 538.06 Td (542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 538.06 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.50 538.06 Td (Jan.7, 2033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 538.06 Td (Jan.7, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 515.06 Td (Adam Statutory Trust III) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 515.06 Td (Dec. 2002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.90 515.06 Td (25,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 515.06 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.35 524.06 Td (3 mo. LIB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.95 515.06 Td (+325 bp.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 515.06 Td (774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 515.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 515.06 Td (Dec.26, 2032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 515.06 Td (Dec.26, 2007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 492.06 Td (Adam Statutory Trust IV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 154.45 492.06 Td (Sept. 2003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.90 492.06 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 492.06 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.35 501.06 Td (3 mo. LIB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.95 492.06 Td (+295 bp.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 492.06 Td (1,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 492.06 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.95 492.06 Td (Sept.17, 2033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.95 492.06 Td (Sept.17, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 469.06 Td (Adam Statutory Trust V) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 469.06 Td (Mar. 2004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.90 469.06 Td (35,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 469.06 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.35 478.06 Td (3 mo. LIB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.95 469.06 Td (+279 bp.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 469.06 Td (1,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 469.06 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 469.06 Td (Mar.17, 2034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 469.06 Td (Mar.17, 2009) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 455.05 Td (Total obligated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.00 455.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 455.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 455.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.75 455.05 Td (4,731) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 455.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 455.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 455.05 Td (4,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 455.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 455.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 50.00 433.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 433.50 Td (Represents the notional value received by investors from the trusts at the time of issuance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 50.00 423.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.00 423.90 Td (Redeemed in full on ) Tj ET Q q 0 0 0 rg BT 134.65 423.90 Td (April 28, 2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 403.90 Td (In each case, the coupon rate on the subordinated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.90 Td (debentures is the same as that on the trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.90 Td (securities. Distributions on the trust preferred securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.90 Td (interest on the subordinated debentures are payable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.90 Td (quarterly) Tj ET Q q 0 0 0 rg BT 85.44 355.90 Td (, except for Citigroup Capital III and Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.90 Td (Capital XVIII on which distributions are payable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.90 Td (semiannually) Tj ET Q q 0 0 0 rg BT 102.67 331.90 Td (.) Tj ET Q endstream endobj 317 0 obj <> endobj 318 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (156) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (18.CHANGES IN ) Tj ET Q q 0 0 0 rg BT 121.01 749.25 Td (ACCUMULA) Tj ET Q q 0 0 0 rg BT 179.71 749.25 Td (TED OTHER COMPREHENSIVE INCOME \(LOSS\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Changes in each component of Citigroup) Tj ET Q q 0 0 0 rg BT 202.91 729.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 209.30 729.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 312.79 729.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.31 729.25 Td ( for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 729.25 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 717.25 Td ( and 2013 are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 641.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 641.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 641.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 641.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 641.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 641.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 613.75 205.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 613.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 613.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 613.75 72.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 613.75 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 613.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 576.75 205.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 576.75 64.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 576.75 64.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 576.75 72.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 576.75 71.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 576.75 64.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 500.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 500.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 500.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 500.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 500.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 472.75 205.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 472.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 472.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 472.75 72.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 472.75 71.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 472.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 437.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 437.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 437.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 437.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 437.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 437.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 641.75 m 241.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 627.75 m 241.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 641.75 m 305.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 627.75 m 305.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 641.75 m 369.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 627.75 m 369.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 641.75 m 441.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 627.75 m 441.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 641.75 m 512.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 627.75 m 512.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 641.75 m 512.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 641.75 m 576.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 627.75 m 576.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 627.75 m 512.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 241.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 590.75 m 305.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 590.75 m 369.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 590.75 m 441.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 590.75 m 512.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 613.75 m 512.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 590.75 m 576.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 576.75 m 241.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 576.75 m 305.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 576.75 m 369.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 576.75 m 441.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 576.75 m 512.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 590.75 m 512.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 576.75 m 576.5 576.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 560.75 m 241.5 560.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 241.5 560.75 m 305.5 560.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 305.5 560.75 m 369.5 560.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 369.5 560.75 m 441.5 560.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 441.5 560.75 m 512.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 576.75 m 512.5 560.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 512.5 560.75 m 576.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 500.75 m 241.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 500.75 m 305.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 500.75 m 369.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 500.75 m 441.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 500.75 m 512.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 500.75 m 576.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 500.75 m 241.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.75 m 241.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 486.75 m 305.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 486.75 m 369.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 486.75 m 441.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 486.75 m 512.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 500.75 m 512.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 486.75 m 576.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 486.75 m 512.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.75 m 241.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 451.75 m 305.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 451.75 m 369.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 451.75 m 441.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 451.75 m 512.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 472.75 m 512.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 451.75 m 576.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.75 m 241.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 437.75 m 305.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 437.75 m 369.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 437.75 m 441.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 451.75 m 512.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 437.75 m 576.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.75 m 241.5 437.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 423.75 m 241.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 437.75 m 305.5 437.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 241.5 423.75 m 305.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 437.75 m 369.5 437.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 305.5 423.75 m 369.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 437.75 m 441.5 437.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 369.5 423.75 m 441.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 437.75 m 512.5 437.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 441.5 423.75 m 512.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 437.75 m 512.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 437.75 m 576.5 437.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 512.5 423.75 m 576.5 423.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 646.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 682.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.80 673.20 Td (unr) Tj ET Q q 0 0 0 rg BT 266.64 673.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 664.20 Td (gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.10 655.20 Td (on investment ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 646.20 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.85 655.20 Td (Cash flow ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.45 646.20 Td (hedges ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 347.70 650.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.70 646.20 Td (Benefit plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 425.96 650.28 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.55 690.15 Td (For) Tj ET Q q 0 0 0 rg BT 475.38 690.15 Td (eign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.30 681.15 Td (curr) Tj ET Q q 0 0 0 rg BT 476.13 681.15 Td (ency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.45 672.15 Td (translation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.60 663.15 Td (adjustment,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 654.15 Td (net of hedges ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 645.15 Td (\(CT) Tj ET Q q 0 0 0 rg BT 472.33 645.15 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 481.83 649.23 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.50 673.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.80 664.20 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.30 655.20 Td (compr) Tj ET Q q 0 0 0 rg BT 540.13 655.20 Td (ehensive ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.10 646.20 Td (income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.21 Td (Balance at December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 632.21 Td (\(1,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 632.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 632.21 Td (\(1,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 632.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 632.21 Td (\(3,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 632.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 632.21 Td (\(12,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 632.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 632.21 Td (\(19,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 632.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.21 Td (Other comprehensive income before reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 618.21 Td (378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 618.21 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 618.21 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 618.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 618.21 Td (\(526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 618.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 618.21 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 618.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 604.21 Td (Increase \(decrease\) due to amounts reclassified from) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 595.21 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 595.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 595.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 595.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 595.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 595.21 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 581.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 581.21 Td (428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 581.21 Td (118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 581.21 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 581.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 581.21 Td (\(526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 581.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 581.21 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 581.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 565.20 Td (Balance at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 565.20 Td (\(1,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 565.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 565.20 Td (\(1,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.00 565.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 565.20 Td (\(4,022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 565.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 565.20 Td (\(12,785) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 565.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 565.20 Td (\(19,146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 565.20 Td (\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 505.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 541.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.80 532.20 Td (unr) Tj ET Q q 0 0 0 rg BT 266.64 532.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 523.20 Td (gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.10 514.20 Td (on investment ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 505.20 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.85 514.20 Td (Cash flow ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.45 505.20 Td (hedges ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 347.70 509.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.70 505.20 Td (Benefit plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 425.96 509.28 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.55 550.20 Td (For) Tj ET Q q 0 0 0 rg BT 475.38 550.20 Td (eign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.30 541.20 Td (curr) Tj ET Q q 0 0 0 rg BT 476.13 541.20 Td (ency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.45 532.20 Td (translation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.60 523.20 Td (adjustment,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 514.20 Td (net of hedges ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 505.20 Td (\(CT) Tj ET Q q 0 0 0 rg BT 472.33 505.20 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 481.83 509.28 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.50 532.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.80 523.20 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.30 514.20 Td (compr) Tj ET Q q 0 0 0 rg BT 540.13 514.20 Td (ehensive ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.10 505.20 Td (income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 491.21 Td (Balance at December 31, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 491.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 491.21 Td (608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 491.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 491.21 Td (\(2,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 491.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 491.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 491.21 Td (\(5,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 491.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 491.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 491.21 Td (\(9,941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 491.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 491.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 491.21 Td (\(16,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 491.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 477.21 Td (Other comprehensive income before reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 477.21 Td (327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 477.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 477.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 477.21 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 477.21 Td (\(676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 477.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 477.21 Td (\(156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 477.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.01 Td (Increase \(decrease\) due to amounts reclassified from) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.01 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 456.21 Td (\(193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 456.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 456.21 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 456.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 456.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 456.21 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 456.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 442.21 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 442.21 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 442.21 Td (254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 442.21 Td (\(676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 442.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 442.21 Td (\(163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 442.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 428.20 Td (Balance at March 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 428.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.50 428.20 Td (742) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 428.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 428.20 Td (\(2,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.00 428.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 428.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 428.20 Td (\(5,016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 428.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 428.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 428.20 Td (\(10,617) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 428.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 428.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 428.20 Td (\(17,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 428.20 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 406.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.65 Td (Primarily driven by Citigroup) Tj ET Q q 0 0 0 rg BT 151.55 406.65 Td (s pay fixed/receive floating interest rate swap programs that hedge the floating rates on liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 397.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 397.05 Td (Primarily reflects adjustments based on the final year) Tj ET Q q 0 0 0 rg BT 224.23 397.05 Td (-end actuarial valuations of the Company) Tj ET Q q 0 0 0 rg BT 358.63 397.05 Td (s pension and postretirement plans and amortization of amounts ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 387.45 Td (previously recognized in other comprehensive income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 377.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 377.85 Td (Primarily reflects the movements in \(by order of impact\) the Russian ruble, ) Tj ET Q q 0 0 0 rg BT 296.38 377.85 Td (Ar) Tj ET Q q 0 0 0 rg BT 304.68 377.85 Td (gentine peso, Korean won, and Japanese yen against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 520.74 377.85 Td (, and changes in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 368.25 Td (related tax ef) Tj ET Q q 0 0 0 rg BT 95.61 368.25 Td (fects and hedges for the quarter ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 219.33 368.25 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 270.21 368.25 Td (. Primarily reflects the movements in the Mexican peso, Japanese yen, British pound, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 358.65 Td (Korean won against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 166.32 358.65 Td (, and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 261.46 358.65 Td (fects and hedges for the quarter ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.19 358.65 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 436.07 358.65 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 349.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 349.05 Td (Reclassified to reflect the allocation of foreign currency translation between net unrealized gains \(losses\) on investment securities to CT) Tj ET Q q 0 0 0 rg BT 488.77 349.05 Td (A. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 329.85 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 309.85 Td (The pretax and after) Tj ET Q q 0 0 0 rg BT 134.59 309.85 Td (-tax changes in each component of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 276.20 309.85 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 379.69 309.85 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.21 309.85 Td ( for the three months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.85 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.38 297.85 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.98 297.85 Td ( and 2013 are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 265.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 265.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 265.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 265.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 239.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 239.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 239.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 239.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 213.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 213.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 213.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 213.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 187.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 187.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 187.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 187.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 161.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 161.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 161.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 161.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 135.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 135.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 135.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 135.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 109.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 109.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 109.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 109.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 83.35 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 83.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 83.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 83.35 49.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 265.35 m 429.5 265.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 265.35 m 478.5 265.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 265.35 m 527.5 265.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 265.35 m 576.5 265.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 200.35000000000002 m 429.5 200.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 200.35000000000002 m 478.5 200.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 200.35000000000002 m 527.5 200.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 200.35000000000002 m 576.5 200.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 187.35000000000002 m 429.5 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 187.35000000000002 m 478.5 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 187.35000000000002 m 527.5 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 187.35000000000002 m 576.5 187.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.35000000000002 m 429.5 174.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 174.35000000000002 m 478.5 174.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 174.35000000000002 m 527.5 174.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 174.35000000000002 m 576.5 174.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 96.35000000000002 m 429.5 96.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 96.35000000000002 m 478.5 96.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 96.35000000000002 m 527.5 96.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 96.35000000000002 m 576.5 96.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 83.35000000000002 m 429.5 83.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 83.35000000000002 m 478.5 83.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 83.35000000000002 m 527.5 83.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 83.35000000000002 m 576.5 83.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 70.35000000000002 m 429.5 70.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 70.35000000000002 m 478.5 70.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 70.35000000000002 m 527.5 70.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 70.35000000000002 m 576.5 70.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 269.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.80 269.80 Td (Pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 269.80 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.90 269.80 Td (After-tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 256.61 Td (Balance, December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 256.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 256.61 Td (\(27,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 256.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 256.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 256.61 Td (8,463) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 256.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 256.61 Td (\(19,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 256.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 243.61 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 243.61 Td (703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 243.61 Td (\(275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 243.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 243.61 Td (428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 230.61 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 230.61 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 230.61 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 230.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 230.61 Td (118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 217.61 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 217.61 Td (\(55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 217.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 217.61 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 217.61 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 217.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 204.61 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 204.61 Td (\(530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 204.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 204.61 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 204.61 Td (\(526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 204.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 191.61 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 191.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 191.61 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 191.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 191.61 Td (\(312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 191.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 191.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 191.61 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 191.61 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 178.75 Td (Balance, March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 178.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 178.75 Td (\(27,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 178.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 178.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 178.75 Td (8,151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 178.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 178.75 Td (\(19,146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 178.75 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 152.61 Td (Balance, December 31, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 152.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 152.61 Td (\(25,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 152.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 152.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 152.61 Td (8,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 152.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 152.61 Td (\(16,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 152.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 139.61 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 139.61 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 139.61 Td (\(90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 139.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 139.61 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 126.61 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 126.61 Td (201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 126.61 Td (\(76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 126.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 126.61 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 113.61 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 113.61 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 113.61 Td (\(94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 113.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 113.61 Td (254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 100.61 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 100.61 Td (\(640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 100.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 100.61 Td (\(36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 100.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 100.61 Td (\(676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 100.61 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 87.75 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 87.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 87.61 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 87.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 87.61 Td (\(296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 87.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 87.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 87.61 Td (\(163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 87.61 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 74.75 Td (Balance, March 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 74.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 74.75 Td (\(25,201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 74.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 74.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 74.75 Td (8,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 74.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 74.75 Td (\(17,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 74.75 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 319 0 obj <> endobj 320 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (During the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.36 749.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.96 749.10 Td ( and 2013, respectively) Tj ET Q q 0 0 0 rg BT 318.06 749.10 Td (, the Company recognized a pretax loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.84 749.10 Td ($237 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.23 749.10 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.06 749.10 Td ($151 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 737.10 Td ( net of tax\) and a pretax loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.24 737.10 Td ($8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.63 737.10 Td ( \($7 million gain net of tax\) related to amounts reclassified out of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 498.67 737.10 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 725.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 725.10 Td ( into the Consolidated Statement of Income. See details in the table below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 652.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 652.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 624.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 624.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 624.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 596.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 596.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 568.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 568.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 540.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 540.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 512.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 512.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 484.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 484.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 456.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 456.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 428.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 428.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 428.60 113.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 400.60 315.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 400.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 400.60 113.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 676.6 m 463.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 676.6 m 576.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 676.6 m 463.5 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 652.6 m 351.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 652.6 m 463.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 652.6 m 576.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 652.6 m 463.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 652.6 m 576.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 624.6 m 351.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 624.6 m 463.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 624.6 m 576.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 596.6 m 351.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 596.6 m 463.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 596.6 m 576.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 582.6 m 351.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 582.6 m 463.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 582.6 m 576.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 554.6 m 351.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 554.6 m 463.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 554.6 m 576.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 554.6 m 351.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 526.6 m 351.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 526.6 m 463.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 526.6 m 576.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512.6 m 351.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 512.6 m 463.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 512.6 m 576.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 470.6 m 351.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 470.6 m 463.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 470.6 m 576.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 442.6 m 351.5 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 442.6 m 463.5 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 442.6 m 576.5 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 428.6 m 351.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 428.6 m 463.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 428.6 m 576.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.6 m 351.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 414.6 m 463.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 414.6 m 576.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 386.6 m 351.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 386.6 m 463.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 386.6 m 576.5 386.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 372.6 m 351.5 372.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 372.6 m 463.5 372.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 372.6 m 576.5 372.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.10 690.05 Td (Increase \(decrease\) in AOCI due to amounts reclassified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 681.05 Td (to Consolidated Statement of Income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 668.05 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 656.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 657.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 657.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.06 Td (Realized \(gains\) losses on sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 643.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 643.05 Td (\(128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 643.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 643.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 643.06 Td (\(450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 643.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 629.06 Td (OTTI gross impairment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 629.05 Td (201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 629.06 Td (156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 615.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 615.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 615.05 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 615.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 615.06 Td (\(294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 615.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 601.06 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 601.05 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 601.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 601.06 Td (101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 587.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 58.57 587.05 Td (ealized \(gains\) losses on investment securities, after) Tj ET Q q 0 0 0 rg BT 253.95 587.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 268.95 591.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 587.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 587.05 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 587.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 587.06 Td (\(193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 587.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 573.05 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 573.06 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.06 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 559.05 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 559.06 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 545.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 545.05 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 545.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 545.06 Td (226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 531.06 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 531.05 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 531.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 531.06 Td (\(87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 531.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 517.05 Td (Amortization of cash flow hedges, after) Tj ET Q q 0 0 0 rg BT 189.13 517.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 204.13 521.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 517.05 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 517.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 517.06 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.06 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 489.06 Td (Prior service cost \(benefit\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 489.05 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 489.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 489.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 489.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 475.06 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 475.05 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 475.06 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 461.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 461.05 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 461.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 461.06 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 447.06 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 447.05 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 447.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 447.06 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 447.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 433.05 Td (Amortization of benefit plans, after) Tj ET Q q 0 0 0 rg BT 174.39 433.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 189.39 437.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 433.05 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 433.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 433.06 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 419.05 Td (Foreign currency translation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 419.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 419.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 419.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 405.05 Td (Total amounts reclassified out of AOCI, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 405.05 Td (237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 405.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 391.05 Td (Total tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 391.05 Td (\(86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 391.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 391.06 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 391.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 377.05 Td (Total amounts reclassified out of AOCI, after-tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 377.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 377.05 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 377.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 377.06 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 377.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 355.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 355.50 Td (The pretax amount is reclassified to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 170.41 355.50 Td (Realized gains \(losses\) on sales of investments, net) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.05 355.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 348.60 355.50 Td (Gr) Tj ET Q q 0 0 0 rg BT 357.20 355.50 Td (oss impairment losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.42 355.50 Td ( on the Consolidated Statement of Income. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.90 Td (See Note13 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 336.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.30 Td (See Note21 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 326.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 326.70 Td (See Note8 to the Consolidated Financial Statements for additional details.) Tj ET Q endstream endobj 321 0 obj <> endobj 322 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (158) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (19.PREFERRED ST) Tj ET Q q 0 0 0 rg BT 131.66 749.25 Td (OCK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (The following table summarizes the Company) Tj ET Q q 0 0 0 rg BT 224.01 721.25 Td (s preferred stock outstanding at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.03 721.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.63 721.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.07 721.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 721.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 621.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 621.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 621.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 621.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 621.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 621.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 621.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 593.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 593.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 593.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 593.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 593.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 593.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 593.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 565.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 565.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 565.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 565.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 565.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 565.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 565.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 537.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 537.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 537.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 537.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 537.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 537.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 537.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 509.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 509.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 509.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 509.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 509.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 509.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 509.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 621.75 m 202.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 621.75 m 294.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 621.75 m 338.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 621.75 m 403.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 621.75 m 456.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 621.75 m 516.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 621.75 m 576.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.75 m 111.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 495.75 m 202.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 495.75 m 294.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 495.75 m 338.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 495.75 m 403.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 495.75 m 456.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 495.75 m 516.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 495.75 m 576.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.75 m 111.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 111.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 495.75 m 202.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 481.75 m 202.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 495.75 m 294.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 481.75 m 294.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 495.75 m 338.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 481.75 m 338.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 495.75 m 403.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 481.75 m 403.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 495.75 m 456.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 481.75 m 456.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 495.75 m 516.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 481.75 m 516.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 495.75 m 576.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 481.75 m 576.5 481.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.85 693.45 Td (Carrying value) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 481.55 685.00 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 483.55 685.00 Td (in millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 626.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 130.60 626.20 Td (Issuance date) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.30 635.20 Td (Redeemable by issuer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.95 626.20 Td (beginning) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.45 635.20 Td (Dividend) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 626.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 671.20 Td (Redemption) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.20 662.20 Td (price per) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 653.20 Td (depositary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.80 644.20 Td (share/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 635.20 Td (preference) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.05 626.20 Td (share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.55 653.20 Td (Number) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 644.20 Td (of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.25 635.20 Td (depositary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.30 626.20 Td (shares) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.30 635.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 626.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 635.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 626.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.21 Td (Series) Tj ET Q q 0 0 0 rg BT 62.75 612.21 Td (AA) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 75.75 616.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.60 612.21 Td (January 25, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 612.21 Td (February 15, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 612.21 Td (8.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 612.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 612.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 612.21 Td (3,870,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 612.20 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 612.21 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.21 Td (SeriesE) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.74 602.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 598.21 Td (April 28, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.60 598.21 Td (April 30, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 598.21 Td (8.400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 598.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 598.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 598.21 Td (121,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 598.20 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 598.21 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.21 Td (Series) Tj ET Q q 0 0 0 rg BT 62.75 584.21 Td (A) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 588.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 584.21 Td (October 29, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.10 584.21 Td (January 30, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 584.21 Td (5.950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 584.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 584.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 584.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 584.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 584.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.21 Td (SeriesB) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 574.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 121.10 570.21 Td (December 13, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 570.21 Td (February 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 570.21 Td (5.900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 570.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 570.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 570.21 Td (750,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 570.20 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 570.21 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.21 Td (SeriesC) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 560.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.85 556.21 Td (March 26, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.60 556.21 Td (April 22, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 556.21 Td (5.800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 556.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 556.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 556.21 Td (23,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 556.20 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 556.21 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.21 Td (SeriesD) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 546.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 542.21 Td (April 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.85 542.21 Td (May 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 542.21 Td (5.350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 542.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 542.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 542.21 Td (1,250,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 542.20 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 542.21 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.21 Td (SeriesJ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 66.75 532.29 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 120.35 528.21 Td (September 19, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.85 528.21 Td (September 30, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 528.21 Td (7.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 528.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 528.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 528.21 Td (38,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 528.20 Td (950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 528.21 Td (950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.21 Td (Series K) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 518.29 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 514.21 Td (October 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.10 514.21 Td (November 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 514.21 Td (6.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 514.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 514.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 514.21 Td (59,800,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 514.20 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 514.21 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.21 Td (Series L) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.74 504.29 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 123.35 500.21 Td (February 12, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 500.21 Td (February 12, 2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 500.21 Td (6.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 500.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 500.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 500.21 Td (19,200,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 500.20 Td (480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 500.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 486.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 486.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 486.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 486.20 Td (7,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 486.21 Td (6,738) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 464.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 464.65 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 468.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 464.65 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 455.05 Td (payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 192.85 455.05 Td (August15 and November15 when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 445.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 445.45 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 449.07 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 445.45 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.85 Td (payable semi-annually on ) Tj ET Q q 0 0 0 rg BT 137.75 435.85 Td (April30 and October30 at a fixed rate until ) Tj ET Q q 0 0 0 rg BT 279.93 435.85 Td (April30, 2018, thereafter payable quarterly on January30, ) Tj ET Q q 0 0 0 rg BT 469.65 435.85 Td (April30, July30 and October30 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 426.25 Td (at a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 416.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 416.65 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 420.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 416.65 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 407.05 Td (payable semi-annually on January30 and July30 at a fixed rate until January30, 2023, thereafter payable quarterly on January30, ) Tj ET Q q 0 0 0 rg BT 474.09 407.05 Td (April30, July30 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 397.45 Td (October30 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 387.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 387.85 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 391.48 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 387.85 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 378.25 Td (payable semi-annually on February15 and ) Tj ET Q q 0 0 0 rg BT 192.18 378.25 Td (August15 at a fixed rate until February15, 2023, thereafter payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 524.09 378.25 Td (August15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 368.65 Td (November15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 359.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 359.05 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 362.68 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 359.05 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 349.45 Td (payable quarterly on January22, ) Tj ET Q q 0 0 0 rg BT 160.19 349.45 Td (April22, July22 and October22 when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 339.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 339.85 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 343.48 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 339.85 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 330.25 Td (payable semi-annually on May15 and November15 at a fixed rate until May15, 2023, thereafter payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 506.75 330.25 Td (August15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 320.65 Td (November15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 311.05 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 311.05 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 314.68 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 311.05 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 301.45 Td (payable quarterly on March30, June30, September30 and December30 at a fixed rate until September30, 2023, thereafter payable quarterly on the same dates at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 291.85 Td (a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.25 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 282.25 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 285.88 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 282.25 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 272.65 Td (payable quarterly on February 15, May15, ) Tj ET Q q 0 0 0 rg BT 192.85 272.65 Td (August15 and November15 at a fixed rate until November 15, 2023, thereafter payable quarterly on the same dates at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.05 Td (a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 253.45 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 253.45 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 257.08 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 253.45 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 243.85 Td (payable quarterly on February 12, May12, ) Tj ET Q q 0 0 0 rg BT 192.85 243.85 Td (August12 and November12 at a fixed rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 219.85 Td (On ) Tj ET Q q 0 0 0 rg BT 68.17 219.85 Td (April 30, 2014, Citi issued $1.75 billion of Series M ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.85 Td (Preferred Stock as depositary shares, each representing 1/25th ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.85 Td (interest in a share of the corresponding series of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.85 Td (cumulative perpetual preferred stock. ) Tj ET Q q 0 0 0 rg BT 190.19 183.85 Td (The dividend rate is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.85 Td (6.300%, payable semi-annually on May 15 and November 15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.85 Td (commencing November 15, 2014, in each case when, as and if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.85 Td (declared by Citigroup) Tj ET Q q 0 0 0 rg BT 125.98 147.85 Td (s Board of Directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 135.85 Td ( During the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.30 135.85 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.30 135.85 Td (, Citi distributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.85 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 123.85 Td ($124 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.65 123.85 Td ( in dividends on its outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.85 Td (preferred stock. Based on its preferred stock outstanding as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.85 Td (April 30, 2014, Citi estimates it will distribute preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.85 Td (dividends of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.48 87.85 Td ($387 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.87 87.85 Td ( during the remainder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.85 Td (of 2014, in each case assuming such dividends are approved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.85 Td (by Citigroup) Tj ET Q q 0 0 0 rg BT 89.61 63.85 Td (s Board of Directors.) Tj ET Q endstream endobj 323 0 obj <> endobj 324 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (159) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (20. SECURITIZA) Tj ET Q q 0 0 0 rg BT 112.50 749.25 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 145.57 749.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 169.55 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 175.49 749.25 Td (ARIABLE INTEREST) Tj ET Q q 0 0 0 rg BT 273.95 749.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (ENTITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Uses of Special Purpose Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 701.25 Td ( special purpose entity \(SPE\) is an entity designed to fulfill a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (specific limited need of the company that or) Tj ET Q q 0 0 0 rg BT 212.15 689.25 Td (ganized it. ) Tj ET Q q 0 0 0 rg BT 256.12 689.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (principal uses of SPEs are to obtain liquidity and favorable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (capital treatment by securitizing certain of Citigroup) Tj ET Q q 0 0 0 rg BT 248.71 665.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (financial assets, to assist clients in securitizing their financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (assets, and to create investment products for clients. SPEs may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (be or) Tj ET Q q 0 0 0 rg BT 56.09 629.25 Td (ganized in various legal forms, including trusts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (partnerships or corporations. In a securitization, the company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (transferring assets to an SPE converts all \(or a portion\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (those assets into cash before they would have been realized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (the normal course of business through the SPE) Tj ET Q q 0 0 0 rg BT 225.70 581.25 Td (s issuance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (debt and equity instruments, certificates, commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (and other notes of indebtedness. ) Tj ET Q q 0 0 0 rg BT 166.90 557.25 Td (These issuances are recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (on the balance sheet of the SPE, which may or may not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (consolidated onto the balance sheet of the company that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 521.25 Td (ganized the SPE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (Investors usually have recourse only to the assets in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (SPE and often benefit from other credit enhancements, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (a collateral account or over) Tj ET Q q 0 0 0 rg BT 144.63 485.25 Td (-collateralization in the form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (excess assets in the SPE, a line of credit, or a liquidity facility) Tj ET Q q 0 0 0 rg BT 282.51 473.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (such as a liquidity put option or asset purchase agreement. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (Because of these enhancements, the SPE issuances can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (typically obtain a more favorable credit rating from rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (agencies than the transferor could obtain for its own debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (issuances. ) Tj ET Q q 0 0 0 rg BT 81.09 413.25 Td (This results in less expensive financing costs than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (unsecured debt. ) Tj ET Q q 0 0 0 rg BT 101.07 401.25 Td (The SPE may also enter into derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (contracts in order to convert the yield or currency of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (underlying assets to match the needs of the SPE investors or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (limit or change the credit risk of the SPE. Citigroup may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (the provider of certain credit enhancements as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (counterparty to any related derivative contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.25 Td (Most of Citigroup) Tj ET Q q 0 0 0 rg BT 129.00 329.25 Td (s SPEs are variable interest entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (\(VIEs\), as described below) Tj ET Q q 0 0 0 rg BT 143.65 317.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 329.56 749.25 Td (ariable Interest Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (VIEs are entities that have either a total equity investment that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (is insuf) Tj ET Q q 0 0 0 rg BT 352.99 725.25 Td (ficient to permit the entity to finance its activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (without additional subordinated financial support, or whose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (equity investors lack the characteristics of a controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (financial interest \(i.e., ability to make significant decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (through voting rights and a right to receive the expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (residual returns of the entity or an obligation to absorb the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (expected losses of the entity\). Investors that finance the ) Tj ET Q q 0 0 0 rg BT 548.19 653.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (through debt or equity interests or other counterparties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (providing other forms of support, such as guarantees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (subordinated fee arrangements or certain types of derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (contracts are variable interest holders in the entity) Tj ET Q q 0 0 0 rg BT 522.99 605.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.25 Td (The variable interest holder) Tj ET Q q 0 0 0 rg BT 451.83 593.25 Td (, if any) Tj ET Q q 0 0 0 rg BT 479.23 593.25 Td (, that has a controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (financial interest in a ) Tj ET Q q 0 0 0 rg BT 410.45 581.25 Td (VIE is deemed to be the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (beneficiary and must consolidate the ) Tj ET Q q 0 0 0 rg BT 472.94 569.25 Td (VIE. Citigroup would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (deemed to have a controlling financial interest and be the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (primary beneficiary if it has both of the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (characteristics:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 515.25 Td (power to direct the activities of the ) Tj ET Q q 0 0 0 rg BT 483.71 515.25 Td (VIE that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 503.25 Td (significantly impact the entity) Tj ET Q q 0 0 0 rg BT 464.47 503.25 Td (s economic performance; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 491.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 479.25 Td (an obligation to absorb losses of the entity that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 467.25 Td (potentially be significant to the ) Tj ET Q q 0 0 0 rg BT 468.73 467.25 Td (VIE, or a right to receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 455.25 Td (benefits from the entity that could potentially be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 443.25 Td (significant to the ) Tj ET Q q 0 0 0 rg BT 411.53 443.25 Td (VIE. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 419.25 Td (The Company must evaluate its involvement in each ) Tj ET Q q 0 0 0 rg BT 554.54 419.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.25 Td (to understand the purpose and design of the entity) Tj ET Q q 0 0 0 rg BT 522.75 407.25 Td (, the role the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.25 Td (Company had in the entity) Tj ET Q q 0 0 0 rg BT 432.87 395.25 Td (s design and its involvement in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 383.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 343.44 383.25 Td (s ongoing activities. ) Tj ET Q q 0 0 0 rg BT 426.03 383.25 Td (The Company then must evaluate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 371.25 Td (which activities most significantly impact the economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 359.25 Td (performance of the ) Tj ET Q q 0 0 0 rg BT 402.39 359.25 Td (VIE and who has the power to direct such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 347.25 Td (activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 335.25 Td (For those ) Tj ET Q q 0 0 0 rg BT 381.82 335.25 Td (VIEs where the Company determines that it has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 323.25 Td (the power to direct the activities that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.54 311.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 357.97 311.25 Td (s economic performance, the Company then must ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 299.25 Td (evaluate its economic interests, if any) Tj ET Q q 0 0 0 rg BT 473.85 299.25 Td (, and determine whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 287.25 Td (it could absorb losses or receive benefits that could potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 275.25 Td (be significant to the ) Tj ET Q q 0 0 0 rg BT 405.46 275.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 426.94 275.25 Td (When evaluating whether the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 263.25 Td (Company has an obligation to absorb losses that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 251.25 Td (potentially be significant, it considers the maximum exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 239.25 Td (to such loss without consideration of probability) Tj ET Q q 0 0 0 rg BT 516.66 239.25 Td (. Such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 227.25 Td (obligations could be in various forms, including, but not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 215.25 Td (limited to, debt and equity investments, guarantees, liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 203.25 Td (agreements and certain derivative contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 191.25 Td (In various other transactions, the Company may: \(i\) act as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 179.25 Td (a derivative counterparty \(for example, interest rate swap, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.25 Td (cross-currency swap, or purchaser of credit protection under a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.25 Td (credit default swap or total return swap where the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.25 Td (pays the total return on certain assets to the SPE\); \(ii\) act as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.25 Td (underwriter or placement agent; \(iii\) provide administrative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.25 Td (trustee or other services; or \(iv\) make a market in debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.25 Td (securities or other instruments issued by ) Tj ET Q q 0 0 0 rg BT 487.13 107.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 512.50 107.25 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.25 Td (generally considers such involvement, by itself, not to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.25 Td (variable interests and thus not an indicator of power or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 71.25 Td (potentially significant benefits or losses.) Tj ET Q endstream endobj 325 0 obj <> endobj 326 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 95.11 749.10 Td (s involvement with consolidated and unconsolidated ) Tj ET Q q 0 0 0 rg BT 307.12 749.10 Td (VIEs with which the Company holds significant variable interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (or has continuing involvement through servicing a majority of the assets in a ) Tj ET Q q 0 0 0 rg BT 344.92 737.10 Td (VIE, each as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.06 737.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.66 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.09 737.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.68 737.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (is presented below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 632.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 632.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 632.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 632.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 632.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 632.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 632.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 632.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 632.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.60 111.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 606.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 606.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 606.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 606.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 606.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 606.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 606.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 606.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 580.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 580.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 580.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 580.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 580.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 580.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 580.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 580.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.60 111.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 537.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 537.60 57.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 537.60 65.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 537.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 537.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 537.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 537.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 537.60 39.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 493.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 493.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 493.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 493.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 493.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 493.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 493.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 493.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 493.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 459.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 459.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 459.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 459.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 459.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 459.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 459.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 459.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 435.60 111.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 435.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 435.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 435.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 435.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 435.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 435.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 435.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 435.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 409.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 409.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 409.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 409.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 409.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 409.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 409.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 409.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 409.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 385.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 385.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 385.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 385.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 385.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 385.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 385.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 385.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 385.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 361.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 361.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 361.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 361.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 361.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 361.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 361.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 361.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 361.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 337.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 337.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 337.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 337.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 337.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 337.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 337.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 337.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 337.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 313.60 111.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 313.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 313.60 57.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 313.60 65.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 313.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 313.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 313.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 313.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 313.60 39.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 269.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 269.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 269.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 269.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 269.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 269.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 269.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 269.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 245.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 245.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 245.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 245.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 245.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 245.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 245.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 245.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 221.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 221.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 221.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 221.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 221.60 39.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 701.6 m 147.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 701.6 m 202.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 701.6 m 259.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 701.6 m 324.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.6 m 376.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 701.6 m 428.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 701.6 m 486.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 701.6 m 538.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 701.6 m 577.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 687.6 m 376.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 687.6 m 428.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 687.6 m 486.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 687.6 m 538.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 687.6 m 577.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 687.6 m 376.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 673.6 m 376.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 687.6 m 428.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 673.6 m 428.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 687.6 m 486.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 673.6 m 486.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 687.6 m 538.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 673.6 m 538.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 687.6 m 577.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 673.6 m 577.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 632.6 m 147.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 632.6 m 202.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 632.6 m 259.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 632.6 m 324.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 632.6 m 376.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 632.6 m 428.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 632.6 m 486.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 632.6 m 538.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 632.6 m 577.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 632.6 m 147.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 632.6 m 486.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.6 m 147.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 397.6 m 202.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 397.6 m 259.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 397.6 m 324.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 397.6 m 376.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 397.6 m 428.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 397.6 m 486.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 397.6 m 538.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 397.6 m 577.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.6 m 147.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 385.6 m 202.5 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 397.6 m 259.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 385.6 m 259.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 385.6 m 324.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 385.6 m 376.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 385.6 m 428.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 385.6 m 486.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 385.6 m 538.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 385.6 m 577.5 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 221.60000000000002 m 147.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 221.60000000000002 m 202.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 221.60000000000002 m 259.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 221.60000000000002 m 324.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 221.60000000000002 m 376.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 221.60000000000002 m 428.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 221.60000000000002 m 486.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 221.60000000000002 m 538.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 221.60000000000002 m 577.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 209.60000000000002 m 147.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 209.60000000000002 m 202.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 209.60000000000002 m 259.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 209.60000000000002 m 324.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 209.60000000000002 m 376.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 209.60000000000002 m 428.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 209.60000000000002 m 486.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 209.60000000000002 m 538.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 209.60000000000002 m 577.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 197.60000000000002 m 147.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 197.60000000000002 m 202.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 197.60000000000002 m 259.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 197.60000000000002 m 324.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 197.60000000000002 m 376.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 197.60000000000002 m 428.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 197.60000000000002 m 486.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 197.60000000000002 m 538.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 197.60000000000002 m 577.5 197.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.40 706.00 Td (As of March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.70 692.05 Td (Maximum exposur) Tj ET Q q 0 0 0 rg BT 400.28 692.05 Td (e to loss in significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 544.64 692.05 Td (VIEs ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.40 696.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.65 678.05 Td (Funded exposur) Tj ET Q q 0 0 0 rg BT 398.75 678.05 Td (es ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 408.50 682.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 678.05 Td (Unfunded exposures) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 636.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.65 664.05 Td (T) Tj ET Q q 0 0 0 rg BT 169.83 664.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 655.05 Td (involvement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.60 646.05 Td (with SPE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 637.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.20 655.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.70 646.05 Td (VIE / SPE ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 637.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.70 655.05 Td (Significant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.45 646.05 Td (unconsolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.80 637.05 Td (VIE assets ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 309.30 641.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.75 646.05 Td (Debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 637.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.95 646.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 637.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 646.05 Td (Funding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 637.05 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 655.05 Td (Guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.70 646.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 637.05 Td (derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.65 637.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 624.00 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.06 Td (Credit card securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 611.05 Td (59,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.25 611.05 Td (59,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 611.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.06 Td (Mortgage securitizations ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.47 601.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 583.86 Td (U.S. agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.75 584.00 Td (240,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 584.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 584.00 Td (240,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 584.00 Td (3,507) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 584.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 584.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 584.00 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 584.00 Td (3,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 571.86 Td (Non-agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 572.00 Td (7,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 572.00 Td (577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 572.00 Td (6,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 572.00 Td (563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 572.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 572.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 572.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 572.00 Td (563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.86 Td (Citi-administered asset-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 550.86 Td (backed commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 541.86 Td (conduits \(ABCP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 542.05 Td (31,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.25 542.05 Td (31,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 542.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 519.86 Td (obligations \(CDOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 520.05 Td (4,660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 520.05 Td (4,660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 520.05 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 520.05 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 497.86 Td (obligations \(CLOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 498.05 Td (15,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 498.05 Td (15,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 498.05 Td (1,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 498.05 Td (1,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.86 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 485.00 Td (44,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 485.00 Td (990) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 485.00 Td (43,660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 485.00 Td (17,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 485.00 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 485.00 Td (3,009) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 485.00 Td (260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 485.00 Td (20,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.86 Td (Municipal securities tender) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 463.86 Td (option bond trusts \(TOBs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 464.05 Td (12,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 464.05 Td (6,968) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 464.05 Td (5,447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 464.05 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 464.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 464.05 Td (3,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 464.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 464.05 Td (3,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.86 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 451.00 Td (15,509) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 451.00 Td (220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 451.00 Td (15,289) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 451.00 Td (1,867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.75 451.00 Td (2,007) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 451.00 Td (1,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 451.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 451.00 Td (5,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.86 Td (Client intermediation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 439.00 Td (1,840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 439.00 Td (157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 439.00 Td (1,683) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 439.00 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 439.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 439.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 439.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 439.00 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 426.06 Td (Investment funds ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.49 430.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 426.05 Td (32,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 426.05 Td (2,780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 426.05 Td (30,182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 426.05 Td (173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 426.05 Td (267) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 426.05 Td (79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 426.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 426.05 Td (519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.86 Td (Trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 413.00 Td (4,830) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 413.00 Td (4,830) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 413.00 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 413.00 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.86 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 401.00 Td (2,402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 401.00 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 401.00 Td (2,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 401.00 Td (126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 401.00 Td (590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 401.00 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 401.00 Td (78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 401.00 Td (829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.75 389.00 Td (473,830) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 389.00 Td (102,766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 389.00 Td (371,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 389.00 Td (25,657) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.75 389.00 Td (2,985) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 389.00 Td (7,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 389.00 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 389.00 Td (36,949) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 377.00 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.86 Td (Credit card securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 365.00 Td (1,757) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 365.00 Td (1,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 365.00 Td (361) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 365.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 352.86 Td (Mortgage securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 340.86 Td (U.S. agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 341.00 Td (65,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 341.00 Td (65,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 341.00 Td (516) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 341.00 Td (107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 341.00 Td (623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 328.86 Td (Non-agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 329.00 Td (12,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 329.00 Td (1,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 329.00 Td (10,639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 329.00 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 329.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 329.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 329.00 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 329.00 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.86 Td (Student loan securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 317.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 295.86 Td (obligations \(CDOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 296.05 Td (3,253) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 296.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 296.05 Td (3,253) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 296.05 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 296.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 296.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 296.05 Td (114) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 296.05 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 273.86 Td (obligations \(CLOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 274.05 Td (2,693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 274.05 Td (2,693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 274.05 Td (291) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 274.05 Td (117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 274.05 Td (408) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 260.86 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 261.00 Td (3,492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 261.00 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 261.00 Td (3,489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 261.00 Td (444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 261.00 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 261.00 Td (301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 261.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 261.00 Td (748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.86 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 249.00 Td (7,036) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 249.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 249.00 Td (7,036) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 249.00 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 249.00 Td (205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 249.00 Td (934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 249.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 249.00 Td (1,142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.86 Td (Investment funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 237.00 Td (1,021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 237.00 Td (1,021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 237.00 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 237.00 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 224.86 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.50 225.00 Td (169) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 225.00 Td (109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 225.00 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 213.00 Td (96,706) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 213.00 Td (3,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 213.00 Td (93,611) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 213.00 Td (1,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 213.00 Td (250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 213.00 Td (1,235) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 213.00 Td (340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 213.00 Td (3,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 201.00 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.75 201.00 Td (570,536) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 201.00 Td (105,861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 201.00 Td (464,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 201.00 Td (27,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.75 201.00 Td (3,235) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 201.00 Td (9,178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 201.00 Td (704) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 201.00 Td (40,128) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 178.90 Td (The definition of maximum exposure to loss is included in the text that follows this table.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 169.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 169.30 Td (Included in Citigroup) Tj ET Q q 0 0 0 rg BT 125.10 169.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.21 169.30 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 181.09 169.30 Td ( Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 159.70 Td (A) Tj ET Q q 0 0 0 rg BT 59.34 159.70 Td ( significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 147.39 159.70 Td (VIE is an entity where the Company has any variable interest considered to be significant, regardless of the likelihood of loss or the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.10 Td (notional amount of exposure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 140.50 Td (Citicorp mortgage securitizations also include agency and non-agency \(private-label\) re-securitization activities. ) Tj ET Q q 0 0 0 rg BT 415.05 140.50 Td (These SPEs are not consolidated. See Re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.90 Td (securitizations below for further discussion.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.30 Td (\(5\) Substantially all of the unconsolidated investment funds) Tj ET Q q 0 0 0 rg BT 234.93 121.30 Td ( assets are related to retirement funds in Mexico managed by Citi. See Investment Funds below for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.70 Td (further discussion.) Tj ET Q endstream endobj 327 0 obj <> endobj 328 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (161) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 644.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 644.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 644.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 644.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 644.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 644.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 644.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 644.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 644.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.60 111.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 618.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 618.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 618.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 618.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 618.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 618.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 618.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 618.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 592.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 592.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 592.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 592.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 592.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 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0.9333333333333333 1 rg /GS0 gs 36.50 349.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 349.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 349.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 349.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 349.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 349.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 349.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 349.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 349.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.60 111.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 325.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 325.60 57.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 325.60 65.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 325.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 325.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 325.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 325.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 325.60 39.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 281.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 281.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 281.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 281.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 281.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 281.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 281.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 281.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 281.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 257.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 257.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 257.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 257.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 257.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 257.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 257.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 257.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 257.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 233.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 233.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 233.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 233.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 233.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 233.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 233.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 233.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 233.60 39.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 713.6 m 147.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 713.6 m 202.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 713.6 m 259.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 713.6 m 324.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 713.6 m 376.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 713.6 m 428.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 713.6 m 486.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 713.6 m 538.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 713.6 m 577.5 713.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 699.6 m 376.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 699.6 m 428.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 699.6 m 486.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 699.6 m 538.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 699.6 m 577.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 699.6 m 376.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 685.6 m 376.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 699.6 m 428.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 685.6 m 428.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 699.6 m 486.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 685.6 m 486.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 699.6 m 538.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 685.6 m 538.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 699.6 m 577.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 685.6 m 577.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 644.6 m 147.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 644.6 m 202.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 644.6 m 259.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 644.6 m 324.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 644.6 m 376.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 644.6 m 428.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 644.6 m 486.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 644.6 m 538.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 644.6 m 577.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 644.6 m 147.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 409.6 m 147.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 409.6 m 202.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 409.6 m 259.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 409.6 m 324.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 409.6 m 376.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 409.6 m 428.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 409.6 m 486.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 409.6 m 538.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 409.6 m 577.5 409.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.6 m 147.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 397.6 m 202.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 397.6 m 259.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 397.6 m 324.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 397.6 m 376.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 397.6 m 428.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 397.6 m 486.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 397.6 m 538.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 397.6 m 577.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 233.60000000000002 m 147.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 233.60000000000002 m 202.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 233.60000000000002 m 259.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 233.60000000000002 m 324.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 233.60000000000002 m 376.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 233.60000000000002 m 428.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 233.60000000000002 m 486.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 233.60000000000002 m 538.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 233.60000000000002 m 577.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 221.60000000000002 m 147.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 221.60000000000002 m 202.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 221.60000000000002 m 259.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 221.60000000000002 m 324.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 221.60000000000002 m 376.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 221.60000000000002 m 428.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 221.60000000000002 m 486.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 221.60000000000002 m 538.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 221.60000000000002 m 577.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 209.60000000000002 m 147.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 209.60000000000002 m 202.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 209.60000000000002 m 259.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 209.60000000000002 m 324.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 209.60000000000002 m 376.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 209.60000000000002 m 428.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 209.60000000000002 m 486.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 209.60000000000002 m 538.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 209.60000000000002 m 577.5 209.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 718.00 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.70 704.05 Td (Maximum exposur) Tj ET Q q 0 0 0 rg BT 400.28 704.05 Td (e to loss in significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 544.64 704.05 Td (VIEs ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.40 708.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.65 690.05 Td (Funded exposur) Tj ET Q q 0 0 0 rg BT 398.75 690.05 Td (es ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 408.50 694.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 690.05 Td (Unfunded exposures) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 648.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.65 676.05 Td (T) Tj ET Q q 0 0 0 rg BT 169.83 676.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 667.05 Td (involvement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.60 658.05 Td (with SPE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 649.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.20 667.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.70 658.05 Td (VIE / SPE ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 649.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.70 667.05 Td (Significant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.45 658.05 Td (unconsolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.80 649.05 Td (VIE assets ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 309.30 653.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.75 658.05 Td (Debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 649.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.95 658.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 649.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 658.05 Td (Funding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 649.05 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 667.05 Td (Guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.70 658.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 649.05 Td (derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.65 649.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 636.00 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.06 Td (Credit card securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 623.06 Td (52,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 623.06 Td (52,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 623.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 623.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 623.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 623.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 623.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 623.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 623.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.06 Td (Mortgage securitizations ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.47 613.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 595.86 Td (U.S. agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 595.86 Td (239,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 595.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 595.86 Td (239,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 595.86 Td (3,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 595.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 595.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 595.86 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 595.86 Td (3,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 583.86 Td (Non-agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 583.86 Td (7,711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 583.86 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 583.86 Td (7,113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 583.86 Td (583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 583.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 583.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 583.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 583.86 Td (583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 571.86 Td (Citi-administered asset-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 562.86 Td (backed commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 553.86 Td (conduits \(ABCP\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 554.06 Td (31,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 554.06 Td (31,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 540.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 531.86 Td (obligations \(CDOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 532.06 Td (4,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 532.06 Td (4,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 532.06 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 532.06 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 509.86 Td (obligations \(CLOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 510.06 Td (16,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 510.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 510.06 Td (16,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 510.06 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 510.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 510.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 510.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 510.06 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 496.86 Td (Asset-based financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 496.86 Td (45,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 496.86 Td (971) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 496.86 Td (44,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 496.86 Td (17,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 496.86 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 496.86 Td (1,132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 496.86 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 496.86 Td (18,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.86 Td (Municipal securities tender) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 475.86 Td (option bond trusts \(TOBs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 476.06 Td (12,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 476.06 Td (7,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 476.06 Td (5,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 476.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 476.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 476.06 Td (3,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 476.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 476.06 Td (3,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.86 Td (Municipal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 462.86 Td (15,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 462.86 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 462.86 Td (15,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 462.86 Td (1,846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.75 462.86 Td (2,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 462.86 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 462.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 462.86 Td (5,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.86 Td (Client intermediation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 450.86 Td (1,778) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 450.86 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 450.86 Td (1,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 450.86 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 450.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 450.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 450.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 450.86 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.06 Td (Investment funds ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.49 442.14 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 438.06 Td (32,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 438.06 Td (3,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 438.06 Td (29,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 438.06 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 438.06 Td (264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 438.06 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 438.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 438.06 Td (536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 424.86 Td (Trust preferred securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 424.86 Td (4,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 424.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 424.86 Td (4,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 424.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 424.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 424.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 424.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 424.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.86 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 412.86 Td (2,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 412.86 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 412.86 Td (2,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 412.86 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 412.86 Td (649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 412.86 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 412.86 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 412.86 Td (890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 401.00 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 400.86 Td (467,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 400.86 Td (96,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 400.86 Td (371,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 400.86 Td (25,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.75 400.86 Td (3,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 400.86 Td (6,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 400.86 Td ($309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 400.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 400.86 Td (35,651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.00 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.86 Td (Credit card securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 376.86 Td (1,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 376.86 Td (1,448) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 376.86 Td (419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 376.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 376.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 376.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 376.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 376.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 376.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.86 Td (Mortgage securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 352.86 Td (U.S. agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 352.86 Td (73,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 352.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 352.86 Td (73,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 352.86 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 352.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 352.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 352.86 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 352.86 Td (626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 340.86 Td (Non-agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 340.86 Td (13,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 340.86 Td (1,695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 340.86 Td (11,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 340.86 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 340.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 340.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 340.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 340.86 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.86 Td (Student loan securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 328.86 Td (1,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 328.86 Td (1,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 328.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 328.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 328.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 328.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 328.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 328.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 307.86 Td (obligations \(CDOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 308.06 Td (3,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 308.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 308.06 Td (3,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 308.06 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 308.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 308.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 308.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 308.06 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 294.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 285.86 Td (obligations \(CLOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 286.06 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 286.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 286.06 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 286.06 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 286.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 286.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 286.06 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 286.06 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.86 Td (Asset-based financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 272.86 Td (3,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 272.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 272.86 Td (3,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 272.86 Td (629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 272.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 272.86 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 272.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 272.86 Td (890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 260.86 Td (Municipal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 260.86 Td (7,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 260.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 260.86 Td (7,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 260.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 260.86 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 260.86 Td (939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 260.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 260.86 Td (1,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.86 Td (Investment funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 248.86 Td (1,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 248.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 248.86 Td (1,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 248.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 248.86 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 248.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 248.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 248.86 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.86 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 236.86 Td (4,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 236.86 Td (4,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 236.86 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 236.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 236.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 236.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 236.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 236.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 225.00 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 224.86 Td (113,030) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 224.86 Td (9,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 224.86 Td (103,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 224.86 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 224.86 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 224.86 Td (1,197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 224.86 Td (277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 224.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 224.86 Td (3,404) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.00 Td (Total Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 212.86 Td (580,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 212.86 Td (105,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 212.86 Td (475,512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 212.86 Td (27,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.75 212.86 Td (3,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 212.86 Td (7,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 212.86 Td (586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 212.86 Td (39,055) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 190.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 190.90 Td (The definition of maximum exposure to loss is included in the text that follows this table.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 181.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 181.30 Td (Included in Citigroup) Tj ET Q q 0 0 0 rg BT 125.10 181.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.21 181.30 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 193.08 181.30 Td ( Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 171.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 171.70 Td (A) Tj ET Q q 0 0 0 rg BT 59.34 171.70 Td ( significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 147.39 171.70 Td (VIE is an entity where the Company has any variable interest considered to be significant, regardless of the likelihood of loss or the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 162.10 Td (notional amount of exposure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 152.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 152.50 Td (Citicorp mortgage securitizations also include agency and non-agency \(private-label\) re-securitization activities. ) Tj ET Q q 0 0 0 rg BT 415.05 152.50 Td (These SPEs are not consolidated. See Re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 142.90 Td (securitizations below for further discussion.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 133.30 Td (\(5\) Substantially all of the unconsolidated investment funds) Tj ET Q q 0 0 0 rg BT 234.93 133.30 Td ( assets are related to retirement funds in Mexico managed by Citi. See Investment Funds below for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 123.70 Td (further discussion.) Tj ET Q endstream endobj 329 0 obj <> endobj 330 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The previous tables do not include:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (certain venture capital investments made by some of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (Company) Tj ET Q q 0 0 0 rg BT 95.67 719.10 Td (s private equity subsidiaries, as the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (accounts for these investments in accordance with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (Investment Company ) Tj ET Q q 0 0 0 rg BT 141.77 695.10 Td (Audit Guide \(codified in ) Tj ET Q q 0 0 0 rg BT 242.31 695.10 Td (ASC 946\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 683.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (certain limited partnerships that are investment funds that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (qualify for the deferral from the requirements of ) Tj ET Q q 0 0 0 rg BT 248.92 671.10 Td (ASC 810 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (where the Company is the general partner and the limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (partners have the right to replace the general partner or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (liquidate the funds; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (certain investment funds for which the Company provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (investment management services and personal estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (trusts for which the Company provides administrative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (trustee and/or investment management services; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (VIEs structured by third parties where the Company holds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (securities in inventory) Tj ET Q q 0 0 0 rg BT 142.22 563.10 Td (, as these investments are made on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (arm) Tj ET Q q 0 0 0 rg BT 72.33 551.10 Td (s-length terms; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (certain positions in mortgage-backed and asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (securities held by the Company) Tj ET Q q 0 0 0 rg BT 179.43 527.10 Td (, which are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 515.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.23 515.10 Td ( or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.56 515.10 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.76 515.10 Td (, where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (Company has no other involvement with the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (securitization entity deemed to be significant \(for more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (information on these positions, see Notes 12 and 13 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (Consolidated Financial Statements\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (certain representations and warranties exposures in legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (Securities and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.93 443.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.43 443.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 443.10 Td (-sponsored mortgage-backed and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (asset-backed securitizations, where the Company has no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (variable interest or continuing involvement as servicer) Tj ET Q q 0 0 0 rg BT 271.15 419.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td (The outstanding balance of mortgage loans securitized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.10 Td (during 2005 to 2008 where the Company has no variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (interest or continuing involvement as servicer was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.26 371.10 Td ($15 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.87 371.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.31 371.10 Td ($16 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.92 371.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.14 371.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 359.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.44 359.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.02 359.10 Td (, respectively; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (certain representations and warranties exposures in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (Citigroup residential mortgage securitizations, where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.10 Td (original mortgage loan balances are no longer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.10 Td (outstanding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (The asset balances for consolidated ) Tj ET Q q 0 0 0 rg BT 485.93 737.10 Td (VIEs represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (carrying amounts of the assets consolidated by the Company) Tj ET Q q 0 0 0 rg BT 566.08 725.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (The carrying amount may represent the amortized cost or the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (current fair value of the assets depending on the legal form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the asset \(e.g., security or loan\) and the Company) Tj ET Q q 0 0 0 rg BT 524.78 689.10 Td (s standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (accounting policies for the asset type and line of business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (The asset balances for unconsolidated ) Tj ET Q q 0 0 0 rg BT 495.93 665.10 Td (VIEs where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Company has significant involvement represent the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (current information available to the Company) Tj ET Q q 0 0 0 rg BT 506.35 641.10 Td (. In most cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (the asset balances represent an amortized cost basis without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (regard to impairments in fair value, unless fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (information is readily available to the Company) Tj ET Q q 0 0 0 rg BT 514.97 605.10 Td (. For ) Tj ET Q q 0 0 0 rg BT 536.18 605.10 Td (VIEs that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (obtain asset exposures synthetically through derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (instruments \(for example, synthetic CDOs\), the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (generally include the full original notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (derivative as an asset balance.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.10 Td (The maximum funded exposure represents the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (sheet carrying amount of the Company) Tj ET Q q 0 0 0 rg BT 482.57 533.10 Td (s investment in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (VIE. It reflects the initial amount of cash invested in the ) Tj ET Q q 0 0 0 rg BT 550.97 521.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (adjusted for any accrued interest and cash principal payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (received. ) Tj ET Q q 0 0 0 rg BT 362.68 497.10 Td (The carrying amount may also be adjusted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (increases or declines in fair value or any impairment in value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (recognized in earnings. ) Tj ET Q q 0 0 0 rg BT 419.34 473.10 Td (The maximum exposure of unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (positions represents the remaining undrawn committed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (amount, including liquidity and credit facilities provided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 376.95 437.10 Td (, or the notional amount of a derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (instrument considered to be a variable interest. In certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (transactions, the Company has entered into derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (instruments or other arrangements that are not considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (variable interests in the ) Tj ET Q q 0 0 0 rg BT 419.34 389.10 Td (VIE \(e.g., interest rate swaps, cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (currency swaps, or where the Company is the purchaser of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (credit protection under a credit default swap or total return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (swap where the Company pays the total return on certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (assets to the SPE\). Receivables under such arrangements are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (not included in the maximum exposure amounts.) Tj ET Q endstream endobj 331 0 obj <> endobj 332 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (163) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Funding Commitments for Significant Unconsolidated VIEsLiquidity Facilities and Loan Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents the notional amount of liquidity facilities and loan commitments that are classified as funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (commitments in the ) Tj ET Q q 0 0 0 rg BT 117.75 725.25 Td (VIE tables above as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.78 725.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.37 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.81 725.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.40 725.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 672.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 644.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 616.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 588.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 560.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 532.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 532.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 532.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 532.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.75 m 360.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.75 m 432.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 504.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.75 m 576.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.75 m 360.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 432.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.75 m 432.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 432.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 504.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.75 m 576.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.75 m 288.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 672.75 m 360.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 686.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 672.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 686.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 504.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 672.75 m 576.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.75 m 288.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 672.75 m 360.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 432.5 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 672.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 432.5 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 504.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 672.75 m 576.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 658.75 m 432.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 658.75 m 432.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 644.75 m 432.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 644.75 m 432.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 630.75 m 432.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 630.75 m 432.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 616.75 m 432.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 616.75 m 432.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.75 m 288.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 588.75 m 360.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 602.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 588.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 602.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 504.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 588.75 m 576.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.75 m 288.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.75 m 288.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 588.75 m 360.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 574.75 m 360.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 588.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 574.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 504.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 504.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 588.75 m 576.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 574.75 m 576.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.75 m 288.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 574.75 m 360.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 432.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 574.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 432.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 504.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 574.75 m 576.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 560.75 m 432.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 560.75 m 432.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 288.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 532.75 m 360.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 546.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 532.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 546.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 504.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 288.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 288.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 532.75 m 360.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 518.75 m 360.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 532.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 518.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 504.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 504.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 288.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.75 m 288.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 518.75 m 360.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 504.75 m 360.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 432.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 518.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 504.75 m 432.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 432.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 504.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 504.75 m 504.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 504.75 m 576.5 504.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.20 705.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.60 705.21 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.95 691.20 Td (Liquidity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.95 691.20 Td (Loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.25 691.21 Td (Liquidity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 691.21 Td (Loan) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 677.20 Td (facilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 677.20 Td (commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 677.21 Td (facilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 677.21 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 663.20 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.21 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 649.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.15 649.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 649.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 649.20 Td (3,004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 649.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.15 649.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 649.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 649.21 Td (1,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.21 Td (Municipal securities tender option bond trusts \(TOBs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.40 635.20 Td (3,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 635.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.40 635.21 Td (3,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 635.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.21 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 621.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 621.20 Td (1,186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 621.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 621.21 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.21 Td (Investment funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 607.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 607.20 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 607.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 607.21 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 593.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 593.20 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 593.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 593.21 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 579.20 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.40 579.20 Td (3,639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 579.20 Td (4,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.40 579.21 Td (3,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 579.21 Td (2,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 565.20 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 551.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.15 551.20 Td (301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 551.21 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.21 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 537.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.15 537.20 Td (934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 537.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 537.21 Td (939) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.20 Td (Total Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 523.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 523.20 Td (1,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 523.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 523.21 Td (1,197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 509.20 Td (Total Citigroup funding commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.40 509.20 Td (3,639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 509.20 Td (5,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.40 509.21 Td (3,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 509.21 Td (3,598) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 472.25 Td (Citicorp and Citi Holdings Consolidated VIEs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.25 Td (The Company engages in on-balance-sheet securitizations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.25 Td (which are securitizations that do not qualify for sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.25 Td (treatment; thus, the assets remain on the Company) Tj ET Q q 0 0 0 rg BT 240.40 436.25 Td (s balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.25 Td (sheet, and any proceeds received are recognized as secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 412.