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Ef) Tj ET Q q 0 0 0 rg BT 346.04 271.45 Td (fective in the first quarter of 2015, these businesses will be reported as ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 261.85 Td (part of Citi Holdings. Citi intends to release a revised Quarterly Financial Data Supplement reflecting this realignment prior to the release of first quarter of 2015 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 252.25 Td (earnings information.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 230.65 Td (The following ar) Tj ET Q q 0 0 0 rg BT 106.38 230.65 Td (e the four) Tj ET Q q 0 0 0 rg BT 147.29 230.65 Td ( r) Tj ET Q q 0 0 0 rg BT 154.05 230.65 Td (egions in which Citigr) Tj ET Q q 0 0 0 rg BT 247.49 230.65 Td (oup operates. ) Tj ET Q q 0 0 0 rg BT 307.03 230.65 Td (The r) Tj ET Q q 0 0 0 rg BT 330.46 230.65 Td (egional r) Tj ET Q q 0 0 0 rg BT 367.77 230.65 Td (esults ar) Tj ET Q q 0 0 0 rg BT 403.42 230.65 Td (e fully r) Tj ET Q q 0 0 0 rg BT 436.57 230.65 Td (eflected in the segment r) Tj ET Q q 0 0 0 rg BT 540.24 230.65 Td (esults ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 218.65 Td (above.) Tj ET Q /GS0 gs q 437.00 0 0 149.00 87.50 64.65 cm /I12 Do Q BT /F1 10.00 Tf ET endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (4) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 216.03 747.90 Td (AND ) Tj ET Q q 0 0 0 rg BT 244.37 747.90 Td (ANAL) Tj ET Q q 0 0 0 rg BT 277.27 747.90 Td (YSIS OF) Tj ET Q q 0 0 0 rg BT 323.17 747.90 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 393.51 747.90 Td ( CONDITION ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 733.50 Td (AND RESUL) Tj ET Q q 0 0 0 rg BT 103.91 733.50 Td (TS OF) Tj ET Q q 0 0 0 rg BT 137.81 733.50 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 181.92 733.50 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 697.50 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 0 rg BT 143.71 697.50 Td (Y) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.93 697.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 673.50 Td (On October 30, 2014, Citi announced that it had adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 661.50 Td (downward its third quarter of 2014 financial results, from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 649.50 Td (those previously reported on October 14, 2014, due to a $600 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 637.50 Td (million \(pretax and after) Tj ET Q q 0 0 0 rg BT 133.26 637.50 Td (-tax\) increase in legal expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 625.50 Td (recorded within Citicorp \(within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 168.19 625.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.97 625.50 Td (\). For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 613.50 Td (additional information, see Citi) Tj ET Q q 0 0 0 rg BT 163.75 613.50 Td (s Form 8-K filed with the SEC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 601.50 Td (on October 30, 2014. Citi) Tj ET Q q 0 0 0 rg BT 143.49 601.50 Td (s results of operations and financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 589.50 Td (condition for the third quarter of 2014, as reported in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 577.50 Td (Quarterly Report on Form 10-Q for the period ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 565.50 Td (September 30, 2014, reflects the impact of this adjustment.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 541.50 Td (Third Quarter) Tj ET Q q 0 0 0 rg BT 98.31 541.50 Td ( of 2014Solid Business Performance and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 529.50 Td (Continued Pr) Tj ET Q q 0 0 0 rg BT 93.88 529.50 Td (ogr) Tj ET Q q 0 0 0 rg BT 108.14 529.50 Td (ess on Execution Priorities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 517.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 517.50 Td (s third quarter of 2014 results reflected solid performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 505.50 Td (in both ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.56 505.50 Td (Global Consumer Banking \(GCB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.43 505.50 Td (and the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.09 505.50 Td (Institutional ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 493.50 Td (Clients Gr) Tj ET Q q 0 0 0 rg BT 77.58 493.50 Td (oup \(ICG\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.46 493.50 Td (as well as positive earnings in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 481.50 Td (Holdings. In ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.00 481.50 Td (GCB, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.00 481.50 Td (revenues, loans and deposits grew in every ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.50 Td (region, and in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.26 469.50 Td ( ICG, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.99 469.50 Td (revenues increased across markets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.50 Td (investment banking and treasury and trade solutions from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.50 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 445.50 Td (-year period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.50 Td (Citi also continued to make progress on its execution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.50 Td (priorities during the third quarter) Tj ET Q q 0 0 0 rg BT 167.23 421.50 Td (, including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 403.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 403.50 Td (Ef) Tj ET Q q 0 0 0 rg BT 63.26 403.50 Td (ficient resource allocation and disciplined expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 391.50 Td (management: Citi continued to benefit from savings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 379.50 Td (resulting from its previously-announced repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 367.50 Td (actions, as well as ongoing ef) Tj ET Q q 0 0 0 rg BT 171.57 367.50 Td (forts to simplify and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 355.50 Td (streamline the or) Tj ET Q q 0 0 0 rg BT 121.02 355.50 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 169.62 355.50 Td (As part of these ef) Tj ET Q q 0 0 0 rg BT 242.74 355.50 Td (forts, on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 343.50 Td (October 14, 2014, Citigroup announced strategic actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 331.50 Td (to accelerate the transformation of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 193.65 331.50 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.65 331.50 Td ( by focusing on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 319.50 Td (those markets where it believes it has the greatest scale, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 307.50 Td (growth potential and ability to provide meaningful returns ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 295.50 Td (to its shareholders. ) Tj ET Q q 0 0 0 rg BT 133.71 295.50 Td (As part of these actions, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 283.50 Td (intends to exit its consumer businesses in 1) Tj ET Q q 0 0 0 rg BT 226.11 283.50 Td (1 markets, plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 271.50 Td (its consumer finance business in Korea \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 259.50 Td (information on the markets included in these actions, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 247.50 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 58.44 247.50 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.66 247.50 Td ( below\). Upon completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 235.50 Td (of these actions, which Citi expects to be substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 223.50 Td (completed by the end of 2015, the new ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.01 223.50 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.51 223.50 Td (footprint will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 211.50 Td (continue to serve nearly 57 million clients in 24 markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 199.50 Td (that capture over 95% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 155.35 199.50 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.35 199.50 Td () Tj ET Q q 0 0 0 rg BT 178.13 199.50 Td (s revenue base as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 187.50 Td (September 30, 2014. Citi will also continue to serve its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 175.50 Td (institutional clients in these markets, which continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 163.50 Td (an important part of Citi) Tj ET Q q 0 0 0 rg BT 153.98 163.50 Td (s global network. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 151.50 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 151.50 Td (ind down of Citi Holdings: During the current quarter) Tj ET Q q 0 0 0 rg BT 277.60 151.50 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 139.50 Td (Citi completed the sales of its consumer businesses in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 127.50 Td (Greece and Spain, which contributed to a 7% decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 115.50 Td (Citi Holdings assets during the quarter) Tj ET Q q 0 0 0 rg BT 207.59 115.50 Td (. Citi Holdings) Tj ET Q q 0 0 0 rg BT 271.86 115.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 103.50 Td (assets declined by $19 billion, or 16%, from the prior) Tj ET Q q 0 0 0 rg BT 267.37 103.50 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 91.50 Td (period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 79.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 79.50 Td (Utilization of deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 202.31 79.50 Td (As\): Citi further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 67.50 Td (reduced its DT) Tj ET Q q 0 0 0 rg BT 112.62 67.50 Td (As by approximately $700 million during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 55.50 Td (the third quarter of 2014, and has utilized approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 709.50 Td ($2.9 billion year) Tj ET Q q 0 0 0 rg BT 407.62 709.50 Td (-to-date in 2014 \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 697.50 Td (information, see Income ) Tj ET Q q 0 0 0 rg BT 446.22 697.50 Td (T) Tj ET Q q 0 0 0 rg BT 451.63 697.50 Td (axes below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 679.50 Td (During the remainder of 2014, Citi intends to remain focused ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 667.50 Td (on its execution priorities while also being mindful of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 655.50 Td (continued challenging and somewhat volatile macroeconomic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 643.50 Td (environment, including geopolitical tensions, slower growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 631.50 Td (certain markets \(including in the emer) Tj ET Q q 0 0 0 rg BT 476.26 631.50 Td (ging markets\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 619.50 Td (uncertainty over the timing of interest rate increases. Further) Tj ET Q q 0 0 0 rg BT 566.01 619.50 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 607.50 Td (while Citi has made progress on its expense reduction ef) Tj ET Q q 0 0 0 rg BT 549.60 607.50 Td (forts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 595.50 Td (legal and related expenses are likely to remain elevated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 583.50 Td (Citi expects to continue to incur higher regulatory and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.50 Td (compliance costs \(see Expenses below\). ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 547.50 Td (Third Quarter) Tj ET Q q 0 0 0 rg BT 386.31 547.50 Td ( of 2014 Summary Results) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 523.50 Td (Citigroup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 511.50 Td (Citigroup reported third quarter net income of $2.8 billion or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.50 Td ($0.88 per diluted share, compared to $3.2 billion or $1.00 per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 487.50 Td (share in the third quarter of 2013. Results in the third quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.50 Td (of 2014 included negative $371 million \(negative $228 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.50 Td (after) Tj ET Q q 0 0 0 rg BT 342.12 463.50 Td (-tax\) of CV) Tj ET Q q 0 0 0 rg BT 386.92 463.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 410.08 463.50 Td (A, which included a $474 million one-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 451.50 Td (time pretax char) Tj ET Q q 0 0 0 rg BT 388.79 451.50 Td (ge related to the implementation of funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 439.50 Td (valuation adjustments \(FV) Tj ET Q q 0 0 0 rg BT 428.81 439.50 Td (A\) on over) Tj ET Q q 0 0 0 rg BT 471.93 439.50 Td (-the-counter derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 427.50 Td (\(for additional information, see Fair ) Tj ET Q q 0 0 0 rg BT 474.33 427.50 Td (V) Tj ET Q q 0 0 0 rg BT 480.44 427.50 Td (alue ) Tj ET Q q 0 0 0 rg BT 499.04 427.50 Td (Adjustments for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 415.50 Td (Derivatives and Fair ) Tj ET Q q 0 0 0 rg BT 407.96 415.50 Td (V) Tj ET Q q 0 0 0 rg BT 414.07 415.50 Td (alue Option Liabilities below and Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 403.50 Td (22 to the Consolidated Financial Statements\), compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 391.50 Td (negative $336 million \(negative $208 million after) Tj ET Q q 0 0 0 rg BT 525.97 391.50 Td (-tax\) in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 379.50 Td (third quarter of 2013. ) Tj ET Q q 0 0 0 rg BT 414.35 379.50 Td (Third quarter of 2013 results also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 367.50 Td (included a $176 million tax benefit related to the resolution of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 355.50 Td (certain tax audit items recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 462.83 355.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.61 355.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 343.50 Td (Excluding CV) Tj ET Q q 0 0 0 rg BT 398.21 343.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 421.36 343.50 Td (A) Tj ET Q q 0 0 0 rg BT 428.03 343.50 Td ( in both periods and the tax benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 331.50 Td (in the third quarter of 2013, Citi reported net income of $3.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 319.50 Td (billion in the third quarter of 2014, or $0.95 per diluted share, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 307.50 Td (compared to $3.3 billion, or $1.02 per share, in the prior) Tj ET Q q 0 0 0 rg BT 548.75 307.50 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 295.50 Td (period. ) Tj ET Q q 0 0 0 rg BT 354.37 295.50 Td (The 6% year) Tj ET Q q 0 0 0 rg BT 405.25 295.50 Td (-over) Tj ET Q q 0 0 0 rg BT 426.15 295.50 Td (-year decrease was driven by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 283.50 Td (expenses and a higher ef) Tj ET Q q 0 0 0 rg BT 422.11 283.50 Td (fective tax rate, partially of) Tj ET Q q 0 0 0 rg BT 530.48 283.50 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.50 Td (increased revenues and a decline in credit costs \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.50 Td (information, see Income ) Tj ET Q q 0 0 0 rg BT 428.22 259.50 Td (T) Tj ET Q q 0 0 0 rg BT 433.63 259.50 Td (axes below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 247.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 247.50 Td (s revenues, net of interest expense, were $19.6 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 235.50 Td (in the third quarter of 2014, up 9% versus the prior) Tj ET Q q 0 0 0 rg BT 527.36 235.50 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.50 Td (period. Excluding CV) Tj ET Q q 0 0 0 rg BT 413.25 223.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 436.41 223.50 Td (A, revenues were $20.0 billion, up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.50 Td (10% from the third quarter of 2013, as revenues rose 8% in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.50 Td (Citicorp and 30% in Citi Holdings. Net interest revenues of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 187.50 Td ($12.2 billion were 6% higher than in the prior) Tj ET Q q 0 0 0 rg BT 507.37 187.50 Td (-year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.50 Td (mostly driven by lower funding costs. Excluding CV) Tj ET Q q 0 0 0 rg BT 536.86 175.50 Td (A/DV) Tj ET Q q 0 0 0 rg BT 560.01 175.50 Td (A, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 163.50 Td (non-interest revenues were $7.8 billion, up 16% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.50 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 151.50 Td (-year period, driven by the higher revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 528.45 151.50 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.17 151.50 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 562.61 151.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 139.50 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 139.50 Td (in Citicorp and higher non-interest revenues in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 127.50 Td (Holdings.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 103.50 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 91.50 Td (Citigroup expenses increased 1) Tj ET Q q 0 0 0 rg BT 448.32 91.50 Td (1% versus the prior) Tj ET Q q 0 0 0 rg BT 526.15 91.50 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 79.50 Td (to $13.0 billion, lar) Tj ET Q q 0 0 0 rg BT 400.76 79.50 Td (gely driven by higher legal and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 67.50 Td (expenses and repositioning costs in Citicorp. Citi incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 55.50 Td (legal and related costs of $1.6 billion \(compared to $677 ) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (million in the prior) Tj ET Q q 0 0 0 rg BT 111.63 749.10 Td (-year period\) and repositioning char) Tj ET Q q 0 0 0 rg BT 255.28 749.10 Td (ges of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td ($382 million \(compared to $133 million in the prior) Tj ET Q q 0 0 0 rg BT 243.55 737.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (period\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (Excluding the impact of legal and related costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (repositioning char) Tj ET Q q 0 0 0 rg BT 108.30 701.10 Td (ges and the impact of foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (translation into U.S. dollars for reporting purposes \(FX ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (translation\), which increased reported expenses by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (approximately $13 million in the third quarter of 2014 as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (compared to the prior) Tj ET Q q 0 0 0 rg BT 122.16 653.10 Td (-year period, expenses were $1) Tj ET Q q 0 0 0 rg BT 245.90 653.10 Td (1.0 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (compared to $10.9 billion) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 139.32 641.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 141.82 641.10 Td (in the prior) Tj ET Q q 0 0 0 rg BT 186.05 641.10 Td (-year period. ) Tj ET Q q 0 0 0 rg BT 239.45 641.10 Td (The modest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (increase from the prior) Tj ET Q q 0 0 0 rg BT 127.15 629.10 Td (-year period primarily reflected an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (adjustment to incentive compensation expense driven by better ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (than anticipated performance year) Tj ET Q q 0 0 0 rg BT 172.11 605.10 Td (-to-date in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.99 605.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.21 605.10 Td ( as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (higher regulatory and compliance costs, partially of) Tj ET Q q 0 0 0 rg BT 242.14 593.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (continued cost reduction initiatives and the overall decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Citi Holdings assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Citicorp) Tj ET Q q 0 0 0 rg BT 89.55 557.10 Td (s expenses were $12.1 billion, up 17% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 545.10 Td (-year period, primarily reflecting higher legal and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (expenses, lar) Tj ET Q q 0 0 0 rg BT 87.46 533.10 Td (gely in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 117.46 533.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.24 533.10 Td ( \($1.4 billion in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (current quarter) Tj ET Q q 0 0 0 rg BT 94.73 521.10 Td (, compared to $82 million in the prior) Tj ET Q q 0 0 0 rg BT 245.06 521.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (period\), higher repositioning costs \($374 million in the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.92 497.10 Td (, compared to $130 million in the prior) Tj ET Q q 0 0 0 rg BT 219.24 497.10 Td (-year period\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (higher regulatory and compliance costs and the adjustment to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (incentive compensation expense in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.18 473.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.40 473.10 Td ( noted above, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 461.10 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 81.18 461.10 Td (ficiency savings. Citi expects legal and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (expenses in Citicorp will likely remain elevated and episodic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (going forward. Further) Tj ET Q q 0 0 0 rg BT 129.47 437.10 Td (, consistent with its execution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (priorities, Citi currently expects its repositioning char) Tj ET Q q 0 0 0 rg BT 249.94 425.10 Td (ges in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (the fourth quarter of 2014 to remain at approximately the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (level as those recorded in the third quarter of 2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 110.76 389.10 Td ( expenses were $892 million, down 36% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (from the prior) Tj ET Q q 0 0 0 rg BT 91.89 377.10 Td (-year period, reflecting lower legal and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (expenses as well as productivity savings and the ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (decline in Citi Holdings assets, partially of) Tj ET Q q 0 0 0 rg BT 206.63 353.10 Td (fset by $59 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (of costs related to the sales of the consumer operations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (Greece and Spain.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (Credit Costs and ) Tj ET Q q 0 0 0 rg BT 106.48 305.10 Td (Allowance for Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 293.10 Td (s total provisions for credit losses and for benefits and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (claims of $1.8 billion declined 1) Tj ET Q q 0 0 0 rg BT 165.05 281.10 Td (1% from the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (2013. Net credit losses of $2.1 billion were down 14% versus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (the prior) Tj ET Q q 0 0 0 rg BT 69.96 257.10 Td (-year period. Consumer net credit losses declined 9% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (to $2.1 billion, reflecting continued improvements in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 233.10 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.04 233.10 Td (mortgage portfolio within Citi Holdings,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.53 233.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.03 233.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (well as) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 64.05 221.10 Td ( North ) Tj ET Q q 0 0 0 rg BT 92.21 221.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.08 221.10 Td ( Citi-branded cards in Citicorp. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (Corporate net credit losses decreased to negative $18 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (in the third quarter of 2014 compared to positive $96 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (in the prior) Tj ET Q q 0 0 0 rg BT 80.23 185.10 Td (-year period, reflecting improvements in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 244.62 185.10 Td (ICG.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (The net release of allowance for loan losses and unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (lending commitments was $552 million in the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (2014 compared to a $675 million release in the prior) Tj ET Q q 0 0 0 rg BT 246.02 149.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (period. Citicorp) Tj ET Q q 0 0 0 rg BT 104.60 137.10 Td (s net reserve release increased to $408 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (million, due to higher reserve releases in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 198.45 125.10 Td ( North ) Tj ET Q q 0 0 0 rg BT 226.61 125.10 Td (America GCB, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (international) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.54 113.10 Td ( GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.54 113.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 128.48 113.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.70 113.10 Td (, reflecting improved credit trends) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.04 113.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.54 113.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 92.76 101.10 Td ( net reserve release, decreased 79% to $144 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (million, primarily due to lower releases related to the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 250.93 89.10 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.88 77.10 Td ( mortgage portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.10 Td ( Citigroup) Tj ET Q q 0 0 0 rg BT 97.61 65.10 Td (s total allowance for loan losses was $16.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (billion at quarter end, or 2.60% of total loans, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td ($20.6 billion, or 3.16%, at the end of the prior) Tj ET Q q 0 0 0 rg BT 507.93 749.10 Td (-year period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The decline in the total allowance for loan losses reflected the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (continued wind down of Citi Holdings and overall continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (improvement in the credit quality of Citi) Tj ET Q q 0 0 0 rg BT 488.97 713.10 Td (s loan portfolios.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (The consumer allowance for loan losses was $14.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (billion, or 3.87% of total consumer loans, at quarter end, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (compared to $17.9 billion, or 4.63% of total loans, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (September 30, 2013. ) Tj ET Q q 0 0 0 rg BT 411.58 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 416.99 665.10 Td (otal non-accrual assets fell to $8.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (billion, a 19% reduction compared to September 30, 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Corporate non-accrual loans declined 38% to $1.4 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (while consumer non-accrual loans declined 13% to $6.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (billion, both reflecting the continued improvement in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (trends.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Citi continued to grow its regulatory capital during the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (quarter of 2014, primarily through net income and a further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (reduction of its DT) Tj ET Q q 0 0 0 rg BT 399.57 545.10 Td (As. Citigroup) Tj ET Q q 0 0 0 rg BT 459.30 545.10 Td (s ) Tj ET Q q 0 0 0 rg BT 465.51 545.10 Td (T) Tj ET Q q 0 0 0 rg BT 471.27 545.10 Td (ier 1 Capital and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 392.71 533.10 Td (T) Tj ET Q q 0 0 0 rg BT 398.47 533.10 Td (ier 1 Capital ratios, on a fully implemented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (basis, were 1) Tj ET Q q 0 0 0 rg BT 375.56 521.10 Td (1.4% and 10.7% as of September 30, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 509.10 Td (, compared to 10.9% and 10.5% as of September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (30, 2013 \(all based on the ) Tj ET Q q 0 0 0 rg BT 429.26 497.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 471.74 497.10 Td (Approaches for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (determining risk-weighted assets\). Citigroup) Tj ET Q q 0 0 0 rg BT 507.58 485.10 Td (s estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Supplementary Leverage ratio as of September 30, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (based on the revised final U.S. Basel III rules, was 6.0% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (compared to 5.3% as of September 30, 2013 \(on a pro forma ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (basis to conform to the current period presentation\). For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 446.49 425.10 Td (s capital ratios and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (components, see Capital Resources below) Tj ET Q q 0 0 0 rg BT 500.24 413.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Citicorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (Citicorp net income decreased 22% from the prior) Tj ET Q q 0 0 0 rg BT 524.56 377.10 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (to $2.6 billion. CV) Tj ET Q q 0 0 0 rg BT 400.49 365.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 423.65 365.10 Td (A, recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 498.34 365.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.56 365.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.06 365.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.56 365.10 Td (was negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td ($316 million \(negative $194 million after) Tj ET Q q 0 0 0 rg BT 489.60 353.10 Td (-tax\) in the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (quarter of 2014, including a $430 million one-time pretax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (char) Tj ET Q q 0 0 0 rg BT 341.03 329.10 Td (ge related to the implementation of FV) Tj ET Q q 0 0 0 rg BT 495.25 329.10 Td (A, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (negative $332 million \(negative $206 million after) Tj ET Q q 0 0 0 rg BT 525.97 317.10 Td (-tax\) in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 305.10 Td (-year period \(for a summary of CV) Tj ET Q q 0 0 0 rg BT 481.90 305.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 505.05 305.10 Td (A) Tj ET Q q 0 0 0 rg BT 511.72 305.10 Td ( by business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.06 293.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.78 293.10 Td (for the third quarters of 2014 and 2013, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 328.44 281.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 421.41 281.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.41 281.10 Td ( below\). Excluding CV) Tj ET Q q 0 0 0 rg BT 534.82 281.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 557.97 281.10 Td (A) Tj ET Q q 0 0 0 rg BT 564.64 281.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (both periods and the tax benefit in the prior) Tj ET Q q 0 0 0 rg BT 497.09 269.10 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (described above, Citicorp) Tj ET Q q 0 0 0 rg BT 429.24 257.10 Td (s net income was $2.8 billion, down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (17% from the prior) Tj ET Q q 0 0 0 rg BT 400.72 245.10 Td (-year period, as higher expenses, a higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 233.10 Td (fective tax rate and lower income from discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (operations were partially of) Tj ET Q q 0 0 0 rg BT 434.05 221.10 Td (fset by higher revenues and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (continued improvement in credit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 197.10 Td (Citicorp revenues, net of interest expense, increased 8% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (from the prior) Tj ET Q q 0 0 0 rg BT 379.89 185.10 Td (-year period to $18.0 billion. Excluding CV) Tj ET Q q 0 0 0 rg BT 556.08 185.10 Td (A/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (DV) Tj ET Q q 0 0 0 rg BT 337.15 173.10 Td (A, Citicorp revenues were $18.3 billion in the third quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (of 2014, up 8% from the prior) Tj ET Q q 0 0 0 rg BT 444.05 161.10 Td (-year period. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 500.14 161.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.64 161.10 Td (revenues of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td ($9.6 billion increased 4% versus the prior) Tj ET Q q 0 0 0 rg BT 490.70 149.10 Td (-year period. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 546.79 149.10 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (America GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.88 137.10 Td (revenues rose 5% to $5.0 billion, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (higher revenues in each of retail banking, Citi-branded card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (and Citi retail services. Retail banking revenues rose 9% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td ($1.2 billion versus the prior) Tj ET Q q 0 0 0 rg BT 434.62 101.10 Td (-year period, reflecting continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (volume growth and abating spread headwinds, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (higher revenues in the U.S. mortgage business driven by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (repurchase reserve release of approximately $50 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (current quarter) Tj ET Q q 0 0 0 rg BT 382.58 53.10 Td (. Citi-branded cards revenues of $2.1 billion ) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (were up 1% versus the prior) Tj ET Q q 0 0 0 rg BT 148.27 749.10 Td (-year period as purchase sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (grew and an improvement in spreads mostly of) Tj ET Q q 0 0 0 rg BT 223.83 737.10 Td (fset the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (of lower average loans. Citi retail services revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (8% to $1.6 billion, mainly reflecting the impact of the Best ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Buy portfolio acquisition in September 2013. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 222.09 701.10 Td (North ) Tj ET Q q 0 0 0 rg BT 247.75 701.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 689.10 Td ( average deposits of $170 billion grew 2% year) Tj ET Q q 0 0 0 rg BT 244.63 689.10 Td (-over) Tj ET Q q 0 0 0 rg BT 265.53 689.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (and average retail loans of $47 billion grew 9%. ) Tj ET Q q 0 0 0 rg BT 232.88 677.10 Td (A) Tj ET Q q 0 0 0 rg BT 239.36 677.10 Td (verage card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (loans of $109 billion increased 3%, and purchase sales of $63 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (billion increased 5% versus the prior) Tj ET Q q 0 0 0 rg BT 182.70 653.10 Td (-year period. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (additional information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 249.84 641.10 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.38 629.10 Td ( for the third quarter of 2014, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 231.49 629.10 Td (Global ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Consumer Banking-North ) Tj ET Q q 0 0 0 rg BT 141.93 617.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.30 617.10 Td ( below) Tj ET Q q 0 0 0 rg BT 229.03 617.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (International ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.59 605.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.59 605.10 Td ( revenues \(consisting of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 225.34 605.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 251.82 605.10 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.32 605.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 593.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.81 593.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 135.25 593.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.53 593.10 Td (\) increased 3% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 581.10 Td (-year period to $4.6 billion. Excluding the impact of FX ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (translation, international ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 136.25 569.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.75 569.10 Td (revenues rose 5% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 557.10 Td (-year period, driven by 6% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.31 557.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 229.75 557.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 545.10 Td (, 4% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 117.94 545.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.22 545.10 Td ( and 1% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.59 545.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 261.07 545.10 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.57 545.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (\(for the impact of FX translation on the third quarter of 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (results of operations for each of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.40 521.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 191.87 521.10 Td ( GCB, Latin ) Tj ET Q q 0 0 0 rg BT 242.81 521.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (GCB and ) Tj ET Q q 0 0 0 rg BT 75.82 509.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.10 509.10 Td (, see the table accompanying the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (discussion of each respective business) Tj ET Q q 0 0 0 rg BT 191.33 497.10 Td ( results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (below\). ) Tj ET Q q 0 0 0 rg BT 71.09 485.10 Td (This growth in international) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 183.01 485.10 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.51 485.10 Td ( revenues, excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (the impact of FX translation, mainly reflected volume growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (in all regions and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.15 461.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.65 461.10 Td (higher investment sales revenues) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.55 461.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.05 461.10 Td (in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 249.83 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 252.15 461.10 Td (Asia ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (GCB,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 449.10 Td ( partially of) Tj ET Q q 0 0 0 rg BT 104.97 449.10 Td (fset by the ongoing impact of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (changes and the Korean franchise repositioning in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.99 437.10 Td (Asia GCB,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.77 437.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (as well as the previously-disclosed market exits in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.29 425.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 265.76 425.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 413.10 Td (. For additional information on the results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 46.83 401.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 73.30 401.10 Td ( GCB, Latin ) Tj ET Q q 0 0 0 rg BT 124.24 401.10 Td (America GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.12 401.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 200.06 401.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.34 401.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (third quarter of 2014,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 121.53 389.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.03 389.10 Td (see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.74 389.10 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.96 389.10 Td ( below) Tj ET Q q 0 0 0 rg BT 281.68 389.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (Y) Tj ET Q q 0 0 0 rg BT 42.22 377.10 Td (ear) Tj ET Q q 0 0 0 rg BT 54.23 377.10 Td (-over) Tj ET Q q 0 0 0 rg BT 75.13 377.10 Td (-year) Tj ET Q q 0 0 0 rg BT 95.26 377.10 Td (, international ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 153.30 377.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.30 377.10 Td ( average deposits increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (3%, average retail loans increased 6%, investment sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (increased 29%, average card loans increased 2% and card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (purchase sales increased 4%, all excluding the impact of FX ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (translation.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 317.10 Td ( revenues were $8.4 billion in the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (2014, up 14% from the prior) Tj ET Q q 0 0 0 rg BT 150.22 305.10 Td (-year period. Excluding CV) Tj ET Q q 0 0 0 rg BT 262.51 305.10 Td (A/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (DV) Tj ET Q q 0 0 0 rg BT 49.15 293.10 Td (A, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 61.38 293.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.60 293.10 Td ( revenues were $8.7 billion, or 13% higher than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 281.10 Td (-year period. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.32 281.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.65 281.10 Td ( revenues of $4.3 billion, excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (CV) Tj ET Q q 0 0 0 rg BT 48.60 269.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 71.76 269.10 Td (A) Tj ET Q q 0 0 0 rg BT 78.43 269.10 Td ( and the impact of mark-to-market gains on hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (related to accrual loans within corporate lending \(see below\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (increased 1) Tj ET Q q 0 0 0 rg BT 80.88 245.10 Td (1% from the prior) Tj ET Q q 0 0 0 rg BT 152.61 245.10 Td (-year period, primarily reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (growth in investment banking revenues. Investment banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (revenues increased 32% versus the prior) Tj ET Q q 0 0 0 rg BT 197.13 221.10 Td (-year period, driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (by a 90% increase in advisory revenues to $318 million, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (51% increase in equity underwriting to $298 million and a 9% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (increase in debt underwriting revenues to $632 million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (Private bank revenues, excluding CV) Tj ET Q q 0 0 0 rg BT 183.84 173.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 206.99 173.10 Td (A, increased 8% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td ($663 million from the prior) Tj ET Q q 0 0 0 rg BT 145.79 161.10 Td (-year period, as growth in client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (volumes was partially of) Tj ET Q q 0 0 0 rg BT 134.41 149.10 Td (fset by the impact of spread ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (compression. Corporate lending revenues rose 130% to $533 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (million, including $91 million of mark-to-market gains on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (hedges related to accrual loans compared to a $147 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (loss in the prior) Tj ET Q q 0 0 0 rg BT 98.29 101.10 Td (-year period. Excluding the mark-to-market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (impact on hedges related to accrual loans in both periods, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (corporate lending revenues rose 17% versus the prior) Tj ET Q q 0 0 0 rg BT 248.78 77.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (period to $442 million, reflecting growth in average loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (improved funding costs, partially of) Tj ET Q q 0 0 0 rg BT 179.40 53.10 Td (fset by lower loan yields. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.76 749.10 Td (reasury and trade solutions revenues increased by 1% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (compared to the prior) Tj ET Q q 0 0 0 rg BT 410.16 737.10 Td (-year period as volume and fee growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (was partially of) Tj ET Q q 0 0 0 rg BT 386.02 725.10 Td (fset by the impact of spread compression ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (globally) Tj ET Q q 0 0 0 rg BT 356.12 713.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.80 701.10 Td ( revenues of $4.3 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (excluding CV) Tj ET Q q 0 0 0 rg BT 378.54 689.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 401.69 689.10 Td (A, increased 8% from the prior) Tj ET Q q 0 0 0 rg BT 525.89 689.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (period. Fixed income markets revenues of $3.0 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (excluding CV) Tj ET Q q 0 0 0 rg BT 378.54 665.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 401.69 665.10 Td (A, increased 5% from the prior) Tj ET Q q 0 0 0 rg BT 525.89 665.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (period, reflecting higher securitized products revenues as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (as an improvement in rates and currencies. Equity markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (revenues of $763 million, excluding CV) Tj ET Q q 0 0 0 rg BT 483.79 629.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 506.95 629.10 Td (A, were up 14% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (versus the prior) Tj ET Q q 0 0 0 rg BT 386.01 617.10 Td (-year period, reflecting improved client activity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (in derivatives. Securities services revenues of $600 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (increased 8% versus the prior) Tj ET Q q 0 0 0 rg BT 442.09 593.10 Td (-year period primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (increased volumes, assets under custody and overall client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (activity) Tj ET Q q 0 0 0 rg BT 353.34 569.10 Td (. For additional information on the results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.99 557.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.21 557.10 Td ( for the third quarter of 2014, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 328.44 545.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 421.41 545.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.41 545.10 Td ( below) Tj ET Q q 0 0 0 rg BT 467.13 545.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 533.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.78 533.10 Td ( revenues decreased to $8 million from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td ($42 million in the prior) Tj ET Q q 0 0 0 rg BT 417.13 521.10 Td (-year period, driven mainly by hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (activities. For additional information on the results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.99 497.10 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.26 497.10 Td (for the third quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 343.71 485.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.49 485.10 Td ( below) Tj ET Q q 0 0 0 rg BT 442.21 485.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (Citicorp end-of-period loans increased 3% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 461.10 Td (-year period to $576 billion, with 2% growth in consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (loans and 3% growth in corporate loans.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (Citi Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 380.76 413.10 Td ( net income was $238 million in the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (quarter of 2014 compared to a net loss of $1) Tj ET Q q 0 0 0 rg BT 500.52 401.10 Td (15 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (third quarter of 2013. CV) Tj ET Q q 0 0 0 rg BT 427.13 389.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 450.29 389.10 Td (A) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 457.51 389.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.01 389.10 Td (was negative $55 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (\(negative $34 million after) Tj ET Q q 0 0 0 rg BT 430.71 377.10 Td (-tax\) in the third quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (including a $44 million one-time pretax char) Tj ET Q q 0 0 0 rg BT 502.66 365.10 Td (ge related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (implementation of FV) Tj ET Q q 0 0 0 rg BT 411.59 353.10 Td (A, compared to negative $4 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (\(negative $2 million after) Tj ET Q q 0 0 0 rg BT 425.71 341.10 Td (-tax\) in the prior) Tj ET Q q 0 0 0 rg BT 491.32 341.10 Td (-year period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (Excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 435.46 329.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 458.62 329.10 Td (A, Citi Holdings net income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (was $272 million, reflecting higher revenues, the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (expenses and lower net credit losses, partially of) Tj ET Q q 0 0 0 rg BT 517.65 305.10 Td (fset by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (lower net loan loss reserve release.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 398.76 281.10 Td ( revenues increased 26% to $1.6 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (from the prior) Tj ET Q q 0 0 0 rg BT 379.89 269.10 Td (-year period. Excluding CV) Tj ET Q q 0 0 0 rg BT 492.18 269.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 515.34 269.10 Td (A, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (Holdings revenues increased 30% to $1.6 billion from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 245.10 Td (-year period. Net interest revenues increased 1) Tj ET Q q 0 0 0 rg BT 531.11 245.10 Td (1% year) Tj ET Q q 0 0 0 rg BT 563.95 245.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 233.10 Td (-year to $858 million, lar) Tj ET Q q 0 0 0 rg BT 441.64 233.10 Td (gely driven by lower funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (costs. Non-interest revenues, excluding CV) Tj ET Q q 0 0 0 rg BT 499.06 221.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 522.21 221.10 Td (A, increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (61% to $785 million from $486 million in the prior) Tj ET Q q 0 0 0 rg BT 529.06 209.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (period, primarily driven by gains on sales, the most significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (of which were the sales of the consumer operations in Greece ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (and Spain, partially of) Tj ET Q q 0 0 0 rg BT 412.69 173.10 Td (fset by losses on the redemption of debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (associated with funding Citi Holdings assets. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (information on the results of operations of Citi Holdings for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (the third quarter of 2014, see Citi Holdings below) Tj ET Q q 0 0 0 rg BT 531.36 137.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (Citi Holdings) Tj ET Q q 0 0 0 rg BT 398.76 125.10 Td ( assets were $103 billion, 16% below the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (prior) Tj ET Q q 0 0 0 rg BT 343.24 113.10 Td (-year period, and represented approximately 5% of Citi) Tj ET Q q 0 0 0 rg BT 567.05 113.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (total GAAP) Tj ET Q q 0 0 0 rg BT 371.13 101.10 Td ( assets and 14% of its risk-weighted assets under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (Basel III as of quarter) Tj ET Q q 0 0 0 rg BT 410.98 89.10 Td (-end \(based on the ) Tj ET Q q 0 0 0 rg BT 486.51 89.10 Td (Advanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (Approaches for determining risk-weighted assets\).) Tj ET Q endstream endobj 19 0 obj <> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (7) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (RESUL) Tj ET Q q 0 0 0 rg BT 74.91 740.90 Td (TS OF) Tj ET Q q 0 0 0 rg BT 108.81 740.90 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 152.92 740.90 Td (TIONS) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 718.50 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 90.90 718.50 Td (Y) Tj ET Q q 0 0 0 rg BT 99.12 718.50 Td ( OF) Tj ET Q q 0 0 0 rg BT 118.34 718.50 Td ( SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 255.71 718.50 Td ( DA) Tj ET Q q 0 0 0 rg BT 275.15 718.50 Td (T) Tj ET Q q 0 0 0 rg BT 282.26 718.50 Td (AP) Tj ET Q q 0 0 0 rg BT 309.37 718.50 Td (AGE1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 398.55 699.70 Td (Citigr) Tj ET Q q 0 0 0 rg BT 419.72 699.70 Td (oup Inc. and Consolidated Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 644.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 644.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 644.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 644.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 644.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 644.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 644.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 616.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 616.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 616.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 616.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 616.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 616.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 616.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 588.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 588.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 588.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 588.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 588.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 588.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 588.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 560.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 560.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 560.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 560.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 560.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 560.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 560.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 532.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 532.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 532.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 532.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 532.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 532.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 532.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 504.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 504.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 504.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 504.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 504.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 504.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 504.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 476.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 476.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 476.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 476.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 476.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 476.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 476.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 448.20 310.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 448.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 448.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 448.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 448.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 448.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 448.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 402.20 310.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 402.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 402.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 402.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 402.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 402.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 402.20 36.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 356.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 356.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 356.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 356.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 356.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 356.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 356.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 328.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 328.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 328.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 328.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 328.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 328.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 328.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 300.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 300.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 300.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 300.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 300.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 300.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 300.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 272.20 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 272.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 272.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 272.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 272.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 272.20 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 272.20 36.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 667.2 m 381.5 667.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 667.2 m 417.5 667.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 667.2 m 489.5 667.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 667.2 m 525.5 667.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 644.2 m 345.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 644.2 m 381.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 644.2 m 417.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 644.2 m 453.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 644.2 m 489.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 644.2 m 525.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 644.2 m 561.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 644.2 m 453.5 630.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 644.2 m 525.5 644.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 616.2 m 345.5 616.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 616.2 m 381.5 616.2 l s 0 0 0 RG /GS0 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M 35.5 476.20000000000005 m 345.5 476.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 476.20000000000005 m 381.5 476.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 476.20000000000005 m 417.5 476.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 476.20000000000005 m 453.5 462.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 476.20000000000005 m 489.5 476.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 476.20000000000005 m 525.5 476.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 462.20000000000005 m 453.5 448.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 416.20000000000005 m 345.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 416.20000000000005 m 381.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 416.20000000000005 m 417.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 448.20000000000005 m 453.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 416.20000000000005 m 453.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 416.20000000000005 m 489.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 416.20000000000005 m 525.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 416.20000000000005 m 561.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 416.20000000000005 m 345.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 416.20000000000005 m 381.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 416.20000000000005 m 417.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 416.20000000000005 m 453.5 402.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 416.20000000000005 m 489.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 416.20000000000005 m 525.5 416.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 370.20000000000005 m 345.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 370.20000000000005 m 381.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 370.20000000000005 m 417.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 370.20000000000005 m 453.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 402.20000000000005 m 453.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 370.20000000000005 m 489.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 370.20000000000005 m 525.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 370.20000000000005 m 561.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 370.20000000000005 m 345.5 370.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 356.20000000000005 m 345.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 356.20000000000005 m 381.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 356.20000000000005 m 417.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 370.20000000000005 m 453.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 356.20000000000005 m 453.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 356.20000000000005 m 489.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 356.20000000000005 m 525.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 356.20000000000005 m 561.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 356.20000000000005 m 345.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 356.20000000000005 m 381.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 356.20000000000005 m 417.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 356.20000000000005 m 453.5 342.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 356.20000000000005 m 489.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 356.20000000000005 m 525.5 356.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 342.20000000000005 m 453.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 328.20000000000005 m 453.5 314.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 300.20000000000005 m 345.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 300.20000000000005 m 381.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 300.20000000000005 m 417.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 314.20000000000005 m 453.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 300.20000000000005 m 453.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 300.20000000000005 m 489.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 300.20000000000005 m 525.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 300.20000000000005 m 561.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 300.20000000000005 m 345.5 300.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 300.20000000000005 m 453.5 286.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 286.20000000000005 m 453.5 272.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 272.20000000000005 m 453.5 258.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 244.20000000000005 m 345.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 244.20000000000005 m 381.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 244.20000000000005 m 417.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 258.20000000000005 m 453.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 244.20000000000005 m 453.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 244.20000000000005 m 489.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 244.20000000000005 m 525.5 244.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 244.20000000000005 m 561.5 244.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.95 671.65 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 671.65 Td (Nine Months) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 648.45 Td (In millions of dollars, except per-share amounts and ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 648.65 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 648.66 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 657.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.20 648.65 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 648.65 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 648.66 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 657.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.20 648.65 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 634.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 634.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.85 634.65 Td (12,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 634.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.85 634.66 Td (11,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 634.65 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 634.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 634.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.85 634.65 Td (35,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 634.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 634.66 Td (34,823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 634.65 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 634.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 620.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 620.65 Td (7,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 620.66 Td (6,393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 620.65 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.85 620.65 Td (23,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 620.66 Td (23,817) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 620.65 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 620.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 606.65 Td (Revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 606.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.85 606.65 Td (19,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 606.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.85 606.66 Td (17,904) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 606.65 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 606.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 606.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.85 606.65 Td (59,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 606.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 606.66 Td (58,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 606.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 606.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 592.66 Td (Operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.85 592.65 Td (12,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.85 592.66 Td (11,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 592.65 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.85 592.65 Td (40,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 592.66 Td (36,116) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 592.65 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 578.66 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 578.65 Td (1,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 578.66 Td (1,959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 578.65 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 578.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 578.65 Td (5,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.35 578.66 Td (6,442) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 578.65 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 578.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 564.65 Td (Income from continuing operations before income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 564.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 564.65 Td (4,899) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 564.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 564.66 Td (4,266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 564.65 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 564.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 564.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.85 564.65 Td (12,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 564.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 564.66 Td (16,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 564.65 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 564.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 550.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 550.65 Td (1,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 550.66 Td (1,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 550.65 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 550.65 Td (5,873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.35 550.66 Td (4,777) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 550.65 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 536.65 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 536.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 536.65 Td (2,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 536.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 536.66 Td (3,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 536.65 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 536.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 536.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 536.65 Td (7,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 536.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 536.66 Td (11,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 536.65 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 536.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 522.65 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.82 522.65 Td (om discontinued operations, net of taxes ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 254.07 526.73 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.65 522.65 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.65 522.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.65 522.66 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 522.65 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 522.65 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 522.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.65 522.66 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 522.65 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 508.65 Td (Net income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 508.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 508.65 Td (2,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 508.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 508.66 Td (3,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 508.65 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 508.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 508.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 508.65 Td (7,117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 508.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 508.66 Td (11,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 508.65 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 508.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 494.66 Td (Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.65 494.65 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.65 494.66 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 494.65 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.15 494.65 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.15 494.66 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 494.65 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 494.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 480.65 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 480.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 480.65 Td (2,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 480.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 480.66 Td (3,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 480.65 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 480.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 480.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 480.65 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 480.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 480.66 Td (11,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 480.65 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 480.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.50 466.66 Td (Less:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 452.66 Td (Preferred dividends-Basic) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 452.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.15 452.65 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 452.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.15 452.66 Td (110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 452.65 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 452.65 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 452.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.15 452.65 Td (352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 452.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.15 452.66 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 452.65 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 438.66 Td (Dividends and undistributed earnings allocated to employee restricted and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.50 429.66 Td (deferred shares that contain nonforfeitable rights to dividends, applicable to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.50 420.66 Td (Basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.65 420.65 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.65 420.66 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 420.65 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 420.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.15 420.65 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.15 420.66 Td (217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 420.65 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 420.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 406.65 Td (Income allocated to unrestricted common shareholders for Basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 406.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 406.65 Td (2,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 406.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 406.66 Td (3,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 406.65 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 406.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 406.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 406.65 Td (6,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 406.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 406.66 Td (10,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 406.65 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 406.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 392.66 Td (Add: Interest expense, net of tax, and dividends on convertible securities and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 383.66 Td (adjustment of undistributed earnings allocated to employee restricted and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 374.66 Td (deferred shares with nonforfeitable rights to dividends, applicable to diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.65 374.65 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.65 374.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 374.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 374.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.65 374.65 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 374.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.15 374.66 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.50 374.65 Td (\(100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 374.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 360.65 Td (Income allocated to unrestricted common shareholders for diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 360.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.35 360.65 Td (2,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 360.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 360.66 Td (3,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 360.65 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 360.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 360.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.35 360.65 Td (6,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 360.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.85 360.66 Td (10,879) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 360.65 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 360.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 346.65 Td (Earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 346.77 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 332.65 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 332.77 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 318.66 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 318.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 318.65 Td (0.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 318.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.85 318.66 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 318.65 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 318.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 318.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.85 318.65 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 318.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.85 318.66 Td (3.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 318.65 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 318.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 304.66 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 304.65 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.85 304.66 Td (1.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 304.65 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 304.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.85 304.65 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.85 304.66 Td (3.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 304.65 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 304.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 290.65 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 290.77 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 290.77 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 276.66 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 276.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 276.65 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 276.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.85 276.66 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 276.65 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 276.65 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 276.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.85 276.65 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 276.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.85 276.66 Td (3.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 276.65 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 276.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 262.66 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 262.65 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.85 262.66 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 262.65 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 262.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.85 262.65 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.85 262.66 Td (3.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 262.65 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 262.65 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 248.65 Td (Dividends declared per common share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 248.65 Td (0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.85 248.66 Td (0.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 248.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.85 248.65 Td (0.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.85 248.66 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 248.65 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.50 220.70 Td (Statement continues on the next page, including notes to the table.) Tj ET Q endstream endobj 21 0 obj <> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (8) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 90.90 740.90 Td (Y) Tj ET Q q 0 0 0 rg BT 99.12 740.90 Td ( OF) Tj ET Q q 0 0 0 rg BT 118.34 740.90 Td ( SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 255.71 740.90 Td ( DA) Tj ET Q q 0 0 0 rg BT 275.15 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 282.26 740.90 Td (AP) Tj ET Q q 0 0 0 rg BT 309.37 740.90 Td (AGE2) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 670.40 237.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 670.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 670.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 670.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 670.40 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 670.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg 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Subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.95 698.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.60 698.85 Td (Nine Months) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 674.65 Td (In millions of dollars, except per-share amounts, ratios and direct staff) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.50 674.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.50 674.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 683.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.70 674.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 674.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 674.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 683.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.70 674.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 660.85 Td (At September 30:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 646.86 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 646.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 646.85 Td (1,882,849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 646.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 646.86 Td (1,899,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 646.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 646.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 632.86 Td (Total deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.75 632.85 Td (942,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.25 632.86 Td (955,460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 632.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 632.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 618.86 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.75 618.85 Td (223,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.25 618.86 Td (221,593) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 618.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 604.86 Td (Citigroup common stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.75 604.85 Td (203,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.25 604.86 Td (195,603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 604.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 590.86 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.75 590.85 Td (212,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.25 590.86 Td (200,846) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 590.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 576.86 Td (Direct staf) Tj ET Q q 0 0 0 rg BT 75.57 576.86 Td (f ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 80.82 576.86 Td (\(in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 576.85 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 576.86 Td (252) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 576.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 576.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 562.85 Td (Performance Metrics) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 548.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 548.85 Td (0.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 548.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.75 548.86 Td (0.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 548.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 548.85 Td (0.49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 548.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 548.86 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 548.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 534.86 Td (Return on average common stockholders) Tj ET Q q 0 0 0 rg BT 187.79 534.86 Td ( equity ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 214.78 538.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.75 534.85 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 534.86 Td (6.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.75 534.85 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.25 534.86 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 520.86 Td (Return on average total stockholders) Tj ET Q q 0 0 0 rg BT 172.29 520.86 Td ( equity ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 199.28 524.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.75 520.85 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 520.86 Td (6.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.75 520.85 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.25 520.86 Td (7.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 506.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 506.85 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.50 506.86 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 506.85 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 506.86 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 492.85 Td (Basel III RatiosTransition Arrangements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 478.86 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 99.84 478.86 Td (T) Tj ET Q q 0 0 0 rg BT 105.02 478.86 Td (ier 1 Capital ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 151.76 482.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 478.85 Td (12.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 478.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.95 478.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 464.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 464.86 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 87.67 468.94 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 464.85 Td (12.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.95 464.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 450.86 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 450.86 Td (otal Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 84.61 454.94 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 450.85 Td (14.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.95 450.86 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 436.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 436.86 Td (ier 1 Leverage ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 97.40 440.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 436.85 Td (9.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.95 436.86 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 422.85 Td (Basel III RatiosFull Implementation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 408.86 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 99.84 408.86 Td (T) Tj ET Q q 0 0 0 rg BT 105.02 408.86 Td (ier 1 Capital ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 151.76 412.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 408.85 Td (10.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 408.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 408.86 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 408.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 394.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 394.86 Td (ier 1 Capital ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 89.92 398.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 394.85 Td (11.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 394.86 Td (10.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 380.86 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 380.86 Td (otal Capital ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 86.86 384.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 380.85 Td (12.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 380.86 Td (13.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 366.86 Td (Estimated Supplementary Leverage Ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.45 370.94 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 366.85 Td (5.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.75 366.86 Td (5.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 352.86 Td (Citigroup common stockholders equity to assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 352.85 Td (10.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 352.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 352.86 Td (10.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 352.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 338.86 Td (Total Citigroup stockholders equity to assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 338.85 Td (11.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 338.86 Td (10.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 324.86 Td (Dividend payout ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 119.23 328.94 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.75 324.85 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 324.86 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 310.86 Td (Book value per common share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 310.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 310.85 Td (67.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 310.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 310.86 Td (64.49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 310.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 310.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 296.86 Td (Ratio of earnings to fixed charges and preferred stock dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 296.85 Td (2.37x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.75 296.86 Td (2.02x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 296.85 Td (2.16x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 296.86 Td (2.25x) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 275.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 275.30 Td (Discontinued operations include Credicard, Citi Capital ) Tj ET Q q 0 0 0 rg BT 233.74 275.30 Td (Advisors and Egg Banking credit card business. See Note 2 to the Consolidated Financial Statements ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 265.70 Td (for additional information on Citi) Tj ET Q q 0 0 0 rg BT 163.32 265.70 Td (s discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 256.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 256.10 Td (The return on average common stockholders) Tj ET Q q 0 0 0 rg BT 198.91 256.10 Td ( equity is calculated using net income less preferred stock dividends divided by average common stockholders) Tj ET Q q 0 0 0 rg BT 553.99 256.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.50 Td (equity) Tj ET Q q 0 0 0 rg BT 73.48 246.50 Td (. ) Tj ET Q q 0 0 0 rg BT 77.33 246.50 Td (The return on average total Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 241.13 246.50 Td ( equity is calculated using net income divided by average Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 501.58 246.50 Td ( equity) Tj ET Q q 0 0 0 rg BT 523.06 246.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 236.90 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 236.90 Td (Capital ratios reflecting the capital \(numerator\) derived under the transition provisions of the final U.S. Basel III rules, which became ef) Tj ET Q q 0 0 0 rg BT 489.04 236.90 Td (fective January 1, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.30 Td (2014, and risk-weighted assets \(denominator\) based on the ) Tj ET Q q 0 0 0 rg BT 243.51 227.30 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 277.50 227.30 Td (Approaches for determining total risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 217.70 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 217.70 Td (The leverage ratio represents ) Tj ET Q q 0 0 0 rg BT 148.47 217.70 Td (T) Tj ET Q q 0 0 0 rg BT 153.08 217.70 Td (ier 1 Capital divided by quarterly adjusted average total assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 208.10 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 208.10 Td (Capital ratios based on the final U.S. Basel III rules, with full implementation assumed for capital components; risk-weighted assets based on the ) Tj ET Q q 0 0 0 rg BT 519.89 208.10 Td (Advanced ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 198.50 Td (Approaches for determining total risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 188.90 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 188.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 68.23 188.90 Td (s estimated Supplementary Leverage ratio for the third quarter of 2014 is based on the revised final U.S. Basel III rules. Citi) Tj ET Q q 0 0 0 rg BT 467.23 188.90 Td (s estimated Supplementary ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 179.30 Td (Leverage ratio for the third quarter of 2013 is presented on a pro forma basis to conform to the current period presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 169.70 Td (\(7\) Dividends declared per common share as a percentage of net income per diluted share.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 160.10 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 160.10 Td ( Not available.) Tj ET Q endstream endobj 23 0 obj <> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (9) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (SEGMENT) Tj ET Q q 0 0 0 rg BT 95.79 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.13 747.90 Td (AND BUSINESSINCOME \(LOSS\) ) Tj ET Q q 0 0 0 rg BT 291.84 747.90 Td (AND REVENUES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (The following tables show the income \(loss\) and revenues for Citigroup on a segment and business view:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 93.23 703.90 Td ( INCOME) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 643.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 643.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 643.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 643.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 643.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 643.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 643.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 615.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 615.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 615.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 615.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 615.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 615.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 615.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 587.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 587.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 587.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 587.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 587.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 587.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 587.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 559.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 559.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 559.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 559.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 559.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 559.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 559.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 531.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 531.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 531.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 531.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 531.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 531.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 531.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 503.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 503.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 503.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 503.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 503.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 503.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 503.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 475.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 475.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 475.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 475.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 475.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 475.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 475.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 447.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 447.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 447.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 447.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 447.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 447.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 447.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 419.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 419.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 419.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 419.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 419.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 419.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 419.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 391.40 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 391.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 391.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 391.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 391.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 391.40 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 391.40 48.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 671.4 m 336.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 671.4 m 384.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 671.4 m 479.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 671.4 m 527.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 657.4 m 289.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 671.4 m 336.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 657.4 m 336.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 671.4 m 384.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 657.4 m 384.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 657.4 m 432.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 671.4 m 479.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 657.4 m 479.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 671.4 m 527.5 671.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 657.4 m 527.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 657.4 m 575.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 657.4 m 336.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 657.4 m 432.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 643.4 m 432.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 629.4 m 432.5 615.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 615.4 m 432.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 601.4 m 432.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 587.4 m 432.5 573.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 559.4 m 289.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 559.4 m 384.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 573.4 m 432.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 559.4 m 479.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 559.4 m 527.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 545.4 m 289.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 559.4 m 336.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 545.4 m 336.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 545.4 m 384.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 559.4 m 432.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 559.4 m 432.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 545.4 m 432.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 545.4 m 479.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 559.4 m 527.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 545.4 m 527.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 559.4 m 575.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 545.4 m 575.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 545.4 m 432.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 531.4 m 432.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 517.4 m 432.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 503.4 m 432.5 489.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.4 m 289.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 475.4 m 384.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 489.4 m 432.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 475.4 m 479.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 475.4 m 527.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 461.4 m 289.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 475.4 m 336.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 461.4 m 336.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 475.4 m 384.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 461.4 m 384.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 475.4 m 432.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 475.4 m 432.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 461.4 m 432.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 475.4 m 479.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 461.4 m 479.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 475.4 m 527.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 461.4 m 527.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 475.4 m 575.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 447.4 m 289.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 447.4 m 336.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 447.4 m 384.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 461.4 m 432.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 447.4 m 479.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 447.4 m 527.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 461.4 m 575.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 433.4 m 289.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 433.4 m 336.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 447.4 m 384.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 433.4 m 384.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 447.4 m 432.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 447.4 m 432.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 447.4 m 479.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 433.4 m 479.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 447.4 m 527.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 433.4 m 527.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 447.4 m 575.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.4 m 289.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 419.4 m 336.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 419.4 m 384.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 433.4 m 432.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 433.4 m 432.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 419.4 m 432.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 419.4 m 479.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 419.4 m 527.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 433.4 m 575.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.4 m 289.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.4 m 289.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 405.4 m 336.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 419.4 m 384.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 405.4 m 384.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 419.4 m 432.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 405.4 m 432.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 419.4 m 479.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 405.4 m 479.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 419.4 m 527.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 405.4 m 527.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 419.4 m 575.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 405.4 m 575.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.4 m 289.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 405.4 m 384.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 405.4 m 432.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 405.4 m 479.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 405.4 m 527.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 377.4 m 289.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 377.4 m 336.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 377.4 m 384.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 391.4 m 432.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 377.4 m 432.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 377.4 m 479.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 377.4 m 527.5 377.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 363.4 m 289.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 363.4 m 336.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 363.4 m 384.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 377.4 m 432.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 363.4 m 432.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 363.4 m 479.5 363.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 363.4 m 527.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 377.4 m 575.5 377.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 363.4 m 575.5 363.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.45 675.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.60 661.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.60 675.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.60 661.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 661.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 661.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 661.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 661.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 661.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 647.85 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 633.85 Td (CITICORP) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 619.85 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 605.85 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 605.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.40 605.85 Td (1,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 605.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 605.86 Td (894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 605.85 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 605.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 605.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 605.85 Td (3,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 605.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 605.86 Td (3,052) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 605.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 605.85 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 591.85 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.15 591.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.65 591.86 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 591.85 Td (\(92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 591.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 591.85 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.65 591.86 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 591.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 591.85 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 577.85 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 577.85 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 577.86 Td (264) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 577.85 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 577.85 Td (948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.15 577.86 Td (966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 577.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 577.85 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 563.85 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 563.85 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 563.86 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 563.85 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 563.85 Td (1,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 563.86 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 563.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 563.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 549.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.40 549.85 Td (1,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.40 549.86 Td (1,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 549.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 549.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 549.85 Td (5,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 549.86 Td (5,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 549.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 549.85 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 535.85 Td (Institutional Clients Group) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 521.85 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 521.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 521.85 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 521.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 521.86 Td (508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 521.85 Td (75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 521.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 521.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 521.85 Td (3,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 521.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 521.86 Td (2,748) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 521.85 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 521.85 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 507.85 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 507.85 Td (461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 507.86 Td (374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 507.85 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 507.85 Td (1,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 507.86 Td (2,031) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 507.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 507.85 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 493.85 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 493.85 Td (294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 493.86 Td (427) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 493.85 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 493.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 493.85 Td (1,065) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 493.86 Td (1,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 493.85 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 493.85 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 479.85 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 479.85 Td (690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.15 479.86 Td (431) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 479.85 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 479.85 Td (1,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 479.86 Td (1,741) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 479.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 465.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.40 465.85 Td (2,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 465.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.40 465.86 Td (1,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 465.85 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 465.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 465.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 465.85 Td (7,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 465.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.40 465.86 Td (7,946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 465.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 465.85 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 451.85 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 451.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.40 451.85 Td (\(1,598) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.65 451.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 451.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.65 451.86 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 451.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 451.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.40 451.85 Td (\(2,488) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 451.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 451.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.15 451.86 Td (\(374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.65 451.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 451.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 437.85 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 437.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.40 437.85 Td (2,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 437.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.40 437.86 Td (3,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 437.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 437.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 437.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.90 437.85 Td (10,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 437.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.90 437.86 Td (12,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 437.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 437.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 423.85 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 423.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.15 423.85 Td (242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 423.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.15 423.86 Td (\(109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.65 423.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 423.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 423.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.40 423.85 Td (\(3,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 423.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 423.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 423.86 Td (\(1,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.65 423.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 423.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 409.85 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 409.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.40 409.85 Td (2,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 409.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.40 409.86 Td (3,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 409.85 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 409.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 409.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 409.85 Td (7,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 409.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.90 409.86 Td (11,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 409.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 409.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 395.85 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 395.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.65 395.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.65 395.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 395.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.65 395.86 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 395.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 395.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 395.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 395.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 395.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.65 395.86 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 395.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 381.85 Td (Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.65 381.85 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.65 381.86 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 381.85 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 381.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 381.85 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.15 381.86 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 381.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 381.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 367.85 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 367.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.40 367.85 Td (2,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 367.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.40 367.86 Td (3,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 367.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 367.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 367.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 367.85 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 367.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.90 367.86 Td (11,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 367.85 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 367.85 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 346.30 Td (NM Not meaningful) Tj ET Q endstream endobj 25 0 obj <> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 93.23 749.25 Td ( REVENUES) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 684.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 684.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 684.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 684.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 684.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 684.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 684.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 656.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 656.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 656.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 656.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 656.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 656.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 656.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 628.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 628.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 628.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 628.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 628.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 628.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 628.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 600.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 600.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 600.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 600.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 600.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 600.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 600.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 572.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 572.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 572.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 572.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 572.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 572.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 572.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 544.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 544.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 544.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 544.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 544.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 544.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 544.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 516.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 516.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 516.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 516.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 516.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 516.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 516.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 488.75 243.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 488.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 488.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 488.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 488.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 488.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 488.75 51.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 712.75 m 326.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 712.75 m 373.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 712.75 m 474.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 712.75 m 524.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 698.75 m 278.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 712.75 m 326.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 698.75 m 326.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 712.75 m 373.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 698.75 m 373.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 698.75 m 424.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 712.75 m 474.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 698.75 m 474.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 712.75 m 524.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 698.75 m 524.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 698.75 m 575.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 698.75 m 424.5 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 684.75 m 424.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 670.75 m 424.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 656.75 m 424.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 642.75 m 424.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 614.75 m 278.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 614.75 m 326.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 614.75 m 373.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 628.75 m 424.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 614.75 m 424.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 614.75 m 474.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 614.75 m 524.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 600.75 m 278.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 600.75 m 326.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 600.75 m 373.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 614.75 m 424.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 600.75 m 424.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 614.75 m 424.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 614.75 m 474.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 600.75 m 474.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 600.75 m 524.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 614.75 m 575.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 600.75 m 575.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 600.75 m 424.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 586.75 m 424.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 572.75 m 424.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 558.75 m 424.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.75 m 278.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 530.75 m 326.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 530.75 m 373.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 544.75 m 424.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 530.75 m 474.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 530.75 m 524.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 516.75 m 278.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 516.75 m 326.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 516.75 m 373.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 530.75 m 424.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 530.75 m 424.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 516.75 m 424.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 516.75 m 474.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 516.75 m 524.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 530.75 m 575.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 502.75 m 278.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 502.75 m 326.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 502.75 m 373.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 516.75 m 424.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 516.75 m 424.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 502.75 m 474.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 502.75 m 524.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 516.75 m 575.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 488.75 m 278.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 502.75 m 326.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 488.75 m 326.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 502.75 m 373.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 488.75 m 373.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 502.75 m 424.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 502.75 m 424.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 502.75 m 474.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 488.75 m 474.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 502.75 m 524.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 488.75 m 524.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 502.75 m 575.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 474.75 m 278.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 474.75 m 326.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 474.75 m 373.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 488.75 m 424.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 488.75 m 424.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 474.75 m 474.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 474.75 m 524.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 488.75 m 575.5 488.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 460.75 m 278.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 474.75 m 326.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 460.75 m 326.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 474.75 m 373.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 460.75 m 373.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 474.75 m 424.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 474.75 m 424.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 460.75 m 424.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 474.75 m 474.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 460.75 m 474.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 474.75 m 524.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 460.75 m 524.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 474.75 m 575.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 460.75 m 575.5 460.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.45 717.20 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.10 703.20 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.10 717.20 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.10 703.20 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 703.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 703.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 703.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 703.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 703.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 689.20 Td (CITICORP) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 675.20 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 661.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 661.20 Td (4,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 661.21 Td (4,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 661.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 661.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.90 661.20 Td (14,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.90 661.21 Td (14,902) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 661.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 661.20 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 647.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.15 647.20 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.15 647.21 Td (359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.50 647.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 647.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 647.20 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 647.21 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 647.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 647.20 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 633.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 633.20 Td (2,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 633.21 Td (2,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 633.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 633.20 Td (6,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 633.21 Td (6,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 633.20 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 619.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 619.20 Td (1,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 619.21 Td (1,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 619.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 619.20 Td (5,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 619.21 Td (5,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 619.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 605.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 605.20 Td (9,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 605.21 Td (9,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 605.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 605.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.90 605.20 Td (28,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.90 605.21 Td (28,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 605.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 605.20 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 591.20 Td (Institutional Clients Group) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 577.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 577.20 Td (3,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 577.21 Td (2,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 577.20 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 577.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 577.20 Td (9,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 577.21 Td (9,261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 577.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 577.20 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 563.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 563.20 Td (2,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 563.21 Td (2,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 563.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 563.20 Td (7,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 563.21 Td (7,988) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 563.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 563.20 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 549.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 549.20 Td (1,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 549.21 Td (1,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.50 549.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 549.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 549.20 Td (3,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 549.21 Td (3,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 549.20 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 549.20 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 535.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 535.20 Td (1,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 535.21 Td (1,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 535.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 535.20 Td (5,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 535.21 Td (5,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 535.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 535.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 521.20 Td (8,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 521.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 521.21 Td (7,372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 521.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 521.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.90 521.20 Td (26,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 521.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.90 521.21 Td (26,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 521.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 521.20 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 507.20 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 507.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.65 507.21 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 507.20 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 507.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.15 507.20 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.15 507.21 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 507.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 507.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 493.20 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.90 493.20 Td (18,016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.90 493.21 Td (16,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 493.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 493.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.90 493.20 Td (54,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.90 493.21 Td (55,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 493.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 493.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 479.20 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 479.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.40 479.20 Td (1,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.40 479.21 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 479.20 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 479.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 479.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.40 479.20 Td (4,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.40 479.21 Td (3,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 479.20 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 479.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.20 Td (Total Citigroup net revenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.90 465.20 Td (19,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 465.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.90 465.21 Td (17,904) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 465.20 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 465.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.90 465.20 Td (59,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 465.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.90 465.21 Td (58,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 465.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 465.20 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 27 0 obj <> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 33.60 Td (1) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CITICORP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citicorp is Citigroup) Tj ET Q q 0 0 0 rg BT 121.56 727.90 Td (s global bank for consumers and businesses and represents Citi) Tj ET Q q 0 0 0 rg BT 376.23 727.90 Td (s core franchises. Citicorp is focused on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (providing best-in-class products and services to customers and leveraging Citigroup) Tj ET Q q 0 0 0 rg BT 374.54 715.90 Td (s unparalleled global network, including many of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (the world) Tj ET Q q 0 0 0 rg BT 76.83 703.90 Td (s emer) Tj ET Q q 0 0 0 rg BT 103.02 703.90 Td (ging economies. Citicorp is physically present in approximately 100 countries, many for over 100years, and of) Tj ET Q q 0 0 0 rg BT 548.01 703.90 Td (fers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (services in over 160 countries and jurisdictions. Citi believes this global network provides a strong foundation for servicing the broad ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (financial services needs of its lar) Tj ET Q q 0 0 0 rg BT 166.60 679.90 Td (ge multinational clients and for meeting the needs of retail, private banking, commercial, public ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (sector and institutional clients around the world.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 655.90 Td (Citicorp consists of the following operating businesses: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 278.14 655.90 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.36 655.90 Td ( \(which consists of consumer banking in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 549.50 655.90 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (America, EMEA, Latin ) Tj ET Q q 0 0 0 rg BT 129.97 643.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.85 643.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 183.29 643.90 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.06 643.90 Td (\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 223.83 643.90 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 316.80 643.90 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.80 643.90 Td ( \(which includes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 400.39 643.90 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.72 643.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 453.16 643.90 Td (Markets and securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.21 631.90 Td (\). Citicorp also includes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 166.24 631.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.02 631.90 Td (. ) Tj ET Q q 0 0 0 rg BT 240.97 631.90 Td (At September30, 2014, Citicorp had $1.8 trillion of assets and $928 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (deposits, representing 95% of Citi) Tj ET Q q 0 0 0 rg BT 175.15 619.90 Td (s total assets and 98% of Citi) Tj ET Q q 0 0 0 rg BT 294.02 619.90 Td (s total deposits, respectively) Tj ET Q q 0 0 0 rg BT 406.13 619.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 569.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 569.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 569.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 569.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 569.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 569.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 569.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 541.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 541.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 541.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 541.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 541.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 541.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 541.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 513.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 513.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 513.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 513.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 513.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 513.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 513.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 485.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 485.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 485.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 485.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 485.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 485.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 485.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 457.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 457.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 457.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 457.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 457.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 457.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 457.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 420.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 420.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 420.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 420.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 420.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 420.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 420.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 392.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 392.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 392.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 392.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 392.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 392.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 392.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 364.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 364.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 364.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 364.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 364.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 364.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 364.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 336.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 336.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 336.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 336.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 336.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 336.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 308.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 308.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 308.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 308.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 308.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 308.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 308.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 280.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 280.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 280.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 280.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 280.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 280.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 280.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 252.40 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 252.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 252.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 252.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 252.40 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 252.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 252.40 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 583.4 m 343.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 583.4 m 385.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 583.4 m 481.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 583.4 m 523.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 569.4 m 300.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 569.4 m 343.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 569.4 m 385.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 569.4 m 481.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 569.4 m 523.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 569.4 m 575.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 569.4 m 440.5 555.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 569.4 m 440.5 569.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 541.4 m 300.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 541.4 m 343.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 541.4 m 385.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 555.4 m 440.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 541.4 m 481.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 541.4 m 523.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 527.4 m 300.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 541.4 m 343.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 527.4 m 343.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 541.4 m 385.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 527.4 m 385.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 541.4 m 440.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 541.4 m 440.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 527.4 m 440.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 541.4 m 440.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 541.4 m 481.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 527.4 m 481.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 541.4 m 523.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 527.4 m 523.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 541.4 m 575.5 541.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 527.4 m 575.5 527.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 527.4 m 440.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 513.4 m 440.5 499.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 485.4 m 300.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 485.4 m 343.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 485.4 m 385.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 499.4 m 440.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 485.4 m 440.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 485.4 m 481.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 485.4 m 523.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 485.4 m 575.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 485.4 m 440.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 471.4 m 440.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 443.4 m 300.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 443.4 m 343.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 443.4 m 385.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 457.4 m 440.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 443.4 m 440.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 443.4 m 481.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 443.4 m 523.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 443.4 m 575.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 420.4 m 300.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 443.4 m 343.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 420.4 m 343.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 443.4 m 385.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 420.4 m 385.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 443.4 m 440.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 420.4 m 440.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 443.4 m 481.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 420.4 m 481.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 443.4 m 523.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 420.4 m 523.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 420.4 m 575.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 406.4 m 300.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 406.4 m 343.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 406.4 m 385.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 420.4 m 440.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 406.4 m 440.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 406.4 m 481.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 406.4 m 523.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 406.4 m 575.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 406.4 m 343.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 406.4 m 385.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 406.4 m 440.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 406.4 m 481.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 406.4 m 523.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 378.4 m 300.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 378.4 m 343.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 378.4 m 385.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 392.4 m 440.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 378.4 m 440.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 378.4 m 481.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 378.4 m 523.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 378.4 m 575.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 378.4 m 385.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 378.4 m 440.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 378.4 m 440.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 378.4 m 481.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 378.4 m 523.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 364.4 m 440.5 350.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 336.4 m 300.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 336.4 m 343.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 336.4 m 385.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 350.4 m 440.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 336.4 m 440.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 336.4 m 481.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 336.4 m 523.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 336.4 m 575.5 336.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 322.4 m 300.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 336.4 m 343.5 336.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 322.4 m 343.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 336.4 m 385.5 336.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 322.4 m 385.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 336.4 m 440.5 322.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 322.4 m 440.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 336.4 m 481.5 336.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 322.4 m 481.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 336.4 m 523.5 336.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 322.4 m 523.5 322.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 322.4 m 575.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 322.4 m 440.5 308.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 308.4 m 440.5 294.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 294.4 m 440.5 280.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 280.4 m 440.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 266.4 m 440.5 252.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 252.39999999999998 m 440.5 238.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 224.39999999999998 m 300.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 224.39999999999998 m 343.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 224.39999999999998 m 385.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 238.39999999999998 m 440.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 224.39999999999998 m 440.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 224.39999999999998 m 481.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 224.39999999999998 m 523.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 224.39999999999998 m 575.5 224.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.45 587.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.60 587.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.60 573.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 573.65 Td (In millions of dollars except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 573.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 573.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.10 573.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 573.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 573.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 559.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 559.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 559.85 Td (11,329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 559.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 559.86 Td (10,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 559.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 559.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 559.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 559.85 Td (33,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 559.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 559.86 Td (32,510) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 559.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 559.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 545.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 545.85 Td (6,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 545.86 Td (5,911) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 545.85 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 545.85 Td (21,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 545.86 Td (22,871) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 545.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 545.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 531.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 531.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 531.85 Td (18,016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 531.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 531.86 Td (16,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 531.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 531.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 531.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 531.85 Td (54,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 531.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 531.86 Td (55,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 531.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 531.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 517.85 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.00 517.97 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 503.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 503.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 503.85 Td (1,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 503.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 503.86 Td (1,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 503.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 503.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 503.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 503.85 Td (5,460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 503.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 503.86 Td (5,581) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 503.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 503.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 489.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 489.85 Td (\(381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 489.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 489.86 Td (\(104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 489.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 489.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 489.85 Td (\(1,100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 489.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 489.86 Td (\(722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 489.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 489.85 Td (\(52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 489.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 475.86 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 475.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 475.85 Td (1,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 475.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 475.86 Td (1,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 475.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 475.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 475.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 475.85 Td (4,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 475.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 475.86 Td (4,859) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 475.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 475.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 461.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 461.85 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 461.86 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 461.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 461.85 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 461.86 Td (160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 461.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 461.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 447.86 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 447.85 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 447.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 447.86 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 447.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 447.85 Td (\(78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 447.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 447.86 Td (116) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 447.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 424.86 Td (Total provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 424.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 424.85 Td (1,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 424.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 424.86 Td (1,850) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 424.85 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 424.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 424.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 424.85 Td (4,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 424.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 424.86 Td (5,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 424.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 424.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 410.85 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 410.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 410.85 Td (12,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 410.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 410.86 Td (10,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 410.85 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 410.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 410.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 410.85 Td (33,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 410.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 410.86 Td (31,639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 410.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 410.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 396.85 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 396.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 396.85 Td (4,559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 396.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 396.86 Td (4,513) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 396.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 396.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 396.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 396.85 Td (16,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 396.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 396.86 Td (18,607) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 396.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 396.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 382.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 382.85 Td (1,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 382.86 Td (1,218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 382.85 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 382.85 Td (5,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 382.86 Td (5,813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 382.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 368.85 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 368.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 368.85 Td (2,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 368.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 368.86 Td (3,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 368.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 368.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 368.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 368.85 Td (10,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 368.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 368.86 Td (12,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 368.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 368.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 354.86 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 354.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 354.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 354.86 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 354.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 354.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 354.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 354.86 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 354.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 340.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 340.85 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 340.86 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 340.85 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 340.85 Td (149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 340.86 Td (165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 340.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 340.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 326.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 326.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 326.85 Td (2,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 326.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 326.86 Td (3,342) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 326.85 Td (\(22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 326.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 326.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 326.85 Td (10,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 326.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 326.86 Td (12,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 326.85 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 326.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 312.85 Td (Balance sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 111.74 312.85 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 298.85 Td (Total end-of-period \(EOP\) assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 298.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 298.85 Td (1,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 298.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 298.86 Td (1,778) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 298.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 298.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 284.86 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.75 284.85 Td (1,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 284.86 Td (1,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 284.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 284.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 284.85 Td (1,784) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 284.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 284.86 Td (1,742) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 284.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 284.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 270.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 270.85 Td (0.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 270.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.75 270.86 Td (0.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 270.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 270.85 Td (0.79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 270.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 270.86 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 270.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 256.85 Td (Efficiency ratio \(Operating expenses/Total revenues\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 256.85 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 256.86 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 256.85 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 256.86 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 242.85 Td (Total EOP loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 242.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.50 242.85 Td (576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 242.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 242.86 Td (561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 242.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 228.85 Td (Total EOP deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 228.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.50 228.85 Td (928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 228.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 228.86 Td (914) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 228.85 Td (2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.30 Td (NM Not meaningful) Tj ET Q endstream endobj 29 0 obj <> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (12) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 756.90 Td (GLOBAL) Tj ET Q q 0 0 0 rg BT 86.68 756.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 736.90 Td (Global Consumer Banking \(GCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.38 736.90 Td ( consists of Citigroup) Tj ET Q q 0 0 0 rg BT 260.99 736.90 Td (s four geographical consumer banking) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 414.28 736.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.78 736.90 Td (businesses that provide traditional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 724.90 Td (banking services to retail customers through retail banking, commercial banking, Citi-branded cards and Citi retail services. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 533.91 724.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.91 724.90 Td ( is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 712.90 Td (globally diversified business with 3,436 branches in 35 countries around the world as of September30, 2014. For the nine months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 700.90 Td (ended September30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.64 700.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.64 700.90 Td ( had $399billion of average assets and $333billion of average deposits.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 688.90 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 688.90 Td () Tj ET Q q 0 0 0 rg BT 73.78 688.90 Td (s overall strategy is to leverage Citi) Tj ET Q q 0 0 0 rg BT 218.18 688.90 Td (s global footprint and seek to be the preeminent bank for the emer) Tj ET Q q 0 0 0 rg BT 481.81 688.90 Td (ging af) Tj ET Q q 0 0 0 rg BT 509.67 688.90 Td (fluent and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 676.90 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 676.90 Td (fluent consumers in lar) Tj ET Q q 0 0 0 rg BT 135.33 676.90 Td (ge urban centers. ) Tj ET Q q 0 0 0 rg BT 207.80 676.90 Td (As of September30, 2014, Citi had consumer banking operations in 120, or 80%, of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 664.90 Td (world) Tj ET Q q 0 0 0 rg BT 62.11 664.90 Td (s top 150 cities. In credit cards and in certain retail markets, Citi serves customers in a somewhat broader set of segments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 652.90 Td (geographies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 640.90 Td (Citi intends to continue to optimize its branch footprint and further concentrate its presence in major metropolitan areas. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 628.90 Td (Consistent with its strategy) Tj ET Q q 0 0 0 rg BT 143.96 628.90 Td (, on October 14, 2014, Citi announced that it intends to exit its consumer businesses in the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 616.90 Td (markets: Costa Rica, El Salvador) Tj ET Q q 0 0 0 rg BT 170.57 616.90 Td (, Guatemala, Nicaragua, Panama and Peru \(in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.50 616.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 378.93 616.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.81 616.90 Td (\); Japan, Guam and its consumer finance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 604.90 Td (business in Korea \(in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.21 604.90 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.99 604.90 Td (\); and the Czech Republic, Egypt and Hungary \(in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 344.26 604.90 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.92 604.90 Td (\). Citi expects to substantially complete its exit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 592.90 Td (from these businesses by the end of 2015. ) Tj ET Q q 0 0 0 rg BT 208.01 592.90 Td (These consumer businesses, consisting of approximately $29 billion of assets, $7 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 580.90 Td (consumer loans and $26 billion of deposits, each as of September 30, 2014, will be reported as part of Citi Holdings beginning in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 568.90 Td (first quarter of 2015. For additional information, see Executive Summary above. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 518.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 518.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 518.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 518.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 518.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 518.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 518.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 490.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 490.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 490.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 490.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 490.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 490.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 490.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 462.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 462.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 462.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 462.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 462.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 462.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 462.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 434.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 434.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 434.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 434.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 434.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 434.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 434.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 406.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 406.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 406.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 406.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 406.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 406.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 406.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 378.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 378.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 378.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 378.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 378.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 378.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 378.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 350.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 350.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 350.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 350.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 350.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 350.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 350.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 322.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 322.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 322.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 322.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 322.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 322.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 322.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 294.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 294.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 294.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 294.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 294.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 294.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 294.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 266.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 266.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 266.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 266.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 266.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 266.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 266.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 238.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 238.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 238.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 238.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 238.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 238.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 238.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 209.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 209.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 209.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 209.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 209.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 209.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 209.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 181.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 181.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 181.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 181.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 181.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 181.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 181.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 153.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 153.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 153.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 153.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 153.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 153.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 153.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 125.40 286.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 125.40 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 125.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 125.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 125.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 125.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 125.40 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 532.4 m 360.5 532.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 532.4 m 400.5 532.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 532.4 m 487.5 532.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 532.4 m 531.5 532.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 518.4 m 321.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 518.4 m 360.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 518.4 m 400.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 518.4 m 487.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 518.4 m 531.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 518.4 m 575.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 518.4 m 443.5 504.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 518.4 m 443.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 490.4 m 321.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 490.4 m 360.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 490.4 m 400.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 504.4 m 443.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 490.4 m 487.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 490.4 m 531.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 476.4 m 321.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 490.4 m 360.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 476.4 m 360.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 490.4 m 400.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 476.4 m 400.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 490.4 m 443.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 490.4 m 443.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 490.4 m 443.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 490.4 m 487.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 476.4 m 487.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 490.4 m 531.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 476.4 m 531.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 490.4 m 575.5 490.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 462.4 m 321.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 462.4 m 360.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 462.4 m 400.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 476.4 m 443.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 476.4 m 443.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 462.4 m 443.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 462.4 m 487.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 462.4 m 531.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 476.4 m 575.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 462.4 m 575.5 462.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 462.4 m 443.5 448.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 448.4 m 443.5 434.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 434.4 m 443.5 420.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 406.4 m 321.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 406.4 m 360.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 406.4 m 400.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 420.4 m 443.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 406.4 m 443.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 406.4 m 487.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 406.4 m 531.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 392.4 m 321.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 406.4 m 360.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 392.4 m 360.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 406.4 m 400.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 392.4 m 400.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 406.4 m 443.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 392.4 m 443.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 406.4 m 487.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 392.4 m 487.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 406.4 m 531.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 392.4 m 531.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 406.4 m 575.5 406.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 392.4 m 575.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 392.4 m 360.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 392.4 m 400.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 392.4 m 443.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 392.4 m 487.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 392.4 m 531.5 392.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 364.4 m 321.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 364.4 m 400.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 378.4 m 443.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 364.4 m 443.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 364.4 m 487.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 364.4 m 531.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 364.4 m 575.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 364.4 m 360.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 364.4 m 400.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 364.4 m 443.5 350.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 364.4 m 443.5 350.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 364.4 m 487.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 364.4 m 531.5 364.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 336.4 m 321.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 336.4 m 360.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 336.4 m 400.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 350.4 m 443.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 336.4 m 443.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 336.4 m 487.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 336.4 m 531.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 322.4 m 321.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 336.4 m 360.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 322.4 m 360.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 336.4 m 400.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 322.4 m 400.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 336.4 m 443.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 322.4 m 443.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 336.4 m 487.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 322.4 m 487.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 336.4 m 531.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 322.4 m 531.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 336.4 m 575.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 322.4 m 575.5 322.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 322.4 m 443.5 308.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 308.4 m 443.5 294.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 294.4 m 443.5 280.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 294.4 m 443.5 280.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 280.4 m 443.5 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 266.4 m 443.5 252.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 252.39999999999998 m 443.5 238.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 224.39999999999998 m 321.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 224.39999999999998 m 360.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 224.39999999999998 m 400.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 238.39999999999998 m 443.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 224.39999999999998 m 443.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 224.39999999999998 m 487.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 224.39999999999998 m 531.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 224.39999999999998 m 575.5 224.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 224.39999999999998 m 443.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 209.39999999999998 m 443.5 195.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 181.39999999999998 m 321.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 181.39999999999998 m 360.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 181.39999999999998 m 400.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 195.39999999999998 m 443.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 181.39999999999998 m 443.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 181.39999999999998 m 487.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 181.39999999999998 m 531.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 181.39999999999998 m 575.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 167.39999999999998 m 321.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 167.39999999999998 m 360.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 167.39999999999998 m 400.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 181.39999999999998 m 443.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 167.39999999999998 m 443.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 181.39999999999998 m 487.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 167.39999999999998 m 487.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 181.39999999999998 m 531.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 167.39999999999998 m 531.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 167.39999999999998 m 575.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 167.39999999999998 m 443.5 153.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 153.39999999999998 m 443.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 125.39999999999998 m 321.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 125.39999999999998 m 360.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 125.39999999999998 m 400.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 139.39999999999998 m 443.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 125.39999999999998 m 443.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 125.39999999999998 m 487.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 125.39999999999998 m 531.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 111.39999999999998 m 321.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 125.39999999999998 m 360.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 111.39999999999998 m 360.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 125.39999999999998 m 400.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 111.39999999999998 m 400.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 125.39999999999998 m 443.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 111.39999999999998 m 443.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 125.39999999999998 m 487.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 111.39999999999998 m 487.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 125.39999999999998 m 531.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 111.39999999999998 m 531.5 111.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 125.39999999999998 m 575.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 111.39999999999998 m 575.5 111.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.45 536.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 531.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.70 522.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.10 536.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.50 531.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.20 522.85 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 522.65 Td (In millions of dollars except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 522.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 522.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 522.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 522.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 508.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 508.85 Td (7,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 508.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 508.86 Td (7,100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 508.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 508.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 508.85 Td (21,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 508.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 508.86 Td (21,333) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 508.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 508.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 494.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 494.85 Td (2,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 494.86 Td (2,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 494.85 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 494.85 Td (6,707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 494.86 Td (7,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 494.85 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 494.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 480.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 480.85 Td (9,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 480.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 480.86 Td (9,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 480.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 480.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 480.85 Td (28,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 480.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 480.86 Td (28,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 480.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 480.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 466.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 466.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 466.85 Td (5,281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 466.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 466.86 Td (5,189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 466.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 466.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 466.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 466.85 Td (15,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 466.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 466.86 Td (15,826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 466.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 466.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 452.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 452.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 452.85 Td (1,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 452.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 452.86 Td (1,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 452.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 452.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 452.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 452.85 Td (5,305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 452.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 452.86 Td (5,424) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 452.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 452.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 438.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 438.85 Td (\(373) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 438.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 438.86 Td (\(85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 438.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 438.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 438.85 Td (\(909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 438.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 438.86 Td (\(662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 438.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 438.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 438.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 424.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 424.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 424.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 424.86 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 424.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 424.85 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 424.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 424.86 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 424.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 410.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 410.85 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 410.86 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 410.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 410.85 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 410.86 Td (160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 410.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 410.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 396.86 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 396.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 396.85 Td (1,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 396.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 396.86 Td (1,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 396.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 396.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 396.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 396.85 Td (4,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 396.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 396.86 Td (4,961) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 396.85 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 396.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 382.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 382.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 382.85 Td (2,941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 382.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 382.86 Td (2,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 382.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 382.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 382.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 382.85 Td (7,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 382.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 382.86 Td (7,909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 382.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 382.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 368.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 368.85 Td (1,004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 368.86 Td (797) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 368.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 368.85 Td (2,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 368.86 Td (2,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 368.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 368.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 354.85 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 354.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 354.85 Td (1,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 354.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 354.86 Td (1,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 354.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 354.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 354.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 354.85 Td (5,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 354.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 354.86 Td (5,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 354.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 354.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 340.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 340.85 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 340.86 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 340.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 340.85 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 340.86 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 340.85 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 326.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 326.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 326.85 Td (1,928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 326.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 326.86 Td (1,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 326.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 326.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 326.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 326.85 Td (5,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 326.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 326.86 Td (5,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 326.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 326.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 312.85 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.25 312.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 298.86 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 298.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 298.85 Td (401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 298.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 298.86 Td (391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 298.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 298.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 298.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 298.85 Td (399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 298.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 298.86 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 298.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 298.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 284.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 284.85 Td (1.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 284.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 284.86 Td (1.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 284.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 284.85 Td (1.76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 284.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 284.86 Td (1.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 284.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 270.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 270.85 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 270.86 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 270.85 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 270.86 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 256.86 Td (Total EOP assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 256.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 256.85 Td (400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 256.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 256.86 Td (401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 256.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 242.86 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 242.85 Td (333.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 242.86 Td (323.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 242.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 242.85 Td (332.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 242.86 Td (326.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 242.85 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 228.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 228.85 Td (2.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 228.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 228.86 Td (2.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 228.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 228.85 Td (2.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 228.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 228.86 Td (2.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 228.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 213.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 199.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 199.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 199.85 Td (4,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 199.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 199.86 Td (3,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 199.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 199.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 199.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 199.85 Td (12,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 199.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 199.86 Td (13,002) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 199.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 199.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 185.86 Td (Cards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 70.25 189.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 185.85 Td (5,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 185.86 Td (5,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 185.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 185.85 Td (16,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 185.86 Td (15,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 185.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 171.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 171.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 171.85 Td (9,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 171.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 171.86 Td (9,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 171.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 171.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 171.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 171.85 Td (28,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 171.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 171.86 Td (28,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 171.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 171.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 157.85 Td (Income from continuing operations by business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.00 157.97 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 143.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 143.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 143.85 Td (538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 143.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 143.86 Td (257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 143.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 143.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 143.85 Td (1,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 143.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 143.86 Td (1,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 143.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 143.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 129.86 Td (Cards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 70.25 133.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 129.85 Td (1,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 129.86 Td (1,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 129.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 129.85 Td (3,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 129.86 Td (3,633) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 129.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 115.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 115.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.75 115.85 Td (1,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 115.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 115.86 Td (1,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 115.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 115.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 115.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 115.85 Td (5,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 115.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 115.86 Td (5,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 115.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 115.85 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 89.90 Td (\(T) Tj ET Q q 0 0 0 rg BT 251.89 89.90 Td (able continues on next page.\)) Tj ET Q endstream endobj 31 0 obj <> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (13) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 749.50 286.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 749.50 39.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 749.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 749.50 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 749.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 749.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 749.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 719.50 286.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 719.50 39.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 719.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 719.50 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 719.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 719.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 719.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 689.50 286.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 689.50 39.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 689.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 689.50 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 689.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 689.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 689.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 659.50 286.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 659.50 39.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 659.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 659.50 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 659.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 659.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 659.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 629.50 286.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 629.50 39.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 629.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 629.50 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 629.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 629.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 629.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 599.50 286.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 599.50 39.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 599.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 599.50 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 599.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 599.50 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 599.50 44.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 764.5 m 321.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 764.5 m 360.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 764.5 m 400.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 764.5 m 443.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 764.5 m 487.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 764.5 m 531.5 764.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 764.5 m 575.5 764.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 719.5 m 321.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 719.5 m 360.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 719.5 m 400.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 719.5 m 443.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 719.5 m 487.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 719.5 m 531.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 719.5 m 575.5 719.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 704.5 m 321.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 704.5 m 360.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 704.5 m 400.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 704.5 m 443.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 719.5 m 487.5 719.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 704.5 m 487.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 719.5 m 531.5 719.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 704.5 m 531.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 704.5 m 575.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 704.5 m 360.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 704.5 m 400.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 704.5 m 487.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 704.5 m 531.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 674.5 m 321.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 674.5 m 360.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 674.5 m 400.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 674.5 m 443.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 674.5 m 487.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 674.5 m 531.5 674.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 674.5 m 575.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 659.5 m 321.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 674.5 m 360.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 659.5 m 360.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 674.5 m 400.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 659.5 m 400.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 659.5 m 443.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 674.5 m 487.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 659.5 m 487.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 674.5 m 531.5 674.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 659.5 m 531.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 659.5 m 575.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 659.5 m 360.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 659.5 m 400.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 659.5 m 487.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 659.5 m 531.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 629.5 m 321.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 629.5 m 360.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 629.5 m 400.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 629.5 m 443.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 629.5 m 487.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 629.5 m 531.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 629.5 m 575.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 614.5 m 321.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 629.5 m 360.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 614.5 m 360.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 629.5 m 400.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 614.5 m 400.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 614.5 m 443.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 629.5 m 487.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 614.5 m 487.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 629.5 m 531.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 614.5 m 531.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 614.5 m 575.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 614.5 m 360.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 614.5 m 400.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 614.5 m 487.5 614.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 614.5 m 531.5 614.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 584.5 m 321.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 584.5 m 360.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 584.5 m 400.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 584.5 m 443.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 584.5 m 487.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 584.5 m 531.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 584.5 m 575.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 569.5 m 321.5 569.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 584.5 m 360.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 569.5 m 360.5 569.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 584.5 m 400.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 569.5 m 400.5 569.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 569.5 m 443.5 569.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 584.5 m 487.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 569.5 m 487.5 569.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 584.5 m 531.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 569.5 m 531.5 569.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 569.5 m 575.5 569.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 753.95 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 738.96 Td (Total revenue-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 738.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 738.95 Td (9,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 738.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 738.96 Td (9,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 738.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 738.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 738.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.85 738.95 Td (28,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 738.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.85 738.96 Td (28,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 738.95 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 738.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 723.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 728.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 723.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.65 723.96 Td (\(51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 723.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.65 723.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.15 723.96 Td (\(397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.65 723.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 708.96 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 708.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 708.95 Td (9,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 708.96 Td (9,181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 708.95 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 708.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 708.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.85 708.95 Td (28,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.85 708.96 Td (28,299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 708.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 693.96 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 693.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 693.95 Td (5,281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 693.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 693.96 Td (5,189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 693.95 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 693.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 693.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.85 693.95 Td (15,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 693.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.85 693.96 Td (15,826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 693.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 693.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 678.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 683.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 678.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.65 678.96 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 678.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.65 678.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.15 678.96 Td (\(211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.65 678.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 663.96 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 663.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 663.95 Td (5,281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 663.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 663.96 Td (5,160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 663.95 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 663.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 663.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.85 663.95 Td (15,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 663.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.85 663.96 Td (15,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 663.95 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 663.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 648.96 Td (Total provisions for LLR & PBC-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 648.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 648.95 Td (1,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 648.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 648.96 Td (1,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 648.95 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 648.95 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 648.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.40 648.95 Td (4,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 648.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.40 648.96 Td (4,961) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 648.95 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 648.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 633.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 638.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 633.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.15 633.96 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 633.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.65 633.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.65 633.96 Td (\(69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.65 633.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 618.96 Td (Total provisions for LLR & PBC-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 618.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 618.95 Td (1,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 618.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 618.96 Td (1,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 618.95 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 618.95 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 618.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.40 618.95 Td (4,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 618.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.40 618.96 Td (4,892) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 618.95 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 618.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 603.96 Td (Net income-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 603.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 603.95 Td (1,928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 603.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 603.96 Td (1,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 603.95 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 603.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 603.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.40 603.95 Td (5,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 603.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.40 603.96 Td (5,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 603.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 603.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 588.96 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 593.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 588.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.65 588.96 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 588.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.65 588.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.65 588.96 Td (\(92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.65 588.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 573.96 Td (Net income-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 573.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 573.95 Td (1,928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 573.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.35 573.96 Td (1,503) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 573.95 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 573.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 573.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.40 573.95 Td (5,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 573.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.40 573.96 Td (5,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 573.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 573.95 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 550.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.40 Td (Includes both Citi-branded cards and Citi retail services.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 540.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 540.80 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the third quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 531.25 Td (NM Not meaningful) Tj ET Q endstream endobj 33 0 obj <> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (14) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (NOR) Tj ET Q q 0 0 0 rg BT 62.24 747.90 Td (TH ) Tj ET Q q 0 0 0 rg BT 81.92 747.90 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 139.92 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 727.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.04 727.90 Td ( provides traditional banking and Citi-branded cards and Citi retail services to retail customers and small to mid-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (size businesses in the U.S. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 146.55 715.90 Td (North ) Tj ET Q q 0 0 0 rg BT 172.21 715.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.58 715.90 Td () Tj ET Q q 0 0 0 rg BT 231.36 715.90 Td (s 895 retail bank branches as of September30, 2014 are lar) Tj ET Q q 0 0 0 rg BT 467.77 715.90 Td (gely concentrated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (greater metropolitan areas of New ) Tj ET Q q 0 0 0 rg BT 174.73 703.90 Td (Y) Tj ET Q q 0 0 0 rg BT 180.95 703.90 Td (ork, Chicago, Miami, ) Tj ET Q q 0 0 0 rg BT 269.09 703.90 Td (W) Tj ET Q q 0 0 0 rg BT 277.73 703.90 Td (ashington, D.C., Boston, Los ) Tj ET Q q 0 0 0 rg BT 395.79 703.90 Td (Angeles, San Francisco, Sacramento, San ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (Diego and Las ) Tj ET Q q 0 0 0 rg BT 96.63 691.90 Td (V) Tj ET Q q 0 0 0 rg BT 102.75 691.90 Td (egas.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td ( ) Tj ET Q q 0 0 0 rg BT 47.95 679.90 Td (At September30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.71 679.90 Td (North ) Tj ET Q q 0 0 0 rg BT 171.37 679.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.75 679.90 Td ( had approximately 1) Tj ET Q q 0 0 0 rg BT 312.07 679.90 Td (1.9million retail banking customer accounts, $47.5 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (retail banking loans and $171.7billion of deposits. In addition, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 292.63 667.90 Td (North ) Tj ET Q q 0 0 0 rg BT 318.29 667.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.67 667.90 Td ( had approximately 1) Tj ET Q q 0 0 0 rg BT 458.99 667.90 Td (10.7million Citi-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (and Citi retail services credit card accounts, with $109.5 billion in outstanding card loan balances.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 605.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 605.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 605.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 605.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 605.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 605.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 605.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 577.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 577.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 577.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 577.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 577.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 577.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 577.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 549.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 549.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 549.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 549.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 549.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 549.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 549.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 521.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 521.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 521.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 521.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 521.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 521.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 521.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 493.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 493.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 493.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 493.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 493.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 493.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 493.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 465.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 465.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 465.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 465.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 465.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 465.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 465.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 437.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 437.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 437.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 437.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 437.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 437.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 437.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 409.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 409.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 409.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 409.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 409.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 409.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 409.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 381.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 381.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 381.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 381.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 381.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 381.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 381.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 353.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 353.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 353.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 353.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 353.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 353.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 353.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 325.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 325.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 325.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 325.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 325.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 325.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 325.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 297.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 297.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 297.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 297.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 297.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 297.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 297.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 269.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 269.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 269.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 269.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 269.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 269.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 269.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 241.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 241.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 241.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 241.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 241.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 241.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 241.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 213.40 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 213.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 213.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 213.40 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 213.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 213.40 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 213.40 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 619.4 m 363.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 619.4 m 400.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 619.4 m 487.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 619.4 m 531.5 619.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 605.4 m 326.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 605.4 m 363.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 605.4 m 400.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 605.4 m 487.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 605.4 m 531.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 605.4 m 575.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 605.4 m 363.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 605.4 m 400.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 605.4 m 443.5 591.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 605.4 m 443.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 605.4 m 487.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 605.4 m 531.5 605.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 577.4 m 326.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 577.4 m 363.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 577.4 m 400.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 591.4 m 443.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 577.4 m 443.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 591.4 m 443.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 577.4 m 487.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 577.4 m 531.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 563.4 m 326.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 577.4 m 363.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 563.4 m 363.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 577.4 m 400.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 563.4 m 400.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 577.4 m 443.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 563.4 m 443.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 577.4 m 443.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 577.4 m 487.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 563.4 m 487.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 577.4 m 531.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 563.4 m 531.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 577.4 m 575.5 577.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 549.4 m 326.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 563.4 m 363.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 549.4 m 363.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 563.4 m 400.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 549.4 m 400.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 563.4 m 443.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 549.4 m 443.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 563.4 m 487.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 549.4 m 487.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 563.4 m 531.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 549.4 m 531.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 563.4 m 575.5 563.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 549.4 m 575.5 549.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 549.4 m 443.5 535.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 535.4 m 443.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 521.4 m 443.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 493.4 m 326.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 493.4 m 363.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 493.4 m 400.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 507.4 m 443.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 493.4 m 443.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 493.4 m 487.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 493.4 m 531.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 479.4 m 326.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 493.4 m 363.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 479.4 m 363.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 493.4 m 400.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 479.4 m 400.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 493.4 m 443.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 479.4 m 443.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 493.4 m 487.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 479.4 m 487.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 493.4 m 531.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 479.4 m 531.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 493.4 m 575.5 493.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 479.4 m 575.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 479.4 m 363.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 479.4 m 400.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 479.4 m 443.5 465.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 479.4 m 487.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 479.4 m 531.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 451.4 m 326.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 451.4 m 400.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 465.4 m 443.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 451.4 m 443.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 451.4 m 487.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 451.4 m 531.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 451.4 m 575.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 451.4 m 363.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 451.4 m 400.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 451.4 m 443.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 451.4 m 443.5 437.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 451.4 m 487.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 451.4 m 531.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 423.4 m 326.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 437.4 m 443.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 409.4 m 326.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 423.4 m 363.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 409.4 m 363.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 423.4 m 400.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 409.4 m 400.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 423.4 m 443.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 423.4 m 443.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 409.4 m 443.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 423.4 m 487.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 409.4 m 487.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 423.4 m 531.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 409.4 m 531.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 423.4 m 575.5 423.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 409.4 m 575.5 409.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 409.4 m 443.5 395.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 395.4 m 443.5 381.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 381.4 m 443.5 367.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 367.4 m 443.5 353.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 353.4 m 443.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 325.4 m 326.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 325.4 m 363.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 325.4 m 400.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 339.4 m 443.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 325.4 m 443.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 325.4 m 487.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 325.4 m 531.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 325.4 m 575.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 325.4 m 443.5 311.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 311.4 m 443.5 297.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 297.4 m 443.5 283.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 269.4 m 326.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 269.4 m 363.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 269.4 m 400.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 283.4 m 443.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 269.4 m 443.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 269.4 m 487.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 269.4 m 531.5 269.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.39999999999998 m 326.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 255.39999999999998 m 363.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 255.39999999999998 m 400.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 269.4 m 443.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 255.39999999999998 m 443.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 269.4 m 487.5 269.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 255.39999999999998 m 487.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 269.4 m 531.5 269.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 255.39999999999998 m 531.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 269.4 m 575.5 269.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 255.39999999999998 m 575.5 255.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 255.39999999999998 m 443.5 241.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 241.39999999999998 m 443.5 227.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 227.39999999999998 m 443.5 213.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 199.39999999999998 m 326.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 199.39999999999998 m 363.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 199.39999999999998 m 400.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 213.39999999999998 m 443.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 199.39999999999998 m 443.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 199.39999999999998 m 487.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 199.39999999999998 m 531.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 185.39999999999998 m 326.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 185.39999999999998 m 363.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 185.39999999999998 m 400.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 199.39999999999998 m 443.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 185.39999999999998 m 443.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 199.39999999999998 m 487.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 185.39999999999998 m 487.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 199.39999999999998 m 531.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 185.39999999999998 m 531.5 185.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 199.39999999999998 m 575.5 199.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 185.39999999999998 m 575.5 185.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.95 623.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 618.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.70 609.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.10 623.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.50 618.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.20 609.85 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 609.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 609.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 609.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 609.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 609.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 595.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 595.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 595.85 Td (4,362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 595.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 595.86 Td (4,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 595.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 595.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 595.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 595.85 Td (12,758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 595.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 595.86 Td (12,352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 595.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 595.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 581.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 581.85 Td (627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 581.86 Td (603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 581.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 581.85 Td (1,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 581.86 Td (2,550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 581.85 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 581.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 567.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 567.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 567.85 Td (4,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 567.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 567.86 Td (4,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 567.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 567.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 567.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 567.85 Td (14,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 567.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 567.86 Td (14,902) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 567.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 567.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 553.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 553.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 553.85 Td (2,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 553.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 553.86 Td (2,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 553.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 553.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 553.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 553.85 Td (7,177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 553.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 553.86 Td (7,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 553.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 553.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 539.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 539.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 539.85 Td (1,017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 539.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 539.86 Td (1,083) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 539.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 539.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 539.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 539.85 Td (3,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 539.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 539.86 Td (3,528) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 539.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 539.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 525.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 525.85 Td (\(340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 525.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 525.86 Td (\(228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 525.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 525.85 Td (\(49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 525.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 525.85 Td (\(1,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 525.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 525.86 Td (\(949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 525.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 525.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 525.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 511.86 Td (Provisions for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 511.85 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 511.86 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 511.85 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 511.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 511.85 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 511.86 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 511.85 Td (\(32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 511.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 497.86 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 497.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 497.86 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.50 497.85 Td (\(100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 497.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.50 497.85 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 497.86 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 497.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 483.86 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 483.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 483.85 Td (689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 483.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 483.86 Td (875) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 483.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 483.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 483.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 483.85 Td (2,215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 483.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.25 483.85 Td (2,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 483.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 483.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 469.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 469.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 469.85 Td (1,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 469.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 469.86 Td (1,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 469.85 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 469.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 469.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 469.85 Td (5,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 469.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 469.86 Td (4,908) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 469.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 469.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 455.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 455.85 Td (711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 455.86 Td (547) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 455.85 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 455.85 Td (1,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 455.86 Td (1,856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 455.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 441.85 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 441.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 441.85 Td (1,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 441.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 441.86 Td (894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 441.85 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 441.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 441.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 441.85 Td (3,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 441.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 441.86 Td (3,052) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 441.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 441.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 427.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 427.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 427.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 427.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 427.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 427.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 427.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 427.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 427.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 413.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 413.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 413.85 Td (1,186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 413.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 413.86 Td (894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 413.85 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 413.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 413.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 413.85 Td (3,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 413.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.25 413.85 Td (3,051) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 413.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 413.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 399.85 Td (Balance Sheet data ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 113.25 399.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 399.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 385.86 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 385.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 385.85 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 385.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 385.86 Td (173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 385.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 385.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 385.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 385.85 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 385.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 385.86 Td (174) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 385.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 385.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 371.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 371.85 Td (2.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 371.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 371.86 Td (2.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 371.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 371.85 Td (2.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 371.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 371.86 Td (2.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 371.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 357.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 357.85 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 357.86 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 357.85 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 357.86 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 343.86 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 343.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 343.85 Td (170.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 343.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 343.86 Td (166.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 343.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 343.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 343.85 Td (170.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 343.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 343.86 Td (165.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 343.85 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 329.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 329.85 Td (2.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 329.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 329.86 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 329.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 329.85 Td (2.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 329.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 329.86 Td (3.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 329.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 315.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 315.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 301.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 301.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 301.85 Td (1,228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 301.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 301.86 Td (1,124) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 301.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 301.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 301.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 301.85 Td (3,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 301.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 301.86 Td (4,289) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 301.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 301.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 287.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 287.85 Td (2,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 287.86 Td (2,087) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 287.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 287.85 Td (6,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 287.86 Td (6,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 287.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 273.86 Td (Citi retail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 273.85 Td (1,646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 273.86 Td (1,528) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 273.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 273.85 Td (4,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 273.86 Td (4,522) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 273.85 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 259.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 259.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 259.85 Td (4,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 259.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 259.86 Td (4,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 259.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 259.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 259.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 259.85 Td (14,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 259.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 259.86 Td (14,902) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 259.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 259.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 245.85 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 245.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 231.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 231.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 231.85 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 231.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 231.86 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 231.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 231.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 231.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 231.85 Td (211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 231.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 231.86 Td (432) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 231.85 Td (\(51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 231.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 217.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 217.85 Td (639) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 217.86 Td (548) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 217.85 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 217.85 Td (1,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 217.86 Td (1,420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 217.85 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 203.86 Td (Citi retail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 203.85 Td (441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 203.86 Td (383) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 203.85 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 203.85 Td (1,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 203.86 Td (1,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 203.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 189.85 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 189.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 189.85 Td (1,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 189.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 189.86 Td (894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 189.85 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 189.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 189.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 189.85 Td (3,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 189.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 189.86 Td (3,052) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 189.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 189.85 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 164.30 Td (NM Not meaningful) Tj ET Q endstream endobj 35 0 obj <> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (3Q14 vs. 3Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 737.25 Td ( increased by $292 million to $1.2 billion due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (higher revenues, lower expenses and lower cost of credit.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 713.25 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 713.25 Td ( increased 5%, with revenue growth in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (retail banking, Citi-branded cards and Citi retail services. Net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (interest revenue increased 5% primarily due to an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (average loans in Citi retail services driven by the Best Buy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (portfolio acquisition in September 2013 and continued volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (growth in retail banking, which more than of) Tj ET Q q 0 0 0 rg BT 215.22 653.25 Td (fset lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (average loans in Citi-branded cards. Non-interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (increased 4% primarily due to a representation and warranty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (repurchase reserve release of approximately $50 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (current quarter and a 5% increase in total card purchase sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (to $63 billion, partially of) Tj ET Q q 0 0 0 rg BT 138.86 593.25 Td (fset by continued declines in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (revenues due to improving credit and the resulting impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (contractual partner payments in Citi retail services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (Retail banking revenues of $1.2billion increased 9% due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (to continued volume-related growth \(average loans of $47 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (billion increased 9% and average deposits of $170 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (increased 2%\) versus the prior) Tj ET Q q 0 0 0 rg BT 157.42 521.25 Td (-year period. ) Tj ET Q q 0 0 0 rg BT 213.32 521.25 Td (The increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (revenues also reflected abating spread compression within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (deposit portfolios as well as higher revenues in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (mortgage business driven by the mortgage repurchase reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (release referenced above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.25 Td (Cards revenues increased 4% as average loans of $109 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (billion increased 3% versus the prior) Tj ET Q q 0 0 0 rg BT 182.70 449.25 Td (-year period. In Citi-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (branded cards, revenues increased 1% as a 4% increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (purchase sales and higher net interest spreads driven by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (continued reduction of promotional balances in the portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (mostly of) Tj ET Q q 0 0 0 rg BT 73.88 401.25 Td (fset the lower average loans \(3% decline from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 389.25 Td (-year period\). ) Tj ET Q q 0 0 0 rg BT 114.47 389.25 Td (The decline in average loans was driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (the reduction in promotional balances as well as continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (increased customer payment rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (Citi retail services revenues increased 8% primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (a 13% increase in average loans driven by the Best Buy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (acquisition, partially of) Tj ET Q q 0 0 0 rg BT 128.85 329.25 Td (fset by continued declines in revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (due to improving credit and the resulting impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (contractual partner payments. Citi retail services revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (also benefited from lower funding costs, partially of) Tj ET Q q 0 0 0 rg BT 244.10 293.25 Td (fset by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (decline in net interest spreads due to a higher percentage of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (promotional balances within the portfolio. Purchase sales in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (Citi retail services increased 9% from the prior) Tj ET Q q 0 0 0 rg BT 223.23 257.25 Td (-year period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (driven by the acquisition of the Best Buy portfolio.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 233.25 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 233.25 Td ( decreased 1% as ongoing cost reduction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (initiatives were mostly of) Tj ET Q q 0 0 0 rg BT 137.74 221.25 Td (fset by an increase in Citi retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (services expenses due to the impact of the Best Buy portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (acquisition, higher repositioning char) Tj ET Q q 0 0 0 rg BT 185.23 197.25 Td (ges and an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (legal and related costs. Cost reduction initiatives included the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (ongoing repositioning of the mortgage business due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (decline in mortgage refinancing activity) Tj ET Q q 0 0 0 rg BT 195.29 161.25 Td (, as well as continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (rationalization of the branch footprint, including reducing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (number of overall branches \(a 9% decline from the prior) Tj ET Q q 0 0 0 rg BT 261.54 137.25 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (period\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 113.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 113.25 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 113.25 Td ( decreased 21% due to lower net credit losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (\(6%\) and higher loan loss reserve releases \(51%\). Net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (losses declined in Citi-branded cards \(down 14% to $526 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (million\), partially of) Tj ET Q q 0 0 0 rg BT 117.19 77.25 Td (fset by higher net credit losses in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (retail services \(up 5% to $457 million\) driven by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (acquisition of the Best Buy portfolio. ) Tj ET Q q 0 0 0 rg BT 189.69 53.25 Td (The loan loss reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (release increased by $1) Tj ET Q q 0 0 0 rg BT 416.64 749.10 Td (15 million from the prior) Tj ET Q q 0 0 0 rg BT 516.42 749.10 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (due to the continued improvement in each of the cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (portfolios. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 346.13 701.10 Td (YTD vs. 2013 ) Tj ET Q q 0 0 0 rg BT 405.76 701.10 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 689.10 Td (ear) Tj ET Q q 0 0 0 rg BT 342.23 689.10 Td (-to-date, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.32 689.10 Td (North ) Tj ET Q q 0 0 0 rg BT 403.98 689.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.36 689.10 Td ( has experienced similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (trends to those described above. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 457.02 677.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.28 677.10 Td ( increased 8%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (mainly due to lower expenses and cost of credit, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 653.10 Td (fset by lower revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 641.10 Td ( decreased 2% primarily due to a 30% decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (non-interest revenues, partially of) Tj ET Q q 0 0 0 rg BT 458.77 629.10 Td (fset by a 3% increase in net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (interest revenue. Retail banking revenues declined 17% due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (to significantly lower mortgage origination revenues and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (spread compression in the deposit portfolios in retail banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (each in the first half of the current year) Tj ET Q q 0 0 0 rg BT 479.83 581.10 Td (-to-date period as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (compared to the prior) Tj ET Q q 0 0 0 rg BT 410.16 569.10 Td (-year period. Cards revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (4% due to a 1% increase in Citi-branded cards revenues and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (7% increase in Citi retail services revenues, driven by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (factors described above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 521.10 Td (Expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.71 521.10 Td (declined 3%, driven by the factors described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 497.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 497.10 Td ( decreased 16% due to a 10% decline in net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (credit losses and a higher loan loss reserve release \($1.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (billion in the current year) Tj ET Q q 0 0 0 rg BT 425.43 473.10 Td (-to-date period compared to $946 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (million in the prior) Tj ET Q q 0 0 0 rg BT 399.63 461.10 Td (-year period\), primarily related to cards, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 367.97 449.10 Td (fset by reserve builds for new loans originated in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (the Best Buy portfolio.) Tj ET Q endstream endobj 37 0 obj <> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (16) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 71.34 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 735.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 62.47 723.90 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.97 723.90 Td ( provides traditional banking and Citi-branded card services to retail customers and small to mid-size businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (primarily in Central and Eastern Europe and the Middle East. ) Tj ET Q q 0 0 0 rg BT 283.80 711.90 Td (The countries in which ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.22 711.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 404.70 711.90 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.20 711.90 Td ( has the lar) Tj ET Q q 0 0 0 rg BT 470.61 711.90 Td (gest presence are Poland, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (Russia and the United ) Tj ET Q q 0 0 0 rg BT 125.99 699.90 Td (Arab Emirates. ) Tj ET Q q 0 0 0 rg BT 188.47 699.90 Td (As announced on October 14, 2014, Citi intends to exit its consumer businesses in the Czech ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (Republic, Egypt and Hungary by the end of 2015 \(for additional information, see Executive Summary and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 476.99 687.90 Td (Global Consumer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.33 675.90 Td ( above\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td ( ) Tj ET Q q 0 0 0 rg BT 45.45 663.90 Td (At September30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.21 663.90 Td (EMEA) Tj ET Q q 0 0 0 rg BT 169.69 663.90 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.19 663.90 Td ( had 146 retail bank branches with approximately 3.2million retail banking customer accounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td ($5.7billion in retail banking loans, $13.0billion in deposits, and 2.0million Citi-branded card accounts with $2.4billion in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (outstanding card loan balances.) 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l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 160.39999999999998 m 477.5 160.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 173.39999999999998 m 526.5 173.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 160.39999999999998 m 526.5 160.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 173.39999999999998 m 575.5 173.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 160.39999999999998 m 575.5 160.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 160.39999999999998 m 428.5 147.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 147.39999999999998 m 428.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 134.39999999999998 m 283.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 121.39999999999998 m 283.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 134.39999999999998 m 331.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 121.39999999999998 m 331.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 134.39999999999998 m 379.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 121.39999999999998 m 379.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 134.39999999999998 m 428.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 134.39999999999998 m 428.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 121.39999999999998 m 428.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 134.39999999999998 m 477.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 121.39999999999998 m 477.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 134.39999999999998 m 526.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 121.39999999999998 m 526.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 134.39999999999998 m 575.5 134.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 121.39999999999998 m 575.5 121.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 121.39999999999998 m 428.5 108.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 95.39999999999998 m 283.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 95.39999999999998 m 331.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 95.39999999999998 m 379.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 108.39999999999998 m 428.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 95.39999999999998 m 428.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 95.39999999999998 m 477.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 95.39999999999998 m 526.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 82.39999999999998 m 283.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 82.39999999999998 m 331.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 82.39999999999998 m 379.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 95.39999999999998 m 428.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 82.39999999999998 m 428.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 82.39999999999998 m 477.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 82.39999999999998 m 526.5 82.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 95.39999999999998 m 575.5 95.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 82.39999999999998 m 575.5 82.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.95 619.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.10 606.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.10 619.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.10 606.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 606.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 606.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 606.66 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 606.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 606.66 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 593.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 593.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 593.80 Td (230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 593.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 593.66 Td (226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 593.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 593.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 593.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 593.80 Td (694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 593.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 593.66 Td (709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 593.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 593.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 580.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 580.80 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 580.66 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 580.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 580.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 580.80 Td (359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 580.66 Td (382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 580.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 580.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 567.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 567.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 567.80 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 567.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 567.66 Td (359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 567.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 567.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 567.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 567.80 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 567.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 567.66 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 567.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 567.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 554.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 554.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 554.80 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 554.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 554.66 Td (315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 554.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 554.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 554.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 554.80 Td (954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 554.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 554.66 Td (1,010) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 554.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 554.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 541.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 541.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 541.80 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 541.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 541.66 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 541.80 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 541.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 541.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 541.80 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 541.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 541.66 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 541.80 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 541.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 528.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 528.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 528.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 528.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 528.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 528.80 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 528.66 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 528.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 528.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 515.66 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 515.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 515.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 515.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 515.80 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 515.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.50 515.80 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 502.66 Td (Provisions for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 502.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 502.80 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 502.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 502.66 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 502.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 502.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 502.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 502.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 502.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 502.66 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 502.80 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 502.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 489.66 Td (Income \(loss\) from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 489.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 489.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 489.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 489.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 489.66 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 489.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 489.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 489.80 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 489.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 489.66 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 489.80 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 489.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 476.66 Td (Income taxes \(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 476.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 476.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 476.66 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 476.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 476.80 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 476.66 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 476.80 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 476.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 463.80 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 463.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 463.80 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 463.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 463.66 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 463.80 Td (\(92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 463.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 463.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 463.80 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 463.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 463.66 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 463.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 463.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 450.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 450.80 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 450.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 450.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 450.80 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 450.66 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 450.80 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 437.80 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 437.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 437.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 437.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 437.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 437.66 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 437.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 437.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 437.80 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 437.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 437.66 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 437.80 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 437.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 424.80 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.25 424.80 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 411.66 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 411.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 411.80 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 411.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 411.66 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 411.80 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 411.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 411.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 411.80 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 411.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 411.66 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 411.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 411.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 398.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 398.80 Td (\(0.24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 398.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 398.66 Td (0.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.50 398.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.25 398.80 Td (0.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 398.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 398.66 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 398.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 385.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 385.80 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 385.66 Td (88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 385.80 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 385.66 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 372.66 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 372.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 372.80 Td (13.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 372.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 372.66 Td (12.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 372.80 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 372.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.25 372.80 Td (13.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 372.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 372.66 Td (12.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 372.80 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 359.66 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 359.80 Td (1.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 359.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 359.66 Td (1.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.50 359.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.25 359.80 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 359.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 359.66 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 359.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 346.80 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 333.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 333.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 333.80 Td (212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 333.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 333.66 Td (219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 333.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 333.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 333.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 333.80 Td (650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 333.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 333.66 Td (648) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 333.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 333.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 320.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 320.80 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 320.66 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 320.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 320.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 320.80 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 320.66 Td (443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 320.80 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 320.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 307.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 307.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 307.80 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 307.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 307.66 Td (359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 307.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 307.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 307.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 307.80 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 307.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 307.66 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 307.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 307.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 294.80 Td (Income \(loss\) from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 281.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 281.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 281.80 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 281.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 281.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 281.66 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.50 281.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 281.80 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 281.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 281.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 281.80 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 281.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 281.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 281.66 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 281.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 281.80 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 281.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 268.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 268.80 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 268.66 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 268.80 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 268.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 268.80 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 268.66 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 268.80 Td (\(33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 268.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 255.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 255.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 255.80 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 255.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 255.66 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 255.80 Td (\(92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 255.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 255.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 255.80 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 255.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 255.66 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 255.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 255.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 242.80 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 229.66 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 229.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 229.80 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 229.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 229.66 Td (359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 229.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 229.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 229.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 229.80 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 229.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 229.66 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 229.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 229.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 216.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 220.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 216.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 216.66 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.50 216.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 216.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 216.66 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 216.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 203.66 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 203.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 203.80 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 203.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 203.66 Td (345) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 203.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 203.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 203.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.75 203.80 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 203.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 203.66 Td (1,063) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 203.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 203.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 190.66 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 190.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 190.80 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 190.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 190.66 Td (315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 190.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 190.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 190.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 190.80 Td (954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 190.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 190.66 Td (1,010) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 190.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 190.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 177.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 181.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 177.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 177.66 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.50 177.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 177.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 177.66 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 177.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 164.66 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 164.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 164.80 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 164.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 164.66 Td (305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 164.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 164.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 164.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 164.80 Td (954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 164.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 164.66 Td (989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 164.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 164.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 151.66 Td (Provisions for credit losses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 151.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 151.80 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 151.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 151.66 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 151.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 151.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 151.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 151.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 151.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 151.66 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 151.80 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 151.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 138.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 142.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 138.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 138.66 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.50 138.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 138.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 138.66 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 138.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 125.66 Td (Provisions for credit losses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 125.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 125.80 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 125.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 125.66 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 125.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 125.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 125.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 125.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 125.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 125.66 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.50 125.80 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 125.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 112.66 Td (Net income \(loss\)-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 112.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 112.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 112.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 112.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 112.66 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 112.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 112.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 112.80 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 112.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 112.66 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 112.80 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 112.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 99.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.98 103.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 99.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 99.66 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 99.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 99.66 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 86.66 Td (Net income \(loss\)-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 86.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 86.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 86.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 86.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 86.66 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 86.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 86.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 86.80 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 86.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 86.66 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 86.80 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 86.80 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.90 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 62.90 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.90 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the second quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 50.90 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.89 50.90 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 50.90 Td (Not meaningful) Tj ET Q endstream endobj 39 0 obj <> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (17) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for EMEA) Tj ET Q q 0 0 0 rg BT 247.67 749.10 Td ( GCB below excludes the impact of FX translation for all periods pr) Tj ET Q q 0 0 0 rg BT 520.05 749.10 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 117.75 737.10 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 369.30 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 419.94 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 489.56 737.10 Td (es. Citi believes the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 725.10 Td (esentation of EMEA) Tj ET Q q 0 0 0 rg BT 124.88 725.10 Td ( GCB) Tj ET Q q 0 0 0 rg BT 149.42 725.10 Td (s r) Tj ET Q q 0 0 0 rg BT 159.33 725.10 Td (esults excluding the impact of FX translation is a mor) Tj ET Q q 0 0 0 rg BT 374.22 725.10 Td (e meaningful depiction of the underlying ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 184.79 713.10 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 374.38 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 410.95 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (3Q14 vs. 3Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 677.10 Td ( declined $17 million to a net loss of $6 million as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (higher expenses and higher credit costs were partially of) Tj ET Q q 0 0 0 rg BT 261.29 665.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (by higher revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 641.10 Td ( increased 1%, mainly driven by volume growth, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (particularly in investment products, cards and Citi commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (banking, partially of) Tj ET Q q 0 0 0 rg BT 117.19 617.10 Td (fset by lower revenues resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (sales of Citi) Tj ET Q q 0 0 0 rg BT 86.55 605.10 Td (s consumer operations in ) Tj ET Q q 0 0 0 rg BT 188.57 605.10 Td (T) Tj ET Q q 0 0 0 rg BT 194.33 605.10 Td (urkey and Romania ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (during 2013. Net interest revenue increased 6%, primarily due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (to growth in average retail loans \(1) Tj ET Q q 0 0 0 rg BT 175.58 581.10 Td (1%\) and average cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (loans \(10%\), partially of) Tj ET Q q 0 0 0 rg BT 133.57 569.10 Td (fset by continued spread compression. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (Interest rate caps on credit cards, particularly in Poland, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (the continued low interest rate environment were the main ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (contributors to the lower net interest spreads. Non-interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (revenue decreased 9%, mainly reflecting lower revenues due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (to the sales of the consumer operations in ) Tj ET Q q 0 0 0 rg BT 204.11 509.10 Td (T) Tj ET Q q 0 0 0 rg BT 209.87 509.10 Td (urkey and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Romania, partially of) Tj ET Q q 0 0 0 rg BT 121.07 497.10 Td (fset by continued higher investment fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (due to increased sales of higher spread products. Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (sales increased 36%, average deposits increased 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (cards purchase sales increased 7%. Continued regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (changes, including caps on interchange rates in Poland, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (spread compression will likely continue to negatively impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.32 425.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 110.79 425.10 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.29 425.10 Td ( during the remainder of 2014.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 413.10 Td ( increased 7%, primarily due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (repositioning char) Tj ET Q q 0 0 0 rg BT 108.30 401.10 Td (ges, continued investment spending on new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (internal operating platforms and volume-related expenses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 377.10 Td (fset by the impact of the sales of the consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (operations in ) Tj ET Q q 0 0 0 rg BT 90.25 365.10 Td (T) Tj ET Q q 0 0 0 rg BT 96.01 365.10 Td (urkey and Romania and ef) Tj ET Q q 0 0 0 rg BT 201.35 365.10 Td (ficiency savings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 353.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 66.13 353.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.91 353.10 Td ( increased 5%, as higher net credit losses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (primarily in cards and personal installment loans in Russia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (\(see below\), were partially of) Tj ET Q q 0 0 0 rg BT 153.27 329.10 Td (fset by a higher loan loss reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (release, particularly in Citi commercial banking \(primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (Poland and ) Tj ET Q q 0 0 0 rg BT 83.04 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 88.79 305.10 Td (urkey\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Russia/Ukraine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 677.10 Td (o date, the imposition of sanctions on Russia has not had a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (material impact on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 510.61 665.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 537.09 665.10 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.59 665.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (although actions Citi has taken to mitigate its risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (exposures in response to the ongoing political instability) Tj ET Q q 0 0 0 rg BT 549.15 641.10 Td (, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (as limiting its exposure to additional credit risk, have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (negatively impacted Citi) Tj ET Q q 0 0 0 rg BT 425.08 617.10 Td (s ability to grow its consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (business in Russia. In addition, the ongoing economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (situation in Russia, coupled with consumer overleveraging in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (the market, has negatively impacted consumer credit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (particularly delinquencies in the) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.56 569.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.06 569.10 Td (Russian card and personal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (installment loan portfolios \(which totaled $1.6 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (September 30, 2014, or 0.5% of total ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 474.53 545.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.53 545.10 Td ( loans\), and Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (currently expects these trends to continue. Citi has taken these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (trends into consideration in determining its allowance for loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (loss reserves. ) Tj ET Q q 0 0 0 rg BT 381.77 509.10 Td (Any further actions Citi may take to mitigate its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (exposures or risks, or the imposition of additional sanctions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (\(such as asset freezes\) involving Russia or against Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (entities, business sectors, individuals or otherwise, could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (further negatively impact the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 536.71 461.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 563.18 461.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 449.10 Td (. For additional information on Citi) Tj ET Q q 0 0 0 rg BT 490.38 449.10 Td (s exposures in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (countries, see Managing Global Risk-Country and Cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (Border Risk below) Tj ET Q q 0 0 0 rg BT 403.34 425.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 401.10 Td ( ) Tj ET Q q 0 0 0 rg BT 346.13 401.10 Td (YTD vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.63 401.10 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.63 401.10 Td ( ) Tj ET Q q 0 0 0 rg BT 405.76 401.10 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 389.10 Td (ear) Tj ET Q q 0 0 0 rg BT 342.23 389.10 Td (-to-date, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.32 389.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 404.80 389.10 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.30 389.10 Td ( has experienced similar trends to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (those described above. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 419.80 377.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.06 377.10 Td ( decreased 50%, mainly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (due to higher credit costs and lower revenues, partially of) Tj ET Q q 0 0 0 rg BT 553.74 365.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (by lower expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 341.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 341.10 Td ( decreased 1% primarily driven by the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (revenues resulting from the sales of Citi) Tj ET Q q 0 0 0 rg BT 486.74 329.10 Td (s consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (operations in ) Tj ET Q q 0 0 0 rg BT 378.25 317.10 Td (T) Tj ET Q q 0 0 0 rg BT 384.01 317.10 Td (urkey and Romania, partially of) Tj ET Q q 0 0 0 rg BT 511.29 317.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (volumes in core markets.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 293.10 Td (Expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.71 293.10 Td (declined 4%, driven by the impact of the sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (of the consumer operations in ) Tj ET Q q 0 0 0 rg BT 445.18 281.10 Td (T) Tj ET Q q 0 0 0 rg BT 450.93 281.10 Td (urkey and Romania and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 269.10 Td (ficiency savings, partially of) Tj ET Q q 0 0 0 rg BT 445.26 269.10 Td (fset by the continued investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (spending on new internal operating platforms.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 245.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 245.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 245.10 Td ( increased by $29 million primarily due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (absence of loan loss reserve releases in the current year) Tj ET Q q 0 0 0 rg BT 545.08 233.10 Td (-to-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (date period. Net credit losses increased 21% due to a benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (in the prior year) Tj ET Q q 0 0 0 rg BT 387.94 209.10 Td (-to-date period resulting from the sales of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (written-of) Tj ET Q q 0 0 0 rg BT 363.80 197.10 Td (f accounts.) Tj ET Q endstream endobj 41 0 obj <> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (18) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (LA) Tj ET Q q 0 0 0 rg BT 51.78 747.90 Td (TIN ) Tj ET Q q 0 0 0 rg BT 75.46 747.90 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 133.46 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 727.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.81 727.90 Td ( provides traditional banking and Citi-branded card services to retail customers and small to mid-size businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (with the lar) Tj ET Q q 0 0 0 rg BT 81.36 715.90 Td (gest presence in Mexico and Brazil. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 227.14 715.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 250.58 715.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.96 715.90 Td ( includes branch networks throughout ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 460.54 715.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 483.97 715.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.85 715.90 Td ( as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Banco Nacional de Mexico, or Banamex, Mexico) Tj ET Q q 0 0 0 rg BT 237.04 703.90 Td (s second-lar) Tj ET Q q 0 0 0 rg BT 284.90 703.90 Td (gest bank, with 1,634 branches as of September 30, 2014. ) Tj ET Q q 0 0 0 rg BT 520.14 703.90 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (announced on October 14, 2014, Citi intends to exit its consumer businesses in Costa Rica, El Salvador) Tj ET Q q 0 0 0 rg BT 449.15 691.90 Td (, Guatemala, Nicaragua, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Panama and Peru by the end of 2015 \(for additional information, see Executive Summary and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 426.99 679.90 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.21 679.90 Td ( above\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 667.90 Td (At September30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.76 667.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 175.20 667.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.58 667.90 Td ( had 1,927 retail branches, with approximately 31.6million retail banking customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (accounts, $29.8 billion in retail banking loans and $45.9billion in deposits. 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187.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 175.39999999999998 m 531.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 187.39999999999998 m 576.5 187.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 175.39999999999998 m 576.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 175.39999999999998 m 443.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 175.39999999999998 m 487.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 175.39999999999998 m 531.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 151.39999999999998 m 310.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 163.39999999999998 m 443.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 139.39999999999998 m 310.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 151.39999999999998 m 354.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 139.39999999999998 m 354.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 151.39999999999998 m 398.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 139.39999999999998 m 398.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 151.39999999999998 m 443.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 151.39999999999998 m 443.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 139.39999999999998 m 443.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 151.39999999999998 m 487.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 139.39999999999998 m 487.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 151.39999999999998 m 531.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 139.39999999999998 m 531.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 151.39999999999998 m 576.5 151.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 139.39999999999998 m 576.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 139.39999999999998 m 443.5 127.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 139.39999999999998 m 487.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 139.39999999999998 m 531.5 139.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 115.39999999999998 m 310.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 115.39999999999998 m 354.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 115.39999999999998 m 398.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 127.39999999999998 m 443.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 115.39999999999998 m 443.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 115.39999999999998 m 487.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 115.39999999999998 m 531.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 103.39999999999998 m 310.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 103.39999999999998 m 354.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 103.39999999999998 m 398.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 115.39999999999998 m 443.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 103.39999999999998 m 443.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 115.39999999999998 m 487.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 103.39999999999998 m 487.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 115.39999999999998 m 531.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 103.39999999999998 m 531.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 115.39999999999998 m 576.5 115.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 103.39999999999998 m 576.5 103.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.95 611.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 608.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.70 599.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.10 611.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 608.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.70 599.85 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 599.35 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 598.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 598.66 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 598.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 598.66 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 586.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 586.80 Td (1,611) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 586.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 586.66 Td (1,575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 586.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 586.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 586.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 586.80 Td (4,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 586.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 586.66 Td (4,692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 586.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 586.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 574.80 Td (746) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 574.66 Td (697) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 574.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 574.80 Td (2,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 574.66 Td (2,221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 574.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 562.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 562.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 562.80 Td (2,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 562.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 562.66 Td (2,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 562.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 562.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 562.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 562.80 Td (6,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 562.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 562.66 Td (6,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 562.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 562.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 550.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 550.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 550.80 Td (1,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 550.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 550.66 Td (1,319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 550.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 550.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 550.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 550.80 Td (4,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 550.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 550.66 Td (4,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 550.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 550.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 538.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 538.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 538.80 Td (503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 538.66 Td (434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 538.80 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 538.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 538.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 538.80 Td (1,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 538.66 Td (1,269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 538.80 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 538.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 526.80 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 526.66 Td (168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 526.80 Td (\(94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 526.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 526.80 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 526.66 Td (310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 526.80 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 526.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.66 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 514.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 514.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 514.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.50 514.80 Td (\(100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 514.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 514.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 514.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 514.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.50 514.80 Td (\(100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 514.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.66 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 502.80 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 502.66 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 502.80 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 502.80 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 502.66 Td (116) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 502.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 502.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.66 Td (Provisions for loan losses and for benefits and claims \(LLR & PBC\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 490.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 490.80 Td (552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 490.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 490.66 Td (636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 490.80 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 490.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 490.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 490.80 Td (1,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 490.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 490.66 Td (1,695) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 490.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 490.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 478.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 478.80 Td (427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 478.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 478.66 Td (317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 478.80 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 478.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 478.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 478.80 Td (1,142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 478.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 478.66 Td (1,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 478.80 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 478.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 466.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 466.80 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 466.66 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 466.80 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 466.80 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 466.66 Td (241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 466.80 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 466.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 454.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 454.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 454.80 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 454.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 454.66 Td (264) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 454.80 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 454.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 454.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 454.80 Td (948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 454.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 454.66 Td (966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 454.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 454.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 442.80 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 442.66 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 442.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.50 442.80 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 442.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 442.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 430.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 430.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 430.80 Td (335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 430.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 430.66 Td (263) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 430.80 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 430.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 430.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 430.80 Td (941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 430.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 430.66 Td (963) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 430.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 430.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 418.80 Td (Balance Sheet data) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 112.00 418.80 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.00 418.80 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 418.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.66 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 406.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 406.80 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 406.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 406.66 Td (80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 406.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 406.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 406.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 406.80 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 406.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 406.66 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 406.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 406.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 394.80 Td (1.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 394.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 394.66 Td (1.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 394.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 394.80 Td (1.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 394.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 394.66 Td (1.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 394.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 382.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 382.66 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 382.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 382.66 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.66 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 370.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 370.80 Td (46.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 370.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 370.66 Td (45.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 370.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 370.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 370.80 Td (46.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 370.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 370.66 Td (45.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 370.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 370.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 358.66 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 358.80 Td (4.81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 358.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 358.66 Td (4.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 358.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 358.80 Td (4.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 358.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 358.66 Td (4.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 358.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 346.80 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 334.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 334.80 Td (1,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 334.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 334.66 Td (1,483) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 334.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 334.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 334.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 334.80 Td (4,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 334.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 334.66 Td (4,571) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 334.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 334.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 322.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 322.80 Td (823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 322.66 Td (789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 322.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 322.80 Td (2,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 322.66 Td (2,342) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 322.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 310.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 310.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 310.80 Td (2,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 310.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 310.66 Td (2,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 310.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 310.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 310.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 310.80 Td (6,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 310.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 310.66 Td (6,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 310.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 310.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 298.80 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 298.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 286.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 286.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 286.80 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 286.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 286.66 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 286.80 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 286.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 286.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 286.80 Td (595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 286.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 286.66 Td (541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 286.80 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 286.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 274.80 Td (156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 274.66 Td (141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 274.80 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 274.80 Td (353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 274.66 Td (425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 274.80 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 274.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 262.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 262.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 262.80 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 262.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 262.66 Td (264) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 262.80 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 262.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 262.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 262.80 Td (948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 262.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 262.66 Td (966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 262.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 262.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 250.80 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 250.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 238.66 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 238.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 238.80 Td (2,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 238.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 238.66 Td (2,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 238.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 238.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 238.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 238.80 Td (6,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 238.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 238.66 Td (6,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 238.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 238.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 226.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 230.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 226.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.50 226.66 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 226.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 226.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 226.66 Td (\(273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 226.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 214.66 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 214.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 214.80 Td (2,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 214.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 214.66 Td (2,224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 214.80 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 214.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 214.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 214.80 Td (6,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 214.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 214.66 Td (6,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 214.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 214.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.66 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 202.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 202.80 Td (1,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 202.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 202.66 Td (1,319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 202.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 202.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 202.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 202.80 Td (4,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 202.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 202.66 Td (4,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 202.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 202.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 190.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 194.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 190.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.50 190.66 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 190.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 190.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 190.66 Td (\(149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 190.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 178.66 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 178.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 178.80 Td (1,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 178.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.25 178.66 Td (1,294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 178.80 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 178.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 178.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 178.80 Td (4,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 178.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 178.66 Td (3,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 178.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 178.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 166.66 Td (Provisions for LLR & PBC-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 166.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 166.80 Td (552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 166.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 166.66 Td (636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 166.80 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 166.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 166.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 166.80 Td (1,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 166.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 166.66 Td (1,695) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 166.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 166.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 154.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 158.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 154.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 154.66 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 154.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 154.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 154.66 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 154.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 142.66 Td (Provisions for LLR & PBC-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 142.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 142.80 Td (552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 142.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 142.66 Td (628) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 142.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 142.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 142.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 142.80 Td (1,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 142.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 142.66 Td (1,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 142.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 142.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 130.66 Td (Net income-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 130.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 130.80 Td (335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 130.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 130.66 Td (263) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 130.80 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 130.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 130.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 130.80 Td (941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 130.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 130.66 Td (963) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 130.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 130.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 118.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.98 122.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 118.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.50 118.66 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 118.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 118.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 118.66 Td (\(70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 118.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 106.66 Td (Net income-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 106.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 106.80 Td (335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 106.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 106.66 Td (232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 106.80 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 106.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 106.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 106.80 Td (941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 106.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 106.66 Td (893) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 106.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 106.80 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.30 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the third quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 76.70 Td (NM Not Meaningful) Tj ET Q endstream endobj 43 0 obj <> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (19) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for Latin ) Tj ET Q q 0 0 0 rg BT 244.63 749.10 Td (America GCB below excludes the impact of FX translation for all periods ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 737.10 Td (esented. Pr) Tj ET Q q 0 0 0 rg BT 89.13 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 161.25 737.10 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 412.81 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 463.44 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 533.07 737.10 Td (es. Citi ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (believes the pr) Tj ET Q q 0 0 0 rg BT 93.94 725.10 Td (esentation of Latin ) Tj ET Q q 0 0 0 rg BT 171.26 725.10 Td (America GCB) Tj ET Q q 0 0 0 rg BT 229.68 725.10 Td (s r) Tj ET Q q 0 0 0 rg BT 239.59 725.10 Td (esults excluding the impact of FX translation is a mor) Tj ET Q q 0 0 0 rg BT 454.48 725.10 Td (e meaningful depiction of the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (underlying fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 230.62 713.10 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 420.21 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 456.78 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 683.70 Td (3Q14 vs. 3Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 671.70 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 671.70 Td ( increased 44% as higher revenues and lower credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.70 Td (costs were partially of) Tj ET Q q 0 0 0 rg BT 124.40 659.70 Td (fset by higher expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 647.70 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 647.70 Td ( increased 6%, primarily due to continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.70 Td (volume growth and spread and fee growth in Mexico, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.70 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 623.70 Td (fset by continued spread compression in other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 230.49 623.70 Td (Latin ) Tj ET Q q 0 0 0 rg BT 253.93 623.70 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.81 623.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.70 Td (markets as well as slower overall economic growth across the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.70 Td (region. Net interest revenue increased 4% due to increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.70 Td (volumes and the improvement in spreads in Mexico, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.70 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 575.70 Td (fset by the ongoing spread compression in other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.55 575.70 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 563.70 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.38 563.70 Td (markets. Non-interest revenue increased 10%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.70 Td (primarily due to higher fees from increased business volumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.70 Td (in retail banking and cards.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.70 Td (Retail banking revenues increased 5% as average loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.70 Td (increased 5%, investment sales increased 32% and average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.70 Td (deposits increased 6%, partially of) Tj ET Q q 0 0 0 rg BT 173.83 503.70 Td (fset by lower spreads in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.70 Td (Brazil and Colombia. Cards revenues increased 7% as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.70 Td (average loans increased 3%. ) Tj ET Q q 0 0 0 rg BT 154.10 479.70 Td (This increase in overall cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.70 Td (revenues was partially of) Tj ET Q q 0 0 0 rg BT 136.06 467.70 Td (fset by a 1% decline in cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.70 Td (purchase sales driven by the previously-disclosed fiscal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.70 Td (reforms enacted in 2013 in Mexico, which continued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.70 Td (negatively impact consumer spending, as well as the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.70 Td (slower economic growth. Citi expects these trends as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.70 Td (spread compression could continue to negatively impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.70 Td (revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.32 395.70 Td (Latin ) Tj ET Q q 0 0 0 rg BT 107.75 395.70 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.13 395.70 Td ( during the remainder of 2014.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 383.70 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 383.70 Td ( increased 6%, primarily due to higher legal and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.70 Td (related costs, increased repositioning char) Tj ET Q q 0 0 0 rg BT 203.26 371.70 Td (ges and higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.70 Td (technology spending, partially of) Tj ET Q q 0 0 0 rg BT 168.01 359.70 Td (fset by productivity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.70 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 347.70 Td (ficiency savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 335.70 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 335.70 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 335.70 Td ( decreased 12%, primarily due to a lower loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.70 Td (loss reserve build, partially of) Tj ET Q q 0 0 0 rg BT 154.96 323.70 Td (fset by higher net credit losses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.70 Td (Net credit losses increased 17%, driven by portfolio growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.70 Td (and continued seasoning in the Mexico cards portfolio, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.70 Td (as the impact in Mexico of both the slower economic growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.70 Td (and fiscal reforms \(as discussed above\). ) Tj ET Q q 0 0 0 rg BT 200.21 275.70 Td (The continued impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.70 Td (of the fiscal reforms and economic slowdown in Mexico is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.70 Td (likely to cause net credit losses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.91 251.70 Td (Latin ) Tj ET Q q 0 0 0 rg BT 196.35 251.70 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.72 251.70 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.70 Td (remain elevated. ) Tj ET Q q 0 0 0 rg BT 106.52 239.70 Td (Any further deterioration in Citi) Tj ET Q q 0 0 0 rg BT 237.60 239.70 Td (s Mexican ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.70 Td (homebuilders clients could also result in higher net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.70 Td (losses, although any losses related to those homebuilder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.70 Td (clients should be char) Tj ET Q q 0 0 0 rg BT 122.74 203.70 Td (ged against existing loan loss reserves as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.70 Td (of September30, 2014, and thus should be neutral to overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.70 Td (cost of credit. ) Tj ET Q q 0 0 0 rg BT 95.52 179.70 Td (The loan loss reserve build decreased 94%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.70 Td (primarily due to the absence of the increase in reserves related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.70 Td (to the Mexican homebuilder clients and the hurricanes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.70 Td (region in the prior) Tj ET Q q 0 0 0 rg BT 108.28 143.70 Td (-year period.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 119.70 Td (Argentina/V) Tj ET Q q 0 0 0 rg BT 86.02 119.70 Td (enezuela) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.70 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 174.88 107.70 Td (s exposures in ) Tj ET Q q 0 0 0 rg BT 233.49 107.70 Td (Ar) Tj ET Q q 0 0 0 rg BT 243.86 107.70 Td (gentina ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.70 Td (and ) Tj ET Q q 0 0 0 rg BT 52.76 95.70 Td (V) Tj ET Q q 0 0 0 rg BT 58.87 95.70 Td (enezuela and the impact, or potential future impact, to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 83.70 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 83.70 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.81 83.70 Td ( results of operations as a result of certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.70 Td (developments in these countries, see Managing Global Risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.70 Td (Country and Cross-Border Risk below) Tj ET Q q 0 0 0 rg BT 193.67 59.70 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 346.13 689.10 Td (YTD vs. 2013 ) Tj ET Q q 0 0 0 rg BT 405.76 689.10 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 677.10 Td (ear) Tj ET Q q 0 0 0 rg BT 342.23 677.10 Td (-to-date, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.32 677.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 401.76 677.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.14 677.10 Td ( has experienced similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (trends to those described above. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 457.02 665.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.28 665.10 Td ( increased 5% as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (higher revenues were partially of) Tj ET Q q 0 0 0 rg BT 455.98 653.10 Td (fset by higher credit costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 629.10 Td ( increased 5%, primarily due to volume growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (in retail banking and cards, partially of) Tj ET Q q 0 0 0 rg BT 479.04 617.10 Td (fset by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (spread compression and slower overall economic growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (across the region, including in Mexico and Brazil. Net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (revenue increased 4% due to increased volumes, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 569.10 Td (fset by spread compression. Non-interest revenue increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (6%, primarily due to higher fees from increased business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (volumes in retail and cards as well as gains on sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (\(approximately $50 million\) of Citi) Tj ET Q q 0 0 0 rg BT 468.42 533.10 Td (s consumer business in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Honduras in the second quarter of 2014 and Citi) Tj ET Q q 0 0 0 rg BT 519.51 521.10 Td (s partial sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (of its indirect investment in Banco de Chile during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (quarter of 2014. Retail banking revenues increased 3% as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (average loans increased 7%, investment sales increased 20% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (and average deposits increased 6%. Cards revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (7% as average loans increased 7% and purchase sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (increased 2%, partially of) Tj ET Q q 0 0 0 rg BT 426.55 449.10 Td (fset by the slower economic growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (and cards purchase sales in Mexico due to the 2013 fiscal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (reforms.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 413.10 Td ( increased 5%, driven by the factors described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 389.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 389.10 Td ( increased 7%, primarily due to higher net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (credit losses, partially of) Tj ET Q q 0 0 0 rg BT 422.13 377.10 Td (fset by a lower loan loss reserve build. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Net credit losses increased 20%, driven primarily by Mexico ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (cards for the reasons described above and, to a lesser extent, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (the personal loan portfolio, as the portfolios continued to grow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (and season. ) Tj ET Q q 0 0 0 rg BT 374.92 329.10 Td (The loan loss reserve build decreased 41%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (primarily due to the absence of the increases in reserves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (related to Citi) Tj ET Q q 0 0 0 rg BT 381.76 305.10 Td (s Mexican homebuilders and the hurricanes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (the prior year) Tj ET Q q 0 0 0 rg BT 377.66 293.10 Td (-to-date period, partially of) Tj ET Q q 0 0 0 rg BT 485.77 293.10 Td (fset by an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (the reserve builds for portfolio growth and seasoning.) Tj ET Q endstream endobj 45 0 obj <> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (20) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (ASIA) Tj ET Q q 0 0 0 rg BT 64.01 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.28 727.90 Td ( provides traditional banking and Citi-branded card services to retail customers and small to mid-size businesses, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (lar) Tj ET Q q 0 0 0 rg BT 46.37 715.90 Td (gest Citi presence, as of September 30, 2014, in Korea, Singapore, ) Tj ET Q q 0 0 0 rg BT 314.08 715.90 Td (Australia, Hong Kong, ) Tj ET Q q 0 0 0 rg BT 407.50 715.90 Td (T) Tj ET Q q 0 0 0 rg BT 412.91 715.90 Td (aiwan, India, Japan, Malaysia, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Indonesia, ) Tj ET Q q 0 0 0 rg BT 79.70 703.90 Td (Thailand and the Philippines. ) Tj ET Q q 0 0 0 rg BT 201.35 703.90 Td (As announced on October 14, 2014, Citi intends to exit its consumer businesses in Japan and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (Guam, and its consumer finance business in Korea \(and only its consumer finance business\), by the end of 2015 \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (information, see Executive Summary and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 217.60 679.90 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.82 679.90 Td ( above\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 667.90 Td (At September30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.76 667.90 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.04 667.90 Td ( had 468 retail branches, approximately 16.7million retail banking customer accounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td ($74.2billion in retail banking loans and $101.3billion in deposits. In addition, the business had approximately 16.4million Citi-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (branded card accounts with $18.5 billion in outstanding loan balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 631.90 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 593.