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 78.04 412.25 Td (The consolidated ) Tj ET Q q 0 0 0 rg BT 148.94 412.25 Td (VIEs included in the tables below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 400.25 Td (represent hundreds of separate entities with which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.25 Td (Company is involved. In general, the third-party investors in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 376.25 Td (the obligations of consolidated ) Tj ET Q q 0 0 0 rg BT 161.35 376.25 Td (VIEs have legal recourse only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 364.25 Td (to the assets of the respective ) Tj ET Q q 0 0 0 rg BT 155.22 364.25 Td (VIEs and do not have such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 352.25 Td (recourse to the Company) Tj ET Q q 0 0 0 rg BT 135.60 352.25 Td (, except where the Company has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 340.25 Td (provided a guarantee to the investors or is the counterparty to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.25 Td (certain derivative transactions involving the ) Tj ET Q q 0 0 0 rg BT 213.82 328.25 Td (VIE. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 484.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 472.25 Td (Thus, the Company) Tj ET Q q 0 0 0 rg BT 423.38 472.25 Td (s maximum legal exposure to loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 460.25 Td (related to consolidated ) Tj ET Q q 0 0 0 rg BT 416.84 460.25 Td (VIEs is significantly less than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 448.25 Td (carrying value of the consolidated ) Tj ET Q q 0 0 0 rg BT 462.38 448.25 Td (VIE assets due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 436.25 Td (outstanding third-party financing. Intercompany assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 424.25 Td (liabilities are excluded from the table. ) Tj ET Q q 0 0 0 rg BT 477.55 424.25 Td (All ) Tj ET Q q 0 0 0 rg BT 492.65 424.25 Td (VIE assets are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 412.25 Td (restricted from being sold or pledged as collateral. ) Tj ET Q q 0 0 0 rg BT 527.36 412.25 Td (The cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 400.25 Td (flows from these assets are the only source used to pay down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 388.25 Td (the associated liabilities, which are non-recourse to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 376.25 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 376.25 Td (s general assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 364.25 Td (The following table presents the carrying amounts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 352.25 Td (classifications of consolidated assets that are collateral for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 340.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 376.86 340.25 Td (VIE obligations as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.63 340.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.22 340.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 328.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 328.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 279.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 279.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 279.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 279.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 279.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 279.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 279.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 253.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 253.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 253.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 253.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 253.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 253.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 253.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 227.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 227.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 227.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 227.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 227.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 227.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 227.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 201.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 201.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 201.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 201.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 201.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 201.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 201.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 175.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 175.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 175.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 175.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 175.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 175.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 175.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 292.75 m 239.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 292.75 m 306.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 292.75 m 373.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 292.75 m 440.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 292.75 m 507.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 292.75 m 574.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 279.75 m 172.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 292.75 m 239.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 279.75 m 239.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 292.75 m 306.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 279.75 m 306.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 292.75 m 373.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 292.75 m 373.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 279.75 m 373.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 292.75 m 373.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 292.75 m 440.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 279.75 m 440.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 292.75 m 507.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 279.75 m 507.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 292.75 m 574.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 279.75 m 574.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 279.75 m 172.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 279.75 m 239.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 279.75 m 306.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 279.75 m 373.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 279.75 m 373.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 279.75 m 373.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 279.75 m 440.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 279.75 m 507.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 279.75 m 574.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 266.75 m 373.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 266.75 m 373.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 253.75 m 373.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 253.75 m 373.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 240.75 m 373.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 240.75 m 373.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 214.75 m 172.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 214.75 m 239.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 214.75 m 306.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 227.75 m 373.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 214.75 m 373.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 227.75 m 373.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 214.75 m 440.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 214.75 m 507.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 214.75 m 574.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 214.75 m 172.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 201.75 m 172.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 214.75 m 239.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 201.75 m 239.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 214.75 m 306.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 201.75 m 306.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 214.75 m 373.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 214.75 m 373.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 201.75 m 373.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 214.75 m 373.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 214.75 m 440.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 201.75 m 440.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 214.75 m 507.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 201.75 m 507.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 214.75 m 574.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 201.75 m 574.5 201.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 201.75 m 172.5 201.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 201.75 m 239.5 201.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 201.75 m 306.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 201.75 m 373.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 201.75 m 373.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 201.75 m 373.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 201.75 m 440.5 201.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 201.75 m 507.5 201.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 201.75 m 574.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 188.75 m 373.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 188.75 m 373.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 162.75 m 172.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 162.75 m 239.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 162.75 m 306.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 175.75 m 373.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 162.75 m 373.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 175.75 m 373.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 162.75 m 440.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 162.75 m 507.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 162.75 m 574.5 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 162.75 m 172.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 149.75 m 172.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 162.75 m 239.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 149.75 m 239.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 162.75 m 306.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 149.75 m 306.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 162.75 m 373.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 162.75 m 373.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 149.75 m 373.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 162.75 m 373.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 162.75 m 440.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 149.75 m 440.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 162.75 m 507.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 149.75 m 507.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 162.75 m 574.5 162.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 149.75 m 574.5 149.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.70 297.15 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.10 297.01 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 284.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.50 284.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.85 284.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.80 284.15 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 284.01 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.10 284.01 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.20 284.01 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 271.01 Td (Cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 271.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 271.15 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 271.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 271.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 271.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 271.15 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 271.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 271.01 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 271.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 271.01 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 271.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 271.01 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 258.01 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 258.15 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 258.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 258.15 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 258.01 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 258.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 258.01 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 245.01 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 245.15 Td (11.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 245.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 245.15 Td (11.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 245.01 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 245.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 245.01 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 232.01 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 232.15 Td (89.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 232.15 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 232.15 Td (92.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 232.01 Td (83.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 232.01 Td (8.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 232.01 Td (91.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 219.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 219.15 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 219.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 219.15 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 219.01 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 219.01 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 219.01 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 206.15 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 206.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.75 206.15 Td (102.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 206.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 206.15 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 206.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.75 206.15 Td (105.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 206.01 Td (96.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 206.01 Td (9.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.75 206.01 Td (105.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.01 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 193.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 193.15 Td (21.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 193.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 193.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 193.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 193.15 Td (21.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 193.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 193.01 Td (24.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 193.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 193.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 193.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 193.01 Td (24.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 180.01 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 180.15 Td (37.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 180.15 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 180.15 Td (38.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 180.01 Td (32.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 180.01 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 180.01 Td (34.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 167.01 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 167.15 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 167.15 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 167.15 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 167.01 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 167.01 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 167.01 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 154.15 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 154.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 154.15 Td (59.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 154.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 154.15 Td (1.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 154.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 154.15 Td (60.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 154.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 154.01 Td (58.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 154.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 154.01 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 154.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 154.01 Td (60.1) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 333 0 obj <> endobj 334 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (164) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citicorp and Citi Holdings Significant Interests in Unconsolidated VIEsBalance Sheet Classification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents the carrying amounts and classification of significant variable interests in unconsolidated ) Tj ET Q q 0 0 0 rg BT 510.96 737.25 Td (VIEs as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 725.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 725.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 688.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 662.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 136.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 636.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 701.75 m 239.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 701.75 m 306.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 701.75 m 373.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 701.75 m 440.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 701.75 m 507.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 701.75 m 574.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.75 m 172.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 701.75 m 239.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 688.75 m 239.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 701.75 m 306.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 688.75 m 306.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 701.75 m 373.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 701.75 m 373.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 688.75 m 373.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 701.75 m 373.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 701.75 m 440.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 688.75 m 440.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 701.75 m 507.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 688.75 m 507.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 701.75 m 574.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 688.75 m 574.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.75 m 172.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 688.75 m 239.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 688.75 m 306.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 688.75 m 373.5 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 688.75 m 373.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 688.75 m 373.5 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 688.75 m 440.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 688.75 m 507.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 688.75 m 574.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 675.75 m 373.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 675.75 m 373.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 662.75 m 373.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 662.75 m 373.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 636.75 m 172.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 636.75 m 239.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 636.75 m 306.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 649.75 m 373.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 636.75 m 373.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 649.75 m 373.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 636.75 m 440.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 636.75 m 507.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 636.75 m 574.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 636.75 m 172.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.75 m 172.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 636.75 m 239.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 623.75 m 239.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 636.75 m 306.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 623.75 m 306.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 636.75 m 373.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 623.75 m 373.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 636.75 m 373.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 636.75 m 440.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 623.75 m 440.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 636.75 m 507.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 623.75 m 507.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 636.75 m 574.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 623.75 m 574.5 623.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.70 706.15 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.10 706.01 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 693.35 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.50 693.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.85 693.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.80 693.15 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 693.01 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.10 693.01 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.20 693.01 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 680.01 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 680.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 680.15 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 680.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 680.15 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 680.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 680.15 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 680.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 680.01 Td (4.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 680.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 680.01 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 680.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 680.01 Td (5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 667.01 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 667.15 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 667.15 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 667.15 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 667.01 Td (3.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 667.01 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 667.01 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.01 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 654.15 Td (18.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 654.15 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 654.15 Td (18.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 654.01 Td (18.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 654.01 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 654.01 Td (18.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 641.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 641.15 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 641.15 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 641.15 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 641.01 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 641.01 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.75 641.01 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 628.15 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 628.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 628.15 Td (28.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 628.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 628.15 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 628.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 628.15 Td (30.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 628.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 628.01 Td (29.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 628.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 628.01 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 628.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 628.01 Td (30.9) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 600.25 Td (Credit Card Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 588.25 Td (The Company securitizes credit card receivables through trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 576.25 Td (established to purchase the receivables. Citigroup transfers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 564.25 Td (receivables into the trusts on a non-recourse basis. Credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 552.25 Td (securitizations are revolving securitizations; as customers pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 540.25 Td (their credit card balances, the cash proceeds are used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 528.25 Td (purchase new receivables and replenish the receivables in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.25 Td (trust.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 504.25 Td (Substantially all of the Company) Tj ET Q q 0 0 0 rg BT 188.43 504.25 Td (s credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.25 Td (securitization activity is through two trustsCitibank Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 480.25 Td (Card Master ) Tj ET Q q 0 0 0 rg BT 88.03 480.25 Td (T) Tj ET Q q 0 0 0 rg BT 93.78 480.25 Td (rust \(Master ) Tj ET Q q 0 0 0 rg BT 144.70 480.25 Td (T) Tj ET Q q 0 0 0 rg BT 150.46 480.25 Td (rust\) and the Citibank Omni ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.25 Td (Master ) Tj ET Q q 0 0 0 rg BT 66.09 468.25 Td (T) Tj ET Q q 0 0 0 rg BT 71.84 468.25 Td (rust \(Omni ) Tj ET Q q 0 0 0 rg BT 117.77 468.25 Td (T) Tj ET Q q 0 0 0 rg BT 123.53 468.25 Td (rust\), with the substantial majority ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.25 Td (through the Master ) Tj ET Q q 0 0 0 rg BT 114.41 456.25 Td (T) Tj ET Q q 0 0 0 rg BT 120.17 456.25 Td (rust. ) Tj ET Q q 0 0 0 rg BT 142.49 456.25 Td (These trusts are consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.25 Td (entities because, as servicer) Tj ET Q q 0 0 0 rg BT 146.10 444.25 Td (, Citigroup has the power to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td (the activities that most significantly impact the economic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 600.25 Td (performance of the trusts, Citigroup holds a seller) Tj ET Q q 0 0 0 rg BT 523.21 600.25 Td () Tj ET Q q 0 0 0 rg BT 525.99 600.25 Td (s interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 588.25 Td (and certain securities issued by the trusts, and also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 576.25 Td (liquidity facilities to the trusts, which could result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 564.25 Td (potentially significant losses or benefits from the trusts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 552.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 373.34 552.25 Td (, the transferred credit card receivables remain on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 540.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 540.25 Td (s Consolidated Balance Sheet with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 540.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 540.25 Td ( gain or loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 528.25 Td (recognized. ) Tj ET Q q 0 0 0 rg BT 372.68 528.25 Td (The debt issued by the trusts to third parties is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 516.25 Td (included in Citi) Tj ET Q q 0 0 0 rg BT 389.00 516.25 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 504.25 Td (The Company utilizes securitizations as one of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 492.25 Td (sources of funding for its business in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 473.71 492.25 Td (North ) Tj ET Q q 0 0 0 rg BT 499.37 492.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.24 492.25 Td (. ) Tj ET Q q 0 0 0 rg BT 538.06 492.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.25 Td (following table reflects amounts related to the Company) Tj ET Q q 0 0 0 rg BT 551.99 480.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.25 Td (securitized credit card receivables as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.91 468.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.51 468.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 456.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 384.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 384.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 384.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 384.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 384.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 356.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 356.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 356.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 356.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 356.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 328.75 268.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 328.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 328.75 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 328.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 328.75 71.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 407.75 m 369.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 407.75 m 440.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 407.75 m 505.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 407.75 m 576.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 304.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 407.75 m 369.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 384.75 m 369.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 407.75 m 440.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 384.75 m 440.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 407.75 m 505.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 384.75 m 505.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 407.75 m 576.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 384.75 m 576.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 304.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 384.75 m 369.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 384.75 m 440.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 384.75 m 505.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 384.75 m 576.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.75 m 304.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 328.75 m 369.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 328.75 m 440.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 328.75 m 505.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 328.75 m 576.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.75 m 304.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 305.75 m 304.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 328.75 m 369.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 305.75 m 369.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 328.75 m 440.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 305.75 m 440.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 328.75 m 505.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 305.75 m 505.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 328.75 m 576.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 305.75 m 576.5 305.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 412.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.35 412.20 Td (Citi Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 389.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.80 398.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 389.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.25 398.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 389.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.80 398.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 389.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 398.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 389.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.21 Td (Ownership interests in principal amount of trust credit card receivables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 361.21 Td ( Sold to investors via trust-issued securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 361.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 361.20 Td (36.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 361.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 361.21 Td (32.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 361.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 361.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 361.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 361.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.21 Td ( Retained by Citigroup as trust-issued securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 347.20 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 347.21 Td (8.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 347.20 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 347.21 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.21 Td ( Retained by Citigroup via non-certificated interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 333.20 Td (11.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 333.21 Td (12.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 333.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 333.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 319.20 Td (Total ownership interests in principal amount of trust credit card) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 310.20 Td (receivables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 310.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 310.20 Td (58.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 310.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 310.21 Td (52.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 310.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 310.20 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 310.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 310.21 Td (1.3) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 282.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 46.19 282.25 Td (edit Car) Tj ET Q q 0 0 0 rg BT 78.88 282.25 Td (d SecuritizationsCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.25 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.25 Td (information related to Citicorp) Tj ET Q q 0 0 0 rg BT 161.24 258.25 Td (s credit card securitizations for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.25 Td (the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.80 246.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.40 246.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.84 246.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.84 246.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 186.75 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 197.50 186.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 186.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 200.75 m 197.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 200.75 m 243.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 200.75 m 288.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 186.75 m 197.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 186.75 m 243.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 186.75 m 288.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 186.75 m 288.5 186.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 158.75 m 197.5 158.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 158.75 m 243.5 158.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 158.75 m 288.5 158.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.55 214.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.70 205.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 191.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.00 191.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 191.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 177.21 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.00 177.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 177.20 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 177.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 177.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 163.21 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 163.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.75 163.21 Td (\(0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 163.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 282.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 334.19 282.25 Td (edit Car) Tj ET Q q 0 0 0 rg BT 366.88 282.25 Td (d SecuritizationsCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 270.25 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 258.25 Td (information related to Citi Holdings) Tj ET Q q 0 0 0 rg BT 470.46 258.25 Td ( credit card securitizations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 246.25 Td (for the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.96 246.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.56 246.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 246.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 246.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 186.75 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 186.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 186.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 200.75 m 485.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 200.75 m 531.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 200.75 m 576.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 186.75 m 485.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 200.75 m 531.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 186.75 m 531.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 200.75 m 576.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 186.75 m 576.5 186.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 158.75 m 485.5 158.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 158.75 m 531.5 158.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 158.75 m 576.5 158.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.55 214.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.70 205.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 191.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 191.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 191.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 177.21 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 177.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.75 177.20 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 177.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 177.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 163.21 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 163.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.75 163.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 163.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 335 0 obj <> endobj 336 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (165) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Managed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (After securitization of credit card receivables, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (continues to maintain credit card customer account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (relationships and provides servicing for receivables transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (to the trusts. ) Tj ET Q q 0 0 0 rg BT 87.11 701.10 Td (As a result, the Company considers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (securitized credit card receivables to be part of the business it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (manages. ) Tj ET Q q 0 0 0 rg BT 75.43 677.10 Td (As Citigroup consolidates the credit card trusts, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (managed securitized card receivables are on-balance sheet.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Funding, Liquidity Facilities and Subor) Tj ET Q q 0 0 0 rg BT 194.79 641.10 Td (dinated Inter) Tj ET Q q 0 0 0 rg BT 246.35 641.10 Td (ests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (As noted above, Citigroup securitizes credit card receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.61 617.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.61 617.10 Td ( securitization trustsMaster ) Tj ET Q q 0 0 0 rg BT 205.23 617.10 Td (T) Tj ET Q q 0 0 0 rg BT 210.99 617.10 Td (rust, which is part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (of Citicorp, and Omni ) Tj ET Q q 0 0 0 rg BT 126.64 605.10 Td (T) Tj ET Q q 0 0 0 rg BT 132.40 605.10 Td (rust, which is also substantially part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Citicorp. ) Tj ET Q q 0 0 0 rg BT 73.59 593.10 Td (The liabilities of the trusts are included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Consolidated Balance Sheet, excluding those retained by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Citigroup.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Master ) Tj ET Q q 0 0 0 rg BT 84.09 557.10 Td (T) Tj ET Q q 0 0 0 rg BT 89.84 557.10 Td (rust issues fixed- and floating-rate term notes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (Some of the term notes are issued to multi-seller commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (paper conduits. ) Tj ET Q q 0 0 0 rg BT 99.41 533.10 Td (The weighted average maturity of the term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (notes issued by the Master ) Tj ET Q q 0 0 0 rg BT 144.41 521.10 Td (T) Tj ET Q q 0 0 0 rg BT 150.17 521.10 Td (rust was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.72 521.10 Td (3.1 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.82 521.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.98 521.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 509.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 509.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 509.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Master) Tj ET Q q 0 0 0 rg BT 66.36 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 68.68 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 74.60 485.10 Td (rust Liabilities \(at par) Tj ET Q q 0 0 0 rg BT 168.59 485.10 Td ( value\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 451.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 451.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 451.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 414.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 414.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 414.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.6 m 180.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 451.6 m 234.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 451.6 m 288.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.6 m 180.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 414.6 m 234.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 414.6 m 288.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.6 m 180.5 414.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400.6 m 180.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 414.6 m 234.5 414.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 400.6 m 234.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 414.6 m 288.5 414.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 400.6 m 288.5 400.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 455.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.30 465.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 456.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.85 465.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 456.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.06 Td (Term notes issued to third parties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 442.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 442.05 Td (32.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 442.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 442.06 Td (27.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 428.06 Td (Term notes retained by Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 419.06 Td (affiliates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 419.05 Td (8.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 419.06 Td (6.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 405.05 Td (Total Master Trust liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 405.05 Td (40.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 405.06 Td (34.1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.00 377.10 Td (The Omni ) Tj ET Q q 0 0 0 rg BT 115.14 377.10 Td (T) Tj ET Q q 0 0 0 rg BT 120.90 377.10 Td (rust issues fixed- and floating-rate term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (notes, some of which are purchased by multi-seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (commercial paper conduits. ) Tj ET Q q 0 0 0 rg BT 149.11 353.10 Td (The weighted average maturity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (the third-party term notes issued by the Omni ) Tj ET Q q 0 0 0 rg BT 220.23 341.10 Td (T) Tj ET Q q 0 0 0 rg BT 225.99 341.10 Td (rust was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.54 341.10 Td (0.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.10 329.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 329.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.86 329.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.30 329.10 Td (0.7 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.39 329.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.55 329.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 317.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (Omni ) Tj ET Q q 0 0 0 rg BT 62.77 293.10 Td (T) Tj ET Q q 0 0 0 rg BT 68.70 293.10 Td (rust Liabilities \(at par) Tj ET Q q 0 0 0 rg BT 162.68 293.10 Td ( value\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 259.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 259.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 259.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 222.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 222.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 222.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 259.6 m 180.5 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 259.6 m 234.5 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 259.6 m 288.5 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.60000000000002 m 180.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 222.60000000000002 m 234.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 222.60000000000002 m 288.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.60000000000002 m 180.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 208.60000000000002 m 180.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 222.60000000000002 m 234.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 208.60000000000002 m 234.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 222.60000000000002 m 288.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 208.60000000000002 m 288.5 208.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 263.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.30 273.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 264.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.85 273.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 264.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 250.06 Td (Term notes issued to third parties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 250.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 250.05 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 250.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 250.06 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.06 Td (Term notes retained by Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 227.06 Td (affiliates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 227.05 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 227.06 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.05 Td (Total Omni Trust liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 213.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 213.05 Td (6.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 213.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 213.06 Td (6.3) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Mortgage Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The Company provides a wide range of mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (products to a diverse customer base. Once originated, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (Company often securitizes these loans through the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 349.37 701.25 Td (These ) Tj ET Q q 0 0 0 rg BT 375.57 701.25 Td (VIEs are funded through the issuance of trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (certificates backed solely by the transferred assets. ) Tj ET Q q 0 0 0 rg BT 528.73 689.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (certificates have the same life as the transferred assets. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (addition to providing a source of liquidity and less expensive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (funding, securitizing these assets also reduces the Company) Tj ET Q q 0 0 0 rg BT 566.16 653.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (credit exposure to the borrowers. ) Tj ET Q q 0 0 0 rg BT 458.22 641.25 Td (These mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (securitizations are primarily non-recourse, thereby ef) Tj ET Q q 0 0 0 rg BT 535.95 629.25 Td (fectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (transferring the risk of future credit losses to the purchasers of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (the securities issued by the trust. However) Tj ET Q q 0 0 0 rg BT 492.73 605.25 Td (, the Company) Tj ET Q q 0 0 0 rg BT 554.11 605.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (Consumer business generally retains the servicing rights and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (in certain instances retains investment securities, interest-only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (strips and residual interests in future cash flows from the trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (and also provides servicing for a limited number of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 531.45 557.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.67 557.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (securitizations. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 386.76 545.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.98 545.25 Td ( and Citi Holdings do not retain servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (for their mortgage securitizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.25 Td (The Company securitizes mortgage loans generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (through either a government-sponsored agency) Tj ET Q q 0 0 0 rg BT 511.62 509.25 Td (, such as Ginnie ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (Mae, Fannie Mae or Freddie Mac \(U.S. agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (mortgages\), or private-label \(non-agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (mortgages\) securitization. ) Tj ET Q q 0 0 0 rg BT 430.17 473.25 Td (The Company is not the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (beneficiary of its U.S. agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (securitizations because Citigroup does not have the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (direct the activities of the ) Tj ET Q q 0 0 0 rg BT 427.95 437.25 Td (VIE that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (the entity) Tj ET Q q 0 0 0 rg BT 364.27 425.25 Td (s economic performance. ) Tj ET Q q 0 0 0 rg BT 467.37 425.25 Td (Therefore, Citi does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (consolidate these U.S. agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (securitizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.25 Td (The Company does not consolidate certain non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (sponsored mortgage securitizations, because Citi is either not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (the servicer with the power to direct the significant activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (of the entity or Citi is the servicer but the servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (relationship is deemed to be a fiduciary relationship and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (therefore, Citi is not deemed to be the primary beneficiary of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (the entity) Tj ET Q q 0 0 0 rg BT 360.84 317.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 305.25 Td (In certain instances, the Company has \(i\) the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (direct the activities and \(ii\) the obligation to either absorb ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (losses or the right to receive benefits that could be potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (significant to its non-agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (securitizations and, therefore, is the primary beneficiary and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (thus consolidates the ) Tj ET Q q 0 0 0 rg BT 409.64 245.25 Td (VIE.) Tj ET Q endstream endobj 337 0 obj <> endobj 338 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (166) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Mortgage SecuritizationsCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (The following table summarizes selected cash flow information related to Citicorp mortgage securitizations for the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 725.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 725.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.04 725.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 666.60 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 666.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 666.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 666.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 666.60 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.6 m 360.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.6 m 432.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.6 m 504.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 666.6 m 288.5 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.6 m 360.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 666.6 m 360.5 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 666.6 m 432.5 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.6 m 504.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 666.6 m 504.5 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 666.6 m 576.5 666.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 638.6 m 288.5 638.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 638.6 m 360.5 638.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 638.6 m 432.5 638.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 638.6 m 504.5 638.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 638.6 m 576.5 638.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 705.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 705.06 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 670.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 690.22 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 690.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 680.22 Td (sponsor) Tj ET Q q 0 0 0 rg BT 348.00 680.22 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 680.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 671.05 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 690.22 Td (Non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 690.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.15 680.22 Td (sponsor) Tj ET Q q 0 0 0 rg BT 420.00 680.22 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 680.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 671.05 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 689.06 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 680.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 671.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 689.06 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 680.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 671.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 657.06 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 657.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 657.05 Td (7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 657.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 657.05 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 657.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 657.06 Td (18.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 657.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 657.06 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.06 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 643.05 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 643.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 643.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 643.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 615.10 Td (During the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.80 615.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.80 615.10 Td (, gains recognized on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 603.10 Td (securitization of U.S. agency-sponsored mortgages and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.10 Td (agency sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.95 591.10 Td ($6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.34 591.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.78 591.10 Td ($4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.17 591.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 579.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 627.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 615.10 Td (Agency and non-agency securitization gains for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 603.10 Td (quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.19 603.10 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.79 603.10 Td ( were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.22 603.10 Td ($1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.61 603.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.05 603.10 Td ($8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.44 603.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 591.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 591.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.10 Td (Key assumptions used in measuring the fair value of retained interests at the date of sale or securitization of mortgage receivables for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 543.10 Td (the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.80 543.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.40 543.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.84 543.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.84 543.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 473.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 473.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 473.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 447.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 421.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 395.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 395.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 519.6 m 404.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 519.6 m 490.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 519.6 m 576.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 505.6 m 490.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 505.6 m 576.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 473.6 m 318.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 473.6 m 404.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 473.6 m 490.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 473.6 m 576.5 473.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 382.6 m 318.5 382.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 382.6 m 404.5 382.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 382.6 m 490.5 382.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 382.6 m 576.5 382.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.20 524.00 Td (March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.35 510.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 512.69 510.05 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.18 514.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 496.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 496.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.15 487.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 392.00 487.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 478.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.95 487.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.95 487.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 478.05 Td (inter) Tj ET Q q 0 0 0 rg BT 472.98 478.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 487.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.97 487.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.65 478.05 Td (inter) Tj ET Q q 0 0 0 rg BT 558.98 478.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.70 465.00 Td ( 0.0% to 11.3%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 465.00 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 465.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.50 465.00 Td (4.9% to 9.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.86 Td ( Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 452.00 Td (10.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 452.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 452.00 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 452.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 452.00 Td (7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 452.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.86 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 439.00 Td (0.0% to 16.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 439.00 Td (0.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 439.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 439.00 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 439.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.86 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 426.00 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 426.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 426.00 Td (0.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 426.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 426.00 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 426.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.86 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 416.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 413.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 413.00 Td (40.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 413.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 413.00 Td (40.0% to 51.8%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.86 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 400.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 400.00 Td (40.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 400.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 400.00 Td (50.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 400.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.86 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 387.00 Td ( 0.0 to 9.7 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 387.00 Td ( 2.6 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.25 387.00 Td (3.0 to 14.5 years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 313.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 313.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 313.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 313.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 287.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 287.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 287.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 287.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 261.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 261.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 261.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 261.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 235.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 235.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 235.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 235.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 359.6 m 404.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 359.6 m 490.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 359.6 m 576.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 345.6 m 490.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 345.6 m 576.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.6 m 318.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 313.6 m 404.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 313.6 m 490.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 313.6 m 576.5 313.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.60000000000002 m 318.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 222.60000000000002 m 404.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 222.60000000000002 m 490.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 222.60000000000002 m 576.5 222.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.20 364.00 Td (March 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.35 350.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 512.69 350.05 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.18 354.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 336.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 336.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.15 327.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 392.00 327.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 318.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.95 327.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.95 327.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 318.05 Td (inter) Tj ET Q q 0 0 0 rg BT 472.98 318.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 327.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.97 327.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.65 318.05 Td (inter) Tj ET Q q 0 0 0 rg BT 558.98 318.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.86 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.75 304.86 Td ( 2.6% to 12.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 304.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 304.86 Td ( 5.9% to 19.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.86 Td ( Weighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 291.86 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 291.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 291.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 291.86 Td (8.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 291.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.86 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.75 278.86 Td ( 4.0% to 21.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 278.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.25 278.86 Td ( 1.3% to 9.7%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.86 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 265.86 Td (5.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 265.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 265.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 265.86 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 265.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 252.86 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 256.94 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.70 252.86 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 252.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 252.86 Td ( 44.7% to 89.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 239.86 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.70 239.86 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 239.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 239.86 Td (80.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 239.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.86 Td (Weighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 226.86 Td ( 6.4 to 10.4 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 226.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 226.86 Td ( 6.5 to 16.5 years) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 203.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 203.90 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 203.90 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 194.30 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 184.70 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 184.70 Td (Anticipated net credit losses represent estimated loss severity associated with defaulted mortgage loans underlying the mortgage securitizations disclosed above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 175.10 Td (Anticipated net credit losses, in this instance, do not represent total credit losses incurred to date, nor do they represent credit losses expected on retained interests ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 165.50 Td (in mortgage securitizations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 155.90 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 155.90 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q endstream endobj 339 0 obj <> endobj 340 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The interests retained by the Company range from highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (rated and/or senior in the capital structure to unrated and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (residual interests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 713.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.10 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.54 713.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.12 713.10 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (assumptions used to value retained interests, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (20% in each of the key assumptions, are set forth in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 749.10 Td (. ) Tj ET Q q 0 0 0 rg BT 352.61 749.10 Td (The negative ef) Tj ET Q q 0 0 0 rg BT 414.62 749.10 Td (fect of each change is calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (independently) Tj ET Q q 0 0 0 rg BT 380.00 737.10 Td (, holding all other assumptions constant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Because the key assumptions may not be independent, the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 713.10 Td (fect of simultaneous adverse changes in the key assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (may be less than the sum of the individual ef) Tj ET Q q 0 0 0 rg BT 502.95 701.10 Td (fects shown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 689.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 607.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 607.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 607.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 607.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 581.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 581.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 581.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 555.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 555.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 555.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 529.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 529.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 529.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 529.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 653.6 m 403.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 653.6 m 489.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 653.6 m 575.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 639.6 m 489.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 639.6 m 575.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 607.6 m 317.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 607.6 m 403.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 607.6 m 489.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 607.6 m 575.5 607.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.6 m 317.5 516.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 516.6 m 403.5 516.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 516.6 m 489.5 516.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 516.6 m 575.5 516.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.20 658.00 Td (March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 644.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 644.05 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 648.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 630.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 630.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 621.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 621.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 612.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 621.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 621.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 612.05 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 612.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 621.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 621.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 612.05 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 612.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.25 599.00 Td ( 0.1% to 20.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 599.00 Td ( 0.5% to 15.4%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 599.00 Td ( 0.5% to 18.5%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.86 Td ( Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 586.00 Td (7.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 586.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 586.00 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 586.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 586.00 Td (10.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 586.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.86 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.25 573.00 Td ( 5.0% to 34.5%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 573.00 Td ( 2.1% to 100.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 573.00 Td ( 1.3% to 23.8%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.86 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 560.00 Td (11.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 560.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 560.00 Td (8.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 560.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.75 560.00 Td (6.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 560.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.86 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 550.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 547.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 547.00 Td ( 0.1% to 86.8%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 547.00 Td ( 12.6% to 86.8%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 533.86 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 534.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 534.00 Td (50.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 534.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 534.00 Td (53.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 534.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.86 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 521.00 Td ( 1.9 to 13.7 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 521.00 Td ( 0.9 to 13.5 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 521.00 Td ( 0.0 to 24.9 years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 447.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 421.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 395.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 369.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 369.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 369.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 493.6 m 403.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 493.6 m 489.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 493.6 m 575.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 479.6 m 489.5 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 479.6 m 575.5 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 447.6 m 317.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 447.6 m 403.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 447.6 m 489.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 447.6 m 575.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.6 m 317.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 356.6 m 403.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 356.6 m 489.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 356.6 m 575.5 356.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.70 498.00 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 484.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 484.05 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 488.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 470.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 470.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 461.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 461.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 452.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 461.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 461.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 452.05 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 452.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 461.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 461.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 452.05 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 452.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.86 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 438.86 Td ( 0.1% to 20.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 438.86 Td ( 0.5% to 17.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 438.86 Td ( 2.1% to 19.6%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.86 Td ( Weighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 425.86 Td (6.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 425.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 425.86 Td (5.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 425.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 425.86 Td (11.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 425.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.86 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 412.86 Td ( 6.2% to 30.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 412.86 Td ( 1.3% to 100.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 412.86 Td ( 1.4% to 23.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.86 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 399.86 Td (11.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 399.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 399.86 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 399.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 399.86 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 399.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.86 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 390.94 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 386.86 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 386.86 Td ( 0.1% to 80.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 386.86 Td ( 25.5% to 81.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 373.86 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 373.86 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 373.86 Td (49.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 373.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 373.86 Td (52.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 373.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.86 Td (Weighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.50 360.86 Td ( 2.1 to 14.1 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.80 360.86 Td ( 0.0 to 11.9 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 360.86 Td ( 0.0 to 26.0 years) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 337.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 337.90 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 337.90 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 328.30 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 318.70 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 318.70 Td (Anticipated net credit losses represent estimated loss severity associated with defaulted mortgage loans underlying the mortgage securitizations disclosed above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 309.10 Td (Anticipated net credit losses, in this instance, do not represent total credit losses incurred to date, nor do they represent credit losses expected on retained interests ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 299.50 Td (in mortgage securitizations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 289.90 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 289.90 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 224.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 224.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 224.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 224.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 200.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 200.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 200.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 200.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 174.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 174.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 174.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 174.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 148.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 148.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 148.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 148.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 122.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 122.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 122.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 122.80 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 256.79999999999995 m 489.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 256.79999999999995 m 575.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.79999999999995 m 317.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 224.79999999999995 m 403.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 256.79999999999995 m 489.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.79999999999995 m 489.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 256.79999999999995 m 575.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.79999999999995 m 575.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.79999999999995 m 317.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.79999999999995 m 317.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 224.79999999999995 m 403.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 211.79999999999995 m 403.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.79999999999995 m 489.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 211.79999999999995 m 489.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.79999999999995 m 575.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 211.79999999999995 m 575.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 96.79999999999995 m 317.5 96.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 96.79999999999995 m 403.5 96.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 96.79999999999995 m 489.5 96.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 96.79999999999995 m 575.5 96.79999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 261.20 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 261.20 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 265.28 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 229.05 Td (In millions of dollars at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 247.37 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 247.37 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 238.20 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 238.20 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 229.20 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 238.42 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 238.42 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 229.25 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 229.25 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 238.42 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 238.42 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 229.25 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 229.25 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 216.20 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.75 216.20 Td (2,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 216.20 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 216.20 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 203.11 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 192.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 192.20 Td (\(75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 192.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 192.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 192.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 192.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 192.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 179.20 Td (\(147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 179.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 179.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 179.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 179.20 Td (\(48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 179.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 166.06 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 153.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 153.20 Td (\(89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 153.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 153.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 153.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 153.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 153.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 140.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 140.20 Td (\(173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 140.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 140.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 140.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 140.20 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 140.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 127.06 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 114.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 114.20 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 114.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 114.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 114.20 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 114.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 101.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 101.20 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 101.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 101.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 101.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 101.20 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 341 0 obj <> endobj 342 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (168) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 710.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 710.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 710.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 710.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 686.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 686.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 686.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 686.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 660.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 660.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 660.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 660.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 634.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 634.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 634.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 634.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 608.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 608.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 608.50 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 742.5 m 489.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 742.5 m 575.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.5 m 317.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 710.5 m 403.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 742.5 m 489.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 710.5 m 489.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 742.5 m 575.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 710.5 m 575.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.5 m 317.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 697.5 m 317.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 710.5 m 403.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 697.5 m 403.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 710.5 m 489.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 697.5 m 489.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 710.5 m 575.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 697.5 m 575.5 697.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 582.5 m 317.5 582.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 582.5 m 403.5 582.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 582.5 m 489.5 582.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 582.5 m 575.5 582.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 746.90 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 746.90 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 750.98 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 714.75 Td (In millions of dollars as of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 733.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 733.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 723.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 723.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 714.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 724.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 724.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 714.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 714.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 724.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 724.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 714.95 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 714.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 701.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 701.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 701.76 Td (2,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 701.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 701.76 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 701.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 701.76 Td (429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 688.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 677.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 677.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 677.76 Td (\(76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 677.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 677.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 677.76 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 677.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 677.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 677.76 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 677.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 664.76 Td (\(148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 664.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 664.76 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 664.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 664.76 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 664.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 638.76 Td (\(96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 638.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 638.76 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 638.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 638.76 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 638.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 625.76 Td (\(187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 625.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 625.76 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 625.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 625.76 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 625.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.76 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.20 599.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 599.76 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 599.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 599.76 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 599.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.20 586.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 586.76 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 586.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 586.76 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 586.76 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 563.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 563.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 563.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 554.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 544.60 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 544.60 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 520.60 Td (Mortgage SecuritizationsCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 508.60 Td (The following table summarizes selected cash flow information related to Citi Holdings mortgage securitizations for the quarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 496.60 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.38 496.60 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.98 496.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.41 496.60 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.41 496.60 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 439.10 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 439.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 439.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 439.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 439.10 72.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 473.1 m 360.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 473.1 m 432.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 473.1 m 504.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 473.1 m 576.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.1 m 288.5 439.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 473.1 m 360.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 439.1 m 360.5 439.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 439.1 m 432.5 439.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 473.1 m 504.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 439.1 m 504.5 439.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 473.1 m 576.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 439.1 m 576.5 439.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 413.1 m 288.5 413.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 413.1 m 360.5 413.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 413.1 m 432.5 413.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 413.1 m 504.5 413.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 413.1 m 576.5 413.1 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 477.50 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 477.36 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 443.35 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 462.72 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 462.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 452.72 Td (sponsor) Tj ET Q q 0 0 0 rg BT 348.00 452.72 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 452.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 443.55 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 462.72 Td (Non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 462.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.15 452.72 Td (sponsor) Tj ET Q q 0 0 0 rg BT 420.00 452.72 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 452.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 443.55 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 461.56 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 452.56 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 443.56 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 461.56 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 452.56 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 443.56 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.36 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 430.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 430.50 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 430.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 430.50 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 430.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 430.36 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 430.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 430.36 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 417.36 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 417.50 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 417.50 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 417.36 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 417.36 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.60 Td (Gains recognized on the securitization of U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.60 Td (sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.14 377.60 Td ($8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.53 377.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.97 377.60 Td ($3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.36 377.60 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.60 Td (quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.08 365.60 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.68 365.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.12 365.60 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.12 365.60 Td (, respectively) Tj ET Q q 0 0 0 rg BT 252.78 365.60 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.60 Td (The Company did not securitize non-agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.60 Td (mortgages for the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.12 341.60 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.71 341.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 341.60 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 341.60 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.60 Td (Similar to Citicorp mortgage securitizations discussed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.60 Td (above, the range in the key assumptions is due to the dif) Tj ET Q q 0 0 0 rg BT 260.21 317.60 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.60 Td (characteristics of the interests retained by the Company) Tj ET Q q 0 0 0 rg BT 257.22 305.60 Td (. ) Tj ET Q q 0 0 0 rg BT 262.04 305.60 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.60 Td (interests retained range from highly rated and/or senior in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.60 Td (capital structure to unrated and/or residual interests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.60 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 389.60 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.10 389.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.54 389.60 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.12 389.60 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.60 Td (assumptions used to value retained interests, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.60 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.60 Td (20% in each of the key assumptions, are set forth in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.60 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 341.60 Td (. ) Tj ET Q q 0 0 0 rg BT 352.61 341.60 Td (The negative ef) Tj ET Q q 0 0 0 rg BT 414.62 341.60 Td (fect of each change is calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.60 Td (independently) Tj ET Q q 0 0 0 rg BT 380.00 329.60 Td (, holding all other assumptions constant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.60 Td (Because the key assumptions may not in fact be independent, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.60 Td (the net ef) Tj ET Q q 0 0 0 rg BT 361.02 305.60 Td (fect of simultaneous adverse changes in the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.60 Td (assumptions may be less than the sum of the individual ef) Tj ET Q q 0 0 0 rg BT 554.89 293.60 Td (fects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.60 Td (shown below) Tj ET Q q 0 0 0 rg BT 376.40 281.60 Td (.) Tj ET Q endstream endobj 343 0 obj <> endobj 344 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (169) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 699.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 699.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 699.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 675.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 675.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 675.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 675.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 651.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 651.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 651.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 651.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 627.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 627.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 627.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 744.5 m 403.5 744.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 744.5 m 489.5 744.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 744.5 m 575.5 744.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 730.5 m 489.5 730.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 730.5 m 575.5 730.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.5 m 317.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 699.5 m 403.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 699.5 m 489.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 699.5 m 575.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.5 m 317.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 615.5 m 403.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 615.5 m 489.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 615.5 m 575.5 615.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.20 746.95 Td (March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 734.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 734.95 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 739.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 721.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 721.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 711.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 711.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 702.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 713.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 713.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 703.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 703.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 713.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 713.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.60 703.95 Td (inter) Tj ET Q q 0 0 0 rg BT 548.93 703.95 Td (ests ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 708.03 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 690.76 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.25 690.90 Td ( 0.0% to 52.3%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 690.90 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 690.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 690.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 678.76 Td ( Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 678.90 Td (7.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 678.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 678.90 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 678.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 678.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.76 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 666.90 Td (7.9% to 69.3%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 666.90 Td (16.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 666.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 666.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.76 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 654.90 Td (22.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 654.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 654.90 Td (16.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 654.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 654.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 642.76 Td (Anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 642.90 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 642.90 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 642.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 642.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.76 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 630.90 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 630.90 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 630.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 630.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.76 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 618.90 Td ( 4.2 to 11.6 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 618.90 Td (4.7 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 618.90 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 549.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 549.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 549.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 525.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 525.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 525.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 501.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 501.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 501.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 501.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 477.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 477.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 477.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 477.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 594.5 m 403.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 594.5 m 489.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 594.5 m 575.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 580.5 m 489.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 580.5 m 575.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.5 m 317.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 549.5 m 403.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 549.5 m 489.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 549.5 m 575.5 549.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.5 m 317.5 465.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 465.5 m 403.5 465.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 465.5 m 489.5 465.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 465.5 m 575.5 465.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.70 596.95 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 584.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 584.95 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 589.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 571.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 571.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 561.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 561.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 552.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 563.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 563.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 553.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 553.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 563.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 563.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.60 553.95 Td (inter) Tj ET Q q 0 0 0 rg BT 548.93 553.95 Td (ests ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 558.03 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 540.76 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 540.76 Td ( 0.0% to 49.3%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 540.76 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 540.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 540.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.76 Td ( Weighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 528.76 Td (9.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 528.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 528.76 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 528.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 528.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 516.76 Td ( 9.6% to 26.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 516.76 Td ( 12.3% to 27.3%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 516.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.76 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 504.76 Td (20.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 504.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 504.76 Td (15.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 504.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 504.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 492.76 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 492.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 492.76 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 492.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 492.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.76 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 480.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 480.76 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 480.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 480.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 468.76 Td (Weighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 468.76 Td ( 2.3 to 7.6 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.75 468.76 Td ( 5.2 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 468.76 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 446.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 446.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 446.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 437.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 427.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 427.60 Td (Citi Holdings held no subordinated interests in mortgage securitizations as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.07 427.60 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.93 427.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 418.00 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 418.00 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 363.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 363.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 363.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 363.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 340.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 340.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 340.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 316.50 281.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 316.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 316.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 316.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 293.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 293.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 293.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 270.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 270.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 270.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 270.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 395.5 m 489.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 395.5 m 575.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 363.5 m 317.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 363.5 m 403.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 363.5 m 489.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 363.5 m 575.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.5 m 317.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 351.5 m 403.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 351.5 m 489.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 351.5 m 575.5 351.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 246.5 m 317.5 246.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 246.5 m 403.5 246.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 246.5 m 489.5 246.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 246.5 m 575.5 246.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 398.90 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 398.90 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 402.98 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 367.75 Td (In millions of dollars at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 386.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 386.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 376.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 376.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 367.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 377.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 377.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 367.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 367.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 377.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 377.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 367.95 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 367.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 354.90 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 354.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.50 354.90 Td (550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 354.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 354.90 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 354.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 354.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 331.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 331.90 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 331.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 331.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 331.90 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 331.90 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 331.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 331.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 319.90 Td (\(32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 319.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 319.90 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 319.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 319.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 307.81 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 296.90 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 296.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 296.90 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 296.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 296.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 284.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 284.90 Td (\(67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 284.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 284.90 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 284.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 284.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.81 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 261.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 261.90 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 261.90 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 261.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 261.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 249.90 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 249.90 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 249.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 249.76 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 192.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 192.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 192.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 192.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 169.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 169.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 169.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 145.50 281.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 145.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 145.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 145.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 122.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 122.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 122.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 122.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 99.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 99.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 99.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 99.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.5 m 489.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.5 m 575.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 192.5 m 317.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 192.5 m 403.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 192.5 m 489.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 192.5 m 575.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 180.5 m 317.5 180.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 180.5 m 403.5 180.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 180.5 m 489.5 180.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 180.5 m 575.5 180.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.5 m 317.5 75.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 75.5 m 403.5 75.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 75.5 m 489.5 75.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 75.5 m 575.5 75.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 227.90 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 227.90 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 231.98 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 196.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 215.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 215.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 205.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 205.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 196.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 206.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 206.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 196.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 196.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 206.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 206.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 196.95 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 196.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 183.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 183.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.15 183.76 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 183.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.65 183.76 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 183.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 183.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 171.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 160.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 160.76 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 160.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 160.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 160.76 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 160.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 160.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 160.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 148.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 148.76 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 148.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 148.76 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 148.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 148.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 136.81 Td (Constant prepayment rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 136.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 125.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 125.76 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 125.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 125.76 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 125.76 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 125.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 113.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 113.76 Td (\(65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 113.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 113.76 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 113.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 113.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 101.81 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 90.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.45 90.76 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 90.76 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 90.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 90.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 78.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.45 78.76 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.65 78.76 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 78.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 78.76 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 56.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 56.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 56.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 47.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 37.60 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 37.60 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q endstream endobj 345 0 obj <> endobj 346 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (170) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Mortgage Servicing Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (In connection with the securitization of mortgage loans, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 725.10 Td (s U.S. Consumer mortgage business generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (retains the servicing rights, which entitle the Company to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (future stream of cash flows based on the outstanding principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (balances of the loans and the contractual servicing fee. Failure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (to service the loans in accordance with contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (requirements may lead to a termination of the servicing rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (and the loss of future servicing fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (The fair value of capitalized mortgage servicing rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (\(MSRs\) was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.23 629.10 Td ($2.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.34 629.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.78 629.10 Td ($2.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.89 629.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.11 629.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.71 629.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 617.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.94 617.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 125.60 617.10 Td (. ) Tj ET Q q 0 0 0 rg BT 130.42 617.10 Td (The MSRs correspond to principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (loan balances of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.47 605.10 Td ($273 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.08 605.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.52 605.10 Td ($31) Tj ET Q q 0 0 0 rg BT 186.15 605.10 Td (1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.76 605.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.92 605.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 593.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 593.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.44 593.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 148.10 593.10 Td (. ) Tj ET Q q 0 0 0 rg BT 152.92 593.10 Td (The following table summarizes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (the changes in capitalized MSRs for the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 569.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 569.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.04 569.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.60 174.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 530.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 530.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 493.60 174.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 493.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 493.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 465.60 174.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 465.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 465.60 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.6 m 210.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 544.6 m 249.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 544.6 m 288.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.6 m 210.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 544.6 m 249.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 544.6 m 288.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.6 m 210.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 465.6 m 249.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 465.6 m 288.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.6 m 210.5 465.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.6 m 210.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 465.6 m 249.5 465.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 451.6 m 249.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 465.6 m 288.5 465.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 451.6 m 288.5 451.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 548.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 549.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 549.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 536.00 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.75 535.05 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 535.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 535.06 Td (1,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.86 Td (Originations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 521.05 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 521.06 Td (172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.86 Td (Changes in fair value of MSRs due to changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 498.86 Td (in inputs and assumptions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 498.05 Td (\(84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 498.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 498.06 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.86 Td (Other changes ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 92.98 488.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.50 484.05 Td (\(126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 484.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 484.06 Td (\(133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 484.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 470.86 Td (Sale of MSRs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 89.01 474.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 470.05 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 470.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 470.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 456.05 Td (Balance, as of March 31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.75 456.05 Td (2,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 456.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 456.06 Td (2,203) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 432.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 432.90 Td (Represents changes due to customer payments and passage of time.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 423.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 423.30 Td (Current period) Tj ET Q q 0 0 0 rg BT 103.10 423.30 Td (s amount is related to a sale of credit challenged MSRs ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 413.70 Td (for which Citi paid the new servicer) Tj ET Q q 0 0 0 rg BT 168.63 413.70 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 392.10 Td (The fair value of the MSRs is primarily af) Tj ET Q q 0 0 0 rg BT 222.11 392.10 Td (fected by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 380.10 Td (changes in prepayments of mortgages that result from shifts in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.10 Td (mortgage interest rates. In managing this risk, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.10 Td (economically hedges a significant portion of the value of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.10 Td (MSRs through the use of interest rate derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.10 Td (forward purchase and sale commitments of mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.10 Td (securities and purchased securities classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 227.60 320.10 Td (T) Tj ET Q q 0 0 0 rg BT 232.61 320.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 308.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 308.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 296.10 Td (The Company receives fees during the course of servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.10 Td (previously securitized mortgages. ) Tj ET Q q 0 0 0 rg BT 173.00 284.10 Td (The amounts of these fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.10 Td (for the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.96 272.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.56 272.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.00 272.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.00 272.10 Td ( were as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 235.60 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 235.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 235.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 207.60 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 207.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 207.60 71.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.60000000000002 m 146.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 235.60000000000002 m 217.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 235.60000000000002 m 288.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 193.60000000000002 m 146.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 193.60000000000002 m 217.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 193.60000000000002 m 288.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 193.60000000000002 m 146.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 179.60000000000002 m 146.5 179.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 193.60000000000002 m 217.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 179.60000000000002 m 217.5 179.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 193.60000000000002 m 288.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 179.60000000000002 m 288.5 179.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 239.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 240.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 240.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.06 Td (Servicing fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.00 226.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 226.05 Td (170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 226.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 226.06 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.06 Td (Late fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 212.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 212.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 198.06 Td (Ancillary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 198.05 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 198.06 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 184.05 Td (Total MSR fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.00 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 184.05 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 184.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 184.06 Td (256) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 156.10 Td (These fees are classified in the Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.10 Td (Income as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.32 144.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 108.67 144.10 Td (evenue.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Re-securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The Company engages in re-securitization transactions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (which debt securities are transferred to a ) Tj ET Q q 0 0 0 rg BT 488.47 725.10 Td (VIE in exchange for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (new beneficial interests. During the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.04 713.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 701.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.44 701.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.44 701.10 Td (, Citi transferred non-agency \(private-label\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (securities with an original par value of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.60 689.10 Td ($138 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 677.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.33 677.10 Td ($244 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.72 677.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 476.38 677.10 Td (, to re-securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (entities. ) Tj ET Q q 0 0 0 rg BT 357.70 665.10 Td (These securities are backed by either residential or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (commercial mortgages and are often structured on behalf of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 629.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.04 629.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (interests in private-label re-securitization transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (structured by Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.46 605.10 Td ($405 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.85 605.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (\(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.60 593.10 Td ($25 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 593.10 Td ( related to re-securitization transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.31 581.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.31 581.10 Td (\), and has been recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 502.54 581.10 Td (T) Tj ET Q q 0 0 0 rg BT 507.55 581.10 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.89 569.10 Td (. Of this amount, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 569.10 Td ($49 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.54 569.10 Td ( was related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (to senior beneficial interests, and approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.66 557.10 Td ($356 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.05 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (was related to subordinated beneficial interests. ) Tj ET Q q 0 0 0 rg BT 515.88 545.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 533.10 Td (, the fair value of Citi-retained interests in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (private-label re-securitization transactions structured by Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.97 509.10 Td ($425 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.36 509.10 Td ( \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.47 509.10 Td ($131 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.86 509.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (related to re-securitization transactions executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.02 497.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.02 497.10 Td (\). Of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (this amount, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.20 485.10 Td ($58 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.59 485.10 Td ( was related to senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (beneficial interests, and approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.44 473.10 Td ($367 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.83 473.10 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (related to subordinated beneficial interests. ) Tj ET Q q 0 0 0 rg BT 498.20 461.10 Td (The original par ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (value of private-label re-securitization transactions in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Citi holds a retained interest as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.91 437.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.51 437.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 425.10 Td ( was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.39 425.10 Td ($5.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.51 425.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.95 425.10 Td ($6.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 413.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 402.77 413.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (The Company also re-securitizes U.S. government-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (guaranteed mortgage-backed \(agency\) securities. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.08 377.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.68 377.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.12 377.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.12 377.10 Td (, Citi transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (agency securities with a fair value of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.92 365.10 Td ($6.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 353.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.55 353.10 Td ($7.4 billion,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.17 353.10 Td ( respectively) Tj ET Q q 0 0 0 rg BT 468.33 353.10 Td (, to re-securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (entities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 329.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.04 329.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (interests in agency re-securitization transactions structured by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.48 305.10 Td ($1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.59 305.10 Td ( \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.69 305.10 Td ($840 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 575.08 305.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (related to re-securitization transactions executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.02 293.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.02 293.10 Td (\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.20 281.10 Td ($1.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.32 281.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.48 281.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.06 281.10 Td ( \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.11 269.10 Td ( related to re-securitization transactions executed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.28 257.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.28 257.10 Td (\), which is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 446.47 257.10 Td (T) Tj ET Q q 0 0 0 rg BT 451.48 257.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.70 257.10 Td (. ) Tj ET Q q 0 0 0 rg BT 543.52 257.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (original fair value of agency re-securitization transactions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (which Citi holds a retained interest as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.85 233.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.45 233.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 221.10 Td ( was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.39 221.10 Td ($75.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 221.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td ($75.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.11 209.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 427.77 209.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 197.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 197.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.04 197.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.48 197.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.06 197.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (Company did not consolidate any private-label or agency re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (securitization entities.) Tj ET Q endstream endobj 347 0 obj <> endobj 348 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (171) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citi-Administered ) Tj ET Q q 0 0 0 rg BT 111.47 749.25 Td (Asset-Backed Commercial Paper Conduits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company is active in the asset-backed commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (conduit business as administrator of several multi-seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (commercial paper conduits and also as a service provider to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (single-seller and other commercial paper conduits sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (by third parties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 677.25 Td (s multi-seller commercial paper conduits are designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (to provide the Company) Tj ET Q q 0 0 0 rg BT 135.71 665.25 Td (s clients access to low-cost funding in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (the commercial paper markets. ) Tj ET Q q 0 0 0 rg BT 161.60 653.25 Td (The conduits purchase assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (from or provide financing facilities to clients and are funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (by issuing commercial paper to third-party investors. ) Tj ET Q q 0 0 0 rg BT 250.21 629.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (conduits generally do not purchase assets originated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 605.25 Td (. ) Tj ET Q q 0 0 0 rg BT 79.06 605.25 Td (The funding of the conduits is facilitated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (liquidity support and credit enhancements provided by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 581.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (As administrator to Citi) Tj ET Q q 0 0 0 rg BT 151.50 569.25 Td (s conduits, the Company is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (generally responsible for selecting and structuring assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (purchased or financed by the conduits, making decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (regarding the funding of the conduits, including determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (the tenor and other features of the commercial paper issued, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (monitoring the quality and performance of the conduits) Tj ET Q q 0 0 0 rg BT 259.92 509.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (assets, and facilitating the operations and cash flows of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (conduits. In return, the Company earns structuring fees from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (customers for individual transactions and earns an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (administration fee from the conduit, which is equal to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (income from the client program and liquidity fees of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (conduit after payment of conduit expenses. ) Tj ET Q q 0 0 0 rg BT 210.49 437.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (administration fee is fairly stable, since most risks and rewards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (of the underlying assets are passed back to the clients. Once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (the asset pricing is negotiated, most ongoing income, costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (fees are relatively stable as a percentage of the conduit) Tj ET Q q 0 0 0 rg BT 257.28 389.25 Td (s size.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (The conduits administered by the Company do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (generally invest in liquid securities that are formally rated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (third parties. ) Tj ET Q q 0 0 0 rg BT 88.86 353.25 Td (The assets are privately negotiated and structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (transactions that are generally designed to be held by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (conduit, rather than actively traded and sold. ) Tj ET Q q 0 0 0 rg BT 216.59 329.25 Td (The yield earned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (by the conduit on each asset is generally tied to the rate on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (commercial paper issued by the conduit, thus passing interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (rate risk to the client. Each asset purchased by the conduit is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (structured with transaction-specific credit enhancement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (features provided by the third-party client seller) Tj ET Q q 0 0 0 rg BT 226.64 269.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (over collateralization, cash and excess spread collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (accounts, direct recourse or third-party guarantees. ) Tj ET Q q 0 0 0 rg BT 241.28 245.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (credit enhancements are sized with the objective of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (approximating a credit rating of ) Tj ET Q q 0 0 0 rg BT 165.13 221.25 Td (A) Tj ET Q q 0 0 0 rg BT 171.80 221.25 Td ( or above, based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 209.25 Td (s internal risk ratings. ) Tj ET Q q 0 0 0 rg BT 166.26 209.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.76 209.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.36 209.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 197.25 Td (, the conduits had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.88 197.25 Td ($32 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 185.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.55 185.25 Td ($32 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.17 185.25 Td ( of purchased assets outstanding, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 173.25 Td (, and had incremental funding commitments with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (clients of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.69 161.25 Td ($14 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.31 161.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.74 161.25 Td ($13.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.86 161.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 149.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (Substantially all of the funding of the conduits is in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (form of short-term commercial paper) Tj ET Q q 0 0 0 rg BT 184.28 125.25 Td (. ) Tj ET Q q 0 0 0 rg BT 188.72 125.25 Td (At the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.32 113.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.91 113.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.35 113.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.94 113.25 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (weighted average remaining lives of the commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (issued by the conduits were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.29 89.25 Td (67 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.12 89.25 Td ( for both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.25 Td (The primary credit enhancement provided to the conduit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (investors is in the form of transaction-specific credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 41.25 Td (enhancements described above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.83 41.25 Td (One) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.49 41.25 Td ( conduit holds only loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (that are fully guaranteed primarily by ) Tj ET Q q 0 0 0 rg BT 475.61 749.10 Td (AAA-rated government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (agencies that support export and development financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (programs. In addition to the transaction-specific credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (enhancements, the conduits, other than the government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (guaranteed loan conduit, have obtained a letter of credit from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 376.95 689.10 Td (, which is equal to at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.04 689.10 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.04 689.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.82 689.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.15 689.10 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (conduit) Tj ET Q q 0 0 0 rg BT 356.77 677.10 Td (s assets with a minimum of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.43 677.10 Td ($200 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.83 677.10 Td (. ) Tj ET Q q 0 0 0 rg BT 524.64 677.10 Td (The letters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (of credit provided by the Company to the conduits total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 653.10 Td ($2.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.37 653.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.81 653.10 Td ($2.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.92 653.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.08 653.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 641.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.44 641.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 641.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 494.68 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 499.50 641.10 Td (The net result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (across multi-seller conduits administered by the Company) Tj ET Q q 0 0 0 rg BT 556.08 629.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (other than the government guaranteed loan conduit, is that, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (the event defaulted assets exceed the transaction-specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (credit enhancements described above, any losses in each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (conduit are allocated first to the Company and then the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (commercial paper investors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.10 Td (The Company also provides the conduits with two forms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (of liquidity agreements that are used to provide funding to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (conduits in the event of a market disruption, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (events. Each asset of the conduits is supported by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (transaction-specific liquidity facility in the form of an asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (purchase agreement \(AP) Tj ET Q q 0 0 0 rg BT 421.37 497.10 Td (A\). Under the ) Tj ET Q q 0 0 0 rg BT 478.58 497.10 Td (AP) Tj ET Q q 0 0 0 rg BT 490.45 497.10 Td (A, the Company has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (generally agreed to purchase non-defaulted eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (receivables from the conduit at par) Tj ET Q q 0 0 0 rg BT 462.55 473.10 Td (. ) Tj ET Q q 0 0 0 rg BT 467.37 473.10 Td (The ) Tj ET Q q 0 0 0 rg BT 484.87 473.10 Td (AP) Tj ET Q q 0 0 0 rg BT 496.73 473.10 Td (A) Tj ET Q q 0 0 0 rg BT 503.40 473.10 Td ( is not generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (designed to provide credit support to the conduit, as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (generally does not permit the purchase of defaulted or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (impaired assets. ) Tj ET Q q 0 0 0 rg BT 389.82 437.10 Td (Any funding under the ) Tj ET Q q 0 0 0 rg BT 482.58 437.10 Td (AP) Tj ET Q q 0 0 0 rg BT 494.45 437.10 Td (A) Tj ET Q q 0 0 0 rg BT 501.12 437.10 Td ( will likely subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (the underlying conduit clients to increased interest costs. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (addition, the Company provides the conduits with program-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (wide liquidity in the form of short-term lending commitments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Under these commitments, the Company has agreed to lend to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (the conduits in the event of a short-term disruption in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (commercial paper market, subject to specified conditions. ) Tj ET Q q 0 0 0 rg BT 557.35 365.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (Company receives fees for providing both types of liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (agreements and considers these fees to be on fair market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (terms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.10 Td (Finally) Tj ET Q q 0 0 0 rg BT 369.69 317.10 Td (, the Company is one of several named dealers in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (the commercial paper issued by the conduits and earns a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (market-based fee for providing such services. ) Tj ET Q q 0 0 0 rg BT 508.10 293.10 Td (Along with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (third-party dealers, the Company makes a market in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (commercial paper and may from time to time fund commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (paper pending sale to a third party) Tj ET Q q 0 0 0 rg BT 459.97 257.10 Td (. On specific dates with less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (liquidity in the market, the Company may hold in inventory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (commercial paper issued by conduits administered by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 221.10 Td (, as well as conduits administered by third parties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (The amount of commercial paper issued by its administered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (conduits held in inventory fluctuates based on market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (conditions and activity) Tj ET Q q 0 0 0 rg BT 414.44 185.10 Td (. ) Tj ET Q q 0 0 0 rg BT 418.89 185.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.39 185.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.99 185.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.43 185.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 173.10 Td (, the Company owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.26 173.10 Td ($14.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.38 173.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.82 173.10 Td ($13.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.93 173.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 161.10 Td (, of the commercial paper issued by its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (administered conduits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 137.10 Td (The asset-backed commercial paper conduits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (consolidated by the Company) Tj ET Q q 0 0 0 rg BT 442.50 125.10 Td (. ) Tj ET Q q 0 0 0 rg BT 447.32 125.10 Td (The Company determined that, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (through its roles as administrator and liquidity provider) Tj ET Q q 0 0 0 rg BT 544.95 113.10 Td (, it had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (the power to direct the activities that most significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (impacted the entities) Tj ET Q q 0 0 0 rg BT 409.34 89.10 Td ( economic performance. ) Tj ET Q q 0 0 0 rg BT 508.55 89.10 Td (These powers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (included its ability to structure and approve the assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (purchased by the conduits, its ongoing surveillance and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (mitigation activities, its ability to sell or repurchase assets out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 41.10 Td (of the conduits, and its liability management. In addition, as a ) Tj ET Q endstream endobj 349 0 obj <> endobj 350 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (result of all the Company) Tj ET Q q 0 0 0 rg BT 140.42 749.10 Td (s involvement described above, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (was concluded that the Company had an economic interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (that could potentially be significant. However) Tj ET Q q 0 0 0 rg BT 218.88 725.10 Td (, the assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (liabilities of the conduits are separate and apart from those of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Citigroup. No assets of any conduit are available to satisfy the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (creditors of Citigroup or any of its other subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (During the second quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.46 677.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.46 677.10 Td (, Citi consolidated the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (government guaranteed loan conduit it administers that was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (previously not consolidated due to changes in the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (risks and design of the conduit that were identified as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (reconsideration event. Citi, as the administrator and liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (provider) Tj ET Q q 0 0 0 rg BT 69.48 617.10 Td (, previously determined it had an economic interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (that could potentially be significant. Upon the reconsideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (event, it was determined that Citi had the power to direct the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (activities that most significantly impacted the conduit) Tj ET Q q 0 0 0 rg BT 253.17 581.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (economic performance. ) Tj ET Q q 0 0 0 rg BT 135.21 569.10 Td (The impact of the consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (resulted in an increase of assets and liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 545.10 Td ($7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.87 545.10 Td ( each and a net pretax gain to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Consolidated Statement of Income of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.17 533.10 Td ($40 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 521.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Collateralized Debt and Loan Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 485.10 Td ( securitized collateralized debt obligation \(CDO\) is a ) Tj ET Q q 0 0 0 rg BT 256.30 485.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (that purchases a pool of assets consisting of asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (securities and synthetic exposures through derivatives on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (asset-backed securities and issues multiple tranches of equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (and notes to investors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 425.10 Td ( cash CDO, or arbitrage CDO, is a CDO designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (take advantage of the dif) Tj ET Q q 0 0 0 rg BT 134.66 413.10 Td (ference between the yield on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (portfolio of selected assets, typically residential mortgage-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (backed securities, and the cost of funding the CDO through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (the sale of notes to investors. Cash flow CDOs are entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (in which the CDO passes on cash flows from a pool of assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (while market value CDOs pay to investors the market value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (of the pool of assets owned by the CDO at maturity) Tj ET Q q 0 0 0 rg BT 241.42 341.10 Td (. In these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (transactions, all of the equity and notes issued by the CDO are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (funded, as the cash is needed to purchase the debt securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 305.10 Td ( synthetic CDO is similar to a cash CDO, except that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (CDO obtains exposure to all or a portion of the referenced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (assets synthetically through derivative instruments, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (credit default swaps. Because the CDO does not need to raise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (cash suf) Tj ET Q q 0 0 0 rg BT 68.31 257.10 Td (ficient to purchase the entire referenced portfolio, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (substantial portion of the senior tranches of risk is typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (passed on to CDO investors in the form of unfunded liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (or derivative instruments. ) Tj ET Q q 0 0 0 rg BT 140.79 221.10 Td (The CDO writes credit protection on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (select referenced debt securities to the Company or third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (parties. Risk is then passed on to the CDO investors in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (form of funded notes or purchased credit protection through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (derivative instruments. ) Tj ET Q q 0 0 0 rg BT 129.59 173.10 Td (Any cash raised from investors is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (invested in a portfolio of collateral securities or investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 76.91 149.10 Td (The collateral is then used to support the obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (of the CDO on the credit default swaps written to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (counterparties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 113.10 Td ( securitized collateralized loan obligation \(CLO\) is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (substantially similar to the CDO transactions described above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (except that the assets owned by the ) Tj ET Q q 0 0 0 rg BT 178.83 89.10 Td (VIE \(either cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (instruments or synthetic exposures through derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (instruments\) are corporate loans and to a lesser extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (corporate bonds, rather than asset-backed debt securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 749.10 Td ( third-party asset manager is typically retained by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (CDO/CLO to select the pool of assets and manage those assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (over the term of the ) Tj ET Q q 0 0 0 rg BT 405.18 725.10 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 426.66 725.10 Td (The Company is the manager for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (limited number of CLO transactions over the term of the ) Tj ET Q q 0 0 0 rg BT 552.65 713.10 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (The Company earns fees for warehousing assets prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the creation of a cash flow or market value CDO/CLO, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (structuring CDOs/CLOs and placing debt securities with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (investors. In addition, the Company has retained interests in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (many of the CDOs/CLOs it has structured and makes a market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (in the issued notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 401.71 629.10 Td (s continuing involvement in synthetic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (CDOs/CLOs generally includes purchasing credit protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (through credit default swaps with the CDO/CLO, owning a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (portion of the capital structure of the CDO/CLO in the form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (both unfunded derivative positions \(primarily super) Tj ET Q q 0 0 0 rg BT 534.59 581.10 Td (-senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (exposures discussed below\) and funded notes, entering into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (interest-rate swap and total-return swap transactions with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (CDO/CLO, lending to the CDO/CLO, and making a market in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (the funded notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.10 Td (Where a CDO/CLO entity issues preferred shares \(or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (subordinated notes that are the equivalent form\), the preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (shares generally represent an insuf) Tj ET Q q 0 0 0 rg BT 462.10 497.10 Td (ficient amount of equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (\(less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.55 485.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.88 485.10 Td (\) and create the presumption that preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (shares are insuf) Tj ET Q q 0 0 0 rg BT 386.02 473.10 Td (ficient to finance the entity) Tj ET Q q 0 0 0 rg BT 496.53 473.10 Td (s activities without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (subordinated financial support. In addition, although the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (preferred shareholders generally have full exposure to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (expected losses on the collateral and uncapped potential to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (receive expected residual returns, they generally do not have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (the ability to make decisions significantly af) Tj ET Q q 0 0 0 rg BT 501.00 413.10 Td (fecting the entity) Tj ET Q q 0 0 0 rg BT 571.53 413.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (financial results because of their limited role in making day-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (to-day decisions and their limited ability to remove the asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (manager) Tj ET Q q 0 0 0 rg BT 357.87 377.10 Td (. Because one or both of the above conditions will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (generally be met, the Company has concluded, even where a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (CDO/CLO entity issued preferred shares, the entity should be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (classified as a ) Tj ET Q q 0 0 0 rg BT 381.85 341.10 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (In general, the asset manager) Tj ET Q q 0 0 0 rg BT 457.93 329.10 Td (, through its ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (purchase and sell assets orwhere the reinvestment period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (a CDO/CLO has expiredthe ability to sell assets, will have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (the power to direct the activities of the entity that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (significantly impact the economic performance of the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (CLO. However) Tj ET Q q 0 0 0 rg BT 385.25 269.10 Td (, where a CDO/CLO has experienced an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (of default or an optional redemption period has gone into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 245.10 Td (fect, the activities of the asset manager may be curtailed and/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (or certain additional rights will generally be provided to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (investors in a CDO/CLO entity) Tj ET Q q 0 0 0 rg BT 448.34 221.10 Td (, including the right to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (the liquidation of the CDO/CLO entity) Tj ET Q q 0 0 0 rg BT 478.61 209.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 197.10 Td (The Company has retained significant portions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (super) Tj ET Q q 0 0 0 rg BT 349.90 185.10 Td (-senior positions issued by certain CDOs. ) Tj ET Q q 0 0 0 rg BT 522.75 185.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (positions are referred to as super) Tj ET Q q 0 0 0 rg BT 458.47 173.10 Td (-senior because they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (represent the most senior positions in the CDO and, at the time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (of structuring, were senior to tranches rated ) Tj ET Q q 0 0 0 rg BT 500.05 149.10 Td (AAA) Tj ET Q q 0 0 0 rg BT 521.16 149.10 Td ( by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (independent rating agencies.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (The Company does not generally have the power to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (the activities of the entity that most significantly impact the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (economic performance of the CDOs/CLOs, as this power is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (generally held by a third-party asset manager of the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (CLO. ) Tj ET Q q 0 0 0 rg BT 348.45 77.10 Td (As such, those CDOs/CLOs are not consolidated. ) Tj ET Q q 0 0 0 rg BT 548.52 77.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (Company may consolidate the CDO/CLO when: \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (Company is the asset manager and no other single investor has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 41.10 Td (the unilateral ability to remove the Company or unilaterally ) Tj ET Q endstream endobj 351 0 obj <> endobj 352 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (cause the liquidation of the CDO/CLO, or the Company is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (the asset manager but has a unilateral right to remove the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (third-party asset manager or unilaterally liquidate the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (CLO and receive the underlying assets, and \(ii\) the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (has economic exposure to the entity that could be potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (significant to the entity) Tj ET Q q 0 0 0 rg BT 127.83 689.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (The Company continues to monitor its involvement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (unconsolidated CDOs/CLOs to assess future consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (risk. For example, if the Company were to acquire additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (interests in these entities and obtain the right, due to an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (of default trigger being met, to unilaterally liquidate or direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (the activities of a CDO/CLO, the Company may be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (consolidate the asset entity) Tj ET Q q 0 0 0 rg BT 142.82 605.10 Td (. For cash CDOs/CLOs, the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (result of such consolidation would be to gross up the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 581.10 Td (s balance sheet by the current fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (securities held by third parties and assets held by the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (CLO, which amounts are not considered material. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (synthetic CDOs/CLOs, the net result of such consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (may reduce the Company) Tj ET Q q 0 0 0 rg BT 141.24 533.10 Td (s balance sheet, because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (intercompany derivative receivables and payables would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (eliminated in consolidation, and other assets held by the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (CLO and the securities held by third parties would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (recognized at their current fair values.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Key ) Tj ET Q q 0 0 0 rg BT 53.87 461.10 Td (Assumptions and Retained Inter) Tj ET Q q 0 0 0 rg BT 181.54 461.10 Td (estsCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 449.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.10 449.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.54 449.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.12 449.10 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (assumptions used to value retained interests in CLOs, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (20% are set forth in the tables below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 388.60 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 388.60 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 388.60 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 388.6 m 209.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 388.6 m 288.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 388.6 m 130.5 388.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 375.6 m 130.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 388.6 m 209.5 388.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 375.6 m 209.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 388.6 m 288.5 388.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 375.6 m 288.5 375.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.70 393.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.10 393.06 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 379.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.50 380.00 Td (1.5% to 1.6%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 379.86 Td (1.5% to 1.6%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 337.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 337.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 311.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 311.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.6 m 205.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 351.6 m 288.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 337.6 m 205.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 337.6 m 288.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.6 m 205.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 324.6 m 288.5 324.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 285.6 m 205.5 285.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 285.6 m 288.5 285.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.40 356.05 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 341.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.45 342.05 Td (CLO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 329.00 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 329.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.40 329.00 Td (1,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 315.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.86 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 303.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.15 303.00 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 303.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 289.86 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 290.00 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 290.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 247.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 247.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 221.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.6 m 205.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 261.6 m 288.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 247.60000000000002 m 205.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 247.60000000000002 m 288.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.60000000000002 m 205.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 234.60000000000002 m 288.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 195.60000000000002 m 205.5 195.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 195.60000000000002 m 288.5 195.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.40 266.05 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 251.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.45 252.05 Td (CLO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 239.00 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 238.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 238.86 Td (1,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 225.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.86 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 212.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 212.86 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 212.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 199.86 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 199.86 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 199.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 172.10 Td (Key ) Tj ET Q q 0 0 0 rg BT 53.87 172.10 Td (Assumptions and Retained Inter) Tj ET Q q 0 0 0 rg BT 181.54 172.10 Td (estsCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 160.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.10 160.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.54 160.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.12 160.10 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.10 Td (assumptions used to value retained interests, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.10 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.10 Td (20% are set forth in the tables below: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 87.60 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 87.60 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 87.60 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 100.60000000000002 m 130.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 100.60000000000002 m 209.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 100.60000000000002 m 288.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 87.60000000000002 m 130.5 87.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 87.60000000000002 m 209.5 87.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 87.60000000000002 m 288.5 87.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 74.60000000000002 m 130.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 74.60000000000002 m 209.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 74.60000000000002 m 288.5 74.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.20 105.00 Td (March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.70 92.00 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.95 92.00 Td (CLOs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 78.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 137.75 79.00 Td ( 44.3% to 48.7%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.75 79.00 Td ( 4.5% to 5.0%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 729.50 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 729.50 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 729.50 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 742.5 m 418.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 742.5 m 497.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 742.5 m 576.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 729.5 m 418.5 729.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 729.5 m 497.5 729.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 729.5 m 576.5 729.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 716.5 m 418.5 716.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 716.5 m 497.5 716.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 716.5 m 576.5 716.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.70 746.90 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.70 733.90 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.95 733.90 Td (CLOs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 720.76 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.25 720.76 Td ( 44.3% to 48.7%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.25 720.76 Td ( 4.5% to 5.0%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 678.50 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 678.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 678.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 651.50 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 651.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 651.50 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 692.5 m 468.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 692.5 m 522.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 692.5 m 576.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 678.5 m 468.5 678.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 678.5 m 522.5 678.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 678.5 m 576.5 678.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 664.5 m 468.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 664.5 m 522.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 664.5 m 576.5 664.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 623.5 m 468.5 623.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 623.5 m 522.5 623.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 623.5 m 576.5 623.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.20 696.95 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 682.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.20 682.95 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.45 682.95 Td (CLOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 668.95 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 668.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.15 668.95 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 668.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 668.95 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 655.76 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 641.96 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 641.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.15 641.95 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.65 641.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 641.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 641.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 627.96 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.15 627.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.65 627.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 627.95 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 585.50 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 585.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 585.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 558.50 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 558.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 558.50 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 599.5 m 468.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 599.5 m 522.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 599.5 m 576.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 585.5 m 468.5 585.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 585.5 m 522.5 585.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 585.5 m 576.5 585.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 571.5 m 468.5 571.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 571.5 m 522.5 571.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 571.5 m 576.5 571.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 530.5 m 468.5 530.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 530.5 m 522.5 530.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 530.5 m 576.5 530.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.70 603.95 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 589.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.20 589.95 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.45 589.95 Td (CLOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 575.95 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 575.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.65 575.96 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 575.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 575.96 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 562.76 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 548.96 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 548.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.15 548.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.65 548.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 548.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 548.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 534.96 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.15 534.96 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.65 534.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 534.96 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 519.00 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 507.00 Td (Asset-Based Financing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 495.00 Td (The Company provides loans and other forms of financing to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 483.00 Td (VIEs that hold assets. ) Tj ET Q q 0 0 0 rg BT 412.97 483.00 Td (Those loans are subject to the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 471.00 Td (credit approvals as all other loans originated or purchased by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 459.00 Td (the Company) Tj ET Q q 0 0 0 rg BT 376.95 459.00 Td (. Financings in the form of debt securities or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 447.00 Td (derivatives are, in most circumstances, reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 527.54 447.00 Td (T) Tj ET Q q 0 0 0 rg BT 532.55 447.00 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 435.00 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 435.00 Td ( and accounted for at fair value through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 423.00 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 362.70 423.00 Td (The Company generally does not have the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 411.00 Td (direct the activities that most significantly impact these ) Tj ET Q q 0 0 0 rg BT 547.09 411.00 Td (VIEs) Tj ET Q q 0 0 0 rg BT 570.23 411.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 399.00 Td (economic performance and thus it does not consolidate them.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 375.00 Td (Asset-Based FinancingCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 363.00 Td (The primary types of Citicorp) Tj ET Q q 0 0 0 rg BT 446.19 363.00 Td (s asset-based financings, total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 351.00 Td (assets of the unconsolidated ) Tj ET Q q 0 0 0 rg BT 438.24 351.00 Td (VIEs with significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 339.00 Td (involvement and the Company) Tj ET Q q 0 0 0 rg BT 449.81 339.00 Td (s maximum exposure to loss at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 327.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.60 327.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.04 327.00 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.62 327.00 Td ( are shown below) Tj ET Q q 0 0 0 rg BT 555.23 327.00 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 315.00 Td (the Company to realize the maximum loss, the ) Tj ET Q q 0 0 0 rg BT 512.39 315.00 Td (VIE \(borrower\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 303.00 Td (would have to default with no recovery from the assets held by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 291.00 Td (the ) Tj ET Q q 0 0 0 rg BT 338.54 291.00 Td (VIE.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 226.50 125.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 226.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 226.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 201.50 125.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 201.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 201.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 177.50 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 177.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 177.50 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 267.5 m 449.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 267.5 m 514.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 267.5 m 579.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 226.5 m 449.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 226.5 m 514.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 226.5 m 579.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 177.5 m 449.5 177.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 177.5 m 514.5 177.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 177.5 m 579.5 177.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 164.5 m 449.5 164.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 164.5 m 514.5 164.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 164.5 m 579.5 164.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.20 271.90 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 230.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 250.12 Td (T) Tj ET Q q 0 0 0 rg BT 476.83 250.12 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.32 250.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 240.12 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.47 240.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.35 230.95 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 258.07 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.49 258.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.45 248.07 Td (exposur) Tj ET Q q 0 0 0 rg BT 554.79 248.07 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.53 248.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.45 238.90 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.70 229.90 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 217.90 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 205.76 Td (Commercial and other real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 205.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 205.90 Td (14.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 205.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.75 205.90 Td (5.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 192.76 Td (Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 192.90 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.75 192.90 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 180.76 Td (Airplanes, ships and other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 180.90 Td (26.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.25 180.90 Td (13.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 168.90 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 168.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 168.90 Td (43.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 168.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.25 168.90 Td (20.9) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 100.50 125.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 100.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 100.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 75.50 125.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 75.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 75.50 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 51.50 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 51.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 51.50 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 141.5 m 449.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 141.5 m 514.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 141.5 m 579.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 100.5 m 449.5 100.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 100.5 m 514.5 100.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 100.5 m 579.5 100.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 100.5 m 449.5 100.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 100.5 m 514.5 100.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 100.5 m 579.5 100.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 51.5 m 449.5 51.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 51.5 m 514.5 51.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 51.5 m 579.5 51.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 51.5 m 449.5 51.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 38.5 m 449.5 38.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 51.5 m 514.5 51.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 38.5 m 514.5 38.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 51.5 m 579.5 51.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 38.5 m 579.5 38.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.70 145.90 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 104.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 124.12 Td (T) Tj ET Q q 0 0 0 rg BT 476.83 124.12 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.32 124.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 114.12 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.47 114.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.35 104.95 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 132.07 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.49 132.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.45 122.07 Td (exposur) Tj ET Q q 0 0 0 rg BT 554.79 122.07 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.53 122.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.45 112.90 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.70 103.90 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 91.90 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 79.76 Td (Commercial and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 79.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 79.76 Td (14.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 79.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 79.76 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 66.76 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 66.76 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 66.76 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 54.76 Td (Airplanes, ships and other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 54.76 Td (28.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.25 54.76 Td (13.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 42.90 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 42.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 42.76 Td (44.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 42.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.25 42.76 Td (18.9) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 353 0 obj <> endobj 354 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (information related to asset-based financings for the quarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.38 725.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.98 725.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.41 725.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.41 725.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 677.60 152.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.50 677.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 677.60 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 691.6 m 188.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 691.6 m 238.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 691.6 m 288.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 677.6 m 188.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 691.6 m 238.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 677.6 m 238.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 691.6 m 288.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 677.6 m 288.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 677.6 m 288.5 677.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 641.6 m 188.5 641.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 641.6 m 238.5 641.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 641.6 m 288.5 641.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.05 705.05 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.20 696.05 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 682.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.00 682.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 668.06 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 668.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.75 668.05 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 668.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.86 Td (Cash flows received on retained interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 645.86 Td (and other net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 646.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.00 646.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 646.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 646.06 Td (0.3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 618.10 Td (The key assumption used to value retained interests, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 606.10 Td (the sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 594.10 Td (20% are set forth in the tables below for the following periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 582.10 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.60 128.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 549.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 549.60 64.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 549.6 m 288.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.6 m 164.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 549.6 m 224.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 549.6 m 288.5 549.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 523.6 m 164.5 523.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 164.5 523.6 m 224.5 523.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 224.5 523.6 m 288.5 523.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.30 563.00 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.00 554.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.75 562.86 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 553.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 540.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 541.00 Td (1.0% to 3.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.60 540.86 Td (3.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.86 Td (Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.85 528.00 Td (2.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.60 527.86 Td (3.0%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 477.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 477.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 451.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 451.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 499.6 m 205.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 499.6 m 288.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 477.6 m 205.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 477.6 m 288.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.6 m 205.5 464.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 464.6 m 288.5 464.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.6 m 205.5 425.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 425.6 m 288.5 425.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.40 504.05 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 481.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.45 491.00 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.95 482.00 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 469.00 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 469.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.40 469.00 Td (1,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.86 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 443.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 443.00 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 443.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.86 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 430.00 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 430.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 379.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 379.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 353.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 353.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 401.6 m 205.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 401.6 m 288.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 379.6 m 205.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 379.6 m 288.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 366.6 m 205.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 366.6 m 288.5 366.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 327.6 m 205.5 327.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 327.6 m 288.5 327.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.40 406.05 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 383.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.45 393.00 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.95 384.00 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 371.00 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 370.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 370.86 Td (1,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.86 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 344.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 344.86 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 344.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.86 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 331.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 331.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 304.10 Td (Asset-Based FinancingCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.10 Td (The primary types of Citi Holdings) Tj ET Q q 0 0 0 rg BT 179.40 292.10 Td ( asset-based financing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.10 Td (total assets of the unconsolidated ) Tj ET Q q 0 0 0 rg BT 170.51 280.10 Td (VIEs with significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.10 Td (involvement and the Company) Tj ET Q q 0 0 0 rg BT 161.81 268.10 Td (s maximum exposure to loss at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 256.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 256.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 256.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 256.10 Td ( are shown below) Tj ET Q q 0 0 0 rg BT 267.23 256.10 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.10 Td (the Company to realize the maximum loss, the ) Tj ET Q q 0 0 0 rg BT 224.39 244.10 Td (VIE \(borrower\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.10 Td (would have to default with no recovery from the assets held by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 220.10 Td (VIE.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 154.60 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 154.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 154.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 128.60 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 128.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 128.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 102.60 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 102.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 102.60 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 196.60000000000002 m 161.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 196.60000000000002 m 226.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 196.60000000000002 m 291.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 154.60000000000002 m 161.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 154.60000000000002 m 226.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 154.60000000000002 m 291.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 102.60000000000002 m 161.5 102.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 102.60000000000002 m 226.5 102.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 102.60000000000002 m 291.5 102.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 89.60000000000002 m 161.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 89.60000000000002 m 226.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 89.60000000000002 m 291.5 89.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.20 201.00 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 158.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.65 178.22 Td (T) Tj ET Q q 0 0 0 rg BT 188.83 178.22 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.32 178.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.45 168.22 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.47 168.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.35 159.05 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 187.17 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.49 187.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.45 177.17 Td (exposur) Tj ET Q q 0 0 0 rg BT 266.79 177.17 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.53 177.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.45 168.00 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.70 159.00 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 146.00 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 132.86 Td (Commercial and other real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 133.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 133.00 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 133.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 133.00 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 119.86 Td (Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 120.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 120.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 106.86 Td (Airplanes, ships and other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 107.00 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 107.00 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 94.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 94.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 94.00 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 94.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 94.00 Td (0.7) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 700.50 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 700.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 700.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 674.50 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 674.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 674.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 648.50 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 648.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 648.50 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 742.5 m 449.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 742.5 m 514.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 742.5 m 579.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 700.5 m 449.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 700.5 m 514.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 700.5 m 579.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 648.5 m 449.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 648.5 m 514.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 648.5 m 579.5 648.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 635.5 m 449.5 635.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 635.5 m 514.5 635.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 635.5 m 579.5 635.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.70 746.90 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 704.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 724.12 Td (T) Tj ET Q q 0 0 0 rg BT 476.83 724.12 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.32 724.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 714.12 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.47 714.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.35 704.95 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 733.07 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.49 733.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.45 723.07 Td (exposur) Tj ET Q q 0 0 0 rg BT 554.79 723.07 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.53 723.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.45 713.90 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.70 704.90 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 691.90 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 678.76 Td (Commercial and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 678.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 678.76 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 678.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 678.76 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 665.76 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 665.76 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 665.76 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 652.76 Td (Airplanes, ships and other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 652.76 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 652.76 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 639.90 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 639.76 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 639.76 Td (0.9) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 612.00 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 600.00 Td (information related to asset-based financings for the quarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 588.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.38 588.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.98 588.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.41 588.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.41 588.00 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 540.50 152.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 540.50 50.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 540.50 50.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 554.5 m 476.5 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 554.5 m 526.5 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 554.5 m 576.5 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 540.5 m 476.5 540.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 554.5 m 526.5 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 540.5 m 526.5 540.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 554.5 m 576.5 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 540.5 m 576.5 540.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 518.5 m 476.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 518.5 m 526.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 518.5 m 576.5 518.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.05 567.95 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.20 558.95 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 544.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 544.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 544.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 531.76 Td (Cash flows received on retained interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 522.76 Td (and other net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 522.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 522.95 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 522.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 522.96 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 495.00 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 495.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.10 495.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.54 495.00 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.12 495.00 Td (, the ef) Tj ET Q q 0 0 0 rg BT 543.43 495.00 Td (fects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 483.00 Td (adverse changes of 10% and 20% in the discount rate used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 471.00 Td (determine the fair value of retained interests are set forth in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 459.00 Td (tables below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 412.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 412.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 386.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 386.50 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 434.5 m 493.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 434.5 m 576.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 412.5 m 493.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 412.5 m 576.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 399.5 m 493.5 399.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 399.5 m 576.5 399.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 360.5 m 493.5 360.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 360.5 m 576.5 360.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.40 438.95 Td (March 31, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 416.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.45 425.90 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.95 416.90 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 403.90 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 403.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 403.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 390.76 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 377.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 377.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 377.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 364.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 364.90 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 314.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 314.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 288.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 288.50 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 336.5 m 493.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 336.5 m 576.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 314.5 m 493.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 314.5 m 576.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 301.5 m 493.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 301.5 m 576.5 301.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 262.5 m 493.5 262.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 262.5 m 576.5 262.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.40 340.95 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 318.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.45 327.90 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.95 318.90 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 305.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 305.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 305.76 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 292.76 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 279.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 279.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 279.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 266.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 266.76 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 355 0 obj <> endobj 356 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (175) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Municipal Securities T) Tj ET Q q 0 0 0 rg BT 129.54 749.25 Td (ender Option Bond \(T) Tj ET Q q 0 0 0 rg BT 220.19 749.25 Td (OB\) T) Tj ET Q q 0 0 0 rg BT 245.65 749.25 Td (rusts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 737.25 Td (OB trusts hold fixed- and floating-rate, taxable and tax-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (exempt securities issued by state and local governments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (municipalities. ) Tj ET Q q 0 0 0 rg BT 97.47 713.25 Td (The trusts are typically single-issuer trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (whose assets are purchased from the Company or from other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (investors in the municipal securities market. ) Tj ET Q q 0 0 0 rg BT 214.94 689.25 Td (The ) Tj ET Q q 0 0 0 rg BT 232.81 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 238.73 689.25 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (fund the purchase of their assets by issuing long-term, putable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (floating rate certificates \(Floaters\) and residual certificates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (\(Residuals\). ) Tj ET Q q 0 0 0 rg BT 86.37 653.25 Td (The trusts are referred to as ) Tj ET Q q 0 0 0 rg BT 198.35 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.28 653.25 Td (OB trusts because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (the Floater holders have the ability to tender their interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (periodically back to the issuing trust, as described further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 617.25 Td (. ) Tj ET Q q 0 0 0 rg BT 64.61 617.25 Td (The Floaters and Residuals evidence beneficial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (ownership interests in, and are collateralized by) Tj ET Q q 0 0 0 rg BT 226.11 605.25 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (underlying assets of the trust. ) Tj ET Q q 0 0 0 rg BT 155.80 593.25 Td (The Floaters are held by third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (party investors, typically tax-exempt money market funds. ) Tj ET Q q 0 0 0 rg BT 272.15 581.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Residuals are typically held by the original owner of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (municipal securities being financed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (The Floaters and the Residuals have a tenor that is equal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (to or shorter than the tenor of the underlying municipal bonds. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (The Residuals entitle their holders to the residual cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (from the issuing trust, the interest income generated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (underlying municipal securities net of interest paid on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Floaters, and trust expenses. ) Tj ET Q q 0 0 0 rg BT 151.35 485.25 Td (The Residuals are rated based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (the long-term rating of the underlying municipal bond. ) Tj ET Q q 0 0 0 rg BT 257.16 473.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (Floaters bear variable interest rates that are reset periodically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (to a new market rate based on a spread to a high grade, short-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (term, tax-exempt index. ) Tj ET Q q 0 0 0 rg BT 133.84 437.25 Td (The Floaters have a long-term rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (based on the long-term rating of the underlying municipal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (bond and a short-term rating based on that of the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (provider to the trust.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (There are two kinds of ) Tj ET Q q 0 0 0 rg BT 146.84 389.25 Td (T) Tj ET Q q 0 0 0 rg BT 152.77 389.25 Td (OB trusts: customer ) Tj ET Q q 0 0 0 rg BT 235.08 389.25 Td (T) Tj ET Q q 0 0 0 rg BT 241.01 389.25 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (and non-customer ) Tj ET Q q 0 0 0 rg BT 110.24 377.25 Td (T) Tj ET Q q 0 0 0 rg BT 116.17 377.25 Td (OB trusts. Customer ) Tj ET Q q 0 0 0 rg BT 200.44 377.25 Td (T) Tj ET Q q 0 0 0 rg BT 206.37 377.25 Td (OB trusts are trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (through which customers finance their investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (municipal securities. ) Tj ET Q q 0 0 0 rg BT 121.07 353.25 Td (The Residuals are held by customers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (the Floaters by third-party investors, typically tax-exempt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (money market funds. Non-customer ) Tj ET Q q 0 0 0 rg BT 182.73 329.25 Td (T) Tj ET Q q 0 0 0 rg BT 188.66 329.25 Td (OB trusts are trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (through which the Company finances its own investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (municipal securities. In such trusts, the Company holds the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (Residuals, and third-party investors, typically tax-exempt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (money market funds, hold the Floaters.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 269.25 Td (The Company serves as remarketing agent to the trusts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (placing the Floaters with third-party investors at inception, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (facilitating the periodic reset of the variable rate of interest on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (the Floaters, and remarketing any tendered Floaters. If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (Floaters are tendered and the Company \(in its role as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (remarketing agent\) is unable to find a new investor within a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (specified period of time, it can declare a failed remarketing, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (which case the trust is unwound. ) Tj ET Q q 0 0 0 rg BT 168.85 185.25 Td (The Company may) Tj ET Q q 0 0 0 rg BT 244.85 185.25 Td (, but is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (obligated to, buy the Floaters into its own inventory) Tj ET Q q 0 0 0 rg BT 242.83 173.25 Td (. ) Tj ET Q q 0 0 0 rg BT 247.65 173.25 Td (The level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 161.25 Td (s inventory of Floaters fluctuates over time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 149.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.10 149.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.54 149.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.12 149.25 Td (, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.72 137.25 Td ($93 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.11 137.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.55 137.25 Td ($176 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.94 137.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 225.60 137.25 Td (, of Floaters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (related to both customer and non-customer ) Tj ET Q q 0 0 0 rg BT 209.66 125.25 Td (T) Tj ET Q q 0 0 0 rg BT 215.58 125.25 Td (OB trusts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.25 Td (For certain non-customer trusts, the Company also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (provides credit enhancement. ) Tj ET Q q 0 0 0 rg BT 155.40 101.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.90 101.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.50 101.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 89.25 Td ( approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.34 89.25 Td ($226 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.73 89.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.17 89.25 Td ($230 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 77.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 117.55 77.25 Td (, of the municipal bonds owned by ) Tj ET Q q 0 0 0 rg BT 258.46 77.25 Td (T) Tj ET Q q 0 0 0 rg BT 264.39 77.25 Td (OB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (trusts have a credit guarantee provided by the Company) Tj ET Q q 0 0 0 rg BT 258.61 65.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 53.25 Td (The Company provides liquidity to many of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 41.25 Td (outstanding trusts. If a trust is unwound early due to an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (other than a credit event on the underlying municipal bond, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (underlying municipal bonds are sold in the market. If there is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (shortfall in the trust) Tj ET Q q 0 0 0 rg BT 405.38 725.10 Td (s cash flows between the redemption price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (of the tendered Floaters and the proceeds from the sale of the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (underlying municipal bonds, the trust draws on a liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (agreement in an amount equal to the shortfall. For customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 677.10 Td (OBs where the Residual is less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.74 677.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.07 677.10 Td ( of the trust) Tj ET Q q 0 0 0 rg BT 542.67 677.10 Td (s capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (structure, the Company has a reimbursement agreement with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the Residual holder under which the Residual holder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (reimburses the Company for any payment made under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (liquidity arrangement. ) Tj ET Q q 0 0 0 rg BT 415.18 629.10 Td (Through this reimbursement agreement, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (the Residual holder remains economically exposed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (fluctuations in value of the underlying municipal bonds. ) Tj ET Q q 0 0 0 rg BT 550.72 605.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (reimbursement agreements are generally subject to daily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (mar) Tj ET Q q 0 0 0 rg BT 339.37 581.10 Td (gining based on changes in value of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (municipal bond. In cases where a third party provides liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (to a non-customer ) Tj ET Q q 0 0 0 rg BT 398.52 557.10 Td (T) Tj ET Q q 0 0 0 rg BT 404.45 557.10 Td (OB trust, a similar reimbursement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (arrangement is made whereby the Company \(or a consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (subsidiary of the Company\) as Residual holder absorbs any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (losses incurred by the liquidity provider) Tj ET Q q 0 0 0 rg BT 483.14 521.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 509.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.10 509.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.54 509.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.12 509.10 Td (, liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (agreements provided with respect to customer ) Tj ET Q q 0 0 0 rg BT 510.43 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 516.35 497.10 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.71 485.10 Td ($3.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.83 485.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.26 485.10 Td ($3.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.38 485.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 518.04 485.10 Td (, of which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td ($2.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.11 473.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.55 473.10 Td ($2.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.67 473.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 488.33 473.10 Td (, were of) Tj ET Q q 0 0 0 rg BT 523.40 473.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (reimbursement agreements. For the remaining exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (related to ) Tj ET Q q 0 0 0 rg BT 363.80 449.10 Td (T) Tj ET Q q 0 0 0 rg BT 369.73 449.10 Td (OB transactions, where the Residual owned by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (customer was at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.75 437.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.08 437.10 Td ( of the bond value at the inception ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (of the transaction, no reimbursement agreement was executed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (The Company also provides other liquidity agreements or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (letters of credit to customer) Tj ET Q q 0 0 0 rg BT 433.76 401.10 Td (-sponsored municipal investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (funds, which are not variable interest entities, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (municipality-related issuers that totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.51 377.10 Td ($7.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.62 377.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.06 377.10 Td ($5.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 365.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.27 365.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.87 365.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.31 365.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.89 365.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 353.10 Td (. ) Tj ET Q q 0 0 0 rg BT 376.48 353.10 Td (These liquidity agreements and letters of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (are of) Tj ET Q q 0 0 0 rg BT 346.86 341.10 Td (fset by reimbursement agreements with various term-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (provisions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.10 Td (The Company considers the customer and non-customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 305.10 Td (OB trusts to be ) Tj ET Q q 0 0 0 rg BT 392.53 305.10 Td (VIEs. Customer ) Tj ET Q q 0 0 0 rg BT 459.28 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 465.21 305.10 Td (OB trusts are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (consolidated by the Company) Tj ET Q q 0 0 0 rg BT 442.50 293.10 Td (. ) Tj ET Q q 0 0 0 rg BT 447.32 293.10 Td (The Company has concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (that the power to direct the activities that most significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (impact the economic performance of the customer ) Tj ET Q q 0 0 0 rg BT 527.34 269.10 Td (T) Tj ET Q q 0 0 0 rg BT 533.27 269.10 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (is primarily held by the customer Residual holder) Tj ET Q q 0 0 0 rg BT 521.61 257.10 Td (, which may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (unilaterally cause the sale of the trust) Tj ET Q q 0 0 0 rg BT 475.61 245.10 Td (s bonds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 233.10 Td (Non-customer ) Tj ET Q q 0 0 0 rg BT 401.53 233.10 Td (T) Tj ET Q q 0 0 0 rg BT 407.45 233.10 Td (OB trusts generally are consolidated. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (Similar to customer ) Tj ET Q q 0 0 0 rg BT 405.20 221.10 Td (T) Tj ET Q q 0 0 0 rg BT 411.12 221.10 Td (OB trusts, the Company has concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (that the power over the non-customer ) Tj ET Q q 0 0 0 rg BT 475.99 209.10 Td (T) Tj ET Q q 0 0 0 rg BT 481.92 209.10 Td (OB trusts is primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (held by the Residual holder) Tj ET Q q 0 0 0 rg BT 433.58 197.10 Td (, which may unilaterally cause the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (sale of the trust) Tj ET Q q 0 0 0 rg BT 388.15 185.10 Td (s bonds. Because the Company holds the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (Residual interest, and thus has the power to direct the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (activities that most significantly impact the trust) Tj ET Q q 0 0 0 rg BT 519.52 161.10 Td (s economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (performance, it consolidates the non-customer ) Tj ET Q q 0 0 0 rg BT 511.53 149.10 Td (T) Tj ET Q q 0 0 0 rg BT 517.46 149.10 Td (OB trusts.) Tj ET Q endstream endobj 357 0 obj <> endobj 358 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (176) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Municipal Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Municipal investment transactions include debt and equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (interests in partnerships that finance the construction and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (rehabilitation of low-income housing, facilitate lending in new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (or underserved markets, or finance the construction or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (operation of renewable municipal ener) Tj ET Q q 0 0 0 rg BT 190.19 689.25 Td (gy facilities. ) Tj ET Q q 0 0 0 rg BT 241.94 689.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Company generally invests in these partnerships as a limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (partner and earns a return primarily through the receipt of tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (credits and grants earned from the investments made by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (partnership. ) Tj ET Q q 0 0 0 rg BT 85.80 641.25 Td (The Company may also provide construction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (loans or permanent loans for the development or operations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (real estate properties held by partnerships. ) Tj ET Q q 0 0 0 rg BT 207.15 617.25 Td (These entities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (generally considered ) Tj ET Q q 0 0 0 rg BT 121.34 605.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 146.71 605.25 Td (The power to direct the activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (of these entities is typically held by the general partner) Tj ET Q q 0 0 0 rg BT 254.54 593.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 85.34 581.25 Td (, these entities are not consolidated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 569.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Client Intermediation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Client intermediation transactions represent a range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (transactions designed to provide investors with specified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (returns based on the returns of an underlying security) Tj ET Q q 0 0 0 rg BT 248.62 509.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (referenced asset or index. ) Tj ET Q q 0 0 0 rg BT 140.49 497.25 Td (These transactions include credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (linked notes and equity-linked notes. In these transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (VIE typically obtains exposure to the underlying security) Tj ET Q q 0 0 0 rg BT 264.46 473.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (referenced asset or index through a derivative instrument, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (as a total-return swap or a credit-default swap. In turn the ) Tj ET Q q 0 0 0 rg BT 267.95 449.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (issues notes to investors that pay a return based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (specified underlying security) Tj ET Q q 0 0 0 rg BT 151.42 425.25 Td (, referenced asset or index. ) Tj ET Q q 0 0 0 rg BT 260.91 425.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (VIE invests the proceeds in a financial asset or a guaranteed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (insurance contract that serves as collateral for the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (contract over the term of the transaction. ) Tj ET Q q 0 0 0 rg BT 200.75 389.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 260.46 389.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (involvement in these transactions includes being the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (counterparty to the ) Tj ET Q q 0 0 0 rg BT 113.85 365.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 133.29 365.25 Td (s derivative instruments and investing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (in a portion of the notes issued by the ) Tj ET Q q 0 0 0 rg BT 188.29 353.25 Td (VIE. In certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (transactions, the investor) Tj ET Q q 0 0 0 rg BT 136.07 341.25 Td () Tj ET Q q 0 0 0 rg BT 138.85 341.25 Td (s maximum risk of loss is limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (and the Company absorbs risk of loss above a specified level. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (The Company does not have the power to direct the activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (of the ) Tj ET Q q 0 0 0 rg BT 61.37 305.25 Td (VIEs that most significantly impact their economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (performance and thus it does not consolidate them.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 281.25 Td (s maximum risk of loss in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (transactions is defined as the amount invested in notes issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (by the ) Tj ET Q q 0 0 0 rg BT 63.04 257.25 Td (VIE and the notional amount of any risk of loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (absorbed by the Company through a separate instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (issued by the ) Tj ET Q q 0 0 0 rg BT 90.54 233.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 112.02 233.25 Td (The derivative instrument held by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (Company may generate a receivable from the ) Tj ET Q q 0 0 0 rg BT 220.46 221.25 Td (VIE \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (example, where the Company purchases credit protection from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 197.25 Td (VIE in connection with the ) Tj ET Q q 0 0 0 rg BT 161.16 197.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 180.60 197.25 Td (s issuance of a credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (linked note\), which is collateralized by the assets owned by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 173.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 72.02 173.25 Td (These derivative instruments are not considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (variable interests and any associated receivables are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (included in the calculation of maximum exposure to the ) Tj ET Q q 0 0 0 rg BT 261.59 149.25 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (The proceeds from new securitizations related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 125.25 Td (s client intermediation transactions for the quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.38 113.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.98 113.25 Td ( totaled approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.45 113.25 Td (0.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.56 113.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Investment Funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The Company is the investment manager for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (investment funds and retirement funds that invest in various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (asset classes including private equity) Tj ET Q q 0 0 0 rg BT 471.09 713.25 Td (, hedge funds, real estate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (fixed income and infrastructure. ) Tj ET Q q 0 0 0 rg BT 454.60 701.25 Td (The Company earns a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (management fee, which is a percentage of capital under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (management, and may earn performance fees. In addition, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (some of these funds the Company has an ownership interest in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (the investment funds. ) Tj ET Q q 0 0 0 rg BT 412.14 653.25 Td (The Company has also established a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (number of investment funds as opportunities for qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (employees to invest in private equity investments. ) Tj ET Q q 0 0 0 rg BT 526.56 629.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (Company acts as investment manager to these funds and may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (provide employees with financing on both recourse and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (recourse bases for a portion of the employees) Tj ET Q q 0 0 0 rg BT 507.91 593.25 Td ( investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (commitments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.25 Td (The Company has determined that a majority of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (investment entities managed by Citigroup are provided a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (deferral from the requirements of SF) Tj ET Q q 0 0 0 rg BT 470.15 545.25 Td (AS 167, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 505.44 545.25 Td (Amendments to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (F) Tj ET Q q 0 0 0 rg BT 328.82 533.25 Td (ASB Interpr) Tj ET Q q 0 0 0 rg BT 376.50 533.25 Td (etation No. 46\(R\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.21 533.25 Td (, because they meet the criteria ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (in ) Tj ET Q q 0 0 0 rg BT 333.73 521.25 Td (Accounting Standards Update No. 2010-10, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 511.75 521.25 Td (Consolidation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (\(T) Tj ET Q q 0 0 0 rg BT 331.97 509.25 Td (opic 810\), ) Tj ET Q q 0 0 0 rg BT 374.84 509.25 Td (Amendments for Certain Investment Funds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.98 509.25 Td (\(ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (2010-10\). ) Tj ET Q q 0 0 0 rg BT 365.48 497.25 Td (These entities continue to be evaluated under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (requirements of ) Tj ET Q q 0 0 0 rg BT 388.98 485.25 Td (ASC 810-10, prior to the implementation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (SF) Tj ET Q q 0 0 0 rg BT 334.38 473.25 Td (AS 167 \(FIN 46\(R\), ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 417.44 473.25 Td (Consolidation of V) Tj ET Q q 0 0 0 rg BT 491.89 473.25 Td (ariable Inter) Tj ET Q q 0 0 0 rg BT 542.34 473.25 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.55 461.25 Td (\), which required that a ) Tj ET Q q 0 0 0 rg BT 449.89 461.25 Td (VIE be consolidated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (party with a variable interest that will absorb a majority of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (entity) Tj ET Q q 0 0 0 rg BT 349.55 437.25 Td (s expected losses or residual returns, or both.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 413.25 Td (rust Preferred Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (The Company has previously raised financing through the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (issuance of trust preferred securities. In these transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (Company forms a statutory business trust and owns all of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (voting equity shares of the trust. ) Tj ET Q q 0 0 0 rg BT 455.19 365.25 Td (The trust issues preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (equity securities to third-party investors and invests the gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (proceeds in junior subordinated deferrable interest debentures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (issued by the Company) Tj ET Q q 0 0 0 rg BT 416.95 329.25 Td (. ) Tj ET Q q 0 0 0 rg BT 421.77 329.25 Td (The trusts have no assets, operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (revenues or cash flows other than those related to the issuance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (administration and repayment of the preferred equity securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (held by third-party investors. Obligations of the trusts are fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (and unconditionally guaranteed by the Company) Tj ET Q q 0 0 0 rg BT 518.02 281.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.25 Td (Because the sole asset of each of the trusts is a receivable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (from the Company and the proceeds to the Company from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (receivable exceed the Company) Tj ET Q q 0 0 0 rg BT 454.21 245.25 Td (s investment in the ) Tj ET Q q 0 0 0 rg BT 531.80 245.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 551.24 245.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (equity shares, the Company is not permitted to consolidate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (trusts, even though it owns all of the voting equity shares of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (the trust, has fully guaranteed the trusts) Tj ET Q q 0 0 0 rg BT 484.05 209.25 Td ( obligations, and has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (the right to redeem the preferred securities in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 385.46 185.25 Td (The Company recognizes the subordinated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (debentures on its Consolidated Balance Sheet as long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (liabilities. For additional information, see Note 17 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (Consolidated Financial Statements.) Tj ET Q endstream endobj 359 0 obj <> endobj 360 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (177) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (21.DERIV) Tj ET Q q 0 0 0 rg BT 86.94 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 93.42 749.25 Td (TIVES ) Tj ET Q q 0 0 0 rg BT 125.38 749.25 Td (ACTIVITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (In the ordinary course of business, Citigroup enters into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (various types of derivative transactions. ) Tj ET Q q 0 0 0 rg BT 197.44 717.25 Td (These derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (transactions include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 688.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 688.25 Td (Futur) Tj ET Q q 0 0 0 rg BT 76.41 688.25 Td (es and forwar) Tj ET Q q 0 0 0 rg BT 131.60 688.25 Td (d contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.81 688.25 Td ( which are commitments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.25 Td (buy or sell at a future date a financial instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.25 Td (commodity or currency at a contracted price and may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.25 Td (settled in cash or through delivery) Tj ET Q q 0 0 0 rg BT 189.70 652.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 640.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 640.25 Td (Swap contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.89 640.25 Td ( which are commitments to settle in cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.25 Td (at a future date or dates that may range from a few days to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.25 Td (a number of years, based on dif) Tj ET Q q 0 0 0 rg BT 179.61 616.25 Td (ferentials between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.25 Td (specified financial indices, as applied to a notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.25 Td (principal amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 580.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 580.25 Td (Option contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.00 580.25 Td ( which give the purchaser) Tj ET Q q 0 0 0 rg BT 226.33 580.25 Td (, for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 568.25 Td (premium, the right, but not the obligation, to buy or sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 556.25 Td (within a specified time a financial instrument, commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 544.25 Td (or currency at a contracted price that may also be settled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 532.25 Td (in cash, based on dif) Tj ET Q q 0 0 0 rg BT 135.74 532.25 Td (ferentials between specified indices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 520.25 Td (or prices.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 496.25 Td (The swap and forward contracts are over) Tj ET Q q 0 0 0 rg BT 217.06 496.25 Td (-the-counter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 484.25 Td (\(OTC\) derivatives that are bilaterally negotiated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.25 Td (counterparties and settled with those counterparties, except for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.25 Td (swap contracts that are novated and "cleared" through central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.25 Td (counterparties \(CCPs\). Futures and option contracts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.25 Td (generally standardized contracts that are traded on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.25 Td (exchange with a CCP) Tj ET Q q 0 0 0 rg BT 122.00 424.25 Td ( as the counterparty from the inception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 412.25 Td (the transaction. Citigroup enters into these derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 400.25 Td (contracts relating to interest rate, foreign currency) Tj ET Q q 0 0 0 rg BT 235.54 400.25 Td (, commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.25 Td (and other market/credit risks for the following reasons:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 364.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 364.25 Td (rading PurposesCustomer Needs:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.45 364.25 Td ( Citigroup of) Tj ET Q q 0 0 0 rg BT 254.94 364.25 Td (fers its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.25 Td (customers derivatives in connection with their risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.25 Td (management actions to transfer) Tj ET Q q 0 0 0 rg BT 178.83 340.25 Td (, modify or reduce their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (interest rate, foreign exchange and other market/credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.25 Td (risks or for their own trading purposes. ) Tj ET Q q 0 0 0 rg BT 211.75 316.25 Td (As part of this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (process, Citigroup considers the customers) Tj ET Q q 0 0 0 rg BT 227.95 304.25 Td ( suitability for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.25 Td (the risk involved and the business purpose for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.25 Td (transaction. Citigroup also manages its derivative risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.25 Td (positions through of) Tj ET Q q 0 0 0 rg BT 134.38 268.25 Td (fsetting trade activities, controls ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (focused on price verification, and daily reporting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 244.25 Td (positions to senior managers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 232.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 232.25 Td (rading Purposes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.40 232.25 Td (Citigroup trades derivatives as an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.25 Td (active market maker) Tj ET Q q 0 0 0 rg BT 135.07 220.25 Td (. ) Tj ET Q q 0 0 0 rg BT 139.89 220.25 Td (T) Tj ET Q q 0 0 0 rg BT 145.65 220.25 Td (rading limits and price verification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.25 Td (controls are key aspects of this activity) Tj ET Q q 0 0 0 rg BT 208.86 208.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 196.25 Td (Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.44 196.25 Td (Citigroup uses derivatives in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.25 Td (its risk-management activities to hedge certain risks or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.25 Td (reposition the risk profile of the Company) Tj ET Q q 0 0 0 rg BT 221.65 172.25 Td (. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.25 Td (Citigroup issues fixed-rate long-term debt and then enters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.25 Td (into a receive-fixed, pay-variable-rate interest rate swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (with the same tenor and notional amount to convert the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.25 Td (interest payments to a net variable-rate basis. ) Tj ET Q q 0 0 0 rg BT 236.53 124.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (strategy is the most common form of an interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.25 Td (hedge, as it minimizes interest cost in certain yield curve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 88.25 Td (environments. Derivatives are also used to manage risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.25 Td (inherent in specific groups of on-balance-sheet assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.25 Td (liabilities, including ) Tj ET Q q 0 0 0 rg BT 135.94 64.25 Td (AFS securities and borrowings, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 52.25 Td (well as other interest-sensitive assets and liabilities. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (addition, foreign-exchange contracts are used to hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 404.57 737.10 Td (-denominated debt, foreign-currency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 395.60 725.10 Td (AFS securities and net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (exposures.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (Derivatives may expose Citigroup to market, credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (liquidity risks in excess of the amounts recorded on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Consolidated Balance Sheet. Market risk on a derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (product is the exposure created by potential fluctuations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (interest rates, foreign-exchange rates and other factors and is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (function of the type of product, the volume of transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (tenor and terms of the agreement and the underlying volatility) Tj ET Q q 0 0 0 rg BT 571.33 617.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Credit risk is the exposure to loss in the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (nonperformance by the other party to the transaction where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (value of any collateral held is not adequate to cover such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 352.71 569.10 Td (The recognition in earnings of unrealized gains on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (these transactions is subject to management) Tj ET Q q 0 0 0 rg BT 501.45 557.10 Td (s assessment as to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (collectability) Tj ET Q q 0 0 0 rg BT 375.55 545.10 Td (. Liquidity risk is the potential exposure that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (arises when the size of the derivative position may not be able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (to be rapidly adjusted at a reasonable cost in periods of high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (volatility and financial stress.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Derivative transactions are customarily documented under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (industry standard master agreements and credit support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (annexes, which provide that following an uncured payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (default or other event of default the non-defaulting party may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (promptly terminate all transactions between the parties and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (determine a net amount due to be paid to, or by) Tj ET Q q 0 0 0 rg BT 512.46 437.10 Td (, the defaulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (party) Tj ET Q q 0 0 0 rg BT 343.90 425.10 Td (. Events of default generally include: \(i\)failure to make a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (payment on a derivatives transaction \(which remains uncured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (following applicable notice and grace periods\), \(ii\)breach of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (covenant \(which remains uncured after applicable notice and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (grace periods\), \(iii\)breach of a representation, \(iv\)cross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (default, either to third-party debt or to another derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (transaction entered into among the parties, or) Tj ET Q q 0 0 0 rg BT 504.37 353.10 Td (, in some cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (their af) Tj ET Q q 0 0 0 rg BT 352.41 341.10 Td (filiates, \(v\)the occurrence of a mer) Tj ET Q q 0 0 0 rg BT 492.99 341.10 Td (ger or consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (which results in a party becoming a materially weaker credit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (and \(vi\)the cessation or repudiation of any applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (guarantee or other credit support document. ) Tj ET Q q 0 0 0 rg BT 500.88 305.10 Td (An event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (default may also occur under a credit support annex if a party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (fails to make a collateral delivery \(which remains uncured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (following applicable notice and grace periods\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (The enforceability of of) Tj ET Q q 0 0 0 rg BT 437.05 257.10 Td (fsetting rights incorporated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (master netting agreements for derivative transactions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (evidenced to the extent that a supportive legal opinion has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (been obtained from counsel of recognized standing that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (provides the requisite level of certainty regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (enforceability of these agreements and that the exercise of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (rights by the non-defaulting party to terminate and close-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (transactions on a net basis under these agreements will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (stayed or avoided under applicable law upon an event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (default including bankruptcy) Tj ET Q q 0 0 0 rg BT 438.87 149.10 Td (, insolvency or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (proceeding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 125.10 Td ( legal opinion may not have been sought or obtained for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (certain jurisdictions where local law is silent or suf) Tj ET Q q 0 0 0 rg BT 527.65 113.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (ambiguous to determine the enforceability of of) Tj ET Q q 0 0 0 rg BT 514.87 101.10 Td (fsetting rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (or where adverse case law or conflicting regulation may cast ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (doubt on the enforceability of such rights. In some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (jurisdictions and for some counterparty types, the insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (law for a particular counterparty type may be nonexistent or ) Tj ET Q endstream endobj 361 0 obj <> endobj 362 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (unclear as overlapping regimes may exist. For example, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (may be the case for certain sovereigns, municipalities, central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (banks and U.S. pension plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (Exposure to credit risk on derivatives is impacted by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (market volatility) Tj ET Q q 0 0 0 rg BT 101.72 701.10 Td (, which may impair the ability of clients to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (satisfy their obligations to the Company) Tj ET Q q 0 0 0 rg BT 195.61 689.10 Td (. Credit limits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (established and closely monitored for customers engaged in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (derivatives transactions. Citi considers the level of legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (certainty regarding enforceability of its of) Tj ET Q q 0 0 0 rg BT 203.25 653.10 Td (fsetting rights under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (master netting agreements and credit support annexes to be an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (important factor in its risk management process. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (because derivatives executed under master netting agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (where Citi does not have the requisite level of legal certainty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (regarding enforceability) Tj ET Q q 0 0 0 rg BT 131.69 593.10 Td (, consume much greater amounts of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (single counterparty credit limits, than those executed under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (enforceable master netting agreements, Citi generally transacts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (much lower volumes of derivatives under master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (agreements where Citi does not have the requisite level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (legal certainty regarding enforceability) Tj ET Q q 0 0 0 rg BT 479.11 725.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Cash collateral and security collateral in the form of G10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (government debt securities generally is posted to secure the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (net open exposure of derivative transactions, at a counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (level, whereby the receiving party is free to commingle/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (rehypothecate such collateral in the ordinary course of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (business. Nonstandard collateral such as corporate bonds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (municipal bonds, U.S. agency securities and/or MBS may also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (be pledged as collateral for derivative transactions. Security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (collateral posted to open and maintain a master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (agreement with a counterparty) Tj ET Q q 0 0 0 rg BT 445.24 605.10 Td (, in the form of cash and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (securities, may from time to time be segregated in an account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (at a third-party custodian pursuant to a tri-party ) Tj ET Q q 0 0 0 rg BT 515.61 581.10 Td (Account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Control ) Tj ET Q q 0 0 0 rg BT 356.50 569.10 Td (Agreement.) Tj ET Q endstream endobj 363 0 obj <> endobj 364 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Information pertaining to the volume of derivative activity is provided in the table below) Tj ET Q q 0 0 0 rg BT 408.53 749.10 Td (. ) Tj ET Q q 0 0 0 rg BT 413.35 749.10 Td (The notional amounts, for both long and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (short derivative positions, of Citigroup) Tj ET Q q 0 0 0 rg BT 194.04 737.10 Td (s derivative instruments as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.74 737.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.34 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.78 737.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.36 737.10 Td ( are presented in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (table below) Tj ET Q q 0 0 0 rg BT 81.72 725.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 705.10 Td (Derivative Notionals) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 625.60 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 625.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 625.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 625.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 625.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 625.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 625.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 597.60 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 597.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 597.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 597.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 597.60 60.00 -14.00 re f /GS0 gs 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RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 648.6 m 575.5 648.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 625.6 m 247.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 648.6 m 296.5 648.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 625.6 m 296.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 648.6 m 356.5 648.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 625.6 m 356.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 625.6 m 406.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 625.6 m 466.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 625.6 m 515.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 625.6 m 575.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 555.6 m 247.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 541.6 m 247.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 555.6 m 296.5 555.6 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 289.6 m 575.5 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 247.60000000000002 m 247.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 233.60000000000002 m 247.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 247.60000000000002 m 296.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 233.60000000000002 m 296.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 247.60000000000002 m 356.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 233.60000000000002 m 356.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 247.60000000000002 m 406.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 233.60000000000002 m 406.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 247.60000000000002 m 466.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 233.60000000000002 m 466.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 247.60000000000002 m 515.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 233.60000000000002 m 515.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 247.60000000000002 m 575.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 233.60000000000002 m 575.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 219.60000000000002 m 247.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 219.60000000000002 m 296.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 219.60000000000002 m 356.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 219.60000000000002 m 406.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 219.60000000000002 m 466.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 219.60000000000002 m 515.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 219.60000000000002 m 575.5 219.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 667.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.10 685.05 Td (Hedging instruments ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.05 676.05 Td (under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.80 667.05 Td (ASC815) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 311.55 671.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.55 667.05 Td (Other derivative instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 653.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.45 653.05 Td (Trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.70 653.05 Td (Management hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 556.44 657.13 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 629.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.80 639.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 630.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 639.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 630.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.30 639.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 630.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.75 639.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 630.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.80 639.05 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.50 630.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 639.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 630.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 616.05 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 616.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 616.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 616.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 616.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 616.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 616.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 602.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 602.05 Td (143,623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 602.06 Td (132,823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 602.05 Td (31,006,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 602.06 Td (36,370,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 602.05 Td (101,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 602.06 Td (93,286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 588.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 588.05 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 588.06 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 588.05 Td (6,554,836) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 588.06 Td (6,129,742) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 588.05 Td (67,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 588.06 Td (61,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 574.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 574.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 574.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 574.05 Td (4,230,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 574.06 Td (4,105,632) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 574.05 Td (4,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 574.06 Td (3,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 560.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 560.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 560.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 560.05 Td (4,087,157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 560.06 Td (3,971,697) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 560.05 Td (5,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 560.06 Td (3,185) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 546.05 Td (Total interest rate contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 546.05 Td (143,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 546.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 546.06 Td (132,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 546.05 Td (45,878,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 546.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 546.06 Td (50,577,267) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 546.05 Td (178,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 546.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 546.06 Td (160,972) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 532.05 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 532.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 518.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 518.05 Td (19,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 518.06 Td (22,402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 518.05 Td (1,619,148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 518.06 Td (1,552,292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 518.05 Td (20,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 518.06 Td (20,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 504.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 504.05 Td (79,139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 504.06 Td (79,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 504.05 Td (3,737,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 504.06 Td (3,728,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 504.05 Td (12,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 504.06 Td (14,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 490.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 490.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 490.06 Td (101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 490.05 Td (1,285,775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 490.06 Td (1,037,433) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 490.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 476.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 476.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 476.06 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 476.05 Td (1,339,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 476.06 Td (1,029,872) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 476.05 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 476.06 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 462.05 Td (Total foreign exchange contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 462.05 Td (98,322) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 462.06 Td (102,255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 462.05 Td (7,981,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 462.06 Td (7,348,108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 462.05 Td (33,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 462.06 Td (34,310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 448.05 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 448.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 448.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 448.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 434.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 434.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 434.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 434.05 Td (114,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 434.06 Td (100,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 434.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 434.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 420.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 420.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 420.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 420.05 Td (30,936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 420.06 Td (23,161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 420.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 406.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 406.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 406.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 406.05 Td (338,817) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 406.06 Td (333,945) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 406.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 406.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 392.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 392.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 392.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 392.05 Td (309,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 392.06 Td (266,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 392.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 392.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 378.05 Td (Total equity contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 378.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 378.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 378.05 Td (793,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 378.06 Td (723,695) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 378.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 378.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 364.05 Td (Commodity and other contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 364.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 364.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 364.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 350.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 350.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 350.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 350.05 Td (60,078) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 350.06 Td (81,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 350.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 350.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 336.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 336.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 336.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 336.05 Td (107,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 336.06 Td (98,265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 336.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 336.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 322.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 322.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 322.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 322.05 Td (109,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 322.06 Td (100,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 322.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 322.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 308.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 308.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 308.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 308.05 Td (112,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 308.06 Td (97,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 308.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 308.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 294.05 Td (Total commodity and other contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 294.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 294.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 294.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 294.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 294.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 294.05 Td (390,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 294.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 294.06 Td (377,485) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 294.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 294.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 294.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 294.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 280.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.33 280.05 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.07 284.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 280.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 280.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 280.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 266.06 Td (Protection sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 266.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 266.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 266.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 266.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 266.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 266.05 Td (1,132,590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 266.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 266.06 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 266.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 266.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 266.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 266.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 252.06 Td (Protection purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 252.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 252.06 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 252.05 Td (1,186,191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 252.06 Td (1,195,223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 252.05 Td (15,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 252.06 Td (19,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 238.05 Td (Total credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 238.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 238.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 238.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 238.06 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 238.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 238.05 Td (2,318,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 238.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 238.06 Td (2,338,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 238.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 238.05 Td (15,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 238.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 238.06 Td (19,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 224.05 Td (Total derivative notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 224.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 224.05 Td (241,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 224.06 Td (235,193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 224.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 224.05 Td (57,363,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 224.06 Td (61,365,141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 224.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 224.05 Td (228,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 224.06 Td (215,026) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 202.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 202.50 Td (The notional amounts presented in this table do not include hedge accounting relationships under ) Tj ET Q q 0 0 0 rg BT 366.37 202.50 Td (ASC815 where Citigroup is hedging the foreign currency risk of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.90 Td (a net investment in a foreign operation by issuing a foreign-currency-denominated debt instrument. ) Tj ET Q q 0 0 0 rg BT 373.32 192.90 Td (The notional amount of such debt was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.51 192.90 Td ($5,593 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 544.63 192.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 183.30 Td ($6,450 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 183.30 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 110.89 183.30 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.77 183.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 177.32 183.30 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 240.18 183.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 282.31 183.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 173.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 173.70 Td (Derivatives in hedge accounting relationships accounted for under ) Tj ET Q q 0 0 0 rg BT 267.71 173.70 Td (ASC815 are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 369.45 173.70 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 462.34 173.70 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 473.00 173.70 Td (T) Tj ET Q q 0 0 0 rg BT 477.01 173.70 Td (rading account assets/T) Tj ET Q q 0 0 0 rg BT 553.01 173.70 Td (rading ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 164.10 Td (account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 111.55 164.10 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 154.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 154.50 Td (Management hedges represent derivative instruments used in certain economic hedging relationships that are identified for management purposes, but for which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 144.90 Td (hedge accounting is not applied. ) Tj ET Q q 0 0 0 rg BT 159.16 144.90 Td (These derivatives are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 287.54 144.90 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.43 144.90 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 391.09 144.90 Td (T) Tj ET Q q 0 0 0 rg BT 395.10 144.90 Td (rading account assets/T) Tj ET Q q 0 0 0 rg BT 471.10 144.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.98 144.90 Td ( on the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 135.30 Td (Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 125.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 125.70 Td (Credit derivatives are arrangements designed to allow one party \(protection buyer\) to transfer the credit risk of a reference asset to another party \(protection ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 116.10 Td (seller\). ) Tj ET Q q 0 0 0 rg BT 77.84 116.10 Td (These arrangements allow a protection seller to assume the credit risk associated with the reference asset without directly purchasing that asset. ) Tj ET Q q 0 0 0 rg BT 538.43 116.10 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 106.50 Td (Company has entered into credit derivative positions for purposes such as risk management, yield enhancement, reduction of credit concentrations and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.90 Td (diversification of overall risk.) Tj ET Q endstream endobj 365 0 obj <> endobj 366 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following tables present the gross and net fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 737.10 Td (s derivative transactions, and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 725.10 Td (fsetting amount permitted under ) Tj ET Q q 0 0 0 rg BT 174.68 725.10 Td (ASC210-20-45 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (815-10-45, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.32 713.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.92 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.36 713.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.94 713.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 62.94 701.10 Td (ASC210-20-45, gross positive fair values are of) Tj ET Q q 0 0 0 rg BT 256.61 701.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (against gross negative fair values by counterparty pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (enforceable master netting agreements. Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (ASC815-10-45, payables and receivables in respect of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (collateral received from or paid to a given counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (pursuant to an enforceable credit support annex are included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (the of) Tj ET Q q 0 0 0 rg BT 346.87 737.10 Td (fsetting amount. GAAP) Tj ET Q q 0 0 0 rg BT 441.21 737.10 Td ( does not permit of) Tj ET Q q 0 0 0 rg BT 516.57 737.10 Td (fsetting for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (security collateral posted. ) Tj ET Q q 0 0 0 rg BT 428.78 725.10 Td (The table also includes amounts that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (are not permitted to be of) Tj ET Q q 0 0 0 rg BT 425.17 713.10 Td (fset under ) Tj ET Q q 0 0 0 rg BT 466.83 713.10 Td (ASC210-20-45 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (815-10-45, such as security collateral posted or cash collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (posted at third-party custodians, but would be eligible for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 677.10 Td (fsetting to the extent an event of default occurred and a legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (opinion supporting enforceability of the of) Tj ET Q q 0 0 0 rg BT 494.06 665.10 Td (fsetting rights has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (been obtained.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 633.10 Td (Derivative Mark-to-Market \(MTM\) Receivables/Payables) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 576.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 576.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 576.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 576.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 576.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 548.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 548.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 548.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 548.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 548.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 520.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 520.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 520.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 520.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 520.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 492.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 492.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 492.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 492.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 492.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 464.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 464.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 464.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 464.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 464.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 436.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 436.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 436.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 436.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 436.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 408.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 408.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 408.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 408.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 408.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 380.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 380.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 380.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 380.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 380.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 352.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 352.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 352.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 352.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 352.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 324.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 324.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 324.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 324.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 324.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 296.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 296.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 296.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 296.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 296.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 268.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 268.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 268.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 268.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 268.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 240.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 240.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 240.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 240.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 240.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 212.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 212.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 212.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 212.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 212.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 184.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 184.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 184.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 184.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 184.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 156.60 540.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 128.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 128.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 128.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 128.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 128.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 590.6 m 355.5 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 590.6 m 410.5 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 590.6 m 465.5 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 590.6 m 520.5 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 590.6 m 575.5 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 576.6 m 355.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 576.6 m 410.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 576.6 m 465.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 576.6 m 520.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 576.6 m 575.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 548.6 m 355.5 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 534.6 m 355.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 548.6 m 410.5 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 534.6 m 410.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 548.6 m 465.5 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 534.6 m 465.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 548.6 m 520.5 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 534.6 m 520.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 548.6 m 575.5 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 534.6 m 575.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 520.6 m 355.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 506.6 m 355.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 520.6 m 410.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 506.6 m 410.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 520.6 m 465.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 506.6 m 465.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 520.6 m 520.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 506.6 m 520.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 520.6 m 575.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 506.6 m 575.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 506.6 m 355.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 492.6 m 355.5 492.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 506.6 m 410.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 492.6 m 410.5 492.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 506.6 m 465.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 492.6 m 465.5 492.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 506.6 m 520.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 492.6 m 520.5 492.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 506.6 m 575.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 492.6 m 575.5 492.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 436.6 m 355.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 422.6 m 355.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 436.6 m 410.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 422.6 m 410.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 436.6 m 465.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 422.6 m 465.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 436.6 m 520.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 422.6 m 520.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 436.6 m 575.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 422.6 m 575.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 380.6 m 355.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 366.6 m 355.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 380.6 m 410.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 366.6 m 410.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 380.6 m 465.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 366.6 m 465.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 380.6 m 520.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 366.6 m 520.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 380.6 m 575.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 366.6 m 575.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 338.6 m 355.5 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 324.6 m 355.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 338.6 m 410.5 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 324.6 m 410.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 338.6 m 465.5 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 324.6 m 465.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 338.6 m 520.5 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 324.6 m 520.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 338.6 m 575.5 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 324.6 m 575.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 296.6 m 355.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 282.6 m 355.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 296.6 m 410.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 282.6 m 410.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 296.6 m 465.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 282.6 m 465.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 296.6 m 520.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 282.6 m 520.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 296.6 m 575.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 282.6 m 575.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 254.60000000000002 m 355.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 240.60000000000002 m 355.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 254.60000000000002 m 410.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 240.60000000000002 m 410.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 254.60000000000002 m 465.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 240.60000000000002 m 465.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 254.60000000000002 m 520.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 240.60000000000002 m 520.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 254.60000000000002 m 575.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 240.60000000000002 m 575.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 226.60000000000002 m 355.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 212.60000000000002 m 355.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 226.60000000000002 m 410.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 212.60000000000002 m 410.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 226.60000000000002 m 465.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 212.60000000000002 m 465.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 226.60000000000002 m 520.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 212.60000000000002 m 520.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 226.60000000000002 m 575.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 212.60000000000002 m 575.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 170.60000000000002 m 355.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 156.60000000000002 m 355.5 156.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 170.60000000000002 m 410.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 156.60000000000002 m 410.5 156.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 170.60000000000002 m 465.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 156.60000000000002 m 465.5 156.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 170.60000000000002 m 520.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 156.60000000000002 m 520.5 156.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 170.60000000000002 m 575.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 156.60000000000002 m 575.5 156.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 114.60000000000002 m 355.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 100.60000000000002 m 355.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 114.60000000000002 m 410.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 100.60000000000002 m 410.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 114.60000000000002 m 465.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 100.60000000000002 m 465.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 114.60000000000002 m 520.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 100.60000000000002 m 520.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 114.60000000000002 m 575.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 100.60000000000002 m 575.5 100.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 594.85 Td (In millions of dollars at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.60 613.05 Td (Derivatives classified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.90 604.05 Td (in ) Tj ET Q q 0 0 0 rg BT 381.49 604.05 Td (T) Tj ET Q q 0 0 0 rg BT 386.83 604.05 Td (rading accounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 595.05 Td (assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.75 599.13 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.60 613.05 Td (Derivatives classified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.70 604.05 Td (in Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.15 595.05 Td (assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 545.15 599.13 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 581.05 Td (Derivatives instruments designated as ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 581.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.20 581.05 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 581.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.20 581.05 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 567.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 567.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 567.05 Td (946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 567.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 567.05 Td (304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 567.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 567.05 Td (3,141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 567.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 567.05 Td (1,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 553.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 553.05 Td (2,491) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 553.05 Td (484) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 553.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 553.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 539.05 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 539.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 539.05 Td (3,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 539.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 539.05 Td (788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 539.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 539.05 Td (3,152) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 539.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 539.05 Td (1,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 525.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 525.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 525.05 Td (850) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 525.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 525.05 Td (1,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 525.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 525.05 Td (612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 525.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 525.05 Td (370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 511.05 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 511.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 511.05 Td (850) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 511.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 511.05 Td (1,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 511.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 511.05 Td (612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 511.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 511.05 Td (370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 497.05 Td (Total derivative instruments designated as ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 497.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 497.05 Td (4,287) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 497.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 497.05 Td (1,848) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 497.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 497.05 Td (3,764) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 497.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 497.05 Td (1,424) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 483.05 Td (Derivatives instruments not designated as ASC815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 469.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 469.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 469.05 Td (320,397) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 469.