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 593.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 593.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 593.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 593.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 593.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 569.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 569.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 569.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 569.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 569.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 569.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 545.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 545.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 545.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 545.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 545.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 545.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 545.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 521.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 521.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 521.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 521.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 521.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 521.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 521.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 497.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 497.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 497.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 497.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 497.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 497.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 473.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 473.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 473.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 473.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 473.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 473.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 449.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 449.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 449.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 449.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 449.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 449.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 449.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 425.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 425.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 425.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 425.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 425.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 425.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 401.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 401.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 401.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 401.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 401.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 401.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 377.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 377.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 377.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 377.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 377.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 377.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 377.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 353.40 243.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 353.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 353.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 353.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 353.40 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 353.40 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 353.40 47.00 -12.00 re f /GS0 gs 0.8 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M 279.5 161.39999999999998 m 325.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 149.39999999999998 m 325.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 161.39999999999998 m 372.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 149.39999999999998 m 372.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 161.39999999999998 m 418.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 161.39999999999998 m 418.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 149.39999999999998 m 418.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 161.39999999999998 m 465.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 149.39999999999998 m 465.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 161.39999999999998 m 511.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 149.39999999999998 m 511.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 161.39999999999998 m 558.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 149.39999999999998 m 558.5 149.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 149.39999999999998 m 418.5 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 125.39999999999998 m 279.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 125.39999999999998 m 325.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 125.39999999999998 m 372.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 137.39999999999998 m 418.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 125.39999999999998 m 418.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 125.39999999999998 m 465.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 125.39999999999998 m 511.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 113.39999999999998 m 279.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 113.39999999999998 m 325.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 113.39999999999998 m 372.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 125.39999999999998 m 418.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 113.39999999999998 m 418.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 113.39999999999998 m 465.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 113.39999999999998 m 511.5 113.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 125.39999999999998 m 558.5 125.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 113.39999999999998 m 558.5 113.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.45 611.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 606.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.20 597.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.60 611.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.10 597.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 597.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 597.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 597.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 597.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 597.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 584.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 584.80 Td (1,163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 584.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 584.66 Td (1,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 584.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 584.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 584.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 584.80 Td (3,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 584.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 584.66 Td (3,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 584.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 584.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 572.80 Td (781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 572.66 Td (699) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 572.80 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 572.80 Td (2,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 572.66 Td (2,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 572.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 560.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 560.80 Td (1,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 560.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 560.66 Td (1,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 560.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 560.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 560.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 560.80 Td (5,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 560.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 560.66 Td (5,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 560.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 560.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 548.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 548.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 548.80 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 548.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 548.66 Td (1,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 548.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 548.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 548.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 548.80 Td (3,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 548.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 548.66 Td (3,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 548.80 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 548.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 536.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 536.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 536.80 Td (193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 536.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 536.66 Td (192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 536.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 536.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 536.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 536.80 Td (594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 536.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 536.66 Td (578) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 536.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 536.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 524.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.00 524.80 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 524.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 524.66 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 524.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 524.80 Td (\(46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 524.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 524.80 Td (\(79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 524.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 524.66 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 524.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 524.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.66 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 512.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 512.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 512.66 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 512.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 512.80 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 512.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 512.66 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 512.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.66 Td (Provisions for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 500.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 500.80 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 500.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 500.66 Td (176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 500.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 500.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 500.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 500.80 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 500.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 500.66 Td (608) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 500.80 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 500.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 488.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 488.80 Td (620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 488.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 488.66 Td (554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 488.80 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 488.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 488.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 488.80 Td (1,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 488.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 488.66 Td (1,745) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 488.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 488.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 476.80 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 476.66 Td (190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 476.80 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 476.80 Td (494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 476.66 Td (577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 476.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 476.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 464.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 464.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 464.80 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 464.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 464.66 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 464.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 464.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 464.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 464.80 Td (1,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 464.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 464.66 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 464.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 464.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 452.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 452.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 452.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 452.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 452.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 452.66 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 452.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 440.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 440.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 440.80 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 440.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 440.66 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 440.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 440.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 440.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 440.80 Td (1,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 440.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 440.66 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 440.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 440.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 428.80 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.25 428.80 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 428.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.66 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 416.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 416.80 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 416.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 416.66 Td (129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 416.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 416.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 416.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 416.80 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 416.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 416.66 Td (129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 416.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 416.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 404.80 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 404.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 404.66 Td (1.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 404.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.25 404.80 Td (1.02) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 404.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.75 404.66 Td (1.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 404.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 392.80 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 392.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 392.66 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 392.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 392.80 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 392.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 392.66 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 392.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 380.66 Td (Average deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 380.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 380.80 Td (102.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 380.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 380.66 Td (100.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 380.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 380.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 380.80 Td (102.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 380.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 380.66 Td (103.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 380.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 380.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 368.66 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 368.80 Td (0.82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 368.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 368.66 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 368.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.25 368.80 Td (0.86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 368.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.75 368.66 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 368.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.80 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 344.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 344.80 Td (1,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 344.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 344.66 Td (1,102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 344.80 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 344.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 344.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 344.80 Td (3,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 344.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 344.66 Td (3,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 344.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 344.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 332.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 332.80 Td (754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 332.66 Td (760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.50 332.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 332.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 332.80 Td (2,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 332.66 Td (2,296) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 332.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 332.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 320.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 320.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 320.80 Td (1,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 320.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 320.66 Td (1,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 320.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 320.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 320.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 320.80 Td (5,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 320.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 320.66 Td (5,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 320.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 320.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.80 Td (Income from continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 296.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 296.80 Td (261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 296.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 296.66 Td (178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 296.80 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 296.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 296.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 296.80 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 296.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 296.66 Td (641) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 296.80 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 296.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 284.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 284.80 Td (152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 284.66 Td (186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 284.80 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 284.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 284.80 Td (468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 284.66 Td (527) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 284.80 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 284.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 272.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 272.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 272.80 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 272.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 272.66 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 272.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 272.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 272.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 272.80 Td (1,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 272.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 272.66 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 272.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 272.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.80 Td (Foreign Currency \(FX\) Translation Impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.66 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 248.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 248.80 Td (1,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 248.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 248.66 Td (1,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 248.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 248.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 248.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 248.80 Td (5,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 248.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 248.66 Td (5,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.50 248.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 248.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 236.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 147.98 240.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 236.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 236.66 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 236.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 236.66 Td (\(96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 236.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 224.66 Td (Total revenues-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 224.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 224.80 Td (1,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 224.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 224.66 Td (1,873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 224.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 224.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 224.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 224.80 Td (5,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 224.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 224.66 Td (5,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 224.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 224.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.66 Td (Total operating expenses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 212.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 212.80 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 212.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 212.66 Td (1,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 212.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 212.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 212.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 212.80 Td (3,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 212.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 212.66 Td (3,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 212.80 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 212.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 200.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 147.98 204.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 200.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 200.66 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 200.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 200.66 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 200.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.66 Td (Total operating expenses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 188.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 188.80 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 188.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 188.66 Td (1,138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 188.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 188.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 188.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 188.80 Td (3,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 188.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 188.66 Td (3,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 188.80 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.00 188.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.66 Td (Provisions for loan losses-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 176.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 176.80 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 176.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 176.66 Td (176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 176.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 176.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 176.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 176.80 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 176.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 176.66 Td (608) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 176.80 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 176.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 164.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 147.98 168.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 164.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 164.66 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 164.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 164.66 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 164.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 152.66 Td (Provisions for loan losses-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 152.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 152.80 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 152.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 152.66 Td (180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 152.80 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 152.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 152.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 152.80 Td (504) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 152.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 152.80 Td (600) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 152.80 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 152.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 140.66 Td (Net income-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 140.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 140.80 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 140.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 140.66 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 140.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 140.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 140.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 140.80 Td (1,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 140.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 140.66 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 140.80 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 140.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 128.66 Td (Impact of FX translation ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 147.98 132.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 128.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 128.66 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 128.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 128.66 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 128.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 116.66 Td (Net income-ex-FX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 116.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 116.80 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 116.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 116.66 Td (366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 116.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 116.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 116.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 116.80 Td (1,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 116.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 116.66 Td (1,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 116.80 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 116.80 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 94.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 94.70 Td (Reflects the impact of foreign exchange \(FX\) translation into U.S. dollars at the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 311.04 94.70 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.15 94.70 Td ( quarter of 2014 average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 85.10 Td (NM ) Tj ET Q q 0 0 0 rg BT 54.00 85.10 Td (Not meaningful) Tj ET Q endstream endobj 47 0 obj <> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (21) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for ) Tj ET Q q 0 0 0 rg BT 221.01 749.10 Td (Asia GCB below excludes the impact of FX translation for all periods pr) Tj ET Q q 0 0 0 rg BT 511.17 749.10 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 117.75 737.10 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 369.30 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 419.94 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 489.56 737.10 Td (es. Citi believes the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 725.10 Td (esentation of ) Tj ET Q q 0 0 0 rg BT 98.22 725.10 Td (Asia GCB) Tj ET Q q 0 0 0 rg BT 140.54 725.10 Td (s r) Tj ET Q q 0 0 0 rg BT 150.45 725.10 Td (esults excluding the impact of FX translation is a mor) Tj ET Q q 0 0 0 rg BT 365.34 725.10 Td (e meaningful depiction of the underlying ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 184.79 713.10 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 374.38 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 410.95 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (3Q14 vs. 3Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 677.10 Td ( increased 13%, primarily due to higher revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (and lower credit costs, partially of) Tj ET Q q 0 0 0 rg BT 172.44 665.10 Td (fset by higher expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 653.10 Td ( increased 4%, as higher non-interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (was partially of) Tj ET Q q 0 0 0 rg BT 98.02 641.10 Td (fset by a decline in net interest revenue. Net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (interest revenue declined 1% driven by the ongoing impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (regulatory changes, continued spread compression and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (repositioning of the franchise in Korea. Non-interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (increased 12%, primarily driven by continued higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (insurance fee revenues and growth in investment sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (revenues.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Retail banking revenues increased 7% due to the higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (insurance fee and investment sales revenues, partially of) Tj ET Q q 0 0 0 rg BT 261.29 545.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (by the continued negative impact of Korea. Investment sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (revenues increased 14% due to improved investor sentiment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (reflecting overall market trends as well as strong ) Tj ET Q q 0 0 0 rg BT 232.60 509.10 Td (Asian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (equities performance. Citi expects investment sales revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (will continue to reflect the overall capital markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (environment in the region. ) Tj ET Q q 0 0 0 rg BT 146.53 473.10 Td (A) Tj ET Q q 0 0 0 rg BT 153.01 473.10 Td (verage retail deposits increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (2% \(1% excluding Korea\) and average retail loans increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (6% \(9% excluding Korea\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (Cards revenues decreased 1% due to the continued impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (of regulatory changes, spread compression and customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (deleveraging, of) Tj ET Q q 0 0 0 rg BT 100.79 413.10 Td (fset by a 6% increase \(9% excluding Korea\) in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (purchase sales driven by growth in China, India, Hong Kong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (and Singapore. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (While Korea continued to have a negative impact on year) Tj ET Q q 0 0 0 rg BT 283.98 377.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (over) Tj ET Q q 0 0 0 rg BT 53.57 365.10 Td (-year revenue comparisons in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.08 365.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.35 365.10 Td (, revenues in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (Korea lar) Tj ET Q q 0 0 0 rg BT 73.29 353.10 Td (gely stabilized quarter) Tj ET Q q 0 0 0 rg BT 161.95 353.10 Td (-over) Tj ET Q q 0 0 0 rg BT 182.85 353.10 Td (-quarter and Citi expects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (Korea revenues to remain relatively stable during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (remainder of 2014. Citi expects spread compression and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (impact of regulatory changes in several markets across the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (region will continue to have a negative impact on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 236.21 305.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.49 305.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (revenues during the remainder of 2014.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 281.10 Td ( increased 3% primarily due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (repositioning char) Tj ET Q q 0 0 0 rg BT 108.30 269.10 Td (ges, investment spending and volume-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (related growth, partially of) Tj ET Q q 0 0 0 rg BT 143.00 257.10 Td (fset by higher ef) Tj ET Q q 0 0 0 rg BT 208.08 257.10 Td (ficiency savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 245.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 245.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 245.10 Td ( decreased 16%, primarily due to higher loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (loss reserve releases. Overall credit quality remained stable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (across the region during the current quarter) Tj ET Q q 0 0 0 rg BT 208.16 221.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 346.13 689.10 Td (YTD vs. 2013 ) Tj ET Q q 0 0 0 rg BT 405.76 689.10 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 677.10 Td (ear) Tj ET Q q 0 0 0 rg BT 342.23 677.10 Td (-to-date, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.32 677.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.60 677.10 Td ( has experienced similar trends to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (those described above. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 419.80 665.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.06 665.10 Td ( decreased 12%, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (due to higher expenses, partially of) Tj ET Q q 0 0 0 rg BT 464.33 653.10 Td (fset by lower credit costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (and higher revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.00 629.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.75 629.10 Td ( increased 1%, as higher non-interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (was lar) Tj ET Q q 0 0 0 rg BT 352.42 617.10 Td (gely of) Tj ET Q q 0 0 0 rg BT 380.28 617.10 Td (fset by lower net interest revenue. Net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (revenue declined 2% driven by the ongoing impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (regulatory changes, continued spread compression and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (repositioning of the franchise in Korea. Non-interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (increased 5%, primarily due to the increased insurance fee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (revenues, partially of) Tj ET Q q 0 0 0 rg BT 408.51 557.10 Td (fset by a decline in investment sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (revenues during the current year) Tj ET Q q 0 0 0 rg BT 453.18 545.10 Td (-to-date period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 533.10 Td (Retail banking revenues increased 1% primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (the increase in insurance fee revenues, partially of) Tj ET Q q 0 0 0 rg BT 524.28 521.10 Td (fset by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (continued negative impact of Korea as well as a 2% decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (investment sales revenues. ) Tj ET Q q 0 0 0 rg BT 434.81 497.10 Td (A) Tj ET Q q 0 0 0 rg BT 441.29 497.10 Td (verage retail deposits increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (1% \(2% excluding Korea\) and average retail loans increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (7% \(10% excluding Korea\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 461.10 Td (Cards revenues increased 1%, as cards purchase sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (increased 6% \(9% excluding Korea\), with growth in China, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (India, Singapore and Hong Kong. ) Tj ET Q q 0 0 0 rg BT 463.79 437.10 Td (This increase was partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 425.10 Td (fset by the continued impact of regulatory changes, ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (spread compression and customer deleveraging.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.00 401.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.21 401.10 Td ( increased 10% primarily due to the higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (repositioning char) Tj ET Q q 0 0 0 rg BT 396.30 389.10 Td (ges in Korea in the second quarter of 2014.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 377.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 377.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 377.10 Td ( decreased 16%, due to higher loan loss reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (releases, partially of) Tj ET Q q 0 0 0 rg BT 404.62 365.10 Td (fset by a 5% increase in net credit losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (primarily due to lower recoveries.) Tj ET Q endstream endobj 49 0 obj <> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (22) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 756.90 Td (INSTITUTIONAL) Tj ET Q q 0 0 0 rg BT 132.04 756.90 Td ( CLIENTS GROUP) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 736.90 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 736.90 Td (oup \(ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.35 736.90 Td ( provides corporate, institutional, public sector and high-net-worth clients around the world with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 724.90 Td (full range of wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 712.90 Td (brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 700.90 Td (banking, cash management, trade finance and securities services. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 300.89 700.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.11 700.90 Td ( transacts with clients in both cash instruments and derivatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 688.90 Td (including fixed income, foreign currency) Tj ET Q q 0 0 0 rg BT 199.46 688.90 Td (, equity and commodity products.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 676.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 676.90 Td ( revenue is generated primarily from fees and spreads associated with these activities. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 418.59 676.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.82 676.90 Td ( earns fee income for assisting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 664.90 Td (clients in clearing transactions, providing brokerage and investment banking services and other such activities. Revenue generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 652.90 Td (from these activities is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.51 652.90 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.40 652.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.84 652.90 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.87 652.90 Td (. In addition, as a market maker) Tj ET Q q 0 0 0 rg BT 489.09 652.90 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 494.09 652.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.31 652.90 Td ( facilitates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 640.90 Td (transactions, including holding product inventory to meet client demand, and earns the dif) Tj ET Q q 0 0 0 rg BT 395.73 640.90 Td (ferential between the price at which it buys ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 628.90 Td (and sells the products. ) Tj ET Q q 0 0 0 rg BT 129.69 628.90 Td (These price dif) Tj ET Q q 0 0 0 rg BT 189.48 628.90 Td (ferentials and the unrealized gains and losses on the inventory are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 502.42 628.90 Td (Principal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 616.90 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.45 616.90 Td (. Interest income earned on inventory and loans held less interest paid to customers on deposits is recorded as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 527.83 616.90 Td (Net inter) Tj ET Q q 0 0 0 rg BT 562.73 616.90 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 604.90 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 604.90 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.27 604.90 Td (. Revenue is also generated from transaction processing and assets under custody and administration.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 592.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 592.90 Td () Tj ET Q q 0 0 0 rg BT 74.00 592.90 Td (s international presence is supported by trading floors in approximately 80 countries and a proprietary network in over 95 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 580.90 Td (countries and jurisdictions. ) Tj ET Q q 0 0 0 rg BT 148.49 580.90 Td (At September30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.25 580.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.47 580.90 Td ( had approximately $1.0 trillion of assets and $567 billion of deposits, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 568.90 Td (two of its businesses, securities services and issuer services, managed approximately $15.0 trillion of assets under custody compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 556.90 Td (to $13.9 trillion at the end of the prior) Tj ET Q q 0 0 0 rg BT 187.16 556.90 Td (-year period.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 508.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 508.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 508.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 508.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 508.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 508.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 508.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 482.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 482.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 482.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 482.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 482.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 482.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 456.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 456.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 456.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 456.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 456.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 456.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 430.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 430.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 430.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 430.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 430.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 430.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 430.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 404.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 404.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 404.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 404.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 404.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 404.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 378.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 378.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 378.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 378.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 378.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 378.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 378.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 352.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 352.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 352.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 352.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 352.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 352.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 352.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 326.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 326.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 326.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 326.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 326.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 326.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 300.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 300.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 300.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 300.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 300.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 300.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 274.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 274.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 274.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 274.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 274.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 274.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 274.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 248.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 248.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 248.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 248.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 248.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 248.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 248.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 222.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 222.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 222.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 222.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 222.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 222.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 222.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 196.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 196.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 196.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 196.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 196.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 196.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 196.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 170.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 170.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 170.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 170.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 170.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 170.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 170.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 144.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 144.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 144.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 144.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 144.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 144.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 144.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 118.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 118.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 118.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 118.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 118.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 118.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 118.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 92.40 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 92.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 92.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 92.40 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 92.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 92.40 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 92.40 49.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 521.4 m 332.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 521.4 m 381.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 521.4 m 478.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 521.4 m 527.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.4 m 283.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 521.4 m 332.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 508.4 m 332.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 521.4 m 381.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 508.4 m 381.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 508.4 m 429.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 521.4 m 478.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 508.4 m 478.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 521.4 m 527.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 508.4 m 527.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 508.4 m 576.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 508.4 m 332.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 508.4 m 381.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 508.4 m 429.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 508.4 m 429.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 508.4 m 478.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 508.4 m 527.5 508.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 495.4 m 429.5 482.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 482.4 m 429.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 469.4 m 429.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.4 m 283.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 443.4 m 332.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 443.4 m 381.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 456.4 m 429.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 443.4 m 429.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 443.4 m 478.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 443.4 m 527.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 443.4 m 576.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 443.4 m 332.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 443.4 m 381.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 443.4 m 429.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 443.4 m 478.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 443.4 m 527.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 417.4 m 283.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 417.4 m 332.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 430.4 m 429.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 417.4 m 429.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 417.4 m 478.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.4 m 283.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 417.4 m 332.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 404.4 m 332.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 417.4 m 381.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 404.4 m 381.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 417.4 m 429.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 404.4 m 429.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 417.4 m 429.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 417.4 m 478.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 404.4 m 478.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 417.4 m 527.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 404.4 m 527.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 417.4 m 576.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.4 m 283.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 404.4 m 332.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 404.4 m 381.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 404.4 m 429.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 391.4 m 429.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 404.4 m 478.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 404.4 m 527.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 404.4 m 576.5 404.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 391.4 m 576.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 391.4 m 332.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 391.4 m 381.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 391.4 m 429.5 378.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 391.4 m 478.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 391.4 m 527.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 378.4 m 429.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.4 m 283.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 365.4 m 429.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 352.4 m 429.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.4 m 283.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 352.4 m 332.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 339.4 m 332.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 352.4 m 381.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 339.4 m 381.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 352.4 m 429.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 339.4 m 429.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 352.4 m 478.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 339.4 m 478.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 352.4 m 527.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 339.4 m 527.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 352.4 m 576.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 339.4 m 576.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 339.4 m 332.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 339.4 m 381.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 339.4 m 429.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 339.4 m 478.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 339.4 m 527.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.4 m 283.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 313.4 m 332.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 313.4 m 381.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 326.4 m 429.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 313.4 m 429.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 313.4 m 478.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 313.4 m 527.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 313.4 m 576.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 313.4 m 332.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 313.4 m 429.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 313.4 m 429.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 313.4 m 478.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 313.4 m 527.5 313.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.4 m 283.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 300.4 m 429.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 287.4 m 429.5 287.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 274.4 m 283.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 287.4 m 332.5 287.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 274.4 m 332.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 287.4 m 381.5 287.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 274.4 m 381.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 287.4 m 429.5 274.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 274.4 m 429.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 287.4 m 478.5 287.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 274.4 m 478.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 287.4 m 527.5 287.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 274.4 m 527.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 287.4 m 576.5 287.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 274.4 m 576.5 274.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 274.4 m 429.5 261.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 261.4 m 429.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.39999999999998 m 283.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 235.39999999999998 m 332.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 235.39999999999998 m 381.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 248.39999999999998 m 429.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 235.39999999999998 m 429.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 235.39999999999998 m 478.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 235.39999999999998 m 527.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 235.39999999999998 m 576.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 235.39999999999998 m 429.5 222.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 222.39999999999998 m 429.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 222.39999999999998 m 429.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 209.39999999999998 m 429.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 209.39999999999998 m 429.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 196.39999999999998 m 429.5 183.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 196.39999999999998 m 429.5 183.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 170.39999999999998 m 283.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 170.39999999999998 m 332.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 170.39999999999998 m 381.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 183.39999999999998 m 429.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 170.39999999999998 m 429.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 183.39999999999998 m 429.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 170.39999999999998 m 478.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 170.39999999999998 m 527.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 157.39999999999998 m 283.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 157.39999999999998 m 332.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 157.39999999999998 m 381.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 170.39999999999998 m 429.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 157.39999999999998 m 429.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 157.39999999999998 m 478.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 170.39999999999998 m 527.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 157.39999999999998 m 527.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 170.39999999999998 m 576.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 157.39999999999998 m 576.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 157.39999999999998 m 429.5 144.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 144.39999999999998 m 429.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 144.39999999999998 m 429.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 131.39999999999998 m 429.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 131.39999999999998 m 429.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 118.39999999999998 m 429.5 105.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 118.39999999999998 m 429.5 105.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 92.39999999999998 m 283.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 92.39999999999998 m 332.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 92.39999999999998 m 381.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 105.39999999999998 m 429.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 92.39999999999998 m 429.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 105.39999999999998 m 429.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 92.39999999999998 m 478.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 92.39999999999998 m 527.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 79.39999999999998 m 283.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 79.39999999999998 m 332.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 79.39999999999998 m 381.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 92.39999999999998 m 429.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 79.39999999999998 m 429.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 79.39999999999998 m 478.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 79.39999999999998 m 527.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 92.39999999999998 m 576.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 79.39999999999998 m 576.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 79.39999999999998 m 283.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 79.39999999999998 m 429.5 78.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 78.89999999999998 m BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.95 525.80 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.60 512.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.10 525.80 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.10 512.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 512.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.50 512.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.50 512.66 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 512.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 512.66 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.66 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 499.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 499.80 Td (1,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 499.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 499.66 Td (1,081) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 499.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 499.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 499.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 499.80 Td (3,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 499.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 499.66 Td (3,322) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 499.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 499.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.66 Td (Administration and other fiduciary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 486.80 Td (641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 486.66 Td (625) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 486.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 486.80 Td (1,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 486.66 Td (1,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 486.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 486.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 473.66 Td (Investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 473.80 Td (1,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 473.66 Td (842) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 473.80 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 473.80 Td (3,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 473.66 Td (2,910) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 473.80 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.66 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 460.80 Td (1,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 460.66 Td (863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 460.80 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 460.80 Td (5,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 460.66 Td (5,785) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 460.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 460.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 447.66 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 447.80 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 447.66 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 447.80 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 447.80 Td (275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 447.66 Td (863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 447.80 Td (\(68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 447.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.66 Td (Total non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 434.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 434.80 Td (4,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 434.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 434.66 Td (3,543) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 434.80 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 434.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 434.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.25 434.80 Td (14,370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 434.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 434.66 Td (14,869) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 434.80 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 434.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 421.66 Td (Net interest revenue \(including dividends\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 421.80 Td (4,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 421.66 Td (3,829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 421.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.25 421.80 Td (11,698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 421.66 Td (11,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 421.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 408.80 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 408.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 408.80 Td (8,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 408.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 408.66 Td (7,372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 408.80 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 408.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 408.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.25 408.80 Td (26,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 408.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 408.66 Td (26,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 408.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 408.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.66 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 395.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 395.80 Td (5,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 395.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 395.66 Td (4,888) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 395.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 395.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 395.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.25 395.80 Td (14,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 395.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 395.66 Td (14,973) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 395.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 395.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 382.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 382.80 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 382.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 382.66 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 382.80 Td (\(82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 382.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 382.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 382.80 Td (155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 382.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 382.66 Td (157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 382.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 382.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.66 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 369.80 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 369.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 369.66 Td (93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 369.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 369.80 Td (\(70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 369.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 369.66 Td (77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 369.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.66 Td (Credit reserve \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 356.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 356.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.50 356.66 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 356.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 356.80 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 356.80 Td (\(191) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 356.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 356.66 Td (\(60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 356.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 356.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.66 Td (Provisions for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 343.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 343.80 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 343.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 343.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 343.66 Td (139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 343.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 343.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 343.80 Td (\(106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 343.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 343.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 343.66 Td (174) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 343.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 330.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 330.80 Td (3,352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 330.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 330.66 Td (2,345) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 330.80 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 330.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 330.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.25 330.80 Td (11,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 330.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 330.66 Td (11,376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 330.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 330.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 317.80 Td (1,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 317.66 Td (605) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 317.80 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 317.80 Td (3,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 317.66 Td (3,430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 317.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 317.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 304.80 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 304.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 304.80 Td (2,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 304.66 Td (1,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 304.80 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 304.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 304.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 304.80 Td (7,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 304.66 Td (7,946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 304.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 304.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 291.80 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 291.66 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 291.80 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 291.80 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 291.66 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 291.80 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 291.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 278.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 278.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 278.80 Td (2,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 278.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 278.66 Td (1,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 278.80 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 278.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 278.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 278.80 Td (7,773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 278.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 278.66 Td (7,854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 278.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 278.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.66 Td (A) Tj ET Q q 0 0 0 rg BT 44.83 265.66 Td (verage assets ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 94.31 265.66 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 265.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 265.80 Td (1,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 265.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 265.66 Td (1,052) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 265.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 265.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 265.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 265.80 Td (1,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 265.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 265.66 Td (1,071) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 265.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 265.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 252.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 252.80 Td (0.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 252.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.75 252.66 Td (0.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 252.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 252.80 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 252.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 252.66 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 252.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 239.66 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 239.80 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 239.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 239.66 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 239.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 239.80 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 239.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 239.66 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 239.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 226.80 Td (Revenues by region) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 213.65 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 213.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 213.80 Td (3,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 213.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 213.66 Td (2,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 213.80 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 213.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 213.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 213.80 Td (9,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 213.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 213.66 Td (9,261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 213.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 213.80 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 200.65 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 200.80 Td (2,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 200.66 Td (2,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 200.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 200.80 Td (7,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 200.66 Td (7,988) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 200.80 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 200.80 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 187.65 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 187.80 Td (1,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 187.66 Td (1,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 187.80 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 187.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 187.80 Td (3,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 187.66 Td (3,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 187.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 187.80 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 174.65 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 174.80 Td (1,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 174.66 Td (1,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 174.80 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 174.80 Td (5,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 174.66 Td (5,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 174.80 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 174.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 161.80 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 161.80 Td (8,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 161.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 161.66 Td (7,372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 161.80 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 161.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.25 161.80 Td (26,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 161.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 161.66 Td (26,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 161.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 161.80 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 148.80 Td (Income from continuing operations by region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.00 147.97 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 135.65 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 135.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 135.80 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 135.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 135.66 Td (508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 135.80 Td (75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 135.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 135.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 135.80 Td (3,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 135.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 135.66 Td 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BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 741.90 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 741.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 741.76 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 741.90 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 741.90 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 728.75 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 728.90 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 728.76 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 728.90 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 728.90 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 728.76 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 728.90 Td (7) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 715.75 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 715.90 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 715.76 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 715.90 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 715.90 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 715.76 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 715.90 Td (5) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 702.75 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 702.90 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 702.76 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 702.90 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 702.90 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 702.76 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 702.90 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 689.90 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 689.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 689.90 Td (278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 689.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 689.76 Td (259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 689.90 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 689.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 689.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 689.90 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 689.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 689.76 Td (251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 689.90 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 689.90 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 676.76 Td (EOP deposits by business \(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.76 Td (Treasury and trade solutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 663.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 663.90 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 663.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 663.76 Td (371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 663.90 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 663.90 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 650.76 Td (All other ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 73.49 650.76 Td (ICG) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 88.99 650.76 Td ( businesses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 650.90 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 650.76 Td (195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 650.90 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 650.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 637.90 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 637.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 637.90 Td (567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 637.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 637.76 Td (566) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 637.90 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 637.90 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 604.40 Td (ICG Revenue DetailsExcluding CV) Tj ET Q q 0 0 0 rg BT 194.99 604.40 Td (A/DV) Tj ET Q q 0 0 0 rg BT 218.15 604.40 Td (A) Tj ET Q q 0 0 0 rg BT 224.82 604.40 Td ( and Gain/\(Loss\) on Loan Hedges) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 557.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 557.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 557.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 557.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 557.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 557.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 557.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 529.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 529.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 529.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 529.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 529.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 529.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 529.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 501.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 501.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 501.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 501.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 501.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 501.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 501.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 473.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 473.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 473.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 473.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 473.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 473.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.90 273.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 445.90 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 445.90 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 445.90 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 445.90 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 445.90 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 445.90 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 408.90 273.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 408.90 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 408.90 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 408.90 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 408.90 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 408.90 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 408.90 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 371.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 371.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 371.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 371.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 371.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 371.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 371.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 343.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 343.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 343.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 343.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 343.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 343.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 343.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 315.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 315.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 315.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 315.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 315.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 315.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 315.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 287.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 287.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 287.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 287.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 287.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 287.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 287.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 259.90 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 259.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 259.90 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 259.90 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 259.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 259.90 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 259.90 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 571.9 m 355.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 571.9 m 401.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 571.9 m 488.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 571.9 m 532.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 557.9 m 309.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 571.9 m 355.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 557.9 m 355.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 571.9 m 401.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 557.9 m 401.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 557.9 m 444.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 571.9 m 488.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 557.9 m 488.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 571.9 m 532.5 571.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 557.9 m 532.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 557.9 m 576.5 557.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 557.9 m 444.5 543.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 543.9 m 444.5 529.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 529.9 m 444.5 515.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 501.9 m 309.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 501.9 m 355.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 501.9 m 401.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 515.9 m 444.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 501.9 m 444.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 501.9 m 488.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 501.9 m 532.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 501.9 m 576.5 501.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 501.9 m 444.5 487.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 487.9 m 444.5 473.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 473.9 m 444.5 459.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.9 m 309.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 445.9 m 355.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 445.9 m 401.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 459.9 m 444.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 445.9 m 444.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 445.9 m 488.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 445.9 m 532.5 445.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 445.9 m 576.5 445.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.9 m 309.5 422.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 422.9 m 355.5 422.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 422.9 m 401.5 422.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 445.9 m 444.5 422.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 422.9 m 444.5 422.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 422.9 m 488.5 422.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 422.9 m 532.5 422.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 422.9 m 576.5 422.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.9 m 309.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 408.9 m 355.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 408.9 m 401.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 422.9 m 444.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 408.9 m 444.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 408.9 m 488.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 408.9 m 532.5 408.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 408.9 m 576.5 408.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.9 m 309.5 385.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 385.9 m 355.5 385.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 385.9 m 401.5 385.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 408.9 m 444.5 385.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 385.9 m 444.5 385.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 385.9 m 488.5 385.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 385.9 m 532.5 385.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 385.9 m 576.5 385.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 385.9 m 444.5 371.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 371.9 m 444.5 357.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 357.9 m 444.5 343.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 343.9 m 444.5 329.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.9 m 309.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 315.9 m 309.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 329.9 m 355.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 315.9 m 355.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 329.9 m 401.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 315.9 m 401.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 329.9 m 444.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 329.9 m 444.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 315.9 m 444.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 329.9 m 488.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 315.9 m 488.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 329.9 m 532.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 315.9 m 532.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 329.9 m 576.5 329.9 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 315.9 m 576.5 315.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 315.9 m 444.5 301.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 301.9 m 444.5 287.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 287.9 m 444.5 273.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 273.9 m 444.5 259.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245.89999999999998 m 309.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 245.89999999999998 m 355.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 245.89999999999998 m 401.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 259.9 m 444.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 245.89999999999998 m 444.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 245.89999999999998 m 488.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 245.89999999999998 m 532.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245.89999999999998 m 309.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.89999999999998 m 309.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 245.89999999999998 m 355.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 231.89999999999998 m 355.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 245.89999999999998 m 401.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 231.89999999999998 m 401.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 245.89999999999998 m 444.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 245.89999999999998 m 444.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 231.89999999999998 m 444.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 245.89999999999998 m 488.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 231.89999999999998 m 488.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 245.89999999999998 m 532.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 231.89999999999998 m 532.5 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 245.89999999999998 m 576.5 245.89999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 231.89999999999998 m 576.5 231.89999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.95 576.35 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 571.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.70 562.35 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.10 576.35 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.50 571.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 562.35 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 562.15 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 562.35 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 562.36 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 562.35 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 562.36 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 548.36 Td (Investment banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 110.24 548.36 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 112.49 548.36 Td (revenue details) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.36 Td (Advisory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 534.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 534.35 Td (318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 534.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 534.36 Td (167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 534.35 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 534.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 534.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 534.35 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 534.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 534.36 Td (586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 534.35 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 534.35 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.36 Td (Equity underwriting) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 520.35 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 520.36 Td (197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 520.35 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 520.35 Td (994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 520.36 Td (749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 520.35 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.36 Td (Debt underwriting) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 506.35 Td (632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 506.36 Td (578) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 506.35 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 506.35 Td (1,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 506.36 Td (1,930) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 506.35 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 492.36 Td (Total investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 492.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 492.35 Td (1,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 492.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 492.36 Td (942) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 492.35 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 492.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 492.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 492.35 Td (3,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 492.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 492.36 Td (3,265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 492.35 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 492.35 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.36 Td (Treasury and trade solutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 478.35 Td (1,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.75 478.36 Td (1,950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 478.35 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 478.35 Td (5,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 478.36 Td (5,881) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 478.35 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.36 Td (Corporate lending - excluding gain/\(loss\) on loan hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 464.35 Td (442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 464.36 Td (379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 464.35 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 464.35 Td (1,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 464.36 Td (1,118) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 464.35 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.36 Td (Private bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 450.35 Td (663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 450.36 Td (614) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 450.35 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 450.35 Td (1,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 450.36 Td (1,888) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 450.35 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 436.35 Td (Total Banking revenues \(ex-CVA/DVA and gain/\(loss\) on loan) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 427.35 Td (hedges\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 427.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 427.35 Td (4,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 427.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.75 427.36 Td (3,885) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 427.35 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 427.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 427.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 427.35 Td (12,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 427.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 427.36 Td (12,152) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 427.35 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 427.35 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 413.36 Td (Corporate lending - gain/\(loss\) on loan hedges ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 212.71 417.44 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 413.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 413.35 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 413.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 413.36 Td (\(147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 413.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 413.35 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 413.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 413.35 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 413.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 413.36 Td (\(148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 413.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 413.35 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 399.35 Td (Total Banking revenues \(ex-CVA/DVA and including gain/\(loss\) on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 390.35 Td (loan hedges\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 390.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 390.35 Td (4,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 390.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.75 390.36 Td (3,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 390.35 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 390.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 390.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 390.35 Td (12,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 390.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 390.36 Td (12,004) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 390.35 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 390.35 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.36 Td (Fixed income markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 376.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 376.35 Td (2,981) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 376.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.75 376.36 Td (2,838) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 376.35 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 376.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 376.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 376.35 Td (9,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 376.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 376.36 Td (10,947) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 376.35 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 376.35 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.36 Td (Equity markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 362.35 Td (763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 362.36 Td (670) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 362.35 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 362.35 Td (2,305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 362.36 Td (2,334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 362.35 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 362.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.36 Td (Securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 348.35 Td (600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 348.36 Td (553) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 348.35 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 348.35 Td (1,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 348.36 Td (1,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 348.35 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.36 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.00 334.35 Td (\(66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 334.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 334.36 Td (\(95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 334.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 334.35 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 334.35 Td (\(356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 334.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 334.36 Td (\(300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 334.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 334.35 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 334.35 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 320.35 Td (Total Markets and securities services \(ex-CVA/DVA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 320.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 320.35 Td (4,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 320.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 320.35 Td (3,966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 320.35 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 320.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 320.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 320.35 Td (13,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 320.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.25 320.35 Td (14,699) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 320.35 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 320.35 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 306.35 Td (Total ICG \(ex-CVA/DVA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 306.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 306.35 Td (8,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 306.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.75 306.36 Td (7,704) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 306.35 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 306.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 306.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 306.35 Td (26,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 306.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 306.36 Td (26,703) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 306.35 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 306.35 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 292.36 Td (CV) Tj ET Q q 0 0 0 rg BT 50.34 292.36 Td (A/DV) Tj ET Q q 0 0 0 rg BT 71.18 292.36 Td (A) Tj ET Q q 0 0 0 rg BT 77.18 292.36 Td ( \(excluded as applicable in lines above\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 221.38 296.44 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 292.35 Td (\(316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 292.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 292.36 Td (\(332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 292.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 292.35 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 292.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 292.35 Td (\(355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 292.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 292.36 Td (\(180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 292.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 292.35 Td (\(97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 292.35 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.36 Td ( Fixed income markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 278.35 Td (\(306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 278.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 278.36 Td (\(287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 278.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 278.35 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 278.35 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 278.35 Td (\(368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 278.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 278.36 Td (\(146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 278.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 278.35 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 264.36 Td ( Equity markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 264.35 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 264.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 264.36 Td (\(39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 264.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 264.35 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 264.35 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 264.36 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 264.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 264.35 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 250.36 Td ( Private bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 250.35 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 250.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 250.36 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 250.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 250.35 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 250.35 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 250.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 250.36 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 250.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 250.35 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 236.35 Td (Total Revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 236.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 236.35 Td (8,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 236.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.75 236.36 Td (7,372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 236.35 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 236.35 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 236.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 236.35 Td (26,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 236.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 236.36 Td (26,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 236.35 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 236.35 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 213.20 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 213.20 Td (Hedges on accrual loans reflect the mark-to-market on credit derivatives used to economically hedge the corporate loan accrual portfolio. ) Tj ET Q q 0 0 0 rg BT 495.45 213.20 Td (The fixed premium costs ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 203.60 Td (of these hedges is netted against the corporate lending revenues to reflect the cost of credit protection.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 194.00 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 194.00 Td (For the third quarter of 2014, includes the impact of a one-time pretax char) Tj ET Q q 0 0 0 rg BT 293.77 194.00 Td (ge of $430 million related to the implementation of funding valuation adjustments ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 184.40 Td (\(FV) Tj ET Q q 0 0 0 rg BT 65.86 184.40 Td (A\) on derivatives. For additional information, see Fair ) Tj ET Q q 0 0 0 rg BT 246.78 184.40 Td (V) Tj ET Q q 0 0 0 rg BT 251.67 184.40 Td (alue ) Tj ET Q q 0 0 0 rg BT 266.55 184.40 Td (Adjustments for Derivatives and Fair ) Tj ET Q q 0 0 0 rg BT 387.50 184.40 Td (V) Tj ET Q q 0 0 0 rg BT 392.39 184.40 Td (alue Option Liabilities below and Note 22 to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 174.80 Td (Consolidated Financial Statements. FV) Tj ET Q q 0 0 0 rg BT 180.29 174.80 Td (A) Tj ET Q q 0 0 0 rg BT 185.63 174.80 Td ( is included within CV) Tj ET Q q 0 0 0 rg BT 257.04 174.80 Td (A) Tj ET Q q 0 0 0 rg BT 262.37 174.80 Td ( for presentation purposes.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 165.20 Td (NM Not meaningful) Tj ET Q endstream endobj 53 0 obj <> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (24) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 758.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 758.10 Td (esults of operations for ICG below excludes the impact of CV) Tj ET Q q 0 0 0 rg BT 370.97 758.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 392.45 758.10 Td (A) Tj ET Q q 0 0 0 rg BT 398.37 758.10 Td ( for all periods pr) Tj ET Q q 0 0 0 rg BT 469.12 758.10 Td (esented. Pr) Tj ET Q q 0 0 0 rg BT 516.23 758.10 Td (esentation of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 746.10 Td (the r) Tj ET Q q 0 0 0 rg BT 54.24 746.10 Td (esults of operations, excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 245.69 746.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 267.17 746.10 Td (A) Tj ET Q q 0 0 0 rg BT 273.09 746.10 Td ( and the impact of gains/\(losses\) on hedges on accrual loans, ar) Tj ET Q q 0 0 0 rg BT 528.81 746.10 Td (e non-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 734.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 61.37 734.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 130.99 734.10 Td (es. Citi believes the pr) Tj ET Q q 0 0 0 rg BT 222.26 734.10 Td (esentation of ICG) Tj ET Q q 0 0 0 rg BT 295.41 734.10 Td (s r) Tj ET Q q 0 0 0 rg BT 305.32 734.10 Td (esults excluding the impact of these items is a mor) Tj ET Q q 0 0 0 rg BT 505.75 734.10 Td (e meaningful ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 722.10 Td (depiction of the underlying fundamentals of the business. For a r) Tj ET Q q 0 0 0 rg BT 297.83 722.10 Td (econciliation of these metrics to the r) Tj ET Q q 0 0 0 rg BT 446.31 722.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 482.88 722.10 Td (esults, see the table ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 710.10 Td (above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 680.70 Td (3Q14 vs. 3Q13) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 668.70 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 668.70 Td ( increased 29%, primarily driven by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 656.70 Td (revenues and lower credit costs, partially of) Tj ET Q q 0 0 0 rg BT 210.48 656.70 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.70 Td (expenses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 626.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 626.70 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 626.70 Td ( increased 13%, reflecting higher revenues in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 614.70 Td (each of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.65 614.70 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.47 614.70 Td (\(increase of 18%, 1) Tj ET Q q 0 0 0 rg BT 198.84 614.70 Td (1% excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 602.70 Td (gains/\(losses\) on hedges on accrual loans\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 241.45 602.70 Td (Markets ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 590.70 Td (and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.33 590.70 Td (services \(increase of 8%\). Citi expects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 578.70 Td (revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 102.32 578.70 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.54 578.70 Td (, particularly its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 185.07 578.70 Td (Markets and securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 566.70 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.71 566.70 Td (businesses, will likely continue to reflect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 554.70 Td (overall market environment as well as normal seasonal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 542.70 Td (trends.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 518.70 Td (W) Tj ET Q q 0 0 0 rg BT 45.04 518.70 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.87 518.70 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.20 518.70 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 506.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 506.70 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.03 506.70 Td ( revenues increased 32%, reflecting an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.70 Td (increase in advisory and equity and debt underwriting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.70 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 96.49 482.70 Td (Advisory revenues increased 90%, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.70 Td (an increase in wallet share and higher market volumes.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 273.64 470.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 54.00 458.70 Td (Equity underwriting revenues increased 51% on higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 446.70 Td (market volumes and share gains. Debt underwriting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 434.70 Td (revenues increased 9%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 422.70 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 422.70 Td (r) Tj ET Q q 0 0 0 rg BT 62.53 422.70 Td (easury and trade solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.92 422.70 Td ( revenues increased 1%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.70 Td (continued higher deposit balances and fee growth were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.70 Td (partially of) Tj ET Q q 0 0 0 rg BT 97.97 398.70 Td (fset by the impact of spread compression ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.70 Td (globally) Tj ET Q q 0 0 0 rg BT 86.12 386.70 Td (. End-of-period deposit balances increased 3%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.70 Td (while average trade loans decreased 8%, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.70 Td (reflecting increased distribution of assets in line with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 350.70 Td (balance sheet optimization ef) Tj ET Q q 0 0 0 rg BT 170.71 350.70 Td (forts \(see Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 338.70 Td (below\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.27 338.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 326.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 326.70 Td (Corporate lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.17 326.70 Td ( revenues increased $301 million to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 314.70 Td ($533 million. Excluding the impact of gains/\(losses\) on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.70 Td (hedges on accrual loans, revenues increased 17%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 290.70 Td (primarily due to continued growth in average loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 278.70 Td (balances and lower funding costs, partially of) Tj ET Q q 0 0 0 rg BT 235.71 278.70 Td (fset by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 266.70 Td (loan yields.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 254.70 Td (Private bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.37 254.70 Td ( revenues increased 8% due to growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 242.70 Td (client business volumes and improved spreads in banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 230.70 Td (as well as an increase in assets under management in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 218.70 Td (managed investments, partially of) Tj ET Q q 0 0 0 rg BT 189.34 218.70 Td (fset by continued spread ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 206.70 Td (compression in lending.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.70 Td (W) Tj ET Q q 0 0 0 rg BT 45.04 182.70 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.87 182.70 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.67 182.70 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 170.70 Td (Fixed income markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.30 170.70 Td ( revenues increased 5% driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 158.70 Td (an increase in securitized products revenues as well as an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 146.70 Td (increase in foreign exchange volatility and volumes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 134.70 Td (positively impacted the rates and currencies businesses in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 122.70 Td (the latter part of the quarter) Tj ET Q q 0 0 0 rg BT 163.12 122.70 Td (. Securitized products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 110.70 Td (revenues increased, particularly in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 193.66 110.70 Td (North ) Tj ET Q q 0 0 0 rg BT 219.32 110.70 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.19 110.70 Td (, due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 98.70 Td (investor appetite for spread products. Commodities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 86.70 Td (revenues also increased, particularly in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.27 86.70 Td (North ) Tj ET Q q 0 0 0 rg BT 237.93 86.70 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.80 86.70 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 74.70 Td (driven by strong investor and corporate client flows.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 62.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 62.70 Td (Equity markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.26 62.70 Td ( revenues increased 14% primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 50.70 Td (reflecting improved performance in the derivatives and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 38.70 Td (prime finance businesses, partially of) Tj ET Q q 0 0 0 rg BT 202.94 38.70 Td (fset by lower cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 698.10 Td (revenues. Derivatives revenues increased due to strong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 686.10 Td (client activity) Tj ET Q q 0 0 0 rg BT 396.05 686.10 Td (. Prime finance revenues also grew due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 674.10 Td (increased customer flows. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 448.63 674.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 662.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 662.10 Td (Securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.64 662.10 Td (revenues increased 8% due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 650.10 Td (increased volumes, assets under custody and overall client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 638.10 Td (activity) Tj ET Q q 0 0 0 rg BT 371.34 638.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 614.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 614.10 Td ( increased 3%, primarily reflecting an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 602.10 Td (adjustment to incentive compensation expense due to better ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 590.10 Td (than anticipated year) Tj ET Q q 0 0 0 rg BT 407.09 590.10 Td (-to-date performance, increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 578.10 Td (regulatory and compliance costs, higher repositioning char) Tj ET Q q 0 0 0 rg BT 558.47 578.10 Td (ges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 566.10 Td (and increased volume-related costs, partially of) Tj ET Q q 0 0 0 rg BT 513.19 566.10 Td (fset by ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 554.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 554.10 Td (ficiency savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 542.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 542.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 542.10 Td ( decreased $160 million, primarily reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.10 Td (lower net credit losses and an improvement in the provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.10 Td (for unfunded lending commitments in the corporate loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 506.10 Td (portfolio, partially of) Tj ET Q q 0 0 0 rg BT 407.96 506.10 Td (fset by a lower loan loss reserve release.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 482.10 Td (Russia/Ukraine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 470.10 Td (o date, the imposition of sanctions on Russia has not had a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.10 Td (material impact on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 510.61 458.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 537.09 458.10 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.81 458.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.10 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 446.10 Td (, Citi continues to monitor and manage its exposures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.10 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 334.28 434.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.50 434.10 Td ( resulting from the ongoing instability in Russia and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.10 Td (Ukraine, and any further actions Citi may take to mitigate its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.10 Td (exposures or risks, or the imposition of additional sanctions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.10 Td (\(such as asset freezes\) involving Russia or against Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.10 Td (entities, business sectors, individuals or otherwise, could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.10 Td (negatively impact the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 507.00 374.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 533.48 374.10 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.20 374.10 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.10 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 446.49 362.10 Td (s exposures in these countries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.10 Td (see Managing Global Risk - Country and Cross-Border Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.10 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 338.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 314.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 346.13 314.10 Td (YTD vs. 2013 ) Tj ET Q q 0 0 0 rg BT 405.76 314.10 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 302.10 Td (ear) Tj ET Q q 0 0 0 rg BT 342.23 302.10 Td (-to-date, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.32 302.10 Td (net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.92 302.10 Td ( was unchanged, as slightly lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.10 Td (revenues were of) Tj ET Q q 0 0 0 rg BT 392.12 290.10 Td (fset by lower credit costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 272.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 272.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 272.10 Td ( decreased 1%, primarily reflecting lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 260.10 Td (revenues in fixed income markets, partially of) Tj ET Q q 0 0 0 rg BT 525.92 260.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 248.10 Td (higher revenues in investment banking, corporate lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 236.10 Td (and the private bank.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 212.10 Td (W) Tj ET Q q 0 0 0 rg BT 333.04 212.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 353.87 212.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.20 212.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 200.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 200.10 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.03 200.10 Td ( revenues increased 1) Tj ET Q q 0 0 0 rg BT 505.45 200.10 Td (1%, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 188.10 Td (reflecting higher levels of market activity and a slight ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 176.10 Td (increase in overall investment banking wallet share. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 164.10 Td (Advisory revenues increased 17% as a result of higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 152.10 Td (wallet share driven by the completion of previously-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 140.10 Td (announced transactions. Equity underwriting revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 128.10 Td (increased 33%, driven by increased market activity) Tj ET Q q 0 0 0 rg BT 545.99 128.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 116.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 385.97 116.10 Td (fset by lower wallet share. Debt underwriting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 104.10 Td (revenues increased 1% as a slight wallet share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 92.10 Td (improvement was partially of) Tj ET Q q 0 0 0 rg BT 459.84 92.10 Td (fset by lower market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 80.10 Td (activity) Tj ET Q q 0 0 0 rg BT 371.34 80.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 68.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 68.10 Td (T) Tj ET Q q 0 0 0 rg BT 347.01 68.10 Td (r) Tj ET Q q 0 0 0 rg BT 350.53 68.10 Td (easury and trade solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.92 68.10 Td ( revenues increased 1%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 56.10 Td (higher deposit balances were partially of) Tj ET Q q 0 0 0 rg BT 504.26 56.10 Td (fset by the) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 545.91 56.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.41 56.10 Td (impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 44.10 Td (of spread compression globally) Tj ET Q q 0 0 0 rg BT 466.60 44.10 Td (. End-of-period deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 32.10 Td (balances increased 3% and average trade loans increased ) Tj ET Q endstream endobj 55 0 obj <> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 15.60 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 758.10 Td (3%, including the impact of the consolidation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 746.10 Td (approximately $7 billion of trade loans during the second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 734.10 Td (quarter of 2013.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 118.15 734.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 722.10 Td (Corporate lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.17 722.10 Td ( revenues increased 38%. Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 710.10 Td (the impact of gains/\(losses\) on hedges on accrual loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 698.10 Td (revenues increased 17%, as higher loan balances and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 686.10 Td (lower funding costs were partially of) Tj ET Q q 0 0 0 rg BT 201.28 686.10 Td (fset by lower loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 674.10 Td (yields.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 662.10 Td (Private bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.37 662.10 Td ( revenues increased 5% due to improved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 650.10 Td (managed investments performance and growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 638.10 Td (management fees, higher banking volumes and spreads as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 626.10 Td (well as lending volume growth, partially of) Tj ET Q q 0 0 0 rg BT 226.84 626.10 Td (fset by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 614.10 Td (continued spread compression in lending.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 590.10 Td (W) Tj ET Q q 0 0 0 rg BT 45.04 590.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.87 590.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.67 590.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 578.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 578.10 Td (Fixed income markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.30 578.10 Td ( revenues decreased 10%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 566.10 Td (declines in rates and currencies, primarily reflecting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 554.10 Td (uncertain emer) Tj ET Q q 0 0 0 rg BT 113.51 554.10 Td (ging market and macroeconomic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 542.10 Td (environment as well as historically low levels of volatility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.10 Td (and client activity across the business during the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.10 Td (year) Tj ET Q q 0 0 0 rg BT 71.01 518.10 Td (-to-date period, were partially of) Tj ET Q q 0 0 0 rg BT 201.05 518.10 Td (fset by improved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.10 Td (performance in securitized products and commodities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.10 Td (Local markets performance decreased as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.10 Td (uncertain market environment and purposefully lower risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.10 Td (levels. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 458.10 Td (Equity markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.26 458.10 Td ( revenues decreased 1%, primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 446.10 Td (lower client activity and weak trading performance in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 434.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.66 434.10 Td (, particularly in the second quarter of 2014. Cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 422.10 Td (trading performance decreased driven by a decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.10 Td (commissions in all regions, except ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.53 410.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.19 410.10 Td (, and weaker ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.10 Td (trading performance in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 148.13 398.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.78 398.10 Td (. Derivatives declined due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.10 Td (to lower market volatility levels and strong prior) Tj ET Q q 0 0 0 rg BT 247.92 386.10 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.10 Td (performance in flow derivatives. ) Tj ET Q q 0 0 0 rg BT 189.32 374.10 Td (These declines were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 97.97 362.10 Td (fset by higher volumes in the prime finance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 350.10 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 338.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 338.10 Td (Securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.64 338.10 Td (revenues increased 2%, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 326.10 Td (lower net interest revenue due to a reduction in deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 314.10 Td (and ongoing spread compression, partially of) Tj ET Q q 0 0 0 rg BT 234.33 314.10 Td (fset by an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.10 Td (increase in volumes, assets under custody and overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 290.10 Td (client activity) Tj ET Q q 0 0 0 rg BT 108.05 290.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 266.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 266.10 Td ( were lar) Tj ET Q q 0 0 0 rg BT 126.00 266.10 Td (gely unchanged, as the overall impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.10 Td (lower performance-based compensation and ef) Tj ET Q q 0 0 0 rg BT 222.96 254.10 Td (ficiency savings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.10 Td (was of) Tj ET Q q 0 0 0 rg BT 62.20 242.10 Td (fset by increased regulatory and compliance costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.10 Td (higher legal and related costs and higher repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.10 Td (char) Tj ET Q q 0 0 0 rg BT 53.03 218.10 Td (ges.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 206.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 206.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 206.10 Td ( decreased $280 million, primarily reflecting a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.10 Td (higher loan loss reserve release and an improvement in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.10 Td (provision for unfunded lending commitments in the corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.10 Td (loan portfolio. ) Tj ET Q endstream endobj 57 0 obj <> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (26) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 95.77 747.90 Td (TE/OTHER) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 727.90 Td ( includes unallocated global staf) Tj ET Q q 0 0 0 rg BT 232.45 727.90 Td (f functions \(including finance, risk, human resources, legal and compliance\), other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (corporate expenses and unallocated global operations and technology expenses, Corporate ) Tj ET Q q 0 0 0 rg BT 399.31 715.90 Td (T) Tj ET Q q 0 0 0 rg BT 405.06 715.90 Td (reasury and discontinued operations. ) Tj ET Q q 0 0 0 rg BT 556.14 715.90 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (September 30, 2014, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 121.26 703.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.04 703.90 Td ( had $332 billion of assets, or 18% of Citigroup) Tj ET Q q 0 0 0 rg BT 382.36 703.90 Td (s total assets, consisting primarily of Citi) Tj ET Q q 0 0 0 rg BT 548.73 703.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (liquidity portfolio \(approximately $97billion of cash and cash equivalents and $180 billion of liquid investment securities\). For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (additional information, see Balance Sheet Review and Managing Global Risk-Market Risk-Funding and Liquidity below) Tj ET Q q 0 0 0 rg BT 536.90 679.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 629.40 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 629.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 629.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 629.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 629.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 629.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 629.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 601.40 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 601.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 601.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 601.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 601.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 601.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 601.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 573.40 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 573.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 573.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 573.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 573.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 573.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 573.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 545.40 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 545.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 545.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 545.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 545.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 545.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 545.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 517.40 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 517.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 517.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 517.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 517.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 517.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 517.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 489.40 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 489.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 489.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 489.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 489.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 489.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 489.40 38.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 643.4 m 386.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 643.4 m 423.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 643.4 m 499.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 643.4 m 537.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 629.4 m 348.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 643.4 m 386.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 629.4 m 386.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 643.4 m 423.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 629.4 m 423.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 629.4 m 461.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 643.4 m 499.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 629.4 m 499.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 643.4 m 537.5 643.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 629.4 m 537.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 629.4 m 575.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 629.4 m 423.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 629.4 m 461.5 615.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 629.4 m 461.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 629.4 m 499.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 629.4 m 537.5 629.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 601.4 m 348.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 601.4 m 386.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 601.4 m 423.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 615.4 m 461.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 601.4 m 461.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 601.4 m 499.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 601.4 m 537.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 587.4 m 348.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 601.4 m 386.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 587.4 m 386.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 601.4 m 423.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 587.4 m 423.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 601.4 m 461.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 601.4 m 461.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 587.4 m 461.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 601.4 m 461.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 601.4 m 499.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 587.4 m 499.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 601.4 m 537.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 587.4 m 537.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 601.4 m 575.5 601.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 587.4 m 575.5 587.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 587.4 m 461.5 573.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 559.4 m 348.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 559.4 m 386.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 559.4 m 423.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 573.4 m 461.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 559.4 m 461.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 559.4 m 499.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 559.4 m 537.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 559.4 m 461.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 559.4 m 575.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 531.4 m 348.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 531.4 m 423.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 545.4 m 461.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 531.4 m 461.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 531.4 m 499.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 531.4 m 537.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 531.4 m 386.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 531.4 m 423.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 531.4 m 461.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 531.4 m 461.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 531.4 m 461.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 531.4 m 499.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 531.4 m 537.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 531.4 m 575.5 531.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 503.4 m 348.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 503.4 m 386.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 503.4 m 423.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 517.4 m 461.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 503.4 m 461.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 503.4 m 499.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 503.4 m 537.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 503.4 m 575.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 503.4 m 461.5 489.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.4 m 348.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 475.4 m 386.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 475.4 m 423.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 489.4 m 461.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 475.4 m 461.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 475.4 m 499.5 475.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 475.4 m 537.5 475.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 461.4 m 348.5 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 461.4 m 386.5 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 461.4 m 423.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 475.4 m 461.5 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 461.4 m 461.5 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 461.4 m 499.5 461.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 461.4 m 537.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 475.4 m 575.5 475.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 461.4 m 575.5 461.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.45 647.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 642.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.20 633.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.10 647.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 642.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.20 633.85 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 633.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 633.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 633.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 633.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 633.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 619.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 619.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 619.85 Td (\(62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 619.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 619.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 619.86 Td (\(194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 619.86 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.00 620.08 Td (68) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.00 620.08 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 619.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 619.85 Td (\(143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 619.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 619.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 619.86 Td (\(477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 619.86 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 553.00 620.08 Td (70) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 565.00 620.08 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 605.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 605.85 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 605.86 Td (236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 605.85 Td (\(70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 605.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 605.85 Td (327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 605.86 Td (639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 605.85 Td (\(49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 605.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 591.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 591.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.50 591.85 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 591.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 591.86 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 591.85 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 591.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 591.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 591.85 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 591.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 591.86 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 591.85 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 591.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 577.86 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 577.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 577.85 Td (1,742) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 577.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 577.86 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 577.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 577.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 577.85 Td (2,818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 577.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 577.86 Td (840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 577.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 563.86 Td (Provisions for loan losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 563.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 563.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 563.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 563.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 563.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 563.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 563.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 563.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 549.86 Td (Loss from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 549.85 Td (\(1,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 549.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 549.86 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 549.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 549.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 549.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 549.85 Td (\(2,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 549.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 549.86 Td (\(678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 549.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 549.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 535.86 Td (Benefits for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 535.85 Td (\(136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 535.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 535.86 Td (\(184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 535.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 535.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 535.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 535.85 Td (\(146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 535.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 535.86 Td (\(304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 535.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 535.85 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 535.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.85 Td (Loss from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 521.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 521.85 Td (\(1,598) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 521.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 521.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 521.86 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 521.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 521.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 521.85 Td (\(2,488) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 521.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 521.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 521.86 Td (\(374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 521.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 521.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 507.86 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 507.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 507.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 507.86 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 507.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 507.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 507.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 507.86 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 507.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 493.85 Td (Net loss before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 493.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 493.85 Td (\(1,614) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 493.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 493.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 493.86 Td (112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 493.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 493.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 493.85 Td (\(2,489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 493.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 493.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 493.86 Td (\(285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 493.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 493.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 479.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.50 479.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 479.86 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 479.85 Td (\(82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 479.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 479.85 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 479.86 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 479.85 Td (\(33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 479.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.85 Td (Net loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 465.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 465.85 Td (\(1,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 465.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 465.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 465.86 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 465.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 465.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 465.85 Td (\(2,528) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 465.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 465.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 465.86 Td (\(343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 465.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 465.85 Td (NM) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 444.30 Td (NM Not meaningful) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 420.30 Td (3Q14 vs. 3Q13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.30 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.05 408.30 Td (net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 408.30 Td ( increased $1.7 billion to $1.6 billion, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 396.30 Td (due to higher expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 384.30 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 384.30 Td ( decreased 81%, primarily driven by hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.30 Td (activities, partially of) Tj ET Q q 0 0 0 rg BT 121.07 372.30 Td (fset by higher investment revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 360.30 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 360.30 Td ( increased $1.5 billion to $1.7 billion, lar) Tj ET Q q 0 0 0 rg BT 254.33 360.30 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.30 Td (driven by higher legal and related costs as well as increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.30 Td (regulatory and compliance costs and higher repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.30 Td (char) Tj ET Q q 0 0 0 rg BT 53.03 324.30 Td (ges. Legal and related costs could continue to impact the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.30 Td (results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.42 312.30 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.20 312.30 Td ( going forward.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 288.30 Td (2014 ) Tj ET Q q 0 0 0 rg BT 58.13 288.30 Td (YTD vs. 2013 ) Tj ET Q q 0 0 0 rg BT 117.76 288.30 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.30 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.05 276.30 Td (net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 276.30 Td ( increased $2.2 billion to $2.5 billion, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.30 Td (due to higher expenses, a $210 million tax char) Tj ET Q q 0 0 0 rg BT 224.94 264.30 Td (ge in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.30 Td (quarter of 2014 and the absence of a $176 million tax benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.30 Td (in the third quarter of 2013.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 228.30 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 228.30 Td ( increased 14%, driven by higher investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.30 Td (revenues, partially of) Tj ET Q q 0 0 0 rg BT 120.51 216.30 Td (fset by lower revenues from hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.30 Td (activities.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 192.30 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 192.30 Td ( increased $2.0 billion to $2.8 billion, lar) Tj ET Q q 0 0 0 rg BT 254.33 192.30 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.30 Td (driven by the higher legal and related costs as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.30 Td (increased regulatory and compliance costs and higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.30 Td (repositioning char) Tj ET Q q 0 0 0 rg BT 108.30 156.30 Td (ges.) Tj ET Q endstream endobj 59 0 obj <> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (27) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CITI HOLDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citi Holdings contains businesses and portfolios of assets that Citigroup has determined are not central to its core Citicorp businesses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (Consistent with this determination, as announced on October 14, 2014, beginning in the first quarter of 2015, Citi) Tj ET Q q 0 0 0 rg BT 492.87 715.90 Td (s consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (operations in 1) Tj ET Q q 0 0 0 rg BT 95.06 703.90 Td (1 markets, as well as the consumer finance business in Korea, consisting of approximately $29 billion of assets as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (September 30, 2014, will be reported as part of Citi Holdings \(see Executive Summary and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 416.18 691.90 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.39 691.90 Td ( above\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 679.90 Td (As of September 30, 2014, Citi Holdings assets were approximately $103billion, a decrease of 16% year) Tj ET Q q 0 0 0 rg BT 474.53 679.90 Td (-over) Tj ET Q q 0 0 0 rg BT 495.43 679.90 Td (-year and 7% from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (June 30, 2014. ) Tj ET Q q 0 0 0 rg BT 99.15 667.90 Td (The decline in assets of $8billion from June 30, 2014 primarily consisted of net pay-downs and divestitures, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (the sales of Citi) Tj ET Q q 0 0 0 rg BT 101.27 655.90 Td (s consumer operations in Greece and Spain. ) Tj ET Q q 0 0 0 rg BT 280.94 655.90 Td (As of quarter) Tj ET Q q 0 0 0 rg BT 333.50 655.90 Td (-end, consumer assets in Citi Holdings were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td ($91billion, or approximately 88% of Citi Holdings assets. Of the consumer assets, approximately $63billion, or 69%, consisted of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 631.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.54 631.90 Td ( residential mortgages \(residential first mortgages and home equity loans\), including consumer mortgages originated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 619.90 Td (s legacy CitiFinancial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.49 619.90 Td (North ) Tj ET Q q 0 0 0 rg BT 169.14 619.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.02 619.90 Td ( business \(approximately $1) Tj ET Q q 0 0 0 rg BT 315.13 619.90 Td (1 billion, or 17%, of the $63billion as of September30, 2014\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (As of September30, 2014, Citi Holdings represented approximately 5% of Citi) Tj ET Q q 0 0 0 rg BT 355.67 607.90 Td (s GAAP) Tj ET Q q 0 0 0 rg BT 388.92 607.90 Td ( assets and 14% of its risk-weighted assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (under Basel III \(based on the ) Tj ET Q q 0 0 0 rg BT 153.74 595.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 196.22 595.90 Td (Approaches for determining risk-weighted assets\).) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 545.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 545.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 545.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 545.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 517.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 517.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 517.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 517.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 489.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 489.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 489.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 489.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 489.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 489.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 489.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 461.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 461.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 461.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 461.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 461.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 461.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 461.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 433.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 433.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 433.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 433.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 433.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 433.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 433.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 405.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 405.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 405.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 405.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 405.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 405.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 405.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 377.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 377.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 377.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 377.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 377.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 377.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 377.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 349.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 349.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 349.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 349.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 349.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 349.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 349.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 321.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 321.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 321.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 321.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 321.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 321.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 321.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 293.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 293.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 293.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 293.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 293.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 293.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 293.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 265.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 265.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 265.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 265.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 265.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 265.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 265.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 237.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 237.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 237.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 237.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 237.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 237.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 237.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 209.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 209.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 209.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 209.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 209.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 209.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 209.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 181.40 260.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 181.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 181.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 181.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 181.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 181.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 181.40 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 559.4 m 342.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 559.4 m 388.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 559.4 m 481.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 559.4 m 528.5 559.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 545.4 m 295.5 545.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 545.4 m 342.5 545.4 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 531.4 m 435.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 517.4 m 435.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 517.4 m 481.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 517.4 m 528.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 517.4 m 575.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 503.4 m 295.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 517.4 m 342.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 503.4 m 342.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 517.4 m 388.5 517.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 503.4 m 388.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 517.4 m 435.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 503.4 m 435.5 503.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 517.4 m 435.5 503.4 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 461.4 m 528.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 461.4 m 435.5 447.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 461.4 m 575.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 447.4 m 435.5 433.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 419.4 m 295.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 419.4 m 342.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 419.4 m 388.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 433.4 m 435.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 419.4 m 435.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 419.4 m 481.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 419.4 m 528.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 419.4 m 575.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.4 m 295.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 405.4 m 342.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 405.4 m 388.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 419.4 m 435.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 405.4 m 435.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 405.4 m 481.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 405.4 m 528.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 419.4 m 575.5 419.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 405.4 m 575.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 391.4 m 295.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 391.4 m 342.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 391.4 m 388.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 405.4 m 435.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 391.4 m 435.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 391.4 m 481.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 391.4 m 528.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 405.4 m 575.5 405.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 391.4 m 575.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 391.4 m 435.5 377.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 391.4 m 575.5 391.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 363.4 m 295.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 363.4 m 388.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 377.4 m 435.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 363.4 m 435.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 363.4 m 481.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 363.4 m 528.5 363.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 363.4 m 575.5 363.4 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 279.4 m 528.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 279.4 m 575.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 279.4 m 295.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 265.4 m 295.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 279.4 m 342.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 265.4 m 342.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 279.4 m 388.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 265.4 m 388.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 279.4 m 435.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 265.4 m 435.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 279.4 m 481.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 265.4 m 481.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 279.4 m 528.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 265.4 m 528.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 279.4 m 575.5 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 265.4 m 575.5 265.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 265.4 m 435.5 251.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 251.39999999999998 m 435.5 237.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 237.39999999999998 m 435.5 223.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 223.39999999999998 m 435.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 209.39999999999998 m 435.5 195.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 195.39999999999998 m 435.5 181.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 167.39999999999998 m 295.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 167.39999999999998 m 342.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 167.39999999999998 m 388.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 181.39999999999998 m 435.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 167.39999999999998 m 435.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 167.39999999999998 m 481.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 167.39999999999998 m 528.5 167.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 167.39999999999998 m 575.5 167.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.45 563.85 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.10 549.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.60 563.85 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.10 549.85 Td (% Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 549.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 549.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.00 549.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 549.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 549.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 535.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 535.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 535.85 Td (858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 535.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 535.86 Td (776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 535.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 535.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 535.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 535.85 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 535.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 535.86 Td (2,313) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 535.85 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 535.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 521.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 521.85 Td (730) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 521.86 Td (482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 521.85 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 521.85 Td (1,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 521.86 Td (946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 521.85 Td (88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 507.85 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 507.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 507.85 Td (1,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 507.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 507.86 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 507.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 507.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 507.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 507.85 Td (4,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 507.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 507.86 Td (3,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 507.85 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 507.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 493.85 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 479.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 479.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 479.85 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 479.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 479.86 Td (635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 479.85 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 479.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 479.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 479.85 Td (1,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 479.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 479.86 Td (2,335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 479.85 Td (\(46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 479.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 465.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 465.85 Td (\(141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 465.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 465.86 Td (\(674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 465.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 465.85 Td (79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 465.85 Td (\(678) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 465.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 465.86 Td (\(1,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 465.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 465.85 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 451.86 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 451.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 451.85 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 451.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 451.86 Td (\(39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 451.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 451.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 451.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 451.85 Td (587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 451.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 451.86 Td (834) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 451.85 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 451.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 437.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 437.85 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 437.86 Td (153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 437.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 437.85 Td (451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 437.86 Td (475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 437.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 437.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 423.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 423.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 423.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 423.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 423.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 423.85 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 423.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 423.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 423.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 423.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 423.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 409.86 Td (Total provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 409.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 409.85 Td (356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 409.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 409.86 Td (109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 409.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 409.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 409.85 Td (1,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 409.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 409.86 Td (1,307) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 409.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 409.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 395.85 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 395.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 395.85 Td (892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 395.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 395.86 Td (1,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 395.85 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 395.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 395.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 395.85 Td (6,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 395.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 395.86 Td (4,477) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 395.85 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 395.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 381.85 Td (Loss from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 381.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 381.85 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 381.86 Td (\(247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 381.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 381.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 381.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 381.85 Td (\(3,471) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 381.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 381.86 Td (\(2,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 381.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 381.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 381.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 367.86 Td (Income taxes \(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 367.85 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 367.86 Td (\(138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 367.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 367.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 367.85 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 367.86 Td (\(1,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 367.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 367.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 353.85 Td (Loss from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 353.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 353.85 Td (242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 353.86 Td (\(109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 353.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 353.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 353.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 353.85 Td (\(3,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 353.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 353.86 Td (\(1,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 353.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 353.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 339.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 339.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 339.86 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 339.85 Td (\(33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 339.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 339.85 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 339.86 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 339.85 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 339.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 325.85 Td (Citi Holdings net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 325.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 325.85 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 325.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 325.86 Td (\(115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 325.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 325.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 325.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 325.85 Td (\(3,528) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 325.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 325.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 325.86 Td (\(1,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 325.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 325.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 311.85 Td (Total revenues, net of interest expense \(excluding CVA/DVA\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 297.86 Td (Total revenues-as reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 297.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 297.85 Td (1,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 297.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 297.86 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 297.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 297.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 297.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 297.85 Td (4,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 297.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 297.86 Td (3,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 297.85 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 297.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 283.86 Td ( CV) Tj ET Q q 0 0 0 rg BT 60.59 283.86 Td (A/DV) Tj ET Q q 0 0 0 rg BT 81.43 283.86 Td (A) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 87.93 287.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 283.85 Td (\(55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 283.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 283.86 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 283.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 283.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 283.85 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 283.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 283.86 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.00 283.85 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 269.85 Td (Total revenues-excluding CVA/DVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 269.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 269.85 Td (1,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 269.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.25 269.86 Td (1,262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 269.85 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 269.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 269.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 269.85 Td (4,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 269.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 269.86 Td (3,257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.00 269.85 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 269.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 255.85 Td (Balance sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 111.74 255.85 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 241.85 Td (Average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 241.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 241.85 Td (107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 241.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 241.86 Td (125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 241.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 241.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 241.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 241.85 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 241.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 241.86 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 241.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 241.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 227.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.25 227.85 Td (0.88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 227.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 227.86 Td (\(0.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 227.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 227.85 Td (\(4.25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 227.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 227.86 Td (\(1.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 227.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 213.86 Td (Efficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 213.85 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 213.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 213.86 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 213.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 213.85 Td (154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 213.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 213.86 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 213.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 199.86 Td (Total EOP assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 199.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 199.85 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 199.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 199.86 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 199.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 199.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 185.86 Td (Total EOP loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.25 185.85 Td (77.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.75 185.86 Td (96.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 185.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 185.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 171.86 Td (Total EOP deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.25 171.85 Td (14.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.75 171.86 Td (41.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 171.85 Td (\(67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 171.85 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 148.70 Td (For the third quarter of 2014, includes the impact of a one-time pretax char) Tj ET Q q 0 0 0 rg BT 293.77 148.70 Td (ge of $44 million related to the implementation of funding valuation adjustments \(FV) Tj ET Q q 0 0 0 rg BT 566.47 148.70 Td (A\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 139.10 Td (on derivatives. For additional information, see Fair ) Tj ET Q q 0 0 0 rg BT 224.48 139.10 Td (V) Tj ET Q q 0 0 0 rg BT 229.37 139.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 244.25 139.10 Td (Adjustments for Derivatives and Fair ) Tj ET Q q 0 0 0 rg BT 365.20 139.10 Td (V) Tj ET Q q 0 0 0 rg BT 370.09 139.10 Td (alue Option Liabilities below and Note 22 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.50 Td (Financial Statements. FV) Tj ET Q q 0 0 0 rg BT 136.07 129.50 Td (A) Tj ET Q q 0 0 0 rg BT 141.41 129.50 Td ( is included within CV) Tj ET Q q 0 0 0 rg BT 212.82 129.50 Td (A) Tj ET Q q 0 0 0 rg BT 218.15 129.50 Td ( for presentation purposes.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 119.90 Td (NM Not meaningful) Tj ET Q endstream endobj 61 0 obj <> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (28) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for Citi Holdings below excludes the impact of CV) Tj ET Q q 0 0 0 rg BT 407.92 749.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 429.40 749.10 Td (A) Tj ET Q q 0 0 0 rg BT 435.33 749.10 Td ( for all periods pr) Tj ET Q q 0 0 0 rg BT 506.07 749.10 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 737.10 Td (esentation of the r) Tj ET Q q 0 0 0 rg BT 117.75 737.10 Td (esults of operations, excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 309.20 737.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 330.68 737.10 Td (A, ar) Tj ET Q q 0 0 0 rg BT 350.31 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 400.94 737.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 470.57 737.10 Td (es. Citi believes the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 725.10 Td (esentation of Citi Holdings) Tj ET Q q 0 0 0 rg BT 154.80 725.10 Td ( r) Tj ET Q q 0 0 0 rg BT 160.82 725.10 Td (esults excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 294.22 725.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 315.69 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 321.62 725.10 Td ( is a mor) Tj ET Q q 0 0 0 rg BT 356.53 725.10 Td (e meaningful depiction of the underlying fundamentals ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (of the business. For a r) Tj ET Q q 0 0 0 rg BT 130.91 713.10 Td (econciliation of these metrics to the r) Tj ET Q q 0 0 0 rg BT 279.39 713.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 315.96 713.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 681.10 Td (3Q14 vs. 3Q13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.95 681.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 669.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 669.10 Td ( increased by $385 million to $272 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.10 Td (primarily due to higher revenues and lower expenses, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 645.10 Td (fset by higher credit costs.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 633.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 633.10 Td ( increased 30%, primarily driven by gains on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.10 Td (sales, the most significant of which were the sales of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.10 Td (consumer operations in Greece and Spain, and lower funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.10 Td (costs compared to the prior) Tj ET Q q 0 0 0 rg BT 144.66 597.10 Td (-year period, partially of) Tj ET Q q 0 0 0 rg BT 242.21 597.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.10 Td (losses on the redemption of debt associated with funding Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.10 Td (Holdings assets.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 561.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 561.10 Td ( decreased 36%, principally reflecting lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.10 Td (legal and related costs \($126 million compared to $595 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.10 Td (in the prior) Tj ET Q q 0 0 0 rg BT 80.23 537.10 Td (-year period\) as well as productivity savings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.10 Td (the ongoing decline in assets. ) Tj ET Q q 0 0 0 rg BT 158.29 525.10 Td (This decrease was partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 513.10 Td (fset by $59 million of costs related to the sales of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.10 Td (consumer operations in Greece and Spain.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 489.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 489.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 489.10 Td ( increased $247 million, driven by a lower loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.10 Td (net loss reserve release, partially of) Tj ET Q q 0 0 0 rg BT 176.87 477.10 Td (fset by lower net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.10 Td (losses. Net credit losses declined 45% primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.10 Td (continued improvements in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.92 453.10 Td (North ) Tj ET Q q 0 0 0 rg BT 173.58 453.10 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.96 453.10 Td (mortgages and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 441.10 Td (overall lower asset levels. ) Tj ET Q q 0 0 0 rg BT 144.12 441.10 Td (The net reserve release for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.10 Td (current quarter) Tj ET Q q 0 0 0 rg BT 94.73 429.10 Td (, which included the impact of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.10 Td ($75 million of losses on assets that were moved to held-for) Tj ET Q q 0 0 0 rg BT 271.87 417.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.10 Td (sale during the quarter) Tj ET Q q 0 0 0 rg BT 125.29 405.10 Td (, decreased 79% to $144 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.10 Td (primarily due to lower releases related to the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 217.04 393.10 Td (North ) Tj ET Q q 0 0 0 rg BT 242.70 393.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.58 393.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 381.10 Td (mortgage portfolio.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 346.13 689.10 Td (YTD vs. 2013 ) Tj ET Q q 0 0 0 rg BT 405.76 689.10 Td (YTD) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 677.10 Td (ear) Tj ET Q q 0 0 0 rg BT 342.23 677.10 Td (-to-date, Citi Holdings has experienced similar trends to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (those described above. ) Tj ET Q q 0 0 0 rg BT 419.62 665.10 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 437.67 665.10 Td (net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.95 665.10 Td ( increased by $2.0 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (to $3.5 billion, lar) Tj ET Q q 0 0 0 rg BT 395.76 653.10 Td (gely due to the $3.8 billion char) Tj ET Q q 0 0 0 rg BT 523.05 653.10 Td (ge \($3.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (billion after) Tj ET Q q 0 0 0 rg BT 370.73 641.10 Td (-tax\) related to the mortgage settlement announced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (in the second quarter of 2014 regarding certain of Citi) Tj ET Q q 0 0 0 rg BT 542.54 629.10 Td (s legacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (RMBS and CDO activities \(for additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 605.10 Td (s Second Quarter of 2014 10-Q\). Excluding the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (the mortgage settlement, net income increased $1.7 billion to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td ($224 million, primarily due to the higher revenues, lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (expenses and lower cost of credit.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 557.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 557.10 Td ( increased 40%, primarily driven by the gains on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (the sales of consumer operations in Greece and Spain in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (current quarter) Tj ET Q q 0 0 0 rg BT 382.73 533.10 Td (, the absence of residential mortgage repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (reserve builds for representation and warranty claims in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (current year) Tj ET Q q 0 0 0 rg BT 371.82 509.10 Td (-to-date period and lower funding costs.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 497.10 Td ( increased 55%, primarily due to the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (the mortgage settlement. Excluding the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (mortgage settlement, expenses declined 29%, primarily driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (by lower legal and related costs \($925 million compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td ($1.9 billion in the prior) Tj ET Q q 0 0 0 rg BT 416.85 449.10 Td (-year period\) as well as the ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (decline in Citi Holdings assets.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 425.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 425.10 Td ( decreased 21% on a reported basis. Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (the impact of the mortgage settlement, provisions decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (26%, driven by a 46% decline in net credit losses, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (due to improvements in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 421.21 389.10 Td (North ) Tj ET Q q 0 0 0 rg BT 446.87 389.10 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.24 389.10 Td (mortgages, and overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (lower asset levels. ) Tj ET Q q 0 0 0 rg BT 401.85 377.10 Td (The net reserve release decreased 54% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td ($688 million. Excluding the impact of the mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (settlement, the net reserve release decreased 51% to $743 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (million, primarily due to lower releases related to the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 538.93 341.10 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.88 329.10 Td ( mortgage portfolio.) Tj ET Q endstream endobj 63 0 obj <> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (29) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (BALANCE SHEET) Tj ET Q q 0 0 0 rg BT 137.48 747.90 Td ( REVIEW) Tj ET Q q 0 0 0 rg BT 190.27 747.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (The following sets forth a general discussion of the changes in certain of the more significant line items of Citi) Tj ET Q q 0 0 0 rg BT 481.72 727.90 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (Sheet. For a description of the categories of assets and liabilities discussed below) Tj ET Q q 0 0 0 rg BT 359.99 715.90 Td (, see Balance Sheet Review in Citi) Tj ET Q q 0 0 0 rg BT 509.67 715.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 538.01 715.90 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Report on Form 10-K. For additional information on Citigroup) Tj ET Q q 0 0 0 rg BT 290.15 703.90 Td (s liquidity resources, including its deposits, short-term and long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (debt and secured financing transactions, see Managing Global RiskMarket RiskFunding and Liquidity below) Tj ET Q q 0 0 0 rg BT 499.97 691.90 Td (.) 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 470.4 m 492.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 470.4 m 492.5 470.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 456.4 m 492.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 470.4 m 492.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 470.4 m 539.5 470.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 456.4 m 539.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 470.4 m 576.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 470.4 m 576.5 470.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 456.4 m 576.5 456.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 456.4 m 324.5 442.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 456.4 m 410.5 442.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 456.4 m 492.5 442.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 456.4 m 492.5 442.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 456.4 m 576.5 442.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 442.4 m 324.5 428.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 442.4 m 410.5 428.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 442.4 m 492.5 428.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 442.4 m 492.5 428.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 442.4 m 576.5 428.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 428.4 m 324.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 428.4 m 410.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 428.4 m 492.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 428.4 m 492.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 428.4 m 576.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 387.4 m 324.5 373.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 387.4 m 410.5 373.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 387.4 m 492.5 373.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 387.4 m 492.5 373.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 387.4 m 576.5 373.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 373.4 m 324.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 373.4 m 410.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 373.4 m 492.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 373.4 m 492.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 373.4 m 576.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 359.4 m 324.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 359.4 m 410.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 359.4 m 492.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 359.4 m 492.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 359.4 m 576.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 331.4 m 149.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 331.4 m 234.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 345.4 m 324.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 345.4 m 410.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 345.4 m 492.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 345.4 m 492.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 345.4 m 576.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 331.4 m 197.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 331.4 m 234.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 331.4 m 274.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 331.4 m 324.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 331.4 m 324.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 331.4 m 374.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 331.4 m 410.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 331.4 m 410.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 331.4 m 456.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 331.4 m 492.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 331.4 m 492.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 331.4 m 492.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 331.4 m 539.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 331.4 m 576.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 331.4 m 576.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 303.4 m 149.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 317.4 m 324.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 317.4 m 410.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 317.4 m 492.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 317.4 m 492.5 303.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 317.4 m 576.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 289.4 m 149.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 303.4 m 197.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 149.5 289.4 m 197.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 303.4 m 234.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 289.4 m 234.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 303.4 m 274.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 289.4 m 274.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 303.4 m 324.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 303.4 m 324.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 289.4 m 324.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 303.4 m 374.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 289.4 m 374.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 303.4 m 410.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 303.4 m 410.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 289.4 m 410.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 303.4 m 456.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 289.4 m 456.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 303.4 m 492.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 303.4 m 492.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 289.4 m 492.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 303.4 m 492.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 303.4 m 539.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 289.4 m 539.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 303.4 m 576.5 289.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 303.4 m 576.5 303.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 289.4 m 576.5 289.4 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 635.65 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.60 644.85 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 635.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.50 644.86 Td (June 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.50 635.86 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.85 644.86 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 635.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.10 644.86 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 635.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.95 671.85 Td (EOP) Tj ET Q q 0 0 0 rg BT 357.95 671.85 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.45 662.85 Td (3Q14 vs. ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.70 653.85 Td (2Q14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.80 644.85 Td (Incr) Tj ET Q q 0 0 0 rg BT 349.13 644.85 Td (ease) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.55 635.85 Td (\(decr) Tj ET Q q 0 0 0 rg BT 349.37 635.85 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.50 644.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.20 635.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.95 671.85 Td (EOP) Tj ET Q q 0 0 0 rg BT 441.95 671.85 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.45 662.85 Td (3Q14 vs. ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.70 653.85 Td (4Q13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.80 644.85 Td (Incr) Tj ET Q q 0 0 0 rg BT 433.13 644.85 Td (ease) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.55 635.85 Td (\(decr) Tj ET Q q 0 0 0 rg BT 433.37 635.85 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 644.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.20 635.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.45 671.85 Td (EOP) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.95 662.85 Td (3Q14 vs.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.20 653.85 Td (3Q13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.30 644.85 Td (Increase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.05 635.85 Td (\(decrease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.00 644.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.70 635.85 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 621.85 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 621.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.86 Td (Cash and deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 607.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 607.85 Td (179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.00 607.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 607.86 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 607.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 607.86 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 607.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 607.86 Td (205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 607.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 607.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 607.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 607.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 607.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 607.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 607.85 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 607.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 607.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 607.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 607.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 607.85 Td (\(26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 607.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 607.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 607.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.86 Td (Federal funds sold and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 584.86 Td (securities borrowed or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 575.86 Td (purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 566.86 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 566.85 Td (245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 566.86 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 566.86 Td (257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 566.86 Td (274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 566.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 566.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 566.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 566.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 566.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 566.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 566.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 566.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 566.85 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 566.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 566.85 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 566.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 552.86 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 552.85 Td (291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 552.86 Td (291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 552.86 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 552.86 Td (292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 552.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 552.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 552.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 552.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.50 552.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 552.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 552.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 538.86 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 538.85 Td (333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 538.86 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 538.86 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 538.86 Td (304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 538.85 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 538.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 538.85 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 538.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 538.85 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 538.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.66 Td (Loans, net of unearned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.66 Td (income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 516.85 Td (654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 516.86 Td (668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 516.86 Td (665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 516.86 Td (658) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 516.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 516.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 516.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 516.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 516.85 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 516.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 516.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 516.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.50 516.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 516.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 516.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 516.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.86 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 502.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 502.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 502.86 Td (\(18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 502.86 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 502.86 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 502.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 502.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 502.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 502.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 502.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 502.85 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 502.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.50 502.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 502.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 502.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.86 Td (Loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 488.85 Td (637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 488.86 Td (650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 488.86 Td (646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 488.86 Td (637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 488.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 488.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 488.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 488.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 488.85 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 488.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 488.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 488.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 488.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 488.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.86 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 474.85 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 474.86 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 474.86 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 474.86 Td (188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 474.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 474.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 474.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 474.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 474.85 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 474.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 474.85 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 474.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 460.85 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 460.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.75 460.85 Td (1,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.00 460.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.75 460.86 Td (1,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 460.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 460.86 Td (1,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 460.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 460.86 Td (1,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 460.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 460.85 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 460.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 460.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 460.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 460.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 460.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 460.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 460.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 460.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 460.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 460.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 460.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 460.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 446.85 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 432.86 Td (Deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 432.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 432.85 Td (943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.00 432.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 432.86 Td (966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 432.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 432.86 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 432.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 432.86 Td (955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 432.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 432.85 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 432.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 432.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 432.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 432.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 432.85 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 432.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 432.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 432.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 432.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 432.85 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 432.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 432.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 432.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 418.86 Td (Federal funds purchased and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 409.86 Td (securities loaned or sold) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 400.86 Td (under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 391.86 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 391.85 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 391.86 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 391.86 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 391.86 Td (216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 391.85 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 391.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 391.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 391.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 391.85 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 391.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 391.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 391.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 391.85 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 391.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.00 391.85 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 391.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 377.86 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 377.85 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 377.86 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 377.86 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 377.86 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 377.85 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 377.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 377.85 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 377.85 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 377.85 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 377.85 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 363.86 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.00 363.85 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 363.86 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 363.86 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 363.86 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 363.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 363.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 363.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 363.85 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.50 363.85 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.00 363.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 349.86 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 349.85 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 349.86 Td (227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 349.86 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 349.86 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 349.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 349.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 349.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 349.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 349.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 349.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.50 349.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 349.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 335.86 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 335.85 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 335.86 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 335.86 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 335.86 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 335.85 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 335.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 335.85 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 335.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 335.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 335.85 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.50 335.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 335.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 321.85 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 321.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.75 321.85 Td (1,669) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.00 321.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.75 321.86 Td (1,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 321.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 321.86 Td (1,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 321.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 321.86 Td (1,697) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 321.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 321.85 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 321.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 321.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 321.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 321.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 321.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 321.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 321.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 321.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 321.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 321.85 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 321.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 321.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 321.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 307.85 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 307.85 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 307.86 Td (213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 307.86 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 307.86 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 307.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 307.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 307.85 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 307.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 307.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 307.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 293.85 Td (Total liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 293.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.75 293.85 Td (1,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.00 293.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.75 293.86 Td (1,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 293.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 293.86 Td (1,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 293.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 293.86 Td (1,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 293.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 293.85 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 293.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 293.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 293.85 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 293.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 293.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 293.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 293.85 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 293.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 293.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 293.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 293.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 293.85 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 268.90 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 244.90 Td (Cash and Deposits with Banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.90 Td (Cash and deposits with banks decreased from the prior) Tj ET Q q 0 0 0 rg BT 254.63 232.90 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.90 Td (period as Citi continued to grow its investment portfolio to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 208.90 Td (manage its interest rate position and deploy its excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.90 Td (liquidity) Tj ET Q q 0 0 0 rg BT 69.24 196.90 Td (. ) Tj ET Q q 0 0 0 rg BT 73.69 196.90 Td (A) Tj ET Q q 0 0 0 rg BT 80.17 196.90 Td (verage cash balances were $193 billion in the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.90 Td (quarter of 2014, compared to $180 billion in the third quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.90 Td (of 2013 due to the timing of cash flows.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 148.90 Td (Federal Funds Sold and Securities Borr) Tj ET Q q 0 0 0 rg BT 204.99 148.90 Td (owed or) Tj ET Q q 0 0 0 rg BT 238.97 148.90 Td ( Pur) Tj ET Q q 0 0 0 rg BT 257.40 148.90 Td (chased ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 136.90 Td (Under) Tj ET Q q 0 0 0 rg BT 63.04 136.90 Td ( ) Tj ET Q q 0 0 0 rg BT 64.99 136.90 Td (Agr) Tj ET Q q 0 0 0 rg BT 81.47 136.90 Td (eements to Resell \(Reverse Repos\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 124.90 Td (s federal funds sold were not significant for the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.90 Td (presented. ) Tj ET Q q 0 0 0 rg BT 79.13 112.90 Td (The decline in reverse repos and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 100.90 Td (borrowing transactions from the prior) Tj ET Q q 0 0 0 rg BT 186.32 100.90 Td (-year period was driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.90 Td (by a reduction in trading activity in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.29 88.90 Td (Markets and securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 76.90 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.21 76.90 Td ( businesses within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.49 76.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.71 76.90 Td (. For further information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 64.90 Td (regarding these balance sheet categories, see Note 10 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.90 Td (Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 256.90 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 256.90 Td (rading ) Tj ET Q q 0 0 0 rg BT 360.22 256.90 Td (Account ) Tj ET Q q 0 0 0 rg BT 397.72 256.90 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 244.90 Td (T) Tj ET Q q 0 0 0 rg BT 329.76 244.90 Td (rading account assets remained relatively unchanged during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 232.90 Td (the third quarter of 2014. ) Tj ET Q q 0 0 0 rg BT 426.20 232.90 Td (A) Tj ET Q q 0 0 0 rg BT 432.68 232.90 Td (verage trading account assets were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 220.90 Td ($293 billion in the third quarter of 2014 compared to $298 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 208.90 Td (billion in the third quarter of 2013. For further information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 196.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 196.90 Td (s trading account assets, see Note 12 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 184.90 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 160.90 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 148.90 Td (The increase in investments year) Tj ET Q q 0 0 0 rg BT 454.86 148.90 Td (-over) Tj ET Q q 0 0 0 rg BT 475.76 148.90 Td (-year reflected Citi) Tj ET Q q 0 0 0 rg BT 554.05 148.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 136.90 Td (continued deployment of its excess cash \(as discussed above\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 124.90 Td (by investing in available-for) Tj ET Q q 0 0 0 rg BT 436.82 124.90 Td (-sale securities, particularly in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 112.90 Td (U.S. treasuries. For further information on Citi) Tj ET Q q 0 0 0 rg BT 513.69 112.90 Td (s investments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 100.90 Td (see Note 13 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 65 0 obj <> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (On a reported basis, Citi) Tj ET Q q 0 0 0 rg BT 136.26 737.25 Td (s total loans, net of unearned income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (were $654billion atSeptember30, 2014, compared to $668 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (billion at June30, 2014 and $658billion at September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (2013.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 58.50 701.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 60.82 701.25 Td (The impact of FX translation was a negative $7 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (versus the prior) Tj ET Q q 0 0 0 rg BT 98.01 689.25 Td (-year period and negative $9 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (sequentially) Tj ET Q q 0 0 0 rg BT 83.67 677.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.25 Td (Excluding the impact of FX translation, Citi) Tj ET Q q 0 0 0 rg BT 233.14 665.25 Td (s loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (increased 1% from the prior) Tj ET Q q 0 0 0 rg BT 147.98 653.25 Td (-year period, as 4% loan growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Citicorp was lar) Tj ET Q q 0 0 0 rg BT 99.69 641.25 Td (gely of) Tj ET Q q 0 0 0 rg BT 127.56 641.25 Td (fset by the continued declines in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Holdings. Consumer loans grew 3% year) Tj ET Q q 0 0 0 rg BT 200.21 629.25 Td (-over) Tj ET Q q 0 0 0 rg BT 221.11 629.25 Td (-year) Tj ET Q q 0 0 0 rg BT 241.25 629.25 Td (, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (growth in each region. Corporate loans grew 5% year) Tj ET Q q 0 0 0 rg BT 249.89 617.25 Td (-over) Tj ET Q q 0 0 0 rg BT 270.79 617.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (year driven by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 96.25 605.25 Td (North ) Tj ET Q q 0 0 0 rg BT 121.91 605.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.79 605.25 Td (, which increased 1) Tj ET Q q 0 0 0 rg BT 232.61 605.25 Td (1%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (international balances were relatively unchanged. ) Tj ET Q q 0 0 0 rg BT 236.28 593.25 Td (T) Tj ET Q q 0 0 0 rg BT 242.04 593.25 Td (raditional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (corporate lending balances grew 9%, with growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 247.88 581.25 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.88 569.25 Td ( driven by higher investment banking transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (activity) Tj ET Q q 0 0 0 rg BT 65.34 557.25 Td (. ) Tj ET Q q 0 0 0 rg BT 70.16 557.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.92 557.25 Td (rade loans decreased 1) Tj ET Q q 0 0 0 rg BT 165.78 557.25 Td (1%, as Citi maintained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (origination volumes but increased asset sales to optimize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (returns, as trade finance spreads tightened. Private bank loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (increased 18%, with growth across all four regions. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (Holdings loans decreased 19% year) Tj ET Q q 0 0 0 rg BT 178.53 509.25 Td (-over) Tj ET Q q 0 0 0 rg BT 199.43 509.25 Td (-year) Tj ET Q q 0 0 0 rg BT 219.56 509.25 Td (, mainly due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (continued runof) Tj ET Q q 0 0 0 rg BT 99.41 497.25 Td (f and asset sales, particularly the sales of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Greece and Spain consumer operations in the current quarter) Tj ET Q q 0 0 0 rg BT 278.13 485.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (Sequentially) Tj ET Q q 0 0 0 rg BT 103.34 473.25 Td (, loans declined 1%, excluding the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (FX translation, as the decline in trade loans and Citi Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (loans was only partially of) Tj ET Q q 0 0 0 rg BT 141.91 449.25 Td (fset by continued growth in private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (bank and corporate lending, with consumer loans relatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (unchanged.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.25 Td (During the third quarter of 2014, average loans of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td ($659billion yielded an average rate of 6.7%, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td ($665billion and 6.9% in the second quarter of 2014 and $645 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (billion and 7.0% in the third quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.25 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 180.09 365.25 Td (s loan portfolios, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (generally Managing Global RiskCredit Risk and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (Country Risk below as well as Note 14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 196.81 341.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.31 341.25 Td (to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 305.25 Td ( ) Tj ET Q q 0 0 0 rg BT 63.31 305.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (The fluctuations in other assets during the periods presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (were lar) Tj ET Q q 0 0 0 rg BT 68.29 281.25 Td (gely changes in brokerage receivables driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (normal business fluctuations. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (LIABILITIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 420.11 713.25 Td (s deposits, see Managing Global Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (Market RiskFunding and Liquidity below) Tj ET Q q 0 0 0 rg BT 514.44 701.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (Federal Funds Pur) Tj ET Q q 0 0 0 rg BT 404.38 677.25 Td (chased and Securities Loaned or) Tj ET Q q 0 0 0 rg BT 542.54 677.25 Td ( Sold ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (Under) Tj ET Q q 0 0 0 rg BT 351.04 665.25 Td ( ) Tj ET Q q 0 0 0 rg BT 352.99 665.25 Td (Agr) Tj ET Q q 0 0 0 rg BT 369.47 665.25 Td (eements to Repur) Tj ET Q q 0 0 0 rg BT 444.27 665.25 Td (chase \(Repos\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 653.25 Td (s federal funds purchased were not significant for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (periods presented. ) Tj ET Q q 0 0 0 rg BT 399.07 641.25 Td (The decrease in repos and securities lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (transactions was due to the reduction in client and market-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (driven trading activity in reverse repos and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (borrowing transactions, as discussed above, as well as Citi) Tj ET Q q 0 0 0 rg BT 560.62 605.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (continued reduction of the use of secured funding at its broker) Tj ET Q q 0 0 0 rg BT 572.61 593.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (dealer entities, a trend Citi expects could continue, with some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 352.12 569.25 Td (-to-quarter fluctuations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.25 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 468.09 557.25 Td (s secured financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (transactions, see Managing Global RiskMarket Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (Funding and Liquidity below) Tj ET Q q 0 0 0 rg BT 444.73 533.25 Td (. See also Note10 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (Consolidated Financial Statements for additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (on these balance sheet categories.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 485.25 Td (rading ) Tj ET Q q 0 0 0 rg BT 360.22 485.25 Td (Account Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (The increase in trading account liabilities from the prior) Tj ET Q q 0 0 0 rg BT 547.61 473.25 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (period and sequentially were primarily related to mark-to-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (market movements in derivatives in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 484.51 449.25 Td (Markets and securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.21 437.25 Td ( businesses within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.49 437.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.71 437.25 Td (, due to the strengthening of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (U.S. dollar during the current quarter) Tj ET Q q 0 0 0 rg BT 472.01 425.25 Td (. ) Tj ET Q q 0 0 0 rg BT 476.46 425.25 Td (A) Tj ET Q q 0 0 0 rg BT 482.94 425.25 Td (verage trading account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (liabilities were $129 billion during the third quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (compared to $120 billion in the third quarter of 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.25 Td (For further information on Citi) Tj ET Q q 0 0 0 rg BT 468.09 389.25 Td (s trading account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (liabilities, see Note 12) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.42 377.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.92 377.25 Td (to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (For information on Citi) Tj ET Q q 0 0 0 rg BT 420.39 329.25 Td (s long-term and short-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (borrowings, see Managing Global RiskMarket Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (Funding and Liquidity below and Note 17 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (Other) Tj ET Q q 0 0 0 rg BT 349.37 269.25 Td ( Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (The sequential decrease in other liabilities was due to the $4.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (billion payment made during the current quarter relating to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (mortgage settlement regarding certain of Citi) Tj ET Q q 0 0 0 rg BT 506.99 233.25 Td (s legacy RMBS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (and CDO activities \(for additional information, see Note 25 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (the Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 508.15 209.25 Td (s Second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (Quarter of 2014 Form 10-Q\) as well as lower levels of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (brokerage payables driven by normal business fluctuations.) Tj ET Q endstream endobj 67 0 obj <> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Segment Balance Sheet) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 134.88 753.78 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 653.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 653.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 653.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 653.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 653.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 653.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 653.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 158.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 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0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 379.75 m 300.5 379.75 l s 365.5 379.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 377.75 l 365.5 375.75 m 365.5 373.75 l 365.5 371.75 m 365.5 369.75 l 365.5 367.75 m 365.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 379.75 m 365.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 379.75 m 413.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 379.75 m 457.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 379.75 m 519.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 379.75 m 519.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 379.75 m 576.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.75 m 194.5 351.75 l s 365.5 365.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 363.75 l 365.5 361.75 m 365.5 359.75 l 365.5 357.75 m 365.5 355.75 l 365.5 353.75 m 365.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 365.75 m 519.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 337.75 m 194.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 351.75 m 243.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 337.75 m 243.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 351.75 m 300.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 337.75 m 300.5 337.75 l s 365.5 351.75 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 349.75 l 365.5 347.75 m 365.5 345.75 l 365.5 343.75 m 365.5 341.75 l 365.5 339.75 m 365.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 351.75 m 365.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 337.75 m 365.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 351.75 m 413.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 337.75 m 413.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 351.75 m 457.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 337.75 m 457.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 351.75 m 519.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 351.75 m 519.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 337.75 m 519.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 351.75 m 576.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 337.75 m 576.5 337.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 658.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.45 676.20 Td (Global) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.55 667.20 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.20 658.20 Td (Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.70 676.20 Td (Institutional) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 667.20 Td (Clients) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.80 658.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 269.63 658.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 694.20 Td (Corporate/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.05 685.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.20 676.20 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.70 667.20 Td (Consolidating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.55 658.20 Td (Eliminations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 353.56 662.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.70 667.20 Td (Subtotal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 658.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.75 667.20 Td (Citi) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.70 658.20 Td (Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.30 721.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 492.13 721.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.05 712.20 Td (Par) Tj ET Q q 0 0 0 rg BT 488.88 712.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.70 703.20 Td (Company-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.70 694.20 Td (Issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.15 685.20 Td (Long-T) Tj ET Q q 0 0 0 rg BT 494.33 685.20 Td (erm) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.35 676.20 Td (Debt and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.80 667.20 Td (Stockholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.55 658.20 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 497.56 662.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.65 676.20 Td (T) Tj ET Q q 0 0 0 rg BT 542.83 676.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.80 667.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 551.63 667.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.20 658.20 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 644.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 630.21 Td (Cash and deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 630.20 Td (16,765) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 630.20 Td (63,817) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 630.20 Td (97,622) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 630.20 Td (178,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 630.20 Td (840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 630.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 630.20 Td (179,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 616.21 Td (Federal funds sold and securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 607.21 Td (borrowed or purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 598.21 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 598.20 Td (5,397) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 598.20 Td (239,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 598.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 598.20 Td (244,477) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 598.20 Td (985) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 598.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 598.20 Td (245,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 584.21 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 584.20 Td (5,391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 584.20 Td (281,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 584.20 Td (386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 584.20 Td (287,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 584.20 Td (3,399) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 584.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 584.20 Td (290,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 570.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 570.20 Td (30,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 570.20 Td (100,727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 570.20 Td (189,431) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 570.20 Td (320,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 570.20 Td (12,249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 570.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 570.20 Td (333,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 556.21 Td (Loans, net of unearned income and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 542.21 Td (allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 542.20 Td (289,455) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 542.20 Td (274,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 542.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 542.20 Td (564,241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 542.20 Td (72,670) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 542.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 542.20 Td (636,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 528.21 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 528.20 Td (53,213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 528.20 Td (87,192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 528.20 Td (44,497) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 528.20 Td (184,902) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 528.20 Td (12,661) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 528.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 528.20 Td (197,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 514.20 Td (400,861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 514.20 Td (1,047,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 514.20 Td (331,936) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 514.20 Td (1,780,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 514.20 Td (102,804) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 514.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 514.20 Td (1,882,849) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 500.20 Td (Liabilities and equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 500.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 486.21 Td (Total deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 486.20 Td (331,873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 486.20 Td (567,358) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 486.20 Td (29,030) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 486.20 Td (928,261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 486.20 Td (14,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 486.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 486.20 Td (942,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 472.21 Td (Federal funds purchased and securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 463.21 Td (loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 454.21 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 454.20 Td (7,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 454.20 Td (168,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 454.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 454.20 Td (175,682) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 454.20 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 454.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 454.20 Td (175,732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 440.21 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 440.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 440.20 Td (136,406) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 440.20 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 440.20 Td (136,453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 440.20 Td (819) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 440.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 440.20 Td (137,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 426.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.50 426.20 Td (440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 426.20 Td (52,950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 426.20 Td (11,275) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 426.20 Td (64,665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 426.20 Td (173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 426.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 426.20 Td (64,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 412.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 412.20 Td (1,356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 412.20 Td (35,370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 412.20 Td (33,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 412.20 Td (70,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 412.20 Td (5,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.75 412.20 Td (147,892) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 412.20 Td (223,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 398.21 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 398.20 Td (19,169) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 398.20 Td (83,245) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 398.20 Td (13,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 398.20 Td (115,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 398.20 Td (8,908) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 398.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 398.20 Td (124,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 384.21 Td (Net inter-segment funding \(lending\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 384.20 Td (40,966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 384.20 Td (3,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 384.20 Td (243,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.75 384.20 Td (287,294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 384.20 Td (72,870) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 384.20 Td (\(360,164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 384.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 384.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 370.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 370.20 Td (400,861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 370.20 Td (1,047,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 370.20 Td (330,317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 370.20 Td (1,778,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 370.20 Td (102,804) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 370.20 Td (\(212,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 370.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 370.20 Td (1,668,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.20 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 356.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 356.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 356.20 Td (1,619) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 356.20 Td (1,619) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 356.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.75 356.20 Td (212,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 356.20 Td (213,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 342.20 Td (Total liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 342.20 Td (400,861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 342.20 Td (1,047,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.75 342.20 Td (331,936) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 342.20 Td (1,780,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 342.20 Td (102,804) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 342.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 342.20 Td (1,882,849) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 316.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 316.65 Td (The supplemental information presented in the table above reflects Citigroup) Tj ET Q q 0 0 0 rg BT 302.59 316.65 Td (s consolidated GAAP) Tj ET Q q 0 0 0 rg BT 371.62 316.65 Td ( balance sheet by reporting segment as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.80 316.65 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 570.01 316.65 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.05 Td (The respective segment information depicts the assets and liabilities managed by each segment as of such date. ) Tj ET Q q 0 0 0 rg BT 411.07 307.05 Td (While this presentation is not defined by GAAP) Tj ET Q q 0 0 0 rg BT 563.72 307.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.45 Td (Citi believes that these non-GAAP) Tj ET Q q 0 0 0 rg BT 164.80 297.45 Td ( financial measures enhance investors) Tj ET Q q 0 0 0 rg BT 287.71 297.45 Td ( understanding of the balance sheet components managed by the underlying business ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 287.85 Td (segments, as well as the beneficial inter) Tj ET Q q 0 0 0 rg BT 180.68 287.85 Td (-relationships of the asset and liability dynamics of the balance sheet components among Citi) Tj ET Q q 0 0 0 rg BT 481.28 287.85 Td (s business segments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.25 Td (Consolidating eliminations for total Citigroup and Citigroup parent company assets and liabilities are recorded within the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 444.14 278.25 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.36 278.25 Td ( segment.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 268.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 268.65 Td (The total stockholders) Tj ET Q q 0 0 0 rg BT 127.16 268.65 Td ( equity and the majority of long-term debt of Citigroup reside in the Citigroup parent company Consolidated Balance Sheet. Citigroup ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.05 Td (allocates stockholders) Tj ET Q q 0 0 0 rg BT 126.49 259.05 Td ( equity and long-term debt to its businesses through inter) Tj ET Q q 0 0 0 rg BT 308.30 259.05 Td (-segment allocations as shown above.) Tj ET Q endstream endobj 69 0 obj <> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (32) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (OFF-BALANCE-SHEET) Tj ET Q q 0 0 0 rg BT 166.46 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 168.80 747.90 Td (ARRANGEMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (For information on the types of of) Tj ET Q q 0 0 0 rg BT 171.91 723.90 Td (f-balance-sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (arrangements entered into by Citi, see Of) Tj ET Q q 0 0 0 rg BT 204.93 711.90 Td (f-Balance-Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (Arrangements in Citi) Tj ET Q q 0 0 0 rg BT 127.65 699.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 155.99 699.90 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (10-K. ) Tj ET Q q 0 0 0 rg BT 61.37 687.90 Td (The table below shows where a discussion of Citi) Tj ET Q q 0 0 0 rg BT 262.45 687.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (various of) Tj ET Q q 0 0 0 rg BT 76.09 675.90 Td (f-balance-sheet arrangements may be found in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (Form) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.17 663.90 Td (10-Q) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.72 663.90 Td (. In addition, see Significant ) Tj ET Q q 0 0 0 rg BT 199.86 663.90 Td (Accounting Policies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (and Significant EstimatesSecuritizations and Notes1, 22 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (and 27 to the Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 259.86 639.90 Td (s 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (Annual Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 603.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 603.90 Td (ypes of Off-Balance-Sheet ) Tj ET Q q 0 0 0 rg BT 154.41 603.90 Td (Arrangements Disclosur) Tj ET Q q 0 0 0 rg BT 258.38 603.90 Td (es in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (this Form) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.44 591.90 Td (10-Q) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 101.55 591.90 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 573.40 111.00 -59.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 573.40 127.00 -59.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.40 111.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 484.40 127.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 573.4 m 147.5 573.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 573.4 m 274.5 573.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.4 m 147.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 514.4 m 274.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 484.4 m 147.5 484.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 461.4 m 147.5 461.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 484.4 m 274.5 484.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 461.4 m 274.5 461.4 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 564.66 Td (Variable interests and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.66 Td (obligations, including) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.66 Td (contingent obligations,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.66 Td (arising from variable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.66 Td (interests in nonconsolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 519.66 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 564.66 Td (See Note20 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 555.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 505.66 Td (Letters of credit, and lending) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 496.66 Td (and other commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 505.66 Td (See Note24 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 496.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.66 Td (Guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 475.66 Td (See Note24 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 466.66 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 71 0 obj <> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (33) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 45.00 740.90 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 81.45 740.90 Td (AL) Tj ET Q q 0 0 0 rg BT 97.45 740.90 Td ( RESOURCES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 716.90 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 183.88 716.90 Td (s capital resources, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 704.90 Td (including an overview of Citigroup) Tj ET Q q 0 0 0 rg BT 188.86 704.90 Td (s capital management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 692.90 Td (framework and regulatory capital standards developments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 680.90 Td (as well as further information regarding the adoption and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 668.90 Td (implementation of the final U.S. Basel III rules \(Final Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 656.90 Td (III Rules\), see Capital Resources and Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 644.90 Td (Regulatory Risks in Citigroup) Tj ET Q q 0 0 0 rg BT 172.50 644.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 200.83 644.90 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 632.90 Td (Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 45.00 608.90 Td (Curr) Tj ET Q q 0 0 0 rg BT 66.48 608.90 Td (ent Regulatory Capital Standards) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 584.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 572.90 Td (Citi is subject to regulatory capital standards issued by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 560.90 Td (Federal Reserve Board which, commencing with 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 548.90 Td (constitute the substantial adoption of the Final Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 536.90 Td (Rules, such as those governing the composition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 524.90 Td (regulatory capital \(including the application of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 512.90 Td (capital adjustments and deductions\) and, initially for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 500.90 Td (second quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.91 500.90 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.91 500.90 Td (, in conjunction with the granting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 488.90 Td (permission by the Federal Reserve Board to exit parallel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 476.90 Td (reporting, approval to apply the Basel III ) Tj ET Q q 0 0 0 rg BT 210.51 476.90 Td (Advanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 464.90 Td (Approaches framework in deriving risk-based capital ratios. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 452.90 Td (Further) Tj ET Q q 0 0 0 rg BT 92.04 452.90 Td (, the Final Basel III Rules implement the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 440.90 Td (capital floor provision of the so-called Collins ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 428.90 Td (Amendment of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 177.75 428.90 Td (Act, which requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 416.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 87.49 416.90 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 180.61 416.90 Td (ganizations, such as Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 404.90 Td (and Citibank, N.A., upon exiting parallel reporting, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 392.90 Td (calculate each of the three risk-based capital ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 380.90 Td (\(Common Equity ) Tj ET Q q 0 0 0 rg BT 117.04 380.90 Td (T) Tj ET Q q 0 0 0 rg BT 122.80 380.90 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 177.05 380.90 Td (T) Tj ET Q q 0 0 0 rg BT 182.80 380.90 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 251.49 380.90 Td (T) Tj ET Q q 0 0 0 rg BT 256.90 380.90 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 368.90 Td (Capital\) under both the Standardized ) Tj ET Q q 0 0 0 rg BT 194.13 368.90 Td (Approach starting on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 356.90 Td (January 1, 2015 \(or) Tj ET Q q 0 0 0 rg BT 122.36 356.90 Td (, for 2014, prior to the ef) Tj ET Q q 0 0 0 rg BT 221.04 356.90 Td (fective date of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 344.90 Td (the Standardized ) Tj ET Q q 0 0 0 rg BT 113.87 344.90 Td (Approach, the Basel I credit risk and Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 332.90 Td (II.5 market risk capital rules, subsequently referred to in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 320.90 Td (this section as the Basel III 2014 Standardized ) Tj ET Q q 0 0 0 rg BT 232.18 320.90 Td (Approach\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 308.90 Td (and the ) Tj ET Q q 0 0 0 rg BT 76.10 308.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 118.59 308.90 Td (Approaches and publicly report \(as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 296.90 Td (as measure compliance against\) the lower of each of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 284.90 Td (resulting capital ratios. For additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 272.90 Td (regarding Citi and Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 181.92 272.90 Td (s permission to exit Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 260.90 Td (III parallel reporting, see Capital ResourcesRegulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 248.90 Td (Capital Standards DevelopmentsBasel IIIRisk-Based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 236.90 Td (Capital Ratios in Citigroup) Tj ET Q q 0 0 0 rg BT 160.27 236.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 188.61 236.90 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 224.90 Td (10-K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.75 716.90 Td (Under the Final Basel III Rules, Citi, as with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 704.90 Td (principally all U.S. banking or) Tj ET Q q 0 0 0 rg BT 443.21 704.90 Td (ganizations, is also required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 692.90 Td (to maintain a minimum ) Tj ET Q q 0 0 0 rg BT 417.67 692.90 Td (T) Tj ET Q q 0 0 0 rg BT 423.42 692.90 Td (ier 1 Leverage ratio of 4% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 680.90 Td (commencing in 2014. ) Tj ET Q q 0 0 0 rg BT 411.00 680.90 Td (The ) Tj ET Q q 0 0 0 rg BT 428.86 680.90 Td (T) Tj ET Q q 0 0 0 rg BT 434.62 680.90 Td (ier 1 Leverage ratio, a non-risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 668.90 Td (based measure of capital adequacy) Tj ET Q q 0 0 0 rg BT 459.92 668.90 Td (, is defined as ) Tj ET Q q 0 0 0 rg BT 517.22 668.90 Td (T) Tj ET Q q 0 0 0 rg BT 522.98 668.90 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 656.90 Td (Capital as a percentage of quarterly adjusted average total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 644.90 Td (assets less amounts deducted from ) Tj ET Q q 0 0 0 rg BT 461.82 644.90 Td (T) Tj ET Q q 0 0 0 rg BT 467.58 644.90 Td (ier 1 Capital. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 321.75 620.90 Td (Basel III T) Tj ET Q q 0 0 0 rg BT 366.94 620.90 Td (ransition ) Tj ET Q q 0 0 0 rg BT 406.31 620.90 Td (Arrangements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 608.90 Td (The Final Basel III Rules contain several dif) Tj ET Q q 0 0 0 rg BT 499.02 608.90 Td (fering, lar) Tj ET Q q 0 0 0 rg BT 538.26 608.90 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 596.90 Td (multi-year transition provisions \(i.e., phase-ins and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 584.90 Td (phase-outs\) with respect to the stated minimum Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 572.90 Td (Equity ) Tj ET Q q 0 0 0 rg BT 350.73 572.90 Td (T) Tj ET Q q 0 0 0 rg BT 356.49 572.90 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 425.18 572.90 Td (T) Tj ET Q q 0 0 0 rg BT 430.93 572.90 Td (ier 1 Capital ratio requirements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 560.90 Td (substantially all regulatory capital adjustments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 548.90 Td (deductions, non-qualifying ) Tj ET Q q 0 0 0 rg BT 431.83 548.90 Td (T) Tj ET Q q 0 0 0 rg BT 437.58 548.90 Td (ier 1 and ) Tj ET Q q 0 0 0 rg BT 474.89 548.90 Td (T) Tj ET Q q 0 0 0 rg BT 480.65 548.90 Td (ier 2 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 536.90 Td (instruments \(such as non-grandfathered trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 524.90 Td (securities and certain subordinated debt issuances\), and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 512.90 Td (capital buf) Tj ET Q q 0 0 0 rg BT 364.05 512.90 Td (fers. ) Tj ET Q q 0 0 0 rg BT 383.49 512.90 Td (All of these transition provisions, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 500.90 Td (exception of the phase-out of non-qualifying trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 488.90 Td (securities from ) Tj ET Q q 0 0 0 rg BT 383.77 488.90 Td (T) Tj ET Q q 0 0 0 rg BT 389.53 488.90 Td (ier 2 Capital, will be fully implemented by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 476.90 Td (January 1, 2019 \(full implementation\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.75 464.90 Td (Under the Final Basel III Rules, commencing January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 452.90 Td (1, 2015, Citi will be required to maintain stated minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 440.90 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 390.46 440.90 Td (T) Tj ET Q q 0 0 0 rg BT 396.22 440.90 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 450.47 440.90 Td (T) Tj ET Q q 0 0 0 rg BT 456.22 440.90 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 524.91 440.90 Td (T) Tj ET Q q 0 0 0 rg BT 530.32 440.90 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 428.90 Td (Capital ratios of 4.5%, 6% and 8%, respectively) Tj ET Q q 0 0 0 rg BT 513.27 428.90 Td (. Further) Tj ET Q q 0 0 0 rg BT 547.31 428.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 416.90 Td (when fully implemented by January 1, 2019, Citi will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 404.90 Td (subject to substantially higher ef) Tj ET Q q 0 0 0 rg BT 451.54 404.90 Td (fective minimum ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 392.90 Td (requirements due to the imposition of an additional 2.5% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 380.90 Td (Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 423.78 380.90 Td (fer and at least a 2% global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 368.90 Td (systemically important bank \(G-SIB\) surchar) Tj ET Q q 0 0 0 rg BT 502.08 368.90 Td (ge. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 356.90 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 371.09 356.90 Td (, Citi currently anticipates that its ef) Tj ET Q q 0 0 0 rg BT 514.47 356.90 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 344.90 Td (minimum Common Equity ) Tj ET Q q 0 0 0 rg BT 431.85 344.90 Td (T) Tj ET Q q 0 0 0 rg BT 437.61 344.90 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 491.86 344.90 Td (T) Tj ET Q q 0 0 0 rg BT 497.61 344.90 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 332.90 Td (and ) Tj ET Q q 0 0 0 rg BT 338.51 332.90 Td (T) Tj ET Q q 0 0 0 rg BT 343.92 332.90 Td (otal Capital ratio requirements as of January 1, 2019 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 320.90 Td (will be at least 9%, 10.5% and 12.5%, respectively) Tj ET Q q 0 0 0 rg BT 524.38 320.90 Td (. ) Tj ET Q endstream endobj 73 0 obj <> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 742.10 Td (The following chart sets forth the transitional progression to full implementation under the Final Basel III Rules of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 730.10 Td (regulatory capital components \(exclusive of the potential imposition of an additional Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 497.75 730.10 Td (fer\) comprising ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 718.10 Td (the ef) Tj ET Q q 0 0 0 rg BT 67.30 718.10 Td (fective minimum risk-based capital ratios. ) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 695.6 m 562.25 695.6 l s BT /F5 10.00 Tf ET q 0 0 0 rg BT 46.75 684.22 Td (Basel III Transition Arrangements: Minimum Risk-Based Capital Ratios) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 518.00 0 0 298.25 44.75 376.85 cm /I13 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 366.35 m 562.25 366.35 l s BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 343.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 62.18 343.65 Td (The Final Basel III Rules do not address G-SIBs. ) Tj ET Q q 0 0 0 rg BT 221.13 343.65 Td (The transitional progression reflected in the chart is consistent with the phase-in arrangement under the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 334.05 Td (Basel Committee on Banking Supervision) Tj ET Q q 0 0 0 rg BT 199.88 334.05 Td (s \(Basel Committee\) G-SIB rules. However) Tj ET Q q 0 0 0 rg BT 339.09 334.05 Td (, the Federal Reserve Board has recently indicated it intends to issue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 324.45 Td (rules which would strengthen the G-SIB framework established by the Basel Committee. Citi anticipates that it will likely be subject to at least a 2% G-SIB ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 314.85 Td (surchar) Tj ET Q q 0 0 0 rg BT 86.40 314.85 Td (ge. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 290.85 Td (The following chart presents the transition arrangements \(phase-in and phase-out\) under the Final Basel III Rules for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 278.85 Td (significant regulatory capital adjustments and deductions relative to Citi.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 256.35 m 563.5 256.35 l s BT /F5 10.00 Tf ET q 0 0 0 rg BT 48.00 245.97 Td (Basel III Transition Arrangements: Significant Regulatory Capital Adjustments and Deductions) Tj ET Q BT /F1 10.00 Tf ET 0.2 0.2 0.4 rg /GS0 gs 407.25 231.35 155.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 44.25 217.35 363.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 407.25 217.35 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 438.25 217.35 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 469.25 217.35 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 500.25 217.35 31.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 531.25 217.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 44.25 151.35 363.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 407.25 151.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 438.25 151.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 469.25 151.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 500.25 151.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 531.25 151.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 44.25 137.35 363.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 407.25 137.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 438.25 137.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 469.25 137.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 500.25 137.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 531.25 137.35 31.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 44.25 123.35 363.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 407.25 123.35 31.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 438.25 123.35 31.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 469.25 123.35 31.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 500.25 123.35 31.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 531.25 123.35 31.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 231.35000000000002 m 44.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 231.35000000000002 m 407.25 231.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.25 231.35000000000002 m 438.25 231.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.25 217.35000000000002 m 438.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.25 231.35000000000002 m 469.25 231.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.25 217.35000000000002 m 469.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.25 231.35000000000002 m 500.25 231.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.25 217.35000000000002 m 500.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.25 231.35000000000002 m 531.25 231.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.25 217.35000000000002 m 531.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 231.35000000000002 m 562.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.25 231.35000000000002 m 562.25 231.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.25 217.35000000000002 m 562.25 217.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 217.35000000000002 m 44.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 203.35000000000002 m 407.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.25 203.35000000000002 m 438.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.25 203.35000000000002 m 469.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.25 203.35000000000002 m 500.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.25 203.35000000000002 m 531.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 217.35000000000002 m 562.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.25 203.35000000000002 m 562.25 203.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 203.35000000000002 m 44.25 189.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 203.35000000000002 m 562.25 189.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 189.35000000000002 m 44.25 180.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 189.35000000000002 m 562.25 180.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 180.35000000000002 m 44.25 166.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 180.35000000000002 m 562.25 166.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 166.35000000000002 m 44.25 151.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 166.35000000000002 m 562.25 151.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 151.35000000000002 m 44.25 137.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 151.35000000000002 m 562.25 137.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 137.35000000000002 m 44.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 137.35000000000002 m 562.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 123.35000000000002 m 44.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.25 123.35000000000002 m 438.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.25 110.35000000000002 m 438.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.25 123.35000000000002 m 469.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.25 110.35000000000002 m 469.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.25 123.35000000000002 m 500.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.25 110.35000000000002 m 500.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.25 123.35000000000002 m 531.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.25 110.35000000000002 m 531.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 123.35000000000002 m 562.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.25 123.35000000000002 m 562.25 123.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.25 110.35000000000002 m 562.25 110.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 110.35000000000002 m 44.25 95.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 110.35000000000002 m 562.25 95.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 95.35000000000002 m 44.25 81.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 95.35000000000002 m 562.25 81.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 81.35000000000002 m 44.25 72.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 81.35000000000002 m 562.25 72.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 72.35000000000002 m 44.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 58.35000000000002 m 407.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.25 58.35000000000002 m 438.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.25 58.35000000000002 m 469.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.25 58.35000000000002 m 500.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.25 58.35000000000002 m 531.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.25 72.35000000000002 m 562.25 58.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.25 58.35000000000002 m 562.25 58.35000000000002 l s BT /F5 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 463.20 221.75 Td (January 1) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 412.20 207.75 Td (2014) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 443.20 207.75 Td (2015) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 474.20 207.75 Td (2016) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 505.20 207.75 Td (2017) Tj ET Q BT /F5 9.00 Tf ET q 1 1 1 rg BT 536.20 207.75 Td (2018) Tj ET Q BT /F5 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 46.75 193.75 Td (Phase-in of Significant Regulatory Capital Adjustments and Deductions) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 46.75 170.75 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 113.11 170.75 Td (T) Tj ET Q q 0 0 0 rg BT 118.28 170.75 Td (ier 1 Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 166.30 175.04 Td (\(1\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 418.70 170.75 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 429.70 170.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 449.70 170.75 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 460.70 170.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 480.70 170.75 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 491.70 170.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 511.70 170.75 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 522.70 170.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 537.70 170.75 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 553.70 170.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 46.75 141.75 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 113.11 141.75 Td (T) Tj ET Q q 0 0 0 rg BT 118.28 141.75 Td (ier 1 Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 166.30 146.04 Td (\(2\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 418.70 141.75 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 429.70 141.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 449.70 141.75 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 460.70 141.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 480.70 141.75 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 491.70 141.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 511.70 141.75 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 522.70 141.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 537.70 141.75 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 553.70 141.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 46.75 127.75 Td (Additional ) Tj ET Q q 0 0 0 rg BT 88.62 127.75 Td (T) Tj ET Q q 0 0 0 rg BT 93.78 127.75 Td (ier 1 Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 141.80 132.04 Td (\(2\)\(3\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 418.70 127.75 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 429.70 127.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 449.70 127.75 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 460.70 127.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 480.70 127.75 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 491.70 127.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 511.70 127.75 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 522.70 127.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 547.70 127.75 Td (0) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 553.70 127.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 413.70 114.30 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 429.70 114.30 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 444.70 114.30 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 460.70 114.30 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 475.70 114.30 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 491.70 114.30 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 506.70 114.30 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 522.70 114.30 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 537.70 114.30 Td (100) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 553.70 114.30 Td (%) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 46.75 85.75 Td (Phase-out of Significant AOCI Regulatory Capital Adjustments) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 46.75 62.75 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 113.11 62.75 Td (T) Tj ET Q q 0 0 0 rg BT 118.28 62.75 Td (ier 1 Capital) Tj ET Q BT /F6 9.00 Tf ET BT /F6 5.85 Tf ET q 0 0 0 rg BT 166.30 67.04 Td (\(4\)) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 418.70 62.75 Td (80) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 429.70 62.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 449.70 62.75 Td (60) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 460.70 62.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 480.70 62.75 Td (40) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 491.70 62.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 511.70 62.75 Td (20) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 522.70 62.75 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 547.70 62.75 Td (0) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 553.70 62.75 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 75 0 obj <> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (35) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 743.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 743.50 Td (Includes the phase-in of Common Equity ) Tj ET Q q 0 0 0 rg BT 196.61 743.50 Td (T) Tj ET Q q 0 0 0 rg BT 201.21 743.50 Td (ier 1 Capital deductions for all intangible assets other than goodwill and mortgage servicing rights \(MSRs\); and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 733.90 Td (excess over 10%/15% limitations for deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 256.96 733.90 Td (As\) arising from temporary dif) Tj ET Q q 0 0 0 rg BT 355.46 733.90 Td (ferences, significant common stock investments in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 724.30 Td (unconsolidated financial institutions and MSRs. Goodwill \(including goodwill embedded in the valuation of significant common stock investments in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 714.70 Td (unconsolidated financial institutions\) is fully deducted in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 337.25 714.70 Td (T) Tj ET Q q 0 0 0 rg BT 341.86 714.70 Td (ier 1 Capital commencing January 1, 2014. ) Tj ET Q q 0 0 0 rg BT 481.46 714.70 Td (The amount of other ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 705.10 Td (intangible assets, aside from MSRs, not deducted in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 321.04 705.10 Td (T) Tj ET Q q 0 0 0 rg BT 325.65 705.10 Td (ier 1 Capital are risk-weighted at 100%, as are the excess over the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 695.50 Td (10%/15% limitations for DT) Tj ET Q q 0 0 0 rg BT 154.13 695.50 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 249.96 695.50 Td (ferences, significant common stock investments in unconsolidated financial institutions and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 685.90 Td (MSRs prior to full implementation of the Final Basel III Rules. Upon full implementation, the amount of temporary dif) Tj ET Q q 0 0 0 rg BT 444.13 685.90 Td (ference DT) Tj ET Q q 0 0 0 rg BT 479.68 685.90 Td (As, significant common ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 676.30 Td (stock investments in unconsolidated financial institutions and MSRs not deducted in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 425.26 676.30 Td (T) Tj ET Q q 0 0 0 rg BT 429.86 676.30 Td (ier 1 Capital are risk-weighted at 250%. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 666.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 666.70 Td (Includes the phase-in of Common Equity ) Tj ET Q q 0 0 0 rg BT 196.61 666.70 Td (T) Tj ET Q q 0 0 0 rg BT 201.21 666.70 Td (ier 1 Capital deductions related to DT) Tj ET Q q 0 0 0 rg BT 321.43 666.70 Td (As arising from net operating loss, foreign tax credit and general business ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 657.10 Td (credit carry-forwards and defined benefit pension plan net assets; and the phase-in of the Common Equity ) Tj ET Q q 0 0 0 rg BT 403.64 657.10 Td (T) Tj ET Q q 0 0 0 rg BT 408.25 657.10 Td (ier 1 Capital adjustment for cumulative ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 647.50 Td (unrealized net gains \(losses\) related to changes in fair value of financial liabilities attributable to Citi) Tj ET Q q 0 0 0 rg BT 387.11 647.50 Td (s own creditworthiness.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 637.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 637.90 Td (T) Tj ET Q q 0 0 0 rg BT 67.33 637.90 Td (o the extent ) Tj ET Q q 0 0 0 rg BT 106.21 637.90 Td (Additional ) Tj ET Q q 0 0 0 rg BT 142.28 637.90 Td (T) Tj ET Q q 0 0 0 rg BT 146.89 637.90 Td (ier 1 Capital is not suf) Tj ET Q q 0 0 0 rg BT 217.62 637.90 Td (ficient to absorb regulatory capital adjustments and deductions, such excess is to be applied against ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 628.30 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 117.97 628.30 Td (T) Tj ET Q q 0 0 0 rg BT 122.57 628.30 Td (ier 1 Capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 618.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 618.70 Td (Includes the phase-out from Common Equity ) Tj ET Q q 0 0 0 rg BT 209.50 618.70 Td (T) Tj ET Q q 0 0 0 rg BT 214.10 618.70 Td (ier 1 Capital of adjustments related to unrealized gains \(losses\) on available-for) Tj ET Q q 0 0 0 rg BT 467.86 618.70 Td (-sale \(AFS\) debt securities; ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 609.10 Td (unrealized gains on ) Tj ET Q q 0 0 0 rg BT 126.76 609.10 Td (AFS equity securities; unrealized gains \(losses\) on held-to-maturity \(HTM\) securities included in ) Tj ET Q q 0 0 0 rg BT 439.58 609.10 Td (AOCI; and defined benefit plans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 599.50 Td (liability adjustment.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 578.50 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 87.05 578.50 Td (s Capital Resources Under Current Regulatory ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 566.50 Td (Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 554.50 Td (During 2014, Citi is required to maintain stated minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 542.50 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 113.71 542.50 Td (T) Tj ET Q q 0 0 0 rg BT 119.47 542.50 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 173.72 542.50 Td (T) Tj ET Q q 0 0 0 rg BT 179.47 542.50 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 248.16 542.50 Td (T) Tj ET Q q 0 0 0 rg BT 253.57 542.50 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 530.50 Td (Capital ratios of 4%, 5.5% and 8%, respectively) Tj ET Q q 0 0 0 rg BT 236.52 530.50 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 518.50 Td (Furthermore, to be well capitalized under current federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 506.50 Td (bank regulatory agency definitions, a bank holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 494.50 Td (company must have a ) Tj ET Q q 0 0 0 rg BT 134.24 494.50 Td (T) Tj ET Q q 0 0 0 rg BT 140.00 494.50 Td (ier 1 Capital ratio of at least 6%, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 482.50 Td (T) Tj ET Q q 0 0 0 rg BT 50.41 482.50 Td (otal Capital ratio of at least 10%, and not be subject to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 470.50 Td (Federal Reserve Board directive to maintain higher capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 458.50 Td (levels. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.75 578.50 Td (The following table sets forth the capital tiers, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 566.50 Td (weighted assets, quarterly adjusted average total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 554.50 Td (capital ratios under current regulatory standards \(reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 542.50 Td (Basel III ) Tj ET Q q 0 0 0 rg BT 358.78 542.50 Td (T) Tj ET Q q 0 0 0 rg BT 364.53 542.50 Td (ransition ) Tj ET Q q 0 0 0 rg BT 401.48 542.50 Td (Arrangements\) for Citi as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 530.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.01 530.50 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.45 530.50 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.04 530.50 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 434.50 Td (Citigroup Capital Components and Ratios Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 424.99 434.50 Td (ransition ) Tj ET Q q 0 0 0 rg BT 464.36 434.50 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 369.00 249.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.75 369.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.75 369.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 369.00 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.75 369.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 369.00 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 341.00 249.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.75 341.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.75 341.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 341.00 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.75 341.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 341.00 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 313.00 249.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.75 313.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.75 313.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 313.00 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.75 313.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 313.00 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 285.00 249.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.75 285.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.75 285.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 285.00 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.75 285.00 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 285.00 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.75 410 m 358.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.75 410 m 423.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 410 m 430.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 410 m 495.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 410 m 561.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 383 m 293.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.75 410 m 358.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.75 410 m 423.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 410 m 430.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 410 m 430.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 410 m 495.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 383 m 495.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 410 m 561.75 410 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 383 m 293.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.75 383 m 358.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.75 383 m 423.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 383 m 430.75 369 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 383 m 430.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 383 m 495.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 383 m 561.75 383 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 369 m 430.75 355 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 355 m 430.75 341 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 341 m 430.75 327 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 313 m 293.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.75 313 m 358.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.75 313 m 423.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 327 m 430.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 313 m 430.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 313 m 495.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 313 m 561.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.75 313 m 423.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 313 m 430.75 299 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 313 m 561.75 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 299 m 430.75 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 285 m 430.75 271 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 257 m 293.75 257 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 293.75 257 m 358.75 257 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 358.75 257 m 423.75 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 271 m 430.75 257 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 257 m 430.75 257 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.75 257 m 495.75 257 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 257 m 561.75 257 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.70 414.45 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.95 414.46 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 527.68 418.54 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.25 387.25 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.45 396.45 Td (Advanced) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.80 387.45 Td (Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 396.45 Td (Standardized ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.15 387.45 Td (Appr) Tj ET Q q 0 0 0 rg BT 388.49 387.45 Td (oach) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 406.49 391.53 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.50 396.46 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.25 387.46 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 396.46 Td (Standardized ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.05 387.46 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 542.54 391.54 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 373.46 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 373.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 373.45 Td (166,425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 373.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 373.45 Td (166,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 373.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 373.46 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 373.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 373.46 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 359.46 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 359.45 Td (166,425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 359.45 Td (166,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 359.46 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 359.46 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 345.46 Td (T) Tj ET Q q 0 0 0 rg BT 55.12 345.46 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 107.29 345.46 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 161.19 345.46 Td (T) Tj ET Q q 0 0 0 rg BT 166.37 345.46 Td (ier 2 Capital\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 216.10 349.54 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 345.45 Td (184,807) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 345.45 Td (195,711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 345.46 Td (176,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 345.46 Td (187,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 331.46 Td (Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.25 331.45 Td (1,282,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 331.45 Td (1,103,639) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 331.46 Td (1,177,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 331.46 Td (1,103,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 317.46 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 86.49 317.46 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 120.74 317.46 Td (A) Tj ET Q q 0 0 0 rg BT 126.57 317.46 Td (verage ) Tj ET Q q 0 0 0 rg BT 152.64 317.46 Td (T) Tj ET Q q 0 0 0 rg BT 157.51 317.46 Td (otal ) Tj ET Q q 0 0 0 rg BT 172.76 317.46 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 198.51 321.54 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.25 317.45 Td (1,842,777) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 317.45 Td (1,842,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 317.46 Td (1,830,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 317.46 Td (1,830,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 303.46 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 112.09 303.46 Td (T) Tj ET Q q 0 0 0 rg BT 117.27 303.46 Td (ier 1 Capital ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 182.75 307.54 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 303.45 Td (12.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.25 303.45 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 303.45 Td (15.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.25 303.45 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 303.46 Td (13.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.75 303.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 303.46 Td (14.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 303.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 289.46 Td (T) Tj ET Q q 0 0 0 rg BT 55.43 289.46 Td (ier 1 Capital ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.91 293.54 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 289.45 Td (12.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 289.45 Td (15.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 289.46 Td (13.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 289.46 Td (14.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 275.46 Td (T) Tj ET Q q 0 0 0 rg BT 55.12 275.46 Td (otal Capital ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.10 279.54 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 275.45 Td (14.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 275.45 Td (17.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 275.46 Td (15.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 275.46 Td (16.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 261.46 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.50 261.45 Td (9.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.50 261.45 Td (9.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 261.46 Td (8.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 261.46 Td (8.60) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 238.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 238.30 Td (Pro forma presentation based on application of the Final Basel III Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 228.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 228.70 Td (Basel III 2014 Standardized ) Tj ET Q q 0 0 0 rg BT 154.09 228.70 Td (Approach which reflects the application of the Basel I credit risk and Basel II.5 market risk capital rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 219.10 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 219.10 Td (Under the ) Tj ET Q q 0 0 0 rg BT 96.32 219.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 130.31 219.10 Td (Approaches framework eligible credit reserves that exceed expected credit losses are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 480.47 219.10 Td (T) Tj ET Q q 0 0 0 rg BT 485.07 219.10 Td (ier 2 Capital to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 209.50 Td (extent the excess reserves do not exceed 0.6% of credit risk-weighted assets, which dif) Tj ET Q q 0 0 0 rg BT 340.32 209.50 Td (fers from the Standardized ) Tj ET Q q 0 0 0 rg BT 426.95 209.50 Td (Approach in which the allowance for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 199.90 Td (credit losses is includable in ) Tj ET Q q 0 0 0 rg BT 155.06 199.90 Td (T) Tj ET Q q 0 0 0 rg BT 159.66 199.90 Td (ier 2 Capital up to 1.25% of credit risk-weighted assets, with any excess allowance for credit losses being deducted in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 190.30 Td (arriving at credit risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 180.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 180.70 Td (T) Tj ET Q q 0 0 0 rg BT 67.61 180.70 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 172.45 180.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 171.10 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 171.10 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 82.55 171.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.77 171.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 162.32 171.10 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.18 171.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 243.41 171.10 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 337.92 171.10 Td (T) Tj ET Q q 0 0 0 rg BT 342.52 171.10 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 385.92 171.10 Td (T) Tj ET Q q 0 0 0 rg BT 390.53 171.10 Td (ier 1 Capital, and ) Tj ET Q q 0 0 0 rg BT 447.48 171.10 Td (T) Tj ET Q q 0 0 0 rg BT 451.80 171.10 Td (otal Capital ratios were the lower ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 161.50 Td (derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 150.30 161.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 184.29 161.50 Td (Approaches framework.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 135.50 Td (As indicated in the table above, Citigroup) Tj ET Q q 0 0 0 rg BT 232.68 135.50 Td (s capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 123.50 Td (ratios at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.43 123.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.70 123.50 Td ( were in excess of the stated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 111.50 Td (minimum requirements under the Final Basel III Rules. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 99.50 Td (addition, Citi was also well capitalized under current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 87.50 Td (federal bank regulatory agency definitions as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 75.50 Td (September 30, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.70 75.50 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.29 75.50 Td (. ) Tj ET Q endstream endobj 77 0 obj <> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (36) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Components of Citigroup Capital Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 389.14 742.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 428.51 742.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 693.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 693.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 693.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 665.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 665.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 665.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 637.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 637.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 637.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 609.75 385.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 609.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 609.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 571.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 571.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 571.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 534.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 534.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 534.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 496.75 385.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 496.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 496.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 449.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 449.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 449.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 421.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 421.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 421.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 393.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 393.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 393.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 365.75 385.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 365.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 365.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 327.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 327.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 327.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 289.75 385.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 289.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 289.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 251.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 251.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 251.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 223.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 223.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 223.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 195.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 195.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 195.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 167.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 167.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 167.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 139.75 385.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.75 139.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 139.75 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 707.75 m 429.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 707.75 m 495.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 707.75 m 561.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 707.75 m 429.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 707.75 m 495.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 707.75 m 561.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 449.75 m 429.75 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 449.75 m 495.75 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 449.75 m 561.75 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 449.75 m 429.75 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 435.75 m 429.75 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 449.75 m 495.75 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 435.75 m 495.75 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 449.75 m 561.75 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 435.75 m 561.75 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 435.75 m 429.75 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 435.75 m 495.75 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 435.75 m 561.75 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 265.75 m 429.75 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 265.75 m 495.75 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 265.75 m 561.75 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 265.75 m 429.75 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 251.75 m 429.75 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 251.75 m 495.75 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 265.75 m 561.75 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 251.75 m 561.75 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 251.75 m 429.75 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 237.75 m 429.75 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 251.75 m 495.75 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 237.75 m 495.75 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 251.75 m 561.75 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 237.75 m 561.75 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 237.75 m 429.75 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 237.75 m 495.75 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 237.75 m 561.75 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 139.75 m 429.75 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 139.75 m 495.75 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 139.75 m 561.75 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 139.75 m 429.75 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 125.75 m 429.75 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 139.75 m 495.75 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 125.75 m 495.75 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 139.75 m 561.75 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 125.75 m 561.75 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 125.75 m 429.75 125.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 111.75 m 429.75 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 125.75 m 495.75 125.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.75 111.75 m 495.75 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 125.75 m 561.75 125.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 111.75 m 561.75 111.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.25 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.80 723.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 712.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 723.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.80 712.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 533.80 716.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 698.20 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 684.21 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 168.57 684.21 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 193.31 688.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 684.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.65 684.20 Td (203,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 684.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 684.21 Td (197,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 670.21 Td (Add: Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 670.20 Td (564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 670.21 Td (597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 656.20 Td (Regulatory Capital Adjustments and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 642.21 Td (Less: Net unrealized losses on securities ) Tj ET Q q 0 0 0 rg BT 197.21 642.21 Td (AFS, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 252.21 646.29 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 642.20 Td (\(330\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 642.21 Td (\(1,312\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 628.21 Td (Less: Defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 259.45 632.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 628.20 Td (\(3,276\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 628.21 Td (\(3,191\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 614.21 Td (Less: ) Tj ET Q q 0 0 0 rg BT 71.00 614.21 Td (Accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 309.67 618.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 614.20 Td (\(979\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 614.21 Td (\(1,245\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 601.01 Td (Less: Cumulative unrealized net gain related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 590.21 Td ( attributable to own creditworthiness, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 227.46 594.29 Td (\(4\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 590.20 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 590.21 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 576.21 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 562.21 Td ( Goodwill, net of related deferred tax liabilities \(DTLs\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 255.68 566.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 562.20 Td (23,678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 562.21 Td (24,518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.25 548.21 Td (Identifiable intangible assets other than mortgage servicing rights \(MSRs\), net of related ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.25 539.21 Td ( DTLs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 84.00 543.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 539.20 Td (861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 539.21 Td (990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 525.21 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 212.21 529.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 525.20 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 525.21 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 512.01 Td (Less: Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 156.49 512.01 Td (As\) arising from net operating loss, foreign tax credit and general) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 501.21 Td ( business credit carry-forwards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 168.21 505.29 Td (\(4\)\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 501.20 Td (4,931) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 501.21 Td (5,288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 488.01 Td (Less: Excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 240.24 488.01 Td (As, certain common stock investments,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.25 477.21 Td ( and MSRs ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.76 481.29 Td (\(4\)\(8\)\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 477.20 Td (1,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 477.21 Td (2,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 463.21 Td (Less: Deductions applied to Common Equity ) Tj ET Q q 0 0 0 rg BT 214.57 463.21 Td (T) Tj ET Q q 0 0 0 rg BT 219.75 463.21 Td (ier 1 Capital due to insuf) Tj ET Q q 0 0 0 rg BT 308.82 463.21 Td (ficient amount of ) Tj ET Q q 0 0 0 rg BT 372.55 463.21 Td (Additional ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 454.21 Td ( ) Tj ET Q q 0 0 0 rg BT 56.84 454.21 Td (T) Tj ET Q q 0 0 0 rg BT 62.02 454.21 Td (ier 1 Capital to cover deductions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 179.23 458.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 454.20 Td (10,485) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 454.21 Td (13,167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 440.20 Td (Total Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 440.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.65 440.20 Td (166,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 440.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 440.21 Td (157,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 426.20 Td (Additional Tier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 412.21 Td (Qualifying perpetual preferred stock ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 183.69 416.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 412.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 412.20 Td (8,851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 412.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 412.21 Td (6,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 398.21 Td (Qualifying trust preferred securities ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 181.20 402.29 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 398.20 Td (1,726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 398.21 Td (2,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 384.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 384.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 384.21 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 370.20 Td (Regulatory Capital Adjustment and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 357.01 Td (Less: Cumulative unrealized net gain related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 346.21 Td ( attributable to own creditworthiness, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 227.46 350.29 Td (\(4\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 346.20 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 346.21 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 332.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 362.17 336.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 366.82 336.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 332.20 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 332.21 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 318.21 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 212.21 322.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 318.20 Td (943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 318.21 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 305.01 Td (Less: DT) Tj ET Q q 0 0 0 rg BT 82.77 305.01 Td (As arising from net operating loss, foreign tax credit and general) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 294.21 Td ( business credit carry-forwards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 168.21 298.29 Td (\(4\)\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 294.20 Td (19,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 294.21 Td (21,151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 281.01 Td (Less: Deductions applied to Common Equity ) Tj ET Q q 0 0 0 rg BT 214.57 281.01 Td (T) Tj ET Q q 0 0 0 rg BT 219.75 281.01 Td (ier 1 Capital due to insuf) Tj ET Q q 0 0 0 rg BT 308.82 281.01 Td (ficient amount of ) Tj ET Q q 0 0 0 rg BT 372.55 281.01 Td (Additional ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 270.21 Td ( ) Tj ET Q q 0 0 0 rg BT 56.84 270.21 Td (T) Tj ET Q q 0 0 0 rg BT 62.02 270.21 Td (ier 1 Capital to cover deductions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 179.23 274.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 270.20 Td (\(10,485\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 270.21 Td (\(13,167\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 256.20 Td (Total Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 256.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.90 256.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 256.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 256.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 242.20 Td (Total Tier 1 Capital \(Common Equity Tier 1 Capital + Additional Tier 1 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 242.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.65 242.20 Td (166,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 242.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 242.21 Td (157,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 228.20 Td (Tier 2 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 214.21 Td (Qualifying subordinated debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.73 218.29 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 214.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.15 214.20 Td (16,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 214.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 214.21 Td (16,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 200.21 Td (Qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.90 200.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 200.21 Td (1,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 186.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 186.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 186.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 172.21 Td (Excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 267.66 176.29 Td (\(13\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 172.20 Td (1,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 172.21 Td (1,669) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 158.20 Td (Regulatory Capital Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 144.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 362.17 148.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 366.82 148.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 144.20 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 144.21 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 130.20 Td (Total Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 130.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.15 130.20 Td (18,382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 130.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 130.21 Td (19,275) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 116.20 Td (Total Capital \(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 116.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.65 116.20 Td (184,807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 116.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 116.21 Td (176,748) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 79 0 obj <> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (37) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 116.78 742.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 148.90 742.25 Td (Assets \(Basel III ) Tj ET Q q 0 0 0 rg BT 219.38 742.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 262.05 742.25 Td (Approaches with T) Tj ET Q q 0 0 0 rg BT 339.47 742.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 378.84 742.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 693.75 381.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.75 693.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.75 693.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 667.75 381.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.75 667.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.75 667.75 68.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 707.75 m 425.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.75 707.75 m 493.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 707.75 m 561.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 707.75 m 425.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.75 707.75 m 493.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 707.75 m 561.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 667.75 m 425.75 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.75 667.75 m 493.75 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 667.75 m 561.75 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 667.75 m 425.75 667.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 654.75 m 425.75 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.75 667.75 m 493.75 667.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 425.75 654.75 m 493.75 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 667.75 m 561.75 667.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 654.75 m 561.75 654.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.25 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.80 723.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 712.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 723.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.35 712.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 531.35 716.29 Td (\(15\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 698.21 Td (Credit Risk ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 93.75 702.29 Td (\(14\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 699.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 699.15 Td (882,201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 699.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 699.01 Td (834,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 685.01 Td (Market Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 685.15 Td (100,785) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 685.01 Td (112,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 672.01 Td (Operational Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 672.15 Td (300,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 672.01 Td (231,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 659.15 Td (Total Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 659.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 659.15 Td (1,282,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 659.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.25 659.01 Td (1,177,736) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 636.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 636.05 Td (Pro forma presentation of regulatory capital components and tiers based on application of the Final Basel III Rules consistent with current period ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 626.45 Td (presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 616.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 616.85 Td (Issuance costs of $1) Tj ET Q q 0 0 0 rg BT 126.91 616.85 Td (17 million and $93 million related to preferred stock outstanding at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.97 616.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.18 616.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 423.73 616.85 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.60 616.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 528.73 616.85 Td (, are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 607.25 Td (excluded from common stockholders) Tj ET Q q 0 0 0 rg BT 183.93 607.25 Td ( equity and netted against preferred stock in accordance with Federal Reserve Board regulatory reporting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 597.65 Td (requirements, which dif) Tj ET Q q 0 0 0 rg BT 139.05 597.65 Td (fer from those under U.S. GAAP) Tj ET Q q 0 0 0 rg BT 243.71 597.65 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 588.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 588.05 Td (In addition, includes the net amount of unamortized loss on held-to-maturity \(HTM\) securities. ) Tj ET Q q 0 0 0 rg BT 368.79 588.05 Td (This amount relates to securities that were previously ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 578.45 Td (transferred from ) Tj ET Q q 0 0 0 rg BT 116.75 578.45 Td (AFS to HTM, and non-credit related factors such as changes in interest rates and liquidity spreads for HTM securities with other) Tj ET Q q 0 0 0 rg BT 527.82 578.45 Td (-than-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 568.85 Td (temporary impairment. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 559.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 559.25 Td (The transition arrangements for significant regulatory capital adjustments and deductions impacting Common Equity ) Tj ET Q q 0 0 0 rg BT 439.43 559.25 Td (T) Tj ET Q q 0 0 0 rg BT 444.04 559.25 Td (ier 1 Capital and/or ) Tj ET Q q 0 0 0 rg BT 507.57 559.25 Td (Additional ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 549.65 Td (T) Tj ET Q q 0 0 0 rg BT 67.61 549.65 Td (ier 1 Capital are set forth above in the table entitled Basel III ) Tj ET Q q 0 0 0 rg BT 267.16 549.65 Td (T) Tj ET Q q 0 0 0 rg BT 271.77 549.65 Td (ransition ) Tj ET Q q 0 0 0 rg BT 301.32 549.65 Td (Arrangements: Significant Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 450.18 549.65 Td (Adjustments and Deductions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 540.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 540.05 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 117.97 540.05 Td (T) Tj ET Q q 0 0 0 rg BT 122.57 540.05 Td (ier 1 Capital is adjusted for accumulated net unrealized gains \(losses\) on cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 450.70 540.05 Td (AOCI that relate to the hedging of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 530.45 Td (items not recognized at fair value on the balance sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 520.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 520.85 Td (The cumulative impact of changes in Citigroup) Tj ET Q q 0 0 0 rg BT 216.29 520.85 Td (s own creditworthiness in valuing liabilities for which the fair value option has been elected and own-credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 511.25 Td (valuation adjustments on derivatives are excluded from Common Equity ) Tj ET Q q 0 0 0 rg BT 297.25 511.25 Td (T) Tj ET Q q 0 0 0 rg BT 301.85 511.25 Td (ier 1 Capital, in accordance with the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 501.65 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 501.65 Td (Includes goodwill embedded in the valuation of significant common stock investments in unconsolidated financial institutions. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 492.05 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 492.05 Td (Of Citi) Tj ET Q q 0 0 0 rg BT 87.67 492.05 Td (s approximately $49.9 billion of net DT) Tj ET Q q 0 0 0 rg BT 214.34 492.05 Td (As at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.00 492.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 297.21 492.05 Td (, approximately $24.8 billion of such assets were includable in regulatory capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 482.45 Td (pursuant to the Final Basel III Rules, while approximately $25.1 billion of such assets were excluded in arriving at regulatory capital. Comprising the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 472.85 Td (excluded net DT) Tj ET Q q 0 0 0 rg BT 115.67 472.85 Td (As was an aggregate of approximately $26.6 billion of net DT) Tj ET Q q 0 0 0 rg BT 313.87 472.85 Td (As arising from net operating loss, foreign tax credit and general business ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 463.25 Td (credit carry-forwards as well as temporary dif) Tj ET Q q 0 0 0 rg BT 209.46 463.25 Td (ferences, of which $16.8 billion were deducted from Common Equity ) Tj ET Q q 0 0 0 rg BT 434.14 463.25 Td (T) Tj ET Q q 0 0 0 rg BT 438.75 463.25 Td (ier 1 Capital and $9.8 billion were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 453.65 Td (deducted from ) Tj ET Q q 0 0 0 rg BT 110.98 453.65 Td (Additional ) Tj ET Q q 0 0 0 rg BT 147.06 453.65 Td (T) Tj ET Q q 0 0 0 rg BT 151.66 453.65 Td (ier 1 Capital. In addition, approximately $1.5 billion of net DTLs, primarily consisting of DTLs associated with goodwill and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 444.05 Td (certain other intangible assets, partially of) Tj ET Q q 0 0 0 rg BT 197.03 444.05 Td (fset by DT) Tj ET Q q 0 0 0 rg BT 230.61 444.05 Td (As related to cash flow hedges, are permitted to be excluded prior to deriving the amount of net DT) Tj ET Q q 0 0 0 rg BT 548.31 444.05 Td (As ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 434.45 Td (subject to deduction under these rules. Separately) Tj ET Q q 0 0 0 rg BT 220.88 434.45 Td (, under the Final Basel III Rules, goodwill and these other intangible assets are deducted net of associated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 424.85 Td (DTLs in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 181.95 424.85 Td (T) Tj ET Q q 0 0 0 rg BT 186.56 424.85 Td (ier 1 Capital, while Citi) Tj ET Q q 0 0 0 rg BT 264.10 424.85 Td (s current cash flow hedges and the related deferred tax ef) Tj ET Q q 0 0 0 rg BT 446.54 424.85 Td (fects are not required to be reflected ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 415.25 Td (in regulatory capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 405.65 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 405.65 Td (Aside from MSRs, reflects DT) Tj ET Q q 0 0 0 rg BT 160.79 405.65 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 256.62 405.65 Td (ferences and significant common stock investments in unconsolidated financial institutions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 396.05 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 396.05 Td (Represents Citigroup Capital XIII trust preferred securities, which are permanently grandfathered as ) Tj ET Q q 0 0 0 rg BT 385.63 396.05 Td (T) Tj ET Q q 0 0 0 rg BT 390.23 396.05 Td (ier 1 Capital under the Final Basel III Rules, as well ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 386.45 Td (as non-grandfathered trust preferred securities. Under the Final Basel III Rules, the amount of non-grandfathered trust preferred securities eligible for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 376.85 Td (inclusion in ) Tj ET Q q 0 0 0 rg BT 102.41 376.85 Td (T) Tj ET Q q 0 0 0 rg BT 107.02 376.85 Td (ier 1 Capital during 2014 is limited to 50% of the amount of non-grandfathered trust preferred securities outstanding at January 1, 2014, with ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 367.25 Td (the remaining 50% eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 202.60 367.25 Td (T) Tj ET Q q 0 0 0 rg BT 207.21 367.25 Td (ier 2 Capital. ) Tj ET Q q 0 0 0 rg BT 250.31 367.25 Td (As a result of approximately $17.5 million of redemptions of non-grandfathered trust preferred ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 357.65 Td (securities during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 129.87 357.65 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.98 357.65 Td ( quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.30 357.65 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.30 357.65 Td (, the remaining amount of non-grandfathered trust preferred securities outstanding at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.09 357.65 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.30 357.65 Td ( were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 348.05 Td (eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 139.73 348.05 Td (T) Tj ET Q q 0 0 0 rg BT 144.34 348.05 Td (ier 1 Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 338.45 Td (\(1) Tj ET Q q 0 0 0 rg BT 51.37 338.45 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 338.45 Td (50% of the minimum regulatory capital requirements of insurance underwriting subsidiaries must be deducted from each of ) Tj ET Q q 0 0 0 rg BT 460.29 338.45 Td (T) Tj ET Q q 0 0 0 rg BT 464.90 338.45 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 519.85 338.45 Td (T) Tj ET Q q 0 0 0 rg BT 524.45 338.45 Td (ier 2 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 328.85 Td (Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 319.25 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 319.25 Td (Under the transition arrangements of the Final Basel III Rules, non-qualifying subordinated debt issuances which consist of those with a fixed-to-floating ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 309.65 Td (rate step-up feature where the call/step-up date has not passed are eligible for 50% inclusion in ) Tj ET Q q 0 0 0 rg BT 368.08 309.65 Td (T) Tj ET Q q 0 0 0 rg BT 372.68 309.65 Td (ier 2 Capital during 2014, with the threshold based upon ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 300.05 Td (the aggregate outstanding principal amounts of such issuances as of January 1, 2014. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 290.45 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 290.45 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 96.99 290.45 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 171.49 290.45 Td (ganizations are permitted to include in ) Tj ET Q q 0 0 0 rg BT 296.19 290.45 Td (T) Tj ET Q q 0 0 0 rg BT 300.80 290.45 Td (ier 2 Capital eligible credit reserves that exceed expected credit losses to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 280.85 Td (extent that the excess reserves do not exceed 0.6% of credit risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 271.25 Td (\(14\) Under the Final Basel III Rules, credit risk-weighted assets during the transition period reflect the ef) Tj ET Q q 0 0 0 rg BT 382.98 271.25 Td (fects of transitional arrangements related to regulatory ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 261.65 Td (capital adjustments and deductions and, as a result, will dif) Tj ET Q q 0 0 0 rg BT 251.48 261.65 Td (fer from credit risk-weighted assets derived under full implementation of the rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 252.05 Td (\(15\) Risk-weighted assets at December 31, 2013 are presented on a pro forma basis, assuming the application of the Final Basel III Rules consistent with current ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 242.45 Td ( period presentation, including the resultant impact on credit risk-weighted assets. During the first quarter of 2014, Citi increased operational risk-weighted ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 232.85 Td ( assets by approximately $56 billion in conjunction with the granting of permission by the Federal Reserve Board to exit the parallel run period and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 223.25 Td ( commence applying the Basel III ) Tj ET Q q 0 0 0 rg BT 170.74 223.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 204.73 223.25 Td (Approaches framework, ef) Tj ET Q q 0 0 0 rg BT 290.10 223.25 Td (fective with the second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.39 223.25 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.39 223.25 Td (. ) Tj ET Q endstream endobj 81 0 obj <> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (38) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Capital Rollforward Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 376.64 742.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 416.01 742.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 707.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 707.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 707.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 679.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 679.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 679.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 651.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 651.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 651.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 623.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 623.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 623.75 87.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 384.25 431.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 431.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 403.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 403.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 403.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 375.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 375.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 375.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 347.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 347.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.25 347.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.25 309.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.25 309.75 90.00 -14.00 re f /GS0 gs 0.8 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0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.25 707.75 m 474.25 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.25 707.75 m 561.25 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.25 417.75 m 384.25 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.25 417.75 m 474.25 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.25 417.75 m 561.25 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.25 417.75 m 384.25 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.25 403.75 m 384.25 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.25 417.75 m 474.25 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.25 403.75 m 474.25 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.25 417.75 m 561.25 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.25 403.75 m 561.25 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.25 403.75 m 384.25 403.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 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m 561.25 93.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.25 79.75 m 561.25 79.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.75 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.80 723.00 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.05 712.20 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.70 723.00 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.55 712.20 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 698.20 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 684.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 160.76 688.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 684.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 684.20 Td (164,289) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 684.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.50 684.20 Td (157,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 670.21 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 670.20 Td (2,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 670.20 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 656.21 Td (Dividends declared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 656.20 Td (\(159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 656.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.25 656.20 Td (\(443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 656.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 642.21 Td (Net increase in treasury stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 642.20 Td (\(111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 642.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.25 642.20 Td (\(973) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 642.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 628.21 Td (Net increase in additional paid-in capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 196.94 632.29 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 628.20 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 628.20 Td (670) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 614.21 Td (Net increase in foreign currency translation adjustment net of hedges, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 614.20 Td (\(1,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 614.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 614.20 Td (\(2,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 614.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 600.21 Td (Net change in unrealized losses on securities ) Tj ET Q q 0 0 0 rg BT 213.45 600.21 Td (AFS, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 268.45 604.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 600.20 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 600.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 600.20 Td (245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 586.21 Td (Net change in defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 288.93 590.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 586.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 586.20 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 586.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 573.01 Td (Net increase in cumulative unrealized net gain related to changes in fair value of financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 562.21 Td ( liabilities attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 562.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 562.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 562.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 562.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 548.21 Td (Net 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assets \(DTAs\) arising from net operating loss, foreign tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.25 484.21 Td (credit and general business credit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 484.20 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 484.20 Td (357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 471.01 Td (Net decrease in excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 275.71 471.01 Td (As, certain common stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 460.21 Td ( investments and MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 460.20 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 460.20 Td (428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 447.01 Td (Net decrease in regulatory capital deduction applied to Common Equity ) Tj ET Q q 0 0 0 rg BT 311.51 447.01 Td (T) Tj ET Q q 0 0 0 rg BT 316.69 447.01 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 436.21 Td ( due to insuf) Tj ET Q q 0 0 0 rg BT 102.08 436.21 Td (ficient ) Tj ET Q q 0 0 0 rg BT 126.82 436.21 Td (Additional ) Tj ET Q q 0 0 0 rg BT 167.41 436.21 Td (T) Tj ET Q q 0 0 0 rg BT 172.59 436.21 Td (ier 1 Capital to cover deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 436.20 Td (210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 436.20 Td (2,682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 422.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 422.20 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 422.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 422.20 Td (320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 408.20 Td (Net increase in Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 408.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 408.20 Td (2,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 408.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 408.20 Td (8,952) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 394.20 Td (Common Equity Tier 1 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 394.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 394.20 Td (166,425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 394.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.50 394.20 Td (166,425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 380.20 Td (Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 366.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 160.76 370.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 366.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 366.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 366.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 366.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 352.21 Td (Net increase in qualifying perpetual preferred stock) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 236.17 356.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 352.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 352.20 Td (2,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 338.21 Td (Net decrease in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 338.20 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 338.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.25 338.20 Td (\(890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 338.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 325.01 Td (Net increase in cumulative unrealized net gain related to changes in fair value of financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 314.21 Td ( liabilities attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 314.20 Td (\(61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 314.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 314.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 314.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 300.21 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 300.20 Td (\(90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 300.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 300.20 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 300.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 287.01 Td (Net decrease in DT) Tj ET Q q 0 0 0 rg BT 119.74 287.01 Td (As arising from net operating loss, foreign tax credit and general ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 276.21 Td ( business credit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 276.20 Td (388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 276.20 Td (1,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 263.01 Td (Net decrease in regulatory capital deduction applied to Common Equity ) Tj ET Q q 0 0 0 rg BT 311.51 263.01 Td (T) Tj ET Q q 0 0 0 rg BT 316.69 263.01 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 252.21 Td ( due to insuf) Tj ET Q q 0 0 0 rg BT 102.08 252.21 Td (ficient ) Tj ET Q q 0 0 0 rg BT 126.82 252.21 Td (Additional ) Tj ET Q q 0 0 0 rg BT 167.41 252.21 Td (T) Tj ET Q q 0 0 0 rg BT 172.59 252.21 Td (ier 1 Capital to cover deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 252.20 Td (\(210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 252.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 252.20 Td (\(2,682) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 252.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 238.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 238.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 238.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 238.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 224.20 Td (Net change in Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 224.