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 469.05 Td (303,169) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 469.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 469.05 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 469.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 469.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 455.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 455.05 Td (189,619) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 455.05 Td (195,841) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 455.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 455.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 441.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 441.05 Td (159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 441.05 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 441.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 441.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 427.05 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 427.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 427.05 Td (510,175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 427.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 427.05 Td (499,159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 427.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 427.05 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 427.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 427.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 413.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 413.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 413.05 Td (75,604) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 413.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 413.05 Td (72,595) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 413.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 413.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 413.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 413.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 399.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 399.05 Td (1,643) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 399.05 Td (1,692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 399.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 399.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 385.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 385.05 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 385.05 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 385.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 385.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 371.05 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 371.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 371.05 Td (77,291) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 371.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 371.05 Td (74,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 371.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 371.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 371.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 371.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 357.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 357.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 357.05 Td (18,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 357.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 357.05 Td (27,545) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 357.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 357.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 357.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 357.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 343.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 343.05 Td (3,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 343.05 Td (3,954) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 343.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 343.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 329.05 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 329.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 329.05 Td (22,484) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 329.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 329.05 Td (31,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 329.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 329.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 329.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 329.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 315.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 315.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 315.05 Td (8,390) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 315.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 315.05 Td (9,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 315.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 315.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 315.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 315.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 301.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 301.05 Td (925) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 301.05 Td (975) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 301.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 301.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 287.05 Td (Commodity and other contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 287.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 287.05 Td (9,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 287.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 287.05 Td (10,538) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 287.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 287.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 287.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 287.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 273.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 273.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 273.05 Td (37,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 273.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 273.05 Td (37,161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 273.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 273.05 Td (115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 273.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 273.05 Td (570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 259.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 259.05 Td (2,343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 259.05 Td (2,966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 259.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 259.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 245.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.33 245.05 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.07 249.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 245.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 245.05 Td (39,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 245.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 245.05 Td (40,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 245.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 245.05 Td (115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 245.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 245.05 Td (570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 231.05 Td (Total derivatives instruments not designated as ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 231.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 231.05 Td (659,073) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 231.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 231.05 Td (655,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 231.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 231.05 Td (277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 231.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 231.05 Td (579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 217.05 Td (Total derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 217.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 217.05 Td (663,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 217.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 217.05 Td (657,501) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 217.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 217.05 Td (4,041) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 217.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 217.05 Td (2,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 203.06 Td (Cash collateral paid/received) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.45 207.14 Td (\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 203.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 203.05 Td (5,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 203.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 203.05 Td (10,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 203.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 203.05 Td (73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 203.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 203.05 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 189.06 Td (Less: Netting agreements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.47 193.14 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 189.05 Td (\(585,240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 189.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 189.05 Td (\(585,240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 189.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 189.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 189.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 175.06 Td (Less: Netting cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.93 179.14 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 175.05 Td (\(36,153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 175.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.25 175.05 Td (\(38,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 175.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.75 175.05 Td (\(3,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 175.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 175.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 161.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.57 161.05 Td (eceivables/payables included on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 302.09 165.13 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 161.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 161.05 Td (47,657) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 161.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 161.05 Td (44,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 161.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 161.05 Td (1,094) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 161.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 161.05 Td (2,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 147.05 Td (Additional amounts subject to an enforceable master netting agreement but not offset on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 133.05 Td (Less: Cash collateral received/paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 133.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 133.05 Td (\(428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 133.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 133.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 133.05 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 133.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 133.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 133.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 133.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 133.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 119.05 Td (Less: Non-cash collateral received/paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 119.05 Td (\(6,153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 119.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.75 119.05 Td (\(2,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 119.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 119.05 Td (\(362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 119.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 119.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 105.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 105.05 Td (otal Net r) Tj ET Q q 0 0 0 rg BT 79.50 105.05 Td (eceivables/payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 153.99 109.13 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 105.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 105.05 Td (41,076) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 105.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 105.05 Td (41,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 105.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 105.05 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 105.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 105.05 Td (2,295) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 83.50 Td (The trading derivatives fair values are presented in Note12 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 73.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.90 Td (Derivative mark-to-market receivables/payables related to management hedges are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 379.40 73.90 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.29 73.90 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 482.95 73.90 Td (T) Tj ET Q q 0 0 0 rg BT 486.96 73.90 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 64.30 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 64.30 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 64.30 Td (.) Tj ET Q endstream endobj 367 0 obj <> endobj 368 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (181) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Over) Tj ET Q q 0 0 0 rg BT 69.83 750.50 Td (-the-counter \(OTC\) derivatives include derivatives executed and settled bilaterally with counterparties without the use of an or) Tj ET Q q 0 0 0 rg BT 474.43 750.50 Td (ganized exchange or central ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (clearing house. Cleared derivatives include derivatives executed bilaterally with a counterparty in the OTC market but then novated to a central clearing house, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (whereby the central clearing house becomes the counterparty to both of the original counterparties. Exchange traded derivatives include derivatives executed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (directly on an or) Tj ET Q q 0 0 0 rg BT 106.50 721.70 Td (ganized exchange that provides pre-trade price transparency) Tj ET Q q 0 0 0 rg BT 298.33 721.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (The credit derivatives trading assets comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.39 712.10 Td ($13,102 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.51 712.10 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.91 712.10 Td ($26,706 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.02 712.10 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.10 712.10 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.98 712.10 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (The credit derivatives trading liabilities comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 213.50 702.50 Td ($27,833 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.62 702.50 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.02 702.50 Td ($12,294 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 432.13 702.50 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.21 702.50 Td (March31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 692.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (For the trading assets/liabilities, this is the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.08 683.30 Td ($44,002 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.20 683.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 315.75 683.30 Td ($46,316 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.86 683.30 Td ( of gross cash collateral paid and received, respectively) Tj ET Q q 0 0 0 rg BT 542.93 683.30 Td (. Of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (gross cash collateral paid, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.64 673.70 Td ($38,312 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.75 673.70 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 237.60 673.70 Td (fset trading derivative liabilities and, of the gross cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.51 673.70 Td ($36,153 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 526.62 673.70 Td ( was used to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (of) Tj ET Q q 0 0 0 rg BT 60.52 664.10 Td (fset trading derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 654.50 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (For the other assets/liabilities, this is the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 654.50 Td ($73 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.97 654.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.52 654.50 Td ($3,312 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.64 654.50 Td ( of the gross cash collateral paid and received, respectively) Tj ET Q q 0 0 0 rg BT 530.48 654.50 Td (. Of the gross ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.06 644.90 Td ($3,020 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.18 644.90 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 228.02 644.90 Td (fset derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 635.30 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (Represents the netting of derivative receivable and payable balances for the same counterparty under enforceable netting agreements. ) Tj ET Q q 0 0 0 rg BT 482.26 635.30 Td (Approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.69 635.30 Td ($386 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 571.58 635.30 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td ($196 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.89 625.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 108.44 625.70 Td ($3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.33 625.70 Td ( of the netting against trading account asset/liability balances is attributable to each of the OTC, cleared and exchange traded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (derivatives, respectively) Tj ET Q q 0 0 0 rg BT 131.23 616.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 606.50 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 606.50 Td (Represents the netting of cash collateral paid and received by counterparty under enforceable credit support agreements. Substantially all cash collateral received ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 596.90 Td (is netted against OTC derivative assets. Cash collateral paid of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.59 596.90 Td ($33 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.48 596.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.04 596.90 Td ($5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.93 596.90 Td ( is netted against each of the OTC and Cleared derivative ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 587.30 Td (liabilities, respectively) Tj ET Q q 0 0 0 rg BT 125.90 587.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 577.70 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 577.70 Td (The net receivables/payables include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.15 577.70 Td ($15 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.04 577.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.59 577.70 Td ($14 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.48 577.70 Td ( of derivative asset and liability fair values as of March 31, 2014, respectively) Tj ET Q q 0 0 0 rg BT 556.00 577.70 Td (, not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.10 Td (subject to enforceable master netting agreements.) Tj ET Q endstream endobj 369 0 obj <> endobj 370 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (182) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 718.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 718.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 718.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 718.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 718.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 690.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 690.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 690.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 690.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 690.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 662.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 662.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 662.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 662.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 662.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 634.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 634.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 634.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 634.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 634.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 606.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 606.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 606.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 606.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 606.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 578.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 578.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 578.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 578.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 578.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 550.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 550.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 550.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 550.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 550.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 522.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 522.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 522.50 65.00 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 438.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 438.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 438.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 438.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 410.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 410.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 410.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 410.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 410.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 382.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 382.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 382.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 382.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 382.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 354.50 280.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 354.50 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 354.50 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 354.50 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 354.50 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 317.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 317.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 317.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 317.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 317.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 289.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 289.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 289.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 289.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 289.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 261.50 540.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 233.50 280.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 233.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 233.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 233.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 233.50 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 732.5 m 315.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 718.5 m 315.5 718.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 732.5 m 380.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 718.5 m 380.5 718.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 732.5 m 445.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 718.5 m 445.5 718.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 732.5 m 510.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 718.5 m 510.5 718.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 732.5 m 575.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 718.5 m 575.5 718.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 690.5 m 315.5 690.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 676.5 m 315.5 676.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 690.5 m 380.5 690.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 676.5 m 380.5 676.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 690.5 m 445.5 690.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 676.5 m 445.5 676.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 690.5 m 510.5 690.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 676.5 m 510.5 676.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 690.5 m 575.5 690.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 676.5 m 575.5 676.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 662.5 m 315.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 648.5 m 315.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 662.5 m 380.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 648.5 m 380.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 662.5 m 445.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 648.5 m 445.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 662.5 m 510.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 648.5 m 510.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 662.5 m 575.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 648.5 m 575.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 634.5 m 315.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 634.5 m 380.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 634.5 m 445.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 634.5 m 510.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 634.5 m 575.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 620.5 m 315.5 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 606.5 m 315.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 620.5 m 380.5 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 606.5 m 380.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 620.5 m 445.5 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 606.5 m 445.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 620.5 m 510.5 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 606.5 m 510.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 620.5 m 575.5 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 606.5 m 575.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 550.5 m 315.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 536.5 m 315.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 550.5 m 380.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 536.5 m 380.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 550.5 m 445.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 536.5 m 445.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 550.5 m 510.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 536.5 m 510.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 550.5 m 575.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 536.5 m 575.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 494.5 m 315.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 480.5 m 315.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 494.5 m 380.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 480.5 m 380.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 494.5 m 445.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 480.5 m 445.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 494.5 m 510.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 480.5 m 510.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 494.5 m 575.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 480.5 m 575.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 452.5 m 315.5 452.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 438.5 m 315.5 438.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 452.5 m 380.5 452.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 438.5 m 380.5 438.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 452.5 m 445.5 452.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 438.5 m 445.5 438.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 452.5 m 510.5 452.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 438.5 m 510.5 438.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 452.5 m 575.5 452.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 438.5 m 575.5 438.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 410.5 m 315.5 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 396.5 m 315.5 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 410.5 m 380.5 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 396.5 m 380.5 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 410.5 m 445.5 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 396.5 m 445.5 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 410.5 m 510.5 410.5 l s 0 0 0 RG /GS0 gs 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 219.5 m 510.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 205.5 m 510.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 219.5 m 575.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 205.5 m 575.5 205.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 736.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 745.95 Td (Derivatives classified in ) Tj ET Q q 0 0 0 rg BT 410.83 745.95 Td (T) Tj ET Q q 0 0 0 rg BT 416.16 745.95 Td (rading) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.85 736.95 Td (accounts assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 419.60 741.03 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.20 745.95 Td (Derivatives classified in Other) Tj ET Q q 0 0 0 rg BT 567.77 745.95 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.15 736.95 Td (assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 535.15 741.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 722.95 Td (Derivatives instruments designated as ASC 815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 722.95 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.20 722.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 722.95 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.20 722.95 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 708.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 708.96 Td (956) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 708.96 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 708.96 Td (3,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 708.96 Td (854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 694.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 694.96 Td (2,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 694.96 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 694.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 694.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 680.95 Td (Interest Rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 680.96 Td (3,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 680.96 Td (891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 680.96 Td (3,087) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 680.96 Td (854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 666.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 666.96 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 666.96 Td (1,244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 666.96 Td (989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 666.96 Td (293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 652.95 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 652.96 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 652.96 Td (1,244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 652.96 Td (989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 652.96 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 638.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 638.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 638.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 638.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 638.96 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 624.95 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 624.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 624.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 624.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 624.96 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 610.95 Td (Total derivative instruments designated as ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 610.96 Td (5,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 610.96 Td (2,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 610.96 Td (4,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 610.96 Td (1,149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 596.95 Td (Derivatives instruments not designated as ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 582.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 582.96 Td (313,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 582.96 Td (297,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 582.96 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 582.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 568.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 568.96 Td (311,114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 568.96 Td (319,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 568.96 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 568.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 554.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 554.96 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 554.96 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 554.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 554.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 540.95 Td (Interest Rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 540.96 Td (624,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 540.96 Td (616,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 540.96 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 540.96 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 526.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 526.96 Td (89,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 526.96 Td (86,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 526.96 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 526.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 512.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 512.96 Td (1,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 512.96 Td (1,191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 512.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 512.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 498.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 498.96 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 498.96 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 498.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 498.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 484.95 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 484.96 Td (91,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 484.96 Td (87,393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 484.96 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 484.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 470.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 470.96 Td (19,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 470.96 Td (28,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 456.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 456.96 Td (5,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 456.96 Td (5,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 456.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 456.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 442.95 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 442.96 Td (24,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 442.96 Td (34,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 428.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 428.96 Td (7,921) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 428.96 Td (9,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 414.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 414.96 Td (1,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 414.96 Td (1,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 414.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 414.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 400.95 Td (Commodity and other Contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 400.96 Td (9,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 400.96 Td (10,170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 400.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 400.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 386.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 386.96 Td (38,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 386.96 Td (38,247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 386.96 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 386.96 Td (563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 372.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 372.96 Td (1,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 372.96 Td (2,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 372.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 372.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 358.95 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.33 358.95 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.07 363.03 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 358.96 Td (40,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 358.96 Td (40,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 358.96 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 358.96 Td (563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 335.95 Td (Total Derivatives instruments not designated as ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 335.96 Td (790,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 335.96 Td (788,984) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 335.96 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 335.96 Td (580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 321.95 Td (Total derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 321.96 Td (795,239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 321.96 Td (791,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 321.96 Td (4,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 321.96 Td (1,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 307.96 Td (Cash collateral paid/received) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.45 312.04 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 307.96 Td (6,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 307.96 Td (8,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 307.96 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 307.96 Td (282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 293.96 Td (Less: Netting agreements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.47 298.04 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.75 293.96 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 293.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 293.96 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 293.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 293.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 293.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 279.96 Td (Less: Netting cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.93 284.04 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.25 279.96 Td (\(34,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 279.96 Td (\(39,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 279.96 Td (\(2,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 279.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 265.95 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.57 265.95 Td (eceivables/payables included on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 302.09 270.03 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 265.96 Td (52,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 265.96 Td (47,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 265.96 Td (1,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 265.96 Td (2,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 251.95 Td (Additional amounts subject to an enforceable master netting agreement but not offset on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 237.95 Td (Less: Cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.50 237.96 Td (\(365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 237.96 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 237.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 237.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 223.95 Td (Less: Non-cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 223.96 Td (\(7,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 223.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 223.96 Td (\(3,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 223.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.50 223.96 Td (\(341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 223.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 223.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 209.95 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 209.95 Td (otal Net r) Tj ET Q q 0 0 0 rg BT 79.50 209.95 Td (eceivables/payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 153.99 214.03 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 209.96 Td (44,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 209.96 Td (43,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 209.96 Td (1,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 209.96 Td (2,011) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 188.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 188.40 Td (The trading derivatives fair values are presented in Note12 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 178.80 Td (Derivative mark-to-market receivables/payables related to management hedges are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 379.40 178.80 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.29 178.80 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 482.95 178.80 Td (T) Tj ET Q q 0 0 0 rg BT 486.96 178.80 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 169.20 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 169.20 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 169.20 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.60 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 159.60 Td (Over) Tj ET Q q 0 0 0 rg BT 69.83 159.60 Td (-the-counter \(OTC\) derivatives include derivatives executed and settled bilaterally with counterparties without the use of an or) Tj ET Q q 0 0 0 rg BT 474.43 159.60 Td (ganized exchange or central ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.00 Td (clearing house. Cleared derivatives include derivatives executed bilaterally with a counterparty in the OTC market but then novated to a central clearing house, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 140.40 Td (whereby the central clearing house becomes the counterparty to both of the original counterparties. Exchange traded derivatives include derivatives executed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.80 Td (directly on an or) Tj ET Q q 0 0 0 rg BT 106.50 130.80 Td (ganized exchange that provides pre-trade price transparency) Tj ET Q q 0 0 0 rg BT 298.33 130.80 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.20 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.20 Td (The credit derivatives trading assets comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.39 121.20 Td ($13,673 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.51 121.20 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.91 121.20 Td ($26,673 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.02 121.20 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.10 121.20 Td (December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.60 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 111.60 Td (. ) Tj ET Q q 0 0 0 rg BT 73.86 111.60 Td (The credit derivatives trading liabilities comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.36 111.60 Td ($28,158 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.47 111.60 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.87 111.60 Td ($12,636 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.98 111.60 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.00 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 116.87 102.00 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 92.40 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.40 Td (For the trading assets/liabilities, this is the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.08 92.40 Td ($45,167 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.20 92.40 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 315.75 92.40 Td ($43,720 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.86 92.40 Td ( of gross cash collateral paid and received, respectively) Tj ET Q q 0 0 0 rg BT 542.93 92.40 Td (. Of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.80 Td (gross cash collateral paid, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.64 82.80 Td ($39,094 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.75 82.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 237.60 82.80 Td (fset derivative liabilities and, of the gross cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 450.85 82.80 Td ($34,893 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.96 82.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 549.81 82.80 Td (fset ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.20 Td (derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 63.60 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 63.60 Td (For the other assets/liabilities, this is the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 63.60 Td ($82 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.97 63.60 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.52 63.60 Td ($3,233 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.64 63.60 Td ( of the gross cash collateral paid and received, respectively) Tj ET Q q 0 0 0 rg BT 530.48 63.60 Td (. Of the gross ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 54.00 Td (cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.06 54.00 Td ($2,951 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.18 54.00 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 228.02 54.00 Td (fset derivative assets.) Tj ET Q endstream endobj 371 0 obj <> endobj 372 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (183) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Represents the netting of derivative receivable and payable balances for the same counterparty under enforceable netting agreements. ) Tj ET Q q 0 0 0 rg BT 482.26 750.50 Td (Approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.69 750.50 Td ($392 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 571.58 750.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td ($317 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.89 740.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 108.44 740.90 Td ($5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.33 740.90 Td ( of the netting against trading account asset/liability balances is attributable to each of the OTC, Cleared and Exchange traded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (derivatives, respectively) Tj ET Q q 0 0 0 rg BT 131.23 731.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (Represents the netting of cash collateral paid and received by counterparty under enforceable credit support agreements. Substantially all cash collateral received ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (is netted against OTC derivative assets. Cash collateral paid of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.59 712.10 Td ($33 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.48 712.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.04 712.10 Td ($6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.93 712.10 Td ( is netted against OTC and Cleared derivative liabilities, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 702.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (The net receivables/payables include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.15 692.90 Td ($16 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.04 692.90 Td ( of both derivative asset and liability fair values not subject to enforceable master netting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.30 Td (The amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.07 659.30 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.80 659.30 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.30 Td (Consolidated Statement of Income for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.30 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 635.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 635.30 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.04 635.30 Td ( related to derivatives not designated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.30 Td (in a qualifying hedging relationship as well as the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.30 Td (non-derivative instruments are presented in Note6 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.30 Td (Consolidated Financial Statements. Citigroup presents this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.30 Td (disclosure by business classification, showing derivative gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.30 Td (and losses related to its trading activities together with gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.30 Td (and losses related to non-derivative instruments within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.30 Td (same trading portfolios, as this represents the way these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.30 Td (portfolios are risk managed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.30 Td (The amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.07 527.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 194.42 527.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.18 527.30 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.30 Td (Consolidated Statement of Income for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.30 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 503.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 503.30 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.04 503.30 Td ( related to derivatives not designated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.30 Td (in a qualifying hedging relationship are shown below) Tj ET Q q 0 0 0 rg BT 248.36 491.30 Td (. ) Tj ET Q q 0 0 0 rg BT 253.18 491.30 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.30 Td (table below does not include the of) Tj ET Q q 0 0 0 rg BT 175.78 479.30 Td (fsetting gains/losses on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.30 Td (economically hedged items, to the extent such amounts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.30 Td (also recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 102.36 455.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 131.71 455.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.47 455.30 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 402.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 120.50 402.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 402.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 374.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 120.50 374.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 374.80 84.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 416.8 m 120.5 416.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 416.8 m 204.5 416.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 416.8 m 288.5 416.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 416.8 m 120.5 416.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 402.8 m 120.5 402.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 416.8 m 204.5 416.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 402.8 m 204.5 402.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 416.8 m 288.5 416.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 402.8 m 288.5 402.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 402.8 m 204.5 402.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 402.8 m 288.5 402.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 360.8 m 204.5 360.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 360.8 m 288.5 360.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 360.8 m 120.5 360.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 346.8 m 120.5 346.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 346.8 m 204.5 346.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 346.8 m 288.5 346.8 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 435.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.50 435.25 Td (Gains \(losses\) included in Other revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.25 421.25 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 407.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 407.25 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 407.26 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 393.26 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 123.00 393.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.50 393.25 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.00 393.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 393.26 Td (\(185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 393.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 379.26 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 379.25 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 379.26 Td (\(1,071) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 379.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 365.26 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.00 365.25 Td (\(95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 365.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 365.26 Td (\(111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 365.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 351.25 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 123.00 351.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.50 351.25 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.00 351.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 351.26 Td (\(1,367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 351.26 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 323.30 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 323.30 Td ( Derivative Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.30 Td (Citigroup accounts for its hedging activities in accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.30 Td (with ) Tj ET Q q 0 0 0 rg BT 55.73 299.30 Td (ASC 815, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.68 299.30 Td (Derivatives and Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.21 299.30 Td (. ) Tj ET Q q 0 0 0 rg BT 202.66 299.30 Td (As a general rule, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.30 Td (hedge accounting is permitted where the Company is exposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.30 Td (to a particular risk, such as interest-rate or foreign-exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.30 Td (risk, that causes changes in the fair value of an asset or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.30 Td (liability or variability in the expected future cash flows of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.30 Td (existing asset, liability or a forecasted transaction that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.30 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 227.30 Td (fect earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.30 Td (Derivative contracts hedging the risks associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.30 Td (changes in fair value are referred to as fair value hedges, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.30 Td (contracts hedging the risks af) Tj ET Q q 0 0 0 rg BT 153.01 191.30 Td (fecting expected future cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.30 Td (flows are called cash flow hedges. Hedges that utilize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.30 Td (derivatives or debt instruments to manage the foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.30 Td (exchange risk associated with equity investments in non-U.S.-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.30 Td (dollar) Tj ET Q q 0 0 0 rg BT 59.13 143.30 Td (-functional-currency foreign subsidiaries \(net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.30 Td (in a foreign operation\) are called net investment hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.30 Td (If certain hedging criteria specified in ) Tj ET Q q 0 0 0 rg BT 206.71 119.30 Td (ASC 815 are met, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.30 Td (including testing for hedge ef) Tj ET Q q 0 0 0 rg BT 153.56 107.30 Td (fectiveness, special hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.30 Td (accounting may be applied. ) Tj ET Q q 0 0 0 rg BT 148.28 95.30 Td (The hedge ef) Tj ET Q q 0 0 0 rg BT 200.29 95.30 Td (fectiveness ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.30 Td (assessment methodologies for similar hedges are performed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.30 Td (a similar manner and are used consistently throughout the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.30 Td (hedging relationships. For fair value hedges, changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.30 Td (value of the hedging derivative, as well as changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 671.30 Td (value of the related hedged item due to the risk being hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 659.30 Td (are reflected in current earnings. For cash flow hedges and net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 647.30 Td (investment hedges, the changes in value of the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 635.30 Td (derivative are reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 428.94 635.30 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 532.43 635.30 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 623.30 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.60 623.30 Td ( in Citigroup) Tj ET Q q 0 0 0 rg BT 431.49 623.30 Td (s stockholders) Tj ET Q q 0 0 0 rg BT 491.02 623.30 Td ( equity to the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 611.30 Td (the hedge is ef) Tj ET Q q 0 0 0 rg BT 381.85 611.30 Td (fective. Hedge inef) Tj ET Q q 0 0 0 rg BT 458.02 611.30 Td (fectiveness, in either case, is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 599.30 Td (reflected in current earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 587.30 Td (For asset/liability management hedging, fixed-rate long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 575.30 Td (term debt is recorded at amortized cost under current GAAP) Tj ET Q q 0 0 0 rg BT 564.20 575.30 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 563.30 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 563.30 Td (, by designating an interest rate contract as a hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 551.30 Td (instrument and electing to apply ) Tj ET Q q 0 0 0 rg BT 454.81 551.30 Td (ASC 815 fair value hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 539.30 Td (accounting, the carrying value of the debt is adjusted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 527.30 Td (changes in the benchmark interest rate, with such changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.30 Td (value recorded in current earnings. ) Tj ET Q q 0 0 0 rg BT 465.42 515.30 Td (The related interest-rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 503.30 Td (swap also is recorded on the balance sheet at fair value, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 491.30 Td (any changes in fair value reflected in earnings. ) Tj ET Q q 0 0 0 rg BT 512.90 491.30 Td (Thus, any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.30 Td (inef) Tj ET Q q 0 0 0 rg BT 339.37 479.30 Td (fectiveness resulting from the hedging relationship is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.30 Td (captured in current earnings. ) Tj ET Q q 0 0 0 rg BT 440.34 467.30 Td (Alternatively) Tj ET Q q 0 0 0 rg BT 492.45 467.30 Td (, a management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.30 Td (hedge, which does not meet the ) Tj ET Q q 0 0 0 rg BT 452.02 455.30 Td (ASC 815 hedging criteria, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 443.30 Td (would allow recording only the derivative at fair value on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 431.30 Td (balance sheet, with its associated changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 419.30 Td (recorded in earnings, while the debt would continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.30 Td (carried at amortized cost. ) Tj ET Q q 0 0 0 rg BT 427.38 407.30 Td (Therefore, current earnings would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.30 Td (impacted only by the interest rate shifts and other factors that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 383.30 Td (cause a change in the swap) Tj ET Q q 0 0 0 rg BT 434.79 383.30 Td (s value. ) Tj ET Q q 0 0 0 rg BT 467.65 383.30 Td (This type of hedge is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 371.30 Td (undertaken when hedging requirements cannot be achieved or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 359.30 Td (management decides not to apply ) Tj ET Q q 0 0 0 rg BT 459.80 359.30 Td (ASC 815 hedge accounting. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 347.30 Td (Another alternative for the Company is to elect to carry the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 335.30 Td (debt at fair value under the fair value option. Once the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 323.30 Td (irrevocable election is made upon issuance of the debt, the full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 311.30 Td (change in fair value of the debt would be reported in earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 299.30 Td (The related interest rate swap, with changes in fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 287.30 Td (would also be reflected in earnings, and provides a natural ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 275.30 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 275.30 Td (fset to the debt) Tj ET Q q 0 0 0 rg BT 394.08 275.30 Td (s fair value change. ) Tj ET Q q 0 0 0 rg BT 474.14 275.30 Td (T) Tj ET Q q 0 0 0 rg BT 479.55 275.30 Td (o the extent the two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 263.30 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 263.30 Td (fsets are not exactly equal because the full change in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 251.30 Td (value of the debt includes risks not of) Tj ET Q q 0 0 0 rg BT 474.06 251.30 Td (fset by the interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 239.30 Td (swap, the dif) Tj ET Q q 0 0 0 rg BT 375.20 239.30 Td (ference is captured in current earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 227.30 Td (Key aspects of achieving ) Tj ET Q q 0 0 0 rg BT 444.19 227.30 Td (ASC 815 hedge accounting are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 215.30 Td (documentation of hedging strategy and hedge relationships at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 203.30 Td (the hedge inception and substantiating hedge ef) Tj ET Q q 0 0 0 rg BT 513.76 203.30 Td (fectiveness on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 191.30 Td (an ongoing basis. ) Tj ET Q q 0 0 0 rg BT 395.67 191.30 Td (A) Tj ET Q q 0 0 0 rg BT 402.33 191.30 Td ( derivative must be highly ef) Tj ET Q q 0 0 0 rg BT 516.85 191.30 Td (fective in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 179.30 Td (accomplishing the hedge objective of of) Tj ET Q q 0 0 0 rg BT 484.04 179.30 Td (fsetting either changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.30 Td (in the fair value or cash flows of the hedged item for the risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.30 Td (being hedged. ) Tj ET Q q 0 0 0 rg BT 382.04 155.30 Td (Any inef) Tj ET Q q 0 0 0 rg BT 417.13 155.30 Td (fectiveness in the hedge relationship is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.30 Td (recognized in current earnings. ) Tj ET Q q 0 0 0 rg BT 450.15 143.30 Td (The assessment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.30 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 131.30 Td (fectiveness excludes changes in the value of the hedged item ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.30 Td (that are unrelated to the risks being hedged. Similarly) Tj ET Q q 0 0 0 rg BT 537.46 119.30 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.30 Td (assessment of ef) Tj ET Q q 0 0 0 rg BT 389.36 107.30 Td (fectiveness may exclude changes in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.30 Td (value of a derivative related to time value that, if excluded, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.30 Td (recognized in current earnings.) Tj ET Q endstream endobj 373 0 obj <> endobj 374 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (184) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 749.25 Td (alue Hedges) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Hedging of benchmark interest rate risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup hedges exposure to changes in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (outstanding fixed-rate issued debt and certificates of deposit. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (These types of hedges are designated as fair value hedges of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (the benchmark interest rate risk associated with the benchmark ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (interest rate commensurate with the currency of the hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (liability) Tj ET Q q 0 0 0 rg BT 66.46 653.25 Td (. ) Tj ET Q q 0 0 0 rg BT 71.28 653.25 Td (The fixed cash flows of the hedged item are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (converted to benchmark variable-rate cash flows by entering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (into receive-fixed, pay-variable interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 242.95 629.25 Td (These fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (value hedge relationships use either regression or dollar) Tj ET Q q 0 0 0 rg BT 258.78 617.25 Td (-of) Tj ET Q q 0 0 0 rg BT 270.26 617.25 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (ratio analysis to determine whether the hedging relationships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (are highly ef) Tj ET Q q 0 0 0 rg BT 86.35 593.25 Td (fective at inception and on an ongoing basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (Citigroup also hedges exposure to changes in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (value of fixed-rate assets, including available-for) Tj ET Q q 0 0 0 rg BT 231.83 569.25 Td (-sale debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (securities and loans. ) Tj ET Q q 0 0 0 rg BT 119.13 557.25 Td (The hedging instruments used are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (receive-variable, pay-fixed interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 224.89 545.25 Td (These fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (value hedging relationships use either regression or dollar) Tj ET Q q 0 0 0 rg BT 267.12 533.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 521.25 Td (fset ratio analysis to determine whether the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (relationships are highly ef) Tj ET Q q 0 0 0 rg BT 139.96 509.25 Td (fective at inception and on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (ongoing basis.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Hedging of foreign exchange risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citigroup hedges the change in fair value attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (foreign-exchange rate movements in available-for) Tj ET Q q 0 0 0 rg BT 523.71 725.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (securities that are denominated in currencies other than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (functional currency of the entity holding the securities, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (may be within or outside the U.S. ) Tj ET Q q 0 0 0 rg BT 460.75 689.25 Td (The hedging instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (employed is a forward foreign-exchange contract. In this type ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (of hedge, the change in fair value of the hedged available-for) Tj ET Q q 0 0 0 rg BT 567.85 665.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (sale security attributable to the portion of foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (risk hedged is reported in earnings and not ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 496.73 641.25 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (compr) Tj ET Q q 0 0 0 rg BT 349.18 629.25 Td (ehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.98 629.25 Td (a process that serves to of) Tj ET Q q 0 0 0 rg BT 527.82 629.25 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (substantially the change in fair value of the forward contract ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (that is also reflected in earnings. Citigroup considers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (premium associated with forward contracts \(i.e., the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 581.25 Td (ferential between spot and contractual forward rates\) as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (cost of hedging; this is excluded from the assessment of hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 557.25 Td (fectiveness and reflected directly in earnings. ) Tj ET Q q 0 0 0 rg BT 514.94 557.25 Td (The dollar) Tj ET Q q 0 0 0 rg BT 556.11 557.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 545.25 Td (fset method is used to assess hedge ef) Tj ET Q q 0 0 0 rg BT 482.77 545.25 Td (fectiveness. Since that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (assessment is based on changes in fair value attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (changes in spot rates on both the available-for) Tj ET Q q 0 0 0 rg BT 507.91 521.25 Td (-sale securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (and the forward contracts for the portion of the relationship ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (hedged, the amount of hedge inef) Tj ET Q q 0 0 0 rg BT 457.66 497.25 Td (fectiveness is not significant.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.25 Td (The following table summarizes the gains \(losses\) on the Company) Tj ET Q q 0 0 0 rg BT 307.89 465.25 Td (s fair value hedges for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.77 465.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.37 465.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 453.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 400.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 400.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 400.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 372.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 372.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 372.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 344.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 344.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 344.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 316.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 316.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 316.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 288.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 288.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 288.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 260.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 260.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 260.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 232.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 232.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 232.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 204.75 384.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 204.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 204.75 78.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.75 m 419.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 414.75 m 497.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 414.75 m 575.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 400.75 m 419.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 400.75 m 497.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 400.75 m 575.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 358.75 m 419.5 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 344.75 m 419.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 358.75 m 497.5 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 344.75 m 497.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 358.75 m 575.5 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 344.75 m 575.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 302.75 m 419.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 288.75 m 419.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 302.75 m 497.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 288.75 m 497.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 302.75 m 575.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 288.75 m 575.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 246.75 m 419.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 232.75 m 419.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 246.75 m 497.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 232.75 m 497.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 246.75 m 575.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 232.75 m 575.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 190.75 m 419.5 190.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 176.75 m 419.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 190.75 m 497.5 190.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 176.75 m 497.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 190.75 m 575.5 190.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 176.75 m 575.5 176.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 433.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 433.20 Td (Gains \(losses\) on fair) Tj ET Q q 0 0 0 rg BT 508.09 433.20 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 559.09 437.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 419.20 Td (Three Months Ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 405.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 405.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 405.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 391.20 Td (Gain \(loss\) on the derivatives in designated and qualifying fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 377.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 377.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 377.20 Td (264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 377.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 377.21 Td (\(934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 377.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 363.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 363.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 363.21 Td (\(292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 363.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 349.20 Td (Total gain \(loss\) on the derivatives in designated and qualifying fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 349.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 349.20 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 349.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 349.21 Td (\(1,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 349.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 335.20 Td (Gain \(loss\) on the hedged item in designated and qualifying fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 321.21 Td (Interest rate hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 321.20 Td (\(286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 321.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 321.21 Td (932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 307.21 Td (Foreign exchange hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 307.20 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 307.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 307.21 Td (306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 293.20 Td (Total gain \(loss\) on the hedged item in designated and qualifying fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 293.20 Td (\(294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 293.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 293.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 293.21 Td (1,238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 279.20 Td (Hedge ineffectiveness recognized in earnings on designated and qualifying fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 265.21 Td (Interest rate hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 265.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 265.20 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 265.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 265.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 265.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 265.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 251.21 Td (Foreign exchange hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 251.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 251.21 Td (\(12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 251.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 237.20 Td (Total hedge ineffectiveness recognized in earnings on designated and qualifying fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 237.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 237.20 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 237.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 237.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 237.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 237.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 223.20 Td (Net gain \(loss\) excluded from assessment of the effectiveness of fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 209.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 209.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 209.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 209.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 209.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 195.21 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.96 199.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 195.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 195.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 195.21 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 181.20 Td (Total net gain \(loss\) excluded from assessment of the effectiveness of fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 181.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 181.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 181.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 181.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 181.21 Td (26) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 159.65 Td (Amounts are included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 134.87 159.65 Td (Other r) Tj ET Q q 0 0 0 rg BT 158.35 159.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.55 159.65 Td ( on the Consolidated Statement of Income. ) Tj ET Q q 0 0 0 rg BT 319.05 159.65 Td (The accrued interest income on fair value hedges is recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 523.63 159.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 551.55 159.65 Td (est ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 150.05 Td (r) Tj ET Q q 0 0 0 rg BT 56.82 150.05 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 79.02 150.05 Td ( and is excluded from this table. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 140.45 Td (Amounts relate to the premium associated with forward contracts \(dif) Tj ET Q q 0 0 0 rg BT 276.68 140.45 Td (ferential between spot and contractual forward rates\). ) Tj ET Q q 0 0 0 rg BT 449.34 140.45 Td (These amounts are excluded from the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.85 Td (assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 127.39 130.85 Td (fectiveness and are reflected directly in earnings. ) Tj ET Q endstream endobj 375 0 obj <> endobj 376 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (185) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Cash Flow Hedges) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Hedging of benchmark interest rate risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup hedges variable cash flows associated with floating-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (rate liabilities and the rollover \(re-issuance\) of liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 689.25 Td (ariable cash flows from those liabilities are converted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (fixed-rate cash flows by entering into receive-variable, pay-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (fixed interest rate swaps and receive-variable, pay-fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (forward-starting interest rate swaps. Citi also hedges variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (cash flows from recognized and forecasted floating-rate assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 629.25 Td (ariable cash flows from those assets are converted to fixed-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (rate cash flows by entering into receive-fixed, pay-variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 114.68 605.25 Td (These cash-flow hedging relationships use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (either regression analysis or dollar) Tj ET Q q 0 0 0 rg BT 173.53 593.25 Td (-of) Tj ET Q q 0 0 0 rg BT 185.01 593.25 Td (fset ratio analysis to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (assess whether the hedging relationships are highly ef) Tj ET Q q 0 0 0 rg BT 251.04 581.25 Td (fective at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (inception and on an ongoing basis. ) Tj ET Q q 0 0 0 rg BT 177.19 569.25 Td (When certain interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (do not qualify as a benchmark interest rate, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (designates the risk being hedged as the risk of overall changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (in the hedged cash flows. Since ef) Tj ET Q q 0 0 0 rg BT 172.17 533.25 Td (forts are made to match the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (terms of the derivatives to those of the hedged forecasted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (flows as closely as possible, the amount of hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (inef) Tj ET Q q 0 0 0 rg BT 51.37 497.25 Td (fectiveness is not significant.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Hedging of foreign exchange risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citigroup locks in the functional currency equivalent cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (flows of long-term debt and short-term borrowings that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (denominated in currencies other than the functional currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (of the issuing entity) Tj ET Q q 0 0 0 rg BT 402.51 701.25 Td (. Depending on the risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (objectives, these types of hedges are designated as either cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (flow hedges of only foreign exchange risk or cash flow hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (of both foreign exchange and interest rate risk, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (hedging instruments used are foreign exchange cross-currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (swaps and forward contracts. ) Tj ET Q q 0 0 0 rg BT 442.95 641.25 Td (These cash flow hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (relationships use dollar) Tj ET Q q 0 0 0 rg BT 416.56 629.25 Td (-of) Tj ET Q q 0 0 0 rg BT 428.04 629.25 Td (fset ratio analysis to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (whether the hedging relationships are highly ef) Tj ET Q q 0 0 0 rg BT 512.10 617.25 Td (fective at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (inception and on an ongoing basis.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (Hedging of overall changes in cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (Citigroup hedges the overall exposure to variability in cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (flows related to the future acquisition of mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (securities using to be announced forward contracts. Since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (the hedged transaction is the gross settlement of the forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (contract, the assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 467.65 521.25 Td (fectiveness is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (assuring that the terms of the hedging instrument and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (hedged forecasted transaction are the same.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (Hedging total return) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (Citigroup generally manages the risk associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (leveraged loans it has originated or in which it participates by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (transferring a majority of its exposure to the market through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (SPEs prior to or shortly after funding. Retained exposures to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (leveraged loans receivable are generally hedged using total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (return swaps.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (The amount of hedge inef) Tj ET Q q 0 0 0 rg BT 157.12 377.25 Td (fectiveness on the cash flow hedges recognized in earnings for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.33 377.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.93 377.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 365.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.94 365.25 Td ( is not significant. ) Tj ET Q q 0 0 0 rg BT 146.92 365.25 Td (The pretax change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.54 365.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 337.04 365.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.56 365.25 Td ( from cash flow hedges is presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 305.75 435.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 305.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 305.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 277.75 435.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 277.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 277.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 249.75 435.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 249.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 249.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 221.75 435.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 221.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 221.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 193.75 435.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 193.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 193.75 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 319.75 m 522.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 319.75 m 575.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 305.75 m 470.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 319.75 m 522.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 305.75 m 522.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 319.75 m 575.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 305.75 m 575.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 249.75 m 470.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 235.75 m 470.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 249.75 m 522.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 235.75 m 522.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 249.75 m 575.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 235.75 m 575.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 193.75 m 470.5 193.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 179.75 m 470.5 179.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 193.75 m 522.5 193.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 179.75 m 522.5 179.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 193.75 m 575.5 193.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 179.75 m 575.5 179.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 323.98 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.55 333.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.80 324.20 Td (March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 310.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 310.20 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 310.20 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 296.20 Td (Effective portion of cash flow hedges included in AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 282.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 282.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 282.20 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 282.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 282.21 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 268.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 268.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 268.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 268.21 Td (\(68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 268.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 254.21 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.50 254.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 254.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 240.20 Td (Total effective portion of cash flow hedges included in AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 240.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 240.20 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 240.21 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 240.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 226.20 Td (Effective portion of cash flow hedges reclassified from AOCI to earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 212.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 212.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 212.20 Td (\(61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 212.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 212.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 212.21 Td (\(183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 212.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 198.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 198.20 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 198.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 198.21 Td (\(43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 198.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 184.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 184.20 Td (otal effective portion of cash flow hedges r) Tj ET Q q 0 0 0 rg BT 204.73 184.20 Td (eclassified fr) Tj ET Q q 0 0 0 rg BT 252.80 184.20 Td (om ) Tj ET Q q 0 0 0 rg BT 266.55 184.20 Td (AOCI to earnings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 335.05 188.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 184.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 184.20 Td (\(117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 184.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 184.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 184.21 Td (\(226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 184.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 162.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 162.65 Td (Included primarily in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 123.98 162.65 Td (Other r) Tj ET Q q 0 0 0 rg BT 147.46 162.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 169.66 162.65 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 185.21 162.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 213.14 162.65 Td (est r) Tj ET Q q 0 0 0 rg BT 226.84 162.65 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.04 162.65 Td (on the Consolidated Income Statement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 141.65 Td (For cash flow hedges, any changes in the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.65 Td (end-user derivative remaining in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 168.73 129.65 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 117.65 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 117.65 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.20 117.65 Td (on the Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.65 Td (Sheet will be included in earnings of future periods to of) Tj ET Q q 0 0 0 rg BT 261.87 105.65 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.65 Td (the variability of the hedged cash flows when such cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 81.65 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 81.65 Td (fect earnings. ) Tj ET Q q 0 0 0 rg BT 99.77 81.65 Td (The net loss associated with cash flow hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 69.65 Td (expected to be reclassified from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 166.22 69.65 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 57.65 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 57.65 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 57.65 Td ( within 12months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.54 57.65 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 141.65 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 141.65 Td ( is approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.93 141.65 Td (0.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.04 141.65 Td (. ) Tj ET Q q 0 0 0 rg BT 466.86 141.65 Td (The maximum length of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 129.65 Td (time over which forecasted cash flows are hedged is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.31 129.65 Td (10 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.91 129.65 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 117.65 Td (The after) Tj ET Q q 0 0 0 rg BT 378.16 117.65 Td (-tax impact of cash flow hedges on ) Tj ET Q q 0 0 0 rg BT 520.07 117.65 Td (AOCI is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 105.65 Td (shown in Note18 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 377 0 obj <> endobj 378 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (186) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Net Investment Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Consistent with ) Tj ET Q q 0 0 0 rg BT 100.45 737.25 Td (ASC 830-20, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 155.74 737.25 Td (For) Tj ET Q q 0 0 0 rg BT 170.37 737.25 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 209.16 737.25 Td (ency Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (For) Tj ET Q q 0 0 0 rg BT 50.63 725.25 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 89.43 725.25 Td (ency T) Tj ET Q q 0 0 0 rg BT 115.25 725.25 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.92 725.25 Td (, ) Tj ET Q q 0 0 0 rg BT 166.37 725.25 Td (ASC 815 allows hedging of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (the foreign currency risk of a net investment in a foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (operation. Citigroup uses foreign currency forwards, options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (and foreign-currency-denominated debt instruments to manage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (the foreign exchange risk associated with Citigroup) Tj ET Q q 0 0 0 rg BT 244.83 677.25 Td (s equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (investments in several non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 189.94 665.25 Td (-functional-currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (foreign subsidiaries. Citigroup records the change in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (carrying amount of these investments in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 213.46 641.25 Td (For) Tj ET Q q 0 0 0 rg BT 228.08 641.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 264.65 641.25 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 629.25 Td ( account within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.43 629.25 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 617.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 617.25 Td (. Simultaneously) Tj ET Q q 0 0 0 rg BT 218.28 617.25 Td (, the ef) Tj ET Q q 0 0 0 rg BT 245.58 617.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (portion of the hedge of this exposure is also recorded in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (Foreign currency translation adjustment account and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (inef) Tj ET Q q 0 0 0 rg BT 51.37 581.25 Td (fective portion, if any) Tj ET Q q 0 0 0 rg BT 137.35 581.25 Td (, is immediately recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (For derivatives designated as net investment hedges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Citigroup follows the forward-rate method outlined in ) Tj ET Q q 0 0 0 rg BT 254.01 545.25 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (815-35-35-16 through 35-26. ) Tj ET Q q 0 0 0 rg BT 154.88 533.25 Td (According to that method, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (changes in fair value, including changes related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (forward-rate component of the foreign currency forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (contracts and the time value of foreign currency options, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.47 485.25 Td (For) Tj ET Q q 0 0 0 rg BT 113.10 485.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 149.67 485.25 Td (ency translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.77 485.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (account within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.65 473.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 201.14 473.25 Td (ehensive income ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (\(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.22 461.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.25 Td (For foreign-currency-denominated debt instruments that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (are designated as hedges of net investments, the translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (gain or loss that is recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.74 425.25 Td (For) Tj ET Q q 0 0 0 rg BT 188.37 425.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 224.94 425.25 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 413.25 Td ( account is based on the spot exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (rate between the functional currency of the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (subsidiary and the U.S. dollar) Tj ET Q q 0 0 0 rg BT 154.47 389.25 Td (, which is the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (currency of Citigroup. ) Tj ET Q q 0 0 0 rg BT 127.46 377.25 Td (T) Tj ET Q q 0 0 0 rg BT 132.87 377.25 Td (o the extent the notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (hedging instrument exactly matches the hedged net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (and the underlying exchange rate of the derivative hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (instrument relates to the exchange rate between the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (currency of the net investment and Citigroup) Tj ET Q q 0 0 0 rg BT 218.17 329.25 Td (s functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (currency \(or) Tj ET Q q 0 0 0 rg BT 84.74 317.25 Td (, in the case of a non-derivative debt instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (such instrument is denominated in the functional currency of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (the net investment\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.65 293.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.65 293.25 Td ( inef) Tj ET Q q 0 0 0 rg BT 145.51 293.25 Td (fectiveness is recorded in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.25 Td (The pretax gain \(loss\) recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.44 281.25 Td (For) Tj ET Q q 0 0 0 rg BT 221.07 281.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 257.64 281.25 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 269.25 Td ( account within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.43 269.25 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 257.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 257.25 Td (, related to the ef) Tj ET Q q 0 0 0 rg BT 218.99 257.25 Td (fective portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (of the net investment hedges, is $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.58 245.25 Td (\(477\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.64 245.25 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.07 245.25 Td (489 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 233.25 Td ( for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.08 233.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.68 233.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.12 233.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.12 233.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 221.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 197.25 Td (edit Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 185.25 Td ( credit derivative is a bilateral contract between a buyer and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (a seller under which the seller agrees to provide protection to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (the buyer against the credit risk of a particular entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (\(reference entity or reference credit\). Credit derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (generally require that the seller of credit protection make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (payments to the buyer upon the occurrence of predefined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (credit events \(commonly referred to as settlement triggers\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (These settlement triggers are defined by the form of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (derivative and the reference credit and are generally limited to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (the market standard of failure to pay on indebtedness and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (bankruptcy of the reference credit and, in a more limited range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (of transactions, debt restructuring. Credit derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (transactions referring to emer) Tj ET Q q 0 0 0 rg BT 441.82 749.10 Td (ging market reference credits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (will also typically include additional settlement triggers to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (cover the acceleration of indebtedness and the risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (repudiation or a payment moratorium. In certain transactions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (protection may be provided on a portfolio of reference credits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (or asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 431.00 689.10 Td (The seller of such protection may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (not be required to make payment until a specified amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (losses has occurred with respect to the portfolio and/or may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (only be required to pay for losses up to a specified amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (The Company is a market maker and trades a range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (credit derivatives. ) Tj ET Q q 0 0 0 rg BT 397.96 629.10 Td (Through these contracts, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (either purchases or writes protection on either a single name or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (a portfolio of reference credits. ) Tj ET Q q 0 0 0 rg BT 450.42 605.10 Td (The Company also uses credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (derivatives to help mitigate credit risk in its Corporate and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Consumer loan portfolios and other cash positions, and to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (facilitate client transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.10 Td (The range of credit derivatives sold includes credit default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (swaps, total return swaps, credit options and credit-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 521.10 Td ( credit default swap is a contract in which, for a fee, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (protection seller agrees to reimburse a protection buyer for any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (losses that occur due to a credit event on a reference entity) Tj ET Q q 0 0 0 rg BT 557.41 497.10 Td (. If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (there is no credit default event or settlement trigger) Tj ET Q q 0 0 0 rg BT 528.52 485.10 Td (, as defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (by the specific derivative contract, then the protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (makes no payments to the protection buyer and receives only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (the contractually specified fee. However) Tj ET Q q 0 0 0 rg BT 485.46 449.10 Td (, if a credit event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (occurs as defined in the specific derivative contract sold, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (protection seller will be required to make a payment to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (protection buyer) Tj ET Q q 0 0 0 rg BT 389.26 413.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 401.10 Td ( total return swap transfers the total economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (performance of a reference asset, which includes all associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (cash flows, as well as capital appreciation or depreciation. ) Tj ET Q q 0 0 0 rg BT 559.00 377.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (protection buyer receives a floating rate of interest and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (depreciation on the reference asset from the protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (and, in return, the protection seller receives the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (associated with the reference asset plus any appreciation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Thus, according to the total return swap agreement, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (protection seller will be obligated to make a payment any time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (the floating interest rate payment and any depreciation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (reference asset exceed the cash flows associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (underlying asset. ) Tj ET Q q 0 0 0 rg BT 393.71 269.10 Td (A) Tj ET Q q 0 0 0 rg BT 400.38 269.10 Td ( total return swap may terminate upon a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (default of the reference asset subject to the provisions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (related total return swap agreement between the protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (seller and the protection buyer) Tj ET Q q 0 0 0 rg BT 445.07 233.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 221.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 221.10 Td ( credit option is a credit derivative that allows investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (to trade or hedge changes in the credit quality of the reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (asset. For example, in a credit spread option, the option writer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (assumes the obligation to purchase or sell the reference asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (at a specified strike spread level. ) Tj ET Q q 0 0 0 rg BT 465.69 173.10 Td (The option purchaser buys ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (the right to sell the reference asset to, or purchase it from, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (option writer at the strike spread level. ) Tj ET Q q 0 0 0 rg BT 480.44 149.10 Td (The payments on credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (spread options depend either on a particular credit spread or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (the price of the underlying credit-sensitive asset. ) Tj ET Q q 0 0 0 rg BT 520.42 125.10 Td (The options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (usually terminate if the underlying assets default.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 101.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 101.10 Td ( credit-linked note is a form of credit derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (structured as a debt security with an embedded credit default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (swap. ) Tj ET Q q 0 0 0 rg BT 349.37 77.10 Td (The purchaser of the note writes credit protection to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (issuer and receives a return that could be negatively af) Tj ET Q q 0 0 0 rg BT 541.23 65.10 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (by credit events on the underlying reference credit. If the ) Tj ET Q endstream endobj 379 0 obj <> endobj 380 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (reference entity defaults, the purchaser of the credit-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (note may assume the long position in the debt security and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (future cash flows from it but will lose the amount paid to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (issuer of the credit-linked note. ) Tj ET Q q 0 0 0 rg BT 163.00 713.10 Td (Thus, the maximum amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (the exposure is the carrying amount of the credit-linked note. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.44 689.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.04 689.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.48 689.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.06 689.10 Td (, the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (credit-linked notes held by the Company in trading inventory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (was immaterial.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (The following tables summarize the key characteristics of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 92.38 641.10 Td (s credit derivative portfolio as protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.66 629.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.26 629.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.70 629.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.28 629.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 565.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 565.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 565.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 537.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 537.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 537.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 509.60 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 509.60 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 509.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 472.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 472.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 472.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 444.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 444.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 444.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 416.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 416.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 416.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 388.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 388.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 388.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 360.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 360.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 360.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 332.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 332.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 332.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 304.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 304.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 304.60 51.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 565.6 m 161.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 565.6 m 236.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 565.6 m 287.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 486.6 m 161.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 472.6 m 161.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 486.6 m 236.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 472.6 m 236.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 486.6 m 287.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 472.6 m 287.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 430.6 m 161.5 430.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 416.6 m 161.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 430.6 m 236.5 430.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 416.6 m 236.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 430.6 m 287.5 430.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 416.6 m 287.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 374.6 m 161.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 360.6 m 161.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 374.6 m 236.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 360.6 m 236.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 374.6 m 287.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 360.6 m 287.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 304.6 m 161.5 304.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 290.6 m 161.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 304.6 m 236.5 304.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 290.6 m 236.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 304.6 m 287.5 304.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 290.6 m 287.5 290.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 577.85 Td (In millions of dollars at March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 569.85 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.50 597.05 Td (Maximum ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.45 588.05 Td (potential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.85 579.05 Td (amount of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.95 570.05 Td (futur) Tj ET Q q 0 0 0 rg BT 186.79 570.05 Td (e payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.30 588.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.20 579.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.65 570.05 Td (payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 269.66 574.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 556.05 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 542.06 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 542.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 542.05 Td (698,253) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 542.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 542.05 Td (6,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 528.06 Td (Broker-dealer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 528.05 Td (213,391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 528.05 Td (3,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 514.06 Td (Non-financial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 514.05 Td (3,881) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 514.05 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 500.06 Td (Insurance and other financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 491.06 Td (institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 491.05 Td (217,065) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 491.05 Td (2,001) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 477.05 Td (Total by industry/counterparty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 477.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 477.05 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 477.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 477.05 Td (12,294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 463.05 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 463.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 463.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 449.06 Td (Credit default swaps and options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 449.05 Td (1,131,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 449.05 Td (12,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 435.06 Td (Total return swaps and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 435.05 Td (1,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 435.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 421.05 Td (Total by instrument) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 421.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 421.05 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 421.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 421.05 Td (12,294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 407.05 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 407.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 407.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 393.06 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 393.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 393.05 Td (778,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 393.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 393.05 Td (2,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 379.06 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 379.05 Td (353,924) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 379.05 Td (9,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 365.05 Td (Total by rating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 365.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 365.05 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 365.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 365.05 Td (12,294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 351.05 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 351.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 351.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 337.06 Td (Within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 337.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 337.05 Td (206,830) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 337.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 337.05 Td (754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 323.06 Td (From 1 to 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 323.05 Td (842,710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 323.05 Td (7,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 309.06 Td (After 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 309.05 Td (83,050) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 309.05 Td (3,680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 295.05 Td (Total by maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 295.05 Td (1,132,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 295.05 Td (12,294) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 273.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 273.50 Td (In addition, fair value amounts payable under credit derivatives ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.90 Td (purchased were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 109.97 263.90 Td (28,404 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.09 263.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 254.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 254.30 Td (In addition, fair value amounts receivable under credit derivatives sold ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 244.70 Td (were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.54 244.70 Td (26,706 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.66 244.70 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 714.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 714.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 714.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 686.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 686.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 686.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 658.50 127.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 658.50 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 658.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 621.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 621.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 621.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 593.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 593.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 593.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 565.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 565.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 565.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 537.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 537.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 537.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 509.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 509.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 509.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 481.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 481.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 481.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 453.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 453.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 453.50 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 714.5 m 450.5 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 714.5 m 525.5 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 714.5 m 575.5 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 635.5 m 450.5 635.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 621.5 m 450.5 621.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 635.5 m 525.5 635.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 621.5 m 525.5 621.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 635.5 m 575.5 635.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 621.5 m 575.5 621.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 579.5 m 450.5 579.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 565.5 m 450.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 579.5 m 525.5 579.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 565.5 m 525.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 579.5 m 575.5 579.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 565.5 m 575.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 523.5 m 450.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 509.5 m 450.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 523.5 m 525.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 509.5 m 525.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 523.5 m 575.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 509.5 m 575.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 453.5 m 450.5 453.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 439.5 m 450.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 453.5 m 525.5 453.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 439.5 m 525.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 453.5 m 575.5 453.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 439.5 m 575.5 439.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 726.75 Td (In millions of dollars at December) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 718.75 Td (31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 745.95 Td (Maximum ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.45 736.95 Td (potential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.85 727.95 Td (amount of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.95 718.95 Td (futur) Tj ET Q q 0 0 0 rg BT 475.79 718.95 Td (e payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.80 736.95 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.70 727.95 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.15 718.95 Td (payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 558.16 723.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 704.95 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 704.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 704.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 690.96 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 690.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 690.96 Td (727,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 690.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 690.96 Td (6,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 676.96 Td (Broker-dealer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 676.96 Td (224,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 676.96 Td (4,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 662.96 Td (Non-financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 662.96 Td (2,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 662.96 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 648.96 Td (Insurance and other financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 639.96 Td (institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 639.96 Td (188,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 639.96 Td (2,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 625.95 Td (Total by industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 625.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 625.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 625.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 625.96 Td (12,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 611.95 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 611.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 611.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 597.96 Td (Credit default swaps and options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 597.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 597.96 Td (1,141,864) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 597.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 597.96 Td (12,607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 583.96 Td (Total return swaps and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 583.96 Td (1,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 583.96 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 569.95 Td (Total by instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 569.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 569.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 569.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 569.96 Td (12,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 555.95 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 541.96 Td (Investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 541.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 541.96 Td (752,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 541.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 541.96 Td (3,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 527.96 Td (Non-investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 527.96 Td (390,723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 527.96 Td (9,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 513.95 Td (Total by rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 513.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 513.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 513.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 513.96 Td (12,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 499.95 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 499.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 499.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 485.96 Td (Within 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 485.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 485.96 Td (221,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 485.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 485.96 Td (858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 471.96 Td (From 1 to 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 471.96 Td (853,391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 471.96 Td (7,492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 457.96 Td (After 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 457.96 Td (68,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 457.96 Td (4,286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 443.95 Td (Total by maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 443.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 443.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 443.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 443.96 Td (12,636) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 422.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 422.40 Td (In addition, fair value amounts payable under credit derivatives ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 412.80 Td (purchased were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.97 412.80 Td (28,723 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 445.09 412.80 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 403.20 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 403.20 Td (In addition, fair value amounts receivable under credit derivatives sold ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 393.60 Td (were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.54 393.60 Td (26,673 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.66 393.60 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 369.60 Td (Citigroup evaluates the payment/performance risk of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 357.60 Td (credit derivatives for which it stands as a protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 345.60 Td (based on the credit rating assigned to the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 333.60 Td (referenced credit. ) Tj ET Q q 0 0 0 rg BT 396.27 333.60 Td (Where external ratings by nationally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 321.60 Td (recognized statistical rating or) Tj ET Q q 0 0 0 rg BT 444.61 321.60 Td (ganizations \(such as Moody) Tj ET Q q 0 0 0 rg BT 559.31 321.60 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 309.60 Td (and S&P\) are used, investment grade ratings are considered to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 297.60 Td (be Baa/BBB or above, while anything below is considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 285.60 Td (non-investment grade. ) Tj ET Q q 0 0 0 rg BT 415.74 285.60 Td (The Citigroup internal ratings are in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 273.60 Td (line with the related external credit rating system. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 261.60 Td (derivatives written on an underlying non-investment grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 249.60 Td (reference credit represent greater payment risk to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 237.60 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 237.60 Td (. ) Tj ET Q q 0 0 0 rg BT 367.06 237.60 Td (The non-investment grade category in the table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 225.60 Td (above also includes credit derivatives where the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 213.60 Td (referenced entity has been downgraded subsequent to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 201.60 Td (inception of the derivative. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 189.60 Td (The maximum potential amount of future payments under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 177.60 Td (credit derivative contracts presented in the table above is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 165.60 Td (based on the notional value of the derivatives. ) Tj ET Q q 0 0 0 rg BT 510.15 165.60 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 153.60 Td (believes that the maximum potential amount of future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 141.60 Td (payments for credit protection sold is not representative of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 129.60 Td (actual loss exposure based on historical experience. ) Tj ET Q q 0 0 0 rg BT 532.63 129.60 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 117.60 Td (amount has not been reduced by the Company) Tj ET Q q 0 0 0 rg BT 512.01 117.60 Td (s rights to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 105.60 Td (underlying assets and the related cash flows. In accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 93.60 Td (with most credit derivative contracts, should a credit event \(or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 81.60 Td (settlement trigger\) occur) Tj ET Q q 0 0 0 rg BT 421.89 81.60 Td (, the Company usually is liable for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 69.60 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 69.60 Td (ference between the protection sold and the recourse it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 57.60 Td (holds in the value of the underlying assets. ) Tj ET Q q 0 0 0 rg BT 496.84 57.60 Td (Thus, if the ) Tj ET Q endstream endobj 381 0 obj <> endobj 382 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (reference entity defaults, Citi will have a right to collect on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (underlying reference credit and any related cash flows, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (being liable for the full notional amount of credit protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (sold to the buyer) Tj ET Q q 0 0 0 rg BT 102.38 713.10 Td (. Furthermore, this maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (amount of future payments for credit protection sold has not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (been reduced for any cash collateral paid to a given ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (counterparty) Tj ET Q q 0 0 0 rg BT 85.88 677.10 Td (, as such payments would be calculated after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (netting all derivative exposures, including any credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (derivatives with that counterparty in accordance with a related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (master netting agreement. Due to such netting processes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (determining the amount of collateral that corresponds to credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (derivative exposures alone is not possible. ) Tj ET Q q 0 0 0 rg BT 207.17 617.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (actively monitors open credit-risk exposures and manages this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (exposure by using a variety of strategies, including purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (credit derivatives, cash collateral or direct holdings of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (referenced assets. ) Tj ET Q q 0 0 0 rg BT 108.83 569.10 Td (This risk mitigation activity is not captured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (in the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 533.10 Td (edit-Risk-Related Contingent Featur) Tj ET Q q 0 0 0 rg BT 203.95 533.10 Td (es in Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Certain derivative instruments contain provisions that require ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (the Company to either post additional collateral or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (immediately settle any outstanding liability balances upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (occurrence of a specified credit-risk-related event. ) Tj ET Q q 0 0 0 rg BT 239.32 485.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (events, which are defined by the existing derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (are primarily downgrades in the credit ratings of the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (and its af) Tj ET Q q 0 0 0 rg BT 72.47 449.10 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 104.51 449.10 Td (The fair value \(excluding CV) Tj ET Q q 0 0 0 rg BT 220.95 449.10 Td (A\) of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (derivative instruments with credit-risk-related contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (features that are in a net liability position at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.33 425.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.93 425.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 413.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.52 413.10 Td ( was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.07 413.10 Td (25 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.69 413.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.13 413.10 Td (26 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.74 413.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 401.10 Td (. ) Tj ET Q q 0 0 0 rg BT 88.48 401.10 Td (The Company has posted $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.35 401.10 Td (23 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.97 401.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.40 401.10 Td (24 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 389.10 Td ( as collateral for this exposure in the normal course of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (business as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 377.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.65 377.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.09 377.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.67 377.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 365.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (Each downgrade would trigger additional collateral or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (cash settlement requirements for the Company and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 329.10 Td (filiates. In the event that each legal entity was downgraded a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (single notch by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.32 317.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.31 317.10 Td ( rating agencies as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.21 317.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.81 317.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (the Company would be required to post an additional $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.23 305.10 Td (2.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 293.10 Td ( as either collateral or settlement of the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 88.21 281.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 138.11 281.10 Td (, the Company would be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (segregate with third-party custodians collateral previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (received from existing derivative counterparties in the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.83 245.10 Td (0.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.94 245.10 Td ( upon the single notch downgrade, resulting in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (aggregate cash obligations and collateral requirements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.26 221.10 Td (2.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.37 221.10 Td (.) Tj ET Q endstream endobj 383 0 obj <> endobj 384 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (189) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (22.F) Tj ET Q q 0 0 0 rg BT 61.37 749.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 82.02 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.95 749.25 Td (ALUE MEASUREMENT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (ASC 820-10 ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.78 729.25 Td (Fair V) Tj ET Q q 0 0 0 rg BT 114.06 729.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 163.96 729.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.84 729.25 Td (, defines fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (establishes a consistent framework for measuring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (and requires disclosures about fair value measurements. Fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (value is defined as the price that would be received to sell an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (asset or paid to transfer a liability in an orderly transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (between market participants at the measurement date. ) Tj ET Q q 0 0 0 rg BT 252.58 669.25 Td (Among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (other things, the standard requires the Company to maximize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (the use of observable inputs and minimize the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (unobservable inputs when measuring fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 621.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 80.94 621.25 Td (ASC 820-10, the probability of default of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (counterparty is factored into the valuation of derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (positions and includes the impact of Citigroup) Tj ET Q q 0 0 0 rg BT 223.75 597.25 Td (s own credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.25 Td (risk on derivatives and other liabilities measured at fair value.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 561.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 561.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 561.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 561.25 Td (alue Hierar) Tj ET Q q 0 0 0 rg BT 111.74 561.25 Td (chy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.25 Td (ASC 820-10 specifies a hierarchy of inputs based on whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.25 Td (the inputs are observable or unobservable. Observable inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.25 Td (reflect market data obtained from independent sources, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (unobservable inputs reflect the Company) Tj ET Q q 0 0 0 rg BT 203.18 513.25 Td (s market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.25 Td (assumptions. ) Tj ET Q q 0 0 0 rg BT 90.27 501.25 Td (These two types of inputs have created the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (following fair value hierarchy:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 472.25 Td (Level1: Quoted prices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.02 472.25 Td (identical) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.01 472.25 Td ( instruments in active ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 460.25 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.25 Td (Level2: Quoted prices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.02 448.25 Td (similar) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.36 448.25 Td ( instruments in active ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 436.25 Td (markets; quoted prices for identical or similar instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 424.25 Td (in markets that are not active; and model-derived ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (valuations in which all significant inputs and significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 400.25 Td (value drivers are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.13 400.25 Td (observable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.01 400.25 Td ( in active markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.25 Td (Level3: ) Tj ET Q q 0 0 0 rg BT 89.36 388.25 Td (V) Tj ET Q q 0 0 0 rg BT 95.47 388.25 Td (aluations derived from valuation techniques in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.25 Td (which one or more significant inputs or significant value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (drivers are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.98 364.25 Td (unobservable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.85 364.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.25 Td (This hierarchy requires the use of observable market data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.25 Td (when available. ) Tj ET Q q 0 0 0 rg BT 101.07 328.25 Td (The Company considers relevant and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 316.25 Td (observable market prices in its valuations where possible. ) Tj ET Q q 0 0 0 rg BT 268.81 316.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 304.25 Td (frequency of transactions, the size of the bid-ask spread and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.25 Td (the amount of adjustment necessary when comparing similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.25 Td (transactions are all factors in determining the liquidity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.25 Td (markets and the relevance of observed prices in those markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 256.25 Td (s policy with respect to transfers between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.25 Td (levels of the fair value hierarchy is to recognize transfers into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.25 Td (and out of each level as of the end of the reporting period.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 208.25 Td (Determination of Fair) Tj ET Q q 0 0 0 rg BT 129.68 208.25 Td ( ) Tj ET Q q 0 0 0 rg BT 132.00 208.25 Td (V) Tj ET Q q 0 0 0 rg BT 138.30 208.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.25 Td (For assets and liabilities carried at fair value, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.25 Td (measures such value using the procedures set out below) Tj ET Q q 0 0 0 rg BT 258.62 184.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.25 Td (irrespective of whether these assets and liabilities are carried ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.25 Td (at fair value as a result of an election or whether they are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.25 Td (required to be carried at fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (When available, the Company generally uses quoted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.25 Td (market prices to determine fair value and classifies such items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.25 Td (as Level1. In some cases where a market price is available, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 100.25 Td (the Company will make use of acceptable practical expedients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.25 Td (\(such as matrix pricing\) to calculate fair value, in which case ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 76.25 Td (the items are classified as Level2.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.25 Td (If quoted market prices are not available, fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.25 Td (based upon internally developed valuation techniques that use, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (where possible, current market-based parameters, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (interest rates, currency rates, option volatilities, etc. Items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (valued using such internally generated valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (are classified according to the lowest level input or value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (driver that is significant to the valuation. ) Tj ET Q q 0 0 0 rg BT 488.78 701.10 Td (Thus, an item may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (classified as Level3 even though there may be some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (significant inputs that are readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (The Company may also apply a price-based methodology) Tj ET Q q 0 0 0 rg BT 572.12 665.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (which utilizes, where available, quoted prices or other market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (information obtained from recent trading activity in positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (with the same or similar characteristics to the position being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (valued. ) Tj ET Q q 0 0 0 rg BT 355.47 617.10 Td (The market activity and the amount of the bid-ask ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (spread are among the factors considered in determining the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (liquidity of markets and the relevance of observed prices from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (those markets. If relevant and observable prices are available, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (those valuations may be classified as Level2. ) Tj ET Q q 0 0 0 rg BT 509.04 569.10 Td (When less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (liquidity exists for a security or loan, a quoted price is stale, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (significant adjustment to the price of a similar security is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (necessary to reflect dif) Tj ET Q q 0 0 0 rg BT 414.61 533.10 Td (ferences in the terms of the actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (security or loan being valued, or prices from independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (sources are insuf) Tj ET Q q 0 0 0 rg BT 391.02 509.10 Td (ficient to corroborate the valuation, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (price inputs are considered unobservable and the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (measurements are classified as Level3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (Fair value estimates from internal valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (are verified, where possible, to prices obtained from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (independent vendors or brokers. ) Tj ET Q q 0 0 0 rg BT 455.17 449.10 Td (V) Tj ET Q q 0 0 0 rg BT 461.29 449.10 Td (endors and brokers) Tj ET Q q 0 0 0 rg BT 539.96 449.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (valuations may be based on a variety of inputs ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (observed prices to proprietary valuation models.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (The following section describes the valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (methodologies used by the Company to measure various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (financial instruments at fair value, including an indication of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (the level in the fair value hierarchy in which each instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (is generally classified. ) Tj ET Q q 0 0 0 rg BT 415.46 365.10 Td (Where appropriate, the description ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (includes details of the valuation models, the key inputs to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (those models and any significant assumptions.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Market valuation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (Liquidity adjustments are applied to items in Level2 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (Level3 of the fair value hierarchy to ensure that the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (reflects the liquidity or illiquidity of the market. ) Tj ET Q q 0 0 0 rg BT 517.94 281.10 Td (The liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (reserve may utilize the bid-of) Tj ET Q q 0 0 0 rg BT 441.55 269.10 Td (fer spread for an instrument as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (one of the factors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 245.10 Td (Counterparty credit-risk adjustments are applied to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (derivatives, such as over) Tj ET Q q 0 0 0 rg BT 422.10 233.10 Td (-the-counter uncollateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (derivatives, where the base valuation uses market parameters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (based on the relevant base interest rate curves. Not all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (counterparties have the same credit risk as that implied by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (relevant base curve, so it is necessary to consider the market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (view of the credit risk of a counterparty in order to estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (the fair value of such an item.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 149.10 Td (Bilateral or own credit-risk adjustments are applied to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (reflect the Company) Tj ET Q q 0 0 0 rg BT 408.41 137.10 Td (s own credit risk when valuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (derivatives and liabilities measured at fair value. Counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (and own credit adjustments consider the expected future cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (flows between Citi and its counterparties under the terms of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (the instrument and the ef) Tj ET Q q 0 0 0 rg BT 423.23 89.10 Td (fect of credit risk on the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (those cash flows, rather than a point-in-time assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (current recognized net asset or liability) Tj ET Q q 0 0 0 rg BT 479.12 65.10 Td (. Furthermore, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (credit-risk adjustments take into account the ef) Tj ET Q q 0 0 0 rg BT 510.98 53.10 Td (fect of credit-) Tj ET Q endstream endobj 385 0 obj <> endobj 386 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (risk mitigants, such as pledged collateral and any legal right of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 737.10 Td (fset \(to the extent such of) Tj ET Q q 0 0 0 rg BT 145.33 737.10 Td (fset exists\) with a counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (through arrangements such as netting agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 713.10 Td (, the unit of account for a financial instrument is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (the individual financial instrument. ) Tj ET Q q 0 0 0 rg BT 178.84 701.10 Td (The Company applies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (market valuation adjustments that are consistent with the unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (of account, which does not include adjustment due to the size ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 665.10 Td (s position, except as follows. ) Tj ET Q q 0 0 0 rg BT 220.70 665.10 Td (ASC 820-10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (permits an exception, through an accounting policy election, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (to measure the fair value of a portfolio of financial assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (financial liabilities on the basis of the net open risk position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (when certain criteria are met. Citi has elected to measure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (certain portfolios of financial instruments, such as derivatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (that meet those criteria on the basis of the net open risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (position. ) Tj ET Q q 0 0 0 rg BT 73.05 581.10 Td (The Company applies market valuation adjustments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (including adjustments to account for the size of the net open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (risk position, consistent with market participant assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (and in accordance with the unit of account.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 521.10 Td (aluation Pr) Tj ET Q q 0 0 0 rg BT 90.18 521.10 Td (ocess for) Tj ET Q q 0 0 0 rg BT 126.93 521.10 Td ( Fair) Tj ET Q q 0 0 0 rg BT 147.57 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 149.89 521.10 Td (V) Tj ET Q q 0 0 0 rg BT 156.20 521.10 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 209.06 521.10 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (Price verification procedures and related internal control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (procedures are governed by the Citigroup ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 204.83 497.10 Td (Pricing and Price ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 485.10 Td (erification Policy and Standar) Tj ET Q q 0 0 0 rg BT 162.00 485.10 Td (ds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.89 485.10 Td (, which is jointly owned by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Finance and Risk Management. Finance has implemented the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (ICG Pricing and Price V) Tj ET Q q 0 0 0 rg BT 137.37 461.10 Td (erification Standar) Tj ET Q q 0 0 0 rg BT 212.83 461.10 Td (ds and Pr) Tj ET Q q 0 0 0 rg BT 251.35 461.10 Td (ocedur) Tj ET Q q 0 0 0 rg BT 278.75 461.10 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.08 461.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (to facilitate compliance with this policy) Tj ET Q q 0 0 0 rg BT 193.92 449.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (For fair value measurements of substantially all assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (liabilities held by the Company) Tj ET Q q 0 0 0 rg BT 160.89 425.10 Td (, individual business units are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (responsible for valuing the trading account assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (liabilities, and Product Control within Finance performs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (independent price verification procedures to evaluate those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (fair value measurements. Product Control is independent of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (the individual business units and reports to the Global Head of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (Product Control. It has authority over the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (financial assets and liabilities. Fair value measurements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (assets and liabilities are determined using various techniques, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (including, but not limited to, discounted cash flows and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (internal models, such as option and correlation models.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (Based on the observability of inputs used, Product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (Control classifies the inventory as Level1, Level2 or Level3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 139.18 269.10 Td (. ) Tj ET Q q 0 0 0 rg BT 144.00 269.10 Td (When a position involves one or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (more significant inputs that are not directly observable, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (additional price verification procedures are applied. ) Tj ET Q q 0 0 0 rg BT 244.89 245.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (procedures may include reviewing relevant historical data, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (analyzing profit and loss, valuing each component of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (structured trade individually) Tj ET Q q 0 0 0 rg BT 148.65 209.10 Td (, and benchmarking, among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (Reports of inventory that is classified within Level3 of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (the fair value hierarchy are distributed to senior management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (in Finance, Risk and the individual business. ) Tj ET Q q 0 0 0 rg BT 217.19 161.10 Td (This inventory is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (also discussed in Risk Committees and in monthly meetings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (with senior trading management. ) Tj ET Q q 0 0 0 rg BT 169.58 137.10 Td (As deemed necessary) Tj ET Q q 0 0 0 rg BT 255.00 137.10 Td (, reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (may go to the ) Tj ET Q q 0 0 0 rg BT 92.66 125.10 Td (Audit Committee of the Board of Directors or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (the full Board of Directors. ) Tj ET Q q 0 0 0 rg BT 146.90 113.10 Td (Whenever a valuation adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (is needed to bring the price of an asset or liability to its exit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (price, Product Control reports it to management along with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (other price verification results.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.10 Td (In addition, the pricing models used in measuring fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (value are governed by an independent control framework. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Although the models are developed and tested by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (individual business units, they are independently validated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (the Model ) Tj ET Q q 0 0 0 rg BT 367.14 725.10 Td (V) Tj ET Q q 0 0 0 rg BT 373.26 725.10 Td (alidation Group within Risk Management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (reviewed by Finance with respect to their impact on the price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (verification procedures. ) Tj ET Q q 0 0 0 rg BT 421.28 701.10 Td (The purpose of this independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (control framework is to assess model risk arising from models) Tj ET Q q 0 0 0 rg BT 575.71 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (theoretical soundness, calibration techniques where needed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (and the appropriateness of the model for a specific product in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (a defined market. ) Tj ET Q q 0 0 0 rg BT 396.01 653.10 Td (V) Tj ET Q q 0 0 0 rg BT 402.12 653.10 Td (aluation adjustments, if any) Tj ET Q q 0 0 0 rg BT 512.00 653.10 Td (, go through a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (similar independent review process as the valuation models. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 629.10 Td (o ensure their continued applicability) Tj ET Q q 0 0 0 rg BT 477.60 629.10 Td (, models are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (independently reviewed annually) Tj ET Q q 0 0 0 rg BT 456.08 617.10 Td (. In addition, Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Management approves and maintains a list of products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (permitted to be valued under each approved model for a given ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (business.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Securities purchased under agreements to resell and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (securities sold under agreements to repurchase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (No quoted prices exist for such instruments, so fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (determined using a discounted cash-flow technique. Cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (flows are estimated based on the terms of the contract, taking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (into account any embedded derivative or other features. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Expected cash flows are discounted using interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (appropriate to the maturity of the instrument as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (nature of the underlying collateral. Generally) Tj ET Q q 0 0 0 rg BT 503.83 461.10 Td (, when such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (instruments are held at fair value, they are classified within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Level2 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 459.95 437.10 Td (, as the inputs used in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (valuation are readily observable. However) Tj ET Q q 0 0 0 rg BT 493.25 425.10 Td (, certain long-dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (positions are classified within Level3 of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 361.10 401.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 377.10 Td (rading account assets and liabilitiestrading securities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (and trading loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (When available, the Company uses quoted market prices to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (determine the fair value of trading securities; such items are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (classified as Level1 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 511.04 329.10 Td (. Examples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (include some government securities and exchange-traded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.10 Td (For bonds and secondary market loans traded over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (counter) Tj ET Q q 0 0 0 rg BT 353.58 281.10 Td (, the Company generally determines fair value utilizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (valuation techniques, including discounted cash flows, price-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (based and internal models, such as Black-Scholes and Monte ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (Carlo simulation. Fair value estimates from these internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (valuation techniques are verified, where possible, to prices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (obtained from independent vendors. ) Tj ET Q q 0 0 0 rg BT 470.72 221.10 Td (V) Tj ET Q q 0 0 0 rg BT 476.84 221.10 Td (endors compile prices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (from various sources and may apply matrix pricing for similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (bonds or loans where no price is observable. ) Tj ET Q q 0 0 0 rg BT 503.68 197.10 Td (A) Tj ET Q q 0 0 0 rg BT 510.35 197.10 Td ( price-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (methodology utilizes, where available, quoted prices or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (market information obtained from recent trading activity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (assets with similar characteristics to the bond or loan being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (valued. ) Tj ET Q q 0 0 0 rg BT 355.47 149.10 Td (The yields used in discounted cash flow models are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (derived from the same price information. ) Tj ET Q q 0 0 0 rg BT 490.70 137.10 Td (T) Tj ET Q q 0 0 0 rg BT 496.46 137.10 Td (rading securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (and loans priced using such methods are generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (as Level2. However) Tj ET Q q 0 0 0 rg BT 406.34 113.10 Td (, when less liquidity exists for a security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (or loan, a quoted price is stale, a significant adjustment to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (price of a similar security or loan is necessary to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 77.10 Td (ferences in the terms of the actual security or loan being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (valued, or prices from independent sources are insuf) Tj ET Q q 0 0 0 rg BT 533.19 65.10 Td (ficient to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (corroborate valuation, a loan or security is generally classified ) Tj ET Q endstream endobj 387 0 obj <> endobj 388 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (as Level3. ) Tj ET Q q 0 0 0 rg BT 81.91 749.10 Td (The price input used in a price-based methodology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (may be zero for a security) Tj ET Q q 0 0 0 rg BT 139.47 737.10 Td (, such as a subprime CDO, that is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (not receiving any principal or interest and is currently written ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (down to zero.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (Where the Company) Tj ET Q q 0 0 0 rg BT 139.53 701.10 Td (s principal market for a portfolio of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (loans is the securitization market, the Company uses the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (securitization price to determine the fair value of the portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (The securitization price is determined from the assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (proceeds of a hypothetical securitization in the current market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (adjusted for transformation costs \(i.e.,direct costs other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (transaction costs\) and securitization uncertainties such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (market conditions and liquidity) Tj ET Q q 0 0 0 rg BT 160.61 617.10 Td (. ) Tj ET Q q 0 0 0 rg BT 165.06 617.10 Td (As a result of the severe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (reduction in the level of activity in certain securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (markets since the second half of 2007, observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (securitization prices for certain directly comparable portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (of loans have not been readily available. ) Tj ET Q q 0 0 0 rg BT 199.64 569.10 Td (Therefore, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (portfolios of loans are generally classified as Level3 of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (fair value hierarchy) Tj ET Q q 0 0 0 rg BT 113.64 545.10 Td (. However) Tj ET Q q 0 0 0 rg BT 154.89 545.10 Td (, for other loan securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (markets, such as commercial real estate loans, price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (verification of the hypothetical securitizations has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (possible, since these markets have remained active. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 85.34 497.10 Td (, this loan portfolio is classified as Level2 of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (fair value hierarchy) Tj ET Q q 0 0 0 rg BT 113.64 485.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.74 461.10 Td (rading account assets and liabilitiesderivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (Exchange-traded derivatives are generally measured at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (value using quoted market \(i.e.,exchange\) prices and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (classified as Level1 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 223.04 425.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (The majority of derivatives entered into by the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (are executed over the counter and are valued using internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (valuation techniques, as no quoted market prices exist for such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 87.48 377.10 Td (The valuation techniques and inputs depend on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (the type of derivative and the nature of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (instrument. ) Tj ET Q q 0 0 0 rg BT 83.59 353.10 Td (The principal techniques used to value these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (instruments are discounted cash flows and internal models, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (including Black-Scholes and Monte Carlo simulation. ) Tj ET Q q 0 0 0 rg BT 253.84 329.10 Td (The fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (values of derivative contracts reflect cash the Company has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (paid or received \(for example, option premiums paid and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (received\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (The key inputs depend upon the type of derivative and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (nature of the underlying instrument and include interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (yield curves, foreign-exchange rates, volatilities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (correlation. ) Tj ET Q q 0 0 0 rg BT 84.13 245.10 Td (The Company uses overnight indexed swap \(OIS\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (curves as fair value measurement inputs for the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (certain collateralized derivatives. Citi uses the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (benchmark curve for the currency of the derivative \(e.g., the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (London Interbank Of) Tj ET Q q 0 0 0 rg BT 120.79 197.10 Td (fered Rate for U.S. dollar derivatives\) as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (the discount rate for uncollateralized derivatives. Citi has not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (recognized any valuation adjustments to reflect the cost of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (funding uncollateralized derivative positions beyond that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (implied by the relevant benchmark curve. Citi continues to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (monitor market practices and activity with respect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (discounting in derivative valuation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.10 Td (The derivative instruments are classified as either Level2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (or Level3 depending upon the observability of the significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (inputs to the model.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Subprime-related direct exposures in CDOs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The valuation of high-grade and mezzanine asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (security \(ABS\) CDO positions utilizes prices based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (underlying assets of each high-grade and mezzanine ) Tj ET Q q 0 0 0 rg BT 534.75 713.25 Td (ABS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (CDO. ) Tj ET Q q 0 0 0 rg BT 349.93 701.25 Td (The high-grade and mezzanine positions are lar) Tj ET Q q 0 0 0 rg BT 539.67 701.25 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (hedged through the ) Tj ET Q q 0 0 0 rg BT 403.15 689.25 Td (ABS and bond short positions. ) Tj ET Q q 0 0 0 rg BT 527.98 689.25 Td (This results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (in closer symmetry in the way these long and short positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (are valued by the Company) Tj ET Q q 0 0 0 rg BT 433.32 665.25 Td (. Citigroup uses trader marks to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (value this portion of the portfolio and will do so as long as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (remains lar) Tj ET Q q 0 0 0 rg BT 368.52 641.25 Td (gely hedged.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.25 Td (For most of the lending and structured direct subprime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (exposures, fair value is determined utilizing observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (transactions where available, other market data for similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (assets in markets that are not active and other internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (valuation techniques.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (The investments category includes available-for) Tj ET Q q 0 0 0 rg BT 515.95 545.25 Td (-sale debt and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (marketable equity securities whose fair value is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (determined by utilizing similar procedures described for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (trading securities above or) Tj ET Q q 0 0 0 rg BT 429.40 509.25 Td (, in some cases, using consensus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (pricing as the primary source.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.25 Td (Also included in investments are nonpublic investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (in private equity and real estate entities held by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 515.32 473.25 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.04 473.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (Determining the fair value of nonpublic securities involves a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (significant degree of management resources and judgment, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (no quoted prices exist and such securities are generally very ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (thinly traded. In addition, there may be transfer restrictions on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (private equity securities. ) Tj ET Q q 0 0 0 rg BT 424.34 413.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 484.05 413.25 Td (s process for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (determining the fair value of such securities utilizes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (commonly accepted valuation techniques, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (comparables analysis. In determining the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (nonpublic securities, the Company also considers events such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (as a proposed sale of the investee company) Tj ET Q q 0 0 0 rg BT 495.79 353.25 Td (, initial public ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 341.25 Td (ferings, equity issuances or other observable transactions. ) Tj ET Q q 0 0 0 rg BT 564.59 341.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (discussed in Note13 to the Consolidated Financial Statements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (the Company uses net asset value to value certain of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (investments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.25 Td (Private equity securities are generally classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 459.95 281.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (Short-term borrowings and long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (Where fair value accounting has been elected, the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (non-structured liabilities is determined by utilizing internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (models using the appropriate discount rate for the applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (maturity) Tj ET Q q 0 0 0 rg BT 357.23 209.25 Td (. Such instruments are generally classified as Level2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 427.18 197.25 Td (, as all inputs are readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.25 Td (The Company determines the fair value of structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (liabilities \(where performance is linked to structured interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (rates, inflation or currency risks\) and hybrid financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (instruments \(where performance is linked to risks other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (interest rates, inflation or currency risks\) using the appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (derivative valuation methodology \(described above in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 334.20 113.25 Td (rading account assets and liabilitiesderivatives\) given ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (the nature of the embedded risk profile. Such instruments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (classified as Level2 or Level3 depending on the observability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (of significant inputs to the model.) Tj ET Q endstream endobj 389 0 obj <> endobj 390 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (192) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 57.67 749.25 Td ( mortgage securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company classifies its ) Tj ET Q q 0 0 0 rg BT 145.99 737.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 168.76 737.25 Td ( mortgage securities as held-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (to-maturity) Tj ET Q q 0 0 0 rg BT 80.34 725.25 Td (, available-for) Tj ET Q q 0 0 0 rg BT 136.22 725.25 Td (-sale or trading investments. ) Tj ET Q q 0 0 0 rg BT 251.84 725.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (securities classified as trading and available-for) Tj ET Q q 0 0 0 rg BT 226.00 713.25 Td (-sale are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (recorded at fair value with changes in fair value reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (current earnings and ) Tj ET Q q 0 0 0 rg BT 119.58 689.25 Td (AOCI, respectively) Tj ET Q q 0 0 0 rg BT 196.68 689.25 Td (. For these purposes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Citi defines ) Tj ET Q q 0 0 0 rg BT 84.33 677.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 107.11 677.25 Td ( mortgage securities as non-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (residential mortgage-backed securities \(RMBS\) where \(i\)the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (underlying collateral has weighted average FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (between 680 and 720 or \(ii\)for instances where FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (are greater than 720, RMBS have 30% or less of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (underlying collateral composed of full documentation loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.25 Td (Similar to the valuation methodologies used for other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (trading securities and trading loans, the Company generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (determines the fair values of ) Tj ET Q q 0 0 0 rg BT 151.79 581.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 174.57 581.25 Td ( mortgage securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (utilizing internal valuation techniques. Fair value estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (from internal valuation techniques are verified, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (possible, to prices obtained from independent vendors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Consensus data providers compile prices from various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (sources. ) Tj ET Q q 0 0 0 rg BT 70.81 521.25 Td (Where available, the Company may also make use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (quoted prices for recent trading activity in securities with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (same or similar characteristics to the security being valued.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (The valuation techniques used for ) Tj ET Q q 0 0 0 rg BT 191.46 485.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 214.24 485.25 Td ( mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (securities, as with other mortgage exposures, are price-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (and yield analysis. ) Tj ET Q q 0 0 0 rg BT 112.47 461.25 Td (The primary market-derived input is yield. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (Cash flows are based on current collateral performance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (prepayment rates and loss projections reflective of current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (economic conditions of housing price change, unemployment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (rates, interest rates, borrower attributes and other market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (indicators.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 76.78 389.25 Td ( mortgage securities that are valued using these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (methods are generally classified as Level2. However) Tj ET Q q 0 0 0 rg BT 249.40 377.25 Td (, ) Tj ET Q q 0 0 0 rg BT 253.85 377.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 276.63 377.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (mortgage securities backed by ) Tj ET Q q 0 0 0 rg BT 159.29 365.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 182.07 365.25 Td ( mortgages of lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (quality or subordinated tranches in the capital structure are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (mostly classified as Level3 due to the reduced liquidity that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (exists for such positions, which reduces the reliability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (prices available from independent sources.) Tj ET Q endstream endobj 391 0 obj <> endobj 392 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (193) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Items Measur) Tj ET Q q 0 0 0 rg BT 94.97 749.25 Td (ed at Fair) Tj ET Q q 0 0 0 rg BT 136.44 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.76 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 145.07 749.25 Td (alue on a Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables present for each of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (hierarchy levels the Company) Tj ET Q q 0 0 0 rg BT 158.46 725.25 Td (s assets and liabilities that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (measured at fair value on a recurring basis at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.87 713.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.46 713.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 701.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.52 701.25 Td (. ) Tj ET Q q 0 0 0 rg BT 136.34 701.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 196.05 701.25 Td (s hedging of positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (that have been classified in the Level3 category is not limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (to other financial instruments \(hedging instruments\) that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (been classified as Level3, but also instruments classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Level1 or Level2 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 503.54 725.10 Td (. ) Tj ET Q q 0 0 0 rg BT 508.36 725.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 534.00 725.10 Td (fects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (these hedges are presented gross in the following table.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 665.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 665.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 665.25 Td (alue Levels) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 631.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 631.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 631.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 631.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 631.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 631.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 594.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 594.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 594.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 594.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 594.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 594.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 594.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 568.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 568.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 568.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 568.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 568.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 568.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 542.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 542.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 542.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 542.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 542.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 542.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 542.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 516.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 516.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 516.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 516.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 516.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 516.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 516.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 490.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 490.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 490.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 490.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 490.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 490.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 464.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 464.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 464.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 464.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 464.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 464.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 464.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 438.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 438.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 438.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 438.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 438.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 438.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 412.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 412.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 412.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 412.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 412.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 412.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 386.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 386.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 386.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 386.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 386.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 386.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 386.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 360.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 360.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 360.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 360.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 360.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 360.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 360.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 334.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 334.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 334.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 334.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 334.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 334.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 334.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 308.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 308.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 308.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 308.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 308.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 308.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 282.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 282.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 282.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 282.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 282.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 282.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 282.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 256.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 256.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 256.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 256.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 256.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 256.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 256.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 230.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 230.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 230.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 230.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 230.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 230.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 230.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 204.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 204.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 204.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 204.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 204.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 204.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 204.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 178.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 178.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 178.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 178.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 178.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 178.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 178.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 152.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 152.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 152.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 152.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 152.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 152.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 152.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 126.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 126.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 126.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 126.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 126.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 126.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 126.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 100.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 100.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 100.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 100.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 100.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 100.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 100.75 44.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 654.75 m 288.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 631.75 m 288.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 654.75 m 338.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 631.75 m 338.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 654.75 m 392.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 631.75 m 392.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 654.75 m 435.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 631.75 m 435.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 654.75 m 487.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 631.75 m 487.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 654.75 m 532.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 631.75 m 532.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 654.75 m 576.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 631.75 m 576.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 529.75 m 576.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 529.75 m 288.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.75 m 288.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 529.75 m 338.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 516.75 m 338.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 529.75 m 392.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 516.75 m 392.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 529.75 m 435.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 516.75 m 435.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 529.75 m 487.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 516.75 m 487.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 529.75 m 532.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 516.75 m 532.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 529.75 m 576.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 516.75 m 576.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.75 m 288.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 288.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 425.75 m 338.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 412.75 m 338.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 425.75 m 392.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 412.75 m 392.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 425.75 m 435.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 412.75 m 435.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 425.75 m 487.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 412.75 m 487.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 425.75 m 532.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 412.75 m 532.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 425.75 m 576.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 412.75 m 576.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 288.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 321.75 m 288.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 334.75 m 338.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 321.75 m 338.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 334.75 m 392.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 321.75 m 392.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 334.75 m 435.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 321.75 m 435.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 334.75 m 487.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 321.75 m 487.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 321.75 m 338.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 321.75 m 392.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 321.75 m 435.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 321.75 m 487.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 282.75 m 288.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.75 m 288.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 282.75 m 338.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 269.75 m 338.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 282.75 m 392.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 269.75 m 392.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 282.75 m 435.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 269.75 m 435.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 282.75 m 487.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 269.75 m 487.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 282.75 m 532.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 269.75 m 532.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 282.75 m 576.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 269.75 m 576.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 204.75 m 288.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 191.75 m 288.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 204.75 m 338.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 191.75 m 338.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 204.75 m 392.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 191.75 m 392.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 204.75 m 435.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 191.75 m 435.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 204.75 m 487.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 191.75 m 487.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 204.75 m 532.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 191.75 m 532.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 204.75 m 576.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 191.75 m 576.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 178.75 m 288.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 178.75 m 338.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 178.75 m 392.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 178.75 m 435.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 178.75 m 487.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 178.75 m 532.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 178.75 m 576.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 87.75 m 288.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 74.75 m 288.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 87.75 m 338.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 74.75 m 338.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 87.75 m 392.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 74.75 m 392.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 87.75 m 435.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 74.75 m 435.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 87.75 m 487.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 74.75 m 487.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 87.75 m 532.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 74.75 m 532.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 87.75 m 576.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 74.75 m 576.5 74.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 636.00 Td (In millions of dollars at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 636.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.44 640.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.70 636.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.44 640.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.60 636.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 645.20 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 636.20 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.80 636.20 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 520.29 640.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 645.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 636.20 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 622.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 622.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 608.20 Td (Federal funds sold and securities borrowed or purchased under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.20 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 599.20 Td (186,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 599.20 Td (3,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 599.20 Td (189,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 599.20 Td (\(50,067) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 599.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 599.20 Td (139,823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 586.15 Td (Trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 573.15 Td (Trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 560.01 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 560.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 560.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 560.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 560.15 Td (20,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 560.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 560.15 Td (788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 560.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 560.15 Td (21,384) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 560.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 560.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 560.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 560.15 Td (21,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 547.01 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 547.15 Td (1,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 547.15 Td (2,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 547.15 Td (4,371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 547.15 Td (4,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 534.01 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 534.15 Td (2,341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 534.15 Td (241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 534.15 Td (2,582) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 534.15 Td (2,582) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 521.15 Td (Total trading mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 521.15 Td (24,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 521.15 Td (3,773) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 521.15 Td (28,337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 521.15 Td (28,337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 508.15 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 508.15 Td (15,990) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 508.15 Td (4,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 508.15 Td (20,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 508.15 Td (20,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 495.15 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 495.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 495.15 Td (2,969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 495.15 Td (121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 495.15 Td (3,090) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 495.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 495.15 Td (3,090) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 482.15 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 482.15 Td (49,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 482.15 Td (27,094) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 482.15 Td (373) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 482.15 Td (77,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 482.15 Td (77,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 469.15 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 469.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 469.15 Td (29,215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 469.15 Td (1,665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 469.15 Td (30,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 469.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 469.15 Td (30,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 456.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 456.15 Td (50,719) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 456.15 Td (2,068) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 456.15 Td (1,385) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 456.15 Td (54,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 456.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 456.15 Td (54,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 443.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 443.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 443.15 Td (1,262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 443.15 Td (3,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 443.15 Td (4,703) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 443.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 443.15 Td (4,703) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 430.15 Td (Other trading assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 430.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 430.15 Td (8,527) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 430.15 Td (3,452) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 430.15 Td (11,979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 430.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 430.15 Td (11,979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 417.15 Td (Total trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 417.15 Td (116,469) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 417.15 Td (99,844) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 417.15 Td (14,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 417.15 Td (230,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 417.15 Td (230,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 404.15 Td (Trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 391.01 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 391.15 Td (159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 391.15 Td (510,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 391.15 Td (3,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 391.15 Td (513,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 378.01 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 378.15 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 378.15 Td (76,753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 378.15 Td (1,344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 378.15 Td (78,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 365.01 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 365.15 Td (2,779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 365.15 Td (17,951) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 365.15 Td (1,754) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 365.15 Td (22,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 352.01 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 352.15 Td (246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 352.15 Td (8,406) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 352.15 Td (663) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 352.15 Td (9,315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 339.01 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 339.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 339.15 Td (35,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 339.15 Td (4,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 339.15 Td (39,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 326.15 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 326.15 Td (3,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 326.15 Td (649,181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 326.15 Td (10,951) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 326.15 Td (663,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 313.15 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.00 317.23 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 313.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 313.15 Td (5,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 300.15 Td (Netting agreements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 300.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 300.15 Td (\(585,240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 300.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 287.15 Td (Netting of cash collateral received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 287.15 Td (\(36,153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 287.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 274.15 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 274.15 Td (3,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 274.15 Td (649,181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 274.15 Td (10,951) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 274.15 Td (669,050) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 274.15 Td (\(621,393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 274.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 274.15 Td (47,657) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 261.15 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 248.15 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 235.01 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 235.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 235.15 Td (41,603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 235.15 Td (199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 235.15 Td (41,802) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 235.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 235.15 Td (41,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 222.01 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 222.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 222.15 Td (9,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 222.15 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 222.15 Td (9,821) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 222.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 222.15 Td (9,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 209.01 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 209.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 209.15 Td (472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 209.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 209.15 Td (473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 209.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 209.15 Td (473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 196.15 Td (Total investment mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 196.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 196.15 Td (51,866) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 196.15 Td (230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 196.15 Td (52,096) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 196.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 196.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 196.15 Td (52,096) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 183.15 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 183.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 183.15 Td (82,846) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 183.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 183.15 Td (14,641) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 183.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 183.15 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 183.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 183.15 Td (97,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 183.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 183.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 183.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 183.15 Td (97,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 170.15 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 170.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 170.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 170.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 170.15 Td (17,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 170.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 170.15 Td (1,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 170.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 170.15 Td (19,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 170.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 170.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 170.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 170.15 Td (19,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 157.15 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 157.15 Td (33,345) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 157.15 Td (56,818) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 157.15 Td (274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 157.15 Td (90,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 157.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 157.15 Td (90,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 144.15 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 144.15 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 144.15 Td (10,543) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 144.15 Td (531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 144.15 Td (11,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 144.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 144.15 Td (11,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 131.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 131.15 Td (3,651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 131.15 Td (414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 131.15 Td (831) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 131.15 Td (4,896) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 131.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 131.15 Td (4,896) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 118.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 118.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 118.15 Td (13,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 118.15 Td (1,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 118.15 Td (15,107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 118.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 118.15 Td (15,107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 105.15 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 105.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 105.15 Td (611) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 105.15 Td (99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 105.15 Td (710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 105.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 105.15 Td (710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 92.15 Td (Non-marketable equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 92.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 92.15 Td (351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 92.15 Td (4,108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 92.15 Td (4,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 92.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 92.15 Td (4,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 79.15 Td (Total investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 79.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 79.15 Td (119,850) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 79.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 79.15 Td (165,686) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 79.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 79.15 Td (9,860) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 79.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 79.15 Td (295,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 79.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 79.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 79.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 79.15 Td (295,396) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 393 0 obj <> endobj 394 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (194) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 732.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 732.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 732.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 732.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 732.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 732.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 732.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 704.50 252.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 704.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 704.50 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 704.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 704.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 704.50 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 704.50 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 667.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 667.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 667.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 667.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 667.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 667.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 667.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 630.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 630.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 630.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 630.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 630.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 630.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 602.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 602.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 602.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 602.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 602.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 602.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.50 252.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 574.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 574.50 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 574.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 574.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 574.50 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 574.50 44.00 -23.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 487.50 453.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 453.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 425.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 425.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 425.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 425.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 425.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 425.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 397.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 397.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 397.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 397.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 397.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 397.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 397.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 369.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 369.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 369.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 369.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 369.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 369.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.50 252.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 341.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 341.50 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 341.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 341.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 341.50 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 341.50 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 304.50 252.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 304.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 304.50 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 304.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 304.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 304.50 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 304.50 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 267.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 267.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 267.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 267.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 267.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 267.50 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 755.5 m 288.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 732.5 m 288.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 755.5 m 338.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 732.5 m 338.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 755.5 m 392.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 732.5 m 392.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 755.5 m 435.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 732.5 m 435.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 755.5 m 487.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 732.5 m 487.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 755.5 m 532.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 732.5 m 532.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 755.5 m 576.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.5 m 288.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 704.5 m 338.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 704.5 m 392.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 704.5 m 435.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 704.5 m 487.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 704.5 m 532.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 704.5 m 576.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 704.5 m 487.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.5 m 288.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 653.5 m 338.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 653.5 m 392.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 653.5 m 435.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 653.5 m 487.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 653.5 m 532.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 653.5 m 576.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.5 m 288.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 630.5 m 338.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 630.5 m 392.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 630.5 m 435.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 630.5 m 487.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 630.5 m 532.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 630.5 m 576.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 288.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.5 m 288.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 616.5 m 338.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 602.5 m 338.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 616.5 m 392.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 602.5 m 392.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 616.5 m 435.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 602.5 m 435.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 616.5 m 487.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 602.5 m 487.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 616.5 m 532.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 602.5 m 532.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 616.5 m 576.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 602.5 m 576.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.5 m 288.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 288.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 439.5 m 338.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 425.5 m 338.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 439.5 m 392.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 425.5 m 392.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 439.5 m 435.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 425.5 m 435.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 439.5 m 487.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 425.5 m 487.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 425.5 m 338.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 425.5 m 392.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 425.5 m 435.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 425.5 m 487.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.5 m 288.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.5 m 288.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 383.5 m 338.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 369.5 m 338.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 383.5 m 392.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 369.5 m 392.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 383.5 m 435.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 369.5 m 435.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 383.5 m 487.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 369.5 m 487.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 383.5 m 532.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 369.5 m 532.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 383.5 m 576.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 369.5 m 576.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.5 m 288.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 341.5 m 338.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 341.5 m 392.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 341.5 m 435.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 341.5 m 487.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 341.5 m 532.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 341.5 m 576.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 304.5 m 338.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 304.5 m 392.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 304.5 m 435.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 304.5 m 487.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.5 m 288.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.5 m 288.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 304.5 m 338.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 281.5 m 338.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 304.5 m 392.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 281.5 m 392.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 304.5 m 435.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 281.5 m 435.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 304.5 m 487.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 281.5 m 487.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 304.5 m 532.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 281.5 m 532.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 304.5 m 576.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 281.5 m 576.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 288.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 267.5 m 338.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 267.5 m 392.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 267.5 m 435.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 267.5 m 487.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 267.5 m 532.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 267.5 m 576.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 253.5 m 288.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 253.5 m 338.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 253.5 m 392.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 253.5 m 435.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 253.5 m 487.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 253.5 m 532.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 253.5 m 576.5 253.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 736.75 Td (In millions of dollars at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 736.95 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.70 736.95 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.60 736.95 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 745.95 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 736.95 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.80 736.95 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 520.29 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 745.95 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 736.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.95 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 62.51 727.03 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 722.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 722.95 Td (1,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 722.95 Td (4,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 722.95 Td (5,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 722.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 722.95 Td (5,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 708.95 Td (Mortgage servicing rights) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 708.95 Td (2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 708.95 Td (2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 708.95 Td (2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 694.95 Td (Non-trading derivatives and other financial assets measured on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (a recurring basis, gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 685.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 685.95 Td (9,180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 685.95 Td (179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 685.95 Td (9,359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.95 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 671.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 671.95 Td (73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.95 Td (Netting of cash collateral received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 657.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 657.95 Td (\(3,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 657.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.95 Td (Non-trading derivatives and other financial assets measured on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.95 Td (a recurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 634.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 634.95 Td (9,180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 634.95 Td (179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 634.95 Td (9,432) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 634.95 Td (\(3,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 634.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 634.95 Td (6,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.95 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 620.95 Td (239,547) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 620.95 Td (1,111,917) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 620.95 Td (45,379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 620.95 Td (1,402,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 620.95 Td (\(674,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 620.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 620.95 Td (728,126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 606.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 606.95 Td (oss assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.83 611.03 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.25 606.95 Td (17.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 606.95 Td (79.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 606.95 Td (3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.95 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 578.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 578.95 Td (833) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 578.95 Td (935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 578.95 Td (1,768) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 578.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 578.95 Td (1,768) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.95 Td (Federal funds purchased and securities loaned or sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.95 Td (agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 555.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 555.95 Td (89,464) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 555.95 Td (940) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 555.95 Td (90,404) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 555.95 Td (\(50,067) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 555.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 555.95 Td (40,337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.95 Td (Securities sold, not yet purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 527.95 Td (68,084) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 527.95 Td (11,362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 527.95 Td (482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 527.95 Td (79,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 527.95 Td (79,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 499.96 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 499.95 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 499.95 Td (496,938) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 499.95 Td (2,860) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 499.95 Td (499,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 485.96 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 485.95 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 485.95 Td (74,866) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 485.95 Td (515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 485.95 Td (75,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 471.96 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 471.95 Td (2,863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 471.95 Td (25,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 471.95 Td (2,990) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 471.95 Td (31,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 457.96 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 457.95 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 457.95 Td (8,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 457.95 Td (1,992) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 457.95 Td (10,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 443.96 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 443.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 443.95 Td (35,773) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 443.95 Td (4,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 443.95 Td (40,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 429.95 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 429.95 Td (3,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 429.95 Td (641,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 429.95 Td (12,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 429.95 Td (657,501) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 415.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 108.82 415.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 136.81 420.03 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 415.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 415.95 Td (10,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 401.95 Td (Netting agreements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 401.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 401.95 Td (\(585,240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 401.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 387.95 Td (Netting of cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 387.95 Td (\(38,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 387.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 373.95 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 373.95 Td (3,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 373.95 Td (641,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 373.95 Td (12,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 373.95 Td (667,664) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 373.95 Td (\(623,552) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 373.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 373.95 Td (44,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 359.95 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 359.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 359.95 Td (4,072) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 359.95 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 359.95 Td (4,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 359.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 359.95 Td (4,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.95 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 345.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 345.95 Td (19,208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 345.95 Td (8,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 345.95 Td (27,854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 345.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 345.95 Td (27,854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.95 Td (Non-trading derivatives and other financial liabilities measured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 322.95 Td (on a recurring basis, gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 322.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 322.95 Td (2,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 322.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 322.95 Td (2,003) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 102.82 308.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 130.81 313.03 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 308.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 308.95 Td (292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.95 Td (Total non-trading derivatives and other financial liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.95 Td (measured on a recurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 285.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 285.95 Td (2,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 285.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 285.95 Td (2,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 285.95 Td (2,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 271.95 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 271.95 Td (71,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 271.95 Td (768,450) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 271.95 Td (23,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 271.95 Td (874,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 271.95 Td (\(673,619) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 271.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 271.95 Td (200,393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 257.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 257.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 257.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 257.95 Td (oss liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.83 262.03 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.75 257.95 Td (8.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 257.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 257.95 Td (89.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 257.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 257.95 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 257.95 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 234.80 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 234.80 Td (For the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.54 234.80 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 194.41 234.80 Td (, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 357.48 234.80 Td ($1.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.37 234.80 Td ( and liabilities of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.56 234.80 Td ($1.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 535.45 234.80 Td ( from Level ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 225.20 Td (1 to Level 2 primarily due to Citi refining its methodology for certain equity contracts to reflect the prevalence of of) Tj ET Q q 0 0 0 rg BT 425.29 225.20 Td (f-exchange trading. During the three months ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 215.60 Td (ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.10 215.60 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 125.98 215.60 Td (, the Company transferred assets of approximately $2.1 billion from Level 2 to Level 1, almost all related to foreign government bonds, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 206.00 Td (reflecting trading in liquid markets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 196.40 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.40 Td (Represents netting of: \(i\)the amounts due under securities purchased under agreements to resell and the amounts owed under securities sold under agreements to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.80 Td (repurchase; and \(ii\)derivative exposures covered by a qualifying master netting agreement and cash collateral of) Tj ET Q q 0 0 0 rg BT 414.82 186.80 Td (fsetting.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 177.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 177.20 Td ($44,002 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 177.20 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.05 177.20 Td ($38,312 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.16 177.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 416.01 177.20 Td (fset derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 167.60 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.60 Td (There is no allowance for loan losses recorded for loans reported at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 158.00 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 158.00 Td (Because the amount of the cash collateral paid/received has not been allocated to the Level 1, 2 and 3 subtotals, these percentages are calculated based on total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.40 Td (assets and liabilities measured at fair value on a recurring basis, excluding the cash collateral paid/received on derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.80 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.80 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 138.80 Td ($46,316 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 138.80 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.36 138.80 Td ($36,153 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.48 138.80 Td (was used to of) Tj ET Q q 0 0 0 rg BT 429.32 138.80 Td (fset derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.20 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 129.20 Td ($3,312 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.53 129.20 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.36 129.20 Td ($3,020 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.48 129.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 421.32 129.20 Td (fset derivative assets.) Tj ET Q endstream endobj 395 0 obj <> endobj 396 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (195) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 749.25 Td (alue Levels) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 715.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 715.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 715.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 715.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 715.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 715.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 678.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 678.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 678.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 678.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 678.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 678.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 650.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 650.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 650.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 650.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 650.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 650.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 650.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 622.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 622.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 622.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 622.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 622.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 622.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 622.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 594.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 594.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 594.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 594.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 594.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 594.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 594.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 566.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 566.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 566.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 566.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 566.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 566.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 566.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 538.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 538.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 538.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 538.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 538.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 538.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 538.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 510.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 510.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 510.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 510.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 510.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 510.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 510.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 482.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 482.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 482.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 482.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 482.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 482.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 454.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 454.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 454.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 454.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 454.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 454.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 454.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 426.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 426.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 426.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 426.75 42.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 396.50 370.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 370.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 370.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 370.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 342.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 342.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 342.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 342.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 342.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 342.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 314.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 314.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 314.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 314.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 314.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 314.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 286.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 286.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 286.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 286.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 286.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 286.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 286.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 258.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 258.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 258.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 258.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 258.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 258.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 258.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 230.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 230.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 230.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 230.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 230.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 230.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 230.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 202.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 202.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 202.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 202.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 202.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 202.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 202.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 174.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 174.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 174.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 174.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 174.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 174.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 174.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 146.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 146.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 146.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 146.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 146.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 146.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 146.75 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 297.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 715.75 m 346.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 715.75 m 396.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 715.75 m 438.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 715.75 m 489.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 715.75 m 537.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.75 m 297.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 594.75 m 297.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 608.75 m 346.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 594.75 m 346.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 608.75 m 396.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 594.75 m 396.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 608.75 m 438.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 594.75 m 438.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 608.75 m 489.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 594.75 m 489.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 608.75 m 537.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 594.75 m 537.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 608.75 m 576.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 594.75 m 576.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 496.75 m 297.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.75 m 297.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 496.75 m 346.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 482.75 m 346.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 496.75 m 396.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 482.75 m 396.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 496.75 m 438.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 482.75 m 438.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 496.75 m 489.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 482.75 m 489.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 496.75 m 537.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 482.75 m 537.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 496.75 m 576.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.75 m 297.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 297.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 398.75 m 346.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 384.75 m 346.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 398.75 m 396.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 384.75 m 396.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 438.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 438.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 398.75 m 489.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 384.75 m 489.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 384.75 m 346.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 384.75 m 396.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 438.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 384.75 m 489.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.75 m 297.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.75 m 297.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 342.75 m 346.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 328.75 m 346.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 342.75 m 396.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 328.75 m 396.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 342.75 m 438.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 328.75 m 438.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 342.75 m 489.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 328.75 m 489.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 342.75 m 537.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 328.75 m 537.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 342.75 m 576.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 328.75 m 576.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.75 m 297.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 244.75 m 297.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 258.75 m 346.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 244.75 m 346.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 258.75 m 396.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 244.75 m 396.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 258.75 m 438.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 244.75 m 438.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 258.75 m 489.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 244.75 m 489.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 258.75 m 537.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 244.75 m 537.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 244.75 m 576.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 230.75 m 297.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 230.75 m 346.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 230.75 m 396.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 230.75 m 438.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 230.75 m 489.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 230.75 m 537.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 230.75 m 576.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.75 m 297.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.75 m 297.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 132.75 m 346.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 118.75 m 346.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 132.75 m 396.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 118.75 m 396.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 132.75 m 438.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 118.75 m 438.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 132.75 m 489.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 118.75 m 489.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 132.75 m 537.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 118.75 m 537.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 132.75 m 576.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 118.75 m 576.5 118.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 720.00 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.20 720.20 Td (Level 1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 331.94 724.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.70 720.20 Td (Level 2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 381.44 724.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.10 720.20 Td (Level 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.30 729.20 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 720.20 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.30 720.20 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 523.79 724.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 729.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.70 720.20 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 706.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 706.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 692.20 Td (Federal funds sold and securities borrowed or purchased under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.20 Td (agreements to resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 683.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 683.21 Td (172,848) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 683.21 Td (3,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 683.21 Td (176,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 683.21 Td (\(34,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 683.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 683.21 Td (141,481) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.20 Td (Trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 655.20 Td (Trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 641.21 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 641.21 Td (22,861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 641.21 Td (1,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 641.21 Td (23,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 641.21 Td (23,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 627.21 Td (Residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 627.21 Td (1,223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 627.21 Td (2,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 627.21 Td (4,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 627.21 Td (4,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 613.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 613.21 Td (2,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 613.21 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 613.21 Td (2,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 613.21 Td (2,574) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 599.20 Td (Total trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 599.21 Td (26,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 599.21 Td (4,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 599.21 Td (30,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 599.21 Td (30,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 585.20 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 585.21 Td (12,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 585.21 Td (2,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 585.21 Td (14,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 585.21 Td (14,837) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 571.20 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 571.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 571.21 Td (2,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 571.21 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 571.21 Td (3,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 571.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 571.21 Td (3,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 557.20 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 557.21 Td (49,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 557.21 Td (25,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 557.21 Td (416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 557.21 Td (74,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 557.21 Td (74,856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 543.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 543.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 543.21 Td (28,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 543.21 Td (1,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 543.21 Td (30,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 543.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 543.21 Td (30,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 529.20 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 529.21 Td (58,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 529.21 Td (1,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 529.21 Td (1,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 529.21 Td (61,776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 529.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 529.21 Td (61,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 515.20 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 515.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 515.21 Td (1,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 515.21 Td (4,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 515.21 Td (5,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 515.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 515.21 Td (5,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 501.20 Td (Other trading assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 501.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 501.21 Td (8,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 501.21 Td (3,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 501.21 Td (11,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 501.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 501.21 Td (11,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.20 Td (Total trading non-derivative assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 487.21 Td (120,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 487.21 Td (97,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 487.21 Td (15,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 487.21 Td (233,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 487.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 487.21 Td (233,107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 473.20 Td (Trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 459.21 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 459.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 459.21 Td (624,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 459.21 Td (3,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 459.21 Td (628,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 445.21 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 445.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 445.21 Td (91,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 445.21 Td (1,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 445.21 Td (92,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 431.21 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 431.21 Td (5,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 431.21 Td (17,611) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 431.21 Td (1,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 431.21 Td (24,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 417.21 Td (Commodity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 417.21 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 417.21 Td (7,775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 417.21 Td (801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 417.21 Td (9,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 403.21 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 403.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 403.21 Td (37,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 403.21 Td (3,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 403.21 Td (40,346) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.20 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 389.21 Td (6,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 389.21 Td (778,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 389.21 Td (10,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 389.21 Td (795,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 375.20 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.00 379.28 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 375.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 375.21 Td (6,073) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 361.20 Td (Netting agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 361.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 361.21 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 361.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 347.20 Td (Netting of cash collateral received) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 347.21 Td (\(34,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 347.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 333.20 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 333.21 Td (6,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 333.21 Td (778,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 333.21 Td (10,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 333.21 Td (801,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 333.21 Td (\(748,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 333.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 333.21 Td (52,821) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 319.20 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 305.20 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 291.21 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 291.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 291.21 Td (41,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 291.21 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 291.21 Td (41,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 291.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 291.21 Td (41,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 277.21 Td (Residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 277.21 Td () Tj ET Q 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0.9333333333333333 1 rg /GS0 gs 36.50 341.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 341.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 341.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 341.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 341.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 341.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 341.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 304.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 304.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 304.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 304.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 304.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 304.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 304.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 267.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 267.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 267.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 267.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 267.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 267.50 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 732.5 m 297.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 732.5 m 346.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 732.5 m 396.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 732.5 m 438.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 732.5 m 489.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 732.5 m 537.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 732.5 m 346.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 732.5 m 396.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 732.5 m 438.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 732.5 m 489.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 732.5 m 537.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 704.5 m 346.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 704.5 m 396.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 704.5 m 438.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 704.5 m 489.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 704.5 m 537.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 704.5 m 576.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.5 m 297.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.5 m 297.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 653.5 m 346.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 653.5 m 396.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 653.5 m 438.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 653.5 m 489.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 653.5 m 537.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 653.5 m 576.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.5 m 297.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 297.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 630.5 m 346.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 616.5 m 346.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 630.5 m 396.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 616.5 m 396.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 630.5 m 438.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 616.5 m 438.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 630.5 m 489.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 616.5 m 489.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 630.5 m 537.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 616.5 m 537.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 630.5 m 576.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 616.5 m 576.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 297.5 616.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.5 m 297.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 602.5 m 346.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 602.5 m 396.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 602.5 m 438.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 602.5 m 489.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 602.5 m 537.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 602.5 m 576.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.5 m 297.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 297.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 439.5 m 346.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 425.5 m 346.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 439.5 m 396.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 425.5 m 396.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 439.5 m 438.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 425.5 m 438.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 439.5 m 489.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 425.5 m 489.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 425.5 m 346.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 425.5 m 396.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 425.5 m 438.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 425.5 m 489.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.5 m 297.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.5 m 297.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 383.5 m 346.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 369.5 m 346.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 383.5 m 396.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 369.5 m 396.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 383.5 m 438.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 369.5 m 438.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 383.5 m 489.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 369.5 m 489.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 383.5 m 537.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 369.5 m 537.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 383.5 m 576.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 369.5 m 576.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.5 m 297.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 341.5 m 346.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 341.5 m 396.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 341.5 m 438.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 341.5 m 489.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 341.5 m 537.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 341.5 m 576.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.5 m 297.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.5 m 297.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 297.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 281.5 m 346.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 281.5 m 396.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 281.5 m 438.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 281.5 m 489.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 281.5 m 537.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 281.5 m 576.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 297.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 253.5 m 297.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 267.5 m 346.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 253.5 m 346.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 267.5 m 396.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 253.5 m 396.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 267.5 m 438.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 253.5 m 438.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 267.5 m 489.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 253.5 m 489.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 267.5 m 537.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 253.5 m 537.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 267.5 m 576.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 253.5 m 576.5 253.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 736.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.20 736.95 Td (Level 1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 331.94 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.70 736.95 Td (Level 2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 381.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.10 736.95 Td (Level 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.30 745.95 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 736.95 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.30 736.95 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 523.79 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 745.95 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.70 736.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.95 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 62.51 727.03 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 722.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 722.96 Td (886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 722.96 Td (4,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 722.96 Td (5,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 722.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 722.96 Td (5,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 708.95 Td (Mortgage servicing rights) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 708.96 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 708.96 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 708.96 Td (2,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 694.95 Td (Non-trading derivatives and other financial assets measured on a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (recurring basis, gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 685.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 685.96 Td (9,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 685.96 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 685.96 Td (9,992) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.95 Td (Cash collateral paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 671.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 671.96 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.95 Td (Netting of cash collateral received) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 657.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 657.96 Td (\(2,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 657.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.95 Td (Non-trading derivatives and other financial assets measured on a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.95 Td (recurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 634.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 634.96 Td (9,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 634.96 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 634.96 Td (10,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 634.96 Td (\(2,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 634.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 634.96 Td (7,123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.95 Td (Total assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.25 620.96 Td (233,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 620.96 Td (1,234,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 620.96 Td (45,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 620.96 Td (1,519,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 620.96 Td (\(786,375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 620.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 620.96 Td (733,495) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 606.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 606.95 Td (oss assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.83 611.03 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 606.96 Td (15.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 606.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 606.96 Td (81.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 606.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 606.96 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 606.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.95 Td (Interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 578.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 578.96 Td (787) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 578.96 Td (890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 578.96 Td (1,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 578.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 578.96 Td (1,677) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.95 Td (Federal funds purchased and securities loaned or sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.95 Td (agreements to repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 555.96 Td (85,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 555.96 Td (902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 555.96 Td (86,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 555.96 Td (\(34,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 555.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 555.96 Td (51,545) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.95 Td (Securities sold, not yet purchased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 527.96 Td (51,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 527.96 Td (9,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 527.96 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 527.96 Td (61,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 527.96 Td (61,508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Trading account derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 499.96 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 499.96 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 499.96 Td (614,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 499.96 Td (2,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 499.96 Td (617,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 485.96 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 485.96 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 485.96 Td (87,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 485.96 Td (630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 485.96 Td (88,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 471.96 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 471.96 Td (5,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 471.96 Td (26,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 471.96 Td (2,331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 471.96 Td (34,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 457.96 Td (Commodity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 457.96 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 457.96 Td (7,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 457.96 Td (2,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 457.96 Td (10,170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 443.96 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 443.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 443.96 Td (37,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 443.96 Td (3,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 443.96 Td (40,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 429.95 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 429.96 Td (6,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 429.96 Td (773,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 429.96 Td (11,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 429.96 Td (791,119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 415.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 108.82 415.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 136.81 420.03 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 415.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 415.96 Td (8,827) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 401.95 Td (Netting agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 401.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 401.96 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 401.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 387.95 Td (Netting of cash collateral paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 387.96 Td (\(39,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 387.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 373.95 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 373.96 Td (6,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 373.96 Td (773,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 373.96 Td (11,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 373.96 Td (799,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 373.96 Td (\(752,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 373.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 373.96 Td (47,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 359.95 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 359.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 359.96 Td (3,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 359.96 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 359.96 Td (3,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 359.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 359.96 Td (3,692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.95 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 345.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 345.96 Td (19,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 345.96 Td (7,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 345.96 Td (26,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 345.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 345.96 Td (26,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.95 Td (Non-trading derivatives and other financial liabilities measured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 322.95 Td (on a recurring basis, gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 322.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 322.96 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 322.96 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 322.96 Td (1,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 102.82 308.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 130.81 313.03 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 308.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 308.96 Td (282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.95 Td (Non-trading derivatives and other financial liabilities measured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.95 Td (on a recurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 285.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 285.96 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 285.96 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 285.96 Td (2,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 285.96 Td (2,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 271.95 Td (Total liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 271.96 Td (57,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 271.96 Td (894,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 271.96 Td (21,109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 271.96 Td (982,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 271.96 Td (\(787,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 271.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 271.96 Td (194,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 257.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 257.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 257.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 257.95 Td (oss liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.83 262.03 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.25 257.96 Td (5.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 257.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 257.96 Td (91.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 257.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 257.96 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 257.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 232.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 232.40 Td (For the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.54 232.40 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 194.41 232.40 Td (, the Company transferred assets of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.27 232.40 Td ($0.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.16 232.40 Td ( from Level1 to Level2, primarily related to foreign government ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 222.80 Td (bonds, which were traded with less frequency) Tj ET Q q 0 0 0 rg BT 199.88 222.80 Td (. During the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.96 222.80 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.84 222.80 Td (, the Company transferred assets of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.70 222.80 Td ($49.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 511.59 222.80 Td ( from Level2 to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 213.20 Td (Level1, almost all of which related to U.S. ) Tj ET Q q 0 0 0 rg BT 193.82 213.20 Td (T) Tj ET Q q 0 0 0 rg BT 198.43 213.20 Td (reasury securities held across the Company) Tj ET Q q 0 0 0 rg BT 339.05 213.20 Td (s major investment portfolios where Citi obtained additional information ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 203.60 Td (from its external pricing sources to meet the criteria for Level 1 classification as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.79 203.60 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.67 203.60 Td (. During the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.75 203.60 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.63 203.60 Td (, the Company ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 194.00 Td (transferred liabilities of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.08 194.00 Td ($1) Tj ET Q q 0 0 0 rg BT 138.79 194.00 Td (1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 167.90 194.00 Td ( from Level1 to Level2, and liabilities of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.08 194.00 Td ($21 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 341.20 194.00 Td ( from Level2 to Level1.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 184.40 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 184.40 Td (Represents netting of: \(i\)the amounts due under securities purchased under agreements to resell and the amounts owed under securities sold under agreements to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 174.80 Td (repurchase; and \(ii\)derivative exposures covered by a qualifying master netting agreement and cash collateral of) Tj ET Q q 0 0 0 rg BT 414.82 174.80 Td (fsetting.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 165.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 165.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 165.20 Td ($45,167 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 165.20 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.05 165.20 Td ($39,094 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.16 165.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 416.01 165.20 Td (fset derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 155.60 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 155.60 Td (There is no allowance for loan losses recorded for loans reported at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 146.00 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 146.00 Td (Because the amount of the cash collateral paid/received has not been allocated to the Level 1, 2 and 3 subtotals, these percentages are calculated based on total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 136.40 Td (assets and liabilities measured at fair value on a recurring basis, excluding the cash collateral paid/received on derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 126.80 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 126.80 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 126.80 Td ($43,720 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 126.80 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.36 126.80 Td ($34,893 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.48 126.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 429.32 126.80 Td (fset derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 117.20 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 117.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 117.20 Td ($3,233 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.53 117.20 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.36 117.20 Td ($2,951 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.48 117.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 421.32 117.20 Td (fset derivative assets.) Tj ET Q endstream endobj 399 0 obj <> endobj 400 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (197) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Changes in Level3 Fair) Tj ET Q q 0 0 0 rg BT 137.48 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 139.80 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 146.11 749.25 Td (alue Category) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables present the changes in the Level3 fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (value category for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.96 725.25 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.27 725.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.77 725.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.37 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 713.25 Td (. ) Tj ET Q q 0 0 0 rg BT 60.45 713.25 Td (As discussed above, the Company classifies financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (instruments as Level3 of the fair value hierarchy when there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (is reliance on at least one significant unobservable input to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (valuation model. In addition to these unobservable inputs, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (valuation models for Level3 financial instruments typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (also rely on a number of inputs that are readily observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (either directly or indirectly) Tj ET Q q 0 0 0 rg BT 142.81 641.25 Td (. ) Tj ET Q q 0 0 0 rg BT 147.63 641.25 Td (The gains and losses presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (below include changes in the fair value related to both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (observable and unobservable inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The Company often hedges positions with of) Tj ET Q q 0 0 0 rg BT 521.79 749.10 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (positions that are classified in a dif) Tj ET Q q 0 0 0 rg BT 463.23 737.10 Td (ferent level. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (the gains and losses for assets and liabilities in the Level3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (category presented in the tables below do not reflect the ef) Tj ET Q q 0 0 0 rg BT 557.61 713.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (of of) Tj ET Q q 0 0 0 rg BT 342.98 701.10 Td (fsetting losses and gains on hedging instruments that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (been classified by the Company in the Level1 and Level2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (categories. In addition, the Company hedges items classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (in the Level3 category with instruments also classified in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 459.95 653.10 Td (. ) Tj ET Q q 0 0 0 rg BT 464.77 653.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 490.40 653.10 Td (fects of these hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (are presented gross in the following tables.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (Level3 Fair) Tj ET Q q 0 0 0 rg BT 87.47 593.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.79 593.25 Td (V) Tj ET Q q 0 0 0 rg BT 96.09 593.25 Td (alue Rollforward) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 540.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 540.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 540.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 540.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 540.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 540.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 540.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 540.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 540.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 540.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 540.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 490.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 490.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 490.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 490.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 490.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 490.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 490.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 490.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 490.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 490.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 490.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 448.75 96.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 448.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 448.75 51.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 448.75 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 448.75 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 448.75 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 448.75 41.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 448.75 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 448.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 448.75 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 448.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 448.75 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 406.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 406.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 406.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 406.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 406.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 406.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 406.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 406.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 406.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 406.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 406.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 406.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 372.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 372.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 372.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 372.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 372.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 372.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 372.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 372.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 372.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 372.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 372.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 372.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 338.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 338.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 338.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 338.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 338.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 338.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 338.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 338.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 338.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 338.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 338.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 312.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 312.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 312.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 312.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 312.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 312.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 312.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 312.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 312.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 312.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 312.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 312.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 286.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 286.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 286.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 286.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 286.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 286.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 286.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 286.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 286.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 286.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 286.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 286.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 252.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 252.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 252.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 252.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 252.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 252.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 252.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 252.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 252.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 252.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 252.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 252.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 226.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 226.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 226.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 226.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 226.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 226.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 226.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 226.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 226.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 226.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 226.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 226.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 192.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 192.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 192.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 192.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 192.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 192.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 192.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 192.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 192.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 192.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 192.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 192.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 166.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 166.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 166.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 166.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 166.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 166.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 166.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 166.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 166.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 166.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 166.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 166.75 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 561.75 m 219.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 561.75 m 261.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 561.75 m 295.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 561.75 m 329.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 540.75 m 132.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 540.75 m 168.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 540.75 m 219.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 540.75 m 261.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 540.75 m 295.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 540.75 m 329.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 540.75 m 370.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 540.75 m 412.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 540.75 m 448.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 540.75 m 494.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 540.75 m 530.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 540.75 m 576.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 393.75 m 132.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 372.75 m 132.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 393.75 m 168.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 372.75 m 168.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 393.75 m 219.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 372.75 m 219.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 393.75 m 261.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 372.75 m 261.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 393.75 m 295.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 372.75 m 295.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 393.75 m 329.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 372.75 m 329.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 393.75 m 370.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 372.75 m 370.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 393.75 m 412.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 372.75 m 412.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 393.75 m 448.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 372.75 m 448.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 393.75 m 494.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 372.75 m 494.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 393.75 m 530.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 372.75 m 530.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 393.75 m 576.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 372.75 m 576.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 273.75 m 132.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 252.75 m 132.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 273.75 m 168.