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 224.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 224.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 224.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 210.20 Td (Tier 1 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 210.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 210.20 Td (166,425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 210.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.50 210.20 Td (166,425) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 196.20 Td (Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 182.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 160.76 186.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 182.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 182.20 Td (18,194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 182.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 182.20 Td (19,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 168.21 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 168.20 Td (376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 168.20 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 154.21 Td (Net decrease in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 154.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 154.20 Td (\(1,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 154.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 140.21 Td (Net decrease in excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 140.20 Td (\(188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 140.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 140.20 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 140.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.75 126.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 126.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 126.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 126.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 112.20 Td (Net change in Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 112.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 112.20 Td (188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 112.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.25 112.20 Td (\(893) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 112.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 98.20 Td (Tier 2 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 98.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 98.20 Td (18,382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 98.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 98.20 Td (18,382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.75 84.20 Td (Total Capital \(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 84.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 84.20 Td (184,807) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 84.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.50 84.20 Td (184,807) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 61.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 61.05 Td (Pro forma presentation based on application of the Final Basel III Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 51.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 51.45 Td (Primarily represents an increase in additional paid-in capital related to employee benefit plans.) Tj ET Q endstream endobj 83 0 obj <> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 743.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 743.50 Td (Citi issued approximately $2.23 billion of qualifying perpetual preferred stock during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.27 743.50 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.04 743.50 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 412.70 743.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.91 743.50 Td (, which was partially ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 733.90 Td (of) Tj ET Q q 0 0 0 rg BT 69.52 733.90 Td (fset by the netting of issuance costs of $24 million. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 724.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 724.30 Td (Presented net of impact of transition arrangements for regulatory capital adjustments and deductions under the Final Basel III Rules. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 700.30 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 116.78 700.30 Td (eighted ) Tj ET Q q 0 0 0 rg BT 148.90 700.30 Td (Assets Rollforward \(Basel III ) Tj ET Q q 0 0 0 rg BT 271.88 700.30 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 314.56 700.30 Td (Approaches with T) Tj ET Q q 0 0 0 rg BT 391.98 700.30 Td (ransition ) Tj ET Q q 0 0 0 rg BT 431.35 700.30 Td (Arrangements\) ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 665.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 665.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 665.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 639.80 317.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 639.80 101.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 639.80 99.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 620.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 620.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 620.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 594.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 594.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 594.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 568.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 568.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 568.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 542.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 542.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 542.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 516.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 516.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 516.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 490.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 490.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 490.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 464.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 464.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 464.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 438.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 438.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 438.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 419.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 419.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 419.80 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 400.80 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 400.80 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 400.80 99.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 665.8 m 361.75 665.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 665.8 m 462.75 665.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 665.8 m 561.75 665.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 503.8 m 361.75 503.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 490.8 m 361.75 490.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 503.8 m 462.75 503.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 490.8 m 462.75 490.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 503.8 m 561.75 503.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 490.8 m 561.75 490.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 490.8 m 361.75 490.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 490.8 m 462.75 490.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 490.8 m 561.75 490.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 438.8 m 361.75 438.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 425.8 m 361.75 425.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 438.8 m 462.75 438.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 425.8 m 462.75 425.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 438.8 m 561.75 438.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 425.8 m 561.75 425.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 425.8 m 361.75 425.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 419.8 m 361.75 419.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 425.8 m 462.75 425.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 419.8 m 462.75 419.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 425.8 m 561.75 425.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 419.8 m 561.75 419.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 419.8 m 361.75 419.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 406.8 m 361.75 406.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 419.8 m 462.75 419.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 406.8 m 462.75 406.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 419.8 m 561.75 419.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 406.8 m 561.75 406.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 406.8 m 361.75 406.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 400.8 m 361.75 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 406.8 m 462.75 406.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 400.8 m 462.75 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 406.8 m 561.75 406.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 400.8 m 561.75 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 400.8 m 361.75 400.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 387.8 m 361.75 387.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 400.8 m 462.75 400.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 387.8 m 462.75 387.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 400.8 m 561.75 400.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 387.8 m 561.75 387.8 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.25 670.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.80 681.05 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.05 670.25 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.20 681.05 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.65 670.25 Td (September) Tj ET Q q 0 0 0 rg BT 513.23 670.25 Td ( 30, 2014) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 546.98 674.33 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 47.25 657.20 Td ( ) Tj ET Q q 0 0 0 rg BT 49.34 657.20 Td (T) Tj ET Q q 0 0 0 rg BT 54.51 657.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 100.27 657.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 130.02 657.20 Td (Assets, beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 233.53 661.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 657.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 657.20 Td (1,264,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 657.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.25 657.20 Td (1,103,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 644.06 Td (Impact of adoption of Basel III ) Tj ET Q q 0 0 0 rg BT 163.72 644.06 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 201.95 644.06 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 244.94 648.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 644.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 644.20 Td (74,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 625.20 Td (Changes in Credit Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 612.06 Td (Net decrease in retail exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 612.20 Td (\(8,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 612.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 612.20 Td (\(35,042) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 612.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 599.06 Td (Net increase in wholesale exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 599.20 Td (29,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 599.20 Td (41,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 586.06 Td (Net change in repo-style transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 586.20 Td (\(1,959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 586.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 586.20 Td (4,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 573.06 Td (Net increase in securitization exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 573.20 Td (1,078) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 573.20 Td (2,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 560.06 Td (Net decrease in equity exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 560.20 Td (\(1,421) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 560.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.75 560.20 Td (\(712) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 560.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 547.06 Td (Net increase in over-the-counter \(OTC\) derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 547.20 Td (4,189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 547.20 Td (19,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 534.06 Td (Net change in derivatives CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 534.20 Td (\(2,338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 534.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 534.20 Td (2,710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 521.06 Td (Net change in other ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.22 525.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 521.20 Td (\(5,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 521.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 521.20 Td (10,710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 508.06 Td (Net increase in supervisory 6% multiplier ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.71 512.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 508.20 Td (1,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 508.20 Td (2,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 495.20 Td (Net increase in Credit Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 495.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 495.20 Td (16,749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 495.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 495.20 Td (48,119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 469.20 Td (Changes in Market Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 456.06 Td (Net decrease in risk levels) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 456.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 456.20 Td (\(9,264) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 456.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 456.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 456.20 Td (\(18,453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 456.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 443.06 Td (Net change due to model and methodology updates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 443.20 Td (\(1,065) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 443.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 443.20 Td (7,084) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 430.20 Td (Net decrease in Market Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 430.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 430.20 Td (\(10,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 430.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 430.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 430.20 Td (\(11,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 430.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 411.20 Td (Net incr) Tj ET Q q 0 0 0 rg BT 81.32 411.20 Td (ease in Operational Risk-W) Tj ET Q q 0 0 0 rg BT 187.08 411.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 216.83 411.20 Td (Assets ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.08 415.28 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 411.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 411.20 Td (12,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 411.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 411.20 Td (68,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 392.20 Td (Total Risk-Weighted Assets, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 392.20 Td (1,282,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.25 392.20 Td (1,282,986) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 369.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 63.00 369.10 Td (T) Tj ET Q q 0 0 0 rg BT 67.33 369.10 Td (otal risk-weighted assets as of December 31, 2013 presented on a pro forma basis to reflect application of the Final Basel III Rules related to the ef) Tj ET Q q 0 0 0 rg BT 537.03 369.10 Td (fect of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 359.50 Td (transition arrangements on regulatory capital components, consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 349.90 Td (\(2\) Prior periods have been restated to conform to current period) Tj ET Q q 0 0 0 rg BT 259.82 349.90 Td (s presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 340.30 Td (\(3\) Reflects the ef) Tj ET Q q 0 0 0 rg BT 108.38 340.30 Td (fect of adjusting credit risk-weighted assets at the beginning of the period from a Basel I basis to a Basel III ) Tj ET Q q 0 0 0 rg BT 454.29 340.30 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 488.27 340.30 Td (Approaches basis; ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 330.70 Td (adjusting market risk-weighted assets from a Basel II.5 basis to a Basel III ) Tj ET Q q 0 0 0 rg BT 302.50 330.70 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 336.48 330.70 Td (Approach basis; and including operational risk-weighted assets as ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 321.10 Td (required under the Basel III ) Tj ET Q q 0 0 0 rg BT 152.96 321.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 186.95 321.10 Td (Approaches rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 311.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 63.00 311.50 Td (Other includes cleared transactions, unsettled transactions, assets other than those reportable in specific exposure categories and non-material portfolios of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 301.90 Td (exposures. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 292.30 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 63.00 292.30 Td (Supervisory 6% multiplier does not apply to derivatives CV) Tj ET Q q 0 0 0 rg BT 253.94 292.30 Td (A. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 282.70 Td (\(6\) During the first quarter of 2014, Citi increased operational risk-weighted assets by approximately $56 billion in conjunction with the granting of permission ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 273.10 Td (by the Federal Reserve Board to exit the parallel run period and commence applying the Basel III ) Tj ET Q q 0 0 0 rg BT 376.45 273.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 410.44 273.10 Td (Approaches framework, ef) Tj ET Q q 0 0 0 rg BT 495.81 273.10 Td (fective with the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 263.50 Td (second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.53 263.50 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.53 263.50 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 239.50 Td (Capital Resources of Citigroup) Tj ET Q q 0 0 0 rg BT 175.10 239.50 Td (s Subsidiary U.S. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 227.50 Td (Depository Institutions Under Current Regulatory ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 215.50 Td (Standards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 203.50 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 86.11 203.50 Td (s subsidiary U.S. depository institutions are also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 191.50 Td (subject to regulatory capital standards issued by their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 179.50 Td (respective primary federal bank regulatory agencies, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 167.50 Td (are similar to the standards of the Federal Reserve Board. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 155.50 Td ( ) Tj ET Q q 0 0 0 rg BT 64.82 155.50 Td (The following table sets forth the capital tiers, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 143.50 Td (weighted assets, quarterly adjusted average total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 131.50 Td (capital ratios under current regulatory standards \(reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 119.50 Td (Basel III ) Tj ET Q q 0 0 0 rg BT 82.03 119.50 Td (T) Tj ET Q q 0 0 0 rg BT 87.78 119.50 Td (ransition ) Tj ET Q q 0 0 0 rg BT 124.73 119.50 Td (Arrangements\) for Citibank, N.A., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 107.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 62.78 107.50 Td (s primary subsidiary U.S. depository institution, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 95.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.26 95.50 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.70 95.50 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.29 95.50 Td (. ) Tj ET Q endstream endobj 85 0 obj <> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (40) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (Citibank, N.A. Capital Components and Ratios Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 449.49 742.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 488.86 742.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 48.50 676.75 239.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 676.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 676.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 676.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 676.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 676.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.50 648.75 239.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 648.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 648.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 648.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 648.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 648.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.50 620.75 239.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 620.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 620.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 620.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 620.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 620.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.50 592.75 239.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 592.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 592.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 592.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 592.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 592.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 717.75 m 354.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 717.75 m 421.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 717.75 m 428.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 717.75 m 495.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 717.75 m 562.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.5 690.75 m 287.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 717.75 m 354.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 717.75 m 421.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 717.75 m 428.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 717.75 m 428.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 717.75 m 495.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 690.75 m 495.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 717.75 m 562.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 690.75 m 562.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.5 690.75 m 287.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 690.75 m 354.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 690.75 m 421.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 690.75 m 428.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 690.75 m 428.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 690.75 m 495.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 690.75 m 562.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 676.75 m 428.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 662.75 m 428.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 648.75 m 428.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.5 620.75 m 287.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 620.75 m 354.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 620.75 m 421.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 634.75 m 428.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 620.75 m 428.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 620.75 m 495.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 620.75 m 562.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 620.75 m 421.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 620.75 m 428.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 606.75 m 428.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 592.75 m 428.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 48.5 564.75 m 287.5 564.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 564.75 m 354.5 564.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 564.75 m 421.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 578.75 m 428.5 564.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 564.75 m 428.5 564.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 564.75 m 495.5 564.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 564.75 m 562.5 564.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.45 722.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.20 722.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 526.93 726.29 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 695.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.20 704.20 Td (Advanced) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.55 695.20 Td (Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.70 704.20 Td (Standardized ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.90 695.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 385.24 695.20 Td (oach) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 403.24 699.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.25 704.21 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 695.21 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 704.21 Td (Standardized ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.30 695.21 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 542.79 699.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 681.21 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 681.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.75 681.20 Td (128,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 681.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 681.20 Td (128,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 681.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.25 681.21 Td (128,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 681.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 681.21 Td (128,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 667.21 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.75 667.20 Td (128,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 667.20 Td (128,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.25 667.21 Td (128,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 667.21 Td (128,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 653.21 Td (T) Tj ET Q q 0 0 0 rg BT 58.87 653.21 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 111.04 653.21 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 164.94 653.21 Td (T) Tj ET Q q 0 0 0 rg BT 170.12 653.21 Td (ier 2 Capital\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.85 657.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.75 653.20 Td (136,430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 653.20 Td (146,435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.25 653.21 Td (137,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 653.21 Td (146,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 639.21 Td (Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.75 639.20 Td (944,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 639.20 Td (932,572) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.25 639.21 Td (893,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 639.21 Td (910,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 625.21 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 90.24 625.21 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 124.49 625.21 Td (A) Tj ET Q q 0 0 0 rg BT 130.32 625.21 Td (verage ) Tj ET Q q 0 0 0 rg BT 156.39 625.21 Td (T) Tj ET Q q 0 0 0 rg BT 161.26 625.21 Td (otal ) Tj ET Q q 0 0 0 rg BT 176.51 625.21 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.26 629.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 625.20 Td (1,354,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 625.20 Td (1,354,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 625.21 Td (1,321,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 625.21 Td (1,321,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 611.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 115.84 611.21 Td (T) Tj ET Q q 0 0 0 rg BT 121.02 611.21 Td (ier 1 Capital ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 186.50 615.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 611.20 Td (13.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 611.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 611.20 Td (13.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 611.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.25 611.21 Td (14.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 611.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 611.21 Td (14.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 611.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 597.21 Td (T) Tj ET Q q 0 0 0 rg BT 59.18 597.21 Td (ier 1 Capital ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.66 601.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 597.20 Td (13.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 597.20 Td (13.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.25 597.21 Td (14.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 597.21 Td (14.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 583.21 Td (T) Tj ET Q q 0 0 0 rg BT 58.87 583.21 Td (otal Capital ratio ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.85 587.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 583.20 Td (14.45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 583.20 Td (15.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.25 583.21 Td (15.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 583.21 Td (16.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 569.21 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 569.20 Td (9.46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 569.20 Td (9.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 569.21 Td (9.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 569.21 Td (9.71) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 546.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 546.05 Td (Pro forma presentation based on application of the Final Basel III Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 536.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 536.45 Td (Basel III 2014 Standardized ) Tj ET Q q 0 0 0 rg BT 154.09 536.45 Td (Approach which reflects the application of the Basel I credit risk and Basel II.5 market risk capital rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 526.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 526.85 Td (Under the ) Tj ET Q q 0 0 0 rg BT 96.32 526.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 130.31 526.85 Td (Approaches framework eligible credit reserves that exceed expected credit losses are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 480.47 526.85 Td (T) Tj ET Q q 0 0 0 rg BT 485.07 526.85 Td (ier 2 Capital to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 517.25 Td (extent the excess reserves do not exceed 0.6% of credit risk-weighted assets, which dif) Tj ET Q q 0 0 0 rg BT 340.32 517.25 Td (fers from the Standardized ) Tj ET Q q 0 0 0 rg BT 426.95 517.25 Td (Approach in which the allowance for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 507.65 Td (credit losses is includable in ) Tj ET Q q 0 0 0 rg BT 155.06 507.65 Td (T) Tj ET Q q 0 0 0 rg BT 159.66 507.65 Td (ier 2 Capital up to 1.25% of credit risk-weighted assets, with any excess allowance for credit losses being deducted in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 498.05 Td (arriving at credit risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 488.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 488.45 Td (T) Tj ET Q q 0 0 0 rg BT 67.61 488.45 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 172.45 488.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 478.85 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 478.85 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 82.55 478.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.77 478.85 Td (, Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 200.10 478.85 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 294.61 478.85 Td (T) Tj ET Q q 0 0 0 rg BT 299.21 478.85 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 342.61 478.85 Td (T) Tj ET Q q 0 0 0 rg BT 347.21 478.85 Td (ier 1 Capital, and ) Tj ET Q q 0 0 0 rg BT 404.16 478.85 Td (T) Tj ET Q q 0 0 0 rg BT 408.49 478.85 Td (otal Capital ratios were the lower derived under ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 469.25 Td (the Basel III ) Tj ET Q q 0 0 0 rg BT 104.10 469.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 138.09 469.25 Td (Approaches. ) Tj ET Q q 0 0 0 rg BT 179.85 469.25 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 199.41 469.25 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.27 469.25 Td (, Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 315.61 469.25 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 410.11 469.25 Td (T) Tj ET Q q 0 0 0 rg BT 414.72 469.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 469.67 469.25 Td (T) Tj ET Q q 0 0 0 rg BT 474.27 469.25 Td (ier 1 Capital ratios were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 459.65 Td (the lower derived under the Basel III 2014 Standardized ) Tj ET Q q 0 0 0 rg BT 244.05 459.65 Td (Approach \(Basel I credit risk and Basel II.5 market risk capital rules\), whereas the reportable ) Tj ET Q q 0 0 0 rg BT 543.57 459.65 Td (T) Tj ET Q q 0 0 0 rg BT 547.89 459.65 Td (otal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 450.05 Td (Capital ratio was the lower derived under the ) Tj ET Q q 0 0 0 rg BT 208.73 450.05 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 242.72 450.05 Td (Approaches framework. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 424.05 Td (Impact of Changes on Citigroup and Citibank, N.A. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 412.05 Td (Capital Ratios Under Current Regulatory Capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 400.05 Td (Standards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 388.05 Td (The following table presents the estimated sensitivity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 376.05 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 86.11 376.05 Td (s and Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 171.11 376.05 Td (s capital ratios to changes of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 364.05 Td ($100 million in Common Equity ) Tj ET Q q 0 0 0 rg BT 177.88 364.05 Td (T) Tj ET Q q 0 0 0 rg BT 183.64 364.05 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 237.89 364.05 Td (T) Tj ET Q q 0 0 0 rg BT 243.64 364.05 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 352.05 Td (Capital and ) Tj ET Q q 0 0 0 rg BT 93.14 352.05 Td (T) Tj ET Q q 0 0 0 rg BT 98.55 352.05 Td (otal Capital \(numerator\), and changes of $1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 340.05 Td (billion in ) Tj ET Q q 0 0 0 rg BT 83.34 340.05 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 125.83 340.05 Td (Approaches and Standardized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 328.05 Td (Approach risk-weighted assets as well as quarterly adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 316.05 Td (average total assets \(denominator\), under current regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 424.05 Td (capital standards \(reflecting Basel III ) Tj ET Q q 0 0 0 rg BT 472.34 424.05 Td (T) Tj ET Q q 0 0 0 rg BT 478.09 424.05 Td (ransition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 412.05 Td (Arrangements\), as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.39 412.05 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 412.05 Td (. ) Tj ET Q q 0 0 0 rg BT 493.47 412.05 Td (This information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 400.05 Td (is provided for the purpose of analyzing the impact that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 388.05 Td (change in Citigroup) Tj ET Q q 0 0 0 rg BT 403.96 388.05 Td (s or Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 482.84 388.05 Td (s financial position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 376.05 Td (or results of operations could have on these ratios. ) Tj ET Q q 0 0 0 rg BT 524.85 376.05 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 364.05 Td (sensitivities only consider a single change to either a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 352.05 Td (component of capital, risk-weighted assets, or quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 340.05 Td (adjusted average total assets. ) Tj ET Q q 0 0 0 rg BT 439.21 340.05 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 488.55 340.05 Td (, an event that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 328.05 Td (af) Tj ET Q q 0 0 0 rg BT 329.34 328.05 Td (fects more than one factor may have a lar) Tj ET Q q 0 0 0 rg BT 494.63 328.05 Td (ger basis point ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 316.05 Td (impact than is reflected in this table.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 189.55 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 123.25 189.55 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.25 189.55 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.25 189.55 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.25 189.55 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.25 189.55 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.25 189.55 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.25 189.55 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.25 189.55 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 155.55 79.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 123.25 155.55 60.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.25 155.55 57.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.25 155.55 52.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.25 155.55 57.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.25 155.55 48.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.25 155.55 58.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.25 155.55 47.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.25 155.55 60.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 117.55 79.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 123.25 117.55 60.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.25 117.55 57.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.25 117.55 52.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.25 117.55 57.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.25 117.55 48.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.25 117.55 58.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.25 117.55 47.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.25 117.55 60.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 281.54999999999995 m 123.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.25 281.54999999999995 m 183.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.25 281.54999999999995 m 240.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 281.54999999999995 m 292.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.25 281.54999999999995 m 349.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 281.54999999999995 m 397.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.25 281.54999999999995 m 455.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 281.54999999999995 m 502.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 281.54999999999995 m 562.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 281.54999999999995 m 123.25 281.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 189.54999999999995 m 123.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.25 189.54999999999995 m 183.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 281.54999999999995 m 240.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.25 189.54999999999995 m 240.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 281.54999999999995 m 240.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 189.54999999999995 m 292.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 281.54999999999995 m 349.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.25 189.54999999999995 m 349.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 281.54999999999995 m 349.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 189.54999999999995 m 397.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 281.54999999999995 m 455.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.25 189.54999999999995 m 455.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 281.54999999999995 m 455.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 189.54999999999995 m 502.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 189.54999999999995 m 562.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 189.54999999999995 m 240.25 176.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.25 189.54999999999995 m 240.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 189.54999999999995 m 240.25 176.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 189.54999999999995 m 349.25 176.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.25 189.54999999999995 m 349.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 189.54999999999995 m 349.25 176.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 189.54999999999995 m 455.25 176.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.25 189.54999999999995 m 455.25 189.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 189.54999999999995 m 455.25 176.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 176.54999999999995 m 240.25 155.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 176.54999999999995 m 240.25 155.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 176.54999999999995 m 349.25 155.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 176.54999999999995 m 349.25 155.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 176.54999999999995 m 455.25 155.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 176.54999999999995 m 455.25 155.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 134.54999999999995 m 123.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.25 134.54999999999995 m 183.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 155.54999999999995 m 240.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.25 134.54999999999995 m 240.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 155.54999999999995 m 240.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 134.54999999999995 m 292.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 155.54999999999995 m 349.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.25 134.54999999999995 m 349.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 155.54999999999995 m 349.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 134.54999999999995 m 397.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 155.54999999999995 m 455.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.25 134.54999999999995 m 455.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 155.54999999999995 m 455.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 134.54999999999995 m 502.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 134.54999999999995 m 562.25 134.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 134.54999999999995 m 240.25 117.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 134.54999999999995 m 240.25 117.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 134.54999999999995 m 349.25 117.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 134.54999999999995 m 349.25 117.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 134.54999999999995 m 455.25 117.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 134.54999999999995 m 455.25 117.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 117.54999999999995 m 240.25 96.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 117.54999999999995 m 240.25 96.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 117.54999999999995 m 349.25 96.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 117.54999999999995 m 349.25 96.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 117.54999999999995 m 455.25 96.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 117.54999999999995 m 455.25 96.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 72.54999999999995 m 123.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 123.25 72.54999999999995 m 183.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 96.54999999999995 m 240.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 183.25 72.54999999999995 m 240.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 96.54999999999995 m 240.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 240.25 72.54999999999995 m 292.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 96.54999999999995 m 349.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 292.25 72.54999999999995 m 349.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 96.54999999999995 m 349.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 349.25 72.54999999999995 m 397.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 96.54999999999995 m 455.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 397.25 72.54999999999995 m 455.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 96.54999999999995 m 455.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.25 72.54999999999995 m 502.25 72.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 72.54999999999995 m 562.25 72.54999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.35 295.00 Td (Common Equity ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.90 286.00 Td (T) Tj ET Q q 0 0 0 rg BT 148.74 286.00 Td (ier) Tj ET Q q 0 0 0 rg BT 159.07 286.00 Td ( 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 286.00 Td (Tier 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.15 286.00 Td (Total Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.55 286.00 Td (Tier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.10 258.80 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 129.10 248.00 Td ($100 million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.35 237.25 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.00 226.40 Td (Common ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.70 215.65 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.25 204.85 Td (T) Tj ET Q q 0 0 0 rg BT 147.09 204.85 Td (ier) Tj ET Q q 0 0 0 rg BT 157.42 204.85 Td ( 1 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 138.45 194.00 Td (Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.60 247.95 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.35 237.15 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.85 226.40 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 215.55 Td (risk-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 204.80 Td (weighted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.25 194.00 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.10 247.95 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.75 237.15 Td ($100 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.20 226.40 Td (million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.35 215.55 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 204.80 Td (T) Tj ET Q q 0 0 0 rg BT 260.09 204.80 Td (ier) Tj ET Q q 0 0 0 rg BT 270.42 204.80 Td ( 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.45 194.00 Td (Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.60 247.95 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.35 237.15 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.85 226.40 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 215.55 Td (risk-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 204.80 Td (weighted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 194.00 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 269.60 Td (Impact ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 258.80 Td (of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 248.05 Td ($100 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.20 237.20 Td (million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 226.45 Td (change ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.95 215.65 Td (in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.90 204.80 Td (T) Tj ET Q q 0 0 0 rg BT 368.08 204.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.45 194.00 Td (Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.10 247.95 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.85 237.15 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.35 226.40 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 215.55 Td (risk-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 204.80 Td (weighted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 194.00 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 269.60 Td (Impact ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 258.80 Td (of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 248.05 Td ($100 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.70 237.20 Td (million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 226.45 Td (change ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.45 215.65 Td (in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.75 204.80 Td (T) Tj ET Q q 0 0 0 rg BT 472.59 204.80 Td (ier) Tj ET Q q 0 0 0 rg BT 482.92 204.80 Td ( 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.95 194.00 Td (Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 269.60 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.85 258.80 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.35 248.05 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.35 237.20 Td ( quarterly ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.20 226.45 Td (adjusted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.75 215.65 Td (average ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 204.80 Td (total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.75 194.00 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.75 180.95 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 167.81 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 158.81 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.70 160.01 Td (0.8 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.20 160.01 Td (1.0 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.70 160.01 Td (0.8 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.20 160.01 Td (1.0 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.70 160.01 Td (0.8 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.70 160.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.20 160.01 Td (0.5 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.70 160.01 Td (0.5 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 146.81 Td (Standardized ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 137.81 Td (Approach ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 93.49 141.89 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.70 139.01 Td (0.9 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.20 139.01 Td (1.4 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.70 139.01 Td (0.9 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.20 139.01 Td (1.4 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.70 139.01 Td (0.9 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.70 139.01 Td (1.6 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.20 139.01 Td (0.5 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.70 139.01 Td (0.5 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.75 122.00 Td (Citibank, N.A.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 108.81 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 99.81 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.70 101.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.20 101.01 Td (1.4 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.70 101.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.20 101.01 Td (1.4 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.70 101.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.70 101.01 Td (1.5 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.20 101.01 Td (0.7 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.70 101.01 Td (0.7 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 86.01 Td (Standardized ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.75 77.01 Td (Approach ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 93.49 81.09 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.70 77.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.20 77.01 Td (1.5 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.70 77.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.20 77.01 Td (1.5 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.70 77.01 Td (1.1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.70 77.01 Td (1.7 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.20 77.01 Td (0.7 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.70 77.01 Td (0.7 bps) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 53.85 Td (\(1\) Basel III 2014 Standardized ) Tj ET Q q 0 0 0 rg BT 153.41 53.85 Td (Approach which reflects the application of the Basel I credit risk and Basel II.5 market risk capital rules.) Tj ET Q endstream endobj 87 0 obj <> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (41) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Broker-Dealer Subsidiaries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 730.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 730.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.76 730.25 Td (, Citigroup Global Markets Inc., a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 718.25 Td (U.S. broker) Tj ET Q q 0 0 0 rg BT 91.18 718.25 Td (-dealer registered with the SEC that is an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 706.25 Td (indirect wholly owned subsidiary of Citigroup, had net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 694.25 Td (capital, computed in accordance with the SEC) Tj ET Q q 0 0 0 rg BT 232.44 694.25 Td (s net capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 682.25 Td (rule, of $5.0 billion, which exceeded the minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 670.25 Td (requirement by $4.0 billion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 658.25 Td (In addition, certain of Citi) Tj ET Q q 0 0 0 rg BT 169.92 658.25 Td (s other broker) Tj ET Q q 0 0 0 rg BT 225.26 658.25 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 646.25 Td (subsidiaries are subject to regulation in the countries in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 634.25 Td (which they do business, including requirements to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 622.25 Td (specified levels of net capital or its equivalent. Citigroup) Tj ET Q q 0 0 0 rg BT 274.66 622.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 610.25 Td (other broker) Tj ET Q q 0 0 0 rg BT 93.95 610.25 Td (-dealer subsidiaries were in compliance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 598.25 Td (their capital requirements at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.39 598.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.66 598.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 45.00 574.25 Td (Basel III \(Full Implementation\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 550.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 87.05 550.25 Td (s Capital Resources Under Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 538.25 Td (As previously noted, Citi currently anticipates that its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 526.25 Td (ef) Tj ET Q q 0 0 0 rg BT 52.59 526.25 Td (fective minimum Common Equity ) Tj ET Q q 0 0 0 rg BT 192.39 526.25 Td (T) Tj ET Q q 0 0 0 rg BT 198.15 526.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 252.40 526.25 Td (T) Tj ET Q q 0 0 0 rg BT 258.15 526.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 514.25 Td (Capital and ) Tj ET Q q 0 0 0 rg BT 93.14 514.25 Td (T) Tj ET Q q 0 0 0 rg BT 98.55 514.25 Td (otal Capital ratio requirements, under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 502.25 Td (Final Basel III Rules, on a fully implemented basis and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 490.25 Td (including a 2% G-SIB surchar) Tj ET Q q 0 0 0 rg BT 165.90 490.25 Td (ge, will be at least 9%, 10.5% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 478.25 Td (and 12.5%, respectively) Tj ET Q q 0 0 0 rg BT 140.43 478.25 Td (. Further) Tj ET Q q 0 0 0 rg BT 174.47 478.25 Td (, under the Final Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 466.25 Td (Rules, Citi must also comply with a 4% minimum ) Tj ET Q q 0 0 0 rg BT 247.59 466.25 Td (T) Tj ET Q q 0 0 0 rg BT 253.35 466.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 454.25 Td (Leverage ratio requirement and an ef) Tj ET Q q 0 0 0 rg BT 192.79 454.25 Td (fective 5% minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 442.25 Td (Supplementary Leverage ratio requirement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 430.25 Td (The following table sets forth the capital tiers, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 418.25 Td (weighted assets, quarterly adjusted average total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 406.25 Td (capital ratios under the Final Basel III Rules for Citi, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 394.25 Td (assuming full implementation, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.09 394.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.35 394.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 382.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.94 382.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.52 382.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 143.02 382.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 49.50 358.25 Td (Citigroup Capital Components and Ratios Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 48.25 292.75 237.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.25 292.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.25 292.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.25 292.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.25 292.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.25 292.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.25 264.75 237.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.25 264.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.25 264.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.25 264.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.25 264.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.25 264.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.25 236.75 237.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.25 236.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.25 236.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.25 236.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.25 236.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.25 236.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.25 208.75 237.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.25 208.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.25 208.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.25 208.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.25 208.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.25 208.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.25 333.75 m 351.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.25 333.75 m 418.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.25 333.75 m 425.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 333.75 m 491.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.25 333.75 m 558.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.25 306.75 m 285.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.25 333.75 m 351.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.25 333.75 m 418.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 333.75 m 425.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.25 333.75 m 425.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 333.75 m 491.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 306.75 m 491.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.25 333.75 m 558.25 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.25 306.75 m 558.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.25 306.75 m 285.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.25 306.75 m 351.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.25 306.75 m 418.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 306.75 m 425.25 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.25 306.75 m 425.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 306.75 m 491.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.25 306.75 m 558.25 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 292.75 m 425.25 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 278.75 m 425.25 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 264.75 m 425.25 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.25 236.75 m 285.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.25 236.75 m 351.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.25 236.75 m 418.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 250.75 m 425.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.25 236.75 m 425.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 236.75 m 491.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.25 236.75 m 558.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.25 236.75 m 418.25 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 236.75 m 425.25 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 222.75 m 425.25 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 208.75 m 425.25 194.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 48.25 180.75 m 285.25 180.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.25 180.75 m 351.25 180.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.25 180.75 m 418.25 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 194.75 m 425.25 180.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.25 180.75 m 425.25 180.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 425.25 180.75 m 491.25 180.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.25 180.75 m 558.25 180.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.70 338.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.85 338.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 53.75 311.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.45 320.20 Td (Advanced) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.80 311.20 Td (Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.45 320.20 Td (Standardized ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.65 311.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 381.99 311.20 Td (oach) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 399.99 315.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 320.21 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.25 311.21 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 320.21 Td (Standardized ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.05 311.21 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 538.54 315.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 297.21 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.75 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 297.20 Td (138,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 297.20 Td (138,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 297.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 297.21 Td (125,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 297.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 297.21 Td (125,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 283.21 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 283.20 Td (148,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 283.20 Td (148,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 283.21 Td (133,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 283.21 Td (133,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 269.21 Td (T) Tj ET Q q 0 0 0 rg BT 58.62 269.21 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 110.79 269.21 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 164.69 269.21 Td (T) Tj ET Q q 0 0 0 rg BT 169.87 269.21 Td (ier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 217.35 273.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 269.20 Td (166,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 269.20 Td (179,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 269.21 Td (150,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 269.21 Td (161,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 255.21 Td (Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 255.20 Td (1,302,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 255.20 Td (1,252,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 255.21 Td (1,186,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.25 255.21 Td (1,177,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 241.21 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 89.99 241.21 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 124.24 241.21 Td (A) Tj ET Q q 0 0 0 rg BT 130.07 241.21 Td (verage ) Tj ET Q q 0 0 0 rg BT 156.14 241.21 Td (T) Tj ET Q q 0 0 0 rg BT 161.01 241.21 Td (otal ) Tj ET Q q 0 0 0 rg BT 176.26 241.21 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 199.76 245.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 241.20 Td (1,829,524) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 241.20 Td (1,829,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 241.21 Td (1,814,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.25 241.21 Td (1,814,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 227.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 115.59 227.21 Td (T) Tj ET Q q 0 0 0 rg BT 120.77 227.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.00 231.29 Td (\(4\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 227.20 Td (10.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 227.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 227.20 Td (11.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 227.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 227.21 Td (10.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 227.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 227.21 Td (10.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.25 227.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 213.21 Td (T) Tj ET Q q 0 0 0 rg BT 58.93 213.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 122.16 217.29 Td (\(4\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 213.20 Td (11.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 213.20 Td (11.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 213.21 Td (11.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 213.21 Td (11.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 199.21 Td (T) Tj ET Q q 0 0 0 rg BT 58.62 199.21 Td (otal Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 119.10 203.29 Td (\(4\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 199.20 Td (12.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 199.20 Td (14.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 199.21 Td (12.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 199.21 Td (13.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.75 185.21 Td (T) Tj ET Q q 0 0 0 rg BT 58.93 185.21 Td (ier 1 Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.64 189.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 136.46 185.21 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 185.20 Td (8.13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 185.20 Td (8.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 185.21 Td (7.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 185.21 Td (7.35) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 162.05 Td (\(1\) Common Equity ) Tj ET Q q 0 0 0 rg BT 119.30 162.05 Td (T) Tj ET Q q 0 0 0 rg BT 123.90 162.05 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 167.30 162.05 Td (T) Tj ET Q q 0 0 0 rg BT 171.91 162.05 Td (ier 1 Capital, and ) Tj ET Q q 0 0 0 rg BT 228.86 162.05 Td (T) Tj ET Q q 0 0 0 rg BT 233.18 162.05 Td (otal Capital ratios as well as related components reflect application of the Basel III Standardized ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 152.45 Td (Approach framework ef) Tj ET Q q 0 0 0 rg BT 139.71 152.45 Td (fective January 1, 2015.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 142.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 63.00 142.85 Td (Under the ) Tj ET Q q 0 0 0 rg BT 96.32 142.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 130.31 142.85 Td (Approaches framework eligible credit reserves that exceed expected credit losses are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 480.47 142.85 Td (T) Tj ET Q q 0 0 0 rg BT 485.07 142.85 Td (ier 2 Capital to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 133.25 Td (extent the excess reserves do not exceed 0.6% of credit risk-weighted assets, which dif) Tj ET Q q 0 0 0 rg BT 340.32 133.25 Td (fers from the Standardized ) Tj ET Q q 0 0 0 rg BT 426.95 133.25 Td (Approach in which the allowance for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 123.65 Td (credit losses is includable in ) Tj ET Q q 0 0 0 rg BT 155.06 123.65 Td (T) Tj ET Q q 0 0 0 rg BT 159.66 123.65 Td (ier 2 Capital up to 1.25% of credit risk-weighted assets, with any excess allowance for credit losses being deducted in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 114.05 Td (arriving at credit risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 104.45 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 62.18 104.45 Td (T) Tj ET Q q 0 0 0 rg BT 66.79 104.45 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 171.63 104.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 94.85 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 61.89 94.85 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.44 94.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 145.65 94.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.20 94.85 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.07 94.85 Td (, assuming full implementation of the Final Basel III Rules, Citi) Tj ET Q q 0 0 0 rg BT 430.71 94.85 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 490.79 94.85 Td (T) Tj ET Q q 0 0 0 rg BT 495.40 94.85 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 538.80 94.85 Td (T) Tj ET Q q 0 0 0 rg BT 543.40 94.85 Td (ier 1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 85.25 Td (Capital, and ) Tj ET Q q 0 0 0 rg BT 103.51 85.25 Td (T) Tj ET Q q 0 0 0 rg BT 107.84 85.25 Td (otal Capital ratios were the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 303.55 85.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 337.54 85.25 Td (Approaches framework.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 75.65 Td (\(5\) Citi) Tj ET Q q 0 0 0 rg BT 76.55 75.65 Td (s Basel III capital ratios and certain related components are non-GAAP) Tj ET Q q 0 0 0 rg BT 304.18 75.65 Td ( financial measures. Citi believes these ratios and their related components ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 66.05 Td (provide useful information to investors and others by measuring Citi) Tj ET Q q 0 0 0 rg BT 284.52 66.05 Td (s progress against future regulatory capital standards. ) Tj ET Q endstream endobj 89 0 obj <> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (42) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Common Equity T) Tj ET Q q 0 0 0 rg BT 120.75 742.25 Td (ier 1 Capital Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.59 742.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 730.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 62.78 730.25 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 137.89 730.25 Td (T) Tj ET Q q 0 0 0 rg BT 143.64 730.25 Td (ier 1 Capital ratio was 10.7% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 718.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.26 718.25 Td (, compared to 10.6% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.51 718.25 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.34 718.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 706.25 Td (and, on a pro forma basis, 10.1% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.13 706.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.71 706.25 Td (, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 694.25 Td (adjusted from 10.6% \(all based on application of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 682.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 87.49 682.25 Td (Approaches for determining total risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 670.25 Td (assets\). ) Tj ET Q q 0 0 0 rg BT 76.48 670.25 Td (The pro forma adjustment to Citi) Tj ET Q q 0 0 0 rg BT 211.18 670.25 Td (s year) Tj ET Q q 0 0 0 rg BT 234.58 670.25 Td (-end 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 658.25 Td (estimated Basel III Common Equity ) Tj ET Q q 0 0 0 rg BT 191.74 658.25 Td (T) Tj ET Q q 0 0 0 rg BT 197.50 658.25 Td (ier 1 Capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 646.25 Td (reflects the inclusion of approximately $56 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 634.25 Td (additional operational risk-weighted assets related to Citi) Tj ET Q q 0 0 0 rg BT 276.05 634.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 622.25 Td (approved exit from parallel reporting, ef) Tj ET Q q 0 0 0 rg BT 205.86 622.25 Td (fective with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 610.25 Td (second quarter of 2014 \(for additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 598.25 Td (Capital ResourcesBasel III in Citigroup) Tj ET Q q 0 0 0 rg BT 224.96 598.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 253.30 598.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 586.25 Td (Report on Form 10-K\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.75 742.10 Td (The growth in Citi) Tj ET Q q 0 0 0 rg BT 416.69 742.10 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 491.79 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 497.55 742.10 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 730.10 Td (ratio from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.51 730.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.34 730.10 Td ( was lar) Tj ET Q q 0 0 0 rg BT 451.26 730.10 Td (gely due to quarterly net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 718.10 Td (income and the overall Common Equity ) Tj ET Q q 0 0 0 rg BT 484.31 718.10 Td (T) Tj ET Q q 0 0 0 rg BT 490.07 718.10 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 706.10 Td (benefits associated with approximately $700 million of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 694.10 Td (DT) Tj ET Q q 0 0 0 rg BT 334.28 694.10 Td (A) Tj ET Q q 0 0 0 rg BT 340.95 694.10 Td ( utilization, partially of) Tj ET Q q 0 0 0 rg BT 432.97 694.10 Td (fset by an increase primarily in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 682.10 Td (credit risk-weighted assets. Similarly) Tj ET Q q 0 0 0 rg BT 469.40 682.10 Td (, the increase in Citi) Tj ET Q q 0 0 0 rg BT 552.43 682.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 670.10 Td (estimated Basel III Common Equity ) Tj ET Q q 0 0 0 rg BT 468.49 670.10 Td (T) Tj ET Q q 0 0 0 rg BT 474.25 670.10 Td (ier 1 Capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 658.10 Td (from year) Tj ET Q q 0 0 0 rg BT 360.70 658.10 Td (-end 2013 reflected continued growth in Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 646.10 Td (Equity ) Tj ET Q q 0 0 0 rg BT 350.73 646.10 Td (T) Tj ET Q q 0 0 0 rg BT 356.49 646.10 Td (ier 1 Capital resulting from net income as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 634.10 Td (the favorable ef) Tj ET Q q 0 0 0 rg BT 384.31 634.10 Td (fects attributable to DT) Tj ET Q q 0 0 0 rg BT 476.53 634.10 Td (A) Tj ET Q q 0 0 0 rg BT 483.20 634.10 Td ( utilization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 622.10 Td (approximately $2.9 billion, of) Tj ET Q q 0 0 0 rg BT 441.27 622.10 Td (fset in part by higher credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 610.10 Td (risk-weighted assets. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 562.25 Td (Components of Citigroup Capital Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 527.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 527.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 527.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 499.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 499.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 499.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 471.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 471.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 471.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 434.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 434.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 434.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 406.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 406.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 406.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 378.75 369.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 378.75 74.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 378.75 74.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 330.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 330.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 330.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 302.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 302.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 302.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 274.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 274.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 274.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 246.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 246.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 246.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 218.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 218.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 218.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 190.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 190.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 190.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 162.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 162.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 162.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 134.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 134.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 134.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 106.75 369.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.75 106.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 106.75 74.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 527.75 m 413.75 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 527.75 m 487.75 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 527.75 m 561.75 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 527.75 m 413.75 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 527.75 m 487.75 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 527.75 m 561.75 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 330.75 m 413.75 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 330.75 m 487.75 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 330.75 m 561.75 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 330.75 m 413.75 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 316.75 m 413.75 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 330.75 m 487.75 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 316.75 m 487.75 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 330.75 m 561.75 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 316.75 m 561.75 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 316.75 m 413.75 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 316.75 m 487.75 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 316.75 m 561.75 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 232.75 m 413.75 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 232.75 m 487.75 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 232.75 m 561.75 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 232.75 m 413.75 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 218.75 m 413.75 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 232.75 m 487.75 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 218.75 m 487.75 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 232.75 m 561.75 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 218.75 m 561.75 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 218.75 m 413.75 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 204.75 m 413.75 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 218.75 m 487.75 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 204.75 m 487.75 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 218.75 m 561.75 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 204.75 m 561.75 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 204.75 m 413.75 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 204.75 m 487.75 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 204.75 m 561.75 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 106.75 m 413.75 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 106.75 m 487.75 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 106.75 m 561.75 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 106.75 m 413.75 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 92.75 m 413.75 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 106.75 m 487.75 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 92.75 m 487.75 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 106.75 m 561.75 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 92.75 m 561.75 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 92.75 m 413.75 92.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 78.75 m 413.75 78.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 92.75 m 487.75 92.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.75 78.75 m 487.75 78.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 92.75 m 561.75 92.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 78.75 m 561.75 78.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.25 532.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.80 543.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.25 532.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 543.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 532.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 518.20 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 504.21 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 168.57 504.21 Td ( equity ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 195.56 508.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 504.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 504.20 Td (203,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 504.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 504.21 Td (197,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 490.21 Td (Add: Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 490.20 Td (172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 490.21 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 476.20 Td (Regulatory Capital Adjustments and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 462.21 Td (Less: ) Tj ET Q q 0 0 0 rg BT 71.00 462.21 Td (Accumulated net unrealized losses on cash flow hedges, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 311.92 466.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 462.20 Td (\(979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 462.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 462.21 Td (\(1,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.25 462.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 448.21 Td (Less: Cumulative unrealized net gain related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 439.21 Td ( attributable to own creditworthiness, net of tax ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 227.46 443.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 439.20 Td (193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 439.21 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 425.21 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 411.21 Td ( Goodwill, net of related deferred tax liabilities \(DTLs\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 253.43 415.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 411.20 Td (23,678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 411.21 Td (24,518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.25 397.21 Td (Identifiable intangible assets other than mortgage servicing rights \(MSRs\), net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 397.20 Td (4,307) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 397.21 Td (4,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 383.21 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 383.20 Td (1,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 383.21 Td (1,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 370.01 Td (Less: Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 156.49 370.01 Td (As\) arising from net operating loss, foreign tax credit and general) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 359.21 Td ( business credit carry-forwards ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 168.21 363.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 359.20 Td (24,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 359.21 Td (26,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 346.01 Td (Less: Excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 240.24 346.01 Td (As, certain common stock investments,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.25 335.21 Td ( and MSRs ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.76 339.29 Td (\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 335.20 Td (11,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 335.21 Td (16,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 321.20 Td (Total Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 321.20 Td (138,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 321.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 321.21 Td (125,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 307.20 Td (Additional Tier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 293.21 Td (Qualifying perpetual preferred stock ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 183.69 297.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 293.20 Td (8,851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 293.21 Td (6,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 279.21 Td (Qualifying trust preferred securities ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 181.20 283.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 279.20 Td (1,370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 279.21 Td (1,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 265.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 265.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 265.21 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 251.20 Td (Regulatory Capital Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 237.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 362.17 241.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 237.20 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 237.21 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 223.20 Td (Total Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 223.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 223.20 Td (10,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 223.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 223.21 Td (7,815) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 209.20 Td (Total Tier 1 Capital \(Common Equity Tier 1 Capital + Additional Tier 1 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 209.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 209.20 Td (148,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 209.21 Td (133,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 195.20 Td (Tier 2 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 181.21 Td (Qualifying subordinated debt ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 157.98 185.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 181.20 Td (15,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 181.21 Td (14,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 167.21 Td (Qualifying trust preferred securities ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 181.20 171.29 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 167.20 Td (356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 167.21 Td (745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 153.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 153.20 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 153.21 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 139.21 Td (Excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 267.66 143.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 272.32 143.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 139.20 Td (1,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 139.21 Td (1,669) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 125.20 Td (Regulatory Capital Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 111.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 362.17 115.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 111.20 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 111.21 Td (243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 97.20 Td (Total Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 97.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 97.20 Td (17,482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 97.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 97.21 Td (16,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 83.20 Td (T) Tj ET Q q 0 0 0 rg BT 55.43 83.20 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 111.76 83.20 Td (ier) Tj ET Q q 0 0 0 rg BT 122.09 83.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 169.06 83.20 Td (T) Tj ET Q q 0 0 0 rg BT 174.90 83.20 Td (ier) Tj ET Q q 0 0 0 rg BT 185.23 83.20 Td ( 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 225.73 87.28 Td ( \(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 83.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 83.20 Td (166,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 83.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 83.21 Td (150,049) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 91 0 obj <> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 743.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 743.50 Td (Issuance costs of $1) Tj ET Q q 0 0 0 rg BT 126.91 743.50 Td (17 million and $93 million related to preferred stock outstanding at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.97 743.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.18 743.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 423.73 743.50 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.60 743.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 528.73 743.50 Td (, are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 733.90 Td (excluded from common stockholders) Tj ET Q q 0 0 0 rg BT 183.93 733.90 Td ( equity and netted against preferred stock in accordance with Federal Reserve Board regulatory reporting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 724.30 Td (requirements, which dif) Tj ET Q q 0 0 0 rg BT 139.05 724.30 Td (fer from those under U.S. GAAP) Tj ET Q q 0 0 0 rg BT 243.71 724.30 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 714.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 714.70 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 117.97 714.70 Td (T) Tj ET Q q 0 0 0 rg BT 122.57 714.70 Td (ier 1 Capital is adjusted for accumulated net unrealized gains \(losses\) on cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 450.70 714.70 Td (AOCI that relate to the hedging of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 705.10 Td (items not recognized at fair value on the balance sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 695.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 695.50 Td (The cumulative impact of changes in Citigroup) Tj ET Q q 0 0 0 rg BT 216.29 695.50 Td (s own creditworthiness in valuing liabilities for which the fair value option has been elected and own-credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 685.90 Td (valuation adjustments on derivatives are excluded from Common Equity ) Tj ET Q q 0 0 0 rg BT 297.25 685.90 Td (T) Tj ET Q q 0 0 0 rg BT 301.85 685.90 Td (ier 1 Capital, in accordance with the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 676.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 676.30 Td (Includes goodwill embedded in the valuation of significant common stock investments in unconsolidated financial institutions. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 666.70 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 666.70 Td (Of Citi) Tj ET Q q 0 0 0 rg BT 87.67 666.70 Td (s approximately $49.9 billion of net DT) Tj ET Q q 0 0 0 rg BT 214.34 666.70 Td (As at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.00 666.70 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 297.21 666.70 Td (, approximately $15.1 billion of such assets were includable in regulatory capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 657.10 Td (pursuant to the Final Basel III Rules, while approximately $34.8 billion of such assets were excluded in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 486.55 657.10 Td (T) Tj ET Q q 0 0 0 rg BT 491.16 657.10 Td (ier 1 Capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 647.50 Td (Comprising the excluded net DT) Tj ET Q q 0 0 0 rg BT 167.23 647.50 Td (As was an aggregate of approximately $36.3 billion of net DT) Tj ET Q q 0 0 0 rg BT 365.42 647.50 Td (As arising from net operating loss, foreign tax credit and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 637.90 Td (general business credit carry-forwards as well as temporary dif) Tj ET Q q 0 0 0 rg BT 264.11 637.90 Td (ferences that were deducted from Common Equity ) Tj ET Q q 0 0 0 rg BT 427.69 637.90 Td (T) Tj ET Q q 0 0 0 rg BT 432.29 637.90 Td (ier 1 Capital. In addition, approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 628.30 Td ($1.5 billion of net DTLs, primarily consisting of DTLs associated with goodwill and certain other intangible assets, partially of) Tj ET Q q 0 0 0 rg BT 471.66 628.30 Td (fset by DT) Tj ET Q q 0 0 0 rg BT 505.23 628.30 Td (As related to cash ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 618.70 Td (flow hedges, are permitted to be excluded prior to deriving the amount of net DT) Tj ET Q q 0 0 0 rg BT 321.61 618.70 Td (As subject to deduction under these rules. Separately) Tj ET Q q 0 0 0 rg BT 490.38 618.70 Td (, under the Final ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 609.10 Td (Basel III Rules, goodwill and these other intangible assets are deducted net of associated DTLs in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 467.42 609.10 Td (T) Tj ET Q q 0 0 0 rg BT 472.03 609.10 Td (ier 1 Capital, while Citi) Tj ET Q q 0 0 0 rg BT 549.57 609.10 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 599.50 Td (current cash flow hedges and the related deferred tax ef) Tj ET Q q 0 0 0 rg BT 240.32 599.50 Td (fects are not required to be reflected in regulatory capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 589.90 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 589.90 Td (Aside from MSRs, reflects DT) Tj ET Q q 0 0 0 rg BT 160.79 589.90 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 256.62 589.90 Td (ferences and significant common stock investments in unconsolidated financial institutions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 580.30 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 580.30 Td (Represents Citigroup Capital XIII trust preferred securities, which are permanently grandfathered as ) Tj ET Q q 0 0 0 rg BT 385.63 580.30 Td (T) Tj ET Q q 0 0 0 rg BT 390.23 580.30 Td (ier 1 Capital under the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 570.70 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 570.70 Td (50% of the minimum regulatory capital requirements of insurance underwriting subsidiaries must be deducted from each of ) Tj ET Q q 0 0 0 rg BT 460.29 570.70 Td (T) Tj ET Q q 0 0 0 rg BT 464.90 570.70 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 519.85 570.70 Td (T) Tj ET Q q 0 0 0 rg BT 524.45 570.70 Td (ier 2 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 561.10 Td (Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 551.50 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 551.50 Td (Non-qualifying subordinated debt issuances which consist of those with a fixed-to-floating rate step-up feature where the call/step-up date has not passed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 541.90 Td (are excluded from ) Tj ET Q q 0 0 0 rg BT 123.05 541.90 Td (T) Tj ET Q q 0 0 0 rg BT 127.65 541.90 Td (ier 2 Capital. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 532.30 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 532.30 Td (Represents the amount of non-grandfathered trust preferred securities eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 364.09 532.30 Td (T) Tj ET Q q 0 0 0 rg BT 368.70 532.30 Td (ier 2 Capital under the Final Basel III Rules at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 522.70 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.21 522.70 Td (, which will be fully phased-out of ) Tj ET Q q 0 0 0 rg BT 239.49 522.70 Td (T) Tj ET Q q 0 0 0 rg BT 244.09 522.70 Td (ier 2 Capital by January 1, 2022. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 513.10 Td (\(1) Tj ET Q q 0 0 0 rg BT 51.37 513.10 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 513.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 96.99 513.10 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 171.49 513.10 Td (ganizations are permitted to include in ) Tj ET Q q 0 0 0 rg BT 296.19 513.10 Td (T) Tj ET Q q 0 0 0 rg BT 300.80 513.10 Td (ier 2 Capital eligible credit reserves that exceed expected credit losses to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 503.50 Td (extent that the excess reserves do not exceed 0.6% of credit risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 493.90 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 493.90 Td (T) Tj ET Q q 0 0 0 rg BT 67.33 493.90 Td (otal Capital as calculated under ) Tj ET Q q 0 0 0 rg BT 169.29 493.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 203.28 493.90 Td (Approaches, which dif) Tj ET Q q 0 0 0 rg BT 275.78 493.90 Td (fers from the Standardized ) Tj ET Q q 0 0 0 rg BT 362.41 493.90 Td (Approach in the treatment of the amount of eligible credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 484.30 Td (reserves includable in ) Tj ET Q q 0 0 0 rg BT 134.61 484.30 Td (T) Tj ET Q q 0 0 0 rg BT 139.21 484.30 Td (ier 2 Capital. ) Tj ET Q endstream endobj 93 0 obj <> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (44) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Capital Rollforward Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 707.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 707.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 707.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 679.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 679.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 679.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 651.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 651.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 651.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 623.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 623.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 623.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 595.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 595.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 595.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 557.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 557.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 557.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 519.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 519.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 519.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 480.75 339.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 480.75 91.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 480.75 87.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 442.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 442.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 442.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 414.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 414.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 414.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 386.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 386.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 386.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 358.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 358.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 358.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 330.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 330.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 330.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 302.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 302.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 302.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 274.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 274.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 274.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 246.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 246.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 246.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 218.75 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 218.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 218.75 87.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 707.75 m 384.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 707.75 m 475.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 707.75 m 562.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 707.75 m 384.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 707.75 m 475.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 707.75 m 562.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 442.75 m 384.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 442.75 m 475.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 442.75 m 562.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 442.75 m 384.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 428.75 m 384.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 442.75 m 475.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 428.75 m 475.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 442.75 m 562.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 428.75 m 562.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 428.75 m 384.5 428.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 414.75 m 384.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 428.75 m 475.5 428.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 414.75 m 475.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 428.75 m 562.5 428.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 414.75 m 562.5 414.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 414.75 m 384.5 414.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 414.75 m 475.5 414.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 414.75 m 562.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 344.75 m 384.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 330.75 m 384.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 344.75 m 475.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 330.75 m 475.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 344.75 m 562.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 330.75 m 562.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 330.75 m 384.5 330.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 316.75 m 384.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 330.75 m 475.5 330.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 316.75 m 475.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 330.75 m 562.5 330.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 316.75 m 562.5 316.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 316.75 m 384.5 316.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 316.75 m 475.5 316.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 316.75 m 562.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 246.75 m 384.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 246.75 m 475.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 246.75 m 562.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 246.75 m 384.5 246.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 232.75 m 384.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 246.75 m 475.5 246.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 232.75 m 475.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 246.75 m 562.5 246.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 232.75 m 562.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 232.75 m 384.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 218.75 m 384.5 218.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 232.75 m 475.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 218.75 m 475.5 218.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 232.75 m 562.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 218.75 m 562.5 218.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 218.75 m 384.5 218.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 204.75 m 384.5 204.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 218.75 m 475.5 218.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 204.75 m 475.5 204.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 218.75 m 562.5 218.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 204.75 m 562.5 204.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 51.00 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.55 723.00 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.80 712.20 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.95 723.00 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.80 712.20 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 698.20 Td (Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 684.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 684.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 684.20 Td (135,567) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 684.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.75 684.20 Td (125,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 670.21 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 670.20 Td (2,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 670.20 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 656.21 Td (Dividends declared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 656.20 Td (\(159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 656.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 656.20 Td (\(443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 656.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 642.21 Td (Net increase in treasury stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 642.20 Td (\(111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 642.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 642.20 Td (\(973) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 642.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 628.21 Td (Net increase in additional paid-in capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 197.19 632.29 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 628.20 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 628.20 Td (670) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 614.21 Td (Net increase in foreign currency translation adjustment net of hedges, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 614.20 Td (\(1,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 614.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.75 614.20 Td (\(2,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 614.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 600.21 Td (Net change in unrealized losses on securities AFS, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 600.20 Td (\(207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 600.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 600.20 Td (1,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 586.21 Td (Net change in defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 586.20 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 586.20 Td (\(106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 586.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 573.01 Td (Net increase in cumulative unrealized net gain related to changes in fair value of financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 562.21 Td ( liabilities attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 562.20 Td (\(77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 562.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 562.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 562.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 548.21 Td (Net decrease in goodwill, net of related deferred tax liabilities \(DTLs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 548.20 Td (787) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 548.20 Td (840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 535.01 Td (Net decrease in other intangible assets other than mortgage servicing rights \(MSRs\),) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 524.21 Td ( net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 524.20 Td (199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 524.20 Td (643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 510.21 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 510.20 Td (\(113) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 510.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 510.20 Td (\(54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 510.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 496.01 Td (Net decrease in deferred tax assets \(DTAs\) arising from net operating loss, foreign tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 485.21 Td (credit and general business credit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 485.20 Td (485) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 485.20 Td (1,784) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 472.01 Td (Net decrease in excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 275.96 472.01 Td (As, certain common stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 461.21 Td ( investments and MSRs ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 461.20 Td (1,043) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 461.20 Td (4,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 447.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 447.20 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 447.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 447.20 Td (343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 433.20 Td (Net increase in Common Equity Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 433.20 Td (3,195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 433.20 Td (13,165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 419.20 Td (Common Equity Tier 1 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 419.20 Td (138,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.75 419.20 Td (138,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 405.20 Td (Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 391.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 391.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 391.20 Td (10,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 391.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 391.20 Td (7,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 377.21 Td (Net increase in qualifying perpetual preferred stock) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 236.42 381.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 377.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 377.20 Td (2,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 363.21 Td (Net decrease in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 363.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 363.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 363.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 363.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 349.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 349.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 349.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 349.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 349.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 335.20 Td (Net change in Additional Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 335.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 335.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 335.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 335.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 335.20 Td (2,195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 321.20 Td (Tier 1 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 321.20 Td (148,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 321.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.75 321.20 Td (148,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 307.20 Td (Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 293.20 Td (Balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 293.20 Td (17,322) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 293.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 293.20 Td (16,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 279.21 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 279.20 Td (376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 279.20 Td (1,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 265.21 Td (Net decrease in excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 265.20 Td (\(188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 265.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 265.20 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 265.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 251.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 251.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 251.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 251.20 Td (\(398) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 251.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 237.20 Td (Net increase in Tier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 237.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 237.20 Td (160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 237.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 237.20 Td (845) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 223.20 Td (Tier 2 Capital Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 223.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 223.20 Td (17,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 223.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 223.20 Td (17,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 209.20 Td (Total Capital \(Tier 1 Capital + Tier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 209.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 209.20 Td (166,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 209.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.75 209.20 Td (166,254) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 186.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 186.05 Td (Primarily represents an increase in additional paid-in capital related to employee benefit plans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 176.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 176.45 Td (Citi issued approximately $2.23 billion of qualifying perpetual preferred stock during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.27 176.45 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.04 176.45 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 412.70 176.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.91 176.45 Td (, which was partially ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 166.85 Td (of) Tj ET Q q 0 0 0 rg BT 69.52 166.85 Td (fset by the netting of issuance costs of $24 million. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 157.25 Td ( ) Tj ET Q endstream endobj 95 0 obj <> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (45) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 116.78 742.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 148.90 742.25 Td (Assets Under Basel III \(Full Implementation\) at ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 350.32 742.25 Td (September30, 2014) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 0 0 0 rg BT 431.14 746.78 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 705.75 156.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.25 705.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.25 705.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.25 705.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.25 705.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.25 705.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.25 705.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.25 705.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 679.75 156.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.25 679.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.25 679.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.25 679.75 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.25 679.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.25 679.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.25 679.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.25 679.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.25 718.75 m 259.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.25 718.75 m 318.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.25 718.75 m 377.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.25 718.75 m 381.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 718.75 m 441.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.25 718.75 m 502.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 718.75 m 562.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 705.75 m 200.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.25 705.75 m 259.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.25 718.75 m 318.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.25 705.75 m 318.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.25 705.75 m 377.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 718.75 m 381.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.25 705.75 m 381.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 718.75 m 441.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 705.75 m 441.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.25 718.75 m 502.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.25 705.75 m 502.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 718.75 m 562.25 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 705.75 m 562.25 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 705.75 m 381.25 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 692.75 m 381.25 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.25 666.75 m 381.25 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 679.75 m 381.25 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 666.75 m 441.25 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 666.75 m 200.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 653.75 m 200.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.25 666.75 m 259.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.25 653.75 m 259.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.25 666.75 m 318.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.25 653.75 m 318.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.25 666.75 m 377.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.25 653.75 m 377.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.25 666.75 m 381.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377.25 653.75 m 381.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 666.75 m 381.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 666.75 m 441.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 653.75 m 441.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.25 666.75 m 502.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.25 653.75 m 502.25 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 666.75 m 562.25 666.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 502.25 653.75 m 562.25 653.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.20 723.15 Td (Advanced Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.40 723.15 Td (Standardized Approach) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 49.75 710.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 710.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.60 710.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.40 710.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 710.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.60 710.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.90 710.15 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 697.01 Td (Credit Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.50 697.15 Td (773,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.50 697.15 Td (128,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.75 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 697.15 Td (901,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 697.15 Td (1,051,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.75 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 697.15 Td (100,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 697.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.75 697.15 Td (1,151,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 684.01 Td (Market Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 684.15 Td (96,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 684.15 Td (5,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.75 684.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 684.15 Td (101,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 684.15 Td (96,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 684.15 Td (5,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.50 684.15 Td (101,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 671.01 Td (Operational Risk ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 113.24 675.54 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.50 671.15 Td (246,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 671.15 Td (54,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.75 671.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 671.15 Td (300,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.75 671.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 671.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 671.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.75 658.15 Td (Total Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 658.15 Td (1,115,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.50 658.15 Td (187,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.75 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.75 658.15 Td (1,302,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 658.15 Td (1,147,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.75 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 658.15 Td (105,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.75 658.15 Td (1,252,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 635.05 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 623.05 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 116.78 623.05 Td (eighted ) Tj ET Q q 0 0 0 rg BT 148.90 623.05 Td (Assets Under Basel III \(Full Implementation\) at ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 350.32 623.05 Td (December31, 2013) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 0 0 0 rg BT 429.46 627.58 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 584.55 155.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.25 584.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.25 584.55 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.25 584.55 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.25 584.55 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.25 584.55 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.25 584.55 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.25 584.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.25 556.55 155.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.25 556.55 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.25 556.55 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.25 556.55 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.25 556.55 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.25 556.55 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.25 556.55 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.25 556.55 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.25 598.55 m 256.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.25 598.55 m 323.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.25 598.55 m 379.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.25 598.55 m 383.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 598.55 m 443.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 598.55 m 503.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.25 598.55 m 562.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 584.55 m 199.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.25 584.55 m 256.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.25 584.55 m 323.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.25 584.55 m 379.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 598.55 m 383.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.25 584.55 m 383.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 598.55 m 443.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 584.55 m 443.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 598.55 m 503.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 584.55 m 503.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.25 598.55 m 562.25 598.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.25 584.55 m 562.25 584.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 584.55 m 383.25 570.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 570.55 m 383.25 556.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.25 542.55 m 383.25 542.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 556.55 m 383.25 542.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 542.55 m 443.25 542.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 542.55 m 199.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.25 528.55 m 199.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.25 542.55 m 256.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.25 528.55 m 256.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.25 542.55 m 323.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 256.25 528.55 m 323.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.25 542.55 m 379.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.25 528.55 m 379.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.25 542.55 m 383.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 379.25 528.55 m 383.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 542.55 m 383.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 542.55 m 443.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.25 528.55 m 443.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 542.55 m 503.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.25 528.55 m 503.25 528.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.25 542.55 m 562.25 542.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.25 528.55 m 562.25 528.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.70 603.00 Td (Advanced Approaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.40 603.00 Td (Standardized Approach) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 49.75 588.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.25 589.00 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.60 589.00 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.90 589.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.75 589.00 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.10 589.00 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.40 589.00 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 575.01 Td (Credit Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 575.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.50 575.01 Td (693,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 575.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.50 575.01 Td (149,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 575.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 575.01 Td (842,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 575.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 575.01 Td (963,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 575.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 575.01 Td (102,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 575.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.75 575.01 Td (1,065,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 561.01 Td (Market Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.50 561.01 Td (107,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 561.01 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 561.01 Td (112,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 561.01 Td (107,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 561.01 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 561.01 Td (112,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 547.01 Td (Operational Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.50 547.01 Td (160,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 547.01 Td (72,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 547.01 Td (232,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 547.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 547.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 547.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.75 533.01 Td (Total Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 533.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.50 533.01 Td (960,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 533.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.50 533.01 Td (226,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 533.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 533.01 Td (1,186,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 533.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 533.01 Td (1,070,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 533.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 533.01 Td (107,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 533.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.75 533.01 Td (1,177,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 509.85 Td ( \(1\) Calculated based on the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 500.25 Td ( \(2\) During the first quarter of 2014, Citi increased operational risk-weighted assets by approximately $56 billion in conjunction with the granting of permission ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 490.65 Td (by the Federal Reserve Board to exit the parallel run period and commence applying the Basel III ) Tj ET Q q 0 0 0 rg BT 376.45 490.65 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 410.44 490.65 Td (Approaches framework, ef) Tj ET Q q 0 0 0 rg BT 495.81 490.65 Td (fective with the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 481.05 Td (second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.53 481.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.53 481.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 457.05 Td (T) Tj ET Q q 0 0 0 rg BT 68.41 457.05 Td (otal risk-weighted assets under the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 445.05 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 87.49 445.05 Td (Approaches increased from year) Tj ET Q q 0 0 0 rg BT 216.94 445.05 Td (-end 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 433.05 Td (lar) Tj ET Q q 0 0 0 rg BT 55.37 433.05 Td (gely due to the previously noted inclusion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 421.05 Td (approximately $56 billion of additional operational risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 409.05 Td (weighted assets during the first quarter of 2014 as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 397.05 Td (enhancements to Citi) Tj ET Q q 0 0 0 rg BT 132.20 397.05 Td (s credit risk models, partially of) Tj ET Q q 0 0 0 rg BT 259.21 397.05 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 385.05 Td (by the ongoing decline in Citi Holdings assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 373.05 Td (T) Tj ET Q q 0 0 0 rg BT 68.41 373.05 Td (otal risk-weighted assets under the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 361.05 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 99.15 361.05 Td (Approach increased during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.27 361.05 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.48 361.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 349.05 Td (months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.78 349.05 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.78 349.05 Td ( substantially due to an increase in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 337.05 Td (risk-weighted assets primarily attributable to an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 325.05 Td (exposure on derivative contracts within Citicorp) Tj ET Q q 0 0 0 rg BT 240.78 325.05 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 247.17 325.05 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 313.05 Td (businesses, as well as further methodology refinements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 301.05 Td (partially of) Tj ET Q q 0 0 0 rg BT 88.97 301.05 Td (fset by the ongoing decline in Citi Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 289.05 Td (assets. ) Tj ET Q endstream endobj 97 0 obj <> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (46) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 116.78 742.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 148.90 742.25 Td (Assets Rollforward \(Basel III ) Tj ET Q q 0 0 0 rg BT 271.88 742.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 314.56 742.25 Td (Approaches with Full Implementation\) ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 707.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 707.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 707.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 687.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 687.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 687.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 661.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 661.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 661.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 635.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 635.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 635.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 609.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 609.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 609.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 583.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 583.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 583.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 557.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 557.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 557.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 539.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 539.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 539.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 513.75 317.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 513.75 101.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 513.75 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 487.75 317.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 487.75 101.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 487.75 99.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 44.75 469.75 317.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.75 469.75 101.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.75 469.75 99.00 -6.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 707.75 m 361.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 707.75 m 462.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 707.75 m 561.75 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 557.75 m 361.75 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 544.75 m 361.75 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 557.75 m 462.75 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 544.75 m 462.75 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 557.75 m 561.75 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 544.75 m 561.75 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 544.75 m 361.75 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 544.75 m 462.75 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 544.75 m 561.75 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 500.75 m 361.75 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 487.75 m 361.75 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 500.75 m 462.75 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 487.75 m 462.75 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 500.75 m 561.75 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 487.75 m 561.75 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 487.75 m 361.75 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 482.75 m 361.75 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 487.75 m 462.75 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 482.75 m 462.75 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 487.75 m 561.75 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 482.75 m 561.75 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 482.75 m 361.75 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 469.75 m 361.75 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 482.75 m 462.75 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 469.75 m 462.75 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 482.75 m 561.75 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 469.75 m 561.75 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 469.75 m 361.75 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 463.75 m 361.75 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 469.75 m 462.75 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 463.75 m 462.75 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 469.75 m 561.75 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 463.75 m 561.75 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 463.75 m 361.75 463.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 44.75 450.75 m 361.75 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 463.75 m 462.75 463.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 361.75 450.75 m 462.75 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 463.75 m 561.75 463.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 462.75 450.75 m 561.75 450.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 50.25 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.80 723.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 385.64 723.00 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.65 712.20 Td (September) Tj ET Q q 0 0 0 rg BT 413.23 712.20 Td ( 30, 2014) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 446.98 716.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.20 723.00 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.65 712.20 Td (September) Tj ET Q q 0 0 0 rg BT 513.23 712.20 Td ( 30, 2014) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 546.98 716.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 47.25 699.15 Td ( Total Risk-Weighted Assets, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 699.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 699.15 Td (1,281,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 699.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.25 699.15 Td (1,186,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 679.15 Td (Changes in Credit Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 666.01 Td (Net decrease in retail exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 666.15 Td (\(9,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 666.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 666.15 Td (\(35,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 666.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 653.01 Td (Net increase in wholesale exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 653.15 Td (30,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 653.15 Td (41,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 640.01 Td (Net change in repo-style transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 640.15 Td (\(2,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 640.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 640.15 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 627.01 Td (Net increase in securitization exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 627.15 Td (1,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 627.15 Td (3,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 614.01 Td (Net decrease in equity exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 614.15 Td (\(1,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 614.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 614.15 Td (\(2,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 614.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 601.01 Td (Net increase in over-the-counter \(OTC\) derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 601.15 Td (4,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 601.15 Td (19,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 588.01 Td (Net change in derivatives CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 588.15 Td (\(2,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 588.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 588.15 Td (3,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 575.01 Td (Net change in other ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.22 579.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 575.15 Td (\(4,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 575.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 575.15 Td (18,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 562.01 Td (Net increase in supervisory 6% multiplier ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.71 566.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 562.15 Td (1,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 562.15 Td (6,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 549.15 Td (Net increase in Credit Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 549.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 549.15 Td (18,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 549.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 549.15 Td (58,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 531.15 Td (Changes in Market Risk-Weighted Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 518.01 Td (Net decrease in risk levels) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 518.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 518.15 Td (\(9,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 518.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 518.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 518.15 Td (\(18,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 518.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.25 505.01 Td (Net change due to model and methodology updates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 505.15 Td (\(1,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 505.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 505.15 Td (7,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 492.15 Td (Net decrease in Market Risk-Weighted Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 492.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 492.15 Td (\(10,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 492.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 492.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 492.15 Td (\(11,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.25 492.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 474.15 Td (Net incr) Tj ET Q q 0 0 0 rg BT 81.32 474.15 Td (ease in Operational Risk-W) Tj ET Q q 0 0 0 rg BT 187.08 474.15 Td (eighted ) Tj ET Q q 0 0 0 rg BT 216.83 474.15 Td (Assets ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.08 478.23 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 474.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 474.15 Td (13,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 474.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 474.15 Td (69,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.25 455.15 Td (Total Risk-Weighted Assets, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 455.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.25 455.15 Td (1,302,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 455.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.25 455.15 Td (1,302,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 432.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 63.00 432.05 Td (Calculated based on the Final Basel III Rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 422.45 Td (\(2\) Other includes cleared transactions, unsettled transactions, assets other than those reportable in specific exposure categories and non-material portfolios of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 412.85 Td (exposures. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 403.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 63.00 403.25 Td (Supervisory 6% multiplier does not apply to derivatives CV) Tj ET Q q 0 0 0 rg BT 253.94 403.25 Td (A. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 393.65 Td (\(4\) During the first quarter of 2014, Citi increased operational risk-weighted assets by approximately $56 billion in conjunction with the granting of permission ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 384.05 Td (by the Federal Reserve Board to exit the parallel run period and commence applying the Basel III ) Tj ET Q q 0 0 0 rg BT 376.45 384.05 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 410.44 384.05 Td (Approaches framework, ef) Tj ET Q q 0 0 0 rg BT 495.81 384.05 Td (fective with the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 374.45 Td (second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.53 374.45 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.53 374.45 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 350.45 Td (Supplementary Leverage Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 338.45 Td (Under the Final Basel III Rules, ) Tj ET Q q 0 0 0 rg BT 174.70 338.45 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 217.18 338.45 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 326.45 Td (banking or) Tj ET Q q 0 0 0 rg BT 87.87 326.45 Td (ganizations, such as Citi and Citibank, N.A., are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 314.45 Td (also required to calculate a Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 302.45 Td (which significantly dif) Tj ET Q q 0 0 0 rg BT 135.36 302.45 Td (fers from the ) Tj ET Q q 0 0 0 rg BT 189.32 302.45 Td (T) Tj ET Q q 0 0 0 rg BT 195.08 302.45 Td (ier 1 Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 290.45 Td (by also including certain of) Tj ET Q q 0 0 0 rg BT 154.23 290.45 Td (f-balance sheet exposures within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 278.45 Td (the denominator of the ratio \(T) Tj ET Q q 0 0 0 rg BT 167.87 278.45 Td (otal Leverage Exposure\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 266.45 Td ( In September 2014, the U.S. banking agencies adopted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 254.45 Td (revisions to the Final Basel III Rules \(Revised Final Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 242.45 Td (III Rules\) with respect to the definition of ) Tj ET Q q 0 0 0 rg BT 214.22 242.45 Td (T) Tj ET Q q 0 0 0 rg BT 219.63 242.45 Td (otal Leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 230.45 Td (Exposure as well as the frequency with which certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 218.45 Td (components of the Supplementary Leverage ratio are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 206.45 Td (calculated. ) Tj ET Q q 0 0 0 rg BT 89.98 206.45 Td (As revised, the Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 194.45 Td (represents ) Tj ET Q q 0 0 0 rg BT 87.86 194.45 Td (T) Tj ET Q q 0 0 0 rg BT 93.61 194.45 Td (ier 1 Capital to ) Tj ET Q q 0 0 0 rg BT 155.64 194.45 Td (T) Tj ET Q q 0 0 0 rg BT 161.05 194.45 Td (otal Leverage Exposure, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 182.45 Td (the latter defined as the sum of the daily average of on-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 170.45 Td (balance sheet assets for the quarter and the average of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 158.45 Td (certain of) Tj ET Q q 0 0 0 rg BT 82.85 158.45 Td (f-balance sheet exposures calculated as of the last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 146.45 Td (day of each month in the quarter) Tj ET Q q 0 0 0 rg BT 174.55 146.45 Td (, less applicable ) Tj ET Q q 0 0 0 rg BT 240.46 146.45 Td (T) Tj ET Q q 0 0 0 rg BT 246.22 146.45 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 134.45 Td (Capital deductions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 122.45 Td ( Under the Revised Final Basel III Rules, the definition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 110.45 Td (of ) Tj ET Q q 0 0 0 rg BT 55.65 110.45 Td (T) Tj ET Q q 0 0 0 rg BT 61.06 110.45 Td (otal Leverage Exposure has been modified from that of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 98.45 Td (the Final Basel III Rules in certain respects, such as by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 86.45 Td (permitting limited netting of repo-style transactions \(i.e., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 74.45 Td (qualifying repurchase or reverse repurchase and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 62.45 Td (borrowing or lending transactions\) with the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 50.45 Td (counterparty and allowing for the application of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 350.45 Td (variation mar) Tj ET Q q 0 0 0 rg BT 375.16 350.45 Td (gin to reduce derivative exposures, both of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 338.45 Td (which are subject to certain specific conditions, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 326.45 Td (by distinguishing and expanding the measure of exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 314.45 Td (for written credit derivatives. Moreover) Tj ET Q q 0 0 0 rg BT 479.90 314.45 Td (, the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 302.45 Td (conversion factors \(CCF\) to be applied to certain of) Tj ET Q q 0 0 0 rg BT 528.18 302.45 Td (f-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 290.45 Td (balance sheet exposures have been conformed to those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 278.45 Td (under the Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 453.09 278.45 Td (Approach for determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 266.45 Td (credit risk-weighted assets, with the exception of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 254.45 Td (imposition of a 10% CCF floor) Tj ET Q q 0 0 0 rg BT 445.92 254.45 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.75 242.45 Td (Consistent with the Final Basel III Rules, ) Tj ET Q q 0 0 0 rg BT 506.96 242.45 Td (Advanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 230.45 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 414.88 230.45 Td (ganizations will be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 218.45 Td (disclose the Supplementary Leverage ratio commencing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 206.45 Td (January 1, 2015. Further) Tj ET Q q 0 0 0 rg BT 419.39 206.45 Td (, certain ) Tj ET Q q 0 0 0 rg BT 453.54 206.45 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 496.02 206.45 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 194.45 Td (banking or) Tj ET Q q 0 0 0 rg BT 364.62 194.45 Td (ganizations, such as Citi and Citibank, N.A., will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 182.45 Td (be subject to ef) Tj ET Q q 0 0 0 rg BT 382.38 182.45 Td (fective minimum ratio requirements under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 170.45 Td (the enhanced Supplementary Leverage ratio standards of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 158.45 Td (5% and 6%, respectively) Tj ET Q q 0 0 0 rg BT 420.51 158.45 Td (, beginning January 1, 2018. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 146.45 Td (additional information regarding the enhanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 134.45 Td (Supplementary Leverage ratio standards, see Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 122.45 Td (Resources in Citigroup) Tj ET Q q 0 0 0 rg BT 421.18 122.45 Td (s Quarterly Report on Form 10-Q ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 110.45 Td (for the quarter ended March 31, 2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.75 98.45 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 478.34 98.45 Td (s estimated Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 86.45 Td (Supplementary Leverage ratio and related components, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 74.45 Td (under the Revised Final Basel III Rules, for the three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.75 62.45 Td (months ended September 30, 2014 and December 31, 2013. ) Tj ET Q endstream endobj 99 0 obj <> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (47) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (Citigroup Estimated Basel III Supplementary Leverage Ratios and Related Components) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 0 0 0 rg BT 406.97 746.78 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 717.75 344.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 717.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 717.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 689.75 344.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 689.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 689.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 661.75 344.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 661.75 84.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 661.75 85.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 630.75 344.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 630.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 630.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 602.75 344.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 602.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 602.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 574.75 344.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 574.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 574.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 546.75 344.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 546.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 546.75 85.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 717.75 m 389.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 717.75 m 473.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 717.75 m 558.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 703.75 m 389.5 703.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 703.75 m 473.5 703.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 703.75 m 558.5 703.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 588.75 m 389.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 588.75 m 389.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 588.75 m 473.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 588.75 m 558.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 560.75 m 389.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 560.75 m 473.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 560.75 m 558.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 546.75 m 389.5 546.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 532.75 m 389.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 546.75 m 473.5 546.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 532.75 m 473.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 546.75 m 558.5 546.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 532.75 m 558.5 532.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 48.00 722.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.45 722.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.70 722.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 547.43 726.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 708.20 Td (Tier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 708.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 708.20 Td (148,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 708.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.25 708.21 Td (133,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 694.20 Td (Total Leverage Exposure \(TLE\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.00 680.20 Td (On-balance sheet assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 144.50 684.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 680.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 680.20 Td (1,895,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 680.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 680.21 Td (1,886,613) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.00 666.20 Td (Certain off-balance sheet exposur) Tj ET Q q 0 0 0 rg BT 183.07 666.20 Td (es:) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 193.56 670.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 649.21 Td ( Potential future exposure \(PFE\) on derivative contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 649.20 Td (251,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.25 649.21 Td (240,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 635.21 Td ( Ef) Tj ET Q q 0 0 0 rg BT 69.08 635.21 Td (fective notional of sold credit derivatives, net) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 232.28 639.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.25 635.20 Td (93,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.25 635.21 Td (102,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 621.21 Td ( Counterparty credit risk for repo-style transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 242.94 625.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.25 621.20 Td (25,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.75 621.21 Td (26,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 607.21 Td ( Unconditionally cancellable commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.25 607.20 Td (62,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.75 607.21 Td (63,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 593.21 Td ( Other off-balance sheet exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 593.20 Td (222,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.25 593.21 Td (210,571) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 579.20 Td (Total of certain off-balance sheet exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 579.20 Td (655,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.25 579.21 Td (642,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 565.21 Td (Less: Tier 1 Capital deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.25 565.20 Td (65,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.75 565.21 Td (73,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 551.20 Td (Total Leverage Exposure) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 551.20 Td (2,484,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 551.21 Td (2,456,006) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 537.20 Td (Supplementary Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 537.20 Td (5.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 537.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 537.21 Td (5.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.50 537.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 514.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 514.05 Td (Citi) Tj ET Q q 0 0 0 rg BT 77.23 514.05 Td (s estimated Basel III Supplementary Leverage ratio and certain related components are non-GAAP) Tj ET Q q 0 0 0 rg BT 393.26 514.05 Td ( financial measures. Citi believes this ratio and its ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 504.45 Td (components provide useful information to investors and others by measuring Citigroup) Tj ET Q q 0 0 0 rg BT 343.84 504.45 Td (s progress against future regulatory capital standards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 494.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 494.85 Td (Pro forma presentation based on application of the Revised Final Basel III Rules consistent with current period presentation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 485.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 485.25 Td (Represents the daily average of on-balance sheet assets for the quarter) Tj ET Q q 0 0 0 rg BT 286.91 485.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 475.65 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 475.65 Td (Represents the average of certain of) Tj ET Q q 0 0 0 rg BT 177.69 475.65 Td (f-balance sheet exposures calculated as of the last day of each month in the quarter) Tj ET Q q 0 0 0 rg BT 442.02 475.65 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 466.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 466.05 Td (Under the Revised Final Basel III Rules, banking or) Tj ET Q q 0 0 0 rg BT 229.27 466.05 Td (ganizations are required to include in ) Tj ET Q q 0 0 0 rg BT 349.96 466.05 Td (TLE the ef) Tj ET Q q 0 0 0 rg BT 384.47 466.05 Td (fective notional amount of sold credit derivatives, with ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 456.45 Td (netting of exposures permitted if certain conditions are met. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 446.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 63.00 446.85 Td (Repo-style transactions include repurchase or reverse repurchase transactions and securities borrowing or securities lending transactions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 425.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 104.11 425.25 Td (s estimated Basel III Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 413.25 Td (Leverage ratio under the Revised Final Basel III Rules was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 401.25 Td (6.0% for the third quarter of 2014, increasing from 5.8% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 389.25 Td (for the second quarter of 2014 and 5.4% for the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 377.25 Td (quarter of 2013 \(both presented on a pro forma basis to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 365.25 Td (conform to current period presentation\). ) Tj ET Q q 0 0 0 rg BT 207.54 365.25 Td (The quarter) Tj ET Q q 0 0 0 rg BT 253.70 365.25 Td (-over) Tj ET Q q 0 0 0 rg BT 274.60 365.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 353.25 Td (quarter ratio improvement was primarily due to the increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 341.25 Td (in ) Tj ET Q q 0 0 0 rg BT 55.10 341.25 Td (T) Tj ET Q q 0 0 0 rg BT 60.85 341.25 Td (ier 1 Capital resulting substantially from net income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 329.25 Td (and DT) Tj ET Q q 0 0 0 rg BT 74.47 329.25 Td (A) Tj ET Q q 0 0 0 rg BT 81.14 329.25 Td ( utilization of approximately $700 million. ) Tj ET Q q 0 0 0 rg BT 253.98 329.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 317.25 Td (growth in the ratio from the fourth quarter of 2013 was also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 305.25 Td (principally driven by an increase in ) Tj ET Q q 0 0 0 rg BT 188.66 305.25 Td (T) Tj ET Q q 0 0 0 rg BT 194.41 305.25 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 293.25 Td (attributable lar) Tj ET Q q 0 0 0 rg BT 103.40 293.25 Td (gely to year) Tj ET Q q 0 0 0 rg BT 150.41 293.25 Td (-to-date net income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 281.25 Td (approximately $2.9 billion of DT) Tj ET Q q 0 0 0 rg BT 177.23 281.25 Td (A) Tj ET Q q 0 0 0 rg BT 183.90 281.25 Td ( utilization and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 269.25 Td (approximately $2.2 billion of perpetual preferred stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 257.25 Td (issuances, of) Tj ET Q q 0 0 0 rg BT 95.92 257.25 Td (fset in part by a mar) Tj ET Q q 0 0 0 rg BT 175.99 257.25 Td (ginal increase in ) Tj ET Q q 0 0 0 rg BT 243.83 257.25 Td (T) Tj ET Q q 0 0 0 rg BT 249.24 257.25 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 245.25 Td (Leverage Exposure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 233.25 Td (Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 124.67 233.25 Td (s estimated Basel III Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 221.25 Td (Leverage ratio under the Revised Final Basel III Rules was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 209.25 Td (6.3% for the third quarter of 2014, unchanged on a pro ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 197.25 Td (forma basis from the fourth quarter of 2013. ) Tj ET Q q 0 0 0 rg BT 223.94 197.25 Td (T) Tj ET Q q 0 0 0 rg BT 229.69 197.25 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 185.25 Td (benefits resulting from year) Tj ET Q q 0 0 0 rg BT 155.60 185.25 Td (-to-date net income and DT) Tj ET Q q 0 0 0 rg BT 265.31 185.25 Td (A) Tj ET Q q 0 0 0 rg BT 271.98 185.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 173.25 Td (utilization as well as an overall reduction in ) Tj ET Q q 0 0 0 rg BT 221.99 173.25 Td (T) Tj ET Q q 0 0 0 rg BT 227.40 173.25 Td (otal Leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 161.25 Td (Exposure, were lar) Tj ET Q q 0 0 0 rg BT 120.06 161.25 Td (gely of) Tj ET Q q 0 0 0 rg BT 147.93 161.25 Td (fset by cash distributions to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 149.25 Td (parent. ) Tj ET Q endstream endobj 101 0 obj <> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (48) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 45.00 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 50.75 742.25 Td (angible Common Equity) Tj ET Q q 0 0 0 rg BT 154.66 742.25 Td (, ) Tj ET Q q 0 0 0 rg BT 159.48 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 165.23 742.25 Td (angible Book ) Tj ET Q q 0 0 0 rg BT 223.40 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 229.71 742.25 Td (alue Per) Tj ET Q q 0 0 0 rg BT 264.79 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 45.00 730.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 65.38 730.25 Td (e and Book ) Tj ET Q q 0 0 0 rg BT 115.49 730.25 Td (V) Tj ET Q q 0 0 0 rg BT 121.80 730.25 Td (alue Per) Tj ET Q q 0 0 0 rg BT 156.88 730.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 179.76 730.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 718.25 Td (T) Tj ET Q q 0 0 0 rg BT 50.41 718.25 Td (angible common equity \(TCE\), as currently defined by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 706.25 Td (Citi, represents common equity less goodwill and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 694.25 Td (intangible assets \(other than MSRs\). Other companies may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 682.25 Td (calculate ) Tj ET Q q 0 0 0 rg BT 82.85 682.25 Td (TCE in a dif) Tj ET Q q 0 0 0 rg BT 132.38 682.25 Td (ferent manner) Tj ET Q q 0 0 0 rg BT 187.63 682.25 Td (. ) Tj ET Q q 0 0 0 rg BT 192.45 682.25 Td (TCE and tangible book ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 670.25 Td (value per share are non-GAAP) Tj ET Q q 0 0 0 rg BT 167.92 670.25 Td ( financial measures. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 658.25 Td (believes these capital metrics provide useful information, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 646.25 Td (they are used by investors and industry analysts. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 599.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 599.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 599.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 571.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 571.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 571.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 543.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 543.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 543.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.50 515.75 379.00 -14.00 re f 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599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 599.75 m 562.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 571.75 m 493.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 571.75 m 562.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 571.75 m 424.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 571.75 m 493.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 571.75 m 562.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 515.75 m 424.5 515.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 501.75 m 424.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 515.75 m 493.5 515.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 501.75 m 493.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 515.75 m 562.5 515.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 501.75 m 562.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 475.75 m 424.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 475.75 m 493.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 475.75 m 562.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 461.75 m 424.5 461.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 45.5 447.75 m 424.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 461.75 m 493.5 461.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 447.75 m 493.5 447.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 461.75 m 562.5 461.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 447.75 m 562.5 447.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 51.00 604.00 Td (In millions of dollars or shares, except per share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.05 615.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.50 604.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.25 615.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 604.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 590.20 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 590.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 590.20 Td (212,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 590.21 Td (204,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 576.21 Td (Less: Preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 576.20 Td (8,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 576.21 Td (6,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 562.20 Td (Common equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 562.20 Td (203,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 562.21 Td (197,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 548.21 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 534.21 Td ( Goodwill) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 534.20 Td (24,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 534.21 Td (25,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 520.21 Td ( Other intangible assets \(other than MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 520.20 Td (4,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 520.21 Td (5,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 506.20 Td (Tangible common equity \(TCE\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 506.20 Td (174,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 506.21 Td (167,536) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 480.20 Td (Common shares outstanding \(CSO\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 480.20 Td (3,029.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 480.21 Td (3,029.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 466.20 Td (Tangible book value per share \(TCE/CSO\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 466.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 466.20 Td (57.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 466.21 Td (55.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.00 452.20 Td (Book value per share \(common equity/CSO\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 452.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 452.20 Td (67.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 452.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 452.21 Td (65.23) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 103 0 obj <> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (49) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (MANAGING GLOBAL) Tj ET Q q 0 0 0 rg BT 159.01 740.90 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 728.90 Td (Citigroup believes that ef) Tj ET Q q 0 0 0 rg BT 137.18 728.90 Td (fective risk management is of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.90 Td (primary importance to its overall operations. ) Tj ET Q q 0 0 0 rg BT 216.23 716.90 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 265.57 716.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 704.90 Td (s risk management process has been designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (monitor) Tj ET Q q 0 0 0 rg BT 67.26 692.90 Td (, evaluate and manage the principal risks it assumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.90 Td (in conducting its activities. ) Tj ET Q q 0 0 0 rg BT 146.08 680.90 Td (These risks are broadly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 668.90 Td (categorized as credit, market and operational risks. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 656.90 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 95.11 656.90 Td (s risk management framework is designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (balance business ownership and accountability for risks with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.90 Td (well defined independent risk management oversight and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.90 Td (responsibility) Tj ET Q q 0 0 0 rg BT 89.79 620.90 Td (. 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0.9333333333333333 1 rg /GS0 gs 472.50 381.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 381.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 355.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 355.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 355.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 355.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 355.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 355.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 329.75 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 329.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 329.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 329.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 329.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 329.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 304.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 304.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 304.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 304.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 304.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 304.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 278.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 278.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 278.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 278.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 278.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 278.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 252.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 252.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 252.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 252.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 252.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 252.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 226.75 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 226.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 226.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 226.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 226.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 226.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 201.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 201.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 201.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 201.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 201.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 201.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 175.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 175.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 175.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 175.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 175.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 175.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 149.75 280.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 149.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 149.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 149.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 149.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 149.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 115.75 280.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 115.75 52.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 115.75 52.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 115.75 52.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 115.75 52.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 115.75 52.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 652.75 m 316.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 652.75 m 368.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 652.75 m 420.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 652.75 m 472.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 652.75 m 524.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 652.75 m 576.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 561.75 m 316.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 561.75 m 368.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 561.75 m 420.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 561.75 m 472.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 561.75 m 524.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 561.75 m 576.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 561.75 m 316.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 316.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 561.75 m 368.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 561.75 m 420.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 549.75 m 420.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 561.75 m 472.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 549.75 m 472.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 561.75 m 524.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 549.75 m 524.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 561.75 m 576.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 549.75 m 368.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 549.75 m 420.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 549.75 m 472.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 549.75 m 524.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 471.75 m 368.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 316.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 459.75 m 316.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 471.75 m 368.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 471.75 m 420.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 459.75 m 420.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 471.75 m 472.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 459.75 m 472.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 471.75 m 524.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 459.75 m 524.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 459.75 m 576.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 459.75 m 368.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 459.75 m 420.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 459.75 m 472.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 459.75 m 524.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 459.75 m 576.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 433.75 m 316.5 433.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 420.75 m 316.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 433.75 m 368.5 433.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 420.75 m 368.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 433.75 m 420.5 433.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 420.75 m 420.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 433.75 m 472.5 433.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 420.75 m 472.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 433.75 m 524.5 433.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 420.75 m 524.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 433.75 m 576.5 433.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 420.75 m 576.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 420.75 m 368.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 420.75 m 420.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 420.75 m 472.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 420.75 m 524.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 420.75 m 576.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.75 m 316.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 317.75 m 316.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 329.75 m 368.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 317.75 m 368.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 329.75 m 420.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 317.75 m 420.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 329.75 m 472.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 317.75 m 472.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 329.75 m 524.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 317.75 m 524.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 329.75 m 576.5 329.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 317.75 m 576.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 317.75 m 368.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 317.75 m 420.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 317.75 m 472.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 317.75 m 524.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 317.75 m 576.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.75 m 316.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 214.75 m 316.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 226.75 m 368.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 214.75 m 368.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 226.75 m 420.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 214.75 m 420.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 226.75 m 472.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 214.75 m 472.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 226.75 m 524.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 214.75 m 524.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 226.75 m 576.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 214.75 m 576.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 214.75 m 368.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 214.75 m 420.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 214.75 m 472.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 214.75 m 524.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 214.75 m 576.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 188.75 m 316.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 175.75 m 316.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 188.75 m 368.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 188.75 m 420.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 175.75 m 420.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 188.75 m 472.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 175.75 m 472.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 188.75 m 524.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 175.75 m 524.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 188.75 m 576.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 175.75 m 576.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 175.75 m 368.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 175.75 m 420.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 175.75 m 472.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 175.75 m 524.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 175.75 m 576.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 149.75 m 316.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 136.75 m 316.5 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 149.75 m 368.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 136.75 m 368.5 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 149.75 m 420.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 136.75 m 420.5 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 149.75 m 472.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 136.75 m 472.5 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 149.75 m 524.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 136.75 m 524.5 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 149.75 m 576.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 136.75 m 576.5 136.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 115.75 m 316.5 115.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 94.75 m 316.5 94.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 115.75 m 368.5 115.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 115.75 m 420.5 115.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 115.75 m 472.5 115.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 115.75 m 524.5 115.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 115.75 m 576.5 115.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 73.75 m 316.5 73.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 94.75 m 368.5 94.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 73.75 m 368.5 73.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 94.75 m 420.5 94.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 73.75 m 420.5 73.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 94.75 m 472.5 94.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 73.75 m 472.5 73.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 94.75 m 524.5 94.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 73.75 m 524.5 73.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 94.75 m 576.5 94.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 73.75 m 576.5 73.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.40 670.15 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.20 670.01 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.70 670.01 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.20 670.01 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 670.01 Td (3rd Qtr.) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 657.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 657.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 657.01 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 657.01 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 657.01 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 657.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.15 Td (Consumer loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 618.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 622.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 618.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 618.15 Td (101,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 618.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 618.01 Td (103,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 618.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 618.01 Td (106,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 618.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 618.01 Td (108,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 618.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 618.01 Td (110,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 605.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 605.15 Td (13,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 605.01 Td (13,192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 605.01 Td (12,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 605.01 Td (13,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 605.01 Td (13,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 592.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 592.15 Td (108,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 592.01 Td (109,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 592.01 Td (107,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 592.01 Td (115,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 592.01 Td (110,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 579.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 579.15 Td (6,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 579.01 Td (6,972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.25 579.01 Td (6,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 579.01 Td (6,592) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 579.01 Td (6,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 566.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 566.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 566.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 566.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 566.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 566.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 553.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 553.15 Td (230,117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 553.01 Td (233,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 553.01 Td (234,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 553.01 Td (244,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 553.01 Td (241,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 541.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 528.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 532.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 528.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 528.15 Td (56,099) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 528.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 528.01 Td (57,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 528.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 528.01 Td (56,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 528.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 528.01 Td (55,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 528.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 528.01 Td (54,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 515.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 515.15 Td (34,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 515.01 Td (34,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 515.01 Td (33,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 515.01 Td (33,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 515.01 Td (32,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 502.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 502.15 Td (32,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 502.01 Td (34,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 502.01 Td (35,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 502.01 Td (36,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 502.01 Td (35,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 489.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 489.15 Td (23,393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 489.01 Td (24,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 489.01 Td (24,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 489.01 Td (24,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 489.01 Td (23,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 476.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.50 476.15 Td (678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 476.01 Td (735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 476.01 Td (736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 476.01 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 476.01 Td (743) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 463.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 463.15 Td (146,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 463.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 463.01 Td (151,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 463.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 463.01 Td (150,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 463.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 463.01 Td (150,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 463.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 463.01 Td (147,184) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 451.15 Td (Total Consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 451.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 451.15 Td (376,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 451.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 451.01 Td (384,961) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 451.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 451.01 Td (385,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 451.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 451.01 Td (394,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 451.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 451.01 Td (388,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.01 Td (Unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.50 438.15 Td (\(649) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 438.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 438.01 Td (\(616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 438.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 438.01 Td (\(546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 438.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 438.01 Td (\(572) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 438.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 438.01 Td (\(523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 438.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 425.15 Td (Consumer loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 425.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 425.15 Td (376,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 425.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 425.01 Td (384,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 425.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 425.01 Td (384,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 425.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 425.01 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 425.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 425.01 Td (387,822) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 412.15 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 386.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 386.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 386.15 Td (36,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 386.01 Td (36,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 386.01 Td (36,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 386.01 Td (32,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 386.01 Td (33,936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 373.01 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 373.15 Td (31,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 373.01 Td (29,195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 373.01 Td (27,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 373.01 Td (25,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 373.01 Td (22,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 360.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 364.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 360.15 Td (32,285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 360.01 Td (31,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 360.01 Td (29,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 360.01 Td (29,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 360.01 Td (29,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 347.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 347.15 Td (30,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 347.01 Td (32,646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 347.01 Td (34,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 347.01 Td (34,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 347.01 Td (31,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 334.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 334.15 Td (1,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 334.01 Td (1,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.25 334.01 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 334.01 Td (1,647) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 334.01 Td (1,493) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 321.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 321.15 Td (132,832) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 321.01 Td (131,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 321.01 Td (129,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 321.01 Td (123,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 321.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 321.01 Td (118,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 296.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 296.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 296.15 Td (80,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 296.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 296.01 Td (82,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 296.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 296.01 Td (83,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 296.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 296.01 Td (82,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 296.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 296.01 Td (86,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 283.01 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 283.15 Td (35,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 283.01 Td (40,541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 283.01 Td (39,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 283.01 Td (38,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 283.01 Td (40,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 270.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 274.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 270.15 Td (6,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 270.01 Td (6,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.25 270.01 Td (6,301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 270.01 Td (6,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 270.01 Td (6,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 257.01 Td (Installment, revolving credit, and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.25 257.15 Td (20,151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 257.01 Td (20,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 257.01 Td (18,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 257.01 Td (18,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 257.01 Td (16,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 244.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.50 244.15 Td (396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 244.01 Td (430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 244.01 Td (454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 244.01 Td (527) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 244.01 Td (538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 231.01 Td (Governments and official institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.75 231.15 Td (2,264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 231.01 Td (2,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.25 231.01 Td (2,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 231.01 Td (2,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 231.01 Td (1,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 218.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 218.15 Td (145,212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 218.01 Td (152,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 218.01 Td (150,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 218.01 Td (148,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 218.01 Td (151,783) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 206.15 Td (Total Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 206.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 206.15 Td (278,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 206.01 Td (283,715) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 206.01 Td (280,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 206.01 Td (272,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 206.01 Td (270,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.01 Td (Unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.50 193.15 Td (\(536) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 193.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 193.01 Td (\(556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 193.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 193.01 Td (\(560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 193.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 193.01 Td (\(562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 193.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 193.01 Td (\(548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 193.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 180.15 Td (Corporate loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 180.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 180.15 Td (277,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 180.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 180.01 Td (283,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 180.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 180.01 Td (279,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 180.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 180.01 Td (271,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 180.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 180.01 Td (269,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 167.15 Td (Total loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 167.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 167.15 Td (653,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 167.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 167.01 Td (667,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 167.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 167.01 Td (664,221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 167.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 167.01 Td (665,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 167.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 167.01 Td (657,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 154.01 Td (Allowance for loan losseson drawn exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.25 154.15 Td (\(16,915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 154.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.75 154.01 Td (\(17,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 154.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 154.01 Td (\(18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 154.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 154.01 Td (\(19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 154.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 154.01 Td (\(20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 154.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 141.15 Td (Totalloansnetofunearnedincomeandallowanceforcreditlosses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 141.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 141.15 Td (636,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 141.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 141.01 Td (649,614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 141.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 141.01 Td (645,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 141.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 141.01 Td (645,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 141.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 141.01 Td (636,946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 128.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 128.15 Td ( loan losses as a per) Tj ET Q q 0 0 0 rg BT 167.17 128.15 Td (centage of total loansnet of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 119.15 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 105.25 123.23 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.25 120.20 Td (2.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 120.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 120.21 Td (2.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 120.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 120.21 Td (2.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 120.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 120.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 120.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 120.21 Td (3.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 120.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 107.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 107.15 Td ( Consumer) Tj ET Q q 0 0 0 rg BT 134.66 107.15 Td ( loan losses as a per) Tj ET Q q 0 0 0 rg BT 209.25 107.15 Td (centage of total Consumer) Tj ET Q q 0 0 0 rg BT 309.82 107.15 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 98.15 Td (loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 158.25 102.23 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.25 99.20 Td (3.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 99.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 99.21 Td (4.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 99.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 99.21 Td (4.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 99.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 99.21 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 99.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 99.21 Td (4.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 99.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 86.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 86.15 Td ( Corporate loan losses as a per) Tj ET Q q 0 0 0 rg BT 209.40 86.15 Td (centage of total Corporate ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 77.15 Td (loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 158.25 81.23 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.25 78.20 Td (0.86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 78.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 78.21 Td (0.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 78.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 78.21 Td (0.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 78.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 78.21 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.50 78.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 78.21 Td (1.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 78.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 56.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 56.65 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 47.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 47.05 Td (All periods exclude loans that are carried at fair value.) Tj ET Q endstream endobj 109 0 obj <> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Details of Cr) Tj ET Q q 0 0 0 rg BT 90.25 749.25 Td (edit Loss Experience) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 702.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 702.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 702.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 702.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 702.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 702.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 674.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 674.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 674.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 674.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 674.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 674.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 646.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 646.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 646.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 646.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 646.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 646.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 618.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 618.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 618.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 618.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 618.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 590.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 590.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 590.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 590.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 590.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 562.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 562.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 562.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 562.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 562.75 51.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 423.50 366.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 366.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 366.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 338.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 338.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 338.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 338.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 338.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 310.75 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 310.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 310.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 310.75 51.00 -14.00 re f /GS0 gs 0.8 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 702.75 m 372.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 702.75 m 423.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 702.75 m 474.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 702.75 m 525.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.75 m 321.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 702.75 m 372.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 688.75 m 372.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 702.75 m 423.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 702.75 m 474.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 702.75 m 525.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 688.75 m 372.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 688.75 m 423.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 688.75 m 474.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 688.75 m 525.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 688.75 m 576.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 646.75 m 321.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 632.75 m 321.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 646.75 m 372.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 632.75 m 372.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 646.75 m 423.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 646.75 m 474.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 646.75 m 525.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 646.75 m 576.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 632.75 m 576.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 632.75 m 372.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 632.75 m 423.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 632.75 m 474.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 632.75 m 525.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 632.75 m 576.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 321.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 534.75 m 372.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 534.75 m 423.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 534.75 m 474.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 534.75 m 525.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 534.75 m 576.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 520.75 m 321.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 520.75 m 372.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 520.75 m 423.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 520.75 m 474.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 520.75 m 525.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 520.75 m 576.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 520.75 m 372.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 520.75 m 423.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 520.75 m 474.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 520.75 m 525.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 520.75 m 576.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.75 m 321.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.75 m 321.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 422.75 m 372.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 408.75 m 372.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 422.75 m 423.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 408.75 m 423.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 422.75 m 474.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 408.75 m 474.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 422.75 m 525.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 408.75 m 525.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 422.75 m 576.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 408.75 m 576.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 366.75 m 321.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 366.75 m 372.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 366.75 m 423.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 366.75 m 474.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 366.75 m 525.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 366.75 m 576.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.75 m 321.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 366.75 m 372.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 352.75 m 372.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 366.75 m 423.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 352.75 m 423.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 366.75 m 474.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 352.75 m 474.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 366.75 m 525.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 352.75 m 525.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 366.75 m 576.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 352.75 m 576.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 338.75 m 321.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 352.75 m 372.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 352.75 m 423.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 352.75 m 474.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 352.75 m 525.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 352.75 m 576.5 352.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.75 m 321.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 338.75 m 372.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 324.75 m 372.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 338.75 m 423.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 324.75 m 423.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 338.75 m 474.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 324.75 m 474.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 338.75 m 525.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 324.75 m 525.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 338.75 m 576.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 324.75 m 576.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 324.75 m 372.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 324.75 m 423.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 324.75 m 474.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 324.75 m 525.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 324.75 m 576.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 296.75 m 321.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 282.75 m 321.5 282.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 296.75 m 372.5 296.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 296.75 m 423.5 296.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 296.75 m 474.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 282.75 m 474.5 282.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 296.75 m 525.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 282.75 m 525.5 282.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 296.75 m 576.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 282.75 m 576.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 282.75 m 372.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 282.75 m 423.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 282.75 m 474.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 282.75 m 525.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 282.75 m 576.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 254.75 m 321.5 254.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 254.75 m 372.5 254.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 254.75 m 423.5 254.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 254.75 m 474.5 254.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 254.75 m 525.5 254.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 254.75 m 576.5 254.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.75 m 321.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 226.75 m 372.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 226.75 m 423.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 226.75 m 474.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 226.75 m 525.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 226.75 m 576.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 184.75 m 321.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 170.75 m 321.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 184.75 m 372.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 184.75 m 423.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 184.75 m 474.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 170.75 m 474.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 184.75 m 525.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 170.75 m 525.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 184.75 m 576.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 170.75 m 576.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 170.75 m 372.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 170.75 m 423.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 170.75 m 474.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 170.75 m 525.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 170.75 m 576.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 128.75 m 321.5 128.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 114.75 m 321.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 128.75 m 372.5 128.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 114.75 m 372.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 128.75 m 423.5 128.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 114.75 m 423.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 128.75 m 474.5 128.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 114.75 m 474.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 128.75 m 525.5 128.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 114.75 m 525.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 128.75 m 576.5 128.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 114.75 m 576.5 114.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.90 721.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.70 721.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.20 721.21 Td (1st Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.70 721.21 Td (4th Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 721.21 Td (3rd Qtr.) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 707.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 707.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 707.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 707.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.50 707.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 707.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 693.20 Td (Allowance for loan losses at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 693.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 693.20 Td (17,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 693.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 693.21 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 693.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 693.21 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 693.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 693.21 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 693.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 693.21 Td (21,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 679.20 Td (Provision for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 665.21 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 665.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 665.20 Td (1,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 665.21 Td (1,669) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 665.21 Td (1,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 665.21 Td (2,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 665.21 Td (1,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 651.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 651.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 651.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 651.21 Td (\(90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 651.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 651.21 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 651.21 Td (\(101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 651.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 651.21 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 637.20 Td (1,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 637.21 Td (1,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 637.21 Td (1,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 637.21 Td (1,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 637.21 Td (1,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 623.20 Td (Gross credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 609.20 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 595.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 595.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 595.20 Td (1,595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 595.21 Td (1,756) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 595.21 Td (1,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 595.21 Td (2,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 595.21 Td (1,859) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 581.21 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 581.20 Td (948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 581.21 Td (1,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 581.21 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 581.21 Td (1,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 581.21 Td (967) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 567.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 553.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 553.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 553.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 553.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 553.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 553.21 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 539.21 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 539.20 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 539.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 539.21 Td (166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 539.21 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 539.21 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 525.20 Td (2,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 525.21 Td (2,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 525.21 Td (2,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 525.21 Td (3,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 525.21 Td (2,974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 511.20 Td (Cr) Tj ET Q q 0 0 0 rg BT 49.33 511.20 Td (edit r) Tj ET Q q 0 0 0 rg BT 69.91 511.20 Td (ecoveries ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.14 515.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 497.20 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 483.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 483.20 Td (232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 483.21 Td (356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 483.21 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 483.21 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 483.21 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 469.21 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 469.20 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 469.21 Td (231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 469.21 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 469.21 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 469.21 Td (239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 455.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 441.21 Td (In U.S offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 441.20 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 441.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 441.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 441.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 441.21 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 427.21 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 427.20 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 427.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 427.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 427.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 427.21 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 413.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 413.20 Td (489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 413.21 Td (623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 413.21 Td (544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 413.21 Td (547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 413.21 Td (544) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 399.20 Td (Net credit losses \(recoveries\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 385.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 385.20 Td (1,354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 385.21 Td (1,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 385.21 Td (1,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 385.21 Td (1,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 385.21 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 371.21 Td (In offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 371.20 Td (743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 371.21 Td (797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 371.21 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 371.21 Td (759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 371.21 Td (768) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 357.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 357.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 357.20 Td (2,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 357.21 Td (2,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 357.21 Td (2,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 357.21 Td (2,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 357.21 Td (2,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.21 Td (Other - net ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 80.23 347.29 Td (\(2\)\(3\)\(4\)\(5\)\(6\)\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 343.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 343.20 Td (\(453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 343.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 343.21 Td (\(423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 343.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 343.21 Td (\(79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 343.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 343.21 Td (\(321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 343.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 343.21 Td (\(197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 343.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 329.20 Td (Allowance for loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 329.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 329.20 Td (16,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 329.21 Td (17,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 329.21 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 329.21 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 329.21 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 315.21 Td (Allowance for loan losses as a % of total loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 207.21 319.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 315.20 Td (2.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 315.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 315.21 Td (2.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 315.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.75 315.21 Td (2.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 315.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 315.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 315.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 315.21 Td (3.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 315.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 301.21 Td (Allowance for unfunded lending commitments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 207.46 305.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 301.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 301.20 Td (1,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 301.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 301.21 Td (1,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 301.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 301.21 Td (1,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 301.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 301.21 Td (1,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 301.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 301.21 Td (1,262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 287.20 Td (Total allowance for loan losses and unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 287.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 287.20 Td (18,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 287.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 287.21 Td (19,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 287.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 287.21 Td (20,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 287.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 287.21 Td (20,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 287.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 287.21 Td (21,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 273.21 Td (Net Consumer credit losses \(recoveries\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 273.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 273.20 Td (2,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 273.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 273.21 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 273.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 273.21 Td (2,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 273.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 273.21 Td (2,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 273.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 273.21 Td (2,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 259.21 Td (As a percentage of average Consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 259.20 Td (2.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 259.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 259.21 Td (2.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 259.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.75 259.21 Td (2.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 259.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 259.21 Td (2.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 259.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 259.21 Td (2.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 259.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 245.21 Td (Net Corporate credit losses \(recoveries\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 245.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 245.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 245.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 245.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 245.21 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 245.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 245.21 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 231.21 Td (As a percentage of average Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.25 231.20 Td (\(0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 231.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 231.21 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 231.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.75 231.21 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 231.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 231.21 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 231.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 231.21 Td (0.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 231.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 217.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 217.20 Td ( loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 198.08 221.28 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 203.21 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 203.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 203.20 Td (11,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 203.21 Td (12,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 203.21 Td (12,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 203.21 Td (13,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 203.21 Td (13,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 189.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 189.20 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 189.21 Td (5,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 189.21 Td (6,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 189.21 Td (6,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 189.21 Td (7,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 69.00 175.21 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 175.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 175.20 Td (16,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 175.21 Td (17,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 175.21 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 175.21 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 175.21 Td (20,605) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 161.20 Td (Allowance by type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 147.21 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 147.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 147.20 Td (14,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 147.21 Td (15,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 147.21 Td (16,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 147.21 Td (17,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 147.21 Td (17,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 133.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 133.20 Td (2,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.25 133.21 Td (2,370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 133.21 Td (2,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 133.21 Td (2,584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 133.21 Td (2,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 69.00 119.21 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 119.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 119.20 Td (16,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 119.21 Td (17,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 119.21 Td (18,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 119.21 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 119.21 Td (20,605) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 97.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 97.65 Td (Recoveries have been reduced by certain collection costs that are incurred only if collection ef) Tj ET Q q 0 0 0 rg BT 355.50 97.65 Td (forts are successful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 88.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 88.05 Td (Includes all adjustments to the allowance for credit losses, such as changes in the allowance from acquisitions, dispositions, securitizations, foreign currency ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 78.45 Td (translation, purchase accounting adjustments, etc.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 68.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 68.85 Td (The third quarter of 2014 includes a reduction of approximately $259 million related to the sale or transfers to held-for) Tj ET Q q 0 0 0 rg BT 433.50 68.85 Td (-sale \(HFS\) of various loan portfolios, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 59.25 Td (including a reduction of $151 million related to a transfer of a real estate loan portfolio to HFS and a reduction of approximately $108 million related to the ) Tj ET Q endstream endobj 111 0 obj <> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (53) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (transfer of various ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.64 750.50 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.97 750.50 Td ( loan portfolios to HFS. ) Tj ET Q q 0 0 0 rg BT 215.31 750.50 Td (Additionally) Tj ET Q q 0 0 0 rg BT 255.23 750.50 Td (, the third quarter of 2014 includes a reduction of approximately $181 million related to FX ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (translation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (The second quarter of 2014 includes a reduction of approximately $480 million related to the sale or transfers to HFS of various loan portfolios, including a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (reduction of approximately $204 million and $177 million related to the transfers to HFS of businesses in Greece and Spain, $29 million related to the sale of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Honduras business and $66 million related to a transfer of a real estate loan portfolio to HFS. ) Tj ET Q q 0 0 0 rg BT 355.79 712.10 Td (These amounts are partially of) Tj ET Q q 0 0 0 rg BT 452.94 712.10 Td (fset by FX translation on the entire ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (allowance balance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (The first quarter of 2014 includes a reduction of approximately $79 million related to the sale or transfer to HFS of various loan portfolios. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (The fourth quarter of 2013 includes a reduction of approximately $1) Tj ET Q q 0 0 0 rg BT 272.30 683.30 Td (13 million related to the sale or transfer to HFS of various loan portfolios. ) Tj ET Q q 0 0 0 rg BT 512.26 683.30 Td (Additionally) Tj ET Q q 0 0 0 rg BT 552.18 683.30 Td (, there ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (was a reduction of $230 million related to a non-provision transfer of reserves associated with deferred interest to other assets which include deferred interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 664.10 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (The third quarter of 2013 includes a reduction of approximately $214 million related to the sale or transfer to HFS of various loan portfolios.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 654.50 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 654.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.21 654.50 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.88 654.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 170.88 654.50 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.74 654.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 237.74 654.50 Td (June30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.41 654.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 297.96 654.50 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 362.17 654.50 Td ( exclude $4.4 billion, $4.8 billion, $5.7 billion, $5.0 billion and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td ($5.2 billion, respectively) Tj ET Q q 0 0 0 rg BT 133.02 644.90 Td (, of loans which are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 635.30 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (Represents additional credit loss reserves for unfunded lending commitments and letters of credit recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 405.23 635.30 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.11 635.30 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 625.70 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td (Allowance for loan losses represents management) Tj ET Q q 0 0 0 rg BT 216.39 625.70 Td (s best estimate of probable losses inherent in the portfolio, as well as probable losses related to lar) Tj ET Q q 0 0 0 rg BT 529.50 625.70 Td (ge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (individually evaluated impaired loans and troubled debt restructurings. See Significant ) Tj ET Q q 0 0 0 rg BT 336.37 616.10 Td (Accounting Policies and Significant Estimates and Note 1 to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 606.50 Td (Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 189.54 606.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 212.21 606.50 Td (Annual Report on Form 10-K. ) Tj ET Q q 0 0 0 rg BT 310.88 606.50 Td (Attribution of the allowance is made for analytical purposes only and the entire ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 596.90 Td (allowance is available to absorb probable credit losses inherent in the overall portfolio.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 572.90 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 572.90 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 560.90 Td (The following tables detail information on Citi) Tj ET Q q 0 0 0 rg BT 225.97 560.90 Td (s allowance for loan losses, loans and coverage ratios as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.67 560.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.93 560.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 548.90 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 501.40 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 501.40 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 501.40 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 501.40 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.40 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 475.40 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 475.40 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 475.40 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 449.40 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 449.40 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 449.40 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 449.40 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 423.40 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 423.40 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 423.40 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 423.40 96.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.4 m 341.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 524.4 m 404.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 524.4 m 480.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 524.4 m 576.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 501.4 m 341.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 501.4 m 404.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 501.4 m 480.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 501.4 m 576.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 501.4 m 576.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.4 m 341.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 436.4 m 404.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 436.4 m 404.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 436.4 m 480.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 436.4 m 576.5 436.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.4 m 341.5 410.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.4 m 341.5 397.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 410.4 m 404.5 410.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 397.4 m 404.5 397.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 410.4 m 480.5 410.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 397.4 m 480.5 397.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 410.4 m 576.5 410.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 397.4 m 576.5 397.4 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 529.08 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.95 528.85 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 505.65 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.70 514.85 Td (Allowance for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.35 505.85 Td (loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.10 514.85 Td (Loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.85 505.85 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 514.85 Td (Allowance as a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.65 505.85 Td (per) Tj ET Q q 0 0 0 rg BT 500.48 505.85 Td (centage of loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 561.47 509.93 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 492.65 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 492.65 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 492.65 Td ( cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.82 496.73 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 492.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 492.80 Td (5.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 492.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 492.80 Td (109.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 492.80 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 492.80 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 479.65 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 479.65 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 479.65 Td ( mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.32 483.73 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 479.80 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 479.80 Td (101.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 479.80 Td (4.1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 466.65 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 466.65 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 466.65 Td ( other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 466.80 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 466.80 Td (21.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 466.80 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 453.66 Td (International cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 453.80 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 453.80 Td (32.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 453.80 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 440.66 Td (International other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.72 444.74 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 440.80 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 440.80 Td (111.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 440.80 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 427.80 Td (Total Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 427.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 427.80 Td (14.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 427.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 427.80 Td (376.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 427.80 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 427.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 414.80 Td (Total Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 414.80 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 414.80 Td (277.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 414.80 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 401.80 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 401.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 401.80 Td (16.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 401.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 401.80 Td (653.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 401.80 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 401.80 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 380.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 380.30 Td (Allowance as a percentage of loans excludes loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 370.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 370.70 Td (Includes both Citi-branded cards and Citi retail services. ) Tj ET Q q 0 0 0 rg BT 236.25 370.70 Td (The $5.2billion of loan loss reserves represented approximately 16months of coincident net credit loss ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 361.10 Td (coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 351.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 351.50 Td (Of the $4.2billion, approximately $4.0billion was allocated to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 257.74 351.50 Td (North ) Tj ET Q q 0 0 0 rg BT 278.27 351.50 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.37 351.50 Td ( mortgages in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 398.11 351.50 Td (The $4.2billion of loan loss reserves represented ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 341.90 Td (approximately 52months of coincident net credit loss coverage \(for both total ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 305.48 341.90 Td (North ) Tj ET Q q 0 0 0 rg BT 326.01 341.90 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 353.11 341.90 Td ( mortgages and Citi Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 447.33 341.90 Td ( North ) Tj ET Q q 0 0 0 rg BT 469.86 341.90 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.96 341.90 Td ( mortgages\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 332.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 332.30 Td (Of the $4.2 billion in loan loss reserves, approximately $1.6 billion and $2.6 billion are determined in accordance with ) Tj ET Q q 0 0 0 rg BT 435.02 332.30 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 490.36 332.30 Td (ASC 310-10-35 \(troubled ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 322.70 Td (debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 158.55 322.70 Td (. Of the $101.0 billion in loans, approximately $83.8 billion and $16.9 billion of the loans are evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 554.02 322.70 Td (ASC ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 313.10 Td (450-20 and ) Tj ET Q q 0 0 0 rg BT 91.77 313.10 Td (ASC 310-10-35 \(troubled debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 280.54 313.10 Td (. For additional information, see Note 15 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 303.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 303.50 Td (Includes mortgages and other retail loans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 246.00 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 246.00 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 246.00 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 246.00 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 220.00 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 220.00 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 220.00 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 220.00 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 194.00 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 194.00 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 194.00 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 194.00 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 168.00 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 168.00 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 168.00 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 168.00 96.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267 m 341.5 267 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 267 m 404.5 267 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 267 m 480.5 267 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 267 m 576.5 267 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 246 m 341.5 246 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 246 m 404.5 246 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 246 m 480.5 246 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 267 m 576.5 267 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 246 m 576.5 246 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 246 m 341.5 246 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 246 m 576.5 246 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 181 m 341.5 181 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 181 m 404.5 181 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 181 m 480.5 181 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 181 m 576.5 181 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 155 m 341.5 155 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 142 m 341.5 142 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 155 m 404.5 155 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 142 m 404.5 142 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 155 m 480.5 155 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 142 m 480.5 142 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 155 m 576.5 155 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 142 m 576.5 142 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 271.68 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.10 271.46 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 250.25 Td (In billions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.60 258.26 Td (Allowance for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.85 249.26 Td (loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.35 258.26 Td (Loans, net of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.10 249.26 Td (unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 258.26 Td (Allowance as a) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.60 249.26 Td (percentage of loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 559.57 253.34 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 237.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 237.25 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 237.25 Td ( cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.82 241.33 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 237.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 237.26 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 237.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 237.26 Td (116.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 237.26 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 237.26 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 224.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 224.25 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 224.25 Td ( mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.32 228.33 Td (\(3\)\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 224.26 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 224.26 Td (107.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 224.26 Td (4.8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 211.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 211.25 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 211.25 Td ( other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 211.26 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 211.26 Td (21.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 211.26 Td (5.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 198.26 Td (International cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 198.26 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 198.26 Td (36.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 198.26 Td (6.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.26 Td (International other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.72 189.34 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 185.26 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 185.26 Td (111.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 185.26 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 172.40 Td (Total Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 172.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 172.26 Td (17.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 172.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 172.26 Td (393.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 172.26 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 172.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 159.40 Td (Total Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 159.26 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 159.26 Td (271.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 159.26 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 146.40 Td (Total Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 146.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 146.26 Td (19.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 146.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 146.26 Td (665.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 146.26 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 146.26 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 124.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.90 Td (Allowance as a percentage of loans excludes loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.30 Td (Includes both Citi-branded cards and Citi retail services. ) Tj ET Q q 0 0 0 rg BT 236.25 115.30 Td (The $6.2billion of loan loss reserves represented approximately 18months of coincident net credit loss ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.70 Td (coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 96.10 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.10 Td (Of the $5.1billion, approximately $4.9billion was allocated to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 257.74 96.10 Td (North ) Tj ET Q q 0 0 0 rg BT 278.27 96.10 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.37 96.10 Td ( mortgages in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 398.11 96.10 Td (The $5.1billion of loan loss reserves represented ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.50 Td (approximately 26months of coincident net credit loss coverage \(for both total ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 305.48 86.50 Td (North ) Tj ET Q q 0 0 0 rg BT 326.01 86.50 Td (Americ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.11 86.50 Td (a mortgages and Citi Holdings ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 448.88 86.50 Td (North ) Tj ET Q q 0 0 0 rg BT 469.41 86.50 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.51 86.50 Td ( mortgages\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 76.90 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.90 Td (Of the $5.1 billion in loan loss reserves, approximately $2.4 billion and $2.7 billion are determined in accordance with ) Tj ET Q q 0 0 0 rg BT 435.02 76.90 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 490.36 76.90 Td (ASC 310-10-35 \(troubled ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.30 Td (debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 158.55 67.30 Td (. Of the $107.5 billion in loans, approximately $88.6 billion and $18.5 billion of the loans are evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 554.02 67.30 Td (ASC ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.70 Td (450-20 and ) Tj ET Q q 0 0 0 rg BT 91.77 57.70 Td (ASC 310-10-35 \(troubled debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 280.54 57.70 Td (. For additional information, see Note 15 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 48.10 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 48.10 Td (Includes mortgages and other retail loans.) Tj ET Q endstream endobj 113 0 obj <> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (54) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 140.18 749.25 Td (Assets and Renegotiated Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following pages include information on Citi) Tj ET Q q 0 0 0 rg BT 232.63 737.25 Td (s Non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 113.47 725.25 Td (Assets and Renegotiated Loans. ) Tj ET Q q 0 0 0 rg BT 256.85 725.25 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (is a certain amount of overlap among these categories. ) Tj ET Q q 0 0 0 rg BT 255.74 713.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (following summary provides a general description of each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (category:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 134.43 665.25 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 648.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 648.25 Td (Corporate and consumer \(commercial market\) non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 636.25 Td (accrual status is based on the determination that payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 624.25 Td (of interest or principal is doubtful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 612.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 612.25 Td (Consumer non-accrual status is generally based on aging, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 600.25 Td (i.e.,the borrower has fallen behind in payments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 588.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 588.25 Td (Mortgage loans dischar) Tj ET Q q 0 0 0 rg BT 147.68 588.25 Td (ged through Chapter7 bankruptcy) Tj ET Q q 0 0 0 rg BT 284.22 588.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 576.25 Td (other than Federal Housing ) Tj ET Q q 0 0 0 rg BT 167.59 576.25 Td (Administration \(FHA\)-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 564.25 Td (insured loans, are classified as non-accrual. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 552.25 Td (home equity loans in regulated bank entities are classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 540.25 Td (as non-accrual if the related residential first mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 528.25 Td (is 90days or more past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 516.25 Td (North ) Tj ET Q q 0 0 0 rg BT 79.66 516.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.54 516.25 Td ( Citi-branded cards and Citi retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 504.25 Td (are not included because under industry standards, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 492.25 Td (card loans accrue interest until such loans are char) Tj ET Q q 0 0 0 rg BT 254.84 492.25 Td (ged of) Tj ET Q q 0 0 0 rg BT 279.93 492.25 Td (f, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 480.25 Td (which typically occurs at 180days contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 468.25 Td (delinquency) Tj ET Q q 0 0 0 rg BT 102.22 468.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 446.25 Td (Renegotiated Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 429.25 Td (Includes both corporate and consumer loans whose terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 417.25 Td (have been modified in a troubled debt restructuring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 405.25 Td (\(TDR\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 393.25 Td (Includes both accrual and non-accrual ) Tj ET Q q 0 0 0 rg BT 208.47 393.25 Td (TDRs.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 369.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 138.14 369.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.25 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 357.25 Td (s non-accrual loans as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.25 Td (of the periods indicated. Non-accrual loans may still be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.25 Td (current on interest payments. In situations where Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.25 Td (reasonably expects that only a portion of the principal owed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td (will ultimately be collected, all payments received are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (reflected as a reduction of principal and not as interest income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (For all other non-accrual loans, cash interest receipts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 273.25 Td (generally recorded as revenue.) Tj ET Q endstream endobj 115 0 obj <> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (55) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 710.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 710.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 710.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 710.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 710.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 710.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 680.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 680.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 680.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 680.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 680.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 680.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 650.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 650.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 650.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 650.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 650.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 650.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 620.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 620.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 620.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 620.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 620.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 590.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 590.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 590.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 590.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 590.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 560.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 560.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 560.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 560.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 560.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 560.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 530.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 530.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 530.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 530.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 530.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 500.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 500.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 500.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 500.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 500.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 470.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 470.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 470.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 470.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 470.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 470.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 440.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 440.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 440.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 440.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 440.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 440.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.75 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 410.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 410.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 410.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 410.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 410.75 60.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.75 m 276.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 710.75 m 336.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 710.75 m 396.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 710.75 m 456.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 710.75 m 516.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 710.75 m 576.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 710.75 m 336.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 710.75 m 396.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 710.75 m 456.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 710.75 m 516.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 710.75 m 576.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 680.75 m 276.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 680.75 m 396.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 680.75 m 456.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 665.75 m 276.5 665.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 680.75 m 336.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 680.75 m 396.5 680.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 665.75 m 396.5 665.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 680.75 m 456.5 680.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 665.75 m 456.5 665.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 665.75 m 516.5 665.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 665.75 m 576.5 665.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 665.75 m 336.5 665.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 665.75 m 396.5 665.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 665.75 m 456.5 665.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 665.75 m 516.5 665.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 665.75 m 576.5 665.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 276.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 590.75 m 396.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 590.75 m 456.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 590.75 m 516.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 590.75 m 576.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 575.75 m 276.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 590.75 m 336.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 590.75 m 396.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 590.75 m 456.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 590.75 m 516.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 590.75 m 576.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 575.75 m 336.5 575.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 575.75 m 396.5 575.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 575.75 m 456.5 575.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 575.75 m 516.5 575.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 575.75 m 576.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.75 m 276.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 545.75 m 396.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 545.75 m 456.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 545.75 m 516.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 545.75 m 576.5 545.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.75 m 276.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 545.75 m 336.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 545.75 m 396.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 545.75 m 456.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 545.75 m 516.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 545.75 m 576.5 545.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.75 m 276.5 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 530.75 m 336.5 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 530.75 m 396.5 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 530.75 m 456.5 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 530.75 m 516.5 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 530.75 m 576.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 455.75 m 276.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 455.75 m 336.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 455.75 m 396.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 455.75 m 456.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 455.75 m 516.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 455.75 m 576.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 440.75 m 276.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 455.75 m 336.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 455.75 m 396.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 440.75 m 396.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 455.75 m 456.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 440.75 m 456.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 455.75 m 516.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 440.75 m 516.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 455.75 m 576.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 440.75 m 576.5 440.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 440.75 m 336.5 440.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 440.75 m 396.5 440.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 440.75 m 456.5 440.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 440.75 m 516.5 440.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 440.75 m 576.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.75 m 276.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 410.75 m 396.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 410.75 m 456.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 410.75 m 516.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 410.75 m 576.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.75 m 276.5 410.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 276.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 410.75 m 336.5 410.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 395.75 m 336.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 410.75 m 396.5 410.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 395.75 m 396.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 410.75 m 456.5 410.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 395.75 m 456.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 410.75 m 516.5 410.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 395.75 m 516.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 410.75 m 576.5 410.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 395.75 m 576.5 395.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.60 729.20 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.85 729.21 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.85 729.21 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.85 729.21 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.10 729.21 Td (Sept. 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 715.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 715.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 715.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 715.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 715.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 715.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 700.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 700.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 700.20 Td (3,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 700.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 700.21 Td (3,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 700.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 700.21 Td (3,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 700.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 700.21 Td (3,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 700.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 700.21 Td (4,053) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.20 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 685.20 Td (4,209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 685.21 Td (4,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 685.21 Td (4,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 685.21 Td (5,212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 685.21 Td (5,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 670.20 Td (Total non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 670.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 670.20 Td (7,622) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 670.21 Td (7,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 670.21 Td (8,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 670.21 Td (9,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 670.21 Td (9,418) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.20 Td (Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.49 659.28 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 640.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 640.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 640.20 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 640.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 640.21 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 640.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 640.21 Td (689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 640.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 640.21 Td (736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 640.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 640.21 Td (807) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 625.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 625.20 Td (322) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 625.21 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 625.21 Td (461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 625.21 Td (766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 625.21 Td (975) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 610.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 610.20 Td (481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 610.21 Td (288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 610.21 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 610.21 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 610.21 Td (124) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 595.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 595.20 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 595.21 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 595.21 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 595.21 Td (279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 595.21 Td (272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 580.20 Td (Total Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 580.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 580.20 Td (1,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 580.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 580.21 Td (1,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 580.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 580.21 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 580.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 580.21 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 580.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 580.21 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 565.21 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 565.20 Td (1,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 565.21 Td (1,150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 565.21 Td (1,528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 565.21 Td (1,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 565.21 Td (1,807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 550.20 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 550.21 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 550.21 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 550.21 Td (328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 550.21 Td (371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 535.20 Td (Total Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 535.20 Td (1,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 535.21 Td (1,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 535.21 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 535.21 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 535.21 Td (2,178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 520.20 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 520.20 Td ( non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.34 524.28 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 505.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 505.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 505.20 Td (4,546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 505.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 505.21 Td (4,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 505.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 505.21 Td (5,139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 505.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 505.21 Td (5,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 505.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 505.21 Td (5,345) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 490.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 490.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 490.21 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 490.21 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 490.21 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 490.21 Td (147) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 475.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 475.20 Td (1,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 475.21 Td (1,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 475.21 Td (1,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 475.21 Td (1,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 475.21 Td (1,400) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 460.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 460.20 Td (325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 460.21 Td (314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 460.21 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 460.21 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 460.21 Td (348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.00 445.20 Td (Total Consumer non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 445.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 445.20 Td (6,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 445.21 Td (6,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 445.21 Td (7,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 445.21 Td (7,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 445.21 Td (7,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 430.21 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 430.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 430.20 Td (2,123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 430.21 Td (2,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 430.21 Td (2,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 430.21 Td (2,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 430.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 430.21 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 415.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 415.20 Td (4,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 415.21 Td (4,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 415.21 Td (4,804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 415.21 Td (4,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 415.21 Td (4,994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.00 400.20 Td (T) Tj ET Q q 0 0 0 rg BT 54.18 400.20 Td (otal Consumer) Tj ET Q q 0 0 0 rg BT 110.76 400.20 Td ( non-accrual loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.27 400.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 400.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 400.20 Td (6,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 400.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 400.21 Td (6,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 400.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 400.21 Td (7,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 400.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 400.21 Td (7,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 400.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 400.21 Td (7,240) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 378.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 378.65 Td (Excludes purchased distressed loans, as they are generally accreting interest. ) Tj ET Q q 0 0 0 rg BT 300.87 378.65 Td (The carrying value of these loans was $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.71 378.65 Td (493 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.83 378.65 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.60 378.65 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 538.81 378.65 Td (, $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 546.81 378.65 Td (575 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 369.05 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 369.05 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 86.89 369.05 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.55 369.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.55 369.05 Td ($632 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 176.66 369.05 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.44 369.05 Td (March 31, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 237.32 369.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.32 369.05 Td ($703 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.43 369.05 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 292.20 369.05 Td (December 31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.07 369.05 Td (, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.62 369.05 Td ($756 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.73 369.05 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 423.51 369.05 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 487.72 369.05 Td (. ) Tj ET Q endstream endobj 117 0 obj <> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 749.10 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 218.30 749.10 Td (s other real estate owned \(OREO\) assets as of the periods indicated. ) Tj ET Q q 0 0 0 rg BT 491.64 749.10 Td (This represents the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (carrying value of all real estate property acquired by foreclosure or other legal proceedings when Citi has taken possession of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (collateral.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 686.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 686.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 686.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 686.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 686.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 686.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 658.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 658.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 658.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 658.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 658.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 658.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 630.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 630.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 630.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 630.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 630.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 602.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 602.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 602.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 602.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 602.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 574.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 574.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 574.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 574.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 574.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 546.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 546.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 546.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 546.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 546.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 546.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 518.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 518.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 518.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 518.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 518.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 490.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 490.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 490.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 490.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 490.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 462.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 462.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 462.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 462.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 462.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 462.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 434.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 434.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 434.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 434.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 434.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 434.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 686.6 m 276.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 686.6 m 336.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 686.6 m 396.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 686.6 m 456.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 686.6 m 516.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 686.6 m 576.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 644.6 m 276.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 644.6 m 396.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 644.6 m 456.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 644.6 m 516.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 644.6 m 576.5 644.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.6 m 276.5 630.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 644.6 m 336.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 644.6 m 396.5 644.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 630.6 m 396.5 630.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 644.6 m 456.5 644.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 630.6 m 456.5 630.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 644.6 m 516.5 644.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 630.6 m 516.5 630.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 644.6 m 576.5 644.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 630.6 m 576.5 630.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 630.6 m 336.5 630.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 630.6 m 396.5 630.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 630.6 m 456.5 630.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 630.6 m 516.5 630.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 630.6 m 576.5 630.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.6 m 276.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 574.6 m 336.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 574.6 m 396.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 574.6 m 456.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 574.6 m 516.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 574.6 m 576.5 574.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 560.6 m 276.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 574.6 m 336.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 574.6 m 396.5 574.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 560.6 m 396.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 574.6 m 456.5 574.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 560.6 m 456.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 574.6 m 516.5 574.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 560.6 m 516.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 574.6 m 576.5 574.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 560.6 m 576.5 560.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 546.6 m 276.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 560.6 m 336.5 560.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 560.6 m 396.5 560.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 546.6 m 396.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 560.6 m 456.5 560.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 546.6 m 456.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 560.6 m 516.5 560.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 546.6 m 516.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 560.6 m 576.5 560.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 546.6 m 576.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 546.6 m 336.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 546.6 m 396.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 546.6 m 456.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 546.6 m 516.5 546.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 546.6 m 576.5 546.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.6 m 276.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 504.6 m 396.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 504.6 m 456.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 504.6 m 516.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 504.6 m 576.5 504.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 490.6 m 276.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 504.6 m 336.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 504.6 m 396.5 504.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 490.6 m 396.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 504.6 m 456.5 504.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 490.6 m 456.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 504.6 m 516.5 504.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 490.6 m 516.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 504.6 m 576.5 504.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 490.6 m 576.5 490.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 490.6 m 336.5 490.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 490.6 m 396.5 490.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 490.6 m 456.5 490.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 490.6 m 516.5 490.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 490.6 m 576.5 490.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 462.6 m 276.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 462.6 m 396.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 462.6 m 456.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 462.6 m 516.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 462.6 m 576.5 462.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 448.6 m 276.5 448.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 462.6 m 336.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 462.6 m 396.5 462.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 448.6 m 396.5 448.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 462.6 m 456.5 462.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 448.6 m 456.5 448.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 462.6 m 516.5 462.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 448.6 m 516.5 448.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 462.6 m 576.5 462.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 448.6 m 576.5 448.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 448.6 m 336.5 448.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 448.6 m 396.5 448.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 448.6 m 456.5 448.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 448.6 m 516.5 448.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 448.6 m 576.5 448.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.6 m 276.5 406.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 406.6 m 336.5 406.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 406.6 m 396.5 406.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 406.6 m 456.5 406.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 406.6 m 516.5 406.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 406.6 m 576.5 406.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.60 705.05 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.85 705.06 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.85 705.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.85 705.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.10 705.06 Td (Sept. 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 690.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 691.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 691.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 691.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 691.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 691.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.05 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 663.05 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 663.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 663.05 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 663.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 663.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 663.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 663.06 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 663.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 663.06 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 663.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 663.06 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 649.05 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 649.05 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 649.06 Td (302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 649.06 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 649.06 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 649.06 Td (334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 635.05 Td (Total OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 635.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 635.05 Td (382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 635.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 635.06 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 635.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 635.06 Td (409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 635.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 635.06 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 635.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 635.06 Td (403) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 621.05 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 621.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 621.05 Td (303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 621.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 621.06 Td (294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 621.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 621.06 Td (304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 621.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 621.06 Td (305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 621.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 621.06 Td (293) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 607.05 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 607.05 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 607.06 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 607.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 607.06 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 607.06 Td (62) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 593.05 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 593.05 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 593.06 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 593.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 593.06 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 593.06 Td (40) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 579.05 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 579.05 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 579.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 579.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 579.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 579.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 565.05 Td (Total OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 565.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 565.05 Td (382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 565.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 565.06 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 565.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 565.06 Td (409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 565.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 565.06 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 565.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 565.06 Td (403) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 551.05 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 551.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 551.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 551.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 551.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 551.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 551.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 551.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 551.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 537.05 Td (Non-accrual assetsT) Tj ET Q q 0 0 0 rg BT 124.92 537.05 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 164.49 537.05 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 179.01 537.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.06 Td (Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 523.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 523.05 Td (1,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 523.06 Td (1,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 523.06 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 523.06 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 523.06 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.06 Td (Consumer non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 509.05 Td (6,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 509.06 Td (6,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 509.06 Td (7,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 509.06 Td (7,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 509.06 Td (7,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 495.06 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 495.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 495.05 Td (7,622) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 495.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 495.06 Td (7,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 495.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 495.06 Td (8,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 495.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 495.06 Td (9,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 495.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 495.06 Td (9,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 481.06 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 481.05 Td (382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 481.06 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 481.06 Td (409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 481.06 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 481.06 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 467.06 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 467.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 467.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 467.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 467.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 467.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 453.06 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 453.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 453.05 Td (8,004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 453.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 453.06 Td (8,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 453.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 453.06 Td (9,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 453.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 453.06 Td (9,420) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 453.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 453.06 Td (9,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.06 Td (NAL as a percentage of total loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 439.05 Td (1.17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 439.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 439.06 Td (1.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 439.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 439.06 Td (1.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 439.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 439.06 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 439.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 439.06 Td (1.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 439.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.06 Td (NAA as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 425.05 Td (0.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 425.06 Td (0.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 425.06 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 425.06 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 425.06 Td (0.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 411.06 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 415.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 411.05 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 411.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 411.06 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 411.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 411.06 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 411.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 411.06 Td (218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 411.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 411.06 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 411.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 356.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 356.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 356.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 356.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 356.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 356.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 328.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 328.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 328.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 328.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 328.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 328.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 300.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 300.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 300.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 300.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 300.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 272.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 272.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 272.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 272.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 272.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 272.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 244.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 244.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 244.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 244.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 244.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 244.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 216.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 216.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 216.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 216.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 216.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 216.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 188.60 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 188.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 188.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 188.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 188.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 188.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.6 m 276.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 356.6 m 336.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 356.6 m 396.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 356.6 m 456.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 356.6 m 516.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 356.6 m 576.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 356.6 m 336.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 356.6 m 396.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 356.6 m 456.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 356.6 m 516.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 356.6 m 576.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 314.6 m 276.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 314.6 m 396.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 314.6 m 456.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 314.6 m 516.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 314.6 m 576.5 314.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.6 m 276.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 314.6 m 336.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 314.6 m 396.5 314.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 300.6 m 396.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 314.6 m 456.5 314.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 300.6 m 456.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 314.6 m 516.5 314.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 300.6 m 516.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 314.6 m 576.5 314.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 300.6 m 576.5 300.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 300.6 m 336.5 300.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 300.6 m 396.5 300.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 300.6 m 456.5 300.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 300.6 m 516.5 300.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 300.6 m 576.5 300.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 272.6 m 276.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 272.6 m 336.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 272.6 m 396.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 272.6 m 456.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 272.6 m 516.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 272.6 m 576.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 272.6 m 336.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 272.6 m 396.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 272.6 m 456.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 272.6 m 516.5 272.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 272.6 m 576.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 216.60000000000002 m 276.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 216.60000000000002 m 396.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 216.60000000000002 m 456.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 216.60000000000002 m 516.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 216.60000000000002 m 576.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 202.60000000000002 m 276.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 216.60000000000002 m 336.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 216.60000000000002 m 396.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 202.60000000000002 m 396.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 216.60000000000002 m 456.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 202.60000000000002 m 456.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 216.60000000000002 m 516.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 202.60000000000002 m 516.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 216.60000000000002 m 576.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 202.60000000000002 m 576.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 202.60000000000002 m 336.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 202.60000000000002 m 396.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 202.60000000000002 m 456.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 202.60000000000002 m 516.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 202.60000000000002 m 576.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.60000000000002 m 276.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 174.60000000000002 m 336.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 174.60000000000002 m 396.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 174.60000000000002 m 456.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 174.60000000000002 m 516.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 174.60000000000002 m 576.5 174.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.60 375.05 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.85 375.06 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.85 375.06 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.85 375.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.10 375.06 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 361.05 Td (Non-accrual assetsTotal Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 361.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 361.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 361.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 361.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 361.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.06 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 347.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 347.05 Td (3,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 347.06 Td (3,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 347.06 Td (3,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 347.06 Td (3,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 347.06 Td (4,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.06 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 333.05 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 333.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 333.06 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 333.06 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 333.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.06 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 319.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 319.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 319.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 319.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 319.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 305.06 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 305.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 305.05 Td (3,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 305.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 305.06 Td (3,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 305.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 305.06 Td (3,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 305.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 305.06 Td (3,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 305.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 305.06 Td (4,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.06 Td (NAA as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 291.05 Td (0.20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 291.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 291.06 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 291.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 291.06 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 291.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 291.06 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 291.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 291.06 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 291.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 277.06 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 281.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 277.05 Td (349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 277.06 Td (380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 277.06 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 277.06 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 277.06 Td (328) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 263.05 Td (Non-accrual assetsTotal Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.06 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 249.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 249.05 Td (4,209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 249.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 249.06 Td (4,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 249.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 249.06 Td (4,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 249.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 249.06 Td (5,212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 249.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 249.06 Td (5,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.06 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 235.05 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 235.06 Td (302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 235.06 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 235.06 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 235.06 Td (334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 221.06 Td (Other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 221.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 221.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 221.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 221.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 221.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 207.06 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 207.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 207.05 Td (4,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 207.06 Td (4,956) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 207.06 Td (5,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 207.06 Td (5,550) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 207.06 Td (5,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.06 Td (NAA as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 193.05 Td (4.37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 193.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 193.06 Td (4.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 193.06 Td (4.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 193.06 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 193.06 Td (4.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.06 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 183.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 179.05 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 179.06 Td (116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 179.06 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 179.06 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 179.06 Td (136) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 157.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.50 Td (The allowance for loan losses includes the allowance for Citi) Tj ET Q q 0 0 0 rg BT 251.49 157.50 Td (s credit card portfolios and purchased distressed loans, while the non-accrual loans exclude credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 147.90 Td (card balances \(with the exception of certain international portfolios\) and purchased distressed loans as these continue to accrue interest until char) Tj ET Q q 0 0 0 rg BT 517.68 147.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 534.42 147.90 Td (f.) Tj ET Q endstream endobj 119 0 obj <> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (57) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Renegotiated Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents Citi) Tj ET Q q 0 0 0 rg BT 170.42 737.25 Td (s loans modified in ) Tj ET Q q 0 0 0 rg BT 249.12 737.25 Td (TDRs.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 705.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 705.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 705.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 679.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 679.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 679.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 653.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 653.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 627.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 627.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 601.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 601.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 601.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 575.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 575.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 575.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 549.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 549.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 523.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 523.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 497.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 497.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 471.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 471.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 445.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 445.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 419.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 419.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 419.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 393.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 393.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 393.75 38.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 705.75 m 209.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 705.75 m 250.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 705.75 m 288.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 627.75 m 209.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 627.75 m 250.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 627.75 m 288.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.75 m 209.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 627.75 m 250.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 627.75 m 288.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 614.75 m 250.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 614.75 m 288.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 562.75 m 209.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 562.75 m 250.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 562.75 m 288.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 209.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 562.75 m 250.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 562.75 m 288.5 562.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 536.75 m 209.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 549.75 m 250.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 549.75 m 288.5 549.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 536.75 m 250.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 536.75 m 288.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 209.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 471.75 m 250.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 471.75 m 288.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 458.75 m 209.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 471.75 m 250.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 458.75 m 250.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 471.75 m 288.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 458.75 m 250.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 458.75 m 288.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.75 m 209.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 406.75 m 250.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 406.75 m 288.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 393.75 m 209.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 406.75 m 250.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 393.75 m 250.5 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 406.75 m 288.5 406.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 380.75 m 209.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 393.75 m 250.5 393.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 380.75 m 250.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 393.75 m 288.5 393.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 380.75 m 288.5 380.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 710.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.10 718.15 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 709.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.85 718.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 709.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 697.15 Td (Corporate r) Tj ET Q q 0 0 0 rg BT 85.07 697.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.32 701.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 697.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 684.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 684.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 671.01 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.98 675.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 671.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 671.15 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 671.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 671.01 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 658.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 662.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 658.15 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 658.01 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 645.01 Td (Loans to financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 645.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 645.01 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 632.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 632.15 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 632.01 Td (364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 619.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 619.15 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 619.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 619.01 Td (557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 606.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 606.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 593.01 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.98 597.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 593.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 593.15 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 593.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 593.01 Td (161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 580.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 584.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 580.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 580.01 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 567.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 567.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 567.01 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 554.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 554.15 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 554.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 554.01 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.15 Td (Total Corporate renegotiated loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 541.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 541.15 Td (612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 541.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 541.01 Td (794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 528.15 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 528.15 Td ( r) Tj ET Q q 0 0 0 rg BT 84.92 528.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.17 532.23 Td (\(4\)\(5\)\(6\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 528.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 515.01 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 515.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 502.01 Td (Mortgage and real estate ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 135.96 506.09 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 502.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 502.15 Td (17,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 502.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 502.01 Td (18,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 489.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 489.15 Td (1,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 489.01 Td (2,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 476.01 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 476.15 Td (573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 476.01 Td (626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 463.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 463.15 Td (19,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 463.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 463.01 Td (22,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.01 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 450.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 437.01 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 437.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 437.15 Td (644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 437.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 437.01 Td (641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 424.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 424.15 Td (709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 424.01 Td (830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 411.01 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 411.15 Td (704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 411.01 Td (834) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 398.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 398.15 Td (2,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 398.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 398.01 Td (2,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 385.15 Td (Total Consumer renegotiated loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 385.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 385.15 Td (21,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 385.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 385.01 Td (24,363) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 363.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 363.65 Td (Includes $167million and $312million of non-accrual loans included in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 354.05 Td (the non-accrual assets table above at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.61 354.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.82 354.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 344.45 Td (December31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 159.00 344.45 Td (. ) Tj ET Q q 0 0 0 rg BT 162.85 344.45 Td (The remaining loans are accruing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 334.85 Td (interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 325.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 325.25 Td (In addition to modifications reflected as ) Tj ET Q q 0 0 0 rg BT 183.59 325.25 Td (TDRs at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.48 325.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.69 325.25 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 315.65 Td (Citi also modified $15million and $79million of commercial loans risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 306.05 Td (rated Substandard Non-Performing or worse \(asset category defined ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 296.45 Td (by banking regulators\) in of) Tj ET Q q 0 0 0 rg BT 143.17 296.45 Td (fices inside and outside the U.S., ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 286.85 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 286.85 Td (. ) Tj ET Q q 0 0 0 rg BT 95.98 286.85 Td (These modifications were not considered ) Tj ET Q q 0 0 0 rg BT 229.35 286.85 Td (TDRs because the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 277.25 Td (modifications did not involve a concession \(a required element of a ) Tj ET Q q 0 0 0 rg BT 271.34 277.25 Td (TDR ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 267.65 Td (for accounting purposes\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 258.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.05 Td (In addition to modifications reflected as ) Tj ET Q q 0 0 0 rg BT 183.59 258.05 Td (TDRs at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.48 258.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.69 258.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 248.45 Td (Citi also modified $22million of commercial real estate loans risk rated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.85 Td (Substandard Non-Performing or worse \(asset category defined by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 229.25 Td (banking regulators\) in of) Tj ET Q q 0 0 0 rg BT 133.17 229.25 Td (fices inside the U.S. ) Tj ET Q q 0 0 0 rg BT 199.23 229.25 Td (These modifications were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.65 Td (not considered ) Tj ET Q q 0 0 0 rg BT 102.73 219.65 Td (TDRs because the modifications did not involve a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 210.05 Td (concession \(a required element of a ) Tj ET Q q 0 0 0 rg BT 169.36 210.05 Td (TDR for accounting purposes\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 200.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 200.45 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 200.45 Td ($3,239 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.21 200.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 145.77 200.45 Td ($3,637 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 192.88 200.45 Td ( of non-accrual loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 190.85 Td (included in the non-accrual assets table above at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.38 190.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 274.59 190.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 181.25 Td (and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.55 181.25 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.42 181.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 172.55 181.25 Td (. ) Tj ET Q q 0 0 0 rg BT 176.40 181.25 Td (The remaining loans are accruing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 171.65 Td (interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 162.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 162.05 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 162.05 Td ($49 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.21 162.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.77 162.05 Td ($29 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.88 162.05 Td ( of commercial real estate loans at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 152.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 152.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.76 152.45 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.63 152.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 238.76 152.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 142.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 142.85 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 142.85 Td ($270 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 124.21 142.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.77 142.85 Td ($295 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.88 142.85 Td ( of other commercial loans at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 133.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 133.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.76 133.25 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.63 133.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 238.76 133.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 123.65 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 123.65 Td (Smaller) Tj ET Q q 0 0 0 rg BT 78.72 123.65 Td (-balance homogeneous loans were derived from Citi) Tj ET Q q 0 0 0 rg BT 248.45 123.65 Td (s risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 114.05 Td (management systems.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 104.45 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 104.45 Td (Reduction in the third quarter of 2014 includes $1,325 million related to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 94.85 Td (TDRs sold or transferred to held-for) Tj ET Q q 0 0 0 rg BT 169.59 94.85 Td (-sale.) Tj ET Q endstream endobj 121 0 obj <> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (58) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 749.25 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.58 749.25 Td ( Consumer) Tj ET Q q 0 0 0 rg BT 144.34 749.25 Td ( Mortgage Lending) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 713.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 60.17 713.25 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.51 713.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.01 713.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.89 713.25 Td ( consumer mortgage portfolio consists of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (both residential first mortgages and home equity loans. ) Tj ET Q q 0 0 0 rg BT 257.90 701.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 689.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 139.05 689.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.44 689.25 Td (North ) Tj ET Q q 0 0 0 rg BT 171.10 689.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.97 689.25 Td ( consumer mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (portfolio was $101.0 billion \(compared to $103.3 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 665.25 Td (\), of which residential first mortgage portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (was $72.0 billion \(compared to $73.4 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.53 653.25 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 641.25 Td (\), and the home equity loan portfolio was $29.0 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (\(compared to $29.9 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.86 629.25 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.69 629.25 Td (\). ) Tj ET Q q 0 0 0 rg BT 218.47 629.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 617.25 Td (, $37.5 billion of first mortgages was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (recorded in Citi Holdings, with the remaining $34.5 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (recorded in Citicorp. ) Tj ET Q q 0 0 0 rg BT 120.98 593.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.48 593.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.74 593.25 Td (, $25.8 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (home equity loans was recorded in Citi Holdings, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (remaining $3.2 billion recorded in Citicorp.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 557.25 Td (s residential first mortgage portfolio included $6.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (billion of loans with FHA) Tj ET Q q 0 0 0 rg BT 138.78 545.25 Td ( insurance or ) Tj ET Q q 0 0 0 rg BT 192.75 545.25 Td (V) Tj ET Q q 0 0 0 rg BT 198.68 545.25 Td (A) Tj ET Q q 0 0 0 rg BT 205.35 545.25 Td ( guarantees at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 533.25 Td (, compared to $6.4 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.80 533.25 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 521.25 Td (. ) Tj ET Q q 0 0 0 rg BT 60.82 521.25 Td (This portfolio consists of loans to low-to-moderate-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (income borrowers with lower FICO \(Fair Isaac Corporation\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (scores and generally higher loan-to-value ratios \(L) Tj ET Q q 0 0 0 rg BT 237.23 497.25 Td (TVs\). Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (losses on FHA) Tj ET Q q 0 0 0 rg BT 94.34 485.25 Td ( loans are borne by the sponsoring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (governmental agency) Tj ET Q q 0 0 0 rg BT 121.15 473.25 Td (, provided that the insurance terms have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (not been rescinded as a result of an origination defect. ) Tj ET Q q 0 0 0 rg BT 254.35 461.25 Td (W) Tj ET Q q 0 0 0 rg BT 263.39 461.25 Td (ith ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (respect to ) Tj ET Q q 0 0 0 rg BT 76.91 449.25 Td (V) Tj ET Q q 0 0 0 rg BT 82.85 449.25 Td (A) Tj ET Q q 0 0 0 rg BT 89.52 449.25 Td ( loans, the ) Tj ET Q q 0 0 0 rg BT 132.66 449.25 Td (V) Tj ET Q q 0 0 0 rg BT 138.59 449.25 Td (A) Tj ET Q q 0 0 0 rg BT 145.26 449.25 Td ( establishes a loan-level loss cap, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (beyond which Citi is liable for loss. ) Tj ET Q q 0 0 0 rg BT 180.80 437.25 Td (While FHA) Tj ET Q q 0 0 0 rg BT 227.19 437.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (Department of ) Tj ET Q q 0 0 0 rg BT 96.35 425.25 Td (V) Tj ET Q q 0 0 0 rg BT 102.46 425.25 Td (eterans ) Tj ET Q q 0 0 0 rg BT 132.73 425.25 Td (Af) Tj ET Q q 0 0 0 rg BT 143.10 425.25 Td (fairs \(V) Tj ET Q q 0 0 0 rg BT 172.63 425.25 Td (A\) loans have high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (delinquency rates, given the insurance and guarantees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 401.25 Td (, Citi has experienced negligible credit losses on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (these loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (In addition, Citi) Tj ET Q q 0 0 0 rg BT 120.39 377.25 Td (s residential first mortgage portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (included $0.9 billion of loans with origination L) Tj ET Q q 0 0 0 rg BT 227.84 365.25 Td (TVs above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (80% that have insurance through mortgage insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (companies at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.98 341.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.24 341.25 Td (, compared to $1.0 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 329.25 Td (. ) Tj ET Q q 0 0 0 rg BT 96.28 329.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.78 329.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.04 329.25 Td (, the residential first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (mortgage portfolio also had $0.7 billion of loans subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (long-term standby commitments \(L) Tj ET Q q 0 0 0 rg BT 177.00 305.25 Td (TSCs\) with U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (government-sponsored entities \(GSEs\) for which Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (limited exposure to credit losses, unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.62 281.25 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 269.25 Td (. ) Tj ET Q q 0 0 0 rg BT 60.45 269.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.95 269.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.21 269.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 176.00 269.25 Td (s home equity loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (portfolio also included $0.2 billion of loans subject to L) Tj ET Q q 0 0 0 rg BT 258.38 257.25 Td (TSCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (with GSEs, compared to $0.3 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.59 245.25 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.42 245.25 Td ( for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (which Citi also has limited exposure to credit losses. ) Tj ET Q q 0 0 0 rg BT 248.56 233.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (guarantees and commitments may be rescinded in the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (loan origination defects. Citi) Tj ET Q q 0 0 0 rg BT 153.20 209.25 Td (s allowance for loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (calculations takes into consideration the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (guarantees and commitments described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.25 Td (Citi does not of) Tj ET Q q 0 0 0 rg BT 115.76 173.25 Td (fer option-adjustable rate mortgages/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (negative-amortizing mortgage products to its customers. ) Tj ET Q q 0 0 0 rg BT 263.45 161.25 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (result, option-adjustable rate mortgages/negative-amortizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (mortgages represent an insignificant portion of total balances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (since they were acquired only incidentally as part of prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (portfolio and business purchases.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 101.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.71 101.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 181.49 101.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 187.88 101.25 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.22 101.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 213.72 101.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.60 101.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (residential first mortgage portfolio contained approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td ($4.2 billion of adjustable rate mortgages that are currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (required to make a payment consisting of only accrued interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (for the payment period, or an interest-only payment, compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (to $4.5 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.61 749.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.44 749.10 Td (. ) Tj ET Q q 0 0 0 rg BT 453.26 749.10 Td (This decline resulted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (primarily from repayments, conversions to amortizing loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (and loans transferred to held-for) Tj ET Q q 0 0 0 rg BT 452.64 725.10 Td (-sale. Borrowers who are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (currently required to make an interest-only payment cannot ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (select a lower payment that would negatively amortize the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (loan. Residential first mortgages with this payment feature are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (primarily to high-credit-quality borrowers who have on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (average significantly higher origination and refreshed FICO ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (scores than other loans in the residential first mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (portfolio, and have exhibited significantly lower 30+ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (delinquency rates as compared with residential first mortgages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (without this payment feature. ) Tj ET Q q 0 0 0 rg BT 443.14 617.10 Td (As such, Citi does not believe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (the residential mortgage loans with this payment feature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (represent substantially higher risk in the portfolio.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (North ) Tj ET Q q 0 0 0 rg BT 350.58 569.10 Td (America Consumer Mortgage Quarterly Credit T) Tj ET Q q 0 0 0 rg BT 552.16 569.10 Td (rends) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Net Credit Losses and DelinquenciesResidential First ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Mortgages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (The following charts detail the quarterly credit trends for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 365.11 521.10 Td (s residential first mortgage portfolio in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 522.30 521.10 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.88 509.10 Td (. ) Tj ET Q q 0 0 0 rg BT 362.33 509.10 Td (As set forth in the tables below) Tj ET Q q 0 0 0 rg BT 486.09 509.10 Td (, approximately 52% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 352.61 497.10 Td (s residential first mortgage exposure arises from its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (portfolio in Citi Holdings, which includes residential first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (mortgages originated by both CitiMortgage as well as Citi) Tj ET Q q 0 0 0 rg BT 559.52 473.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (legacy CitiFinancial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 407.31 461.10 Td (North) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 461.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 433.15 461.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.03 461.10 Td ( business.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 450.6 m 576.5 450.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 442.65 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 442.65 Td (America Residential First Mortgage - EOP) Tj ET Q q 0 0 0 rg BT 485.70 442.65 Td ( Loans) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 436.38 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 248.00 0 0 134.00 324.00 294.10 cm /I14 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 283.6 m 576.5 283.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 275.65 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 275.65 Td (America Residential First Mortgage - Net Credit Losses) Tj ET Q BT /F5 7.00 Tf ET BT /F5 4.55 Tf ET q 0 0 0 rg BT 530.56 278.99 Td (\(1\)) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 269.38 Td (In millions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 143.45 324.00 117.64 cm /I15 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 108.05 Td (Note: CMI refers to loans originated by CitiMortgage. CFNA) Tj ET Q q 0 0 0 rg BT 520.64 108.05 Td ( refers to loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 98.45 Td (originated by CitiFinancial. ) Tj ET Q q 0 0 0 rg BT 414.06 98.45 Td (T) Tj ET Q q 0 0 0 rg BT 418.39 98.45 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 88.85 Td ( \(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 88.85 Td (Includes the following char) Tj ET Q q 0 0 0 rg BT 429.61 88.85 Td (ge-of) Tj ET Q q 0 0 0 rg BT 446.34 88.85 Td (fs related to Citi) Tj ET Q q 0 0 0 rg BT 500.33 88.85 Td (s fulfillment of its ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 79.25 Td (obligations under the national mortgage and independent foreclosure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 69.65 Td (review settlements: 3Q13, $8 million; and 4Q13, $6 million. For ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 60.05 Td (further information, see Managed Global Risk-Credit Risk-National ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 50.45 Td (Mortgage Settlement and Independent Foreclosure Review Settlement ) Tj ET Q endstream endobj 123 0 obj <> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (59) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (in Citi) Tj ET Q q 0 0 0 rg BT 76.45 750.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 99.12 750.50 Td (Annual Report on Form 10-K and Citi) Tj ET Q q 0 0 0 rg BT 224.00 750.50 Td (s First Quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (2014 Form 10-Q.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td ( \(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 731.30 Td (4Q13 excludes approximately $84 million of net credit losses consisting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (of \(i\) approximately $69 million of char) Tj ET Q q 0 0 0 rg BT 181.82 721.70 Td (ge-of) Tj ET Q q 0 0 0 rg BT 198.55 721.70 Td (fs related to a change in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (char) Tj ET Q q 0 0 0 rg BT 67.62 712.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 84.36 712.10 Td (f policy for mortgages originated in CitiFinancial to more ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (closely align to policies used in the CitiMortgage business, and \(ii\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (approximately $15 million of char) Tj ET Q q 0 0 0 rg BT 163.61 692.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 180.34 692.90 Td (fs related to a change in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (estimate of net credit losses related to collateral dependent loans to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (borrowers that have gone through Chapter 7 bankruptcy) Tj ET Q q 0 0 0 rg BT 232.76 673.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 664.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 664.10 Td (2Q14 excludes a recovery of approximately $58 million in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (CitiMortgage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 644.90 Td (Y) Tj ET Q q 0 0 0 rg BT 58.98 644.90 Td (ear) Tj ET Q q 0 0 0 rg BT 68.58 644.90 Td (-over) Tj ET Q q 0 0 0 rg BT 85.30 644.90 Td (-year change in the S&P/Case-Shiller U.S. National Home ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (Price Index.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 625.70 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 625.70 Td (Y) Tj ET Q q 0 0 0 rg BT 58.98 625.70 Td (ear) Tj ET Q q 0 0 0 rg BT 68.58 625.70 Td (-over) Tj ET Q q 0 0 0 rg BT 85.30 625.70 Td (-year change as of July 2014.