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 252.75 m 168.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 273.75 m 219.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 252.75 m 219.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 273.75 m 261.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 252.75 m 261.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 273.75 m 295.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 252.75 m 295.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 273.75 m 329.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 252.75 m 329.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 273.75 m 370.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 252.75 m 370.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 273.75 m 412.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 252.75 m 412.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 273.75 m 448.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 252.75 m 448.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 273.75 m 494.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 252.75 m 494.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 273.75 m 530.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 252.75 m 530.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 273.75 m 576.5 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 252.75 m 576.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 252.75 m 132.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 252.75 m 168.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 252.75 m 219.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 252.75 m 261.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 252.75 m 295.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 252.75 m 329.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 252.75 m 370.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 252.75 m 412.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 252.75 m 448.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 252.75 m 494.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 252.75 m 530.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 252.75 m 576.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 166.75 m 132.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 145.75 m 132.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 166.75 m 168.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 145.75 m 168.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 166.75 m 219.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 145.75 m 219.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 166.75 m 261.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 145.75 m 261.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 166.75 m 295.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 145.75 m 295.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 166.75 m 329.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 145.75 m 329.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 166.75 m 370.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 145.75 m 370.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 166.75 m 412.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 145.75 m 412.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 166.75 m 448.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 145.75 m 448.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 166.75 m 494.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 145.75 m 494.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 166.75 m 530.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 145.75 m 530.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 166.75 m 576.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 145.75 m 576.5 145.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.95 573.98 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.80 565.98 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 278.60 565.98 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 565.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 568.98 Td (Unr) Tj ET Q q 0 0 0 rg BT 548.03 568.98 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 544.10 560.98 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 540.75 552.98 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 544.98 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 564.52 548.61 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 545.00 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 136.55 552.98 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 142.00 544.98 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 177.70 552.98 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.60 544.98 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 223.70 544.98 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 244.14 548.61 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 271.30 552.98 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 265.65 544.98 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 302.10 552.98 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 299.65 544.98 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.20 544.98 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.75 544.98 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 421.30 544.98 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.20 544.98 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.80 552.98 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.00 544.98 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 531.98 Td (Assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 518.98 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 510.98 Td (securities borrowed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 502.98 Td (purchased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 494.98 Td (agreements to resell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 495.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 495.00 Td (3,566) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 209.60 494.98 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 494.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 494.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 494.98 Td (51) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 318.30 494.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 494.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 494.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 494.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 494.98 Td (\(165) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 494.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 494.98 Td (3,451) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 494.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 566.60 495.03 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 494.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 481.98 Td (Trading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 473.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 460.98 Td (Trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 452.98 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 440.00 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 432.00 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 424.00 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 424.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 424.00 Td (1,094) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 423.98 Td (81) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 423.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 423.98 Td (179) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 423.98 Td (\(385) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 423.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 423.98 Td (154) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.30 423.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 423.98 Td (\(321) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 423.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 423.98 Td (\(17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 423.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 423.98 Td (788) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 423.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 423.98 Td (10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 411.00 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 411.00 Td (2,854) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 410.98 Td (157) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 410.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 410.98 Td (74) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 410.98 Td (\(153) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 410.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 410.98 Td (976) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 410.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 410.98 Td (\(1,164) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 410.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 410.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 410.98 Td (2,744) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 410.98 Td (41) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 398.00 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 398.00 Td (256) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 397.98 Td (5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 397.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 397.98 Td (35) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 397.98 Td (\(24) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 397.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 397.98 Td (32) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 397.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 397.98 Td (\(63) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 397.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 397.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 397.98 Td (241) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 569.30 397.98 Td (5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 384.98 Td (Total trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 376.98 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 377.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 377.00 Td (4,204) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 376.98 Td (243) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 376.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 376.98 Td (288) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 376.98 Td (\(562) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 376.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 376.98 Td (1,162) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.30 376.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 376.98 Td (\(1,548) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 376.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 376.98 Td (\(17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 376.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 376.98 Td (3,773) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 376.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 376.98 Td (56) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 363.98 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 355.98 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 356.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 356.00 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 318.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 519.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 355.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 355.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 342.98 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 343.00 Td (222) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 342.98 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 342.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 342.98 Td (11) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 342.98 Td (\(104) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 342.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 363.30 342.98 Td (9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 342.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 342.98 Td (\(19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 342.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 342.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 342.98 Td (121) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 569.30 342.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 329.98 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 330.00 Td (416) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 209.60 329.98 Td (\(6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 329.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 329.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 329.98 Td (49) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 329.98 Td (\(85) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 329.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 329.98 Td (138) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 329.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 329.98 Td (\(139) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 329.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 329.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 329.98 Td (373) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 566.60 330.03 Td (\(5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 329.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 316.98 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 317.00 Td (1,835) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 316.98 Td (27) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 316.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 316.98 Td (187) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 316.98 Td (\(145) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 316.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 316.98 Td (592) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 316.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 316.98 Td (\(828) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 316.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 484.60 316.98 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 316.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 316.98 Td (1,665) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 562.60 317.03 Td (\(30) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 316.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 303.98 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 304.00 Td (1,057) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 201.60 303.98 Td (\(171) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 303.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 303.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 303.98 Td (35) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 319.60 303.98 Td (\(5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 303.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 303.98 Td (532) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 303.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 303.98 Td (\(63) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 303.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 303.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 303.98 Td (1,385) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 303.98 Td (267) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 290.98 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 291.00 Td (4,342) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 290.98 Td (269) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 290.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 290.98 Td (33) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 290.98 Td (\(175) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 290.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 290.98 Td (943) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 290.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 290.98 Td (\(1,971) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 290.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 290.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 290.98 Td (3,441) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 290.98 Td (164) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 277.98 Td (Othertrading assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 278.00 Td (3,184) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 277.98 Td (23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 277.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 277.98 Td (575) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 277.98 Td (\(464) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 277.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 277.98 Td (1,064) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 277.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 277.98 Td (\(864) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 277.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 277.98 Td (\(66) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 277.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 277.98 Td (3,452) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 277.98 Td (21) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 264.98 Td (Total trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 256.98 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 257.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.30 257.00 Td (15,260) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 256.98 Td (387) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 256.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 274.30 256.98 Td (1,178) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 305.60 256.98 Td (\(1,540) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 256.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 256.98 Td (4,440) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.30 256.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 256.98 Td (\(5,432) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 256.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 256.98 Td (\(86) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 256.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 505.30 256.98 Td (14,210) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 256.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 256.98 Td (476) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 243.98 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 243.98 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 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0.9333333333333333 1 rg /GS0 gs 170.50 449.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 449.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 449.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 449.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 449.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 449.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 449.50 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 449.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 449.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 449.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 407.50 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 407.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 407.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 407.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 407.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 407.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 407.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 407.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 407.50 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 407.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 407.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 407.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 381.50 99.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 381.50 36.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 381.50 51.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 381.50 42.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 381.50 34.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 381.50 34.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 381.50 44.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 381.50 42.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 381.50 30.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 381.50 46.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 381.50 36.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 381.50 46.00 -37.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 331.50 99.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 331.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 331.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 331.50 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 331.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 331.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 331.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 331.50 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 331.50 30.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 331.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 331.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 331.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 297.50 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 297.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 297.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 297.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 297.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 297.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 297.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 297.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 297.50 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 297.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 297.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 297.50 46.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 734.5 m 221.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 734.5 m 263.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 734.5 m 297.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 734.5 m 331.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 713.5 m 134.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 713.5 m 170.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 713.5 m 221.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 713.5 m 263.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 713.5 m 297.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 713.5 m 331.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 713.5 m 375.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 713.5 m 417.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 713.5 m 447.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 713.5 m 493.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 713.5 m 529.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 713.5 m 575.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 713.5 m 134.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 713.5 m 170.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 713.5 m 221.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 713.5 m 263.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 713.5 m 297.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 713.5 m 331.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 713.5 m 375.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 713.5 m 417.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 713.5 m 447.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 713.5 m 493.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 713.5 m 529.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 713.5 m 575.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 624.5 m 134.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 624.5 m 170.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 624.5 m 221.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 624.5 m 263.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 624.5 m 297.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 624.5 m 331.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 624.5 m 375.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 624.5 m 417.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 624.5 m 447.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 624.5 m 493.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 624.5 m 529.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 624.5 m 575.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.5 m 134.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 462.5 m 134.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 475.5 m 170.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 462.5 m 170.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 475.5 m 221.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 462.5 m 221.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 475.5 m 263.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 462.5 m 263.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 475.5 m 297.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 462.5 m 297.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 475.5 m 331.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 462.5 m 331.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 475.5 m 375.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 462.5 m 375.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 475.5 m 417.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 462.5 m 417.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 475.5 m 447.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 462.5 m 447.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 475.5 m 493.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 462.5 m 493.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 475.5 m 529.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 462.5 m 529.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 475.5 m 575.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 462.5 m 575.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 407.5 m 134.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 407.5 m 170.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 407.5 m 221.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 407.5 m 263.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 407.5 m 297.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 407.5 m 331.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 407.5 m 375.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 407.5 m 417.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 407.5 m 447.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 407.5 m 493.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 407.5 m 529.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 407.5 m 575.5 407.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.5 m 134.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 255.5 m 170.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 255.5 m 221.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 255.5 m 263.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 255.5 m 297.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 255.5 m 331.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.5 m 375.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 255.5 m 417.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 255.5 m 447.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 255.5 m 493.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 255.5 m 529.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 255.5 m 575.5 255.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 137.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 181.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 543.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 138.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 144.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 225.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 246.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 267.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 379.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.30 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.20 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.80 725.73 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 717.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 691.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 683.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 670.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 662.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 654.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 654.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 654.75 Td (187) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 654.73 Td (48) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 654.73 Td (24) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 654.73 Td (\(37) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 654.73 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 654.73 Td (\(39) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 654.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 654.73 Td (199) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 654.73 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 641.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 641.75 Td (102) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 641.73 Td (23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 641.73 Td (13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 641.73 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 641.73 Td (\(125) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 641.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 641.73 Td (30) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 641.73 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 628.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 628.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 628.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 628.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 615.73 Td (Total investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 607.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 599.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 599.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 599.75 Td (289) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 599.73 Td (71) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 599.73 Td (38) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 599.73 Td (\(37) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 599.73 Td (34) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 599.73 Td (\(164) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 599.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 599.73 Td (230) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 599.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 586.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 578.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 578.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 578.75 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 578.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 578.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 578.73 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 565.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 565.75 Td (1,643) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 565.73 Td (36) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 282.30 565.73 Td (254) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 565.73 Td (\(285) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 565.73 Td (373) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 565.73 Td (\(118) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 565.73 Td (1,903) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 565.73 Td (26) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 552.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 552.75 Td (344) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 256.30 552.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 552.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 552.73 Td (\(42) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 552.73 Td (49) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 552.73 Td (\(78) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 552.73 Td (\(23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 552.73 Td (274) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 552.78 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 539.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 539.75 Td (285) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 539.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 539.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 539.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 539.73 Td (247) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 539.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 539.73 Td (531) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 539.78 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 526.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 526.75 Td (815) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 526.73 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 526.73 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 526.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 526.73 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 526.73 Td (831) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 526.78 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 513.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 513.75 Td (1,960) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 256.30 513.73 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 513.73 Td (\(42) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 513.73 Td (48) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 513.73 Td (\(97) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 513.73 Td (1,877) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 513.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 500.73 Td (Otherdebtsecurities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 500.75 Td (50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 500.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 500.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 500.73 Td (50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 500.73 Td (99) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 487.73 Td (Non-marketable equity) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 479.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 479.75 Td (4,347) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 479.73 Td (49) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 479.73 Td (67) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 479.73 Td (252) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 479.73 Td (\(83) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 479.73 Td (\(524) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 479.73 Td (4,108) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 479.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 466.73 Td (Total investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 466.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 466.75 Td (9,741) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 248.25 466.73 Td (180) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 282.30 466.73 Td (389) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 466.73 Td (\(407) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 466.73 Td (1,054) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 466.73 Td (\(549) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 466.73 Td (\(548) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 466.73 Td (9,860) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 466.73 Td (20) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 453.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 453.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 453.75 Td (4,143) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 453.73 Td (\(28) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 453.73 Td (153) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 453.73 Td (50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 453.73 Td (\(79) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 453.73 Td (\(97) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 453.73 Td (4,142) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 453.78 Td (\(108) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 440.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 440.75 Td (2,718) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.60 440.73 Td (\(114) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 440.73 Td (50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 440.73 Td (28) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 440.73 Td (\(96) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 440.73 Td (2,586) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 440.78 Td (\(115) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 427.73 Td (Other financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 419.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 411.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 411.75 Td (181) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 411.73 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 411.73 Td (36) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 411.73 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 411.73 Td (\(32) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 411.73 Td (179) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 411.78 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 398.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 385.73 Td (Interest-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 385.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 385.75 Td (890) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 385.73 Td (\(70) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 385.73 Td (\(25) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 385.73 Td (935) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 385.78 Td (\(19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 372.73 Td (Federal funds purchased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 364.73 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 356.73 Td (sold under agreements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 348.73 Td (repurchase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 348.75 Td (902) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 211.60 348.73 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 218.30 348.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 348.73 Td (31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 348.73 Td (940) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 348.78 Td (\(9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 348.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 335.73 Td (Trading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 322.75 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 314.75 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 314.75 Td (590) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 314.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 314.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 314.73 Td (\(29) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.30 314.73 Td (150) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 314.73 Td (\(237) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 314.73 Td (482) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 314.78 Td (\(13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 301.73 Td (Short-term borrowings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 301.75 Td (29) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.60 301.73 Td (\(17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 218.30 301.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 410.30 301.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 301.73 Td (\(20) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 301.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 301.73 Td (27) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 288.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 288.75 Td (7,621) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.60 288.73 Td (\(284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 218.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 288.73 Td (25) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 282.30 288.73 Td (959) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 288.73 Td (\(854) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 402.25 288.73 Td (940) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 288.73 Td (\(279) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 288.73 Td (8,646) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 288.78 Td (\(118) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 275.73 Td (Other financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 267.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 259.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 259.75 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 410.30 259.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 259.73 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 259.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 259.73 Td (\(5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 259.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 259.73 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 259.78 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 259.73 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 236.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 236.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 236.00 Td (Changes in fair value for available-for) Tj ET Q q 0 0 0 rg BT 176.23 236.00 Td (-sale investments are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.52 236.00 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 366.31 236.00 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.73 236.00 Td (, unless other) Tj ET Q q 0 0 0 rg BT 481.01 236.00 Td (-than-temporarily impaired, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 226.40 Td (while gains and losses from sales are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 212.39 226.40 Td (Realized gains \(losses\) fr) Tj ET Q q 0 0 0 rg BT 292.76 226.40 Td (om sales of investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.08 226.40 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 216.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 216.80 Td (Unrealized gains \(losses\) on MSRs are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 218.40 216.80 Td (Other r) Tj ET Q q 0 0 0 rg BT 241.88 216.80 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.08 216.80 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 207.20 Td (Represents the amount of total gains or losses for the period, included in earnings \(and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 333.04 207.20 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 415.84 207.20 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 488.25 207.20 Td ( for changes in fair value ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 197.60 Td (for available-for) Tj ET Q q 0 0 0 rg BT 106.03 197.60 Td (-sale investments\), attributable to the change in fair value relating to assets and liabilities classified as Level3 that are still held at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.79 197.60 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.66 197.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 188.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 188.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 188.00 Td (otal Level3 derivative assets and liabilities have been netted in these tables for presentation purposes only) Tj ET Q q 0 0 0 rg BT 398.15 188.00 Td (.) 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0.9333333333333333 1 rg /GS0 gs 168.50 153.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 153.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 153.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 153.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 153.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 153.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 153.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 153.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 153.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 153.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 127.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 127.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 127.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 127.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 127.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 127.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 127.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 127.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 127.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 127.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 127.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 127.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 101.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 101.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 101.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 101.50 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 101.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 101.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 101.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 101.50 39.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 101.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 101.50 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 101.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 101.50 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 734.5 m 219.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 734.5 m 259.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 734.5 m 293.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 734.5 m 327.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 713.5 m 132.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 713.5 m 168.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 713.5 m 219.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 713.5 m 259.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 713.5 m 293.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 713.5 m 327.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 713.5 m 371.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 713.5 m 410.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 713.5 m 445.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 713.5 m 494.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 713.5 m 530.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 713.5 m 576.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.5 m 132.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 132.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 566.5 m 168.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 545.5 m 168.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 566.5 m 219.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 545.5 m 219.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 566.5 m 259.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 545.5 m 259.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 566.5 m 293.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.5 m 293.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 566.5 m 327.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 545.5 m 327.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 566.5 m 371.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 545.5 m 371.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 566.5 m 410.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 545.5 m 410.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 566.5 m 445.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 545.5 m 445.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 566.5 m 494.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 545.5 m 494.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 566.5 m 530.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 545.5 m 530.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 566.5 m 576.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 545.5 m 576.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.5 m 132.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 132.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 446.5 m 168.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 425.5 m 168.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 446.5 m 219.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 425.5 m 219.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 446.5 m 259.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 425.5 m 259.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 446.5 m 293.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 425.5 m 293.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 446.5 m 327.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 425.5 m 327.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 446.5 m 371.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 425.5 m 371.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 446.5 m 410.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 425.5 m 410.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 446.5 m 445.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 425.5 m 445.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 446.5 m 494.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 425.5 m 494.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 446.5 m 530.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 425.5 m 530.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 446.5 m 576.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 425.5 m 576.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 132.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 425.5 m 168.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 425.5 m 219.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 425.5 m 259.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 425.5 m 293.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 425.5 m 327.5 425.5 l s 0 0 0 RG 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d 0 J 0 j 3 M 293.5 67.5 m 327.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 80.5 m 371.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 67.5 m 371.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 80.5 m 410.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 67.5 m 410.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 80.5 m 445.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 67.5 m 445.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 80.5 m 494.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 67.5 m 494.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 80.5 m 530.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 67.5 m 530.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 80.5 m 576.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 67.5 m 576.5 67.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 178.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 413.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 548.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 544.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 540.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 564.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 136.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 142.00 717.73 Td (2012) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 177.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 243.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 269.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.25 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 418.80 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.80 725.73 Td (Mar. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 704.73 Td (Assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 704.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 691.73 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 683.73 Td (securities borrowed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 675.73 Td (purchased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 667.73 Td (agreements to resell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 667.75 Td (5,043) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 667.75 Td (\(13) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 667.75 Td (598) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 667.75 Td (\(1,279) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 667.75 Td (4,349) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 667.80 Td (\(43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 667.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 654.73 Td (Trading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 646.73 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 633.73 Td (Trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 625.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 612.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 604.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 596.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 596.75 Td (1,325) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 596.75 Td (49) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 596.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 596.75 Td (392) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 596.75 Td (\(402) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 596.75 Td (280) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 596.75 Td (26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 596.75 Td (\(368) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 596.75 Td (\(24) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 596.75 Td (1,278) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 596.75 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 583.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 583.75 Td (1,805) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 583.75 Td (171) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 583.75 Td (98) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 583.75 Td (\(176) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 583.75 Td (727) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 583.75 Td (\(506) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 583.75 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 583.75 Td (2,112) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 583.75 Td (56) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 570.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 570.75 Td (1,119) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 570.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 570.75 Td (89) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 570.75 Td (\(36) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 570.75 Td (67) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 570.75 Td (\(866) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 570.75 Td (\(17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 570.75 Td (410) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 570.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 557.73 Td (Total trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 549.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 549.75 Td (4,249) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 549.75 Td (274) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 549.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 549.75 Td (579) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 549.75 Td (\(614) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 549.75 Td (1,074) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 549.75 Td (26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 549.75 Td (\(1,740) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 549.75 Td (\(48) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 549.75 Td (3,800) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 549.75 Td (87) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 536.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 528.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 528.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 515.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 515.75 Td (195) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.30 515.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 515.75 Td (19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 515.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 515.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 515.75 Td (209) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 515.75 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 502.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 502.75 Td (311) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.30 502.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 502.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 502.75 Td (\(36) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 502.75 Td (65) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 502.75 Td (\(120) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 502.75 Td (228) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 502.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 489.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 489.75 Td (2,030) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 489.75 Td (\(104) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 489.75 Td (76) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 489.75 Td (\(17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 489.75 Td (568) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 489.75 Td (\(443) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 489.75 Td (\(374) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 489.75 Td (1,736) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 489.80 Td (\(303) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 489.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 476.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 476.75 Td (264) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 476.75 Td (37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 476.75 Td (23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 476.75 Td (\(63) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 476.75 Td (78) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 476.75 Td (\(60) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 476.75 Td (279) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 476.75 Td (23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 463.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 463.75 Td (4,453) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 463.75 Td (224) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 463.75 Td (38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 463.75 Td (\(32) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 463.75 Td (1,583) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 463.75 Td (\(1,856) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 463.75 Td (4,410) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 463.80 Td (\(53) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 463.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 450.73 Td (Othertradingassets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 450.75 Td (2,321) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 450.75 Td (98) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 450.75 Td (139) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 450.75 Td (\(427) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 450.75 Td (744) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 450.75 Td (\(516) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 450.75 Td (\(99) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 450.75 Td (2,260) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.60 450.80 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 450.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 437.73 Td (Total trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 429.73 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.30 429.75 Td (13,823) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 429.75 Td (532) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 429.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 429.75 Td (861) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 429.75 Td (\(1,189) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 429.75 Td (4,131) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 429.75 Td (26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 429.75 Td (\(4,741) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 429.75 Td (\(521) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.30 429.75 Td (12,922) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 429.80 Td (\(250) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 429.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 416.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 416.73 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 120.40 420.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 403.75 Td (Interest rate contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 403.75 Td (181) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 403.75 Td (\(27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 403.75 Td (514) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 403.75 Td (\(167) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 403.75 Td (91) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 403.75 Td (\(15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 403.75 Td (\(279) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 403.75 Td (298) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 403.80 Td (\(43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 390.75 Td (Foreign exchange) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 382.75 Td (contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 382.75 Td (98) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 382.75 Td (10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 382.75 Td (\(10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 382.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 382.75 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 382.75 Td (40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 382.75 Td (140) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 382.80 Td (\(128) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 369.75 Td (Equity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 369.75 Td (\(1,448) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 369.75 Td (92) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.60 369.75 Td (\(22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 369.75 Td (81) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 369.75 Td (49) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 369.75 Td (\(61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 369.75 Td (\(165) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 369.75 Td (\(1,474) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 369.80 Td (\(101) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 356.75 Td (Commodity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 356.75 Td (\(771) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 356.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 356.75 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 356.75 Td (\(2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 356.75 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 356.75 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 356.75 Td (78) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.60 356.75 Td (\(637) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 356.75 Td (137) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 343.75 Td (Credit derivatives) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 343.75 Td (\(342) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 343.75 Td (\(103) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 343.75 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 343.75 Td (\(129) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 343.75 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 343.75 Td (402) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.60 343.75 Td (\(156) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 343.75 Td (106) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 330.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.60 330.73 Td (otal trading derivatives, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 322.73 Td (net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 49.66 326.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 322.75 Td (\(2,380) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 322.75 Td (114) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 322.75 Td (518) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 322.75 Td (\(227) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 322.75 Td (160) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 322.75 Td (\(90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 322.75 Td (76) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 322.75 Td (\(1,829) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 322.80 Td (\(29) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 322.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 309.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 296.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 288.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 275.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 267.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 259.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 259.75 Td (1,458) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 259.75 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 259.75 Td (1,633) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 259.75 Td (\(1,031) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 259.75 Td (471) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 259.75 Td (\(8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 259.75 Td (2,526) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 259.75 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 246.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 246.75 Td (205) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 246.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 246.75 Td (60) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 246.75 Td (\(205) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 246.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 246.75 Td (117) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 246.75 Td (186) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 246.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 233.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 233.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 220.73 Td (Total investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 212.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 204.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 204.75 Td (1,663) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 204.75 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 204.75 Td (1,693) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 204.75 Td (\(1,236) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 204.75 Td (588) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 204.75 Td (\(8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 204.75 Td (2,712) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 204.75 Td (12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 191.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 183.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 183.75 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 183.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 183.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 183.75 Td (11) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 183.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 170.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 170.75 Td (849) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 170.75 Td (\(17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 170.75 Td (7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 170.75 Td (\(117) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 170.75 Td (81) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 170.75 Td (\(55) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 170.75 Td (748) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 170.80 Td (\(40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 170.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 157.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 157.75 Td (383) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 157.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 157.75 Td (22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 157.75 Td (\(174) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 157.75 Td (130) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 157.75 Td (\(67) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 157.75 Td (\(27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 157.75 Td (268) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.60 157.80 Td (\(4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 157.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 144.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 144.75 Td (385) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 144.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 144.75 Td (100) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 144.75 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 144.75 Td (14) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 144.75 Td (\(143) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 144.75 Td (345) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 144.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 131.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 131.75 Td (773) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 131.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 131.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 131.75 Td (\(9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 131.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 131.75 Td (767) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 131.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 118.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 118.75 Td (2,220) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 118.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 118.75 Td (38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 118.75 Td (1,192) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 118.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 118.75 Td (692) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 118.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 118.75 Td (\(17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 118.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 118.75 Td (\(310) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 118.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 118.75 Td (3,815) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 118.80 Td (\(70) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 118.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 105.73 Td (Otherdebtsecurities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 105.75 Td (258) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 105.75 Td (\(205) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 105.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 105.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 105.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 105.75 Td (52) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 105.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 92.73 Td (Non-marketable equity) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 84.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 84.75 Td (5,364) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 84.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 84.75 Td (69) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 84.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 84.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 84.75 Td (40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 84.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 84.75 Td (\(21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 84.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 84.75 Td (\(165) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 84.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 84.75 Td (5,287) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 84.75 Td (136) Tj ET Q BT 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704.75 Td (4,514) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 704.80 Td (\(26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 704.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 691.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 691.75 Td (1,942) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 691.75 Td (190) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.25 691.75 Td (172) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 691.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 691.75 Td (\(100) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 691.75 Td (2,203) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.30 691.75 Td (191) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 678.73 Td (Other financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 670.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 662.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 662.75 Td (2,452) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 662.75 Td (36) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 662.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.25 662.75 Td (138) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.25 662.75 Td (290) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 662.75 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 662.75 Td (\(484) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 662.75 Td (2,428) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 662.75 Td (32) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 649.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 636.73 Td (Interest-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 636.75 Td (786) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 636.75 Td (\(16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 636.75 Td (22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 406.30 636.75 Td (25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 420.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.60 636.75 Td (\(15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 636.75 Td (834) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 636.80 Td (\(56) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 636.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 623.73 Td (Federal funds purchased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 615.73 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 607.73 Td (sold under agreements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 599.73 Td (repurchase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 599.75 Td (841) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 599.75 Td (27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 599.75 Td (201) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 406.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 599.75 Td (38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 482.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 599.75 Td (1,053) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 599.75 Td (14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 586.73 Td (Trading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 573.75 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 565.75 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 565.75 Td (365) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 565.75 Td (19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 565.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 565.75 Td (20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.60 565.75 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 565.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 565.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 406.30 565.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 565.75 Td (46) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.60 565.75 Td (\(72) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 565.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 565.75 Td (335) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.30 565.75 Td (125) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 552.73 Td (Short-term borrowings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 552.75 Td (112) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 552.75 Td (42) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.30 552.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.60 552.75 Td (\(18) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 552.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.30 552.75 Td (53) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 552.80 Td (\(19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 552.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 539.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 539.75 Td (6,726) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 211.60 539.75 Td (\(9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 539.75 Td (33) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 539.75 Td (635) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 539.75 Td (\(465) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 539.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.25 539.75 Td (284) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 539.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 539.75 Td (\(308) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 539.75 Td (6,847) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 557.60 539.80 Td (\(113) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 539.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 526.73 Td (Other financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 518.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 510.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 510.75 Td (24) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 510.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 510.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 510.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.60 510.75 Td (\(2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 510.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.60 510.75 Td (\(2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.30 510.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.30 510.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 510.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.60 510.75 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 510.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.30 510.75 Td (16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 510.75 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 487.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 487.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 487.00 Td (Changes in fair value for available-for) Tj ET Q q 0 0 0 rg BT 176.23 487.00 Td (-sale investments are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.52 487.00 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 366.31 487.00 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.73 487.00 Td (, unless other) Tj ET Q q 0 0 0 rg BT 481.01 487.00 Td (-than-temporarily impaired, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 477.40 Td (while gains and losses from sales are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 212.39 477.40 Td (Realized gains \(losses\) fr) Tj ET Q q 0 0 0 rg BT 292.76 477.40 Td (om sales of investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.08 477.40 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 467.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 467.80 Td (Unrealized gains \(losses\) on MSRs are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 218.40 467.80 Td (Other r) Tj ET Q q 0 0 0 rg BT 241.88 467.80 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.08 467.80 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 458.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 458.20 Td (Represents the amount of total gains or losses for the period, included in earnings \(and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 333.04 458.20 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 415.84 458.20 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 488.25 458.20 Td ( for changes in fair value ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 448.60 Td (for available-for) Tj ET Q q 0 0 0 rg BT 106.03 448.60 Td (-sale investments\), attributable to the change in fair value relating to assets and liabilities classified as Level3 that are still held at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.79 448.60 Td (March31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.66 448.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 439.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 439.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 439.00 Td (otal Level3 derivative assets and liabilities have been netted in these tables for presentation purposes only) Tj ET Q q 0 0 0 rg BT 398.15 439.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 418.00 Td (Level3 Fair) Tj ET Q q 0 0 0 rg BT 87.47 418.00 Td ( ) Tj ET Q q 0 0 0 rg BT 89.79 418.00 Td (V) Tj ET Q q 0 0 0 rg BT 96.09 418.00 Td (alue Rollforward) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.00 Td (For the period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.16 406.00 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.74 406.00 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.52 406.00 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.12 406.00 Td (, there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.00 Td (were no significant Level 3 transfers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 382.00 Td (The following were the significant Level 3 transfers for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.00 Td (the period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.76 370.00 Td (December31, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.35 370.00 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.13 370.00 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.72 370.00 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 35.00 358.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.00 Td ( ) Tj ET Q q 0 0 0 rg BT 55.00 358.00 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 358.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.74 358.00 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 258.97 358.00 Td (owed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 55.00 346.00 Td (or pur) Tj ET Q q 0 0 0 rg BT 79.91 346.00 Td (chased under agr) Tj ET Q q 0 0 0 rg BT 149.53 346.00 Td (eements to r) Tj ET Q q 0 0 0 rg BT 198.04 346.00 Td (esell) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.36 346.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.69 346.00 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.81 346.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 334.00 Td (from Level 3 to Level 2 related to the shortening of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 322.00 Td (remaining tenor of certain structured reverse repos. ) Tj ET Q q 0 0 0 rg BT 264.45 322.00 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 310.00 Td (has been more transparency and observability for repo ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 298.00 Td (curves used in the valuation of structured reverse repos ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 286.00 Td (with tenors up to five years; thus, structured reverse repos ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 274.00 Td (maturing within five years are generally classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 262.00 Td (Level 2.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 35.00 250.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.00 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 250.00 Td (ransfers of U.S. government-sponsored agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 238.00 Td (guaranteed mortgage backed securities in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 222.98 238.00 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.19 238.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 226.00 Td ($1.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.11 226.00 Td ( from Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.63 226.00 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.74 226.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 214.00 Td (from Level 3 to Level 2, were driven by changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 202.00 Td (level of price observability of specific instruments.) Tj ET Q endstream endobj 407 0 obj <> endobj 408 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (201) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 742.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 742.25 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 742.25 Td ( Level3 Fair) Tj ET Q q 0 0 0 rg BT 245.59 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.91 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 254.22 742.25 Td (alue ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Measur) Tj ET Q q 0 0 0 rg BT 68.59 730.25 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 718.25 Td (s Level3 inventory consists of both cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (securities and derivatives of varying complexities. ) Tj ET Q q 0 0 0 rg BT 239.37 706.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (valuation methodologies applied to measure the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (these positions include discounted cash flow analyses, internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (models and comparative analysis. ) Tj ET Q q 0 0 0 rg BT 172.91 670.25 Td (A) Tj ET Q q 0 0 0 rg BT 179.58 670.25 Td ( position is classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (within Level3 of the fair value hierarchy when at least one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (input is unobservable and is considered significant to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 78.03 634.25 Td (The specific reason an input is deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (unobservable varies. For example, at least one significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (input to the pricing model is not observable in the market, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (least one significant input has been adjusted to make it more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (representative of the position being valued, or the price quote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (available does not reflect suf) Tj ET Q q 0 0 0 rg BT 150.77 574.25 Td (ficient trading activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 742.10 Td (The following tables present the valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (covering the majority of Level3 inventory and the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (significant unobservable inputs used in Level3 fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (measurements as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.36 706.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.96 706.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.40 706.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.98 706.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (Dif) Tj ET Q q 0 0 0 rg BT 337.15 694.10 Td (ferences between this table and amounts presented in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (Level3 Fair ) Tj ET Q q 0 0 0 rg BT 375.19 682.10 Td (V) Tj ET Q q 0 0 0 rg BT 381.30 682.10 Td (alue Rollforward table represent individually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (immaterial items that have been measured using a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (valuation techniques other than those listed.) 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0 J 0 j 3 M 255.5 438.75 m 318.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 438.75 m 405.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 438.75 m 454.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 438.75 m 515.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 438.75 m 576.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 380.75 m 198.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 380.75 m 255.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 380.75 m 318.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 380.75 m 405.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 380.75 m 454.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 380.75 m 515.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 380.75 m 576.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 380.75 m 255.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 380.75 m 405.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 380.75 m 515.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 380.75 m 576.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.75 m 198.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 341.75 m 255.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 341.75 m 318.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 341.75 m 405.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 341.75 m 454.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 341.75 m 515.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 341.75 m 576.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 341.75 m 318.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 341.75 m 405.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 341.75 m 454.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 341.75 m 515.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 341.75 m 576.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 315.75 m 198.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 315.75 m 255.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 315.75 m 318.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 315.75 m 405.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 315.75 m 454.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 315.75 m 515.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 315.75 m 576.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 315.75 m 318.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 315.75 m 405.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 315.75 m 576.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 243.75 m 198.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 243.75 m 255.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 243.75 m 318.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 243.75 m 405.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 243.75 m 454.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 243.75 m 515.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 243.75 m 576.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 230.75 m 198.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 230.75 m 255.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 230.75 m 318.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 230.75 m 405.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 230.75 m 454.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 230.75 m 515.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 230.75 m 576.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 207.75 m 198.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 207.75 m 255.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 230.75 m 318.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 207.75 m 318.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 230.75 m 405.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 207.75 m 405.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 207.75 m 454.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 207.75 m 515.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 207.75 m 576.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 207.75 m 318.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 207.75 m 405.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 135.75 m 198.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 135.75 m 255.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 135.75 m 318.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 135.75 m 405.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 135.75 m 454.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 135.75 m 515.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 135.75 m 576.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 62.75 m 198.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 62.75 m 255.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 62.75 m 318.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 62.75 m 405.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 62.75 m 454.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 62.75 m 515.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 62.75 m 576.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 62.75 m 318.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 62.75 m 405.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 49.25 m BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 517.00 Td (As of March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 526.35 Td (Fair) Tj ET Q q 0 0 0 rg BT 219.33 526.35 Td ( ) Tj ET Q q 0 0 0 rg BT 221.42 526.35 Td (V) Tj ET Q q 0 0 0 rg BT 227.09 526.35 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.09 530.43 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.70 517.21 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 207.95 517.21 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.25 517.20 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.70 517.20 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 517.20 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 521.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 517.20 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 521.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 526.20 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 526.20 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 517.20 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 517.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.72 521.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 503.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 503.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 489.20 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.20 Td ( borr) Tj ET Q q 0 0 0 rg BT 65.33 480.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 95.91 480.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 112.01 480.20 Td (chased under) Tj ET Q q 0 0 0 rg BT 163.10 480.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 471.20 Td ( agr) Tj ET Q q 0 0 0 rg BT 60.83 471.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 107.65 471.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 471.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 471.20 Td (3,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 471.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 471.21 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 471.21 Td (1.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 471.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 471.21 Td (2.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 471.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 471.21 Td (1.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 471.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 457.20 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 457.20 Td (2,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 457.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 457.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 457.21 Td (0.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 457.21 Td (127.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 457.21 Td (74.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 443.20 Td (773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 443.21 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 443.21 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 443.21 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 443.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 443.21 Td (22.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 443.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 443.21 Td (9.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 443.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 429.20 Td (State and municipal, for) Tj ET Q q 0 0 0 rg BT 131.84 429.20 Td (eign ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.20 Td ( government, corporate and other) Tj ET Q q 0 0 0 rg BT 175.31 420.20 Td ( debt ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 411.20 Td ( securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 411.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 411.20 Td (5,746) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 411.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 411.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 411.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 411.21 Td (140.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 411.21 Td (88.12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 398.15 Td (1,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 398.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 398.01 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 398.01 Td (60 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 398.01 Td (600 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 398.01 Td (221 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 385.15 Td (875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 385.01 Td (Cash flow) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 372.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 103.25 376.23 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 372.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 372.15 Td (1,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 372.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 372.01 Td (Price ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 341.74 376.09 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 372.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 372.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 372.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.15 372.01 Td (1,249.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 372.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 372.01 Td (172.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 359.15 Td (836) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 359.01 Td (Cash Flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 359.01 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 359.01 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 359.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 359.01 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 359.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 359.01 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 359.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 346.01 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 346.01 Td (0.01 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 346.01 Td (3.23 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 346.01 Td (1.35 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 333.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 333.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 333.15 Td (3,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 333.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 333.01 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 333.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 333.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 333.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 333.01 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 333.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 333.01 Td (71.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 320.15 Td (1,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 320.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 320.01 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.70 320.01 Td (294 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 320.01 Td (294 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 320.01 Td (294 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 307.15 Td (Non-marketable equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 307.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 307.15 Td (1,953) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 307.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 307.01 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 307.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 307.01 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 307.01 Td ($161,948,031) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 307.01 Td ($59,774,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 287.20 Td (1,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 294.01 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 285.06 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 287.21 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 287.21 Td (4.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 287.21 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 287.21 Td (16.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.65 287.21 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 287.21 Td (9.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 287.21 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 274.15 Td (520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 274.01 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 274.01 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 274.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 274.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 274.01 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 274.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 274.01 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 274.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 261.01 Td (Price-to-book ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 261.01 Td (0.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 261.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 261.01 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.65 261.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 261.01 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 261.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 248.01 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 248.01 Td (8.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 248.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 248.01 Td (9.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.65 248.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 248.01 Td (9.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 248.01 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 235.15 Td (DerivativesGr) Tj ET Q q 0 0 0 rg BT 102.32 235.15 Td (oss) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 113.82 239.23 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.21 Td (Interest rate contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 212.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 212.20 Td (5,808) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 212.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 221.21 Td (Interest rate \(IR\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 212.21 Td (lognormal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 212.21 Td (11.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 212.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 212.21 Td (86.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 212.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 212.21 Td (21.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 212.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 192.21 Td (Foreign exchange contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 192.20 Td (1,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 192.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 199.01 Td (Foreign exchange) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 190.06 Td (\(FX\) volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 192.21 Td (2.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 192.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 192.21 Td (26.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 192.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 192.21 Td (12.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 192.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 179.15 Td (296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 179.01 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 179.01 Td (IR-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 179.01 Td (\(29.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 179.01 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 179.01 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 179.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 179.01 Td (48.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 179.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 166.01 Td (IR-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 166.01 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 166.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 166.01 Td (68.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 166.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 166.01 Td (40.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 166.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 153.01 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 153.01 Td (13 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 153.01 Td (419 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 153.01 Td (145 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 140.01 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 140.01 Td (3.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 140.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 140.01 Td (9.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 140.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 140.01 Td (6.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 140.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 127.01 Td (Equity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.98 131.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 127.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 127.15 Td (4,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 127.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 127.01 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 127.01 Td (2.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 127.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 127.01 Td (77.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 127.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 127.01 Td (26.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 127.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 114.15 Td (456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 114.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 114.01 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 114.01 Td (77.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 114.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 114.01 Td (132.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 114.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 114.01 Td (97.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 114.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 101.01 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 92.06 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 94.21 Td (\(81.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 94.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 94.21 Td (99.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 94.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 94.21 Td (45.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 94.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 80.21 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 80.21 Td (\(70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 80.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 80.21 Td (65.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 80.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 80.21 Td (\(14.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 80.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 67.01 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 67.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 67.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 67.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 67.01 Td (120.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 67.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 67.01 Td (79.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 54.01 Td (Commodity contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 54.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 54.15 Td (2,646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 54.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 54.01 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 54.01 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 54.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 54.01 Td (146.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 54.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 54.01 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 54.01 Td (%) Tj ET Q endstream endobj 409 0 obj <> endobj 410 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (202) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 724.5 m 198.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 724.5 m 255.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 724.5 m 318.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 724.5 m 405.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 724.5 m 454.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 724.5 m 515.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 724.5 m 576.5 724.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 728.75 Td (As of March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 738.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 219.33 738.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.42 738.10 Td (V) Tj ET Q q 0 0 0 rg BT 227.09 738.10 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.09 742.18 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.70 728.96 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 207.95 728.96 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.25 728.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.70 728.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 728.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 728.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 737.95 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 737.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 728.95 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 728.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.72 733.03 Td (\(4\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 724.50 162.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 724.50 57.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 724.50 63.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 724.50 87.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 724.50 49.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 724.50 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 724.50 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 691.50 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 691.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 691.50 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 691.50 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 691.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 691.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 691.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 665.50 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 665.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 665.50 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 665.50 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 665.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 665.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 665.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 639.50 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 639.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 639.50 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 639.50 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 639.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 639.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 639.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 594.50 162.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 594.50 57.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 594.50 63.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 594.50 87.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 594.50 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 594.50 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 594.50 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.50 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 558.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 558.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 558.50 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 558.50 49.00 -14.00 re f /GS0 gs 0.8 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3 M 36.5 626.5 m 198.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 626.5 m 255.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 626.5 m 318.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 626.5 m 405.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 626.5 m 454.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 626.5 m 515.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 626.5 m 576.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 626.5 m 318.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 626.5 m 405.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 626.5 m 454.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 626.5 m 515.5 626.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 626.5 m 576.5 626.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.5 m 198.5 502.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 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318.5 418.5 m 405.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 432.5 m 454.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 418.5 m 454.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 432.5 m 515.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 418.5 m 515.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 432.5 m 576.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 418.5 m 576.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 418.5 m 318.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 418.5 m 405.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.5 m 198.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 329.5 m 255.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 329.5 m 318.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 329.5 m 405.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 329.5 m 454.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 329.5 m 515.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 329.5 m 576.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 297.5 m 198.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 297.5 m 255.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 329.5 m 318.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 297.5 m 318.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 329.5 m 405.5 329.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 297.5 m 405.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 297.5 m 454.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 297.5 m 515.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 297.5 m 576.5 297.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 283.5 m 198.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 283.5 m 255.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 283.5 m 318.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 283.5 m 405.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 283.5 m 454.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 283.5 m 515.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 283.5 m 576.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 283.5 m 318.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 283.5 m 405.5 283.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.5 m 198.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 255.5 m 255.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 255.5 m 318.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 255.5 m 405.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 255.5 m 454.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 255.5 m 515.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 255.5 m 576.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 255.5 m 318.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 255.5 m 405.5 255.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 715.76 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 706.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 708.96 Td (\(75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 708.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 708.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 708.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 708.96 Td (29.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 708.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 695.76 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 695.76 Td (72.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 695.76 Td (117.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 695.76 Td (99.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.76 Td (Credit derivatives \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 682.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 682.90 Td (6,698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 682.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 682.76 Td (Recovery rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 682.76 Td (7.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 682.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 682.76 Td (68.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 682.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 682.76 Td (28.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 682.76 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 669.90 Td (1,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 669.07 Td (Price-based) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 669.07 Td (Credit correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.00 669.07 Td (5.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.65 669.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 669.07 Td (95.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 669.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.00 669.07 Td (53.57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 669.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 656.07 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 656.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.50 656.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 656.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 656.07 Td (120.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.00 656.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.00 656.07 Td (37.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 643.76 Td (Credit spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.60 643.07 Td (1 bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.10 643.07 Td (1,378 bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.60 643.07 Td (120 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 630.76 Td (Upfront points) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 630.76 Td (3.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 630.76 Td (97.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 630.76 Td (79.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.96 Td (Nontrading derivatives and other financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.96 Td ( assets and liabilities measured on a ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.96 Td ( recurring basis \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.48 603.04 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 598.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.65 598.95 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 598.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 598.96 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 598.96 Td (5.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 598.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 598.96 Td (12.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.65 598.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 598.96 Td (11.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 598.96 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.65 576.95 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 585.07 Td (Comparables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 575.12 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 576.96 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 576.96 Td (9.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 576.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 576.96 Td (9.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.65 576.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 576.96 Td (9.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 576.96 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.65 562.95 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 563.07 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 562.96 Td (Price-to-book Ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 562.96 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 562.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 562.96 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.65 562.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 562.96 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 562.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 548.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 548.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 548.96 Td (108.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 548.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 548.96 Td (108.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 548.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 548.96 Td (108.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 534.96 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 534.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 534.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 534.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.60 534.96 Td (9,895,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 534.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 534.96 Td (8,470,964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 520.96 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 520.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 520.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 520.96 Td (35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 520.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 520.96 Td (10.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 520.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 506.96 Td (Redemption Rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 506.96 Td (3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 506.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 506.96 Td (99.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 506.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 506.96 Td (68.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 506.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 492.95 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 492.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 492.95 Td (2,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 492.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 492.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 492.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 492.96 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 492.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 492.96 Td (105.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 492.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 492.96 Td (91.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 478.95 Td (1,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 479.07 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 478.96 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 478.96 Td (1.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 478.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 478.96 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 478.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 478.96 Td (2.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 478.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 464.95 Td (463) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 465.07 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 464.96 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 464.96 Td (42 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.95 464.96 Td (1,600 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 464.96 Td (386 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 450.95 Td (Mortgage servicing rights) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 450.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 450.95 Td (2,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 451.07 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 450.96 Td (Yield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.50 451.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.65 451.07 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 450.96 Td (52.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 450.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 450.96 Td (7.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 450.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 436.96 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 436.96 Td (3.54 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.80 436.96 Td (11.59 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 436.96 Td (5.83 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 422.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 408.95 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 408.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 408.95 Td (935) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 408.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 408.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 408.96 Td (13.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 408.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 408.96 Td (39.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 408.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 408.96 Td (26.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 408.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 394.96 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 394.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 394.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 394.96 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 394.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 394.96 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 394.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 380.96 Td (Equity-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 380.96 Td (25.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 380.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 380.96 Td (29.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 380.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 380.96 Td (25.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 380.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 366.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 366.96 Td (72.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 366.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 366.96 Td (117.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 366.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 366.96 Td (99.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 366.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 353.76 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 344.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 347.96 Td (\(75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 347.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 347.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 347.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 347.96 Td (29.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 347.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 333.96 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 333.96 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 333.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 333.96 Td (146.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 333.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 333.96 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 333.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 319.95 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 319.95 Td (chased and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 310.95 Td ( loaned or) Tj ET Q q 0 0 0 rg BT 84.09 310.95 Td ( sold under) Tj ET Q q 0 0 0 rg BT 126.94 310.95 Td ( agr) Tj ET Q q 0 0 0 rg BT 142.02 310.95 Td (eements to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 301.95 Td ( r) Tj ET Q q 0 0 0 rg BT 51.83 301.95 Td (epur) Tj ET Q q 0 0 0 rg BT 69.67 301.95 Td (chase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 301.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 301.95 Td (941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 301.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 301.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 301.96 Td (1.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 301.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 301.96 Td (2.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 301.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 301.96 Td (2.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 301.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 287.95 Td (Trading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 273.96 Td (Securities sold, not yet purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 273.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 273.95 Td (296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 273.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg 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ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 259.96 Td (91.96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 245.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 245.95 Td (owings and long-term ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 236.95 Td ( debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 236.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 236.95 Td (5,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 236.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 245.96 Td (IR lognormal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 236.96 Td (volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 236.96 Td (11.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 236.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 236.96 Td (86.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 236.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 236.96 Td (21.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 236.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 222.95 Td (1,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 223.07 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 222.96 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 222.96 Td (77.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 222.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 222.96 Td (132.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 222.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 222.96 Td (97.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 222.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.15 208.95 Td (844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.00 209.07 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 208.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 208.96 Td (2.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 208.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.40 208.96 Td (42.00) Tj ET Q BT /F1 9.00 Tf ET q 0 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170.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 170.96 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 170.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 151.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 151.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 151.96 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 151.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 151.96 Td (105.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 151.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 151.96 Td (82.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 137.96 Td (Forward Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 137.96 Td (72.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 137.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.90 137.96 Td (117.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 137.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 137.96 Td (99.52) Tj ET Q BT /F1 9.00 Tf ET 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0.9333333333333333 1 rg /GS0 gs 405.50 290.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 290.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 290.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 257.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 257.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 257.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 257.50 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 257.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 257.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 257.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 231.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 231.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 231.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 231.50 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 231.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 231.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 231.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 205.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 205.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 205.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 205.50 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 205.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 205.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 205.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 179.50 164.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 179.50 55.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 179.50 60.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 179.50 90.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 179.50 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 179.50 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 179.50 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 125.50 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 125.50 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 125.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 125.50 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 125.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 125.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 125.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 97.50 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 97.50 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 97.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 97.50 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 97.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 97.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 97.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 69.50 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 69.50 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 69.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 69.50 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 69.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 69.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 69.50 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 725.5 m 200.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 725.5 m 255.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 725.5 m 315.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 725.5 m 405.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 725.5 m 454.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 725.5 m 515.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 725.5 m 576.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 711.5 m 200.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 711.5 m 255.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 725.5 m 315.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 711.5 m 315.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 711.5 m 405.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 711.5 m 454.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 711.5 m 515.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 711.5 m 576.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 679.5 m 200.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 711.5 m 255.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 679.5 m 255.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 711.5 m 315.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 679.5 m 315.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 711.5 m 405.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 679.5 m 405.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 711.5 m 454.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 679.5 m 454.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 711.5 m 515.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 679.5 m 515.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 679.5 m 576.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 651.5 m 200.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 651.5 m 255.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 651.5 m 315.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 651.5 m 405.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 651.5 m 454.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 651.5 m 515.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 651.5 m 576.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 651.5 m 255.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 651.5 m 315.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 651.5 m 405.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 651.5 m 454.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.5 m 200.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 606.5 m 255.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 606.5 m 315.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 606.5 m 405.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 606.5 m 454.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 606.5 m 515.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 606.5 m 576.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 606.5 m 255.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 606.5 m 315.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 606.5 m 515.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 606.5 m 576.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 567.5 m 200.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 567.5 m 255.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 567.5 m 315.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 567.5 m 405.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 567.5 m 454.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 567.5 m 515.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 567.5 m 576.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 567.5 m 315.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 567.5 m 405.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 567.5 m 454.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 567.5 m 515.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 567.5 m 576.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 541.5 m 200.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 541.5 m 255.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 541.5 m 315.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 541.5 m 405.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 541.5 m 454.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 541.5 m 515.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 541.5 m 576.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 541.5 m 315.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 541.5 m 405.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 541.5 m 576.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 469.5 m 200.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 469.5 m 255.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 469.5 m 315.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 469.5 m 405.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 469.5 m 454.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 469.5 m 515.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 469.5 m 576.5 469.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.5 m 200.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 456.5 m 255.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 456.5 m 315.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 456.5 m 405.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 456.5 m 454.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 456.5 m 515.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 456.5 m 576.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 434.5 m 200.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 434.5 m 255.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 456.5 m 315.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 434.5 m 315.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 456.5 m 405.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 434.5 m 405.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 434.5 m 454.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 434.5 m 515.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 434.5 m 576.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 434.5 m 315.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 434.5 m 405.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.5 m 200.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 362.5 m 255.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 362.5 m 315.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 362.5 m 405.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 362.5 m 454.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 362.5 m 515.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 362.5 m 576.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 362.5 m 315.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 362.5 m 405.5 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.5 m 200.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 290.5 m 255.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 290.5 m 315.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 290.5 m 405.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 290.5 m 454.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 290.5 m 515.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 290.5 m 576.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 290.5 m 315.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 290.5 m 405.5 290.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 244.5 m 200.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 244.5 m 255.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 244.5 m 315.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 244.5 m 405.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 244.5 m 454.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 244.5 m 515.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 244.5 m 576.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 244.5 m 315.5 244.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 244.5 m 405.5 244.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 179.5 m 200.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 179.5 m 255.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 179.5 m 315.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 179.5 m 405.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 179.5 m 454.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 179.5 m 515.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 179.5 m 576.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 179.5 m 315.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 179.5 m 405.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 179.5 m 515.5 179.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 179.5 m 576.5 179.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 69.5 m 200.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 69.5 m 255.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 69.5 m 315.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 69.5 m 405.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 69.5 m 454.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 69.5 m 515.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 69.5 m 576.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 69.5 m 315.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 69.5 m 405.5 69.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 69.5 m 454.5 69.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 729.75 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 739.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 220.33 739.10 Td ( ) Tj ET Q q 0 0 0 rg BT 222.42 739.10 Td (V) Tj ET Q q 0 0 0 rg BT 228.09 739.10 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 244.09 743.18 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.70 729.96 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 208.95 729.96 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.75 729.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.20 729.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 729.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 734.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 729.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 734.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 738.95 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 738.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 729.95 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 729.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.72 734.03 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 715.95 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 715.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 715.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 715.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 715.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 715.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 715.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 701.95 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 692.95 Td ( borr) Tj ET Q q 0 0 0 rg BT 65.33 692.95 Td (owed or) Tj ET Q q 0 0 0 rg BT 95.91 692.95 Td ( pur) Tj ET Q q 0 0 0 rg BT 112.01 692.95 Td (chased under) Tj ET Q q 0 0 0 rg BT 163.10 692.95 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.95 Td ( agr) Tj ET Q q 0 0 0 rg BT 60.83 683.95 Td (eements to r) Tj ET Q q 0 0 0 rg BT 107.65 683.95 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 683.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 683.96 Td (3,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 683.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 683.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 683.96 Td (1.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 683.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 683.96 Td (2.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 683.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 683.96 Td (2.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 683.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.95 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 669.96 Td (2,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 669.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 669.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 669.96 Td (0.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 669.96 Td (117.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 669.96 Td (77.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 655.96 Td (1,241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 655.96 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 655.96 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 655.96 Td (0.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 655.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 655.96 Td (21.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 655.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 655.96 Td (8.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 655.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 641.95 Td (State and municipal, for) Tj ET Q q 0 0 0 rg BT 131.84 641.95 Td (eign ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 632.95 Td ( government, corporate and other) Tj ET Q q 0 0 0 rg BT 175.31 632.95 Td ( debt ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 623.95 Td ( securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 623.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 623.96 Td (5,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 623.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 623.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 623.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 623.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 623.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 623.96 Td (126.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 623.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 623.96 Td (87.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 610.76 Td (2,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 610.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 610.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.55 610.76 Td (11 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 610.76 Td (375 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 610.76 Td (213 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 597.90 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 103.25 601.98 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 597.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 597.76 Td (947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 597.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 597.76 Td (Price ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 338.74 601.84 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 597.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 597.76 Td (0.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 597.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 597.76 Td (93.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 597.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 597.76 Td (86.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 584.76 Td (827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 584.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 584.76 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 584.76 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 584.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 584.76 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 584.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 584.76 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 584.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 571.76 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 571.76 Td (0.01 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 571.76 Td (3.55 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 571.76 Td (1.38 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 558.90 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 558.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 558.76 Td (4,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 558.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 558.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 558.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 558.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 558.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 558.76 Td (135.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 558.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 558.76 Td (70.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 545.76 Td (1,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 545.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 545.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 545.76 Td (25 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 545.76 Td (378 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 545.76 Td (302 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 532.90 Td (Non-marketable equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 532.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 532.76 Td (2,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 532.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 532.76 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 532.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 532.76 Td (612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 532.76 Td ($336,559,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 532.76 Td ($124,080,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 512.96 Td (1,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 519.76 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 510.81 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 512.96 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 512.96 Td (4.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 512.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 512.96 Td (16.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 512.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 512.96 Td (9.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 512.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 499.76 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 499.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 499.76 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 499.