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 603.2 m 288.5 603.2 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 594.25 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 594.25 Td (America Residential First Mortgage Delinquencies-Citi Holdings) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 587.98 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 127.40 36.00 452.26 cm /I16 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 442.65 Td (Note: Days past due excludes \(i\) U.S. mortgage loans that are guaranteed by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 433.05 Td (U.S. government-sponsored agencies because the potential loss predominantly ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 423.45 Td (resides with the U.S. agencies, and \(ii\) loans recorded at fair value. ) Tj ET Q q 0 0 0 rg BT 252.22 423.45 Td (T) Tj ET Q q 0 0 0 rg BT 256.55 423.45 Td (otals may ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 413.85 Td (not sum due to rounding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (As set forth in the table above, residential first mortgages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (originated by CitiFinancial have a higher net credit loss rate, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (approximately 4.0%, compared to a net credit loss rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (0.7% for CitiMortgage, each as of quarter end. ) Tj ET Q q 0 0 0 rg BT 512.92 713.10 Td (This is because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (CitiFinancial residential first mortgage borrowers tend to have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (higher L) Tj ET Q q 0 0 0 rg BT 357.24 689.10 Td (TVs and lower FICOs than CitiMortgage borrowers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (In addition, CitiFinancial) Tj ET Q q 0 0 0 rg BT 427.60 677.10 Td (s residential first mortgages have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (significantly dif) Tj ET Q q 0 0 0 rg BT 387.42 665.10 Td (ferent geographic distribution, with dif) Tj ET Q q 0 0 0 rg BT 542.48 665.10 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (mortgage market conditions that tend to lag the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (improvements in the home price index \(HPI\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (Credit performance improvement moderated during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (third quarter 2014. Net credit losses declined moderately in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (the CitiMortgage and CitiFinancial portfolios, driven by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (continued improvement in credit, HPI and the economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (environment. Delinquencies were lar) Tj ET Q q 0 0 0 rg BT 474.04 581.10 Td (gely unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (June 30, 2014, other than a decline attributed to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td ($640 million of delinquent CitiMortgage loans transferred to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (held-for) Tj ET Q q 0 0 0 rg BT 356.01 545.10 Td (-sale during the current quarter) Tj ET Q q 0 0 0 rg BT 479.29 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 484.11 545.10 Td (The improvement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (delinquencies since the third quarter of 2013 has lar) Tj ET Q q 0 0 0 rg BT 530.97 533.10 Td (gely been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (driven by asset \(i.e., loan\) sales and loan modifications. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (performance from quarter) Tj ET Q q 0 0 0 rg BT 427.08 509.10 Td (-to-quarter could continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (impacted by the volume of loan sales \(or lack of significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (sales\), loan modifications, HPI, increasing foreclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (timelines as well as increases in interest rates. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 389.85 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 389.85 Td (America Residential First MortgagesState Delinquency T) Tj ET Q q 0 0 0 rg BT 308.60 389.85 Td (rends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.85 Td (The following tables set forth, for total Citigroup, the six states and/or regions with the highest concentration of Citi) Tj ET Q q 0 0 0 rg BT 502.58 377.85 Td (s residential first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.85 Td (mortgages as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.82 365.85 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.08 365.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.52 365.85 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.35 365.85 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 311.35 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 311.35 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 311.35 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 311.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 311.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 311.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 311.35 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 311.35 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 311.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 311.35 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 311.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 285.35 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 285.35 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 285.35 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 285.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 285.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 285.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 285.35 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 285.35 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 285.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 285.35 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 285.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 259.35 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 259.35 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 259.35 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 259.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 259.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 259.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 259.35 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 259.35 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 259.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 259.35 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 259.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 233.35 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.50 233.35 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 233.35 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 233.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 233.35 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 233.35 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 233.35 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 233.35 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 233.35 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 233.35 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 233.35 48.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 342.35 m 109.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 342.35 m 147.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 342.35 m 204.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 342.35 m 249.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 342.35 m 294.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 342.35 m 343.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 342.35 m 385.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 342.35 m 435.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 342.35 m 483.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 342.35 m 527.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 342.35 m 575.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 311.35 m 109.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 342.35 m 147.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 311.35 m 147.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 342.35 m 204.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 311.35 m 204.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 342.35 m 249.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 311.35 m 249.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 342.35 m 294.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 311.35 m 294.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 342.35 m 343.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 342.35 m 343.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 311.35 m 343.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 342.35 m 343.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 342.35 m 385.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 311.35 m 385.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 342.35 m 435.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 311.35 m 435.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 342.35 m 483.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 311.35 m 483.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 342.35 m 527.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 311.35 m 527.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 342.35 m 575.5 342.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 311.35 m 575.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 311.35 m 109.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 311.35 m 147.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 311.35 m 204.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 311.35 m 249.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 311.35 m 294.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 311.35 m 343.5 298.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 311.35 m 343.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 311.35 m 343.5 298.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 311.35 m 385.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 311.35 m 435.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 311.35 m 483.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 311.35 m 527.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 311.35 m 575.5 311.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 298.35 m 343.5 285.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 298.35 m 343.5 285.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 285.35 m 343.5 272.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 285.35 m 343.5 272.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 272.35 m 343.5 259.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 272.35 m 343.5 259.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 259.35 m 343.5 246.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 259.35 m 343.5 246.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 246.35000000000002 m 343.5 233.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 246.35000000000002 m 343.5 233.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 220.35000000000002 m 109.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 220.35000000000002 m 147.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 220.35000000000002 m 204.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 220.35000000000002 m 249.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 220.35000000000002 m 294.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 233.35000000000002 m 343.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 220.35000000000002 m 343.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 233.35000000000002 m 343.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 220.35000000000002 m 385.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 220.35000000000002 m 435.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 220.35000000000002 m 483.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 220.35000000000002 m 527.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 220.35000000000002 m 575.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 220.35000000000002 m 109.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 207.35000000000002 m 109.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 220.35000000000002 m 147.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 109.5 207.35000000000002 m 147.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 220.35000000000002 m 204.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 207.35000000000002 m 204.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 220.35000000000002 m 249.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 207.35000000000002 m 249.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 220.35000000000002 m 294.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 207.35000000000002 m 294.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 220.35000000000002 m 343.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 220.35000000000002 m 343.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 207.35000000000002 m 343.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 220.35000000000002 m 343.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 220.35000000000002 m 385.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 207.35000000000002 m 385.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 220.35000000000002 m 435.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 207.35000000000002 m 435.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 220.35000000000002 m 483.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 207.35000000000002 m 483.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 220.35000000000002 m 527.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 207.35000000000002 m 527.5 207.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 220.35000000000002 m 575.5 220.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 207.35000000000002 m 575.5 207.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 346.60 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.45 346.75 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.85 346.61 Td (June 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 315.80 Td (State ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 59.74 319.88 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 113.95 315.80 Td (ENR ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 135.20 319.88 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.95 324.80 Td (ENR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.95 315.80 Td (Distribution) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.15 324.80 Td (90+DPD) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 315.80 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 333.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.05 324.75 Td (L) Tj ET Q q 0 0 0 rg BT 264.23 324.75 Td (TV) Tj ET Q q 0 0 0 rg BT 276.57 324.75 Td ( >) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 315.75 Td (100%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.05 324.80 Td (Refr) Tj ET Q q 0 0 0 rg BT 316.37 324.80 Td (eshed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 315.80 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.45 315.81 Td (ENR ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 370.70 319.89 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 324.81 Td (ENR) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.20 315.81 Td (Distribution) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.95 324.81 Td (90+DPD) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.25 315.81 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 333.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.05 324.61 Td (L) Tj ET Q q 0 0 0 rg BT 497.72 324.61 Td (TV) Tj ET Q q 0 0 0 rg BT 509.56 324.61 Td ( >) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 315.61 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 324.81 Td (Refreshed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.70 315.81 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 302.61 Td (CA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 112.00 302.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 302.75 Td (19.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 302.75 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.00 302.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 302.75 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 302.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 302.75 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 302.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 302.75 Td (744) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 302.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 302.61 Td (19.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 302.61 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 302.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 302.61 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 302.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 302.61 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 302.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 302.61 Td (741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 289.61 Td (NY/NJ/CT) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 77.50 293.69 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 289.75 Td (12.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 289.75 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 289.75 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 289.75 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 289.75 Td (739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 289.61 Td (12.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 289.61 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 289.61 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 289.61 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 289.61 Td (737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 276.61 Td (FL) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 48.50 280.69 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 276.75 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 276.75 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 276.75 Td (3.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 276.75 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 276.75 Td (697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 276.61 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 276.61 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 276.61 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 276.61 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 276.61 Td (692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 263.61 Td (IN/OH/MI) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 76.50 267.69 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 263.75 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 263.75 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 263.75 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 263.75 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 263.75 Td (667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 263.61 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 263.61 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 263.61 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 263.61 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 263.61 Td (663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 250.61 Td (IL) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 46.49 254.69 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 250.75 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 250.75 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 250.75 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 250.75 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 250.75 Td (712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 250.61 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 250.61 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 250.61 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 250.61 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 250.61 Td (709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 237.61 Td (AZ/NV) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 237.75 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.50 237.75 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 237.75 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 237.75 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 237.75 Td (714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 237.61 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 237.61 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 237.61 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 237.61 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 237.61 Td (711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 224.61 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 224.75 Td (21.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 224.75 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 224.75 Td (3.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 224.75 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 224.75 Td (679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 224.61 Td (22.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 224.61 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 224.61 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 224.61 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 224.61 Td (675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 211.75 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 112.00 211.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 211.75 Td (63.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.50 211.75 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.00 211.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 211.75 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 211.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 211.75 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 211.75 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 211.75 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 211.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 211.61 Td (63.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 211.61 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 211.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.25 211.61 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 211.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 211.61 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 211.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 211.61 Td (709) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 188.65 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 188.65 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 188.65 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 179.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 179.05 Td (Certain of the states are included as part of a region based on Citi) Tj ET Q q 0 0 0 rg BT 265.27 179.05 Td (s view of similar HPI within the region. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 169.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 169.45 Td (Ending net receivables. Excludes loans in Canada and Puerto Rico, loans guaranteed by U.S. government agencies, loans recorded at fair value and loans subject ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 159.85 Td (to L) Tj ET Q q 0 0 0 rg BT 66.38 159.85 Td (TSCs. Excludes balances for which FICO or L) Tj ET Q q 0 0 0 rg BT 214.95 159.85 Td (TV) Tj ET Q q 0 0 0 rg BT 225.46 159.85 Td ( data are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 150.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 150.25 Td (New ) Tj ET Q q 0 0 0 rg BT 70.81 150.25 Td (Y) Tj ET Q q 0 0 0 rg BT 75.79 150.25 Td (ork, New Jersey) Tj ET Q q 0 0 0 rg BT 127.03 150.25 Td (, Connecticut, Indiana, Ohio, Florida and Illinois are judicial states.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.65 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 140.65 Td (Increase in ENR was due to originations in Citicorp.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 119.65 Td (Foreclosures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.65 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 107.65 Td ( substantial majority of Citi) Tj ET Q q 0 0 0 rg BT 155.44 107.65 Td (s foreclosure inventory consists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.65 Td (of residential first mortgages. ) Tj ET Q q 0 0 0 rg BT 155.69 95.65 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.19 95.65 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.46 95.65 Td (, Citi) Tj ET Q q 0 0 0 rg BT 271.24 95.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.65 Td (foreclosure inventory included approximately $0.6 billion, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.65 Td (1.0%, of residential first mortgages \(based on the dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.65 Td (amount of ending net receivables of loans in foreclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.65 Td (inventory) Tj ET Q q 0 0 0 rg BT 73.68 47.65 Td (, excluding loans that are guaranteed by U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.65 Td (government agencies and loans subject to L) Tj ET Q q 0 0 0 rg BT 498.03 119.65 Td (TSCs\). Citi) Tj ET Q q 0 0 0 rg BT 546.37 119.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.65 Td (foreclosure inventory was lar) Tj ET Q q 0 0 0 rg BT 440.72 107.65 Td (gely unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.19 107.65 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.65 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 95.65 Td ( other than a decline attributed to approximately $145 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.65 Td (million of CitiMortgage loans transferred to held-for) Tj ET Q q 0 0 0 rg BT 534.30 83.65 Td (-sale. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 71.65 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 71.65 Td (s foreclosure inventory continues to be impacted by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 59.65 Td (the ongoing extensive state and regulatory requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 47.65 Td (related to the foreclosure process, which continue to result in ) Tj ET Q endstream endobj 125 0 obj <> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (longer foreclosure timelines. Citi) Tj ET Q q 0 0 0 rg BT 170.97 749.10 Td (s average timeframes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (move a loan out of foreclosure are two to three times longer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (than historical norms, and continue to be even more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (pronounced in judicial states \(i.e., states that require ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (foreclosures to be processed via court approval\), where Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (has a higher concentration of residential first mortgages in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (foreclosure. ) Tj ET Q q 0 0 0 rg BT 85.42 677.10 Td (Active foreclosure units in process for over two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (years as a percentage of Citi) Tj ET Q q 0 0 0 rg BT 151.78 665.10 Td (s total foreclosure inventory was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (approximately 25% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.75 653.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.01 653.10 Td (, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (28% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.49 641.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.32 641.10 Td (, with the sequential reduction due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (the addition of new foreclosures to the total foreclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (inventory) Tj ET Q q 0 0 0 rg BT 73.68 617.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (For additional information, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Credit Risk) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.83 593.10 Td (North ) Tj ET Q q 0 0 0 rg BT 117.49 593.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.37 593.10 Td ( Consumer Mortgage Lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Foreclosures in Citi) Tj ET Q q 0 0 0 rg BT 122.10 581.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 150.44 581.10 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 557.10 Td (America Consumer Mortgage Quarterly Credit T) Tj ET Q q 0 0 0 rg BT 264.16 557.10 Td (rends) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (Net Credit Losses and DelinquenciesHome Equity ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 521.10 Td (s home equity loan portfolio consists of both fixed-rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (home equity loans and loans extended under home equity lines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (of credit. Fixed-rate home equity loans are fully amortizing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Home equity lines of credit allow for amounts to be drawn for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (a period of time with the payment of interest only and then, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (the end of the draw period, the then-outstanding amount is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (converted to an amortizing loan \(the interest-only payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (feature during the revolving period is standard for this product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (across the industry\). Prior to June 2010, Citi) Tj ET Q q 0 0 0 rg BT 215.71 425.10 Td (s originations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (home equity lines of credit typically had a 10-year draw ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (period. Beginning in June 2010, Citi) Tj ET Q q 0 0 0 rg BT 184.60 401.10 Td (s originations of home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (equity lines of credit typically have a five-year draw period as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (Citi changed these terms to mitigate risk. ) Tj ET Q q 0 0 0 rg BT 202.08 377.10 Td (After conversion, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (home equity loans typically have a 20-year amortization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 341.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 341.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 169.55 341.10 Td (s home equity loan portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (of $29.0 billion included approximately $17.5 billion of home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (equity lines of credit \(Revolving HELOCs\) that are still within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (their revolving period and have not commenced amortization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (or reset, compared to $18.1 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.12 293.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.95 293.10 Td (. ) Tj ET Q q 0 0 0 rg BT 255.77 293.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (following chart sets forth these Revolving HELOCs \(based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (certain FICO and combined loan-to-value \(CL) Tj ET Q q 0 0 0 rg BT 220.86 269.10 Td (TV\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (characteristics of the portfolio\) and the year in which they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (reset:) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.60000000000002 m 288.5 222.60000000000002 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 214.65 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 214.65 Td (America Home Equity Lines of Credit ) Tj ET Q q 0 0 0 rg BT 184.34 214.65 Td (Amortization Citigroup) Tj ET Q BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 207.65 Td (T) Tj ET Q q 0 0 0 rg BT 42.76 207.65 Td (otal ENR by Reset ) Tj ET Q q 0 0 0 rg BT 104.87 207.65 Td (Y) Tj ET Q q 0 0 0 rg BT 109.15 207.65 Td (ear) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 201.38 Td (In billions of dollars as of September 30, 2014) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 129.35 36.00 63.75 cm /I17 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 49.80 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 49.80 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 49.80 Td (otals ) Tj ET Q q 0 0 0 rg BT 77.07 49.80 Td (may ) Tj ET Q q 0 0 0 rg BT 92.84 49.80 Td (not ) Tj ET Q q 0 0 0 rg BT 105.06 49.80 Td (sum ) Tj ET Q q 0 0 0 rg BT 120.40 49.80 Td (due ) Tj ET Q q 0 0 0 rg BT 133.95 49.80 Td (to ) Tj ET Q q 0 0 0 rg BT 142.17 49.80 Td (rounding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Approximately 8% of Citi) Tj ET Q q 0 0 0 rg BT 449.49 749.10 Td (s total Revolving HELOCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (portfolio had commenced amortization as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.94 737.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 725.10 Td (, compared to an additional approximately 2% and 70% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (that will commence amortization during the remainder of 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (and 2015-2017, respectively) Tj ET Q q 0 0 0 rg BT 436.93 701.10 Td (. Before commencing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (amortization, Revolving HELOC borrowers are required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (pay only interest on their loans. Upon amortization, these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (borrowers will be required to pay both interest, typically at a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (variable rate, and principal that amortizes over 20 years, rather ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (than the typical 30-year amortization. ) Tj ET Q q 0 0 0 rg BT 476.17 641.10 Td (As a result, Citi) Tj ET Q q 0 0 0 rg BT 541.72 641.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (customers with Revolving HELOCs that reset could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (experience payment shock due to the higher required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (payments on the loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (While it is not certain what, if any) Tj ET Q q 0 0 0 rg BT 477.98 593.10 Td (, impact this payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (shock could have on Citi) Tj ET Q q 0 0 0 rg BT 426.21 581.10 Td (s delinquency rates and net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (losses, Citi currently estimates the monthly loan payment for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (its Revolving HELOCs that reset during 2015-2017 could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (increase on average by approximately $360 or 165%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Increases in interest rates could further increase these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (payments given the variable nature of the interest rates on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (these loans post-reset. In addition, of the Revolving HELOCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (that will commence amortization during 2015-2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (approximately $1.5 billion, or 1) Tj ET Q q 0 0 0 rg BT 450.83 485.10 Td (1%, of the loans have a CL) Tj ET Q q 0 0 0 rg BT 558.49 485.10 Td (TV) Tj ET Q q 0 0 0 rg BT 571.64 485.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (greater than 100% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.46 473.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.72 473.10 Td (. ) Tj ET Q q 0 0 0 rg BT 506.54 473.10 Td (The borrowers) Tj ET Q q 0 0 0 rg BT 567.72 473.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (high loan-to-value positions could also limit Citi's ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (reduce or mitigate this risk as these loans begin to reset.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 437.10 Td (Based on the limited number of Revolving HELOCs that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (have begun amortization as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.01 425.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.28 425.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (approximately 5.8% of the amortizing home equity loans were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (30+ days past due, compared to 2.6% of the total outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (home equity loan portfolio \(amortizing and non-amortizing\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (This compared to 5.7% and 2.5%, respectively) Tj ET Q q 0 0 0 rg BT 510.24 377.10 Td (, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.90 377.10 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 365.10 Td (. However) Tj ET Q q 0 0 0 rg BT 385.25 365.10 Td (, these resets have generally occurred during a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (period of declining interest rates, which Citi believes has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (likely reduced the overall payment shock to the borrower) Tj ET Q q 0 0 0 rg BT 561.13 341.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (Citi continues to monitor this reset risk closely) Tj ET Q q 0 0 0 rg BT 528.27 329.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (particularly as it approaches 2015, and Citi will continue to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (consider any potential impact in determining its allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (loan loss reserves. In addition, management continues to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (review and take additional actions to of) Tj ET Q q 0 0 0 rg BT 481.54 281.10 Td (fset potential reset risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (such as establishment of a borrower outreach program to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (provide reset risk education, establishment of a reset risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (mitigation unit and proactively contacting high risk borrowers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (For further information on reset risk, see Risk Factors-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (Business and Operational Risks in Citi) Tj ET Q q 0 0 0 rg BT 485.93 221.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 514.27 221.10 Td (Annual Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (on Form 10-K. ) Tj ET Q endstream endobj 127 0 obj <> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following charts detail the quarterly trends in loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (balances, net credit losses and delinquencies for Citi) Tj ET Q q 0 0 0 rg BT 248.16 737.10 Td (s home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (equity loan portfolio in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.99 725.10 Td (North ) Tj ET Q q 0 0 0 rg BT 156.64 725.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.52 725.10 Td (. ) Tj ET Q q 0 0 0 rg BT 195.34 725.10 Td (The vast majority of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 713.10 Td (s home equity loan exposure arises from its portfolio in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Citi Holdings.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 678.6 m 288.5 678.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 670.65 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 670.65 Td (America Home Equity - EOP) Tj ET Q q 0 0 0 rg BT 152.58 670.65 Td ( Loans) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 664.38 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 126.00 36.00 530.10 cm /I18 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 519.6 m 288.5 519.6 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 39.00 511.65 Td (North ) Tj ET Q q 0 0 0 rg BT 59.35 511.65 Td (America Home Equity - Net Credit Losses) Tj ET Q BT /F5 7.00 Tf ET BT /F5 4.55 Tf ET q 0 0 0 rg BT 197.44 514.99 Td (\(1\)) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 39.00 505.38 Td (In millions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 103.55 36.00 393.54 cm /I19 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 383.95 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 383.95 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 383.95 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 374.35 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 374.35 Td (Includes the following amounts of char) Tj ET Q q 0 0 0 rg BT 179.38 374.35 Td (ge-of) Tj ET Q q 0 0 0 rg BT 196.11 374.35 Td (fs related to Citi) Tj ET Q q 0 0 0 rg BT 250.10 374.35 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 364.75 Td (fulfillment of its obligations under the national mortgage and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 355.15 Td (independent foreclosure review settlements: 3Q13, $14 million; and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.55 Td (4Q13, $15 million. For further information, see Managed Global Risk-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 335.95 Td (Credit Risk-National Mortgage Settlement and Independent Foreclosure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 326.35 Td (Review Settlement in Citi) Tj ET Q q 0 0 0 rg BT 142.65 326.35 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 165.32 326.35 Td (Annual Report on Form 10-K and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 316.75 Td (Citi) Tj ET Q q 0 0 0 rg BT 68.23 316.75 Td (s First Quarter of 2014 Form 10-Q.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 307.15 Td ( \(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 307.15 Td (4Q13 excludes approximately $100 million of net credit losses ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.55 Td (consisting of \(i\) approximately $64 million for the acceleration of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 750.50 Td (accounting losses associated with modified home equity loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 740.90 Td (determined to be collateral dependent, \(ii\) approximately $22 million of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 731.30 Td (char) Tj ET Q q 0 0 0 rg BT 355.62 731.30 Td (ge-of) Tj ET Q q 0 0 0 rg BT 372.36 731.30 Td (fs related to a change in the char) Tj ET Q q 0 0 0 rg BT 475.94 731.30 Td (ge-of) Tj ET Q q 0 0 0 rg BT 492.67 731.30 Td (f policy for mortgages ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 721.70 Td (originated in CitiFinancial to more closely align to policies used in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 712.10 Td (CitiMortgage business, and \(iii\) approximately $14 million of char) Tj ET Q q 0 0 0 rg BT 555.37 712.10 Td (ge-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 702.50 Td (of) Tj ET Q q 0 0 0 rg BT 348.52 702.50 Td (fs related to a change in the estimate of net credit losses related to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 692.90 Td (collateral dependent loans to borrowers that have gone through Chapter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 683.30 Td (7 bankruptcy) Tj ET Q q 0 0 0 rg BT 383.47 683.30 Td (.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 648.8 m 576.5 648.8 l s BT /F5 7.00 Tf ET q 0 0 0 rg BT 327.00 640.85 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 640.85 Td (America Home Equity Loan Delinquencies - Citi Holdings) Tj ET Q BT /F7 6.00 Tf ET q 0 0 0 rg BT 327.00 634.58 Td (In billions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 122.50 324.00 503.80 cm /I20 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 494.20 Td (Note: Days past due excludes \(i\) U.S. mortgage loans that are guaranteed by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 484.60 Td (U.S. government-sponsored agencies, because the potential loss ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 475.00 Td (predominantly resides with the U.S. agencies, and \(ii\) loans recorded at fair ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 465.40 Td (value. ) Tj ET Q q 0 0 0 rg BT 345.18 465.40 Td (T) Tj ET Q q 0 0 0 rg BT 349.51 465.40 Td (otals may not sum due to rounding.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 273.55 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 273.55 Td (America Home Equity LoansState Delinquency T) Tj ET Q q 0 0 0 rg BT 276.37 273.55 Td (rends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.55 Td (The following tables set forth, for total Citigroup, the six states and/or regions with the highest concentration of Citi) Tj ET Q q 0 0 0 rg BT 502.58 261.55 Td (s home equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.55 Td (loans as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.27 249.55 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.53 249.55 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.97 249.55 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.80 249.55 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 193.05 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 193.05 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 193.05 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 193.05 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 193.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 193.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 193.05 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 193.05 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 193.05 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 193.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 193.05 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 165.05 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 165.05 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 165.05 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 165.05 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 165.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 165.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 165.05 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 165.05 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 165.05 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 165.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 165.05 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 137.05 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 137.05 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 137.05 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 137.05 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 137.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 137.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 137.05 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 137.05 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 137.05 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 137.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 137.05 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 109.05 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 109.05 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 109.05 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 109.05 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 109.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 109.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 109.05 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 109.05 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 109.05 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 109.05 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 109.05 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 225.04999999999995 m 108.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 225.04999999999995 m 146.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 225.04999999999995 m 203.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 225.04999999999995 m 243.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 225.04999999999995 m 291.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 225.04999999999995 m 339.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 225.04999999999995 m 381.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 225.04999999999995 m 436.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 225.04999999999995 m 481.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 225.04999999999995 m 529.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 225.04999999999995 m 575.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 193.04999999999995 m 108.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 225.04999999999995 m 146.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 193.04999999999995 m 146.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 225.04999999999995 m 203.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 193.04999999999995 m 203.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 225.04999999999995 m 243.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 193.04999999999995 m 243.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 225.04999999999995 m 291.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 225.04999999999995 m 339.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 225.04999999999995 m 339.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 225.04999999999995 m 339.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 225.04999999999995 m 381.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 193.04999999999995 m 381.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 225.04999999999995 m 436.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 193.04999999999995 m 436.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 225.04999999999995 m 481.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 193.04999999999995 m 481.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 225.04999999999995 m 529.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 193.04999999999995 m 529.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 225.04999999999995 m 575.5 225.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 193.04999999999995 m 575.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 193.04999999999995 m 108.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 193.04999999999995 m 146.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 193.04999999999995 m 203.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 193.04999999999995 m 243.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 193.04999999999995 m 291.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 193.04999999999995 m 339.5 179.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 193.04999999999995 m 339.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 193.04999999999995 m 381.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 193.04999999999995 m 436.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 193.04999999999995 m 481.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 193.04999999999995 m 529.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 193.04999999999995 m 575.5 193.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 179.04999999999995 m 339.5 165.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 165.04999999999995 m 339.5 151.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 151.04999999999995 m 339.5 137.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 137.04999999999995 m 339.5 123.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 123.04999999999995 m 339.5 109.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 95.04999999999995 m 108.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 95.04999999999995 m 146.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 95.04999999999995 m 203.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 95.04999999999995 m 243.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 95.04999999999995 m 291.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 109.04999999999995 m 339.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 95.04999999999995 m 339.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 95.04999999999995 m 381.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 95.04999999999995 m 436.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 95.04999999999995 m 481.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 95.04999999999995 m 529.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 95.04999999999995 m 575.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 95.04999999999995 m 108.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 81.04999999999995 m 108.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 95.04999999999995 m 146.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 81.04999999999995 m 146.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 95.04999999999995 m 203.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 81.04999999999995 m 203.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 95.04999999999995 m 243.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 81.04999999999995 m 243.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 95.04999999999995 m 291.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 81.04999999999995 m 291.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 95.04999999999995 m 339.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 95.04999999999995 m 339.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 81.04999999999995 m 339.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 95.04999999999995 m 381.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 81.04999999999995 m 381.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 95.04999999999995 m 436.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 81.04999999999995 m 436.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 95.04999999999995 m 481.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 81.04999999999995 m 481.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 95.04999999999995 m 529.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 81.04999999999995 m 529.5 81.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 95.04999999999995 m 575.5 95.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 81.04999999999995 m 575.5 81.04999999999995 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 229.30 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.95 229.50 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.85 229.51 Td (June 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 197.50 Td (State ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 59.74 201.58 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 112.95 197.50 Td (ENR ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 134.20 201.58 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.95 206.50 Td (ENR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.95 197.50 Td (Distribution) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.65 206.50 Td (90+DPD) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 197.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 215.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.30 206.50 Td (CL) Tj ET Q q 0 0 0 rg BT 262.98 206.50 Td (TV) Tj ET Q q 0 0 0 rg BT 275.32 206.50 Td ( >) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.20 197.50 Td (100% ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 275.95 201.58 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.55 206.50 Td (Refr) Tj ET Q q 0 0 0 rg BT 312.87 206.50 Td (eshed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 197.50 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.45 197.51 Td (ENR ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 366.70 201.59 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.50 206.51 Td (ENR) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.70 197.51 Td (Distribution) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.45 206.51 Td (90+DPD) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 197.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 215.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.05 206.51 Td (CL) Tj ET Q q 0 0 0 rg BT 500.72 206.51 Td (TV) Tj ET Q q 0 0 0 rg BT 512.56 206.51 Td ( >) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.95 197.51 Td (100% ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 513.20 201.59 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 206.51 Td (Refreshed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.70 197.51 Td (FICO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 183.51 Td (CA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 111.00 183.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 183.50 Td (7.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.00 183.50 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 183.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 183.50 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 183.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 183.50 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 183.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 183.50 Td (728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.00 183.51 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 183.51 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 183.51 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 183.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 183.51 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.50 183.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 183.51 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 183.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 183.51 Td (727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 169.51 Td (NY/NJ/CT) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 77.50 173.59 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 169.50 Td (6.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.00 169.50 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 169.50 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 169.50 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 169.50 Td (721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 169.51 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 169.51 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 169.51 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 169.51 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 169.51 Td (719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 155.51 Td (FL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 48.50 159.59 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 155.50 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.50 155.50 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 155.50 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 155.50 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 155.50 Td (707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 155.51 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 155.51 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 155.51 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 155.51 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 155.51 Td (706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 141.51 Td (IL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 46.49 145.59 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 141.50 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.50 141.50 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 141.50 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 141.50 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 141.50 Td (716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 141.51 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 141.51 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 141.51 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 141.51 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 141.51 Td (715) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 127.51 Td (IN/OH/MI) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 76.50 131.59 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 127.50 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.50 127.50 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 127.50 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 127.50 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 127.50 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 127.51 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 127.51 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 127.51 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 127.51 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 127.51 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 113.51 Td (AZ/NV) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 113.50 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.50 113.50 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 113.50 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 113.50 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 113.50 Td (717) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 113.51 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 113.51 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 113.51 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 113.51 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 113.51 Td (714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 99.51 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 99.50 Td (8.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.00 99.50 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 99.50 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 99.50 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 99.50 Td (702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 99.51 Td (8.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 99.51 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 99.51 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 99.51 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 99.51 Td (701) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 85.50 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 111.00 85.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 127.25 85.50 Td (27.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.50 85.50 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 85.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.75 85.50 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 85.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 85.50 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 85.50 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 85.50 Td (715) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.00 85.51 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.25 85.51 Td (28.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 85.51 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 85.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 85.51 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.50 85.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 85.51 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 85.51 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 85.51 Td (714) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.35 Td (Note: ) Tj ET Q q 0 0 0 rg BT 57.63 62.35 Td (T) Tj ET Q q 0 0 0 rg BT 61.96 62.35 Td (otals may not sum due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 52.75 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 52.75 Td (Certain of the states are included as part of a region based on Citi) Tj ET Q q 0 0 0 rg BT 265.27 52.75 Td (s view of similar HPI within the region. ) Tj ET Q endstream endobj 129 0 obj <> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (62) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 750.50 Td (Ending net receivables. Excludes loans in Canada and Puerto Rico and loans subject to L) Tj ET Q q 0 0 0 rg BT 338.30 750.50 Td (TSCs. Excludes balances for which FICO or L) Tj ET Q q 0 0 0 rg BT 486.87 750.50 Td (TV) Tj ET Q q 0 0 0 rg BT 497.39 750.50 Td ( data are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 740.90 Td (Represents combined loan-to-value \(CL) Tj ET Q q 0 0 0 rg BT 181.45 740.90 Td (TV\) for both residential first mortgages and home equity loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 731.30 Td (New ) Tj ET Q q 0 0 0 rg BT 70.81 731.30 Td (Y) Tj ET Q q 0 0 0 rg BT 75.79 731.30 Td (ork, New Jersey) Tj ET Q q 0 0 0 rg BT 127.03 731.30 Td (, Connecticut, Indiana, Ohio, Florida and Illinois are judicial states. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 707.30 Td (Citigroup Residential MortgagesRepresentations and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 695.30 Td (W) Tj ET Q q 0 0 0 rg BT 44.15 695.30 Td (arranties Repurchase Reserve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (In connection with Citi) Tj ET Q q 0 0 0 rg BT 131.26 683.30 Td (s sales of residential mortgage loans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 671.30 Td (the GSEs and private investors, as well as through private-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.30 Td (label residential mortgage securitizations, Citi typically makes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.30 Td (representations and warranties that the loans sold meet certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.30 Td (requirements, such as the loan) Tj ET Q q 0 0 0 rg BT 159.57 635.30 Td (s compliance with any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.30 Td (applicable loan criteria established by the buyer and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.30 Td (validity of the lien securing the loan. ) Tj ET Q q 0 0 0 rg BT 185.22 611.30 Td (The specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.30 Td (representations and warranties made by Citi in any particular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.30 Td (transaction depend on, among other things, the nature of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.30 Td (transaction and the requirements of the investor \(e.g., whole ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.30 Td (loan sale to the GSEs versus loans sold through securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.30 Td (transactions\), as well as the credit quality of the loan \(e.g., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.30 Td (prime, ) Tj ET Q q 0 0 0 rg BT 63.77 539.30 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 86.55 539.30 Td ( or subprime\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.30 Td (These sales expose Citi to potential claims for alleged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.30 Td (breaches of its representations and warranties. In the event of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.30 Td (breach of its representations and warranties, Citi could be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.30 Td (required either to repurchase the mortgage loans with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.30 Td (identified defects \(generally at unpaid principal balance plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.30 Td (accrued interest\) or to indemnify \(make whole\) the investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.30 Td (for their losses on these loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.30 Td (Citi has recorded a repurchase reserve for purposes of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.30 Td (potential representation and warranty repurchase liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.30 Td (resulting from its whole loan sales to the GSEs and, to a lesser ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.30 Td (extent private investors, which are made through Citi) Tj ET Q q 0 0 0 rg BT 251.50 407.30 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.30 Td (consumer business in CitiMortgage. ) Tj ET Q q 0 0 0 rg BT 182.75 395.30 Td (The repurchase reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.30 Td (was approximately $225 million and $281 million as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.30 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 371.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 371.30 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.53 371.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 244.19 371.30 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.30 Td (For additional information, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.30 Td (Citigroup Residential MortgagesRepresentations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.30 Td (W) Tj ET Q q 0 0 0 rg BT 44.64 335.30 Td (arranties Repurchase Reserve in Citi) Tj ET Q q 0 0 0 rg BT 197.91 335.30 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 226.25 335.30 Td (Annual Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.30 Td (on Form 10-K. See also Note 25 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.30 Td (Financial Statements.) Tj ET Q endstream endobj 131 0 obj <> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (63) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Consumer Loan Details) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 725.25 Td ( Loan Delinquency ) Tj ET Q q 0 0 0 rg BT 162.78 725.25 Td (Amounts and Ratios) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 668.75 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 668.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 668.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 668.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 668.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 668.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 668.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 668.75 59.00 -14.00 re f /GS0 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402.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 542.75 m 227.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 542.75 m 227.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 542.75 m 402.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 528.75 m 227.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 528.75 m 227.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 528.75 m 402.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 514.75 m 227.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 514.75 m 227.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 514.75 m 402.5 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 500.75 m 227.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 500.75 m 227.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 500.75 m 402.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 472.75 m 163.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 486.75 m 227.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 486.75 m 227.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 486.75 m 402.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 472.75 m 402.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 472.75 m 227.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 472.75 m 227.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 472.75 m 227.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 472.75 m 297.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 472.75 m 343.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 472.75 m 402.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 472.75 m 471.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 472.75 m 517.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 472.75 m 576.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 458.75 m 227.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 458.75 m 402.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 444.75 m 227.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 444.75 m 227.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 444.75 m 402.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 430.75 m 227.5 416.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 430.75 m 227.5 416.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 430.75 m 402.5 416.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 416.75 m 227.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 416.75 m 227.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 416.75 m 402.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 402.75 m 227.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 402.75 m 227.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 402.75 m 402.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 379.75 m 227.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 379.75 m 227.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 379.75 m 402.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 365.75 m 227.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 365.75 m 227.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 365.75 m 402.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 351.75 m 227.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 351.75 m 227.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 351.75 m 402.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 337.75 m 227.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 337.75 m 227.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 337.75 m 402.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 323.75 m 227.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 323.75 m 227.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 323.75 m 402.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 309.75 m 227.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 309.75 m 227.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 309.75 m 402.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.75 m 163.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 295.75 m 227.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 295.75 m 227.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 295.75 m 402.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 281.75 m 402.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 281.75 m 227.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 281.75 m 227.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 281.75 m 227.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 281.75 m 297.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 281.75 m 343.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 281.75 m 402.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 281.75 m 471.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 281.75 m 517.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 281.75 m 576.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 267.75 m 227.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 267.75 m 402.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 253.75 m 227.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 253.75 m 227.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 253.75 m 402.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 239.75 m 227.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 239.75 m 227.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 239.75 m 402.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 225.75 m 227.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 225.75 m 227.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 225.75 m 402.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 211.75 m 227.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 211.75 m 227.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 211.75 m 402.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 197.75 m 227.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 197.75 m 227.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 197.75 m 402.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 169.75 m 163.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 183.75 m 227.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 183.75 m 227.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 183.75 m 402.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 169.75 m 402.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 169.75 m 227.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 169.75 m 227.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 169.75 m 297.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 169.75 m 343.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 169.75 m 402.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 169.75 m 471.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 169.75 m 517.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 169.75 m 576.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 141.75 m 163.5 141.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 155.75 m 227.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 141.75 m 227.5 141.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 155.75 m 227.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 141.75 m 297.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 141.75 m 343.5 141.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 155.75 m 402.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 141.75 m 402.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 141.75 m 471.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 141.75 m 517.5 141.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 141.75 m 576.5 141.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 696.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.15 705.20 Td (T) Tj ET Q q 0 0 0 rg BT 190.33 705.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.55 696.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 201.56 700.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.85 696.20 Td (90+ days past due) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 345.25 700.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.95 696.20 Td (30-89days past due) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 523.22 700.28 Td (\(2\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.00 Td (In millions of dollars,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 673.00 Td (except EOP loan amounts in billions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.55 682.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 673.20 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.55 682.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 673.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 682.21 Td (June 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 673.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 682.21 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 673.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.05 682.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 673.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 682.21 Td (June 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 673.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 682.21 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 673.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 659.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 70.99 663.28 Td (\(3\)\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 645.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 645.20 Td (299.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 645.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 645.20 Td (2,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.25 645.21 Td (2,805) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 645.21 Td (2,699) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 645.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 645.20 Td (2,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 645.21 Td (2,972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 645.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 645.21 Td (3,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 631.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 631.20 Td (0.92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 631.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 631.21 Td (0.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 631.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 631.21 Td (0.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 631.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 631.20 Td (0.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 631.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 631.21 Td (0.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 631.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 631.21 Td (1.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 631.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 617.20 Td (Retail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 603.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 603.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 603.20 Td (157.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 603.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 603.20 Td (990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.25 603.21 Td (1,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 603.21 Td (872) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 603.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 603.20 Td (969) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 603.21 Td (1,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 603.21 Td (1,109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 589.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 589.20 Td (0.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 589.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 589.21 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 589.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 589.21 Td (0.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 589.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 589.20 Td (0.62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 589.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 589.21 Td (0.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 589.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 589.21 Td (0.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 589.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 575.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 575.20 Td (47.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 575.20 Td (229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 575.21 Td (227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 575.21 Td (277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 575.20 Td (213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 575.21 Td (203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 575.21 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 561.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 561.20 Td (0.49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 561.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 561.21 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 561.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 561.21 Td (0.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 561.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 561.20 Td (0.46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 561.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 561.21 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 561.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 561.21 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 561.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 547.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 547.20 Td (5.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 547.20 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 547.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 547.21 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 547.20 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 547.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 547.21 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 533.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 533.20 Td (0.37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 533.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 533.21 Td (0.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 533.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 533.21 Td (0.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 533.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 533.20 Td (0.88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 533.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 533.21 Td (0.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 533.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 533.21 Td (1.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 533.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 519.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 519.20 Td (29.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 519.20 Td (527) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 519.21 Td (552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 519.21 Td (347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 519.20 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 519.21 Td (373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 519.21 Td (445) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 505.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 505.20 Td (1.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 505.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 505.21 Td (1.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 505.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 505.21 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 505.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 505.20 Td (1.10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 505.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 505.21 Td (1.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 505.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 505.21 Td (1.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 505.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 491.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 491.20 Td (74.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 491.20 Td (213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 491.21 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 491.21 Td (210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 491.20 Td (377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 491.21 Td (406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 491.21 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 477.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 477.20 Td (0.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 477.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 477.21 Td (0.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 477.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 477.21 Td (0.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 477.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 477.20 Td (0.51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 477.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 477.21 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 477.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 477.21 Td (0.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 477.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.20 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 449.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 449.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 449.20 Td (141.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 449.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 449.20 Td (1,764) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 449.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.25 449.21 Td (1,790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 449.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 449.21 Td (1,827) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 449.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 449.20 Td (1,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 449.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 449.21 Td (1,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 449.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 449.21 Td (2,106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 435.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 435.20 Td (1.24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 435.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 435.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 435.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 435.21 Td (1.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 435.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 435.20 Td (1.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 435.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 435.21 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 435.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 435.21 Td (1.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 435.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 421.20 Td (North AmericaCiti-branded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 421.20 Td (66.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 421.20 Td (559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 421.21 Td (583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 421.21 Td (628) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 421.20 Td (566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 421.21 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 421.21 Td (650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 407.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 407.20 Td (0.84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 407.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 407.21 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 407.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 407.21 Td (0.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 407.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 407.20 Td (0.85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 407.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 407.21 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 407.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 407.21 Td (0.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 407.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 393.20 Td (North AmericaCiti retail) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 384.20 Td (services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 384.20 Td (43.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 384.20 Td (630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 384.21 Td (606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 384.21 Td (650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 384.20 Td (729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 384.21 Td (683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 384.21 Td (799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 370.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 370.20 Td (1.47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 370.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 370.21 Td (1.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 370.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 370.21 Td (1.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 370.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 370.20 Td (1.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 370.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 370.21 Td (1.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 370.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 370.21 Td (1.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 370.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 356.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 356.20 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 356.20 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 356.21 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 356.21 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 356.20 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 356.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 356.21 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 342.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 342.20 Td (1.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 342.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 342.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 342.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 342.21 Td (1.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 342.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 342.20 Td (1.67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 342.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 342.21 Td (1.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 342.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 342.21 Td (1.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 342.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 328.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 328.20 Td (11.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 328.20 Td (354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 328.21 Td (364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 328.21 Td (326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 328.20 Td (389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 328.21 Td (396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 328.21 Td (346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 314.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 314.20 Td (3.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 314.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 314.21 Td (3.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 314.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 314.21 Td (2.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 314.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 314.20 Td (3.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 314.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 314.21 Td (3.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 314.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 314.21 Td (2.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 314.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 300.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 300.20 Td (18.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 300.20 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 300.21 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 300.21 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 300.20 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 300.21 Td (281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 300.21 Td (267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 286.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 286.20 Td (1.02) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 286.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 286.21 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 286.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 286.21 Td (1.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 286.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 286.20 Td (1.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 286.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 286.21 Td (1.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 286.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 286.21 Td (1.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 286.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 272.20 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 90.26 276.28 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 258.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 258.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 258.20 Td (76.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 258.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 258.20 Td (2,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 258.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.25 258.21 Td (2,536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 258.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 258.21 Td (2,969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 258.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 258.20 Td (2,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 258.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 258.21 Td (2,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 258.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 258.21 Td (2,845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 244.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 244.20 Td (2.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 244.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 244.21 Td (3.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 244.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 244.21 Td (3.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 244.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 244.20 Td (2.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 244.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 244.21 Td (2.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 244.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 244.21 Td (3.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 244.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 230.20 Td (International) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 230.20 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 230.20 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 230.21 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 230.21 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 230.20 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 230.21 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 230.21 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 216.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 216.20 Td (0.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 216.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 216.21 Td (2.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 216.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 216.21 Td (2.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 216.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 216.20 Td (1.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 216.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 216.21 Td (2.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 216.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 216.21 Td (3.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 216.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 202.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 202.20 Td (74.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 202.20 Td (2,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.25 202.21 Td (2,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 202.21 Td (2,792) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 202.20 Td (1,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 202.21 Td (2,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 202.21 Td (2,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 188.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 188.20 Td (2.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 188.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 188.21 Td (3.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 188.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 188.21 Td (3.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 188.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 188.20 Td (2.83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 188.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 188.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 188.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 188.21 Td (3.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 188.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 174.21 Td (Other ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 67.74 178.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 174.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 160.20 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 160.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 160.20 Td (376.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 160.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 160.20 Td (4,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.25 160.21 Td (5,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 160.21 Td (5,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 160.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 160.20 Td (4,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 160.21 Td (5,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 160.21 Td (6,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 146.21 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.25 146.20 Td (1.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 146.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.75 146.21 Td (1.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 146.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 146.21 Td (1.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 146.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.25 146.20 Td (1.34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 146.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 146.21 Td (1.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 146.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 146.21 Td (1.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 146.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 124.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.65 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 124.65 Td (otal loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.05 Td (The ratios of 90+ days past due and 30-89days past due are calculated based on end-of-period \(EOP\) loans, net of unearned income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.45 Td (The 90+ days past due balances for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.92 105.45 Td (North ) Tj ET Q q 0 0 0 rg BT 189.45 105.45 Td (AmericaCiti-branded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.99 105.45 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 280.54 105.45 Td (North ) Tj ET Q q 0 0 0 rg BT 301.07 105.45 Td (AmericaCiti r) Tj ET Q q 0 0 0 rg BT 352.11 105.45 Td (etail services) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.09 105.45 Td ( are generally still accruing interest. Citigroup) Tj ET Q q 0 0 0 rg BT 543.60 105.45 Td (s policy ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 95.85 Td (is generally to accrue interest on credit card loans until 180days past due, unless notification of bankruptcy filing has been received earlier) Tj ET Q q 0 0 0 rg BT 498.07 95.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.25 Td (The 90+ days and 30-89days past due and related ratios for) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 245.34 86.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 247.34 86.25 Td (Citicorp) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 273.56 86.25 Td ( North ) Tj ET Q q 0 0 0 rg BT 296.09 86.25 Td (America ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.19 86.25 Td (exclude U.S. mortgage loans that are guaranteed by U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.65 Td (sponsored entities since the potential loss predominantly resides within the U.S. government-sponsored entities. ) Tj ET Q q 0 0 0 rg BT 413.79 76.65 Td (The amounts excluded for loans 90+ days past ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.05 Td (due and \(EOP) Tj ET Q q 0 0 0 rg BT 98.58 67.05 Td ( loans\) were $604million \($1.1billion\), $668million \($1.2billion\), and $733million \($1.3billion\) at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.00 67.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.21 67.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 495.21 67.05 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 539.87 67.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.45 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 57.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 160.34 57.45 Td (. ) Tj ET Q q 0 0 0 rg BT 164.20 57.45 Td (The amounts excluded for loans 30-89days past due \(EOP) Tj ET Q q 0 0 0 rg BT 352.08 57.45 Td ( loans have the same adjustment as above\) were $126million, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 47.85 Td ($125million, and $146million, at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.55 47.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 229.76 47.85 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.76 47.85 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.43 47.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 293.98 47.85 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 358.19 47.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 400.32 47.85 Td (.) Tj ET Q endstream endobj 133 0 obj <> endobj 134 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (64) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (The 90+ days and 30-89days past due and related ratios for Citi Holdings ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 292.68 750.50 Td (North ) Tj ET Q q 0 0 0 rg BT 313.21 750.50 Td (America ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.31 750.50 Td (exclude U.S. mortgage loans that are guaranteed by U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (sponsored entities since the potential loss predominantly resides within the U.S. entities. ) Tj ET Q q 0 0 0 rg BT 338.48 740.90 Td (The amounts excluded for loans 90+ days past due \(and EOP) Tj ET Q q 0 0 0 rg BT 533.76 740.90 Td ( loans\) for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (each period were $2.6billion \($5.0billion\), $2.8billion \($5.2billion\), and $3.4billion \($6.5billion\) at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.29 731.30 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.50 731.30 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 453.50 731.30 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.16 731.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 513.71 731.30 Td (September30, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 721.70 Td (, respectively) Tj ET Q q 0 0 0 rg BT 114.13 721.70 Td (. ) Tj ET Q q 0 0 0 rg BT 117.98 721.70 Td (The amounts excluded for loans 30-89days past due \(EOP) Tj ET Q q 0 0 0 rg BT 305.87 721.70 Td ( loans have the same adjustment as above\) for each period were $0.7billion, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td ($0.7billion, and $1.1billion, at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.11 712.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.32 712.10 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.32 712.10 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 269.98 712.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.53 712.10 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.74 712.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 391.87 712.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.44 702.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.65 702.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.65 702.50 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 181.31 702.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.86 702.50 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 261.07 702.50 Td ( loans 90+ days past due and 30-89days past due and related ratios for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 489.30 702.50 Td (North ) Tj ET Q q 0 0 0 rg BT 509.83 702.50 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 536.93 702.50 Td ( exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td ($15million, $17million and $1.0billion, respectively) Tj ET Q q 0 0 0 rg BT 226.80 692.90 Td (, of loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (Represents loans classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 150.86 683.30 Td (Consumer loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 203.09 683.30 Td ( on the Consolidated Balance Sheet that are not included in the Citi Holdings consumer credit metrics.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 661.70 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 661.70 Td ( Loan Net Cr) Tj ET Q q 0 0 0 rg BT 136.46 661.70 Td (edit Losses and Ratios) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 614.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 614.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 614.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 614.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 614.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 588.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 588.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 588.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 588.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 588.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 562.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 562.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 562.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 562.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 536.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 536.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 536.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 536.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 536.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 510.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 510.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 510.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 510.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 510.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 484.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 484.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 484.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 484.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 458.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 458.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 458.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 458.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 458.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 432.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 432.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 432.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 432.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 406.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 406.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 406.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 406.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 406.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 380.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 380.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 380.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 380.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 380.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 354.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 354.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 354.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 354.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 354.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 328.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 328.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 328.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 328.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 328.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 302.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 302.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 302.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 302.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 302.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 276.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 276.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 276.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 276.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 276.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 250.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 250.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 250.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 250.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 250.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 224.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 224.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 224.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 224.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 224.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 198.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 198.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 198.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 198.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 198.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 172.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 172.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 172.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 172.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 172.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 146.20 367.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 146.20 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 146.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 146.20 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 146.20 44.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 628.2 m 488.5 628.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 628.2 m 532.5 628.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 628.2 m 576.5 628.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.2 m 403.5 614.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 614.2 m 444.5 614.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 614.2 m 488.5 614.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 614.2 m 532.5 614.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 614.2 m 576.5 614.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 575.2 m 403.5 575.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 575.2 m 444.5 575.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 575.2 m 488.5 575.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 575.2 m 532.5 575.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 575.2 m 576.5 575.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 432.20000000000005 m 403.5 432.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 432.20000000000005 m 444.5 432.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 432.20000000000005 m 488.5 432.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 432.20000000000005 m 532.5 432.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 432.20000000000005 m 576.5 432.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 263.20000000000005 m 403.5 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 263.20000000000005 m 444.5 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 263.20000000000005 m 488.5 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 263.20000000000005 m 532.5 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 263.20000000000005 m 576.5 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 159.20000000000005 m 403.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 159.20000000000005 m 444.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 159.20000000000005 m 488.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 159.20000000000005 m 532.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 159.20000000000005 m 576.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 159.20000000000005 m 444.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 159.20000000000005 m 488.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 159.20000000000005 m 532.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 159.20000000000005 m 576.5 159.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 133.20000000000005 m 403.5 133.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 133.20000000000005 m 444.5 133.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 133.20000000000005 m 488.5 133.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 133.20000000000005 m 532.5 133.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 133.20000000000005 m 576.5 133.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 632.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.80 641.65 Td (A) Tj ET Q q 0 0 0 rg BT 413.63 641.65 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.05 632.65 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 430.06 636.73 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 632.65 Td (Net cr) Tj ET Q q 0 0 0 rg BT 499.22 632.65 Td (edit losses) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 537.47 636.73 Td (\(2\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 618.45 Td (In millions of dollars, except average loan amounts in billions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.20 618.65 Td (3Q14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.70 618.65 Td (3Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 618.66 Td (2Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 618.66 Td (3Q13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 605.60 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 605.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 605.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 605.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 592.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 592.60 Td (299.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 592.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 592.60 Td (1,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 592.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 592.46 Td (1,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 592.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 592.46 Td (1,730) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 579.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 579.60 Td (2.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 579.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 579.46 Td (2.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 579.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 579.46 Td (2.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 579.46 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 566.60 Td (Retail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 553.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 553.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 553.60 Td (157.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 553.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 553.60 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 553.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 553.46 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 553.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 553.46 Td (336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 540.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 540.60 Td (0.88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 540.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 540.46 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 540.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.46 Td (0.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 540.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 527.45 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 527.60 Td (46.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 527.60 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 527.46 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 527.46 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 514.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 514.60 Td (0.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 514.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 514.46 Td (0.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 514.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 514.46 Td (0.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 514.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 501.45 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 501.60 Td (5.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 501.60 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 501.46 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 501.46 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 488.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 488.60 Td (0.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 488.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 488.46 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 488.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 488.46 Td (0.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 488.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 475.45 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 475.60 Td (30.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 475.60 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 475.46 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 475.46 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 462.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 462.60 Td (2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 462.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 462.46 Td (2.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 462.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 462.46 Td (2.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 462.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 449.45 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 449.60 Td (74.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 449.60 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 449.46 Td (75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 449.46 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 436.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 436.60 Td (0.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 436.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 436.46 Td (0.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 436.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 436.46 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 436.46 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 423.60 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 410.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 410.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 410.60 Td (141.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 410.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 410.60 Td (1,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 410.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 410.46 Td (1,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 410.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 410.46 Td (1,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 397.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 397.60 Td (3.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 397.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 397.46 Td (4.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 397.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 397.46 Td (3.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 397.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 384.45 Td (North AmericaCiti-branded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 384.60 Td (66.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 384.60 Td (526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 384.46 Td (570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 384.46 Td (610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 371.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 371.60 Td (3.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 371.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 371.46 Td (3.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 371.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 371.46 Td (3.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 371.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 358.45 Td (North AmericaRetail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 358.60 Td (42.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 358.60 Td (457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 358.46 Td (465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 358.46 Td (435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 345.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 345.60 Td (4.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 345.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 345.46 Td (4.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 345.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 345.46 Td (4.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 345.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 332.45 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 332.60 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 332.60 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 332.46 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 332.46 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 319.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 319.60 Td (1.82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 319.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 319.46 Td (2.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 319.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 319.46 Td (1.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 319.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 306.45 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 306.60 Td (11.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 306.60 Td (281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 306.46 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 306.46 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 293.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 293.60 Td (9.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 293.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 293.46 Td (9.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 293.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 293.46 Td (7.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 293.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 280.45 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 280.60 Td (18.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 280.60 Td (115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 280.46 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 280.46 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 267.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 267.60 Td (2.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 267.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 267.46 Td (2.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 267.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 267.46 Td (2.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 267.46 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 254.60 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 241.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 241.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 241.60 Td (79.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 241.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 241.60 Td (375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 241.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 241.46 Td (395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 241.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 241.46 Td (602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 228.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 228.60 Td (1.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 228.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 228.46 Td (1.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 228.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 228.46 Td (2.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 228.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 215.45 Td (International) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 215.60 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 215.60 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 215.46 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 215.46 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 202.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 202.60 Td (0.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 202.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 202.46 Td (2.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 202.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 202.46 Td (2.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 202.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 189.45 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 189.60 Td (77.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 189.60 Td (369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 189.46 Td (356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 189.46 Td (556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 176.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 176.60 Td (1.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 176.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 176.46 Td (1.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 176.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 176.46 Td (2.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 176.46 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 163.45 Td (Other ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 68.25 167.53 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 163.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 163.60 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 163.46 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 163.46 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 150.60 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 150.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 150.60 Td (379.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 150.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 150.60 Td (2,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 150.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 150.46 Td (2,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 150.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 150.46 Td (2,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 137.46 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.25 137.60 Td (2.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 137.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 137.46 Td (2.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 137.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 137.46 Td (2.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 137.46 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 116.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 116.10 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 116.10 Td (verage loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 106.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 106.50 Td (The ratios of net credit losses are calculated based on average loans, net of unearned income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 96.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.90 Td (Represents NCLs on loans classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 181.98 96.90 Td (Consumer loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.20 96.90 Td ( on the Consolidated Balance Sheet that are not included in the Citi Holdings consumer credit metrics.) Tj ET Q endstream endobj 135 0 obj <> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (65) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Corporate Credit Details) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Consistent with its overall strategy) Tj ET Q q 0 0 0 rg BT 174.22 737.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 197.01 737.25 Td (s corporate clients are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (typically lar) Tj ET Q q 0 0 0 rg BT 83.86 725.25 Td (ge, multi-national corporations who value Citi) Tj ET Q q 0 0 0 rg BT 271.60 725.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (global network. Citi aims to establish relationships with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (clients that encompass multiple products, consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (client needs, including cash management and trade services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (foreign exchange, lending, capital markets and M&A) Tj ET Q q 0 0 0 rg BT 248.71 677.25 Td ( advisory) Tj ET Q q 0 0 0 rg BT 285.00 677.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (For additional information on corporate credit risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (management, see Managing Global RiskCredit Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Corporate Credit Details in Citi) Tj ET Q q 0 0 0 rg BT 169.31 641.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 197.65 641.25 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Form 10-K and Country RiskEmer) Tj ET Q q 0 0 0 rg BT 189.69 629.25 Td (ging Markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Exposures below) Tj ET Q q 0 0 0 rg BT 108.39 617.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Corporate Cr) Tj ET Q q 0 0 0 rg BT 378.36 749.10 Td (edit Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The following table represents the corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (\(excluding private bank in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 429.24 725.10 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.97 725.10 Td (\), before consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (collateral or hedges, by remaining tenor at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.60 713.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 575.87 713.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (and December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 424.34 701.10 Td (The corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (includes loans and unfunded lending commitments in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 540.35 689.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.57 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (and, to a much lesser extent, Citi Holdings, by Citi) Tj ET Q q 0 0 0 rg BT 529.53 677.10 Td (s internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (management hierarchy and is broken out by \(i\)direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (outstandings, which include drawn loans, overdrafts, bankers) Tj ET Q q 0 0 0 rg BT 571.25 653.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (acceptances and leases, and \(ii\)unfunded lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (commitments, which include unused commitments to lend, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (letters of credit and financial guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 539.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 539.75 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 539.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 539.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 539.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 539.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 539.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 539.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 539.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 511.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 511.75 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 511.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 511.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 511.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 511.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 511.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 511.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 511.75 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 580.75 m 277.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 580.75 m 330.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 580.75 m 370.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 580.75 m 416.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 580.75 m 449.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 580.75 m 498.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 580.75 m 534.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 539.75 m 243.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 539.75 m 277.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 539.75 m 330.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 539.75 m 370.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 580.75 m 416.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 539.75 m 416.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 539.75 m 449.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 539.75 m 498.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 539.75 m 534.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 539.75 m 576.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 539.75 m 277.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 539.75 m 330.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 539.75 m 370.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 539.75 m 416.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 539.75 m 416.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 539.75 m 449.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 539.75 m 498.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 539.75 m 534.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 539.75 m 576.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 525.75 m 416.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 511.75 m 243.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.75 m 243.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 511.75 m 277.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 497.75 m 277.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 511.75 m 330.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 497.75 m 330.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 511.75 m 370.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 497.75 m 370.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 511.75 m 416.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 511.75 m 416.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 497.75 m 416.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 511.75 m 449.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 497.75 m 449.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 511.75 m 498.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 497.75 m 498.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 511.75 m 534.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 497.75 m 534.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 511.75 m 576.5 511.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 497.75 m 576.5 497.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 585.43 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.05 585.20 Td (At September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 585.21 Td (At December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 544.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.25 562.20 Td (Due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.70 553.20 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.20 544.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.40 571.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 299.23 571.20 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.80 562.20 Td (than 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.60 553.20 Td (but within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.85 544.20 Td (5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.90 562.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 345.73 562.20 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.20 553.20 Td (than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.35 544.20 Td (5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.15 553.20 Td (T) Tj ET Q q 0 0 0 rg BT 388.33 553.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.80 544.20 Td (Exposur) Tj ET Q q 0 0 0 rg BT 407.15 544.20 Td (e) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 562.21 Td (Due) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.95 553.21 Td (within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.35 544.21 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 571.21 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 562.21 Td (than 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.10 553.21 Td (but within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.60 544.21 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 562.21 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 553.21 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.10 544.21 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.80 553.21 Td (T) Tj ET Q q 0 0 0 rg BT 550.67 553.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 544.21 Td (exposure) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 530.21 Td (Direct outstandings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 530.20 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 530.20 Td (80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 530.20 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 530.20 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 530.21 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 530.21 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 530.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 530.21 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.21 Td (Unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 516.20 Td (102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 516.20 Td (212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 516.20 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 516.20 Td (346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 516.21 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 516.21 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 516.21 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 516.21 Td (312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 502.20 Td (205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 502.20 Td (292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 502.20 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.50 502.20 Td (561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 502.21 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 502.21 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 502.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 502.21 Td (529) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 474.25 Td (Portfolio MixGeography) Tj ET Q q 0 0 0 rg BT 143.49 474.25 Td (, Counterparty and Industry) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 462.25 Td (s corporate credit portfolio is diverse across geography ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.25 Td (and counterparty) Tj ET Q q 0 0 0 rg BT 102.82 450.25 Td (. ) Tj ET Q q 0 0 0 rg BT 107.64 450.25 Td (The following table shows the percentage of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.25 Td (direct outstandings and unfunded lending commitments by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.25 Td (region based on Citi) Tj ET Q q 0 0 0 rg BT 119.60 426.25 Td (s internal management geography:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.75 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 392.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 392.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.75 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 364.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 364.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 336.75 122.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 336.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 336.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.75 m 158.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 392.75 m 223.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 392.75 m 288.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 392.75 m 223.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 392.75 m 288.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 336.75 m 158.5 336.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 322.75 m 158.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 336.75 m 223.5 336.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 322.75 m 223.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 336.75 m 288.5 336.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 322.75 m 288.5 322.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.05 406.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.50 397.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 406.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.50 397.21 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 383.20 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 383.20 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 383.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 383.21 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 383.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 369.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 369.20 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 369.21 Td (27) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 355.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 355.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 355.21 Td (14) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 341.20 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 341.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 341.21 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 327.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 327.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 327.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 327.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 327.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (The maintenance of accurate and consistent risk ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.25 Td (across the corporate credit portfolio facilitates the comparison ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.25 Td (of credit exposure across all lines of business, geographic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.25 Td (regions and products. Counterparty risk ratings reflect an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.25 Td (estimated probability of default for a counterparty and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.25 Td (derived primarily through the use of validated statistical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.25 Td (models, scorecard models and external agency ratings \(under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.25 Td (defined circumstances\), in combination with consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.25 Td (factors specific to the obligor or market, such as management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.25 Td (experience, competitive position and regulatory environment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.25 Td (Facility risk ratings are assigned that reflect the probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.25 Td (default of the obligor and factors that af) Tj ET Q q 0 0 0 rg BT 194.93 167.25 Td (fect the loss-given-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.25 Td (default of the facility) Tj ET Q q 0 0 0 rg BT 119.48 155.25 Td (, such as support or collateral. Internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.25 Td (obligor ratings that generally correspond to BBB and above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.25 Td (are considered investment grade, while those below are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.25 Td (considered non-investment grade.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (Citigroup also has incorporated climate risk assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.25 Td (and reporting criteria for certain obligors, as necessary) Tj ET Q q 0 0 0 rg BT 253.59 95.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.25 Td (Factors evaluated include consideration of climate risk to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 65.26 71.25 Td () Tj ET Q q 0 0 0 rg BT 68.04 71.25 Td (s business and physical assets and, when relevant, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.25 Td (consideration of cost-ef) Tj ET Q q 0 0 0 rg BT 130.23 59.25 Td (fective options to reduce greenhouse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.25 Td (gas emissions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 474.25 Td (The following table presents the corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 462.25 Td (by facility risk rating at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.36 462.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.63 462.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 450.25 Td (December31, 2013, as a percentage of the total corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 438.25 Td (credit portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 381.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 381.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 381.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 353.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 353.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 353.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 325.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 325.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 325.75 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 404.75 m 440.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 404.75 m 510.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 381.75 m 440.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 381.75 m 510.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 381.75 m 510.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 311.75 m 440.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 297.75 m 440.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 311.75 m 510.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 297.75 m 510.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 311.75 m 576.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 297.75 m 576.5 297.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 409.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.05 418.20 Td (Dir) Tj ET Q q 0 0 0 rg BT 474.88 418.20 Td (ect outstandings and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.95 409.20 Td (unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 386.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.55 395.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 386.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 395.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 386.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 372.21 Td (AAA/AA/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 372.20 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 372.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 372.21 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 372.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 358.21 Td (BBB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 358.20 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 358.21 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 344.21 Td (BB/B) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 344.20 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 344.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 330.21 Td (CCC or below) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 330.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 330.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 316.21 Td (Unrated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 316.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 316.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 302.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 302.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 302.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 302.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 302.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 137 0 obj <> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 749.10 Td (s corporate credit portfolio is also diversified by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (industry) Tj ET Q q 0 0 0 rg BT 68.13 737.10 Td (, with a concentration in the financial sector) Tj ET Q q 0 0 0 rg BT 243.22 737.10 Td (, broadly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (defined, and including banks, other financial institutions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (insurance companies, investment banks and government and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (central banks. ) Tj ET Q q 0 0 0 rg BT 93.85 701.10 Td (The following table shows the allocation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (direct outstandings and unfunded lending commitments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (industries as a percentage of the total corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 608.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 608.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 573.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 573.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 573.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 545.60 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 545.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 545.60 66.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 508.60 116.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 508.60 70.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 508.60 66.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 473.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 473.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 445.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 445.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 631.6 m 222.5 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 631.6 m 288.5 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.6 m 152.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 631.6 m 222.5 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 608.6 m 222.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 631.6 m 288.5 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 608.6 m 288.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.6 m 152.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 608.6 m 222.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 608.6 m 288.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.6 m 152.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 431.6 m 152.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 445.6 m 222.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 431.6 m 222.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 445.6 m 288.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 431.6 m 288.5 431.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 636.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.05 645.05 Td (Dir) Tj ET Q q 0 0 0 rg BT 186.88 645.05 Td (ect outstandings and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 158.95 636.05 Td (unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 613.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.55 622.05 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 613.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 622.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 613.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.06 Td (Transportation and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 599.05 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 599.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 599.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 599.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.86 Td (Petroleum, energy, chemical) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 576.86 Td (and metal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 578.05 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 578.06 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 564.06 Td (Consumer retail and health) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 564.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 564.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 550.06 Td (Banks/broker-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 550.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 550.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 536.06 Td (Technology, media and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.06 Td (telecom) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 527.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 527.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.06 Td (Public sector) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 513.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 513.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.86 Td (Insurance and special purpose) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.86 Td (entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 492.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 492.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.06 Td (Real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 478.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 478.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.06 Td (Hedge funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 464.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 464.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.06 Td (Other industries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 450.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 450.06 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 436.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 436.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 436.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 436.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 436.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 408.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 46.19 408.10 Td (edit Risk Mitigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 396.10 Td (As part of its overall risk management activities, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 384.10 Td (uses credit derivatives and other risk mitigants to hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.10 Td (portions of the credit risk in its corporate credit portfolio, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 360.10 Td (addition to outright asset sales. ) Tj ET Q q 0 0 0 rg BT 161.91 360.10 Td (The purpose of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.10 Td (transactions is to transfer credit risk to third parties. ) Tj ET Q q 0 0 0 rg BT 244.65 348.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.10 Td (results of the mark-to-market and any realized gains or losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.10 Td (on credit derivatives are reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.59 324.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.31 324.10 Td ( on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.10 Td (the Consolidated Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 300.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 300.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 300.10 Td ( and December31, 2013, $27.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.10 Td (billion and $27.2billion, respectively) Tj ET Q q 0 0 0 rg BT 185.33 288.10 Td (, of the corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.10 Td (portfolio was economically hedged. Citigroup) Tj ET Q q 0 0 0 rg BT 222.90 276.10 Td (s expected loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.10 Td (model used in the calculation of its loan loss reserve does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.10 Td (include the favorable impact of credit derivatives and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.10 Td (mitigants that are marked to market. In addition, the reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.10 Td (amounts of direct outstandings and unfunded lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.10 Td (commitments in the tables above do not reflect the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.10 Td (these hedging transactions. ) Tj ET Q q 0 0 0 rg BT 145.98 204.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.48 204.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.74 204.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.10 Td (December31, 2013, the credit protection was economically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.10 Td (hedging underlying corporate credit portfolio with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.10 Td (following risk rating distribution:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Rating of Hedged Exposur) Tj ET Q q 0 0 0 rg BT 437.44 749.25 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 715.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 715.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 715.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 687.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 687.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 687.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 659.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 659.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 659.75 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 715.75 m 440.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 715.75 m 510.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 659.75 m 440.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 645.75 m 440.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 659.75 m 510.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 645.75 m 510.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 659.75 m 576.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 645.75 m 576.5 645.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.55 729.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 720.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 729.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 720.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 706.21 Td (AAA/AA/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 706.20 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 706.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 706.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 706.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 692.21 Td (BBB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 692.20 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 692.21 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 678.21 Td (BB/B) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 678.20 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 678.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 664.21 Td (CCC or below) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 664.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 664.21 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 650.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 650.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 650.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 650.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 650.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 622.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 622.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.76 622.25 Td ( and December31, 2013, the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.25 Td (protection was economically hedging underlying corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.25 Td (credit portfolio exposures with the following industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.25 Td (distribution:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 562.25 Td (Industry of Hedged Exposur) Tj ET Q q 0 0 0 rg BT 445.79 562.25 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 528.75 118.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 528.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 528.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 491.75 118.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 491.75 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 491.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 454.75 118.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 454.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 454.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 417.75 118.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 417.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 417.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 390.75 118.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 390.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 390.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 528.75 m 442.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 528.75 m 512.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 528.75 m 576.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 528.75 m 442.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 390.75 m 442.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 376.75 m 442.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 390.75 m 512.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 376.75 m 512.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 390.75 m 576.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 376.75 m 576.5 376.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.55 542.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 533.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.75 542.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 533.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 519.21 Td (Transportation and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 519.20 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 519.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 519.21 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 519.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 505.21 Td (Petroleum, energy, chemical) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 496.21 Td (and metal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 496.20 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 496.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 482.21 Td (Technology, media and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 473.21 Td (telecom) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 473.20 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 473.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 459.21 Td (Consumer retail and health) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 459.20 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 459.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 445.21 Td (Banks/broker-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 445.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 445.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 431.21 Td (Insurance and special purpose) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 422.21 Td (entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 422.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 422.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 409.01 Td (Public Sector) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 409.15 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 409.01 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 395.21 Td (Other industries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 395.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 395.21 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 381.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 381.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 381.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 381.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 381.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 353.25 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 480.88 353.25 Td (s corporate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (portfolio, including allowance for loan losses, coverage ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (and corporate non-accrual loans, see Credit RiskLoans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (Outstanding, Details of Credit Loss Experience, ) Tj ET Q q 0 0 0 rg BT 517.85 317.25 Td (Allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (Loan Losses and Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 491.73 305.25 Td (Assets above.) Tj ET Q endstream endobj 139 0 obj <> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (67) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (MARKET) Tj ET Q q 0 0 0 rg BT 89.78 747.90 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Market risk encompasses funding and liquidity risk and price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (risk, each of which arise in the normal course of business of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (global financial intermediary such as Citi. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (information, see Managing Global RiskMarket Risk in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 679.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 82.12 679.90 Td (Annual Report on Form 10-K.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 203.50 679.90 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (Funding and Liquidity Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (Adequate liquidity and sources of funding are essential to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 631.90 Td (s businesses. Funding and liquidity risks arise from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (several factors, many of which Citi cannot control, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (disruptions in the financial markets, changes in key funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (sources, credit spreads, changes in Citi) Tj ET Q q 0 0 0 rg BT 194.01 595.90 Td (s credit ratings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (political and economic conditions in certain countries. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.90 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (Overview ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 547.90 Td (s funding and liquidity objectives are to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (adequate liquidity to \(i\) fund its existing asset base; \(ii\) grow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 523.90 Td (its core businesses in Citicorp; \(iii\) maintain suf) Tj ET Q q 0 0 0 rg BT 227.73 523.90 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.90 Td (liquidity) Tj ET Q q 0 0 0 rg BT 69.24 511.90 Td (, structured appropriately) Tj ET Q q 0 0 0 rg BT 169.39 511.90 Td (, so that it can operate under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.90 Td (a wide variety of market conditions, including market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.90 Td (disruptions for both short- and long-term periods; and \(iv\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td (satisfy regulatory requirements. Citigroup) Tj ET Q q 0 0 0 rg BT 206.52 475.90 Td (s primary liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.90 Td (objectives are established by entity) Tj ET Q q 0 0 0 rg BT 175.31 463.90 Td (, and in aggregate, across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.90 Td (three major categories:) Tj ET Q BT /F1 5.00 Tf ET q 0 0 0 rg BT 36.00 445.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.90 Td (the parent entity) Tj ET Q q 0 0 0 rg BT 118.33 433.90 Td (, which includes the parent holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.90 Td (company \(Citigroup\) and Citi) Tj ET Q q 0 0 0 rg BT 175.37 421.90 Td (s broker) Tj ET Q q 0 0 0 rg BT 207.66 421.90 Td (-dealer subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 409.90 Td (that are consolidated into Citigroup \(collectively referred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.90 Td (to in this section as parent\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 385.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 385.90 Td (s significant Citibank entities, which consist of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.90 Td (Citibank, N.A. units domiciled in the U.S., ) Tj ET Q q 0 0 0 rg BT 227.42 373.90 Td (W) Tj ET Q q 0 0 0 rg BT 236.06 373.90 Td (estern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Europe, Hong Kong, Japan and Singapore \(collectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (referred to in this section as significant Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (entities\); and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (other Citibank and Banamex entities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (At an aggregate level, Citigroup) Tj ET Q q 0 0 0 rg BT 473.35 689.10 Td (s goal is to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (suf) Tj ET Q q 0 0 0 rg BT 336.04 677.10 Td (ficient funding in amount and tenor to fully fund customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (assets and to provide an appropriate amount of cash and high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (quality liquid assets \(as discussed further below\), even in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (times of stress. ) Tj ET Q q 0 0 0 rg BT 386.04 641.10 Td (The liquidity framework provides that entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (be self-suf) Tj ET Q q 0 0 0 rg BT 365.75 629.10 Td (ficient or net providers of liquidity) Tj ET Q q 0 0 0 rg BT 503.68 629.10 Td (, including in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (conditions established under their designated stress tests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 605.10 Td (s primary sources of funding include \(i\)deposits via ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 593.10 Td (s bank subsidiaries, which are Citi) Tj ET Q q 0 0 0 rg BT 481.76 593.10 Td (s most stable and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (lowest cost source of long-term funding, \(ii\)long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (\(primarily senior and subordinated debt\) primarily issued at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (the parent and certain bank subsidiaries, and \(iii\)stockholders) Tj ET Q q 0 0 0 rg BT 574.57 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (equity) Tj ET Q q 0 0 0 rg BT 348.35 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 353.17 545.10 Td (These sources may be supplemented by short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (borrowings, primarily in the form of secured funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (As referenced above, Citigroup works to ensure that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (structural tenor of these funding sources is suf) Tj ET Q q 0 0 0 rg BT 508.50 497.10 Td (ficiently long in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (relation to the tenor of its asset base. ) Tj ET Q q 0 0 0 rg BT 472.39 485.10 Td (The goal of Citi) Tj ET Q q 0 0 0 rg BT 538.77 485.10 Td (s asset/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (liability management is to ensure that there is excess tenor in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (the liability structure so as to provide excess liquidity after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (funding the assets. ) Tj ET Q q 0 0 0 rg BT 400.47 449.10 Td (The excess liquidity resulting from a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (longer) Tj ET Q q 0 0 0 rg BT 349.35 437.10 Td (-term tenor profile can ef) Tj ET Q q 0 0 0 rg BT 449.67 437.10 Td (fectively of) Tj ET Q q 0 0 0 rg BT 495.30 437.10 Td (fset potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (decreases in liquidity that may occur under stress. ) Tj ET Q q 0 0 0 rg BT 525.70 425.10 Td (This excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (funding is held in the form of high quality liquid assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (\(HQLA\), as set forth in the table below) Tj ET Q q 0 0 0 rg BT 480.53 401.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 349.90 Td (High Quality Liquid ) Tj ET Q q 0 0 0 rg BT 125.20 349.90 Td (Assets ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 306.40 128.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 306.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 306.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 306.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 306.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 280.40 128.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 280.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 280.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 280.40 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 280.40 103.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 325.4 m 267.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 325.4 m 370.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 325.4 m 473.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 325.4 m 576.5 325.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.4 m 164.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 306.4 m 267.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 306.4 m 370.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 306.4 m 473.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 306.4 m 576.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.4 m 164.5 280.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.4 m 164.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 280.4 m 267.5 280.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 267.4 m 267.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 280.4 m 370.5 280.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 267.4 m 370.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 280.4 m 473.5 280.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 267.4 m 473.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 280.4 m 576.5 280.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 267.4 m 576.5 267.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.45 329.85 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 310.65 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.55 310.85 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.60 316.80 Td (Significant Citibank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.70 307.85 Td (Entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.55 316.80 Td (Other Citibank and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.60 307.85 Td (Banamex Entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.65 310.85 Td (Total) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 39.00 297.65 Td (Available cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 297.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 297.80 Td (27.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 297.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.25 297.80 Td (77.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 297.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 297.80 Td (8.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 297.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 297.80 Td (113.6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 39.00 284.65 Td (Unencumbered liquid securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 284.80 Td (31.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 284.80 Td (197.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 284.80 Td (73.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 284.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 284.80 Td (302.9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 271.63 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 271.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 271.80 Td (59.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 271.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 271.80 Td (275.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 271.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 271.80 Td (82.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 271.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 271.80 Td (416.4) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 248.70 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.33 248.70 Td (All amounts in the table above are estimated based on the final U.S. Liquidity Coverage Ratio \(LCR\) rules \(see Risk Factors-Liquidity Risks in Citi) Tj ET Q q 0 0 0 rg BT 537.68 248.70 Td (s 2013 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 239.10 Td (Annual Report on Form 10-K and Liquidity Management, Measurement and Stress ) Tj ET Q q 0 0 0 rg BT 307.80 239.10 Td (T) Tj ET Q q 0 0 0 rg BT 312.13 239.10 Td (esting below\). ) Tj ET Q q 0 0 0 rg BT 362.56 239.10 Td (All amounts are as of period-end and may increase or decrease ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 229.50 Td (intra-period in the ordinary course of business. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 204.30 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.94 204.30 Td (s set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 197.47 204.30 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 231.08 204.30 Td ( under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.30 Td (final U.S. LCR rules as of September 30, 2014 was $416 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.30 Td (billion. Prior to September 30, 2014, Citi reported its HQLA) Tj ET Q q 0 0 0 rg BT 277.65 180.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.30 Td (based on the Basel Committee on Banking Supervision) Tj ET Q q 0 0 0 rg BT 259.58 168.30 Td (s final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.30 Td (LCR rules. On this basis, Citi) Tj ET Q q 0 0 0 rg BT 156.84 156.30 Td (s total HQLA) Tj ET Q q 0 0 0 rg BT 210.73 156.30 Td ( was $435 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.30 Td (as of June 30, 2014, and $410 billion at September 30, 2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.30 Td (The decrease in Citi) Tj ET Q q 0 0 0 rg BT 119.02 132.30 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 152.64 132.30 Td ( quarter) Tj ET Q q 0 0 0 rg BT 183.25 132.30 Td (-over) Tj ET Q q 0 0 0 rg BT 204.15 132.30 Td (-quarter was due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.30 Td (the impact of the final U.S. LCR rules, which excluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.30 Td (municipal securities, covered bonds and residential mortgage-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 96.30 Td (backed securities from the definition of high quality liquid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.30 Td (assets \(see Liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 217.50 Td (Management, Measurement and Stress ) Tj ET Q q 0 0 0 rg BT 481.28 217.50 Td (T) Tj ET Q q 0 0 0 rg BT 486.69 217.50 Td (esting below\). ) Tj ET Q q 0 0 0 rg BT 549.91 217.50 Td (Y) Tj ET Q q 0 0 0 rg BT 556.13 217.50 Td (ear) Tj ET Q q 0 0 0 rg BT 568.14 217.50 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 205.50 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 205.50 Td (-year) Tj ET Q q 0 0 0 rg BT 361.71 205.50 Td (, the increase was driven by an increase in credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 193.50 Td (securitizations and Federal Home Loan Banks \(FHLB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 181.50 Td (advances, each in Citibank, N.A. \(see Long-T) Tj ET Q q 0 0 0 rg BT 511.01 181.50 Td (erm Debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 169.50 Td (below\), and an increase in deposits, partially of) Tj ET Q q 0 0 0 rg BT 512.93 169.50 Td (fset by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 157.50 Td (impact of the final U.S. LCR rules as described above.) Tj ET Q endstream endobj 141 0 obj <> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table shows further detail of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (composition of Citi's HQLA) Tj ET Q q 0 0 0 rg BT 149.19 737.10 Td ( by type of asset as of September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (30, 2014. For securities, the amounts represent the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (value that potentially could be realized, and thus exclude any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (securities that are encumbered, as well as the haircuts that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (would be required for secured financing transactions.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 655.60 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 655.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.60 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 627.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 599.60 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 599.60 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 655.6 m 221.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 655.6 m 288.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 655.6 m 288.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 585.6 m 221.5 585.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 585.6 m 288.5 585.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 571.6 m 221.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 585.6 m 288.5 585.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 571.6 m 288.5 571.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 659.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.95 660.05 Td (Sept. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.06 Td (Available cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 646.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 646.05 Td (113.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.06 Td (U.S. Treasuries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 632.05 Td (117.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.06 Td (U.S. Agencies/Agency MBS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.25 618.05 Td (60.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 604.06 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.23 608.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 604.05 Td (121.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.06 Td (Other investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.75 590.05 Td (3.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 576.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 576.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 576.05 Td (416.4) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 556.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 556.50 Td (Foreign government includes securities issued or guaranteed by foreign ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 546.90 Td (sovereigns, agencies and multilateral development banks. Foreign ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 537.30 Td (government securities are held lar) Tj ET Q q 0 0 0 rg BT 162.25 537.30 Td (gely to support local liquidity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 527.70 Td (requirements and Citi) Tj ET Q q 0 0 0 rg BT 125.54 527.70 Td (s local franchises and principally included ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 518.10 Td (government bonds from Brazil, China, Hong Kong, Japan, Korea, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 508.50 Td (Poland, Singapore and ) Tj ET Q q 0 0 0 rg BT 128.07 508.50 Td (T) Tj ET Q q 0 0 0 rg BT 132.39 508.50 Td (aiwan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 484.50 Td (As evident from the table above, as of September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.50 Td (2014, more than 84% of Citi) Tj ET Q q 0 0 0 rg BT 153.21 472.50 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 186.82 472.50 Td ( consisted of available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.50 Td (cash, U.S. government securities and high quality foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.50 Td (sovereign debt securities, with the remaining amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.50 Td (consisting of U.S. agency securities, agency MBS and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.50 Td (investment grade debt.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 412.50 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 412.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 412.50 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 105.40 412.50 Td ( as set forth above do not include additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 400.50 Td (potential liquidity in the form of Citigroup) Tj ET Q q 0 0 0 rg BT 208.76 400.50 Td (s borrowing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.50 Td (capacity from the various FHLB, which was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 376.50 Td ($22billion as of September30, 2014 \(compared to $27 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 364.50 Td (as of June 30, 2014\) and is maintained by pledged collateral to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 352.50 Td (all such banks. ) Tj ET Q q 0 0 0 rg BT 97.47 352.50 Td (The HQLA) Tj ET Q q 0 0 0 rg BT 142.74 352.50 Td ( shown above also do not include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 340.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 340.50 Td (s borrowing capacity at the U.S. Federal Reserve Bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.50 Td (discount window or international central banks, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 316.50 Td (capacity would be in addition to the resources noted above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 304.50 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 304.50 Td (In general, Citigroup can freely fund legal entities within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.50 Td (its bank vehicles. Citigroup) Tj ET Q q 0 0 0 rg BT 148.76 292.50 Td (s bank subsidiaries, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.50 Td (Citibank, N.A., can lend to the Citigroup parent and broker) Tj ET Q q 0 0 0 rg BT 272.13 280.50 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.50 Td (dealer entities in accordance with Section23A) Tj ET Q q 0 0 0 rg BT 221.49 268.50 Td ( of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 256.50 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 70.16 256.50 Td (Act. ) Tj ET Q q 0 0 0 rg BT 89.04 256.50 Td (As of September30, 2014, the amount available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.50 Td (for lending to these entities under Section23A) Tj ET Q q 0 0 0 rg BT 221.80 244.50 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.50 Td (approximately $17billion \(unchanged from June 30, 2014\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.50 Td (provided the funds are collateralized appropriately) Tj ET Q q 0 0 0 rg BT 237.21 220.50 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Deposits are the primary and lowest cost funding source for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 725.25 Td (s bank subsidiaries. ) Tj ET Q q 0 0 0 rg BT 422.15 725.25 Td (The table below sets forth the end of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (period deposits, by business and/or segment, and the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (average deposits for each of the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 658.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 658.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 658.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 658.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 630.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 630.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 630.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 630.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 602.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 602.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 602.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 602.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 574.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 574.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 574.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 574.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 546.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 546.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 546.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 546.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 518.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 518.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 518.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 518.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 490.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 490.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 490.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 490.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 462.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 462.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 462.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 462.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 434.15 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 434.15 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 434.15 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 434.15 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 658.15 m 455.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 658.15 m 494.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 658.15 m 537.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 658.15 m 576.5 658.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 588.15 m 455.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 588.15 m 494.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 588.15 m 537.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 588.15 m 576.5 588.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 504.15 m 455.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 504.15 m 494.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 504.15 m 537.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 504.15 m 576.5 504.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 476.15 m 455.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 476.15 m 494.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 476.15 m 537.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 476.15 m 576.5 476.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 448.15 m 455.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 448.15 m 494.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 448.15 m 537.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 448.15 m 576.5 448.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 434.15 m 455.5 434.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 434.15 m 494.5 434.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 434.15 m 537.5 434.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 434.15 m 576.5 434.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 420.15 m 455.5 420.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 420.15 m 494.5 420.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 420.15 m 537.5 420.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 420.15 m 576.5 420.15 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 662.40 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.10 671.60 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 662.60 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.35 671.61 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 662.61 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.60 671.61 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 662.61 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 648.60 Td (Global Consumer Banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 634.61 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 634.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 634.60 Td (171.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 634.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 634.61 Td (170.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 634.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 634.61 Td (168.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 620.61 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 620.60 Td (13.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 620.61 Td (13.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 620.61 Td (12.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 606.61 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 606.60 Td (45.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 606.61 Td (48.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 606.61 Td (46.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 592.61 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 592.60 Td (101.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 592.61 Td (105.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 592.61 Td (101.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 578.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 578.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 578.60 Td (331.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 578.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 578.61 Td (337.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 578.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 578.61 Td (329.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 564.60 Td (ICG) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 550.61 Td (North America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 550.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 550.60 Td (180.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 550.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 550.61 Td (182.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 550.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 550.61 Td (173.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 536.61 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 536.60 Td (179.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 536.61 Td (185.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 536.61 Td (181.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 522.61 Td (Latin America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 522.60 Td (62.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 522.61 Td (64.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 522.61 Td (62.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 508.61 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 508.60 Td (144.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 508.61 Td (145.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 508.61 Td (149.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 494.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 494.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 494.60 Td (567.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 494.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.75 494.60 Td (577.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 494.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 494.60 Td (566.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 480.61 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 480.60 Td (29.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 480.61 Td (31.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 480.61 Td (18.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 466.60 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 466.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 466.60 Td (928.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 466.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 466.61 Td (946.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 466.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 466.61 Td (913.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 452.61 Td (T) Tj ET Q q 0 0 0 rg BT 331.87 452.61 Td (otal Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 396.37 456.69 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 452.60 Td (14.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 452.61 Td (19.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 452.61 Td (41.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 438.60 Td (Total Citigroup Deposits \(EOP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 438.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 438.60 Td (942.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 438.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 438.61 Td (965.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 438.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 438.61 Td (955.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 424.61 Td (Total Citigroup Deposits \(AVG\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 424.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 424.60 Td (954.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 424.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 424.61 Td (959.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 424.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 424.61 Td (922.1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 403.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 403.05 Td (Included within Citi) Tj ET Q q 0 0 0 rg BT 408.66 403.05 Td (s end-of-period deposit balance as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 528.62 403.05 Td (September30, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 393.45 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 358.00 393.45 Td ( were approximately $13billion of deposits related to Mor) Tj ET Q q 0 0 0 rg BT 545.14 393.45 Td (gan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 383.85 Td (Stanley Smith Barney \(MSSB\) customers that, as previously disclosed, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 374.25 Td (will be transferred to Mor) Tj ET Q q 0 0 0 rg BT 424.50 374.25 Td (gan Stanley by MSSB, with remaining ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 364.65 Td (balances transferred in the amount of approximately $5billion per ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 355.05 Td (quarter through the end of the second quarter of 2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 331.05 Td (On a reported basis, end-of-period deposits decreased 1% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 319.05 Td (year) Tj ET Q q 0 0 0 rg BT 341.01 319.05 Td (-over) Tj ET Q q 0 0 0 rg BT 361.91 319.05 Td (-year and 2% quarter) Tj ET Q q 0 0 0 rg BT 445.83 319.05 Td (-over) Tj ET Q q 0 0 0 rg BT 466.72 319.05 Td (-quarter) Tj ET Q q 0 0 0 rg BT 497.97 319.05 Td (, each primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 307.05 Td (impacted by FX translation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 295.05 Td (Excluding the impact of FX translation, deposits were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 283.05 Td (relatively unchanged year) Tj ET Q q 0 0 0 rg BT 427.08 283.05 Td (-over) Tj ET Q q 0 0 0 rg BT 447.98 283.05 Td (-year as continued growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.05 Td (Citicorp was of) Tj ET Q q 0 0 0 rg BT 385.47 271.05 Td (fset by the ongoing reductions in Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.05 Td (Holdings. Citicorp deposits increased 3% year) Tj ET Q q 0 0 0 rg BT 509.31 259.05 Td (-over) Tj ET Q q 0 0 0 rg BT 530.21 259.05 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 247.05 Td (driven by growth in both consumer and corporate deposits. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 235.05 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 235.05 Td ( deposits increased 2% year) Tj ET Q q 0 0 0 rg BT 454.87 235.05 Td (-over) Tj ET Q q 0 0 0 rg BT 475.77 235.05 Td (-year) Tj ET Q q 0 0 0 rg BT 495.90 235.05 Td (, with growth in all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.05 Td (four regions. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.10 223.05 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.32 223.05 Td ( deposits increased 2% year) Tj ET Q q 0 0 0 rg BT 508.19 223.05 Td (-over) Tj ET Q q 0 0 0 rg BT 529.09 223.05 Td (-year) Tj ET Q q 0 0 0 rg BT 549.22 223.05 Td (, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.05 Td (5% growth in treasury and trade solutions balances, of) Tj ET Q q 0 0 0 rg BT 541.26 211.05 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.05 Td (reductions in markets-related businesses which generally have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 187.05 Td (lower LCR values. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 401.76 187.05 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.54 187.05 Td ( deposits also increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.05 Td (year) Tj ET Q q 0 0 0 rg BT 341.01 175.05 Td (-over) Tj ET Q q 0 0 0 rg BT 361.91 175.05 Td (-year as Citi continued to issue tenored time deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 163.05 Td (to further diversify its funding sources. ) Tj ET Q q 0 0 0 rg BT 482.03 163.05 Td (A) Tj ET Q q 0 0 0 rg BT 488.51 163.05 Td (verage deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.05 Td (increased 4% year) Tj ET Q q 0 0 0 rg BT 397.09 151.05 Td (-over) Tj ET Q q 0 0 0 rg BT 417.99 151.05 Td (-year and were unchanged quarter) Tj ET Q q 0 0 0 rg BT 553.82 151.05 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 139.05 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 139.05 Td (-quarter) Tj ET Q q 0 0 0 rg BT 372.81 139.05 Td (, despite the ongoing transfer of MSSB deposits to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 127.05 Td (Mor) Tj ET Q q 0 0 0 rg BT 341.04 127.05 Td (gan Stanley) Tj ET Q q 0 0 0 rg BT 387.33 127.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 115.05 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 115.05 Td (Citi monitors its deposit base across multiple dimensions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 103.05 Td (including interest rate structure, what Citi refers to as LCR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 91.05 Td (value \(or the liquidity value of the deposit base under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 79.05 Td (LCR rules\), and geography) Tj ET Q q 0 0 0 rg BT 432.21 79.05 Td (. ) Tj ET Q q 0 0 0 rg BT 439.53 79.05 Td (W) Tj ET Q q 0 0 0 rg BT 448.57 79.05 Td (ith respect to interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 67.05 Td (structure, Citi monitors the balance between its fixed-rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 55.05 Td (higher) Tj ET Q q 0 0 0 rg BT 349.35 55.05 Td (-cost time deposits as compared to its interest-bearing ) Tj ET Q endstream endobj 143 0 obj <> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (and non-interest-bearing operating accounts. Regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (LCR value of Citi) Tj ET Q q 0 0 0 rg BT 110.72 737.10 Td (s deposits, under the final U.S. LCR rules, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (deposits are assigned liquidity values, based on expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (behavior under stress, the type of deposit and the type of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (client. Generally) Tj ET Q q 0 0 0 rg BT 101.99 701.10 Td (, the final U.S. LCR rules prioritize operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (accounts of consumers and corporations, while assigning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (lower liquidity values to non-operating balances of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (institutions. Finally) Tj ET Q q 0 0 0 rg BT 113.14 665.10 Td (, with respect to geography) Tj ET Q q 0 0 0 rg BT 221.07 665.10 Td (, as set forth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (the table above, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.19 653.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.45 653.10 Td (, approximately 44% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 64.61 641.10 Td (s deposits were inside of the U.S., while approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (56% were outside the U.S. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 66.19 605.10 Td (erm Debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Long-term debt \(generally defined as debt with original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (maturities of one year or more\) continued to represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (most significant component of Citi) Tj ET Q q 0 0 0 rg BT 178.21 569.10 Td (s funding for the parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (entities and was a supplementary source of funding for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (bank entities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (Long-term debt is an important funding source due in part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (to its multi-year maturity structure. ) Tj ET Q q 0 0 0 rg BT 178.56 521.10 Td (The weighted-average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (maturities of unsecured long-term debt issued by Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (and its af) Tj ET Q q 0 0 0 rg BT 72.47 497.10 Td (filiates \(including Citibank, N.A.\) with a remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (life greater than one year \(excluding remaining trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (securities outstanding\) was approximately 6.9years as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 461.10 Td (, which was relatively unchanged from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (prior quarter) Tj ET Q q 0 0 0 rg BT 85.70 449.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.52 449.10 Td (This term structure enables Citi to meet its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (business needs and maintain adequate liquidity) Tj ET Q q 0 0 0 rg BT 223.36 437.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 425.10 Td (s long-term debt outstanding at the parent includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (benchmark debt and what Citi refers to as customer) Tj ET Q q 0 0 0 rg BT 241.84 413.10 Td (-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (debt, consisting of structured notes, such as equity- and credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (linked notes, as well as non-structured notes. Citi) Tj ET Q q 0 0 0 rg BT 235.69 389.10 Td (s issuance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (customer) Tj ET Q q 0 0 0 rg BT 72.46 377.10 Td (-related debt is generally driven by customer demand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (and supplements benchmark debt issuance as a source of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (funding for Citi) Tj ET Q q 0 0 0 rg BT 101.55 353.10 Td (s parent entities. Citi) Tj ET Q q 0 0 0 rg BT 189.59 353.10 Td (s long-term debt at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (bank includes FHLB advances and securitizations. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 352.54 749.10 Td (erm Debt Outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 462.59 737.10 Td (s total long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (outstanding for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 691.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 691.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 691.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 691.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 667.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 667.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 667.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 667.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 643.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 643.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 643.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 643.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 619.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 619.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 619.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 619.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 595.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 595.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 595.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 595.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 571.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 571.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 571.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 571.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 547.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 547.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 547.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 547.60 47.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 691.6 m 435.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 691.6 m 482.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 691.6 m 529.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 691.6 m 576.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 583.6 m 435.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 583.6 m 482.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 583.6 m 529.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 583.6 m 576.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 535.6 m 435.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 523.6 m 435.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 535.6 m 482.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 523.6 m 482.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 535.6 m 529.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 523.6 m 529.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 523.6 m 576.5 523.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 695.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.10 705.05 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.50 696.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.35 705.06 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 696.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.60 705.06 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 696.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 683.00 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 683.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.40 683.00 Td (155.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.40 682.86 Td (163.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 682.86 Td (168.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 670.86 Td (Benchmark Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 658.86 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 659.00 Td (96.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 658.86 Td (97.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 658.86 Td (100.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 646.86 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 647.00 Td (24.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 646.86 Td (28.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 646.86 Td (28.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 634.86 Td (Trust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 635.00 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 634.86 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 634.86 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 622.86 Td (Customer-Related Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 610.86 Td (Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 611.00 Td (22.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 610.86 Td (22.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 610.86 Td (22.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 598.86 Td (Non-structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 599.00 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 598.86 Td (8.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 598.86 Td (9.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 586.86 Td (Local Country and Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.22 590.94 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 587.00 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 586.86 Td (4.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 586.86 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 575.00 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 575.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 575.00 Td (67.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 574.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 574.86 Td (64.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 574.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 574.86 Td (53.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 562.86 Td (FHLB Borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 563.00 Td (23.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 562.86 Td (19.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 562.86 Td (14.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 550.86 Td (Securitizations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 380.49 554.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.90 551.00 Td (38.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.90 550.86 Td (38.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 550.86 Td (30.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 538.86 Td (Local Country and Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.22 542.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.40 539.00 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.40 538.86 Td (6.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 538.86 Td (8.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 527.00 Td (Total long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 527.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.40 527.00 Td (223.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 526.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.40 526.86 Td (227.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 526.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 526.86 Td (221.6) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 506.50 Td (Note: ) Tj ET Q q 0 0 0 rg BT 343.33 506.50 Td (Amounts represent the current value of long-term debt on Citi) Tj ET Q q 0 0 0 rg BT 543.95 506.50 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 496.90 Td (Consolidated Balance Sheet which, for certain debt instruments, includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 487.30 Td (consideration of fair value, hedging impacts and unamortized discounts and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 477.70 Td (premiums.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 468.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 468.10 Td (Includes securitizations of $2.0billion for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 489.96 468.10 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.07 468.10 Td ( quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 540.39 468.10 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 556.39 468.10 Td (, $0.9 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 458.50 Td (billion for the second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 445.52 458.50 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 461.52 458.50 Td (, and $0.2 billion for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 541.07 458.50 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 556.18 458.50 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 448.90 Td (quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.32 448.90 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 391.32 448.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 439.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 439.30 Td (Local country debt includes debt issued by Citi) Tj ET Q q 0 0 0 rg BT 495.08 439.30 Td (s af) Tj ET Q q 0 0 0 rg BT 506.27 439.30 Td (filiates in support of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 429.70 Td (their local operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 420.10 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 420.10 Td (Of the bank securitizations at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 437.75 420.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.96 420.10 Td (, approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 410.50 Td ($38.0) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 360.00 410.50 Td () Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 362.00 410.50 Td (billion related to credit card securitizations \(compared to $37.8 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 400.90 Td (billion as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 382.22 400.90 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.88 400.90 Td (\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 379.30 Td (Y) Tj ET Q q 0 0 0 rg BT 348.22 379.30 Td (ear) Tj ET Q q 0 0 0 rg BT 360.23 379.30 Td (-over) Tj ET Q q 0 0 0 rg BT 381.13 379.30 Td (-year) Tj ET Q q 0 0 0 rg BT 401.26 379.30 Td (, Citi) Tj ET Q q 0 0 0 rg BT 424.05 379.30 Td (s total long-term debt outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 367.30 Td (increased modestly) Tj ET Q q 0 0 0 rg BT 400.27 367.30 Td (, as reductions at the parent company were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 355.30 Td (more than of) Tj ET Q q 0 0 0 rg BT 374.91 355.30 Td (fset by continued increases in the bank due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 343.30 Td (increased credit card securitizations and FHLB advances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 331.30 Td (given the lower) Tj ET Q q 0 0 0 rg BT 386.00 331.30 Td (-cost nature of these funding sources. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 319.30 Td (Sequentially) Tj ET Q q 0 0 0 rg BT 373.34 319.30 Td (, Citi) Tj ET Q q 0 0 0 rg BT 396.12 319.30 Td (s total long-term debt decreased at the parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 307.30 Td (company) Tj ET Q q 0 0 0 rg BT 360.01 307.30 Td (, partially of) Tj ET Q q 0 0 0 rg BT 408.98 307.30 Td (fset by increases in securitizations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 295.30 Td (FHLB advances at the bank.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 283.30 Td (Parent company debt declined during the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.30 Td (2014 due to the impact of FX translation as well as maturities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 258.10 Td (and continued liability management, partly of) Tj ET Q q 0 0 0 rg BT 506.54 258.10 Td (fset by issuance) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 569.86 258.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 246.10 Td (As part of its liquidity and funding strategy) Tj ET Q q 0 0 0 rg BT 496.38 246.10 Td (, Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 234.10 Td (considered, and may continue to consider) Tj ET Q q 0 0 0 rg BT 489.66 234.10 Td (, opportunities to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 222.10 Td (repurchase its long-term debt pursuant to open market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 210.10 Td (purchases, tender of) Tj ET Q q 0 0 0 rg BT 404.06 210.10 Td (fers or other means. Such repurchases help ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 198.10 Td (reduce Citi) Tj ET Q q 0 0 0 rg BT 370.93 198.10 Td (s overall funding costs. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.74 198.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.63 198.10 Td ( quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 186.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 186.10 Td (, Citi repurchased an aggregate of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 174.10 Td ($2.8billion of its outstanding long-term debt, bringing year) Tj ET Q q 0 0 0 rg BT 562.10 174.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 162.10 Td (to-date repurchases to approximately $8 billion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 150.10 Td (Going forward, changes in Citi) Tj ET Q q 0 0 0 rg BT 468.92 150.10 Td (s long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 138.10 Td (outstanding will continue to reflect the funding needs of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 126.10 Td (businesses as well as the market and economic environment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 114.10 Td (and any regulatory changes, such as prescribed levels of debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 102.10 Td (required to be maintained by Citi pursuant to regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 90.10 Td (requirements \(for additional information, see Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 78.10 Td (Regulatory Risks in Citi) Tj ET Q q 0 0 0 rg BT 428.17 78.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 456.50 78.10 Td (Annual Report on Form 10-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 66.10 Td (K\).) Tj ET Q endstream endobj 145 0 obj <> endobj 146 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (70) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 64.54 737.10 Td (erm Debt Issuances and Maturities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (The table below details Citi) Tj ET Q q 0 0 0 rg BT 149.31 725.10 Td (s long-term debt issuances and maturities \(including repurchases and redemptions\) during the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 673.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 673.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 673.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 673.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 673.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 673.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 673.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 645.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 645.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 645.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 645.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 645.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 645.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 645.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 617.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 617.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 617.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 617.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 617.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 617.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 617.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 589.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 589.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 589.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 589.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 589.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 589.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 589.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 561.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 561.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 561.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 561.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 561.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 561.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 561.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 533.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 533.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 533.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 533.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 533.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 533.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 533.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 505.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 505.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 505.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 505.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 505.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 505.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 505.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 687.6 m 246.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 687.6 m 312.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 687.6 m 378.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 687.6 m 444.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 687.6 m 510.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 687.6 m 576.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 673.6 m 180.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 673.6 m 246.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 673.6 m 312.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 687.6 m 378.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 673.6 m 378.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 687.6 m 444.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 673.6 m 444.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 687.6 m 510.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 673.6 m 510.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 687.6 m 576.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 673.6 m 576.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 673.6 m 246.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 673.6 m 312.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 673.6 m 312.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 673.6 m 378.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 673.6 m 444.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 673.6 m 444.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 673.6 m 510.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 673.6 m 576.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 659.6 m 312.5 645.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 659.6 m 444.5 645.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 645.6 m 312.5 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 645.6 m 444.5 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 631.6 m 312.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 631.6 m 444.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 617.6 m 312.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 617.6 m 444.5 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 603.6 m 312.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 603.6 m 444.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 589.6 m 312.5 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 589.6 m 444.5 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 575.6 m 312.5 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 575.6 m 444.5 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 561.6 m 312.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 547.6 m 312.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 561.6 m 444.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 547.6 m 444.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 547.6 m 576.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.6 m 180.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 547.6 m 246.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 547.6 m 312.5 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 547.6 m 312.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 547.6 m 378.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 547.6 m 444.5 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 547.6 m 444.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 547.6 m 510.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 533.6 m 312.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 533.6 m 444.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 519.6 m 312.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 519.6 m 444.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 505.6 m 312.5 491.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 505.6 m 444.5 491.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 491.6 m 576.5 491.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 491.6 m 180.5 491.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 477.6 m 180.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 491.6 m 246.5 491.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 477.6 m 246.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 491.6 m 312.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 491.6 m 312.5 491.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 477.6 m 312.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 491.6 m 378.5 491.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 477.6 m 378.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 491.6 m 444.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 491.6 m 444.5 491.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 477.6 m 444.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 491.6 m 510.5 491.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 477.6 m 510.5 477.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 477.6 m 576.5 477.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 692.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.70 692.05 Td (3Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 692.06 Td (2Q14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 692.06 Td (3Q13) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 678.05 Td (Maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.70 678.05 Td (Issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 678.06 Td (Maturities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.75 678.06 Td (Issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 678.06 Td (Maturities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.75 678.06 Td (Issuances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 664.05 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 664.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.90 664.05 Td (11.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 664.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 664.05 Td (9.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 664.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.90 664.06 Td (11.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 664.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 664.06 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 664.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 664.06 Td (14.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 664.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 664.06 Td (10.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 650.06 Td (Benchmark Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 636.06 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 636.05 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 636.05 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 636.06 Td (4.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 636.06 Td (5.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 636.06 Td (8.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 636.06 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 622.06 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 622.05 Td (4.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 622.05 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 622.06 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 622.06 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.65 622.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 622.06 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 608.06 Td (Trust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.65 608.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.65 608.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 608.06 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.65 608.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 608.06 Td (3.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 608.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.06 Td (Customer-Related Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 580.06 Td (Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 580.05 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 580.05 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 580.06 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 580.06 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 580.06 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 580.06 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 566.06 Td (Non-structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 566.05 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 566.05 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 566.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 566.06 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 566.06 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 566.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 552.06 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 552.05 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 552.05 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 552.06 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 552.06 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.65 552.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 552.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 538.05 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 538.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 538.05 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 538.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 538.05 Td (9.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 538.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 538.06 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 538.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 538.06 Td (8.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 538.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 538.06 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 538.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 538.06 Td (12.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 524.06 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 524.05 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 524.05 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 524.06 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 524.06 Td (6.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 524.06 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 524.06 Td (6.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 510.06 Td (Securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 510.05 Td (2.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 510.05 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 510.06 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 510.06 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 510.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 510.06 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 496.06 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.40 496.05 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.40 496.05 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.40 496.06 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 496.06 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.40 496.06 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 496.06 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 482.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 482.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.90 482.05 Td (16.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 482.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.90 482.05 Td (18.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 482.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.90 482.06 Td (15.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 482.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 482.06 Td (18.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 482.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.90 482.06 Td (22.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 482.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 482.06 Td (22.8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.50 Td (The table below shows Citi) Tj ET Q q 0 0 0 rg BT 148.21 448.50 Td (s aggregate long-term debt maturities \(including repurchases and redemptions\) year) Tj ET Q q 0 0 0 rg BT 482.61 448.50 Td (-to-date in 2014, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.50 Td (well as its aggregate expected annual long-term debt maturities as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.85 436.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.11 436.50 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 398.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 398.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 398.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 398.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 398.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 398.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 398.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 398.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 398.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 370.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 370.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 370.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 370.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 370.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 370.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 370.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 370.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 370.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 342.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 342.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 342.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 342.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 342.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 342.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 342.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 342.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 342.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 314.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 314.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 314.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 314.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 314.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 314.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 314.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 314.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 314.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 286.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 286.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 286.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 286.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 286.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 286.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 286.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 286.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 286.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 286.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 258.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 258.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 258.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 258.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 258.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 258.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 258.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 258.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 258.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 258.00 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 230.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 230.00 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 230.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 230.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 230.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 230.00 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 230.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 230.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 230.00 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.50 230.00 33.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 426 m 269.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 412 m 305.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 412 m 342.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 412 m 379.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 412 m 410.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 412 m 444.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 412 m 494.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 412 m 543.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 412 m 576.5 412 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398 m 218.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 412 m 269.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 398 m 269.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 412 m 494.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 412 m 543.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 398 m 269.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 398 m 269.5 384 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 398 m 305.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 398 m 342.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 398 m 379.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 398 m 410.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 398 m 444.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 398 m 494.5 384 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 398 m 494.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 398 m 494.5 384 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 398 m 543.5 384 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 398 m 543.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 398 m 576.5 398 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 384 m 269.5 370 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 384 m 494.5 370 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 384 m 494.5 370 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 384 m 543.5 370 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 370 m 269.5 356 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 370 m 494.5 356 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 370 m 543.5 356 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 356 m 269.5 342 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 356 m 494.5 342 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 356 m 543.5 342 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 342 m 269.5 328 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 342 m 494.5 328 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 342 m 543.5 328 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 328 m 269.5 314 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 328 m 494.5 314 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 328 m 543.5 314 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 314 m 269.5 300 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 314 m 494.5 300 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 314 m 543.5 300 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 300 m 269.5 286 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 300 m 494.5 286 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 300 m 543.5 286 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 272 m 218.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 286 m 269.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 286 m 494.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 286 m 543.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 272 m 543.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 272 m 576.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 272 m 269.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 272 m 269.5 258 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 272 m 305.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 272 m 342.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 272 m 379.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 272 m 410.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 272 m 444.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 272 m 494.5 258 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 272 m 494.5 272 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 272 m 494.5 258 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 272 m 543.5 258 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 258 m 269.5 244 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 258 m 494.5 244 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 258 m 543.5 244 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 244 m 269.5 230 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 244 m 494.5 230 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 244 m 543.5 230 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 230 m 269.5 216 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 230 m 494.5 216 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 230 m 543.5 216 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 216 m 543.5 216 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 216 m 218.5 216 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 202 m 218.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 216 m 269.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 202 m 269.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 216 m 269.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 216 m 305.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 202 m 305.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 216 m 342.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 202 m 342.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 216 m 379.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 202 m 379.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 216 m 410.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 202 m 410.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 216 m 444.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 202 m 444.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 216 m 494.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 216 m 494.5 216 l s 0 0 0 RG /GS0 gs 3.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 202 m 494.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 216 m 494.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 216 m 543.5 202 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 202 m 543.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 216 m 576.5 216 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 543.5 202 m 576.5 202 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 416.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.25 411.45 Td (Maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.20 402.45 Td (YTD'14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.35 416.45 Td (Expected Long-Term Debt Maturities as of September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 402.25 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 402.45 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 402.45 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 402.45 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 402.45 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 402.45 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 402.45 Td (2019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.90 402.45 Td (Thereafter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.65 402.45 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 388.45 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.90 388.45 Td (30.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 388.45 Td (5.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 388.45 Td (17.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 388.45 Td (21.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.85 388.45 Td (24.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.85 388.45 Td (13.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.90 388.45 Td (17.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 388.45 Td (55.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 388.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 388.45 Td (155.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 374.46 Td (Benchmark Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 360.46 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.90 360.45 Td (13.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 360.45 Td (4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 360.45 Td (10.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 360.45 Td (15.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.85 360.45 Td (18.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 360.45 Td (9.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.90 360.45 Td (13.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 360.45 Td (25.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 360.45 Td (96.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 346.46 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 346.45 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.65 346.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 346.45 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 346.45 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 346.45 Td (3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 346.45 Td (1.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 346.45 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 346.45 Td (16.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 346.45 Td (24.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 332.46 Td (Trust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 332.45 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.65 332.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.65 332.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.65 332.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.65 332.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.65 332.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.65 332.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 332.45 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.40 332.45 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 318.46 Td (Customer-Related Debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 304.46 Td (Structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 304.45 Td (5.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 304.45 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 304.45 Td (3.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 304.45 Td (4.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 304.45 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 304.45 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 304.45 Td (1.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 304.45 Td (8.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 304.45 Td (22.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 290.46 Td (Non-structured debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 290.45 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 290.45 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 290.45 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 290.45 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 290.45 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 290.45 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 290.45 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 290.45 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.40 290.45 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 276.46 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 276.45 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 276.45 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 276.45 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 276.45 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.65 276.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 276.45 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 276.45 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 276.45 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.40 276.45 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 262.45 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.90 262.45 Td (10.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 262.45 Td (9.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 262.45 Td (13.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 262.45 Td (18.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.85 262.45 Td (13.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 262.45 Td (9.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 262.45 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 262.45 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 262.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 262.45 Td (67.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.46 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 248.45 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 248.45 Td (5.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 248.45 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 248.45 Td (7.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 248.45 Td (6.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 248.45 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.65 248.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.65 248.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 248.45 Td (23.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 234.46 Td (Securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 234.45 Td (5.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 234.45 Td (3.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 234.45 Td (7.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 234.45 Td (9.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 234.45 Td (5.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 234.45 Td (8.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 234.45 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 234.45 Td (3.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.85 234.45 Td (38.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 220.46 Td (Local Country and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 220.45 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 220.45 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.40 220.45 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.40 220.45 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.35 220.45 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.40 220.45 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 220.45 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.40 220.45 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.40 220.45 Td (6.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 206.45 Td (Total long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.90 206.45 Td (40.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.85 206.45 Td (15.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.90 206.45 Td (30.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.90 206.45 Td (40.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.85 206.45 Td (37.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.85 206.45 Td (22.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.90 206.45 Td (19.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 206.45 Td (59.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.00 206.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 206.45 Td (223.8) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 147 0 obj <> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (71) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Secured Funding T) Tj ET Q q 0 0 0 rg BT 116.20 749.25 Td (ransactions and Short-T) Tj ET Q q 0 0 0 rg BT 215.87 749.25 Td (erm Borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (As referenced above, Citi supplements its primary sources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (funding with short-term borrowings. Short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (generally include \(i\)secured funding transactions \(securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (loaned or sold under agreements to repurchase, or repos\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (\(ii\)to a lesser extent, short-term borrowings consisting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (commercial paper and borrowings from the FHLB and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (market participants \(see Note17 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Statements for further information on Citigroup) Tj ET Q q 0 0 0 rg BT 229.57 653.25 Td (s and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 641.25 Td (filiates) Tj ET Q q 0 0 0 rg BT 73.39 641.25 Td ( outstanding short-term borrowings\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Secur) Tj ET Q q 0 0 0 rg BT 58.40 617.25 Td (ed Funding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Secured funding is primarily conducted through Citi) Tj ET Q q 0 0 0 rg BT 248.18 605.25 Td (s broker) Tj ET Q q 0 0 0 rg BT 280.47 605.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (dealer subsidiaries to fund ef) Tj ET Q q 0 0 0 rg BT 151.34 593.25 Td (ficiently both secured lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (activity and a portion of trading inventory) Tj ET Q q 0 0 0 rg BT 203.08 581.25 Td (. Citi also conducts a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (smaller portion of its secured funding transactions through its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (bank entities, which is typically collateralized by foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (government securities. Generally) Tj ET Q q 0 0 0 rg BT 167.80 545.25 Td (, daily changes in the level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 533.25 Td (s secured funding are primarily due to fluctuations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (secured lending activity in the matched book \(as described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (below\) and trading inventory) Tj ET Q q 0 0 0 rg BT 151.71 509.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 497.25 Td (Secured funding declined to $176 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 485.25 Td (, compared to $184 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.24 485.25 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 473.25 Td ( and $216 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.21 473.25 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.48 473.25 Td (, in each case ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (driven by a reduction in client and market-driven trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (activity) Tj ET Q q 0 0 0 rg BT 65.34 449.25 Td (, and as Citi has continued to reduce its reliance on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (secured funding at its broker) Tj ET Q q 0 0 0 rg BT 150.21 437.25 Td (-dealer subsidiaries. ) Tj ET Q q 0 0 0 rg BT 234.63 437.25 Td (A) Tj ET Q q 0 0 0 rg BT 241.11 437.25 Td (verage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (balances for secured funding were approximately $182 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (for the quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.07 413.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.33 413.25 Td (, compared to $193 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (billion for the quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.68 401.25 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.51 401.25 Td ( and $225 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (for the quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.07 389.25 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.33 389.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 377.25 Td (The portion of secured funding in the broker) Tj ET Q q 0 0 0 rg BT 231.80 377.25 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (subsidiaries that funds secured lending is commonly referred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (to as matched book activity) Tj ET Q q 0 0 0 rg BT 154.20 353.25 Td (. ) Tj ET Q q 0 0 0 rg BT 161.52 353.25 Td (The majority of this activity is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (secured by high quality) Tj ET Q q 0 0 0 rg BT 128.94 341.25 Td (, liquid securities such as U.S. ) Tj ET Q q 0 0 0 rg BT 251.80 341.25 Td (T) Tj ET Q q 0 0 0 rg BT 257.56 341.25 Td (reasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (securities, U.S. agency securities and foreign sovereign debt. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (Other secured funding is secured by less liquid securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (including equity securities, corporate bonds and asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (securities. ) Tj ET Q q 0 0 0 rg BT 81.08 293.25 Td (The tenor of Citi) Tj ET Q q 0 0 0 rg BT 150.79 293.25 Td (s matched book liabilities is equal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (to, or longer than, the tenor of the corresponding matched ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (book assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 257.25 Td (The remainder of the secured funding activity in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 245.25 Td (-dealer subsidiaries serves to fund trading inventory) Tj ET Q q 0 0 0 rg BT 268.97 245.25 Td (. ) Tj ET Q q 0 0 0 rg BT 276.29 245.25 Td (T) Tj ET Q q 0 0 0 rg BT 281.70 245.25 Td (o ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (maintain reliable funding under a wide range of market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (conditions, including under periods of stress, Citi manages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (these activities by taking into consideration the quality of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (underlying collateral, and stipulating financing tenor) Tj ET Q q 0 0 0 rg BT 245.94 197.25 Td (. ) Tj ET Q q 0 0 0 rg BT 250.76 197.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (weighted average maturity of Citi) Tj ET Q q 0 0 0 rg BT 173.73 185.25 Td (s secured funding of less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (liquid trading inventory was greater than 1) Tj ET Q q 0 0 0 rg BT 206.14 173.25 Td (10 days as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 161.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 149.25 Td (Citi manages the risks in its secured funding by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (conducting daily stress tests to account for changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (capacity) Tj ET Q q 0 0 0 rg BT 68.66 125.25 Td (, tenors, haircut, collateral profile and client actions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 113.25 Td (, Citi maintains counterparty diversification by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (establishing concentration triggers and assessing counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (reliability and stability under stress. Citi generally sources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (secured funding from more than 150 counterparties.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Commer) Tj ET Q q 0 0 0 rg BT 358.07 749.10 Td (cial Paper) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 462.59 737.10 Td (s commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (outstanding for each of its parent and significant Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (entities, respectively) Tj ET Q q 0 0 0 rg BT 405.54 713.10 Td (, for each of the periods indicated. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Sequentially) Tj ET Q q 0 0 0 rg BT 373.34 701.10 Td (, commercial paper at the significant Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (entities increased as Citi prepared for the final U.S. LCR rules.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 655.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 655.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 655.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 655.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 627.60 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 627.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 627.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 627.60 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 655.6 m 452.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 655.6 m 494.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 655.6 m 534.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 655.6 m 576.5 655.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 613.6 m 452.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 613.6 m 494.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 613.6 m 534.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 613.6 m 576.5 613.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 599.6 m 452.5 599.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 599.6 m 494.5 599.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 599.6 m 534.5 599.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 599.6 m 576.5 599.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 659.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.60 669.05 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 660.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.85 669.06 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 660.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.10 669.06 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 660.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 646.05 Td (Commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 632.06 Td (Parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 632.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 632.05 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 632.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 632.06 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 632.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 632.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 618.06 Td (Significant Citibank entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 618.05 Td (17.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 618.06 Td (14.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 618.06 Td (17.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 604.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 604.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 604.05 Td (17.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 604.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 604.06 Td (14.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 604.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 604.06 Td (17.9) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 590.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 578.50 Td (Other Short-T) Tj ET Q q 0 0 0 rg BT 379.47 578.50 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 416.05 578.50 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 566.50 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.50 566.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.76 566.50 Td (, Citi) Tj ET Q q 0 0 0 rg BT 439.55 566.50 Td (s other short-term borrowings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 554.50 Td (which included borrowings from the FHLB and other market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.50 Td (participants, were approximately $47) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 472.84 542.50 Td () Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 475.34 542.50 Td (billion, compared to $45 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.50 Td (billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.33 530.50 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.16 530.50 Td (, and $41 billion at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.93 530.50 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.50 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 518.50 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 494.50 Td (Liquidity Management, Measurement and Stress T) Tj ET Q q 0 0 0 rg BT 532.54 494.50 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.50 Td (For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 420.11 482.50 Td (s liquidity management, stress testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.50 Td (and certain of its other liquidity measures, see Market Risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.50 Td (Funding and Liquidity-Liquidity Management, Measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.50 Td (and Stress ) Tj ET Q q 0 0 0 rg BT 367.15 446.50 Td (T) Tj ET Q q 0 0 0 rg BT 372.56 446.50 Td (esting in Citi) Tj ET Q q 0 0 0 rg BT 431.45 446.50 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 459.79 446.50 Td (Annual Report on Form 10-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.50 Td (K.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 410.50 Td (Liquidity Measur) Tj ET Q q 0 0 0 rg BT 392.79 410.50 Td (ementLiquidity Coverage Ratio \(LCR\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.50 Td (In addition to internal measures Citi has developed for a 30-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.50 Td (day stress scenario, Citi also monitors its liquidity by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.50 Td (reference to the LCR, as calculated pursuant to the final U.S ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.50 Td (LCR rules. Generally) Tj ET Q q 0 0 0 rg BT 411.66 362.50 Td (, the LCR is designed to ensure banks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.50 Td (maintain an adequate level of unencumbered HQLA) Tj ET Q q 0 0 0 rg BT 532.81 350.50 Td ( to meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.50 Td (liquidity needs under an acute 30-day stress scenario. ) Tj ET Q q 0 0 0 rg BT 542.09 338.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.50 Td (LCR is calculated by dividing HQLA) Tj ET Q q 0 0 0 rg BT 473.70 326.50 Td ( by estimated net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.50 Td (outflows over a stressed 30-day period, with the net outflows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.50 Td (determined by applying assumed outflow factors, prescribed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.50 Td (in the rules, to various categories of liabilities, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.50 Td (deposits, unsecured and secured wholesale borrowings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 266.50 Td (unused commitments and derivatives-related exposures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.50 Td (partially of) Tj ET Q q 0 0 0 rg BT 367.97 254.50 Td (fset by inflows from assets maturing within 30 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.50 Td (days. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.50 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 230.50 Td (During the third quarter of 2014, the U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.50 Td (agencies adopted final rules with respect to the U.S. LCR. ) Tj ET Q q 0 0 0 rg BT 560.61 218.50 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.50 Td (previously disclosed, the final U.S. LCR rules are more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 194.50 Td (stringent than the Basel Committee) Tj ET Q q 0 0 0 rg BT 467.86 194.50 Td (s final LCR rules in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 182.50 Td (several respects. ) Tj ET Q q 0 0 0 rg BT 394.34 182.50 Td (The more material dif) Tj ET Q q 0 0 0 rg BT 481.62 182.50 Td (ferences include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 170.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 170.50 Td (a narrower definition of HQLA, particularly the exclusion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 158.50 Td (of municipal securities, covered bonds and residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 146.50 Td (mortgage-backed securities as compared to the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 134.50 Td (Committee) Tj ET Q q 0 0 0 rg BT 389.22 134.50 Td (s final LCR rules; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 122.50 Td (a requirement to calculate and hold additional liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 110.50 Td (against the highest individual day) Tj ET Q q 0 0 0 rg BT 479.20 110.50 Td (s mismatch between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 98.50 Td (contractual and certain non-defined maturity inflows and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 86.50 Td (outflows \(known as the peak day requirement\); and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 74.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 74.50 Td (more stringent definitions regarding deposit classification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 62.50 Td (related to the nature of the deposit balance or counterparty ) Tj ET Q endstream endobj 149 0 obj <> endobj 150 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (designation, which leads to higher runof) Tj ET Q q 0 0 0 rg BT 214.89 749.10 Td (f rates when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 737.10 Td (compared to the final Basel Committee LCR rules.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (The table below sets forth the components of Citi) Tj ET Q q 0 0 0 rg BT 236.51 713.10 Td (s estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (LCR calculation and HQLA) Tj ET Q q 0 0 0 rg BT 148.48 701.10 Td ( in excess of estimated net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (outflows as of September 30, 2014 based on the final U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (LCR rules.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 643.60 170.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 643.60 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 615.60 170.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 615.60 82.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 643.6 m 205.5 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 643.6 m 287.5 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 643.6 m 287.5 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 615.6 m 205.5 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 615.6 m 287.5 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 587.6 m 205.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 587.6 m 287.5 587.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 647.85 Td (in billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.45 648.05 Td (Sept. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 634.06 Td (High quality liquid assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 634.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 634.05 Td (416.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 620.06 Td (Estimated net outflows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 620.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 620.05 Td (374.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 606.06 Td (Liquidity coverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 606.05 Td (111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 606.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 592.06 Td (HQLA in excess of estimated net outflows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 592.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.25 592.05 Td (42.0) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 564.10 Td (As set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 178.75 564.10 Td (s LCR under the final U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 552.10 Td (LCR rules was 1) Tj ET Q q 0 0 0 rg BT 102.57 552.10 Td (1) Tj ET Q q 0 0 0 rg BT 107.20 552.10 Td (1% as of September 30, 2014. Under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 540.10 Td (final Basel Committee LCR rules, Citi) Tj ET Q q 0 0 0 rg BT 192.65 540.10 Td (s LCR was 127% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 528.10 Td (September 30, 2014 and 123% at June 30, 2014. ) Tj ET Q q 0 0 0 rg BT 231.53 528.10 Td (As described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.10 Td (under High Quality Liquid ) Tj ET Q q 0 0 0 rg BT 149.32 516.10 Td (Assets above, the final U.S. LCR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.10 Td (rules excluded certain assets from the calculation of HQLA. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 492.10 Td (, estimated net outflows are higher under the final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 480.10 Td (U.S. LCR rules, primarily due to the peak day outflow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.10 Td (assumption and changes in deposit outflow classifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (required by the final U.S. LCR rules. ) Tj ET Q q 0 0 0 rg BT 476.85 749.10 Td (The impact of the final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (U.S. LCR rules was partially of) Tj ET Q q 0 0 0 rg BT 450.19 737.10 Td (fset by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (improvements in Citi) Tj ET Q q 0 0 0 rg BT 411.77 725.10 Td (s deposit quality) Tj ET Q q 0 0 0 rg BT 476.68 725.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 713.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 713.10 Td (s estimated LCR, as calculated under the final U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (LCR rules, is a non-GAAP) Tj ET Q q 0 0 0 rg BT 431.68 701.10 Td ( financial measure. Citi believes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (this measure provides useful information to investors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (others by measuring Citi) Tj ET Q q 0 0 0 rg BT 425.38 677.10 Td (s progress toward future regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (liquidity standards. Citi) Tj ET Q q 0 0 0 rg BT 423.44 665.10 Td (s estimated third quarter 2014 LCR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (and HQLA) Tj ET Q q 0 0 0 rg BT 368.16 653.10 Td ( are based on its current interpretation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (understanding of the final U.S. LCR rules and are subject to, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (among other things, Citi) Tj ET Q q 0 0 0 rg BT 424.00 629.10 Td (s continued review and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (implementation of these rules and any further regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (implementation guidance in the U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Credit Ratings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 365.11 569.10 Td (s funding and liquidity) Tj ET Q q 0 0 0 rg BT 455.29 569.10 Td (, its funding capacity) Tj ET Q q 0 0 0 rg BT 538.51 569.10 Td (, ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (to access capital markets and other sources of funds, the cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (of these funds, and its ability to maintain certain deposits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (partially dependent on its credit ratings. ) Tj ET Q q 0 0 0 rg BT 485.16 533.10 Td (The table below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (indicates the ratings for Citigroup and Citibank, N.A. as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 509.10 Td (. ) Tj ET Q q 0 0 0 rg BT 411.58 509.10 Td (While not included in the table below) Tj ET Q q 0 0 0 rg BT 561.45 509.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Citigroup Global MarketsInc. \(CGMI\) is rated ) Tj ET Q q 0 0 0 rg BT 513.97 497.10 Td (A/A-1 by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Standard& Poor) Tj ET Q q 0 0 0 rg BT 391.59 485.10 Td () Tj ET Q q 0 0 0 rg BT 394.37 485.10 Td (s and ) Tj ET Q q 0 0 0 rg BT 417.14 485.10 Td (A/F1 by Fitch \(see below\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 473.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 448.10 Td (Debt Ratings as of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 116.56 448.10 Td (September) Tj ET Q q 0 0 0 rg BT 162.47 448.10 Td (30, 2014) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.60 257.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 392.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 392.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 392.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 392.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 392.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 392.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.60 257.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 364.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 364.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 364.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 364.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 364.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 364.60 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 415.6 m 336.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 415.6 m 390.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 415.6 m 444.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 415.6 m 487.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 415.6 m 531.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 415.6 m 576.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.6 m 293.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 415.6 m 576.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 392.6 m 576.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 392.6 m 336.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 392.6 m 390.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 392.6 m 444.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 392.6 m 487.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 392.6 m 531.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 392.6 m 576.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 350.6 m 293.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 350.6 m 336.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 350.6 m 390.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 350.6 m 444.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 350.6 m 487.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 350.6 m 531.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 350.6 m 576.5 350.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.30 420.05 Td (CitigroupInc.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.95 420.05 Td (Citibank, N.A.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 397.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.05 406.05 Td (Senior) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.95 397.05 Td (debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.30 406.05 Td (Commer) Tj ET Q q 0 0 0 rg BT 373.12 406.05 Td (cial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.80 397.05 Td (paper) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.20 397.05 Td (Outlook) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.95 406.05 Td (Long-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 397.05 Td (term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 406.05 Td (Short-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 397.05 Td (term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.70 397.05 Td (Outlook) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.06 Td (Fitch Ratings \(Fitch\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.45 383.05 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 383.05 Td (F1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.95 383.05 Td (Stable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.45 383.05 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 383.05 Td (F1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 383.05 Td (Stable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.06 Td (Moodys Investors Service \(Moodys\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.70 369.05 Td (Baa2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 369.05 Td (P-2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.95 369.05 Td (Stable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 369.05 Td (A2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 369.05 Td (P-1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 369.05 Td (Stable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 355.06 Td (Standard& Poors \(S&P\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 355.05 Td (A-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 355.05 Td (A-2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.25 355.05 Td (Negative) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.45 355.05 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 355.05 Td (A-1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 355.05 Td (Stable) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 327.10 Td (Recent Cr) Tj ET Q q 0 0 0 rg BT 75.89 327.10 Td (edit Rating Developments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.10 Td (On September 18, 2014, Standard & Poor's published revised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.10 Td (global criteria for bank hybrid capital and nondeferrable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.10 Td (subordinated debt based on its view of increased bail-in risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.10 Td (these instruments due to evolving bank resolution regimes. ) Tj ET Q q 0 0 0 rg BT 273.46 279.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.10 Td (a result, on September 29, 2014, Citi) Tj ET Q q 0 0 0 rg BT 185.70 267.10 Td (s trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.10 Td (securities and preferred stock ratings were downgraded to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.10 Td (BB from BB+. Citi) Tj ET Q q 0 0 0 rg BT 133.29 243.10 Td (s subordinated debt ratings were not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.10 Td (impacted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.10 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 219.10 Td (On September 9, 2014, Moody) Tj ET Q q 0 0 0 rg BT 180.66 219.10 Td (s released for comment a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.10 Td (new bank rating methodology; formal comments are due in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.10 Td (November with resolution currently expected in early 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.10 Td (The new methodology proposed a streamlined baseline credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.10 Td (assessment \(with removal of the bank financial strength ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.10 Td (rating\) and introduced a loss given failure assessment into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.10 Td (the ratings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.10 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 135.10 Td (On September 5, 2014, Fitch assigned long-term/short-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.10 Td (term ratings of A/F1 to CGMI.) Tj ET Q q 0 0 0 rg BT 170.52 123.10 Td (The ratings for CGMI and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.10 Td (Citi are equalized, which reflects Fitch) Tj ET Q q 0 0 0 rg BT 193.72 111.10 Td (s view that CGMI is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.10 Td (core and integral to Citi) Tj ET Q q 0 0 0 rg BT 133.75 99.10 Td (s business strategy and operations. ) Tj ET Q q 0 0 0 rg BT 273.73 99.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.10 Td (the regulatory landscape continues to evolve, Fitch is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.10 Td (contemplating an industry-wide introduction of a ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.10 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 63.10 Td (ferential between U.S. bank holding companies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 51.10 Td (operating companies. Currently) Tj ET Q q 0 0 0 rg BT 161.70 51.10 Td (, Fitch equalizes holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 327.10 Td (company and operating company ratings, thereby reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 315.10 Td (what it views as the close correlation between default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 303.10 Td (probabilities. Fitch believes that the potential implementation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 291.10 Td (of the orderly liquidation authority) Tj ET Q q 0 0 0 rg BT 462.21 291.10 Td (, as part of the Dodd-Frank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 279.10 Td (Act, may create greater) Tj ET Q q 0 0 0 rg BT 417.07 279.10 Td (-than-historical dif) Tj ET Q q 0 0 0 rg BT 491.59 279.10 Td (ferentials in holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 267.10 Td (company and operating company credit risk profiles, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 255.10 Td (could warrant rating changes. Fitch indicated three potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 243.10 Td (outcomes: downgrades to holding company ratings; upgrades ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 231.10 Td (to operating company ratings; or) Tj ET Q q 0 0 0 rg BT 454.12 231.10 Td (, no rating changes. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 207.10 Td (Potential Impacts of Ratings Downgrades) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 195.10 Td (Ratings downgrades by Moody) Tj ET Q q 0 0 0 rg BT 452.05 195.10 Td (s, Fitch or S&P) Tj ET Q q 0 0 0 rg BT 513.36 195.10 Td ( could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 183.10 Td (negatively impact Citigroup) Tj ET Q q 0 0 0 rg BT 438.98 183.10 Td (s and/or Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 535.08 183.10 Td (s funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 171.10 Td (and liquidity due to reduced funding capacity) Tj ET Q q 0 0 0 rg BT 504.96 171.10 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 159.10 Td (derivatives triggers, which could take the form of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 147.10 Td (obligations and collateral requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 135.10 Td (The following information is provided for the purpose of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 123.10 Td (analyzing the potential funding and liquidity impact to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 111.10 Td (Citigroup and Citibank, N.A. of a hypothetical, simultaneous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 99.10 Td (ratings downgrade across all three major rating agencies. ) Tj ET Q q 0 0 0 rg BT 554.01 99.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 87.10 Td (analysis is subject to certain estimates, estimation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 75.10 Td (methodologies, and judgments and uncertainties. Uncertainties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 63.10 Td (include potential ratings limitations certain entities may have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 51.10 Td (with respect to permissible counterparties, as well as general ) Tj ET Q endstream endobj 151 0 obj <> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (subjective counterparty behavior) Tj ET Q q 0 0 0 rg BT 166.51 749.10 Td (. For example, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (corporate customers and trading counterparties could re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (evaluate their business relationships with Citi and limit the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (trading of certain contracts or market instruments with Citi. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Changes in counterparty behavior could impact Citi) Tj ET Q q 0 0 0 rg BT 245.95 701.10 Td (s funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (and liquidity) Tj ET Q q 0 0 0 rg BT 86.18 689.10 Td (, as well as the results of operations of certain of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (its businesses. ) Tj ET Q q 0 0 0 rg BT 94.99 677.10 Td (The actual impact to Citigroup or Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (N.A. is unpredictable and may dif) Tj ET Q q 0 0 0 rg BT 171.62 665.10 Td (fer materially from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (potential funding and liquidity impacts described below) Tj ET Q q 0 0 0 rg BT 258.64 653.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (For additional information on the impact of credit rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (changes on Citi and its applicable subsidiaries, see Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (FactorsLiquidity Risks in Citi) Tj ET Q q 0 0 0 rg BT 172.39 617.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 200.73 617.10 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Form 10-K.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Citigr) Tj ET Q q 0 0 0 rg BT 59.53 581.10 Td (oupInc. and Citibank, N.A.Potential Derivative ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 569.10 Td (riggers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.44 557.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.71 557.10 Td (, Citi estimates that a hypothetical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (one-notch downgrade of the senior debt/long-term rating of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Citigroup Inc. across all three major rating agencies could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (impact Citigroup) Tj ET Q q 0 0 0 rg BT 106.83 521.10 Td (s funding and liquidity due to derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (triggers by approximately $0.8billion \(compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (approximately $0.9 billion as of June 30, 2014\). Other funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (sources, such as secured financing transactions and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 473.10 Td (gin requirements, for which there are no explicit triggers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (could also be adversely af) Tj ET Q q 0 0 0 rg BT 139.67 461.10 Td (fected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 449.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.71 449.10 Td (, Citi estimates that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (hypothetical one-notch downgrade of the senior debt/long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (term rating of Citibank, N.A. across all three major rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (agencies could impact Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 189.02 413.10 Td (s funding and liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (by approximately $1.7billion \(compared to $1.5 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (June 30, 2014\), due to derivative triggers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (In total, Citi estimates that a one-notch downgrade of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Citigroup and Citibank, N.A., across all three major rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (agencies, could result in aggregate cash obligations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (collateral requirements of approximately $2.5billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (\(compared to $2.4 billion as of June 30, 2014\) \(see also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (Note21 to the Consolidated Financial Statements\). ) Tj ET Q q 0 0 0 rg BT 242.08 317.10 Td (As set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (forth under High Quality Liquid ) Tj ET Q q 0 0 0 rg BT 171.25 305.10 Td (Assets above, the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (resources of Citi) Tj ET Q q 0 0 0 rg BT 104.87 293.10 Td (s parent entities were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td ($59billion, and the liquidity resources of Citi) Tj ET Q q 0 0 0 rg BT 221.53 281.10 Td (s significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (Citibank entities and other Citibank and Banamex entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (were approximately $357billion, for a total of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td ($416billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.77 245.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.04 245.10 Td (. ) Tj ET Q q 0 0 0 rg BT 193.86 245.10 Td (These liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (resources are available in part as a contingency for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (potential events described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (In addition, a broad range of mitigating actions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (currently included in Citigroup) Tj ET Q q 0 0 0 rg BT 162.92 197.10 Td (s and Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 247.91 197.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (contingency funding plans. For Citigroup, these mitigating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (factors include, but are not limited to, accessing surplus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (funding capacity from existing clients, tailoring levels of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (secured lending, and adjusting the size of select trading books ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (and collateralized borrowings from Citi) Tj ET Q q 0 0 0 rg BT 197.06 137.10 Td (s significant bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (subsidiaries. Mitigating actions available to Citibank, N.A. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (include, but are not limited to, selling or financing highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (liquid government securities, tailoring levels of secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (lending, adjusting the size of select trading books, reducing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (loan originations and renewals, raising additional deposits, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (borrowing from the FHLB or central banks. Citi believes these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (mitigating actions could substantially reduce the funding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (liquidity risk, if any) Tj ET Q q 0 0 0 rg BT 402.79 749.10 Td (, of the potential downgrades described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Citibank, N.A.Additional Potential Impacts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (In addition to the above derivative triggers, Citi believes that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (potential one-notch downgrade of Citibank, N.A.) Tj ET Q q 0 0 0 rg BT 523.40 689.10 Td (s senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (debt/long-term rating by S&P) Tj ET Q q 0 0 0 rg BT 442.78 677.10 Td ( and Fitch could also have an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (adverse impact on the commercial paper/short-term rating of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Citibank, N.A. ) Tj ET Q q 0 0 0 rg BT 384.83 653.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.28 653.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.54 653.10 Td (, Citibank, N.A. had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (liquidity commitments of approximately $17.6billion to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (consolidated asset-backed commercial paper conduits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (\(compared to $14.7 billion as of June 30, 2014\) \(as referenced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (in Note 20 to the Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (In addition to the above-referenced liquidity resources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 581.10 Td (s significant Citibank entities and other Citibank and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Banamex entities, Citibank, N.A. could reduce the funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (and liquidity risk, if any) Tj ET Q q 0 0 0 rg BT 419.73 557.10 Td (, of the potential downgrades ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (described above through mitigating actions, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (repricing or reducing certain commitments to commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (paper conduits. In the event of the potential downgrades ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (described above, Citi believes that certain corporate customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (could re-evaluate their deposit relationships with Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 345.76 485.10 Td (This re-evaluation could result in clients adjusting their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (discretionary deposit levels or changing their depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (institution, which could potentially reduce certain deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (levels at Citibank, N.A. However) Tj ET Q q 0 0 0 rg BT 457.18 449.10 Td (, Citi could choose to adjust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (pricing, of) Tj ET Q q 0 0 0 rg BT 365.47 437.10 Td (fer alternative deposit products to its existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (customers or seek to attract deposits from new customers, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (addition to the mitigating actions referenced above.) Tj ET Q endstream endobj 153 0 obj <> endobj 154 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (74) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Price Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Price risk losses arise from fluctuations in the market value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (non-trading and trading positions resulting from changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (interest rates, credit spreads, foreign exchange rates, equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (and commodity prices, and in their implied volatilities. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 158.49 689.25 Td (s price risk measurement and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (stress testing, see Managing Global Risk) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 203.20 677.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.09 677.25 Td (Market Risk) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 261.81 677.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Price Risk in Citi) Tj ET Q q 0 0 0 rg BT 112.39 665.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 140.73 665.25 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Price RiskNon-T) Tj ET Q q 0 0 0 rg BT 115.35 641.25 Td (rading Portfolios ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 71.45 617.25 Td (est Revenue and Inter) Tj ET Q q 0 0 0 rg BT 157.99 617.25 Td (est Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Net interest revenue \(NIR\), for interest rate exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (purposes, is the dif) Tj ET Q q 0 0 0 rg BT 111.37 593.25 Td (ference between the yield earned on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (non-trading portfolio assets \(including customer loans\) and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (rate paid on the liabilities \(including customer deposits or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (company borrowings\). NIR is af) Tj ET Q q 0 0 0 rg BT 165.52 557.25 Td (fected by changes in the level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (of interest rates, as well as the amounts of assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (liabilities, and the timing of repricing of assets and liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (to reflect market rates. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 55.07 497.25 Td (est Rate Risk Measur) Tj ET Q q 0 0 0 rg BT 139.40 497.25 Td (ementIRE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 485.25 Td (s principal measure of risk to NIR is interest rate exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (\(IRE\). IRE measures the change in expected NIR in each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (currency resulting solely from unanticipated changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (forward interest rates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 437.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 437.25 Td (s estimated IRE incorporates various assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (including, among others, new business or changes in volumes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (prepayment rates on loans, credit spreads, customer behavior) Tj ET Q q 0 0 0 rg BT 279.68 413.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (and the impact of pricing decisions. For example, in rising ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (interest rate scenarios, portions of the deposit portfolio may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (assumed to experience rate increases that are less than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (change in market interest rates. In declining interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (scenarios, it is assumed that mortgage portfolios experience ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (higher prepayment rates. IRE generally assumes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (businesses and/or Citi ) Tj ET Q q 0 0 0 rg BT 126.09 329.25 Td (T) Tj ET Q q 0 0 0 rg BT 131.85 329.25 Td (reasury make no additional changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (pricing or balances in response to the unanticipated rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (changes.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 55.07 281.25 Td (est Rate Risk Measur) Tj ET Q q 0 0 0 rg BT 139.40 281.25 Td (ementOCI at Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (Citi measures the potential impacts of changes in interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (on Citi) Tj ET Q q 0 0 0 rg BT 66.28 257.25 Td (s net interest revenue and value of its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 217.34 257.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (Compr) Tj ET Q q 0 0 0 rg BT 63.41 245.25 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.76 245.25 Td ( \(OCI\), which can in turn impact Citi) Tj ET Q q 0 0 0 rg BT 280.84 245.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.71 233.25 Td (T) Tj ET Q q 0 0 0 rg BT 110.47 233.25 Td (ier1 Capital ratio. Given the current low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (rate environment, Citi believes it is positioned to benefit from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (an increase in the market level of interest rates, while limiting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (the impact of changes in OCI on its regulatory capital position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.25 Td (OCI at risk is managed as part of the firm-wide interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (rate risk position. OCI at risk considers potential changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (OCI \(and the corresponding impact on the Common Equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 149.25 Td (ier1 Capital ratio\) relative to Citi) Tj ET Q q 0 0 0 rg BT 178.38 149.25 Td (s capital generation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (capacity) Tj ET Q q 0 0 0 rg BT 68.66 137.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.25 Td (Citi manages interest rate risk as a consolidated net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (position. Citi) Tj ET Q q 0 0 0 rg BT 91.01 113.25 Td (s client-facing businesses create interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (sensitive-positions, including loans and deposits, as part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (their ongoing activities. Citi ) Tj ET Q q 0 0 0 rg BT 150.53 89.25 Td (T) Tj ET Q q 0 0 0 rg BT 156.28 89.25 Td (reasury accumulates these risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (positions and manages them centrally) Tj ET Q q 0 0 0 rg BT 185.87 77.25 Td (. Operating within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (established limits, Citi ) Tj ET Q q 0 0 0 rg BT 128.04 65.25 Td (T) Tj ET Q q 0 0 0 rg BT 133.80 65.25 Td (reasury makes positioning decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (and uses tools, such as Citi) Tj ET Q q 0 0 0 rg BT 146.55 53.25 Td (s investment securities portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (firm-issued debt, and interest rate derivatives, to tar) Tj ET Q q 0 0 0 rg BT 530.14 749.10 Td (get the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (desired risk profile. Changes in Citi) Tj ET Q q 0 0 0 rg BT 469.53 737.10 Td (s interest rate risk position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (reflect the accumulated changes in all non-trading assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (liabilities, with potentially lar) Tj ET Q q 0 0 0 rg BT 442.13 713.10 Td (ge and of) Tj ET Q q 0 0 0 rg BT 479.16 713.10 Td (fsetting impacts, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (as Citi ) Tj ET Q q 0 0 0 rg BT 352.15 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 357.91 701.10 Td (reasury) Tj ET Q q 0 0 0 rg BT 390.12 701.10 Td (s positioning decisions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Scenario ) Tj ET Q q 0 0 0 rg BT 361.87 677.10 Td (Analysis and Str) Tj ET Q q 0 0 0 rg BT 427.05 677.10 Td (ess T) Tj ET Q q 0 0 0 rg BT 446.42 677.10 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Citi routinely estimates IRE and OCI at risk under a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (interest rate scenarios, including the scenarios identified in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (section, as well as scenarios intended to reflect prior interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (rates changes in times of stress.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (Citigroup also employs additional measurements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (including stress testing the impact of non-linear interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (movements on the value of the balance sheet; the analysis of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (portfolio duration and volatility) Tj ET Q q 0 0 0 rg BT 449.72 581.10 Td (, particularly as they relate to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (mortgage loans and mortgage-backed securities; and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (potential impact of the change in the spread between dif) Tj ET Q q 0 0 0 rg BT 547.90 557.10 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (market indices.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Mitigation and Hedging of Inter) Tj ET Q q 0 0 0 rg BT 452.51 521.10 Td (est Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (In order to manage changes in interest rates ef) Tj ET Q q 0 0 0 rg BT 508.18 509.10 Td (fectively) Tj ET Q q 0 0 0 rg BT 542.52 509.10 Td (, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (may modify pricing on new customer loans and deposits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (purchase fixed rate securities, issue debt that is either fixed or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (floating or enter into derivative transactions that have the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (opposite risk exposures. Citi regularly assesses the viability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (these and other strategies to reduce its interest rate risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (implements such strategies when it believes those actions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (prudent. Such strategies are not currently included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (estimation of IRE.) Tj ET Q endstream endobj 155 0 obj <> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table sets forth the estimated impact to Citi) Tj ET Q q 0 0 0 rg BT 288.12 749.10 Td (s net interest revenue, OCI and the Common Equity ) Tj ET Q q 0 0 0 rg BT 497.89 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 503.65 749.10 Td (ier1 Capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (\(on a fully implemented basis\), each assuming an unanticipated parallel instantaneous 100 basis point increase in interest rates. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 712.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 712.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 712.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 712.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 684.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 684.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 684.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 656.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 656.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 656.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 656.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 628.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 628.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 628.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 628.60 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 712.6 m 381.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 712.6 m 447.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 712.6 m 512.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 712.6 m 576.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 712.6 m 512.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.6 m 381.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 670.6 m 447.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 670.6 m 512.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 670.6 m 576.5 670.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.6 m 381.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 614.6 m 447.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 614.6 m 512.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 614.6 m 576.5 614.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 716.85 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.45 717.05 Td (Sept. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.20 717.06 Td (Jun. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.95 717.06 Td (Sept. 30, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 703.05 Td (Estimated annualized impact to net interest revenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 689.06 Td (U.S. dollar) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 78.25 693.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 689.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 689.05 Td (1,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 689.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 689.06 Td (1,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 689.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 689.06 Td (1,197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.06 Td (All other currencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 675.05 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 675.06 Td (681) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 675.06 Td (569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 661.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 661.05 Td (1,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 661.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 661.06 Td (1,936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 661.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 661.06 Td (1,766) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.00 647.05 Td (As a % of average interest-earning assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 423.75 647.05 Td (0.11) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 439.50 647.05 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 488.75 647.05 Td (0.11) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 504.50 647.05 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 552.75 647.05 Td (0.11) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 568.50 647.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.06 Td (Estimated initial impact to OCI \(after) Tj ET Q q 0 0 0 rg BT 173.53 633.06 Td (-tax\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.52 637.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 633.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 633.05 Td (\(3,621) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 633.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 633.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 633.06 Td (\(3,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 633.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 633.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 633.06 Td (\(2,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 633.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.06 Td (Estimated initial impact on Common Equity ) Tj ET Q q 0 0 0 rg BT 200.32 619.06 Td (T) Tj ET Q q 0 0 0 rg BT 205.50 619.06 Td (ier1 Capital ratio \(bps\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 289.48 623.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 619.05 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 619.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 619.06 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 619.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 619.06 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 619.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 597.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 597.50 Td (Certain trading-oriented businesses within Citi have accrual-accounted positions that are excluded from the estimated impact to net interest revenue in the table ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 587.90 Td (since these exposures are economically managed in combination with marked-to-market positions. ) Tj ET Q q 0 0 0 rg BT 371.54 587.90 Td (The U.S. dollar interest rate exposure associated with these ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.30 Td (businesses was $\(170\)million for a 100 basis point instantaneous increase in interest rates as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 361.93 578.30 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.14 578.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 568.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.70 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 568.70 Td (fect of changes in interest rates on OCI related to investment securities, cash flow hedges and pension liability adjustments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.10 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.10 Td (The estimated initial impact to the Common Equity ) Tj ET Q q 0 0 0 rg BT 220.49 559.10 Td (T) Tj ET Q q 0 0 0 rg BT 225.10 559.10 Td (ier1 Capital ratio considers the ef) Tj ET Q q 0 0 0 rg BT 333.36 559.10 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 370.24 559.10 Td (s deferred tax asset position and is based on only the estimated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 549.50 Td (initial OCI impact above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 528.50 Td (The increase in the estimated impact to net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.50 Td (revenue at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.86 516.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.13 516.50 Td ( from the prior) Tj ET Q q 0 0 0 rg BT 218.52 516.50 Td (-year period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.50 Td (primarily reflected changes in Citi) Tj ET Q q 0 0 0 rg BT 175.95 504.50 Td (s balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.50 Td (composition, including the continued growth and seasoning of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 480.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 480.50 Td (s deposit balances and increases in Citi) Tj ET Q q 0 0 0 rg BT 212.63 480.50 Td (s capital base, net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.50 Td (of Citi ) Tj ET Q q 0 0 0 rg BT 64.15 468.50 Td (T) Tj ET Q q 0 0 0 rg BT 69.91 468.50 Td (reasury positioning. ) Tj ET Q q 0 0 0 rg BT 151.66 468.50 Td (The change in the estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.50 Td (impact to OCI and the Common Equity ) Tj ET Q q 0 0 0 rg BT 196.08 456.50 Td (T) Tj ET Q q 0 0 0 rg BT 201.83 456.50 Td (ier1 Capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.50 Td (from the prior) Tj ET Q q 0 0 0 rg BT 91.89 444.50 Td (-year period primarily reflected changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.50 Td (composition of Citi ) Tj ET Q q 0 0 0 rg BT 116.10 432.50 Td (T) Tj ET Q q 0 0 0 rg BT 121.85 432.50 Td (reasury) Tj ET Q q 0 0 0 rg BT 154.06 432.50 Td (s investment and derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.50 Td (portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 408.50 Td (In the event of an unanticipated parallel instantaneous 100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 396.50 Td (basis point increase in interest rates, Citi expects the negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 384.50 Td (impact to OCI would be of) Tj ET Q q 0 0 0 rg BT 143.30 384.50 Td (fset in shareholders) Tj ET Q q 0 0 0 rg BT 223.64 384.50 Td ( equity over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.50 Td (time through the combination of expected incremental net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 360.50 Td (interest revenue and the expected recovery of the impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.50 Td (OCI through accretion of Citi) Tj ET Q q 0 0 0 rg BT 157.08 348.50 Td (s investment portfolio over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 528.50 Td (period of time. ) Tj ET Q q 0 0 0 rg BT 385.10 528.50 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.54 528.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.81 528.50 Td (, Citi expects that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 516.50 Td (negative $3.6 billion impact to OCI in such a scenario could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 504.50 Td (potentially be of) Tj ET Q q 0 0 0 rg BT 389.36 504.50 Td (fset over approximately 20months.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 492.50 Td (Citi routinely evaluates multiple interest rate scenarios, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.50 Td (including interest rate increases and decreases and steepening ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.50 Td (and flattening of the yield curve, to anticipate how net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.50 Td (revenue and OCI might be impacted in dif) Tj ET Q q 0 0 0 rg BT 492.94 456.50 Td (ferent interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.50 Td (environments. ) Tj ET Q q 0 0 0 rg BT 383.25 444.50 Td (The following table sets forth the estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 432.50 Td (impact to Citi) Tj ET Q q 0 0 0 rg BT 381.77 432.50 Td (s net interest revenue, OCI and the Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 420.50 Td (Equity ) Tj ET Q q 0 0 0 rg BT 352.98 420.50 Td (T) Tj ET Q q 0 0 0 rg BT 358.74 420.50 Td (ier1 Capital ratio \(on a fully implemented basis\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 408.50 Td (under four dif) Tj ET Q q 0 0 0 rg BT 379.36 408.50 Td (ferent changes in interest rates for the U.S. dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 396.50 Td (and Citi) Tj ET Q q 0 0 0 rg BT 358.72 396.50 Td (s other currencies. ) Tj ET Q q 0 0 0 rg BT 434.06 396.50 Td (While Citi also monitors the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 384.50 Td (impact of a parallel decrease in interest rates, a 100 basis point ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 372.50 Td (decrease in short-term interest rates is not meaningful, as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 360.50 Td (would imply negative interest rates in many of Citi) Tj ET Q q 0 0 0 rg BT 530.63 360.50 Td (s markets.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 315.00 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 315.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 315.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 315.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 315.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 287.00 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 287.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 287.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 287.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 287.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 259.00 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 259.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 259.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 259.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 259.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 231.00 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 231.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 231.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 231.00 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 231.00 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 315 m 376.5 315 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 315 m 426.5 315 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 315 m 476.5 315 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 315 m 526.5 315 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 315 m 576.5 315 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287 m 376.5 287 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 287 m 426.5 287 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 287 m 476.5 287 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 287 m 526.5 287 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 287 m 576.5 287 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245 m 376.5 245 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 245 m 426.5 245 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 245 m 476.5 245 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 245 m 526.5 245 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 245 m 576.5 245 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231 m 376.5 231 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 231 m 426.5 231 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 231 m 476.5 231 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 231 m 526.5 231 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 231 m 576.5 231 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 217 m 376.5 217 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 217 m 426.5 217 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 217 m 476.5 217 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 217 m 526.5 217 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 217 m 576.5 217 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 203 m 376.5 203 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 203 m 426.5 203 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 203 m 476.5 203 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 203 m 526.5 203 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 203 m 576.5 203 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 319.25 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.85 319.45 Td (Scenario 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.85 319.45 Td (Scenario 2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.85 319.45 Td (Scenario 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.85 319.45 Td (Scenario 4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.46 Td (Overnight rate change \(bps\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 305.46 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 305.46 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 305.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 305.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.46 Td (10-year rate change \(bps\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 291.46 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 291.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 291.46 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 291.46 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 291.46 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 277.45 Td (Estimated annualized impact to net inter) Tj ET Q q 0 0 0 rg BT 195.58 277.45 Td (est r) Tj ET Q q 0 0 0 rg BT 212.15 277.45 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.65 277.45 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 263.46 Td (U.S. dollar) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 263.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.75 263.46 Td (1,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 263.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 263.46 Td (1,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 263.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 263.46 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 263.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 263.46 Td (\(109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 263.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 249.46 Td (All other currencies) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 249.46 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 249.46 Td (667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 249.46 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 249.46 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 249.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.46 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 235.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.75 235.46 Td (1,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 235.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 235.46 Td (1,787) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 235.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 235.46 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 235.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 235.46 Td (\(150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 235.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 221.46 Td (Estimated initial impact to OCI \(after) Tj ET Q q 0 0 0 rg BT 173.53 221.46 Td (-tax\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.52 225.54 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 221.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 221.46 Td (\(3,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 221.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 221.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.75 221.46 Td (\(2,310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 221.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 221.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 221.46 Td (\(1,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 221.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 221.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 221.46 Td (1,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 207.46 Td (Estimated initial impact to Common Equity ) Tj ET Q q 0 0 0 rg BT 198.32 207.46 Td (T) Tj ET Q q 0 0 0 rg BT 203.50 207.46 Td (ier1 Capital ratio \(bps\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 287.48 211.54 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 207.46 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 207.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 207.46 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 207.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 207.46 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 207.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 207.46 Td (14) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 185.90 Td (Note: Each scenario in the table above assumes that the rate change will occur instantaneously) Tj ET Q q 0 0 0 rg BT 337.59 185.90 Td (. Changes in interest rates for maturities between the overnight rate and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 176.30 Td (the 10-year are interpolated. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 166.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 166.70 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 166.70 Td (fect of changes in interest rates on OCI related to investment securities, cash flow hedges and pension liability adjustments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 157.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.10 Td (The estimated initial impact to the Common Equity ) Tj ET Q q 0 0 0 rg BT 220.49 157.10 Td (T) Tj ET Q q 0 0 0 rg BT 225.10 157.10 Td (ier1 Capital ratio considers the ef) Tj ET Q q 0 0 0 rg BT 333.36 157.10 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 370.24 157.10 Td (s deferred tax asset position and is based on only the estimated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 147.50 Td (OCI impact above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 126.50 Td (As shown in the table above, the magnitude of the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 114.50 Td (to Citi) Tj ET Q q 0 0 0 rg BT 64.06 114.50 Td (s net interest revenue and OCI is greater under scenario ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 102.50 Td (2 as compared to scenario 3. ) Tj ET Q q 0 0 0 rg BT 152.17 102.50 Td (This is because the combination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 90.50 Td (of changes to Citi) Tj ET Q q 0 0 0 rg BT 109.60 90.50 Td (s investment portfolio, partially of) Tj ET Q q 0 0 0 rg BT 246.34 90.50 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 78.50 Td (changes related to Citi) Tj ET Q q 0 0 0 rg BT 128.47 78.50 Td (s pension liabilities, results in a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 66.50 Td (position that is more sensitive to rates at shorter and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 54.50 Td (intermediate term maturities.) Tj ET Q endstream endobj 157 0 obj <> endobj 158 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (76) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Changes in For) Tj ET Q q 0 0 0 rg BT 98.41 749.10 Td (eign Exchange RatesImpacts on OCI and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (As of September 30, 2014, Citi estimates that a simultaneous) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (5% appreciation of the U.S. dollar against all of Citi) Tj ET Q q 0 0 0 rg BT 247.34 713.10 Td (s other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (currencies could reduce Citi) Tj ET Q q 0 0 0 rg BT 151.23 701.10 Td (s tangible common equity \(TCE\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (by approximately $1.4 billion, or 0.8% of ) Tj ET Q q 0 0 0 rg BT 204.68 689.10 Td (TCE, as a result of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (changes to Citi) Tj ET Q q 0 0 0 rg BT 98.77 677.10 Td (s foreign currency translation adjustment OCI,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (net of hedges. ) Tj ET Q q 0 0 0 rg BT 94.13 665.10 Td (This impact would be primarily due to changes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (in the value of the Mexican Peso, the Euro, the British pound) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (sterling, the ) Tj ET Q q 0 0 0 rg BT 85.16 641.10 Td (Australian dollar and the Korean ) Tj ET Q q 0 0 0 rg BT 218.54 641.10 Td (W) Tj ET Q q 0 0 0 rg BT 227.18 641.10 Td (on.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (Despite this decrease in ) Tj ET Q q 0 0 0 rg BT 151.01 629.10 Td (TCE, Citi believes its business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (model and management of foreign currency translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (exposure work to minimize the ef) Tj ET Q q 0 0 0 rg BT 170.50 605.10 Td (fect of changes in foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (exchange rates on its Common Equity ) Tj ET Q q 0 0 0 rg BT 190.79 593.10 Td (T) Tj ET Q q 0 0 0 rg BT 196.55 593.10 Td (ier1 Capital ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Specifically) Tj ET Q q 0 0 0 rg BT 83.11 581.10 Td (, as currency movements change the value of Citi) Tj ET Q q 0 0 0 rg BT 283.32 581.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (net investments in foreign currency denominated capital, these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (movements also change the value of Citi) Tj ET Q q 0 0 0 rg BT 201.51 557.10 Td (s risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (assets denominated in those currencies. ) Tj ET Q q 0 0 0 rg BT 195.77 545.10 Td (This, coupled with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 533.10 Td (s foreign currency hedging strategies, such as foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (currency borrowings, foreign currency forwards and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (currency hedging instruments, lessens the impact of foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (currency movements on Citi) Tj ET Q q 0 0 0 rg BT 152.36 497.10 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 227.46 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 233.22 497.10 Td (ier1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (ratio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 79.63 473.10 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 125.73 473.10 Td (s business model and management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (strategies on changes in foreign exchange rates are shown in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (the table below) Tj ET Q q 0 0 0 rg BT 96.44 449.10 Td (. For additional information in the changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (OCI, see Note18 to the Consolidated Financial Statements.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.60 353.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 398.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 398.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 398.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.60 353.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 370.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 370.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 370.60 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 412.6 m 452.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 412.6 m 514.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 412.6 m 576.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.6 m 389.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 398.6 m 452.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 412.6 m 514.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 398.6 m 514.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 398.6 m 576.5 398.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.6 m 389.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.6 m 389.5 333.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 389.5 356.6 m 452.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 333.6 m 452.5 333.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 452.5 356.6 m 514.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 333.6 m 514.5 333.6 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 514.5 356.6 m 576.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 333.6 m 576.5 333.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 417.05 Td (For the quarter ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 402.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.95 403.05 Td (Sept. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.70 403.06 Td (Jun. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.95 403.06 Td (Sept. 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 389.06 Td (Change in FX spot rate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 122.49 393.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 389.05 Td (\(4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 389.05 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.25 389.06 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 389.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 389.06 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 389.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.06 Td (Change in TCE due to foreign currency translation, net of hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 375.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 375.05 Td (\(1,182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 375.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 375.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 375.06 Td (\(170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 375.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 375.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 375.06 Td (383) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 361.06 Td (As a % of Tangible Common Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 361.05 Td (\(0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 361.05 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 361.06 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 361.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 361.06 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 361.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.06 Td (Estimated impact to Common Equity Tier 1 Capital ratio \(on a fully implemented basis\) due to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.06 Td (changes in foreign currency translation, net of hedges \(bps\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.50 338.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 338.06 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 338.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 338.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 338.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 314.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 314.90 Td (FX spot rate change is a weighted average based upon Citi) Tj ET Q q 0 0 0 rg BT 243.72 314.90 Td (s quarterly average GAAP) Tj ET Q q 0 0 0 rg BT 328.06 314.90 Td ( capital exposure to foreign countries.) Tj ET Q endstream endobj 159 0 obj <> endobj 160 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (77) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Interest Revenue/Expense and ) Tj ET Q q 0 0 0 rg BT 163.88 749.25 Td (Y) Tj ET Q q 0 0 0 rg BT 169.43 749.25 Td (ields) Tj ET Q /GS0 gs q 540.00 0 0 234.00 36.00 502.28 cm /I21 Do Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.75 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 438.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 438.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 438.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 438.75 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 438.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 438.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 438.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 438.75 22.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.75 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 410.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 410.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 410.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 410.75 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 410.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 410.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 410.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 410.75 22.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 382.75 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 382.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 382.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 382.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 382.75 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 382.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 382.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 382.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 382.75 22.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 354.75 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 354.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 354.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 354.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 354.75 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 354.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 354.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 354.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 354.75 22.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.75 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 326.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 326.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 326.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 326.75 24.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 326.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 326.75 26.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 326.75 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 326.75 22.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 438.75 m 244.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 438.75 m 296.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 438.75 m 322.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 438.75 m 374.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 438.75 m 398.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 438.75 m 450.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 438.75 m 476.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 438.75 m 554.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 438.75 m 576.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 438.75 m 554.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.75 m 244.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 410.75 m 296.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 410.75 m 322.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 410.75 m 374.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 410.75 m 398.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 410.75 m 450.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 410.75 m 476.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 410.75 m 576.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 396.75 m 244.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 396.75 m 296.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 396.75 m 322.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 410.75 m 374.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 396.75 m 374.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 396.75 m 398.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 410.75 m 450.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 396.75 m 450.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 396.75 m 476.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 410.75 m 554.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 396.75 m 554.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 396.75 m 576.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 396.75 m 450.5 396.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 354.75 m 244.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 354.75 m 296.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 354.75 m 322.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 354.75 m 374.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 354.75 m 398.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 354.75 m 450.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 354.75 m 476.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 354.75 m 554.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 354.75 m 576.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 312.75 m 244.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 312.75 m 296.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 312.75 m 322.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 312.75 m 374.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 312.75 m 398.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 312.75 m 450.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 312.75 m 476.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 312.75 m 554.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 312.75 m 576.5 312.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 298.75 m 244.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 298.75 m 296.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 298.75 m 322.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 298.75 m 374.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 298.75 m 398.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 298.75 m 450.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 298.75 m 476.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 298.75 m 554.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 298.75 m 576.5 298.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 457.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.20 457.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 457.21 Td (3rd Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.20 457.20 Td (Change) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 443.00 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 443.20 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 443.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 443.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 443.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 443.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 443.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.10 443.20 Td (3Q14 vs. 3Q13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.21 Td (Interest revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.72 433.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 429.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.25 429.20 Td (15,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 429.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.75 429.21 Td (15,682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 429.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 429.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 429.21 Td (15,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 429.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 429.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.00 429.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 415.21 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.75 415.20 Td (3,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 415.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.25 415.21 Td (3,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 415.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 415.21 Td (3,952) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 415.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 415.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 415.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 401.21 Td (Net interest revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.47 405.29 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 401.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.25 401.20 Td (12,311) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 401.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 401.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.75 401.21 Td (12,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 401.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 401.21 Td (11,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 401.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 401.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.00 401.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 387.21 Td (Interest revenueaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 387.20 Td (3.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 387.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 387.21 Td (3.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 387.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 387.21 Td (3.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.50 387.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 387.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 387.20 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 558.95 386.98 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 373.21 Td (Interest expenseaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 373.20 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 373.21 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 373.21 Td (1.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 373.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 373.20 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 372.98 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 359.21 Td (Net interest margin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 359.20 Td (2.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 359.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 359.21 Td (2.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 359.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 359.21 Td (2.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.50 359.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 359.20 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 358.98 Td (bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.20 Td (Interest-rate benchmarks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 345.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 345.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.21 Td (Two-yearU.S.Treasurynoteaveragerate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 331.20 Td (0.52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 331.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 331.21 Td (0.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 331.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 331.21 Td (0.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.50 331.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 331.20 Td (15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 330.98 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.21 Td (10-year U.S. Treasury noteaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.25 317.20 Td (2.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 317.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 317.21 Td (2.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 317.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 317.21 Td (2.71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 317.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 317.20 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 317.20 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.95 316.98 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 303.21 Td (10-year vs. two-year spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 303.20 Td (198) Tj ET Q BT /F2 7.00 Tf ET q 0 0 0 rg BT 308.45 302.81 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 303.21 Td (220) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 385.25 302.80 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 303.21 Td (234) Tj ET Q BT /F2 7.00 Tf ET q 0 0 0 rg BT 462.45 302.81 Td (bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 303.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 303.20 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 280.05 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 280.05 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 280.05 Td (est) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.81 280.05 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.81 280.05 Td (r) Tj ET Q q 0 0 0 rg BT 95.63 280.05 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 280.05 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $124 million, $121 million and $125 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 270.45 Td (million for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 270.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 231.07 270.45 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 235.07 270.45 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.74 270.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.29 270.45 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.50 270.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 260.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 260.85 Td (Excludes expenses associated with certain hybrid financial instruments, which are classified as) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 357.46 260.85 Td ( Long-term debt ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.01 260.85 Td (and accounted for at fair value with changes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 251.25 Td (recorded in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 90.20 251.25 Td ( Principal transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.98 251.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 241.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 241.65 Td (Interest revenue, expense, rates and volumes exclude Credicard \() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 261.91 241.65 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 340.79 241.65 Td (\) for all periods presented. See Note2 to the Consolidated Financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 232.05 Td (Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.05 Td (As set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 196.75 208.05 Td (s net interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.05 Td (increased 6% from the prior) Tj ET Q q 0 0 0 rg BT 147.98 196.05 Td (-year period due to higher interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.05 Td (earning assets, including higher loan volumes, lower funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.05 Td (costs and an improvement in net interest mar) Tj ET Q q 0 0 0 rg BT 215.49 172.05 Td (gin \(NIM\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.05 Td (NIM is calculated by dividing gross interest revenue less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.05 Td (gross interest expense by average interest earning assets. Citi) Tj ET Q q 0 0 0 rg BT 282.87 148.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.05 Td (NIM improved to 291 basis points in the third quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.05 Td (primarily reflecting lower cost of funds, including continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.05 Td (declines in the cost of deposits and long-term debt \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 100.05 Td (Funding and Liquidity above\), partially of) Tj ET Q q 0 0 0 rg BT 213.55 100.05 Td (fset by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.05 Td (lower loan yields. Citi expects its NIM could decline slightly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 76.05 Td (in the fourth quarter of 2014 due to the sale of the consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 64.05 Td (operations in Greece and Spain which included higher) Tj ET Q q 0 0 0 rg BT 252.67 64.05 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.05 Td (yielding consumer loans.) Tj ET Q endstream endobj 161 0 obj <> endobj 162 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (78) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (verage Balances and Interest RatesAssets) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 222.48 753.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 729.25 Td (axable Equivalent Basis) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 676.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 676.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 676.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 676.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 676.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 676.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.75 137.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 648.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 648.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 648.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 648.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 648.75 42.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 648.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 648.75 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 648.75 46.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 648.75 45.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 602.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 602.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 602.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 602.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 602.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 602.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 602.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 602.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 602.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 574.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 574.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 574.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 574.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 574.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 546.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 546.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 546.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 546.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 546.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 546.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 518.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 518.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 518.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 518.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 518.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 490.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 490.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 490.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 490.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 490.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 462.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 462.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 462.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 462.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 462.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 462.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 434.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 434.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 434.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 434.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 434.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 434.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 406.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 406.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 406.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 406.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 406.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 406.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 406.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 406.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 406.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 406.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 378.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 378.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 378.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 378.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 378.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 378.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 378.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 378.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 378.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 378.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 350.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 350.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 350.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 350.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 350.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 350.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 350.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 350.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 350.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 350.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 313.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 313.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 313.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 313.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 313.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 313.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 313.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 313.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 313.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 313.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 704.75 m 220.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 704.75 m 267.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 704.75 m 314.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 704.75 m 355.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 704.75 m 397.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 704.75 m 438.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 704.75 m 485.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 704.75 m 531.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 704.75 m 576.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 676.75 m 173.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 676.75 m 220.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 676.75 m 267.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 676.75 m 314.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 676.75 m 355.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 676.75 m 397.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 676.75 m 438.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 676.75 m 485.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 676.75 m 531.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 676.75 m 576.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 173.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 648.75 m 267.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 648.75 m 314.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 648.75 m 397.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 648.75 m 438.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 648.75 m 220.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 648.75 m 267.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 648.75 m 314.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 648.75 m 355.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 648.75 m 397.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 648.75 m 438.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 648.75 m 485.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 648.75 m 531.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 648.75 m 576.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.75 m 173.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 588.75 m 267.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 588.75 m 314.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 588.75 m 397.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 588.75 m 438.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 588.75 m 485.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.75 m 173.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 588.75 m 220.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 574.75 m 220.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 588.75 m 267.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 574.75 m 267.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 588.75 m 314.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 574.75 m 314.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 588.75 m 355.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 574.75 m 355.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 588.75 m 397.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 574.75 m 397.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 588.75 m 438.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 574.75 m 438.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 588.75 m 485.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 588.75 m 531.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 574.75 m 531.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 588.75 m 576.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 574.75 m 576.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 574.75 m 220.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 574.75 m 267.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 574.75 m 314.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 574.75 m 355.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 574.75 m 397.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 574.75 m 438.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 574.75 m 485.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 574.75 m 531.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 574.75 m 576.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 173.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 532.75 m 267.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 532.75 m 314.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 532.75 m 397.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 532.75 m 438.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 532.75 m 485.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 532.75 m 531.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 173.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 532.75 m 220.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 518.75 m 220.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 532.75 m 267.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 518.75 m 267.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 532.75 m 314.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 518.75 m 314.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 532.75 m 355.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 518.75 m 355.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 532.75 m 397.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 518.75 m 397.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 532.75 m 438.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 518.75 m 438.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 532.75 m 485.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 532.75 m 531.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 518.75 m 531.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 518.75 m 220.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 518.75 m 267.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 518.75 m 314.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 518.75 m 355.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 518.75 m 397.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 518.75 m 438.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 518.75 m 485.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 518.75 m 531.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 448.75 m 173.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 448.75 m 267.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 448.75 m 314.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 448.75 m 397.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 448.75 m 438.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 448.75 m 531.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 448.75 m 576.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 434.75 m 173.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 448.75 m 220.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 434.75 m 220.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 448.75 m 267.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 434.75 m 267.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 448.75 m 314.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 434.75 m 314.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 448.75 m 355.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 434.75 m 355.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 448.75 m 397.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 434.75 m 397.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 448.75 m 438.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 434.75 m 438.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 448.75 m 485.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 448.75 m 531.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 434.75 m 531.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 448.75 m 576.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 434.75 m 576.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 434.75 m 220.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 434.75 m 267.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 434.75 m 314.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 434.75 m 355.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 434.75 m 397.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 434.75 m 438.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 434.75 m 485.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 434.75 m 531.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 434.75 m 576.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.75 m 173.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 392.75 m 267.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 392.75 m 314.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 392.75 m 397.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 392.75 m 438.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 392.75 m 485.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 392.75 m 531.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 392.75 m 576.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 378.75 m 173.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 392.75 m 220.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 378.75 m 220.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 392.75 m 267.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 378.75 m 267.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 392.75 m 314.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 378.75 m 314.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 392.75 m 355.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 378.75 m 355.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 392.75 m 397.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 378.75 m 397.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 392.75 m 438.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 378.75 m 438.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 392.75 m 485.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 392.75 m 531.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 378.75 m 531.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 392.75 m 576.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 378.75 m 576.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 364.75 m 173.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 378.75 m 220.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 378.75 m 267.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 364.75 m 267.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 378.75 m 314.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 364.75 m 314.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 378.75 m 355.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 378.75 m 397.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 364.75 m 397.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 378.75 m 438.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 364.75 m 438.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 378.75 m 485.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 378.75 m 531.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 364.75 m 531.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 378.75 m 576.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 364.75 m 576.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 350.75 m 173.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 364.75 m 220.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 350.75 m 220.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 364.75 m 267.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 350.75 m 267.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 364.75 m 314.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 350.75 m 314.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 364.75 m 355.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 350.75 m 355.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 364.75 m 397.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 350.75 m 397.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 364.75 m 438.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 350.75 m 438.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 364.75 m 485.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 350.75 m 485.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 364.75 m 531.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 350.75 m 531.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 364.75 m 576.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 350.75 m 576.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 350.75 m 220.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 350.75 m 267.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 350.75 m 314.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 350.75 m 355.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 350.75 m 397.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 350.75 m 438.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 350.75 m 485.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 350.75 m 531.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 350.75 m 576.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.75 m 173.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 313.75 m 267.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 313.75 m 314.5 313.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 299.75 m 173.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 313.75 m 220.5 313.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 299.75 m 220.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 313.75 m 267.5 313.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 299.75 m 267.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 313.75 m 314.5 313.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 299.75 m 314.5 299.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 299.75 m 355.5 299.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 299.75 m 397.5 299.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 299.75 m 438.5 299.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 299.75 m 485.5 299.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 299.75 m 531.5 299.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 299.75 m 576.5 299.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 709.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.70 709.20 Td (Average volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 709.20 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.05 709.20 Td (% Average rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.90 695.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.70 695.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.50 695.21 Td (3rd Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.90 695.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.20 695.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 695.21 Td (3rd Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.90 695.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.20 695.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 695.21 Td (3rd Qtr.) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.50 681.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.50 681.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 681.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 681.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 681.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.50 681.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 681.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 681.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 681.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 667.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 667.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 653.20 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 657.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 653.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 653.20 Td (159,432) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 653.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 653.21 Td (160,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 653.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 653.21 Td (151,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 653.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 653.20 Td (235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 653.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 653.21 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 653.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 653.21 Td (255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 653.20 Td (0.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 653.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 653.21 Td (0.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 653.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 653.21 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 653.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 639.20 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 630.20 Td (borr) Tj ET Q q 0 0 0 rg BT 56.33 630.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 86.91 630.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 103.01 630.20 Td (chased under) Tj ET Q q 0 0 0 rg BT 154.10 630.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 621.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.83 621.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.65 621.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 115.14 625.28 Td (\(6\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.00 621.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 621.42 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 607.20 Td (147,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 607.21 Td (159,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 607.21 Td (155,370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 607.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 607.20 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 607.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 607.21 Td (257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 607.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 607.21 Td (260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 607.20 Td (0.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 607.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 607.21 Td (0.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 607.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 607.21 Td (0.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 607.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 593.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 597.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 593.20 Td (100,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 593.21 Td (106,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 593.21 Td (108,998) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 593.20 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 593.21 Td (335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 593.21 Td (357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 593.20 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 593.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 593.21 Td (1.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 593.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 593.21 Td (1.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 593.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 579.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 579.20 Td (248,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 579.21 Td (265,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 579.21 Td (264,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 579.20 Td (567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 579.21 Td (592) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 579.21 Td (617) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 579.20 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 579.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 579.21 Td (0.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 579.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 579.21 Td (0.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 579.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 565.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 565.20 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 569.28 Td (\(7\)\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 551.20 Td (116,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 551.21 Td (111,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 551.21 Td (124,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 551.20 Td (878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 551.21 Td (804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 551.21 Td (950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 551.20 Td (2.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 551.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 551.21 Td (2.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 551.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 551.21 Td (3.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 551.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 537.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 541.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 537.20 Td (121,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 537.21 Td (123,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 537.21 Td (121,493) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 537.20 Td (637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 537.21 Td (683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 537.21 Td (575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 537.20 Td (2.09) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 537.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 537.21 Td (2.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 537.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 537.21 Td (1.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 537.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 523.20 Td (237,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 523.21 Td (234,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 523.21 Td (246,255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 523.20 Td (1,515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 523.21 Td (1,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 523.21 Td (1,525) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 523.20 Td (2.53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 523.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 523.21 Td (2.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 523.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 523.21 Td (2.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 523.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 509.20 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.21 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 481.21 Td (Taxable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 481.20 Td (201,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 481.21 Td (190,622) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.25 481.21 Td (87,796) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 481.20 Td (868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 481.21 Td (783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 481.21 Td (665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 481.20 Td (1.71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 481.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 481.21 Td (1.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 481.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 481.21 Td (3.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 481.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 467.21 Td (Exempt from U.S. income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 467.20 Td (12,771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.25 467.21 Td (18,072) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.25 467.21 Td (99,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 467.20 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 467.21 Td (173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 467.21 Td (198) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 467.20 Td (4.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 467.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 467.21 Td (3.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 467.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 467.21 Td (0.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 467.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 453.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 453.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 457.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 453.20 Td (113,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 453.21 Td (114,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 453.21 Td (113,918) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 453.20 Td (885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 453.21 Td (933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 453.21 Td (915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 453.20 Td (3.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 453.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 453.21 Td (3.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 453.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 453.21 Td (3.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 453.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 439.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 439.20 Td (327,790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 439.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 439.21 Td (323,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 439.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 439.21 Td (301,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 439.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 439.20 Td (1,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 439.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 439.21 Td (1,889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 439.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 439.21 Td (1,778) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 439.20 Td (2.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 439.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 439.21 Td (2.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 439.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 439.21 Td (2.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 439.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 425.20 Td (Loans\(netofunearnedincome\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 429.28 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 411.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 411.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 411.20 Td (360,917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 411.21 Td (361,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 411.21 Td (354,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 411.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 411.20 Td (6,544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 411.21 Td (6,475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 411.21 Td (6,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 411.20 Td (7.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 411.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 411.21 Td (7.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 411.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 411.21 Td (7.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 411.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 397.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 397.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 401.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 397.20 Td (298,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 397.21 Td (303,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 397.21 Td (290,917) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.75 397.20 Td (4,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 397.21 Td (4,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 397.21 Td (4,838) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 397.20 Td (6.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 397.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 397.21 Td (6.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 397.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 397.21 Td (6.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 397.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 383.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 383.20 Td (659,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 383.21 Td (665,071) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 383.21 Td (645,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 383.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 383.20 Td (11,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.25 383.21 Td (11,367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 383.21 Td (11,310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 383.20 Td (6.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 383.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 383.21 Td (6.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 383.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 383.21 Td (6.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 383.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 369.20 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 369.20 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 369.20 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 373.28 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 369.20 Td (43,703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.25 369.21 Td (39,088) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.25 369.21 Td (33,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 369.20 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 369.21 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 369.21 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 369.20 Td (1.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 369.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 369.21 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 369.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 369.21 Td (1.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 369.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 355.21 Td (Total interest-earning assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 355.20 Td (1,675,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 355.21 Td (1,687,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 355.21 Td (1,642,575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 355.20 Td (15,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.25 355.21 Td (15,682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 355.21 Td (15,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.25 355.20 Td (3.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 355.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 355.21 Td (3.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 355.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 355.21 Td (3.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 355.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.21 Td (Non-interest-earningassets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 345.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 341.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 341.20 Td (219,446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 341.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 341.21 Td (215,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 341.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 341.21 Td (213,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.21 Td (Total assets from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 318.21 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 318.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 318.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 318.21 Td (3,032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 304.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 304.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 304.20 Td (1,895,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 304.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 304.21 Td (1,903,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 304.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 304.21 Td (1,859,520) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 282.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 282.65 Td (est r) Tj ET Q q 0 0 0 rg BT 95.63 282.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 282.65 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $124 million, $121 million and $125 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 273.05 Td (million for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 273.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 231.07 273.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 235.07 273.05 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.74 273.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.29 273.05 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.50 273.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 401.63 273.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 263.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 263.45 Td (fects of risk management activities associated with the respective asset and liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 253.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 253.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 244.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 244.25 Td (Detailed average volume,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.96 244.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 153.21 244.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 244.25 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.12 244.25 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.67 244.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 219.93 244.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 244.25 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 244.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 244.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 234.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 234.65 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 234.65 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 234.65 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 225.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 225.05 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 225.05 Td (verage volumes of securities borrowed or purchased under agreements to resell are reported net pursuant to FIN41\(ASC210-20-45\). However) Tj ET Q q 0 0 0 rg BT 518.50 225.05 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 522.50 225.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 537.75 225.05 Td (est r) Tj ET Q q 0 0 0 rg BT 551.45 225.05 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.66 225.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 215.45 Td (excludes the impact of FIN41 \(ASC 210-20-45\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 205.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.85 Td (The fair value carrying amounts of derivative contracts are reported net, pursuant to FIN39 \(ASC 815-10-45\), in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 417.45 205.85 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 448.26 205.85 Td (est-earning assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.81 205.85 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 521.36 205.85 Td (Other non-) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 196.25 Td (inter) Tj ET Q q 0 0 0 rg BT 68.81 196.25 Td (est-bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.47 196.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 186.65 Td (\(8\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 186.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 186.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 186.65 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 186.65 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 186.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 186.65 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.01 186.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 186.65 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 186.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 186.65 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 186.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 186.65 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 186.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 186.65 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 186.65 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 428.19 186.65 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 186.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 186.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 186.65 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.05 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 177.05 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 177.05 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 177.05 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 177.05 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 177.05 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 177.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 177.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 167.45 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.45 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 157.85 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.85 Td (Includes brokerage receivables.) Tj ET Q endstream endobj 163 0 obj <> endobj 164 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (79) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (verage Balances and Interest RatesLiabilities and Equity) Tj ET Q q 0 0 0 rg BT 285.45 749.25 Td (, and Net Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 395.17 753.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 729.25 Td (axable Equivalent Basis) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 676.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 676.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 676.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 676.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 676.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 676.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 676.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 676.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 648.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 648.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 648.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 648.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 648.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 648.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 648.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 648.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 648.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 620.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 620.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 620.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 620.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 620.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 620.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 620.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 620.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 620.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 574.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 574.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 574.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 574.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 574.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 574.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 574.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 546.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 546.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 546.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 546.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 546.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 546.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 546.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 546.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 518.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 518.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 518.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 518.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 518.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 518.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 518.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 490.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 490.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 490.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 490.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 490.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 490.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 490.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 462.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 462.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 462.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 462.75 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 462.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 462.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 462.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 462.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 434.75 149.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 434.75 47.00 -14.00 re f /GS0 gs 0.8 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676.75 m 532.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 676.75 m 576.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 620.75 m 185.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 620.75 m 279.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 620.75 m 491.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 620.75 m 532.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 620.75 m 576.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.75 m 185.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 620.75 m 232.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 620.75 m 279.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 606.75 m 279.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 620.75 m 326.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 606.75 m 326.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 620.75 m 368.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 606.75 m 368.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 620.75 m 404.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 606.75 m 404.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 620.75 m 443.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 606.75 m 443.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 606.75 m 491.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 606.75 m 532.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 606.75 m 576.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 606.75 m 232.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 606.75 m 279.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 606.75 m 326.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 606.75 m 368.5 606.75 l s 0 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546.75 m 326.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 532.75 m 326.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 546.75 m 368.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 532.75 m 368.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 546.75 m 404.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 532.75 m 404.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 546.75 m 443.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 532.75 m 443.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 532.75 m 491.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 532.75 m 532.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 532.75 m 232.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 532.75 m 279.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 532.75 m 326.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 532.75 m 368.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 532.75 m 404.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 532.75 m 443.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 490.75 m 185.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 490.75 m 491.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 490.75 m 532.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 490.75 m 576.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 476.75 m 185.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 490.75 m 232.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 476.75 m 232.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 490.75 m 279.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 476.75 m 279.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 490.75 m 326.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 476.75 m 326.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 490.75 m 368.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 476.75 m 368.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 490.75 m 404.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 476.75 m 404.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 490.75 m 443.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 476.75 m 443.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 476.75 m 491.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 476.75 m 532.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 476.75 m 576.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 476.75 m 232.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 476.75 m 279.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 476.75 m 326.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 476.75 m 368.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 476.75 m 404.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 476.75 m 443.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 434.75 m 185.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 434.75 m 368.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 434.75 m 404.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 434.75 m 491.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 434.75 m 532.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 434.75 m 576.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 420.75 m 185.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 434.75 m 232.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 420.75 m 232.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 434.75 m 279.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 420.75 m 279.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 434.75 m 326.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 420.75 m 326.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 420.75 m 368.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 434.75 m 404.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 420.75 m 404.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 434.75 m 443.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 420.75 m 443.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 420.75 m 491.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 420.75 m 532.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 420.75 m 576.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 420.75 m 232.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 420.75 m 279.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 420.75 m 326.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 420.75 m 368.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 420.75 m 404.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 420.75 m 443.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 378.75 m 185.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 364.75 m 185.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 378.75 m 232.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 364.75 m 232.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 378.75 m 279.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 364.75 m 279.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 378.75 m 326.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 364.75 m 326.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 378.75 m 368.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 364.75 m 368.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 378.75 m 404.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 364.75 m 404.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 378.75 m 443.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 364.75 m 443.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 378.75 m 491.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 364.75 m 491.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 378.75 m 532.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 364.75 m 532.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 378.75 m 576.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 364.75 m 576.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 350.75 m 185.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 364.75 m 232.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 364.75 m 279.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 350.75 m 279.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 364.75 m 326.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 350.75 m 326.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 364.75 m 368.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 350.75 m 368.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 364.75 m 404.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 350.75 m 404.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 364.75 m 443.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 350.75 m 443.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 350.75 m 491.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 350.75 m 532.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 350.75 m 576.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 350.75 m 232.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 350.75 m 279.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 350.75 m 326.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 350.75 m 368.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 350.75 m 404.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 350.75 m 443.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 350.75 m 491.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 350.75 m 532.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 350.75 m 576.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 299.75 m 185.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 285.75 m 185.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 299.75 m 232.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 299.75 m 279.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 285.75 m 279.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 299.75 m 326.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 285.75 m 326.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 285.75 m 232.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 285.75 m 279.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 285.75 m 326.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 257.75 m 185.5 257.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 243.75 m 185.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 257.75 m 232.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 257.75 m 279.5 257.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 243.75 m 279.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 257.75 m 326.5 257.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 243.75 m 326.5 243.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 220.75 m 185.5 220.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 243.75 m 232.5 243.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 185.5 220.75 m 232.5 220.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 243.75 m 279.5 243.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 220.75 m 279.5 220.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 243.75 m 326.5 243.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 220.75 m 326.5 220.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 220.75 m 279.5 220.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 220.75 m 326.5 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 169.75 m 185.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 169.75 m 491.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 169.75 m 532.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 169.75 m 576.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 155.75 m 185.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 169.75 m 232.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 155.75 m 232.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 169.75 m 279.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 155.75 m 279.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 169.75 m 326.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 155.75 m 326.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 169.75 m 368.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 155.75 m 368.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 169.75 m 404.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 155.75 m 404.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 169.75 m 443.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 155.75 m 443.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 169.75 m 491.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 155.75 m 491.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 169.75 m 532.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 155.75 m 532.5 155.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 169.75 m 576.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 155.75 m 576.5 155.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.70 709.20 Td (Average volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.45 709.20 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.55 709.20 Td (% Average rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.90 695.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.70 695.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 695.21 Td (3rd Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.40 695.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.20 695.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 695.21 Td (3rd Qtr.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.40 695.20 Td (3rd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.70 695.21 Td (2nd Qtr.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 695.21 Td (3rd Qtr.) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 681.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.50 681.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.50 681.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 681.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 681.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 681.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 681.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 681.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 681.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 667.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 667.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 667.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 653.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 653.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 639.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.34 639.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 91.33 643.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 639.20 Td (293,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 639.21 Td (293,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 639.21 Td (258,550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 639.20 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 639.21 Td (356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 639.21 Td (404) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 639.20 Td (0.44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 639.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 639.21 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 639.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 639.21 Td (0.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 639.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 625.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 629.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 625.20 Td (459,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 625.21 Td (472,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 625.21 Td (478,865) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 625.20 Td (1,088) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 625.21 Td (1,113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 625.21 Td (1,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 625.20 Td (0.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 625.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 625.21 Td (0.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 625.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 625.21 Td (0.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 625.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 611.20 Td (753,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 611.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 611.21 Td (766,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 611.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 611.21 Td (737,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 611.20 Td (1,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 611.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 611.21 Td (1,469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 611.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 611.21 Td (1,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 611.20 Td (0.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 611.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 611.21 Td (0.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 611.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 611.21 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 611.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 597.20 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 597.20 Td (chased and ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 588.20 Td (securities loaned or) Tj ET Q q 0 0 0 rg BT 113.32 588.20 Td ( sold under) Tj ET Q q 0 0 0 rg BT 156.18 588.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 579.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.83 579.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.65 579.20 Td (epur) Tj ET Q q 0 0 0 rg BT 116.48 579.20 Td (chase) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 137.48 583.28 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 565.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 565.20 Td (98,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 565.21 Td (99,617) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 565.21 Td (122,714) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 565.20 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 565.21 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 565.21 Td (139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 565.20 Td (0.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 565.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 565.21 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 565.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 565.21 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 565.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 551.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 555.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 551.20 Td (83,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 551.21 Td (93,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 551.21 Td (102,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 551.20 Td (275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 551.21 Td (339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 551.21 Td (422) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 551.20 Td (1.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 551.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 551.21 Td (1.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 551.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 551.21 Td (1.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 551.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 537.20 Td (182,209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 537.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 537.21 Td (193,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 537.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 537.21 Td (224,950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 537.20 Td (411) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 537.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 537.21 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 537.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 537.21 Td (561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 537.20 Td (0.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 537.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 537.21 Td (1.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 537.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 537.21 Td (0.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 537.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 523.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 527.28 Td (\(8\)\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 509.20 Td (31,773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 509.21 Td (31,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 509.21 Td (24,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 509.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 509.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 509.21 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 509.20 Td (0.17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 509.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 509.21 Td (0.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 509.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 509.21 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 509.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 495.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 499.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 495.20 Td (43,629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 495.21 Td (50,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 495.21 Td (47,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 495.20 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 495.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 495.21 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 495.20 Td (0.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 495.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 495.21 Td (0.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 495.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 495.21 Td (0.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 495.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 481.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 481.20 Td (75,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 481.21 Td (82,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 481.21 Td (71,291) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 481.20 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 481.21 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 481.21 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 481.20 Td (0.20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 481.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 481.21 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 481.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 481.21 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 481.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 467.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 467.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 471.28 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 453.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 453.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 453.20 Td (80,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 453.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 453.21 Td (76,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 453.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 453.21 Td (81,992) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 453.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 453.20 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 453.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 453.21 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 453.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 453.21 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 453.20 Td (0.20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 453.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 453.21 Td (0.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 453.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 453.21 Td (0.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 453.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 439.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 443.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 439.20 Td (44,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 439.21 Td (38,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 439.21 Td (34,183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 439.20 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 439.21 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 439.21 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 439.20 Td (0.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 439.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 439.21 Td (1.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 439.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 439.21 Td (1.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 439.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 425.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 425.20 Td (124,993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 425.21 Td (115,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 425.21 Td (116,175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 425.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 425.20 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 425.21 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 425.21 Td (150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 425.20 Td (0.45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 425.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 425.21 Td (0.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 425.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 425.21 Td (0.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 425.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 411.20 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 99.74 415.28 Td (\(1) Tj ET Q BT /F2 5.85 Tf ET q 0 0 0 rg BT 104.29 415.28 Td (1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 397.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 397.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 397.20 Td (196,972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 397.21 Td (195,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 397.21 Td (187,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 397.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 397.20 Td (1,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 397.21 Td (1,323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 397.21 Td (1,613) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 397.20 Td (2.54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 397.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 397.21 Td (2.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 397.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 397.21 Td (3.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 397.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 383.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 387.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 383.20 Td (7,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 383.21 Td (8,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.75 383.21 Td (9,847) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 383.20 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 383.21 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 383.21 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 383.20 Td (3.33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 383.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 383.21 Td (3.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 383.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 383.21 Td (3.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 383.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 369.20 Td (204,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 369.21 Td (204,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 369.21 Td (197,438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 369.20 Td (1,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 369.21 Td (1,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 369.21 Td (1,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 369.20 Td (2.56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 369.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 369.21 Td (2.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 369.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 369.21 Td (3.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 369.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 355.20 Td (Total interest-bearing liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.00 355.20 Td (1,340,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 355.21 Td (1,360,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 355.21 Td (1,347,269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 355.20 Td (3,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 355.21 Td (3,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 355.21 Td (3,952) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 355.20 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 355.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 355.21 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 355.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 355.21 Td (1.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 355.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.21 Td (Demand deposits in U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 341.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.25 341.20 Td (25,209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 341.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 341.21 Td (27,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 341.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 341.21 Td (24,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.21 Td (Other non-interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 170.46 331.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 327.20 Td (315,871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 327.21 Td (301,148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 327.21 Td (287,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 313.21 Td (Total liabilities from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.21 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.00 304.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 304.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 304.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 290.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 290.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.00 290.20 Td (1,681,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 290.21 Td (1,689,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 290.21 Td (1,659,910) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 276.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.83 276.20 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 129.42 276.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 155.67 280.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 276.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 276.20 Td (212,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 276.21 Td (211,400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 276.21 Td (197,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 262.20 Td (1,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 262.21 Td (1,730) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.75 262.21 Td (1,888) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 248.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 248.20 Td (otal equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 84.93 252.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 248.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 248.20 Td (214,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 248.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 248.21 Td (213,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 248.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 248.21 Td (199,610) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 234.20 Td (Total liabilities and stockholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 225.20 Td (equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 225.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.00 225.20 Td (1,895,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 225.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 225.21 Td (1,903,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 225.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 225.21 Td (1,859,520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 211.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.07 211.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.65 211.20 Td (evenue as a per) Tj ET Q q 0 0 0 rg BT 148.23 211.20 Td (centage ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 202.20 Td (of average inter) Tj ET Q q 0 0 0 rg BT 99.31 202.20 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 166.55 206.28 Td (\(13\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 188.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 188.20 Td (957,803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 188.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 188.21 Td (950,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 188.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 188.21 Td (921,835) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 188.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 188.20 Td (7,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 188.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 188.21 Td (6,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 188.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 188.21 Td (6,417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 188.20 Td (2.92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 188.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 188.21 Td (2.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 188.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 188.21 Td (2.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 188.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 174.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 178.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 174.20 Td (718,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.75 174.21 Td (737,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 174.21 Td (720,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.75 174.20 Td (5,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 174.21 Td (5,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 174.21 Td (5,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 174.20 Td (2.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 174.21 Td (2.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 174.21 Td (2.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 160.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 160.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.00 160.20 Td (1,675,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 160.21 Td (1,687,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 160.21 Td (1,642,575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 160.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.25 160.20 Td (12,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.25 160.21 Td (12,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 160.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 160.21 Td (11,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.25 160.20 Td (2.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 160.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 160.21 Td (2.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 160.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 160.21 Td (2.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 160.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 138.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 138.65 Td (est) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.81 138.65 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.81 138.65 Td (r) Tj ET Q q 0 0 0 rg BT 95.63 138.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 138.65 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $124 million, $121 million and $125 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.05 Td (million for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 129.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 231.07 129.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 235.07 129.05 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.74 129.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.29 129.05 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.50 129.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 401.63 129.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 119.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 119.45 Td (fects of risk management activities associated with the respective asset and liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 109.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 109.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 100.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.25 Td (Detailed average volume,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.96 100.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 153.21 100.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 100.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 100.25 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 100.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 100.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 100.25 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 100.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 100.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 90.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 90.65 Td (Consists of other time deposits and savings deposits. Savings deposits are made up of insured money market accounts, NOW) Tj ET Q q 0 0 0 rg BT 454.23 90.65 Td ( accounts, and other savings deposits. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 81.05 Td (The interest expense on savings deposits includes FDIC deposit insurance fees and char) Tj ET Q q 0 0 0 rg BT 334.67 81.05 Td (ges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 71.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 71.45 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 71.45 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 71.45 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 61.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 61.85 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 61.85 Td (verage volumes of securities loaned or sold under agreements to repurchase are reported net pursuant to FIN41 \(ASC 210-20-45\). However) Tj ET Q q 0 0 0 rg BT 507.39 61.85 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 511.39 61.85 Td (Inter) Tj ET Q q 0 0 0 rg BT 526.64 61.85 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.85 61.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 52.25 Td (excludes the impact of FIN41 \(ASC 210-20-45\).) Tj ET Q endstream endobj 165 0 obj <> endobj 166 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (80) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (The fair value carrying amounts of derivative contracts are reported net, pursuant to FIN39 \(ASC 815-10-45\), in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 417.45 750.50 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 448.26 750.50 Td (est-earning assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.81 750.50 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 521.36 750.50 Td (Other non-) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (inter) Tj ET Q q 0 0 0 rg BT 68.81 740.90 Td (est-bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.47 740.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(9\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 731.30 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 731.30 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 731.30 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 731.30 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 731.30 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 731.30 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 731.30 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 731.30 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 731.30 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 731.30 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 731.30 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 731.30 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 731.30 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 731.30 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 731.30 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 731.30 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 721.70 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 721.70 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 721.70 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 256.41 721.70 Td ( T) Tj ET Q q 0 0 0 rg BT 262.42 721.70 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 721.70 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 721.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Includes Brokerage payables.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 702.50 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Excludes hybrid financial instruments and beneficial interests in consolidated ) Tj ET Q q 0 0 0 rg BT 303.79 702.50 Td (VIEs that are classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 388.86 702.50 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.41 702.50 Td (, as these obligations are accounted for in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (changes in fair value recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 160.62 692.90 Td (Principal transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.39 692.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (Includes stockholders) Tj ET Q q 0 0 0 rg BT 125.61 683.30 Td ( equity from discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 673.70 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (Includes allocations for capital and funding costs based on the location of the asset.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 640.10 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 640.10 Td (verage Balances and Interest RatesAssets) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 222.48 644.63 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 620.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 620.10 Td (axable Equivalent Basis) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 545.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 545.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 545.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 545.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 545.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 545.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 545.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 508.60 203.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 36.50 452.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 452.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 452.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 452.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 452.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 452.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 452.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 424.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 424.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 424.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 424.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 424.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 424.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 424.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 396.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 396.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 396.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 396.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 396.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 396.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 396.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 368.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 368.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 368.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 368.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 368.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 368.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 340.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 340.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 340.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 340.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 340.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 340.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 312.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 312.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 312.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 312.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 312.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 312.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 312.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 284.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 284.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 284.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 284.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 284.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 284.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 284.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 256.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 256.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 256.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 256.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 256.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 256.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 256.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 228.60 203.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 228.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 228.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 228.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 228.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 228.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 228.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 587.6 m 295.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 587.6 m 351.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 587.6 m 407.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 587.6 m 463.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 587.6 m 519.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 587.6 m 575.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.6 m 239.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 559.6 m 295.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 559.6 m 351.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 559.6 m 407.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 559.6 m 463.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 559.6 m 519.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 559.6 m 575.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.6 m 239.5 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 531.6 m 239.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 531.6 m 519.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 531.6 m 575.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 531.6 m 295.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 531.6 m 351.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 531.6 m 407.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 531.6 m 463.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 531.6 m 519.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 531.6 m 575.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.6 m 239.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 480.6 m 351.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 480.6 m 519.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 480.6 m 575.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 466.6 m 239.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 480.6 m 295.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 466.6 m 295.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 480.6 m 351.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 466.6 m 351.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 480.6 m 407.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 466.6 m 407.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 480.6 m 463.5 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 466.6 m 463.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 466.6 m 519.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 466.6 m 575.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 466.6 m 295.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 466.6 m 351.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 466.6 m 407.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 466.6 m 463.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 424.6 m 239.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 424.6 m 519.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 424.6 m 575.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.6 m 239.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 424.6 m 295.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 410.6 m 295.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 424.6 m 351.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 410.6 m 351.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 424.6 m 407.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 410.6 m 407.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 424.6 m 463.5 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 410.6 m 463.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 410.6 m 519.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 410.6 m 575.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 410.6 m 295.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 410.6 m 351.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 410.6 m 407.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 410.6 m 463.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 340.6 m 239.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 340.6 m 519.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 340.6 m 575.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.6 m 239.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 340.6 m 295.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 326.6 m 295.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 340.6 m 351.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 326.6 m 351.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 340.6 m 407.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 326.6 m 407.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 340.6 m 463.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 326.6 m 463.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 326.6 m 519.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 326.6 m 575.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 326.6 m 295.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 326.6 m 351.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 326.6 m 407.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 326.6 m 463.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 284.6 m 239.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 284.6 m 519.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 284.6 m 575.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.6 m 239.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 284.6 m 295.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 270.6 m 295.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 284.6 m 351.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 270.6 m 351.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 284.6 m 407.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 270.6 m 407.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 284.6 m 463.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 270.6 m 463.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 270.6 m 519.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 270.6 m 575.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 256.6 m 239.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 270.6 m 295.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 270.6 m 351.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 270.6 m 407.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 270.6 m 463.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 256.6 m 519.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 256.6 m 575.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 242.60000000000002 m 239.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 256.6 m 295.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 242.60000000000002 m 295.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 256.6 m 351.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 242.60000000000002 m 351.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 256.6 m 407.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 242.60000000000002 m 407.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 256.6 m 463.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 242.60000000000002 m 463.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 242.60000000000002 m 519.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 242.60000000000002 m 575.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 242.60000000000002 m 295.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 242.60000000000002 m 351.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 242.60000000000002 m 407.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 242.60000000000002 m 463.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 214.60000000000002 m 239.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 200.60000000000002 m 239.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 214.60000000000002 m 295.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 200.60000000000002 m 295.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 214.60000000000002 m 351.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 200.60000000000002 m 351.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 200.60000000000002 m 407.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 200.60000000000002 m 463.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 200.60000000000002 m 519.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 200.60000000000002 m 575.5 200.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.20 592.05 Td (Average volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.75 592.05 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.05 592.05 Td (% Average rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.10 578.05 Td (Nine Months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.35 578.06 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.10 578.05 Td (Nine Months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.35 578.06 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.10 578.05 Td (Nine Months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.35 578.06 Td (Nine Months) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 563.85 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 564.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 564.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 564.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 564.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 564.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 564.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 550.05 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 550.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 550.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 550.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 550.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 550.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 550.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 536.05 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 540.13 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 536.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 536.05 Td (164,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 536.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 536.06 Td (135,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 536.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 536.05 Td (737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 536.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 536.06 Td (763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 536.05 Td (0.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 536.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 536.06 Td (0.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 536.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 522.05 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 184.59 522.05 Td (owed or) Tj ET Q q 0 0 0 rg BT 215.17 522.05 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 513.05 Td (pur) Tj ET Q q 0 0 0 rg BT 52.84 513.05 Td (chased under) Tj ET Q q 0 0 0 rg BT 103.94 513.05 Td ( agr) Tj ET Q q 0 0 0 rg BT 119.02 513.05 Td (eements to r) Tj ET Q q 0 0 0 rg BT 165.83 513.05 Td (esell) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 182.33 517.13 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 513.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 513.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 513.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 513.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 499.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 499.05 Td (153,228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 499.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 499.06 Td (159,293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 499.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 499.05 Td (762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 499.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 499.06 Td (866) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 499.05 Td (0.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 499.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 499.06 Td (0.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 499.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 485.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 485.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 489.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 485.05 Td (103,002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 485.06 Td (111,434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 485.05 Td (991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 485.06 Td (1,141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 485.05 Td (1.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 485.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 485.06 Td (1.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 485.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 471.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 471.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 471.05 Td (256,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 471.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 471.06 Td (270,727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 471.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 471.05 Td (1,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 471.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 471.06 Td (2,007) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 471.05 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 471.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 471.06 Td (0.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 471.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 457.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 457.05 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 461.13 Td (\(7\)\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 457.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 457.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 457.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 443.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 443.05 Td (113,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 443.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 443.06 Td (128,845) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 443.05 Td (2,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 443.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 443.06 Td (2,851) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 443.05 Td (3.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 443.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 443.06 Td (2.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 443.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 429.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 433.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 429.05 Td (121,695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 429.06 Td (129,302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 429.05 Td (1,960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 429.06 Td (2,043) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 429.05 Td (2.15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 429.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 429.06 Td (2.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 429.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 415.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 415.05 Td (235,492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 415.05 Td (258,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 415.05 Td (4,521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 415.05 Td (4,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 415.05 Td (2.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 415.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 415.06 Td (2.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 415.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 401.05 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 401.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 401.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 401.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 401.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 387.06 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 387.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 387.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 387.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 387.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 373.06 Td (Taxable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 373.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 373.05 Td (188,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 373.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 373.06 Td (147,911) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 373.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 373.05 Td (2,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 373.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 373.06 Td (2,027) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 373.05 Td (1.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 373.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 373.06 Td (1.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 373.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 359.06 Td (Exempt from U.S. income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.25 359.05 Td (16,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.25 359.06 Td (45,488) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 359.05 Td (529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 359.06 Td (612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 359.05 Td (4.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 359.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 359.06 Td (1.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 359.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 345.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 345.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 349.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 345.05 Td (114,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 345.06 Td (112,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 345.05 Td (2,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 345.06 Td (2,815) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 345.05 Td (3.20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 345.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 345.06 Td (3.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 345.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 331.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 331.05 Td (319,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 331.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 331.06 Td (305,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 331.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 331.05 Td (5,647) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 331.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.75 331.06 Td (5,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 331.05 Td (2.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 331.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 331.06 Td (2.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 331.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 317.05 Td (Loans\(netofunearnedincome\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 321.13 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 317.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 317.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 317.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 317.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 303.06 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 303.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 303.05 Td (361,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 303.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 303.06 Td (352,826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 303.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 303.05 Td (19,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 303.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 303.06 Td (19,285) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 303.05 Td (7.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 303.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 303.06 Td (7.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 303.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 289.06 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 289.06 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 293.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 289.05 Td (299,210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 289.06 Td (290,803) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 289.05 Td (14,239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 289.06 Td (14,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 289.05 Td (6.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 289.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 289.06 Td (6.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 289.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 275.06 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 275.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 275.05 Td (660,960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 275.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 275.06 Td (643,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 275.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 275.05 Td (33,746) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 275.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 275.06 Td (34,047) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 275.05 Td (6.83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 275.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 275.06 Td (7.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 275.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 261.05 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 261.05 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 261.05 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 265.13 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 261.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.25 261.05 Td (38,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 261.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.25 261.06 Td (40,858) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 261.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 261.05 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 261.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 261.06 Td (492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 261.05 Td (1.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 261.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 261.06 Td (1.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 261.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 247.06 Td (Total interest-earning assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 247.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 247.05 Td (1,676,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 247.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 247.06 Td (1,654,391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 247.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 247.05 Td (46,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 247.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 247.06 Td (47,657) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.25 247.05 Td (3.73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 247.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 247.06 Td (3.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 247.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 233.06 Td (Non-interest-earningassets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 237.14 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 233.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 233.05 Td (219,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 233.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 233.06 Td (224,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 233.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 233.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 233.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 233.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 219.06 Td (Total assets from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.00 219.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.75 219.06 Td (3,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 219.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 205.05 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 205.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 205.05 Td (1,895,897) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 205.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 205.06 Td (1,881,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 205.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 205.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 205.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 205.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 185.50 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 185.50 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 185.50 Td (est) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.81 185.50 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.81 185.50 Td (r) Tj ET Q q 0 0 0 rg BT 95.63 185.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 185.50 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $124 million, $121 million and $125 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 175.90 Td (million ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 100.21 175.90 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.43 175.90 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.43 175.90 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 213.09 175.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.64 175.90 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 292.85 175.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 334.98 175.90 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 166.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 166.30 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 166.30 Td (fects of risk management activities associated with the respective asset and liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 156.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 156.70 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 147.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 147.10 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 147.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 147.10 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 147.10 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 147.10 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.67 147.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 219.93 147.10 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 147.10 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 147.10 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 147.10 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 137.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 137.50 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 137.50 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 137.50 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 127.90 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 127.90 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 127.90 Td (verage volumes of securities borrowed or purchased under agreements to resell are reported net pursuant to FIN41 \(ASC 210-20-45\). However) Tj ET Q q 0 0 0 rg BT 518.50 127.90 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 522.50 127.90 Td (Inter) Tj ET Q q 0 0 0 rg BT 537.75 127.90 Td (est r) Tj ET Q q 0 0 0 rg BT 551.45 127.90 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.66 127.90 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 118.30 Td (excludes the impact of FIN41 \(ASC 210-20-45\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 108.70 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 108.70 Td (The fair value carrying amounts of derivative contracts are reported in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 280.79 108.70 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 311.60 108.70 Td (est-earning assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.15 108.70 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 384.70 108.70 Td (Other non-inter) Tj ET Q q 0 0 0 rg BT 434.84 108.70 Td (est-bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.50 108.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 99.10 Td (\(8\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 99.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 99.10 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 99.10 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 99.10 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 99.10 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 99.10 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.01 99.10 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 99.10 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 99.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 99.10 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 99.10 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 99.10 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 99.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 99.10 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 99.10 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 99.10 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 99.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 99.10 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 99.10 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 89.50 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 89.50 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 89.50 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 89.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 89.50 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 89.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 89.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 89.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 79.90 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 79.90 Td (Includes cash-basis loans.) Tj ET Q endstream endobj 167 0 obj <> endobj 168 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (81) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (verage Balances and Interest RatesLiabilities and Equity) Tj ET Q q 0 0 0 rg BT 285.45 749.25 Td (, and Net Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 395.17 753.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 729.25 Td (axable Equivalent Basis) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.75 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 654.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 654.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 654.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 654.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 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668.75 m 460.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 668.75 m 518.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 668.75 m 576.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 668.75 m 228.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 612.75 m 228.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 612.75 m 518.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 612.75 m 576.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 598.75 m 228.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 612.75 m 286.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 598.75 m 286.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 612.75 m 344.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 598.75 m 344.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 612.75 m 402.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 598.75 m 402.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 612.75 m 460.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 598.75 m 460.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 598.75 m 518.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 598.75 m 576.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 598.75 m 286.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 598.75 m 344.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 598.75 m 402.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 598.75 m 460.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.75 m 228.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 547.75 m 518.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 547.75 m 576.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 533.75 m 228.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 547.75 m 286.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 547.75 m 344.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 547.75 m 402.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 547.75 m 460.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 533.75 m 518.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 533.75 m 576.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 533.75 m 286.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 533.75 m 344.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 533.75 m 402.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 533.75 m 460.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 491.75 m 228.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 491.75 m 518.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 491.75 m 576.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 477.75 m 228.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 491.75 m 286.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 491.75 m 344.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 491.75 m 402.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 491.75 m 460.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 477.75 m 518.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 477.75 m 576.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 477.75 m 286.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 477.75 m 344.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 477.75 m 402.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 477.75 m 460.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 435.75 m 228.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 435.75 m 518.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 435.75 m 576.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 421.75 m 228.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 435.75 m 286.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 435.75 m 344.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 435.75 m 402.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 435.75 m 460.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 421.75 m 518.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 421.75 m 576.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 421.75 m 286.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 421.75 m 344.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 421.75 m 402.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 421.75 m 460.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 379.75 m 228.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 379.75 m 518.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 379.75 m 576.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.75 m 228.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 379.75 m 286.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 379.75 m 344.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 379.75 m 402.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 379.75 m 460.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 365.75 m 576.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.75 m 228.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 365.75 m 286.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 351.75 m 286.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 365.75 m 344.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 351.75 m 344.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 365.75 m 402.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 351.75 m 402.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 365.75 m 460.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 351.75 m 460.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 365.75 m 518.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 351.75 m 518.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 365.75 m 576.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 351.75 m 576.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 351.75 m 286.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 351.75 m 344.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 351.75 m 402.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 351.75 m 460.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 351.75 m 518.5 351.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 351.75 m 576.5 351.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 309.75 m 228.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.75 m 228.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 309.75 m 286.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 309.75 m 344.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 295.75 m 286.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 295.75 m 344.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.75 m 228.5 267.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 253.75 m 228.5 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 267.75 m 286.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 267.75 m 344.5 267.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 239.75 m 228.5 239.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 253.75 m 286.5 253.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 253.75 m 344.5 253.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 239.75 m 286.5 239.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 239.75 m 344.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 188.75 m 228.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.75 m 228.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 188.75 m 286.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 174.75 m 286.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 188.75 m 344.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 174.75 m 344.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 188.75 m 402.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 174.75 m 402.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 188.75 m 460.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 174.75 m 460.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 188.75 m 518.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 174.75 m 518.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 188.75 m 576.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 174.75 m 576.5 174.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 701.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.20 701.20 Td (Average volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.95 701.20 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.05 701.20 Td (% Average rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.10 687.20 Td (Nine Months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.35 687.21 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.10 687.20 Td (Nine Months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.35 687.21 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 687.20 Td (Nine Months) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.35 687.21 Td (Nine Months) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 673.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 673.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.00 673.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 673.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 673.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 673.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 673.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 659.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 659.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 659.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 659.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 659.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 659.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 659.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 645.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 645.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 645.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 645.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 645.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 645.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 645.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.34 631.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 91.33 635.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 631.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 631.20 Td (289,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 631.21 Td (258,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 631.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 631.20 Td (1,087) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 631.21 Td (1,348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 631.20 Td (0.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 631.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 631.21 Td (0.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 631.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 617.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 621.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 617.20 Td (470,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 617.21 Td (478,856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 617.20 Td (3,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 617.21 Td (3,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 617.20 Td (0.92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 617.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 617.21 Td (0.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 617.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 603.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 603.20 Td (760,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 603.21 Td (737,078) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 603.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 603.20 Td (4,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 603.21 Td (4,749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 603.20 Td (0.76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 603.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 603.21 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 603.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 589.20 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 589.20 Td (chased and securities loaned ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 580.20 Td (or) Tj ET Q q 0 0 0 rg BT 47.33 580.20 Td ( sold under) Tj ET Q q 0 0 0 rg BT 90.18 580.20 Td ( agr) Tj ET Q q 0 0 0 rg BT 105.27 580.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 152.08 580.20 Td (epur) Tj ET Q q 0 0 0 rg BT 169.92 580.20 Td (chase) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 190.91 584.28 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 580.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 580.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 580.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 580.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 566.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 566.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 566.20 Td (100,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 566.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 566.21 Td (129,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 566.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 566.20 Td (490) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 566.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 566.21 Td (524) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 566.20 Td (0.65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 566.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 566.21 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 566.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 552.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 552.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 556.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 552.20 Td (90,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 552.21 Td (104,176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 552.20 Td (983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 552.21 Td (1,276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 552.20 Td (1.46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 552.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 552.21 Td (1.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 552.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 538.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 538.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 538.20 Td (190,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 538.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 538.21 Td (233,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 538.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 538.20 Td (1,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 538.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 538.21 Td (1,800) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 538.20 Td (1.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 538.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 538.21 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 538.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 524.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 524.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 528.28 Td (\(8\)\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 524.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 524.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 524.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 524.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 510.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 510.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 510.20 Td (30,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 510.21 Td (25,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 510.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 510.20 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 510.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 510.21 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 510.20 Td (0.26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 510.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 510.21 Td (0.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 510.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 496.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 496.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 500.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 496.20 Td (46,577) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 496.21 Td (49,337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 496.20 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 496.21 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 496.20 Td (0.20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 496.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 496.21 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 496.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 482.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 482.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 482.20 Td (76,857) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 482.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 482.21 Td (74,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 482.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 482.20 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 482.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 482.21 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 482.20 Td (0.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 482.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 482.21 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 482.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 468.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 468.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 472.28 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 468.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 468.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 468.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 468.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 454.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 454.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 454.20 Td (79,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 454.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 454.21 Td (76,323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 454.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 454.20 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 454.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 454.21 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 454.20 Td (0.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 454.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 454.21 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 454.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 440.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 440.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 444.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 440.20 Td (39,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 440.21 Td (35,915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 440.20 Td (310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 440.21 Td (317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 440.20 Td (1.05) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 440.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 440.21 Td (1.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 440.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 426.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 426.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 426.20 Td (118,319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 426.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 426.21 Td (112,238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 426.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 426.20 Td (440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 426.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 426.21 Td (461) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 426.20 Td (0.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 426.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 426.21 Td (0.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 426.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 412.20 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 99.74 416.28 Td (\(1) Tj ET Q BT /F2 5.85 Tf ET q 0 0 0 rg BT 104.29 416.28 Td (1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 412.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 412.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 412.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 412.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 398.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 398.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 398.20 Td (193,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 398.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 398.21 Td (195,761) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 398.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 398.20 Td (3,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 398.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 398.21 Td (5,156) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 398.20 Td (2.72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 398.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 398.21 Td (3.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 398.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 384.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 388.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 384.20 Td (8,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 384.21 Td (10,358) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 384.20 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 384.21 Td (143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 384.20 Td (3.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 384.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 384.21 Td (1.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 384.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 370.20 Td (202,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 370.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 370.21 Td (206,119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 370.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 370.20 Td (4,156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 370.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.75 370.21 Td (5,299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 370.20 Td (2.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 370.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 370.21 Td (3.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 370.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.20 Td (Total interest-bearing liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 356.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 356.20 Td (1,348,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 356.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 356.21 Td (1,364,215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 356.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 356.20 Td (10,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 356.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.25 356.20 Td (12,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 356.20 Td (1.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 356.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 356.21 Td (1.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 356.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.21 Td (Demand deposits in U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.25 342.20 Td (26,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 342.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.25 342.21 Td (20,405) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 342.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 342.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 342.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.21 Td (Other non-interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 170.46 332.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 328.20 Td (308,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 328.21 Td (299,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 328.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 328.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 328.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 314.21 Td (Total liabilities from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 314.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 314.21 Td (386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 314.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 314.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 314.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 300.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 300.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 300.20 Td (1,684,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 300.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 300.21 Td (1,684,984) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 300.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 300.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 300.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 286.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.83 286.20 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 129.42 286.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 155.67 290.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 286.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 286.20 Td (210,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 286.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 286.21 Td (194,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 286.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 286.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 286.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.75 272.20 Td (1,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.75 272.21 Td (1,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 272.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 258.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 258.20 Td (otal equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 84.93 262.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 258.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 258.20 Td (211,805) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 258.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 258.21 Td (196,743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 258.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 258.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 258.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 244.20 Td (Total liabilities and stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 244.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 244.20 Td (1,895,897) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 244.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 244.21 Td (1,881,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 244.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 244.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 244.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 230.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.07 230.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.65 230.20 Td (evenue as a per) Tj ET Q q 0 0 0 rg BT 148.23 230.20 Td (centage of average ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 221.20 Td (inter) Tj ET Q q 0 0 0 rg BT 57.33 221.20 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 124.57 225.28 Td (\(13\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 207.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 207.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 207.20 Td (950,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 207.21 Td (921,081) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 207.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 207.20 Td (20,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 207.21 Td (18,840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 207.20 Td (2.86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 207.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 207.21 Td (2.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 207.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 193.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 197.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 193.20 Td (725,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 193.21 Td (733,310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 193.20 Td (15,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 193.21 Td (16,377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 193.20 Td (2.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 193.21 Td (2.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 193.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 179.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 179.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 179.20 Td (1,676,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 179.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 179.21 Td (1,654,391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 179.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 179.20 Td (36,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 179.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.25 179.21 Td (35,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 179.20 Td (2.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 179.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 179.21 Td (2.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 179.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 159.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 159.65 Td (est) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.81 159.65 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.81 159.65 Td (r) Tj ET Q q 0 0 0 rg BT 95.63 159.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 159.65 Td ( includes the taxable equivalent adjustments \(based on the U.S. federal statutory tax rate of 35%\) of $124 million, $121 million and $125 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.05 Td (million for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.86 150.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 231.07 150.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 235.07 150.05 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.74 150.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.29 150.05 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.50 150.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 401.63 150.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 140.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 140.45 Td (fects of risk management activities associated with the respective asset and liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 130.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.25 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 121.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 121.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 121.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 121.25 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.67 121.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 219.93 121.25 Td (est expense ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 258.13 121.25 Td (exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 121.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 121.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 111.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.65 Td (Consists of other time deposits and savings deposits. Savings deposits are made up of insured money market accounts, NOW) Tj ET Q q 0 0 0 rg BT 454.23 111.65 Td ( accounts, and other savings deposits. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.05 Td (The interest expense on savings deposits includes FDIC deposit insurance fees and char) Tj ET Q q 0 0 0 rg BT 334.67 102.05 Td (ges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 92.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.45 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 92.45 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 92.45 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 82.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.85 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 82.85 Td (verage volumes of securities loaned or sold under agreements to repurchase are reported net pursuant to FIN41 \(ASC 210-20-45\). However) Tj ET Q q 0 0 0 rg BT 507.39 82.85 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 511.39 82.85 Td (Inter) Tj ET Q q 0 0 0 rg BT 526.64 82.85 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.85 82.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.25 Td (excludes the impact of FIN41 \(ASC 210-20-45\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 63.65 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 63.65 Td (The fair value carrying amounts of derivative contracts are reported in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 280.79 63.65 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 311.60 63.65 Td (est-earning assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.15 63.65 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 384.70 63.65 Td (Other non-inter) Tj ET Q q 0 0 0 rg BT 434.84 63.65 Td (est-bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.50 63.65 Td (.) Tj ET Q endstream endobj 169 0 obj <> endobj 170 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (82) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(9\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 750.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 750.50 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 750.50 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 750.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 750.50 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.01 750.50 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 750.50 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 750.50 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 750.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 750.50 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 750.50 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 750.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 750.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 750.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 750.50 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 740.90 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 740.90 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 740.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 740.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 740.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (Excludes hybrid financial instruments and beneficial interests in consolidated ) Tj ET Q q 0 0 0 rg BT 303.79 731.30 Td (VIEs that are classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 388.86 731.30 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.41 731.30 Td (, as these obligations are accounted for in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (changes in fair value recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 160.62 721.70 Td (Principal transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.39 721.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 712.10 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Includes stockholders' equity from discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Includes allocations for capital and funding costs based on the location of the asset.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 670.50 Td (Analysis of Changes in Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 203.52 675.03 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 591.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 591.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 591.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 591.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 591.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 591.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 591.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 554.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 554.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 554.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 554.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 554.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 554.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 554.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 526.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 526.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 526.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 526.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 526.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 526.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 526.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 498.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 498.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 498.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 498.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 498.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 498.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 498.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 470.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 470.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 470.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 470.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 470.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 470.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 470.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 442.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 442.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 442.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 442.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 442.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 442.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 442.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 414.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 414.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 414.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 414.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 414.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 414.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 414.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 386.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 386.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 386.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 386.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 386.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 386.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 386.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 358.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 358.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 358.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 358.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 358.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 358.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 358.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 330.00 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 330.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 330.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 330.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 330.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 330.00 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 330.00 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 637 m 311.5 637 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 637 m 364.5 637 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 637 m 417.5 637 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 637 m 470.5 637 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 637 m 523.5 637 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 637 m 576.5 637 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 614 m 311.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 614 m 364.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 637 m 417.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 614 m 417.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614 m 470.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 614 m 523.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 614 m 576.5 614 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 591 m 258.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 591 m 311.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 591 m 364.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614 m 417.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 591 m 417.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 591 m 470.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 591 m 523.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 591 m 576.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 577 m 258.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 591 m 417.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 591 m 576.5 591 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 577 m 311.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 577 m 364.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 577 m 417.5 554 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 577 m 417.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 577 m 470.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 577 m 523.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 577 m 576.5 577 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 554 m 417.5 540 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 526 m 258.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 540 m 417.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 526 m 417.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512 m 258.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 526 m 311.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 526 m 364.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 512 m 364.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 526 m 417.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 526 m 417.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 512 m 417.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 526 m 470.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 512 m 470.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 526 m 523.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 512 m 523.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 526 m 576.5 526 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 512 m 576.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 512 m 311.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 512 m 364.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 512 m 417.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 512 m 417.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 512 m 470.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 512 m 523.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 512 m 576.5 512 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 498 m 417.5 484 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 470 m 258.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 484 m 417.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456 m 258.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 470 m 311.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 456 m 311.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 470 m 364.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 456 m 364.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 470 m 417.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 470 m 417.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 456 m 417.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 470 m 470.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 456 m 470.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 470 m 523.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 456 m 523.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 470 m 576.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 456 m 576.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 456 m 311.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 456 m 364.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 456 m 417.5 442 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 456 m 417.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 456 m 470.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 456 m 523.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 456 m 576.5 456 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 442 m 417.5 428 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414 m 258.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 428 m 417.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400 m 258.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 414 m 311.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 400 m 311.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 414 m 364.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 400 m 364.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 414 m 417.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 414 m 417.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 400 m 417.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 414 m 470.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 400 m 470.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 414 m 523.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 400 m 523.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 414 m 576.5 414 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 400 m 576.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 400 m 311.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 400 m 364.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 400 m 417.5 386 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 400 m 417.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 400 m 470.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 400 m 523.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 400 m 576.5 400 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 386 m 417.5 372 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 358 m 258.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 372 m 417.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 344 m 258.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 358 m 311.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 344 m 311.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 358 m 364.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 344 m 364.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 358 m 417.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 358 m 417.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 344 m 417.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 358 m 470.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 344 m 470.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 358 m 523.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 344 m 523.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 358 m 576.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 344 m 576.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 330 m 258.5 330 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 344 m 311.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 344 m 364.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 344 m 417.5 330 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 344 m 417.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 344 m 470.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 344 m 523.5 344 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 344 m 576.5 344 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 316 m 258.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 330 m 311.5 330 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 316 m 311.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 330 m 364.5 330 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 316 m 364.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 330 m 417.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 330 m 417.5 330 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 316 m 417.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 330 m 470.5 330 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 316 m 470.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 330 m 523.5 330 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 316 m 523.5 316 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 330 m 576.5 330 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 316 m 576.5 316 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 641.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.20 641.45 Td (3rd Qtr. 2014 vs. 2nd Qtr. 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.70 641.45 Td (3rd Qtr. 2014 vs. 3rd Qtr. 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 618.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.80 627.45 Td (Incr) Tj ET Q q 0 0 0 rg BT 317.13 627.45 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 355.20 627.45 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.60 618.45 Td (due to change in:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.90 627.46 Td (Increase \(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.60 618.46 Td (due to change in:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 595.25 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.80 604.45 Td (A) Tj ET Q q 0 0 0 rg BT 274.63 604.45 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 595.45 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.80 604.45 Td (A) Tj ET Q q 0 0 0 rg BT 327.63 604.45 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 595.45 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 604.45 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 595.45 Td (change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.55 604.46 Td (A) Tj ET Q q 0 0 0 rg BT 434.38 604.46 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 595.46 Td (volume) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.55 604.46 Td (A) Tj ET Q q 0 0 0 rg BT 487.38 604.46 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 595.46 Td (rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 604.46 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.75 595.46 Td (change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 581.45 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 585.53 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 581.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 581.45 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 581.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 581.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 581.45 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 581.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 581.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 581.45 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 581.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 581.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 581.46 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 581.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 581.46 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 581.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 581.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 581.46 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 581.46 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 567.45 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 184.59 567.45 Td (owed or) Tj ET Q q 0 0 0 rg BT 215.17 567.45 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 558.45 Td ( pur) Tj ET Q q 0 0 0 rg BT 57.34 558.45 Td (chased under) Tj ET Q q 0 0 0 rg BT 108.44 558.45 Td ( agr) Tj ET Q q 0 0 0 rg BT 123.52 558.45 Td (eements to r) Tj ET Q q 0 0 0 rg BT 170.33 558.45 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 544.46 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 544.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 544.45 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 544.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 544.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 544.45 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 544.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 544.45 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 544.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 544.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 544.46 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 544.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 544.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 544.46 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 544.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 544.46 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 544.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 530.46 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 530.46 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 534.54 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 530.45 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 530.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 530.45 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 530.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 530.45 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 530.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 530.46 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 530.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 530.46 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 530.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 530.46 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 530.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 516.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 516.45 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 516.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 516.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 516.45 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 516.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 516.45 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 516.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 516.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 516.46 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 516.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 516.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 516.46 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 516.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 516.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 516.46 Td (\(50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 516.46 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.45 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 502.45 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 506.53 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.46 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 488.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 488.45 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 488.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 488.45 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 488.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 488.45 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 488.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 488.46 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 488.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 488.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 488.46 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 488.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 488.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 488.46 Td (\(72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 488.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.46 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 474.46 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 478.54 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 474.45 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 474.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 474.45 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 474.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 474.45 Td (\(46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 474.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 474.46 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 474.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 474.46 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 474.46 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 460.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 460.45 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 460.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 460.45 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 460.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 460.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 460.45 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 460.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 460.46 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 460.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 460.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 460.46 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 460.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 460.46 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 460.46 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 446.45 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 85.50 450.53 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 432.46 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 432.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 432.45 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 432.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 432.45 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 432.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 432.45 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 432.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 432.46 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 432.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 432.46 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 432.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 432.46 Td (163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 418.46 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 418.46 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 422.54 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 418.45 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 418.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 418.45 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 418.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 418.45 Td (\(48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 418.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 418.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 418.46 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 418.46 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 404.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 404.45 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 404.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 404.45 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 404.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 404.45 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 404.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 404.46 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 404.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 404.46 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 404.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 404.46 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 390.45 Td (Loans \(net of unearned income\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 394.53 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.46 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 376.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 376.45 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 376.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 376.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 376.45 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 376.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 376.45 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 376.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 376.46 Td (116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 376.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 376.46 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 376.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 376.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 376.46 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.46 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 362.46 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 366.54 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 362.45 Td (\(80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 362.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 362.45 Td (\(163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 362.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 362.45 Td (\(243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 362.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 362.46 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 362.46 Td (\(308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 362.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 362.46 Td (\(189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 362.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.46 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 348.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 348.45 Td (\(97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 348.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 348.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 348.45 Td (\(77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 348.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 348.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 348.45 Td (\(174) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 348.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 348.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 348.46 Td (235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 348.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 348.46 Td (\(352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 348.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 348.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 348.46 Td (\(117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 348.46 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 334.45 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 334.45 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 334.45 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 338.53 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 334.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 334.45 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 334.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 334.45 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 334.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 334.45 Td (118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 334.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 334.46 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 334.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 334.46 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 334.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 334.46 Td (112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 320.45 Td (Total interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 320.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 320.45 Td (\(74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 320.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 320.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 320.45 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 320.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 320.45 Td (\(46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 320.45 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 320.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 320.46 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 320.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 320.46 Td (\(261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 320.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 320.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 320.46 Td (48) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 298.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 298.90 Td (The taxable equivalent adjustment is based on the U.S. federal statutory tax rate of 35% and is included in this presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 289.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 289.30 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 279.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 279.70 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 279.70 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 279.70 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 279.70 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 279.70 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 279.70 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 279.70 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 279.70 Td ( exclude) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.00 279.70 Td ( Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 279.70 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 270.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 270.10 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 270.10 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 260.50 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 260.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 260.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 260.50 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 260.50 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 260.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 260.50 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 260.50 Td ( ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.79 260.50 Td (is reported as a reduction of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 317.87 260.50 Td ( Inter) Tj ET Q q 0 0 0 rg BT 335.12 260.50 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 260.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 260.50 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 260.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 260.50 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 260.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 260.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 260.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 260.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 260.50 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 250.90 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 250.90 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 250.90 Td (rading account assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.86 250.90 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 250.90 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 250.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 250.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 250.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 241.30 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 241.30 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 231.70 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 231.70 Td (Includes brokerage receivables.) Tj ET Q endstream endobj 171 0 obj <> endobj 172 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (83) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Analysis of Changes in Interest Expense and Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 293.25 753.78 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 670.75 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 670.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.75 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 642.75 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re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 577.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.75 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 549.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 549.75 53.00 -14.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 417.50 381.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 381.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 381.75 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 716.75 m 311.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 716.75 m 364.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 716.75 m 417.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 716.75 m 470.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 716.75 m 523.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 716.75 m 576.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 693.75 m 311.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 693.75 m 364.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 716.75 m 417.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 693.75 m 417.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 693.75 m 470.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 693.75 m 523.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 693.75 m 576.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.75 m 258.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 670.75 m 311.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 670.75 m 364.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 693.75 m 417.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 670.75 m 417.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 670.75 m 470.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 670.75 m 523.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 670.75 m 576.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 670.75 m 417.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 656.75 m 417.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 628.75 m 258.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 642.75 m 417.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.75 m 258.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 628.75 m 311.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 614.75 m 311.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 628.75 m 364.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 614.75 m 364.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 628.75 m 417.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 628.75 m 417.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 614.75 m 417.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 628.75 m 470.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614.75 m 470.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 628.75 m 523.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 614.75 m 523.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 628.75 m 576.5 628.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 614.75 m 576.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 614.75 m 311.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 614.75 m 364.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614.75 m 417.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 614.75 m 417.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 614.75 m 470.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 614.75 m 523.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 614.75 m 576.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 591.75 m 417.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 563.75 m 258.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 577.75 m 417.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 258.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 563.75 m 311.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 549.75 m 311.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 563.75 m 364.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 549.75 m 364.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 563.75 m 417.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 563.75 m 417.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 549.75 m 417.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 563.75 m 470.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 549.75 m 470.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 563.75 m 523.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 549.75 m 523.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 563.75 m 576.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 549.75 m 311.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 549.75 m 364.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 549.75 m 417.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 549.75 m 417.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 549.75 m 470.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 549.75 m 523.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 549.75 m 576.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 535.75 m 417.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 507.75 m 258.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 521.75 m 417.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 493.75 m 258.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 507.75 m 311.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 493.75 m 311.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 507.75 m 364.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 493.75 m 364.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 507.75 m 417.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 507.75 m 417.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 493.75 m 417.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 507.75 m 470.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 493.75 m 470.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 507.75 m 523.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 493.75 m 523.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 493.75 m 576.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 493.75 m 311.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 493.75 m 364.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 493.75 m 417.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 493.75 m 417.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 493.75 m 470.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 493.75 m 523.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 493.75 m 576.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 479.75 m 417.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.75 m 258.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 465.75 m 417.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.75 m 258.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 451.75 m 311.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 437.75 m 311.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 451.75 m 364.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 437.75 m 364.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 451.75 m 417.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 451.75 m 417.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 437.75 m 417.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 451.75 m 470.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 437.75 m 470.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 451.75 m 523.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 437.75 m 523.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 451.75 m 576.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 437.75 m 576.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 437.75 m 311.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 437.75 m 364.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 437.75 m 417.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 437.75 m 417.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 437.75 m 470.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 437.75 m 523.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 437.75 m 576.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 423.75 m 417.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 258.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 409.75 m 417.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 381.75 m 258.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 395.75 m 311.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 381.75 m 311.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 395.75 m 364.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 381.75 m 364.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 395.75 m 417.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 395.75 m 417.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 381.75 m 417.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 395.75 m 470.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 381.75 m 470.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 395.75 m 523.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 381.75 m 523.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 367.75 m 258.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 381.75 m 311.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 367.75 m 311.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 381.75 m 364.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 367.75 m 364.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 381.75 m 417.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 381.75 m 417.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 367.75 m 417.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 381.75 m 470.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 367.75 m 470.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 381.75 m 523.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 367.75 m 523.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 367.75 m 576.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 353.75 m 258.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 367.75 m 311.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 353.75 m 311.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 367.75 m 364.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 353.75 m 364.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 367.75 m 417.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 367.75 m 417.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 353.75 m 417.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 367.75 m 470.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 353.75 m 470.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 367.75 m 523.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 353.75 m 523.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 367.75 m 576.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 367.75 m 576.5 367.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 353.75 m 576.5 353.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 721.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.20 721.20 Td (3rd Qtr. 2014 vs. 2nd Qtr. 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.85 721.21 Td (3rd Qtr. 2014 vs. 3rd Qtr. 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 698.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.80 707.20 Td (Incr) Tj ET Q q 0 0 0 rg BT 317.13 707.20 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 355.20 707.20 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.60 698.20 Td (due to change in:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.90 707.21 Td (Increase \(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.60 698.21 Td (due to change in:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 675.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.80 684.20 Td (A) Tj ET Q q 0 0 0 rg BT 274.63 684.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 675.20 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.80 684.20 Td (A) Tj ET Q q 0 0 0 rg BT 327.63 684.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.75 675.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 684.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 675.20 Td (change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.55 684.21 Td (A) Tj ET Q q 0 0 0 rg BT 434.38 684.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 675.21 Td (volume) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.55 684.21 Td (A) Tj ET Q q 0 0 0 rg BT 487.38 684.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 675.21 Td (rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 684.21 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.75 675.21 Td (change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 661.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 647.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 647.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 647.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 647.20 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 647.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 647.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 647.21 Td (\(125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 647.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 647.21 Td (\(75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 647.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 633.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 637.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 633.20 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 633.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 633.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 633.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 633.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 633.21 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 633.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 633.21 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 633.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 619.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 619.20 Td (\(22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 619.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 619.20 Td (\(52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 619.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 619.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 619.21 Td (\(79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 619.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 619.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 619.21 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 619.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 605.20 Td (Federal funds purchased and securities loaned or sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 596.20 Td (under agreements to repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 582.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 582.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 582.20 Td (\(60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 582.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 582.20 Td (\(62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 582.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 582.21 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 582.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 582.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 582.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 582.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 568.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 572.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 568.20 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 568.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 568.20 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 568.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 568.20 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 568.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 568.21 Td (\(70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 568.21 Td (\(77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 568.21 Td (\(147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 554.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 554.20 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 554.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 554.20 Td (\(89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 554.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 554.20 Td (\(126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 554.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 554.21 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 554.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 554.21 Td (\(50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 554.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 554.21 Td (\(150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 554.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 540.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 544.28 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 526.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 526.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 526.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 526.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 526.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 526.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 526.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 526.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 526.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 526.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 512.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 516.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 512.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 512.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 512.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 512.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 512.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 512.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 512.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 512.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 512.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 498.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 498.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 498.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 498.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 498.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 498.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 498.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 498.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 498.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 498.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 498.21 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 498.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 484.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 484.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 488.28 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 470.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 470.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 470.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 470.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 470.20 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 470.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 470.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 470.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 470.21 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 470.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 470.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 470.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 456.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 456.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 460.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 456.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 456.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 456.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 456.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 456.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 456.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 456.21 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 456.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 456.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 442.20 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 442.20 Td (\(39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 442.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 442.20 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 442.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 442.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 442.21 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 442.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 442.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 442.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 428.20 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 414.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 414.20 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 414.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 414.20 Td (\(75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 414.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 414.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 414.20 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 414.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 414.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 414.21 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 414.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 414.21 Td (\(431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 414.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 414.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 414.21 Td (\(354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 414.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 400.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 404.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 400.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 400.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 400.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 400.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 400.20 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 400.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 400.21 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 400.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 400.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 400.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 400.21 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 400.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 386.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 386.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 386.20 Td (\(78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 386.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 386.20 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 386.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 386.21 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 386.21 Td (\(440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 386.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 386.21 Td (\(387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 386.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 372.20 Td (Total interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 372.20 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 372.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 372.20 Td (\(234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 372.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 372.20 Td (\(290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 372.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 372.21 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 372.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 372.21 Td (\(616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 372.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 372.21 Td (\(627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 372.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 358.20 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 358.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 358.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 358.20 Td (262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 358.20 Td (244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 358.20 Td (320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 358.20 Td (355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 358.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 358.20 Td (675) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 336.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.65 Td (The taxable equivalent adjustment is based on the U.S. federal statutory tax rate of 35% and is included in this presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 327.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 327.05 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 317.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 317.45 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 317.45 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 317.45 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 317.45 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 317.45 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 317.45 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 317.45 Td (est expense ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 258.13 317.45 Td (exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 317.45 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 317.45 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 307.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.85 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 307.85 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 298.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 298.25 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 298.25 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 298.25 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 298.25 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 298.25 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 298.25 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 298.25 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 298.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 298.25 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 298.25 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 298.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 298.25 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 298.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 298.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 298.25 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 288.65 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 288.65 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 288.65 Td (rading account assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.86 288.65 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 288.65 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 288.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 288.65 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 288.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 279.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 279.05 Td (Includes brokerage payables.) Tj ET Q endstream endobj 173 0 obj <> endobj 174 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (84) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Analysis of Changes in Interest Revenue, Interest Expense, and Net Interest Revenue) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 0 0 0 rg BT 387.41 753.78 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 670.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 670.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 670.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 670.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 642.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 642.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 642.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 614.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 614.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 614.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 614.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 586.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 586.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 586.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 586.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 558.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 558.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 558.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 530.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 530.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 530.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 502.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 502.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 502.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 502.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 474.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 474.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 474.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 446.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 446.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 446.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 446.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 418.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 418.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 418.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 418.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 390.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 390.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 390.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 390.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.75 375.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 362.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 362.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 362.75 57.00 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411.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 614.75 m 465.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 614.75 m 519.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 600.75 m 519.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 614.75 m 576.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 600.75 m 576.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 600.75 m 465.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 600.75 m 519.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 600.75 m 576.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.75 m 411.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.75 m 411.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 558.75 m 465.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 544.75 m 465.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 558.75 m 519.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 544.75 m 519.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 558.75 m 576.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 544.75 m 576.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 544.75 m 465.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 544.75 m 519.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 544.75 m 576.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.75 m 411.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 488.75 m 411.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 502.75 m 465.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 488.75 m 465.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 502.75 m 519.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 488.75 m 519.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 502.75 m 576.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 488.75 m 576.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 488.75 m 465.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 488.75 m 519.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 488.75 m 576.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.75 m 411.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 432.75 m 411.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 446.75 m 465.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 432.75 m 465.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 446.75 m 519.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 432.75 m 519.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 446.75 m 576.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 418.75 m 411.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 432.75 m 465.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 432.75 m 519.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.75 m 411.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 418.75 m 465.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 418.75 m 519.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 404.75 m 519.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 418.75 m 576.5 418.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 404.75 m 465.5 404.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 404.75 m 519.5 404.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.75 m 411.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.75 m 411.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 362.75 m 465.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 348.75 m 465.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 362.75 m 519.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 348.75 m 519.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 362.75 m 576.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 348.75 m 576.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 348.75 m 465.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 348.75 m 519.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 348.75 m 576.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.75 m 411.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 292.75 m 411.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 306.75 m 465.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 292.75 m 465.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 306.75 m 519.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 292.75 m 519.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 306.75 m 576.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 292.75 m 576.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 292.75 m 465.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 292.75 m 519.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 292.75 m 576.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 250.75 m 411.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 236.75 m 411.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 250.75 m 465.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 236.75 m 465.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 250.75 m 519.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 236.75 m 519.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 250.75 m 576.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 236.75 m 576.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 236.75 m 465.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 236.75 m 519.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 236.75 m 576.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 194.75 m 411.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 180.75 m 411.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 194.75 m 465.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 180.75 m 465.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 194.75 m 519.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 180.75 m 519.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 194.75 m 576.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 180.75 m 576.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 180.75 m 465.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 180.75 m 519.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 180.75 m 576.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 138.75 m 411.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 124.75 m 411.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 138.75 m 465.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 124.75 m 465.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 138.75 m 519.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 124.75 m 519.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 138.75 m 576.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 124.75 m 576.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 110.75 m 411.5 110.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 124.75 m 465.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 124.75 m 519.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 110.75 m 519.5 110.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 124.75 m 576.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 110.75 m 576.5 110.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 96.75 m 411.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 110.75 m 465.5 110.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 96.75 m 465.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 110.75 m 519.5 110.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 96.75 m 519.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 110.75 m 576.5 110.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 96.75 m 576.5 96.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 721.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.10 721.20 Td (Nine Months 2014 vs. Nine Months 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 698.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.30 707.20 Td (Incr) Tj ET Q q 0 0 0 rg BT 444.63 707.20 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 482.70 707.20 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 698.20 Td (due to change in:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 698.20 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 675.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.30 684.20 Td (A) Tj ET Q q 0 0 0 rg BT 428.13 684.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 675.20 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.30 684.20 Td (A) Tj ET Q q 0 0 0 rg BT 482.13 684.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 675.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.75 684.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.55 675.20 Td (change) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.55 679.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 661.20 Td (Deposits at inter) Tj ET Q q 0 0 0 rg BT 101.83 661.20 Td (est with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 156.84 665.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 661.20 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 661.20 Td (\(175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 661.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 661.20 Td (\(26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 661.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 647.20 Td (Federalfundssoldandsecuritiesborrowedorpurchasedunderagreementstoresell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 647.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 647.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 647.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 633.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 633.20 Td (\(32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 633.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 633.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 633.20 Td (\(72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 633.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 633.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 633.20 Td (\(104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 633.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 619.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 623.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 619.20 Td (\(83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 619.20 Td (\(67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 619.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 619.20 Td (\(150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 619.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 605.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 605.20 Td (\(115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 605.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 605.20 Td (\(139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 605.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 605.20 Td (\(254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 605.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 591.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 591.20 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 595.28 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 591.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 591.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 577.20 Td (\(338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 577.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 577.20 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 577.20 Td (\(290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 577.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 563.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 567.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 563.20 Td (\(122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 563.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 563.20 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 563.20 Td (\(83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 563.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 549.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 549.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 549.20 Td (\(460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 549.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 549.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 549.20 Td (87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 549.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 549.20 Td (\(373) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 549.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.20 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 85.50 539.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 535.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 535.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 535.21 Td (0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 521.20 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 521.20 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 521.20 Td (274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 507.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 511.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 507.20 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 507.20 Td (\(133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 507.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 507.20 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 507.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 493.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 493.20 Td (218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 493.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 493.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 493.20 Td (193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 479.20 Td (Loans \(net of unearned income\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 483.28 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 479.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 479.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 465.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 465.20 Td (483) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 465.20 Td (\(261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 465.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 465.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 465.20 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 451.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 455.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 451.20 Td (418) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 451.20 Td (\(941) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 451.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 451.20 Td (\(523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 451.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 437.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 437.20 Td (901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 437.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 437.20 Td (\(1,202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 437.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 437.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 437.20 Td (\(301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 437.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 423.20 Td (Other interest-earning assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 423.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 423.20 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 423.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 423.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 423.20 Td (\(77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 423.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 423.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 423.20 Td (\(100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 423.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 409.20 Td (Total interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 409.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 409.20 Td (670) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 409.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 409.20 Td (\(1,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 409.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 409.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 409.20 Td (\(861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 409.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 395.20 Td (Deposits ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 73.75 399.28 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 395.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 395.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 381.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 381.20 Td (150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 381.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 381.20 Td (\(411) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 381.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 381.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 381.20 Td (\(261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 381.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 367.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 371.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 367.20 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 367.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 367.20 Td (\(95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 367.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 367.20 Td (\(153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 353.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 353.20 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 353.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 353.20 Td (\(506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 353.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 353.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 353.20 Td (\(414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 353.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 339.20 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 325.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 325.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 325.20 Td (\(130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 325.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 325.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 325.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 325.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 325.20 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 325.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 311.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 311.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 315.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 311.20 Td (\(160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 311.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 311.20 Td (\(133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 311.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 311.20 Td (\(293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 311.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 297.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 297.20 Td (\(290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 297.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 297.20 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 297.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 297.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 297.20 Td (\(327) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 297.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 283.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 283.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 287.28 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 283.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 283.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 269.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 269.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 269.20 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 269.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 269.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 269.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 269.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 269.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 269.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 255.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 255.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 259.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 255.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 255.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 255.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 255.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 241.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 241.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 241.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 241.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 241.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 241.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 241.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.50 241.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 241.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 227.20 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 227.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 213.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 213.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 213.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 213.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 213.20 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 213.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 213.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 213.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 213.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 199.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 199.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 203.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 199.20 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 199.20 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 199.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.50 199.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 199.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 185.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 185.20 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 185.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 185.20 Td (\(54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 185.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 185.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 185.20 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 185.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 171.20 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 171.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 171.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 157.21 Td (In U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 157.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 157.20 Td (\(47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 157.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 157.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 157.20 Td (\(1,167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 157.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 157.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 157.20 Td (\(1,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 157.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 143.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 143.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 147.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 143.20 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 143.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 143.20 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 143.20 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 129.21 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 129.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 129.20 Td (\(82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 129.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 129.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 129.20 Td (\(1,061) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 129.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 129.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 129.20 Td (\(1,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 129.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 115.20 Td (Total interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 115.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 115.20 Td (\(239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 115.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 115.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 115.20 Td (\(1,670) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 115.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 115.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 115.20 Td (\(1,909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 115.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 101.20 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 101.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 101.20 Td (909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 101.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 101.20 Td (139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 101.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 101.20 Td (1,048) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 81.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 81.65 Td (The taxable equivalent adjustment is based on the U.S. Federal statutory tax rate of 35% and is included in this presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 72.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 72.05 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.45 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 62.45 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 62.45 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 62.45 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 62.45 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.67 62.45 Td (Inter) Tj ET Q q 0 0 0 rg BT 219.93 62.45 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 62.45 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 62.45 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 62.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 52.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 52.85 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 52.85 Td (fects and monetary corrections in certain countries.) Tj ET Q endstream endobj 175 0 obj <> endobj 176 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (85) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Interest expense on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.75 750.50 Td (T) Tj ET Q q 0 0 0 rg BT 121.76 750.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.64 750.50 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.31 750.50 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 227.09 750.50 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.16 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.42 750.50 Td (est r) Tj ET Q q 0 0 0 rg BT 349.12 750.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.32 750.50 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.32 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.58 750.50 Td (est r) Tj ET Q q 0 0 0 rg BT 404.28 750.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.48 750.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 442.04 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 457.29 750.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.49 750.50 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (positions are reported in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 133.54 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 137.54 740.90 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 207.32 740.90 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 222.87 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 226.88 740.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.76 740.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 349.89 740.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (The interest expense on deposits includes the FDIC assessment and deposit insurance fees and char) Tj ET Q q 0 0 0 rg BT 371.55 721.70 Td (ges of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.88 721.70 Td ($766 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.99 721.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.54 721.70 Td ($855 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.65 721.70 Td ( for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.75 721.70 Td (nine months ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 73.10 712.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.10 712.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 141.31 712.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 156.86 712.10 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.86 712.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 214.99 712.10 Td (.) Tj ET Q endstream endobj 177 0 obj <> endobj 178 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (86) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Price RiskT) Tj ET Q q 0 0 0 rg BT 94.23 742.25 Td (rading Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (For additional information on the measures Citi uses to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (monitor price risk in its trading portfolios, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (additional information on value at risk, see Managing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (Global RiskMarket RiskPrice Risk in Citi) Tj ET Q q 0 0 0 rg BT 230.16 694.25 Td (s 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 658.25 Td (alue at Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 646.25 Td (alue at risk \(V) Tj ET Q q 0 0 0 rg BT 97.75 646.25 Td (AR\) estimates, at a 99% confidence level, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (potential decline in the value of a position or a portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (under normal market conditions assuming a one-day holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 66.37 610.25 Td (V) Tj ET Q q 0 0 0 rg BT 72.30 610.25 Td (AR statistics, which are based on historical data, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (can be materially dif) Tj ET Q q 0 0 0 rg BT 118.28 598.25 Td (ferent across firms due to dif) Tj ET Q q 0 0 0 rg BT 233.34 598.25 Td (ferences in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (portfolio composition, dif) Tj ET Q q 0 0 0 rg BT 138.87 586.25 Td (ferences in ) Tj ET Q q 0 0 0 rg BT 184.77 586.25 Td (V) Tj ET Q q 0 0 0 rg BT 190.70 586.25 Td (AR methodologies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (and dif) Tj ET Q q 0 0 0 rg BT 63.87 574.25 Td (ferences in model parameters. ) Tj ET Q q 0 0 0 rg BT 185.76 574.25 Td (As a result, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 71.08 562.25 Td (V) Tj ET Q q 0 0 0 rg BT 77.02 562.25 Td (AR statistics can be used more ef) Tj ET Q q 0 0 0 rg BT 210.13 562.25 Td (fectively as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (indicators of trends in risk taking within a firm, rather than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (as a basis for inferring dif) Tj ET Q q 0 0 0 rg BT 138.84 538.25 Td (ferences in risk-taking across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (firms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.25 Td (Citi uses a single, independently approved Monte Carlo ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (simulation ) Tj ET Q q 0 0 0 rg BT 80.54 502.25 Td (V) Tj ET Q q 0 0 0 rg BT 86.47 502.25 Td (AR model, which has been designed to capture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (material risk sensitivities \(such as first- and second-order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (sensitivities of positions to changes in market prices\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (various asset classes/risk types \(such as interest rate, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (spread, foreign exchange, equity and commodity risks\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 334.78 730.10 Td (s ) Tj ET Q q 0 0 0 rg BT 340.99 730.10 Td (V) Tj ET Q q 0 0 0 rg BT 346.93 730.10 Td (AR includes positions which are measured at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (value; it does not include investment securities classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (available-for) Tj ET Q q 0 0 0 rg BT 367.88 706.10 Td (-sale or held-to-maturity) Tj ET Q q 0 0 0 rg BT 464.97 706.10 Td (. For information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (these securities, see Note13 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 670.10 Td (Citi believes its ) Tj ET Q q 0 0 0 rg BT 399.54 670.10 Td (V) Tj ET Q q 0 0 0 rg BT 405.47 670.10 Td (AR model is conservatively calibrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (to incorporate fat-tail scaling and the greater of short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (\(approximately the most recent month\) and long-term \(three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (years\) market volatility) Tj ET Q q 0 0 0 rg BT 409.65 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 414.47 634.10 Td (The Monte Carlo simulation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (involves approximately 300,000 market factors, making use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (of approximately 180,000 time series, with sensitivities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (updated daily) Tj ET Q q 0 0 0 rg BT 370.50 598.10 Td (, volatility parameters updated daily to weekly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (and correlation parameters updated monthly) Tj ET Q q 0 0 0 rg BT 492.95 586.10 Td (. ) Tj ET Q q 0 0 0 rg BT 497.77 586.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (conservative features of the ) Tj ET Q q 0 0 0 rg BT 429.54 574.10 Td (V) Tj ET Q q 0 0 0 rg BT 435.48 574.10 Td (AR calibration contribute an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (approximately 14% add-on to what would be a ) Tj ET Q q 0 0 0 rg BT 506.77 562.10 Td (V) Tj ET Q q 0 0 0 rg BT 512.70 562.10 Td (AR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (estimated under the assumption of stable and perfectly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (normally distributed markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 526.10 Td (The sequential decline in Citi) Tj ET Q q 0 0 0 rg BT 455.52 526.10 Td (s average ) Tj ET Q q 0 0 0 rg BT 495.32 526.10 Td (T) Tj ET Q q 0 0 0 rg BT 500.73 526.10 Td (otal ) Tj ET Q q 0 0 0 rg BT 518.04 526.10 Td (T) Tj ET Q q 0 0 0 rg BT 523.80 526.10 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (and Credit Portfolios ) Tj ET Q q 0 0 0 rg BT 403.20 514.10 Td (V) Tj ET Q q 0 0 0 rg BT 409.13 514.10 Td (AR, as set forth in the table below) Tj ET Q q 0 0 0 rg BT 545.12 514.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (was primarily driven by standard and management-approved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (V) Tj ET Q q 0 0 0 rg BT 322.93 490.10 Td (AR model parameter updates which resulted in lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (volatilities associated with the credit portfolio.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 413.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 413.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 413.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 413.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 413.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 413.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 413.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 385.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 385.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 385.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 385.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 385.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 385.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 385.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 357.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 357.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 357.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 357.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 357.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 357.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 357.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 329.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 329.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 329.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 329.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 329.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 329.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 329.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 301.75 232.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 301.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 301.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 301.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 301.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 301.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 301.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 266.75 232.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 266.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 266.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 266.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 266.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 266.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 266.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 231.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 231.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 231.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 231.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 231.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 231.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 231.75 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 413.75 m 268.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 413.75 m 317.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 413.75 m 366.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 413.75 m 415.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 413.75 m 464.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 413.75 m 513.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 413.75 m 562.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 371.75 m 268.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 371.75 m 317.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 371.75 m 366.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 371.75 m 415.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 371.75 m 464.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 371.75 m 513.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 371.75 m 562.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 301.75 m 268.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 301.75 m 415.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 301.75 m 513.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 301.75 m 562.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.75 m 268.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 301.75 m 317.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 301.75 m 366.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 301.75 m 415.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 301.75 m 464.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 301.75 m 513.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 301.75 m 562.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 266.75 m 268.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 280.75 m 317.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 280.75 m 366.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 280.75 m 415.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 280.75 m 464.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 280.75 m 513.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 280.75 m 562.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 266.75 m 268.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245.75 m 268.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 266.75 m 317.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 245.75 m 317.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 266.75 m 366.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 245.75 m 366.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 266.75 m 415.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 245.75 m 415.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 266.75 m 464.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 245.75 m 464.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 266.75 m 513.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 245.75 m 513.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 266.75 m 562.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 245.75 m 562.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.75 m 268.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 217.75 m 268.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 231.75 m 317.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 217.75 m 317.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 231.75 m 366.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 217.75 m 366.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 231.75 m 415.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 217.75 m 415.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 231.75 m 464.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 217.75 m 464.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 231.75 m 513.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 217.75 m 513.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 231.75 m 562.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 217.75 m 562.5 217.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.20 447.15 Td (Third) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.80 438.15 Td (Quarter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 447.01 Td (Second) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 438.01 Td (Quarter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 447.01 Td (Third) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.75 438.01 Td (Quarter) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 418.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.80 426.15 Td (September) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 417.15 Td (30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 426.15 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.80 417.15 Td (Average) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 426.01 Td (June 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 417.01 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 426.01 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.55 417.01 Td (Average) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.25 426.01 Td (September) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.75 417.01 Td (30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 426.01 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.55 417.01 Td (Average) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.21 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 404.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 404.20 Td (79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 404.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 404.20 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 404.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 404.21 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 404.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 404.21 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.95 404.21 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.95 404.21 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 390.21 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 390.20 Td (66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 390.20 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 390.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 390.21 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.95 390.21 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.95 390.21 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.21 Td (Covariance adjustment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.72 380.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 376.20 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 376.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 376.20 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 376.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 376.21 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 376.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 376.21 Td (\(43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 376.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.95 376.21 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.95 376.21 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.21 Td (Fully diversified interest rate and credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 362.20 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 362.20 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.50 362.21 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 362.21 Td (115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 362.21 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 362.21 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.21 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 348.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 348.20 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 348.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 348.21 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 348.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 348.21 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.21 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 334.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 334.20 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 334.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 334.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 334.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 334.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 320.21 Td (Commodity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 320.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 320.20 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 320.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 320.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 320.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 320.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 306.21 Td (Covariance adjustment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.72 310.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 306.20 Td (\(70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 306.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 306.20 Td (\(73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 306.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 306.21 Td (\(72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 306.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 306.21 Td (\(79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 306.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 306.21 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 306.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 306.21 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 306.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 293.01 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 293.01 Td (otal ) Tj ET Q q 0 0 0 rg BT 59.45 293.01 Td (T) Tj ET Q q 0 0 0 rg BT 64.63 293.01 Td (rading ) Tj ET Q q 0 0 0 rg BT 89.71 293.01 Td (V) Tj ET Q q 0 0 0 rg BT 95.05 293.01 Td (ARall market risk factors, including general ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 284.01 Td (and specific risk \(excluding credit portfolios\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 201.70 288.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 285.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 285.20 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 285.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 285.20 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.50 285.21 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 285.21 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 285.21 Td (107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 285.21 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 271.21 Td (Specific risk-only component) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 145.48 275.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 271.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 271.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 271.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 271.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 271.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 271.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 271.21 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 271.21 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 258.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 258.15 Td (otal ) Tj ET Q q 0 0 0 rg BT 60.76 258.15 Td (T) Tj ET Q q 0 0 0 rg BT 66.10 258.15 Td (rading ) Tj ET Q q 0 0 0 rg BT 93.69 258.15 Td (V) Tj ET Q q 0 0 0 rg BT 99.03 258.15 Td (ARgeneral market risk factors only ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 249.15 Td (\(excluding cr) Tj ET Q q 0 0 0 rg BT 89.08 249.15 Td (edit portfolios\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 145.82 253.23 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 250.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 250.20 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 250.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 250.20 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 250.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 250.21 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 250.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 250.21 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 250.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 250.21 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 250.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 250.21 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.21 Td (Incremental Impact of the Credit Portfolio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 191.20 240.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 236.20 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 236.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 236.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 236.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 236.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 236.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 236.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 236.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 236.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 236.21 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 222.20 Td (Total Trading and Credit Portfolios VAR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 222.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 222.20 Td (127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 222.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 222.20 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 222.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.50 222.21 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 222.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 222.21 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 222.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 222.21 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 222.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 222.21 Td (117) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 199.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 199.05 Td (Covariance adjustment \(also known as diversification benefit\) equals the dif) Tj ET Q q 0 0 0 rg BT 297.56 199.05 Td (ference between the total ) Tj ET Q q 0 0 0 rg BT 379.59 199.05 Td (V) Tj ET Q q 0 0 0 rg BT 384.34 199.05 Td (AR and the sum of the ) Tj ET Q q 0 0 0 rg BT 458.40 199.05 Td (V) Tj ET Q q 0 0 0 rg BT 463.15 199.05 Td (ARs tied to each individual ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.45 Td (risk type. ) Tj ET Q q 0 0 0 rg BT 85.63 189.45 Td (The benefit reflects the fact that the risks within each and across risk types are not perfectly correlated and, consequently) Tj ET Q q 0 0 0 rg BT 471.62 189.45 Td (, the total ) Tj ET Q q 0 0 0 rg BT 503.47 189.45 Td (V) Tj ET Q q 0 0 0 rg BT 508.21 189.45 Td (AR on a given ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 179.85 Td (day will be lower than the sum of the ) Tj ET Q q 0 0 0 rg BT 174.94 179.85 Td (V) Tj ET Q q 0 0 0 rg BT 179.68 179.85 Td (ARs relating to each individual risk type. ) Tj ET Q q 0 0 0 rg BT 313.29 179.85 Td (The determination of the primary drivers of changes to the covariance ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 170.25 Td (adjustment is made by an examination of the impact of both model parameter and position changes. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 160.65 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 53.18 160.65 Td (The total ) Tj ET Q q 0 0 0 rg BT 83.70 160.65 Td (T) Tj ET Q q 0 0 0 rg BT 88.30 160.65 Td (rading ) Tj ET Q q 0 0 0 rg BT 110.59 160.65 Td (V) Tj ET Q q 0 0 0 rg BT 115.34 160.65 Td (AR includes mark-to-market and certain fair value option trading positions from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 374.60 160.65 Td (ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 390.38 160.65 Td (and Citi Holdings, with the exception of hedges to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 151.05 Td (the loan portfolio, fair value option loans, and all CV) Tj ET Q q 0 0 0 rg BT 222.93 151.05 Td (A) Tj ET Q q 0 0 0 rg BT 228.27 151.05 Td ( exposures. ) Tj ET Q q 0 0 0 rg BT 267.82 151.05 Td (A) Tj ET Q q 0 0 0 rg BT 273.00 151.05 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 310.15 151.05 Td (-sale and accrual exposures are not included.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 141.45 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 141.45 Td (The specific risk-only component represents the level of equity and fixed income issuer) Tj ET Q q 0 0 0 rg BT 334.20 141.45 Td (-specific risk embedded in ) Tj ET Q q 0 0 0 rg BT 420.69 141.45 Td (V) Tj ET Q q 0 0 0 rg BT 425.43 141.45 Td (AR. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 131.85 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 131.85 Td (The credit portfolio is composed of mark-to-market positions associated with non-trading business units including Citi ) Tj ET Q q 0 0 0 rg BT 435.35 131.85 Td (T) Tj ET Q q 0 0 0 rg BT 439.95 131.85 Td (reasury) Tj ET Q q 0 0 0 rg BT 462.98 131.85 Td (, the CV) Tj ET Q q 0 0 0 rg BT 488.83 131.85 Td (A) Tj ET Q q 0 0 0 rg BT 494.17 131.85 Td ( relating to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 122.25 Td (derivative counterparties and all associated CV) Tj ET Q q 0 0 0 rg BT 203.80 122.25 Td (A) Tj ET Q q 0 0 0 rg BT 209.14 122.25 Td ( hedges. FV) Tj ET Q q 0 0 0 rg BT 246.55 122.25 Td (A) Tj ET Q q 0 0 0 rg BT 251.88 122.25 Td ( and DV) Tj ET Q q 0 0 0 rg BT 277.96 122.25 Td (A) Tj ET Q q 0 0 0 rg BT 283.29 122.25 Td ( are not included. ) Tj ET Q q 0 0 0 rg BT 340.68 122.25 Td (The credit portfolio also includes hedges to the loan portfolio, fair ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 112.65 Td (value option loans and hedges to the leveraged finance pipeline within capital markets origination within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 391.46 112.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 405.23 112.65 Td (. ) Tj ET Q endstream endobj 179 0 obj <> endobj 180 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The table below provides the range of market factor ) Tj ET Q q 0 0 0 rg BT 264.01 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 269.94 742.10 Td (ARs associated with Citi) Tj ET Q q 0 0 0 rg BT 371.88 742.10 Td (s ) Tj ET Q q 0 0 0 rg BT 378.09 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 383.50 742.10 Td (otal ) Tj ET Q q 0 0 0 rg BT 400.82 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 406.57 742.10 Td (rading ) Tj ET Q q 0 0 0 rg BT 434.44 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 440.37 742.10 Td (AR, inclusive of specific risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (that was experienced during the following quarters:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 677.60 244.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 677.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 677.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 677.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 677.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 677.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 677.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 649.60 244.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 649.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 649.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 649.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 649.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 649.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 649.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.60 244.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 621.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 621.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 621.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 621.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 621.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 621.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.60 244.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 593.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 593.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 593.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 593.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 593.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 593.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.60 244.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 565.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 565.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 565.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 565.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 565.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 565.60 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 691.6 m 327.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 691.6 m 374.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 691.6 m 421.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 691.6 m 468.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 691.6 m 515.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 691.6 m 562.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 677.6 m 280.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 677.6 m 327.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 677.6 m 374.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 677.6 m 421.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 677.6 m 468.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 677.6 m 515.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 677.6 m 562.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 649.6 m 280.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 649.6 m 327.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 649.6 m 374.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 649.6 m 421.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 649.6 m 468.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 649.6 m 515.5 649.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 649.6 m 562.5 649.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 551.6 m 280.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 551.6 m 327.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 551.6 m 374.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 551.6 m 421.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 551.6 m 468.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 551.6 m 515.5 551.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 551.6 m 562.5 551.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 710.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.95 710.05 Td (Third Quarter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.85 710.06 Td (Second Quarter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.10 710.06 Td (Third Quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 696.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 696.06 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 696.06 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.95 682.05 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.95 682.05 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.25 682.06 Td (Low) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 682.06 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 682.06 Td (Low) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 682.06 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 668.06 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.00 668.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 668.05 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 668.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 668.05 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 668.06 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 668.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 668.06 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.95 668.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.95 668.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.06 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 654.05 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 654.05 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 654.06 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 654.06 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.95 654.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.95 654.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 640.06 Td (Fully diversified interest rate and credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 640.05 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 640.05 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.50 640.06 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 640.06 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 640.06 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 640.06 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 626.06 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 626.05 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 626.05 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 626.06 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 626.06 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 626.06 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 626.06 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.06 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 612.05 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 612.05 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 612.06 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 612.06 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 612.06 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 612.06 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.06 Td (Commodity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 598.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 598.05 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 598.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 598.06 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 598.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 598.06 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.06 Td (Covariance adjustment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.72 588.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.95 584.05 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.95 584.05 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.95 584.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.95 584.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.95 584.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.95 584.06 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.06 Td (Total Trading) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 570.05 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 570.05 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 570.06 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 570.06 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 570.06 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 570.06 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.06 Td (Total Trading and Credit Portfolio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 556.05 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 556.05 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.50 556.06 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 556.06 Td (172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 556.06 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 556.06 Td (131) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 533.50 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 49.50 533.50 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 533.50 Td (No covariance adjustment can be inferred from the above table as the High and Low for each market factor will be from dif) Tj ET Q q 0 0 0 rg BT 449.25 533.50 Td (ferent close of business dates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.50 Td (The following table provides the ) Tj ET Q q 0 0 0 rg BT 186.84 509.50 Td (V) Tj ET Q q 0 0 0 rg BT 192.77 509.50 Td (AR for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 223.33 509.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.55 509.50 Td ( during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.50 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 497.50 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.60 497.50 Td ( quarter of 2014, excluding the CV) Tj ET Q q 0 0 0 rg BT 208.00 497.50 Td (A) Tj ET Q q 0 0 0 rg BT 214.67 497.50 Td ( relating to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.50 Td (derivative counterparties, hedges of CV) Tj ET Q q 0 0 0 rg BT 193.82 485.50 Td (A, fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.50 Td (loans, and hedges to the loan portfolio.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 449.00 182.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 449.00 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.00 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 412.00 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 449 m 218.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 449 m 281.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426 m 218.5 426 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 426 m 281.5 426 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384 m 218.5 384 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 384 m 281.5 384 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 453.25 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.95 453.45 Td (Sept. 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 439.45 Td (Totalall market risk factors, including) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 430.45 Td (general and specific risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 430.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 430.45 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.46 Td (Averageduring quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 416.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 416.45 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.46 Td (Highduring quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 402.45 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.46 Td (Lowduring quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 388.45 Td (82) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 360.50 Td (Regulatory V) Tj ET Q q 0 0 0 rg BT 88.30 360.50 Td (AR Back-testing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.50 Td (In accordance with Basel III, Citi is required to perform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.50 Td (back-testing to evaluate the ef) Tj ET Q q 0 0 0 rg BT 155.77 336.50 Td (fectiveness of its Regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.50 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 324.50 Td (AR model. Regulatory ) Tj ET Q q 0 0 0 rg BT 135.07 324.50 Td (V) Tj ET Q q 0 0 0 rg BT 141.00 324.50 Td (AR back-testing is the process in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.50 Td (which the daily one-day ) Tj ET Q q 0 0 0 rg BT 134.68 312.50 Td (V) Tj ET Q q 0 0 0 rg BT 140.61 312.50 Td (AR, at a 99% confidence interval, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.50 Td (is compared to the buy-and-hold profit and loss \(e.g., the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.50 Td (profit and loss impact if the portfolio is held constant at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.50 Td (end of the day and re-priced the following day\). Buy-and-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.50 Td (hold profit and loss represents the daily mark-to-market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.50 Td (profit and loss attributable to price movements in covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.50 Td (positions from the close of the previous business day) Tj ET Q q 0 0 0 rg BT 246.99 240.50 Td (. Buy-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.50 Td (and-hold revenue excludes realized trading revenue, net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.50 Td (interest, fees and commissions, intra-day trading profit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.50 Td (loss, and changes in reserves. Regulatory ) Tj ET Q q 0 0 0 rg BT 203.00 204.50 Td (V) Tj ET Q q 0 0 0 rg BT 208.93 204.50 Td (AR back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.50 Td (is performed against buy-and-hold profit and loss on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.50 Td (monthly basis for approximately 155 portfolios across the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.50 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 168.50 Td (ganization \(trading desk level, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.72 168.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.94 168.50 Td ( business segment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.50 Td (Citigroup\) and the results are shared with the U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.50 Td (regulators. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 132.50 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 132.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.71 132.50 Td (, there were no back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.50 Td (exceptions observed for Citi) Tj ET Q q 0 0 0 rg BT 151.81 120.50 Td (s Regulatory ) Tj ET Q q 0 0 0 rg BT 204.95 120.50 Td (V) Tj ET Q q 0 0 0 rg BT 210.88 120.50 Td (AR for the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.50 Td (12 months. Based on a 99% confidence level, Citi would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 96.50 Td (expect two to three days in any one year where buy-and-hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.50 Td (losses exceeded the Regulatory ) Tj ET Q q 0 0 0 rg BT 163.55 84.50 Td (V) Tj ET Q q 0 0 0 rg BT 169.49 84.50 Td (AR. Given the conservative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 72.50 Td (calibration of Citi) Tj ET Q q 0 0 0 rg BT 109.87 72.50 Td (s ) Tj ET Q q 0 0 0 rg BT 116.08 72.50 Td (V) Tj ET Q q 0 0 0 rg BT 122.02 72.50 Td (AR model \(as a result of taking the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 60.50 Td (greater of short- and long-term volatilities and fat-tail scaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 48.50 Td (of volatilities\), Citi would expect fewer exceptions under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 509.50 Td (normal and stable market conditions. Periods of unstable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 497.50 Td (market conditions could increase the number of back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 485.50 Td (exceptions. ) Tj ET Q endstream endobj 181 0 obj <> endobj 182 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (88) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (COUNTR) Tj ET Q q 0 0 0 rg BT 87.58 747.90 Td (Y) Tj ET Q q 0 0 0 rg BT 95.80 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.14 747.90 Td (AND CROSS-BORDER RISK) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (COUNTR) Tj ET Q q 0 0 0 rg BT 78.98 727.90 Td (Y) Tj ET Q q 0 0 0 rg BT 85.83 727.90 Td ( RISK) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 707.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 695.90 Td (Country risk is the risk that an event in a country \(precipitated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 683.90 Td (by developments internal or external to a country\) could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 671.90 Td (directly or indirectly impair the value of Citi) Tj ET Q q 0 0 0 rg BT 216.78 671.90 Td (s franchise or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.90 Td (adversely af) Tj ET Q q 0 0 0 rg BT 84.40 659.90 Td (fect the ability of obligors within that country to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.90 Td (honor their obligations to Citi, any of which could negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.90 Td (impact Citi) Tj ET Q q 0 0 0 rg BT 83.50 635.90 Td (s results of operations or financial condition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.90 Td (Country risk events could include sovereign volatility or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.90 Td (defaults, banking failures or defaults, redenomination events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.90 Td (\(which could be accompanied by a revaluation \(either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.90 Td (devaluation or appreciation\) of the af) Tj ET Q q 0 0 0 rg BT 184.36 587.90 Td (fected currency\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.90 Td (currency crises, foreign exchange and/or capital controls and/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.90 Td (or political events and instability) Tj ET Q q 0 0 0 rg BT 166.43 563.90 Td (. Country risk events could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.90 Td (result in mandatory loan loss and other reserve requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.90 Td (imposed by U.S. regulators due to a particular country) Tj ET Q q 0 0 0 rg BT 255.95 539.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 527.90 Td (economic situation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.90 Td (While Citi continues to work to mitigate its exposures to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.90 Td (potential country risk events, the impact of any such event is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.90 Td (highly uncertain and will ultimately be based on the specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.90 Td (facts and circumstances. ) Tj ET Q q 0 0 0 rg BT 135.40 479.90 Td (As a result, there can be no assurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.90 Td (that the various steps Citi has taken to protect its businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.90 Td (results of operations and financial condition against these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.90 Td (events will be suf) Tj ET Q q 0 0 0 rg BT 106.08 443.90 Td (ficient. In addition, there could be negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.90 Td (impacts to Citi) Tj ET Q q 0 0 0 rg BT 97.67 431.90 Td (s businesses, results of operations or financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.90 Td (condition that are currently unknown to Citi and thus cannot ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.90 Td (be mitigated as part of its ongoing contingency planning.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.90 Td (For additional information on country risk at Citi, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.90 Td (including its country risk management process as well as Citi) Tj ET Q q 0 0 0 rg BT 284.01 383.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.90 Td (exposures relating to Greece, Ireland, Italy) Tj ET Q q 0 0 0 rg BT 206.11 371.90 Td (, Portugal and Spain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.90 Td (\(GIIPS\) as of December 31, 2013, see Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.90 Td (Country and Cross-Border RiskCountry RiskGIIPS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.90 Td (Sovereign, Financial Institution and Corporate Exposures in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 323.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 82.12 323.90 Td (Annual Report on Form 10-K.) Tj ET Q endstream endobj 183 0 obj <> endobj 184 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (89) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Emerging Markets Exposures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citi generally defines emer) Tj ET Q q 0 0 0 rg BT 144.39 737.25 Td (ging markets as countries in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 259.09 737.25 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (America, ) Tj ET Q q 0 0 0 rg BT 74.70 725.25 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.47 725.25 Td ( \(other than Japan, ) Tj ET Q q 0 0 0 rg BT 168.29 725.25 Td (Australia and New Zealand\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (central and eastern Europe, the Middle East and ) Tj ET Q q 0 0 0 rg BT 229.54 713.25 Td (Africa.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.25 Td (The following table presents Citicorp) Tj ET Q q 0 0 0 rg BT 206.19 701.25 Td (s principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (emer) Tj ET Q q 0 0 0 rg BT 55.80 689.25 Td (ging markets assets as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.73 689.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.99 689.25 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (purposes of the table below) Tj ET Q q 0 0 0 rg BT 145.32 677.25 Td (, loan amounts are generally based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (on the domicile of the borrower) Tj ET Q q 0 0 0 rg BT 450.35 749.10 Td (. For example, a loan to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Chinese subsidiary of a Switzerland-based corporation will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (generally be categorized as a loan in China. ) Tj ET Q q 0 0 0 rg BT 500.69 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 506.45 725.10 Td (rading account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (assets and investment securities are generally categorized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (below based on the domicile of the issuer of the security or the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (underlying reference entity) Tj ET Q q 0 0 0 rg BT 431.63 689.10 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 623.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 623.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 623.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 623.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 623.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 623.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 623.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 623.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 623.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 593.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 593.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 593.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 593.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 593.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 593.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 593.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 593.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 593.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 563.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 563.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 563.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 563.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 563.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 563.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 563.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 563.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 563.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 533.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 533.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 533.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 533.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 533.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 533.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 533.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 533.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 533.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 503.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 503.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 503.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 503.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 503.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 503.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 503.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 503.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 503.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 473.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 473.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 473.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 473.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 473.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 473.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 473.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 473.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 473.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 443.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 443.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 443.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 443.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 443.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 443.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 443.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 443.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 443.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 413.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 413.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 413.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 413.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 413.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 413.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 413.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 413.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 413.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 383.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 383.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 383.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 383.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 383.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 383.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 383.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 383.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 383.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 353.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 353.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 353.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 353.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 353.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 353.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 353.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 353.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 353.75 54.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 644.75 m 171.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 666.75 m 171.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 644.75 m 229.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 644.75 m 296.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 644.75 m 351.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 644.75 m 409.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 666.75 m 468.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 644.75 m 468.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 644.75 m 521.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 644.75 m 575.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 644.75 m 113.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 644.75 m 113.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 623.75 m 113.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 644.75 m 113.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 644.75 m 171.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 623.75 m 171.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 644.75 m 171.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 644.75 m 229.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 623.75 m 229.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 623.75 m 296.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 623.75 m 351.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 623.75 m 409.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 644.75 m 468.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 623.75 m 468.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 644.75 m 521.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 623.75 m 521.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 644.75 m 575.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 623.75 m 575.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 623.75 m 113.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 623.75 m 113.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 623.75 m 171.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 623.75 m 171.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 623.75 m 229.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 623.75 m 468.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 623.75 m 521.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 623.75 m 575.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 608.75 m 113.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 608.75 m 113.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 608.75 m 171.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 608.75 m 229.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 608.75 m 468.5 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 593.75 m 113.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 593.75 m 113.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 593.75 m 171.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 593.75 m 229.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 593.75 m 468.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 578.75 m 113.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 578.75 m 113.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 578.75 m 171.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 578.75 m 229.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 578.75 m 468.5 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 563.75 m 113.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 563.75 m 113.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 563.75 m 171.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 563.75 m 229.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 563.75 m 468.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 548.75 m 113.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 548.75 m 113.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 548.75 m 171.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 548.75 m 229.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 548.75 m 468.5 533.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 533.75 m 113.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 533.75 m 113.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 533.75 m 171.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 533.75 m 229.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 533.75 m 468.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 518.75 m 113.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 518.75 m 113.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 518.75 m 171.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 518.75 m 229.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 518.75 m 468.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 503.75 m 113.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 503.75 m 113.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 503.75 m 171.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 503.75 m 229.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 503.75 m 468.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 488.75 m 113.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 488.75 m 113.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 488.75 m 171.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 488.75 m 229.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 488.75 m 468.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 473.75 m 113.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 473.75 m 113.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 473.75 m 171.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 473.75 m 229.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 473.75 m 468.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 458.75 m 113.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 458.75 m 113.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 458.75 m 171.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 458.75 m 229.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 458.75 m 468.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 443.75 m 113.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 443.75 m 113.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 443.75 m 171.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 443.75 m 229.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 443.75 m 468.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 428.75 m 113.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 428.75 m 113.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 428.75 m 171.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 428.75 m 229.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 428.75 m 468.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 413.75 m 113.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 413.75 m 113.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 413.75 m 171.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 413.75 m 229.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 413.75 m 468.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 398.75 m 113.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 398.75 m 113.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 398.75 m 171.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 398.75 m 229.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 398.75 m 468.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 383.75 m 113.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 383.75 m 113.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 383.75 m 171.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 383.75 m 229.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 383.75 m 468.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 368.75 m 113.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 368.75 m 113.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 368.75 m 171.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 368.75 m 229.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 368.75 m 468.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 353.75 m 113.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 353.75 m 113.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 353.75 m 171.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 353.75 m 229.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 353.75 m 468.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 338.75 m 113.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 323.75 m 113.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 338.75 m 113.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 338.75 m 171.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 323.75 m 171.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 338.75 m 229.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 323.75 m 229.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 323.75 m 296.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 323.75 m 351.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 323.75 m 409.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 323.75 m 468.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 338.75 m 468.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 323.75 m 521.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 323.75 m 575.5 323.75 l s BT /F1 8.50 Tf ET q 0 0 0 rg BT 118.25 657.61 Td (As of Jun. 30,) Tj ET Q BT /F1 8.50 Tf ET q 0 0 0 rg BT 133.50 649.11 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.95 649.20 Td (As of September 30, 2014) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 491.70 649.20 Td (GCB ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.46 649.20 Td (NCL) Tj ET Q q 0 0 0 rg BT 530.96 649.20 Td ( Rate) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 628.00 Td (In billions of dollars) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.30 628.00 Td (Aggregate) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 155.62 631.63 Td (\(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.45 627.98 Td (Aggr) Tj ET Q q 0 0 0 rg BT 196.63 627.98 Td (egate) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 214.40 631.61 Td (\(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 233.75 635.98 Td (T) Tj ET Q q 0 0 0 rg BT 238.49 635.98 Td (rading ) Tj ET Q q 0 0 0 rg BT 262.72 635.98 Td (Account ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 248.80 627.98 Td (Assets) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 270.13 631.61 Td (\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.35 635.98 Td (Investment ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 303.80 627.98 Td (Securities) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 337.12 631.61 Td (\(3\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 355.35 627.98 Td (ICG) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 369.58 627.98 Td ( Loans) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 392.48 631.61 Td (\(4\)\(5\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.75 627.98 Td (GCB) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.20 627.98 Td ( Loans) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 455.10 631.61 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.95 628.20 Td (3Q'14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.15 628.21 Td (2Q'14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 613.21 Td (Mexico) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.00 613.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 613.21 Td (70.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 613.20 Td (67.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 613.20 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 613.20 Td (21.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 613.20 Td (9.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 613.20 Td (30.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 613.20 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 613.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 613.21 Td (4.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 613.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 598.21 Td (Korea) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 598.21 Td (42.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 598.20 Td (39.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 598.20 Td (\(0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 598.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 598.20 Td (11.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 598.20 Td (3.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 598.20 Td (24.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 598.20 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 598.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 583.21 Td (Singapore) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 583.21 Td (30.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 583.20 Td (31.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 583.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 583.20 Td (6.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 583.20 Td (9.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 583.20 Td (14.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 583.20 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 583.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 568.21 Td (Brazil) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 568.21 Td (29.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 568.20 Td (27.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 568.20 Td (3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 568.20 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 568.20 Td (15.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 568.20 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 568.20 Td (5.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 568.21 Td (5.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 553.21 Td (Hong Kong) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 553.21 Td (27.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 553.20 Td (27.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 553.20 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 553.20 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 553.20 Td (10.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 553.20 Td (10.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 553.20 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 553.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 538.21 Td (India) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 538.21 Td (25.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 538.20 Td (25.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 538.20 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 538.20 Td (7.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 538.20 Td (9.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 538.20 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 538.20 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 538.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 523.21 Td (China) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 523.21 Td (22.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 523.20 Td (22.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 523.20 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 523.20 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.25 523.20 Td (11.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 523.20 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 523.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 523.21 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 508.21 Td (Taiwan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.25 508.21 Td (14.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 508.20 Td (14.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 508.20 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 508.20 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 508.20 Td (4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 508.20 Td (7.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 508.20 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.25 508.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 508.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 493.21 Td (Poland) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 493.21 Td (9.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 493.20 Td (11.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 493.20 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 493.20 Td (5.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 493.20 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 493.20 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 493.20 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 493.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 478.21 Td (Malaysia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 478.21 Td (9.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 478.20 Td (9.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 478.20 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 478.20 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 478.20 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 478.20 Td (5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 478.20 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 478.21 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 463.21 Td (Russia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 62.00 467.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 463.21 Td (8.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 463.20 Td (8.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 463.20 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 463.20 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 463.20 Td (5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 463.20 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 463.20 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 463.21 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 448.21 Td (Indonesia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 448.21 Td (7.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 448.20 Td (7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 448.20 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 448.20 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 448.20 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 448.20 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 448.20 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 448.21 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 433.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 433.21 Td (urkey) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 63.67 437.29 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 433.21 Td (5.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 433.20 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 433.20 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 433.20 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 433.20 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 433.20 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 433.20 Td (\(0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 433.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.25 433.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 433.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 418.21 Td (Colombia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 418.21 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 418.20 Td (5.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 418.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 418.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 418.20 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 418.20 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 418.20 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 418.21 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 403.21 Td (Thailand) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 403.21 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 403.20 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 403.20 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 403.20 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 403.20 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 403.20 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 403.20 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 403.21 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 388.21 Td (UAE) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 388.21 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 388.20 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 388.20 Td (\(0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 388.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 388.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 388.20 Td (2.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 388.20 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 388.20 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 388.21 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 373.21 Td (Philippines) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 373.21 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 373.20 Td (3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 373.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 373.20 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 373.20 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 373.20 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 373.20 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 373.21 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 358.21 Td (South Africa) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 358.21 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 358.20 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 358.20 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 358.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 358.20 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 358.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 358.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 358.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 343.21 Td (Ar) Tj ET Q q 0 0 0 rg BT 47.33 343.21 Td (gentina) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 73.82 347.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 343.21 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 343.20 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 343.20 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 343.20 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 343.20 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.75 343.20 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 343.20 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 343.21 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 328.21 Td (Nigeria) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.75 328.21 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 328.20 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.75 328.20 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 328.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 328.20 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 328.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 328.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 328.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 305.05 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.33 305.05 Td (Aggregate may not cross foot due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 295.45 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 295.45 Td (Aggregate of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 97.98 295.45 Td (T) Tj ET Q q 0 0 0 rg BT 101.99 295.45 Td (rading account assets, Investment securities, ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.85 295.45 Td (loans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 279.74 295.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.74 295.45 Td (and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 293.29 295.45 Td ( GCB ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.29 295.45 Td (loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 285.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 285.85 Td (rading account assets are shown on a net basis. Citi) Tj ET Q q 0 0 0 rg BT 224.79 285.85 Td (s trading account assets will vary as it maintains inventory consistent with customer needs. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 276.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 276.25 Td (Investment securities include securities available-for) Tj ET Q q 0 0 0 rg BT 222.22 276.25 Td (-sale, recorded at fair market value, and securities held-to-maturity) Tj ET Q q 0 0 0 rg BT 435.38 276.25 Td (, recorded at historical cost.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 266.65 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 266.65 Td (Reflects funded loans, net of unearned income. In addition to the funded loans disclosed in the table above, through its ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 435.46 266.65 Td (ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.23 266.65 Td (businesses, Citi had unfunded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 257.05 Td (commitments to corporate customers in the emer) Tj ET Q q 0 0 0 rg BT 210.25 257.05 Td (ging markets of approximately $34 billion as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.89 257.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.10 257.05 Td ( \(compared to $33 billion as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 529.75 257.05 Td (June30, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 247.45 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 247.45 Td (\); no country accounted for more than $4 billion of this amount. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.85 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 237.85 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 73.55 237.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.77 237.85 Td (, non-accrual loans represented 0.6% of total ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 282.82 237.85 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.60 237.85 Td ( loans in the emer) Tj ET Q q 0 0 0 rg BT 353.32 237.85 Td (ging markets. For the countries in the table above, non-accrual loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 228.25 Td (ratios as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 91.10 228.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.31 228.25 Td ( ranged from 0.0% to 0.4%, other than in Hong Kong and Brazil. In Hong Kong, the non-accrual loan ratio was 1.5% as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.65 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 218.65 Td ( \(compared to 1.3% as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 200.63 218.65 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.29 218.65 Td (\), primarily reflecting the impact of one counterparty) Tj ET Q q 0 0 0 rg BT 414.04 218.65 Td (. In Brazil, the non-accrual loan ratio was 1.6% as ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 209.05 Td (of September 30, 2014 \(compared to 0.3% as of June 30, 2014\), primarily reflecting the impact of one counterparty) Tj ET Q q 0 0 0 rg BT 422.70 209.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 199.45 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 199.45 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 165.10 199.45 Td (s cross-border risk relating to Russia and ) Tj ET Q q 0 0 0 rg BT 297.30 199.45 Td (Ar) Tj ET Q q 0 0 0 rg BT 305.60 199.45 Td (gentina, see Cross-Border Risk below) Tj ET Q q 0 0 0 rg BT 433.27 199.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 189.85 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 54.00 189.85 Td (Investment securities in ) Tj ET Q q 0 0 0 rg BT 131.84 189.85 Td (T) Tj ET Q q 0 0 0 rg BT 136.44 189.85 Td (urkey include Citi) Tj ET Q q 0 0 0 rg BT 196.43 189.85 Td (s remaining $1.5 billion investment in ) Tj ET Q q 0 0 0 rg BT 319.75 189.85 Td (Akbank ) Tj ET Q q 0 0 0 rg BT 346.94 189.85 Td (T) Tj ET Q q 0 0 0 rg BT 351.23 189.85 Td (.A.S. For additional information, see Note 14 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 180.25 Td (Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 145.32 180.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 168.00 180.25 Td (Annual Report on Form 10-K.) Tj ET Q endstream endobj 185 0 obj <> endobj 186 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (90) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 57.29 749.10 Td (ging Markets T) Tj ET Q q 0 0 0 rg BT 117.85 749.10 Td (rading ) Tj ET Q q 0 0 0 rg BT 146.83 749.10 Td (Account ) Tj ET Q q 0 0 0 rg BT 181.92 749.10 Td (Assets and Investment ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (In the ordinary course of business, Citi holds securities in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (trading accounts and investment accounts, including those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 64.70 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 70.45 701.10 Td (rading account assets are marked to market daily) Tj ET Q q 0 0 0 rg BT 265.00 701.10 Td (, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (asset levels varying as Citi maintains inventory consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (customer needs. Investment securities are recorded at either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (fair value or historical cost, based on the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (accounting treatment, and are predominantly held as part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (the local entity asset and liability management program, or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (comply with local regulatory requirements. In the markets in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (the table above, 98% of Citi) Tj ET Q q 0 0 0 rg BT 150.97 617.10 Td (s investment securities were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (related to sovereign issuers as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.74 605.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 605.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 57.29 581.10 Td (ging Markets Consumer Lending) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 569.10 Td () Tj ET Q q 0 0 0 rg BT 58.78 569.10 Td (s strategy within the emer) Tj ET Q q 0 0 0 rg BT 161.90 569.10 Td (ging markets is consistent with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 557.10 Td () Tj ET Q q 0 0 0 rg BT 58.78 557.10 Td (s overall strategy) Tj ET Q q 0 0 0 rg BT 126.44 557.10 Td (, which is to leverage its global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (footprint to serve its tar) Tj ET Q q 0 0 0 rg BT 129.69 545.10 Td (get clients. ) Tj ET Q q 0 0 0 rg BT 175.33 545.10 Td (The retail bank seeks to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (the preeminent bank for the emer) Tj ET Q q 0 0 0 rg BT 168.82 533.10 Td (ging af) Tj ET Q q 0 0 0 rg BT 196.68 533.10 Td (fluent and af) Tj ET Q q 0 0 0 rg BT 247.04 533.10 Td (fluent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (consumers in lar) Tj ET Q q 0 0 0 rg BT 101.91 521.10 Td (ge urban centers. In credit cards and in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (retail markets, Citi serves customers in a somewhat broader ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (set of segments and geographies. Commercial banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (generally serves small and middle market enterprises ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (operating in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.54 473.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 473.10 Td () Tj ET Q q 0 0 0 rg BT 109.32 473.10 Td (s geographic markets, focused on clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (that value Citi) Tj ET Q q 0 0 0 rg BT 95.43 461.10 Td (s global capabilities. Overall, Citi believes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (its customers are more resilient than the overall market under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (a wide range of economic conditions. Citi) Tj ET Q q 0 0 0 rg BT 206.23 437.10 Td (s consumer business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (has a well-established risk appetite framework across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (geographies and products that reflects the business strategy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (and activities and establishes boundaries around the key risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (that arise from the strategy and activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 377.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.71 377.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 163.71 377.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.71 377.10 Td ( had approximately $128 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (billion of consumer loans outstanding to borrowers in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (emer) Tj ET Q q 0 0 0 rg BT 55.80 353.10 Td (ging markets, or approximately 43% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.49 353.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.49 353.10 Td () Tj ET Q q 0 0 0 rg BT 238.27 353.10 Td (s total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (loans, relatively unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.12 341.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.95 341.10 Td (. Of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (approximate $128 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.25 329.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.52 329.10 Td (, the five ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (lar) Tj ET Q q 0 0 0 rg BT 46.37 317.10 Td (gest emer) Tj ET Q q 0 0 0 rg BT 84.78 317.10 Td (ging marketsMexico, Korea, Singapore, Hong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (Kong and ) Tj ET Q q 0 0 0 rg BT 77.48 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 82.89 305.10 Td (aiwancomprised approximately 29% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 252.84 305.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.84 305.10 Td () Tj ET Q q 0 0 0 rg BT 275.62 305.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (total loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 281.10 Td (ithin the emer) Tj ET Q q 0 0 0 rg BT 118.39 281.10 Td (ging markets, 29% of Citi) Tj ET Q q 0 0 0 rg BT 224.77 281.10 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 231.16 281.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.16 281.10 Td ( loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (were mortgages, 26% were commercial markets loans, 24% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (were personal loans and 21% were credit cards loans, each as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.83 245.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.09 245.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.10 Td (Overall consumer credit quality remained generally stable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 221.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.88 221.10 Td ( quarter of 2014, as net credit losses in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (emer) Tj ET Q q 0 0 0 rg BT 55.80 209.10 Td (ging markets were 2.1% of average loans, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (2.0% in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 197.10 Td (second) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.09 197.10 Td ( quarter of 2014, consistent with Citi) Tj ET Q q 0 0 0 rg BT 261.80 197.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (tar) Tj ET Q q 0 0 0 rg BT 46.37 185.10 Td (get market strategy and risk appetite framework.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 345.29 749.10 Td (ging Markets Corporate Lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Consistent with its overall strategy) Tj ET Q q 0 0 0 rg BT 462.22 737.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 485.01 737.10 Td (s corporate clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (the emer) Tj ET Q q 0 0 0 rg BT 358.52 725.10 Td (ging markets are typically lar) Tj ET Q q 0 0 0 rg BT 475.52 725.10 Td (ge, multi-national ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (corporations who value Citi) Tj ET Q q 0 0 0 rg BT 438.15 713.10 Td (s global network. Citi aims to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (establish relationships with these clients that encompass ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (multiple products, consistent with client needs, including cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (management and trade services, foreign exchange, lending, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (capital markets and M&A) Tj ET Q q 0 0 0 rg BT 427.58 665.10 Td ( advisory) Tj ET Q q 0 0 0 rg BT 463.87 665.10 Td (. Citi believes that its tar) Tj ET Q q 0 0 0 rg BT 561.45 665.10 Td (get ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (corporate segment is more resilient under a wide range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (economic conditions, and that its relationship-based approach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (to client service enables it to ef) Tj ET Q q 0 0 0 rg BT 448.21 629.10 Td (fectively manage the risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (inherent in such relationships. Citi has a well-established risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (appetite framework around its corporate lending activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (including risk-based limits and approval authorities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (portfolio concentration boundaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 569.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.71 569.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 451.71 569.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.93 569.10 Td ( had approximately $125 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (billion of loans outstanding to borrowers in the emer) Tj ET Q q 0 0 0 rg BT 534.34 557.10 Td (ging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (markets, representing approximately 45% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 504.50 545.10 Td (ICG) Tj ET Q q 0 0 0 rg BT 523.76 545.10 Td (s) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 545.10 Td ( total loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (outstanding, lar) Tj ET Q q 0 0 0 rg BT 386.03 533.10 Td (gely unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 533.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.33 533.10 Td (. No single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (emer) Tj ET Q q 0 0 0 rg BT 343.80 521.10 Td (ging market country accounted for more than 6% of Citi) Tj ET Q q 0 0 0 rg BT 571.79 521.10 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.22 509.10 Td ( loans as of the end of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.19 509.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.08 509.10 Td ( quarter of 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 497.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.71 497.10 Td (, approximately 72% of Citi) Tj ET Q q 0 0 0 rg BT 561.41 497.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (emer) Tj ET Q q 0 0 0 rg BT 343.80 485.10 Td (ging markets corporate credit portfolio \(excluding private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (bank in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 356.22 473.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.44 473.10 Td (\), including loans and unfunded lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (commitments, was rated investment grade, which Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (considers to be ratings of BBB or better according to Citi) Tj ET Q q 0 0 0 rg BT 555.62 449.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (internal risk measurement system and methodology \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 446.49 425.10 Td (s internal risk measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (system for corporate credit, see Corporate Credit Details ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (above\). ) Tj ET Q q 0 0 0 rg BT 356.03 401.10 Td (The vast majority of the remainder were rated BB or B ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (according to Citi) Tj ET Q q 0 0 0 rg BT 393.99 389.10 Td (s internal risk measurement system and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (methodology) Tj ET Q q 0 0 0 rg BT 376.12 377.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (Overall ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.49 365.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.71 365.10 Td ( net credit losses in the emer) Tj ET Q q 0 0 0 rg BT 505.38 365.10 Td (ging markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (were 0.0% of average loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.56 353.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.45 353.10 Td ( quarter of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (unchanged from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.47 341.10 Td (second) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.24 341.10 Td ( quarter of 2014. ) Tj ET Q q 0 0 0 rg BT 503.20 341.10 Td (The ratio of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (accrual) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.86 329.10 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.58 329.10 Td ( loans to total loans in the emer) Tj ET Q q 0 0 0 rg BT 497.65 329.10 Td (ging markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (remained stable at 0.6% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.23 317.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.50 317.10 Td (.) Tj ET Q endstream endobj 187 0 obj <> endobj 188 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (91) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (CROSS-BORDER RISK) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 710.25 Td (Cross-border risk is the risk that actions taken by a non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 698.25 Td (government may prevent the conversion of local currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 686.25 Td (into non-local currency and/or the transfer of funds outside ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 674.25 Td (the country) Tj ET Q q 0 0 0 rg BT 80.61 674.25 Td (, among other risks, thereby impacting the ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.25 Td (of Citigroup and its customers to transact business across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 650.25 Td (borders. Examples of cross-border risk include actions taken ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 638.25 Td (by foreign governments such as exchange controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 626.25 Td (restrictions on the remittance of funds. ) Tj ET Q q 0 0 0 rg BT 192.72 626.25 Td (These actions might ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 614.25 Td (restrict the transfer of funds or the ability of Citigroup to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 602.25 Td (obtain payment from customers on their contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 590.25 Td (obligations. For additional information on certain of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 578.25 Td (matters described below as well as Citi) Tj ET Q q 0 0 0 rg BT 194.85 578.25 Td (s cross-border risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 566.25 Td (management process, see Managing Global RiskRisk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 554.25 Td (ManagementOverview and Cross-Border Risk, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 542.25 Td (as Risk FactorsMarket and Economic Risks in Citi) Tj ET Q q 0 0 0 rg BT 260.14 542.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 530.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 57.95 530.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 506.25 Td (Argentina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 494.25 Td (As of September 30, 2014, Citi) Tj ET Q q 0 0 0 rg BT 163.49 494.25 Td (s net investment in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 482.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 482.25 Td (gentine operations was approximately $720 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 470.25 Td (compared to $670 million as of June 30, 2014. ) Tj ET Q q 0 0 0 rg BT 226.53 470.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.25 Td (previously disclosed, Citi uses the ) Tj ET Q q 0 0 0 rg BT 174.33 458.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 184.70 458.25 Td (gentine peso as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 446.25 Td (functional currency in ) Tj ET Q q 0 0 0 rg BT 126.24 446.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 136.62 446.25 Td (gentina and translates its financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 434.25 Td (statements into U.S. dollars using the of) Tj ET Q q 0 0 0 rg BT 195.80 434.25 Td (ficial exchange rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.25 Td (as published by the Central Bank of ) Tj ET Q q 0 0 0 rg BT 181.25 422.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 191.63 422.25 Td (gentina.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.25 Td (According to the of) Tj ET Q q 0 0 0 rg BT 131.85 410.25 Td (ficial exchange rate, the ) Tj ET Q q 0 0 0 rg BT 229.30 410.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 239.67 410.25 Td (gentine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.25 Td (peso devalued to 8.43 pesos to one U.S. dollar at September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 386.25 Td (30, 2014, compared to 8.13 ) Tj ET Q q 0 0 0 rg BT 147.65 386.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 158.02 386.25 Td (gentine pesos to one U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.25 Td (dollar at June 30, 2014. Based on the of) Tj ET Q q 0 0 0 rg BT 197.18 374.25 Td (ficial exchange rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 362.25 Td (Citi had cumulative translation losses recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 350.25 Td (stockholders) Tj ET Q q 0 0 0 rg BT 89.13 350.25 Td ( equity related to its investment in ) Tj ET Q q 0 0 0 rg BT 227.17 350.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 237.54 350.25 Td (gentina, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 338.25 Td (net of qualifying net investment hedges, of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 326.25 Td ($1.46 billion \(pretax\) as of September 30, 2014, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 314.25 Td ($1.43 billion at June 30, 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.25 Td (At September 30, 2014, Citi) Tj ET Q q 0 0 0 rg BT 169.55 302.25 Td (s total hedges against its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 290.25 Td (net investment in ) Tj ET Q q 0 0 0 rg BT 106.83 290.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 117.20 290.25 Td (gentina were approximately $920 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (million, compared to $955 million at June 30, 2014. Of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.25 Td (amount at September 30, 2014, approximately $430 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.25 Td (were foreign currency forwards designated as net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.25 Td (hedges under ) Tj ET Q q 0 0 0 rg BT 90.99 242.25 Td (ASC 815, compared to $405 million at June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.25 Td (30, 2014. ) Tj ET Q q 0 0 0 rg BT 78.32 230.25 Td (The remaining hedges of approximately $490 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.25 Td (million at September 30, 2014, compared to $550 million as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.25 Td (of June 30, 2014, were net U.S. dollar denominated assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.25 Td (and foreign currency futures that do not qualify for hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.25 Td (accounting under ) Tj ET Q q 0 0 0 rg BT 107.09 182.25 Td (ASC 815. ) Tj ET Q q 0 0 0 rg BT 151.36 182.25 Td (The decline in the non-ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.25 Td (815 qualifying hedges during the current quarter was due in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.25 Td (part to increased foreign currency limitations imposed by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 146.25 Td (gentine government during the quarter) Tj ET Q q 0 0 0 rg BT 199.66 146.25 Td (. Moreover) Tj ET Q q 0 0 0 rg BT 243.69 146.25 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.25 Td (September 2014, ) Tj ET Q q 0 0 0 rg BT 105.71 134.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 116.08 134.25 Td (gentina) Tj ET Q q 0 0 0 rg BT 148.29 134.25 Td (s central bank enacted new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.25 Td (regulations which limit banks) Tj ET Q q 0 0 0 rg BT 157.18 122.25 Td ( holdings of foreign currency) Tj ET Q q 0 0 0 rg BT 273.16 122.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.25 Td (which could further limit Citi) Tj ET Q q 0 0 0 rg BT 156.54 110.25 Td (s ability to hedge its currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.25 Td (risk by holding U.S. dollar assets in Citi ) Tj ET Q q 0 0 0 rg BT 198.23 98.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 208.60 98.25 Td (gentina.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 86.25 Td (Although Citi currently uses the ) Tj ET Q q 0 0 0 rg BT 184.26 86.