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 499.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 499.76 Td (75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 499.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 499.76 Td (3.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 499.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 486.76 Td (Price-to-book ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 486.76 Td (0.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 486.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 486.76 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 486.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 486.76 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 486.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 473.76 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 473.76 Td (9.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 473.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 473.76 Td (9.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 473.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 473.76 Td (9.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 473.76 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 460.90 Td (DerivativesGr) Tj ET Q q 0 0 0 rg BT 102.32 460.90 Td (oss) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 113.82 464.98 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.96 Td (Interest rate contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 438.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 438.96 Td (5,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 438.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 447.76 Td (Interest rate \(IR\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 438.76 Td (lognormal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 438.96 Td (10.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 438.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 438.96 Td (87.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 438.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 438.96 Td (21.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 438.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 418.96 Td (Foreign exchange contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 418.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 418.96 Td (1,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 418.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 425.76 Td (Foreign exchange \(FX\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 416.81 Td (volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 418.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 418.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 418.96 Td (28.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 418.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 418.96 Td (13.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 418.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 405.76 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 405.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 405.76 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 405.76 Td (0.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 405.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 405.76 Td (13.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 405.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 405.76 Td (6.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 405.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 392.76 Td (IR-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 392.76 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 392.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 392.76 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 392.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 392.76 Td (50.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 392.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 379.76 Td (IR-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 379.76 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 379.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 379.76 Td (68.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 379.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 379.76 Td (40.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 379.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 366.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 366.76 Td (25 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 366.76 Td (419 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 366.76 Td (162 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.76 Td (Equity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.98 357.84 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 353.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 353.76 Td (3,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 353.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 353.76 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 353.76 Td (10.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 353.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 353.76 Td (73.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 353.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 353.76 Td (29.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 353.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 340.76 Td (563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 340.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 340.76 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 340.76 Td (79.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 340.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 340.76 Td (141.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 340.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 340.76 Td (100.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 340.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 327.76 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 318.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 320.96 Td (\(81.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 320.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 320.96 Td (99.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 320.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 320.96 Td (48.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 320.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 307.76 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 307.76 Td (\(70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 307.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 307.76 Td (55.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 307.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 307.76 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 307.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 294.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 294.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 294.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 294.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 294.76 Td (118.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 294.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 294.76 Td (88.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 281.76 Td (Commodity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 281.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 281.76 Td (2,988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 281.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 281.76 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 281.76 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 281.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 281.76 Td (146.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 281.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 281.76 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 281.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 268.76 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 259.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 261.96 Td (\(75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 261.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 261.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 261.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 261.96 Td (32.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 261.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 248.76 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 248.76 Td (23.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 248.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 248.76 Td (242.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 248.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 248.76 Td (105.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 248.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.76 Td (Credit derivatives \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 235.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 235.76 Td (4,767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 235.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 235.76 Td (Recovery rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 235.76 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 235.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 235.76 Td (64.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 235.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 235.76 Td (38.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 235.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 222.76 Td (1,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 222.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 222.76 Td (Credit correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 222.76 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 222.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 222.76 Td (95.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 222.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 222.76 Td (47.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 222.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 209.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 209.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 209.76 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 209.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 209.76 Td (115.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 209.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 209.76 Td (29.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 196.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.70 196.76 Td (3 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.95 196.76 Td (1,335 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 196.76 Td (203 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 183.76 Td (Upfront points) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 183.76 Td (2.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 183.76 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 183.76 Td (57.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 169.96 Td (Nontrading derivatives and other financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.96 Td ( assets and liabilities measured on a ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.96 Td ( recurring basis \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.48 156.04 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 151.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 151.96 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 151.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 151.96 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 151.96 Td (5.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 151.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 151.96 Td (12.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 151.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 151.96 Td (12.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 151.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 129.96 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 138.76 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 129.76 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 129.96 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 129.96 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 129.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 129.96 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 129.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 129.96 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 129.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 115.96 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 115.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 115.96 Td (Price-to-book Ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 115.96 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 115.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 115.96 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 115.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 115.96 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 115.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 101.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 101.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 101.96 Td (105.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 101.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 101.96 Td (71.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 87.96 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 87.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 87.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 87.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 87.96 Td (10,688,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 87.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 87.96 Td (9,706,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 73.96 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 73.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 73.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 73.96 Td (35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 73.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 73.96 Td (16.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 73.96 Td (%) Tj ET Q endstream endobj 413 0 obj <> endobj 414 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (204) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 724.5 m 200.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 724.5 m 255.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 724.5 m 315.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 724.5 m 405.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 724.5 m 454.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 724.5 m 515.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 724.5 m 576.5 724.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 728.75 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 738.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 220.33 738.10 Td ( ) Tj ET Q q 0 0 0 rg BT 222.42 738.10 Td (V) Tj ET Q q 0 0 0 rg BT 228.09 738.10 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 244.09 742.18 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.70 728.96 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 208.95 728.96 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.75 728.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.20 728.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 728.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 728.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 737.95 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 737.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 728.95 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 728.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg 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Tf ET q 0 0 0 rg BT 231.75 714.96 Td (2,153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 714.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 714.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 714.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 714.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 714.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 714.96 Td (103.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 714.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 714.96 Td (91.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 700.96 Td (1,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 700.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 700.96 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 700.96 Td (1.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 700.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 700.96 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 700.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 700.96 Td (2.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 700.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 686.96 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 686.96 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 686.96 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 686.96 Td (49 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.95 686.96 Td (1,600 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 686.96 Td (302 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.95 Td (Mortgage servicing rights) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 672.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 672.96 Td (2,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 672.96 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 672.96 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 672.96 Td (3.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 672.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 672.96 Td (12.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 672.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 672.96 Td (7.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 672.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 658.96 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 658.96 Td (2.27 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 658.96 Td (9.44 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 658.96 Td (6.12 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 630.95 Td (Interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 630.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 630.96 Td (890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 630.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 630.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 630.96 Td (14.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 630.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 630.96 Td (42.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 630.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 630.96 Td (27.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 630.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 616.96 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 616.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 616.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 616.96 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 616.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 616.96 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 616.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 602.96 Td (Equity-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 602.96 Td (9.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 602.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 602.96 Td (20.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 602.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 602.96 Td (19.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 602.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 588.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 588.96 Td (23.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 588.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 588.96 Td (242.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 588.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 588.96 Td (105.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 588.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 575.76 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 566.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 569.96 Td (\(75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 569.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 569.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 569.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 569.96 Td (32.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 569.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 555.96 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 555.96 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 555.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 555.96 Td (146.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 555.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 555.96 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 555.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 541.95 Td (chased and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 532.95 Td ( loaned or) Tj ET Q q 0 0 0 rg BT 84.09 532.95 Td ( sold under) Tj ET Q q 0 0 0 rg BT 126.94 532.95 Td ( agr) Tj ET Q q 0 0 0 rg BT 142.02 532.95 Td (eements to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.95 Td ( r) Tj ET Q q 0 0 0 rg BT 51.83 523.95 Td (epur) Tj ET Q q 0 0 0 rg BT 69.67 523.95 Td (chase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 523.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 523.96 Td (902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 523.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 523.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 523.96 Td (0.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 523.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 523.96 Td (3.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 523.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 523.96 Td (2.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 523.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 509.95 Td (Trading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 495.96 Td (Securities sold, not yet purchased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 495.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 495.96 Td (289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 495.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 495.96 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.70 495.96 Td (166 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 495.96 Td (180 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 495.96 Td (175 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 481.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 481.96 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 481.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 481.96 Td (Credit-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 481.96 Td (\(68.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 481.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 481.96 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 481.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 481.96 Td (\(50.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 481.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 467.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 467.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 467.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 467.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 467.96 Td (124.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 467.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 467.96 Td (99.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 453.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 453.95 Td (owings and long-term ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 444.95 Td ( debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 444.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 444.96 Td (6,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 444.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 444.96 Td (IR lognormal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 444.96 Td (10.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 444.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 444.96 Td (87.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 444.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 444.96 Td (20.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 444.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 430.96 Td (868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 430.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 430.96 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 430.96 Td (79.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 430.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 430.96 Td (141.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 430.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 430.96 Td (99.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 430.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 416.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 416.96 Td (10.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 416.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 416.96 Td (57.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 416.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 416.96 Td (19.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 416.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 402.96 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 402.96 Td (\(70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 402.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 402.96 Td (55.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 402.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 402.96 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 402.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 389.76 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 380.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 383.96 Td (\(81.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 383.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 383.96 Td (99.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 383.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 383.96 Td (48.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 383.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 369.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 369.96 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 369.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 369.96 Td (10.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 369.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 369.96 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 369.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 355.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 355.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 355.96 Td (0.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 355.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 355.96 Td (103.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 355.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 355.96 Td (80.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 341.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 341.96 Td (23.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 341.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 341.96 Td (242.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 341.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 341.96 Td (101.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 341.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 320.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 320.40 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 310.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 310.80 Td (Some inputs are shown as zero due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 301.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 301.20 Td (When the low and high inputs are the same, there is either a constant input applied to all positions, or the methodology involving the input applies to one lar) Tj ET Q q 0 0 0 rg BT 553.30 301.20 Td (ge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 291.60 Td (position only) Tj ET Q q 0 0 0 rg BT 95.48 291.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 282.00 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 282.00 Td (eighted averages are calculated based on the fair value of the instrument.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 272.40 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 272.40 Td (For equity securities, the price input is expressed on an absolute basis, not as a percentage of the notional amount.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 262.80 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 262.80 Td (Both trading and nontrading account derivativesassets and liabilitiesare presented on a gross absolute value basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 253.20 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 253.20 Td (Includes hybrid products.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 231.60 Td (Sensitivity to Unobservable Inputs and Interr) Tj ET Q q 0 0 0 rg BT 230.01 231.60 Td (elationships ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 219.60 Td (between Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.60 Td (The impact of key unobservable inputs on the Level3 fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.60 Td (value measurements may not be independent of one another) Tj ET Q q 0 0 0 rg BT 275.37 195.60 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.60 Td (In addition, the amount and direction of the impact on a fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.60 Td (value measurement for a given change in an unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.60 Td (input depends on the nature of the instrument as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.60 Td (whether the Company holds the instrument as an asset or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.60 Td (liability) Tj ET Q q 0 0 0 rg BT 66.46 135.60 Td (. For certain instruments, the pricing hedging and risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.60 Td (management are sensitive to the correlation between various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.60 Td (inputs rather than on the analysis and aggregation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.60 Td (individual inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 87.60 Td (The following section describes the sensitivities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.60 Td (interrelationships of the most significant unobservable inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.60 Td (used by the Company in Level3 fair value measurements.) Tj ET Q endstream endobj 415 0 obj <> endobj 416 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (205) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Correlation is a measure of the co-movement between two or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (more variables. ) Tj ET Q q 0 0 0 rg BT 99.59 718.25 Td (A) Tj ET Q q 0 0 0 rg BT 106.26 718.25 Td ( variety of correlation-related assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (are required for a wide range of instruments, including equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (and credit baskets, foreign-exchange options, CDOs backed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (loans or bonds, mortgages, subprime mortgages and many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (other instruments. For almost all of these instruments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (correlations are not observable in the market and must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (estimated using historical information. Estimating correlation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (can be especially dif) Tj ET Q q 0 0 0 rg BT 117.72 634.25 Td (ficult where it may vary over time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (Extracting correlation information from market data requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (significant assumptions regarding the informational ef) Tj ET Q q 0 0 0 rg BT 252.71 610.25 Td (ficiency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (of the market \(for example, swaption markets\). Changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (correlation levels can have a major impact, favorable or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (unfavorable, on the value of an instrument, depending on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (nature. ) Tj ET Q q 0 0 0 rg BT 65.43 562.25 Td (A) Tj ET Q q 0 0 0 rg BT 72.10 562.25 Td ( change in the default correlation of the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (the underlying bonds comprising a CDO structure would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 538.25 Td (fect the fair value of the senior tranche. For example, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (increase in the default correlation of the underlying bonds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (would reduce the fair value of the senior tranche, because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (highly correlated instruments produce lar) Tj ET Q q 0 0 0 rg BT 200.77 502.25 Td (ger losses in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (event of default and a part of these losses would become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (attributable to the senior tranche. ) Tj ET Q q 0 0 0 rg BT 170.21 478.25 Td (That same change in default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (correlation would have a dif) Tj ET Q q 0 0 0 rg BT 148.55 466.25 Td (ferent impact on junior tranches of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (the same structure.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 430.25 Td (olatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 418.25 Td (olatility represents the speed and severity of market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (changes and is a key factor in pricing options. ) Tj ET Q q 0 0 0 rg BT 221.88 406.25 Td (T) Tj ET Q q 0 0 0 rg BT 227.29 406.25 Td (ypically) Tj ET Q q 0 0 0 rg BT 258.85 406.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (instruments can become more expensive if volatility increases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (For example, as an index becomes more volatile, the cost to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (Citi of maintaining a given level of exposure increases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (because more frequent rebalancing of the portfolio is required. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 346.25 Td (olatility generally depends on the tenor of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (instrument and the strike price or level defined in the contract. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 322.25 Td (olatilities for certain combinations of tenor and strike are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (observable. ) Tj ET Q q 0 0 0 rg BT 84.13 310.25 Td (The general relationship between changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (value of a portfolio to changes in volatility also depends on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (changes in interest rates and the level of the underlying index. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 274.25 Td (, long option positions \(assets\) benefit from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (increases in volatility) Tj ET Q q 0 0 0 rg BT 120.88 262.25 Td (, whereas short option positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (\(liabilities\) will suf) Tj ET Q q 0 0 0 rg BT 112.47 250.25 Td (fer losses. Some instruments are more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (sensitive to changes in volatility than others. For example, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (at-the-money option would experience a lar) Tj ET Q q 0 0 0 rg BT 210.47 226.25 Td (ger percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (change in its fair value than a deep-in-the-money option. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (addition, the fair value of an option with more than one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (underlying security \(for example, an option on a basket of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (bonds\) depends on the volatility of the individual underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (securities as well as their correlations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (Y) Tj ET Q q 0 0 0 rg BT 41.56 142.25 Td (ield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (Adjusted yield is generally used to discount the projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (future principal and interest cash flows on instruments, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.25 Td (asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 131.80 106.25 Td (Adjusted yield is impacted by changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (in the interest rate environment and relevant credit spreads.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.25 Td (In some circumstances, the yield of an instrument is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (observable in the market and must be estimated from historical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.25 Td (data or from yields of similar securities. ) Tj ET Q q 0 0 0 rg BT 198.00 58.25 Td (This estimated yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.25 Td (may need to be adjusted to capture the characteristics of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (security being valued. In other situations, the estimated yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (may not represent suf) Tj ET Q q 0 0 0 rg BT 410.18 730.10 Td (ficient market liquidity and must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (adjusted as well. ) Tj ET Q q 0 0 0 rg BT 392.69 718.10 Td (Whenever the amount of the adjustment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (significant to the value of the security) Tj ET Q q 0 0 0 rg BT 474.42 706.10 Td (, the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (measurement is classified as Level3.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (Prepayment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (V) Tj ET Q q 0 0 0 rg BT 329.93 658.10 Td (oluntary unscheduled payments \(prepayments\) change the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (future cash flows for the investor and thereby change the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (value of the security) Tj ET Q q 0 0 0 rg BT 404.71 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 409.53 634.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 435.16 634.10 Td (fect of prepayments is more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td (pronounced for residential mortgage-backed securities. ) Tj ET Q q 0 0 0 rg BT 546.14 622.10 Td (An ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.10 Td (increase in prepaymentsin speed or magnitudegenerally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.10 Td (creates losses for the holder of these securities. Prepayment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.10 Td (generally negatively correlated with delinquency and interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 343.43 574.10 Td (A) Tj ET Q q 0 0 0 rg BT 350.10 574.10 Td ( combination of low prepayment and high delinquencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (amplify each input) Tj ET Q q 0 0 0 rg BT 401.75 562.10 Td (s negative impact on mortgage securities) Tj ET Q q 0 0 0 rg BT 567.34 562.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 365.66 550.10 Td (As prepayment speeds change, the weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.10 Td (average life of the security changes, which impacts the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (valuation either positively or negatively) Tj ET Q q 0 0 0 rg BT 482.75 526.10 Td (, depending upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (nature of the security and the direction of the change in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (weighted average life.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (Recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 466.10 Td (Recovery is the proportion of the total outstanding balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (a bond or loan that is expected to be collected in a liquidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (scenario. For many credit securities \(such as asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (securities\), there is no directly observable market input for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 418.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 358.33 418.10 Td (, but indications of recovery levels are available from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 406.10 Td (pricing services. ) Tj ET Q q 0 0 0 rg BT 391.85 406.10 Td (The assumed recovery of a security may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 394.10 Td (fer from its actual recovery that will be observable in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (future. ) Tj ET Q q 0 0 0 rg BT 352.70 382.10 Td (The recovery rate impacts the valuation of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (securities. Generally) Tj ET Q q 0 0 0 rg BT 405.54 370.10 Td (, an increase in the recovery rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (assumption increases the fair value of the security) Tj ET Q q 0 0 0 rg BT 523.00 358.10 Td (. ) Tj ET Q q 0 0 0 rg BT 527.45 358.10 Td (An increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (in loss severity) Tj ET Q q 0 0 0 rg BT 383.35 346.10 Td (, the inverse of the recovery rate, reduces the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.10 Td (amount of principal available for distribution and, as a result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (decreases the fair value of the security) Tj ET Q q 0 0 0 rg BT 476.61 322.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 298.10 Td (Credit Spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 286.10 Td (Credit spread is a component of the security representing its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.10 Td (credit quality) Tj ET Q q 0 0 0 rg BT 376.39 274.10 Td (. Credit spread reflects the market perception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.10 Td (changes in prepayment, delinquency and recovery rates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.10 Td (therefore capturing the impact of other variables on the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.10 Td (value. Changes in credit spread af) Tj ET Q q 0 0 0 rg BT 459.32 238.10 Td (fect the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.10 Td (securities dif) Tj ET Q q 0 0 0 rg BT 375.19 226.10 Td (ferently depending on the characteristics and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.10 Td (maturity profile of the security) Tj ET Q q 0 0 0 rg BT 446.09 214.10 Td (. For example, credit spread is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.10 Td (more significant driver of the fair value measurement of a high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.10 Td (yield bond as compared to an investment grade bond. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 362.77 178.10 Td (, the credit spread for an investment grade bond is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.10 Td (also more observable and less volatile than its high yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 154.10 Td (counterpart.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 130.10 Td (Qualitative Discussion of the Ranges of Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 118.10 Td (Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 106.10 Td (The following section describes the ranges of the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 94.10 Td (significant unobservable inputs used by the Company in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 82.10 Td (Level3 fair value measurements. ) Tj ET Q q 0 0 0 rg BT 459.32 82.10 Td (The level of aggregation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 70.10 Td (the diversity of instruments held by the Company lead to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 58.10 Td (wide range of unobservable inputs that may not be evenly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 46.10 Td (distributed across the Level3 inventory) Tj ET Q q 0 0 0 rg BT 481.92 46.10 Td (.) Tj ET Q endstream endobj 417 0 obj <> endobj 418 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (206) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (There are many dif) Tj ET Q q 0 0 0 rg BT 112.17 718.25 Td (ferent types of correlation inputs, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (credit correlation, cross-asset correlation \(such as equity-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (interest rate correlation\), and same-asset correlation \(such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (interest rate-interest rate correlation\). Correlation inputs are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (generally used to value hybrid and exotic instruments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 658.25 Td (, same-asset correlation inputs have a narrower range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (than cross-asset correlation inputs. However) Tj ET Q q 0 0 0 rg BT 213.05 646.25 Td (, due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (complex and unique nature of these instruments, the ranges for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (correlation inputs can vary widely across portfolios.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 598.25 Td (olatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (Similar to correlation, asset-specific volatility inputs vary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (widely by asset type. For example, ranges for foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (exchange volatility are generally lower and narrower than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (equity volatility) Tj ET Q q 0 0 0 rg BT 98.95 550.25 Td (. Equity volatilities are wider due to the nature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (of the equities market and the terms of certain exotic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (instruments. For most instruments, the interest rate volatility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (input is on the lower end of the range; however) Tj ET Q q 0 0 0 rg BT 224.71 514.25 Td (, for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (structured or exotic instruments \(such as market-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (deposits or exotic interest rate derivatives\), the range is much ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (wider) Tj ET Q q 0 0 0 rg BT 58.22 478.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (Y) Tj ET Q q 0 0 0 rg BT 41.56 454.25 Td (ield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (Ranges for the yield inputs vary significantly depending upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (the type of security) Tj ET Q q 0 0 0 rg BT 112.27 430.25 Td (. For example, securities that typically have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (lower yields, such as municipal bonds, will fall on the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (end of the range, while more illiquid securities or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (with lower credit quality) Tj ET Q q 0 0 0 rg BT 133.93 394.25 Td (, such as certain residual tranche ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (asset-backed securities, will have much higher yield inputs.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (Credit Spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (Credit spread is relevant primarily for fixed income and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (instruments; however) Tj ET Q q 0 0 0 rg BT 121.97 334.25 Td (, the ranges for the credit spread input ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (can vary across instruments. For example, certain fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (income instruments, such as certificates of deposit, typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (have lower credit spreads, whereas certain derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (instruments with high-risk counterparties are typically subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (to higher credit spreads when they are uncollateralized or have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (a longer tenor) Tj ET Q q 0 0 0 rg BT 90.98 262.25 Td (. Other instruments, such as credit default swaps, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (also have credit spreads that vary with the attributes of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (underlying obligor) Tj ET Q q 0 0 0 rg BT 110.16 238.25 Td (. Stronger companies have tighter credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (spreads, and weaker companies have wider credit spreads.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (The price input is a significant unobservable input for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (fixed income instruments. For these instruments, the price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (input is expressed as a percentage of the notional amount, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (a price of $100 meaning that the instrument is valued at par) Tj ET Q q 0 0 0 rg BT 273.43 154.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (For most of these instruments, the price varies between zero to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td ($100, or slightly above $100. Relatively illiquid assets that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (have experienced significant losses since issuance, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.25 Td (certain asset-backed securities, are at the lower end of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (range, whereas most investment grade corporate bonds will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.25 Td (fall in the middle to the higher end of the range. For certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (structured debt instruments with embedded derivatives, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.25 Td (price input may be above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.57 58.25 Td ($100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.57 58.25 Td ( to reflect the embedded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (features of the instrument \(for example, a step-up coupon or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (conversion option\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 718.10 Td (The price input is also a significant unobservable input for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (certain equity securities; however) Tj ET Q q 0 0 0 rg BT 458.27 706.10 Td (, the range of price inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (varies depending on the nature of the position, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (shares outstanding and other factors.) Tj ET Q endstream endobj 419 0 obj <> endobj 420 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (207) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Items Measur) Tj ET Q q 0 0 0 rg BT 94.97 749.25 Td (ed at Fair) Tj ET Q q 0 0 0 rg BT 136.44 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.76 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 145.07 749.25 Td (alue on a Nonr) Tj ET Q q 0 0 0 rg BT 207.95 749.25 Td (ecurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Certain assets and liabilities are measured at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (nonrecurring basis and therefore are not included in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (above. ) Tj ET Q q 0 0 0 rg BT 64.70 713.25 Td (These include assets measured at cost that have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (written down to fair value during the periods as a result of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (impairment. In addition, these assets include loans held-for) Tj ET Q q 0 0 0 rg BT 272.13 689.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (sale and other real estate owned that are measured at the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (of cost or market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (The following table presents the carrying amounts of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (assets that were still held as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.14 641.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.73 641.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 629.25 Td (, for which a nonrecurring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (measurement was recorded:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 592.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 592.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 592.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 592.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 564.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 564.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 564.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 564.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 536.75 102.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 536.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 536.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 536.75 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 592.75 m 137.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 592.75 m 187.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 592.75 m 237.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 592.75 m 287.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 536.75 m 137.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 513.75 m 137.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 536.75 m 187.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 513.75 m 187.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 536.75 m 237.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 513.75 m 237.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 536.75 m 287.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 513.75 m 287.5 513.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 597.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.45 597.20 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.10 597.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 597.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 583.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 569.21 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 140.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 569.20 Td (3,623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 569.20 Td (2,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 569.20 Td (1,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 555.21 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.50 555.20 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 555.20 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 555.20 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 541.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 545.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 541.20 Td (3,319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 541.20 Td (2,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 541.20 Td (784) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 527.20 Td (Total assets at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.50 518.20 Td (on a nonrecurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 140.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 518.20 Td (7,073) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 518.20 Td (4,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 518.20 Td (2,211) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 494.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 494.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 494.25 Td (Represents impaired loans held for investment whose carrying amount is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 484.65 Td (based on the fair value of the underlying collateral, including primarily ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 475.05 Td (real-estate secured loans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 450.55 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 450.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 450.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 450.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 422.55 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 422.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 422.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 422.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 394.55 102.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 394.55 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 394.55 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 394.55 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 450.55 m 137.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 450.55 m 187.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 450.55 m 237.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 450.55 m 287.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 394.55 m 137.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 371.55 m 137.5 371.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 394.55 m 187.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 371.55 m 187.5 371.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 394.55 m 237.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 371.55 m 237.5 371.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 394.55 m 287.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 371.55 m 287.5 371.55 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 454.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.45 455.00 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.10 455.00 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 455.00 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 441.00 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 427.01 Td (Loans held-for-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 427.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 427.01 Td (3,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 427.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 427.01 Td (2,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 427.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 427.01 Td (1,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 413.01 Td (Other real estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.50 413.01 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 413.01 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 413.01 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 399.01 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 403.09 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 399.01 Td (4,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 399.01 Td (3,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 399.01 Td (766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 385.00 Td (Total assets at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.50 376.00 Td (on a nonrecurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 376.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 376.01 Td (8,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 376.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 376.01 Td (6,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 376.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 376.01 Td (2,207) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 352.05 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 352.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 352.05 Td (Represents impaired loans held for investment whose carrying amount is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 342.45 Td (based on the fair value of the underlying collateral, including primarily ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 332.85 Td (real-estate secured loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The fair value of loans-held-for) Tj ET Q q 0 0 0 rg BT 467.85 749.10 Td (-sale is determined where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (possible using quoted secondary-market prices. If no such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (quoted price exists, the fair value of a loan is determined using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (quoted prices for a similar asset or assets, adjusted for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (specific attributes of that loan. Fair value for the other real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (estate owned is based on appraisals. For loans whose carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (amount is based on the fair value of the underlying collateral, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (the fair values depend on the type of collateral. Fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the collateral is typically estimated based on quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (prices if available, appraisals or other internal valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (techniques.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (Where the fair value of the related collateral is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (an unadjusted appraised value, the loan is generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (as Level2. ) Tj ET Q q 0 0 0 rg BT 369.91 593.10 Td (Where significant adjustments are made to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (appraised value, the loan is classified as Level3. ) Tj ET Q q 0 0 0 rg BT 520.88 581.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 570.78 581.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (for corporate loans, appraisals of the collateral are often based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (on sales of similar assets; however) Tj ET Q q 0 0 0 rg BT 462.18 557.10 Td (, because the prices of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (similar assets require significant adjustments to reflect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (unique features of the underlying collateral, these fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (measurements are generally classified as Level3.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 308.85 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 308.85 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 308.85 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 308.85 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 308.85 Td ( Level3 Nonr) Tj ET Q q 0 0 0 rg BT 249.49 308.85 Td (ecurring Fair) Tj ET Q q 0 0 0 rg BT 306.79 308.85 Td ( ) Tj ET Q q 0 0 0 rg BT 309.11 308.85 Td (V) Tj ET Q q 0 0 0 rg BT 315.41 308.85 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 368.28 308.85 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.85 Td (The following tables present the valuation techniques covering the majority of Level3 nonrecurring fair value measurements and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.85 Td (most significant unobservable inputs used in those measurements as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 284.85 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.10 284.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.54 284.85 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.12 284.85 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 251.35 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 251.35 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 251.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 251.35 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 251.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 251.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 251.35 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 223.35 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 223.35 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 223.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 223.35 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 223.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 223.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 223.35 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 195.35 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 195.35 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 195.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 195.35 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 195.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 195.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 195.35 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 251.35000000000002 m 172.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 251.35000000000002 m 230.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 251.35000000000002 m 302.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 251.35000000000002 m 388.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 251.35000000000002 m 448.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 251.35000000000002 m 511.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 251.35000000000002 m 570.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 251.35000000000002 m 302.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 251.35000000000002 m 388.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 223.35000000000002 m 172.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 223.35000000000002 m 230.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 223.35000000000002 m 302.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 223.35000000000002 m 388.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 223.35000000000002 m 448.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 223.35000000000002 m 511.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 223.35000000000002 m 570.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 223.35000000000002 m 302.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 223.35000000000002 m 388.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 223.35000000000002 m 511.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 223.35000000000002 m 570.5 223.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 195.35000000000002 m 172.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 195.35000000000002 m 230.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 195.35000000000002 m 302.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 195.35000000000002 m 388.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 195.35000000000002 m 448.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 195.35000000000002 m 511.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 195.35000000000002 m 570.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 195.35000000000002 m 302.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 167.35000000000002 m 172.5 167.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 167.35000000000002 m 230.5 167.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 167.35000000000002 m 302.5 167.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 167.35000000000002 m 388.5 167.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 167.35000000000002 m 448.5 167.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 167.35000000000002 m 511.5 167.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 167.35000000000002 m 570.5 167.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 43.00 255.60 Td (As of March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 264.95 Td (Fair) Tj ET Q q 0 0 0 rg BT 193.83 264.95 Td () Tj ET Q q 0 0 0 rg BT 195.92 264.95 Td (V) Tj ET Q q 0 0 0 rg BT 201.59 264.95 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 217.59 269.03 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.75 255.81 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 180.00 255.81 Td (\(inmillions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.75 255.80 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.20 255.80 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.45 255.80 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.95 255.80 Td (High) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.20 264.80 Td (W) Tj ET Q q 0 0 0 rg BT 530.70 264.80 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.05 255.80 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 552.03 259.88 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.00 242.75 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 242.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.75 242.75 Td (1,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 242.61 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 242.61 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.00 242.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 242.61 Td (87.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 242.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.75 242.61 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 242.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 242.61 Td (98.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 228.75 Td (179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 228.61 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 228.61 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.20 228.61 Td (45 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.20 228.61 Td (70 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.20 228.61 Td (52 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.00 214.75 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 214.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.00 214.75 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 214.61 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 214.61 Td (Appraised Value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.00 214.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 214.61 Td (362,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 214.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 214.61 Td (8,518,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 214.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 214.61 Td (5,602,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 200.61 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 366.98 204.69 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 200.61 Td (34.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 200.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 200.61 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 200.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 200.61 Td (42.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 200.61 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.00 186.75 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 66.51 190.83 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 186.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 186.75 Td (729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 186.61 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 186.61 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 366.98 190.69 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 186.61 Td (34.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 186.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 186.61 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 186.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 186.61 Td (35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 186.61 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 147.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 147.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 147.85 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.25 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 138.25 Td (eighted averages are calculated based on the fair value of the instrument.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 128.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 128.65 Td (Represents loans held for investment whose carrying amounts are based on the fair value of the underlying collateral.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 119.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.05 Td (Includes estimated costs to sell.) Tj ET Q endstream endobj 421 0 obj <> endobj 422 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (208) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 732.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 732.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 732.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 732.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 732.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 732.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 732.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 704.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 704.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 704.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 704.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 704.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 704.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 704.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 676.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 676.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 676.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 676.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 676.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 676.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 676.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 648.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 648.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 648.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 648.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 648.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 648.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 648.50 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 732.5 m 169.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 732.5 m 234.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 732.5 m 301.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 732.5 m 386.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 732.5 m 451.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 732.5 m 515.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 732.5 m 575.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 732.5 m 301.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 732.5 m 386.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 704.5 m 169.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 704.5 m 234.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 704.5 m 301.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 704.5 m 386.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 704.5 m 451.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 704.5 m 515.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 704.5 m 575.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 704.5 m 301.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 704.5 m 386.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 662.5 m 169.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 662.5 m 234.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 662.5 m 301.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 662.5 m 386.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 662.5 m 451.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 662.5 m 515.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 662.5 m 575.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 662.5 m 301.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 662.5 m 386.5 662.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 620.5 m 169.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 620.5 m 234.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 620.5 m 301.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 620.5 m 386.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 620.5 m 451.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 620.5 m 515.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 620.5 m 575.5 620.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 736.75 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 746.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 194.33 746.10 Td () Tj ET Q q 0 0 0 rg BT 196.42 746.10 Td (V) Tj ET Q q 0 0 0 rg BT 202.09 746.10 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 218.09 750.18 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.25 736.96 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 180.50 736.96 Td (\(inmillions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.25 736.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.70 736.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.95 736.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.45 736.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.70 745.95 Td (W) Tj ET Q q 0 0 0 rg BT 535.20 745.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.55 736.95 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 556.53 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 723.90 Td (Loans held-for-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 723.76 Td (912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 723.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 723.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 723.76 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 723.76 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 723.76 Td (98.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 709.76 Td (393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 709.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 709.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.20 709.76 Td (45 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.20 709.76 Td (80 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.20 709.76 Td (64 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 695.90 Td (Other real estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.00 695.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 695.76 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 695.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 695.76 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 365.98 699.84 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 695.76 Td (34.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 695.76 Td (59.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 695.76 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 681.76 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 681.76 Td (Cash Flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 681.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 681.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 681.76 Td (60.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 681.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 681.76 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 681.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 681.76 Td (96.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 667.76 Td (Appraised Value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 667.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 667.76 Td (636,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 667.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 667.76 Td (15,897,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 667.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 667.76 Td (11,392,478) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 653.90 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 61.51 657.98 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.00 653.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 653.76 Td (581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 653.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 653.76 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 365.98 657.84 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 653.76 Td (34.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 653.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 653.76 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 653.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 653.76 Td (35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 653.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 639.76 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 639.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 639.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 639.76 Td (52.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 639.76 Td (68.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 639.76 Td (65.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 625.76 Td (Appraised Value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 625.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 625.76 Td (6,500,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 625.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 625.76 Td (86,000,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 625.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 625.76 Td (43,532,719) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 603.40 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 603.40 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 593.80 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 593.80 Td (Prices are based on appraised values.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 584.20 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 584.20 Td (Represents loans held for investment whose carrying amounts are based on the fair value of the underlying collateral.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 574.60 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 574.60 Td (Includes estimated costs to sell. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 550.60 Td (Nonr) Tj ET Q q 0 0 0 rg BT 58.04 550.60 Td (ecurring Fair) Tj ET Q q 0 0 0 rg BT 115.34 550.60 Td ( ) Tj ET Q q 0 0 0 rg BT 117.66 550.60 Td (V) Tj ET Q q 0 0 0 rg BT 123.96 550.60 Td (alue Changes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.60 Td (The following table presents total nonrecurring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.60 Td (measurements for the period, included in earnings, attributable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.60 Td (to the change in fair value relating to assets that are still held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.60 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.72 502.60 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.32 502.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.75 502.60 Td (March31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.35 502.60 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 438.10 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 157.50 438.10 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 438.10 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 410.10 122.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 157.50 410.10 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 410.10 65.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 478.1 m 157.5 478.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 478.1 m 222.5 478.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 478.1 m 287.5 478.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 452.1 m 157.5 452.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 452.1 m 222.5 452.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 452.1 m 287.5 452.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 410.1 m 157.5 410.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 387.1 m 157.5 387.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 410.1 m 222.5 410.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 387.1 m 222.5 387.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 410.1 m 287.5 410.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 387.1 m 287.5 387.1 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.05 482.55 Td (Three Months Ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 456.35 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.80 465.55 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 456.55 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.80 465.55 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.50 456.55 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 442.56 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 160.00 442.55 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 442.55 Td (74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 442.55 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 442.55 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 442.55 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 428.56 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 428.55 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 428.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.50 428.55 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 428.55 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 414.56 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 418.64 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.50 414.55 Td (\(211) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 414.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.50 414.55 Td (\(249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 414.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 400.55 Td (Total nonrecurring fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 391.55 Td (gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 160.00 391.55 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.50 391.55 Td (\(144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 391.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 391.55 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.50 391.55 Td (\(336) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 391.55 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 367.60 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 367.60 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 367.60 Td (Represents loans held for investment whose carrying amount is based on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 358.00 Td (the fair value of the underlying collateral, including primarily real-estate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 348.40 Td (loans.) Tj ET Q endstream endobj 423 0 obj <> endobj 424 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (209) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Estimated Fair) Tj ET Q q 0 0 0 rg BT 99.97 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 102.29 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 108.60 749.25 Td (alue of Financial Instruments Not ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Carried at Fair) Tj ET Q q 0 0 0 rg BT 101.35 737.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.67 737.25 Td (V) Tj ET Q q 0 0 0 rg BT 109.97 737.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The table below presents the carrying value and fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 713.25 Td (s financial instruments that are not carried at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 62.47 701.25 Td (The table below therefore excludes items measured at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (fair value on a recurring basis presented in the tables above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (The disclosure also excludes leases, af) Tj ET Q q 0 0 0 rg BT 207.65 677.25 Td (filiate investments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (pension and benefit obligations and insurance policy claim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (reserves. In addition, contract-holder fund amounts exclude ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (certain insurance contracts. ) Tj ET Q q 0 0 0 rg BT 147.06 641.25 Td (Also, as required, the disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (excludes the ef) Tj ET Q q 0 0 0 rg BT 95.79 629.25 Td (fect of taxes, any premium or discount that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (could result from of) Tj ET Q q 0 0 0 rg BT 115.52 617.25 Td (fering for sale at one time the entire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (holdings of a particular instrument, excess fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (associated with deposits with no fixed maturity) Tj ET Q q 0 0 0 rg BT 224.21 593.25 Td (, and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (expenses that would be incurred in a market transaction. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (addition, the table excludes the values of non-financial assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (and liabilities, as well as a wide range of franchise, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (relationship and intangible values, which are integral to a full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (assessment of Citigroup) Tj ET Q q 0 0 0 rg BT 134.88 533.25 Td (s financial position and the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (its net assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (The fair value represents management) Tj ET Q q 0 0 0 rg BT 209.48 509.25 Td (s best estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (based on a range of methodologies and assumptions. ) Tj ET Q q 0 0 0 rg BT 248.83 497.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (carrying value of short-term financial instruments not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (accounted for at fair value, as well as receivables and payables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (arising in the ordinary course of business, approximates fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (value because of the relatively short period of time between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (their origination and expected realization. Quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (prices are used when available for investments and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (liabilities, such as long-term debt not carried at fair value. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (loans not accounted for at fair value, cash flows are discounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (at quoted secondary market rates or estimated market rates if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (available. Otherwise, sales of comparable loan portfolios or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (current market origination rates for loans with similar terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (and risk characteristics are used. Expected credit losses are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (either embedded in the estimated future cash flows or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (incorporated as an adjustment to the discount rate used. ) Tj ET Q q 0 0 0 rg BT 548.20 593.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (value of collateral is also considered. For liabilities such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (long-term debt not accounted for at fair value and without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (quoted market prices, market borrowing rates of interest are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (used to discount contractual cash flows.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 444.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 444.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 444.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 444.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 444.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 444.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 416.75 305.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 416.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 416.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 416.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 416.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 416.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 379.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 379.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 379.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 379.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 379.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 379.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 351.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 351.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 351.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 351.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 351.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 314.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 314.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 314.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 314.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 314.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 472.75 m 391.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 472.75 m 441.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 472.75 m 486.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 472.75 m 531.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 472.75 m 576.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 444.75 m 341.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 444.75 m 391.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 444.75 m 441.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 444.75 m 486.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 444.75 m 531.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 444.75 m 576.5 444.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.75 m 341.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 365.75 m 391.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 365.75 m 441.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 365.75 m 486.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 365.75 m 531.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 365.75 m 576.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 286.75 m 341.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 286.75 m 391.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 286.75 m 441.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 286.75 m 486.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 286.75 m 531.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 286.75 m 576.5 286.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.20 477.20 Td (March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.55 477.20 Td (Estimated fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 458.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.70 449.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 458.20 Td (Estimated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 449.20 Td (fair) Tj ET Q q 0 0 0 rg BT 411.53 449.20 Td ( value) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 449.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.60 449.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.60 449.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.60 449.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 435.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 421.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.25 421.20 Td (17.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 421.20 Td (19.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 421.20 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 421.20 Td (11.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 421.20 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 407.21 Td (Federal funds sold and securities borrowed or purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 398.21 Td (resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 398.20 Td (123.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 398.20 Td (123.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 398.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 398.20 Td (113.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 398.20 Td (10.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 388.29 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 384.20 Td (636.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 384.20 Td (635.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 384.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.75 384.20 Td (5.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 384.20 Td (630.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.21 Td (Other financial assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.47 374.29 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 370.20 Td (268.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 370.20 Td (268.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 370.20 Td (9.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 370.20 Td (197.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 370.20 Td (61.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.21 Td (Deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 342.20 Td (964.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 342.20 Td (962.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 342.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 342.20 Td (774.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 342.20 Td (188.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.21 Td (Federal funds purchased and securities loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.21 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 319.20 Td (150.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 319.20 Td (150.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 319.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 319.20 Td (144.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 319.20 Td (6.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.21 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.23 309.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 305.20 Td (194.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 305.20 Td (201.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 305.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 305.20 Td (174.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 305.20 Td (26.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.21 Td (Other financial liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 295.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 291.20 Td (143.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 291.20 Td (143.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 291.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 291.20 Td (40.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 291.20 Td (103.0) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 222.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 222.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 222.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 222.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 222.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 222.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 194.75 305.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 194.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 194.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 194.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 194.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 194.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 157.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 157.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 157.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 157.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 157.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 157.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 129.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 129.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 129.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 129.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 129.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 129.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 92.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 92.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 92.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 92.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 92.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 92.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 250.75 m 391.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 250.75 m 441.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 250.75 m 486.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 250.75 m 531.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 250.75 m 576.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.75 m 341.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 222.75 m 391.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 222.75 m 441.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 222.75 m 486.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 222.75 m 531.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 222.75 m 576.5 222.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 143.75 m 341.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 143.75 m 391.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 143.75 m 441.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 143.75 m 486.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 143.75 m 531.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 143.75 m 576.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 64.75 m 341.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 64.75 m 391.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 64.75 m 441.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 64.75 m 486.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 64.75 m 531.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 64.75 m 576.5 64.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 255.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.70 255.20 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.55 255.20 Td (Estimated fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 241.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 236.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.70 227.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 236.20 Td (Estimated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 227.20 Td (fair) Tj ET Q q 0 0 0 rg BT 411.53 227.20 Td ( value) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 227.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.60 227.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.60 227.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.60 227.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 199.21 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 199.21 Td (17.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 199.21 Td (19.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 199.21 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 199.21 Td (11.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 199.21 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.21 Td (Federal funds sold and securities borrowed or purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.21 Td (resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 176.21 Td (115.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 176.21 Td (115.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 176.21 Td (105.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 176.21 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 162.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 166.29 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 162.21 Td (637.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 162.21 Td (635.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 162.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.75 162.21 Td (5.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 162.21 Td (629.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 148.21 Td (Other financial assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.47 152.29 Td (\(2\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 148.21 Td (254.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 148.21 Td (254.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 148.21 Td (9.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 148.21 Td (191.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 148.21 Td (53.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 134.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 120.21 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 120.21 Td (966.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 120.21 Td (965.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 120.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 120.21 Td (776.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 120.21 Td (189.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 106.21 Td (Federal funds purchased and securities loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 97.21 Td (repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 97.21 Td (152.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 97.21 Td (152.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 97.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 97.21 Td (147.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 97.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 83.21 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.23 87.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 83.21 Td (194.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 83.21 Td (201.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 83.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 83.21 Td (175.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 83.21 Td (25.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 69.21 Td (Other financial liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 73.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 69.21 Td (136.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 69.21 Td (136.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 69.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 69.21 Td (41.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 69.21 Td (95.0) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 425 0 obj <> endobj 426 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (210) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 749.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The carrying value of loans is net of the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 183.51 749.10 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 265.95 749.10 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.62 749.10 Td ($18.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.51 749.10 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.84 749.10 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.71 749.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.27 749.10 Td ($19.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.16 749.10 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.48 749.10 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.35 749.10 Td (. In addition, the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 739.50 Td (carrying values exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.96 739.50 Td ($2.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.86 739.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 184.41 739.50 Td ($2.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.30 739.50 Td ( of lease finance receivables at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.24 739.50 Td (March31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.12 739.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 387.67 739.50 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 450.54 739.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 492.66 739.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 729.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 729.90 Td (Includes items measured at fair value on a nonrecurring basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 720.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 720.30 Td (Includes cash and due from banks, deposits with banks, brokerage receivables, reinsurance recoverable and other financial instruments included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 524.95 720.30 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.72 720.30 Td ( on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 710.70 Td (the Consolidated Balance Sheet, for all of which the carrying value is a reasonable estimate of fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (The carrying value includes long-term debt balances under qualifying fair value hedges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 691.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 691.50 Td (Includes brokerage payables, separate and variable accounts, short-term borrowings \(carried at cost\) and other financial instruments included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 515.61 691.50 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.49 691.50 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 681.90 Td (on the Consolidated Balance Sheet, for all of which the carrying value is a reasonable estimate of fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 657.90 Td (Fair values vary from period to period based on changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.90 Td (in a wide range of factors, including interest rates, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.90 Td (quality and market perceptions of value, and as existing assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.90 Td (and liabilities run of) Tj ET Q q 0 0 0 rg BT 116.63 621.90 Td (f and new transactions are entered into. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.90 Td (The estimated fair values of loans reflect changes in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.90 Td (status since the loans were made, changes in interest rates in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.90 Td (the case of fixed-rate loans, and premium values at origination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.90 Td (of certain loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 561.90 Td (The estimated fair values of the Company) Tj ET Q q 0 0 0 rg BT 224.50 561.90 Td (s corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.90 Td (unfunded lending commitments at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.42 549.90 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.02 549.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 537.90 Td ( were liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.56 537.90 Td ($6.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 537.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.11 537.90 Td ($5.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.90 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 525.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 114.77 525.90 Td (, substantially all of which are classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.90 Td (Level3. ) Tj ET Q q 0 0 0 rg BT 71.08 513.90 Td (The Company does not estimate the fair values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.90 Td (consumer unfunded lending commitments, which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.90 Td (generally cancelable by providing notice to the borrower) Tj ET Q q 0 0 0 rg BT 262.30 489.90 Td (.) Tj ET Q endstream endobj 427 0 obj <> endobj 428 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (21) Tj ET Q q 0 0 0 rg BT 308.28 33.60 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (23.F) Tj ET Q q 0 0 0 rg BT 61.37 749.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 82.02 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.95 749.25 Td (ALUE ELECTIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (The Company may elect to report most financial instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (and certain other items at fair value on an instrument-by-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (instrument basis with changes in fair value reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 74.70 693.25 Td (The election is made upon the initial recognition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (an eligible financial asset, financial liability or firm ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (commitment or when certain specified reconsideration events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (occur) Tj ET Q q 0 0 0 rg BT 57.66 657.25 Td (. ) Tj ET Q q 0 0 0 rg BT 62.47 657.25 Td (The fair value election may not be revoked once an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (election is made. ) Tj ET Q q 0 0 0 rg BT 105.79 645.25 Td (The changes in fair value are recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (current earnings. ) Tj ET Q q 0 0 0 rg BT 105.14 633.25 Td (Additional discussion regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (applicable areas in which fair value elections were made is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (presented in Note22 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 749.10 Td (All servicing rights are recognized initially at fair value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The Company has elected fair value accounting for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (mortgage servicing rights. See Note20 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Financial Statements for further discussions regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (accounting and reporting of MSRs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (The following table presents, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.80 689.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.39 689.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 677.10 Td (, the changes in fair value gains and losses for the three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.33 665.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.92 665.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.36 665.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.36 665.10 Td ( associated with those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (items for which the fair value option was elected:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 543.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 543.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 499.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 499.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 471.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 471.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 443.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 443.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 415.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 415.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 415.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 387.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 387.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 387.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 359.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 359.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 359.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 331.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 331.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 331.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 303.75 337.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 303.75 100.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 303.75 103.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 259.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 259.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 259.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 231.75 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 231.75 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 231.75 103.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 557.75 m 473.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 557.75 m 576.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 543.75 m 373.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 543.75 m 473.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 543.75 m 576.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 543.75 m 473.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 543.75 m 576.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.75 m 373.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 415.75 m 373.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 429.75 m 473.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 415.75 m 473.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 429.75 m 576.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 415.75 m 576.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.75 m 373.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.75 m 373.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 359.75 m 473.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 345.75 m 473.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 359.75 m 576.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 345.75 m 576.5 345.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 331.75 m 373.5 331.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 331.75 m 473.5 331.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 331.75 m 576.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.75 m 373.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 217.75 m 373.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 231.75 m 473.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 217.75 m 473.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 231.75 m 576.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 217.75 m 576.5 217.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 562.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.05 580.20 Td (Changes in fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.10 571.20 Td (value gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 562.20 Td (\(losses\) for the three months ended March 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 548.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 548.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 548.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 534.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.01 Td (Federal funds sold and securities borrowed or purchased under agreements to resell ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.01 Td ( selected portfolios of securities purchased under agreements to resell and securities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.01 Td ( borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 504.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 504.20 Td (1,026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 504.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 504.21 Td (\(169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 504.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.21 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 490.20 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 490.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 476.20 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 476.21 Td (\(42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 476.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 462.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 448.21 Td (Certain Corporate loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.97 452.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 448.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 448.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 434.21 Td (Certain Consumer loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 131.99 438.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 434.20 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 434.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 434.21 Td (\(34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 434.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 420.21 Td (Total loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 420.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 420.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 420.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 420.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 420.21 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 420.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.21 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 406.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 392.21 Td (MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 392.20 Td (\(84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 392.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 392.21 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 378.21 Td (Certain mortgage loans held for sale) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 175.71 382.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 378.20 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 378.21 Td (543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 364.21 Td (Certain equity method investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 364.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 364.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 364.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.21 Td (Total other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 350.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 350.20 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 350.21 Td (734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 336.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 336.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 336.20 Td (1,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 336.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 336.21 Td (520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 322.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 322.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 308.21 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 308.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 308.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 308.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 308.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 308.21 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 295.01 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 286.01 Td ( selected portfolios of securities sold under agreements to repurchase and securities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 277.01 Td ( loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 278.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 278.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 278.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 264.21 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 264.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 264.21 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 264.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 250.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 250.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 250.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 236.20 Td (\(167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 236.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 236.21 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 236.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 222.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 222.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 222.20 Td (\(168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 222.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 222.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 222.21 Td (13) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 200.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 200.65 Td (Includes mortgage loans held by mortgage loan securitization ) Tj ET Q q 0 0 0 rg BT 252.91 200.65 Td (VIEs consolidated upon the adoption of ) Tj ET Q q 0 0 0 rg BT 381.77 200.65 Td (ASC 810 ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 413.34 200.65 Td (Consolidation) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.68 200.65 Td ( \(SF) Tj ET Q q 0 0 0 rg BT 471.64 200.65 Td (AS167\) on January1, 2010.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 191.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 191.05 Td (Includes gains \(losses\) associated with interest rate lock-commitments for those loans that have been originated and elected under the fair value option.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 170.05 Td (Own Debt ) Tj ET Q q 0 0 0 rg BT 81.93 170.05 Td (V) Tj ET Q q 0 0 0 rg BT 88.24 170.05 Td (aluation ) Tj ET Q q 0 0 0 rg BT 125.19 170.05 Td (Adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.05 Td (Own debt valuation adjustments are recognized on Citi) Tj ET Q q 0 0 0 rg BT 259.00 158.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.05 Td (liabilities for which the fair value option has been elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.05 Td (using Citi) Tj ET Q q 0 0 0 rg BT 77.95 134.05 Td (s credit spreads observed in the bond market. ) Tj ET Q q 0 0 0 rg BT 260.78 134.05 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.05 Td (fair value of liabilities for which the fair value option is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.05 Td (elected \(other than non-recourse and similar liabilities\) is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.05 Td (impacted by the narrowing or widening of the Company) Tj ET Q q 0 0 0 rg BT 263.72 98.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 86.05 Td (credit spreads. ) Tj ET Q q 0 0 0 rg BT 96.07 86.05 Td (The estimated change in the fair value of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 74.05 Td (liabilities due to such changes in the Company) Tj ET Q q 0 0 0 rg BT 225.13 74.05 Td (s own credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 62.05 Td (risk \(or instrument-specific credit risk\) was a gain of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.99 62.05 Td (34 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 50.05 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 50.05 Td ( and a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.16 50.05 Td (210 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.55 50.05 Td ( for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 170.05 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.60 170.05 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.04 170.05 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.04 170.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 479.70 170.05 Td (. Changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 158.05 Td (resulting from changes in instrument-specific credit risk were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 146.05 Td (estimated by incorporating the Company) Tj ET Q q 0 0 0 rg BT 490.07 146.05 Td (s current credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 134.05 Td (spreads observable in the bond market into the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.05 Td (valuation technique used to value each liability as described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 110.05 Td (above.) Tj ET Q endstream endobj 429 0 obj <> endobj 430 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (212) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (The Fair) Tj ET Q q 0 0 0 rg BT 73.31 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 75.63 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 81.94 749.25 Td (alue Option for) Tj ET Q q 0 0 0 rg BT 147.31 749.25 Td ( Financial ) Tj ET Q q 0 0 0 rg BT 191.77 749.25 Td (Assets and Financial ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Liabilities) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Selected portfolios of securities purchased under agreements ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (to resell, securities borrowed, securities sold under ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (agreements to repurchase, securities loaned and certain non-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (collateralized short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (The Company elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (portfolios of fixed-income securities purchased under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (agreements to resell and fixed-income securities sold under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (agreements to repurchase, securities borrowed, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (loaned, and certain non-collateralized short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (on broker) Tj ET Q q 0 0 0 rg BT 74.40 605.25 Td (-dealer entities in the United States, United Kingdom ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (and Japan. In each case, the election was made because the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (related interest-rate risk is managed on a portfolio basis, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (primarily with derivative instruments that are accounted for at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (fair value through earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (Changes in fair value for transactions in these portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.46 533.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.18 533.25 Td (. ) Tj ET Q q 0 0 0 rg BT 193.00 533.25 Td (The related interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (revenue and interest expense are measured based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (contractual rates specified in the transactions and are reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (as interest revenue and expense in the Consolidated Statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (of Income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Certain loans and other credit products) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Citigroup has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (originated and purchased loans, including certain unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (loan products, such as guarantees and letters of credit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (executed by Citigroup) Tj ET Q q 0 0 0 rg BT 415.65 665.10 Td (s lending and trading businesses. None ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (of these credit products are highly leveraged financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (commitments. Significant groups of transactions include loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (and unfunded loan products that are expected to be either sold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (or securitized in the near term, or transactions where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (economic risks are hedged with derivative instruments such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (purchased credit default swaps or total return swaps where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Company pays the total return on the underlying loans to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (third party) Tj ET Q q 0 0 0 rg BT 365.28 569.10 Td (. Citigroup has elected the fair value option to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (mitigate accounting mismatches in cases where hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (accounting is complex and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (simplifications. Fair value was not elected for most lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (transactions across the Company) Tj ET Q q 0 0 0 rg BT 454.71 521.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (The following table provides information about certain credit products carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.86 489.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.46 489.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.90 489.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.48 489.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 441.75 325.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 441.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 441.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 441.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 441.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 413.75 325.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 413.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 413.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 413.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 413.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 464.75 m 425.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 464.75 m 470.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 464.75 m 530.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 464.75 m 575.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 441.75 m 360.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 441.75 m 425.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 441.75 m 470.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 441.75 m 530.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 441.75 m 575.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 376.75 m 360.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 376.75 m 425.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 376.75 m 470.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 376.75 m 530.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 376.75 m 575.5 376.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 469.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.20 469.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.10 469.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 446.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 446.20 Td (Trading assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.70 446.20 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.25 446.21 Td (Trading assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 446.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 432.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 432.20 Td (9,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 432.20 Td (4,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 432.21 Td (9,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 432.21 Td (4,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 418.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 418.20 Td (127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 418.20 Td (\(55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 418.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 418.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 418.21 Td (\(94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 418.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 404.21 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 404.20 Td (93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 404.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 404.21 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 404.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 390.21 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 381.21 Td (loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 381.20 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 381.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 381.21 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 381.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 356.25 Td (In addition to the amounts reported above, $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.18 356.25 Td (2,421 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.07 356.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.25 Td (and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.94 344.25 Td (2,308 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.83 344.25 Td ( of unfunded loan commitments related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.25 Td (certain credit products selected for fair value accounting were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.25 Td (outstanding as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.83 320.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.42 320.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.86 320.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.45 320.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 308.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 308.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 296.25 Td (Changes in fair value of funded and unfunded credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.25 Td (products are classified in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 138.19 284.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.91 284.25 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 272.25 Td (s Consolidated Statement of Income. Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.25 Td (interest revenue is measured based on the contractual interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.25 Td (rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.96 248.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 140.03 248.25 Td (est r) Tj ET Q q 0 0 0 rg BT 157.16 248.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.91 248.25 Td ( on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.91 248.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.92 248.25 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 236.25 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.89 236.25 Td ( or loan interest depending on the balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.25 Td (classifications of the credit products. ) Tj ET Q q 0 0 0 rg BT 185.22 224.25 Td (The changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.25 Td (for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.69 212.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.29 212.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.72 212.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.72 212.25 Td ( due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.25 Td (instrument-specific credit risk totaled to a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.28 200.25 Td (35 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.67 200.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.25 Td (and a gain of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.42 188.25 Td (1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.82 188.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 184.48 188.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 164.25 Td (Certain investments in unallocated precious metals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.25 Td (Citigroup invests in unallocated precious metals accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.25 Td (\(gold, silver) Tj ET Q q 0 0 0 rg BT 83.92 140.25 Td (, platinum and palladium\) as part of its commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.25 Td (and foreign currency trading activities or to economically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.25 Td (hedge certain exposures from issuing structured liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 62.94 104.25 Td (ASC 815, the investment is bifurcated into a debt host ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.25 Td (contract and a commodity forward derivative instrument. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.25 Td (Citigroup elects the fair value option for the debt host contract, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.25 Td (and reports the debt host contract within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.57 68.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.58 68.25 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 56.25 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.89 56.25 Td ( on the Company) Tj ET Q q 0 0 0 rg BT 131.27 56.25 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 254.68 56.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 356.25 Td (total carrying amount of debt host contracts across unallocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 344.25 Td (precious metals accounts was approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.78 344.25 Td (1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.89 344.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 332.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.60 332.25 Td ( and approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 332.25 Td (1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.41 332.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 320.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 320.25 Td (. ) Tj ET Q q 0 0 0 rg BT 407.40 320.25 Td (The amounts are expected to fluctuate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 308.25 Td (based on trading activity in future periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 296.25 Td (As part of its commodity and foreign currency trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 284.25 Td (activities, Citi sells \(buys\) unallocated precious metals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 272.25 Td (investments and executes forward purchase \(sale\) derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 260.25 Td (contracts with trading counterparties. ) Tj ET Q q 0 0 0 rg BT 475.16 260.25 Td (When Citi sells an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 248.25 Td (unallocated precious metals investment, Citi) Tj ET Q q 0 0 0 rg BT 504.23 248.25 Td (s receivable from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 236.25 Td (its depository bank is repaid and Citi derecognizes its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 224.25 Td (investment in the unallocated precious metal. ) Tj ET Q q 0 0 0 rg BT 507.37 224.25 Td (The forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 212.25 Td (purchase \(sale\) contract with the trading counterparty indexed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 200.25 Td (to unallocated precious metals is accounted for as a derivative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 188.25 Td (at fair value through earnings. ) Tj ET Q q 0 0 0 rg BT 446.18 188.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.63 188.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.22 188.25 Td (, there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 176.25 Td (were approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.19 176.25 Td (15.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.30 176.25 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.74 176.25 Td (8.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.85 176.25 Td ( notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 164.25 Td (amounts of such forward purchase and forward sale derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 152.25 Td (contracts outstanding, respectively) Tj ET Q q 0 0 0 rg BT 461.92 152.25 Td (.) Tj ET Q endstream endobj 431 0 obj <> endobj 432 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (213) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Certain investments in private equity and real estate ventures ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (and certain equity method and other investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Citigroup invests in private equity and real estate ventures for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (the purpose of earning investment returns and for capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (appreciation. ) Tj ET Q q 0 0 0 rg BT 90.24 701.25 Td (The Company has elected the fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (for certain of these ventures, because such investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (considered similar to many private equity or hedge fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (activities in Citi) Tj ET Q q 0 0 0 rg BT 102.66 665.25 Td (s investment companies, which are reported at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (fair value. ) Tj ET Q q 0 0 0 rg BT 78.85 653.25 Td (The fair value option brings consistency in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (accounting and evaluation of these investments. ) Tj ET Q q 0 0 0 rg BT 229.56 641.25 Td (All ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (investments \(debt and equity\) in such private equity and real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (estate entities are accounted for at fair value. ) Tj ET Q q 0 0 0 rg BT 217.11 617.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (investments are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 152.07 605.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.28 605.25 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 255.39 605.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (Consolidated Balance Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (Citigroup also holds various non-strategic investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (leveraged buyout funds and other hedge funds for which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (Company elected fair value accounting to reduce operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (and accounting complexity) Tj ET Q q 0 0 0 rg BT 143.65 545.25 Td (. Since the funds account for all of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (their underlying assets at fair value, the impact of applying the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (equity method to Citigroup) Tj ET Q q 0 0 0 rg BT 147.38 521.25 Td (s investment in these funds was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (equivalent to fair value accounting. ) Tj ET Q q 0 0 0 rg BT 179.65 509.25 Td (These investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.09 497.25 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.82 497.25 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 192.93 497.25 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Changes in the fair values of these investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (classified in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.54 737.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 403.89 737.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 737.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 500.81 737.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Citigroup also elects the fair value option for certain non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (marketable equity securities whose risk is managed with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (derivative instruments that are accounted for at fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (through earnings. ) Tj ET Q q 0 0 0 rg BT 396.30 677.10 Td (These securities are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 528.75 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 533.76 677.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 665.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 438.16 665.10 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Changes in the fair value of these securities and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (derivative instruments are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.11 641.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.83 641.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (Certain mortgage loans \(HFS\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Citigroup has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (purchased and originated prime fixed-rate and conforming ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (adjustable-rate first mortgage loans HFS. ) Tj ET Q q 0 0 0 rg BT 491.00 581.10 Td (These loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (intended for sale or securitization and are hedged with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (derivative instruments. ) Tj ET Q q 0 0 0 rg BT 417.96 557.10 Td (The Company has elected the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (value option to mitigate accounting mismatches in cases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (where hedge accounting is complex and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (simplifications.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.25 Td (The following table provides information about certain mortgage loans HFS carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.37 465.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.97 465.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.41 465.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 453.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 419.75 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 419.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 419.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 391.75 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 391.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 391.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.75 m 433.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 419.75 m 505.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 419.75 m 575.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 419.75 m 505.5 419.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 354.75 m 433.5 354.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 354.75 m 505.5 354.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 354.75 m 575.5 354.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 424.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.30 433.20 Td (March 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 424.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.75 433.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 424.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 410.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 410.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 410.20 Td (1,475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 410.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 410.21 Td (2,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 396.21 Td (Aggregate fair value in excess of unpaid principal balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 396.20 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 396.21 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 382.21 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 382.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 382.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 368.21 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or loans more than 90days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 359.21 Td (past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 359.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 359.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 326.25 Td (The changes in fair values of these mortgage loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 314.25 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 314.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 111.44 314.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.20 314.25 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 208.36 314.25 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 302.25 Td (Statement of Income. ) Tj ET Q q 0 0 0 rg BT 124.13 302.25 Td (There was no net change in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 290.25 Td (during the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.14 290.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.73 290.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.17 290.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.17 290.25 Td ( due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (to instrument-specific credit risk. Related interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.25 Td (continues to be measured based on the contractual interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.25 Td (rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.96 254.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 140.03 254.25 Td (est r) Tj ET Q q 0 0 0 rg BT 157.16 254.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.91 254.25 Td ( in the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.25 Td (Statement of Income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 222.25 Td (Certain consolidated VIEs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 210.25 Td (The Company has elected the fair value option for all qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 198.25 Td (assets and liabilities of certain ) Tj ET Q q 0 0 0 rg BT 158.84 198.25 Td (VIEs that were consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 186.25 Td (upon the adoption of SF) Tj ET Q q 0 0 0 rg BT 131.92 186.25 Td (AS167 on January1, 2010, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 174.25 Td (certain private label mortgage securitizations, mutual fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 162.25 Td (deferred sales commissions and collateralized loan obligation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 150.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 61.37 150.25 Td (The Company elected the fair value option for these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 138.25 Td (VIEs, as the Company believes this method better reflects the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 126.25 Td (economic risks, since substantially all of the Company) Tj ET Q q 0 0 0 rg BT 257.07 126.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 114.25 Td (retained interests in these entities are carried at fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 102.25 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 102.25 Td (ith respect to the consolidated mortgage ) Tj ET Q q 0 0 0 rg BT 225.03 102.25 Td (VIEs, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 90.25 Td (Company determined the fair value for the mortgage loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 78.25 Td (long-term debt utilizing internal valuation techniques. ) Tj ET Q q 0 0 0 rg BT 253.82 78.25 Td (The fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 66.25 Td (value of the long-term debt measured using internal valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 54.25 Td (techniques is verified, where possible, to prices obtained from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.25 Td (independent vendors. ) Tj ET Q q 0 0 0 rg BT 411.85 334.25 Td (V) Tj ET Q q 0 0 0 rg BT 417.96 334.25 Td (endors compile prices from various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.25 Td (sources and may apply matrix pricing for similar securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.25 Td (when no price is observable. Security pricing associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 298.25 Td (long-term debt that is valued using observable inputs is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 286.25 Td (classified as Level2, and debt that is valued using one or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.25 Td (significant unobservable inputs is classified as Level3. ) Tj ET Q q 0 0 0 rg BT 546.82 274.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.25 Td (fair value of mortgage loans in each ) Tj ET Q q 0 0 0 rg BT 470.15 262.25 Td (VIE is derived from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.25 Td (security pricing. ) Tj ET Q q 0 0 0 rg BT 391.30 250.25 Td (When substantially all of the long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.25 Td (of a ) Tj ET Q q 0 0 0 rg BT 341.59 238.25 Td (VIE is valued using Level2 inputs, the corresponding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.25 Td (mortgage loans are classified as Level2. Otherwise, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.25 Td (mortgage loans of a ) Tj ET Q q 0 0 0 rg BT 405.46 214.25 Td (VIE are classified as Level3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 202.25 Td (W) Tj ET Q q 0 0 0 rg BT 351.04 202.25 Td (ith respect to the consolidated mortgage ) Tj ET Q q 0 0 0 rg BT 513.03 202.25 Td (VIEs for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.25 Td (the fair value option was elected, the mortgage loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.25 Td (classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 375.09 178.25 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.55 178.25 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 455.66 178.25 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.25 Td (Sheet. ) Tj ET Q q 0 0 0 rg BT 351.04 166.25 Td (The changes in fair value of the loans are reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 154.