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 194.63 86.25 Td (gentine peso as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 74.25 Td (functional currency for its operations in ) Tj ET Q q 0 0 0 rg BT 196.51 74.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 206.88 74.25 Td (gentina, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 62.25 Td (increase in inflation resulting in a cumulative three-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 50.25 Td (inflation rate of 100% or more would result in a change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (the functional currency to the U.S. dollar) Tj ET Q q 0 0 0 rg BT 480.29 742.10 Td (. Citi bases its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (evaluation of the cumulative three-year inflation rate on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (of) Tj ET Q q 0 0 0 rg BT 325.15 718.10 Td (ficial inflation statistics published by INDEC, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 706.10 Td (gentine government) Tj ET Q q 0 0 0 rg BT 409.85 706.10 Td (s statistics agency) Tj ET Q q 0 0 0 rg BT 480.85 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 488.17 706.10 Td (The cumulative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (three-year inflation rate as of September 30, 2014 based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (INDEC was approximately 50% \(compared to 47% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (June 30, 2014\). ) Tj ET Q q 0 0 0 rg BT 383.48 670.10 Td (The of) Tj ET Q q 0 0 0 rg BT 409.68 670.10 Td (ficial inflation statistics are believed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (to be underestimated, however) Tj ET Q q 0 0 0 rg BT 439.33 658.10 Td (, and unof) Tj ET Q q 0 0 0 rg BT 479.42 658.10 Td (ficial inflation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (statistics suggest the cumulative three-year inflation rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (ranged from 109% to 1) Tj ET Q q 0 0 0 rg BT 409.38 634.10 Td (19% as of September 30, 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (\(compared to a range of 108% to 1) Tj ET Q q 0 0 0 rg BT 455.75 622.10 Td (15% as of June 30, 2014\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (A) Tj ET Q q 0 0 0 rg BT 323.67 610.10 Td ( change in the functional currency to the U.S. dollar would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (result in future devaluations of the ) Tj ET Q q 0 0 0 rg BT 456.41 598.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 466.78 598.10 Td (gentine peso being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (recorded in earnings for Citi) Tj ET Q q 0 0 0 rg BT 433.07 586.10 Td (s ) Tj ET Q q 0 0 0 rg BT 438.91 586.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 449.29 586.10 Td (gentina) Tj ET Q q 0 0 0 rg BT 481.50 586.10 Td (s peso denominated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (assets and liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 562.10 Td (As of September 30, 2014, Citi had total third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (assets of $3.8 billion in Citi ) Tj ET Q q 0 0 0 rg BT 429.50 550.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 439.88 550.10 Td (gentina, compared to $3.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (billion as of June 30, 2014, primarily consisting of cash, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (loans and securities. Included in the total assets were U.S.-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (dollar denominated third-party assets of approximately $520 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (million at September 30, 2014, compared to $640 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (June 30, 2014. \(For additional information on Citi) Tj ET Q q 0 0 0 rg BT 522.54 490.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (exposures related to ) Tj ET Q q 0 0 0 rg BT 398.92 478.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 409.29 478.10 Td (gentina, see Emer) Tj ET Q q 0 0 0 rg BT 484.91 478.10 Td (ging Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (Exposures above, which sets forth Citi) Tj ET Q q 0 0 0 rg BT 478.64 466.10 Td (s trading account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (assets, investment securities, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 434.48 454.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.70 454.10 Td ( loans and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 494.74 454.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.74 454.10 Td ( loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 442.10 Td (gentina, based on the methodology described in such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (section. ) Tj ET Q q 0 0 0 rg BT 349.77 430.10 Td (As disclosed in such section, these assets totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (approximately $2.7 billion as of September 30, 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (Approximately $200 million of such exposure is held on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (non-Ar) Tj ET Q q 0 0 0 rg BT 345.70 394.10 Td (gentinean Citi subsidiaries and thus is not included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (the $3.8 billion amount set forth above, which pertains only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (to Citi ) Tj ET Q q 0 0 0 rg BT 344.23 370.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 354.60 370.10 Td (gentina, as disclosed.\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 358.10 Td (As widely reported, ) Tj ET Q q 0 0 0 rg BT 416.09 358.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 426.46 358.10 Td (gentina is currently engaged in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (litigation in the U.S. with certain holdout bond investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (who did not accept restructured bonds in the restructuring of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 322.10 Td (gentine debt after ) Tj ET Q q 0 0 0 rg BT 399.29 322.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 409.66 322.10 Td (gentina defaulted on its sovereign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (obligations in 2001 \(for additional information, see Country ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (and Cross-Border Risk - Cross-Border Risk - ) Tj ET Q q 0 0 0 rg BT 499.49 298.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 509.86 298.10 Td (gentina in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 334.78 286.10 Td (s Second Quarter of 2014 Form 10-Q\). During the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (quarter of 2014, ) Tj ET Q q 0 0 0 rg BT 383.09 274.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 393.46 274.10 Td (gentina) Tj ET Q q 0 0 0 rg BT 425.68 274.10 Td (s June 30, 2014 interest payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (on certain of the restructured bonds was not paid by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (trustee as such payment would have violated U.S. court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (orders. ) Tj ET Q q 0 0 0 rg BT 348.94 238.10 Td (As a result, ) Tj ET Q q 0 0 0 rg BT 396.16 238.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 406.53 238.10 Td (gentina has been deemed to be in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (technical default. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 214.10 Td (The ongoing economic and political situation in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 327.37 202.10 Td (gentina could negatively impact Citi) Tj ET Q q 0 0 0 rg BT 475.67 202.10 Td (s results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (operations, including revenues in its foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (business and/or potentially increase its funding costs. It ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (could also lead to further governmental intervention or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (regulatory restrictions on foreign investments in ) Tj ET Q q 0 0 0 rg BT 511.40 154.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 521.78 154.10 Td (gentina, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (including further devaluation of the ) Tj ET Q q 0 0 0 rg BT 461.13 142.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 471.50 142.10 Td (gentine peso, further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (limits to foreign currency holdings or hedging activities, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (the potential redenomination of certain U.S. dollar assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (liabilities into ) Tj ET Q q 0 0 0 rg BT 374.22 106.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 384.59 106.10 Td (gentine pesos, which could be accompanied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (by a devaluation of the ) Tj ET Q q 0 0 0 rg BT 410.58 94.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 420.96 94.10 Td (gentine peso. ) Tj ET Q q 0 0 0 rg BT 475.67 94.10 Td (As previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (disclosed, U.S. regulators could also downgrade ) Tj ET Q q 0 0 0 rg BT 511.69 82.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 522.06 82.10 Td (gentina) Tj ET Q q 0 0 0 rg BT 554.27 82.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (transfer risk rating, which could result in mandatory loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (loss or other reserve requirements. ) Tj ET Q q 0 0 0 rg BT 456.96 58.10 Td (As of September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (2014, Citi estimates that if such event were to occur) Tj ET Q q 0 0 0 rg BT 524.32 46.10 Td (, this ) Tj ET Q endstream endobj 189 0 obj <> endobj 190 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (could result in estimated losses of up to approximately $160 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (million.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (Further) Tj ET Q q 0 0 0 rg BT 83.04 718.10 Td (, as previously disclosed and widely reported, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (Citi acts as a custodian in ) Tj ET Q q 0 0 0 rg BT 139.87 706.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 150.24 706.10 Td (gentina for certain of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (restructured bonds that are part of the holdout bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (litigation; specifically) Tj ET Q q 0 0 0 rg BT 122.83 682.10 Td (, U.S. dollar denominated restructured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (bonds governed by ) Tj ET Q q 0 0 0 rg BT 114.05 670.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 124.42 670.10 Td (gentina law and payable in ) Tj ET Q q 0 0 0 rg BT 233.55 670.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 243.92 670.10 Td (gentina. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (During the third quarter of 2014, the U.S. court overseeing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 50.17 646.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 60.54 646.10 Td (gentina litigation ruled that Citi ) Tj ET Q q 0 0 0 rg BT 188.57 646.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 198.94 646.10 Td (gentina) Tj ET Q q 0 0 0 rg BT 231.16 646.10 Td (s payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (of interest on these bonds, as custodian, was covered by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (court) Tj ET Q q 0 0 0 rg BT 59.33 622.10 Td (s order and thus could not be made without violating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (the order prohibiting the payments. ) Tj ET Q q 0 0 0 rg BT 181.62 610.10 Td (While the court granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (a stay and permitted Citi ) Tj ET Q q 0 0 0 rg BT 136.26 598.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 146.63 598.10 Td (gentina to make the September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (30, 2014 payments, future interest payments on these bonds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (could place Citi ) Tj ET Q q 0 0 0 rg BT 101.26 574.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 111.63 574.10 Td (gentina in violation of the court) Tj ET Q q 0 0 0 rg BT 240.77 574.10 Td (s order) Tj ET Q q 0 0 0 rg BT 267.86 574.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (absent relief from the court. Conversely) Tj ET Q q 0 0 0 rg BT 197.24 562.10 Td (, Citi ) Tj ET Q q 0 0 0 rg BT 219.19 562.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 229.56 562.10 Td (gentina) Tj ET Q q 0 0 0 rg BT 261.78 562.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (failure to pay future interest on these bonds could result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (significant negative consequences to Citi) Tj ET Q q 0 0 0 rg BT 202.62 538.10 Td (s franchise in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 526.10 Td (gentina, including sanctions, confiscation of assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (criminal char) Tj ET Q q 0 0 0 rg BT 88.85 514.10 Td (ges, or even loss of licenses in ) Tj ET Q q 0 0 0 rg BT 212.16 514.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 222.53 514.10 Td (gentina, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (well as expose Citi and Citi ) Tj ET Q q 0 0 0 rg BT 148.21 502.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 158.58 502.10 Td (gentina to litigation. ) Tj ET Q q 0 0 0 rg BT 244.22 502.10 Td (The next ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (interest payment on the bonds for which Citi ) Tj ET Q q 0 0 0 rg BT 216.53 490.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 226.90 490.10 Td (gentina ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (serves as custodian is due December 31, 2014. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 454.10 Td (enezuela) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (Since 2003, the ) Tj ET Q q 0 0 0 rg BT 100.25 442.10 Td (V) Tj ET Q q 0 0 0 rg BT 106.37 442.10 Td (enezuelan government has implemented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (and operated restrictive foreign exchange controls. ) Tj ET Q q 0 0 0 rg BT 241.01 430.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (exchange controls have limited Citi) Tj ET Q q 0 0 0 rg BT 180.96 418.10 Td (s ability to obtain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (dollars in ) Tj ET Q q 0 0 0 rg BT 75.81 406.10 Td (V) Tj ET Q q 0 0 0 rg BT 81.93 406.10 Td (enezuela at the of) Tj ET Q q 0 0 0 rg BT 151.98 406.10 Td (ficial foreign currency rate; Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (has not been able to acquire U.S. dollars from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 382.10 Td (enezuelan government since 2008. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 370.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 370.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.71 370.10 Td (, the preferential foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (exchange rate of) Tj ET Q q 0 0 0 rg BT 101.89 358.10 Td (fered by the National Center for Foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 346.10 Td (rade \(CENCOEX\) was fixed at 6.3 bolivars to one U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (dollar \(unchanged from June 30, 2014\), the SICAD I rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (was 12 bolivars to one U.S. dollar \(compared to 10.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (bolivars to one U.S. dollar at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.76 310.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.59 310.10 Td (\), and the SICAD ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (II rate was 50 bolivars to one U.S. dollar \(unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 286.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 99.61 286.10 Td (As of and for the quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 274.10 Td (, Citi uses the SICAD I rate to remeasure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (its net bolivar) Tj ET Q q 0 0 0 rg BT 90.79 262.10 Td (-denominated monetary assets as the SICAD I ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (rate is the only rate at which Citi is eligible to acquire U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (dollars. Further changes in the SICAD I exchange rate, or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (change to the SICAD II for purposes of the remeasurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 64.61 214.10 Td (s net bolivar) Tj ET Q q 0 0 0 rg BT 113.85 214.10 Td (-denominated monetary assets, could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (result in foreign exchange gains or losses in the future. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 190.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 190.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 169.55 190.10 Td (s net investment in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 178.10 Td (enezuelan operations was approximately $160 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (\(compared to $175 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.14 166.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.97 166.10 Td (\), which included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (net monetary assets denominated in ) Tj ET Q q 0 0 0 rg BT 181.06 154.10 Td (V) Tj ET Q q 0 0 0 rg BT 187.17 154.10 Td (enezuelan bolivars of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (approximately $130 million \(compared to $150 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 130.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 99.98 130.10 Td (T) Tj ET Q q 0 0 0 rg BT 105.39 130.10 Td (otal third-party assets of Citi ) Tj ET Q q 0 0 0 rg BT 222.13 130.10 Td (V) Tj ET Q q 0 0 0 rg BT 228.25 130.10 Td (enezuela ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (were approximately $900 million, unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.33 118.10 Td (June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 106.10 Td (, and were composed primarily of cash, loans and debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (securities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Russia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (Russia's engagement in recent events in Ukraine has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (continued to be a cause of concern to investors in Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (assets and parties doing business in Russia or with Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (entities, including as a result of the potential risk of wider ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (repercussions on the Russian economy and trade and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (investment as well as the imposition of additional sanctions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (such as asset freezes, involving Russia or against Russian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (entities, business sectors, individuals or otherwise. ) Tj ET Q q 0 0 0 rg BT 521.51 646.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (Russian ruble has depreciated 13% against the U.S. dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (from June 30, 2014 to September 30, 2014, and over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (same period the MICEX Index of leading Russian stocks has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (decreased 4.4%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.50 586.25 Td (Citi operates in Russia through a subsidiary of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.25 Td (Citibank, N.A., which uses the Russian ruble as its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (functional currency) Tj ET Q q 0 0 0 rg BT 394.37 562.25 Td (. Citi's net investment in Russia was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (approximately $1.6 billion at September 30, 2014 compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (to $1.8 billion at June 30, 2014. Substantially all of Citi) Tj ET Q q 0 0 0 rg BT 544.77 538.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (net investment was hedged \(subject to related tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (adjustments\) as of September 30, 2014, using forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (foreign exchange contracts. ) Tj ET Q q 0 0 0 rg BT 429.54 502.25 Td (T) Tj ET Q q 0 0 0 rg BT 434.95 502.25 Td (otal third-party assets of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (Russian Citibank subsidiary were approximately $7.4 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.25 Td (as of September 30, 2014, compared to $7.7 billion at June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (30, 2014. ) Tj ET Q q 0 0 0 rg BT 356.82 466.25 Td (These assets were primarily composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (corporate and consumer loans, local government debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (securities, and cash on deposit with the Central Bank of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.25 Td (Russia. ) Tj ET Q q 0 0 0 rg BT 348.12 430.25 Td (A) Tj ET Q q 0 0 0 rg BT 354.79 430.25 Td ( significant majority of these third-party assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.25 Td (were funded with local deposit liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 406.25 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 473.88 406.25 Td (s exposures related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.25 Td (Russia, see Emer) Tj ET Q q 0 0 0 rg BT 389.85 394.25 Td (ging Market Exposures above, which sets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.25 Td (forth Citi) Tj ET Q q 0 0 0 rg BT 356.72 382.25 Td (s trading account assets, investment securities, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 370.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.22 370.25 Td ( loans and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.27 370.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.27 370.25 Td ( loans in Russia, based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.25 Td (methodology described in such section. ) Tj ET Q q 0 0 0 rg BT 479.47 358.25 Td (As disclosed in such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.25 Td (section, these assets totaled approximately $8.8 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.25 Td (September 30, 2014. ) Tj ET Q q 0 0 0 rg BT 404.21 334.25 Td (Approximately $3.3 billion of such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.25 Td (exposure is held on non-Russian Citi subsidiaries and thus is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.25 Td (not included in the $7.4 billion amount set forth above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.25 Td (which pertains only to the Russian Citibank subsidiary) Tj ET Q q 0 0 0 rg BT 534.94 298.25 Td (, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.25 Td (disclosed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 274.25 Td (Citi continues to monitor the potential implications of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.25 Td (any adverse developments relating to the Russian economy) Tj ET Q q 0 0 0 rg BT 553.23 262.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.25 Td (business, trade or investment, and will attempt to mitigate its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.25 Td (exposures and risks relating to Russia as appropriate.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 214.25 Td (Ukraine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.25 Td (There have been political changes, civil unrest and military ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.25 Td (action in Ukraine, contributing to significant economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.25 Td (uncertainty and volatility) Tj ET Q q 0 0 0 rg BT 416.88 178.25 Td (. Citi operates in Ukraine through a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.25 Td (subsidiary of Citibank, N.A. and uses the U.S. dollar as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.25 Td (functional currency) Tj ET Q q 0 0 0 rg BT 394.37 154.25 Td (. ) Tj ET Q q 0 0 0 rg BT 398.82 154.25 Td (As of September 30, 2014, Citi) Tj ET Q q 0 0 0 rg BT 526.31 154.25 Td (s net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.25 Td (investment in Ukraine was approximately $120 million, $20 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.25 Td (million higher than at June 30, 2014. Substantially all of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.25 Td (net investment was hedged with a Ukraine sovereign bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.25 Td (indexed to foreign exchange rates which is subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.25 Td (sovereign political risk. ) Tj ET Q q 0 0 0 rg BT 413.46 94.25 Td (T) Tj ET Q q 0 0 0 rg BT 418.88 94.25 Td (otal third-party assets of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.25 Td (Ukraine Citibank subsidiary were approximately $600 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.25 Td (million as of September 30, 2014, $100 million higher from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.25 Td (June 30, 2014, and were composed primarily of cash on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.25 Td (deposit with the Central Bank of Ukraine, short-term local ) Tj ET Q endstream endobj 191 0 obj <> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (government debt securities and corporate loans. ) Tj ET Q q 0 0 0 rg BT 228.99 742.10 Td (A) Tj ET Q q 0 0 0 rg BT 235.66 742.10 Td ( significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (majority of these third-party assets were funded with local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (deposit liabilities. Citi continues to closely monitor the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (political, economic and military situation in Ukraine, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (will continue to take actions to attempt to mitigate its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (exposures to potential risk events.) Tj ET Q endstream endobj 193 0 obj <> endobj 194 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (94) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (F) Tj ET Q q 0 0 0 rg BT 42.44 747.90 Td (AIR ) Tj ET Q q 0 0 0 rg BT 67.22 747.90 Td (V) Tj ET Q q 0 0 0 rg BT 74.34 747.90 Td (ALUE ) Tj ET Q q 0 0 0 rg BT 110.02 747.90 Td (ADJUSTMENTS FOR DERIV) Tj ET Q q 0 0 0 rg BT 267.83 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 275.60 747.90 Td (TIVES ) Tj ET Q q 0 0 0 rg BT 313.96 747.90 Td (AND F) Tj ET Q q 0 0 0 rg BT 349.39 747.90 Td (AIR ) Tj ET Q q 0 0 0 rg BT 374.18 747.90 Td (V) Tj ET Q q 0 0 0 rg BT 381.30 747.90 Td (ALUE OPTION LIABILITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (The following discussion relates to Citi) Tj ET Q q 0 0 0 rg BT 196.26 727.90 Td (s fair valuation for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (derivatives and liabilities for which the fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (\(FVO\) has been elected. See Notes 22 and 23 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (Consolidated Financial Statements for additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (on Citi) Tj ET Q q 0 0 0 rg BT 66.28 679.90 Td (s derivative activities and FVO liabilities, respectively) Tj ET Q q 0 0 0 rg BT 283.08 679.90 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 655.90 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 655.90 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 655.90 Td (aluation ) Tj ET Q q 0 0 0 rg BT 99.73 655.90 Td (Adjustments for) Tj ET Q q 0 0 0 rg BT 169.26 655.90 Td ( Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (The fair value adjustments applied by Citi to its derivative) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (carrying values consist of the following items:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 607.90 Td (Liquidity adjustments are applied to items in Level 2 or) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 595.90 Td (Level 3 of the fair) Tj ET Q q 0 0 0 rg BT 116.99 595.90 Td (-value hierarchy \(see Note 22 to the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 583.90 Td (Consolidated Financial Statements for additional details\) in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 571.90 Td (an ef) Tj ET Q q 0 0 0 rg BT 64.53 571.90 Td (fort to ensure that the fair value reflects the price at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 559.90 Td (which the net open risk position could be liquidated. ) Tj ET Q q 0 0 0 rg BT 257.00 559.90 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 547.90 Td (liquidity adjustment is based on the bid/of) Tj ET Q q 0 0 0 rg BT 213.13 547.90 Td (fer spread for an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 535.90 Td (instrument. ) Tj ET Q q 0 0 0 rg BT 92.59 535.90 Td (When Citi has elected to measure certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 523.90 Td (portfolios of financial investments, such as derivatives, on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 511.90 Td (the basis of the net open risk position, the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 499.90 Td (adjustment is adjusted to take into account the size of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 487.90 Td (position. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 475.90 Td (Credit valuation adjustments \(CV) Tj ET Q q 0 0 0 rg BT 178.41 475.90 Td (A\) and, ef) Tj ET Q q 0 0 0 rg BT 218.49 475.90 Td (fective in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 463.90 Td (third quarter of 2014, funding valuation adjustments \(FV) Tj ET Q q 0 0 0 rg BT 271.45 463.90 Td (A\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 451.90 Td (are applied to over) Tj ET Q q 0 0 0 rg BT 119.49 451.90 Td (-the-counter \(OTC\) derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 439.90 Td (instruments in which the base valuation generally discounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 427.90 Td (expected cash flows using the relevant base interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 415.90 Td (curve for the currency of the derivative \(e.g., LIBOR for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 403.90 Td (uncollateralized U.S. dollar derivatives\). ) Tj ET Q q 0 0 0 rg BT 209.11 403.90 Td (As not all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 391.90 Td (counterparties have the same credit risk as that implied by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 379.90 Td (the relevant base curve, a CV) Tj ET Q q 0 0 0 rg BT 161.44 379.90 Td (A) Tj ET Q q 0 0 0 rg BT 168.11 379.90 Td ( is necessary to incorporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 367.90 Td (the market view of both counterparty credit risk and Citi) Tj ET Q q 0 0 0 rg BT 273.54 367.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 355.90 Td (own credit risk in the valuation. FV) Tj ET Q q 0 0 0 rg BT 186.19 355.90 Td (A) Tj ET Q q 0 0 0 rg BT 192.86 355.90 Td ( reflects a market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 343.90 Td (funding risk premium inherent in the uncollateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 331.90 Td (portion of derivative portfolios, and in collateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 319.90 Td (derivatives where the terms of the agreement do not permit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 307.90 Td (the reuse of the collateral received.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 295.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 283.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 283.90 Td (s CV) Tj ET Q q 0 0 0 rg BT 90.78 283.90 Td (A) Tj ET Q q 0 0 0 rg BT 97.45 283.90 Td ( methodology is composed of two steps. First, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.90 Td (the credit exposure profile for each counterparty is determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.90 Td (using the terms of all individual derivative positions and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.90 Td (Monte Carlo simulation or other quantitative analysis to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.90 Td (generate a series of expected cash flows at future points in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.90 Td (time. ) Tj ET Q q 0 0 0 rg BT 58.59 223.90 Td (The calculation of this exposure profile considers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.90 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 211.90 Td (fect of credit risk mitigants, including pledged cash or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 199.90 Td (collateral and any legal right of of) Tj ET Q q 0 0 0 rg BT 171.87 199.90 Td (fset that exists with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 187.90 Td (counterparty through arrangements such as netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.90 Td (agreements. Individual derivative contracts that are subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.90 Td (an enforceable master netting agreement with a counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.90 Td (are aggregated for this purpose, since it is those aggregate net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 139.90 Td (cash flows that are subject to nonperformance risk. ) Tj ET Q q 0 0 0 rg BT 242.14 139.90 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 127.90 Td (process identifies specific, point-in-time future cash flows that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 115.90 Td (are subject to nonperformance risk, rather than using the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 103.90 Td (current recognized net asset or liability as a basis to measure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 91.90 Td (the CV) Tj ET Q q 0 0 0 rg BT 63.32 91.90 Td (A. Second, market-based views of default probabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 79.90 Td (derived from observed credit spreads in the credit default swap) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 67.90 Td (\(CDS\) market are applied to the expected future cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 55.90 Td (determined in step one. Citi) Tj ET Q q 0 0 0 rg BT 149.59 55.90 Td (s own-credit CV) Tj ET Q q 0 0 0 rg BT 214.40 55.90 Td (A) Tj ET Q q 0 0 0 rg BT 221.07 55.90 Td ( is determined) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 727.90 Td (using Citi-specific CDS spreads for the relevant tenor) Tj ET Q q 0 0 0 rg BT 538.12 727.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 715.90 Td (Generally) Tj ET Q q 0 0 0 rg BT 362.77 715.90 Td (, counterparty CV) Tj ET Q q 0 0 0 rg BT 433.41 715.90 Td (A) Tj ET Q q 0 0 0 rg BT 440.08 715.90 Td ( is determined using CDS spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 703.90 Td (indices for each credit rating and tenor) Tj ET Q q 0 0 0 rg BT 477.82 703.90 Td (. For certain identified) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 691.90 Td (netting sets where individual analysis is practicable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 679.90 Td (\(e.g., exposures to counterparties with liquid CDSs\),) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 667.90 Td (counterparty-specific CDS spreads are used.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 655.90 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 655.90 Td (As referenced above, during the third quarter of 2014, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 643.90 Td (incorporated FV) Tj ET Q q 0 0 0 rg BT 388.53 643.90 Td (A) Tj ET Q q 0 0 0 rg BT 395.20 643.90 Td ( into its fair value measurements due to what ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 631.90 Td (it believes to be an industry migration toward incorporating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 619.90 Td (the market) Tj ET Q q 0 0 0 rg BT 369.26 619.90 Td (s view of the funding risk premium in OTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 607.90 Td (derivatives. In) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 381.20 607.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 383.70 607.90 Td (connection with its implementation of FV) Tj ET Q q 0 0 0 rg BT 549.89 607.90 Td (A, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 595.90 Td (Citigroup incurred a one-time pretax char) Tj ET Q q 0 0 0 rg BT 490.14 595.90 Td (ge in the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 583.90 Td (quarter of 2014 of approximately $474 million, which was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.90 Td (reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 371.75 571.90 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.47 571.90 Td ( as a change in accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 559.90 Td (estimate. Citi) Tj ET Q q 0 0 0 rg BT 382.60 559.90 Td (s FV) Tj ET Q q 0 0 0 rg BT 400.49 559.90 Td (A) Tj ET Q q 0 0 0 rg BT 407.16 559.90 Td ( methodology leverages the existing CV) Tj ET Q q 0 0 0 rg BT 566.67 559.90 Td (A) Tj ET Q q 0 0 0 rg BT 573.34 559.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 547.90 Td (methodology to estimate a funding exposure profile. ) Tj ET Q q 0 0 0 rg BT 538.49 547.90 Td (The) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 535.90 Td (calculation of this exposure profile considers collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 523.90 Td (agreements where the terms do not permit the firm to reuse the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 511.90 Td (collateral received, including where counterparties post ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.90 Td (collateral to third party custodians) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 460.63 499.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 324.00 487.90 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 487.90 Td (The CV) Tj ET Q q 0 0 0 rg BT 372.65 487.90 Td (A) Tj ET Q q 0 0 0 rg BT 379.32 487.90 Td ( and FV) Tj ET Q q 0 0 0 rg BT 410.25 487.90 Td (A) Tj ET Q q 0 0 0 rg BT 416.92 487.90 Td ( are designed to incorporate a market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.90 Td (view of the credit and funding risk, respectively) Tj ET Q q 0 0 0 rg BT 514.96 475.90 Td (, inherent in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.90 Td (the derivative portfolio. However) Tj ET Q q 0 0 0 rg BT 457.44 463.90 Td (, most unsecured derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 451.90 Td (instruments are negotiated bilateral contracts and are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 439.90 Td (commonly transferred to third parties. Derivative instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 427.90 Td (are normally settled contractually or) Tj ET Q q 0 0 0 rg BT 468.54 427.90 Td (, if terminated early) Tj ET Q q 0 0 0 rg BT 546.74 427.90 Td (, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 415.90 Td (terminated at a value negotiated bilaterally between the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 403.90 Td (counterparties. ) Tj ET Q q 0 0 0 rg BT 385.46 403.90 Td (Thus, the CV) Tj ET Q q 0 0 0 rg BT 437.78 403.90 Td (A) Tj ET Q q 0 0 0 rg BT 444.45 403.90 Td ( and FV) Tj ET Q q 0 0 0 rg BT 475.38 403.90 Td (A) Tj ET Q q 0 0 0 rg BT 482.05 403.90 Td ( may not be realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 391.90 Td (upon a settlement or termination in the normal course of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 379.90 Td (business. In addition, all or a portion of these adjustments may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 367.90 Td (be reversed or otherwise adjusted in future periods in the event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 355.90 Td (of changes in the credit or funding risk associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 343.90 Td (derivative instruments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 331.90 Td (The table below summarizes the CV) Tj ET Q q 0 0 0 rg BT 486.50 331.90 Td (A) Tj ET Q q 0 0 0 rg BT 493.17 331.90 Td ( and FV) Tj ET Q q 0 0 0 rg BT 524.10 331.90 Td (A) Tj ET Q q 0 0 0 rg BT 530.77 331.90 Td ( applied to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 319.90 Td (the fair value of derivative instruments for the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 307.90 Td (indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 244.40 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 244.40 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 244.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 216.40 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 216.40 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 216.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 188.40 120.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 188.40 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 188.40 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 267.4 m 507.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 267.4 m 567.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 244.39999999999998 m 444.5 244.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 244.39999999999998 m 507.5 244.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 267.4 m 567.5 267.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 244.39999999999998 m 567.5 244.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 188.39999999999998 m 444.5 188.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 165.39999999999998 m 444.5 165.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 188.39999999999998 m 507.5 188.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 165.39999999999998 m 507.5 165.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 188.39999999999998 m 567.5 188.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 165.39999999999998 m 567.5 165.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 271.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.40 288.80 Td (Cr) Tj ET Q q 0 0 0 rg BT 459.73 288.80 Td (edit and funding valuation ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.95 279.80 Td (adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.35 270.80 Td (contra-liability \(contra-asset\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 248.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.05 257.85 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 248.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 257.86 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 248.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 234.86 Td (Counterparty CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 234.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 234.85 Td (\(1,498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 234.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 234.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 234.86 Td (\(1,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 234.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 220.86 Td (Asset FVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 220.85 Td (\(480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 220.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 220.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 206.86 Td (Citigroup \(own-credit\) CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.50 206.85 Td (555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.50 206.86 Td (651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 192.86 Td (Liability FVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 192.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 192.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 178.85 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 178.85 Td (otal CV) Tj ET Q q 0 0 0 rg BT 360.76 178.85 Td (Aderivative ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 169.85 Td (instruments ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.25 173.93 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 169.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 169.85 Td (\(1,417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 169.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 169.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 169.86 Td (\(1,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 169.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 146.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 146.70 Td (FV) Tj ET Q q 0 0 0 rg BT 351.20 146.70 Td (A) Tj ET Q q 0 0 0 rg BT 356.53 146.70 Td ( is included with CV) Tj ET Q q 0 0 0 rg BT 421.72 146.70 Td (A) Tj ET Q q 0 0 0 rg BT 427.05 146.70 Td ( for presentation purposes.) Tj ET Q endstream endobj 195 0 obj <> endobj 196 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The table below summarizes pretax gains \(losses\) related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (to changes in CV) Tj ET Q q 0 0 0 rg BT 103.87 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 110.54 737.10 Td ( on derivative instruments, net of hedges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (FV) Tj ET Q q 0 0 0 rg BT 47.49 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 54.16 725.10 Td ( on derivatives and debt valuation adjustments \(DV) Tj ET Q q 0 0 0 rg BT 258.66 725.10 Td (A\) on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 713.10 Td (s own FVO liabilities for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 636.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 636.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 636.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 636.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 608.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 608.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 608.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 608.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.60 112.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 580.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 580.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 580.60 33.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 580.60 33.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 534.60 112.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 534.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 534.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 534.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 534.60 33.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 679.6 m 185.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 679.6 m 222.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 679.6 m 255.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 679.6 m 288.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 650.6 m 148.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 650.6 m 185.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 679.6 m 222.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 650.6 m 222.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 650.6 m 255.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 650.6 m 288.5 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 636.6 m 148.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 636.6 m 185.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 650.6 m 222.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 636.6 m 222.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 636.6 m 255.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 636.6 m 288.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 636.6 m 185.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 636.6 m 222.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 622.6 m 222.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 608.6 m 222.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.6 m 148.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 580.6 m 185.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 594.6 m 222.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 557.6 m 148.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 580.6 m 185.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 580.6 m 222.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 580.6 m 222.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 580.6 m 222.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 580.6 m 255.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 557.6 m 255.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 580.6 m 288.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 557.6 m 288.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.6 m 148.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 557.6 m 185.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 534.6 m 185.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 557.6 m 222.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 557.6 m 222.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 557.6 m 255.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 557.6 m 288.5 557.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 520.6 m 148.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 534.6 m 185.5 534.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 520.6 m 185.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 534.6 m 222.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 534.6 m 222.5 534.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 520.6 m 222.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 534.6 m 222.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 534.6 m 255.5 534.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 520.6 m 255.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 534.6 m 288.5 534.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 520.6 m 288.5 520.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 684.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 160.40 693.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 170.73 693.05 Td (edit/funding/debt valuation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.95 684.05 Td (adjustments gain \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.70 671.00 Td (Three Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.45 662.00 Td (Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.55 653.05 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.10 671.00 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.45 662.00 Td (Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.55 653.05 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 640.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.50 641.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 641.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.50 641.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 641.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 627.06 Td (Counterparty CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 627.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 627.05 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 627.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.00 627.06 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 627.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 627.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 627.05 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 627.06 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 613.06 Td (Asset FVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.50 613.05 Td (\(480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 613.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 613.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.50 613.05 Td (\(480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.00 613.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 613.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.06 Td (Own-credit CVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.00 599.05 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.00 599.06 Td (\(47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 599.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 599.05 Td (\(71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.00 599.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 599.06 Td (\(104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 599.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.06 Td (Liability FVA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 585.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 585.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.50 585.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 585.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 571.05 Td (Total CVAderivative) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 562.05 Td (instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 562.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.50 562.05 Td (\(483) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 562.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 562.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.00 562.06 Td (\(95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 562.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 562.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.50 562.05 Td (\(499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.00 562.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 562.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 562.06 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 548.06 Td (DVA related to own FVO) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.06 Td (liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 539.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 539.05 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 539.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.50 539.06 Td (\(241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 539.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 539.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 539.05 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 539.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 539.06 Td (\(249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 539.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 525.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 525.05 Td (otal CV) Tj ET Q q 0 0 0 rg BT 72.76 525.05 Td (A) Tj ET Q q 0 0 0 rg BT 78.77 525.05 Td ( and DV) Tj ET Q q 0 0 0 rg BT 109.62 525.05 Td (A) Tj ET Q q 0 0 0 rg BT 115.62 525.05 Td ( ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 117.87 529.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 525.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.50 525.05 Td (\(371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 525.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 525.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.50 525.06 Td (\(336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 525.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 525.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.50 525.05 Td (\(397) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.00 525.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 525.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 525.06 Td (\(178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 525.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 501.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 501.90 Td (FV) Tj ET Q q 0 0 0 rg BT 63.20 501.90 Td (A) Tj ET Q q 0 0 0 rg BT 68.53 501.90 Td ( is included with CV) Tj ET Q q 0 0 0 rg BT 133.72 501.90 Td (A) Tj ET Q q 0 0 0 rg BT 139.05 501.90 Td ( for presentation purposes.) Tj ET Q endstream endobj 197 0 obj <> endobj 198 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (96) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CREDIT) Tj ET Q q 0 0 0 rg BT 82.46 747.90 Td ( DERIV) Tj ET Q q 0 0 0 rg BT 122.58 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 130.36 747.90 Td (TIVES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citigroup makes markets in and trades a range of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (derivatives on behalf of clients and in connection with its risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (management activities. For additional information on Citi) Tj ET Q q 0 0 0 rg BT 269.56 703.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (credit derivatives and parameters, see Credit Derivatives in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 679.90 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 82.12 679.90 Td (Annual Report on Form 10-K and Note 21 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 655.90 Td (Citi monitors its counterparty credit risk in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (derivative contracts. ) Tj ET Q q 0 0 0 rg BT 119.02 643.90 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.47 643.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.73 643.90 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (97% of the gross receivables are from counterparties with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 727.90 Td (which Citi maintains collateral agreements. ) Tj ET Q q 0 0 0 rg BT 499.50 727.90 Td (A) Tj ET Q q 0 0 0 rg BT 506.17 727.90 Td ( majority of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 715.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 715.90 Td (s top 15 counterparties \(by receivable balance owed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 703.90 Td (Citi\) are banks, financial institutions or other dealers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 691.90 Td (Contracts with these counterparties do not include ratings-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 679.90 Td (based termination events. However) Tj ET Q q 0 0 0 rg BT 464.66 679.90 Td (, counterparty ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 667.90 Td (downgrades may have an incremental ef) Tj ET Q q 0 0 0 rg BT 485.14 667.90 Td (fect by lowering the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 655.90 Td (threshold at which Citi may call for additional collateral.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 607.90 Td (The following tables summarize the key characteristics of Citi) Tj ET Q q 0 0 0 rg BT 305.59 607.90 Td (s credit derivatives portfolio by counterparty and derivative form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.66 595.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.92 595.90 Td ( and December 31, 2013:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 575.90 Td (September) Tj ET Q q 0 0 0 rg BT 81.92 575.90 Td (30, 2014) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 530.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 530.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 530.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 530.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 506.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 506.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 506.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 506.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 506.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 482.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 482.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 482.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 482.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 458.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 458.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 458.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 458.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 458.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 434.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 434.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 434.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 434.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 434.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 410.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 410.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 410.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 410.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 386.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 386.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 386.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 386.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 386.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 362.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 362.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 362.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 362.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 338.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 338.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 338.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 338.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.40 280.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 314.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 314.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 314.40 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 314.40 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 551.4 m 381.5 551.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 551.4 m 446.5 551.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 551.4 m 511.5 551.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 551.4 m 576.5 551.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.4 m 316.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 530.4 m 381.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 530.4 m 446.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 530.4 m 511.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 530.4 m 576.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 470.4 m 316.5 470.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 458.4 m 316.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 470.4 m 381.5 470.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 470.4 m 446.5 470.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 470.4 m 511.5 470.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 470.4 m 576.5 470.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 458.4 m 381.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 458.4 m 446.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 458.4 m 511.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 458.4 m 576.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.4 m 316.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.4 m 316.5 410.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 422.4 m 381.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 422.4 m 446.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 422.4 m 511.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 422.4 m 576.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 410.4 m 381.5 410.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 410.4 m 446.5 410.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 410.4 m 511.5 410.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 410.4 m 576.5 410.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 374.4 m 316.5 374.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.4 m 316.5 362.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 374.4 m 381.5 374.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 374.4 m 446.5 374.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 374.4 m 511.5 374.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 374.4 m 576.5 374.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 362.4 m 381.5 362.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 362.4 m 446.5 362.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 362.4 m 511.5 362.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 362.4 m 576.5 362.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 314.4 m 316.5 314.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 302.4 m 316.5 302.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 314.4 m 381.5 314.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 302.4 m 381.5 302.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 314.4 m 446.5 314.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 302.4 m 446.5 302.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 314.4 m 511.5 314.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 302.4 m 511.5 302.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 314.4 m 576.5 314.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 302.4 m 576.5 302.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.70 555.85 Td (Fair values) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.70 555.85 Td (Notionals) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 534.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.30 534.85 Td (Receivable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 365.78 538.93 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.80 534.85 Td (Payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 425.30 538.93 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.55 542.80 Td (Pr) Tj ET Q q 0 0 0 rg BT 467.88 542.80 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.55 533.80 Td (pur) Tj ET Q q 0 0 0 rg BT 472.39 533.80 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.55 542.80 Td (Pr) Tj ET Q q 0 0 0 rg BT 532.88 542.80 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.70 533.80 Td (sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 521.80 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.66 Td (Banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 509.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 509.80 Td (23,873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 509.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 509.80 Td (22,466) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 509.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 509.80 Td (653,487) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 509.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 509.80 Td (668,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.66 Td (Broker-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 497.80 Td (7,568) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 497.80 Td (8,475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 497.80 Td (222,820) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 497.80 Td (213,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 485.66 Td (Non-financial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 485.80 Td (210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 485.80 Td (224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 485.80 Td (7,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 485.80 Td (5,720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 473.66 Td (Insurance and other financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 473.80 Td (9,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 473.80 Td (10,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 473.80 Td (332,932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 473.80 Td (274,895) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 461.80 Td (Total by industry/counterparty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 461.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 461.80 Td (40,955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 461.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 461.80 Td (41,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 461.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 461.80 Td (1,216,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 461.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 461.80 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 449.80 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.66 Td (Credit default swaps and options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 437.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 437.80 Td (40,656) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 437.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 437.80 Td (39,973) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 437.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 437.80 Td (1,195,756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 437.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 437.80 Td (1,155,278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.66 Td (Total return swaps and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 425.80 Td (299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 425.80 Td (1,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 425.80 Td (20,923) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 425.80 Td (6,708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 413.80 Td (Total by instrument) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 413.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 413.80 Td (40,955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 413.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 413.80 Td (41,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 413.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 413.80 Td (1,216,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 413.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 413.80 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 401.80 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 389.66 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 389.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 389.80 Td (16,559) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 389.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 389.80 Td (16,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 389.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 389.80 Td (903,015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 389.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 389.80 Td (867,548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 377.66 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 377.80 Td (24,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 377.80 Td (24,978) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 377.80 Td (313,664) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 377.80 Td (294,438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 365.80 Td (Total by rating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 365.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 365.80 Td (40,955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 365.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 365.80 Td (41,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 365.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 365.80 Td (1,216,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 365.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 365.80 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 353.80 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.66 Td (Within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 341.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 341.80 Td (3,038) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 341.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 341.80 Td (3,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 341.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 341.80 Td (273,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 341.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 341.80 Td (249,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 329.66 Td (From 1 to 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 329.80 Td (33,191) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 329.80 Td (33,639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.75 329.80 Td (859,538) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 329.80 Td (842,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.66 Td (After 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 317.80 Td (4,726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 317.80 Td (4,457) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.25 317.80 Td (83,968) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 317.80 Td (70,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 305.80 Td (Total by maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 305.80 Td (40,955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.25 305.80 Td (41,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 305.80 Td (1,216,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 305.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 305.80 Td (1,161,986) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.30 Td (Note to the tables in this section: Fair values included in tables are prior to application of any netting agreements and cash collateral. For notional amounts, Citi ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 275.70 Td (generally has a mismatch between the total notional amounts of protection purchased and sold, and it may hold the reference assets directly) Tj ET Q q 0 0 0 rg BT 481.56 275.70 Td (, rather than entering into ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 266.10 Td (of) Tj ET Q q 0 0 0 rg BT 42.52 266.10 Td (fsetting credit derivative contracts as and when desired. ) Tj ET Q q 0 0 0 rg BT 222.09 266.10 Td (The open risk exposures from credit derivative contracts are lar) Tj ET Q q 0 0 0 rg BT 424.75 266.10 Td (gely matched after certain cash positions in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 256.50 Td (reference assets are considered and after notional amounts are adjusted, either to a duration-based equivalent basis or to reflect the level of subordination in tranched ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 246.90 Td (structures. ) Tj ET Q q 0 0 0 rg BT 70.96 246.90 Td (The ratings of the credit derivatives portfolio presented in the tables are based on the assigned internal or external ratings of the referenced asset or entity) Tj ET Q q 0 0 0 rg BT 560.25 246.90 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.30 Td (Where external ratings are used, investment-grade ratings are considered to be Baa/BBB) Tj ET Q q 0 0 0 rg BT 324.18 237.30 Td ( and above, while anything below is considered non-investment grade. Citi) Tj ET Q q 0 0 0 rg BT 565.91 237.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 227.70 Td (internal ratings are in line with the related external rating system. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 218.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.10 Td (The fair value amount receivable is comprised of $14,522million under protection purchased and $26,433million under protection sold. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 208.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.50 Td (The fair value amount payable is comprised of $28,172million under protection purchased and $13,271million under protection sold.) Tj ET Q endstream endobj 199 0 obj <> endobj 200 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (97) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (December) Tj ET Q q 0 0 0 rg BT 79.13 749.25 Td (31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 116.63 749.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 693.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 693.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 665.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 665.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 637.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 609.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 609.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 581.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 553.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 553.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 525.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 497.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 469.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 469.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 441.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 441.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 441.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 441.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 441.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 716.75 m 411.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 716.75 m 466.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 716.75 m 521.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 716.75 m 576.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 693.75 m 356.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 693.75 m 411.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 693.75 m 466.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 693.75 m 521.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 693.75 m 576.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.75 m 356.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 609.75 m 356.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 623.75 m 411.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 623.75 m 466.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 623.75 m 521.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 623.75 m 576.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 609.75 m 411.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 609.75 m 466.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 609.75 m 521.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 609.75 m 576.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 567.75 m 356.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 553.75 m 356.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 567.75 m 411.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 567.75 m 466.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 567.75 m 521.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 567.75 m 576.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 553.75 m 411.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 553.75 m 466.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 553.75 m 521.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 553.75 m 576.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 511.75 m 356.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.75 m 356.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 511.75 m 411.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 511.75 m 466.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 511.75 m 521.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 511.75 m 576.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 497.75 m 411.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 497.75 m 466.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 497.75 m 521.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 497.75 m 576.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 441.75 m 356.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 427.75 m 356.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 441.75 m 411.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 427.75 m 411.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 441.75 m 466.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 427.75 m 466.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 441.75 m 521.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 427.75 m 521.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 441.75 m 576.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 427.75 m 576.5 427.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 721.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.70 721.20 Td (Fair values) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.70 721.20 Td (Notionals) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 698.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.30 698.20 Td (Receivable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 400.78 702.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.80 698.20 Td (Payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 450.30 702.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.55 707.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 482.88 707.20 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.55 698.20 Td (pur) Tj ET Q q 0 0 0 rg BT 487.39 698.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.55 707.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 537.88 707.20 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.70 698.20 Td (sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 684.20 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.21 Td (Banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 670.21 Td (24,992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 670.21 Td (23,455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 670.21 Td (739,646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 670.21 Td (727,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.21 Td (Broker-dealers) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 656.21 Td (8,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 656.21 Td (9,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 656.21 Td (254,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 656.21 Td (224,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 642.21 Td (Non-financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 642.21 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 642.21 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 642.21 Td (4,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 642.21 Td (2,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 628.21 Td (Insurance and other financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 628.21 Td (6,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 628.21 Td (7,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 628.21 Td (216,236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 628.21 Td (188,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 614.20 Td (Total by industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 614.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 614.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 614.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 614.21 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 600.20 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.21 Td (Credit default swaps and options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 586.21 Td (40,233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 586.21 Td (39,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 586.21 Td (1,201,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 586.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 586.21 Td (1,141,864) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.21 Td (Total return swaps and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 572.21 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 572.21 Td (1,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 572.21 Td (13,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 572.21 Td (1,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 558.20 Td (Total by instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 558.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 558.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 558.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 558.21 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 544.20 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 530.21 Td (Investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 530.21 Td (17,150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 530.21 Td (17,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 530.21 Td (812,918) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 530.21 Td (752,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.21 Td (Non-investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 516.21 Td (23,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 516.21 Td (24,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 516.21 Td (402,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 516.21 Td (390,723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.20 Td (Total by rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 502.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 502.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 502.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 502.21 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 488.20 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.21 Td (Within 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 474.21 Td (2,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 474.21 Td (3,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 474.21 Td (254,305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 474.21 Td (221,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.21 Td (From 1 to 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 460.21 Td (31,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 460.21 Td (32,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 460.21 Td (883,879) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 460.21 Td (853,391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.21 Td (After 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 446.21 Td (5,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 446.21 Td (5,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 446.21 Td (76,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 446.21 Td (68,410) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 432.20 Td (Total by maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 432.21 Td (40,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 432.21 Td (41,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 432.21 Td (1,215,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 432.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 432.21 Td (1,143,363) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 410.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 410.65 Td (The fair value amount receivable is comprised of $13,744million under protection purchased and $26,673million under protection sold. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 401.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 401.05 Td (The fair value amount payable is comprised of $28,723million under protection purchased and $12,636million under protection sold.) Tj ET Q endstream endobj 201 0 obj <> endobj 202 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (98) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (INCOME ) Tj ET Q q 0 0 0 rg BT 80.54 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 86.47 749.25 Td (AXES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Deferr) Tj ET Q q 0 0 0 rg BT 64.13 725.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 76.44 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 82.20 725.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 94.14 725.25 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 130.43 713.25 Td (As\) are recorded for the future tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (consequences of events that have been recognized in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (financial statements or tax returns, based upon enacted tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (laws and rates. DT) Tj ET Q q 0 0 0 rg BT 110.17 677.25 Td (As are recognized subject to management) Tj ET Q q 0 0 0 rg BT 279.83 677.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (judgment that realization is more likely than not. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (additional information, see Risk FactorsBusiness and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Operational Risks, Significant ) Tj ET Q q 0 0 0 rg BT 167.64 641.25 Td (Accounting Policies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Significant EstimatesIncome ) Tj ET Q q 0 0 0 rg BT 163.57 629.25 Td (T) Tj ET Q q 0 0 0 rg BT 168.98 629.25 Td (axes and Note 9 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 205.43 617.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 233.77 617.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Report on Form 10-K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 593.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 593.25 Td (, Citigroup had recorded net DT) Tj ET Q q 0 0 0 rg BT 274.26 593.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (of approximately $49.9 billion, a decrease of $0.7 billion from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (June 30, 2014 and $2.9 billion from December 31, 2013. ) Tj ET Q q 0 0 0 rg BT 267.72 569.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (sequential decrease in DT) Tj ET Q q 0 0 0 rg BT 138.76 557.25 Td (As was driven primarily by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (continued generation of U.S. taxable earnings in Citicorp.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (Although realization is not assured, Citi believes that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (realization of its recognized net DT) Tj ET Q q 0 0 0 rg BT 177.08 521.25 Td (As at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.41 521.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.68 521.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (is more-likely-than-not based on expectations as to future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (taxable income in the jurisdictions in which the DT) Tj ET Q q 0 0 0 rg BT 240.71 497.25 Td (As arise, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (and available tax planning strategies \(as defined in ) Tj ET Q q 0 0 0 rg BT 240.38 485.25 Td (ASC 740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (Income T) Tj ET Q q 0 0 0 rg BT 72.57 473.25 Td (axes\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.17 473.25 Td (that would be implemented, if necessary) Tj ET Q q 0 0 0 rg BT 257.14 473.25 Td (, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (prevent a carry-forward from expiring. Realization of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (DT) Tj ET Q q 0 0 0 rg BT 48.53 449.25 Td (As will continue to be driven by Citi) Tj ET Q q 0 0 0 rg BT 197.68 449.25 Td (s ability to generate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (U.S. taxable earnings in the carry-forward period, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (through actions that optimize Citi) Tj ET Q q 0 0 0 rg BT 173.20 425.25 Td (s U.S. taxable earnings, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (overall changes to Citi) Tj ET Q q 0 0 0 rg BT 129.03 413.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 135.42 413.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 238.92 413.25 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (The following table summarizes Citi) Tj ET Q q 0 0 0 rg BT 203.41 389.25 Td (s net DT) Tj ET Q q 0 0 0 rg BT 237.05 389.25 Td (As balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.72 377.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.98 377.25 Td ( and December 31, 2013: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 331.75 115.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 331.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 331.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 305.75 115.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 305.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 305.75 72.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 353.75 m 150.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 353.75 m 215.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 353.75 m 287.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 353.75 m 150.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 331.75 m 150.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 353.75 m 215.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 331.75 m 215.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 353.75 m 287.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 331.75 m 287.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 331.75 m 150.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 331.75 m 215.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 331.75 m 287.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 305.75 m 150.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 305.75 m 215.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 305.75 m 287.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 305.75 m 150.5 305.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 292.75 m 150.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 305.75 m 215.5 305.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 292.75 m 215.5 292.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 305.75 m 287.5 305.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 292.75 m 287.5 292.75 l s BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 358.15 Td (Jurisdiction/Component) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.70 358.15 Td (DTAs balance) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 336.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.05 345.15 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.50 336.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.75 345.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 336.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 323.15 Td (Total U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 323.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 323.15 Td (47.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 323.01 Td (49.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 310.15 Td (Total foreign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.75 310.15 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 310.01 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 297.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 297.15 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 59.92 301.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 297.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 297.15 Td (49.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 297.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 297.01 Td (52.8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 274.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 274.05 Td (Approximately $15.2 billion of the net DT) Tj ET Q q 0 0 0 rg BT 189.56 274.05 Td (As was not deducted in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 264.45 Td (calculating regulatory capital pursuant to full Basel III implementation ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 254.85 Td (standards as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.54 254.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 167.75 254.85 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 230.85 Td (Effective ) Tj ET Q q 0 0 0 rg BT 76.07 230.85 Td (T) Tj ET Q q 0 0 0 rg BT 81.83 230.85 Td (ax Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.85 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 218.85 Td (s ef) Tj ET Q q 0 0 0 rg BT 67.76 218.85 Td (fective tax rate for the third quarter of 2014 was 41%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.85 Td (compared to an ef) Tj ET Q q 0 0 0 rg BT 107.73 206.85 Td (fective tax rate in the third quarter of 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.85 Td (excluding CV) Tj ET Q q 0 0 0 rg BT 90.54 194.85 Td (A/DV) Tj ET Q q 0 0 0 rg BT 113.69 194.85 Td (A) Tj ET Q q 0 0 0 rg BT 120.36 194.85 Td ( and the tax benefit related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.85 Td (resolution of certain tax audit items \(see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 203.44 182.85 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.22 182.85 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.85 Td (above\), of approximately 30% \(CV) Tj ET Q q 0 0 0 rg BT 176.06 170.85 Td (A/DV) Tj ET Q q 0 0 0 rg BT 199.21 170.85 Td (A) Tj ET Q q 0 0 0 rg BT 205.88 170.85 Td ( did not have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.85 Td (significant impact on Citi) Tj ET Q q 0 0 0 rg BT 140.71 158.85 Td (s ef) Tj ET Q q 0 0 0 rg BT 154.69 158.85 Td (fective tax rate in the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.85 Td (quarter\). ) Tj ET Q q 0 0 0 rg BT 74.96 146.85 Td (The increase from the prior) Tj ET Q q 0 0 0 rg BT 184.16 146.85 Td (-year period was driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.85 Td (in part by a higher level of legal accruals expected to be non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.85 Td (deductible for tax purposes as compared to the prior) Tj ET Q q 0 0 0 rg BT 244.07 122.85 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.85 Td (period as well as higher tax expense related to the sale of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.85 Td (consumer operations in Greece and Spain. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Unr) Tj ET Q q 0 0 0 rg BT 341.04 725.10 Td (ecognized ) Tj ET Q q 0 0 0 rg BT 385.02 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 390.77 725.10 Td (ax Benefits Update) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (It is reasonably possible that Citi may conclude the audit of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (certain of its state tax returns within the next 12 months. ) Tj ET Q q 0 0 0 rg BT 554.05 701.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (gross uncertain tax positions at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.37 689.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.63 689.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (items that may be resolved are as much as $360 million with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (related interest of $135 million. Because of the number and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (nature of the issues remaining to be resolved, the potential tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (benefit to continuing operations could be anywhere in a range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (between $0 and $320 million.) Tj ET Q endstream endobj 203 0 obj <> endobj 204 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (99) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (DISCLOSURE CONTROLS ) Tj ET Q q 0 0 0 rg BT 186.71 747.90 Td (AND PROCEDURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 727.90 Td (s disclosure controls and procedures are designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (ensure that information required to be disclosed under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Securities Exchange ) Tj ET Q q 0 0 0 rg BT 119.31 703.90 Td (Act of 1934, as amended, is recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (processed, summarized and reported within the time periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (specified in the SEC) Tj ET Q q 0 0 0 rg BT 120.71 679.90 Td (s rules and forms, including without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (limitation that information required to be disclosed by Citi in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (its SEC filings is accumulated and communicated to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (management, including the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 224.65 643.90 Td (ficer \(CEO\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (and Chief Financial Of) Tj ET Q q 0 0 0 rg BT 127.74 631.90 Td (ficer \(CFO\) as appropriate to allow for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (timely decisions regarding required disclosure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 607.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 607.90 Td (s Disclosure Committee assists the CEO and CFO in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (their responsibilities to design, establish, maintain and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (evaluate the ef) Tj ET Q q 0 0 0 rg BT 94.12 583.90 Td (fectiveness of Citi) Tj ET Q q 0 0 0 rg BT 169.65 583.90 Td (s disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.90 Td (procedures. ) Tj ET Q q 0 0 0 rg BT 84.69 571.90 Td (The Disclosure Committee is responsible for) Tj ET Q q 0 0 0 rg BT 263.42 571.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (among other things, the oversight, maintenance and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (implementation of the disclosure controls and procedures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (subject to the supervision and oversight of the CEO and CFO.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 523.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 523.90 Td (s management, with the participation of its CEO and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.90 Td (CFO, has evaluated the ef) Tj ET Q q 0 0 0 rg BT 139.40 511.90 Td (fectiveness of Citigroup) Tj ET Q q 0 0 0 rg BT 238.27 511.90 Td (s disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.90 Td (controls and procedures \(as defined in Rule13a-15\(e\) under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.90 Td (the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 134.02 487.90 Td (Act of 1934\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.28 487.90 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 475.90 Td ( and, based on that evaluation, the CEO and CFO have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.90 Td (concluded that at that date Citigroup) Tj ET Q q 0 0 0 rg BT 184.57 463.90 Td (s disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.90 Td (procedures were ef) Tj ET Q q 0 0 0 rg BT 111.88 451.90 Td (fective.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 425.50 Td (DISCLOSURE PURSUANT) Tj ET Q q 0 0 0 rg BT 182.14 425.50 Td ( ) Tj ET Q q 0 0 0 rg BT 184.93 425.50 Td (T) Tj ET Q q 0 0 0 rg BT 192.71 425.50 Td (O SECTION 219 ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 411.10 Td (OF) Tj ET Q q 0 0 0 rg BT 52.22 411.10 Td ( ) Tj ET Q q 0 0 0 rg BT 55.00 411.10 Td (THE IRAN ) Tj ET Q q 0 0 0 rg BT 116.79 411.10 Td (THREA) Tj ET Q q 0 0 0 rg BT 158.58 411.10 Td (T) Tj ET Q q 0 0 0 rg BT 166.37 411.10 Td ( REDUCTION ) Tj ET Q q 0 0 0 rg BT 245.04 411.10 Td (AND ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 396.70 Td (SYRIA) Tj ET Q q 0 0 0 rg BT 72.68 396.70 Td ( HUMAN RIGHTS ) Tj ET Q q 0 0 0 rg BT 174.36 396.70 Td (ACT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 376.30 Td (Pursuant to Section 219 of the Iran ) Tj ET Q q 0 0 0 rg BT 177.74 376.30 Td (Threat Reduction and Syria ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 364.30 Td (Human Rights ) Tj ET Q q 0 0 0 rg BT 96.00 364.30 Td (Act of 2012, which added Section 13\(r\) to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 352.30 Td (Securities Exchange ) Tj ET Q q 0 0 0 rg BT 119.31 352.30 Td (Act of 1934, as amended, Citi is required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 340.30 Td (to disclose in its annual or quarterly reports, as applicable, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.30 Td (whether it or any of its af) Tj ET Q q 0 0 0 rg BT 136.90 328.30 Td (filiates knowingly engaged in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 316.30 Td (activities, transactions or dealings relating to Iran or with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 304.30 Td (individuals or entities that are subject to sanctions under U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.30 Td (law) Tj ET Q q 0 0 0 rg BT 49.79 292.30 Td (. Disclosure is generally required even where the activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.30 Td (transactions or dealings were conducted in compliance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.30 Td (applicable law) Tj ET Q q 0 0 0 rg BT 93.38 268.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.30 Td (Citibank, N.A. had during a portion of the reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.30 Td (period one credit card account for the Iranian Mission to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.30 Td (United Nations located in the United States. ) Tj ET Q q 0 0 0 rg BT 216.62 232.30 Td (This was a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.30 Td (commercial account used primarily for the purchase of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 208.30 Td (gasoline. ) Tj ET Q q 0 0 0 rg BT 76.64 208.30 Td (The provision of certain services in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.30 Td (States to the diplomatic mission of the Government of Iran is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.30 Td (authorized by an OF) Tj ET Q q 0 0 0 rg BT 117.18 184.30 Td (AC General License; however) Tj ET Q q 0 0 0 rg BT 238.12 184.30 Td (, in October ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.30 Td (2012, certain additional requirements were published. ) Tj ET Q q 0 0 0 rg BT 256.03 172.30 Td (W) Tj ET Q q 0 0 0 rg BT 265.07 172.30 Td (ith ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.30 Td (regard to these requirements, Citi applied and obtained from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.30 Td (OF) Tj ET Q q 0 0 0 rg BT 48.04 148.30 Td (AC a specific license for this account, and OF) Tj ET Q q 0 0 0 rg BT 231.41 148.30 Td (AC also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.30 Td (authorized Citi to operate the account during the pendency of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.30 Td (the license application. Prior to the date the license was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.30 Td (issued, and during the third quarter of 2014, the aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 100.30 Td (value of the transactions for this account was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.30 Td ($1,000.00. ) Tj ET Q q 0 0 0 rg BT 83.32 88.30 Td (The transactions did not generate any revenue or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 76.30 Td (net profit for Citi. ) Tj ET Q q 0 0 0 rg BT 111.92 76.30 Td (The account was closed in September 2014.) 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In addition, Citigroup also may make forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (looking statements in its other documents filed or furnished ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (with the SEC, and its management may make forward-looking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (statements orally to analysts, investors, representatives of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 615.90 Td (media and others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 603.90 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 603.90 Td (, forward-looking statements are not based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (historical facts but instead represent Citigroup) Tj ET Q q 0 0 0 rg BT 223.45 591.90 Td (s and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (management) Tj ET Q q 0 0 0 rg BT 89.87 579.90 Td (s beliefs regarding future events. 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(potential impact any such failure could have on the results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (of operations or financial condition of those businesses;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (the potential impact to Citi from continually evolving and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (increasing cybersecurity and other technological risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (attacks, including data breaches, account fraud, additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 653.10 Td (costs, reputational damage, loss of customers, regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (penalties and financial losses;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (the potential impact on Citi) Tj ET Q q 0 0 0 rg BT 454.20 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BT 324.00 449.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 449.10 Td (s ability to successfully execute on its repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 437.10 Td (actions as well as its ongoing ef) Tj ET Q q 0 0 0 rg BT 469.02 437.10 Td (ficiency initiatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (including as a result of the strategic actions announced in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (the fourth quarter of 2014 to exit Citi) Tj ET Q q 0 0 0 rg BT 493.36 413.10 Td (s consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (businesses in 1) Tj ET Q q 0 0 0 rg BT 401.63 401.10 Td (1 markets plus its consumer finance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (business in Korea.) 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Tj ET Q endstream endobj 211 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 212 0 R>> endobj 212 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (103) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 103.34 747.90 Td ( ST) Tj ET Q q 0 0 0 rg BT 120.13 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 127.90 747.90 Td (TEMENTS ) Tj ET Q q 0 0 0 rg BT 188.92 747.90 Td (AND NOTES ) Tj ET Q q 0 0 0 rg BT 261.39 747.90 Td (T) Tj ET Q q 0 0 0 rg BT 268.50 747.90 Td (ABLE OF) Tj ET Q q 0 0 0 rg BT 320.40 747.90 Td ( CONTENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 720.80 Td (CONSOLIDATED FINANCIAL STATEMENTS) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 1 rg BT 268.00 716.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 39.00 701.86 Td (Consolidated Statement of Income \(Unaudited\)For the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 692.86 Td (Three and Nine Months Ended September 30, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 683.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 669.86 Td (Consolidated Statement of Comprehensive Income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 660.86 Td (\(Unaudited\)For the Three and Nine Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 651.86 Td (September 30, 2014 and 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.86 Td (Consolidated Balance SheetSeptember 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 628.86 Td (\(Unaudited\) and December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 614.86 Td (Consolidated Statement of Changes in Stockholders Equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 605.86 Td (\(Unaudited\)For the Nine Months Ended September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 596.86 Td (2014 and 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.86 Td (Consolidated Statement of Cash 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 700.75 m 576.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 686.75 m 284.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 700.75 m 357.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 686.75 m 357.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 700.75 m 430.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 700.75 m 430.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 686.75 m 430.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 700.75 m 503.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 686.75 m 503.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 686.75 m 576.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 686.75 m 430.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 672.75 m 430.5 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 644.75 m 357.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 658.75 m 430.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 644.75 m 430.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 644.75 m 503.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 644.75 m 576.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 644.75 m 284.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.75 m 284.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 644.75 m 357.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 630.75 m 357.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 644.75 m 430.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 644.75 m 430.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 630.75 m 430.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 644.75 m 503.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 630.75 m 503.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 644.75 m 576.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 630.75 m 576.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 630.75 m 430.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 616.75 m 430.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 602.75 m 430.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 588.75 m 430.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 574.75 m 430.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 560.75 m 430.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 532.75 m 357.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 546.75 m 430.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 532.75 m 430.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 532.75 m 503.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 284.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 284.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 532.75 m 357.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 518.75 m 357.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 532.75 m 430.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 532.75 m 430.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 518.75 m 430.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 532.75 m 503.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 518.75 m 503.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 518.75 m 430.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 490.75 m 357.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 504.75 m 430.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 490.75 m 430.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 490.75 m 503.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 490.75 m 576.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 490.75 m 284.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 490.75 m 357.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 476.75 m 357.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 490.75 m 430.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 490.75 m 430.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 476.75 m 430.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 490.75 m 503.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 476.75 m 503.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 490.75 m 576.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 476.75 m 576.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 476.75 m 284.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 462.75 m 284.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 462.75 m 357.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 476.75 m 430.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 462.75 m 430.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 462.75 m 503.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 462.75 m 576.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 462.75 m 430.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 448.75 m 430.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 434.75 m 430.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 406.75 m 357.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 420.75 m 430.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 406.75 m 430.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 406.75 m 503.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 406.75 m 576.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.75 m 284.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.75 m 284.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 406.75 m 357.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 392.75 m 357.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 406.75 m 430.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 406.75 m 430.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 392.75 m 430.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 406.75 m 503.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 392.75 m 503.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 406.75 m 576.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 392.75 m 576.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 392.75 m 430.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 378.75 m 430.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 364.75 m 430.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 350.75 m 430.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 336.75 m 430.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 308.75 m 357.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 322.75 m 430.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 308.75 m 430.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 308.75 m 503.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 308.75 m 576.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 308.75 m 284.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 294.75 m 284.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 308.75 m 357.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 294.75 m 357.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 308.75 m 430.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 308.75 m 430.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 294.75 m 430.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 308.75 m 503.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 294.75 m 503.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 308.75 m 576.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 294.75 m 576.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 294.75 m 430.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 266.75 m 357.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 280.75 m 430.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 266.75 m 430.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 266.75 m 503.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 266.75 m 576.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 266.75 m 284.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 252.75 m 284.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 266.75 m 357.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 252.75 m 357.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 266.75 m 430.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 266.75 m 430.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 252.75 m 430.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 266.75 m 503.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 252.75 m 503.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 266.75 m 576.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 252.75 m 576.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 252.75 m 430.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 238.75 m 430.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 224.75 m 430.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 196.75 m 357.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 210.75 m 430.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 196.75 m 430.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 196.75 m 503.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 196.75 m 576.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 196.75 m 284.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 182.75 m 284.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 196.75 m 357.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 182.75 m 357.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 196.75 m 430.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 196.75 m 430.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 182.75 m 430.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 196.75 m 503.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 182.75 m 503.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 196.75 m 576.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 182.75 m 576.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 182.75 m 430.5 168.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 154.75 m 357.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 168.75 m 430.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 154.75 m 430.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 154.75 m 503.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 154.75 m 576.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 154.75 m 284.5 154.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 140.75 m 284.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 154.75 m 357.5 154.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 140.75 m 357.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 154.75 m 430.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 154.75 m 430.5 154.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 140.75 m 430.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 154.75 m 503.5 154.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 140.75 m 503.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 154.75 m 576.5 154.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 140.75 m 576.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 140.75 m 430.5 126.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 126.75 m 430.5 112.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 98.75 m 357.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 112.75 m 430.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 98.75 m 430.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 98.75 m 503.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 98.75 m 576.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 98.75 m 284.5 98.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 84.75 m 284.5 84.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 98.75 m 357.5 98.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 84.75 m 357.5 84.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 98.75 m 430.5 84.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 98.75 m 430.5 98.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 84.75 m 430.5 84.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 98.75 m 503.5 98.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 84.75 m 503.5 84.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 98.75 m 576.5 98.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 84.75 m 576.5 84.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 70.75 m 284.5 70.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 70.75 m 357.5 70.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 84.75 m 430.5 70.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 70.75 m 430.5 70.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 70.75 m 503.5 70.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 70.75 m 576.5 70.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 70.75 m 430.5 56.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 56.75 m 430.5 56.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 56.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 56.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 56.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 56.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 56.25 m BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 703.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.50 705.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.95 705.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 691.00 Td (In millions of dollars, except per share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 691.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 691.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 691.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 691.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.20 Td (Revenues ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 77.75 681.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 677.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 677.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.21 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 663.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 663.20 Td (15,512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 663.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 663.21 Td (15,463) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 663.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 663.20 Td (46,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 663.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 663.21 Td (47,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.21 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 649.20 Td (3,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 649.21 Td (3,952) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 649.20 Td (10,531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 649.21 Td (12,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 635.20 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 635.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 635.20 Td (12,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 635.21 Td (11,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 635.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 635.20 Td (35,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 635.21 Td (34,823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.21 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 621.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 621.20 Td (3,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 621.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 621.21 Td (3,061) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 621.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 621.20 Td (9,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 621.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 621.21 Td (9,789) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.21 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 607.20 Td (1,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 607.21 Td (1,149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 607.20 Td (6,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 607.21 Td (6,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.21 Td (Administration and other fiduciary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 593.20 Td (1,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 593.21 Td (968) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 593.20 Td (3,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 593.21 Td (3,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 579.21 Td (Realized gains on sales of investments, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 579.20 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 579.21 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 579.20 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 579.21 Td (764) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 565.21 Td (Other-than-temporary impairment losses on investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 565.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 565.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 551.21 Td (Gross impairment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 551.20 Td (\(99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 551.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 551.21 Td (\(66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 551.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 551.20 Td (\(337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 551.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 551.21 Td (\(500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 551.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 537.21 Td (Less: Impairments recognized in AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 537.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 537.21 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 537.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 537.21 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.21 Td (Net impairment losses recognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 523.20 Td (\(91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 523.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 523.21 Td (\(39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 523.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 523.20 Td (\(329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 523.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 523.21 Td (\(462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 523.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.21 Td (Insurance premiums) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 509.20 Td (530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 509.21 Td (556) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 509.20 Td (1,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 509.21 Td (1,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.21 Td (Other revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 495.20 Td (984) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 495.21 Td (635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 495.20 Td (2,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 495.21 Td (2,542) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 481.20 Td (Total non-interest revenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 481.20 Td (7,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 481.21 Td (6,393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 481.20 Td (23,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 481.21 Td (23,817) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 467.20 Td (Total revenues, net of interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 467.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 467.20 Td (19,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 467.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 467.21 Td (17,904) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 467.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 467.20 Td (59,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 467.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 467.21 Td (58,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 453.20 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 453.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 453.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.21 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 439.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 439.20 Td (1,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 439.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 439.21 Td (1,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 439.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 439.20 Td (4,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 439.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 439.21 Td (5,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.21 Td (Policyholder benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 425.20 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 425.21 Td (204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 425.20 Td (595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 425.21 Td (635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 411.21 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 411.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 411.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 411.21 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 411.20 Td (\(88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 411.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 411.21 Td (114) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 397.20 Td (Total provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 397.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 397.20 Td (1,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 397.21 Td (1,959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 397.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 397.20 Td (5,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 397.21 Td (6,442) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 383.20 Td (Operating expenses ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.50 387.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 383.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 383.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.21 Td (Compensation and benefits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 369.20 Td (6,114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 369.21 Td (5,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 369.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 369.20 Td (18,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 369.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 369.21 Td (18,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 355.21 Td (Premises and equipment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 355.20 Td (804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 355.21 Td (763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 355.20 Td (2,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 355.21 Td (2,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.21 Td (Technology/communication) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 341.20 Td (1,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 341.21 Td (1,568) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 341.20 Td (4,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 341.21 Td (4,584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.21 Td (Advertising and marketing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 327.20 Td (442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 327.21 Td (458) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 327.20 Td (1,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 327.21 Td (1,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 313.21 Td (Other operating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 313.20 Td (3,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 313.21 Td (3,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 313.20 Td (13,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 313.21 Td (9,538) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 299.20 Td (Total operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 299.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 299.20 Td (12,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 299.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 299.21 Td (11,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 299.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 299.20 Td (40,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 299.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 299.21 Td (36,116) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.20 Td (Income from continuing operations before income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 285.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 285.20 Td (4,899) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 285.21 Td (4,266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 285.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 285.20 Td (12,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 285.21 Td (16,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 271.21 Td (Provision for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 271.20 Td (1,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 271.21 Td (1,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 271.20 Td (5,873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 271.21 Td (4,777) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 257.20 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 257.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 257.20 Td (2,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 257.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 257.21 Td (3,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 257.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 257.20 Td (7,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 257.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 257.21 Td (11,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 243.20 Td (Discontinued operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 243.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 243.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 229.21 Td (Income \(loss\) from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 229.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 229.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 229.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 229.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 229.21 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 229.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 229.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 229.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 229.21 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 229.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 215.21 Td (Gain on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 215.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 215.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 215.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 215.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 201.21 Td (Provision for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 201.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 201.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 201.21 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 201.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 201.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 201.21 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 201.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 187.20 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 187.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 187.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 187.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 187.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 187.21 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 187.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.50 187.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 187.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 187.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 187.21 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 173.20 Td (Net income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 173.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 173.20 Td (2,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 173.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 173.21 Td (3,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 173.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 173.20 Td (7,117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 173.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 173.21 Td (11,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 159.21 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 159.20 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 159.21 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 159.20 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 159.21 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 145.20 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 145.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.75 145.20 Td (2,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 145.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 145.21 Td (3,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 145.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 145.20 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 145.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 145.21 Td (11,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 131.20 Td (Basic earnings per) Tj ET Q q 0 0 0 rg BT 109.84 131.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 128.93 131.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 132.92 135.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 131.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 131.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 117.21 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 117.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 117.20 Td (0.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 117.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 117.21 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 117.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 117.20 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 117.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 117.21 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 103.21 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 103.20 Td (\(0.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 103.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 103.21 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 103.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 103.21 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 89.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 89.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 89.20 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 89.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 89.21 Td (1.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 89.20 Td ($) Tj 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284.5 726.5 m 357.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 740.5 m 430.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 726.5 m 430.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 726.5 m 503.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 726.5 m 576.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 726.5 m 284.5 726.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 712.5 m 284.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 726.5 m 357.5 726.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 712.5 m 357.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 726.5 m 430.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 726.5 m 430.5 726.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 712.5 m 430.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 726.5 m 503.5 726.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 712.5 m 503.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 726.5 m 576.5 726.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 712.5 m 576.5 712.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 698.5 m 284.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 698.5 m 357.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 712.5 m 430.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 698.5 m 430.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 698.5 m 503.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 698.5 m 576.5 698.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 744.96 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 744.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 744.95 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 744.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 744.96 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 744.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 744.95 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 744.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 744.96 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 730.96 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 730.95 Td (\(0.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 730.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 730.96 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 730.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 730.96 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 716.95 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 716.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 716.95 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 716.96 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 716.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 716.95 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 716.96 Td (3.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 702.95 Td (Adjusted weighted average common shares outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 702.95 Td (3,034.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 702.96 Td (3,040.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.00 702.95 Td (3,038.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 702.96 Td (3,044.0) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 679.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 679.80 Td (Certain prior period revenue and expense lines and totals were reclassified to conform to the current period) Tj ET Q q 0 0 0 rg BT 398.76 679.80 Td (s presentation. 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Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 600.20 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 600.21 Td (952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.21 Td (Benefit plans liability adjustment, net of taxes ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 206.96 590.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 586.20 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 586.21 Td (298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 586.20 Td (\(106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 586.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 586.21 Td (953) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.21 Td (Net change in foreign currency translation adjustment, net of taxes and hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.75 572.20 Td (\(1,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 572.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 572.21 Td (506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.75 572.20 Td (\(2,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 572.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 572.21 Td (\(1,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 572.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 558.20 Td (Citigroups total other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 558.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.75 558.20 Td (\(1,829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 558.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.75 558.21 Td (1,126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 558.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 558.20 Td (\(843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 558.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 558.21 Td (\(1,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 558.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 544.20 Td (Other comprehensive income \(loss\) attributable to noncontrolling interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 544.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 530.21 Td (Net change in unrealized gains and losses on investment securities, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 530.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.50 530.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 530.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 530.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 530.21 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 530.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 516.21 Td (Net change in foreign currency translation adjustment, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 516.20 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 516.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 516.21 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 516.20 Td (\(66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 516.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 516.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 516.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 502.20 Td (Total other comprehensive income \(loss\) attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 502.20 Td (\(55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 502.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 502.21 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 502.20 Td (\(57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 502.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 502.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 502.21 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 502.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 488.20 Td (Total comprehensive income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 488.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 488.20 Td (1,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 488.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.75 488.21 Td (4,435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 488.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 488.20 Td (6,217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 488.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 488.21 Td (9,448) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.21 Td (Total net income \(loss\) attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 474.20 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 474.21 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 474.20 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 474.21 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 460.20 Td (Citigroups comprehensive income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 460.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.50 460.20 Td (955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 460.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.75 460.21 Td (4,384) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 460.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 460.20 Td (6,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 460.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 460.21 Td (9,271) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 440.65 Td (\(1\)Primarily reflects adjustments based on the quarterly actuarial valuations of the Company) Tj ET Q q 0 0 0 rg BT 342.36 440.65 Td (s significant pension and postretirement plans and amortization of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 431.05 Td (amounts previously recognized in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 164.20 431.05 Td (Other compr) Tj ET Q q 0 0 0 rg BT 205.00 431.05 Td (ehensive income) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.64 431.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.05 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 219 0 obj <> endobj 220 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (107) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED BALANCE SHEET) Tj ET Q q 0 0 0 rg BT 203.45 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 749.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 448.50 749.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 472.03 749.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 688.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 688.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 688.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 660.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 660.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 660.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 623.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 623.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 623.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 568.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 568.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 531.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 531.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 494.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 494.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 494.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 466.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 466.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 466.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 438.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 438.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 401.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 401.75 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 702.75 m 424.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 702.75 m 500.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 424.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 508.75 m 500.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 508.75 m 576.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 508.75 m 500.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 508.75 m 576.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.75 m 424.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 480.75 m 500.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 480.75 m 576.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 480.75 m 500.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 480.75 m 576.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 401.75 m 424.5 401.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 387.75 m 424.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 401.75 m 500.5 401.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 387.75 m 500.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 401.75 m 576.5 401.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 387.75 m 576.5 387.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 729.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.55 730.15 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 718.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 718.01 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 706.70 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 706.15 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 706.01 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 693.43 Td (Assets) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 497.00 691.51 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 573.00 691.51 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 679.21 Td (Cash and due from banks \(including segregated cash and other deposits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 679.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 679.20 Td (35,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 679.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 679.21 Td (29,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 665.21 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 665.20 Td (143,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 665.21 Td (169,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.21 Td (Federal funds sold and securities borrowed or purchased under agreements to resell \(including $140,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 642.21 Td (and $144,083 as of September 30, 2014 and December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 642.20 Td (245,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 642.21 Td (257,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 628.21 Td (Brokerage receivables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 628.20 Td (39,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 628.21 Td (25,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 614.21 Td (Trading account assets \(including $107,829 and $106,695 pledged to creditors at September 30, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 605.21 Td (December31, 2013, respectively\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 605.20 Td (290,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 605.21 Td (285,928) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.21 Td (Investments \(including $21,188 and $26,989 pledged to creditors at September 30, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 582.21 Td (December31, 2013, respectively, and $302,182 and $291,216 as of September 30, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 573.21 Td (December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 573.20 Td (333,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 573.21 Td (308,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.21 Td (Loans:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 559.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 559.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 545.21 Td (Consumer \(including $45 and $957 as of September 30, 2014 and December31, 2013, respectively, at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 536.21 Td (fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 536.20 Td (376,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 536.21 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.21 Td (Corporate \(including $4,366 and $4,072 as of September 30, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 513.21 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 513.20 Td (277,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 513.21 Td (271,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.21 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 499.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 499.20 Td (653,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 499.21 Td (665,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 485.21 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 485.20 Td (\(16,915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 485.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 485.21 Td (\(19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 485.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 471.21 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 471.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 471.20 Td (636,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 471.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 471.21 Td (645,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 457.21 Td (Goodwill) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 457.20 Td (24,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 457.21 Td (25,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 443.21 Td (Intangible assets \(other than MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 443.20 Td (4,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 443.21 Td (5,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.21 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 429.20 Td (2,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 429.21 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 415.21 Td (Other assets \(including $8,254 and $7,123 as of September 30, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 406.21 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 406.20 Td (127,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 406.21 Td (125,266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 392.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 392.20 Td (1,882,849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 392.21 Td (1,880,382) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (The following table presents certain assets of consolidated variable interest entities \(VIEs\), which are included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 352.25 Td (Consolidated Balance Sheet above. ) Tj ET Q q 0 0 0 rg BT 179.39 352.25 Td (The assets in the table below include only those assets that can be used to settle obligations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 340.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 88.86 340.25 Td (VIEs, presented on the following page, and are in excess of those obligations. ) Tj ET Q q 0 0 0 rg BT 401.56 340.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 451.46 340.25 Td (, the assets in the table below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.25 Td (include third-party assets of consolidated ) Tj ET Q q 0 0 0 rg BT 202.72 328.25 Td (VIEs only and exclude intercompany balances that eliminate in consolidation.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 267.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 267.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 239.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 239.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 239.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 211.75 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 211.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 211.75 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 165.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 165.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 165.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 137.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 137.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 137.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 109.75 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 109.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 109.75 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.75 m 424.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 281.75 m 500.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 281.75 m 576.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 165.75 m 424.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 165.75 m 500.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 165.75 m 576.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 165.75 m 500.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 165.75 m 576.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 137.75 m 424.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 137.75 m 500.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 137.75 m 576.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 137.75 m 500.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 137.75 m 576.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 109.75 m 500.5 109.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 109.75 m 576.5 109.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 109.75 m 424.5 109.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 95.75 m 424.5 95.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 109.75 m 500.5 109.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 95.75 m 500.5 95.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 109.75 m 576.5 109.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 95.75 m 576.5 95.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 308.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.55 309.15 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 297.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 297.01 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 285.70 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 285.15 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 285.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 272.20 Td (Assets of consolidated VIEs to be used to settle obligations of consolidated VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 258.21 Td (Cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 258.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 258.20 Td (203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 258.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 258.21 Td (362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 244.21 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 244.20 Td (806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 244.21 Td (977) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 230.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 230.20 Td (9,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 230.21 Td (10,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 216.21 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 202.21 Td (Consumer \(including $0 and $910 as of September 30, 2014 and December31, 2013, respectively, at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 193.21 Td (fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 193.20 Td (63,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 193.21 Td (63,493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 179.21 Td (Corporate \(including $2 and $14 as of September 30, 2014 and December31, 2013, respectively, at fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 170.21 Td (value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 170.20 Td (31,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 170.21 Td (31,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 156.21 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 156.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 156.20 Td (94,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 156.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 156.21 Td (95,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 142.21 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 142.20 Td (\(2,942) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 142.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 142.21 Td (\(3,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 142.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 128.21 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 128.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 128.20 Td (91,879) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 128.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 128.21 Td (91,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 114.21 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 114.20 Td (1,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 114.21 Td (1,234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 100.20 Td (Total assets of consolidated VIEs to be used to settle obligations of consolidated VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 100.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 100.20 Td (103,889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 100.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 100.21 Td (105,433) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.15 76.25 Td (Statement continues on the next page.) Tj ET Q endstream endobj 221 0 obj <> endobj 222 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (108) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED BALANCE SHEET) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.63 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 432.00 749.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 449.50 749.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.03 749.25 Td (oup Inc. and Subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 36.00 738.45 Td (\(Continued\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 678.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 678.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 642.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 642.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 606.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 606.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 571.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 571.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 571.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 547.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 547.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 547.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 499.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 499.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 463.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 463.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 463.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 428.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 428.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 428.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 393.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 393.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 393.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 369.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 369.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 345.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 345.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 321.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 321.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 321.95 76.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 691.95 m 424.5 691.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 691.95 m 500.5 691.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 691.95 m 576.5 691.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.95 m 424.5 606.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 606.95 m 500.5 606.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 606.95 m 576.5 606.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 606.95 m 500.5 606.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 606.95 m 576.5 606.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.95 m 424.5 475.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 475.95 m 500.5 475.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 475.95 m 576.5 475.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 463.95 m 424.5 463.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 463.95 m 500.5 463.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 463.95 m 576.5 463.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 357.95 m 424.5 357.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 357.95 m 500.5 357.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 357.95 m 576.5 357.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.95 m 424.5 333.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 321.95 m 424.5 321.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 333.95 m 500.5 333.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 321.95 m 500.5 321.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 333.95 m 576.5 333.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 321.95 m 576.5 321.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 309.95 m 424.5 309.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 309.95 m 500.5 309.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 309.95 m 576.5 309.95 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 718.67 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.55 719.35 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 707.35 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 707.21 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 695.90 Td (Inmillionsofdollars,exceptsharesandpershareamounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 695.35 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 695.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.35 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 683.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 683.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.21 Td (Non-interest-bearing deposits in U.S. offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 670.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 670.35 Td (128,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 670.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 670.21 Td (128,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.41 Td (Interest-bearing deposits in U.S. offices \(including $978 and $988 as of September 30, 2014 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 647.41 Td (December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 647.40 Td (285,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 647.41 Td (284,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 634.21 Td (Non-interest-bearing deposits in offices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 634.35 Td (71,228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 634.21 Td (69,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.41 Td (Interest-bearing deposits in offices outside the U.S. \(including $813 and $689 as of September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 611.41 Td (and December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 611.40 Td (457,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 611.41 Td (486,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.21 Td (Total deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 598.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 598.35 Td (942,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 598.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 598.21 Td (968,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.41 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase \(including $44,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 576.41 Td (and $54,147 as of September 30, 2014 and December31, 2013, respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 576.40 Td (175,732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 576.41 Td (203,512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.21 Td (Brokerage payables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 563.35 Td (59,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 563.21 Td (53,707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 551.35 Td (137,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 551.21 Td (108,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.41 Td (Short-term borrowings \(including $1,454 and $3,692 as of September 30, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 528.41 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 528.40 Td (64,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 528.41 Td (58,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.41 Td (Long-term debt \(including $26,455 and $26,877 as of September 30, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 504.41 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 504.40 Td (223,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 504.41 Td (221,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.41 Td (Other liabilities \(including $2,725 and $2,011 as of September 30, 2014 and December31, 2013,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 480.41 Td (respectively, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 480.40 Td (65,191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 480.41 Td (59,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 467.35 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 467.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 467.35 Td (1,668,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 467.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 467.21 Td (1,674,249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 455.35 Td (Stockholders equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 455.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 455.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.26 Td (Preferred stock \($1.00 par value; authorized shares: 30 million\), issued shares: ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.67 442.26 Td (358,720 as of September) Tj ET Q q 0 0 0 rg BT 416.49 442.26 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 433.40 Td (30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 79.50 433.40 Td ( and 269,520 as of December31, 2013, at aggregate liquidation value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 433.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 433.40 Td (8,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 433.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 433.41 Td (6,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.26 Td (Common stock \($0.01 par value; authorized shares: 6 billion\), issued shares:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.44 419.26 Td ( 3,082,034,822 as of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 410.40 Td (September) Tj ET Q q 0 0 0 rg BT 89.33 410.40 Td ( 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 123.08 410.40 Td ( and 3,062,098,976 as of December31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 410.40 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 410.41 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 397.21 Td (Additional paid-in capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 397.35 Td (107,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 397.21 Td (107,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 385.21 Td (Retained earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 385.35 Td (118,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 385.21 Td (111,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 373.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 373.21 Td (reasury stock, at cost: ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.41 373.21 Td (September) Tj ET Q q 0 0 0 rg BT 165.73 373.21 Td ( 30, 201452,546,590 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.23 373.21 Td (shares and December31, 201332,856,062 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.26 Td (shares) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 373.35 Td (\(2,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 373.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 373.21 Td (\(1,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 373.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 361.21 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 361.35 Td (\(19,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 361.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 361.21 Td (\(19,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 361.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 349.35 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 349.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 349.35 Td (212,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 349.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 349.21 Td (204,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 337.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 337.35 Td (1,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 337.21 Td (1,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 325.35 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 325.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 325.35 Td (213,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 325.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 325.21 Td (206,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 313.35 Td (Total liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 313.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 313.35 Td (1,882,849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 313.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 313.21 Td (1,880,382) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.45 Td (The following table presents certain liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 303.75 286.45 Td (VIEs, which are included in the Consolidated Balance Sheet above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.45 Td (The liabilities in the table below include third-party liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 348.24 274.45 Td (VIEs only and exclude intercompany balances that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.45 Td (eliminate in consolidation. ) Tj ET Q q 0 0 0 rg BT 144.69 262.45 Td (The liabilities also exclude amounts where creditors or beneficial interest holders have recourse to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.45 Td (general credit of Citigroup.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 180.95 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 180.95 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 180.95 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 143.95 388.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 143.95 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 143.95 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 203.95000000000005 m 424.5 203.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 203.95000000000005 m 500.5 203.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 203.95000000000005 m 576.5 203.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 129.95000000000005 m 500.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 129.95000000000005 m 576.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 129.95000000000005 m 424.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 106.95000000000005 m 424.5 106.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 129.95000000000005 m 500.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 106.95000000000005 m 500.5 106.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 129.95000000000005 m 576.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 106.95000000000005 m 576.5 106.95000000000005 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 230.67 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.55 231.35 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 219.35 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 219.21 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 207.90 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.70 207.35 Td (\(Unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 207.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 194.40 Td (Liabilities of consolidated VIEs for which creditors or beneficial interest holders do not have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 185.40 Td (recourse to the general credit of Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 185.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 185.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 171.41 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 171.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 171.40 Td (21,705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 171.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 171.41 Td (21,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 157.41 Td (Long-term debt \(including $2 and $909 as of September 30, 2014 and December31, 2013, respectively,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 148.41 Td (at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 148.40 Td (40,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 148.41 Td (34,743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 134.41 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 134.40 Td (953) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 134.41 Td (999) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 120.40 Td (Total liabilities of consolidated VIEs for which creditors or beneficial interest holders do not have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 111.40 Td (recourse to the general credit of Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 111.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 111.40 Td (62,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 111.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 111.41 Td (57,535) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.45 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 223 0 obj <> endobj 224 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (109) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 130.38 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 136.85 749.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 180.01 749.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 196.03 749.25 Td ( CHANGES IN ST) Tj ET Q q 0 0 0 rg BT 276.15 749.25 Td (OCKHOLDERS) Tj ET Q q 0 0 0 rg BT 350.41 749.25 Td ( EQUITY) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (\(Unaudited\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.00 737.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.53 737.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 691.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 691.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 691.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 665.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 665.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 665.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 639.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 639.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 639.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 613.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 613.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 613.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 587.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 587.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 561.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 561.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 561.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 535.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 535.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 535.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 509.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 509.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 483.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 483.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 483.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 457.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 457.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 431.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 431.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 431.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 405.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 405.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 405.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 379.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 379.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 379.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 345.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 345.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 319.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 319.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 319.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 293.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 293.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 267.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 267.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 241.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 241.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 241.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 215.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 215.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 215.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 189.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 189.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 189.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 163.75 396.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 163.75 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 163.75 72.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 705.75 m 504.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 705.75 m 576.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 691.75 m 432.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 691.75 m 504.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 691.75 m 576.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 639.75 m 432.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 626.75 m 432.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 639.75 m 504.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 626.75 m 504.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 639.75 m 576.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 626.75 m 576.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 561.75 m 504.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 561.75 m 576.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 561.75 m 432.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 548.75 m 432.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 561.75 m 504.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 548.75 m 504.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 561.75 m 576.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 470.75 m 504.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 470.75 m 576.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 470.75 m 432.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 457.75 m 432.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 470.75 m 504.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 457.75 m 504.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 470.75 m 576.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 457.75 m 576.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 405.75 m 432.5 405.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.75 m 432.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 405.75 m 504.5 405.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 392.75 m 504.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 405.75 m 576.5 405.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 392.75 m 576.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 345.75 m 504.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 345.75 m 576.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.75 m 432.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 345.75 m 504.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 332.75 m 504.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 345.75 m 576.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 332.75 m 576.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 332.75 m 432.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 319.75 m 504.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 332.75 m 576.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 319.75 m 576.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 319.75 m 432.5 319.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.75 m 432.5 306.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 306.75 m 504.5 306.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 306.75 m 576.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 189.75 m 504.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 189.75 m 576.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 189.75 m 432.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 189.75 m 504.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 176.75 m 504.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 189.75 m 576.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 176.75 m 576.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 176.75 m 432.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 163.75 m 504.5 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 163.75 m 576.5 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 163.75 m 432.5 163.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 150.75 m 432.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 163.75 m 504.5 163.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 150.75 m 504.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 163.75 m 576.5 163.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 150.75 m 576.5 150.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 708.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.95 710.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 696.00 Td (Inmillionsofdollars,exceptsharesinthousands) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 696.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 696.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.15 Td (Preferred stock at aggregate liquidation value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 683.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 683.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.01 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 670.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 670.15 Td (6,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 670.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 670.01 Td (2,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 657.01 Td (Issuance of new preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 657.15 Td (2,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 657.01 Td (2,775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.01 Td (Redemption of preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 644.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 644.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 644.01 Td (\(94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 644.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.01 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 631.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 631.15 Td (8,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 631.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 631.01 Td (5,243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 618.15 Td (Common stock and additional paid-in capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 618.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 618.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 605.01 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 605.15 Td (107,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 605.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 605.01 Td (106,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.01 Td (Employee benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 592.15 Td (656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 592.01 Td (684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 579.01 Td (Preferred stock issuance expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 579.15 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 579.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 579.01 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 579.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 566.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 566.15 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 566.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.01 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 553.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 553.15 Td (107,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 553.01 Td (107,061) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.15 Td (Retained earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 540.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 540.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.01 Td (Adjusted balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 527.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 527.15 Td (111,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 527.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 527.01 Td (97,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.01 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 514.15 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 514.01 Td (11,217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 501.01 Td (Common dividends) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 109.75 505.09 Td ( \(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 501.15 Td (\(91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 501.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 501.01 Td (\(91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 501.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.01 Td (Preferred dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 488.15 Td (\(352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 488.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 488.01 Td (\(123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 488.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.01 Td (Tax benefit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 475.15 Td (353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 475.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.01 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 462.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 462.15 Td (118,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 462.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 462.01 Td (108,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 449.15 Td (Treasury stock, at cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 449.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 449.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 436.01 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 436.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 436.15 Td (\(1,658) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 436.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 436.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 436.01 Td (\(847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 436.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 423.01 Td (Employee benefit plans ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 126.22 427.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 423.15 Td (\(121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 423.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 423.01 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 423.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 410.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 410.01 Td (reasury stock acquired) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 125.15 414.09 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 410.15 Td (\(852) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 410.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 410.01 Td (\(619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 410.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 397.01 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 397.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 397.15 Td (\(2,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 397.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 397.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 397.01 Td (\(1,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 397.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 384.15 Td (Citigroups accumulated other comprehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 384.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 384.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 371.01 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 371.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 371.15 Td (\(19,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 371.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 371.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 371.01 Td (\(16,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 371.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 358.01 Td (Net change in Citigroup) Tj ET Q q 0 0 0 rg BT 128.23 358.01 Td (s ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 133.98 358.01 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 227.13 358.01 Td (ehensive income ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 349.00 Td ( \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 350.20 Td (\(843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 350.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 350.21 Td (\(1,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 350.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 337.01 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 337.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 337.15 Td (\(19,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 337.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 337.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 337.01 Td (\(18,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 337.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 324.15 Td (Total Citigroup common stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 324.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 324.15 Td (203,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 324.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 324.01 Td (195,603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 311.15 Td (Total Citigroup stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 311.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 311.15 Td (212,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 311.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 311.01 Td (200,846) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 298.15 Td (Noncontrolling interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 298.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 298.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 285.01 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 285.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 285.15 Td (1,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 285.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 285.01 Td (1,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 272.01 Td (Initial origination of a noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 272.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 272.01 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 259.01 Td (Transactions between noncontrolling-interest shareholders and the related consolidated subsidiary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 259.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 259.01 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 259.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 246.01 Td (Transactions between Citigroup and the noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 246.15 Td (\(80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 246.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 246.01 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 233.01 Td (Net income attributable to noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 233.15 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 233.01 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 220.01 Td (Dividends paid to noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 220.15 Td (\(91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 220.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 220.01 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 220.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 207.01 Td (Net change in ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 97.23 207.01 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 190.37 207.01 Td (ehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 207.15 Td (\(57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 207.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 207.01 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 207.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 194.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 194.15 Td (\(101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 194.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 194.01 Td (\(152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 194.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 181.15 Td (Net change in noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 181.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 181.15 Td (\(175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 181.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 181.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 181.01 Td (\(55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 181.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 168.15 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 168.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 168.15 Td (1,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 168.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 168.01 Td (1,893) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 155.15 Td (Total equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 155.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 155.15 Td (213,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 155.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 155.01 Td (202,739) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 132.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 132.05 Td (Common dividends declared were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.52 132.05 Td ($0.01) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.52 132.05 Td ( per share in the first, second and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 291.27 132.05 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.38 132.05 Td ( quarters of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 344.80 132.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.80 132.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 376.36 132.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.36 132.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 122.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 122.45 Td (Includes treasury stock related to \(i\) certain activity on employee stock option program exercises where the employee delivers existing shares to cover the option ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 112.85 Td (exercise, or \(ii\) under Citi) Tj ET Q q 0 0 0 rg BT 139.08 112.85 Td (s employee restricted or deferred stock programs where shares are withheld to satisfy tax requirements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 103.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 103.25 Td (For the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.89 103.25 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.66 103.25 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 141.32 103.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.53 103.25 Td (, primarily consists of open market purchases under Citi) Tj ET Q q 0 0 0 rg BT 387.05 103.25 Td (s Board of Directors-approved common stock repurchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 93.65 Td (program. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.65 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 225 0 obj <> endobj 226 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 130.38 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 136.85 749.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 180.01 749.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 196.03 749.25 Td ( CASH FLOWS \(Unaudited\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.25 737.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.78 737.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 691.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 691.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 691.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 663.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 663.75 59.00 -14.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 36.50 523.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 523.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 523.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 495.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 495.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 467.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 467.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 467.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 439.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 439.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 439.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 411.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 411.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 411.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 383.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 383.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 383.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 355.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 355.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 355.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 327.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 327.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 327.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 299.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 299.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 299.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 271.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 271.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 271.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 243.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 243.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 243.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 215.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 215.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 215.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 187.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 187.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 187.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 159.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 159.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 159.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 131.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 131.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 131.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 103.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 103.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 103.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 75.75 423.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 75.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 75.75 58.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 705.75 m 518.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 705.75 m 576.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 691.75 m 459.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 691.75 m 518.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 691.75 m 576.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 649.75 m 459.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 649.75 m 518.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 649.75 m 576.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 649.75 m 518.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 649.75 m 576.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 607.75 m 459.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 607.75 m 518.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 607.75 m 576.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 607.75 m 518.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 607.75 m 576.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 397.75 m 518.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 397.75 m 576.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.75 m 459.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 397.75 m 518.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 383.75 m 518.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 397.75 m 576.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 383.75 m 576.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.75 m 459.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.75 m 459.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 369.75 m 518.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 369.75 m 576.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 243.75 m 518.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 243.75 m 576.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 243.75 m 459.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 229.75 m 459.5 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 243.75 m 518.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 229.75 m 518.5 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 243.75 m 576.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 229.75 m 576.5 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 89.75 m 518.5 89.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 89.75 m 576.5 89.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 89.75 m 459.5 89.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.75 m 459.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 89.75 m 518.5 89.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 75.75 m 518.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 89.75 m 576.5 89.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 75.75 m 576.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.75 m 459.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 61.75 m 459.5 61.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 61.75 m 518.5 61.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 61.75 m 576.5 61.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 47.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 47.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 47.25 m BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 708.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.95 718.15 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.05 709.15 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 696.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 696.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 696.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 682.20 Td (Cash flows from operating activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 668.20 Td (Net income before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 668.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 668.20 Td (7,117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 668.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 668.21 Td (11,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 654.20 Td (Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 654.20 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 654.21 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 640.20 Td (Citigroups net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 640.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 640.20 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 640.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 640.21 Td (11,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 626.20 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 626.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 626.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 626.21 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 612.20 Td (Gain on sale, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 612.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 612.21 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 598.20 Td (Income from continuing operationsexcluding noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 598.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 598.20 Td (6,964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 598.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 598.21 Td (11,128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 584.20 Td (Adjustments to reconcile net income to net cash provided by operating activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 570.21 Td (Depreciation and amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 570.20 Td (2,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 570.21 Td (3,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 556.21 Td (Provision for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 556.20 Td (4,859) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 556.21 Td (5,807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 542.21 Td (Realized gains from sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 542.20 Td (\(348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 542.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 542.21 Td (\(764) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 542.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 528.21 Td (Net impairment losses recognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 528.20 Td (331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 528.21 Td (462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 514.21 Td (Change in trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 514.20 Td (\(4,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 514.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 514.21 Td (29,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 500.21 Td (Change in trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 500.20 Td (28,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 500.21 Td (6,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 486.21 Td (Change in federal funds sold and securities borrowed or purchased under agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 486.20 Td (11,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 486.21 Td (\(12,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 486.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 472.21 Td (Change in federal funds purchased and securities loaned or sold under agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 472.20 Td (\(27,780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 472.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 472.21 Td (5,151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 458.21 Td (Change in brokerage receivables net of brokerage payables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 458.20 Td (\(7,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 458.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 458.21 Td (\(2,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 458.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 444.21 Td (Change in loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 444.20 Td (\(1,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 444.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 444.21 Td (2,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 430.21 Td (Change in other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 430.20 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 430.21 Td (14,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 416.21 Td (Change in other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 416.20 Td (5,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 416.21 Td (\(4,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 416.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 402.21 Td (Other, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 402.20 Td (867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 402.21 Td (737) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 388.20 Td (Total adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 388.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 388.20 Td (11,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 388.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 388.21 Td (48,181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 374.20 Td (Net cash provided by operating activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 374.20 Td (18,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 374.21 Td (59,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.20 Td (Cash flows from investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.21 Td (Change in deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 346.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 346.20 Td (25,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 346.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 346.21 Td (\(70,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 346.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 332.21 Td (Change in loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 332.20 Td (\(709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 332.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 332.21 Td (\(17,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 332.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 318.21 Td (Proceeds from sales and securitizations of loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 318.20 Td (3,481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 318.21 Td (7,589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.21 Td (Purchases of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 304.20 Td (\(196,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 304.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 304.21 Td (\(170,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 304.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 290.21 Td (Proceeds from sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 290.20 Td (105,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 290.21 Td (109,405) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 276.21 Td (Proceeds from maturities of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 276.20 Td (66,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 276.21 Td (64,657) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.21 Td (Capital expenditures on premises and equipment and capitalized software) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 262.20 Td (\(2,474) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 262.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 262.21 Td (\(2,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 262.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.21 Td (Proceeds from sales of premises and equipment, subsidiaries and affiliates, and repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 248.20 Td (460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 248.21 Td (455) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 234.20 Td (Net cash provided by \(used in\) investing activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 234.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 234.20 Td (1,960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 234.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 234.21 Td (\(78,567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 234.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 220.20 Td (Cash flows from financing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 206.21 Td (Dividends paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 206.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 206.20 Td (\(443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 206.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 206.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 206.21 Td 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taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 150.20 Td (\(505) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 150.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 150.21 Td (\(451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 150.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 136.21 Td (Issuance of long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 136.20 Td (48,046) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 136.21 Td (41,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 122.21 Td (Payments and redemptions of long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 122.20 Td (\(40,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 122.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 122.21 Td (\(51,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 122.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 108.21 Td (Change in deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 108.20 Td (\(25,618) Tj ET Q BT /F2 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 309.25 Td (Certain reclassifications have been made to the prior) Tj ET Q q 0 0 0 rg BT 264.00 309.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (period) Tj ET Q q 0 0 0 rg BT 64.33 297.25 Td (s financial statements and notes to conform to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (current period) Tj ET Q q 0 0 0 rg BT 95.14 285.25 Td (s presentation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 273.25 Td (As noted above, the Notes to Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.25 Td (Statements are unaudited. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 237.25 Td (Principles of Consolidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.25 Td (The Consolidated Financial Statements include the accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.25 Td (of Citigroup and its subsidiaries prepared in accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 62.12 201.25 Td (. ) Tj ET Q q 0 0 0 rg BT 66.94 201.25 Td (The Company consolidates subsidiaries in which it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.25 Td (holds, directly or indirectly) Tj ET Q q 0 0 0 rg BT 144.21 189.25 Td (, more than 50% of the voting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.25 Td (rights or where it exercises control. Entities where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.25 Td (Company holds 20% to 50% of the voting rights and/or has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.25 Td (the ability to exercise significant influence, other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 141.25 Td (investments of designated venture capital subsidiaries or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.25 Td (investments accounted for at fair value under the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.25 Td (option, are accounted for under the equity method, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.25 Td (pro rata share of their income \(loss\) is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.61 105.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 93.25 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 93.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.27 93.25 Td (. Income from investments in less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.47 93.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.80 93.25 Td ( owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 81.25 Td (companies is recognized when dividends are received. ) Tj ET Q q 0 0 0 rg BT 255.36 81.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 69.25 Td (discussed in more detail in Note 20 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 57.25 Td (Financial Statements, Citigroup consolidates entities deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 729.25 Td (to be variable interest entities when Citigroup is determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 717.25 Td (to be the primary beneficiary) Tj ET Q q 0 0 0 rg BT 432.41 717.25 Td (. Gains and losses on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 705.25 Td (disposition of branches, subsidiaries, af) Tj ET Q q 0 0 0 rg BT 474.57 705.25 Td (filiates, buildings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 693.25 Td (other investments are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.24 693.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 481.59 693.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.34 693.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 669.25 Td (Citibank, N.A.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 657.25 Td (Citibank, N.A. is a commercial bank and wholly owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 645.25 Td (subsidiary of Citigroup Inc. Citibank) Tj ET Q q 0 0 0 rg BT 467.26 645.25 Td (s principal of) Tj ET Q q 0 0 0 rg BT 519.85 645.25 Td (ferings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 633.25 Td (include: consumer finance, mortgage lending and retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 621.25 Td (banking products and services; investment banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 609.25 Td (commercial banking, cash management, trade finance; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 597.25 Td (private banking products and services.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 573.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 365.07 573.25 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 561.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 376.71 561.25 Td (s accounting policies are fundamental to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 549.25 Td (understanding management) Tj ET Q q 0 0 0 rg BT 430.02 549.25 Td (s discussion and analysis of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 537.25 Td (results of operations and financial condition. ) Tj ET Q q 0 0 0 rg BT 500.11 537.25 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 525.25 Td (has identified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 525.25 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.32 525.25 Td ( policies as being significant because they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 513.25 Td (require management to make subjective and/or complex ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 501.25 Td (judgments about matters that are inherently uncertain. ) Tj ET Q q 0 0 0 rg BT 537.58 501.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 489.25 Td (policies relate to ) Tj ET Q q 0 0 0 rg BT 385.40 489.25 Td (V) Tj ET Q q 0 0 0 rg BT 391.52 489.25 Td (aluations of Financial Instruments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 477.25 Td (Allowance for Credit Losses, Securitizations, Goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 465.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 349.30 465.25 Td (T) Tj ET Q q 0 0 0 rg BT 354.71 465.25 Td (axes and Litigation ) Tj ET Q q 0 0 0 rg BT 433.31 465.25 Td (Accruals. ) Tj ET Q q 0 0 0 rg BT 476.17 465.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 532.45 465.25 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 453.25 Td (consultation with the ) Tj ET Q q 0 0 0 rg BT 402.83 453.25 Td (Audit Committee of the Board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 441.25 Td (Directors, has reviewed and approved these significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 429.25 Td (accounting policies, which are further described under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 417.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 367.27 417.25 Td (Accounting Policies and Significant Estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 405.25 Td (and Note 1 to the Consolidated Financial Statements in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 393.25 Td (Company) Tj ET Q q 0 0 0 rg BT 358.67 393.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 387.00 393.25 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 369.25 Td (ACCOUNTING CHANGES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 345.25 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 380.98 345.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 403.86 345.25 Td (e-Based Payments with Performance ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 333.25 Td (T) Tj ET Q q 0 0 0 rg BT 322.75 333.25 Td (argets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 321.25 Td (In June 2014, the F) Tj ET Q q 0 0 0 rg BT 393.20 321.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 442.10 321.25 Td (ASU No. 2014-12, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 309.25 Td (Accounting for Shar) Tj ET Q q 0 0 0 rg BT 397.73 309.25 Td (e-Based Payments When the T) Tj ET Q q 0 0 0 rg BT 518.45 309.25 Td (erms of an ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 297.25 Td (A) Tj ET Q q 0 0 0 rg BT 322.56 297.25 Td (war) Tj ET Q q 0 0 0 rg BT 337.75 297.25 Td (d Pr) Tj ET Q q 0 0 0 rg BT 354.88 297.25 Td (ovide That a Performance T) Tj ET Q q 0 0 0 rg BT 466.72 297.25 Td (ar) Tj ET Q q 0 0 0 rg BT 475.24 297.25 Td (get Could Be ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 285.25 Td (Achieved after the Requisite Service Period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.10 285.25 Td ( \(a consensus of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 273.25 Td (the F) Tj ET Q q 0 0 0 rg BT 336.54 273.25 Td (ASB Emer) Tj ET Q q 0 0 0 rg BT 379.96 273.25 Td (ging Issues ) Tj ET Q q 0 0 0 rg BT 427.00 273.25 Td (T) Tj ET Q q 0 0 0 rg BT 432.42 273.25 Td (ask Force\). ) Tj ET Q q 0 0 0 rg BT 479.16 273.25 Td (The ) Tj ET Q q 0 0 0 rg BT 496.66 273.25 Td (ASU prescribes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 261.25 Td (the accounting to be applied to share-based awards that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 249.25 Td (contain performance tar) Tj ET Q q 0 0 0 rg BT 412.32 249.25 Td (gets, the outcome of which will only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 237.25 Td (be confirmed after the employee) Tj ET Q q 0 0 0 rg BT 449.71 237.25 Td (s service period associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 225.25 Td (with the award has ended. Citi elected to adopt this ) Tj ET Q q 0 0 0 rg BT 523.34 225.25 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 213.25 Td (from the third quarter of 2014. ) Tj ET Q q 0 0 0 rg BT 441.51 213.25 Td (The impact of adopting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 201.25 Td (ASU was not material. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 177.25 Td (Discontinued Operations and Significant Disposals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 165.25 Td (The F) Tj ET Q q 0 0 0 rg BT 339.87 165.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 388.77 165.25 Td (Accounting Standards Update No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 153.25 Td (2014-08, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.33 153.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 364.96 153.25 Td (esentation of Financial Statements \(T) Tj ET Q q 0 0 0 rg BT 514.02 153.25 Td (opic 810\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 141.25 Td (and Pr) Tj ET Q q 0 0 0 rg BT 344.13 141.25 Td (operty) Tj ET Q q 0 0 0 rg BT 369.12 141.25 Td (, Plant, and Equipment \(T) Tj ET Q q 0 0 0 rg BT 472.09 141.25 Td (opic 360\), Reporting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 129.25 Td (Discontinued Operations and Disclosur) Tj ET Q q 0 0 0 rg BT 476.35 129.25 Td (es of Disposals of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 117.25 Td (Components of an Entity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.16 117.25 Td ( \(ASU 2014-08\) in ) Tj ET Q q 0 0 0 rg BT 493.38 117.25 Td (April ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.99 117.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.99 117.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 105.25 Td (ASU 2014-08 changes the criteria for reporting discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 93.25 Td (operations while enhancing disclosures. Under the ) Tj ET Q q 0 0 0 rg BT 520.56 93.25 Td (ASU, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 81.25 Td (only disposals representing a strategic shift having a major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 69.25 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 69.25 Td (fect on an entity) Tj ET Q q 0 0 0 rg BT 392.06 69.25 Td (s operations and financial results, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 57.25 Td (a disposal of a major geographic area, a major line of ) Tj ET Q endstream endobj 231 0 obj <> endobj 232 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 31.60 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (business or a major equity method investment, may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (presented as discontinued operations. ) Tj ET Q q 0 0 0 rg BT 187.35 730.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 237.25 730.10 Td (, the ) Tj ET Q q 0 0 0 rg BT 256.42 730.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (requires expanded disclosures about discontinued operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (that will provide more information about the assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (liabilities, income and expenses of discontinued operations. ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 54.00 682.10 Td (The Company elected to early-adopt the ) Tj ET Q q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 216.72 682.10 Td (ASU in the ) Tj ET Q BT /F1 10.00 Tf ET q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 36.00 668.90 Td (second quarter of 2014 on a prospective basis) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 218.45 668.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 221.20 668.90 Td (for all ) Tj ET Q BT /F1 10.00 Tf ET q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 36.00 656.90 Td (disposals \(or classifications as held-for) Tj ET Q q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 191.32 656.90 Td (-sale\) of components ) Tj ET Q BT /F1 10.00 Tf ET q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 36.00 644.90 Td (of an entity that occurred on or after ) Tj ET Q q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 182.61 644.90 Td (April 1, 2014.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 238.71 644.90 Td ( ) Tj ET Q q 0 0 0 rg BT 240.66 644.90 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.90 Td (result of the adoption of the ) Tj ET Q q 0 0 0 rg BT 148.75 632.90 Td (ASU, fewer disposals will now ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.90 Td (qualify for reporting as discontinued operations; however) Tj ET Q q 0 0 0 rg BT 265.54 620.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 608.90 Td (disclosure of the pretax income attributable to a disposal of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 596.90 Td (significant part of an or) Tj ET Q q 0 0 0 rg BT 129.68 596.90 Td (ganization that does not qualify for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 584.90 Td (discontinued operations reporting is required. ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 222.72 584.90 Td (The impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 36.00 572.90 Td (adopting the ) Tj ET Q q 0.13725490196078433 0.12156862745098039 0.12549019607843137 rg BT 87.66 572.90 Td (ASU was not material. ) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 36.00 548.90 Td (Investment Companies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.90 Td (In June 2013, the Financial ) Tj ET Q q 0 0 0 rg BT 146.54 536.90 Td (Accounting Standards Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 524.90 Td (\(F) Tj ET Q q 0 0 0 rg BT 44.15 524.90 Td (ASB\) issued ) Tj ET Q q 0 0 0 rg BT 96.38 524.90 Td (Accounting Standards Update \(ASU\) No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.90 Td (2013-08, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.33 512.90 Td (Financial Services Investment Companies \(T) Tj ET Q q 0 0 0 rg BT 252.82 512.90 Td (opic ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 500.90 Td (946\): ) Tj ET Q q 0 0 0 rg BT 59.98 500.90 Td (Amendments to the Scope, Measur) Tj ET Q q 0 0 0 rg BT 197.63 500.90 Td (ement, and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 488.90 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 74.52 488.90 Td (e Requir) Tj ET Q q 0 0 0 rg BT 108.30 488.90 Td (ements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.07 488.90 Td (This ) Tj ET Q q 0 0 0 rg BT 160.80 488.90 Td (ASU introduced a new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 476.90 Td (approach for assessing whether an entity is an investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.90 Td (company) Tj ET Q q 0 0 0 rg BT 72.01 464.90 Td (. ) Tj ET Q q 0 0 0 rg BT 76.83 464.90 Td (T) Tj ET Q q 0 0 0 rg BT 82.24 464.90 Td (o determine whether an entity is an investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.90 Td (company for accounting purposes, Citi is now required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 440.90 Td (evaluate the fundamental and typical characteristics of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.90 Td (entity) Tj ET Q q 0 0 0 rg BT 58.12 428.90 Td (, including its purpose and design.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 416.90 Td (The ) Tj ET Q q 0 0 0 rg BT 71.50 416.90 Td (ASU became ef) Tj ET Q q 0 0 0 rg BT 134.62 416.90 Td (fective for Citi on January 1, 2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 404.90 Td (There was no impact from the adoption of this ) Tj ET Q q 0 0 0 rg BT 223.46 404.90 Td (ASU. ) Tj ET Q q 0 0 0 rg BT 247.91 404.90 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 392.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 392.90 Td (, Citi had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.97 392.90 Td ($3.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.08 392.90 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 380.90 Td (assets held by consolidated investment companies which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.90 Td (accounted for in accordance with the Investment Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.90 Td (Audit Guide \(codified in ) Tj ET Q q 0 0 0 rg BT 136.54 356.90 Td (Accounting Standards Codification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.90 Td (\(ASC\) 946\). ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 320.90 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 320.90 Td ( the Cumulative ) Tj ET Q q 0 0 0 rg BT 170.63 320.90 Td (T) Tj ET Q q 0 0 0 rg BT 176.56 320.90 Td (ranslation ) Tj ET Q q 0 0 0 rg BT 221.84 320.90 Td (Adjustment ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 308.90 Td (upon Der) Tj ET Q q 0 0 0 rg BT 76.10 308.90 Td (ecognition of Certain For) Tj ET Q q 0 0 0 rg BT 183.95 308.90 Td (eign Subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.90 Td (In March 2013, the F) Tj ET Q q 0 0 0 rg BT 119.96 296.90 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 168.87 296.90 Td (ASU No. 2013-05, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.92 296.90 Td (For) Tj ET Q q 0 0 0 rg BT 261.55 296.90 Td (eign ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 284.90 Td (Curr) Tj ET Q q 0 0 0 rg BT 55.08 284.90 Td (ency Matters \(T) Tj ET Q q 0 0 0 rg BT 117.48 284.90 Td (opic 830\): Par) Tj ET Q q 0 0 0 rg BT 175.99 284.90 Td (ent) Tj ET Q q 0 0 0 rg BT 190.24 284.90 Td (s ) Tj ET Q q 0 0 0 rg BT 196.45 284.90 Td (Accounting for the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 272.90 Td (Cumulative T) Tj ET Q q 0 0 0 rg BT 89.61 272.90 Td (ranslation ) Tj ET Q q 0 0 0 rg BT 133.05 272.90 Td (Adjustment upon Der) Tj ET Q q 0 0 0 rg BT 218.23 272.90 Td (ecognition of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 260.90 Td (Certain Subsidiaries or Gr) Tj ET Q q 0 0 0 rg BT 143.14 260.90 Td (oups of ) Tj ET Q q 0 0 0 rg BT 174.63 260.90 Td (Assets within a For) Tj ET Q q 0 0 0 rg BT 251.76 260.90 Td (eign ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 248.90 Td (Entity or of an Investment in a For) Tj ET Q q 0 0 0 rg BT 174.77 248.90 Td (eign Entity \(a consensus ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 236.90 Td (of the F) Tj ET Q q 0 0 0 rg BT 65.81 236.90 Td (ASB Emer) Tj ET Q q 0 0 0 rg BT 106.82 236.90 Td (ging Issues T) Tj ET Q q 0 0 0 rg BT 158.69 236.90 Td (ask For) Tj ET Q q 0 0 0 rg BT 189.14 236.90 Td (ce\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.35 236.90 Td (. ) Tj ET Q q 0 0 0 rg BT 206.17 236.90 Td (This ) Tj ET Q q 0 0 0 rg BT 225.90 236.90 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.90 Td (resolved diversity that existed in practice and requires that, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.90 Td (for transactions within a foreign entity) Tj ET Q q 0 0 0 rg BT 188.92 212.90 Td (, a parent should not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.90 Td (reclassify into earnings an allocated portion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.90 Td (cumulative translation adjustment \(CT) Tj ET Q q 0 0 0 rg BT 189.33 188.90 Td (A\) when its foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.90 Td (entity sells a controlling financial interest in a subsidiary or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 164.90 Td (group of assets that is a business within the foreign entity) Tj ET Q q 0 0 0 rg BT 264.76 164.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.90 Td (unless the sale represents a complete or substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.90 Td (complete liquidation of the foreign entity) Tj ET Q q 0 0 0 rg BT 200.03 140.90 Td (. ) Tj ET Q q 0 0 0 rg BT 204.85 140.90 Td (This guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.90 Td (requires the CT) Tj ET Q q 0 0 0 rg BT 97.40 128.90 Td (A) Tj ET Q q 0 0 0 rg BT 104.07 128.90 Td ( to remain in equity until the foreign entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.90 Td (is disposed of or it is completely or substantially liquidated. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 104.90 Td (Sales or other transactions that result in the parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.90 Td (company) Tj ET Q q 0 0 0 rg BT 75.43 92.90 Td (s loss of control over the foreign entity) Tj ET Q q 0 0 0 rg BT 230.03 92.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.90 Td (irrespective of any retained investment, would be accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.90 Td (for as a sale; thus, the entire CT) Tj ET Q q 0 0 0 rg BT 162.38 68.90 Td (A) Tj ET Q q 0 0 0 rg BT 169.05 68.90 Td ( would be reclassified into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.90 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 74.33 56.90 Td (A) Tj ET Q q 0 0 0 rg BT 81.00 56.90 Td ( partial sale of an equity method investment in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (foreign entity would result in a pro rata share of CT) Tj ET Q q 0 0 0 rg BT 522.81 742.10 Td (A) Tj ET Q q 0 0 0 rg BT 529.48 742.10 Td ( being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (reclassified into earnings. Consistent with the accounting for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (step acquisitions, the ) Tj ET Q q 0 0 0 rg BT 402.55 718.10 Td (ASU requires that the CT) Tj ET Q q 0 0 0 rg BT 503.95 718.10 Td (A) Tj ET Q q 0 0 0 rg BT 510.62 718.10 Td ( be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (reclassified into earnings when a parent company obtains a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (controlling financial interest in a foreign entity that was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (previously an equity method investment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 670.10 Td (This ) Tj ET Q q 0 0 0 rg BT 354.73 670.10 Td (ASU became ef) Tj ET Q q 0 0 0 rg BT 417.85 670.10 Td (fective for Citi on January 1, 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (and was applied on a prospective basis. ) Tj ET Q q 0 0 0 rg BT 476.78 658.10 Td (The accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (prescribed in this ) Tj ET Q q 0 0 0 rg BT 387.82 646.10 Td (ASU is consistent with Citi) Tj ET Q q 0 0 0 rg BT 500.05 646.10 Td (s prior practice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (and, as a result, adoption did not result in any impact to Citi.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 327.37 610.10 Td (esentation of an Unr) Tj ET Q q 0 0 0 rg BT 414.13 610.10 Td (ecognized ) Tj ET Q q 0 0 0 rg BT 458.10 610.10 Td (T) Tj ET Q q 0 0 0 rg BT 463.86 610.10 Td (ax Benefit ) Tj ET Q q 0 0 0 rg BT 509.22 610.10 Td (When a Net ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (Operating Loss Carry-forward, a Similar) Tj ET Q q 0 0 0 rg BT 493.74 598.10 Td ( ) Tj ET Q q 0 0 0 rg BT 496.06 598.10 Td (T) Tj ET Q q 0 0 0 rg BT 501.81 598.10 Td (ax Loss, or) Tj ET Q q 0 0 0 rg BT 548.03 598.10 Td ( a ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (T) Tj ET Q q 0 0 0 rg BT 322.75 586.10 Td (ax Cr) Tj ET Q q 0 0 0 rg BT 346.73 586.10 Td (edit Carry-forward Exists) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (In July 2013, the F) Tj ET Q q 0 0 0 rg BT 391.54 574.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 440.44 574.10 Td (ASU No.2013-1) Tj ET Q q 0 0 0 rg BT 508.12 574.10 Td (1, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.12 574.10 Td (Income ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (T) Tj ET Q q 0 0 0 rg BT 321.64 562.10 Td (axes \(T) Tj ET Q q 0 0 0 rg BT 349.89 562.10 Td (opic 740\): Pr) Tj ET Q q 0 0 0 rg BT 403.39 562.10 Td (esentation of an Unr) Tj ET Q q 0 0 0 rg BT 485.52 562.10 Td (ecognized T) Tj ET Q q 0 0 0 rg BT 532.64 562.10 Td (ax ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (Benefit When a Net Operating Loss Carry-forwar) Tj ET Q q 0 0 0 rg BT 515.51 550.10 Td (d, a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (Similar T) Tj ET Q q 0 0 0 rg BT 353.59 538.10 Td (ax Loss, or a T) Tj ET Q q 0 0 0 rg BT 412.41 538.10 Td (ax Cr) Tj ET Q q 0 0 0 rg BT 434.54 538.10 Td (edit Carry-forwar) Tj ET Q q 0 0 0 rg BT 506.12 538.10 Td (d Exists \(a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (consensus of the F) Tj ET Q q 0 0 0 rg BT 389.87 526.10 Td (ASB Emer) Tj ET Q q 0 0 0 rg BT 430.87 526.10 Td (ging Issues T) Tj ET Q q 0 0 0 rg BT 482.74 526.10 Td (ask For) Tj ET Q q 0 0 0 rg BT 513.20 526.10 Td (ce\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 526.10 Td (. ) Tj ET Q q 0 0 0 rg BT 529.85 526.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (result of applying this ) Tj ET Q q 0 0 0 rg BT 406.44 514.10 Td (ASU, an unrecognized tax benefit is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (presented as a reduction of a deferred tax asset for a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (operating loss \(NOL\) or other tax credit carry-forward when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (settlement in this manner is available under the tax law) Tj ET Q q 0 0 0 rg BT 536.56 478.10 Td (. ) Tj ET Q q 0 0 0 rg BT 541.38 478.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (assessment of whether settlement is available under the tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (law is based on facts and circumstances as of the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (sheet reporting date and does not consider future events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (\(e.g.,upcoming expiration of related NOL) Tj ET Q q 0 0 0 rg BT 486.02 430.10 Td ( carry-forwards\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (This classification does not af) Tj ET Q q 0 0 0 rg BT 436.23 418.10 Td (fect an entity) Tj ET Q q 0 0 0 rg BT 491.21 418.10 Td (s analysis of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (realization of its deferred tax assets. Gross presentation in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (the rollforward of unrecognized tax positions in the notes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (the financial statements is still required.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 370.10 Td (This ) Tj ET Q q 0 0 0 rg BT 354.73 370.10 Td (ASU became ef) Tj ET Q q 0 0 0 rg BT 417.85 370.10 Td (fective for Citi on January 1, 2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (and was applied on a prospective basis to all unrecognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (tax benefits that existed at the ef) Tj ET Q q 0 0 0 rg BT 446.21 346.10 Td (fective date. ) Tj ET Q q 0 0 0 rg BT 497.39 346.10 Td (The impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (adopting this ) Tj ET Q q 0 0 0 rg BT 370.89 334.10 Td (ASU was not material to Citi.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (FUTURE ) Tj ET Q q 0 0 0 rg BT 360.06 310.10 Td (APPLICA) Tj ET Q q 0 0 0 rg BT 403.76 310.10 Td (TION OF) Tj ET Q q 0 0 0 rg BT 445.34 310.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.29 310.10 Td (ACCOUNTING ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (ST) Tj ET Q q 0 0 0 rg BT 328.49 298.10 Td (ANDARDS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 380.98 274.10 Td ( Investments in ) Tj ET Q q 0 0 0 rg BT 448.30 274.10 Td (T) Tj ET Q q 0 0 0 rg BT 454.06 274.10 Td (ax Cr) Tj ET Q q 0 0 0 rg BT 478.04 274.10 Td (edit Partnerships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (In January 2014, the F) Tj ET Q q 0 0 0 rg BT 405.96 262.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 454.87 262.10 Td (ASU 2014-01, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (InvestmentsEquity Method and Joint V) Tj ET Q q 0 0 0 rg BT 479.74 250.10 Td (entur) Tj ET Q q 0 0 0 rg BT 500.48 250.10 Td (es \(T) Tj ET Q q 0 0 0 rg BT 519.29 250.10 Td (opic 323\): ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (Accounting for Investments in Qualified ) Tj ET Q q 0 0 0 rg BT 479.29 238.10 Td (Affor) Tj ET Q q 0 0 0 rg BT 499.48 238.10 Td (dable Housing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 326.63 226.10 Td (ojects) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.95 226.10 Td (, which is ef) Tj ET Q q 0 0 0 rg BT 398.65 226.10 Td (fective for Citi for interim and annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (reporting periods beginning after December 15, 2014. ) Tj ET Q q 0 0 0 rg BT 534.44 214.10 Td (Any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (transition adjustment would be reflected as an adjustment to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (retained earnings in the earliest period presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (\(retrospective application\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 166.10 Td (The ) Tj ET Q q 0 0 0 rg BT 352.50 166.10 Td (ASU will be applicable to Citi) Tj ET Q q 0 0 0 rg BT 476.65 166.10 Td (s portfolio of low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (income housing tax credit \(LIHTC\) partnership interests. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (The new standard widens the scope of investments eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (to elect to apply a new alternative method, the proportional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (amortization method, under which the cost of the investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (is amortized to tax expense in proportion to the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (tax credits and other tax benefits received. Citi anticipates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (that it will qualify to elect the proportional amortization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (method under the ) Tj ET Q q 0 0 0 rg BT 388.93 70.10 Td (ASU for its entire LIHTC portfolio. ) Tj ET Q q 0 0 0 rg BT 537.06 70.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (investments are currently accounted for under the equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (method, which results in losses \(due to amortization of the ) Tj ET Q endstream endobj 233 0 obj <> endobj 234 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 31.60 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (investment\) being recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.07 742.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 196.42 742.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.17 742.10 Td ( and tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (credits and benefits being recognized in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.32 730.10 Td (Income tax ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.65 718.10 Td ( line. In contrast, the proportional amortization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (method combines the amortization of the investment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (receipt of the tax credits/benefits into one line, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 224.54 694.10 Td (Income tax ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.65 682.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (The adoption of this ) Tj ET Q q 0 0 0 rg BT 136.77 670.10 Td (ASU is estimated to reduce ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.04 658.10 Td ( by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.30 658.10 Td ($350 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.69 658.10 Td (, reduce ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.72 646.10 Td ( by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.98 646.10 Td ($220 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.37 646.10 Td (, and reduce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (deferred tax assets by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.11 634.10 Td ($130 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.50 634.10 Td (. Early ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (adoption of this new standard is permitted.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (Revenue Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (In May 2014, the F) Tj ET Q q 0 0 0 rg BT 112.20 586.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 161.10 586.10 Td (ASU No. 2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.15 586.10 Td (Revenue ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (fr) Tj ET Q q 0 0 0 rg BT 42.30 574.10 Td (om Contracts with Customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.48 574.10 Td (, which requires an entity to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (recognize the amount of revenue to which it expects to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (entitled for the transfer of promised goods or services to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 81.37 538.10 Td (The ) Tj ET Q q 0 0 0 rg BT 98.86 538.10 Td (ASU will replace most existing revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (recognition guidance in GAAP) Tj ET Q q 0 0 0 rg BT 159.77 526.10 Td ( when it becomes ef) Tj ET Q q 0 0 0 rg BT 239.56 526.10 Td (fective. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (The new standard is ef) Tj ET Q q 0 0 0 rg BT 126.34 514.10 Td (fective for the Company on January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (2017. Early application is not permitted. ) Tj ET Q q 0 0 0 rg BT 204.67 502.10 Td (The standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (permits the use of either the retrospective or cumulative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 478.10 Td (fect transition method. ) Tj ET Q q 0 0 0 rg BT 138.66 478.10 Td (The Company is evaluating the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 466.10 Td (fect that ) Tj ET Q q 0 0 0 rg BT 78.02 466.10 Td (ASU 2014-09 will have on its consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (financial statements and related disclosures. ) Tj ET Q q 0 0 0 rg BT 216.59 454.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (has not yet selected a transition method nor has it determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (the ef) Tj ET Q q 0 0 0 rg BT 58.30 430.10 Td (fect of the standard on its ongoing financial reporting.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 406.10 Td ( Repur) Tj ET Q q 0 0 0 rg BT 129.52 406.10 Td (chase-to-Maturity ) Tj ET Q q 0 0 0 rg BT 209.04 406.10 Td (T) Tj ET Q q 0 0 0 rg BT 214.96 406.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (In June 2014, the F) Tj ET Q q 0 0 0 rg BT 112.20 394.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 161.10 394.10 Td (ASU No. 2014-1) Tj ET Q q 0 0 0 rg BT 228.78 394.10 Td (1, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.78 394.10 Td (T) Tj ET Q q 0 0 0 rg BT 243.79 394.10 Td (ransfers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (and Servicing \(T) Tj ET Q q 0 0 0 rg BT 101.74 382.10 Td (opic 860\): Repur) Tj ET Q q 0 0 0 rg BT 169.68 382.10 Td (chase-to-Maturity ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 370.10 Td (ransactions, Repur) Tj ET Q q 0 0 0 rg BT 116.75 370.10 Td (chase Financings, and Disclosur) Tj ET Q q 0 0 0 rg BT 248.03 370.10 Td (es.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.86 370.10 Td ( ) Tj ET Q q 0 0 0 rg BT 261.18 370.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (ASU changes the accounting for repurchase-to-maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (transactions and linked repurchase financings to secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (borrowed accounting, which is consistent with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (accounting for other repurchase agreements. ) Tj ET Q q 0 0 0 rg BT 215.74 322.10 Td (The ) Tj ET Q q 0 0 0 rg BT 233.23 322.10 Td (ASU also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (requires disclosures about transfers accounted for as sales in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (transactions that are economically similar to repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (agreements and about the types of collateral pledged in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (repurchase agreements and similar transactions accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (for as secured borrowings. ) Tj ET Q q 0 0 0 rg BT 144.40 262.10 Td (The ) Tj ET Q q 0 0 0 rg BT 161.89 262.10 Td (ASU) Tj ET Q q 0 0 0 rg BT 184.68 262.10 Td (s provisions will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 250.10 Td (fective for the first interim or annual period beginning after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (December 31, 2014, with the exception of the collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (disclosures which will be ef) Tj ET Q q 0 0 0 rg BT 147.46 226.10 Td (fective for interim periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (beginning after March 15, 2015. ) Tj ET Q q 0 0 0 rg BT 170.23 214.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 195.86 214.10 Td (fect of adopting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (ASU is required to be reflected as a cumulative ef) Tj ET Q q 0 0 0 rg BT 237.96 202.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (adjustment to retained earnings as of the beginning of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (period of adoption. Early adoption is not permitted. ) Tj ET Q q 0 0 0 rg BT 249.11 178.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (Company expects the ef) Tj ET Q q 0 0 0 rg BT 132.18 166.10 Td (fect of adopting the ) Tj ET Q q 0 0 0 rg BT 212.15 166.10 Td (ASU to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (immaterial.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (Classification of Certain Government-Guaranteed ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (Mortgage Loans upon For) Tj ET Q q 0 0 0 rg BT 148.32 118.10 Td (eclosur) Tj ET Q q 0 0 0 rg BT 178.69 118.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (In ) Tj ET Q q 0 0 0 rg BT 46.28 106.10 Td (August 2014, the F) Tj ET Q q 0 0 0 rg BT 122.21 106.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 171.11 106.10 Td (ASU No. 2014-14, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (ReceivablesT) Tj ET Q q 0 0 0 rg BT 97.65 94.10 Td (r) Tj ET Q q 0 0 0 rg BT 101.17 94.10 Td (oubled Debt Restructuring by Cr) Tj ET Q q 0 0 0 rg BT 232.45 94.10 Td (editors ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (\(Subtopic 310-40\): Classification of Certain Government-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (Guaranteed Mortgage Loans upon For) Tj ET Q q 0 0 0 rg BT 192.29 70.10 Td (eclosur) Tj ET Q q 0 0 0 rg BT 221.36 70.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.79 70.10 Td (, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (requires that a mortgage loan be derecognized and a separate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (other receivable be recognized upon foreclosure if the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (following conditions are met: \(1\) the loan has a government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (guarantee that is not separable from the loan before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (foreclosure; \(2\) at the time of foreclosure, the creditor has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (the intent to convey the real estate property to the guarantor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (and make a claim on the guarantee, and the creditor has the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (ability to recover under that claim; and \(3\) at the time of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (foreclosure, any amount of the claim that is determined on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (the basis of the fair value of the real estate is fixed. Upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (foreclosure, the separate other receivable should be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (measured based on the amount of the loan balance \(principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (and interest\) expected to be recovered from the guarantor) Tj ET Q q 0 0 0 rg BT 545.78 622.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (The ) Tj ET Q q 0 0 0 rg BT 334.50 610.10 Td (ASU will be ef) Tj ET Q q 0 0 0 rg BT 394.58 610.10 Td (fective for interim and annual periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (beginning after December 15, 2014 and is not expected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (have a material ef) Tj ET Q q 0 0 0 rg BT 388.16 586.10 Td (fect on the Company) Tj ET Q q 0 0 0 rg BT 471.10 586.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (Measuring the Financial ) Tj ET Q q 0 0 0 rg BT 423.39 562.10 Td (Assets and Liabilities of a ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (Consolidated Collateralized Financial Entity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (In ) Tj ET Q q 0 0 0 rg BT 327.28 538.10 Td (August 2014, the F) Tj ET Q q 0 0 0 rg BT 403.21 538.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 452.11 538.10 Td (ASU No. 2014-13, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Consolidation \(T) Tj ET Q q 0 0 0 rg BT 384.15 526.10 Td (opic 810\): Measuring the Financial ) Tj ET Q q 0 0 0 rg BT 529.77 526.10 Td (Assets ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (and the Financial Liabilities of a Consolidated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (Collateralized Financing Entity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.21 502.10 Td (, which provides two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (alternative methods for measuring the fair value of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (consolidated Collateralized Financing Entity) Tj ET Q q 0 0 0 rg BT 498.34 478.10 Td (s \(CFE\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (financial assets and financial liabilities. ) Tj ET Q q 0 0 0 rg BT 476.77 466.10 Td (This election is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (made separately for each CFE subject to the scope of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (ASU. ) Tj ET Q q 0 0 0 rg BT 341.82 442.10 Td (The first method requires the fair value of the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (assets and liabilities to be measured using the requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.28 418.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 349.05 418.10 Td (T) Tj ET Q q 0 0 0 rg BT 354.46 418.10 Td (opic 820, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 394.18 418.10 Td (Fair V) Tj ET Q q 0 0 0 rg BT 419.46 418.10 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 469.35 418.10 Td (ements and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 355.52 406.10 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.85 406.10 Td (, with any dif) Tj ET Q q 0 0 0 rg BT 417.00 406.10 Td (ferences between the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (the financial assets and financial liabilities being attributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (to the CFE and reflected in earnings in the consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (statement of income. ) Tj ET Q q 0 0 0 rg BT 405.40 370.10 Td (The alternative method requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (measuring both the financial assets and financial liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (using the more observable of the fair value of the assets or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 359.04 334.10 Td (The alternative method would also take into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (consideration the carrying value of any beneficial interests of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (the CFE held by the parent, including those representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (compensation for services, and the carrying value of any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (nonfinancial assets held temporarily) Tj ET Q q 0 0 0 rg BT 461.03 286.10 Td (. ) Tj ET Q q 0 0 0 rg BT 465.85 286.10 Td (The ) Tj ET Q q 0 0 0 rg BT 483.34 286.10 Td (ASU will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 274.10 Td (fective for interim and annual periods beginning after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (December 15, 2015 and is not expected to have a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 250.10 Td (fect on the Company) Tj ET Q q 0 0 0 rg BT 407.53 250.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 380.98 226.10 Td ( Financial InstrumentsCr) Tj ET Q q 0 0 0 rg BT 499.69 226.10 Td (edit Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (In December 2012, the F) Tj ET Q q 0 0 0 rg BT 415.95 214.10 Td (ASB issued a proposed ) Tj ET Q q 0 0 0 rg BT 510.95 214.10 Td (ASU, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (Financial Instruments-Cr) Tj ET Q q 0 0 0 rg BT 419.12 202.10 Td (edit Losses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.79 202.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.11 202.10 Td (This proposed ) Tj ET Q q 0 0 0 rg BT 527.00 202.10 Td (ASU, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (exposure draft, was issued for public comment in order to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (allow stakeholders the opportunity to review the proposal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (and provide comments to the F) Tj ET Q q 0 0 0 rg BT 440.40 166.10 Td (ASB and does not constitute ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (accounting guidance until a final ) Tj ET Q q 0 0 0 rg BT 450.01 154.10 Td (ASU is issued.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 142.10 Td (The exposure draft contains proposed guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (developed by the F) Tj ET Q q 0 0 0 rg BT 392.63 130.10 Td (ASB with the goal of improving financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (reporting about expected credit losses on loans, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (and other financial assets held by banks, financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (institutions and other public and private or) Tj ET Q q 0 0 0 rg BT 486.79 94.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 537.15 94.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (exposure draft proposes a new accounting model intended to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (require earlier recognition of credit losses, while also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (providing additional transparency about credit risk.) Tj ET Q endstream endobj 235 0 obj <> endobj 236 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 31.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The F) Tj ET Q q 0 0 0 rg BT 76.87 742.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 99.10 742.10 Td (s proposed model would utilize a single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (expected credit loss measurement objective for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (recognition of credit losses for loans and other receivables at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (the time the financial asset is originated or acquired. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (securities where fair value is less than cost, impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (would be recognized in the allowance for credit losses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (adjusted each quarter for changes in credit. ) Tj ET Q q 0 0 0 rg BT 210.18 670.10 Td (This would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (replace the multiple existing impairment models in GAAP) Tj ET Q q 0 0 0 rg BT 268.46 658.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (which generally require that a loss be incurred before it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (recognized.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (The F) Tj ET Q q 0 0 0 rg BT 76.87 622.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 99.10 622.10 Td (s proposed model represents a significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (departure from existing GAAP) Tj ET Q q 0 0 0 rg BT 158.48 610.10 Td (, and may result in material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (changes to the Company) Tj ET Q q 0 0 0 rg BT 137.37 598.10 Td (s accounting for financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 87.48 586.10 Td (The impact of the F) Tj ET Q q 0 0 0 rg BT 165.61 586.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 187.84 586.10 Td (s final ) Tj ET Q q 0 0 0 rg BT 214.51 586.10 Td (ASU on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 574.10 Td (s financial statements will be assessed when it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (issued. ) Tj ET Q q 0 0 0 rg BT 65.82 562.10 Td (The exposure draft does not contain a proposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 550.10 Td (fective date; this would be included in the final ) Tj ET Q q 0 0 0 rg BT 233.81 550.10 Td (ASU, when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (issued.) Tj ET Q endstream endobj 237 0 obj <> endobj 238 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (2. DISCONTINUED OPERA) Tj ET Q q 0 0 0 rg BT 160.55 749.25 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 193.62 749.25 Td (AND SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 284.29 749.25 Td ( DISPOSALS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Discontinued Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (The following ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 95.43 713.25 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.04 713.25 Td ( are recorded within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.72 701.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.50 701.25 Td ( segment. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Sale of Brazil Cr) Tj ET Q q 0 0 0 rg BT 107.19 677.25 Td (edicard Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (On December 20, 2013, Citi sold its non-Citibank-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (cards and consumer finance business in Brazil \(Credicard\) for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 641.25 Td ($1.24 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.37 641.25 Td (. ) Tj ET Q q 0 0 0 rg BT 154.69 641.25 Td (The sale resulted in a pretax gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.83 629.25 Td ($206 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.22 629.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.05 629.25 Td ($325 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.44 629.25 Td ( after) Tj ET Q q 0 0 0 rg BT 176.06 629.25 Td (-tax\). In the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.48 629.25 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.37 629.25 Td ( quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (2014, resolution of certain contingencies related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 604.05 Td (disposal are reported as) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 130.13 604.05 Td ( ) Tj ET Q BT /F3 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 132.88 604.05 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 195.83 604.05 Td (om discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 592.05 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.78 592.05 Td (. Credicard is reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 181.52 592.05 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.12 592.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 580.05 Td (for all periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 556.05 Td (Summarized financial information for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.39 556.05 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 556.05 Td ( for Credicard follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 517.55 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 517.55 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 517.55 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 517.55 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 517.55 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 489.55 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 489.55 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 489.55 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 489.55 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 489.55 90.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 531.55 m 321.5 531.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 545.55 m 397.5 531.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 531.55 m 397.5 531.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 531.55 m 487.5 531.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 531.55 m 577.5 531.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.55 m 245.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 517.55 m 321.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 531.55 m 397.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 517.55 m 397.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 517.55 m 487.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 517.55 m 577.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.55 m 245.5 503.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 503.55 m 321.5 503.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 517.55 m 397.5 503.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 503.55 m 397.5 503.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 517.55 m 487.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 503.55 m 487.5 503.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 517.55 m 577.5 517.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 503.55 m 577.5 503.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 503.55 m 397.5 489.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 489.55 m 397.5 475.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.55 m 245.5 475.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 453.55 m 245.5 453.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 475.55 m 321.5 475.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 453.55 m 321.5 453.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 475.55 m 397.5 453.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 475.55 m 397.5 475.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 453.55 m 397.5 453.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 475.55 m 487.5 475.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 453.55 m 487.5 453.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 475.55 m 577.5 475.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 453.55 m 577.5 453.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 536.00 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.95 536.00 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 521.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 522.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 522.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 522.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 522.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 508.00 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 508.00 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 508.00 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.32 512.08 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 508.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 508.00 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 508.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 508.01 Td (223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 508.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 508.00 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 508.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 508.01 Td (738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 494.01 Td (Income \(loss\) from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 494.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 494.00 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 494.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 494.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 494.01 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 494.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 494.00 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 494.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 494.01 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.01 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 480.00 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 480.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 480.01 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 480.00 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 480.01 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 466.95 Td (Income \(loss\) from discontinued operations, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 457.95 Td (taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 458.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 458.00 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 458.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 458.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 458.01 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 458.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 458.00 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 458.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 458.01 Td (94) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 434.85 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 434.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 434.85 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (Cash Flows fr) Tj ET Q q 0 0 0 rg BT 95.26 413.25 Td (om Discontinued Operations) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 365.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 365.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 337.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 337.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 337.75 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 379.75 m 242.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 379.75 m 288.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.75 m 196.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 365.75 m 242.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 365.75 m 288.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 365.75 m 242.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 365.75 m 288.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 323.75 m 196.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.75 m 196.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 323.75 m 242.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 300.75 m 242.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 323.75 m 288.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 300.75 m 288.5 300.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.45 393.20 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.55 384.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 370.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 370.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 370.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.21 Td (Cash flows from operating activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 356.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 356.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 356.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 356.21 Td (197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.21 Td (Cash flows from investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 342.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 342.21 Td (\(207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 342.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.21 Td (Cash flows from financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 328.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 328.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 314.20 Td (Net cash provided by discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 305.20 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 305.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 305.21 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 305.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 277.25 Td (Sale of Certain Citi Capital ) Tj ET Q q 0 0 0 rg BT 154.60 277.25 Td (Advisors Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.25 Td (During the third quarter of 2012, Citi executed definitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.25 Td (agreements to transition a carve-out of its liquid strategies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.25 Td (business within Citi Capital ) Tj ET Q q 0 0 0 rg BT 148.78 241.25 Td (Advisors \(CCA\). ) Tj ET Q q 0 0 0 rg BT 219.44 241.25 Td (The sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.25 Td (occurred pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.69 229.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.69 229.25 Td ( separate transactions in 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.25 Td (creating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.70 217.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.70 217.25 Td ( separate management companies. ) Tj ET Q q 0 0 0 rg BT 224.63 217.25 Td (The first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.25 Td (transaction closed in February 2013, and Citigroup retained a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.25 Td (24.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.83 193.25 Td ( passive equity interest in the management company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.25 Td (\(which is held in Citi) Tj ET Q q 0 0 0 rg BT 123.22 181.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 129.61 181.25 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 222.58 181.25 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.58 181.25 Td ( segment\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.25 Td (The second transaction closed in ) Tj ET Q q 0 0 0 rg BT 168.46 169.25 Td (August 2013. CCA) Tj ET Q q 0 0 0 rg BT 244.86 169.25 Td ( is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.25 Td (reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.65 157.25 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.25 157.25 Td ( for all periods presented.) Tj ET Q endstream endobj 239 0 obj <> endobj 240 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Summarized financial information for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.39 749.10 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 749.10 Td ( for the operations related to CCA) Tj ET Q q 0 0 0 rg BT 424.52 749.10 Td ( follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 710.60 196.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 710.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 710.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 710.60 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 710.60 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 682.60 196.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 682.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 682.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 682.60 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 682.60 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.60 196.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 654.60 79.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 654.60 79.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 654.60 93.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 654.60 93.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 724.6 m 311.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 738.6 m 390.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 724.6 m 390.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 724.6 m 483.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 724.6 m 576.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 710.6 m 311.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 724.6 m 390.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 710.6 m 390.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 710.6 m 483.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 710.6 m 576.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.6 m 232.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 696.6 m 232.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 710.6 m 311.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 696.6 m 311.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 710.6 m 390.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 710.6 m 390.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 696.6 m 390.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 710.6 m 483.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 696.6 m 483.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 710.6 m 576.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 696.6 m 576.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 696.6 m 390.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 682.6 m 390.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 668.6 m 390.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 654.6 m 576.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 654.6 m 232.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 633.6 m 232.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 654.6 m 311.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 633.6 m 311.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 654.6 m 390.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 654.6 m 390.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 633.6 m 390.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 654.6 m 483.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 633.6 m 483.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 633.6 m 576.5 633.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.50 729.05 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.95 729.05 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 714.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 715.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 715.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 715.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 715.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 701.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 701.05 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 701.05 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 701.05 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.32 705.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 701.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 701.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 701.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 701.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 701.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 701.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 701.06 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 687.06 Td (Income \(loss\) from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 687.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 687.05 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 687.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 687.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 687.06 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 687.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 687.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 687.05 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 687.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 687.06 Td (\(152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 687.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 673.06 Td (Gain on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 673.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 673.06 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 673.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 673.06 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.06 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 659.05 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 659.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 659.06 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 659.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 659.05 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 659.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 659.06 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 659.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 646.00 Td (Income \(loss\) from discontinued operations, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 637.00 Td (of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 638.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 638.05 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 638.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 638.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 638.06 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 638.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 638.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 638.05 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 638.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 638.06 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 638.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 614.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 614.90 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 614.90 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 590.90 Td (Cash Flows fr) Tj ET Q q 0 0 0 rg BT 95.26 590.90 Td (om Discontinued Operations) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.40 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 543.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 543.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 515.40 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 515.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 515.40 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 557.4 m 243.5 557.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 557.4 m 288.5 557.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 543.4 m 198.5 543.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 543.4 m 243.5 543.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 543.4 m 288.5 543.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 543.4 m 243.5 543.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 543.4 m 288.5 543.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 501.4 m 198.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 478.4 m 198.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 501.4 m 243.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 478.4 m 243.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 501.4 m 288.5 501.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 478.4 m 288.5 478.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.45 570.85 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.55 561.85 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 547.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 547.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 547.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 533.86 Td (Cash flows from operating activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 533.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 533.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 533.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 533.85 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 533.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 519.86 Td (Cash flows from investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 519.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 519.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 505.86 Td (Cash flows from financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 505.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 505.85 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 491.85 Td (Net cash provided by discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 482.85 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 482.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 482.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 482.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 482.85 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 454.90 Td (Sale of Egg Banking plc Cr) Tj ET Q q 0 0 0 rg BT 151.67 454.90 Td (edit Card Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.90 Td (In ) Tj ET Q q 0 0 0 rg BT 46.28 442.90 Td (April 201) Tj ET Q q 0 0 0 rg BT 84.52 442.90 Td (1, Citi completed the sale of the Egg Banking plc ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.90 Td (\(Egg\) credit card business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.90 Td (Summarized financial information for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.39 406.90 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 406.90 Td ( for the operations related to Egg follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.40 210.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 368.40 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 368.40 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 368.40 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 368.40 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.40 210.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 340.40 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 340.40 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 340.40 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 340.40 90.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 396.4 m 396.5 382.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 382.4 m 396.5 368.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 368.4 m 246.5 368.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 354.4 m 246.5 354.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 368.4 m 321.5 368.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 354.4 m 321.5 354.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 368.4 m 396.5 354.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 368.4 m 396.5 368.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 354.4 m 396.5 354.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 368.4 m 486.5 368.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 354.4 m 486.5 354.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 368.4 m 576.5 368.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 354.4 m 576.5 354.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 354.4 m 396.5 340.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 340.4 m 396.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.4 m 246.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.4 m 246.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 326.4 m 321.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 306.4 m 321.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 326.4 m 396.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 326.4 m 396.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 306.4 m 396.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 326.4 m 486.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 306.4 m 486.5 306.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 326.4 m 576.5 326.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 306.4 m 576.5 306.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 386.85 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.95 386.85 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 372.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 372.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 372.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 372.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 372.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 358.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 358.85 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 358.85 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 358.85 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.32 362.93 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 358.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 358.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 358.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 358.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 358.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 358.85 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 358.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 358.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.86 Td (Income \(loss\) from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 344.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 344.85 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 344.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 344.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 344.86 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 344.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 344.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 344.85 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 344.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 344.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 344.86 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 344.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.86 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 330.85 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 330.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 330.86 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 330.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 330.85 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 330.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 330.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 330.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 317.80 Td (Income \(loss\) from discontinued operations, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.85 Td (taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.00 310.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 310.85 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 310.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 310.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 310.86 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 310.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 310.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 310.85 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 310.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 310.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 310.86 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 310.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 291.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 291.30 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 291.30 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.30 Td (Cash flows from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.16 267.30 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.76 267.30 Td ( related to Egg were not material for all periods presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 243.30 Td (Audit of Citi German Consumer) Tj ET Q q 0 0 0 rg BT 174.70 243.30 Td ( ) Tj ET Q q 0 0 0 rg BT 177.02 243.30 Td (T) Tj ET Q q 0 0 0 rg BT 182.77 243.30 Td (ax Gr) Tj ET Q q 0 0 0 rg BT 207.31 243.30 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.30 Td (Citi sold its German retail banking operations in 2007 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.30 Td (reported them as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.14 219.30 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.74 219.30 Td (. During the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.30 Td (quarter of 2013, German tax authorities concluded their audit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.30 Td (of Citi) Tj ET Q q 0 0 0 rg BT 64.61 195.30 Td (s German consumer tax group for the years 2005-2008. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.30 Td (This resolution resulted in a pretax benefit of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.72 183.30 Td ($27 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.12 183.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.30 Td (a tax benefit of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.75 171.30 Td ($57 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.14 171.30 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.97 171.30 Td ($85 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.36 171.30 Td ( total net income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.30 Td (benefit\) during the third quarter of 2013, all of which was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.30 Td (included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 83.21 147.30 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.82 147.30 Td (. During 2014, residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.30 Td (costs associated with German retail banking operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.30 Td (resulted in a tax expense of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.63 123.30 Td ($20 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.02 123.30 Td (.) Tj ET Q endstream endobj 241 0 obj <> endobj 242 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Combined Results for) Tj ET Q q 0 0 0 rg BT 129.15 749.25 Td ( Discontinued Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following is summarized financial information for Credicard, CCA, Egg and previous ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 399.80 737.25 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 737.25 Td ( for which Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (continues to have minimal residual costs associated with the sales:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 686.75 221.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 686.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 686.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 686.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 686.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 658.75 221.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 658.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 658.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 658.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 658.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.75 221.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 630.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 630.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 630.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 630.75 86.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 700.75 m 331.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 700.75 m 405.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 700.75 m 491.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 700.75 m 577.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 686.75 m 331.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 686.75 m 405.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 686.75 m 491.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 686.75 m 577.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 686.75 m 257.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.75 m 257.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 686.75 m 331.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 672.75 m 331.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 686.75 m 405.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 672.75 m 405.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 686.75 m 491.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 672.75 m 491.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 686.75 m 577.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 672.75 m 577.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.75 m 257.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.75 m 257.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 630.75 m 331.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 616.75 m 331.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 630.75 m 405.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 616.75 m 405.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 630.75 m 491.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 616.75 m 491.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 630.75 m 577.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 616.75 m 577.5 616.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 705.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.95 705.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 691.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 691.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 691.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 691.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 691.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 677.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 677.20 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 677.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.32 681.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 677.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.50 677.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 677.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 677.21 Td (231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 677.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 677.20 Td (75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 677.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 677.21 Td (811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.21 Td (Income \(loss\) from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 663.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 663.20 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 663.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 663.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 663.21 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 663.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 663.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 663.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 663.21 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 663.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.21 Td (Gain on sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 649.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 649.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 649.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 649.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.21 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.50 635.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 635.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 635.21 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 635.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 635.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 635.21 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 635.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 621.20 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 621.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 621.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 621.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 621.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 621.21 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 621.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 621.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 621.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 621.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 621.21 Td (89) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 598.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 598.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 598.05 Td (otal revenues include gain or loss on sale, if applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 576.45 Td (Cash Flows fr) Tj ET Q q 0 0 0 rg BT 95.26 576.45 Td (om Discontinued Operations ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 528.95 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 528.95 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 528.95 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.95 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 500.95 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 500.95 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 542.95 m 198.5 542.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 542.95 m 243.5 542.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 542.95 m 288.5 542.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 528.95 m 198.5 528.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 528.95 m 243.5 528.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 528.95 m 288.5 528.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 528.95 m 243.5 528.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 528.95 m 288.5 528.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.95 m 198.5 486.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 463.95 m 198.5 463.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 486.95 m 243.5 486.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 463.95 m 243.5 463.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 486.95 m 288.5 486.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 463.95 m 288.5 463.95 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.45 556.40 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.55 547.40 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 533.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 533.40 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 533.41 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 519.41 Td (Cash flows used in operating activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 519.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 519.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 519.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 519.41 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 505.41 Td (Cash flows from investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 505.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 505.41 Td (\(207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 505.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 491.41 Td (Cash flows from financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 491.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 491.41 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.40 Td (Net cash provided by discontinued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 468.40 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 468.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 468.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 468.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 468.41 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 468.41 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 243 0 obj <> endobj 244 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (19) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Significant Disposals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Beginning on ) Tj ET Q q 0 0 0 rg BT 92.11 737.25 Td (April 1, 2014, Citi elected to early-adopt ) Tj ET Q q 0 0 0 rg BT 256.80 737.25 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (2014-08 \(see Note 1 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Statements\). ) Tj ET Q q 0 0 0 rg BT 88.03 713.25 Td (The following sales were identified as disposals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (of individually significant components under ) Tj ET Q q 0 0 0 rg BT 217.91 701.25 Td (ASU 2014-08, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (including the assets and liabilities that were reclassified to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (HFS \(within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.23 677.25 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.95 677.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.39 677.25 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.00 677.25 Td (\) on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Consolidated Balance Sheet and the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.35 665.25 Td (Income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 259.74 665.25 Td (e taxes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (\(benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.43 653.25 Td (\) related to each business.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Sale of Spain Consumer) Tj ET Q q 0 0 0 rg BT 138.33 629.25 Td ( Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (On September 22, 2014, Citi sold its consumer operations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Spain, which was part of Citi Holdings, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.09 605.25 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.21 605.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (of consumer loans \(net of allowance\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.55 593.25 Td ($3.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 593.25 Td ( of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (under management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.36 581.25 Td ($2.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.47 581.25 Td ( of customerdeposits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.73 581.25 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.73 581.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (branches, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.54 569.25 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.54 569.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.49 569.25 Td (A) Tj ET Q q 0 0 0 rg BT 94.60 569.25 Td (TMs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.93 569.25 Td (938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.93 569.25 Td ( employees, with the buyer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (assuming the related current pension commitments at closing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (The transaction generated a pretax gain on sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.30 545.25 Td ($243 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 533.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.72 533.25 Td ($131 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.11 533.25 Td ( after) Tj ET Q q 0 0 0 rg BT 142.73 533.25 Td (-tax\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (Income before taxes for the period in which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (individually significant component was classified as held for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (sale and for all prior periods are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.75 112.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.50 456.75 107.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 456.75 107.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 456.75 107.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 456.75 107.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 471.75 m 255.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 471.75 m 362.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 471.75 m 469.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.75 m 148.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 471.75 m 255.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 456.75 m 255.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 471.75 m 362.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 456.75 m 362.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 471.75 m 469.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 456.75 m 469.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 456.75 m 576.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.75 m 148.5 456.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 441.75 m 148.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 148.5 441.75 m 255.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 441.75 m 362.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 441.75 m 469.5 441.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 441.75 m 576.5 441.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.50 476.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.95 476.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 461.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.50 461.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 461.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 461.20 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.50 461.20 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 446.20 Td (Income before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 446.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 446.20 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 446.21 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 446.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 446.20 Td (373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 446.21 Td (39) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 420.25 Td (Sale of Gr) Tj ET Q q 0 0 0 rg BT 79.14 420.25 Td (eece Consumer) Tj ET Q q 0 0 0 rg BT 143.66 420.25 Td ( Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.25 Td (On September 30, 2014, Citi sold its consumer operations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 396.25 Td (Greece, which was part of Citi Holdings, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.62 396.25 Td ($353 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 384.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 384.25 Td ( of consumer loans \(net of allowance\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.95 384.25 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.06 384.25 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.25 Td (assets under management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.19 372.25 Td ($1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.30 372.25 Td ( of customerdeposits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 360.25 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 360.25 Td ( branches, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.04 360.25 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.04 360.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.99 360.25 Td (A) Tj ET Q q 0 0 0 rg BT 107.10 360.25 Td (TMs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.43 360.25 Td (719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.43 360.25 Td ( employees, with the buyer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.25 Td (assuming certain limited pension obligations related to Diners) Tj ET Q q 0 0 0 rg BT 286.59 348.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.25 Td (Club) Tj ET Q q 0 0 0 rg BT 58.23 336.25 Td (s employees at closing. ) Tj ET Q q 0 0 0 rg BT 153.30 336.25 Td (The transaction generated a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.25 Td (pretax gain on sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.58 324.25 Td ($209 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.97 324.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.80 324.25 Td ($91 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.19 324.25 Td ( after) Tj ET Q q 0 0 0 rg BT 248.81 324.25 Td (-tax\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.25 Td (Income before taxes for the period in which the individually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.25 Td (significant component was classified as held for sale and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.25 Td (all prior periods are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 247.75 128.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 247.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 247.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 247.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 247.75 103.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 262.75 m 267.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 262.75 m 370.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 262.75 m 473.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 262.75 m 576.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 247.75 m 164.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 247.75 m 267.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 247.75 m 370.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 247.75 m 473.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 247.75 m 576.5 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 247.75 m 164.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 232.75 m 164.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 232.75 m 267.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 232.75 m 370.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 232.75 m 473.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 232.75 m 576.5 232.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.50 267.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.95 267.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 252.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.50 252.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.50 252.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 252.20 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 252.20 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 237.20 Td (Income before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.50 237.20 Td ($173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 237.21 Td ($\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 237.20 Td ($133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 237.21 Td ($\(143\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 245 0 obj <> endobj 246 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (120) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (3. BUSINESS SEGMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 728.25 Td (Citigroup is a diversified bank holding company whose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.25 Td (businesses provide a broad range of financial services to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.25 Td (consumer and corporate customers around the world. ) Tj ET Q q 0 0 0 rg BT 250.75 704.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 692.25 Td (s activities are conducted through the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 229.28 692.25 Td (Global ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 680.25 Td (Consumer Banking \(GCB\),Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 240.07 680.25 Td (oup \(ICG\), ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 668.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 668.25 Td ( and Citi Holdings business segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 656.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.05 656.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.05 656.25 Td ( segment includes a global, full-service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.25 Td (consumer franchise delivering a wide array of banking, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.25 Td (card lending and investment services through a network of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.25 Td (local branches, of) Tj ET Q q 0 0 0 rg BT 106.62 620.25 Td (fices and electronic delivery systems and is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 608.25 Td (composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.88 608.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 608.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.04 608.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.04 608.25 Td ( businesses: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 179.04 608.25 Td (North ) Tj ET Q q 0 0 0 rg BT 204.70 608.25 Td (America, EMEA, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 596.25 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 596.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.31 596.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.75 596.25 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.53 596.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 584.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 584.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.10 584.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.33 584.25 Td ( segment is composed of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.70 584.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.02 584.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.94 572.25 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.74 572.25 Td ( and provides corporate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 560.25 Td (institutional, public sector and high-net-worth clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 548.25 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.26 548.25 Td ( countries with a broad range of banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.25 Td (and financial products and services.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 524.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 524.25 Td ( includes net treasury results, unallocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.25 Td (corporate expenses, of) Tj ET Q q 0 0 0 rg BT 125.50 512.25 Td (fsets to certain line-item ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.25 Td (reclassifications and eliminations, the results of discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 488.25 Td (operations and unallocated taxes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 476.25 Td (The Citi Holdings segment is composed of businesses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.25 Td (portfolios of assets that Citigroup has determined are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.25 Td (central to its core Citicorp businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 728.25 Td (The accounting policies of these reportable segments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 716.25 Td (the same as those disclosed in Note 1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 704.25 Td (Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 438.16 704.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 466.50 704.25 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 692.25 Td (10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 680.25 Td (The prior) Tj ET Q q 0 0 0 rg BT 379.29 680.25 Td (-period balances reflect reclassifications to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 668.25 Td (conform the presentation in those periods to the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 656.25 Td (period) Tj ET Q q 0 0 0 rg BT 352.33 656.25 Td (s presentation. Ef) Tj ET Q q 0 0 0 rg BT 421.85 656.25 Td (fective January 1, 2014, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 644.25 Td (business activities within the former ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 471.47 644.25 Td (Securities and Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.23 644.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 632.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 340.94 632.25 Td (T) Tj ET Q q 0 0 0 rg BT 345.95 632.25 Td (ransaction Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.54 632.25 Td ( were realigned and aggregated as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 620.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.33 620.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 376.76 620.25 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.56 620.25 Td ( within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 533.12 620.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.34 620.25 Td (. ) Tj ET Q q 0 0 0 rg BT 557.66 620.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 608.25 Td (change was due to the realignment of the management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 596.25 Td (structure within the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 404.26 596.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.48 596.25 Td ( segment and did not have an impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 584.25 Td (any total segment-level information. In addition, during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 572.25 Td (first quarter of 2014, reclassifications were made related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 560.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 560.25 Td (s re-allocation of certain administrative, operations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 548.25 Td (technology costs among Citi) Tj ET Q q 0 0 0 rg BT 440.93 548.25 Td (s businesses, the allocation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 536.25 Td (certain costs from the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 412.86 536.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.64 536.25 Td ( segment to Citi) Tj ET Q q 0 0 0 rg BT 547.02 536.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 524.25 Td (businesses as well as certain immaterial reclassifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 512.25 Td (between revenues and expenses af) Tj ET Q q 0 0 0 rg BT 460.98 512.25 Td (fecting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 491.24 512.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.46 512.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 500.25 Td (The following table presents certain information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 488.25 Td (regarding the Company) Tj ET Q q 0 0 0 rg BT 421.20 488.25 Td (s continuing operations by segment:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 372.75 114.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 372.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 372.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 372.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 372.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 372.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 372.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 372.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 372.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 346.75 114.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 346.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 346.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 346.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 346.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 346.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 346.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 346.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 346.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 320.75 114.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 320.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 320.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 320.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 320.75 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 320.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 320.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 320.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 320.75 64.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 409.75 m 201.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 409.75 m 252.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 409.75 m 300.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 409.75 m 348.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 409.75 m 398.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 409.75 m 448.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 409.75 m 512.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 409.75 m 576.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 150.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 395.75 m 201.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 395.75 m 252.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 395.75 m 300.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 395.75 m 348.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 395.75 m 398.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 395.75 m 448.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 395.75 m 512.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 372.75 m 150.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 372.75 m 201.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 395.75 m 252.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 372.75 m 252.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 372.75 m 300.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 395.75 m 348.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 372.75 m 348.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 372.75 m 398.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 395.75 m 448.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 372.75 m 448.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 372.75 m 512.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 372.75 m 576.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 372.75 m 201.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 372.75 m 252.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 372.75 m 300.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 372.75 m 348.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 372.75 m 398.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 372.75 m 448.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 372.75 m 512.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 372.75 m 576.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.75 m 150.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 333.75 m 201.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 333.75 m 252.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 333.75 m 300.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 333.75 m 348.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 333.75 m 398.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 333.75 m 448.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 333.75 m 512.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 333.75 m 576.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 333.75 m 201.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 333.75 m 252.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 333.75 m 300.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 333.75 m 348.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 333.75 m 398.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 333.75 m 448.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 333.75 m 512.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 333.75 m 576.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 307.75 m 150.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 294.75 m 150.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 307.75 m 201.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 294.75 m 201.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 307.75 m 252.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 294.75 m 252.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 307.75 m 300.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 294.75 m 300.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 307.75 m 348.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 294.75 m 348.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 307.75 m 398.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 294.75 m 398.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 307.75 m 448.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 294.75 m 448.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 307.75 m 512.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 294.75 m 512.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 307.75 m 576.5 307.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 294.75 m 576.5 294.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.60 423.20 Td (Revenues,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.90 414.20 Td (netofinter) Tj ET Q q 0 0 0 rg BT 196.22 414.20 Td (estexpense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 241.21 418.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.70 423.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 272.03 423.20 Td (ovision\(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.55 414.20 Td (for) Tj ET Q q 0 0 0 rg BT 279.88 414.20 Td (incometaxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.05 423.20 Td (Income\(loss\)fr) Tj ET Q q 0 0 0 rg BT 421.87 423.20 Td (om) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.55 414.20 Td (continuingoperations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 437.56 418.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.60 414.20 Td (Identifiableassets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.50 400.20 Td (Three Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 385.00 Td (Inmillionsofdollars,except) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 377.00 Td (identifiableassetsinbillions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.50 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 377.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.00 377.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 377.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.55 386.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 377.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.75 386.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 377.21 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 364.00 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 364.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.75 364.15 Td (9,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.00 364.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 364.01 Td (9,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 364.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 364.15 Td (1,004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 364.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 364.01 Td (797) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 364.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 364.15 Td (1,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 364.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 364.01 Td (1,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 364.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 364.15 Td (401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 364.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 364.01 Td (405) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 351.00 Td (Institutional Clients Group) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.75 351.15 Td (8,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 351.01 Td (7,372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 351.15 Td (1,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 351.01 Td (605) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 351.15 Td (2,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 351.01 Td (1,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 351.15 Td (1,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 351.01 Td (1,045) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 338.00 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.50 338.15 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 338.01 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 338.15 Td (\(136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 338.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 338.01 Td (\(184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 338.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.75 338.15 Td (\(1,598) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 338.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 338.01 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 338.15 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 338.01 Td (313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 325.01 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 325.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.25 325.15 Td (18,016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.00 325.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.25 325.01 Td (16,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 325.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 325.15 Td (1,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 325.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 325.01 Td (1,218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 325.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 325.15 Td (2,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 325.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 325.01 Td (3,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 325.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 325.15 Td (1,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 325.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 325.01 Td (1,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 312.01 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.75 312.15 Td (1,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 312.01 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 312.15 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 312.01 Td (\(138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 312.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.50 312.15 Td (242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 312.01 Td (\(109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 312.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 312.15 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 312.01 Td (117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 299.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 299.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.25 299.15 Td (19,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.00 299.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.25 299.01 Td (17,904) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 299.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 299.15 Td (1,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 299.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 299.01 Td (1,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 299.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 299.15 Td (2,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 299.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 299.01 Td (3,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 299.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 299.15 Td (1,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 299.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 299.01 Td (1,880) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 225.75 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 225.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 225.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 225.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 225.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 225.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 225.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 199.75 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 199.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 199.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 199.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 199.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 199.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 199.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 173.75 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 173.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 173.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 173.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 173.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 173.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 173.75 51.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 252.75 m 217.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 252.75 m 268.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 252.75 m 319.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 252.75 m 370.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 252.75 m 421.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 252.75 m 472.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 238.75 m 166.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 238.75 m 217.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 238.75 m 268.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 238.75 m 319.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 238.75 m 370.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 238.75 m 421.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 238.75 m 472.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 225.75 m 166.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 238.75 m 268.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 225.75 m 268.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 238.75 m 319.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 238.75 m 370.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 225.75 m 370.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 238.75 m 472.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 225.75 m 472.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 225.75 m 217.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 225.75 m 268.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 225.75 m 319.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 225.75 m 370.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 225.75 m 421.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 225.75 m 472.5 225.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 186.75 m 166.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 186.75 m 217.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 186.75 m 217.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 186.75 m 268.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 186.75 m 319.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 186.75 m 370.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 186.75 m 421.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 186.75 m 472.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 160.75 m 217.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 160.75 m 268.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 160.75 m 319.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 160.75 m 370.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 160.75 m 421.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 160.75 m 472.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 160.75 m 166.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 147.75 m 166.5 147.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 147.75 m 217.5 147.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 147.75 m 268.5 147.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 147.75 m 319.5 147.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 147.75 m 370.5 147.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 147.75 m 421.5 147.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 147.75 m 472.5 147.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.60 266.20 Td (Revenues,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.90 257.20 Td (netofinter) Tj ET Q q 0 0 0 rg BT 212.22 257.20 Td (estexpense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 257.21 261.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.70 266.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 291.03 266.20 Td (ovision\(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.55 257.20 Td (for) Tj ET Q q 0 0 0 rg BT 298.88 257.20 Td (incometaxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.05 266.20 Td (Income\(loss\)fr) Tj ET Q q 0 0 0 rg BT 444.87 266.20 Td (om) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.55 257.20 Td (continuingoperations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 460.56 261.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.95 243.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 230.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.50 230.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 230.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.50 230.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 230.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.50 230.15 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 230.01 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 217.00 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 217.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 217.15 Td (28,311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.25 217.01 Td (28,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 217.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 217.15 Td (2,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 217.01 Td (2,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 217.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.75 217.15 Td (5,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 217.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 217.01 Td (5,222) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 204.00 Td (Institutional Clients Group) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 204.15 Td (26,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.25 204.01 Td (26,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 204.15 Td (3,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 204.01 Td (3,430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.75 204.15 Td (7,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 204.01 Td (7,946) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 191.00 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 191.15 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 191.01 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.50 191.15 Td (\(146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 191.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.50 191.01 Td (\(304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 191.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 191.15 Td (\(2,488) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 191.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 191.01 Td (\(374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 191.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 178.01 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 178.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 178.15 Td (54,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 178.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.25 178.01 Td (55,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 178.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 178.15 Td (5,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 178.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 178.01 Td (5,813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 178.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.25 178.15 Td (10,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 178.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.25 178.01 Td (12,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 165.01 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 165.15 Td (4,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 165.01 Td (3,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 165.15 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 165.01 Td (\(1,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 165.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 165.15 Td (\(3,523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 165.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 165.01 Td (\(1,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 165.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 152.15 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 152.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 152.15 Td (59,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 152.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.25 152.01 Td (58,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 152.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.75 152.15 Td (5,873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 152.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 152.01 Td (4,777) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 152.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.75 152.15 Td (7,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 152.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.25 152.01 Td (11,305) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 130.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 130.65 Td (Includes Citicorp \(excluding ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 147.53 130.65 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.75 130.65 Td (\) total revenues, net of interest expense, in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 339.04 130.65 Td (North ) Tj ET Q q 0 0 0 rg BT 359.57 130.65 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 386.67 130.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.33 130.65 Td ($8.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.22 130.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.77 130.65 Td ($7.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.66 130.65 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 499.11 130.65 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 520.43 130.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.10 130.65 Td ($2.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 567.99 130.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.05 Td (and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.55 121.05 Td ($2.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 104.44 121.05 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 116.89 121.05 Td (Latin ) Tj ET Q q 0 0 0 rg BT 135.64 121.05 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 162.74 121.05 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.40 121.05 Td ($3.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.29 121.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.84 121.05 Td ($3.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.73 121.05 Td (; and in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 288.73 121.05 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 302.95 121.05 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.62 121.05 Td ($3.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.51 121.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.06 121.05 Td ($3.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.95 121.05 Td ( for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 492.70 121.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 556.91 121.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.45 Td (2013, respectively) Tj ET Q q 0 0 0 rg BT 112.13 111.45 Td (. Includes Citicorp \(excluding ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 209.66 111.45 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.88 111.45 Td (\) total revenues, net of interest expense, in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 401.17 111.45 Td (North ) Tj ET Q q 0 0 0 rg BT 421.70 111.45 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.80 111.45 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 459.46 111.45 Td ($24.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 500.35 111.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.90 111.45 Td ($24.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 556.79 111.45 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 101.85 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.32 101.85 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 85.99 101.85 Td ($8.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.88 101.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.43 101.85 Td ($9.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 175.32 101.85 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 187.77 101.85 Td (Latin ) Tj ET Q q 0 0 0 rg BT 206.52 101.85 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.62 101.85 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.28 101.85 Td ($10.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.17 101.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.72 101.85 Td ($10.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 341.61 101.85 Td (; and in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 367.61 101.85 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.83 101.85 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.50 101.85 Td ($1) Tj ET Q q 0 0 0 rg BT 400.20 101.85 Td (1.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.09 101.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.64 101.85 Td ($1) Tj ET Q q 0 0 0 rg BT 456.34 101.85 Td (1.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 489.23 101.85 Td ( for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.34 101.85 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 528.11 101.85 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 92.25 Td ( and 2013, respectively) Tj ET Q q 0 0 0 rg BT 191.89 92.25 Td (. Regional numbers exclude Citi Holdings and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 342.09 92.25 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.31 92.25 Td (, which lar) Tj ET Q q 0 0 0 rg BT 430.16 92.25 Td (gely operate within the U.S.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 82.65 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 82.65 Td (Includes pretax provisions \(credits\) for credit losses and for benefits and claims in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 330.36 82.65 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.36 82.65 Td ( results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 379.91 82.65 Td ($1.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 416.80 82.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 432.36 82.65 Td ($1.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.25 82.65 Td (; in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 493.46 82.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.24 82.65 Td ( results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 540.79 82.65 Td ($\(21\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.05 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 73.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.66 73.05 Td ($139 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.78 73.05 Td (; and in Citi Holdings results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.66 73.05 Td ($0.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.55 73.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 289.11 73.05 Td ($0.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.00 73.05 Td ( for the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.75 73.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.96 73.05 Td ( and 2013, respectively) Tj ET Q q 0 0 0 rg BT 553.64 73.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 63.45 Td (Includes pretax provisions \(credits\) for credit losses and for benefits and claims in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 330.36 63.45 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.36 63.45 Td ( results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 379.91 63.45 Td ($4.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 416.80 63.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 432.36 63.45 Td ($5.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.25 63.45 Td (; in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 493.46 63.45 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.24 63.45 Td ( results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 540.79 63.45 Td ($\(106\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 53.85 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 53.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.66 53.85 Td ($174 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.78 53.85 Td (; and in Citi Holdings results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.66 53.85 Td ($1.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.55 53.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 289.11 53.85 Td ($1.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.00 53.85 Td ( for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.10 53.85 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.87 53.85 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.53 53.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 477.74 53.85 Td ( and 2013, respectively) Tj ET Q q 0 0 0 rg BT 551.42 53.85 Td (.) Tj ET Q endstream endobj 247 0 obj <> endobj 248 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (121) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (4.INTEREST) Tj ET Q q 0 0 0 rg BT 98.90 749.25 Td ( REVENUE ) Tj ET Q q 0 0 0 rg BT 152.24 749.25 Td (AND EXPENSE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.11 729.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.07 729.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.57 729.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.84 729.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.28 729.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.28 729.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 309.28 729.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 328.34 729.25 Td (est r) Tj ET Q q 0 0 0 rg BT 345.47 729.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.23 729.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.67 729.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 411.73 729.25 Td (est expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.99 729.25 Td ( consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 681.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 681.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 681.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 681.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 653.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 653.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 653.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 653.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 625.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 625.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 625.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 625.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 597.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 597.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 597.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 597.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 569.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 569.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 569.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 569.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 541.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 541.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 541.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 541.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 541.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 513.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 513.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 513.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 513.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 513.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 485.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 485.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 485.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 485.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 457.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 457.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 457.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 457.75 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 695.75 m 432.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 718.75 m 480.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 695.75 m 480.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 695.75 m 527.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 695.75 m 576.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 384.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 681.75 m 432.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 695.75 m 480.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 681.75 m 480.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 681.75 m 527.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 681.75 m 576.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 681.75 m 480.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 667.75 m 480.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 653.75 m 480.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 639.75 m 480.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 625.75 m 480.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 611.75 m 480.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 597.75 m 480.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.75 m 384.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.75 m 384.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 583.75 m 432.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 569.75 m 432.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 583.75 m 480.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 583.75 m 480.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 569.75 m 480.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 583.75 m 527.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 569.75 m 527.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 583.75 m 576.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 569.75 m 576.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 569.75 m 480.5 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 555.75 m 480.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 541.75 m 480.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 527.75 m 480.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 513.75 m 480.5 499.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 499.75 m 480.5 485.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 485.75 m 384.5 485.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 384.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 485.75 m 432.5 485.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 471.75 m 432.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 485.75 m 480.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 485.75 m 480.5 485.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 471.75 m 480.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 485.75 m 527.5 485.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 471.75 m 527.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 485.75 m 576.5 485.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 471.75 m 480.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 457.75 m 480.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.75 m 384.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.75 m 384.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 443.75 m 432.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 429.75 m 432.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 443.75 m 480.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 443.75 m 480.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 429.75 m 480.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 443.75 m 527.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 429.75 m 527.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 443.75 m 576.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 429.75 m 576.5 429.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.05 709.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.45 700.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.45 709.20 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.55 700.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 686.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 686.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 686.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.20 Td (Interest revenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 672.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.21 Td (Loan interest, including fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 658.20 Td (11,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 658.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 658.21 Td (11,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.25 658.20 Td (33,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 658.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 658.21 Td (34,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.21 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 644.20 Td (235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 644.21 Td (255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 644.20 Td (737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 644.21 Td (763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.21 Td (Federal funds sold and securities borrowed or purchased under agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 630.20 Td (567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 630.21 Td (617) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 630.20 Td (1,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 630.21 Td (2,007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.21 Td (Investments, including dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 616.20 Td (1,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 616.21 Td (1,689) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 616.20 Td (5,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 616.21 Td (5,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 602.21 Td (rading account assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.65 606.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 602.20 Td (1,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 602.21 Td (1,491) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 602.20 Td (4,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 602.21 Td (4,790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.21 Td (Other interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 588.20 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 588.21 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 588.20 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 588.21 Td (492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 574.20 Td (Total interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 574.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 574.20 Td (15,512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 574.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 574.21 Td (15,463) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 574.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.25 574.20 Td (46,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 574.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 574.21 Td (47,263) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.20 Td (Interest expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.00 560.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 560.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.21 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 70.50 550.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 546.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 546.20 Td (1,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 546.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 546.21 Td (1,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 546.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 546.20 Td (4,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 546.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 546.21 Td (4,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 532.21 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 532.20 Td (411) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 532.21 Td (561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 532.20 Td (1,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 532.21 Td (1,800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 518.21 Td (rading account liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.15 522.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 518.20 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 518.21 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 518.20 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 518.21 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 504.20 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 504.21 Td (150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 504.20 Td (440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 504.21 Td (461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 490.20 Td (1,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 490.21 Td (1,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 490.20 Td (4,156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 490.21 Td (5,299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.20 Td (Total interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 476.20 Td (3,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 476.21 Td (3,952) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.25 476.20 Td (10,531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 476.21 Td (12,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 462.20 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 462.20 Td (12,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 462.21 Td (11,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.25 462.20 Td (35,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 462.21 Td (34,823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.21 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 448.20 Td (1,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 448.21 Td (1,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 448.20 Td (4,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 448.21 Td (5,693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.20 Td (Net interest revenue after provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 434.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 434.20 Td (10,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 434.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 434.21 Td (9,859) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 434.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.25 434.20 Td (30,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 434.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 434.21 Td (29,130) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 412.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.65 Td (Interest expense on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.75 412.65 Td (T) Tj ET Q q 0 0 0 rg BT 121.76 412.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.64 412.65 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.31 412.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 227.09 412.65 Td ( is reported as a reduction of interest revenue from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 390.58 412.65 Td (T) Tj ET Q q 0 0 0 rg BT 394.59 412.65 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.36 412.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 403.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 403.05 Td (Includes deposit insurance fees and char) Tj ET Q q 0 0 0 rg BT 182.91 403.05 Td (ges of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.24 403.05 Td ($234 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.36 403.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.91 403.05 Td ($267 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 302.02 403.05 Td ( for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 327.12 403.05 Td (three months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 389.77 403.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 391.77 403.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 455.98 403.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 471.53 403.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 487.53 403.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 529.66 403.05 Td (, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 547.21 403.05 Td ($766 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.45 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 393.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.66 393.45 Td ($855 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.78 393.45 Td ( for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 158.88 393.45 Td (nine months ended) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 219.31 393.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.31 393.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.52 393.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 301.07 393.45 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.07 393.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 359.20 393.45 Td (.) Tj ET Q endstream endobj 249 0 obj <> endobj 250 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (122) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (5.COMMISSIONS ) Tj ET Q q 0 0 0 rg BT 123.79 749.25 Td (AND FEES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (The primary components of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.86 729.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.75 729.25 Td ( revenue for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 717.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.68 717.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.18 717.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.45 717.25 Td ( and 2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (were investment banking fees, credit card and bank card fees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (trading-related fees and fees related to treasury and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (solutions and securities services in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.81 681.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.03 681.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 669.25 Td (Investment banking fees are substantially composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (underwriting and advisory revenues and are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 645.25 Td (s performance under the terms of a contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (arrangement is completed, which is typically at the closing of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (the transaction. Underwriting revenue is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.89 609.25 Td (, net of both reimbursable and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (reimbursable expenses, consistent with the ) Tj ET Q q 0 0 0 rg BT 208.74 597.25 Td (AICP) Tj ET Q q 0 0 0 rg BT 230.60 597.25 Td (A) Tj ET Q q 0 0 0 rg BT 237.27 597.25 Td ( ) Tj ET Q q 0 0 0 rg BT 239.22 597.25 Td (Audit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.25 Td (Accounting Guide for Brokers and Dealers in Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.25 Td (\(codified in ) Tj ET Q q 0 0 0 rg BT 84.32 573.25 Td (ASC 940-605-05-1\). Expenses associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 561.25 Td (advisory transactions are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 185.66 561.25 Td (Other operating ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 549.25 Td (expenses,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.04 549.25 Td ( net of client reimbursements. Out-of-pocket ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.25 Td (expenses are deferred and recognized at the time the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.25 Td (revenue is recognized. In general, expenses incurred related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (investment banking transactions that fail to close \(are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.25 Td (consummated\) are recorded gross in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 183.45 501.25 Td (Other operating ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.54 489.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (Credit card and bank card fees are primarily composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (interchange revenue and certain card fees, including annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (fees, reduced by reward program costs and certain partner ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (payments. Interchange revenue and fees are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (earned, including annual card fees that are deferred and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (amortized on a straight-line basis over a 12-month period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Reward costs are recognized when points are earned by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 641.10 Td (rading-related fees primarily include commissions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (fees from the following: executing transactions for clients on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (exchanges and over) Tj ET Q q 0 0 0 rg BT 402.65 617.10 Td (-the-counter markets; sale of mutual funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (insurance and other annuity products; and assisting clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (clearing transactions, providing brokerage services and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (such activities. ) Tj ET Q q 0 0 0 rg BT 385.75 581.10 Td (T) Tj ET Q q 0 0 0 rg BT 391.50 581.10 Td (rading-related fees are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (earned in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 363.42 569.10 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.32 569.10 Td (. Gains or losses, if any) Tj ET Q q 0 0 0 rg BT 545.26 569.10 Td (, on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (these transactions are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 459.23 557.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.95 557.10 Td ( \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Note6 to the Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.25 Td (The following table presents ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 152.64 465.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.53 465.25 Td ( revenue for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.05 465.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.02 465.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.52 465.25 Td (September 30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.78 465.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 426.75 236.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 426.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 426.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 426.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 426.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.75 236.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 398.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 398.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 398.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 398.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.75 236.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 370.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 370.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 370.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 370.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.75 236.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 342.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 342.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 342.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 342.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.75 236.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 314.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 314.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 314.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 314.75 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 440.75 m 348.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 454.75 m 424.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 440.75 m 424.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 440.75 m 500.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 440.75 m 576.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426.75 m 272.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 426.75 m 348.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 440.75 m 424.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 426.75 m 424.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 426.75 m 500.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 426.75 m 576.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 426.75 m 424.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 412.75 m 424.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 398.75 m 424.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 384.75 m 424.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 370.75 m 424.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 356.75 m 424.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 342.75 m 424.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 328.75 m 424.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.75 m 272.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 300.75 m 348.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 314.75 m 424.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 300.75 m 424.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 300.75 m 500.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 300.75 m 576.5 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 286.75 m 272.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 300.75 m 348.5 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 286.75 m 348.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 300.75 m 424.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 300.75 m 424.5 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 286.75 m 424.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 300.75 m 500.5 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 286.75 m 500.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 300.75 m 576.5 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 286.75 m 576.5 286.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.50 445.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.95 445.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 431.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.00 431.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 431.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 431.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 431.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 417.21 Td (Investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 417.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 417.20 Td (931) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 417.21 Td (715) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 417.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 417.20 Td (2,848) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 417.21 Td (2,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 403.21 Td (Credit cards and bank cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 403.20 Td (570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 403.21 Td (606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 403.20 Td (1,698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 403.21 Td (1,862) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 389.21 Td (Trading-related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 389.20 Td (664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 389.21 Td (609) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 389.20 Td (2,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 389.21 Td (1,981) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.21 Td (Trade and securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 375.20 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 375.21 Td (462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 375.20 Td (1,396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 375.21 Td (1,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 361.21 Td (Other Consumer) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 98.74 365.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 361.20 Td (237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 361.21 Td (208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 361.20 Td (679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 361.21 Td (666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.21 Td (Checking-related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 347.20 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 347.21 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 347.20 Td (408) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 347.21 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.21 Td (Corporate finance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.72 337.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 333.20 Td (113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 333.21 Td (124) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 333.20 Td (389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 333.21 Td (415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.21 Td (Loan servicing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 319.20 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 319.21 Td (136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 319.20 Td (279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 319.21 Td (388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 305.20 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 305.21 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 305.20 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 305.21 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 291.20 Td (Total commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 291.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 291.20 Td (3,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.75 291.21 Td (3,061) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 291.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 291.20 Td (9,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 291.21 Td (9,789) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 269.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 269.65 Td (Primarily consists of fees for investment fund administration and management, third-party collections, commercial demand deposit accounts and certain credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 260.05 Td (card services.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 250.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 250.45 Td (Consists primarily of fees earned from structuring and underwriting loan syndications.) Tj ET Q endstream endobj 251 0 obj <> endobj 252 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (123) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (6. PRINCIP) Tj ET Q q 0 0 0 rg BT 89.42 749.25 Td (AL) Tj ET Q q 0 0 0 rg BT 102.76 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 105.08 749.25 Td (TRANSACTIONS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.72 729.25 Td ( revenue consists of realized and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (unrealized gains and losses from trading activities. ) Tj ET Q q 0 0 0 rg BT 240.76 717.25 Td (T) Tj ET Q q 0 0 0 rg BT 246.52 717.25 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (activities include revenues from fixed income, equities, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (and commodities products and foreign exchange transactions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (Not included in the table below is the impact of net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (revenue related to trading activities, which is an integral part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (of trading activities) Tj ET Q q 0 0 0 rg BT 116.34 657.25 Td ( profitability) Tj ET Q q 0 0 0 rg BT 165.96 657.25 Td (. See Note4 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Consolidated Financial Statements for information about net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (interest revenue related to trading activities. Principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (transactions include CV) Tj ET Q q 0 0 0 rg BT 418.80 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 425.47 725.10 Td ( \(credit valuation adjustments on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (derivatives\), FV) Tj ET Q q 0 0 0 rg BT 387.70 713.10 Td (A) Tj ET Q q 0 0 0 rg BT 394.37 713.10 Td ( \(funding valuation adjustments\) on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (derivatives and DV) Tj ET Q q 0 0 0 rg BT 400.46 701.10 Td (A) Tj ET Q q 0 0 0 rg BT 407.13 701.10 Td ( \(debt valuation adjustments on issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (liabilities for which the fair value option has been elected\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.00 677.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.32 677.10 Td (The following table presents principal transactions revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.88 665.10 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.84 665.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.34 665.10 Td (September 30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.61 665.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 618.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 618.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 618.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 618.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 590.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 590.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 590.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 590.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 562.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 562.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 562.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 562.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 534.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 534.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 534.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 534.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 534.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 506.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 506.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 506.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 506.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 506.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 478.75 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 478.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 478.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 478.75 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 478.75 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 632.75 m 345.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 646.75 m 422.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 632.75 m 422.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 632.75 m 499.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 632.75 m 576.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 618.75 m 268.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 618.75 m 345.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 632.75 m 422.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 618.75 m 422.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 618.75 m 499.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 618.75 m 576.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 618.75 m 345.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 618.75 m 422.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 618.75 m 422.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 618.75 m 499.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 618.75 m 576.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 604.75 m 422.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 576.75 m 268.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 576.75 m 345.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 590.75 m 422.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 576.75 m 422.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 576.75 m 499.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 576.75 m 576.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 576.75 m 345.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 576.75 m 422.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 576.75 m 422.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 576.75 m 499.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 576.75 m 576.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 548.75 m 268.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 548.75 m 345.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 562.75 m 422.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 548.75 m 422.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 548.75 m 499.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 268.5 534.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 534.75 m 345.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 548.75 m 422.5 534.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 534.75 m 422.5 534.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 534.75 m 499.5 534.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 534.75 m 576.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 268.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 534.75 m 422.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 520.75 m 422.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 506.75 m 422.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 492.75 m 422.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.75 m 268.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 464.75 m 345.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 478.75 m 422.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 464.75 m 422.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 464.75 m 499.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 464.75 m 576.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 450.75 m 268.5 450.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 450.75 m 345.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 464.75 m 422.5 450.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 450.75 m 422.5 450.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 450.75 m 499.5 450.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 450.75 m 576.5 450.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 637.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.95 637.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 623.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 623.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 623.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 623.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 623.21 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 609.20 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 609.20 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 609.21 Td (209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 609.20 Td (605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 609.21 Td (663) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 595.20 Td (Institutional Clients Group) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 595.20 Td (1,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 595.21 Td (863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 595.20 Td (5,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 595.21 Td (5,787) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 581.20 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 581.20 Td (\(221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 581.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 581.21 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 581.20 Td (\(205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 581.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 581.21 Td (\(113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 581.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 567.21 Td (Subtotal Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 567.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 567.20 Td (1,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 567.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.75 567.21 Td (1,126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 567.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 567.20 Td (5,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 567.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 567.21 Td (6,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.21 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 553.20 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 553.21 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 553.20 Td (302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 553.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 539.20 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 539.20 Td (1,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.75 539.21 Td (1,149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 539.20 Td (6,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 539.21 Td (6,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.21 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.46 529.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 525.20 Td (911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 525.21 Td (474) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 525.20 Td (3,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 525.21 Td (3,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 511.21 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.96 515.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 511.20 Td (464) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 511.21 Td (579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 511.20 Td (1,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 511.21 Td (1,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.21 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 97.73 501.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 497.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 497.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 497.21 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 497.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 497.21 Td (407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.21 Td (Commodity and other contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 152.73 487.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 483.20 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 483.21 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 483.20 Td (486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 483.21 Td (230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 469.21 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.23 473.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 469.20 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 469.21 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 469.20 Td (880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 469.21 Td (314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 455.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 455.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 455.20 Td (1,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 455.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.75 455.21 Td (1,149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 455.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 455.20 Td (6,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 455.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 455.21 Td (6,337) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 433.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 433.65 Td (Includes revenues from government securities and corporate debt, municipal securities, mortgage securities and other debt instruments. ) Tj ET Q q 0 0 0 rg BT 488.31 433.65 Td (Also includes spot and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 424.05 Td (forward trading of currencies and exchange-traded and over) Tj ET Q q 0 0 0 rg BT 245.52 424.05 Td (-the-counter \(OTC\) currency options, options on fixed income securities, interest rate swaps, currency ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 414.45 Td (swaps, swap options, caps and floors, financial futures, OTC options and forward contracts on fixed income securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 404.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 404.85 Td (Includes revenues from foreign exchange spot, forward, option and swap contracts, as well as FX translation gains and losses.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 395.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 395.25 Td (Includes revenues from common, preferred and convertible preferred stock, convertible corporate debt, equity-linked notes and exchange-traded and OTC equity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 385.65 Td (options and warrants.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 376.05 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 376.05 Td (Primarily includes revenues from crude oil, refined oil products, natural gas and other commodities trades.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 366.45 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 366.45 Td (Includes revenues from structured credit products.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 342.45 Td (7. INCENTIVE PLANS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.45 Td (All equity awards granted since ) Tj ET Q q 0 0 0 rg BT 164.57 318.45 Td (April 19, 2005 have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.45 Td (made pursuant to stockholder) Tj ET Q q 0 0 0 rg BT 153.83 306.45 Td (-approved stock incentive plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.45 Td (that are administered by the Personnel and Compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.45 Td (Committee of the Citigroup Board of Directors, which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.45 Td (composed entirely of independent non-employee directors. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.45 Td (additional information on Citi) Tj ET Q q 0 0 0 rg BT 158.49 258.45 Td (s incentive plans, see Note 7 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.45 Td (the Consolidated Financial Statements in Citi) Tj ET Q q 0 0 0 rg BT 220.15 246.45 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 248.49 246.45 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.45 Td (Report on Form 10-K.) Tj ET Q endstream endobj 253 0 obj <> endobj 254 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (124) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (8. RETIREMENT) Tj ET Q q 0 0 0 rg BT 114.16 749.25 Td ( BENEFITS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 174.88 725.25 Td (s retirement benefits, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Note 8 to the Consolidated Financial Statements in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 701.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.06 701.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.06 701.25 Td ( ) Tj ET Q q 0 0 0 rg BT 106.00 701.25 Td (Annual Report on Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Pension and Postr) Tj ET Q q 0 0 0 rg BT 113.05 677.25 Td (etir) Tj ET Q q 0 0 0 rg BT 127.86 677.25 Td (ement Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (The Company has several noncontributory defined benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (pension plans covering certain U.S. employees and has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (various defined benefit pension and termination indemnity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (plans covering employees outside the United States. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td ( ) Tj ET Q q 0 0 0 rg BT 58.50 617.25 Td (The U.S. qualified defined benefit plan was frozen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 605.25 Td (fective January 1, 2008 for most employees. ) Tj ET Q q 0 0 0 rg BT 222.71 605.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 272.04 605.25 Td (, no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (additional compensation-based contributions were credited to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (the cash balance portion of the plan for existing plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (participants after 2007. However) Tj ET Q q 0 0 0 rg BT 167.22 569.25 Td (, certain employees covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (under the prior final pay plan formula continue to accrue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (benefits. ) Tj ET Q q 0 0 0 rg BT 72.47 545.25 Td (The Company also of) Tj ET Q q 0 0 0 rg BT 158.67 545.25 Td (fers postretirement health care ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (and life insurance benefits to certain eligible U.S. retired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (employees, as well as to certain eligible employees outside the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (United States.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The Company also sponsors a number of noncontributory) Tj ET Q q 0 0 0 rg BT 572.15 749.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (nonqualified pension plans. ) Tj ET Q q 0 0 0 rg BT 436.58 737.10 Td (These plans, which are unfunded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (provide supplemental defined pension benefits to certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 371.58 713.10 Td (W) Tj ET Q q 0 0 0 rg BT 380.62 713.10 Td (ith the exception of certain employees covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (under the prior final pay plan formula, the benefits under these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (plans were frozen in prior years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (In the second quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.46 677.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.46 677.10 Td (, the Company changed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (method of accounting for its most significant pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (postretirement benefit plans \(Significant Plans\) such that plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (obligations, plan assets and periodic plan expense are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (remeasured and disclosed quarterly) Tj ET Q q 0 0 0 rg BT 464.68 629.10 Td (, instead of annually) Tj ET Q q 0 0 0 rg BT 545.12 629.10 Td (. ) Tj ET Q q 0 0 0 rg BT 549.94 629.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (Significant Plans captured approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.73 617.10 Td (80%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.06 617.10 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 605.10 Td (s global pension and postretirement plan obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.24 593.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.24 593.10 Td (. ) Tj ET Q q 0 0 0 rg BT 428.69 593.10 Td (All other plans \(All Other Plans\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (remeasured annually with a December 31 measurement date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (For additional information, see Note 1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Financial Statements in the Company) Tj ET Q q 0 0 0 rg BT 476.75 557.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 505.09 557.10 Td (Annual Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (on Form 10-K. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Net \(Benefit\) Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (The following table summarizes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (\(benefit\) expense recognized in the Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Income for the Company) Tj ET Q q 0 0 0 rg BT 427.03 485.10 Td (s U.S. qualified and nonqualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (pension plans, postretirement plans and plans outside the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (United States, for Significant Plans and ) Tj ET Q q 0 0 0 rg BT 483.70 461.10 Td (All Other Plans, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 356.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 356.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 356.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 356.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 356.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 328.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 328.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 328.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 328.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 328.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 300.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 300.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 300.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 300.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 272.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 272.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 272.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 272.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 272.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 244.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 244.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 244.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 244.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 244.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 216.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 216.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 216.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 216.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 216.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 216.60 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 412.6 m 239.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 412.6 m 285.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 412.6 m 290.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 412.6 m 336.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 412.6 m 382.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 412.6 m 387.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 412.6 m 433.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 412.6 m 479.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 412.6 m 484.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 412.6 m 530.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 412.6 m 576.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 398.6 m 239.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 398.6 m 285.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 398.6 m 290.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 398.6 m 336.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 398.6 m 382.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 398.6 m 433.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 398.6 m 479.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 398.6 m 484.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 398.6 m 530.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 398.6 m 576.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 384.6 m 239.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 384.6 m 285.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 384.6 m 336.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 384.6 m 382.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 384.6 m 433.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 384.6 m 479.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 384.6 m 530.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 384.6 m 576.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 370.6 m 193.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 370.6 m 239.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 370.6 m 285.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 370.6 m 336.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 370.6 m 382.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 370.6 m 433.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 370.6 m 479.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 370.6 m 530.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 370.6 m 576.5 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 230.60000000000002 m 193.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 216.60000000000002 m 193.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 230.60000000000002 m 239.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 216.60000000000002 m 239.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 230.60000000000002 m 285.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 216.60000000000002 m 285.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 230.60000000000002 m 290.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 216.60000000000002 m 290.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 230.60000000000002 m 336.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 216.60000000000002 m 336.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 230.60000000000002 m 382.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 216.60000000000002 m 382.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 230.60000000000002 m 387.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 216.60000000000002 m 387.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 230.60000000000002 m 433.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 216.60000000000002 m 433.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 230.60000000000002 m 479.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 216.60000000000002 m 479.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 230.60000000000002 m 484.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 216.60000000000002 m 484.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 230.60000000000002 m 530.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 216.60000000000002 m 530.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 230.60000000000002 m 576.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 216.60000000000002 m 576.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 202.60000000000002 m 193.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 202.60000000000002 m 239.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 202.60000000000002 m 285.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 202.60000000000002 m 290.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 216.60000000000002 m 336.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 202.60000000000002 m 336.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 216.60000000000002 m 382.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 202.60000000000002 m 382.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 202.60000000000002 m 387.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 202.60000000000002 m 433.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 202.60000000000002 m 479.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 202.60000000000002 m 484.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 216.60000000000002 m 530.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 202.60000000000002 m 530.5 202.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 216.60000000000002 m 576.5 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 202.60000000000002 m 576.5 202.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 417.05 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 403.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.10 403.05 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.15 403.05 Td (Postretirementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.60 389.05 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.10 389.05 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.60 389.05 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.10 389.05 Td (Non-U.S.plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 374.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.00 375.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 375.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.00 375.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 375.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 375.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 375.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 375.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 375.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 361.05 Td (Qualified plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 361.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.06 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 347.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 347.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 347.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 347.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 347.05 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 347.06 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 347.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 347.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 347.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 347.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 347.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 347.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 347.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.06 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.50 333.05 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 333.06 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 333.05 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 333.06 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 333.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 333.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 333.05 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 333.06 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.06 Td (Expected return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 319.05 Td (\(220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 319.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 319.06 Td (\(216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 319.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 319.05 Td (\(98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 319.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 319.06 Td (\(93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 319.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 319.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 319.06 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 319.05 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 319.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 319.06 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 319.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.06 Td (Amortization of unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 305.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 305.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 305.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 305.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 305.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 305.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 305.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 305.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 291.06 Td (Prior service \(benefit\) cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.50 291.05 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 291.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 291.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 291.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 291.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 291.06 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 291.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 291.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 291.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.50 291.05 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 291.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 291.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 277.06 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 277.05 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 277.06 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 277.05 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 277.06 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 277.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 277.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 277.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 277.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 263.06 Td (Curtailment loss ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 100.50 267.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 263.05 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 263.06 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 263.05 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 263.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 263.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 263.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 263.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 263.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 263.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.06 Td (Settlement \(gain\) loss ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 119.74 253.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 249.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 249.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 249.05 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 249.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 249.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 249.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 249.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 249.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.06 Td (Special termination benefits ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.22 239.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 235.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 235.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 235.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 235.06 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 235.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 235.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 235.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 235.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 221.05 Td (Net qualified plans \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 221.05 Td (\(48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 221.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 221.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 221.06 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 221.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 221.05 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 221.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 221.06 Td (80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 221.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 221.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 221.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 221.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 221.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 221.06 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 207.05 Td (Nonqualified plans expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 207.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 207.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 207.06 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 207.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 207.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 207.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 207.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 207.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 207.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 207.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 207.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 207.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 207.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 193.05 Td (Total net \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 193.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 193.05 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 193.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 193.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 193.06 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 193.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 193.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 193.05 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 193.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 193.06 Td (80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 193.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 193.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 193.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 193.06 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 193.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 193.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 193.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 193.06 Td (17) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 170.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 170.50 Td (Losses due to curtailment, settlement and special termination benefits relate to repositioning actions in the U.S. and certain countries outside the U.S.) Tj ET Q endstream endobj 255 0 obj <> endobj 256 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (125) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 685.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 685.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 685.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 685.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 685.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 657.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 657.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 657.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 657.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 657.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 629.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 629.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 629.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 629.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 629.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 601.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 601.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 601.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 601.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 601.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 573.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 573.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 573.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 573.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 545.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 545.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 545.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 545.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 545.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 518.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 518.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 518.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 518.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 504.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 504.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 504.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 504.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 490.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 490.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 490.50 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 490.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 490.50 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 741.5 m 239.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 741.5 m 285.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 741.5 m 290.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 741.5 m 336.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 741.5 m 382.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 741.5 m 387.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 741.5 m 433.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 741.5 m 479.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 741.5 m 484.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 741.5 m 530.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 741.5 m 576.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 727.5 m 239.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 727.5 m 285.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 727.5 m 290.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 727.5 m 336.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 727.5 m 382.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 727.5 m 433.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 727.5 m 479.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 727.5 m 484.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 727.5 m 530.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 727.5 m 576.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 713.5 m 239.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 713.5 m 285.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 713.5 m 336.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 713.5 m 382.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 713.5 m 433.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 713.5 m 479.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 713.5 m 530.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 713.5 m 576.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.5 m 193.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 699.5 m 239.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 699.5 m 285.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 699.5 m 336.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 699.5 m 382.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 699.5 m 433.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 699.5 m 479.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 699.5 m 530.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 699.5 m 576.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 699.5 m 530.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.5 m 193.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 193.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 559.5 m 239.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 545.5 m 239.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 559.5 m 285.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 545.5 m 285.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 559.5 m 336.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 545.5 m 336.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 559.5 m 382.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 545.5 m 382.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 559.5 m 433.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 545.5 m 433.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 559.5 m 479.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 545.5 m 479.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 559.5 m 530.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 545.5 m 530.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 559.5 m 576.5 559.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 545.5 m 576.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 531.5 m 193.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 531.5 m 239.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 531.5 m 285.5 531.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 545.5 m 336.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 531.5 m 336.5 531.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 545.5 m 382.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 531.5 m 382.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 531.5 m 433.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 531.5 m 479.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 531.5 m 530.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 531.5 m 576.5 531.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.5 m 193.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 518.5 m 239.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 518.5 m 285.5 518.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 531.5 m 336.5 531.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 518.5 m 336.5 518.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 531.5 m 382.5 531.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 518.5 m 382.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 518.5 m 433.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 518.5 m 479.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 518.5 m 530.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 518.5 m 576.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 518.5 m 382.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 518.5 m 479.5 518.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 518.5 m 530.5 518.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 490.5 m 193.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 490.5 m 239.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 490.5 m 285.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 490.5 m 290.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 490.5 m 336.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 490.5 m 382.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 490.5 m 387.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 490.5 m 433.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 490.5 m 479.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 490.5 m 484.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 490.5 m 530.5 490.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 490.5 m 576.5 490.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 476.5 m 193.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 476.5 m 239.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 476.5 m 285.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 476.5 m 290.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 476.5 m 336.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 476.5 m 382.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 476.5 m 387.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 476.5 m 433.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 476.5 m 479.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 476.5 m 484.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 476.5 m 530.5 476.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 476.5 m 576.5 476.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.45 745.95 Td (Nine Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 731.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.10 731.95 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.15 731.95 Td (Postretirementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.60 717.95 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.10 717.95 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.60 717.95 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.10 717.95 Td (Non-U.S.plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 703.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.00 703.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 703.96 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.00 703.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 703.96 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 703.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 703.96 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 703.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 703.96 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 689.95 Td (Qualified plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 689.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.96 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 675.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 675.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 675.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 675.96 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 675.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 675.95 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 675.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 675.96 Td (158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 675.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 675.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 675.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 675.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 675.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 675.95 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 675.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 675.96 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.96 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.50 661.95 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 661.96 Td (398) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 661.95 Td (287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 661.96 Td (287) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 661.95 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 661.96 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 661.95 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 661.96 Td (107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.96 Td (Expected return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 647.95 Td (\(656) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 647.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 647.96 Td (\(645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 647.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 647.95 Td (\(291) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 647.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 647.96 Td (\(298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 647.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 647.95 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 647.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 647.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 647.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 647.95 Td (\(92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 647.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 647.96 Td (\(101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 647.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.96 Td (Amortization of unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 633.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 633.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 633.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 633.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 633.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 633.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 619.96 Td (Prior service \(benefit\) cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.50 619.95 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 619.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 619.96 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 619.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 619.95 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 619.96 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 619.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 619.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 619.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.50 619.95 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 619.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 619.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 605.96 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 605.95 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 605.96 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 605.95 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 605.96 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 605.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 605.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 605.95 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 605.96 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.96 Td (Curtailment loss ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 100.50 596.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 591.95 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 591.96 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 591.95 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 591.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 591.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 591.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 591.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 591.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.96 Td (Settlement \(gain\) loss ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 119.74 582.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 577.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 577.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 577.95 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 577.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 577.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 577.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.50 577.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.00 577.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 577.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.96 Td (Special termination benefits ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.22 568.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 563.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 563.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 563.95 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 563.96 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 563.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 563.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 563.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 563.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.95 Td (Net qualified plans \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 549.95 Td (\(156) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 549.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 549.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 549.96 Td (\(145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 549.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 549.95 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 549.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 549.96 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 549.95 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 549.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 549.96 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 549.95 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 549.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 549.96 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.95 Td (Nonqualified plans expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 535.95 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 535.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 535.96 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 535.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 535.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 535.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 535.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 535.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 535.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 535.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 535.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 522.90 Td (Total net \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 522.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 522.90 Td (\(122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 522.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 522.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 522.76 Td (\(111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 522.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 522.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 522.90 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 522.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 522.76 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 522.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 522.90 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 522.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 522.76 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 522.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 522.90 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 522.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 522.76 Td (68) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 39.00 515.20 111.29 -8.18 re f /GS0 gs q 0 0 0 rg BT 39.00 508.96 Td (Cumulative effect of change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 508.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 508.96 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 508.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 508.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 508.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 508.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 508.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 508.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 508.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 39.00 501.20 64.23 -8.18 re f /GS0 gs q 0 0 0 rg BT 39.00 494.96 Td (accounting policy) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 103.23 505.28 6.82 -8.18 re f /GS0 gs BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.23 499.04 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.96 Td (Total adjusted net \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 480.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 480.95 Td (\(122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.00 480.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 480.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 480.96 Td (\(134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 480.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 480.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 480.95 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 480.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 480.96 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 480.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 480.95 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 480.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 480.96 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 480.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 480.95 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 480.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 480.96 Td (71) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 458.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 458.40 Td (Losses due to curtailment, settlement and special termination benefits relate to repositioning actions in the U.S. and certain countries outside the U.S.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 448.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 448.80 Td (See Note 1 to the Consolidated Financial Statements in the Company) Tj ET Q q 0 0 0 rg BT 277.52 448.80 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 300.19 448.80 Td (Annual Report on Form 10-K for additional information on the change in accounting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 439.20 Td (policy) Tj ET Q q 0 0 0 rg BT 73.48 439.20 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 415.20 Td (Funded Status and ) Tj ET Q q 0 0 0 rg BT 118.54 415.20 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 203.07 415.20 Td ( Compr) Tj ET Q q 0 0 0 rg BT 235.94 415.20 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 403.20 Td (The following table summarizes the funded status and amounts recognized in the Consolidated Balance Sheet for the Company) Tj ET Q q 0 0 0 rg BT 547.81 403.20 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 391.20 Td (Significant Plans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 367.20 Td (Net ) Tj ET Q q 0 0 0 rg BT 52.94 367.20 Td (Amount Recognized) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 300.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 300.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 300.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 300.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 300.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 300.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 300.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 272.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 272.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 272.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 272.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 272.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 272.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 272.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 272.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 244.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 244.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 244.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 244.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 244.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 244.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 244.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 244.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 216.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 216.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 216.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 216.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 216.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 216.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 216.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 216.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 188.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 188.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 188.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 188.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 188.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 188.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 188.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 188.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 160.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 160.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 160.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 160.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 160.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 160.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 160.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 160.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 132.70 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 132.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 132.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 132.70 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 132.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 132.70 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 132.70 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 132.70 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 342.70000000000005 m 374.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 342.70000000000005 m 378.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 342.70000000000005 m 442.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 342.70000000000005 m 446.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 342.70000000000005 m 508.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 342.70000000000005 m 512.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 342.70000000000005 m 576.5 342.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 328.70000000000005 m 374.5 328.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 328.70000000000005 m 378.5 328.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 328.70000000000005 m 442.5 328.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 328.70000000000005 m 508.5 328.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 328.70000000000005 m 512.5 328.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 328.70000000000005 m 576.5 328.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 314.70000000000005 m 312.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 314.70000000000005 m 374.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 314.70000000000005 m 378.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 314.70000000000005 m 442.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 314.70000000000005 m 446.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 314.70000000000005 m 508.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 314.70000000000005 m 512.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 314.70000000000005 m 576.5 314.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 272.70000000000005 m 312.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 272.70000000000005 m 374.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 272.70000000000005 m 378.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 272.70000000000005 m 442.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 272.70000000000005 m 446.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 272.70000000000005 m 508.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 272.70000000000005 m 512.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 272.70000000000005 m 576.5 272.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 230.70000000000005 m 312.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 230.70000000000005 m 374.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 230.70000000000005 m 378.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 230.70000000000005 m 442.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 230.70000000000005 m 446.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 230.70000000000005 m 508.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 230.70000000000005 m 512.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 230.70000000000005 m 576.5 230.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.70000000000005 m 312.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 132.70000000000005 m 374.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 132.70000000000005 m 378.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 132.70000000000005 m 442.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 132.70000000000005 m 446.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 132.70000000000005 m 508.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 132.70000000000005 m 512.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 132.70000000000005 m 576.5 132.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.70000000000005 m 312.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 118.70000000000005 m 374.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 118.70000000000005 m 378.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 118.70000000000005 m 442.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 118.70000000000005 m 446.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 118.70000000000005 m 508.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 118.70000000000005 m 512.5 118.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 118.70000000000005 m 576.5 118.70000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.30 347.15 Td (Nine months ended September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 333.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.60 333.15 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.65 333.15 Td (Postretirement benefitplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 318.95 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.60 319.15 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.10 319.15 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.60 319.15 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.10 319.15 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 305.15 Td (Change in projected benefit obligation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 305.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 305.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 305.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 305.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.16 Td (Projected benefit obligation at beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 291.15 Td (12,829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 291.15 Td (7,194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 291.15 Td (780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 291.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 291.15 Td (1,411) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 277.16 Td (Plans measured annually) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 277.15 Td (\(692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 277.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 277.15 Td (\(3,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 277.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 277.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 277.15 Td (\(357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 277.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 263.16 Td (Projected benefit obligation at beginning of year - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 263.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 263.15 Td (12,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 263.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 263.15 Td (3,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 263.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 263.15 Td (780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 263.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 263.15 Td (1,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.16 Td (First quarter activity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 249.15 Td (215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 249.15 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 249.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 249.15 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.16 Td (Second quarter activity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 235.15 Td (350) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 235.15 Td (191) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 235.15 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 235.15 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 221.16 Td (Projected benefit obligation at June 30, 2014 - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 221.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 221.15 Td (12,702) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 221.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 221.15 Td (3,981) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 221.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 221.15 Td (843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 221.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 221.15 Td (1,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 207.16 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 207.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 207.15 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 207.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 207.15 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.16 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 193.15 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 193.15 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 193.15 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 193.15 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.16 Td (Actuarial \(gain\) loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 179.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 179.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 179.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 179.15 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 179.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 165.16 Td (Benefits paid, net of participants contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 165.15 Td (\(177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 165.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 165.15 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 165.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 165.15 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 165.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 165.15 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 165.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.16 Td (Curtailment \(gain\) loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 151.15 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 151.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 151.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 151.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 137.16 Td (Foreign exchange 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531.5 m 318.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 531.5 m 372.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 531.5 m 376.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 531.5 m 441.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 531.5 m 445.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 531.5 m 504.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 531.5 m 508.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 531.5 m 576.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 489.5 m 318.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 489.5 m 372.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 489.5 m 376.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 489.5 m 441.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 489.5 m 445.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 489.5 m 504.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 489.5 m 508.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 489.5 m 576.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.5 m 318.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 475.5 m 372.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 475.5 m 376.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 475.5 m 441.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 475.5 m 445.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 475.5 m 504.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 475.5 m 508.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 475.5 m 576.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 433.5 m 318.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 433.5 m 372.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 433.5 m 376.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 433.5 m 441.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 433.5 m 445.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 433.5 m 504.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 433.5 m 508.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 433.5 m 576.5 433.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 419.5 m 318.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 419.5 m 372.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 419.5 m 376.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 419.5 m 441.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 419.5 m 445.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 419.5 m 504.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 419.5 m 508.5 419.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 419.5 m 576.5 419.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 396.5 m 318.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 396.5 m 372.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 396.5 m 376.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 396.5 m 441.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 396.5 m 445.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 396.5 m 504.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 396.5 m 508.5 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 396.5 m 576.5 396.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.80 745.95 Td (Nine Months Ended September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 731.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.10 731.95 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.15 731.95 Td (Postretirement benefitplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.60 717.95 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.60 717.95 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.10 717.95 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 717.95 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 703.95 Td (Change in plan assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 703.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 703.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 703.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 703.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 689.96 Td (Plan assets at fair value at beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 689.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 689.95 Td (12,731) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 689.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 689.95 Td (6,918) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 689.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 689.95 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 689.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 689.95 Td (1,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.96 Td (Plans measured annually) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 675.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 675.95 Td (\(2,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 675.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 675.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 675.95 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 675.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.96 Td (Plan assets at fair value at beginning of year - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 661.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 661.95 Td (12,731) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 661.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 661.95 Td (4,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 661.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 661.95 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 661.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 661.95 Td (1,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.96 Td (First quarter activity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 647.95 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 647.95 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 647.95 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 647.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 647.95 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 647.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.96 Td (Second quarter activity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 633.95 Td (192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 633.95 Td (241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 633.95 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 633.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 633.95 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.96 Td (Plan assets at fair value at June 30, 2014 - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 619.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 619.95 Td (13,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 619.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 619.95 Td (4,639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 619.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 619.95 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 619.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 619.95 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 605.96 Td (Actual return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 605.95 Td (66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 605.95 Td (174) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 605.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 605.95 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 605.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.96 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 591.95 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 591.95 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 591.95 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 591.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.96 Td (Benefits paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 577.95 Td (\(177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 577.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 577.95 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 577.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 577.95 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 577.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 577.95 Td (\(182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 577.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.96 Td (Foreign exchange impact and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 563.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 563.95 Td (\(212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 563.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 563.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 563.95 Td (115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.95 Td (Plan assets at fair value at September 30, 2014 - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 549.95 Td (13,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 549.95 Td (4,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 549.95 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 549.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 549.95 Td (1,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.95 Td (Funded status of the plans at September) Tj ET Q q 0 0 0 rg BT 193.35 535.95 Td ( 30, 2014 ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 229.35 540.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.17 535.95 Td ( - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 535.95 Td (338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 535.95 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 535.95 Td (\(814) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 535.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 535.95 Td (314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 521.95 Td (Net amount recognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 521.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 521.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 521.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 521.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.96 Td (Benefit asset) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 507.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 507.95 Td (338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 507.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 507.95 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 507.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 507.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 507.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 507.95 Td (314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 493.96 Td (Benefit liability) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 493.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 493.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 493.95 Td (\(814) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 493.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 493.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 479.95 Td (Net amount recognized on the balance sheet - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 479.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 479.95 Td (338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 479.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 479.95 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 479.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 479.95 Td (\(814) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 479.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 479.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 479.95 Td (314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 465.95 Td (Amounts r) Tj ET Q q 0 0 0 rg BT 80.09 465.95 Td (ecognized in ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 129.58 465.95 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 465.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 465.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 465.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 465.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.96 Td (Prior service benefit \(cost\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 451.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 451.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 451.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 451.95 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 451.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 451.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 451.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 451.95 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.96 Td (Net actuarial gain \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 437.95 Td (\(4,419) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 437.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 437.95 Td (\(986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 437.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 437.95 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 437.95 Td (\(499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 437.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 423.95 Td (Net amount recognized in equity \(pretax\) - Significant Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 423.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 423.95 Td (\(4,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 423.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 423.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 423.95 Td (\(959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 423.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 423.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 423.95 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 423.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 423.95 Td (\(341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 423.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 409.95 Td (Accumulated benefit obligation at September 30, 2014 - Significant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 400.95 Td (Plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 400.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 400.95 Td (12,661) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 400.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 400.95 Td (3,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.95 400.95 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.95 400.95 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 379.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 379.40 Td (The U.S. qualified pension plan is fully funded under specified Employee Retirement Income Security ) Tj ET Q q 0 0 0 rg BT 383.69 379.40 Td (Act \(ERISA\) funding rulesas of January1, 2014 and no ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 369.80 Td (minimum required funding is expected for 2014.) Tj ET Q endstream endobj 259 0 obj <> endobj 260 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table shows the change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 218.68 749.10 Td (Accumulated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (other compr) Tj ET Q q 0 0 0 rg BT 84.79 737.10 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.81 737.10 Td (related to Citi) Tj ET Q q 0 0 0 rg BT 235.58 737.10 Td (s pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (and postretirement benefit plans \(for Significant Plans and ) Tj ET Q q 0 0 0 rg BT 271.50 725.10 Td (All ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Other Plans\) for the periods indicated.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 663.60 127.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 663.60 63.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 663.60 62.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.60 127.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 621.60 63.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 621.60 62.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 576.60 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 576.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 576.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 541.60 127.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 541.60 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 541.60 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 514.60 127.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 514.60 63.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 514.60 62.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 663.6 m 163.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 663.6 m 226.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 663.6 m 288.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 663.6 m 226.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 663.6 m 288.5 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 528.6 m 288.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 528.6 m 163.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 528.6 m 226.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 528.6 m 288.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.6 m 163.5 514.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 493.6 m 163.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 514.6 m 226.5 514.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 493.6 m 226.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 514.6 m 288.5 514.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 493.6 m 288.5 493.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.20 694.00 Td (Three Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.95 685.05 Td (Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.10 694.00 Td (Nine Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.45 685.05 Td (Ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 667.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.05 675.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.50 666.05 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.55 675.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.00 666.05 Td (2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.00 Td (Beginning of period balance, ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 646.00 Td (net of tax ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 77.24 650.08 Td (\(1\) \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 647.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 647.05 Td (\(4,166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 647.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 647.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 647.05 Td (\(3,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 647.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.86 Td (Actuarial assumptions changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.86 Td (and plan experience) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 626.05 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 626.05 Td (\(988) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 626.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.86 Td (Net asset gain \(loss\) due to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.86 Td (difference between actual and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.86 Td (expected returns) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.50 595.05 Td (\(103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 595.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.50 595.05 Td (328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 581.06 Td (Net amortizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 581.05 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.50 581.05 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 567.06 Td (Curtailment/ settlement loss ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 142.24 571.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 567.05 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 567.05 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.86 Td (Foreign exchange impact and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 544.86 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 546.05 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.50 546.05 Td (264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 532.86 Td (Change in deferred taxes, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.00 533.00 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 533.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 533.00 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 519.05 Td (Change, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 519.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 519.05 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 519.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 519.05 Td (\(106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 519.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 506.00 Td (End of period balance, net of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 497.00 Td (tax ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 53.25 501.08 Td (\(1\) \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.00 498.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.75 498.05 Td (\(4,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 498.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 498.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 498.05 Td (\(4,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 498.05 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 484.50 Td (\(1\)See Note 18 to the Consolidated Financial Statements for further ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 474.90 Td (discussion of net ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 109.77 474.90 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 192.57 474.90 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.98 474.90 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 465.30 Td (balance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 455.70 Td (\(2\) Includes net-of-tax amounts for certain profit sharing plans outside the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 446.10 Td (United States.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 436.50 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 436.50 Td (Curtailment and settlement losses relate to repositioning actions in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 426.90 Td (U.S. and certain countries outside the U.S.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 402.90 Td (Plan ) Tj ET Q q 0 0 0 rg BT 57.40 402.90 Td (Assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.90 Td (The Company utilizes a number of assumptions to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.90 Td (plan obligations and expenses. Changes in one or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.90 Td (combination of these assumptions will have an impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.90 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 354.90 Td (s pension and postretirement projected benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.90 Td (obligations, funded status and \(benefit\) expense. Changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.90 Td (the plans) Tj ET Q q 0 0 0 rg BT 74.41 330.90 Td ( funded status resulting from changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.90 Td (projected benefit obligation and fair value of plan assets will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.90 Td (have a corresponding impact on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 166.23 306.90 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 294.90 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 294.90 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 294.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 282.90 Td (The discount rates used during the period in determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.90 Td (the pension and postretirement net \(benefit\) expense for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.90 Td (Significant Plans are shown in the following table:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.40 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 206.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 206.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 206.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 206.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 178.40 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 178.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 178.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 178.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 178.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 150.40 78.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 150.40 40.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 150.40 40.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 150.40 38.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 150.40 38.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 117.40 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 117.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 117.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 117.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 117.40 38.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 114.5 229.39999999999998 m 154.5 229.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 229.39999999999998 m 194.5 229.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 229.39999999999998 m 232.5 229.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 206.39999999999998 m 114.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 114.5 206.39999999999998 m 154.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 206.39999999999998 m 194.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 206.39999999999998 m 232.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 206.39999999999998 m 270.5 206.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 103.39999999999998 m 114.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 114.5 103.39999999999998 m 154.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 103.39999999999998 m 194.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 103.39999999999998 m 232.5 103.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 103.39999999999998 m 270.5 103.39999999999998 l s BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 237.85 Td (Net benefit ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 228.85 Td (\(expense\) assumed ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 219.85 Td (discount rates ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 210.85 Td (during the period) Tj ET Q BT /F4 8.00 Tf ET BT /F4 5.20 Tf ET q 0 0 0 rg BT 103.51 214.48 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.05 233.85 Td (Three Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.70 239.66 Td (Year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 230.71 Td (Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 117.60 219.85 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 125.00 210.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 159.85 219.86 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 165.00 210.86 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.85 219.86 Td (Mar. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.00 210.86 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.85 219.86 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 210.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 196.85 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 182.86 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 121.60 182.85 Td (4.25%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 162.35 182.86 Td (4.55%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.35 182.86 Td (4.75%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.35 182.86 Td (4.80%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 168.86 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.10 168.85 Td (3.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 166.10 168.86 Td (4.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.10 168.86 Td (4.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.10 168.86 Td (4.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 154.85 Td (Non-U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 135.86 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 123.50 141.80 Td (4.30 -) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.10 132.85 Td (8.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.50 141.66 Td (4.40 -) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 166.10 132.71 Td (8.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.50 141.66 Td (4.50 -) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.10 132.71 Td (8.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.50 141.66 Td (4.50 -) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.10 132.71 Td (8.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 121.86 Td (Weighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.10 121.85 Td (5.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 166.10 121.86 Td (6.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.10 121.86 Td (6.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.10 121.86 Td (6.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 107.86 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.10 107.85 Td (8.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 166.10 107.86 Td (8.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.10 107.86 Td (9.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.10 107.86 Td (8.90) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 84.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.89 84.70 Td (As disclosed above, ef) Tj ET Q q 0 0 0 rg BT 126.72 84.70 Td (fective ) Tj ET Q q 0 0 0 rg BT 150.04 84.70 Td (April 1, 2013, the Company changed to a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 75.10 Td (quarterly remeasurement approach for its Significant Plans. ) Tj ET Q q 0 0 0 rg BT 246.24 75.10 Td (The 2013 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 65.50 Td (rates shown above were utilized to calculate the fourth quarter expense ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 55.90 Td (in 2013. ) Tj ET Q q 0 0 0 rg BT 82.08 55.90 Td (The 2014 rates shown above for the three months ended March ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 750.50 Td (31, 2014, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 750.50 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.66 750.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.21 750.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.43 750.50 Td ( were utilized to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 740.90 Td (calculate the first, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 401.08 740.90 Td (second) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 423.30 740.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.85 740.90 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 453.96 740.90 Td ( quarter expense for 2014, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 731.30 Td (respectively) Tj ET Q q 0 0 0 rg BT 380.13 731.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 707.30 Td (The discount rates used at period end in determining the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 695.30 Td (pension and postretirement benefit obligations for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 683.30 Td (Significant Plans are shown in the following table:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 621.80 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 621.80 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 621.80 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 621.80 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 621.80 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 593.80 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 593.80 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 593.80 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 593.80 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 593.80 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 558.80 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 558.80 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 558.80 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 558.80 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 558.80 48.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 635.8 m 408.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 635.8 m 448.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 635.8 m 488.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 635.8 m 527.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 635.8 m 408.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 635.8 m 448.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 635.8 m 488.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 635.8 m 527.5 635.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 635.8 m 575.5 635.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 530.8 m 408.5 530.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 530.8 m 448.5 530.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 530.8 m 488.5 530.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 530.8 m 527.5 530.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 530.8 m 575.5 530.8 l s BT /F4 9.00 Tf ET q 0 0 0 rg BT 326.00 663.85 Td (Plan obligations ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 326.00 654.85 Td (assumed discount ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 326.00 645.85 Td (rates at period ended) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 403.24 645.85 Td ( ) Tj ET Q BT /F4 8.00 Tf ET BT /F4 5.20 Tf ET q 0 0 0 rg BT 326.00 643.05 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.60 649.25 Td (Sept. 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 640.25 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.85 649.26 Td (Jun. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 640.26 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.35 649.26 Td (Mar. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 640.26 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.85 649.26 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 640.26 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 626.25 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 612.26 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.60 612.25 Td (4.25%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.35 612.26 Td (4.25%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.85 612.26 Td (4.55%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.35 612.26 Td (4.75%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 598.26 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.10 598.25 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.10 598.26 Td (3.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.60 598.26 Td (4.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.10 598.26 Td (4.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 584.25 Td (Non-U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 563.26 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 571.20 Td (4.10 -) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.10 562.20 Td (8.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 571.06 Td (4.30 -) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.10 562.06 Td (8.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 571.06 Td (4.40 -) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.60 562.06 Td (8.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 563.26 Td (4.50 - 8.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 549.26 Td (Weighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.10 549.25 Td (5.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.10 549.26 Td (5.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.60 549.26 Td (6.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.10 549.26 Td (6.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 535.26 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.10 535.25 Td (8.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.10 535.26 Td (8.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.60 535.26 Td (8.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.10 535.26 Td (9.40) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 512.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 512.10 Td (For the Significant Plans, the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 437.10 512.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.31 512.10 Td ( rates shown above are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 502.50 Td (utilized to calculate the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.41 502.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 482.62 502.50 Td ( benefit obligation and will ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 492.90 Td (be utilized to calculate the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.96 492.90 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 443.96 492.90 Td ( fourth quarter expense. ) Tj ET Q q 0 0 0 rg BT 521.79 492.90 Td (The rates shown ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 483.30 Td (above for the year ended 2013 were utilized to calculate the first quarter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 473.70 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 358.00 473.70 Td ( expense. ) Tj ET Q q 0 0 0 rg BT 389.62 473.70 Td (The March 31 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 450.49 473.70 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 495.15 473.70 Td ( rates were utilized to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 464.10 Td (calculate the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 384.20 464.10 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.20 464.10 Td ( second and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 439.96 464.10 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 455.07 464.10 Td ( quarter expense, respectively) Tj ET Q q 0 0 0 rg BT 549.62 464.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 440.10 Td (Sensitivities of Certain Key ) Tj ET Q q 0 0 0 rg BT 437.52 440.10 Td (Assumptions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 428.10 Td (The following table summarizes the estimated ef) Tj ET Q q 0 0 0 rg BT 518.76 428.10 Td (fect on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 416.10 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 416.10 Td (s Significant Plans quarterly pension expense of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 404.10 Td (one-percentage-point change in the discount rate:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 356.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 356.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 356.60 89.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 379.6 m 486.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 379.6 m 575.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 356.6 m 397.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 356.6 m 486.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 356.6 m 575.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 356.6 m 486.5 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 356.6 m 575.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 328.6 m 397.5 328.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 328.6 m 486.5 328.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 328.6 m 575.5 328.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.40 384.05 Td (Three Months Ended September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 360.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.55 370.05 Td (One-percentage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.70 361.05 Td (point increase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.55 370.05 Td (One-percentage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.95 361.05 Td (point decrease) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 347.06 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 347.05 Td ($7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.75 347.05 Td ($\(11\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 333.06 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.25 333.05 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.25 333.05 Td (4) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 305.10 Td (Since the U.S. qualified pension plan was frozen, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (majority of the prospective service cost has been eliminated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (and the gain/loss amortization period was changed to the life ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (expectancy for inactive participants. ) Tj ET Q q 0 0 0 rg BT 470.88 269.10 Td (As a result, pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (expense for the U.S. qualified pension plan is driven more by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (interest costs than service costs and an increase in the discount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (rate would increase pension expense, while a decrease in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (discount rate would decrease pension expense.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (Contributions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 383.71 185.10 Td (s funding practice for U.S. and non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (pension plans is generally to fund to minimum funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (requirements in accordance with applicable local laws and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 373.25 149.10 Td (The Company may increase its contributions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (above the minimum required contribution, if appropriate. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (addition, management has the ability to change its funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (practices. For the U.S. pension plan, there were no required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (minimum cash contributions during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.26 101.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 101.10 Td ( quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.29 101.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.29 101.10 Td (; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (however) Tj ET Q q 0 0 0 rg BT 358.03 89.10 Td (, the Company made a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.23 89.10 Td ($100 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.62 89.10 Td ( discretionary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (contribution to the plan in the third quarter) Tj ET Q q 0 0 0 rg BT 494.24 77.10 Td (. ) Tj ET Q endstream endobj 261 0 obj <> endobj 262 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (128) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table summarizes the actual Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (contributions for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.15 737.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.37 737.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.19 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.46 737.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 725.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.94 725.10 Td (, as well as estimated expected Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (contributions for the remainder of the year) Tj ET Q q 0 0 0 rg BT 205.38 713.10 Td (. Expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (contributions are subject to change since contribution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (decisions are af) Tj ET Q q 0 0 0 rg BT 98.01 689.10 Td (fected by various factors, such as market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (performance and regulatory requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 35.00 653.10 Td (Summary of Company Contributions) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 600.60 189.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.00 600.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 600.60 5.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 600.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.00 600.60 5.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 600.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 600.60 5.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.00 600.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.00 600.60 5.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.00 600.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 600.60 5.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 600.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 600.60 6.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 600.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.00 600.60 6.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 600.60 39.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 628.6 m 268 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 628.6 m 273 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 628.6 m 311 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 628.6 m 316 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 628.6 m 353 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 628.6 m 358 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 628.6 m 396 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 628.6 m 268 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 614.6 m 268 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 628.6 m 273 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 614.6 m 273 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 628.6 m 311 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 614.6 m 311 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 628.6 m 316 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 614.6 m 316 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 628.6 m 353 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 614.6 m 353 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 628.6 m 358 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 614.6 m 358 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 628.6 m 396 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 614.6 m 396 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 628.6 m 401 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 614.6 m 401 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 628.6 m 438 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 614.6 m 438 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 628.6 m 443 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 614.6 m 443 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 628.6 m 481 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 614.6 m 481 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 628.6 m 487 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 614.6 m 487 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 628.6 m 524 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 614.6 m 524 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 628.6 m 530 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 614.6 m 530 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 628.6 m 569 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 614.6 m 569 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 600.6 m 231 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 614.6 m 268 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 600.6 m 268 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 614.6 m 273 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 600.6 m 273 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 614.6 m 311 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 600.6 m 311 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 614.6 m 316 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 600.6 m 316 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 614.6 m 353 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 600.6 m 353 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 614.6 m 358 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 600.6 m 358 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 614.6 m 396 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 600.6 m 396 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 600.6 m 443 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 614.6 m 481 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 600.6 m 481 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 600.6 m 487 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 600.6 m 524 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 600.6 m 530 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 614.6 m 569 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 600.6 m 569 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 600.6 m 231 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 600.6 m 316 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 600.6 m 353 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 600.6 m 358 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 600.6 m 396 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 600.6 m 401 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 577.6 m 401 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 600.6 m 438 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 577.6 m 438 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 600.6 m 443 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 600.6 m 481 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 600.6 m 487 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 600.6 m 524 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 600.6 m 530 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 600.6 m 569 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 577.6 m 231 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 42 554.6 m 231 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 577.6 m 268 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231 554.6 m 268 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 577.6 m 273 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268 554.6 m 273 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 577.6 m 311 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 273 554.6 m 311 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 577.6 m 316 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 311 554.6 m 316 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 577.6 m 353 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 316 554.6 m 353 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353 577.6 m 358 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 353 554.6 m 358 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 577.6 m 396 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 358 554.6 m 396 554.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396 554.6 m 401 554.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401 554.6 m 438 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 577.6 m 443 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438 554.6 m 443 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 577.6 m 481 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443 554.6 m 481 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 577.6 m 487 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481 554.6 m 487 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 577.6 m 524 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487 554.6 m 524 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 577.6 m 530 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524 554.6 m 530 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 577.6 m 569 577.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530 554.6 m 569 554.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.60 633.05 Td (Pension plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 633.05 Td (Postretirement benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.55 619.05 Td (U.S. plans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.57 623.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.60 619.05 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.10 619.05 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.60 619.05 Td (Non-U.S. plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 44.50 604.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 605.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.70 605.06 Td ( 2013 ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 300.45 609.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 605.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.70 605.06 Td ( 2013 ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 385.45 609.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 605.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.70 605.06 Td ( 2013 ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 470.45 609.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 605.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.20 605.06 Td ( 2013 ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.95 609.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 591.05 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 135.77 595.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.59 591.05 Td ( for) Tj ET Q q 0 0 0 rg BT 156.17 591.05 Td ( the nine months ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 582.05 Td (ended September) Tj ET Q q 0 0 0 rg BT 111.08 582.05 Td ( 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.00 582.05 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.50 582.06 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 582.05 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.50 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 582.06 Td (282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 582.05 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 582.06 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 582.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 582.06 Td (244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 568.05 Td (Company contributions expected for the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 559.05 Td (remainder of the year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.50 559.05 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 559.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.50 559.06 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 559.05 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.50 559.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 559.06 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 559.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 559.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 559.06 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 559.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 559.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 559.06 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 535.90 Td (The U.S. pension plans include benefits paid directly by the Company for the nonqualified pension plans. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 526.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 526.30 Td (Company contributions are composed of cash contributions made to the plans and benefits paid directly to participants by the Company) Tj ET Q q 0 0 0 rg BT 487.82 526.30 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 516.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 516.70 Td (For the year ended December 31, 2013, actual Company contributions amounted to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 322.82 516.70 Td ($51 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.93 516.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.48 516.70 Td ($357 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 416.59 516.70 Td ( for the U.S. pension and Non-U.S. pension ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 507.10 Td (plans, respectively) Tj ET Q q 0 0 0 rg BT 113.02 507.10 Td (. For the year ended December 31, 2013, actual Company contributions amounted to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.83 507.10 Td ($52 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 422.95 507.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.50 507.10 Td ($256 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.61 507.10 Td ( for the U.S. postretirement ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 497.50 Td (and Non-U.S. postretirement plans, respectively) Tj ET Q q 0 0 0 rg BT 207.44 497.50 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 475.90 Td (Defined Contribution Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.90 Td (The Company sponsors defined contribution plans in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.90 Td (and in certain non-U.S. locations, all of which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 439.90 Td (administered in accordance with local laws. ) Tj ET Q q 0 0 0 rg BT 213.25 439.90 Td (The most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 427.90 Td (significant defined contribution plan is the Citigroup 401\(k\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 415.90 Td (Plan sponsored by the Company in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 403.90 Td (Under the Citigroup 401\(k\) Plan, eligible U.S. employees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 391.90 Td (receive matching contributions of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.96 391.90 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.29 391.90 Td ( of their eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 379.90 Td (compensation for 2014 and 2013, subject to statutory limits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 367.90 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 367.90 Td (, for eligible employees whose eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 355.90 Td (compensation is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.21 355.90 Td ($100,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.71 355.90 Td ( or less, a fixed contribution of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 343.90 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.33 343.90 Td ( of eligible compensation is provided. ) Tj ET Q q 0 0 0 rg BT 202.36 343.90 Td (All Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 331.90 Td (contributions are invested according to participants) Tj ET Q q 0 0 0 rg BT 243.25 331.90 Td ( individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.90 Td (elections. ) Tj ET Q q 0 0 0 rg BT 364.36 475.90 Td (The pretax expense associated with this plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.90 Td (amounted to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.47 463.90 Td ($93 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.86 463.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 463.90 Td ($96 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.69 463.90 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 451.90 Td (three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.81 451.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.07 451.90 Td ( and 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 439.90 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 439.90 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.60 439.90 Td ($298 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.99 439.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.43 439.90 Td ($298 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.82 439.90 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.32 439.90 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.53 439.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 427.90 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.33 427.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.59 427.90 Td ( and 2013, respectively) Tj ET Q q 0 0 0 rg BT 554.69 427.90 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 403.90 Td (Postemployment Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 391.90 Td (The Company sponsors U.S. postemployment plans that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 379.90 Td (provide income continuation and health and welfare benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 367.90 Td (to certain eligible U.S. employees on long-term disability) Tj ET Q q 0 0 0 rg BT 553.02 367.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 355.90 Td (The following table summarizes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 343.90 Td (expense recognized in the Consolidated Statement of Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 331.90 Td (for the Company) Tj ET Q q 0 0 0 rg BT 394.54 331.90 Td (s U.S. postemployment plans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 287.40 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 287.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 287.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 287.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 287.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 287.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 287.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 287.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 259.40 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 259.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 259.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 259.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 259.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 259.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 259.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 259.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 231.40 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 231.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 231.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 231.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 231.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 231.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 231.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 231.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 203.40 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 203.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 203.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 203.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 203.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 203.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 203.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 203.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 175.40 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 175.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 175.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 175.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 175.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 175.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 175.40 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 175.40 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 301.4 m 275.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 301.4 m 328.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 301.4 m 375.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 301.4 m 428.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 301.4 m 475.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 301.4 m 528.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 301.4 m 575.5 301.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.4 m 228.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 287.4 m 275.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 287.4 m 328.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 287.4 m 375.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 287.4 m 428.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 287.4 m 475.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 287.4 m 528.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 287.4 m 575.5 287.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 203.39999999999998 m 228.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 203.39999999999998 m 275.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 203.39999999999998 m 328.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 203.39999999999998 m 375.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 203.39999999999998 m 428.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 203.39999999999998 m 475.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 203.39999999999998 m 528.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 203.39999999999998 m 575.5 203.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 175.39999999999998 m 228.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 175.39999999999998 m 275.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 175.39999999999998 m 328.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 175.39999999999998 m 375.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 175.39999999999998 m 428.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 175.39999999999998 m 475.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 175.39999999999998 m 528.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 175.39999999999998 m 575.5 175.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 161.39999999999998 m 228.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 161.39999999999998 m 275.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 161.39999999999998 m 328.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 161.39999999999998 m 375.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 161.39999999999998 m 428.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 161.39999999999998 m 475.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 161.39999999999998 m 528.5 161.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 161.39999999999998 m 575.5 161.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.00 305.85 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.45 305.85 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 291.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 291.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.50 291.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 291.85 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 291.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 277.85 Td (Service related expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 263.86 Td (Benefits earned during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 263.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.60 263.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 263.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.15 263.86 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 263.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.60 263.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 263.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.60 263.86 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.86 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.15 249.85 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.15 249.86 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.15 249.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 249.86 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.86 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 221.86 Td (Prior service cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.15 221.85 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.65 221.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.15 221.86 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.65 221.85 Td (\(23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 221.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.15 221.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 207.86 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.15 207.85 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.15 207.86 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.60 207.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.60 207.86 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 193.85 Td (Total service related \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 193.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.15 193.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.65 193.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 193.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.60 193.86 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 193.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.15 193.85 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 193.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 193.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.60 193.86 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 179.85 Td (Non-service related expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 179.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.15 179.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 179.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.15 179.86 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 179.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.60 179.85 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 179.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.60 179.86 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 165.85 Td (Total net expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.00 165.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.15 165.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 165.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.60 165.86 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 165.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.60 165.85 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 165.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.60 165.86 Td (63) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 263 0 obj <> endobj 264 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (129) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (9.EARNINGS PER SHARE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (The following is a reconciliation of the income and share data used in the basic and diluted earnings per share \(EPS\) computations for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 709.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 709.25 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.31 709.25 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.18 709.25 Td (September 30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.45 709.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 653.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 653.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 653.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 653.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 625.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 625.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 625.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 625.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 597.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 597.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 597.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 597.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 569.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 569.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 569.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 569.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 532.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 532.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 532.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 532.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 486.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 486.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 486.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 486.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 486.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 458.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 458.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 458.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 458.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 458.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 430.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 430.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 430.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 430.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 430.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 402.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 402.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 402.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 402.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 402.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 374.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 374.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 374.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 374.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 374.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 346.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 346.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 346.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 346.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 346.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 318.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 318.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 318.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 318.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 290.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 290.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 290.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 290.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 290.75 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 667.75 m 435.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 667.75 m 482.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 690.75 m 482.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 667.75 m 529.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 667.75 m 576.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.75 m 388.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 653.75 m 435.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 653.75 m 482.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 667.75 m 482.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 653.75 m 529.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 653.75 m 576.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 653.75 m 435.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 653.75 m 482.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 653.75 m 482.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 653.75 m 529.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 653.75 m 576.5 653.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 388.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 625.75 m 435.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 625.75 m 482.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 639.75 m 482.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 625.75 m 529.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 625.75 m 576.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 625.75 m 482.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 597.75 m 388.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 597.75 m 435.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 597.75 m 482.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 611.75 m 482.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 597.75 m 529.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 597.75 m 576.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 597.75 m 482.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.75 m 388.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 569.75 m 435.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 569.75 m 482.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 583.75 m 482.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 569.75 m 529.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 569.75 m 576.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 569.75 m 482.5 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 388.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 532.75 m 435.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 532.75 m 482.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 555.75 m 482.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 532.75 m 529.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 532.75 m 482.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.75 m 388.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 486.75 m 435.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 486.75 m 482.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 518.75 m 482.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 486.75 m 529.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 486.75 m 576.5 486.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 472.75 m 388.5 472.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 472.75 m 435.5 472.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 472.75 m 482.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 486.75 m 482.5 472.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 472.75 m 529.5 472.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 472.75 m 576.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 472.75 m 482.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 458.75 m 482.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 444.75 m 482.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 430.75 m 482.5 416.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 416.75 m 482.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 402.75 m 388.5 402.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 388.75 m 388.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 402.75 m 435.5 402.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 388.75 m 435.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 402.75 m 482.5 402.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 388.75 m 482.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 402.75 m 482.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 402.75 m 529.5 402.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 388.75 m 529.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 402.75 m 576.5 402.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 388.75 m 576.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 388.75 m 482.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 374.75 m 482.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 360.75 m 482.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 346.75 m 388.5 346.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 332.75 m 388.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 346.75 m 435.5 346.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 332.75 m 435.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 346.75 m 482.5 346.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 332.75 m 482.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 346.75 m 482.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 346.75 m 529.5 346.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 332.75 m 529.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 346.75 m 576.5 346.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 332.75 m 576.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 332.75 m 482.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 318.75 m 482.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 304.75 m 482.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.75 m 388.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 276.75 m 388.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 290.75 m 435.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 276.75 m 435.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 290.75 m 482.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 276.75 m 482.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 290.75 m 482.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 290.75 m 529.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 276.75 m 529.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 290.75 m 576.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 276.75 m 576.5 276.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.05 681.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.45 672.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.45 681.20 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.55 672.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 658.00 Td (In millions, except per-share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.50 658.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 658.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 658.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 658.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.20 Td (Income from continuing operations before attribution of noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 644.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 644.20 Td (2,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 644.21 Td (3,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 644.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 644.20 Td (7,118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 644.21 Td (11,305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.21 Td (Less: Noncontrolling interests from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 630.20 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 630.21 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 630.20 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 630.21 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 616.20 Td (Net income from continuing operations \(for EPS purposes\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 616.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 616.20 Td (2,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 616.21 Td (3,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 616.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 616.20 Td (6,964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 616.21 Td (11,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.21 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 602.20 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 602.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 602.21 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.50 602.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 602.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 602.21 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 588.20 Td (Citigroup's net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 588.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 588.20 Td (2,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 588.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 588.21 Td (3,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 588.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 588.20 Td (6,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 588.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 588.21 Td (11,217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.21 Td (Less: Preferred dividends) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.97 578.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 574.20 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.50 574.21 Td (110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 574.20 Td (352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 574.21 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.20 Td (Net income available to common shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 560.20 Td (2,711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 560.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 560.21 Td (3,117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 560.20 Td (6,611) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 560.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 560.21 Td (11,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.21 Td (Less: Dividends and undistributed earnings allocated to employee restricted and deferred shares) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 537.21 Td (with nonforfeitable rights to dividends, applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 537.20 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 537.21 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 537.20 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 537.21 Td (217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.20 Td (Net income allocated to common shareholders for basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 523.20 Td (2,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 523.21 Td (3,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 523.20 Td (6,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 523.21 Td (10,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.21 Td (Add: Interest expense, net of tax, and dividends on convertible securities and adjustment of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 500.21 Td (undistributed earnings allocated to employee restricted and deferred shares with) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 491.21 Td (nonforfeitable rights to dividends, applicable to diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 491.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 491.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 491.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 491.21 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.20 Td (Net income allocated to common shareholders for diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 477.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 477.20 Td (2,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 477.21 Td (3,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 477.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 477.20 Td (6,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 477.21 Td (10,879) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.20 Td (Weighted-average common shares outstanding applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 463.20 Td (3,029.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 463.21 Td (3,034.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 463.20 Td (3,033.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 463.21 Td (3,038.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 449.21 Td (Effect of dilutive securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 449.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 449.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 435.21 Td (Options) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 73.50 439.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 435.20 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.75 435.21 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.75 435.20 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 435.21 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 421.21 Td (Other employee plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 421.20 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.75 421.21 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.75 421.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 421.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 407.21 Td (Convertible securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.73 411.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 407.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 407.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 407.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 407.21 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 393.20 Td (Adjusted weighted-average common shares outstanding applicable to diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 393.20 Td (3,034.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 393.21 Td (3,040.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 393.20 Td (3,038.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 393.21 Td (3,044.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 379.20 Td (Basic earnings per) Tj ET Q q 0 0 0 rg BT 109.84 379.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 128.93 379.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 132.92 383.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 379.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 379.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 365.21 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 365.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 365.20 Td (0.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 365.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 365.21 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 365.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.25 365.20 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 365.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 365.21 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 351.21 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 351.20 Td (\(0.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 351.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 351.21 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 351.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 351.21 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 337.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 337.20 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 337.21 Td (1.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.25 337.20 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 337.21 Td (3.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 323.20 Td (Diluted earnings per) Tj ET Q q 0 0 0 rg BT 117.84 323.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 136.93 323.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 140.92 327.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 323.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 323.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.21 Td (Income from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 309.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 309.20 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 309.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 309.21 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 309.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.25 309.20 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 309.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 309.21 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 295.21 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 295.20 Td (\(0.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 295.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 295.21 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 295.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 295.21 Td (0.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 281.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 281.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 281.20 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 281.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 281.21 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 281.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.25 281.20 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 281.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 281.21 Td (3.57) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 259.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.65 Td (See Note19 to the Consolidated Financial Statements for the potential future impact of preferred stock dividends.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 250.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 250.05 Td (During the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.44 250.05 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.55 250.05 Td ( quarters of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.98 250.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.98 250.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 175.53 250.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 250.05 Td (, weighted-average options to purchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 318.59 250.05 Td (1.9 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 353.71 250.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.26 250.05 Td (1.5 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.37 250.05 Td ( shares of common stock, respectively) Tj ET Q q 0 0 0 rg BT 528.04 250.05 Td (, were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 240.45 Td (outstanding but not included in the computation of earnings per share because the weighted-average exercise prices of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.09 240.45 Td ($157.90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 460.09 240.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.64 240.45 Td ($214.30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.64 240.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 543.77 240.45 Td (, were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.85 Td (anti-dilutive.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 221.25 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 221.25 Td (arrants issued to the U.S. ) Tj ET Q q 0 0 0 rg BT 142.75 221.25 Td (T) Tj ET Q q 0 0 0 rg BT 147.36 221.25 Td (reasury as part of the ) Tj ET Q q 0 0 0 rg BT 216.30 221.25 Td (T) Tj ET Q q 0 0 0 rg BT 220.90 221.25 Td (roubled ) Tj ET Q q 0 0 0 rg BT 246.90 221.25 Td (Asset Relief Program \(T) Tj ET Q q 0 0 0 rg BT 324.68 221.25 Td (ARP\) and the loss-sharing agreement \(all of which were subsequently sold to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 211.65 Td (the public in January 201) Tj ET Q q 0 0 0 rg BT 134.57 211.65 Td (1\), with an exercise price of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 225.87 211.65 Td ($178.50) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.87 211.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 267.42 211.65 Td ($106.10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 293.42 211.65 Td ( for approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 354.95 211.65 Td (21.0 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.07 211.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 409.62 211.65 Td (25.5 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.73 211.65 Td ( shares of Citigroup common stock, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 202.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 202.05 Td (, were not included in the computation of earnings per share in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.29 202.05 Td (third) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.39 202.05 Td ( quarters of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.82 202.05 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.82 202.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 391.38 202.05 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.38 202.05 Td ( because they were anti-dilutive.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 192.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.45 Td (Due to rounding, earnings per share on continuing operations and discontinued operations may not sum to earnings per share on net income.) Tj ET Q endstream endobj 265 0 obj <> endobj 266 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (130) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (10.FEDERAL) Tj ET Q q 0 0 0 rg BT 98.23 749.25 Td ( FUNDS, SECURITIES BORROWED, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (LOANED, ) Tj ET Q q 0 0 0 rg BT 83.23 737.25 Td (AND SUBJECT) Tj ET Q q 0 0 0 rg BT 152.23 737.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.55 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 161.04 737.25 Td (O REPURCHASE ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (AGREEMENTS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 189.23 705.25 Td (owed or pur) Tj ET Q q 0 0 0 rg BT 237.75 705.25 Td (chased ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (under agr) Tj ET Q q 0 0 0 rg BT 75.35 693.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 123.86 693.25 Td (esell) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.18 693.25 Td (, at their respective carrying values, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (consisted of the following at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.37 681.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.63 681.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 669.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 627.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 627.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 627.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 590.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 590.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 590.75 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 627.75 m 165.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 627.75 m 227.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 627.75 m 287.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 567.75 m 165.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 553.75 m 165.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 567.75 m 227.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 553.75 m 227.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 567.75 m 287.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 553.75 m 287.5 553.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 632.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.55 641.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 632.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 641.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 632.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 618.21 Td (Federal funds sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 618.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 618.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 604.21 Td (Securities purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 595.21 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 595.20 Td (125,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 595.21 Td (136,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 581.21 Td (Deposits paid for securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 572.21 Td (borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 572.20 Td (120,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 572.21 Td (120,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 558.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 558.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 558.20 Td (245,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 558.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 558.21 Td (257,037) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 534.25 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 125.85 534.25 Td (chased and securities loaned or sold ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 522.25 Td (under agr) Tj ET Q q 0 0 0 rg BT 75.35 522.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 123.86 522.25 Td (epur) Tj ET Q q 0 0 0 rg BT 141.82 522.25 Td (chase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 522.25 Td (, at their respective carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 510.25 Td (values, consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 468.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 468.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 468.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 431.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 431.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 431.75 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 468.75 m 165.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 468.75 m 227.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 468.75 m 287.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 408.75 m 165.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 394.75 m 165.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 408.75 m 227.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 394.75 m 227.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 408.75 m 287.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 394.75 m 287.5 394.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 473.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.55 482.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 473.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 482.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 473.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 459.21 Td (Federal funds purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 459.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 459.20 Td (491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 459.21 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 445.21 Td (Securities sold under agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 436.21 Td (to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 436.20 Td (148,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 436.21 Td (175,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 422.21 Td (Deposits received for securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 413.21 Td (loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.25 413.20 Td (26,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.25 413.21 Td (26,911) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 399.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 399.20 Td (175,732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 399.21 Td (203,512) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.25 Td (The resale and repurchase agreements represent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.25 Td (collateralized financing transactions. ) Tj ET Q q 0 0 0 rg BT 185.20 361.25 Td (The Company executes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.25 Td (these transactions primarily through its broker) Tj ET Q q 0 0 0 rg BT 220.48 349.25 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.25 Td (subsidiaries to facilitate customer matched-book activity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.25 Td (to ef) Tj ET Q q 0 0 0 rg BT 53.87 325.25 Td (ficiently fund a portion of the Company) Tj ET Q q 0 0 0 rg BT 216.05 325.25 Td (s trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.25 Td (inventory) Tj ET Q q 0 0 0 rg BT 73.68 313.25 Td (. ) Tj ET Q q 0 0 0 rg BT 78.50 313.25 Td (T) Tj ET Q q 0 0 0 rg BT 84.25 313.25 Td (ransactions executed by the Company) Tj ET Q q 0 0 0 rg BT 238.65 313.25 Td (s bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.25 Td (subsidiaries primarily facilitate customer financing activity) Tj ET Q q 0 0 0 rg BT 271.66 301.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.25 Td (It is the Company) Tj ET Q q 0 0 0 rg BT 128.16 289.25 Td (s policy to take possession of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.25 Td (underlying collateral, monitor its market value relative to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.25 Td (amounts due under the agreements and, when necessary) Tj ET Q q 0 0 0 rg BT 259.16 265.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.25 Td (require prompt transfer of additional collateral in order to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.25 Td (maintain contractual mar) Tj ET Q q 0 0 0 rg BT 135.78 241.25 Td (gin protection. Collateral typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.25 Td (consists of government and government-agency securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.25 Td (corporate and municipal bonds, equities, and mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.25 Td (and other asset-backed securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 193.25 Td (The resale and repurchase agreements are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.25 Td (documented under industry standard agreements that allow the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.25 Td (prompt close-out of all transactions \(including the liquidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.25 Td (of securities held\) and the of) Tj ET Q q 0 0 0 rg BT 149.95 157.25 Td (fsetting of obligations to return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.25 Td (cash or securities by the non-defaulting party) Tj ET Q q 0 0 0 rg BT 215.85 145.25 Td (, following a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.25 Td (payment default or other type of default under the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 121.25 Td (master agreement. Events of default generally include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.25 Td (\(i\)failure to deliver cash or securities as required under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.25 Td (transaction, \(ii\)failure to provide or return cash or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.25 Td (as used for mar) Tj ET Q q 0 0 0 rg BT 97.19 85.25 Td (gining purposes, \(iii\)breach of representation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.25 Td (\(iv\)cross-default to another transaction entered into among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 61.25 Td (the parties, or) Tj ET Q q 0 0 0 rg BT 90.30 61.25 Td (, in some cases, their af) Tj ET Q q 0 0 0 rg BT 183.70 61.25 Td (filiates, and \(v\)a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.25 Td (repudiation of obligations under the agreement. ) Tj ET Q q 0 0 0 rg BT 228.26 49.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (counterparty that receives the securities in these transactions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (generally unrestricted in its use of the securities, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (exception of transactions executed on a tri-party basis, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (the collateral is maintained by a custodian and operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (limitations may restrict their use of the securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 689.10 Td ( substantial portion of the resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (agreements is recorded at fair value, as described in Note22 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 482.40 665.10 Td (The remaining portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (is carried at the amount of cash initially advanced or received, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (plus accrued interest, as specified in the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 617.10 Td (The securities borrowing and lending agreements also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (represent collateralized financing transactions similar to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (resale and repurchase agreements. Collateral typically consists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (of government and government-agency securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (corporate debt and equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.10 Td (Similar to the resale and repurchase agreements, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (borrowing and lending agreements are generally documented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (under industry standard agreements that allow the prompt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (close-out of all transactions \(including the liquidation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (securities held\) and the of) Tj ET Q q 0 0 0 rg BT 427.12 509.10 Td (fsetting of obligations to return cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (or securities by the non-defaulting party) Tj ET Q q 0 0 0 rg BT 483.58 497.10 Td (, following a payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (default or other default by the other party under the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (master agreement. Events of default and rights to use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (securities under the securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (agreements are similar to the resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (agreements referenced above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 425.10 Td ( substantial portion of securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (agreements is recorded at the amount of cash advanced or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (received. ) Tj ET Q q 0 0 0 rg BT 362.68 401.10 Td (The remaining portion is recorded at fair value as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Company elected the fair value option for certain securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (borrowed and loaned portfolios, as described in Note23 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 467.69 365.10 Td (W) Tj ET Q q 0 0 0 rg BT 476.72 365.10 Td (ith respect to securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (loaned, the Company receives cash collateral in an amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (generally in excess of the market value of the securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (loaned. ) Tj ET Q q 0 0 0 rg BT 355.47 329.10 Td (The Company monitors the market value of securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (borrowed and securities loaned on a daily basis and obtains or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (posts additional collateral in order to maintain contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (mar) Tj ET Q q 0 0 0 rg BT 339.37 293.10 Td (gin protection.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.10 Td (The enforceability of of) Tj ET Q q 0 0 0 rg BT 437.05 281.10 Td (fsetting rights incorporated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (master netting agreements for resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (agreements and securities borrowing and lending agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (is evidenced to the extent that a supportive legal opinion has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (been obtained from counsel of recognized standing which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (provides the requisite level of certainty regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (enforceability of these agreements and that the exercise of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (rights by the non-defaulting party to terminate and close-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (transactions on a net basis under these agreements will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (stayed, or avoided under applicable law upon an event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (default including bankruptcy) Tj ET Q q 0 0 0 rg BT 438.87 161.10 Td (, insolvency or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (proceeding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 137.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 137.10 Td ( legal opinion may not have been sought or obtained for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (certain jurisdictions where local law is silent or suf) Tj ET Q q 0 0 0 rg BT 527.65 125.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (ambiguous to determine the enforceability of of) Tj ET Q q 0 0 0 rg BT 514.87 113.10 Td (fsetting rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (or where adverse case law or conflicting regulation may cast ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (doubt on the enforceability of such rights. In some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (jurisdictions and for some counterparty types, the insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (law for a particular counterparty type may be nonexistent or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (unclear as overlapping regimes may exist. For example, this ) Tj ET Q endstream endobj 267 0 obj <> endobj 268 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (may be the case for certain sovereigns, municipalities, central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (banks and U.S. pension plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (The following tables present the gross and net resale and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (repurchase agreements and securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (agreements and the related of) Tj ET Q q 0 0 0 rg BT 153.54 701.10 Td (fsetting amount permitted under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (ASC 210-20-45, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.27 689.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.54 689.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.98 689.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 677.10 Td (. ) Tj ET Q q 0 0 0 rg BT 60.82 677.10 Td (The tables also include amounts related to financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (instruments that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 203.83 665.10 Td (fset under ) Tj ET Q q 0 0 0 rg BT 245.49 665.10 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (210-20-45 but would be eligible for of) Tj ET Q q 0 0 0 rg BT 477.68 749.10 Td (fsetting to the extent an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (event of default occurred and a legal opinion supporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (enforceability of the of) Tj ET Q q 0 0 0 rg BT 415.72 725.10 Td (fsetting rights has been obtained. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Remaining exposures continue to be secured by financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (collateral, but the Company may not have sought or been able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (to obtain a legal opinion evidencing enforceability of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 677.10 Td (fsetting right.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 581.60 161.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 581.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 581.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 581.60 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 581.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 581.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 544.60 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 544.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 544.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 544.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 544.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 544.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 640.6 m 264.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 640.6 m 334.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 640.6 m 420.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 640.6 m 520.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 640.6 m 572.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 581.6 m 199.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 640.6 m 264.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 581.6 m 264.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 640.6 m 334.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 581.6 m 334.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 640.6 m 420.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 581.6 m 420.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 640.6 m 520.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 581.6 m 520.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 640.6 m 572.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 581.6 m 572.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 544.6 m 199.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 530.6 m 199.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 544.6 m 264.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 530.6 m 264.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 544.6 m 334.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 530.6 m 334.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 544.6 m 420.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 530.6 m 420.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 544.6 m 520.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 530.6 m 520.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 544.6 m 572.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 530.6 m 572.5 530.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 645.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.95 645.05 Td (As of September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 585.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.70 604.05 Td (Gross amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.95 595.05 Td (of recognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 586.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.20 613.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 281.03 613.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 604.05 Td (offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.70 595.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.70 586.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 322.45 590.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 613.05 Td (Net amounts of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.45 604.05 Td (assets included on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.60 595.05 Td (the Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.70 586.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 400.45 590.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 631.05 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.10 622.05 Td (not offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.35 613.05 Td (Consolidated Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.20 604.05 Td (Sheet but eligible for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.10 595.05 Td (offsetting upon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.70 586.05 Td (counterparty default) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 506.44 590.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.25 595.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.05 586.05 Td (amounts) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 559.06 590.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 572.06 Td (Securities purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 563.06 Td (resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 563.05 Td (179,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 563.05 Td (54,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 563.05 Td (125,302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 563.05 Td (89,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 563.05 Td (35,401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 549.06 Td (Deposits paid for securities borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 549.05 Td (120,160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 549.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 549.05 Td (120,160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 549.05 Td (17,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 549.05 Td (102,507) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 535.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 535.05 Td (299,520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 535.05 Td (54,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 535.05 Td (245,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 535.05 Td (107,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 535.05 Td (137,908) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 449.60 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 449.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 449.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 449.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 449.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 449.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 412.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 412.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 412.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 412.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 412.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 412.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 449.6 m 199.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 449.6 m 264.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 449.6 m 334.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 449.6 m 423.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 449.6 m 523.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 449.6 m 575.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 412.6 m 199.5 412.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 398.6 m 199.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 412.6 m 264.5 412.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 398.6 m 264.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 412.6 m 334.5 412.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 398.6 m 334.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 412.6 m 423.5 412.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 398.6 m 423.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 412.6 m 523.5 412.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 398.6 m 523.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 412.6 m 575.5 412.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 398.6 m 575.5 398.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 453.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.70 472.05 Td (Gross amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.95 463.05 Td (of recognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.95 454.05 Td (liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.20 481.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 281.03 481.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 472.05 Td (offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.70 463.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.70 454.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 322.45 458.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.25 481.05 Td (Net amounts of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.45 472.05 Td (liabilities included on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.10 463.05 Td (the Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.20 454.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 401.95 458.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.45 499.05 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.10 490.05 Td (not offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.35 481.05 Td (Consolidated Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.20 472.05 Td (Sheet but eligible for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.10 463.05 Td (offsetting upon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.70 454.05 Td (counterparty default) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 509.44 458.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.25 463.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.05 454.05 Td (amounts) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 562.06 458.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 440.06 Td (Securities sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 431.06 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 431.05 Td (202,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 431.05 Td (54,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 431.05 Td (148,870) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 431.05 Td (64,433) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 431.05 Td (84,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 417.06 Td (Deposits received for securities loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.25 417.05 Td (26,371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 417.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 417.05 Td (26,371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 417.05 Td (4,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 417.05 Td (21,834) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 403.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 403.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 403.05 Td (229,299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 403.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 403.05 Td (54,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 403.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 403.05 Td (175,241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 403.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 403.05 Td (68,970) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 403.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 403.05 Td (106,271) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 303.60 165.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 303.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 303.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 303.60 88.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 303.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 303.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 266.60 165.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 266.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 266.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 266.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 266.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 266.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 362.6 m 265.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 362.6 m 335.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 362.6 m 423.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 362.6 m 523.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 303.6 m 200.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 362.6 m 265.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 303.6 m 265.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 362.6 m 335.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 303.6 m 335.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 362.6 m 423.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 303.6 m 423.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 362.6 m 523.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 303.6 m 523.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 303.6 m 575.5 303.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 266.6 m 200.5 266.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 252.60000000000002 m 200.5 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 266.6 m 265.5 266.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 252.60000000000002 m 265.5 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 266.6 m 335.5 266.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 252.60000000000002 m 335.5 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 266.6 m 423.5 266.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 252.60000000000002 m 423.5 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 266.6 m 523.5 266.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 252.60000000000002 m 523.5 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 266.6 m 575.5 266.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 252.60000000000002 m 575.5 252.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 367.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.10 367.06 Td (As of December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 307.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.60 326.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.85 317.06 Td (of recognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 308.06 Td (assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.10 335.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.55 326.06 Td (of) Tj ET Q q 0 0 0 rg BT 284.88 326.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 317.06 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.95 308.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.18 312.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 335.06 Td (Net amounts of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.25 326.06 Td (assets included on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.60 317.06 Td (the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.95 308.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 401.18 312.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.45 353.06 Td (Amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.70 344.06 Td (not of) Tj ET Q q 0 0 0 rg BT 464.78 344.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.60 335.06 Td (Consolidated Balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.10 326.06 Td (Sheet but eligible for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.70 317.06 Td (of) Tj ET Q q 0 0 0 rg BT 453.03 317.06 Td (fsetting upon) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.20 308.06 Td (counterparty default) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 505.92 312.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 317.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.30 308.06 Td (amounts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 560.80 312.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 294.06 Td (Securities purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 285.06 Td (resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 285.06 Td (179,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 285.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 285.06 Td (136,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 285.06 Td (105,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 285.06 Td (31,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 271.06 Td (Deposits paid for securities borrowed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 271.06 Td (120,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 271.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 271.06 Td (120,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 271.06 Td (26,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 271.06 Td (93,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 257.06 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 257.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 257.06 Td (300,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 257.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 257.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 257.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 257.06 Td (257,017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 257.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 257.06 Td (131,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 257.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 257.06 Td (125,063) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 183.60 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 183.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 183.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 183.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 183.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 183.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 146.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 146.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 146.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 146.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 146.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 146.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 183.60000000000002 m 200.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 183.60000000000002 m 265.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 183.60000000000002 m 335.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 183.60000000000002 m 424.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 183.60000000000002 m 524.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 183.60000000000002 m 576.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 146.60000000000002 m 200.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.60000000000002 m 200.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 146.60000000000002 m 265.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 132.60000000000002 m 265.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 146.60000000000002 m 335.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 132.60000000000002 m 335.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 146.60000000000002 m 424.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 132.60000000000002 m 424.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 146.60000000000002 m 524.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 132.60000000000002 m 524.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 146.60000000000002 m 576.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 132.60000000000002 m 576.5 132.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 187.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.60 206.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.85 197.06 Td (of recognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.75 188.06 Td (liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.10 215.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.55 206.06 Td (of) Tj ET Q q 0 0 0 rg BT 284.88 206.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 197.06 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.95 188.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.18 192.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 215.06 Td (Net amounts of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 206.06 Td (liabilities included on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.10 197.06 Td (the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.45 188.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 401.68 192.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.45 233.06 Td (Amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.70 224.06 Td (not of) Tj ET Q q 0 0 0 rg BT 465.78 224.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.60 215.06 Td (Consolidated Balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.10 206.06 Td (Sheet but eligible for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.70 197.06 Td (of) Tj ET Q q 0 0 0 rg BT 454.03 197.06 Td (fsetting upon) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.20 188.06 Td (counterparty default) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 506.92 192.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 197.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.30 188.06 Td (amounts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 561.80 192.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.06 Td (Securities sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 165.06 Td (repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 165.06 Td (218,936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 165.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 165.06 Td (175,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 165.06 Td (80,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 165.06 Td (95,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.06 Td (Deposits received for securities loaned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.25 151.06 Td (26,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 151.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 151.06 Td (26,911) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 151.06 Td (3,833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 151.06 Td (23,078) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 137.06 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 137.06 Td (245,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 137.06 Td (43,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 137.06 Td (202,602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 137.06 Td (83,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 137.06 Td (118,687) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.50 Td (Includes financial instruments subject to enforceable master netting agreements that are permitted to be of) Tj ET Q q 0 0 0 rg BT 393.29 115.50 Td (fset under ) Tj ET Q q 0 0 0 rg BT 426.61 115.50 Td (ASC 210-20-45.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.90 Td (The total of this column for each period excludes Federal funds sold/purchased. See table on prior page.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 96.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.30 Td (Includes financial instruments subject to enforceable master netting agreements that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 405.51 96.30 Td (fset under ) Tj ET Q q 0 0 0 rg BT 438.83 96.30 Td (ASC 210-20-45 but would be eligible for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.70 Td (of) Tj ET Q q 0 0 0 rg BT 60.52 86.70 Td (fsetting to the extent an event of default has occurred and a legal opinion supporting enforceability of the of) Tj ET Q q 0 0 0 rg BT 405.15 86.70 Td (fsetting right has been obtained.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 77.10 Td (Remaining exposures continue to be secured by financial collateral, but the Company may not have sought or been able to obtain a legal opinion evidencing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.50 Td (enforceability of the of) Tj ET Q q 0 0 0 rg BT 127.38 67.50 Td (fsetting right.) Tj ET Q endstream endobj 269 0 obj <> endobj 270 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (132) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (1) Tj ET Q q 0 0 0 rg BT 40.45 742.25 Td (1. BROKERAGE RECEIV) Tj ET Q q 0 0 0 rg BT 155.57 742.25 Td (ABLES ) Tj ET Q q 0 0 0 rg BT 190.31 742.25 Td (AND BROKERAGE) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (P) Tj ET Q q 0 0 0 rg BT 41.37 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 47.67 730.25 Td (Y) Tj ET Q q 0 0 0 rg BT 53.97 730.25 Td (ABLES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (The Company has receivables and payables for financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (instruments sold to and purchased from brokers, dealers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (customers, which arise in the ordinary course of business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (The Company is exposed to risk of loss from the inability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (brokers, dealers or customers to pay for purchases or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (deliver the financial instruments sold, in which case the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (Company would have to sell or purchase the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (instruments at prevailing market prices. Credit risk is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (reduced to the extent that an exchange or clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 598.25 Td (ganization acts as a counterparty to the transaction and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (replaces the broker) Tj ET Q q 0 0 0 rg BT 111.67 586.25 Td (, dealer or customer in question.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.25 Td (The Company seeks to protect itself from the risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (associated with customer activities by requiring customers to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (maintain mar) Tj ET Q q 0 0 0 rg BT 88.86 550.25 Td (gin collateral in compliance with regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (and internal guidelines. Mar) Tj ET Q q 0 0 0 rg BT 148.56 538.25 Td (gin levels are monitored daily) Tj ET Q q 0 0 0 rg BT 267.32 538.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (and customers deposit additional collateral as required. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (Where customers cannot meet collateral requirements, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (Company will liquidate suf) Tj ET Q q 0 0 0 rg BT 144.97 502.25 Td (ficient underlying financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (instruments to bring the customer into compliance with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (required mar) Tj ET Q q 0 0 0 rg BT 87.18 478.25 Td (gin level.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (Exposure to credit risk is impacted by market volatility) Tj ET Q q 0 0 0 rg BT 273.85 466.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (which may impair the ability of clients to satisfy their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (obligations to the Company) Tj ET Q q 0 0 0 rg BT 146.18 442.25 Td (. Credit limits are established and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (closely monitored for customers and for brokers and dealers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (engaged in forwards, futures and other transactions deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (to be credit sensitive. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 394.25 Td (Br) Tj ET Q q 0 0 0 rg BT 63.63 394.25 Td (okerage r) Tj ET Q q 0 0 0 rg BT 101.86 394.25 Td (eceivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.00 394.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.94 394.25 Td (Br) Tj ET Q q 0 0 0 rg BT 172.56 394.25 Td (okerage payables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.82 394.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (consisted of the following at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.37 382.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.63 382.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (December 31, 2013:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.75 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 336.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 336.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 290.75 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 290.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 290.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 262.75 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 262.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 262.75 57.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 336.75 m 223.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 336.75 m 280.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 336.75 m 161.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 336.75 m 223.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 336.75 m 280.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 290.75 m 161.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 276.75 m 161.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 290.75 m 223.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 276.75 m 223.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 290.75 m 280.5 290.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 276.75 m 280.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 239.75 m 161.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 239.75 m 223.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 239.75 m 280.5 239.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 225.75 m 161.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 225.75 m 223.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 225.75 m 280.5 225.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 341.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.55 350.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 341.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.25 350.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 341.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 327.61 Td (Receivables from customers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 327.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 327.20 Td (12,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 327.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.75 327.21 Td (5,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 313.61 Td (Receivables from brokers,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 304.61 Td (dealers, and clearing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 295.61 Td (organizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 295.20 Td (26,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 295.21 Td (19,863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 281.70 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 281.70 Td (otal br) Tj ET Q q 0 0 0 rg BT 68.76 281.70 Td (okerage r) Tj ET Q q 0 0 0 rg BT 105.33 281.70 Td (eceivables ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 146.07 285.78 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 281.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 281.20 Td (39,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 281.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 281.21 Td (25,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 267.61 Td (Payables to customers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 267.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 267.20 Td (36,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 267.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 267.21 Td (34,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 253.61 Td (Payables to brokers, dealers, and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 244.61 Td (clearing organizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 244.20 Td (23,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 244.21 Td (18,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 230.70 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 230.70 Td (otal br) Tj ET Q q 0 0 0 rg BT 68.76 230.70 Td (okerage payables ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 137.26 234.78 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 230.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 230.20 Td (59,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 230.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 230.21 Td (53,707) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 207.05 Td (Brokerage receivables and payables are accounted for in accordance ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 197.45 Td (with ) Tj ET Q q 0 0 0 rg BT 69.78 197.45 Td (ASC 940-320.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 742.25 Td (12.) Tj ET Q q 0 0 0 rg BT 343.82 742.25 Td (TRADING ) Tj ET Q q 0 0 0 rg BT 392.99 742.25 Td (ACCOUNT) Tj ET Q q 0 0 0 rg BT 443.37 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 445.32 742.25 Td (ASSETS ) Tj ET Q q 0 0 0 rg BT 484.51 742.25 Td (AND LIABILITIES) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 722.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.01 722.25 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.23 722.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 435.67 722.25 Td (T) Tj ET Q q 0 0 0 rg BT 440.67 722.25 Td (rading account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.78 722.25 Td ( are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 710.25 Td (carried at fair value, other than physical commodities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 698.25 Td (accounted for at the lower of cost or fair value, and consist of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 686.25 Td (the following at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.82 686.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.08 686.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.52 686.25 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.11 686.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 644.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 644.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 644.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 616.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 616.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 616.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 579.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 579.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 579.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 551.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 551.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 551.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 523.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 523.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 523.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 486.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 486.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 486.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 458.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 458.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 458.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 421.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 421.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 421.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 393.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 393.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 393.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 365.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 365.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 365.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 337.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 337.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 337.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 309.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 309.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 309.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 281.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 281.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 281.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 644.75 m 454.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 644.75 m 516.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 644.75 m 576.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 523.75 m 454.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 509.75 m 454.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 523.75 m 516.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 509.75 m 516.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 523.75 m 576.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 509.75 m 576.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 458.75 m 454.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 435.75 m 454.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 458.75 m 516.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 435.75 m 516.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 458.75 m 576.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 435.75 m 576.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 337.75 m 454.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 323.75 m 454.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 337.75 m 516.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 323.75 m 516.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 337.75 m 576.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 323.75 m 576.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 281.75 m 454.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 267.75 m 454.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 281.75 m 516.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 267.75 m 516.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 281.75 m 576.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 267.75 m 576.5 267.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 649.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.55 658.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 649.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 658.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 649.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 635.20 Td (Trading account assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 635.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 635.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 621.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 426.71 625.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 621.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 621.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 607.21 Td (U.S. government-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 598.21 Td (agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 598.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 598.20 Td (19,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 598.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 598.21 Td (23,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 584.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 584.20 Td (1,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 584.21 Td (1,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 570.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 570.20 Td (602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 570.21 Td (721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 556.21 Td (Subprime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 556.20 Td (1,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 556.21 Td (1,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 542.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 542.20 Td (702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 542.21 Td (723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 528.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 528.20 Td (2,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 528.21 Td (2,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 514.21 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 514.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 514.20 Td (26,627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 514.21 Td (30,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 500.21 Td (U.S. Treasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 491.21 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 491.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 491.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 477.21 Td (U.S. Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 477.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 477.20 Td (19,664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 477.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 477.21 Td (13,537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 463.21 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 463.20 Td (2,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 463.21 Td (1,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 449.21 Td (Total U.S. Treasury and federal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 440.21 Td (agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 440.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 440.20 Td (21,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 440.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 440.21 Td (14,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 426.21 Td (State and municipal securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 426.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 426.20 Td (2,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 426.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 426.21 Td (3,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 412.21 Td (Foreign government securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 412.20 Td (76,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 412.21 Td (74,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 398.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 398.20 Td (28,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 398.21 Td (30,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 384.21 Td (Derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 368.48 388.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 384.20 Td (57,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 384.21 Td (52,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 370.21 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 370.20 Td (55,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 370.21 Td (61,776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 356.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 411.72 360.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 356.20 Td (4,653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 356.21 Td (5,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 342.21 Td (Other trading assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 398.48 346.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 342.20 Td (17,239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 342.21 Td (11,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 328.20 Td (Total trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 328.20 Td (290,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 328.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 328.21 Td (285,928) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 314.20 Td (Trading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 314.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 314.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 300.21 Td (Securities sold, not yet purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 300.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 300.20 Td (78,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 300.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 300.21 Td (61,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 286.21 Td (Derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 368.48 290.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 286.20 Td (58,711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 286.21 Td (47,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 272.20 Td (Total trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 272.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 272.20 Td (137,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 272.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 272.21 Td (108,762) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 250.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 250.65 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 241.05 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 491.34 241.05 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 511.64 241.05 Td (The Company) Tj ET Q q 0 0 0 rg BT 559.41 241.05 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 231.45 Td (maximum exposure to loss from these ) Tj ET Q q 0 0 0 rg BT 465.84 231.45 Td (VIEs is equal to the carrying ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 221.85 Td (amount of the securities, which is reflected in the table above. For ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 212.25 Td (mortgage-backed and asset-backed securitizations in which the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 202.65 Td (Company has other involvement, see Note20 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 193.05 Td (Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 183.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 183.45 Td (Presented net, pursuant to enforceable master netting agreements. See ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 173.85 Td (Note21 to the Consolidated Financial Statements for a discussion ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 164.25 Td (regarding the accounting and reporting for derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 154.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 154.65 Td (Includes investments in unallocated precious metals, as discussed in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 145.05 Td (Note23 to the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 504.20 145.05 Td (Also includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 135.45 Td (physical commodities accounted for at the lower of cost or fair value.) Tj ET Q endstream endobj 271 0 obj <> endobj 272 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (133) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td ( 13.INVESTMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (Overview) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 687.75 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 687.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 687.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 659.75 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 659.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 659.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.75 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 631.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 631.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 687.75 m 454.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 687.75 m 516.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 687.75 m 576.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 687.75 m 516.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 687.75 m 576.5 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 631.75 m 516.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 631.75 m 576.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 631.75 m 454.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 617.75 m 454.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 631.75 m 516.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 617.75 m 516.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 631.75 m 576.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 617.75 m 576.5 617.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 692.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.55 701.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 692.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 701.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 692.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 678.21 Td (Securities available-for-sale \(AFS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 678.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 678.20 Td (298,678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 678.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 678.21 Td (286,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.21 Td (Debt securities held-to-maturity \(HTM\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 182.21 668.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 664.20 Td (24,038) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 664.21 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 650.21 Td (Non-marketable equity securities carried at fair value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 230.91 654.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 650.20 Td (3,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 650.21 Td (4,705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 636.21 Td (Non-marketable equity securities carried at cost) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 211.18 640.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 636.20 Td (6,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 636.21 Td (7,165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 622.20 Td (Total investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 622.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 622.20 Td (333,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 622.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 622.21 Td (308,980) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 600.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 600.65 Td (Recorded at amortized cost less impairment for securities that have credit-related impairment.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 591.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 591.05 Td (Unrealized gains and losses for non-marketable equity securities carried at fair value are recognized in earnings.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 581.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 581.45 Td (Non-marketable equity securities carried at cost primarily consist of shares issued by the Federal Reserve Bank, Federal Home Loan Banks, foreign central banks ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 571.85 Td (and various clearing houses of which Citigroup is a member) Tj ET Q q 0 0 0 rg BT 246.18 571.85 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.85 Td (The following table presents interest and dividends on investments for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.54 551.85 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.13 551.85 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.01 551.85 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.27 551.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.71 551.85 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.71 551.85 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.35 292.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 504.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 504.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 504.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 504.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 476.35 292.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 476.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 476.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 476.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 476.35 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 518.35 m 390.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 518.35 m 452.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 541.35 m 452.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 518.35 m 514.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 518.35 m 576.5 518.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.35 m 328.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 504.35 m 390.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 504.35 m 452.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 518.35 m 452.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 504.35 m 514.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 504.35 m 576.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 504.35 m 390.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 504.35 m 452.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 504.35 m 452.5 490.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 504.35 m 514.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 504.35 m 576.5 504.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 490.35 m 452.5 476.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 462.35 m 390.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 462.35 m 452.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 476.35 m 452.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 462.35 m 514.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 462.35 m 576.5 462.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 462.35 m 328.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 448.35 m 328.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 462.35 m 390.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 448.35 m 390.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 462.35 m 452.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 448.35 m 452.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 462.35 m 452.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 462.35 m 514.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 448.35 m 514.5 448.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 462.35 m 576.5 462.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 448.35 m 576.5 448.35 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.05 531.80 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.55 522.80 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.45 531.80 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.55 522.80 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 508.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 508.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 508.81 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 508.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 508.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 494.81 Td (Taxable interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 494.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 494.80 Td (1,627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 494.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 494.81 Td (1,389) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 494.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 494.80 Td (4,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 494.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 494.81 Td (4,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.81 Td (Interest exempt from U.S. federal income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 480.80 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 480.81 Td (197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 480.80 Td (407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 480.81 Td (567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 466.81 Td (Dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 466.80 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 466.81 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 466.80 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 466.81 Td (331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 452.80 Td (Total interest and dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 452.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 452.80 Td (1,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 452.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 452.81 Td (1,689) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 452.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 452.80 Td (5,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 452.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 452.81 Td (5,178) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.85 Td (The following table presents realized gains and losses on the sale of investments for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.96 428.85 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.55 428.85 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 428.85 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 416.85 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 416.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 416.85 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.44 416.85 Td (. ) Tj ET Q q 0 0 0 rg BT 100.26 416.85 Td (The gross realized investment losses exclude losses from other) Tj ET Q q 0 0 0 rg BT 351.10 416.85 Td (-than-temporary impairment \(OTTI\):) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.35 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 369.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 369.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 369.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 369.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.35 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 341.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 341.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 341.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 341.35 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 383.35 m 387.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 383.35 m 450.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 406.35 m 450.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 383.35 m 513.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 383.35 m 576.5 383.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.35 m 324.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 369.35 m 387.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 369.35 m 450.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 383.35 m 450.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 369.35 m 513.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 369.35 m 576.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 369.35 m 387.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 369.35 m 450.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 369.35 m 450.5 355.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 369.35 m 513.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 369.35 m 576.5 369.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 355.35 m 450.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.35 m 324.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 327.35 m 324.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 341.35 m 387.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 327.35 m 387.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 341.35 m 450.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 327.35 m 450.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 341.35 m 450.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 341.35 m 513.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 327.35 m 513.5 327.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 341.35 m 576.5 341.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 327.35 m 576.5 327.35 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.05 396.80 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.55 387.80 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.45 396.80 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.55 387.80 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 373.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 373.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 373.81 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 373.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 373.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 359.81 Td (Gross realized investment gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 359.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 359.80 Td (229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 359.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 359.81 Td (375) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 359.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 359.80 Td (689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 359.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 359.81 Td (1,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 345.81 Td (Gross realized investment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 345.80 Td (\(93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 345.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 345.81 Td (\(312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 345.81 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 345.80 Td (\(341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 345.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 345.81 Td (\(725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 345.81 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.80 Td (Net realized gains on sale of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 331.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 331.80 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 331.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 331.81 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 331.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 331.80 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 331.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 331.81 Td (764) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 307.85 Td (The Company has sold various debt securities that were classified as HTM. ) Tj ET Q q 0 0 0 rg BT 363.91 307.85 Td (These sales were in response to a significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 295.85 Td (deterioration in the creditworthiness of the issuers or securities. In addition, certain securities were reclassified to ) Tj ET Q q 0 0 0 rg BT 490.30 295.85 Td (AFS investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 283.85 Td (response to significant credit deterioration and, because the Company intends to sell the securities, Citi recorded OTTI on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.85 Td (securities. ) Tj ET Q q 0 0 0 rg BT 78.58 271.85 Td (The following table sets forth, for the periods indicated, gain \(loss\) on HTM securities sold, securities reclassified to ) Tj ET Q q 0 0 0 rg BT 545.97 271.85 Td (AFS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.85 Td (and OTTI recorded on ) Tj ET Q q 0 0 0 rg BT 127.63 259.85 Td (AFS securities reclassified. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 212.35 292.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 212.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 212.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 212.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 212.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 184.35 292.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 184.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 184.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 184.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 184.35 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 226.35000000000002 m 390.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 226.35000000000002 m 452.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 249.35000000000002 m 452.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 226.35000000000002 m 514.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 226.35000000000002 m 576.5 226.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 212.35000000000002 m 328.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 212.35000000000002 m 390.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 212.35000000000002 m 452.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 226.35000000000002 m 452.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 212.35000000000002 m 514.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 212.35000000000002 m 576.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 212.35000000000002 m 390.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 212.35000000000002 m 452.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 212.35000000000002 m 452.5 198.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 212.35000000000002 m 514.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 198.35000000000002 m 452.5 184.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 184.35000000000002 m 452.5 170.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 156.35000000000002 m 328.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 156.35000000000002 m 390.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 156.35000000000002 m 452.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 170.35000000000002 m 452.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 156.35000000000002 m 514.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 156.35000000000002 m 576.5 156.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.05 239.80 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.55 230.80 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.45 239.80 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.55 230.80 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 216.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 216.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 216.81 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 216.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 216.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.81 Td (Carrying value of HTM securities sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 202.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 202.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 202.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 202.81 Td (235) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 202.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 202.80 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 202.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 202.81 Td (720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.81 Td (Net realized gain \(loss\) on sale of HTM securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 188.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 188.81 Td (\(39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 188.81 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 188.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 188.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 188.81 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 188.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.81 Td (Carrying value of securities reclassified to AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 174.80 Td (700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 174.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 174.80 Td (766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 174.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 174.81 Td (902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.81 Td (OTTI losses on securities reclassified to AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 160.80 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 160.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 160.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 160.80 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 160.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 160.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 160.81 Td (\(155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 160.81 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 273 0 obj <> endobj 274 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (134) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 79.60 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 86.08 749.25 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 135.15 749.25 Td (-Sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The amortized cost and fair value of ) Tj ET Q q 0 0 0 rg BT 182.88 737.25 Td (AFS securities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.71 737.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.97 737.25 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.00 737.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.00 737.25 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 680.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 680.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 680.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 680.75 49.00 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m 296.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 680.75 m 345.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 680.75 m 387.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 712.75 m 387.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 680.75 m 436.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 680.75 m 485.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 680.75 m 534.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 680.75 m 387.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 666.75 m 387.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 652.75 m 387.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 629.75 m 387.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 615.75 m 387.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 494.75 m 436.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 471.75 m 436.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 494.75 m 485.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 471.75 m 485.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 494.75 m 534.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 471.75 m 534.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 471.75 m 247.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 471.75 m 296.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 471.75 m 345.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 471.75 m 387.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 471.75 m 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J 0 j 3 M 247.5 401.75 m 296.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 387.75 m 296.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 401.75 m 345.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 387.75 m 345.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 401.75 m 387.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 387.75 m 387.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 401.75 m 387.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 401.75 m 436.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 387.75 m 436.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 401.75 m 485.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 387.75 m 485.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 401.75 m 534.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 387.75 m 534.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 401.75 m 576.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 387.75 m 576.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 387.75 m 387.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 373.75 m 198.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.75 m 198.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 373.75 m 247.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 359.75 m 247.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 373.75 m 296.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 359.75 m 296.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 373.75 m 345.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 359.75 m 345.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 373.75 m 387.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 359.75 m 387.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 373.75 m 387.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 373.75 m 436.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 359.75 m 436.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 373.75 m 485.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 359.75 m 485.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 373.75 m 534.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 359.75 m 534.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 373.75 m 576.5 373.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 359.75 m 576.5 359.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.95 717.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.10 717.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 685.00 Td (In 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685.20 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 694.21 Td (Amortized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.25 685.21 Td (cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.95 703.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 694.21 Td (unrealized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.55 685.21 Td (gains) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 466.55 689.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.95 703.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 694.21 Td (unrealized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.30 685.21 Td (losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 516.80 689.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.75 694.21 Td (Fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 685.21 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.20 Td (Debt securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 671.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 657.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 661.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 657.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 643.21 Td (U.S. government-sponsored agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 634.20 Td (36,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 634.20 Td (522) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 634.20 Td (308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 634.20 Td (36,868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 634.21 Td (42,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 634.21 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 634.21 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 634.21 Td (41,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 620.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 620.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 620.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 620.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 620.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 620.21 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 606.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.50 606.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 606.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 606.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 606.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 606.21 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 606.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 606.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 606.21 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 592.21 Td (Subprime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 592.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 592.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 592.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.75 578.20 Td (9,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 578.20 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 578.20 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 578.20 Td (9,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 578.21 Td (9,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 578.21 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 578.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 578.21 Td (10,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.50 564.20 Td (562) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.50 564.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 564.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 564.20 Td (564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 564.21 Td (455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 564.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 564.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 564.21 Td (453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 550.21 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 550.20 Td (46,431) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 550.20 Td (612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 550.20 Td (321) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 550.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 550.20 Td (46,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 550.21 Td (53,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 550.21 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 550.21 Td (903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 550.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 550.21 Td (52,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 536.21 Td (U.S. Treasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.21 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 513.21 Td (U.S. Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 513.20 Td (95,175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 513.20 Td (356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 513.20 Td (190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 513.20 Td (95,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 513.21 Td (68,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 513.21 Td (476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 513.21 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 513.21 Td (69,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 499.21 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 499.20 Td (16,513) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 499.20 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 499.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 499.20 Td (16,545) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 499.21 Td (18,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 499.21 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 499.21 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 499.21 Td (18,376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 485.21 Td (Total U.S. Treasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.21 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 476.20 Td (111,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 476.20 Td (417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 476.20 Td (219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 476.20 Td (111,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 476.21 Td (87,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 476.21 Td (599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 476.21 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 476.21 Td (87,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 110.48 466.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 462.20 Td (13,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 462.20 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 462.20 Td (1,125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 462.20 Td (12,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 462.21 Td (20,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 462.21 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 462.21 Td (2,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 462.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 462.21 Td (18,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.21 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 448.20 Td (95,314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 448.20 Td (639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 448.20 Td (293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 448.20 Td (95,660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 448.21 Td (96,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 448.21 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 448.21 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 448.21 Td (96,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 434.20 Td (13,767) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 434.20 Td (290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 434.20 Td (99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 434.20 Td (13,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 434.21 Td (11,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 434.21 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 434.21 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 434.21 Td (11,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 420.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.72 424.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.25 420.20 Td (12,830) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 420.20 Td (41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 420.20 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 420.20 Td (12,843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 420.21 Td (15,352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 420.21 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 420.21 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 420.21 Td (15,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.21 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.50 406.20 Td (711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 406.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 406.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 406.20 Td (710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 406.21 Td (710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 406.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 406.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 406.21 Td (711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.21 Td (Total debt securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 392.20 Td (294,635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.75 392.20 Td (2,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 392.20 Td (2,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 392.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 392.20 Td (294,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 392.21 Td (284,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 392.21 Td (1,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 392.21 Td (3,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 392.21 Td (282,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.21 Td (Marketable equity securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.75 378.20 Td (3,916) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.50 378.20 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 378.20 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 378.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 378.20 Td (3,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 378.21 Td (3,832) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 378.21 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 378.21 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 378.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 378.21 Td (3,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 364.20 Td (Total securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 364.20 Td (298,551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.75 364.20 Td (2,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 364.20 Td (2,121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 364.20 Td (298,678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 364.21 Td (288,567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 364.21 Td (2,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 364.21 Td (4,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 364.21 Td (286,511) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 342.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 342.65 Td (Gross unrealized gains and losses, as presented, do not include the impact of minority investments and the related allocations and pick-up of unrealized gains and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 333.05 Td (losses of ) Tj ET Q q 0 0 0 rg BT 83.34 333.05 Td (AFS securities. ) Tj ET Q q 0 0 0 rg BT 134.08 333.05 Td (These amounts totaled $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.06 333.05 Td (16 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.17 333.05 Td ( of unrealized gains and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 327.59 333.05 Td (36 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.70 333.05 Td ( of unrealized gains as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.89 333.05 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.10 333.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.65 333.05 Td (December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 323.45 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 323.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 112.13 323.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 313.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 313.85 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 282.00 313.85 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 431.35 313.85 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 451.64 313.85 Td (The Company) Tj ET Q q 0 0 0 rg BT 499.41 313.85 Td (s maximum exposure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (to loss from these ) Tj ET Q q 0 0 0 rg BT 112.52 304.25 Td (VIEs is equal to the carrying amount of the securities, which is reflected in the table above. For mortgage-backed and asset-backed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 294.65 Td (securitizations in which the Company has other involvement, see Note) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.72 294.65 Td (20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 289.72 294.65 Td ( to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 285.05 Td (The gross unrealized losses on state and municipal debt securities are primarily attributable to the ef) Tj ET Q q 0 0 0 rg BT 373.97 285.05 Td (fects of fair value hedge accounting. Specifically) Tj ET Q q 0 0 0 rg BT 532.05 285.05 Td (, Citi hedges ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 275.45 Td (the LIBOR-benchmark interest rate component of certain fixed-rate tax-exempt state and municipal debt securities utilizing LIBOR-based interest rate swaps. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 265.85 Td (During the hedge period, losses incurred on the LIBOR-hedging swaps recorded in earnings were substantially of) Tj ET Q q 0 0 0 rg BT 419.32 265.85 Td (fset by gains on the state and municipal debt ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (securities attributable to changes in the LIBOR swap rate being hedged. However) Tj ET Q q 0 0 0 rg BT 316.93 256.25 Td (, because the LIBOR swap rate decreased significantly during the hedge period ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.65 Td (while the overall fair value of the municipal debt securities was relatively unchanged, the ef) Tj ET Q q 0 0 0 rg BT 347.74 246.65 Td (fect of reclassifying fair value gains on these securities from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 237.05 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 136.79 237.05 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.21 237.05 Td ( \(AOCI\) to earnings, attributable solely to changes in the LIBOR swap rate, resulted in net unrealized losses ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.45 Td (remaining in ) Tj ET Q q 0 0 0 rg BT 96.21 227.45 Td (AOCI that relate to the unhedged components of these securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.45 Td (As discussed in more detail below) Tj ET Q q 0 0 0 rg BT 190.27 197.45 Td (, the Company conducts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.45 Td (and documents periodic reviews of all securities with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.45 Td (unrealized losses to evaluate whether the impairment is other) Tj ET Q q 0 0 0 rg BT 280.16 173.45 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.45 Td (than-temporary) Tj ET Q q 0 0 0 rg BT 96.99 161.45 Td (. ) Tj ET Q q 0 0 0 rg BT 101.44 161.45 Td (Any credit-related impairment related to debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.45 Td (securities that the Company does not plan to sell and is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.45 Td (likely to be required to sell is recognized in the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.45 Td (Statement of Income, with the non-credit-related impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.45 Td (recognized in ) Tj ET Q q 0 0 0 rg BT 92.09 113.45 Td (AOCI. For other debt securities with OTTI, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.45 Td (entire impairment is recognized in the Consolidated Statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.45 Td (of Income.) Tj ET Q endstream endobj 275 0 obj <> endobj 276 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 749.10 Td (The table below shows the fair value of ) Tj ET Q q 0 0 0 rg BT 219.95 749.10 Td (AFS securities that have been in an unrealized loss position for less than 12months or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (for 12months or longer as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.15 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.41 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.85 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.43 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 680.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 680.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 680.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 680.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 680.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 680.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 680.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 652.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 652.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 652.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 652.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 652.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 652.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 624.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 624.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 624.60 48.00 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 568.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 568.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 540.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 540.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 540.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 540.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 540.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 540.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 512.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 512.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 512.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 512.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 512.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 512.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 484.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 484.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 484.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 484.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 484.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 484.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 456.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 456.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 456.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 456.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 456.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 456.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 428.60 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 428.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 428.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 428.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 428.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 428.60 45.00 -14.00 re f /GS0 gs 0.8 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M 483.5 176.60000000000002 m 528.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 162.60000000000002 m 528.5 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 176.60000000000002 m 576.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 162.60000000000002 m 576.5 162.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.10 717.05 Td (Less than 12months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 717.05 Td (12months or longer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.65 717.05 Td (Total) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 684.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.30 694.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.20 685.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.80 703.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 365.63 703.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.80 694.05 Td (unr) Tj ET Q q 0 0 0 rg BT 359.64 694.05 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.20 685.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.30 694.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.20 685.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.80 703.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 458.63 703.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.80 694.05 Td (unr) Tj ET Q q 0 0 0 rg BT 452.64 694.05 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.20 685.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.30 694.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.20 685.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.80 703.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 551.63 703.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.80 694.05 Td (unr) Tj ET Q q 0 0 0 rg BT 545.64 694.05 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.20 685.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.05 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 671.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.05 Td (Securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 643.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 629.06 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 629.05 Td (5,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 629.05 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 629.05 Td (9,447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 629.05 Td (276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 629.05 Td (15,053) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 629.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 629.05 Td (308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 615.06 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 615.05 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 615.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 615.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 615.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.50 615.05 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 615.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 601.06 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 601.05 Td (382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 601.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 601.05 Td (547) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 601.05 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 601.05 Td (929) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 601.05 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 587.06 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 587.05 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 587.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 587.05 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 587.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 587.05 Td (271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 587.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.06 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 573.05 Td (6,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 573.05 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 573.05 Td (10,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 573.05 Td (286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 573.05 Td (16,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 573.05 Td (321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.06 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 545.06 Td (U.S. Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 545.05 Td (45,334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 545.05 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 545.05 Td (1,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 545.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 545.05 Td (46,507) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 545.05 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 531.06 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 531.05 Td (4,680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 531.05 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 531.05 Td (1,552) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 531.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 531.05 Td (6,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 531.05 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.06 Td (Total U.S. Treasury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 517.05 Td (50,014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 517.05 Td (193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 517.05 Td (2,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 517.05 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 517.05 Td (52,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 517.05 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.06 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 503.05 Td (429) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 503.05 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 503.05 Td (6,154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 503.05 Td (1,110) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 503.05 Td (6,583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 503.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 503.05 Td (1,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.06 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 489.05 Td (22,487) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 489.05 Td (176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 489.05 Td (7,447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 489.05 Td (117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 489.05 Td (29,934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 489.05 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.06 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 475.05 Td (2,873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 475.05 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 475.05 Td (1,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 475.05 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 475.05 Td (4,345) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 475.05 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 461.06 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 461.05 Td (1,117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 461.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 461.05 Td (3,936) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 461.05 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 461.05 Td (5,053) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 461.05 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 447.06 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 447.05 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 447.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 447.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 447.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 447.05 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 447.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 433.06 Td (Marketable equity securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 433.05 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.50 433.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 433.05 Td (231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 433.05 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 433.05 Td (274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 433.05 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 419.05 Td (Total securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.25 419.05 Td (83,144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 419.05 Td (493) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 419.05 Td (32,092) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 419.05 Td (1,628) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 419.05 Td (115,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 419.05 Td (2,121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 405.05 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 391.05 Td (Securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 391.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 377.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 377.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 377.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 377.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 377.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 377.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 377.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 363.06 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 363.06 Td (19,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 363.06 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 363.06 Td (5,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 363.06 Td (355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 363.06 Td (25,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 363.06 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 349.06 Td (Prime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 349.06 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 349.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 349.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 349.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 349.06 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 349.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 335.06 Td (Non-U.S. residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 335.06 Td (2,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 335.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 335.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 335.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 335.06 Td (2,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 335.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 321.06 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 321.06 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 321.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 321.06 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 321.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 321.06 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 321.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 307.06 Td (Total mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 307.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 307.06 Td (21,771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 307.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 307.06 Td (546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 307.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 307.06 Td (5,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 307.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 307.06 Td (357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 307.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 307.06 Td (27,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 307.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 307.06 Td (903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 293.06 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 293.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 293.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 293.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 293.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 293.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 293.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 279.06 Td (U.S. Treasury) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 279.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 279.06 Td (34,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 279.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 279.06 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 279.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 279.06 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 279.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 279.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 279.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 279.06 Td (35,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 279.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 279.06 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 265.06 Td (Agency obligations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 265.06 Td (6,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 265.06 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 265.06 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 265.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 265.06 Td (6,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 265.06 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 251.06 Td (Total U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 251.06 Td (41,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 251.06 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 251.06 Td (369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 251.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 251.06 Td (41,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 251.06 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 237.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 237.06 Td (595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 237.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 237.06 Td (11,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.75 237.06 Td (1,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 237.06 Td (12,042) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 237.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 237.06 Td (2,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 223.06 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 223.06 Td (35,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 223.06 Td (477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 223.06 Td (5,778) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 223.06 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 223.06 Td (41,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 223.06 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 209.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 209.06 Td (4,565) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 209.06 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 209.06 Td (387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 209.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 209.06 Td (4,952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 209.06 Td (119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 195.06 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 195.06 Td (11,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 195.06 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 195.06 Td (1,931) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 195.06 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 195.06 Td (13,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 195.06 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 181.06 Td (Marketable equity securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.75 181.06 Td (1,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 181.06 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 181.06 Td (806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 181.06 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 181.06 Td (2,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 181.06 Td (183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 167.05 Td (Total securities AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 167.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 167.06 Td (116,664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 167.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 167.06 Td (1,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 167.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 167.06 Td (26,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 167.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.75 167.06 Td (2,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 167.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 167.06 Td (143,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 167.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 167.06 Td (4,084) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 277 0 obj <> endobj 278 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table presents the amortized cost and fair value of ) Tj ET Q q 0 0 0 rg BT 314.19 749.10 Td (AFS debt securities by contractual maturity dates as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 689.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 689.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 661.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 661.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 633.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 633.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 605.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 605.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 577.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 577.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 549.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 521.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 521.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 493.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 493.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 465.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 465.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 437.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 437.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 409.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 409.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 381.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 381.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 353.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 353.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 325.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 297.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 297.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.60 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 269.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 269.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 269.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 269.60 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 712.6 m 426.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 712.6 m 476.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 726.6 m 476.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 712.6 m 526.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 712.6 m 576.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 689.6 m 376.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 689.6 m 426.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 689.6 m 476.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 712.6 m 476.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 689.6 m 526.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 689.6 m 576.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 689.6 m 476.5 675.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 675.6 m 476.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 661.6 m 476.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 647.6 m 476.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 619.6 m 426.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 619.6 m 476.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 633.6 m 476.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 619.6 m 526.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 619.6 m 376.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.6 m 376.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 619.6 m 426.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 605.6 m 426.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 619.6 m 476.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 605.6 m 476.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 619.6 m 476.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 619.6 m 526.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 605.6 m 526.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 605.6 m 576.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 605.6 m 476.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 591.6 m 476.5 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 577.6 m 476.5 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 563.6 m 476.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 535.6 m 426.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 535.6 m 476.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 549.6 m 476.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 535.6 m 526.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.6 m 376.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 521.6 m 376.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 535.6 m 426.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 521.6 m 426.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 535.6 m 476.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 521.6 m 476.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 535.6 m 476.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 535.6 m 526.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 521.6 m 526.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 521.6 m 576.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 521.6 m 476.5 507.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 507.6 m 476.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 493.6 m 476.5 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 479.6 m 476.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 451.6 m 426.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 451.6 m 476.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 465.6 m 476.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 451.6 m 526.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 451.6 m 576.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.6 m 376.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.6 m 376.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 451.6 m 426.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 437.6 m 426.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 451.6 m 476.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 437.6 m 476.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 451.6 m 476.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 451.6 m 526.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 437.6 m 526.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 451.6 m 576.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 437.6 m 576.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 437.6 m 476.5 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 423.6 m 476.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 409.6 m 476.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 395.6 m 476.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 367.6 m 426.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 367.6 m 476.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 381.6 m 476.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 367.6 m 526.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 367.6 m 576.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 367.6 m 376.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 353.6 m 376.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 367.6 m 426.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 353.6 m 426.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 367.6 m 476.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 353.6 m 476.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 367.6 m 476.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 367.6 m 526.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 353.6 m 526.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 367.6 m 576.5 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 353.6 m 576.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 353.6 m 476.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 339.6 m 476.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 325.6 m 476.5 311.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 311.6 m 476.5 297.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 283.6 m 426.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 283.6 m 476.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 297.6 m 476.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 283.6 m 526.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 283.6 m 576.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 283.6 m 376.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.6 m 376.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 283.6 m 426.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 269.6 m 426.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 283.6 m 476.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 269.6 m 476.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 283.6 m 476.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 283.6 m 526.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 269.6 m 526.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 283.6 m 576.5 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 269.6 m 576.5 269.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.60000000000002 m 376.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 255.60000000000002 m 426.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 269.6 m 476.5 269.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 255.60000000000002 m 476.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 269.6 m 476.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 255.60000000000002 m 526.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 255.60000000000002 m 576.5 255.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 717.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.45 717.05 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.60 717.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 693.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 703.05 Td (Amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 694.05 Td (cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.80 703.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 694.05 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 703.06 Td (Amortized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 694.06 Td (cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 703.06 Td (Fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.25 694.06 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 680.05 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 145.22 684.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 680.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 666.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 666.05 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 666.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 666.05 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 666.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 666.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 652.05 Td (593) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 652.05 Td (599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 652.06 Td (346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 652.06 Td (354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 638.05 Td (1,932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 638.05 Td (1,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 638.06 Td (2,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 638.06 Td (2,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 628.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 624.05 Td (43,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 624.05 Td (44,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 624.06 Td (49,723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 624.06 Td (49,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 610.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 610.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 610.05 Td (46,431) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 610.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 610.05 Td (46,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 610.06 Td (53,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 610.06 Td (52,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 596.05 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 582.05 Td (13,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 582.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 582.05 Td (13,198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 582.06 Td (15,789) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 582.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 582.06 Td (15,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 568.05 Td (93,519) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 568.05 Td (93,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 568.06 Td (66,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 568.06 Td (66,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 554.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 554.05 Td (2,301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 554.05 Td (2,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 554.06 Td (2,129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 554.06 Td (2,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 540.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 544.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 540.05 Td (2,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 540.05 Td (2,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 540.06 Td (3,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.06 Td (3,101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 526.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 526.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.75 526.05 Td (111,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 526.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.75 526.05 Td (111,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 526.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 526.06 Td (87,211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 526.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 526.06 Td (87,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 512.05 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 512.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 498.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 498.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 498.05 Td (307) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 498.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 498.05 Td (300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 498.06 Td (576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 498.06 Td (581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 484.05 Td (3,878) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 484.05 Td (3,803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 484.06 Td (3,731) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 484.06 Td (3,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 470.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.50 470.05 Td (530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 470.05 Td (546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 470.06 Td (439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 470.06 Td (482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 456.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 460.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 456.05 Td (9,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 456.05 Td (8,264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 456.06 Td (16,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 456.06 Td (14,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 442.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 442.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 442.05 Td (13,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 442.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 442.05 Td (12,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 442.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 442.06 Td (20,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 442.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 442.06 Td (18,940) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 428.05 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 428.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 414.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 414.05 Td (36,864) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 414.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 414.05 Td (36,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 414.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 414.06 Td (37,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 414.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 414.06 Td (36,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 400.05 Td (42,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 400.05 Td (42,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 400.06 Td (51,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 400.06 Td (51,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 386.05 Td (15,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 386.05 Td (15,356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 386.06 Td (7,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 386.06 Td (7,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 372.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 376.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 372.05 Td (1,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 372.05 Td (1,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 372.06 Td (945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 372.06 Td (992) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 358.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 358.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 358.05 Td (95,314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 358.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 358.05 Td (95,660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 358.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 358.06 Td (96,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 358.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 358.06 Td (96,471) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 344.05 Td (All other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 73.24 348.13 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 344.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 330.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 330.05 Td (1,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 330.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 330.05 Td (1,589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 330.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 330.06 Td (2,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 330.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 330.06 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 316.05 Td (12,016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 316.05 Td (12,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 316.06 Td (10,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 316.06 Td (11,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 302.05 Td (7,053) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 302.05 Td (7,099) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 302.06 Td (5,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 302.06 Td (5,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 288.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 292.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 288.05 Td (6,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.75 288.05 Td (6,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 288.06 Td (7,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 288.06 Td (7,721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 274.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 274.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.25 274.05 Td (27,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 274.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.25 274.05 Td (27,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 274.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 274.06 Td (27,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 274.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 274.06 Td (27,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.05 Td (Total debt securities AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 260.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.75 260.05 Td (294,635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 260.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.75 260.05 Td (294,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 260.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 260.06 Td (284,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 260.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 260.06 Td (282,777) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 238.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.50 Td (Includes mortgage-backed securities of U.S. government-sponsored agencies.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 228.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 228.90 Td (Investments with no stated maturities are included as contractual maturities of greater than 10years. ) Tj ET Q q 0 0 0 rg BT 376.12 228.90 Td (Actual maturities may dif) Tj ET Q q 0 0 0 rg BT 457.95 228.90 Td (fer due to call or prepayment rights.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 219.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.30 Td (Includes corporate, asset-backed and other debt securities.) Tj ET Q endstream endobj 279 0 obj <> endobj 280 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (137) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Debt Securities Held-to-Maturity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The carrying value and fair value of debt securities HTM at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.74 737.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 737.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.44 737.25 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.02 737.25 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 669.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 669.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 669.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 669.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 669.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 669.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 641.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 641.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 641.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 641.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 641.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 641.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 641.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 613.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 613.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 613.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 613.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 613.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 613.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 613.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 585.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 585.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 585.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 585.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 585.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 585.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 585.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 557.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 557.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 557.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 557.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 557.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 557.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 557.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 529.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 529.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 529.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 529.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 529.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 529.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 529.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 501.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 501.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 501.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 501.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 501.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 501.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 501.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 473.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 473.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 473.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 473.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 473.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 473.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 445.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 445.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 445.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 445.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 445.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 445.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 445.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 417.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 417.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 417.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 417.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 417.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 417.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 417.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 389.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 389.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 389.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 389.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 389.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 389.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 389.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 361.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 333.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 305.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 277.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 277.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 277.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 277.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 277.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 277.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 277.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 669.75 m 216.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 669.75 m 276.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 669.75 m 336.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 669.75 m 396.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 669.75 m 456.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 669.75 m 516.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 669.75 m 576.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 669.75 m 336.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 669.75 m 516.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 655.75 m 336.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 655.75 m 516.5 641.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 641.75 m 336.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 641.75 m 516.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 627.75 m 336.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 627.75 m 516.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 613.75 m 336.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 613.75 m 516.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 599.75 m 336.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 599.75 m 516.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 585.75 m 336.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 585.75 m 516.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 571.75 m 336.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 571.75 m 516.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 557.75 m 336.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 557.75 m 516.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 543.75 m 216.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 529.75 m 216.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 543.75 m 276.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 529.75 m 276.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 543.75 m 336.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 543.75 m 336.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 529.75 m 336.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 543.75 m 396.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 529.75 m 396.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 543.75 m 456.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 529.75 m 456.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 543.75 m 516.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 543.75 m 516.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 529.75 m 516.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 543.75 m 576.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 529.75 m 576.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 529.75 m 336.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 529.75 m 516.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 515.75 m 336.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 515.75 m 516.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 501.75 m 336.