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 353.35 154.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.10 154.25 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 450.26 154.25 Td (s Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 142.25 Td (Income. Related interest revenue is measured based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 130.25 Td (contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 487.81 130.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 506.88 130.25 Td (est r) Tj ET Q q 0 0 0 rg BT 524.01 130.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.76 130.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 118.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 380.38 118.25 Td (s Consolidated Statement of Income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 106.25 Td (Information about these mortgage loans is included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 94.25 Td (table below) Tj ET Q q 0 0 0 rg BT 369.72 94.25 Td (. ) Tj ET Q q 0 0 0 rg BT 374.54 94.25 Td (The change in fair value of these loans due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 82.25 Td (instrument-specific credit risk was a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.34 82.25 Td (25 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.73 82.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 70.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 70.25 Td (33 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.39 70.25 Td ( for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.58 70.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.18 70.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 58.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 58.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 396.66 58.25 Td (.) Tj ET Q endstream endobj 433 0 obj <> endobj 434 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The debt issued by these consolidated ) Tj ET Q q 0 0 0 rg BT 207.67 749.10 Td (VIEs is classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (as long-term debt on Citigroup) Tj ET Q q 0 0 0 rg BT 162.09 737.10 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (The changes in fair value for the majority of these liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (are reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 96.80 713.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 126.15 713.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.91 713.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 223.07 713.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Statement of Income. Related interest expense is measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (based on the contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 252.30 689.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 271.37 689.10 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 749.10 Td (in the Consolidated Statement of Income. ) Tj ET Q q 0 0 0 rg BT 526.54 749.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (aggregate unpaid principal balance of long-term debt of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 376.86 725.10 Td (VIEs exceeded the aggregate fair value by $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.72 725.10 Td (210 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 713.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.33 713.10 Td (223 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.72 713.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.88 713.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.48 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 701.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 455.25 701.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.10 Td (The following table provides information about Corporate and Consumer loans of consolidated ) Tj ET Q q 0 0 0 rg BT 419.07 669.10 Td (VIEs carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.34 669.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 657.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 657.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 657.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 609.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 609.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 609.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 609.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 609.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 581.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 581.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 581.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 581.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 581.60 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 632.6 m 406.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 632.6 m 462.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 632.6 m 518.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 632.6 m 575.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 609.6 m 351.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 609.6 m 406.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 609.6 m 462.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 609.6 m 518.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 609.6 m 575.5 609.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 544.6 m 351.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 544.6 m 406.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 544.6 m 462.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 544.6 m 518.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 544.6 m 575.5 544.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 637.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.70 637.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.10 637.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 613.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 623.05 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.45 614.05 Td (loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.05 623.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.95 614.05 Td (loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 623.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 614.06 Td (loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 623.06 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 614.06 Td (loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 600.06 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.50 600.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 600.05 Td (887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 600.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 600.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 600.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 600.06 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 586.06 Td (Aggregate unpaid principal balance in excess of fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.50 586.05 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 586.05 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 586.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 586.06 Td (212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 572.06 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 572.05 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 572.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 572.06 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 558.06 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 549.06 Td (loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 549.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 549.05 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 549.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 549.06 Td (106) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 524.10 Td (Certain structured liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.10 Td (The Company has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.10 Td (structured liabilities whose performance is linked to structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 488.10 Td (interest rates, inflation, currency) Tj ET Q q 0 0 0 rg BT 165.02 488.10 Td (, equity) Tj ET Q q 0 0 0 rg BT 194.36 488.10 Td (, referenced credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 476.10 Td (commodity risks \(structured liabilities\). ) Tj ET Q q 0 0 0 rg BT 196.63 476.10 Td (The Company elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.10 Td (the fair value option, because these exposures are considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 524.10 Td (to be trading-related positions and, therefore, are managed on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 512.10 Td (a fair value basis. ) Tj ET Q q 0 0 0 rg BT 396.29 512.10 Td (These positions will continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 500.10 Td (classified as debt, deposits or derivatives \() Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 493.12 500.10 Td (T) Tj ET Q q 0 0 0 rg BT 498.13 500.10 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 488.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.78 488.10 Td (\) on the Company) Tj ET Q q 0 0 0 rg BT 436.49 488.10 Td (s Consolidated Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 476.10 Td (according to their legal form.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.10 Td (The following table provides information about the carrying value of structured notes, disaggregated by type of embedded derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.10 Td (instrument at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.99 432.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.59 432.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.03 432.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.61 432.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 407.60 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 407.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 407.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 379.60 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 379.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 379.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 351.60 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 351.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 351.60 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 407.6 m 409.5 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 407.6 m 492.5 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 407.6 m 575.5 407.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 337.6 m 409.5 337.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 323.6 m 409.5 323.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 337.6 m 492.5 337.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 323.6 m 492.5 323.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 337.6 m 575.5 337.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 323.6 m 575.5 323.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 411.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.70 412.05 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.10 412.06 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 398.06 Td (Interest rate linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 398.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 398.05 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 398.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 398.06 Td (9.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 384.06 Td (Foreign exchange linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 384.05 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 384.06 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 370.06 Td (Equity linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 370.05 Td (7.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 370.06 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 356.06 Td (Commodity linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 356.05 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 356.06 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 342.06 Td (Credit linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 342.05 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 342.06 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 328.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 328.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 328.05 Td (23.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 328.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 328.06 Td (22.6) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 303.10 Td (The change in fair value for these structured liabilities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.10 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 291.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.82 291.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 240.98 291.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.10 Td (Consolidated Statement of Income. Changes in fair value for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.10 Td (these structured liabilities include an economic component for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.10 Td (accrued interest, which is included in the change in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.10 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 243.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.82 243.10 Td (.) Tj ET Q endstream endobj 435 0 obj <> endobj 436 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (215) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Certain non-structured liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company has elected the fair value option for certain non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (structured liabilities with fixed and floating interest rates \(non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (structured liabilities\). ) Tj ET Q q 0 0 0 rg BT 123.85 713.25 Td (The Company has elected the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (option where the interest-rate risk of such liabilities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (economically hedged with derivative contracts or the proceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (are used to purchase financial assets that will also be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (accounted for at fair value through earnings. ) Tj ET Q q 0 0 0 rg BT 215.75 665.25 Td (The election has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (been made to mitigate accounting mismatches and to achieve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (operational simplifications. ) Tj ET Q q 0 0 0 rg BT 147.74 641.25 Td (These positions are reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 99.24 629.25 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.58 629.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.02 629.25 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.96 629.25 Td ( on the Company) Tj ET Q q 0 0 0 rg BT 280.34 629.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 153.01 617.25 Td (The change in fair value for these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (non-structured liabilities is reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 191.80 605.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.52 605.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (in the Company) Tj ET Q q 0 0 0 rg BT 102.66 593.25 Td (s Consolidated Statement of Income. Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (interest expense on non-structured liabilities is measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (based on the contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 252.30 569.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 271.37 569.25 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.65 557.25 Td ( in the Consolidated Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (The following table provides information about long-term debt carried at fair value, excluding debt issued by consolidated ) Tj ET Q q 0 0 0 rg BT 527.90 533.25 Td (VIEs, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 521.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 521.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 521.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 482.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 482.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 482.75 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 496.75 m 421.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 496.75 m 498.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 496.75 m 575.5 496.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 468.75 m 421.5 468.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 468.75 m 498.5 468.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 468.75 m 575.5 468.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 501.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.70 501.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.10 501.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 487.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.25 487.20 Td (26,972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 487.21 Td (25,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 473.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 473.20 Td (\(934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 473.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 473.21 Td (\(866) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 473.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (The following table provides information about short-term borrowings carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.16 449.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.76 449.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.20 449.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.78 449.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 424.75 382.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 424.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 424.75 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 424.75 m 417.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 424.75 m 492.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 424.75 m 575.5 424.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 396.75 m 417.5 396.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 396.75 m 492.5 396.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 396.75 m 575.5 396.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 429.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.70 429.20 Td (March 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.10 429.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 415.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 415.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 415.20 Td (4,099) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 415.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 415.21 Td (3,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 401.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.50 401.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 401.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 401.21 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 401.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 437 0 obj <> endobj 438 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (24.GUARANTEES ) Tj ET Q q 0 0 0 rg BT 127.41 742.25 Td (AND COMMITMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Citi provides a variety of guarantees and indemnifications to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 710.25 Td (its customers to enhance their credit standing and enable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 698.25 Td (them to complete a wide variety of business transactions. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 686.25 Td (certain contracts meeting the definition of a guarantee, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 674.25 Td (guarantor must recognize, at inception, a liability for the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.25 Td (value of the obligation undertaken in issuing the guarantee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 650.25 Td (In addition, the guarantor must disclose the maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 638.25 Td (potential amount of future payments that the guarantor could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 626.25 Td (be required to make under the guarantee, if there were a total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 614.25 Td (default by the guaranteed parties. ) Tj ET Q q 0 0 0 rg BT 171.32 614.25 Td (The determination of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 602.25 Td (maximum potential future payments is based on the notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 590.25 Td (amount of the guarantees without consideration of possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 578.25 Td (recoveries under recourse provisions or from collateral held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 566.25 Td (or pledged. ) Tj ET Q q 0 0 0 rg BT 82.93 566.25 Td (As such, Citi believes such amounts bear no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 554.25 Td (relationship to the anticipated losses, if any) Tj ET Q q 0 0 0 rg BT 208.36 554.25 Td (, on these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 542.25 Td (guarantees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.25 Td (The following tables present information about Citi) Tj ET Q q 0 0 0 rg BT 262.85 530.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 518.25 Td (guarantees at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.97 518.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.57 518.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.01 518.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.59 518.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 442.75 247.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 442.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 442.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 442.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 442.75 91.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 412.75 247.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 412.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 412.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 412.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 412.75 91.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 382.75 247.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 382.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 382.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 382.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 382.75 91.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 352.75 247.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 352.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 352.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 352.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 352.75 91.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 473.75 m 345.75 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 473.75 m 408.75 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 473.75 m 470.75 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 442.75 m 282.75 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 442.75 m 345.75 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 442.75 m 408.75 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 442.75 m 470.75 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 442.75 m 561.75 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 337.75 m 282.75 337.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 323.75 m 282.75 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 337.75 m 345.75 337.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 323.75 m 345.75 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 337.75 m 408.75 337.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 323.75 m 408.75 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 337.75 m 470.75 337.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 323.75 m 470.75 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 337.75 m 561.75 337.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 323.75 m 561.75 323.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 478.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.30 487.15 Td (Maximum potential amount of future) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.70 478.15 Td (payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 478.20 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 447.00 Td (In billions of dollars at March 31, 2014 except carrying value in millions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.45 456.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 309.29 456.20 Td (e within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.95 447.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 456.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 375.34 456.20 Td (e after) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 447.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 456.20 Td (T) Tj ET Q q 0 0 0 rg BT 418.68 456.20 Td (otal amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.45 447.20 Td (outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.60 456.35 Td (Carrying value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 447.21 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 480.75 447.21 Td (\(in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 432.21 Td (Financial standby letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 432.20 Td (29.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 432.20 Td (72.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.25 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 432.20 Td (101.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 432.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 432.20 Td (400.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 417.21 Td (Performance guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 417.20 Td (7.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 417.20 Td (4.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 417.20 Td (12.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 417.20 Td (39.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 402.21 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 402.20 Td (15.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 402.20 Td (66.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 402.20 Td (81.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 402.20 Td (924.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 387.21 Td (Loans sold with recourse) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.25 387.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 387.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 387.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 387.20 Td (19.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 372.21 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.72 376.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 372.20 Td (102.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 372.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 372.20 Td (102.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 372.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 357.21 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.96 361.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 357.20 Td (81.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 357.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 357.20 Td (81.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 357.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 342.21 Td (Custody indemnifications and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.25 342.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 342.20 Td (36.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 342.20 Td (36.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 342.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 328.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 328.20 Td (236.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 328.20 Td (180.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.25 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 328.20 Td (416.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 328.20 Td (1,383.6) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 258.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 258.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 258.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 258.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 258.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 230.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 230.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 230.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 230.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 230.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 202.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 202.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 202.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 202.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 202.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 174.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 174.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 174.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 174.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 174.75 91.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 290.75 m 345.75 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 290.75 m 408.75 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 290.75 m 470.75 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 258.75 m 282.75 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 258.75 m 345.75 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 258.75 m 408.75 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 258.75 m 470.75 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 258.75 m 561.75 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 160.75 m 282.75 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 146.75 m 282.75 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 160.75 m 345.75 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 146.75 m 345.75 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 160.75 m 408.75 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 146.75 m 408.75 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 160.75 m 470.75 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 146.75 m 470.75 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 160.75 m 561.75 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 146.75 m 561.75 146.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 295.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.30 304.20 Td (Maximum potential amount of future) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.70 295.20 Td (payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 295.20 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 271.00 Td (In billions of dollars at December 31, 2013 except carrying value in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 263.00 Td (millions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.45 272.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 309.29 272.20 Td (e within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.95 263.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 272.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 375.34 272.20 Td (e after) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 263.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 272.20 Td (T) Tj ET Q q 0 0 0 rg BT 418.68 272.20 Td (otal amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.45 263.20 Td (outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.60 272.35 Td (Carrying value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.30 263.21 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 480.55 263.21 Td (\() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 483.55 263.21 Td (in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 249.21 Td (Financial standby letters of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 249.21 Td (28.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 249.21 Td (71.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 249.21 Td (100.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 249.21 Td (428.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 235.21 Td (Performance guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 235.21 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 235.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 235.21 Td (12.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 235.21 Td (41.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 221.21 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 221.21 Td (6.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 221.21 Td (61.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 221.21 Td (67.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 221.21 Td (797.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 207.21 Td (Loans sold with recourse) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 207.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 207.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 207.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 207.21 Td (22.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 193.21 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.72 197.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 193.21 Td (79.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 193.21 Td (79.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 179.21 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.96 183.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 179.21 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 179.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 179.21 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 179.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 165.21 Td (Custody indemnifications and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 165.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 165.21 Td (36.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 165.21 Td (36.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 165.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 151.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 151.21 Td (207.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 151.21 Td (174.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 151.21 Td (382.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.25 151.21 Td (1,289.9) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.65 Td (The carrying values of securities lending indemnifications and credit card merchant processing were not material for either period presented, as the probability ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 120.05 Td (of potential liabilities arising from these guarantees is minimal.) Tj ET Q endstream endobj 439 0 obj <> endobj 440 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (217) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Financial standby letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Citi issues standby letters of credit which substitute its own ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (credit for that of the borrower) Tj ET Q q 0 0 0 rg BT 154.56 718.25 Td (. If a letter of credit is drawn ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (down, the borrower is obligated to repay Citi. Standby letters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (of credit protect a third party from defaults on contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (obligations. Financial standby letters of credit include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (\(i\)guarantees of payment of insurance premiums and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (reinsurance risks that support industrial revenue bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (underwriting; \(ii\)settlement of payment obligations to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (clearing houses, including futures and over) Tj ET Q q 0 0 0 rg BT 207.97 634.25 Td (-the-counter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (derivatives clearing \(see further discussion below\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (\(iii\)support options and purchases of securities in lieu of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (escrow deposit accounts; and \(iv\)letters of credit that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (backstop loans, credit facilities, promissory notes and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (acceptances.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (Performance guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (Performance guarantees and letters of credit are issued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (guarantee a customer) Tj ET Q q 0 0 0 rg BT 121.33 526.25 Td () Tj ET Q q 0 0 0 rg BT 124.11 526.25 Td (s tender bid on a construction or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (systems-installation project or to guarantee completion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (such projects in accordance with contract terms. ) Tj ET Q q 0 0 0 rg BT 230.74 502.25 Td (They are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (also issued to support a customer) Tj ET Q q 0 0 0 rg BT 168.85 490.25 Td () Tj ET Q q 0 0 0 rg BT 171.63 490.25 Td (s obligation to supply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (specified products, commodities, or maintenance or warranty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (services to a third party) Tj ET Q q 0 0 0 rg BT 129.21 466.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (Derivatives are financial instruments whose cash flows are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (based on a notional amount and an underlying instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (reference credit or index, where there is little or no initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (investment, and whose terms require or permit net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (settlement. For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 178.21 382.25 Td (s derivatives activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (see Note21 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.25 Td (Derivative instruments considered to be guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (include only those instruments that require Citi to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (payments to the counterparty based on changes in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (underlying instrument, that is related to an asset, a liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (or an equity security held by the guaranteed party) Tj ET Q q 0 0 0 rg BT 233.61 310.25 Td (. More ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (specifically) Tj ET Q q 0 0 0 rg BT 81.44 298.25 Td (, derivative instruments considered to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (guarantees include certain over) Tj ET Q q 0 0 0 rg BT 160.46 286.25 Td (-the-counter written put ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (options where the counterparty is not a bank, hedge fund or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 262.25 Td (-dealer \(such counterparties are considered to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (dealers in these markets and may) Tj ET Q q 0 0 0 rg BT 167.80 250.25 Td (, therefore, not hold the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (underlying instruments\). Credit derivatives sold by Citi are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (excluded from the tables above as they are disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (separately in Note21 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (Statements. In instances where Citi) Tj ET Q q 0 0 0 rg BT 179.58 202.25 Td (s maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (future payment is unlimited, the notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (contract is disclosed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (Loans sold with recourse) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (Loans sold with recourse represent Citi) Tj ET Q q 0 0 0 rg BT 195.68 142.25 Td (s obligations to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (reimburse the buyers for loan losses under certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (circumstances. Recourse refers to the clause in a sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.25 Td (agreement under which a seller/lender will fully reimburse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (the buyer/investor for any losses resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.25 Td (purchased loans. ) Tj ET Q q 0 0 0 rg BT 104.96 82.25 Td (This may be accomplished by the seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (taking back any loans that become delinquent.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 58.25 Td (In addition to the amounts shown in the tables above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.25 Td (Citi has recorded a repurchase reserve for its potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.25 Td (repurchases or make-whole liability regarding residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.25 Td (mortgage representation and warranty claims related to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.25 Td (whole loan sales to the U.S. government-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.25 Td (enterprises \(GSEs\) and, to a lesser extent, private investors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 681.05 Td (The repurchase reserve was approximately) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 488.28 681.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.03 681.05 Td ($333 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.42 681.05 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 669.05 Td ($341 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.64 669.05 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.86 669.05 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.46 669.05 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 669.05 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.48 669.05 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 657.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 364.91 657.05 Td (, and these amounts are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 508.20 657.05 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 645.05 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.03 645.05 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 621.05 Td (Securities lending indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 609.05 Td (Owners of securities frequently lend those securities for a fee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 597.05 Td (to other parties who may sell them short or deliver them to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 585.05 Td (another party to satisfy some other obligation. Banks may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 573.05 Td (administer such securities lending programs for their clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 561.05 Td (Securities lending indemnifications are issued by the bank to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 549.05 Td (guarantee that a securities lending customer will be made ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 537.05 Td (whole in the event that the security borrower does not return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 525.05 Td (the security subject to the lending agreement and collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 513.05 Td (held is insuf) Tj ET Q q 0 0 0 rg BT 365.96 513.05 Td (ficient to cover the market value of the security) Tj ET Q q 0 0 0 rg BT 554.67 513.05 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 489.05 Td (Credit card merchant processing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 477.05 Td (Credit card merchant processing guarantees represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 465.05 Td (Company) Tj ET Q q 0 0 0 rg BT 358.92 465.05 Td (s indirect obligations in connection with: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 453.05 Td (\(i\)providing transaction processing services to various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 441.05 Td (merchants with respect to its private-label cards; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 429.05 Td (\(ii\)potential liability for bank card transaction processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 417.05 Td (services. ) Tj ET Q q 0 0 0 rg BT 354.28 417.05 Td (The nature of the liability in either case arises as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 405.05 Td (result of a billing dispute between a merchant and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 393.05 Td (cardholder that is ultimately resolved in the cardholder) Tj ET Q q 0 0 0 rg BT 536.71 393.05 Td () Tj ET Q q 0 0 0 rg BT 539.49 393.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 381.05 Td (favor) Tj ET Q q 0 0 0 rg BT 337.80 381.05 Td (. ) Tj ET Q q 0 0 0 rg BT 342.62 381.05 Td (The merchant is liable to refund the amount to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 369.05 Td (cardholder) Tj ET Q q 0 0 0 rg BT 359.45 369.05 Td (. In general, if the credit card processing company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 357.05 Td (is unable to collect this amount from the merchant, the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 345.05 Td (card processing company bears the loss for the amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 333.05 Td (credit or refund paid to the cardholder) Tj ET Q q 0 0 0 rg BT 468.86 333.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 321.05 Td (W) Tj ET Q q 0 0 0 rg BT 344.29 321.05 Td (ith regard to \(i\)above, Citi has the primary contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 309.05 Td (liability with respect to its portfolio of private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 297.05 Td (merchants. ) Tj ET Q q 0 0 0 rg BT 363.16 297.05 Td (The risk of loss is mitigated as the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 285.05 Td (between Citi and the merchant are settled on a net basis and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 273.05 Td (Citi has the right to of) Tj ET Q q 0 0 0 rg BT 405.12 273.05 Td (fset any payments with cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 261.05 Td (otherwise due to the merchant. ) Tj ET Q q 0 0 0 rg BT 442.58 261.05 Td (T) Tj ET Q q 0 0 0 rg BT 447.99 261.05 Td (o further mitigate this risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 249.05 Td (Citi may delay settlement, require a merchant to make an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 237.05 Td (escrow deposit, include event triggers to provide Citi with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 225.05 Td (more financial and operational control in the event of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 213.05 Td (financial deterioration of the merchant or require various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 201.05 Td (credit enhancements \(including letters of credit and bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 189.05 Td (guarantees\). In the unlikely event that a private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 177.05 Td (merchant is unable to deliver products, services or a refund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 165.05 Td (to its private-label cardholders, Citi is contingently liable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 153.05 Td (credit or refund cardholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 141.05 Td (W) Tj ET Q q 0 0 0 rg BT 344.29 141.05 Td (ith regard to \(ii\)above, Citi has a potential liability for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 129.05 Td (bank card transactions where Citi provides the transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 117.05 Td (processing services as well as those where a third party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 105.05 Td (provides the services and Citi acts as a secondary guarantor) Tj ET Q q 0 0 0 rg BT 554.82 105.05 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 93.05 Td (should that processor fail to perform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 81.05 Td (Citi) Tj ET Q q 0 0 0 rg BT 353.03 81.05 Td (s maximum potential contingent liability related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 69.05 Td (both bank card and private-label merchant processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 57.05 Td (services is estimated to be the total volume of credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 45.05 Td (transactions that meet the requirements to be valid char) Tj ET Q q 0 0 0 rg BT 538.10 45.05 Td (ge-) Tj ET Q endstream endobj 441 0 obj <> endobj 442 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (back transactions at any given time. ) Tj ET Q q 0 0 0 rg BT 181.23 742.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.73 742.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.33 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 730.10 Td (, this maximum potential exposure was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (estimated to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.04 718.10 Td ($82 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.65 718.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.09 718.10 Td ($86 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.70 718.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 258.36 718.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (However) Tj ET Q q 0 0 0 rg BT 90.25 706.10 Td (, Citi believes that the maximum exposure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (not representative of the actual potential loss exposure based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (on its historical experience. ) Tj ET Q q 0 0 0 rg BT 148.28 682.10 Td (This contingent liability is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (unlikely to arise, as most products and services are delivered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (when purchased and amounts are refunded when items are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (returned to merchants. Citi assesses the probability and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (amount of its contingent liability related to merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (processing based on the financial strength of the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (guarantor) Tj ET Q q 0 0 0 rg BT 73.92 610.10 Td (, the extent and nature of unresolved char) Tj ET Q q 0 0 0 rg BT 239.22 610.10 Td (ge-backs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (and its historical loss experience. ) Tj ET Q q 0 0 0 rg BT 170.41 598.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.91 598.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.51 598.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 586.10 Td (, the losses incurred and the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (amounts of Citi) Tj ET Q q 0 0 0 rg BT 101.00 574.10 Td (s contingent obligations related to merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (processing activities were immaterial.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Custody indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Custody indemnifications are issued to guarantee that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (custody clients will be made whole in the event that a third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (party subcustodian or depository institution fails to safeguard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (clients) Tj ET Q q 0 0 0 rg BT 64.69 490.10 Td ( assets.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (Other guarantees and indemnifications) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 46.19 454.10 Td (edit Car) Tj ET Q q 0 0 0 rg BT 78.88 454.10 Td (d Pr) Tj ET Q q 0 0 0 rg BT 96.00 454.10 Td (otection Pr) Tj ET Q q 0 0 0 rg BT 140.35 454.10 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (Citi, through its credit card businesses, provides various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (cardholder protection programs on several of its card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (products, including programs that provide insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (coverage for rental cars, coverage for certain losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (associated with purchased products, price protection for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (certain purchases and protection for lost luggage. ) Tj ET Q q 0 0 0 rg BT 235.19 382.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (guarantees are not included in the table, since the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (outstanding amount of the guarantees and Citi) Tj ET Q q 0 0 0 rg BT 223.18 358.10 Td (s maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (exposure to loss cannot be quantified. ) Tj ET Q q 0 0 0 rg BT 189.39 346.10 Td (The protection is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (limited to certain types of purchases and losses, and it is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (possible to quantify the purchases that would qualify for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (these benefits at any given time. Citi assesses the probability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (and amount of its potential liability related to these programs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (based on the extent and nature of its historical loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (experience. ) Tj ET Q q 0 0 0 rg BT 83.75 274.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.25 274.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.85 274.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.29 274.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.87 274.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (actual and estimated losses incurred and the carrying value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 64.61 250.10 Td (s obligations related to these programs were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (immaterial.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (Other Repr) Tj ET Q q 0 0 0 rg BT 80.90 214.10 Td (esentation and W) Tj ET Q q 0 0 0 rg BT 149.41 214.10 Td (arranty Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (In the normal course of business, Citi provides standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (representations and warranties to counterparties in contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (in connection with numerous transactions and also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (indemnifications, including indemnifications that protect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (counterparties to the contracts in the event that additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (taxes are owed due either to a change in the tax law or an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (adverse interpretation of the tax law) Tj ET Q q 0 0 0 rg BT 179.46 130.10 Td (. Counterparties to these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (transactions provide Citi with comparable indemnifications. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (While such representations, warranties and indemnifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (are essential components of many contractual relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (they do not represent the underlying business purpose for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 88.58 70.10 Td (The indemnification clauses are often standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (contractual terms related to Citi) Tj ET Q q 0 0 0 rg BT 165.40 58.10 Td (s own performance under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (the terms of a contract and are entered into in the normal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (course of business based on an assessment that the risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (loss is remote. Often these clauses are intended to ensure that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (terms of a contract are met at inception. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.57 718.10 Td (No) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.79 718.10 Td ( compensation is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (received for these standard representations and warranties, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (and it is not possible to determine their fair value because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (they rarely) Tj ET Q q 0 0 0 rg BT 359.63 682.10 Td (, if ever) Tj ET Q q 0 0 0 rg BT 390.05 682.10 Td (, result in a payment. In many cases, there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.96 670.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.96 670.10 Td ( stated or notional amounts included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (indemnification clauses, and the contingencies potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (triggering the obligation to indemnify have not occurred and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (are not expected to occur) Tj ET Q q 0 0 0 rg BT 417.20 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 421.65 634.10 Td (As a result, these indemnifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (are not included in the tables above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (V) Tj ET Q q 0 0 0 rg BT 322.25 598.10 Td (alue-T) Tj ET Q q 0 0 0 rg BT 347.81 598.10 Td (ransfer Networks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (Citi is a member of, or shareholder in, hundreds of value-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (transfer networks \(VTNs\) \(payment, clearing and settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (systems as well as exchanges\) around the world. ) Tj ET Q q 0 0 0 rg BT 513.04 562.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (condition of membership, many of these ) Tj ET Q q 0 0 0 rg BT 481.20 550.10 Td (VTNs require that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (members stand ready to pay a pro rata share of the losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (incurred by the or) Tj ET Q q 0 0 0 rg BT 388.43 526.10 Td (ganization due to another member) Tj ET Q q 0 0 0 rg BT 525.42 526.10 Td () Tj ET Q q 0 0 0 rg BT 528.20 526.10 Td (s default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (on its obligations. Citi) Tj ET Q q 0 0 0 rg BT 408.92 514.10 Td (s potential obligations may be limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (to its membership interests in the ) Tj ET Q q 0 0 0 rg BT 452.05 502.10 Td (VTNs, contributions to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (VTN) Tj ET Q q 0 0 0 rg BT 340.58 490.10 Td (s funds, or) Tj ET Q q 0 0 0 rg BT 382.12 490.10 Td (, in limited cases, the obligation may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (unlimited. ) Tj ET Q q 0 0 0 rg BT 360.40 478.10 Td (The maximum exposure cannot be estimated as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (this would require an assessment of future claims that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (not yet occurred. Citi believes the risk of loss is remote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (given historical experience with the ) Tj ET Q q 0 0 0 rg BT 462.29 442.10 Td (VTNs. ) Tj ET Q q 0 0 0 rg BT 491.19 442.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 540.52 442.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 335.03 430.10 Td (s participation in ) Tj ET Q q 0 0 0 rg BT 404.56 430.10 Td (VTNs is not reported in the guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (tables above, and there are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.08 418.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.08 418.10 Td ( amounts reflected on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.10 Td (Consolidated Balance Sheet as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.60 406.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.20 406.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 394.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 394.10 Td ( for potential obligations that could arise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 382.10 Td (from Citi) Tj ET Q q 0 0 0 rg BT 356.97 382.10 Td (s involvement with ) Tj ET Q q 0 0 0 rg BT 435.95 382.10 Td (VTN associations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 345.79 358.10 Td (erm Car) Tj ET Q q 0 0 0 rg BT 379.03 358.10 Td (e Insurance Indemnification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.10 Td (In the sale of an insurance subsidiary) Tj ET Q q 0 0 0 rg BT 464.89 346.10 Td (, the Company provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.10 Td (an indemnification to an insurance company for policyholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (claims and other liabilities relating to a book of long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 310.10 Td (care \(L) Tj ET Q q 0 0 0 rg BT 344.92 310.10 Td (TC\) business \(for the entire term of the L) Tj ET Q q 0 0 0 rg BT 508.95 310.10 Td (TC policies\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 298.10 Td (that is fully reinsured by another insurance company) Tj ET Q q 0 0 0 rg BT 526.82 298.10 Td (. ) Tj ET Q q 0 0 0 rg BT 531.63 298.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 286.10 Td (reinsurer has funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.39 286.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.39 286.10 Td ( trusts with securities whose fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 274.10 Td (value \(approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.99 274.10 Td ($5.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.11 274.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.32 274.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.92 274.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 262.10 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.45 262.10 Td ($5.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.57 262.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.78 262.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.37 262.10 Td (\) is designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.10 Td (to cover the insurance company) Tj ET Q q 0 0 0 rg BT 447.20 250.10 Td (s statutory liabilities for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 238.10 Td (L) Tj ET Q q 0 0 0 rg BT 322.44 238.10 Td (TC policies. ) Tj ET Q q 0 0 0 rg BT 373.64 238.10 Td (The assets in these trusts are evaluated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 226.10 Td (adjusted periodically to ensure that the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 214.10 Td (assets continues to cover the estimated statutory liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 202.10 Td (related to the L) Tj ET Q q 0 0 0 rg BT 377.14 202.10 Td (TC policies, as those statutory liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 190.10 Td (change over time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 178.10 Td (If the reinsurer fails to perform under the reinsurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 166.10 Td (agreement for any reason, including insolvency) Tj ET Q q 0 0 0 rg BT 506.54 166.10 Td (, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 154.10 Td (assets in the two trusts are insuf) Tj ET Q q 0 0 0 rg BT 444.27 154.10 Td (ficient or unavailable to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 142.10 Td (ceding insurance company) Tj ET Q q 0 0 0 rg BT 423.23 142.10 Td (, then Citi must indemnify the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 130.10 Td (ceding insurance company for any losses actually incurred in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 118.10 Td (connection with the L) Tj ET Q q 0 0 0 rg BT 403.81 118.10 Td (TC policies. Since both events would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 106.10 Td (have to occur before Citi would become responsible for any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 94.10 Td (payment to the ceding insurance company pursuant to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 82.10 Td (indemnification obligation, and the likelihood of such events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 70.10 Td (occurring is currently not probable, there is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.75 70.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.75 70.10 Td ( liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 58.10 Td (reflected in the Consolidated Balance Sheet as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.07 58.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 46.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.25 46.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.69 46.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.27 46.10 Td ( related to this indemnification. ) Tj ET Q endstream endobj 443 0 obj <> endobj 444 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (Citi continues to closely monitor its potential exposure under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (this indemnification obligation.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (Carrying V) Tj ET Q q 0 0 0 rg BT 80.17 706.10 Td (alueGuarantees and Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 694.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.10 694.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.54 694.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.12 694.10 Td (, the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (carrying amounts of the liabilities related to the guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (and indemnifications included in the tables above amounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 658.10 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.65 658.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.09 658.10 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.20 658.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 270.86 658.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (The carrying value of financial and performance guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 92.38 634.10 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.99 634.10 Td (. For loans sold with recourse, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (the carrying value of the liability is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 226.22 622.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.78 610.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (Futures and over-the-counter derivatives clearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Citi provides clearing services for clients executing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (exchange traded futures and over) Tj ET Q q 0 0 0 rg BT 168.51 562.10 Td (-the-counter \(OTC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (derivatives contracts with central counterparties \(CCPs\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Based on all relevant facts and circumstances, Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (concluded that it acts as an agent for accounting purposes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (its role as clearing member for these client transactions. ) Tj ET Q q 0 0 0 rg BT 260.92 514.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (such, Citi does not reflect the underlying exchange traded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (futures or OTC derivatives contracts in its Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Financial Statements. See Note21 for a discussion of Citi) Tj ET Q q 0 0 0 rg BT 269.85 478.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (derivatives activities that are reflected in its Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.10 Td (As a clearing member) Tj ET Q q 0 0 0 rg BT 141.62 442.10 Td (, Citi collects and remits cash and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (securities collateral \(mar) Tj ET Q q 0 0 0 rg BT 134.66 430.10 Td (gin\) between its clients and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (respective CCP) Tj ET Q q 0 0 0 rg BT 96.83 418.10 Td (. ) Tj ET Q q 0 0 0 rg BT 101.64 418.10 Td (There are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.17 418.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.17 418.10 Td ( types of mar) Tj ET Q q 0 0 0 rg BT 209.47 418.10 Td (gin: initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 406.10 Td (gin and variation mar) Tj ET Q q 0 0 0 rg BT 136.99 406.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 154.59 406.10 Td (Where Citi obtains benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (from or controls cash initial mar) Tj ET Q q 0 0 0 rg BT 164.95 394.10 Td (gin \(e.g.,retains an interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (spread\), cash initial mar) Tj ET Q q 0 0 0 rg BT 131.89 382.10 Td (gin collected from clients and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (remitted to the CCP) Tj ET Q q 0 0 0 rg BT 115.35 370.10 Td ( is reflected within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 192.54 370.10 Td (Br) Tj ET Q q 0 0 0 rg BT 202.17 370.10 Td (okerage Payables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.53 370.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (\(payables to customers\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 150.41 358.10 Td (Br) Tj ET Q q 0 0 0 rg BT 160.04 358.10 Td (okerage Receivables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.49 358.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (\(receivables from brokers, dealers and clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 334.10 Td (ganizations\), respectively) Tj ET Q q 0 0 0 rg BT 145.68 334.10 Td (. However) Tj ET Q q 0 0 0 rg BT 186.93 334.10 Td (, for OTC derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (contracts where Citi has contractually agreed with the client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (that \(a\)Citi will pass through to the client all interest paid by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (the CCP) Tj ET Q q 0 0 0 rg BT 69.25 298.10 Td ( on cash initial mar) Tj ET Q q 0 0 0 rg BT 145.71 298.10 Td (gin; \(b\)Citi will not utilize its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (right as clearing member to transform cash mar) Tj ET Q q 0 0 0 rg BT 225.47 286.10 Td (gin into other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (assets; and \(c\)Citi does not guarantee and is not liable to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (client for the performance of the CCP) Tj ET Q q 0 0 0 rg BT 185.95 262.10 Td (, cash initial mar) Tj ET Q q 0 0 0 rg BT 252.42 262.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (collected from clients and remitted to the CCP) Tj ET Q q 0 0 0 rg BT 221.42 250.10 Td ( is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (reflected on Citi) Tj ET Q q 0 0 0 rg BT 103.75 238.10 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 227.16 238.10 Td (The total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (amount of cash initial mar) Tj ET Q q 0 0 0 rg BT 140.79 226.10 Td (gin collected and remitted in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (manner was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.80 214.10 Td ($2.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.91 214.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.35 214.10 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.46 214.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.60 202.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 202.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.62 202.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 250.28 202.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.11 190.10 Td (ariation mar) Tj ET Q q 0 0 0 rg BT 108.52 190.10 Td (gin due from clients to the respective CCP) Tj ET Q q 0 0 0 rg BT 277.10 190.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (or from the CCP) Tj ET Q q 0 0 0 rg BT 102.02 178.10 Td ( to clients, reflects changes in the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (the client) Tj ET Q q 0 0 0 rg BT 75.71 166.10 Td (s derivatives contracts for each trading day) Tj ET Q q 0 0 0 rg BT 246.65 166.10 Td (. ) Tj ET Q q 0 0 0 rg BT 251.10 166.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (clearing member) Tj ET Q q 0 0 0 rg BT 103.07 154.10 Td (, Citi is exposed to the risk of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (performance by clients \(e.g.,failure of a client to post ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (variation mar) Tj ET Q q 0 0 0 rg BT 89.41 130.10 Td (gin to the CCP) Tj ET Q q 0 0 0 rg BT 148.21 130.10 Td ( for negative changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (value of the client) Tj ET Q q 0 0 0 rg BT 391.94 742.10 Td (s derivatives contracts\). In the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (non-performance by a client, Citi would move to close out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (the client) Tj ET Q q 0 0 0 rg BT 356.96 718.10 Td (s positions. ) Tj ET Q q 0 0 0 rg BT 404.29 718.10 Td (The CCP) Tj ET Q q 0 0 0 rg BT 440.86 718.10 Td ( would typically utilize initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (mar) Tj ET Q q 0 0 0 rg BT 332.62 706.10 Td (gin posted by the client and held by the CCP) Tj ET Q q 0 0 0 rg BT 510.10 706.10 Td (, with any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (remaining shortfalls required to be paid by Citi as clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (member) Tj ET Q q 0 0 0 rg BT 349.46 682.10 Td (. Citi generally holds incremental cash or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (mar) Tj ET Q q 0 0 0 rg BT 332.62 670.10 Td (gin posted by the client, which would typically be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (expected to be suf) Tj ET Q q 0 0 0 rg BT 389.54 658.10 Td (ficient to mitigate Citi) Tj ET Q q 0 0 0 rg BT 480.91 658.10 Td (s credit risk in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (event the client fails to perform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 634.10 Td (As required by ) Tj ET Q q 0 0 0 rg BT 396.63 634.10 Td (ASC 860-30-25-5, securities collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (posted by clients is not recognized on Citi) Tj ET Q q 0 0 0 rg BT 488.06 622.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (Balance Sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (Collateral) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (Cash collateral available to Citi to reimburse losses realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (under these guarantees and indemnifications amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td ($64 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.86 550.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.30 550.10 Td ($52 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.92 550.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.13 550.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.73 550.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 538.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 448.50 538.10 Td (. Securities and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (marketable assets held as collateral amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.46 526.10 Td ($51 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.07 526.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.19 514.10 Td ($39 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.80 514.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.02 514.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.62 514.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.06 514.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.64 514.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 364.91 502.10 Td (. ) Tj ET Q q 0 0 0 rg BT 369.73 502.10 Td (The majority of collateral is held to reimburse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (losses realized under securities lending indemnifications. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 367.15 478.10 Td (, letters of credit in favor of Citi held as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (collateral amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.16 466.10 Td ($5.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.27 466.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.71 466.10 Td ($5.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.82 466.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.85 454.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.29 454.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.87 454.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 531.53 454.10 Td (. Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (property may also be available to Citi to cover losses under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (certain guarantees and indemnifications; however) Tj ET Q q 0 0 0 rg BT 515.66 430.10 Td (, the value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (of such property has not been determined.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 394.10 Td (Performance risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 382.10 Td (Citi evaluates the performance risk of its guarantees based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.10 Td (on the assigned referenced counterparty internal or external ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (ratings. ) Tj ET Q q 0 0 0 rg BT 349.29 358.10 Td (Where external ratings are used, investment-grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.10 Td (ratings are considered to be Baa/BBB and above, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.10 Td (anything below is considered non-investment grade. Citi) Tj ET Q q 0 0 0 rg BT 546.37 334.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (internal ratings are in line with the related external rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 310.10 Td (system. On certain underlying referenced assets or entities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 298.10 Td (ratings are not available. Such referenced assets are included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 286.10 Td (in the not rated category) Tj ET Q q 0 0 0 rg BT 422.66 286.10 Td (. ) Tj ET Q q 0 0 0 rg BT 427.48 286.10 Td (The maximum potential amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 274.10 Td (of the future payments related to the outstanding guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 262.10 Td (is determined to be the notional amount of these contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.10 Td (which is the par amount of the assets guaranteed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 238.10 Td (Presented in the tables below are the maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 226.10 Td (amounts of future payments that are classified based upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 214.10 Td (internal and external credit ratings as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.57 214.10 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.17 214.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 202.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 202.10 Td (. ) Tj ET Q q 0 0 0 rg BT 400.28 202.10 Td (As previously mentioned, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 190.10 Td (determination of the maximum potential future payments is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 178.10 Td (based on the notional amount of the guarantees without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 166.10 Td (consideration of possible recoveries under recourse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 154.10 Td (provisions or from collateral held or pledged. ) Tj ET Q q 0 0 0 rg BT 500.54 154.10 Td (As such, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 142.10 Td (believes such amounts bear no relationship to the anticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 130.10 Td (losses, if any) Tj ET Q q 0 0 0 rg BT 368.54 130.10 Td (, on these guarantees.) Tj ET Q endstream endobj 445 0 obj <> endobj 446 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (220) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 702.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 702.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 702.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 702.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 702.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 674.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 674.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 674.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 674.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 674.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 646.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 646.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 646.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 646.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 646.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 618.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 618.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 618.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 618.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 618.50 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 734.5 m 372.25 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 734.5 m 435.25 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 734.5 m 499.25 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 734.5 m 562.25 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 702.5 m 308.25 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 702.5 m 372.25 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 702.5 m 435.25 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 702.5 m 499.25 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 702.5 m 562.25 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 604.5 m 308.25 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 590.5 m 308.25 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 604.5 m 372.25 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 590.5 m 372.25 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 604.5 m 435.25 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 590.5 m 435.25 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 604.5 m 499.25 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 590.5 m 499.25 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 604.5 m 562.25 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 590.5 m 562.25 590.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 738.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 738.95 Td (Maximum potential amount of future payments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.75 706.75 Td (In billions of dollars at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 715.95 Td (Investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.75 706.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.70 724.95 Td (Non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 715.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.25 706.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 715.95 Td (Not) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 706.95 Td (rated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.40 706.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 692.96 Td (Financial standby letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 692.95 Td (76.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 692.95 Td (14.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 692.95 Td (11.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 692.95 Td (101.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 678.96 Td (Performance guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 678.95 Td (7.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 678.95 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 678.95 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 678.95 Td (12.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 664.96 Td (Derivative instruments deemed to be guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 664.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 664.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 664.95 Td (81.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 664.95 Td (81.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 650.96 Td (Loans sold with recourse) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 650.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 650.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 650.95 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.50 650.95 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 636.96 Td (Securities lending indemnifications) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 636.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 636.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 636.95 Td (102.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 636.95 Td (102.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 622.96 Td (Credit card merchant processing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 622.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 622.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 622.95 Td (81.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 622.95 Td (81.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 608.96 Td (Custody indemnifications and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 608.95 Td (36.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 608.95 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.75 608.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 608.95 Td (36.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 594.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 594.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 594.95 Td (120.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 594.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 594.95 Td (18.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.75 594.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 594.95 Td (278.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 594.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 594.95 Td (416.9) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 522.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 522.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 522.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 522.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 522.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 494.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 494.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 494.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 494.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 494.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 466.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 466.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 466.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 466.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 466.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 438.50 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 438.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 438.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 438.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 438.50 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 554.5 m 372.25 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 554.5 m 435.25 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 554.5 m 499.25 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 554.5 m 562.25 554.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 522.5 m 308.25 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 522.5 m 372.25 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 522.5 m 435.25 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 522.5 m 499.25 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 522.5 m 562.25 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 424.5 m 308.25 424.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 410.5 m 308.25 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 424.5 m 372.25 424.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 410.5 m 372.25 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 424.5 m 435.25 424.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 410.5 m 435.25 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 424.5 m 499.25 424.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 410.5 m 499.25 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 424.5 m 562.25 424.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 410.5 m 562.25 410.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 558.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 558.95 Td (Maximum potential amount of future payments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.75 526.75 Td (In billions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 535.95 Td (Investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.75 526.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.70 544.95 Td (Non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 535.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.25 526.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 535.95 Td (Not) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 526.95 Td (rated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.40 526.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 512.96 Td (Financial standby letters of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.75 512.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 512.96 Td (76.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 512.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 512.96 Td (14.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 512.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 512.96 Td (9.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 512.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 512.96 Td (100.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 498.96 Td (Performance guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 498.96 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 498.96 Td (3.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 498.96 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 498.96 Td (12.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 484.96 Td (Derivative instruments deemed to be guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 484.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 484.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 484.96 Td (67.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 484.96 Td (67.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 470.96 Td (Loans sold with recourse) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 470.96 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 470.96 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 456.96 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 456.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 456.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 456.96 Td (79.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 456.96 Td (79.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 442.96 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 442.96 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 442.96 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 428.96 Td (Custody indemnifications and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 428.96 Td (36.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 428.96 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 428.96 Td (36.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 414.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.75 414.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 414.96 Td (119.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 414.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 414.96 Td (18.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 414.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 414.96 Td (243.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 414.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 414.96 Td (382.0) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 447 0 obj <> endobj 448 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 742.25 Td (edit Commitments and Lines of Cr) Tj ET Q q 0 0 0 rg BT 195.90 742.25 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 730.25 Td (s credit commitments as of March 31, 2014 and December31, 2013:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 685.75 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 685.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.25 685.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.25 685.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.25 685.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 657.75 286.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 657.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.25 657.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.25 657.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.25 657.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 620.75 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 620.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.25 620.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.25 620.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.25 620.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 592.75 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 592.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.25 592.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.25 592.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.25 592.75 58.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 685.75 m 321.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 685.75 m 382.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.25 685.75 m 443.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 685.75 m 504.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 685.75 m 562.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 685.75 m 321.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 685.75 m 382.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.25 685.75 m 443.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 685.75 m 504.25 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 685.75 m 504.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 685.75 m 504.25 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 685.75 m 562.25 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 671.75 m 504.25 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 671.75 m 504.25 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 657.75 m 504.25 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 657.75 m 504.25 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 634.75 m 504.25 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 634.75 m 504.25 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 620.75 m 504.25 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 620.75 m 504.25 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 606.75 m 504.25 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 606.75 m 504.25 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 578.75 m 321.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 578.75 m 382.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.25 578.75 m 443.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 592.75 m 504.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 578.75 m 504.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 592.75 m 504.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 578.75 m 562.25 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 578.75 m 321.25 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 564.75 m 321.25 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 578.75 m 382.25 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 564.75 m 382.25 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.25 578.75 m 443.25 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.25 564.75 m 443.25 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 578.75 m 504.25 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 578.75 m 504.25 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 564.75 m 504.25 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 578.75 m 504.25 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 578.75 m 562.25 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.25 564.75 m 562.25 564.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.75 690.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 690.20 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.35 699.20 Td (Outside of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.20 690.20 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.55 699.20 Td (Mar) Tj ET Q q 0 0 0 rg BT 470.38 699.20 Td (ch 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 690.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 699.21 Td (December31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.75 690.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 676.21 Td (Commercial and similar letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 676.20 Td (1,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 676.20 Td (5,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 676.20 Td (7,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 676.21 Td (7,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 662.21 Td (One- to four-family residential mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 662.20 Td (2,520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 662.20 Td (3,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 662.20 Td (5,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 662.21 Td (4,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 648.21 Td (Revolving open-end loans secured by one- to four-family residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 639.21 Td (properties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 639.20 Td (13,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 639.20 Td (2,889) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 639.20 Td (16,845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 639.21 Td (16,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 625.21 Td (Commercial real estate, construction and land development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 625.20 Td (1,595) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 625.20 Td (1,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 625.20 Td (3,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 625.21 Td (2,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 611.21 Td (Credit card lines) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 611.20 Td (503,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.50 611.20 Td (132,858) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 611.20 Td (636,348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 611.21 Td (641,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 597.21 Td (Commercial and other consumer loan commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 597.20 Td (148,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 597.20 Td (99,980) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 597.20 Td (248,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 597.21 Td (236,712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 583.21 Td (Other commitments and contingencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 583.20 Td (1,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 583.20 Td (1,092) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 583.20 Td (2,546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 583.21 Td (2,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 569.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 569.20 Td (673,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.50 569.20 Td (247,736) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 569.20 Td (921,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 569.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 569.21 Td (911,838) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 541.25 Td (The majority of unused commitments are contingent upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 529.25 Td (customers) Tj ET Q q 0 0 0 rg BT 79.13 529.25 Td ( maintaining specific credit standards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 517.25 Td (Commercial commitments generally have floating interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 505.25 Td (rates and fixed expiration dates and may require payment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 493.25 Td (fees. Such fees \(net of certain direct costs\) are deferred and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 481.25 Td (upon exercise of the commitment, amortized over the life of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.25 Td (the loan or) Tj ET Q q 0 0 0 rg BT 78.36 469.25 Td (, if exercise is deemed remote, amortized over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.25 Td (commitment period. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 433.25 Td (Commercial and similar letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 421.25 Td ( commercial letter of credit is an instrument by which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.25 Td (Citigroup substitutes its credit for that of a customer to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 397.25 Td (enable the customer to finance the purchase of goods or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.25 Td (incur other commitments. Citigroup issues a letter on behalf ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.25 Td (of its client to a supplier and agrees to pay the supplier upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.25 Td (presentation of documentary evidence that the supplier has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.25 Td (performed in accordance with the terms of the letter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.25 Td (credit. ) Tj ET Q q 0 0 0 rg BT 63.58 337.25 Td (When a letter of credit is drawn, the customer is then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.25 Td (required to reimburse Citigroup. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 301.25 Td (One- to four-family residential mortgages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 289.25 Td ( one- to four) Tj ET Q q 0 0 0 rg BT 92.18 289.25 Td (-family residential mortgage commitment is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.25 Td (written confirmation from Citigroup to a seller of a property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.25 Td (that the bank will advance the specified sums enabling the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.25 Td (buyer to complete the purchase. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 229.25 Td (Revolving open-end loans secured by one- to four-family) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 217.25 Td (residential properties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.25 Td (Revolving open-end loans secured by one- to four) Tj ET Q q 0 0 0 rg BT 236.02 205.25 Td (-family ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.25 Td (residential properties are essentially home equity lines of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.25 Td (credit. ) Tj ET Q q 0 0 0 rg BT 63.21 181.25 Td (A) Tj ET Q q 0 0 0 rg BT 69.88 181.25 Td ( home equity line of credit is a loan secured by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.25 Td (primary residence or second home to the extent of the excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.25 Td (of fair market value over the debt outstanding for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.25 Td (mortgage. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 121.25 Td (Commercial real estate, construction and land development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.25 Td (Commercial real estate, construction and land development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.25 Td (include unused portions of commitments to extend credit for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.25 Td (the purpose of financing commercial and multifamily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.25 Td (residential properties as well as land development projects. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 61.25 Td ( Both secured-by-real-estate and unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.25 Td (commitments are included in this line, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 541.25 Td (undistributed loan proceeds, where there is an obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 529.25 Td (advance for construction progress payments. However) Tj ET Q q 0 0 0 rg BT 534.55 529.25 Td (, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 517.25 Td (line only includes those extensions of credit that, once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 505.25 Td (funded, will be classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.11 505.25 Td (T) Tj ET Q q 0 0 0 rg BT 435.75 505.25 Td (otal loans, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.69 505.25 Td ( on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 493.25 Td (Consolidated Balance Sheet. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 469.25 Td (Credit card lines) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 457.25 Td (Citigroup provides credit to customers by issuing credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 445.25 Td (cards. ) Tj ET Q q 0 0 0 rg BT 343.17 445.25 Td (The credit card lines are cancellable by providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 433.25 Td (notice to the cardholder or without such notice as permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 421.25 Td (by local law) Tj ET Q q 0 0 0 rg BT 365.47 421.25 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 397.25 Td (Commercial and other consumer loan commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 385.25 Td (Commercial and other consumer loan commitments include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 373.25 Td (overdraft and liquidity facilities, as well as commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 361.25 Td (commitments to make or purchase loans, to purchase third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 349.25 Td (party receivables, to provide note issuance or revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 337.25 Td (underwriting facilities and to invest in the form of equity) Tj ET Q q 0 0 0 rg BT 544.05 337.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 325.25 Td (Amounts include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.35 325.25 Td ($56 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.97 325.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.41 325.25 Td ($58 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.02 325.25 Td ( with an original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 313.25 Td (maturity of less than one year at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.04 313.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.64 313.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 301.25 Td (December 31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 448.50 301.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 289.25 Td (In addition, included in this line item are highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 277.25 Td (leveraged financing commitments, which are agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 265.25 Td (that provide funding to a borrower with higher levels of debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 253.25 Td (\(measured by the ratio of debt capital to equity capital of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 241.25 Td (borrower\) than is generally considered normal for other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 229.25 Td (companies. ) Tj ET Q q 0 0 0 rg BT 364.83 229.25 Td (This type of financing is commonly employed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 217.25 Td (corporate acquisitions, management buy-outs and similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 205.25 Td (transactions. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 181.25 Td (Other commitments and contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 169.25 Td (Other commitments and contingencies include all other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 157.25 Td (transactions related to commitments and contingencies not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 145.25 Td (reported on the lines above.) Tj ET Q endstream endobj 449 0 obj <> endobj 450 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (222) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (25.CONTINGENCIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The following information supplements and amends, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (applicable, the disclosures in Note 28 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Financial Statements of Citigroup's 2013 ) Tj ET Q q 0 0 0 rg BT 201.40 701.25 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Form 10-K. For purposes of this Note, Citigroup, its af) Tj ET Q q 0 0 0 rg BT 257.75 689.25 Td (filiates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (and subsidiaries, and current and former of) Tj ET Q q 0 0 0 rg BT 207.70 677.25 Td (ficers, directors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (employees, are sometimes collectively referred to as Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (and Related Parties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.25 Td (In accordance with ) Tj ET Q q 0 0 0 rg BT 132.02 641.25 Td (ASC 450, Citigroup establishes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (accruals for contingencies, including the litigation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (regulatory matters disclosed herein, when Citigroup believes it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (is probable that a loss has been incurred and the amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (loss can be reasonably estimated. Once established, accruals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (are adjusted from time to time, as appropriate, in light of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (additional information. ) Tj ET Q q 0 0 0 rg BT 130.52 569.25 Td (The amount of loss ultimately incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (in relation to those matters may be substantially higher or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (lower than the amounts accrued for those matters. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (If Citigroup has not accrued for a matter because the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (matter does not meet the criteria for accrual \(as set forth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (above\), or Citigroup believes an exposure to loss exists in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (excess of the amount accrued for a particular matter) Tj ET Q q 0 0 0 rg BT 243.28 497.25 Td (, in each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (case assuming a material loss is reasonably possible, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (discloses the matter) Tj ET Q q 0 0 0 rg BT 114.32 473.25 Td (. In addition, for such matters, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (discloses an estimate of the aggregate reasonably possible loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (or range of loss in excess of the amounts accrued for those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (matters as to which an estimate can be made. ) Tj ET Q q 0 0 0 rg BT 218.16 437.25 Td (At March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (2014, Citigroup's estimate was materially unchanged from its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (estimate of approximately $5 billion at December 31, 2013, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (more fully described in Note 28 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (Statements in the 2013 ) Tj ET Q q 0 0 0 rg BT 129.33 389.25 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (As available information changes, the matters for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (Citigroup is able to estimate will change, and the estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (themselves will change. In addition, while many estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (presented in financial statements and other financial disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (involve significant judgment and may be subject to significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 80.33 317.25 Td (, estimates of the range of reasonably possible loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (arising from litigation and regulatory proceedings are subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (to particular uncertainties. For example, at the time of making ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (an estimate, Citigroup may have only preliminary) Tj ET Q q 0 0 0 rg BT 234.47 281.25 Td (, incomplete ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (or inaccurate information about the facts underlying the claim; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (its assumptions about the future rulings of the court or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (tribunal on significant issues, or the behavior and incentives of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (adverse parties or regulators, may prove to be wrong; and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (outcomes it is attempting to predict are often not amenable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (the use of statistical or other quantitative analytical tools. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (addition, from time to time an outcome may occur that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (Citigroup had not accounted for in its estimates because it had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (deemed such an outcome to be remote. For all these reasons, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (the amount of loss in excess of accruals ultimately incurred for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (the matters as to which an estimate has been made could be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (substantially higher or lower than the range of loss included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (the estimate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.25 Td (Subject to the foregoing, it is the opinion of Citigroup's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (management, based on current knowledge and after taking into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (account its current legal accruals, that the eventual outcome of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (all matters described in this Note would not be likely to have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (material adverse ef) Tj ET Q q 0 0 0 rg BT 111.88 65.25 Td (fect on the consolidated financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (of Citigroup. Nonetheless, given the substantial or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (indeterminate amounts sought in certain of these matters, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (the inherent unpredictability of such matters, an adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (outcome in certain of these matters could, from time to time, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (have a material adverse ef) Tj ET Q q 0 0 0 rg BT 428.20 713.10 Td (fect on Citigroup) Tj ET Q q 0 0 0 rg BT 499.30 713.10 Td (s consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (results of operations or cash flows in particular quarterly or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (annual periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (For further information on ) Tj ET Q q 0 0 0 rg BT 449.76 677.10 Td (ASC 450 and Citigroup's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (accounting and disclosure framework for contingencies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (including for litigation and regulatory matters disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (herein, see Note 28 to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (of Citigroup) Tj ET Q q 0 0 0 rg BT 375.94 629.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 404.28 629.10 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 335.48 605.10 Td (edit Crisis-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 506.40 605.10 Td ( Matters) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Mortgage-Related Litigation and Other Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Mortgage-Backed Securities and CDO Investor ) Tj ET Q q 0 0 0 rg BT 516.83 569.10 Td (Actions: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Certain of the actions brought by purchasers of MBS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (sponsored, underwritten, or sold by Citigroup have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (resolved through settlement and dismissed with prejudice. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Additional information relating to these actions is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (available in court filings under the docket numbers 10-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (CH-45033 \(Ill. Cir) Tj ET Q q 0 0 0 rg BT 398.17 497.10 Td (. Ct.\) \(Pantle, J.\), LC 091499 \(Cal. Super) Tj ET Q q 0 0 0 rg BT 561.76 497.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Ct.\) \(Mohr) Tj ET Q q 0 0 0 rg BT 366.93 485.10 Td (, J.\), and 12 Civ) Tj ET Q q 0 0 0 rg BT 429.89 485.10 Td (. 1059 \(C.D. Cal.\) \(Pfaelzer) Tj ET Q q 0 0 0 rg BT 540.01 485.10 Td (, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (As of March 31, 2014, the aggregate original purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (amount of the purchases at issue in the pending MBS and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (CDO investor suits is approximately $7.2 billion, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (aggregate original purchase amount of the purchases covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (by tolling agreements with MBS and CDO investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (threatening litigation is approximately $1.4 billion. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (Mortgage-Backed Security Repur) Tj ET Q q 0 0 0 rg BT 476.02 401.10 Td (chase Claims: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.96 401.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (previously disclosed, on ) Tj ET Q q 0 0 0 rg BT 422.88 389.10 Td (April 7, 2014, Citigroup entered into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (an agreement with 18 institutional investors, represented by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Gibbs & Bruns LLP) Tj ET Q q 0 0 0 rg BT 403.73 365.10 Td (, regarding the resolution of representation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (and warranty repurchase claims related to certain legacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (securitizations. Under the agreement, Citigroup will make a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (binding of) Tj ET Q q 0 0 0 rg BT 365.21 329.10 Td (fer to the trustees of 68 Citigroup-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (mortgage securitization trusts to pay $1.125 billion to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (trusts to resolve these claims, plus certain fees and expenses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (The 68 trusts covered by the agreement issued $59.4 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (residential MBS and represent all of the trusts established by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 365.11 269.10 Td (s legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 400.10 269.10 Td (Securities and Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.86 269.10 Td ( business during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (2005-2008 for which Citigroup af) Tj ET Q q 0 0 0 rg BT 459.35 257.10 Td (filiates made representations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (and warranties to the trusts. ) Tj ET Q q 0 0 0 rg BT 436.57 245.10 Td (The agreement is conditioned on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (acceptance by the trustees and subject to court approval if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (sought by the trustees, and would release Citigroup) Tj ET Q q 0 0 0 rg BT 531.74 221.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (obligation to repurchase mortgage loans sold into the trusts, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (make the trusts whole, for outstanding or potential claims for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (breaches of representations and warranties on the loans. ) Tj ET Q q 0 0 0 rg BT 552.07 185.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (agreement does not address mortgage loans sold through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (private-label securitization trusts sponsored by Citigroup) Tj ET Q q 0 0 0 rg BT 554.23 161.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (consumer mortgage business related to CitiMortgage, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 137.10 Td (On ) Tj ET Q q 0 0 0 rg BT 356.17 137.10 Td (April 8, 2014, U.S. Bank, N.A., in its capacity as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (trustee, filed a complaint in U.S. BANK NA) Tj ET Q q 0 0 0 rg BT 500.64 125.10 Td (TIONAL) Tj ET Q q 0 0 0 rg BT 537.48 125.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (ASSOCIA) Tj ET Q q 0 0 0 rg BT 365.68 113.10 Td (TION v) Tj ET Q q 0 0 0 rg BT 396.41 113.10 Td (. CITIGROUP) Tj ET Q q 0 0 0 rg BT 454.38 113.10 Td ( GLOBAL) Tj ET Q q 0 0 0 rg BT 497.06 113.10 Td ( MARKETS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (REAL) Tj ET Q q 0 0 0 rg BT 349.19 101.10 Td (TY) Tj ET Q q 0 0 0 rg BT 362.15 101.10 Td ( CORP) Tj ET Q q 0 0 0 rg BT 389.66 101.10 Td (., seeking to enforce contractual repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (claims in connection with mortgage loans that were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (securitized into the CML) Tj ET Q q 0 0 0 rg BT 423.34 77.10 Td (TI 2007-AHL2 securitization. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (Additional information relating to this action is publicly ) Tj ET Q endstream endobj 451 0 obj <> endobj 452 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (653816/2013 \(N.Y) Tj ET Q q 0 0 0 rg BT 110.26 737.10 Td (. Sup. Ct.\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Alternative Investment Fund-Related Litigation and Other ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (On March 7, 2014, the United States District Court for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Southern District of New ) Tj ET Q q 0 0 0 rg BT 138.94 677.10 Td (Y) Tj ET Q q 0 0 0 rg BT 145.17 677.10 Td (ork issued an opinion in BEACH, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (ET) Tj ET Q q 0 0 0 rg BT 48.04 665.10 Td ( ) Tj ET Q q 0 0 0 rg BT 49.98 665.10 Td (AL. v) Tj ET Q q 0 0 0 rg BT 72.67 665.10 Td (. CITIGROUP) Tj ET Q q 0 0 0 rg BT 130.63 665.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.58 665.10 Td (AL) Tj ET Q q 0 0 0 rg BT 144.99 665.10 Td (TERNA) Tj ET Q q 0 0 0 rg BT 177.21 665.10 Td (TIVE INVESTMENTS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (LLC, ET) Tj ET Q q 0 0 0 rg BT 71.92 653.10 Td ( ) Tj ET Q q 0 0 0 rg BT 73.87 653.10 Td (AL., granting in part and denying in part the motions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (to dismiss filed by Citigroup and other defendants. ) Tj ET Q q 0 0 0 rg BT 243.20 641.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (information concerning this action is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (court filings under the docket number 12 Civ) Tj ET Q q 0 0 0 rg BT 215.59 617.10 Td (. 7717 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 279.86 617.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (\(W) Tj ET Q q 0 0 0 rg BT 47.97 605.10 Td (oods, J.\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (KIKOs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Prior to the devaluation of the Korean won in 2008, several ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (local banks in Korea, including Citibank Korea Inc. \(CKI\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (entered into foreign exchange derivative transactions with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (small and medium-size export businesses \(SMEs\) to enable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (the SMEs to hedge their currency risk. ) Tj ET Q q 0 0 0 rg BT 192.45 521.10 Td (The derivatives had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td ("knock-in, knock-out" features. Following the devaluation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (the won, many of these SMEs incurred significant losses on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (the derivative transactions and filed civil lawsuits against the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (banks, including CKI. ) Tj ET Q q 0 0 0 rg BT 126.64 473.10 Td (The claims generally allege that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (products were not suitable and that the risk disclosure was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (inadequate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.45 437.10 Td (As of March 31, 2014, there were 103 civil lawsuits filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (by SMEs against CKI. ) Tj ET Q q 0 0 0 rg BT 128.32 425.10 Td (T) Tj ET Q q 0 0 0 rg BT 133.73 425.10 Td (o date, 90 decisions have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (rendered at the district court level, and CKI has prevailed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (70 of those decisions. In the other 20 decisions, plaintif) Tj ET Q q 0 0 0 rg BT 257.17 401.10 Td (fs were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (awarded only a portion of the damages sought. ) Tj ET Q q 0 0 0 rg BT 225.49 389.10 Td (The damage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (awards total in the aggregate approximately $36.8 million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (CKI is appealing the 20 adverse decisions. ) Tj ET Q q 0 0 0 rg BT 208.18 365.10 Td (A) Tj ET Q q 0 0 0 rg BT 214.85 365.10 Td ( significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (number of plaintif) Tj ET Q q 0 0 0 rg BT 108.58 353.10 Td (fs that had decisions rendered against them ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (are also filing appeals, including plaintif) Tj ET Q q 0 0 0 rg BT 197.44 341.10 Td (fs that were awarded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (less than all of the damages they sought.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td ( Of the 90 cases decided at the district court level, 64 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (have been appealed to the high court, including the 20 in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (which an adverse decision was rendered against CKI in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (district court. Of the 60 appeals decided or settled at high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (court level, CKI prevailed in 44 cases, and in the other 16 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (cases plaintif) Tj ET Q q 0 0 0 rg BT 88.30 257.10 Td (fs were awarded partial damages. ) Tj ET Q q 0 0 0 rg BT 223.79 257.10 Td (As a result, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (aggregate damages awarded against CKI decreased by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (approximately $10.6 million. CKI is appealing nine of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (adverse decisions to the Korean Supreme Court and many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (plaintif) Tj ET Q q 0 0 0 rg BT 64.70 209.10 Td (fs have filed appeals to the Supreme Court as well.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.45 197.10 Td (As of March 31, 2014, the Supreme Court has rendered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (1) Tj ET Q q 0 0 0 rg BT 40.63 185.10 Td (1 judgments relating to CKI. CKI prevailed in nine cases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 65.26 173.10 Td (fs were awarded partial damages in two cases. ) Tj ET Q q 0 0 0 rg BT 252.13 173.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (result, the aggregate damages awarded against CKI decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (by approximately $0.3 million.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.45 137.10 Td (After taking into account all decisions rendered through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (March 31, 2014 at the district court, high court, or Supreme ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (Court levels, the damages awarded against CKI currently total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (in the aggregate approximately $25.9 million.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Lehman Brothers Bankruptcy Proceedings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (On March 1) Tj ET Q q 0 0 0 rg BT 371.95 737.25 Td (1, 2014, the parties in CITIBANK, N.A. v) Tj ET Q q 0 0 0 rg BT 540.17 737.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (BARCLA) Tj ET Q q 0 0 0 rg BT 363.64 725.25 Td (YS BANK, PLC, pending in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 513.59 713.25 Td (Y) Tj ET Q q 0 0 0 rg BT 519.82 713.25 Td (ork, agreed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (settle the action. On March 26, 2014, a stipulation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (dismissal with prejudice was entered by the court. ) Tj ET Q q 0 0 0 rg BT 528.39 689.25 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (information relating to this action is publicly available in court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (filings under the docket number 13 Civ) Tj ET Q q 0 0 0 rg BT 480.54 665.25 Td (. 3063 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 544.81 665.25 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (\(Schofield, J.\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.19 629.25 Td (erra Firma Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (On March 7, 2014, the parties in ) Tj ET Q q 0 0 0 rg BT 456.29 617.25 Td (TERRA) Tj ET Q q 0 0 0 rg BT 488.52 617.25 Td ( FIRMA) Tj ET Q q 0 0 0 rg BT 522.14 617.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (INVESTMENTS \(GP\) 2 LIMITED v) Tj ET Q q 0 0 0 rg BT 473.34 605.25 Td (. CITIGROUP) Tj ET Q q 0 0 0 rg BT 530.56 605.25 Td (, INC. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (stipulated to the dismissal of all remaining claims in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (action, without prejudice to plaintif) Tj ET Q q 0 0 0 rg BT 465.17 581.25 Td (fs) Tj ET Q q 0 0 0 rg BT 474.98 581.25 Td ( rights to re-file those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (claims in England. ) Tj ET Q q 0 0 0 rg BT 400.66 569.25 Td (Additional information relating to this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (action is publicly available in court filings under the docket ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (numbers 09 Civ) Tj ET Q q 0 0 0 rg BT 387.24 545.25 Td (. 10459 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 456.50 545.25 Td (.\) \(Rakof) Tj ET Q q 0 0 0 rg BT 492.42 545.25 Td (f, J.\) and 1) Tj ET Q q 0 0 0 rg BT 534.54 545.25 Td (1-0126-cv ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (\(2d Cir) Tj ET Q q 0 0 0 rg BT 352.06 533.25 Td (.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.25 Td (Also on March 7, 2014, the parties to the separate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (proceedings brought by ) Tj ET Q q 0 0 0 rg BT 420.74 509.25 Td (T) Tj ET Q q 0 0 0 rg BT 426.15 509.25 Td (erra Firma in 2013 before the High ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (Court of Justice, Queen) Tj ET Q q 0 0 0 rg BT 421.20 497.25 Td (s Bench Division, Commercial Court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (in London consented to the service by plaintif) Tj ET Q q 0 0 0 rg BT 507.38 485.25 Td (fs of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (Amended Claim Form incorporating the claims that would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (have proceeded to trial in the United States District Court for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (the Southern District of New ) Tj ET Q q 0 0 0 rg BT 441.66 449.25 Td (Y) Tj ET Q q 0 0 0 rg BT 447.88 449.25 Td (ork in July 2014 had the New ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 437.25 Td (ork action not been dismissed. ) Tj ET Q q 0 0 0 rg BT 456.41 437.25 Td (The ) Tj ET Q q 0 0 0 rg BT 473.90 437.25 Td (Amended Claim Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (was served on March 10, 2014. ) Tj ET Q q 0 0 0 rg BT 453.70 425.25 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (relating to those proceedings is available in court filings under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (the caption ) Tj ET Q q 0 0 0 rg BT 370.47 401.25 Td (T) Tj ET Q q 0 0 0 rg BT 375.88 401.25 Td (erra Firma Investments \(GP\) 2 Ltd. & Ors v ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (Citigroup Global Markets Ltd. & Ors \(2014 Folio 267\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (For) Tj ET Q q 0 0 0 rg BT 339.37 365.25 Td (eign Exchange Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.29 353.25 Td (: On March 31, 2014, plaintif) Tj ET Q q 0 0 0 rg BT 564.09 353.25 Td (fs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (in putative class actions that are proceeding on a consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (basis before Judge Lorna G. Schofield in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 513.59 317.25 Td (Y) Tj ET Q q 0 0 0 rg BT 519.82 317.25 Td (ork under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (caption IN RE FOREIGN EXCHANGE BENCHMARK ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (RA) Tj ET Q q 0 0 0 rg BT 336.78 293.25 Td (TES ) Tj ET Q q 0 0 0 rg BT 356.51 293.25 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 411.88 293.25 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 446.59 293.25 Td (TION filed a consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (amended complaint. Plaintif) Tj ET Q q 0 0 0 rg BT 436.85 281.25 Td (fs allege that defendants colluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (to manipulate the ) Tj ET Q q 0 0 0 rg BT 395.74 269.25 Td (WM/Reuters rate \(WMR\), thereby causing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (the putative class to suf) Tj ET Q q 0 0 0 rg BT 417.69 257.25 Td (fer losses in connection with ) Tj ET Q q 0 0 0 rg BT 534.42 257.25 Td (WMR-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (based financial instruments. Plaintif) Tj ET Q q 0 0 0 rg BT 467.68 245.25 Td (fs assert a federal antitrust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (claim and seek compensatory damages, treble damages, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (declaratory and injunctive relief. ) Tj ET Q q 0 0 0 rg BT 456.44 221.25 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (concerning the consolidated action is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (court filings under the docket number 1:13-cv-7789.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 391.90 185.25 Td (, Citibank, N.A. and Citigroup, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (numerous other foreign exchange dealers, are named as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (defendants in a putative class action captioned LARSEN v) Tj ET Q q 0 0 0 rg BT 557.73 161.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (BARCLA) Tj ET Q q 0 0 0 rg BT 363.64 149.25 Td (YS BANK PLC, ET) Tj ET Q q 0 0 0 rg BT 445.14 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 447.09 149.25 Td (AL., that is also proceeding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (before Judge Schofield in the United States District Court for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (the Southern District of New ) Tj ET Q q 0 0 0 rg BT 441.66 125.25 Td (Y) Tj ET Q q 0 0 0 rg BT 447.88 125.25 Td (ork. Plaintif) Tj ET Q q 0 0 0 rg BT 495.47 125.25 Td (f seeks to represent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (a putative class of persons or entities in Norway who traded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (foreign currency with defendants, alleging that the class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (suf) Tj ET Q q 0 0 0 rg BT 336.04 89.25 Td (fered losses as a result of defendants) Tj ET Q q 0 0 0 rg BT 484.69 89.25 Td ( alleged ) Tj ET Q q 0 0 0 rg BT 518.38 89.25 Td (WMR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (manipulation. Plaintif) Tj ET Q q 0 0 0 rg BT 411.03 77.25 Td (f asserts federal antitrust and unjust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (enrichment claims, and seeks compensatory damages, treble ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (damages where authorized by statute, and declaratory and ) Tj ET Q endstream endobj 453 0 obj <> endobj 454 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (injunctive relief. ) Tj ET Q q 0 0 0 rg BT 104.03 749.10 Td (Additional information concerning this action ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (is publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (1:14-cv-1364. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Interbank Offer) Tj ET Q q 0 0 0 rg BT 104.98 701.10 Td (ed Rates-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 268.68 701.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.29 677.10 Td (: On March 28, 2014, Judge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 55.81 665.10 Td (ge B. Daniels of the United States District Court for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Southern District of New ) Tj ET Q q 0 0 0 rg BT 138.94 653.10 Td (Y) Tj ET Q q 0 0 0 rg BT 145.17 653.10 Td (ork issued an opinion and order in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (the case captioned LA) Tj ET Q q 0 0 0 rg BT 124.21 641.10 Td (YDON ) Tj ET Q q 0 0 0 rg BT 155.41 641.10 Td (V) Tj ET Q q 0 0 0 rg BT 161.35 641.10 Td (. MIZUHO BANK L) Tj ET Q q 0 0 0 rg BT 244.87 641.10 Td (TD., ET) Tj ET Q q 0 0 0 rg BT 277.73 641.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (AL., dismissing plaintif) Tj ET Q q 0 0 0 rg BT 130.82 629.10 Td (f) Tj ET Q q 0 0 0 rg BT 134.70 629.10 Td () Tj ET Q q 0 0 0 rg BT 137.48 629.10 Td (s federal antitrust and unjust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (enrichment claims in their entirety) Tj ET Q q 0 0 0 rg BT 173.08 617.10 Td (, but allowing plaintif) Tj ET Q q 0 0 0 rg BT 259.55 617.10 Td (f) Tj ET Q q 0 0 0 rg BT 263.44 617.10 Td () Tj ET Q q 0 0 0 rg BT 266.21 617.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Commodity Exchange ) Tj ET Q q 0 0 0 rg BT 127.66 605.10 Td (Act claims to proceed. On ) Tj ET Q q 0 0 0 rg BT 236.79 605.10 Td (April 1) Tj ET Q q 0 0 0 rg BT 265.03 605.10 Td (1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (2014, defendants moved for reconsideration of the portion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (the decision denying their motion to dismiss plaintif) Tj ET Q q 0 0 0 rg BT 244.41 581.10 Td (f) Tj ET Q q 0 0 0 rg BT 248.29 581.10 Td () Tj ET Q q 0 0 0 rg BT 251.07 581.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Commodity Exchange ) Tj ET Q q 0 0 0 rg BT 127.66 569.10 Td (Act claims. ) Tj ET Q q 0 0 0 rg BT 175.15 569.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (concerning this action is publicly available in court filings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (under the docket number 1:12-cv-3419.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (On March 31, 2014, an action was brought against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Citigroup, Citibank, N.A., and Citigroup Financial Products, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (Inc., as well as other USD LIBOR panel banks and the British ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Bankers) Tj ET Q q 0 0 0 rg BT 71.36 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 73.30 497.10 Td (Association, by the Bay ) Tj ET Q q 0 0 0 rg BT 170.79 497.10 Td (Area ) Tj ET Q q 0 0 0 rg BT 192.54 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 197.95 497.10 Td (oll ) Tj ET Q q 0 0 0 rg BT 210.46 497.10 Td (Authority) Tj ET Q q 0 0 0 rg BT 248.70 497.10 Td (, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (claims to have suf) Tj ET Q q 0 0 0 rg BT 108.30 485.10 Td (fered losses as a result of purported LIBOR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (manipulation. Plaintif) Tj ET Q q 0 0 0 rg BT 123.03 473.10 Td (f asserts claims under federal and state ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (antitrust law and RICO, as well as claims under other state law ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (theories, and seeks compensatory damages, treble damages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (where authorized by statute, and declaratory and injunctive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (relief. ) Tj ET Q q 0 0 0 rg BT 61.54 425.10 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (4:14-cv-01493 \(N.D. Cal.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Oceanografa Fraud) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (On February 28, 2014, Citigroup announced that it was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (adjusting downward its earnings for the fourth quarter of 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (and full year ended 2013 by $235 million after tax \($360 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (million pretax\) as a result of a fraud discovered in a Petrleos ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (Mexicanos \(Pemex\) supplier program involving Oceanografa ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (SA) Tj ET Q q 0 0 0 rg BT 336.23 677.25 Td ( de CV) Tj ET Q q 0 0 0 rg BT 364.38 677.25 Td ( \(OSA\), a Mexican oil services company and a key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (supplier to Pemex \(for additional information, see Citigroup) Tj ET Q q 0 0 0 rg BT 567.29 665.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (Form 8-K filed with the U.S. Securities and Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (Commission \(SEC\) on February 28, 2014 and its 2013 ) Tj ET Q q 0 0 0 rg BT 544.00 641.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (Report on Form 10-K\). During the first quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (Citigroup incurred approximately $165 million of incremental ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (credit costs related to the Pemex supplier program. ) Tj ET Q q 0 0 0 rg BT 532.09 605.25 Td (The vast ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (majority of the credit costs were associated with Citigroup) Tj ET Q q 0 0 0 rg BT 560.61 593.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td ($33 million of direct exposure to OSA) Tj ET Q q 0 0 0 rg BT 477.32 581.25 Td ( as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (2013 and uncertainty about Pemex) Tj ET Q q 0 0 0 rg BT 465.63 569.25 Td (s obligation to pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (Citigroup for a portion of the accounts receivable Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (validated with Pemex as of year) Tj ET Q q 0 0 0 rg BT 451.81 545.25 Td (-end 2013 \(approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td ($1) Tj ET Q q 0 0 0 rg BT 333.63 533.25 Td (13 million\). ) Tj ET Q q 0 0 0 rg BT 385.67 533.25 Td (The remaining incremental credit costs were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (associated with an additional supplier to Pemex within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (Pemex supplier program that was found to have similar issues. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.25 Td (In the United States, the SEC has commenced a formal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (investigation and the Department of Justice has requested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (information regarding Banamex) Tj ET Q q 0 0 0 rg BT 455.07 473.25 Td (s dealings with OSA. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (Mexico, the Mexican National Banking and Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (Commission has commenced an in situ extraordinary review) Tj ET Q q 0 0 0 rg BT 565.79 449.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (Citigroup is cooperating fully with these inquiries.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (Settlement Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (Payments required in settlement agreements described above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (have been made or are covered by existing litigation accruals.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 109.60 305.25 Td ([End of Consolidated Financial Statements and Notes to Consolidated Financial Statements]) Tj ET Q endstream endobj 455 0 obj <> endobj 456 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (225) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (LEGAL) Tj ET Q q 0 0 0 rg BT 77.35 747.90 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 735.90 Td (For a discussion of Citigroup) Tj ET Q q 0 0 0 rg BT 155.44 735.90 Td (s litigation and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (matters, see Note25 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 457 0 obj <> endobj 458 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (226) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (UNREGISTERED SALES OF) Tj ET Q q 0 0 0 rg BT 179.72 742.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 220.75 742.25 Td (, PURCHASES OF) Tj ET Q q 0 0 0 rg BT 302.34 742.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 343.92 742.25 Td ( SECURITIES, DIVIDENDS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Unr) Tj ET Q q 0 0 0 rg BT 66.54 710.25 Td (egister) Tj ET Q q 0 0 0 rg BT 94.68 710.25 Td (ed Sales of Equity Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (None.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (Equity Security Repur) Tj ET Q q 0 0 0 rg BT 145.99 674.25 Td (chases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (The following table summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 222.24 662.25 Td (s equity security repurchases, which consisted entirely of common stock repurchases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.25 Td (during the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.64 650.25 Td (March31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.23 650.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 577.75 330.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 577.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 577.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 577.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 549.75 330.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 549.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 549.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 549.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 521.75 330.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 521.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 521.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 521.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 493.75 330.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 493.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 493.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 493.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 465.75 330.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 465.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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577 437.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 582.00 Td (In millions, except per share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.35 591.20 Td (T) Tj ET Q q 0 0 0 rg BT 389.53 591.20 Td (otal shar) Tj ET Q q 0 0 0 rg BT 423.11 591.20 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.55 582.20 Td (pur) Tj ET Q q 0 0 0 rg BT 401.39 582.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.80 600.20 Td (A) Tj ET Q q 0 0 0 rg BT 449.63 600.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.10 591.20 Td (price paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 582.20 Td (per) Tj ET Q q 0 0 0 rg BT 454.33 582.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 473.42 582.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 618.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 512.34 618.20 Td (oximate dollar) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.70 609.20 Td (value of shar) Tj ET Q q 0 0 0 rg BT 542.04 609.20 Td (es that) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.20 600.20 Td (may yet be pur) Tj ET Q q 0 0 0 rg BT 545.78 600.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 591.20 Td (under) Tj ET Q q 0 0 0 rg BT 519.34 591.20 Td ( the plan or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.30 582.20 Td (pr) Tj ET Q q 0 0 0 rg BT 520.14 582.20 Td (ograms) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 568.20 Td (January 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 568.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 568.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 568.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 554.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.96 558.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 554.20 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 554.20 Td (50.11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 554.20 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 540.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.23 544.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 540.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 540.20 Td (52.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.45 540.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 526.20 Td (February 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 526.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 526.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 526.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 512.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.96 516.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 512.20 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 512.20 Td (47.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 512.20 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 498.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.23 502.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 498.20 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 498.20 Td (49.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.45 498.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 484.20 Td (March 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 470.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.96 474.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 470.20 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 470.20 Td (48.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 470.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 456.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.23 460.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 456.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 456.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.45 456.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 442.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 442.20 Td (8.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 442.20 Td (49.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 442.20 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 420.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 420.65 Td (Represents repurchases under the $1.2billion 2013 common stock repurchase program \(2013 Repurchase Program\) that was approved by Citigroup) Tj ET Q q 0 0 0 rg BT 543.16 420.65 Td (s Board ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 411.05 Td (of Directors and announced on ) Tj ET Q q 0 0 0 rg BT 167.69 411.05 Td (April25, 2013, which was part of the planned capital actions included by Citi in its 2013 Comprehensive Capital ) Tj ET Q q 0 0 0 rg BT 530.96 411.05 Td (Analysis and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 401.45 Td (Review \(CCAR\). Shares repurchased under the 2013 Repurchase Program are treasury stock. Pursuant to its terms, the 2013 Repurchase Program expired on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 391.85 Td (March 31, 2014. In addition, as previously disclosed, on ) Tj ET Q q 0 0 0 rg BT 251.03 391.85 Td (April 23, 2014, Citigroup announced that its Board of Directors had approved a $1.2 billion common ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 382.25 Td (stock repurchase program through the first quarter of 2015 \(2014 Repurchase Program\), as permitted pursuant to the 2014 CCAR. Shares repurchased under ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 372.65 Td (the 2014 Repurchase Program will be treasury stock. ) Tj ET Q q 0 0 0 rg BT 240.64 372.65 Td (There were no open market repurchases during the first quarter of 2014 under the 2014 Repurchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 363.05 Td (Program.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 353.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 353.45 Td (Consisted of shares added to treasury stock related to \(i\)certain activity on employee stock option program exercises where the employee delivers existing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 343.85 Td (shares to cover the option exercise, or \(ii\)under Citi) Tj ET Q q 0 0 0 rg BT 236.78 343.85 Td (s employee restricted or deferred stock programs where shares are withheld to satisfy tax requirements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 334.25 Td (N/A) Tj ET Q q 0 0 0 rg BT 62.84 334.25 Td ( Not applicable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 301.25 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 289.25 Td (Any dividend on Citi) Tj ET Q q 0 0 0 rg BT 137.00 289.25 Td (s outstanding common stock would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 277.25 Td (also be subject to regulatory approval and need to be made in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 265.25 Td (compliance with Citi) Tj ET Q q 0 0 0 rg BT 136.15 265.25 Td (s obligations to its outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 253.25 Td (preferred stock.) Tj ET Q endstream endobj 459 0 obj <> endobj 460 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (227) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 267.40 747.90 Td (SIGNA) Tj ET Q q 0 0 0 rg BT 304.52 747.90 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 696.90 Td (Pursuant to the requirements of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 262.05 696.90 Td (Act of 1934, the Registrant has duly caused this report to be signed on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 684.90 Td (behalf by the undersigned, thereunto duly authorized, on the 2nd day of May) Tj ET Q q 0 0 0 rg BT 342.49 684.90 Td (, 2014.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 265.70 636.90 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 322.93 636.90 Td ( INC.) 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