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 501.75 m 516.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 487.75 m 336.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 487.75 m 516.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 473.75 m 216.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 459.75 m 216.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 473.75 m 276.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 459.75 m 276.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 473.75 m 336.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 473.75 m 336.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 459.75 m 336.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 473.75 m 396.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 459.75 m 396.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 473.75 m 456.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 459.75 m 456.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 473.75 m 516.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 473.75 m 516.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 459.75 m 516.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 473.75 m 576.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 459.75 m 576.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 459.75 m 336.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 459.75 m 516.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 445.75 m 336.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 445.75 m 516.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 431.75 m 336.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 431.75 m 516.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 417.75 m 336.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 417.75 m 516.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 403.75 m 336.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 403.75 m 516.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 389.75 m 336.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 389.75 m 516.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 375.75 m 336.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 375.75 m 516.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 361.75 m 336.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 361.75 m 516.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 347.75 m 216.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.75 m 216.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 347.75 m 276.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 333.75 m 276.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 347.75 m 336.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 347.75 m 336.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 333.75 m 336.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 347.75 m 396.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 333.75 m 396.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 347.75 m 456.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 333.75 m 456.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 347.75 m 516.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 347.75 m 516.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 333.75 m 516.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 347.75 m 576.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 333.75 m 576.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 333.75 m 336.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 333.75 m 516.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 319.75 m 336.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 319.75 m 516.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 305.75 m 336.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 305.75 m 516.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 291.75 m 336.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 291.75 m 516.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 277.75 m 216.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 263.75 m 216.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 277.75 m 276.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 263.75 m 276.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 277.75 m 336.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 277.75 m 336.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 263.75 m 336.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 277.75 m 396.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 263.75 m 396.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 277.75 m 456.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 263.75 m 456.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 277.75 m 516.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 277.75 m 516.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 263.75 m 516.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 277.75 m 576.5 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 263.75 m 576.5 263.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 674.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.50 683.20 Td (Amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.05 674.20 Td (cost) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 250.04 678.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 718.15 Td (Net ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.80 709.15 Td (unr) Tj ET Q q 0 0 0 rg BT 299.64 709.15 Td (ealized ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.95 700.15 Td (gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.25 691.15 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.45 682.15 Td (r) Tj ET Q q 0 0 0 rg BT 284.28 682.15 Td (ecognized in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.20 673.15 Td (AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 683.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.30 674.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 372.80 678.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.80 692.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 425.63 692.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.80 683.20 Td (unr) Tj ET Q q 0 0 0 rg BT 419.64 683.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.95 674.20 Td (gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.80 692.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 485.63 692.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.80 683.20 Td (unr) Tj ET Q q 0 0 0 rg BT 479.64 683.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 674.20 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.80 683.20 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.70 674.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 660.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 660.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 660.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 660.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 660.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 660.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 646.20 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 646.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 646.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 646.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 646.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 646.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 646.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 636.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 632.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 632.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 632.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 632.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 632.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 632.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 618.21 Td (U.S. government agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 618.20 Td (8,247) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 618.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 618.20 Td (8,343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 618.20 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 618.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 618.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 618.20 Td (8,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 604.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 604.20 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 604.20 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 604.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 604.20 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 604.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.50 604.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 604.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 604.20 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 590.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 590.20 Td (1,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 590.20 Td (\(238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 590.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 590.20 Td (976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 590.20 Td (546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 590.20 Td (\(281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 590.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 590.20 Td (1,241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 576.21 Td (Subprime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 576.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 576.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 576.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 576.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 576.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 576.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 562.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 562.20 Td (1,165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 562.20 Td (\(170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 562.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 562.20 Td (995) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 562.20 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 562.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 562.20 Td (1,098) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 548.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 548.20 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 548.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 548.20 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 548.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 548.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 548.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.21 Td (Total mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 534.20 Td (10,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 534.20 Td (\(326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 534.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.25 534.20 Td (10,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 534.20 Td (683) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 534.20 Td (\(310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 534.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 534.20 Td (10,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 110.48 524.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 520.20 Td (8,323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 520.20 Td (\(525) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 520.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 520.20 Td (7,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 520.20 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 520.20 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 520.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 520.20 Td (7,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.21 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 506.20 Td (5,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 506.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.75 506.20 Td (5,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 506.20 Td (78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 506.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 506.20 Td (5,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 492.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 492.20 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 492.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 492.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 492.20 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 492.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 492.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 492.20 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.72 482.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.50 478.20 Td (569) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 478.20 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 478.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 478.20 Td (550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 478.20 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 478.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 478.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 478.20 Td (589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 464.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 464.20 Td (otal debt securities held-to-maturity ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 184.65 468.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 464.20 Td (24,909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 464.20 Td (\(871) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 464.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.25 464.20 Td (24,038) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 464.20 Td (974) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.50 464.20 Td (\(370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 464.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 464.20 Td (24,642) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 450.20 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 450.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 450.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 450.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 450.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 450.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 436.21 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 436.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 436.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 436.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 436.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 436.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 436.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 426.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 408.21 Td (Prime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 408.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 408.21 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 408.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 408.21 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 408.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 408.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 408.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 408.21 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 394.21 Td (Alt-A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 394.21 Td (1,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 394.21 Td (\(287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 394.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 394.21 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 394.21 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 394.21 Td (\(263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 394.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 394.21 Td (1,278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 380.21 Td (Subprime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 380.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 380.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 380.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 380.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 380.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 380.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 366.21 Td (Non-U.S. residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 366.21 Td (1,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 366.21 Td (\(206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 366.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 366.21 Td (1,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 366.21 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 366.21 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 366.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 366.21 Td (1,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 352.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 352.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 352.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 352.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 352.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 352.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 352.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.21 Td (Total mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 338.21 Td (2,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 338.21 Td (\(509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 338.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 338.21 Td (2,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 338.21 Td (516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 338.21 Td (\(285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 338.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 338.21 Td (2,557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 324.21 Td (1,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 324.21 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 324.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 324.21 Td (1,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 324.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 324.21 Td (\(70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 324.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 324.21 Td (1,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.21 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.75 310.21 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 310.21 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 310.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 310.21 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 310.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 310.21 Td (5,688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.21 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 296.21 Td (818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 296.21 Td (\(78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 296.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 296.21 Td (740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 296.21 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 296.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 296.21 Td (851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.72 286.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 282.21 Td (599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 282.21 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 282.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 282.21 Td (573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 282.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 282.21 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 282.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 282.21 Td (585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 268.20 Td (Total debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 268.21 Td (11,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 268.21 Td (\(675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 268.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 268.21 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 268.21 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 268.21 Td (\(375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 268.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 268.21 Td (10,993) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 246.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.65 Td (For securities transferred to HTM from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 181.52 246.65 Td (T) Tj ET Q q 0 0 0 rg BT 185.53 246.65 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.30 246.65 Td (, amortized cost is defined as the fair value of the securities at the date of transfer plus any accretion ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.05 Td (income and less any impairments recognized in earnings subsequent to transfer) Tj ET Q q 0 0 0 rg BT 306.82 237.05 Td (. For securities transferred to HTM from ) Tj ET Q q 0 0 0 rg BT 437.89 237.05 Td (AFS, amortized cost is defined as the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.45 Td (original purchase cost, adjusted for the cumulative accretion or amortization of any purchase discount or premium, plus or minus any cumulative fair value hedge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 217.85 Td (adjustments, net of accretion or amortization, and less any other) Tj ET Q q 0 0 0 rg BT 258.44 217.85 Td (-than-temporary impairment recognized in earnings.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 208.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.25 Td (HTM securities are carried on the Consolidated Balance Sheet at amortized cost, plus or minus any unamortized unrealized gains and losses and fair value hedge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 198.65 Td (adjustments recognized in ) Tj ET Q q 0 0 0 rg BT 139.09 198.65 Td (AOCI prior to reclassifying the securities from ) Tj ET Q q 0 0 0 rg BT 290.39 198.65 Td (AFS to HTM. Changes in the values of these securities are not reported in the financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.05 Td (statements, except for the amortization of any dif) Tj ET Q q 0 0 0 rg BT 211.13 189.05 Td (ference between the carrying value at the transfer date and par value of the securities, and the recognition of any ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 179.45 Td (non-credit fair value adjustments in ) Tj ET Q q 0 0 0 rg BT 169.30 179.45 Td (AOCI in connection with the recognition of any credit impairment in earnings related to securities the Company continues to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 169.85 Td (intend to hold until maturity) Tj ET Q q 0 0 0 rg BT 143.70 169.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 160.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 160.25 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 282.00 160.25 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 431.35 160.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 451.64 160.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 499.41 160.25 Td (s maximum exposure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.65 Td (to loss from these ) Tj ET Q q 0 0 0 rg BT 112.52 150.65 Td (VIEs is equal to the carrying amount of the securities, which is reflected in the table above. For mortgage-backed and asset-backed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 141.05 Td (securitizations in which the Company has other involvement, see Note) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.72 141.05 Td (20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 289.72 141.05 Td ( to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 131.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 131.45 Td (The net unrealized losses recognized in ) Tj ET Q q 0 0 0 rg BT 181.51 131.45 Td (AOCI on state and municipal debt securities are primarily attributable to the ef) Tj ET Q q 0 0 0 rg BT 433.28 131.45 Td (fects of fair value hedge accounting applied ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.85 Td (when these debt securities were classified as ) Tj ET Q q 0 0 0 rg BT 199.73 121.85 Td (AFS. Specifically) Tj ET Q q 0 0 0 rg BT 256.09 121.85 Td (, Citi hedged the LIBOR-benchmark interest rate component of certain fixed-rate tax-exempt state ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (and municipal debt securities utilizing LIBOR-based interest rate swaps. During the hedge period, losses incurred on the LIBOR-hedging swaps recorded in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.65 Td (earnings were substantially of) Tj ET Q q 0 0 0 rg BT 149.61 102.65 Td (fset by gains on the state and municipal debt securities attributable to changes in the LIBOR swap rate being hedged. However) Tj ET Q q 0 0 0 rg BT 554.72 102.65 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 93.05 Td (because the LIBOR swap rate decreased significantly during the hedge period while the overall fair value of the municipal debt securities was relatively ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 83.45 Td (unchanged, the ef) Tj ET Q q 0 0 0 rg BT 110.50 83.45 Td (fect of reclassifying fair value gains on these securities from ) Tj ET Q q 0 0 0 rg BT 305.09 83.45 Td (AOCI to earnings attributable solely to changes in the LIBOR swap rate resulted in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.85 Td (net unrealized losses remaining in ) Tj ET Q q 0 0 0 rg BT 164.41 73.85 Td (AOCI that relate to the unhedged components of these securities. Upon transfer of these debt securities to HTM, all hedges have ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 64.25 Td (been de-designated and hedge accounting has ceased.) Tj ET Q endstream endobj 281 0 obj <> endobj 282 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (138) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (During the second quarter of 2014, securities with a total fair value of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 327.47 750.50 Td ($1) Tj ET Q q 0 0 0 rg BT 335.17 750.50 Td (1.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.06 750.50 Td ( were transferred from ) Tj ET Q q 0 0 0 rg BT 441.36 750.50 Td (AFS to HTM. For additional information, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (see Note 13 in Citi) Tj ET Q q 0 0 0 rg BT 116.21 740.90 Td (s Second Quarter of 2014 Form 10-Q.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 716.90 Td (The Company has the positive intent and ability to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.90 Td (these securities to maturity or) Tj ET Q q 0 0 0 rg BT 153.90 704.90 Td (, where applicable, the exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (of any issuer call options, absent any unforeseen significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.90 Td (changes in circumstances, including deterioration in credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 668.90 Td (changes in regulatory capital requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 656.90 Td (The net unrealized losses classified in ) Tj ET Q q 0 0 0 rg BT 207.29 656.90 Td (AOCI primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (relate to debt securities previously classified as ) Tj ET Q q 0 0 0 rg BT 226.22 644.90 Td (AFS that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.90 Td (been transferred to HTM, and include any cumulative fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 716.90 Td (value hedge adjustments. ) Tj ET Q q 0 0 0 rg BT 427.13 716.90 Td (The net unrealized loss amount also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 704.90 Td (includes any non-credit-related changes in fair value of HTM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 692.90 Td (securities that have suf) Tj ET Q q 0 0 0 rg BT 415.18 692.90 Td (fered credit impairment recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 680.90 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 362.70 680.90 Td (The ) Tj ET Q q 0 0 0 rg BT 380.19 680.90 Td (AOCI balance related to HTM securities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 668.90 Td (amortized over the remaining contractual life of the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 656.90 Td (securities as an adjustment of yield in a manner consistent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 644.90 Td (with the accretion of any dif) Tj ET Q q 0 0 0 rg BT 436.83 644.90 Td (ference between the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 632.90 Td (value at the transfer date and par value of the same debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 620.90 Td (securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 600.90 Td (The table below shows the fair value of debt securities in HTM that have been in an unrecognized loss position as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.76 600.90 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 588.90 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 588.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 588.90 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 588.90 Td ( for less than 12 months and for 12 months or longer:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 524.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 524.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 524.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 524.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 524.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 524.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 524.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 496.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 496.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 496.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 496.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 496.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 496.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 496.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 468.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 468.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 468.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 468.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 468.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 468.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 468.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 440.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 440.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 440.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 440.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 440.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 440.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 440.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 412.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 412.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 412.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 412.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 412.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 412.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 384.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 384.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 384.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 384.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 384.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 384.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 384.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 356.40 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 356.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 356.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 356.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 356.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 356.40 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 356.40 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 556.4 m 306.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 556.4 m 366.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 556.4 m 411.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 556.4 m 471.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 556.4 m 516.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 556.4 m 576.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.4 m 261.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 524.4 m 306.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 524.4 m 366.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 524.4 m 411.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 556.4 m 471.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 524.4 m 471.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 524.4 m 516.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 524.4 m 576.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.4 m 261.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 524.4 m 471.5 510.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 510.4 m 471.5 496.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 496.4 m 471.5 482.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 482.4 m 471.5 468.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 468.4 m 471.5 454.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 454.4 m 471.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 440.4 m 261.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426.4 m 261.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 440.4 m 306.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 426.4 m 306.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 440.4 m 366.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 426.4 m 366.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 440.4 m 411.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 426.4 m 411.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 440.4 m 471.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 440.4 m 471.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 426.4 m 471.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 440.4 m 516.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 426.4 m 516.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 440.4 m 576.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 426.4 m 576.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426.4 m 261.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 426.4 m 471.5 412.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 412.4 m 471.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 398.4 m 471.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 384.4 m 471.5 370.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 370.4 m 471.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 356.4 m 471.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.4 m 261.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.4 m 261.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 342.4 m 306.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 328.4 m 306.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 342.4 m 366.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 328.4 m 366.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 342.4 m 411.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 328.4 m 411.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 342.4 m 471.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 342.4 m 471.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 328.4 m 471.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 342.4 m 516.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 328.4 m 516.5 328.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 342.4 m 576.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 328.4 m 576.5 328.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.10 560.85 Td (Less than 12months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 560.85 Td (12months or longer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.65 560.85 Td (Total) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 528.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.30 537.85 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.20 528.85 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.80 546.85 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.30 537.85 Td (unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.20 528.85 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.30 537.85 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.20 528.85 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.80 546.85 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.30 537.85 Td (unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.20 528.85 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.30 537.85 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.20 528.85 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.80 546.85 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.30 537.85 Td (unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.20 528.85 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.85 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 514.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 514.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 514.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 514.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 514.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 500.85 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.86 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 486.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.50 486.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 486.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 486.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 486.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 486.85 Td (4,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 486.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 486.85 Td (310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 486.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 486.85 Td (4,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 486.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 486.85 Td (310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.86 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.75 472.85 Td (2,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 472.85 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 472.85 Td (551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 472.85 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 472.85 Td (2,779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 472.85 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 458.86 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 458.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 458.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 458.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 458.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 458.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 458.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.86 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.00 444.85 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 444.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 444.85 Td (175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 444.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 444.85 Td (186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 444.85 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 430.85 Td (Total debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 430.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.75 430.85 Td (2,243) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.00 430.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 430.85 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 430.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 430.85 Td (5,038) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 430.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 430.85 Td (351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 430.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 430.85 Td (7,281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 430.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 430.85 Td (370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 416.85 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 416.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 416.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 416.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 416.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 416.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 416.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 402.85 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 402.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 402.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 402.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 402.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 402.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 402.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.86 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 388.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 388.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 388.86 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 388.86 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 388.86 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 388.86 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 374.86 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 374.86 Td (235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 374.86 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 374.86 Td (302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 374.86 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 374.86 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 374.86 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.86 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 360.86 Td (920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 360.86 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 360.86 Td (920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 360.86 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.86 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 346.86 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 346.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 346.86 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 346.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 346.86 Td (296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 346.86 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 332.85 Td (Total debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 332.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.75 332.86 Td (1,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 332.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 332.86 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 332.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 332.86 Td (858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 332.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 332.86 Td (339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 332.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 332.86 Td (2,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 332.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 332.86 Td (375) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 307.90 Td (Excluded from the gross unrecognized losses presented in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 295.90 Td (the above table are the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.45 295.90 Td ($\(871\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.50 295.90 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.94 295.90 Td ($\(675\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.99 295.90 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 283.90 Td (net unrealized losses recorded in ) Tj ET Q q 0 0 0 rg BT 168.45 283.90 Td (AOCI as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.05 283.90 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.90 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 271.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 271.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 271.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 206.68 271.90 Td (, primarily related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.90 Td (to the dif) Tj ET Q q 0 0 0 rg BT 71.92 259.90 Td (ference between the amortized cost and carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.90 Td (value of HTM securities that were reclassified from ) Tj ET Q q 0 0 0 rg BT 244.81 247.90 Td (AFS. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.90 Td (Substantially all of these net unrecognized losses relate to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.90 Td (securities that have been in a loss position for 12months or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.90 Td (longer at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.76 211.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.03 211.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.47 211.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.05 211.90 Td (.) Tj ET Q endstream endobj 283 0 obj <> endobj 284 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table presents the carrying value and fair value of HTM debt securities by contractual maturity dates as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 737.10 Td (December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 681.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 681.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 681.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 681.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 653.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 653.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 653.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 653.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 625.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 625.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 625.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 625.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 597.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 597.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 597.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 597.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 569.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 569.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 569.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 569.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 541.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 541.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 541.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 541.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 541.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 513.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 513.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 513.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 513.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 513.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 485.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 485.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 485.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 485.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 457.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 457.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 457.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 457.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 429.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 429.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 429.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 429.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 401.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 401.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 401.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 401.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 373.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 373.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 373.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 373.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.60 313.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 345.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 345.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 345.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 345.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 704.6 m 409.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 704.6 m 464.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 718.6 m 464.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 704.6 m 521.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 704.6 m 576.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.6 m 349.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 704.6 m 409.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 681.6 m 409.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 704.6 m 464.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 681.6 m 464.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 704.6 m 464.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 704.6 m 521.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 681.6 m 521.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 704.6 m 576.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 681.6 m 576.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 681.6 m 464.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 667.6 m 464.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 653.6 m 464.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 639.6 m 464.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 625.6 m 464.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 611.6 m 349.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 597.6 m 349.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 611.6 m 409.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 597.6 m 409.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 611.6 m 464.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 597.6 m 464.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 611.6 m 464.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 611.6 m 521.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 597.6 m 521.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 611.6 m 576.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 597.6 m 576.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 597.6 m 464.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 583.6 m 464.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 569.6 m 464.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 555.6 m 464.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 541.6 m 464.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 527.6 m 349.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 513.6 m 349.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 527.6 m 409.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 513.6 m 409.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 527.6 m 464.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 513.6 m 464.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 527.6 m 464.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 527.6 m 521.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 513.6 m 521.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 527.6 m 576.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 513.6 m 576.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 513.6 m 464.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 499.6 m 464.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 485.6 m 464.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 471.6 m 464.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 457.6 m 464.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.6 m 349.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.6 m 349.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 443.6 m 409.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 429.6 m 409.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 443.6 m 464.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 429.6 m 464.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 443.6 m 464.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 443.6 m 521.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 429.6 m 521.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 443.6 m 576.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 429.6 m 576.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 429.6 m 464.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 415.6 m 464.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 401.6 m 464.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 387.6 m 464.5 373.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 373.6 m 464.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.6 m 349.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.6 m 349.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 359.6 m 409.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 345.6 m 409.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 359.6 m 464.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 345.6 m 464.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 359.6 m 464.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 359.6 m 521.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 345.6 m 521.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 359.6 m 576.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 345.6 m 576.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 331.6 m 349.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 331.6 m 409.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 331.6 m 464.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 345.6 m 464.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 331.6 m 521.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 331.6 m 576.5 331.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.95 709.05 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.60 709.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 685.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 695.05 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.70 686.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.95 686.05 Td (Fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 695.06 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 686.06 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.35 686.06 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.05 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 672.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 658.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 658.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 658.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 658.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 658.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 658.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 644.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 644.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 630.05 Td (780) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 630.05 Td (777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 630.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 630.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 620.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 616.05 Td (9,594) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 616.05 Td (9,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 616.06 Td (2,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 616.06 Td (2,546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 602.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.25 602.05 Td (10,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 602.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.25 602.05 Td (10,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 602.06 Td (2,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 602.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 602.06 Td (2,557) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 588.05 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 574.05 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 574.05 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 574.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.50 574.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 574.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 574.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 560.05 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 560.05 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 560.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 560.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 546.05 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 546.05 Td (149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 546.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 546.06 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 532.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 536.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 532.05 Td (7,594) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 532.05 Td (7,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 532.06 Td (1,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 532.06 Td (1,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 518.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 518.05 Td (7,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 518.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 518.05 Td (7,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 518.06 Td (1,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 518.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 518.06 Td (1,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 504.05 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 504.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 490.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 490.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 490.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 476.05 Td (5,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 476.05 Td (5,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 476.06 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 476.06 Td (5,688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 462.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 462.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 462.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 462.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 452.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 448.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 448.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 448.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 434.05 Td (5,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 434.05 Td (5,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 434.06 Td (5,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 434.06 Td (5,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.05 Td (All other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 73.24 424.13 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 406.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 406.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 406.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 406.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 406.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 392.05 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 392.05 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 392.06 Td (740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 392.06 Td (851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 378.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 378.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 378.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 378.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 90.48 368.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 364.05 Td (550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 364.05 Td (589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 364.06 Td (573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 364.06 Td (585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 350.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 350.05 Td (587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 350.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 350.05 Td (628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 350.06 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 350.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 350.06 Td (1,436) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 336.05 Td (Total debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 336.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.25 336.05 Td (24,038) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 336.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.25 336.05 Td (24,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 336.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 336.06 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 336.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 336.06 Td (10,993) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 314.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 314.50 Td (Investments with no stated maturities are included as contractual maturities of greater than 10years. ) Tj ET Q q 0 0 0 rg BT 376.12 314.50 Td (Actual maturities may dif) Tj ET Q q 0 0 0 rg BT 457.95 314.50 Td (fer due to call or prepayment rights.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 304.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 304.90 Td (Includes corporate and asset-backed securities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 283.90 Td (Evaluating Investments for) Tj ET Q q 0 0 0 rg BT 151.93 283.90 Td ( Other) Tj ET Q q 0 0 0 rg BT 179.61 283.90 Td (-Than-T) Tj ET Q q 0 0 0 rg BT 214.81 283.90 Td (emporary ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 271.90 Td (Impairment) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 247.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.90 Td (The Company conducts and documents periodic reviews of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.90 Td (securities with unrealized losses to evaluate whether the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.90 Td (impairment is other) Tj ET Q q 0 0 0 rg BT 114.12 211.90 Td (-than-temporary) Tj ET Q q 0 0 0 rg BT 178.44 211.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 199.90 Td (An unrealized loss exists when the current fair value of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 187.90 Td (individual security is less than its amortized cost basis. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.90 Td (Unrealized losses that are determined to be temporary in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.90 Td (nature are recorded, net of tax, in ) Tj ET Q q 0 0 0 rg BT 170.66 163.90 Td (AOCI for ) Tj ET Q q 0 0 0 rg BT 211.21 163.90 Td (AFS securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.90 Td (Losses related to HTM securities generally are not recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 139.90 Td (as these investments are carried at amortized cost. However) Tj ET Q q 0 0 0 rg BT 274.67 139.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 127.90 Td (for HTM securities with credit-related losses, the credit loss is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 115.90 Td (recognized in earnings as OTTI, and any remainder between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 103.90 Td (the cost basis adjusted for the OTTI and fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 91.90 Td (recognized in ) Tj ET Q q 0 0 0 rg BT 92.09 91.90 Td (AOCI and amortized as an adjustment of yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 79.90 Td (over the remaining contractual life of the security) Tj ET Q q 0 0 0 rg BT 233.32 79.90 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 67.90 Td (securities transferred to HTM from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 179.01 67.90 Td (T) Tj ET Q q 0 0 0 rg BT 184.02 67.90 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.23 67.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 55.90 Td (amortized cost is defined as the fair value of the securities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 283.90 Td (the date of transfer) Tj ET Q q 0 0 0 rg BT 398.84 283.90 Td (, plus any accretion income and less any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.90 Td (impairment recognized in earnings subsequent to transfer) Tj ET Q q 0 0 0 rg BT 552.82 271.90 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.90 Td (securities transferred to HTM from ) Tj ET Q q 0 0 0 rg BT 466.46 259.90 Td (AFS, amortized cost is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 247.90 Td (defined as the original purchase cost, adjusted for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 235.90 Td (cumulative accretion or amortization of any purchase discount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.90 Td (or premium, plus or minus any cumulative fair value hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.90 Td (adjustments, net of accretion or amortization, and less any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.90 Td (impairment recognized in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 187.90 Td (Regardless of the classification of the securities as ) Tj ET Q q 0 0 0 rg BT 545.27 187.90 Td (AFS or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.90 Td (HTM, the Company assesses each position with an unrealized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 163.90 Td (loss for OTTI. Factors considered in determining whether a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.90 Td (loss is temporary include:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 134.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 134.90 Td (the length of time and the extent to which fair value has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 122.90 Td (been below cost;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 110.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 110.90 Td (the severity of the impairment;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 98.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 98.90 Td (the cause of the impairment and the financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 86.90 Td (and near) Tj ET Q q 0 0 0 rg BT 375.95 86.90 Td (-term prospects of the issuer;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 74.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 74.90 Td (activity in the market of the issuer that may indicate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 62.90 Td (adverse credit conditions; and) Tj ET Q endstream endobj 285 0 obj <> endobj 286 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 110.38 749.10 Td (s ability and intent to hold the investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 737.10 Td (for a period of time suf) Tj ET Q q 0 0 0 rg BT 146.29 737.10 Td (ficient to allow for any anticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 88.33 725.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 701.10 Td (s review for impairment generally entails:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 683.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (identification and evaluation of investments that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (indications of possible impairment;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 659.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (analysis of individual investments that have fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (less than amortized cost, including consideration of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (length of time the investment has been in an unrealized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (loss position and the expected recovery period;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (discussion of evidential matter) Tj ET Q q 0 0 0 rg BT 176.07 611.10 Td (, including an evaluation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (factors or triggers that could cause individual investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (to qualify as having other) Tj ET Q q 0 0 0 rg BT 156.00 587.10 Td (-than-temporary impairment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (those that would not support other) Tj ET Q q 0 0 0 rg BT 190.73 575.10 Td (-than-temporary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (impairment; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (documentation of the results of these analyses, as required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (under business policies.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 517.10 Td (Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 505.10 Td (The entire dif) Tj ET Q q 0 0 0 rg BT 90.24 505.10 Td (ference between amortized cost and fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 493.10 Td (recognized in earnings as OTTI for impaired debt securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 481.10 Td (that the Company has an intent to sell or for which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.10 Td (Company believes it is more-likely-than-not that it will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.10 Td (required to sell prior to recovery of the amortized cost basis. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.10 Td (However) Tj ET Q q 0 0 0 rg BT 72.25 445.10 Td (, for those securities that the Company does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.10 Td (intend to sell and is not likely to be required to sell, only the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.10 Td (credit-related impairment is recognized in earnings and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.10 Td (non-credit-related impairment is recorded in ) Tj ET Q q 0 0 0 rg BT 215.10 409.10 Td (AOCI.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.10 Td (For debt securities, credit impairment exists where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.10 Td (management does not expect to receive contractual principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.10 Td (and interest cash flows suf) Tj ET Q q 0 0 0 rg BT 141.90 373.10 Td (ficient to recover the entire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.10 Td (amortized cost basis of a security) Tj ET Q q 0 0 0 rg BT 168.36 361.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 337.10 Td (Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.10 Td (For equity securities, management considers the various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.10 Td (factors described above, including its intent and ability to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.10 Td (the equity security for a period of time suf) Tj ET Q q 0 0 0 rg BT 204.66 301.10 Td (ficient for recovery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.10 Td (to cost or whether it is more-likely-than-not that the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.10 Td (will be required to sell the security prior to recovery of its cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 60.82 265.10 Td (Where management lacks that intent or ability) Tj ET Q q 0 0 0 rg BT 245.10 265.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.10 Td (security) Tj ET Q q 0 0 0 rg BT 70.43 253.10 Td (s decline in fair value is deemed to be other) Tj ET Q q 0 0 0 rg BT 244.33 253.10 Td (-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.10 Td (temporary and is recorded in earnings. ) Tj ET Q q 0 0 0 rg BT 191.78 241.10 Td (AFS equity securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.10 Td (deemed other) Tj ET Q q 0 0 0 rg BT 89.94 229.10 Td (-than-temporarily impaired are written down to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.10 Td (fair value, with the full dif) Tj ET Q q 0 0 0 rg BT 141.34 217.10 Td (ference between fair value and cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.10 Td (recognized in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 193.10 Td (Management assesses equity method investments that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.10 Td (have fair values that are less than their respective carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.10 Td (values for OTTI. Fair value is measured as price multiplied by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.10 Td (quantity if the investee has publicly listed securities. If the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.10 Td (investee is not publicly listed, other methods are used \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.10 Td (Note22 to the Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 121.10 Td (For impaired equity method investments that Citi plans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.10 Td (sell prior to recovery of value or would likely be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.10 Td (sell, with no expectation that the fair value will recover prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.10 Td (to the expected sale date, the full impairment is recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.10 Td (earnings as OTTI regardless of severity and duration. ) Tj ET Q q 0 0 0 rg BT 251.58 73.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 61.10 Td (measurement of the OTTI does not include partial projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.10 Td (recoveries subsequent to the balance sheet date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (For impaired equity method investments that management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (does not plan to sell prior to recovery of value and is not likely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (to be required to sell, the evaluation of whether an impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (is other) Tj ET Q q 0 0 0 rg BT 353.52 713.10 Td (-than-temporary is based on \(i\)whether and when an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (equity method investment will recover in value and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (\(ii\)whether the investor has the intent and ability to hold that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (investment for a period of time suf) Tj ET Q q 0 0 0 rg BT 462.67 677.10 Td (ficient to recover the value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (The determination of whether the impairment is considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (other) Tj ET Q q 0 0 0 rg BT 344.35 653.10 Td (-than-temporary considers the following indicators, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (regardless of the time and extent of impairment:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 624.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 624.10 Td (the cause of the impairment and the financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 612.10 Td (and near) Tj ET Q q 0 0 0 rg BT 375.95 612.10 Td (-term prospects of the issuer) Tj ET Q q 0 0 0 rg BT 488.85 612.10 Td (, including any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 600.10 Td (specific events that may influence the operations of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 588.10 Td (issuer;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 576.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 576.10 Td (the intent and ability to hold the investment for a period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 564.10 Td (of time suf) Tj ET Q q 0 0 0 rg BT 385.14 564.10 Td (ficient to allow for any anticipated recovery in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 552.10 Td (market value; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 540.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 540.10 Td (the length of time and extent to which fair value has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 528.10 Td (less than the carrying value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 516.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 504.10 Td (The sections below describe the Company) Tj ET Q q 0 0 0 rg BT 513.90 504.10 Td (s process for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 492.10 Td (identifying credit-related impairments in its security types ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.10 Td (with the most significant unrealized losses as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.85 480.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 468.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 444.10 Td (Mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 432.10 Td (For U.S.mortgage-backed securities \(and in particular for ) Tj ET Q q 0 0 0 rg BT 557.81 432.10 Td (Alt-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 420.10 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 420.10 Td ( and other mortgage-backed securities that have significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 408.10 Td (unrealized losses as a percentage of amortized cost\), credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 396.10 Td (impairment is assessed using a cash flow model that estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 384.10 Td (the principal and interest cash flows on the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 372.10 Td (mortgages using the security-specific collateral and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 360.10 Td (transaction structure. ) Tj ET Q q 0 0 0 rg BT 410.18 360.10 Td (The model distributes the estimated cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 348.10 Td (flows to the various tranches of securities, considering the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 336.10 Td (transaction structure and any subordination and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 324.10 Td (enhancements that exist in that structure. ) Tj ET Q q 0 0 0 rg BT 489.60 324.10 Td (The cash flow model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 312.10 Td (incorporates actual cash flows on the mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 300.10 Td (securities through the current period and then estimates the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 288.10 Td (remaining cash flows using a number of assumptions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 276.10 Td (including default rates, prepayment rates, recovery rates \(on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 264.10 Td (foreclosed properties\) and loss severity rates \(on non-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 252.10 Td (mortgage-backed securities\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 240.10 Td (Management develops specific assumptions using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 228.10 Td (market data, internal estimates, and estimates published by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 216.10 Td (rating agencies and other third-party sources. Default rates are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 204.10 Td (projected by considering current underlying mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 192.10 Td (performance, generally assuming the default of \(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.25 192.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.58 192.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 180.10 Td (current loans, \(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.64 180.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.97 180.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.30 180.10 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.30 180.10 Td (-59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.63 180.10 Td (day delinquent loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 168.10 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.50 168.10 Td (70%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.83 168.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.16 168.10 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.16 168.10 Td (-90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.49 168.10 Td (day delinquent loans and \(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.12 168.10 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 168.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.78 168.10 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.78 168.10 Td (+ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 156.10 Td (day delinquent loans. ) Tj ET Q q 0 0 0 rg BT 411.58 156.10 Td (These estimates are extrapolated along a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 144.10 Td (default timing curve to estimate the total lifetime pool default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 132.10 Td (rate. Other assumptions contemplate the actual collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 120.10 Td (attributes, including geographic concentrations, rating actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 108.10 Td (and current market prices.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 96.10 Td (Cash flow projections are developed using dif) Tj ET Q q 0 0 0 rg BT 525.66 96.10 Td (ferent stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 84.10 Td (test scenarios. Management evaluates the results of those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 72.10 Td (stress tests \(including the severity of any cash shortfall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 60.10 Td (indicated and the likelihood of the stress scenarios actually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 48.10 Td (occurring based on the underlying pool) Tj ET Q q 0 0 0 rg BT 483.68 48.10 Td (s characteristics and ) Tj ET Q endstream endobj 287 0 obj <> endobj 288 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (performance\) to assess whether management expects to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (recover the amortized cost basis of the security) Tj ET Q q 0 0 0 rg BT 223.33 737.10 Td (. If cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (projections indicate that the Company does not expect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (recover its amortized cost basis, the Company recognizes the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (estimated credit loss in earnings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (State and municipal securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (The process for identifying credit impairments in Citigroup) Tj ET Q q 0 0 0 rg BT 276.22 665.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (AFS and HTM state and municipal bonds is primarily based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (on a credit analysis that incorporates third-party credit ratings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (Citigroup monitors the bond issuers and any insurers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (providing default protection in the form of financial guarantee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 81.63 605.10 Td (The average external credit rating, ignoring any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (insurance, is ) Tj ET Q q 0 0 0 rg BT 375.93 749.10 Td (Aa3/AA-. In the event of an external rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (downgrade or other indicator of credit impairment \(i.e., based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (on instrument-specific estimates of cash flows or probability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (of issuer default\), the subject bond is specifically reviewed for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (adverse changes in the amount or timing of expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (contractual principal and interest. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (For state and municipal bonds with unrealized losses that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Citigroup plans to sell \(for ) Tj ET Q q 0 0 0 rg BT 432.05 665.10 Td (AFS only\), would likely be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (required to sell \(for ) Tj ET Q q 0 0 0 rg BT 403.42 653.10 Td (AFS only\) or will be subject to an issuer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (call deemed probable of exercise prior to the expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (recovery of its amortized cost basis \(for ) Tj ET Q q 0 0 0 rg BT 484.78 629.10 Td (AFS or HTM\), the full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (impairment is recognized in earnings.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Recognition and Measur) Tj ET Q q 0 0 0 rg BT 140.82 581.10 Td (ement of OTTI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (The following table presents the total OTTI recognized in earnings for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.79 569.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.38 569.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.25 569.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.52 569.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.60 258.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 512.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 512.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 512.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 512.60 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 512.60 34.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 512.60 34.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 512.60 33.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 547.50 512.60 29.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 475.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 475.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 475.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 475.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 475.60 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 475.60 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 475.60 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 547.50 475.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.60 258.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 438.60 38.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 438.60 38.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 438.60 38.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 438.60 38.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 438.60 34.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 438.60 34.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 438.60 33.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 547.50 438.60 29.00 -32.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.6 m 294.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 535.6 m 332.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 535.6 m 370.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 535.6 m 408.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 558.6 m 446.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 535.6 m 446.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 558.6 m 446.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 535.6 m 480.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 535.6 m 514.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 535.6 m 547.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 547.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512.6 m 294.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 512.6 m 332.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 512.6 m 370.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 512.6 m 408.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 535.6 m 446.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 512.6 m 446.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 535.6 m 480.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 512.6 m 480.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 535.6 m 514.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 512.6 m 514.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 535.6 m 547.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 512.6 m 547.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 547.5 535.6 m 576.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 547.5 512.6 m 576.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 512.6 m 446.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 489.6 m 446.5 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 461.6 m 294.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 475.6 m 446.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 461.6 m 332.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 461.6 m 370.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 461.6 m 408.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 461.6 m 446.5 438.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 461.6 m 446.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 461.6 m 480.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 461.6 m 514.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 461.6 m 547.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 547.5 461.6 m 576.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.6 m 294.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 406.6 m 332.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 406.6 m 370.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 406.6 m 408.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 438.6 m 446.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 406.6 m 446.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 406.6 m 480.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 406.6 m 514.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 406.6 m 547.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 547.5 406.6 m 576.5 406.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.6 m 294.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 392.6 m 332.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 392.6 m 370.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 392.6 m 408.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 406.6 m 446.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 392.6 m 446.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 392.6 m 480.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 392.6 m 514.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 392.6 m 547.5 392.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 547.5 392.6 m 576.5 392.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.05 Td (OTTI on Investments and Other Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.05 549.05 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.30 540.05 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.45 549.05 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.30 540.05 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 516.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.05 517.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 318.05 521.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.25 517.05 Td (HTM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.55 526.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 517.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.15 517.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.05 517.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 468.05 521.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 517.05 Td (HTM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.05 526.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.50 517.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.65 517.05 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.06 Td (Impairment losses related to securities that the Company does not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 494.06 Td (intend to sell nor will likely be required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 480.06 Td (Total OTTI losses recognized during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 480.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 480.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 480.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 480.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 480.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 480.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 480.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 480.05 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 466.06 Td (Less: portion of impairment loss recognized in AOCI \(before taxes\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 466.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 466.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 466.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 466.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 466.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 466.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 466.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 466.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 452.06 Td (Net impairment losses recognized in earnings for securities that the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 443.06 Td (Company does not intend to sell nor will likely be required to sell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 443.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 443.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 443.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 443.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 443.05 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 443.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 443.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 443.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.06 Td (Impairment losses recognized in earnings for securities that the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 420.06 Td (Company intends to sell or more-likely-than-not will be required to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 411.06 Td (sell before recovery) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 411.05 Td (88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 411.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 411.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 411.05 Td (88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 411.05 Td (324) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 411.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 411.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 411.05 Td (324) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 397.05 Td (Total impairment losses recognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 397.05 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 397.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 397.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 397.05 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 397.05 Td (329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 397.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 397.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 397.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 397.05 Td (329) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 375.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 375.50 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.30 Td (The following table presents the total OTTI recognized in earnings for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.79 344.30 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.38 344.30 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.25 344.30 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.52 344.30 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 278.20 256.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 278.20 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 278.20 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 278.20 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 278.20 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 278.20 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 278.20 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 278.20 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 278.20 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 241.20 256.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 241.20 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 241.20 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 241.20 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 241.20 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 241.20 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 241.20 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 241.20 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 241.20 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 204.20 256.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 204.20 37.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 204.20 37.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 204.20 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 204.20 37.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 204.20 31.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 204.20 31.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 204.20 39.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 204.20 31.00 -32.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 301.20000000000005 m 292.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 301.20000000000005 m 329.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 301.20000000000005 m 366.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 301.20000000000005 m 407.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 324.20000000000005 m 444.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 301.20000000000005 m 444.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 324.20000000000005 m 444.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 301.20000000000005 m 475.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 301.20000000000005 m 506.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 301.20000000000005 m 545.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 301.20000000000005 m 576.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 278.20000000000005 m 292.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 278.20000000000005 m 329.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 278.20000000000005 m 366.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 278.20000000000005 m 407.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 301.20000000000005 m 444.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 278.20000000000005 m 444.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 301.20000000000005 m 475.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 278.20000000000005 m 475.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 301.20000000000005 m 506.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 278.20000000000005 m 506.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 301.20000000000005 m 545.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 278.20000000000005 m 545.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 301.20000000000005 m 576.5 301.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 278.20000000000005 m 576.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 278.20000000000005 m 292.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 278.20000000000005 m 329.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 278.20000000000005 m 366.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 278.20000000000005 m 407.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 278.20000000000005 m 444.5 255.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 278.20000000000005 m 444.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 278.20000000000005 m 475.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 278.20000000000005 m 506.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 278.20000000000005 m 545.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 278.20000000000005 m 576.5 278.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 255.20000000000005 m 444.5 241.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 227.20000000000005 m 292.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 241.20000000000005 m 444.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 227.20000000000005 m 329.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 227.20000000000005 m 366.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 227.20000000000005 m 407.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 227.20000000000005 m 444.5 204.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 227.20000000000005 m 444.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 227.20000000000005 m 475.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 227.20000000000005 m 506.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 227.20000000000005 m 545.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 227.20000000000005 m 576.5 227.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 172.20000000000005 m 292.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 172.20000000000005 m 329.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 172.20000000000005 m 366.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 172.20000000000005 m 407.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 204.20000000000005 m 444.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 172.20000000000005 m 444.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 172.20000000000005 m 475.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 172.20000000000005 m 506.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 172.20000000000005 m 545.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 172.20000000000005 m 576.5 172.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 158.20000000000005 m 292.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 158.20000000000005 m 329.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 158.20000000000005 m 366.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 158.20000000000005 m 407.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 172.20000000000005 m 444.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 158.20000000000005 m 444.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 158.20000000000005 m 475.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 158.20000000000005 m 506.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 158.20000000000005 m 545.5 158.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 158.20000000000005 m 576.5 158.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 305.65 Td (OTTI on Investments and Other Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 314.66 Td (Three Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.75 305.66 Td (September 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 314.66 Td (Nine Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.75 305.66 Td (September 30, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 282.45 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.80 282.66 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 315.31 286.74 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 282.66 Td (HTM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.25 291.66 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.70 282.66 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.30 282.66 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.80 282.66 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 464.31 286.74 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 282.66 Td (HTM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 291.66 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.20 282.66 Td (Assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 534.95 286.74 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.30 282.66 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 268.66 Td (Impairment losses related to securities that the Company does not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 259.66 Td (intend to sell nor will likely be required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 259.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 259.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 259.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 259.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 245.66 Td (Total OTTI losses recognized during the period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.50 245.66 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 245.66 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 245.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 245.66 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 245.66 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 245.66 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 245.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 245.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 245.66 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 231.66 Td (Less: portion of impairment loss recognized in AOCI \(before taxes\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 231.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 231.66 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 231.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 231.66 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 231.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 231.66 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 231.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 231.66 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 217.66 Td (Net impairment losses recognized in earnings for securities that the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 208.66 Td (Company does not intend to sell nor will likely be required to sell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.50 208.66 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 208.66 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 208.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 208.66 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 208.66 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 208.66 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 208.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 208.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 208.66 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 194.66 Td (Impairment losses recognized in earnings for securities that the ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 185.66 Td (Company intends to sell or more-likely-than-not will be required to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 176.66 Td (sell before recovery ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 117.21 180.74 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 176.66 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 176.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 176.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 176.66 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 176.66 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 176.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 176.66 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 176.66 Td (428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 162.65 Td (Total impairment losses recognized in earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 162.66 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 162.66 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 162.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 162.66 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 162.66 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 162.66 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 162.66 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 162.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 162.66 Td (462) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 127.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 127.50 Td (The impairment char) Tj ET Q q 0 0 0 rg BT 120.94 127.50 Td (ge relates to the carrying value of Citi) Tj ET Q q 0 0 0 rg BT 244.23 127.50 Td (s then-remaining ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.21 127.50 Td (35%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 314.88 127.50 Td ( interest in the Mor) Tj ET Q q 0 0 0 rg BT 376.05 127.50 Td (gan Stanley Smith Barney joint venture \(MSSB\), of) Tj ET Q q 0 0 0 rg BT 541.67 127.50 Td (fset by the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 117.90 Td (equity pickup from MSSB during the respective periods which was recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 309.50 117.90 Td (Other r) Tj ET Q q 0 0 0 rg BT 332.98 117.90 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.18 117.90 Td (. ) Tj ET Q endstream endobj 289 0 obj <> endobj 290 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (The following is a three-month roll-forward of the credit-related impairments recognized in earnings for ) Tj ET Q q 0 0 0 rg BT 454.74 737.10 Td (AFS and HTM debt securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (held as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.38 725.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.64 725.10 Td ( that the Company does not intend to sell nor likely will be required to sell:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 623.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 623.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 623.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 623.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 623.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 623.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 595.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 595.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 595.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 595.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 595.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 595.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 567.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 567.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 567.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 567.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 567.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 567.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 530.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 530.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 530.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 530.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 530.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 502.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 502.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 502.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 502.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 502.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 502.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.60 199.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 474.60 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 474.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 474.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 474.60 79.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 474.60 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 700.6 m 295.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 700.6 m 366.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 700.6 m 437.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 700.6 m 516.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.6 m 235.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 700.6 m 295.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 623.6 m 295.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 623.6 m 366.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 623.6 m 437.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 700.6 m 516.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 623.6 m 516.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 623.6 m 576.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 623.6 m 516.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 609.6 m 516.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 595.6 m 516.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 581.6 m 516.5 567.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 567.6 m 516.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 553.6 m 235.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.6 m 235.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 553.6 m 295.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 530.6 m 295.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 553.6 m 366.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 530.6 m 366.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 553.6 m 437.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 530.6 m 437.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 553.6 m 516.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 553.6 m 516.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 530.6 m 516.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 553.6 m 576.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 530.6 m 576.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 530.6 m 516.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 516.6 m 516.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 502.6 m 516.5 488.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 488.6 m 516.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 474.6 m 235.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.6 m 235.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 474.6 m 295.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 451.6 m 295.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 474.6 m 366.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 451.6 m 366.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 474.6 m 437.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 451.6 m 437.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 474.6 m 516.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 474.6 m 516.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 451.6 m 516.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 474.6 m 576.5 474.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 451.6 m 576.5 451.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 705.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.15 705.05 Td (Cumulative OTTI credit losses recognized in earnings on HTM Securities Still Held) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 627.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.70 637.06 Td (Jun. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 628.06 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.05 682.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 328.38 682.05 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 673.05 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 664.05 Td (r) Tj ET Q q 0 0 0 rg BT 308.78 664.05 Td (ecognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.10 655.05 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.10 646.05 Td (securitiesnot) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.55 637.05 Td (pr) Tj ET Q q 0 0 0 rg BT 319.39 637.05 Td (eviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.05 628.05 Td (impair) Tj ET Q q 0 0 0 rg BT 338.89 628.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.05 691.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 399.38 691.05 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 682.05 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.95 673.05 Td (r) Tj ET Q q 0 0 0 rg BT 379.78 673.05 Td (ecognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.10 664.05 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.60 655.05 Td (securitiesthat) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 646.05 Td (have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.45 637.05 Td (beenpr) Tj ET Q q 0 0 0 rg BT 400.54 637.05 Td (eviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.05 628.05 Td (impair) Tj ET Q q 0 0 0 rg BT 409.89 628.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.95 664.05 Td (Reductionsdueto) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.40 655.05 Td (cr) Tj ET Q q 0 0 0 rg BT 454.23 655.05 Td (edit-impair) Tj ET Q q 0 0 0 rg BT 497.56 655.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 646.05 Td (securitiessold,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.30 637.05 Td (transferr) Tj ET Q q 0 0 0 rg BT 484.12 637.05 Td (edor) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.05 628.05 Td (matur) Tj ET Q q 0 0 0 rg BT 483.88 628.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 637.05 Td (Sept. 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.20 628.05 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 614.05 Td (AFS debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 614.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 600.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 600.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 600.06 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 600.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 600.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 600.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 600.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 600.05 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.06 Td (Foreign government securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 586.06 Td (171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 586.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 586.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 586.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 586.05 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 572.06 Td (112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 572.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 572.05 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 558.06 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 558.06 Td (146) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 558.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 558.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 558.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 558.05 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 544.05 Td (Total OTTI credit losses recognized for AFS debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.05 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 535.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 535.06 Td (724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 535.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 535.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 535.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 535.05 Td (727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 521.05 Td (HTM debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 521.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 521.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 138.71 511.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 507.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 507.06 Td (665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 507.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 507.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 507.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 507.05 Td (665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 493.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 493.06 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 493.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 493.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 493.05 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 493.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 493.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 479.06 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 479.06 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 479.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 479.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 479.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 479.05 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 465.05 Td (Total OTTI credit losses recognized for HTM debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 456.05 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 456.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 456.06 Td (854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 456.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 456.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 456.05 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 456.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 456.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 456.05 Td (798) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 434.50 Td (\(1\) Primarily consists of ) Tj ET Q q 0 0 0 rg BT 115.11 434.50 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 133.33 434.50 Td ( securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 410.50 Td (The following is a nine-month roll-forward of the credit-related impairments recognized in earnings for ) Tj ET Q q 0 0 0 rg BT 451.97 410.50 Td (AFS and HTM debt securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.50 Td (held as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.38 398.50 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.64 398.50 Td ( that the Company does not intend to sell nor likely will be required to sell:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 285.00 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 285.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 285.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 285.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 285.00 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 285.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 257.00 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 257.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 257.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 257.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 257.00 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 257.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 229.00 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 229.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 229.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 229.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 229.00 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 229.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 192.00 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 192.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 192.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 192.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 192.00 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 192.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 164.00 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 164.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 164.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 164.00 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 164.00 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 164.00 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 136.00 199.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 136.00 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 136.00 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 136.00 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 136.00 79.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 136.00 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 362 m 294.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 362 m 365.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 362 m 436.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 362 m 515.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 362 m 575.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 285 m 234.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 362 m 294.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 285 m 294.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 285 m 365.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 285 m 436.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 362 m 515.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 285 m 515.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 362 m 575.5 362 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 285 m 575.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 285 m 515.5 271 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 271 m 515.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 257 m 515.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 243 m 515.5 229 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 229 m 515.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 215 m 234.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 192 m 234.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 215 m 294.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 192 m 294.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 215 m 365.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 192 m 365.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 215 m 436.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 192 m 436.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 215 m 515.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 215 m 515.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 192 m 515.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 215 m 575.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 192 m 575.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 192 m 515.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 178 m 515.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 164 m 515.5 150 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 150 m 515.5 136 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 136 m 234.5 136 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 113 m 234.5 113 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 136 m 294.5 136 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 113 m 294.5 113 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 136 m 365.5 136 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 113 m 365.5 113 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 136 m 436.5 136 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 113 m 436.5 113 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 136 m 515.5 113 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 136 m 515.5 136 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 113 m 515.5 113 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 136 m 575.5 136 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 113 m 575.5 113 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 366.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 366.45 Td (Cumulative OTTI credit losses recognized in earnings on HTM Securities Still Held) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 289.25 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.75 298.46 Td (Dec. 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.25 289.46 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.05 343.45 Td (Credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 334.45 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.95 325.45 Td (recognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.10 316.45 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.10 307.45 Td (securitiesnot) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.55 298.45 Td (previously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.05 289.45 Td (impaired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.05 352.45 Td (Credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 343.45 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.95 334.45 Td (recognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.10 325.45 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.60 316.45 Td (securitiesthat) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 307.45 Td (have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.45 298.45 Td (beenpreviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.05 289.45 Td (impaired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.95 325.45 Td (Reductionsdueto) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.40 316.45 Td (credit-impaired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 307.45 Td (securitiessold,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.30 298.45 Td (transferredor) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.05 289.45 Td (matured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.45 298.45 Td (Sept. 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.20 289.45 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 275.45 Td (AFS debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 261.46 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 261.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 261.46 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 261.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 261.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 261.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 261.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 261.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 261.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 261.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 261.45 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 247.46 Td (Foreign government securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 247.46 Td (171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 247.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 247.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 247.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 247.45 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 233.46 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 233.46 Td (113) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 233.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 233.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 233.45 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 233.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 233.45 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 219.46 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 219.46 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 219.45 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 219.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 219.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 219.45 Td (149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 205.45 Td (Total OTTI credit losses recognized for AFS debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 196.45 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 196.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 196.46 Td (723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 196.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 196.45 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 196.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 196.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 196.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 196.45 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 196.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 196.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 196.45 Td (727) Tj ET Q BT 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BT 500.00 168.45 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 168.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 168.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 168.45 Td (665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 154.46 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 154.46 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 154.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 154.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 154.45 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 154.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 154.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 140.46 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 140.46 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 140.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 140.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 140.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 140.45 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 126.45 Td (Total OTTI credit losses recognized for HTM debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 117.45 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 117.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 117.46 Td (867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 117.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 117.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 117.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 117.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 117.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 117.45 Td (\(69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 117.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 117.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 117.45 Td (798) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 94.90 Td (\(1\) Primarily consists of ) Tj ET Q q 0 0 0 rg BT 115.11 94.90 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 133.33 94.90 Td ( securities.) Tj ET Q endstream endobj 291 0 obj <> endobj 292 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (143) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Investments in ) Tj ET Q q 0 0 0 rg BT 100.45 749.25 Td (Alternative Investment Funds ) Tj ET Q q 0 0 0 rg BT 230.55 749.25 Td (That ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Calculate Net ) Tj ET Q q 0 0 0 rg BT 95.99 737.25 Td (Asset ) Tj ET Q q 0 0 0 rg BT 121.08 737.25 Td (V) Tj ET Q q 0 0 0 rg BT 127.38 737.25 Td (alue per) Tj ET Q q 0 0 0 rg BT 161.92 737.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 184.80 737.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The Company holds investments in certain alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (investment funds that calculate net asset value \(NA) Tj ET Q q 0 0 0 rg BT 239.92 713.25 Td (V\) per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (share, including hedge funds, private equity funds, funds of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (funds and real estate funds. ) Tj ET Q q 0 0 0 rg BT 147.45 689.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 207.16 689.25 Td (s investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (include co-investments in funds that are managed by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Company and investments in funds that are managed by third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (parties. Investments in funds are generally classified as non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (marketable equity securities carried at fair value. ) Tj ET Q q 0 0 0 rg BT 233.50 641.25 Td (The fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (values of these investments are estimated using the NA) Tj ET Q q 0 0 0 rg BT 255.77 629.25 Td (V) Tj ET Q q 0 0 0 rg BT 262.81 629.25 Td ( per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (share of the Company) Tj ET Q q 0 0 0 rg BT 126.81 617.25 Td (s ownership interest in the funds, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (it is not probable that the Company will sell an investment at a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (price other than the NA) Tj ET Q q 0 0 0 rg BT 129.12 593.25 Td (V) Tj ET Q q 0 0 0 rg BT 135.05 593.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 527.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 527.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 527.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 527.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 527.75 119.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 527.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 499.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 499.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 499.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 499.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 499.75 119.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 499.75 71.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 550.75 m 139.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 550.75 m 203.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 550.75 m 261.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 550.75 m 325.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 550.75 m 386.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 550.75 m 505.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 550.75 m 576.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 527.75 m 139.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 550.75 m 203.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 527.75 m 203.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 550.75 m 261.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 527.75 m 261.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 550.75 m 325.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 527.75 m 325.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 550.75 m 386.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 527.75 m 386.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 527.75 m 505.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 527.75 m 576.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 527.75 m 203.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 527.75 m 261.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 527.75 m 325.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 527.75 m 386.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 527.75 m 505.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 527.75 m 576.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 485.75 m 139.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 139.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 485.75 m 203.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 471.75 m 203.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 485.75 m 261.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 471.75 m 261.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 485.75 m 325.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 471.75 m 325.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 485.75 m 386.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 471.75 m 386.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 485.75 m 505.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 471.75 m 505.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 485.75 m 576.5 485.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 471.75 m 576.5 471.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.45 555.20 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.20 564.20 Td (Unfunded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 555.20 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.70 573.20 Td (Redemptionfr) Tj ET Q q 0 0 0 rg BT 457.78 573.20 Td (equency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.80 564.20 Td (\(ifcurr) Tj ET Q q 0 0 0 rg BT 433.37 564.20 Td (entlyeligible\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.45 555.20 Td (monthly) Tj ET Q q 0 0 0 rg BT 421.96 555.20 Td (,quarterly) Tj ET Q q 0 0 0 rg BT 462.45 555.20 Td (, annually) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.35 562.98 Td (Redemptionnotice) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 529.35 554.98 Td (period) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 532.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.55 541.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 162.00 532.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.75 541.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 532.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.55 541.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 532.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 541.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 532.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.21 Td (Hedge funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 518.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 518.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 518.21 Td (751) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 518.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 518.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 518.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.10 518.20 Td (Generally quarterly) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.10 518.20 Td (10-95days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.21 Td (Private equity funds) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.49 508.29 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.50 504.20 Td (849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 504.21 Td (794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 504.20 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 504.21 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 504.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 504.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.21 Td (Real estate funds ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 102.73 494.29 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.50 490.20 Td (173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 490.21 Td (294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 490.20 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 490.21 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 490.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 490.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 476.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 58.67 480.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.75 476.20 Td (1,038) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.75 476.21 Td (1,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 476.20 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 476.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 476.21 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 476.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 476.20 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 454.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 454.65 Td (Private equity funds include funds that invest in infrastructure, leveraged buyout transactions, emer) Tj ET Q q 0 0 0 rg BT 371.54 454.65 Td (ging markets and venture capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 445.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 445.05 Td (W) Tj ET Q q 0 0 0 rg BT 61.23 445.05 Td (ith respect to the Company) Tj ET Q q 0 0 0 rg BT 149.66 445.05 Td (s investments in private equity funds and real estate funds, distributions from each fund will be received as the underlying assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.45 Td (held by these funds are liquidated. It is estimated that the underlying assets of these funds will be liquidated over a period of several years as market conditions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 425.85 Td (allow) Tj ET Q q 0 0 0 rg BT 71.25 425.85 Td (. Private equity and real estate funds do not allow redemption of investments by their investors. Investors are permitted to sell or transfer their investments, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 416.25 Td (subject to the approval of the general partner or investment manager of these funds, which generally may not be unreasonably withheld.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 406.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.65 Td (Includes several real estate funds that invest primarily in commercial real estate in the U.S., Europe and ) Tj ET Q q 0 0 0 rg BT 387.22 406.65 Td (Asia.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 397.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 397.05 Td (Included in the total fair value of investments above are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.38 397.05 Td ($0.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 271.27 397.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.82 397.05 Td ($1.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 323.71 397.05 Td ( of fund assets that are valued using NA) Tj ET Q q 0 0 0 rg BT 450.65 397.05 Td (Vs provided by third-party asset ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 387.45 Td (managers as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.98 387.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.19 387.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.74 387.45 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 246.61 387.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 288.74 387.45 Td (. ) Tj ET Q endstream endobj 293 0 obj <> endobj 294 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (144) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (14.LOANS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.25 Td (Citigroup loans are reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.24 716.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.24 716.25 Td ( categoriesconsumer and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.25 Td (corporate. ) Tj ET Q q 0 0 0 rg BT 78.57 704.25 Td (These categories are classified primarily according ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.25 Td (to the segment and subsegment that manage the loans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 672.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 672.25 Td ( Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 660.25 Td (Consumer loans represent loans and leases managed primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 648.25 Td (by the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 63.22 648.25 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.43 648.25 Td ( businesses in Citicorp and in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 636.25 Td (Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 94.99 636.25 Td (The following table provides information by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 624.25 Td (loan type for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 590.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 590.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 562.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 562.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 525.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 525.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 497.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 497.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 469.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 469.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 469.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 432.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 432.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 404.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 404.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 376.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 376.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 348.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 348.75 58.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 166.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 590.75 m 230.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 590.75 m 288.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.75 m 166.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 483.75 m 166.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 497.75 m 230.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 497.75 m 288.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 483.75 m 288.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 483.75 m 230.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 483.75 m 288.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 390.75 m 230.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 390.75 m 288.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.75 m 166.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 376.75 m 166.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 390.75 m 230.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 390.75 m 288.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.75 m 166.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 376.75 m 230.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 362.75 m 230.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 376.75 m 288.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 362.75 m 288.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 348.75 m 230.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 348.75 m 288.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.75 m 166.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 325.75 m 166.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 348.75 m 230.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 325.75 m 230.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 348.75 m 288.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 325.75 m 288.5 325.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 595.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.55 604.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.00 595.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.75 604.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 595.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 581.20 Td (Consumer loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.00 581.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 581.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 567.21 Td (In U.S.offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.00 567.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 567.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 553.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 557.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 553.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 553.20 Td (101,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 553.21 Td (108,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 539.21 Td (Installment, revolving credit,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 530.21 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 530.20 Td (13,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 530.21 Td (13,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 516.21 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 516.20 Td (108,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 516.21 Td (115,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 502.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.75 502.20 Td (6,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 502.21 Td (6,592) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 488.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 488.20 Td (230,117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 488.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 488.21 Td (244,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.21 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.00 474.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 474.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 460.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 464.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 460.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 460.20 Td (56,099) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 460.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 460.21 Td (55,511) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 446.21 Td (Installment, revolving credit,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 437.21 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 437.20 Td (34,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 437.21 Td (33,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 423.21 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 423.20 Td (32,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 423.21 Td (36,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 409.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 409.20 Td (23,393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 409.21 Td (24,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 395.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 395.20 Td (678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 395.21 Td (769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 381.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 381.20 Td (146,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 381.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 381.21 Td (150,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 367.20 Td (Total Consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 367.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 367.20 Td (376,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 367.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 367.21 Td (394,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td (Net unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 353.20 Td (\(649) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 353.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 353.21 Td (\(572) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 353.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 339.20 Td (Consumer loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 330.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 330.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 330.20 Td (376,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 330.21 Td (393,831) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 306.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 306.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 306.25 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 282.25 Td (Citigroup has established a risk management process to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.25 Td (monitor) Tj ET Q q 0 0 0 rg BT 67.26 270.25 Td (, evaluate and manage the principal risks associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.25 Td (with its consumer loan portfolio. Credit quality indicators that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.25 Td (are actively monitored include delinquency status, consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.25 Td (credit scores \(FICO\), and loan to value \(L) Tj ET Q q 0 0 0 rg BT 202.81 234.25 Td (TV\) ratios, each as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 222.25 Td (discussed in more detail below) Tj ET Q q 0 0 0 rg BT 158.66 222.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 210.25 Td (Included in the loan table above are lending products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 198.25 Td (whose terms may give rise to greater credit issues. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 186.25 Td (cards with below-market introductory interest rates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 174.25 Td (interest-only loans are examples of such products. ) Tj ET Q q 0 0 0 rg BT 238.54 174.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 162.25 Td (products are closely managed using credit techniques that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 150.25 Td (intended to mitigate their higher inherent risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 138.25 Td (During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.55 138.25 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.14 138.25 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.01 138.25 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 126.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 126.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 126.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.44 126.25 Td (, the Company sold and/or reclassified to held-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 114.25 Td (for) Tj ET Q q 0 0 0 rg BT 47.46 114.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.84 114.25 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.95 114.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.39 114.25 Td ($1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.50 114.25 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.44 114.25 Td ($5.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.55 114.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 722.25 Td ($1) Tj ET Q q 0 0 0 rg BT 333.63 722.25 Td (1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.74 722.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 427.40 722.25 Td (, of consumer loans. ) Tj ET Q q 0 0 0 rg BT 513.04 722.25 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 710.25 Td (did not have significant purchases of consumer loans during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 698.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.72 698.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.68 698.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.18 698.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.45 698.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 674.25 Td (Delinquency Status) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 662.25 Td (Delinquency status is monitored and considered a key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 650.25 Td (indicator of credit quality of consumer loans. Substantially all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 638.25 Td (of the U.S.residential first mortgage loans use the Mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 626.25 Td (Banking ) Tj ET Q q 0 0 0 rg BT 359.83 626.25 Td (Association \(MBA\) method of reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 614.25 Td (delinquencies, which considers a loan delinquent if a monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 602.25 Td (payment has not been received by the end of the day ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 590.25 Td (immediately preceding the loan) Tj ET Q q 0 0 0 rg BT 453.12 590.25 Td (s next due date. ) Tj ET Q q 0 0 0 rg BT 517.27 590.25 Td (All other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 578.25 Td (loans use the Of) Tj ET Q q 0 0 0 rg BT 388.53 578.25 Td (fice of ) Tj ET Q q 0 0 0 rg BT 416.66 578.25 Td (Thrift Supervision \(OTS\) method of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 566.25 Td (reporting delinquencies, which considers a loan delinquent if a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 554.25 Td (monthly payment has not been received by the close of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.25 Td (business on the loan) Tj ET Q q 0 0 0 rg BT 407.60 542.25 Td (s next due date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 530.25 Td (As a general policy) Tj ET Q q 0 0 0 rg BT 418.82 530.25 Td (, residential first mortgages, home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.25 Td (equity loans and installment loans are classified as non-accrual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 506.25 Td (when loan payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.41 506.25 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.41 506.25 Td (days contractually past due. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 494.25 Td (cards and unsecured revolving loans generally accrue interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.25 Td (until payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.37 482.25 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.37 482.25 Td (days past due. Home equity loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.25 Td (regulated bank entities are classified as non-accrual if the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.25 Td (related residential first mortgage is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.89 458.25 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.89 458.25 Td (days or more past due. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.25 Td (Mortgage loans in regulated bank entities dischar) Tj ET Q q 0 0 0 rg BT 520.98 446.25 Td (ged through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.25 Td (Chapter7 bankruptcy) Tj ET Q q 0 0 0 rg BT 409.99 434.25 Td (, other than Federal Housing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.25 Td (Administration \(FHA\)-insured loans, are classified as non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.25 Td (accrual. Commercial market loans are placed on a cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.25 Td (\(nonaccrual\) basis when it is determined, based on actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.25 Td (experience and a forward-looking assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.25 Td (collectability of the loan in full, that the payment of interest or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.25 Td (principal is doubtful or when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.56 362.25 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.56 362.25 Td (days ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.25 Td (past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 338.25 Td (The policy for re-aging modified U.S.consumer loans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.25 Td (current status varies by product. Generally) Tj ET Q q 0 0 0 rg BT 493.29 326.25 Td (, one of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.25 Td (conditions to qualify for these modifications is that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.25 Td (minimum number of payments \(typically ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 302.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.34 302.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.99 290.25 Td (\) be made. Upon modification, the loan is re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.25 Td (current status. However) Tj ET Q q 0 0 0 rg BT 418.84 278.25 Td (, re-aging practices for certain open-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 266.25 Td (ended consumer loans, such as credit cards, are governed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.25 Td (Federal Financial Institutions Examination Council \(FFIEC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.25 Td (guidelines. For open-ended consumer loans subject to FFIEC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.25 Td (guidelines, one of the conditions for the loan to be re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.25 Td (current status is that at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.30 218.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.29 218.25 Td ( consecutive minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.25 Td (monthly payments, or the equivalent amount, must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 194.25 Td (received. In addition, under FFIEC guidelines, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 182.25 Td (times that such a loan can be re-aged is subject to limitations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 170.25 Td (\(generally once in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.69 170.25 Td (12months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.64 170.25 Td ( and twice in five years\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 158.25 Td (Furthermore, FHA) Tj ET Q q 0 0 0 rg BT 398.44 158.25 Td ( and Department of ) Tj ET Q q 0 0 0 rg BT 478.23 158.25 Td (V) Tj ET Q q 0 0 0 rg BT 484.34 158.25 Td (eterans ) Tj ET Q q 0 0 0 rg BT 514.61 158.25 Td (Af) Tj ET Q q 0 0 0 rg BT 524.98 158.25 Td (fairs \(V) Tj ET Q q 0 0 0 rg BT 554.51 158.25 Td (A\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 146.25 Td (loans are modified under those respective agencies) Tj ET Q q 0 0 0 rg BT 529.84 146.25 Td ( guidelines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 134.25 Td (and payments are not always required in order to re-age a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.25 Td (modified loan to current.) Tj ET Q endstream endobj 295 0 obj <> endobj 296 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (The following tables provide details on Citigroup) Tj ET Q q 0 0 0 rg BT 236.52 742.10 Td (s consumer loan delinquency and non-accrual loans as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.28 742.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.54 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 730.10 Td (:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 710.10 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 710.10 Td ( Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.22 710.10 Td (September) Tj ET Q q 0 0 0 rg BT 328.13 710.10 Td (30, 2014) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 667.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 667.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 667.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 667.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 667.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 667.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 667.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 639.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 639.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 639.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 639.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 639.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 639.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 639.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 611.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 611.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 611.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 611.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 611.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 611.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 611.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 583.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 583.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 583.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 583.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 583.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 583.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 583.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 555.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 555.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 555.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 555.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 555.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 555.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 527.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 527.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 527.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 527.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 527.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 527.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 499.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 499.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 499.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 499.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 499.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 499.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 471.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 471.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 471.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 471.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 471.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 471.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.60 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 443.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 443.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 443.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 443.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 443.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 443.60 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.6 m 198.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 667.6 m 250.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 667.6 m 300.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 667.6 m 349.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.6 m 409.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 667.6 m 409.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 667.6 m 448.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 667.6 m 503.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 667.6 m 576.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 667.6 m 409.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 653.6 m 409.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 639.6 m 409.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 625.6 m 409.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 611.6 m 409.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 597.6 m 409.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.6 m 198.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.6 m 198.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 583.6 m 250.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 569.6 m 250.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 583.6 m 300.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 569.6 m 300.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 583.6 m 349.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 569.6 m 349.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 583.6 m 409.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 583.6 m 409.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 569.6 m 409.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 583.6 m 448.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 569.6 m 448.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 583.6 m 503.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 569.6 m 503.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 583.6 m 576.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 569.6 m 576.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 569.6 m 409.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 555.6 m 409.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 541.6 m 409.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 527.6 m 409.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 513.6 m 409.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 499.6 m 409.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 485.6 m 198.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.6 m 198.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 485.6 m 250.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 471.6 m 250.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 485.6 m 300.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 471.6 m 300.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 485.6 m 349.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 471.6 m 349.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 485.6 m 409.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 485.6 m 409.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 471.6 m 409.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 485.6 m 448.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 471.6 m 448.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 485.6 m 503.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 471.6 m 503.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 485.6 m 576.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 471.6 m 576.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 471.6 m 409.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 457.6 m 409.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.6 m 198.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.6 m 198.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 443.6 m 250.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 429.6 m 250.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 443.6 m 300.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 429.6 m 300.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 443.6 m 349.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 429.6 m 349.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 443.6 m 409.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 443.6 m 409.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 429.6 m 409.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 443.6 m 448.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 429.6 m 448.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 443.6 m 503.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 429.6 m 503.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 443.6 m 576.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 429.6 m 576.5 429.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 671.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.15 681.05 Td (T) Tj ET Q q 0 0 0 rg BT 219.33 681.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 672.05 Td (curr) Tj ET Q q 0 0 0 rg BT 219.58 672.05 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 231.57 676.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.60 681.05 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.45 672.05 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.71 676.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 7.19 0 0 9.04 306.50 679.11 cm /I22 Do Q q 0 0 0 rg BT 313.69 681.05 Td (90days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 672.05 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 337.21 676.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 690.05 Td (Pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 681.05 Td (government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.80 672.05 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 397.30 676.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.65 681.05 Td (T) Tj ET Q q 0 0 0 rg BT 423.83 681.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.05 672.05 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 435.06 676.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.65 681.05 Td (T) Tj ET Q q 0 0 0 rg BT 470.83 681.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 672.05 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.85 681.05 Td (90dayspastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.35 672.05 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.06 Td (In North America offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 658.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 644.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 644.05 Td (64,838) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 644.05 Td (1,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 644.05 Td (1,532) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 644.05 Td (4,049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 644.05 Td (72,004) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 644.05 Td (2,912) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 644.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 644.05 Td (3,167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 630.06 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 634.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 630.05 Td (28,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 630.05 Td (344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 630.05 Td (521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 630.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 630.05 Td (28,995) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 630.05 Td (1,285) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 630.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 616.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 616.05 Td (107,015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 616.05 Td (1,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 616.05 Td (1,189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 616.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 616.05 Td (109,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 616.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 616.05 Td (1,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 602.06 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 602.05 Td (12,344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 602.05 Td (229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 602.05 Td (255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 602.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 602.05 Td (12,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 602.05 Td (251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 602.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 588.06 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 588.05 Td (8,518) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 588.05 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 588.05 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 588.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 588.05 Td (8,565) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 588.05 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 588.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 574.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 574.05 Td (220,845) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 574.05 Td (3,486) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 574.05 Td (3,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 574.05 Td (4,049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 574.05 Td (231,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 574.05 Td (4,539) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 574.05 Td (4,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.06 Td (In offices outside North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 560.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 546.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 546.05 Td (45,957) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 546.05 Td (311) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 546.05 Td (234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 546.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 546.05 Td (46,502) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 546.05 Td (489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 546.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 532.06 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 536.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 532.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 532.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 518.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 518.05 Td (31,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 518.05 Td (685) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 518.05 Td (575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 518.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 518.05 Td (32,407) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 518.05 Td (445) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 518.05 Td (336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 504.06 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 504.05 Td (30,988) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 504.05 Td (377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 504.05 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 504.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 504.05 Td (31,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 504.05 Td (240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 504.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 490.06 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 490.05 Td (33,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 490.05 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 490.05 Td (372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 490.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 490.05 Td (33,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 490.05 Td (526) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 490.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 476.05 Td (141,328) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 476.05 Td (1,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 476.05 Td (1,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 476.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 476.05 Td (144,151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 476.05 Td (1,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 476.05 Td (336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.06 Td (Total GCB and Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 462.05 Td (362,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 462.05 Td (4,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 462.05 Td (4,858) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 462.05 Td (4,049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 462.05 Td (376,042) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 462.05 Td (6,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 462.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 462.05 Td (4,704) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 448.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 448.05 Td (276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 448.05 Td (276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 448.05 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 448.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.05 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 434.05 Td (362,449) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 434.05 Td (4,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 434.05 Td (4,858) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 434.05 Td (4,049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 434.05 Td (376,318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 434.05 Td (6,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 434.05 Td (4,704) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 412.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.50 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 412.50 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 412.50 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 402.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 402.90 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 402.90 Td ($45 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.21 402.90 Td ( of residential first mortgages recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 393.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.30 Td (Excludes loans guaranteed by U.S.government-sponsored entities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 383.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 383.70 Td (Consists of residential first mortgages that are guaranteed by U.S.government-sponsored entities that are 30-89days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 467.01 383.70 Td ($0.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.90 383.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.45 383.70 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.45 383.70 Td (days past due ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.10 Td (of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 62.66 374.10 Td ($3.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 99.55 374.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 364.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 364.50 Td (Fixed rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.) Tj ET Q endstream endobj 297 0 obj <> endobj 298 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.22 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.34 742.25 Td (31, 2013) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 699.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 699.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 699.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 699.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 699.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 699.75 73.00 -14.00 re f 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 699.75 m 250.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 699.75 m 300.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 699.75 m 349.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 731.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 699.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 448.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 699.75 m 503.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 699.75 m 576.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 409.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 685.75 m 409.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 671.75 m 409.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 657.75 m 409.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 643.75 m 409.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 629.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 198.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 198.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 615.75 m 250.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 601.75 m 250.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 615.75 m 300.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 601.75 m 300.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 615.75 m 349.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 601.75 m 349.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 615.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 601.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 448.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 448.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 615.75 m 503.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 601.75 m 503.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 615.75 m 576.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 601.75 m 576.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 409.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 587.75 m 409.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 573.75 m 409.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 559.75 m 409.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 545.75 m 409.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.75 m 198.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.75 m 198.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 517.75 m 250.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 503.75 m 250.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 517.75 m 300.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 503.75 m 300.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 517.75 m 349.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 503.75 m 349.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 409.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 517.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 503.75 m 409.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 448.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 503.75 m 448.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 503.75 m 503.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 576.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 503.75 m 576.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 503.75 m 409.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 489.75 m 409.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.75 m 198.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 461.75 m 198.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 475.75 m 250.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 461.75 m 250.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 475.75 m 300.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 461.75 m 300.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 475.75 m 349.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 461.75 m 349.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 475.75 m 409.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 475.75 m 409.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 461.75 m 409.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 475.75 m 448.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 461.75 m 448.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 475.75 m 503.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 461.75 m 503.5 461.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 475.75 m 576.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 461.75 m 576.5 461.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 219.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 704.20 Td (curr) Tj ET Q q 0 0 0 rg BT 219.58 704.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 231.57 708.28 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.60 713.20 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.45 704.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.71 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 35.95 0 0 9.04 306.50 711.26 cm /I23 Do Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 704.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 337.21 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 722.20 Td (Pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 713.20 Td (government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.80 704.20 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 397.30 708.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 423.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.05 704.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 435.06 708.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 470.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 704.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.85 713.20 Td (90dayspastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.35 704.20 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 690.21 Td (In North America offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 676.21 Td (66,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 676.21 Td (2,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 676.21 Td (1,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 676.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 676.21 Td (75,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 676.21 Td (3,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 676.21 Td (3,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 666.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 662.21 Td (30,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 662.21 Td (434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 662.21 Td (605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 662.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 662.21 Td (31,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 662.21 Td (1,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 662.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 648.21 Td (113,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 648.21 Td (1,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 648.21 Td (1,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 648.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 648.21 Td (116,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 648.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 648.21 Td (1,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 634.21 Td (12,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 634.21 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 634.21 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 634.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 634.21 Td (13,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 634.21 Td (247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 634.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.21 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 620.21 Td (8,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 620.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 620.21 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 620.21 Td (8,684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 620.21 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 620.21 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 606.21 Td (232,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 606.21 Td (4,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 606.21 Td (4,303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 606.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 606.21 Td (246,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 606.21 Td (5,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 606.21 Td (5,463) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.21 Td (In offices outside North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 578.21 Td (46,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 578.21 Td (435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 578.21 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 578.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 578.21 Td (46,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 578.21 Td (584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 578.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 568.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 550.21 Td (34,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 550.21 Td (780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 550.21 Td (641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 550.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 550.21 Td (36,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 550.21 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 550.21 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.21 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 536.21 Td (30,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 536.21 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 536.21 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 536.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 536.21 Td (30,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 536.21 Td (230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 536.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.21 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 522.21 Td (33,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 522.21 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 522.21 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 522.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 522.21 Td (33,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 522.21 Td (610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 522.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 508.21 Td (144,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 508.21 Td (1,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 508.21 Td (1,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 508.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 508.21 Td (147,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 508.21 Td (1,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 508.21 Td (413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 494.21 Td (Total GCB and Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 494.21 Td (376,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 494.21 Td (5,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 494.21 Td (5,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 494.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 494.21 Td (393,464) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 494.21 Td (7,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 494.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 494.21 Td (5,876) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.20 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 480.21 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 480.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 480.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 480.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 480.21 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 480.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 480.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 466.20 Td (Total Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 466.21 Td (376,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 466.21 Td (5,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 466.21 Td (5,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 466.21 Td (5,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 466.21 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 466.21 Td (7,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 466.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 466.21 Td (5,876) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 444.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 444.65 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 444.65 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 444.65 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 435.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.05 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 435.05 Td ($0.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 119.99 435.05 Td ( of residential first mortgages recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 425.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 425.45 Td (Excludes loans guaranteed by U.S.government-sponsored entities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 415.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 415.85 Td (Consists of residential first mortgages that are guaranteed by U.S.government-sponsored entities that are 30-89days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 467.01 415.85 Td ($1.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.90 415.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.45 415.85 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.45 415.85 Td (days past due ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.25 Td (of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 62.66 406.25 Td ($4.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 99.55 406.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 396.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 396.65 Td (Fixed rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 363.65 Td (Consumer Cr) Tj ET Q q 0 0 0 rg BT 89.80 363.65 Td (edit Scor) Tj ET Q q 0 0 0 rg BT 125.26 363.65 Td (es \(FICO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.65 Td (In the U.S., independent credit agencies rate an individual) Tj ET Q q 0 0 0 rg BT 270.64 351.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.65 Td (risk for assuming debt based on the individual) Tj ET Q q 0 0 0 rg BT 223.47 339.65 Td (s credit history ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.65 Td (and assign every consumer a FICO \(Fair Issac) Tj ET Q q 0 0 0 rg BT 232.33 327.65 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.65 Td (Corporation\) credit score. ) Tj ET Q q 0 0 0 rg BT 141.34 315.65 Td (These scores are continually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.65 Td (updated by the agencies based upon an individual) Tj ET Q q 0 0 0 rg BT 237.33 303.65 Td (s credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.65 Td (actions \(e.g.,taking out a loan or missed or late payments\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 279.65 Td (The following tables provide details on the FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.65 Td (attributable to Citi) Tj ET Q q 0 0 0 rg BT 112.10 267.65 Td (s U.S.consumer loan portfolio as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.65 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 255.65 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.29 255.65 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 255.65 Td ( \(commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.65 Td (market loans are not included in the table since they are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.65 Td (business-based and FICO scores are not a primary driver in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.65 Td (their credit evaluation\). FICO scores are updated monthly for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.65 Td (substantially all of the portfolio or) Tj ET Q q 0 0 0 rg BT 172.52 207.65 Td (, otherwise, on a quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.65 Td (basis, for the remaining portfolio.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 313.15 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 313.15 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 313.15 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 313.15 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 276.15 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 276.15 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 276.15 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 276.15 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 248.15 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 248.15 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 248.15 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 248.15 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 345.15 m 407.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 345.15 m 455.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 345.15 m 519.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 345.15 m 576.5 345.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 313.15 m 407.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 313.15 m 455.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 313.15 m 519.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 313.15 m 576.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 313.15 m 455.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 313.15 m 519.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 313.15 m 576.5 313.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 248.14999999999998 m 455.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 248.14999999999998 m 519.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 248.14999999999998 m 576.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 248.14999999999998 m 407.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 234.14999999999998 m 407.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 248.14999999999998 m 455.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 234.14999999999998 m 455.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 248.14999999999998 m 519.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 234.14999999999998 m 519.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 248.14999999999998 m 576.5 248.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 234.14999999999998 m 576.5 234.14999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 367.60 Td (FICO scor) Tj ET Q q 0 0 0 rg BT 383.78 367.60 Td (e ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.85 358.60 Td (distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.80 349.60 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 384.55 353.68 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.95 349.60 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 317.40 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.60 326.60 Td (Less than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.25 317.60 Td (620) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 7.19 0 0 9.04 461.15 324.66 cm /I24 Do Q q 0 0 0 rg BT 468.34 326.60 Td (620 ) Tj ET Q q 0 0 0 rg BT 484.09 326.60 Td (but ) Tj ET Q q 0 0 0 rg BT 499.35 326.60 Td (less) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.35 317.60 Td (than 660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.80 335.60 Td (Equal to or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.65 326.60 Td (gr) Tj ET Q q 0 0 0 rg BT 541.98 326.60 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.85 317.60 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 303.61 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 294.61 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 294.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 294.60 Td (9,862) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 294.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 294.60 Td (5,861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 294.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 294.60 Td (47,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 280.61 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 280.60 Td (3,386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 280.60 Td (2,527) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 280.60 Td (21,577) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 266.61 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 266.60 Td (7,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 266.60 Td (9,963) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 266.60 Td (88,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 252.61 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 252.60 Td (3,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.75 252.60 Td (2,888) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 252.60 Td (5,376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 238.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 238.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 238.60 Td (23,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 238.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.25 238.60 Td (21,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 238.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 238.60 Td (163,261) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 214.65 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.33 214.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 214.65 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 205.05 Td (long-term standby commitments \(L) Tj ET Q q 0 0 0 rg BT 454.80 205.05 Td (TSCs\) with U.S.government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 195.45 Td (sponsored entities and loans recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 183.45 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.33 183.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 183.45 Td (Excludes balances where FICO was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 173.85 Td (material.) Tj ET Q endstream endobj 299 0 obj <> endobj 300 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (147) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 684.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 684.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 684.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 647.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 647.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 647.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 647.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 619.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 619.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 619.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 619.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 716.5 m 119.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 716.5 m 167.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 716.5 m 231.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 716.5 m 288.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 684.5 m 119.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 684.5 m 167.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 684.5 m 231.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 684.5 m 288.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 684.5 m 167.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 684.5 m 231.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 684.5 m 288.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 619.5 m 167.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 619.5 m 231.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 619.5 m 288.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 619.5 m 119.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.5 m 119.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 619.5 m 167.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 605.5 m 167.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 619.5 m 231.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 605.5 m 231.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 619.5 m 288.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 605.5 m 288.5 605.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 55.20 738.95 Td (FICO scor) Tj ET Q q 0 0 0 rg BT 95.78 738.95 Td (e ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.85 729.95 Td (distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 720.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 725.03 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.10 720.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 688.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.85 697.96 Td (Less than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 136.25 688.96 Td (620) Tj ET Q BT /F1 9.00 Tf ET /GS0 gs q 7.19 0 0 9.18 173.90 696.02 cm /I25 Do Q q 0 0 0 rg BT 181.09 697.96 Td (620 ) Tj ET Q q 0 0 0 rg BT 196.84 697.96 Td (but ) Tj ET Q q 0 0 0 rg BT 210.59 697.96 Td (less) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 183.35 688.96 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 706.96 Td (Equal to or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 697.96 Td (greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.85 688.96 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 665.96 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 665.96 Td (11,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 665.96 Td (6,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 665.96 Td (46,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 651.96 Td (4,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 651.96 Td (2,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 651.96 Td (23,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.96 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 637.96 Td (8,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.25 637.96 Td (10,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 637.96 Td (94,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.96 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 623.96 Td (3,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 623.96 Td (2,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 623.96 Td (5,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 609.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 609.96 Td (27,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.25 609.96 Td (22,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 609.96 Td (168,982) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 588.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 588.40 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.80 Td (L) Tj ET Q q 0 0 0 rg BT 58.15 578.80 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 569.20 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.60 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.60 Td (Excludes balances where FICO was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.05 Td (material.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.00 Td (Loan to V) Tj ET Q q 0 0 0 rg BT 74.34 526.00 Td (alue \(L) Tj ET Q q 0 0 0 rg BT 102.75 526.00 Td (TV\) Ratios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.00 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 514.00 Td (TV) Tj ET Q q 0 0 0 rg BT 54.34 514.00 Td ( ratios \(loan balance divided by appraised value\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.00 Td (calculated at origination and updated by applying market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.00 Td (data.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.00 Td (The following tables provide details on the L) Tj ET Q q 0 0 0 rg BT 233.32 478.00 Td (TV) Tj ET Q q 0 0 0 rg BT 246.47 478.00 Td ( ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.00 Td (attributable to Citi) Tj ET Q q 0 0 0 rg BT 112.10 466.00 Td (s U.S.consumer mortgage portfolios as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 454.00 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.29 454.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 454.00 Td (. L) Tj ET Q q 0 0 0 rg BT 224.48 454.00 Td (TV) Tj ET Q q 0 0 0 rg BT 237.63 454.00 Td ( ratios are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.00 Td (updated monthly using the most recent Core Logic Home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.00 Td (Price Index data available for substantially all of the portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.00 Td (applied at the Metropolitan Statistical ) Tj ET Q q 0 0 0 rg BT 188.47 418.00 Td (Area level, if available, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.00 Td (or the state level if not. ) Tj ET Q q 0 0 0 rg BT 130.51 406.00 Td (The remainder of the portfolio is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.00 Td (updated in a similar manner using the Federal Housing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.00 Td (Finance ) Tj ET Q q 0 0 0 rg BT 69.60 382.00 Td (Agency indices.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 307.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 307.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 307.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 307.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 270.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 270.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 270.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 270.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.5 m 119.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 348.5 m 167.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 348.5 m 231.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 348.5 m 288.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 307.5 m 119.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 307.5 m 167.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 307.5 m 231.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 307.5 m 288.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 307.5 m 167.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 307.5 m 231.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 307.5 m 288.5 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 270.5 m 167.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 270.5 m 231.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 270.5 m 288.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.5 m 119.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 256.5 m 119.5 256.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 270.5 m 167.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 256.5 m 167.5 256.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 270.5 m 231.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 256.5 m 231.5 256.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 270.5 m 288.5 270.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 256.5 m 288.5 256.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.95 361.95 Td (L) Tj ET Q q 0 0 0 rg BT 45.13 361.95 Td (TV) Tj ET Q q 0 0 0 rg BT 57.47 361.95 Td ( distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 352.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 357.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.95 352.95 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 311.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.60 338.95 Td (Less than ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 138.80 329.95 Td (or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 127.60 320.95 Td (equal to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.00 311.95 Td (80%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.80 338.95 Td (> 80% but less) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.30 329.95 Td (than or) Tj ET Q q 0 0 0 rg BT 201.39 329.95 Td ( equal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 320.95 Td (to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 311.95 Td (100%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.40 329.95 Td (Gr) Tj ET Q q 0 0 0 rg BT 255.23 329.95 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.70 320.95 Td (than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 311.95 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 297.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 288.96 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.00 288.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 288.95 Td (50,801) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 288.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 288.95 Td (9,667) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 288.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 288.95 Td (2,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 274.95 Td (15,129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 274.95 Td (7,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 274.95 Td (4,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.00 260.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 260.95 Td (65,930) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 260.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 260.95 Td (17,314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 260.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 260.95 Td (7,566) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 237.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.00 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.40 Td (L) Tj ET Q q 0 0 0 rg BT 58.15 227.40 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 217.80 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 205.80 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 205.80 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.80 Td (Excludes balances where L) Tj ET Q q 0 0 0 rg BT 140.56 205.80 Td (TV) Tj ET Q q 0 0 0 rg BT 151.08 205.80 Td ( was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.20 Td (material.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 684.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 684.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 684.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 684.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 647.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 647.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 647.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 647.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 725.5 m 407.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 725.5 m 455.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 725.5 m 519.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 725.5 m 576.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 684.5 m 407.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 684.5 m 455.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 684.5 m 519.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 684.5 m 576.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 684.5 m 455.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 684.5 m 519.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 684.5 m 576.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 647.5 m 455.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 647.5 m 519.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 647.5 m 576.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 647.5 m 407.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 633.5 m 407.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 647.5 m 455.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 633.5 m 455.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 647.5 m 519.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 633.5 m 519.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 647.5 m 576.5 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 633.5 m 576.5 633.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.95 738.95 Td (L) Tj ET Q q 0 0 0 rg BT 333.13 738.95 Td (TV) Tj ET Q q 0 0 0 rg BT 345.47 738.95 Td ( distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.80 729.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 384.55 734.03 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.10 729.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 688.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.85 715.96 Td (Less than ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 706.96 Td (or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.60 697.96 Td (equal to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 688.96 Td (80%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.30 706.96 Td (> 80% but less) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.85 697.96 Td (than or equal to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 688.96 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 706.96 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 697.96 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 688.96 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 674.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 665.96 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 665.96 Td (45,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 665.96 Td (13,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 665.96 Td (5,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 651.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 651.96 Td (14,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 651.96 Td (8,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 651.96 Td (6,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 637.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 637.96 Td (60,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 637.96 Td (22,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 637.96 Td (12,204) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 616.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 616.40 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 606.80 Td (L) Tj ET Q q 0 0 0 rg BT 346.15 606.80 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 597.25 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 587.65 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 587.65 Td (Excludes balances where L) Tj ET Q q 0 0 0 rg BT 428.56 587.65 Td (TV) Tj ET Q q 0 0 0 rg BT 439.08 587.65 Td ( was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 578.05 Td (material.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 554.05 Td (Impair) Tj ET Q q 0 0 0 rg BT 353.82 554.05 Td (ed Consumer) Tj ET Q q 0 0 0 rg BT 410.58 554.05 Td ( Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.05 Td (Impaired loans are those loans where Citigroup believes it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.00 Td (probable all amounts due according to the original contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.00 Td (terms of the loan will not be collected. Impaired consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 506.00 Td (loans include non-accrual commercial market loans, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 494.00 Td (smaller) Tj ET Q q 0 0 0 rg BT 353.23 494.00 Td (-balance homogeneous loans whose terms have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.00 Td (modified due to the borrower) Tj ET Q q 0 0 0 rg BT 441.56 482.00 Td () Tj ET Q q 0 0 0 rg BT 444.34 482.00 Td (s financial dif) Tj ET Q q 0 0 0 rg BT 499.14 482.00 Td (ficulties and where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.00 Td (Citigroup has granted a concession to the borrower) Tj ET Q q 0 0 0 rg BT 527.56 470.00 Td (. ) Tj ET Q q 0 0 0 rg BT 532.38 470.00 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.00 Td (modifications may include interest rate reductions and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.00 Td (principal for) Tj ET Q q 0 0 0 rg BT 373.52 446.00 Td (giveness. Impaired consumer loans exclude ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.00 Td (smaller) Tj ET Q q 0 0 0 rg BT 353.23 434.00 Td (-balance homogeneous loans that have not been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.00 Td (modified and are carried on a non-accrual basis. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.00 Td (impaired consumer loans exclude substantially all loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.00 Td (modified pursuant to Citi) Tj ET Q q 0 0 0 rg BT 427.60 398.00 Td (s short-term modification programs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.00 Td (\(i.e.,for periods of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.48 386.00 Td (12 months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.42 386.00 Td ( or less\) that were modified prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.00 Td (to January1, 201) Tj ET Q q 0 0 0 rg BT 392.51 374.00 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 362.00 Td (As a result of OCC guidance issued in the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.00 Td (2012, mortgage loans to borrowers who have gone through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.00 Td (Chapter7 bankruptcy are classified as troubled debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.00 Td (restructurings \(TDRs\). ) Tj ET Q q 0 0 0 rg BT 416.86 326.00 Td (These ) Tj ET Q q 0 0 0 rg BT 443.05 326.00 Td (TDRs, other than FHA-insured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.00 Td (loans, are written down to collateral value less cost to sell. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.00 Td (FHA-insured loans are reserved based on a discounted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.00 Td (flow model \(see Note1 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.00 Td (Statements in Citi) Tj ET Q q 0 0 0 rg BT 398.44 278.00 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 426.78 278.00 Td (Annual Report on Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 266.00 Td (The following tables present information about total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.00 Td (impaired consumer loans at and for the periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 242.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.70 242.00 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.29 242.00 Td (, respectively) Tj ET Q q 0 0 0 rg BT 554.95 242.00 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.00 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.88 230.00 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.84 230.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.34 230.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.61 230.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.00 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 218.00 Td ( for interest income recognized on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.00 Td (impaired consumer loans:) Tj ET Q endstream endobj 301 0 obj <> endobj 302 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (148) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 679.50 92.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 679.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 679.50 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 679.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 679.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 679.50 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 679.50 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 679.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 679.50 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 633.50 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 633.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 633.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 633.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 633.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 633.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 633.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 633.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 633.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 605.50 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 605.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 605.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 605.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 605.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 605.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 605.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 605.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 605.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.50 92.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 568.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 568.50 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 568.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 568.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 568.50 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 568.50 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 568.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 568.50 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 725.5 m 394.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 725.5 m 454.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 725.5 m 516.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 725.5 m 576.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 711.5 m 192.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 711.5 m 238.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 711.5 m 290.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 711.5 m 333.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 725.5 m 333.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 725.5 m 394.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 711.5 m 394.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 725.5 m 454.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 711.5 m 454.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 725.5 m 454.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 725.5 m 516.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 711.5 m 516.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 725.5 m 576.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 711.5 m 576.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 679.5 m 128.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 679.5 m 192.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 679.5 m 238.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 679.5 m 290.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 679.5 m 333.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 711.5 m 333.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 711.5 m 394.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 679.5 m 394.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 711.5 m 454.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 679.5 m 454.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 711.5 m 454.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 711.5 m 516.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 679.5 m 516.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 711.5 m 576.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 679.5 m 576.5 679.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 679.5 m 333.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 679.5 m 454.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 656.5 m 333.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 656.5 m 454.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 656.5 m 454.5 633.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 633.5 m 333.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 633.5 m 454.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 633.5 m 454.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 619.5 m 333.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 619.5 m 454.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 619.5 m 454.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 605.5 m 333.5 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 605.5 m 454.5 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 605.5 m 454.5 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 591.5 m 333.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 591.5 m 454.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 591.5 m 454.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 545.5 m 192.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 545.5 m 238.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 545.5 m 290.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 545.5 m 333.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 568.5 m 333.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 545.5 m 394.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 568.5 m 454.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 545.5 m 454.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 568.5 m 454.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 545.5 m 516.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 545.5 m 576.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 128.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 531.5 m 128.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 545.5 m 192.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 531.5 m 192.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 545.5 m 238.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 531.5 m 238.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 545.5 m 290.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 531.5 m 290.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 545.5 m 333.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 531.5 m 333.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 545.5 m 333.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 545.5 m 394.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 531.5 m 394.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 545.5 m 454.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 531.5 m 454.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 545.5 m 454.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 545.5 m 516.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 531.5 m 516.5 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 545.5 m 576.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 531.5 m 576.5 531.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.05 738.95 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.05 729.95 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.95 738.95 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.55 729.95 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 715.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.70 715.95 Td (Balance at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 715.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 715.96 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 715.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 715.96 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 683.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.50 692.95 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.15 683.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 174.14 688.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.70 701.95 Td (Unpaid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.45 692.95 Td (principal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.20 683.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.25 701.95 Td (Related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.75 692.95 Td (specific ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.55 683.95 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 279.55 688.03 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.80 701.95 Td (A) Tj ET Q q 0 0 0 rg BT 301.63 701.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.00 692.95 Td (carrying ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.80 683.95 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 318.30 688.03 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.55 701.95 Td (Inter) Tj ET Q q 0 0 0 rg BT 367.88 701.95 Td (est ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.75 692.95 Td (income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 683.95 Td (r) Tj ET Q q 0 0 0 rg BT 339.83 683.95 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 377.32 688.03 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 701.96 Td (Interest ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.75 692.96 Td (income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.40 683.96 Td (recognized) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 436.88 688.04 Td (\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.05 701.95 Td (Inter) Tj ET Q q 0 0 0 rg BT 489.38 701.95 Td (est ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 692.95 Td (income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 683.95 Td (r) Tj ET Q q 0 0 0 rg BT 461.33 683.95 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 498.82 688.03 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 701.96 Td (Interest ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 692.96 Td (income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.40 683.96 Td (recognized) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 558.88 688.04 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 669.96 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 660.96 Td (estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 131.00 660.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 660.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 660.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 660.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 660.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 646.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 637.96 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.00 637.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.25 637.95 Td (15,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.00 637.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 637.95 Td (16,148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 637.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.75 637.95 Td (2,108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 637.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 637.95 Td (16,202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 637.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.50 637.95 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 637.96 Td (179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 637.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 637.95 Td (532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 637.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 637.96 Td (604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 623.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.75 623.95 Td (2,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 623.95 Td (2,701) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 623.95 Td (546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 623.95 Td (2,103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 623.95 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 623.96 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 623.95 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 623.96 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.96 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.75 609.95 Td (2,584) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.75 609.95 Td (2,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 609.95 Td (898) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 609.95 Td (2,965) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 609.95 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 609.96 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 609.95 Td (148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 609.96 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 595.96 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 131.00 595.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 595.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 595.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 595.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 595.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 581.96 Td (Individual installment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 572.96 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.50 572.95 Td (969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 572.95 Td (983) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 572.95 Td (447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 572.95 Td (1,016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 572.95 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 572.96 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 572.95 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 572.96 Td (118) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 558.96 Td (Commercial market) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 549.96 Td (loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.50 549.95 Td (355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 549.95 Td (565) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.50 549.95 Td (193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 549.95 Td (375) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.50 549.95 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 549.96 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 549.95 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 549.96 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.25 535.95 Td (21,203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.25 535.95 Td (23,023) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.75 535.95 Td (4,192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 535.95 Td (22,661) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.50 535.95 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 535.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 535.96 Td (298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 535.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 535.95 Td (848) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 535.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 535.96 Td (982) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 514.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 514.40 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount and direct write-downs and includes accrued interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 504.80 Td (only on credit card loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 495.20 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 495.20 Td ($1,957 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 495.20 Td ( of residential first mortgages, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 199.31 495.20 Td ($555 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 240.42 495.20 Td ( of home equity loans and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.29 495.20 Td ($1) Tj ET Q q 0 0 0 rg BT 333.00 495.20 Td (12 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.11 495.20 Td ( of commercial market loans do not have a specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 485.60 Td (\(3\) Included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.31 485.60 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 185.75 485.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 476.00 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 52.89 476.00 Td (A) Tj ET Q q 0 0 0 rg BT 58.07 476.00 Td (verage carrying value represents the average recorded investment ending balance for the last ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.93 476.00 Td (four) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.26 476.00 Td ( quarters and does not include the related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 466.40 Td (\(5\) Includes amounts recognized on both an accrual and cash basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 456.80 Td (\(6\) Cash interest receipts on smaller) Tj ET Q q 0 0 0 rg BT 157.14 456.80 Td (-balance homogeneous loans are generally recorded as revenue. ) Tj ET Q q 0 0 0 rg BT 362.89 456.80 Td (The interest recognition policy for commercial market loans is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 447.20 Td (identical to that for corporate loans, as described below) Tj ET Q q 0 0 0 rg BT 230.53 447.20 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 390.10 224.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 390.10 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 390.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 390.10 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 390.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.10 224.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 362.10 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 362.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 362.10 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 362.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 334.10 224.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 334.10 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 334.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 334.10 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 334.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 306.10 224.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 306.10 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 306.10 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 306.10 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 306.10 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 413.1 m 337.5 413.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 413.1 m 413.5 413.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 413.1 m 500.5 413.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 413.1 m 576.5 413.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.1 m 260.5 390.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 413.1 m 337.5 413.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 390.1 m 337.5 390.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 390.1 m 413.5 390.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 413.1 m 500.5 413.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 390.1 m 500.5 390.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 390.1 m 576.5 390.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 292.1 m 260.5 292.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 278.1 m 260.5 278.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 292.1 m 337.5 292.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 278.1 m 337.5 278.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 292.1 m 413.5 292.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 278.1 m 413.5 278.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 292.1 m 500.5 292.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 278.1 m 500.5 278.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 292.1 m 576.5 292.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 278.1 m 576.5 278.1 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 417.55 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.60 417.56 Td (Balance at December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 394.35 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.25 403.56 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.90 394.56 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 311.39 398.64 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.75 403.56 Td (Unpaid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.10 394.56 Td (principalbalance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 403.56 Td (Related) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.70 394.56 Td (specific allowance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 486.41 398.64 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.05 403.56 Td (A) Tj ET Q q 0 0 0 rg BT 528.88 403.56 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.70 394.56 Td (carryingvalue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 560.42 398.64 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 380.56 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 380.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 380.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 380.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 380.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 366.56 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 366.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.25 366.56 Td (16,801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 366.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 366.56 Td (17,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 366.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.75 366.56 Td (2,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 366.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 366.56 Td (17,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 352.56 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 352.56 Td (2,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 352.56 Td (2,806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 352.56 Td (427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 352.56 Td (2,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.56 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 338.56 Td (3,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 338.56 Td (3,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.75 338.56 Td (1,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 338.56 Td (3,720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.56 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 324.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 324.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 324.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 324.56 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 310.56 Td (Individual installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 310.56 Td (1,114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 310.56 Td (1,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 310.56 Td (536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 310.56 Td (1,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 296.56 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.50 296.56 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 296.56 Td (605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 296.56 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 296.56 Td (404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.56 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 282.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.25 282.56 Td (23,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 282.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 282.56 Td (25,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 282.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.75 282.56 Td (4,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 282.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 282.56 Td (24,950) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 261.00 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 261.00 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount and direct write-downs and includes accrued interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 251.40 Td (only on credit card loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 241.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 241.80 Td ($2,169 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 241.80 Td ( of residential first mortgages, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 199.31 241.80 Td ($568 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 240.42 241.80 Td ( of home equity loans and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.29 241.80 Td ($1) Tj ET Q q 0 0 0 rg BT 333.00 241.80 Td (1) Tj ET Q q 0 0 0 rg BT 336.70 241.80 Td (1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.81 241.80 Td ( of commercial market loans do not have a specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 232.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 232.20 Td (Included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.98 232.20 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.43 232.20 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 222.60 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 222.60 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 222.60 Td (verage carrying value represents the average recorded investment ending balance for last ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 345.27 222.60 Td (four) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 358.60 222.60 Td ( quarters and does not include the related specific allowance.) Tj ET Q endstream endobj 303 0 obj <> endobj 304 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (149) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.58 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.51 742.25 Td (r) Tj ET Q q 0 0 0 rg BT 92.77 742.25 Td (oubled Debt Restructurings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The following tables present consumer ) Tj ET Q q 0 0 0 rg BT 193.83 730.25 Td (TDRs occurring during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.36 730.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.33 730.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.83 730.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.09 730.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.53 730.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.53 730.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 636.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 608.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 580.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 552.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 524.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 524.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 496.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 496.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 496.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 705.75 m 241.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 705.75 m 308.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 705.75 m 375.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 705.75 m 442.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 705.75 m 509.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 705.75 m 576.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 664.75 m 174.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 705.75 m 241.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 664.75 m 241.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 705.75 m 308.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 664.75 m 308.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 705.75 m 375.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 664.75 m 375.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 705.75 m 442.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 664.75 m 442.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 705.75 m 509.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 664.75 m 509.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 705.75 m 576.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 664.75 m 576.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 580.75 m 241.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 580.75 m 308.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 580.75 m 375.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 580.75 m 442.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 580.75 m 509.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.75 m 174.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.75 m 174.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 580.75 m 241.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 566.75 m 241.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 580.75 m 308.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 566.75 m 308.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 580.75 m 375.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 566.75 m 375.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 580.75 m 442.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 566.75 m 442.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 580.75 m 509.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 566.75 m 509.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 566.75 m 576.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 482.75 m 241.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 482.75 m 308.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 482.75 m 375.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 482.75 m 442.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 482.75 m 509.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.75 m 174.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 468.75 m 174.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 482.75 m 241.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 468.75 m 241.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 482.75 m 308.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 468.75 m 308.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 482.75 m 375.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 468.75 m 375.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 482.75 m 442.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 468.75 m 442.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 482.75 m 509.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 468.75 m 509.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 468.75 m 576.5 468.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 710.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.25 710.20 Td (At and for the three months ended September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.00 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 669.00 Td (loans modified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.70 678.20 Td (Number) Tj ET Q q 0 0 0 rg BT 218.53 678.20 Td ( of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.35 669.20 Td (loans modified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 696.20 Td (Post-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.25 687.20 Td (modification) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.30 678.20 Td (r) Tj ET Q q 0 0 0 rg BT 261.13 678.20 Td (ecorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.65 669.20 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 288.64 673.28 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.30 678.20 Td (Deferr) Tj ET Q q 0 0 0 rg BT 349.61 678.20 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.55 669.20 Td (principal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 355.56 673.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.95 687.20 Td (Contingent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.95 678.20 Td (principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.55 669.20 Td (forgiveness) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 426.54 673.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 678.20 Td (Principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.55 669.20 Td (forgiveness) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 493.54 673.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.80 687.20 Td (A) Tj ET Q q 0 0 0 rg BT 532.63 687.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.20 678.20 Td (inter) Tj ET Q q 0 0 0 rg BT 537.53 678.20 Td (estrate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.05 669.20 Td (r) Tj ET Q q 0 0 0 rg BT 527.88 669.20 Td (eduction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.20 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 641.21 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 641.20 Td (4,933) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 641.20 Td (626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 641.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 641.20 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 641.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 641.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 641.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 627.21 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 627.20 Td (1,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 627.20 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 627.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 627.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 627.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 627.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 613.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 613.20 Td (48,775) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 613.20 Td (211) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 613.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 599.21 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 599.20 Td (11,420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 599.20 Td (87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 599.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 585.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 589.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 585.20 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 585.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 585.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 571.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 571.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 575.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 571.20 Td (67,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.75 571.20 Td (1,005) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 571.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 571.20 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 571.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 571.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 557.20 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 543.21 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.50 543.20 Td (841) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 543.20 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 543.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 529.21 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 529.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 529.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 529.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 515.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 515.20 Td (40,848) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 515.20 Td (125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 515.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 515.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 501.21 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 501.20 Td (15,053) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 501.20 Td (73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 501.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 501.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 487.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 491.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 487.20 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 487.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 473.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 473.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 477.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 473.20 Td (56,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 473.20 Td (253) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 473.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 473.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 473.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 473.21 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 385.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 385.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 357.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 357.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 329.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 329.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 301.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 301.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 273.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 273.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 245.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 217.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 217.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 217.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 432.75 m 241.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 432.75 m 308.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 432.75 m 375.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 432.75 m 442.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.75 m 509.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.75 m 174.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 432.75 m 241.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 385.75 m 241.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 432.75 m 308.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 385.75 m 308.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 432.75 m 375.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 385.75 m 375.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 432.75 m 442.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 385.75 m 442.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.75 m 509.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 385.75 m 509.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 432.75 m 576.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 385.75 m 576.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 301.75 m 241.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 301.75 m 308.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 301.75 m 375.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 301.75 m 442.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 301.75 m 509.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 301.75 m 576.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 301.75 m 174.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.75 m 174.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 301.75 m 241.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 287.75 m 241.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 301.75 m 308.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 287.75 m 308.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 301.75 m 375.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 287.75 m 375.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 301.75 m 442.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 287.75 m 442.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 301.75 m 509.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 287.75 m 509.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 301.75 m 576.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 287.75 m 576.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 203.75 m 241.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 203.75 m 308.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 203.75 m 375.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 203.75 m 442.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 203.75 m 509.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 203.75 m 576.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 203.75 m 174.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 189.75 m 174.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 203.75 m 241.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 189.75 m 241.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 203.75 m 308.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 189.75 m 308.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 203.75 m 375.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 189.75 m 375.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 203.75 m 442.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 189.75 m 442.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 203.75 m 509.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 189.75 m 509.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 203.75 m 576.5 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 189.75 m 576.5 189.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 437.21 Td (At and for the three months ended September 30, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 398.00 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 390.00 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.85 399.21 Td (Number of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.60 390.21 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.20 417.21 Td (Post-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 408.21 Td (modification) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 399.21 Td (recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.90 390.21 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 287.39 394.29 Td (\(1\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 399.21 Td (Deferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.05 390.21 Td (principal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 354.04 394.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 408.21 Td (Contingent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 399.21 Td (principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.40 390.21 Td (for) Tj ET Q q 0 0 0 rg BT 394.73 390.21 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 425.73 394.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 399.21 Td (Principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.40 390.21 Td (for) Tj ET Q q 0 0 0 rg BT 461.73 390.21 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 492.73 394.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.55 408.21 Td (A) Tj ET Q q 0 0 0 rg BT 533.38 408.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.35 399.21 Td (interestrate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 390.21 Td (reduction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.21 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 376.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 362.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 362.21 Td (7,375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 362.21 Td (933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 362.21 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 362.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 362.21 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 362.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 362.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 348.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 348.21 Td (2,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 348.21 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 348.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 348.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 348.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 334.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 334.21 Td (43,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 334.21 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 334.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 334.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 334.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 334.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 320.21 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 320.21 Td (13,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 320.21 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 320.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 320.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 320.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 320.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 306.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 310.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 306.21 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 306.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 306.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 292.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 292.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 57.36 296.29 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 292.21 Td (67,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.75 292.21 Td (1,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 292.21 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 292.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 292.21 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 292.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.21 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 264.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 264.21 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 264.21 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 264.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 264.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 264.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 264.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 264.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 250.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 250.21 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 250.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 250.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 250.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 236.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 236.21 Td (43,660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 236.21 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 236.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 236.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 236.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 236.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 222.21 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 222.21 Td (15,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 222.21 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 222.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 222.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 222.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 222.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 208.21 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 212.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 208.21 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 208.21 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 208.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 208.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 194.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 194.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 57.36 198.29 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 194.21 Td (60,145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 194.21 Td (280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 194.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 194.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 194.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 194.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 194.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 172.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 172.65 Td (Post-modification balances include past due amounts that are capitalized at the modification date.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 163.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 163.05 Td (Post-modification balances in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 149.09 163.05 Td ( North ) Tj ET Q q 0 0 0 rg BT 171.62 163.05 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.72 163.05 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 230.27 163.05 Td (74 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.38 163.05 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 377.13 163.05 Td (22 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.24 163.05 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 153.45 Td (through Chapter7 bankruptcy in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.84 153.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 301.05 153.45 Td (. ) Tj ET Q q 0 0 0 rg BT 304.91 153.45 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 384.67 153.45 Td (45 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 417.78 153.45 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.53 153.45 Td (19 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.64 153.45 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 143.85 Td (home equity loans that are newly classified as ) Tj ET Q q 0 0 0 rg BT 202.70 143.85 Td (TDRs in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.46 143.85 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.67 143.85 Td ( as a result of OCC guidance, as described above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 134.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.25 Td (Represents portion of contractual loan principal that is non-interest bearing but still due from the borrower) Tj ET Q q 0 0 0 rg BT 394.13 134.25 Td (. Such deferred principal is char) Tj ET Q q 0 0 0 rg BT 496.16 134.25 Td (ged of) Tj ET Q q 0 0 0 rg BT 516.23 134.25 Td (f at the time of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.65 Td (permanent modification to the extent that the related loan balance exceeds the underlying collateral value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.05 Td (Represents portion of contractual loan principal that is non-interest bearing and, depending upon borrower performance, eligible for for) Tj ET Q q 0 0 0 rg BT 487.27 115.05 Td (giveness.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.45 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.45 Td (Represents portion of contractual loan principal that was for) Tj ET Q q 0 0 0 rg BT 246.24 105.45 Td (given at the time of permanent modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 95.85 Td (\(6\) Commercial markets loans are generally borrower) Tj ET Q q 0 0 0 rg BT 213.77 95.85 Td (-specific modifications and incorporate changes in the amount and/or timing of principal and/or interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.25 Td (\(7\) Post-modification balances in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 150.42 86.25 Td (North ) Tj ET Q q 0 0 0 rg BT 170.95 86.25 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.05 86.25 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 229.59 86.25 Td (138 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.71 86.25 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.45 86.25 Td (30 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.57 86.25 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.65 Td (through Chapter7 bankruptcy in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.84 76.65 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 301.05 76.65 Td (. ) Tj ET Q q 0 0 0 rg BT 304.91 76.65 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 384.67 76.65 Td (87 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 417.78 76.65 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.53 76.65 Td (24 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.64 76.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.05 Td (home equity loans that are newly classified as ) Tj ET Q q 0 0 0 rg BT 202.70 67.05 Td (TDRs in the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.46 67.05 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.67 67.05 Td ( as a result of OCC guidance, as described above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 57.45 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 53.18 57.45 Td (The above tables reflect activity for loans outstanding as of the end of the reporting period that were considered ) Tj ET Q q 0 0 0 rg BT 412.25 57.45 Td (TDRs.) Tj ET Q endstream endobj 305 0 obj <> endobj 306 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (150) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 693.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 693.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 693.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 693.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 693.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 693.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 693.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 665.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 665.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 665.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 665.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 665.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 665.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 665.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 637.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 637.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 637.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 637.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 637.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 637.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 609.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 609.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 609.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 609.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 609.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 609.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 609.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 581.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 581.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 581.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 581.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 581.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 581.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 553.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 553.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 553.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 553.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 553.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 553.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 553.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 525.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 525.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 525.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 525.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 525.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 525.50 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 734.5 m 241.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 734.5 m 308.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 734.5 m 375.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 734.5 m 442.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 734.5 m 509.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 734.5 m 576.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 693.5 m 174.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 734.5 m 241.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 693.5 m 241.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 734.5 m 308.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 693.5 m 308.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 734.5 m 375.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 693.5 m 375.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 734.5 m 442.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 693.5 m 442.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 734.5 m 509.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 693.5 m 509.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 734.5 m 576.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 693.5 m 576.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 609.5 m 241.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 609.5 m 308.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 609.5 m 375.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 609.5 m 442.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 609.5 m 509.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 609.5 m 576.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 609.5 m 174.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 595.5 m 174.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 609.5 m 241.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 595.5 m 241.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 609.5 m 308.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 595.5 m 308.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 609.5 m 375.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 609.5 m 442.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 442.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 609.5 m 509.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 595.5 m 509.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 609.5 m 576.5 609.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 595.5 m 576.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 511.5 m 241.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 511.5 m 308.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 511.5 m 375.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 511.5 m 442.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 511.5 m 509.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 511.5 m 576.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 511.5 m 174.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.5 m 174.5 497.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 511.5 m 241.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 497.5 m 241.5 497.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 511.5 m 308.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 497.5 m 308.5 497.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 511.5 m 375.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 497.5 m 375.5 497.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 511.5 m 442.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 497.5 m 442.5 497.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 511.5 m 509.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 497.5 m 509.5 497.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 511.5 m 576.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 497.5 m 576.5 497.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 738.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.90 738.95 Td (At and for the nine months ended September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 705.75 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 697.75 Td (loans modified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.70 706.95 Td (Number) Tj ET Q q 0 0 0 rg BT 218.53 706.95 Td ( of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.35 697.95 Td (loans modified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 724.95 Td (Post-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.25 715.95 Td (modification) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.30 706.95 Td (r) Tj ET Q q 0 0 0 rg BT 261.13 706.95 Td (ecorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.65 697.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 288.64 702.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.30 706.95 Td (Deferr) Tj ET Q q 0 0 0 rg BT 349.61 706.95 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.55 697.95 Td (principal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 355.56 702.03 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.95 715.95 Td (Contingent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.95 706.95 Td (principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.55 697.95 Td (forgiveness) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 426.54 702.03 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 706.95 Td (Principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.55 697.95 Td (forgiveness) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 493.54 702.03 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.80 715.95 Td (A) Tj ET Q q 0 0 0 rg BT 532.63 715.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.20 706.95 Td (inter) Tj ET Q q 0 0 0 rg BT 537.53 706.95 Td (estrate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.05 697.95 Td (r) Tj ET Q q 0 0 0 rg BT 527.88 697.95 Td (eduction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.95 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 669.96 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 669.95 Td (15,435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 669.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.75 669.95 Td (1,866) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 669.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 669.95 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 669.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 669.95 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 669.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 669.95 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 669.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 669.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 655.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 655.95 Td (6,102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 655.95 Td (228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 655.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 655.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 655.95 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 655.95 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 641.96 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 641.95 Td (136,501) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 641.95 Td (601) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 641.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 641.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 641.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 641.95 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 627.96 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 627.95 Td (36,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 627.95 Td (269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 627.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 627.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 627.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 627.95 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 613.96 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 618.04 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.50 613.95 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 613.95 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 613.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 613.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 613.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 613.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 599.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 604.03 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 599.95 Td (194,261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 599.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.75 599.95 Td (2,991) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 599.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 599.95 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 599.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 599.95 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 599.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 599.95 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 585.95 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 585.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 585.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 585.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 585.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 585.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 585.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 571.96 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 571.95 Td (2,127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 571.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 571.95 Td (79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 571.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 571.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 571.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 571.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 571.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 571.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 571.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 571.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 557.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 557.95 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 557.95 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 557.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 557.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 557.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 557.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 543.96 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 543.95 Td (109,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 543.95 Td (357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 543.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 543.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 543.95 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 543.95 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 529.96 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 529.95 Td (44,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 529.95 Td (216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 529.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 529.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 529.95 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 529.95 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 515.96 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 520.04 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.50 515.95 Td (271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 515.95 Td (156) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 515.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 515.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 515.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 501.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 501.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 506.03 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 501.95 Td (155,625) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 501.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 501.95 Td (817) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 501.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 501.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 501.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 501.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 501.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 501.95 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 501.96 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 432.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 432.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 432.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 432.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 432.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 432.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 404.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 404.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 404.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 404.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 404.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 404.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 376.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 376.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 376.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 376.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 376.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 376.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 348.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 348.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 348.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 348.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 348.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 348.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 320.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 320.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 320.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 320.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 320.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 320.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 320.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 292.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 292.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 292.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 292.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 292.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 292.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 292.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 264.50 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 264.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 264.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 264.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 264.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 264.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 264.50 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 473.5 m 241.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 473.5 m 308.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 473.5 m 375.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 473.5 m 442.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 473.5 m 509.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 473.5 m 576.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 432.5 m 174.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 473.5 m 241.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 432.5 m 241.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 473.5 m 308.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 432.5 m 308.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 473.5 m 375.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 432.5 m 375.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 473.5 m 442.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 432.5 m 442.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 473.5 m 509.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.5 m 509.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 473.5 m 576.5 473.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 432.5 m 576.5 432.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 348.5 m 241.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 348.5 m 308.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 348.5 m 375.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 348.5 m 442.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 348.5 m 509.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 348.5 m 576.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.5 m 174.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.5 m 174.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 348.5 m 241.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 334.5 m 241.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 348.5 m 308.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 334.5 m 308.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 348.5 m 375.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 334.5 m 375.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 348.5 m 442.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 334.5 m 442.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 348.5 m 509.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 334.5 m 509.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 348.5 m 576.5 348.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 334.5 m 576.5 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 250.5 m 241.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 250.5 m 308.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 250.5 m 375.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 250.5 m 442.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 250.5 m 509.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 250.5 m 576.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 250.5 m 174.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 236.5 m 174.5 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 250.5 m 241.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 236.5 m 241.5 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 250.5 m 308.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 236.5 m 308.5 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 250.5 m 375.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 236.5 m 375.5 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 250.5 m 442.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 236.5 m 442.5 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 250.5 m 509.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 236.5 m 509.5 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 250.5 m 576.5 250.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 236.5 m 576.5 236.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 477.96 Td (At and for the nine months ended September 30, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 444.75 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 436.75 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.85 445.96 Td (Number of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.60 436.96 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.20 463.96 Td (Post-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 454.96 Td (modification) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 445.96 Td (recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.90 436.96 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 287.39 441.04 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 445.96 Td (Deferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.05 436.96 Td (principal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 354.04 441.04 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 454.96 Td (Contingent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 445.96 Td (principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.40 436.96 Td (for) Tj ET Q q 0 0 0 rg BT 394.73 436.96 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 425.73 441.04 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 445.96 Td (Principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.40 436.96 Td (for) Tj ET Q q 0 0 0 rg BT 461.73 436.96 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 492.73 441.04 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.55 454.96 Td (A) Tj ET Q q 0 0 0 rg BT 533.38 454.96 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.35 445.96 Td (interestrate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 436.96 Td (reduction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 422.95 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 422.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 422.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 422.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 422.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 422.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 422.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 408.96 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 408.96 Td (25,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 408.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.75 408.96 Td (3,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 408.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 408.96 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 408.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 408.96 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 408.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 408.96 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 408.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 408.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 394.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 394.96 Td (10,319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 394.96 Td (460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 394.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 394.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 394.96 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 394.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 380.96 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 380.96 Td (123,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 380.96 Td (613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 380.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 380.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 380.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 380.96 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 366.96 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 366.96 Td (39,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 366.96 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 366.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 366.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 366.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 366.96 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 352.96 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 357.04 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 352.96 Td (166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 352.96 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 352.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 352.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 352.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 352.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 338.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 338.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 343.03 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 338.96 Td (199,137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 338.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.75 338.96 Td (4,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 338.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 338.96 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 338.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 338.96 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 338.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 338.96 Td (207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 324.95 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 324.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 324.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 324.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 324.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 324.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 324.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 310.96 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 310.96 Td (2,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 310.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 310.96 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 310.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 310.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 310.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 310.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 310.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 310.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 310.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 310.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 296.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 296.96 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 296.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 296.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 296.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 296.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 296.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 282.96 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 282.96 Td (105,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 282.96 Td (394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 282.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 282.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 282.96 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 282.96 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 268.96 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 268.96 Td (43,106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 268.96 Td (260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 268.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 268.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 268.96 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 268.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 254.96 Td (Commercial markets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.23 259.04 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 254.96 Td (296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 254.96 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 254.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 254.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 254.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 254.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 240.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 245.03 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 240.96 Td (152,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 240.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 240.96 Td (866) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 240.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 240.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 240.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 240.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 240.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 240.96 Td (22) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 215.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 215.40 Td (Post-modification balances include past due amounts that are capitalized at modification date.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 205.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.80 Td (Post-modification balances in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 149.09 205.80 Td ( North ) Tj ET Q q 0 0 0 rg BT 171.62 205.80 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.72 205.80 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 230.27 205.80 Td (240 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 267.38 205.80 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.13 205.80 Td (65 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 414.24 205.80 Td ( of home equity loans to borrowers who have ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.20 Td (gone through Chapter7 bankruptcy in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.75 196.20 Td (nine months ended September 30,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 298.39 196.20 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.39 196.20 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.39 196.20 Td (. ) Tj ET Q q 0 0 0 rg BT 320.25 196.20 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.00 196.20 Td (144 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 437.12 196.20 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 550.86 196.20 Td (56 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.60 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 186.60 Td ( of home equity loans that are newly classified as ) Tj ET Q q 0 0 0 rg BT 236.48 186.60 Td (TDRs as a result of OCC guidance received in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.65 186.60 Td (nine months ended September 30,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.30 186.60 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 186.60 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 525.30 186.60 Td (, as described ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.00 Td (above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 167.40 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.40 Td (Represents portion of contractual loan principal that is non-interest bearing but still due from the borrower) Tj ET Q q 0 0 0 rg BT 394.13 167.40 Td (. Such deferred principal is char) Tj ET Q q 0 0 0 rg BT 496.16 167.40 Td (ged of) Tj ET Q q 0 0 0 rg BT 516.23 167.40 Td (f at the time of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.80 Td (permanent modification to the extent that the related loan balance exceeds the underlying collateral value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.20 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.20 Td (Represents portion of contractual loan principal that is non-interest bearing and, depending upon borrower performance, eligible for for) Tj ET Q q 0 0 0 rg BT 487.27 148.20 Td (giveness.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.60 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.60 Td (Represents portion of contractual loan principal that was for) Tj ET Q q 0 0 0 rg BT 246.24 138.60 Td (given at the time of permanent modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.00 Td (\(6\) Commercial markets loans are generally borrower) Tj ET Q q 0 0 0 rg BT 213.77 129.00 Td (-specific modifications and incorporate changes in the amount and/or timing of principal and/or interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 119.40 Td (\(7\) Post-modification balances in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 150.42 119.40 Td (North ) Tj ET Q q 0 0 0 rg BT 170.95 119.40 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.05 119.40 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 229.59 119.40 Td (387 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.71 119.40 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.45 119.40 Td (75 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.57 119.40 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 109.80 Td (through Chapter7 bankruptcy in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.20 109.80 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 185.97 109.80 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.63 109.80 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 298.84 109.80 Td (. ) Tj ET Q q 0 0 0 rg BT 302.70 109.80 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 382.45 109.80 Td (265 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 419.57 109.80 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.31 109.80 Td (62 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.43 109.80 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.20 Td (home equity loans that are newly classified as ) Tj ET Q q 0 0 0 rg BT 202.70 100.20 Td (TDRs as a result of OCC guidance received in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.88 100.20 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.65 100.20 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.31 100.20 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.52 100.20 Td (, as described above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 90.60 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 53.18 90.60 Td (The above tables reflect activity for loans outstanding as of the end of the reporting period that were considered ) Tj ET Q q 0 0 0 rg BT 412.25 90.60 Td (TDRs.) Tj ET Q endstream endobj 307 0 obj <> endobj 308 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following table presents consumer ) Tj ET Q q 0 0 0 rg BT 211.83 742.10 Td (TDRs that defaulted during the three months and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.12 742.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.33 742.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.16 742.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.42 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 730.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.94 730.10 Td (, for which the payment default occurred within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.48 730.10 Td (one year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.63 730.10 Td ( of a permanent modification. Default is defined as 60days past due, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (except for classifiably managed commercial markets loans, where default is defined as 90days past due.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 671.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 671.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 671.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 671.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 643.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 643.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 643.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 643.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 615.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 615.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 615.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 615.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 587.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 587.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 587.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 587.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 559.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 559.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 559.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 559.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 531.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 531.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 531.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 531.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 503.60 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 503.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 503.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 503.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 503.60 89.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 685.6 m 319.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 685.6 m 398.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 685.6 m 487.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 685.6 m 576.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 671.6 m 240.5 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 685.6 m 319.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 671.6 m 319.5 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 685.6 m 398.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 671.6 m 398.5 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 685.6 m 487.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 671.6 m 487.5 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 685.6 m 576.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 671.6 m 576.5 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 587.6 m 319.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 587.6 m 398.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 587.6 m 487.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 587.6 m 576.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 587.6 m 240.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 573.6 m 240.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 587.6 m 319.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 573.6 m 319.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 587.6 m 398.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 573.6 m 398.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 587.6 m 487.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 573.6 m 487.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 587.6 m 576.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 573.6 m 576.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 489.6 m 319.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 489.6 m 398.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 489.6 m 487.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 489.6 m 576.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 489.6 m 240.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.6 m 240.5 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 489.6 m 319.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 475.6 m 319.5 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 489.6 m 398.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 475.6 m 398.5 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 489.6 m 487.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 475.6 m 487.5 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 489.6 m 576.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 475.6 m 576.5 475.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.50 690.05 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.95 690.05 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 675.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 676.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 676.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 676.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 676.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 662.05 Td (North America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 662.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 662.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 648.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 648.05 Td (149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 648.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 648.06 Td (440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 648.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 648.05 Td (562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 648.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 648.06 Td (1,221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.06 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 634.05 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 634.06 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 634.05 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 634.06 Td (155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 620.05 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 620.06 Td (41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 620.05 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 620.06 Td (155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 606.06 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 606.05 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 606.06 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 606.05 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 606.06 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 592.06 Td (Commercial markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 592.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 592.06 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 592.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 592.06 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 578.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 578.05 Td (239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 578.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 578.06 Td (556) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 578.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 578.05 Td (839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 578.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 578.06 Td (1,601) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.05 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 564.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 564.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 550.05 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 550.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 550.06 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 550.05 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 550.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 550.06 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.06 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 536.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 536.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 536.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 536.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 522.05 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 522.06 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 522.05 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 522.06 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 508.06 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 508.05 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 508.06 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 508.05 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 508.06 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 494.06 Td (Commercial markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 494.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 494.06 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 494.05 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 494.06 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 480.05 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 480.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 480.06 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.00 480.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 480.05 Td (372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 480.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 480.06 Td (276) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 309 0 obj <> endobj 310 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (152) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Corporate loans represent loans and leases managed by the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 718.25 Td (oup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.47 718.25 Td (in Citicorp or) Tj ET Q q 0 0 0 rg BT 199.95 718.25 Td (, to a much lesser ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (extent, in Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 134.71 706.25 Td (The following table presents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (information by corporate loan type as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.56 694.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.82 694.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.52 682.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.52 682.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 648.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 648.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 620.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 620.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 592.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 592.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 555.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 555.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 527.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 527.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 499.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 499.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 499.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 471.75 116.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 471.75 63.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 471.75 66.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 435.75 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 435.75 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 435.75 66.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 398.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 398.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.75 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 370.75 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 370.75 66.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 152.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 648.75 m 215.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 648.75 m 281.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 541.75 m 152.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 527.75 m 152.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 541.75 m 215.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 527.75 m 215.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 541.75 m 281.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 527.75 m 281.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 152.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 412.75 m 215.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 412.75 m 281.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.75 m 152.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 152.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 398.75 m 215.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 384.75 m 215.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 398.75 m 281.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 384.75 m 281.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 370.75 m 152.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 347.75 m 152.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 370.75 m 215.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 347.75 m 215.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 370.75 m 281.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 347.75 m 281.5 347.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 653.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.05 662.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.50 653.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 662.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 653.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 639.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 639.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.21 Td (In U.S.offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 625.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 625.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 611.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 611.20 Td (36,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 611.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 611.21 Td (32,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 597.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 597.20 Td (31,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 597.21 Td (25,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 583.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 587.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 583.20 Td (32,285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 583.21 Td (29,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 569.21 Td (Installment, revolving credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 560.21 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 560.20 Td (30,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 560.21 Td (34,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 546.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 546.20 Td (1,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 546.21 Td (1,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 532.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 532.20 Td (132,832) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 532.21 Td (123,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.21 Td (In offices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 518.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 518.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 504.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 504.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 504.20 Td (80,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 504.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 504.21 Td (82,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 490.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 490.20 Td (35,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 490.21 Td (38,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 476.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 480.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 476.20 Td (6,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 476.21 Td (6,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 463.01 Td (Installment, revolving credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 454.01 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 454.20 Td (20,151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 454.21 Td (18,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 440.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 440.20 Td (396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 440.21 Td (527) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 426.21 Td (Governments and official) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 417.21 Td (institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 417.20 Td (2,264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 417.21 Td (2,341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 403.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 403.20 Td (145,212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 403.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 403.21 Td (148,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.20 Td (Total Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 389.20 Td (278,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 389.21 Td (272,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.21 Td (Net unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.50 375.20 Td (\(536) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 375.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 375.21 Td (\(562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 375.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 361.20 Td (Corporate loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 352.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 352.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 352.20 Td (277,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 352.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 352.21 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 328.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 328.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (The Company sold and/or reclassified \(to held-for) Tj ET Q q 0 0 0 rg BT 535.55 742.10 Td (-sale\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.36 730.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.80 730.10 Td ($4.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.92 730.10 Td ( of corporate loans during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.84 718.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.72 718.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.98 718.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 364.91 706.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.85 706.10 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.96 706.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.40 706.10 Td ($4.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.51 706.10 Td ( during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.84 694.10 Td ( ended September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.98 694.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.98 694.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 364.91 682.10 Td (. ) Tj ET Q q 0 0 0 rg BT 372.23 682.10 Td (The Company did not have significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (purchases of corporate loans classified as held-for) Tj ET Q q 0 0 0 rg BT 516.97 670.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (investment for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.51 658.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.10 658.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.51 646.10 Td ( or 2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 634.10 Td (Corporate loans are identified as impaired and placed on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (a cash \(non-accrual\) basis when it is determined, based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (actual experience and a forward-looking assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (or principal is doubtful or when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.64 586.10 Td (90 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.58 574.10 Td (past due, except when the loan is well collateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (and in the process of collection. ) Tj ET Q q 0 0 0 rg BT 446.38 562.10 Td (Any interest accrued on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (impaired corporate loans and leases is reversed at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.72 550.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.55 550.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (and char) Tj ET Q q 0 0 0 rg BT 351.21 538.10 Td (ged against current earnings, and interest is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (thereafter included in earnings only to the extent actually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (received in cash. ) Tj ET Q q 0 0 0 rg BT 386.48 514.10 Td (When there is doubt regarding the ultimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (collectability of principal, all cash receipts are thereafter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (applied to reduce the recorded investment in the loan. ) Tj ET Q q 0 0 0 rg BT 534.21 490.10 Td (While ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (corporate loans are generally managed based on their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (internally assigned risk rating \(see further discussion below\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (the following tables present delinquency information by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (corporate loan type as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.60 442.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.86 442.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 430.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (Corporate Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.38 298.25 Td (September) Tj ET Q q 0 0 0 rg BT 328.30 298.25 Td (30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.80 298.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 255.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 255.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 255.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 227.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 227.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 227.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 227.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 199.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 199.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 199.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 199.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 171.75 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 171.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 171.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 171.75 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.75 m 199.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 255.75 m 269.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 255.75 m 331.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 455.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 287.75 m 517.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 255.75 m 517.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 255.75 m 563.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 255.75 m 269.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 255.75 m 331.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 455.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 255.75 m 517.5 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 255.75 m 517.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 255.75 m 563.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 241.75 m 517.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 227.75 m 517.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 213.75 m 517.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 199.75 m 517.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 185.75 m 517.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 171.75 m 563.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 171.75 m 199.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 157.75 m 199.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 171.75 m 269.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 157.75 m 269.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 171.75 m 331.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 157.75 m 331.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 171.75 m 393.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 157.75 m 393.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 171.75 m 455.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 157.75 m 455.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 171.75 m 517.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 171.75 m 517.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 157.75 m 517.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 171.75 m 563.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 157.75 m 563.5 157.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 260.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.60 278.20 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.85 269.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.45 260.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 255.71 264.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 35.95 0 0 9.04 282.00 276.26 cm /I26 Do Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.45 269.20 Td (pastdueand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.80 260.20 Td (accruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 313.30 264.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.90 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 340.08 269.20 Td (otalpastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.85 260.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 419.33 269.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.55 260.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 443.55 264.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.15 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 481.33 269.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 260.20 Td (curr) Tj ET Q q 0 0 0 rg BT 484.98 260.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 496.97 264.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.15 269.20 Td (T) Tj ET Q q 0 0 0 rg BT 535.33 269.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.45 260.20 Td (loans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 547.71 264.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 246.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 246.20 Td (212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.50 246.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 246.20 Td (213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 246.20 Td (733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 246.20 Td (113,211) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.75 246.20 Td (114,157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 232.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 232.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 232.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 232.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 232.20 Td (266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 232.20 Td (66,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 232.20 Td (66,497) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 218.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 218.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 218.20 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 218.20 Td (194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 218.20 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 218.20 Td (37,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 218.20 Td (38,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 204.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 204.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 204.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 204.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 204.20 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.75 204.20 Td (2,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 204.20 Td (2,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 190.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 190.20 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.50 190.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 190.20 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 190.20 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 190.20 Td (51,865) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 190.20 Td (51,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.21 Td (Loans at fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 176.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 176.20 Td (4,366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 162.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.50 162.20 Td (378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 162.20 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 162.20 Td (475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 162.20 Td (1,350) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 162.20 Td (271,317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 162.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.75 162.20 Td (277,508) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 140.65 Td (Corporate loans that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.64 140.65 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.64 140.65 Td (days past due are generally classified as non-accrual. Corporate loans are considered past due when principal or interest is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 131.05 Td (contractually due but unpaid.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.45 Td (Citi ) Tj ET Q q 0 0 0 rg BT 68.00 121.45 Td (generally ) Tj ET Q q 0 0 0 rg BT 99.77 121.45 Td (does ) Tj ET Q q 0 0 0 rg BT 116.43 121.45 Td (not ) Tj ET Q q 0 0 0 rg BT 128.65 121.45 Td (manage ) Tj ET Q q 0 0 0 rg BT 155.53 121.45 Td (corporate ) Tj ET Q q 0 0 0 rg BT 187.73 121.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 206.62 121.45 Td (on ) Tj ET Q q 0 0 0 rg BT 216.62 121.45 Td (a ) Tj ET Q q 0 0 0 rg BT 222.17 121.45 Td (delinquency ) Tj ET Q q 0 0 0 rg BT 263.27 121.45 Td (basis. ) Tj ET Q q 0 0 0 rg BT 283.27 121.45 Td (Non-accrual ) Tj ET Q q 0 0 0 rg BT 324.80 121.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 343.68 121.45 Td (generally ) Tj ET Q q 0 0 0 rg BT 375.45 121.45 Td (include ) Tj ET Q q 0 0 0 rg BT 400.99 121.45 Td (those ) Tj ET Q q 0 0 0 rg BT 419.88 121.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 438.77 121.45 Td (that ) Tj ET Q q 0 0 0 rg BT 452.76 121.45 Td (are ) Tj ET Q /GS0 gs q 6.39 0 0 8.27 464.53 119.72 cm /I27 Do Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.92 121.45 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 478.92 121.45 Td (days past due or those ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.85 Td (loans for which Citi believes, based on actual experience and a forward-looking assessment of the collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.25 Td (or principal is doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 92.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.65 Td (Corporate loans are past due when principal or interest is contractually due but unpaid. Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.02 92.65 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 393.02 92.65 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 83.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 83.05 Td (otal loans include loans at fair value, which are not included in the various delinquency columns. ) Tj ET Q endstream endobj 311 0 obj <> endobj 312 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (153) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.38 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.51 742.25 Td (31, 2013) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 699.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 699.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 699.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 699.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 699.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 671.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 671.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 671.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 671.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 671.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 671.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 643.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 643.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 643.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 643.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 643.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 643.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 176.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 615.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 615.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 615.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 615.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 615.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 615.75 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 212.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 699.75 m 280.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 699.75 m 342.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 699.75 m 407.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 699.75 m 466.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 731.75 m 513.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 699.75 m 513.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 699.75 m 563.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 699.75 m 280.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 699.75 m 342.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 699.75 m 407.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 699.75 m 466.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 699.75 m 513.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 699.75 m 513.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 699.75 m 563.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 685.75 m 513.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 671.75 m 513.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 657.75 m 513.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 643.75 m 513.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 629.75 m 513.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 212.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 212.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 615.75 m 280.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 601.75 m 280.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 615.75 m 342.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 601.75 m 342.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 615.75 m 407.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 601.75 m 407.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 615.75 m 466.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 601.75 m 466.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 615.75 m 513.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 615.75 m 513.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 601.75 m 513.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 615.75 m 563.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 601.75 m 563.5 601.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.60 722.20 Td (30-89days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.85 713.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.45 704.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 267.71 708.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 35.95 0 0 9.04 293.00 720.26 cm /I28 Do Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.45 713.20 Td (pastdueand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.80 704.20 Td (accruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 324.30 708.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.40 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 352.58 713.20 Td (otalpastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.35 704.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 431.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.05 704.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 456.05 708.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 484.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 704.20 Td (curr) Tj ET Q q 0 0 0 rg BT 488.48 704.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 500.47 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 533.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.45 704.20 Td (loans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 545.71 708.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 690.21 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 690.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 690.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 690.21 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 690.21 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 690.21 Td (112,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 690.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 690.21 Td (113,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 676.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 676.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 676.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 676.21 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 676.21 Td (61,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 676.21 Td (62,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 662.21 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 662.21 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 662.21 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 662.21 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 662.21 Td (34,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 662.21 Td (34,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Leases) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.50 648.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 648.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 648.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 648.21 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 648.21 Td (1,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 648.21 Td (2,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 634.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 634.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 634.21 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 634.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 634.21 Td (54,476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 634.21 Td (54,595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.21 Td (Loans at fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 620.21 Td (4,072) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 606.21 Td (311) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 606.21 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.50 606.21 Td (494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.75 606.21 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 606.21 Td (265,167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 606.21 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 582.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 582.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 582.25 Td (Corporate loans that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.64 582.25 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.64 582.25 Td (days past due are generally classified as non-accrual. Corporate loans are considered past due when principal or interest is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 572.65 Td (contractually due but unpaid.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 560.65 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 560.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 560.65 Td (Citi ) Tj ET Q q 0 0 0 rg BT 68.00 560.65 Td (generally ) Tj ET Q q 0 0 0 rg BT 99.77 560.65 Td (does ) Tj ET Q q 0 0 0 rg BT 116.43 560.65 Td (not ) Tj ET Q q 0 0 0 rg BT 128.65 560.65 Td (manage ) Tj ET Q q 0 0 0 rg BT 155.53 560.65 Td (corporate ) Tj ET Q q 0 0 0 rg BT 187.73 560.65 Td (loans ) Tj ET Q q 0 0 0 rg BT 206.62 560.65 Td (on ) Tj ET Q q 0 0 0 rg BT 216.62 560.65 Td (a ) Tj ET Q q 0 0 0 rg BT 222.17 560.65 Td (delinquency ) Tj ET Q q 0 0 0 rg BT 263.27 560.65 Td (basis. ) Tj ET Q q 0 0 0 rg BT 283.27 560.65 Td (Non-accrual ) Tj ET Q q 0 0 0 rg BT 324.80 560.65 Td (loans ) Tj ET Q q 0 0 0 rg BT 343.68 560.65 Td (generally ) Tj ET Q q 0 0 0 rg BT 375.45 560.65 Td (include ) Tj ET Q q 0 0 0 rg BT 400.99 560.65 Td (those ) Tj ET Q q 0 0 0 rg BT 419.88 560.65 Td (loans ) Tj ET Q q 0 0 0 rg BT 438.77 560.65 Td (that ) Tj ET Q q 0 0 0 rg BT 452.76 560.65 Td (are ) Tj ET Q /GS0 gs q 6.39 0 0 10.09 464.53 558.49 cm /I29 Do Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.92 560.65 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 478.92 560.65 Td (days past due or those ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 551.05 Td (loans for which Citi believes, based on actual experience and a forward-looking assessment of the collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 541.45 Td (or principal is doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 529.45 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 529.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 529.45 Td (Corporate loans are past due when principal or interest is contractually due but unpaid. Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.02 529.45 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 393.02 529.45 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 519.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 519.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 519.85 Td (otal loans include loans at fair value, which are not included in the various delinquency columns. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 498.25 Td (Citigroup has a risk management process to monitor) Tj ET Q q 0 0 0 rg BT 262.73 498.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 486.25 Td (evaluate and manage the principal risks associated with its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 474.25 Td (corporate loan portfolio. ) Tj ET Q q 0 0 0 rg BT 135.41 474.25 Td (As part of its risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.25 Td (process, Citi assigns numeric risk ratings to its corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.25 Td (loan facilities based on quantitative and qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.25 Td (assessments of the obligor and facility) Tj ET Q q 0 0 0 rg BT 188.37 438.25 Td (. ) Tj ET Q q 0 0 0 rg BT 193.19 438.25 Td (These risk ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.25 Td (reviewed at least annually or more often if material events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.25 Td (related to the obligor or facility warrant. Factors considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.25 Td (in assigning the risk ratings include: financial condition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.25 Td (the obligor) Tj ET Q q 0 0 0 rg BT 79.20 390.25 Td (, qualitative assessment of management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 67.01 378.25 Td (, amount and sources of repayment, amount and type ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.25 Td (of collateral and guarantee arrangements, amount and type of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.25 Td (any contingencies associated with the obligor) Tj ET Q q 0 0 0 rg BT 217.49 354.25 Td (, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 65.26 342.25 Td () Tj ET Q q 0 0 0 rg BT 68.04 342.25 Td (s industry and geography) Tj ET Q q 0 0 0 rg BT 168.20 342.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 330.25 Td (The obligor risk ratings are defined by ranges of default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.25 Td (probabilities. ) Tj ET Q q 0 0 0 rg BT 90.81 318.25 Td (The facility risk ratings are defined by ranges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.25 Td (of loss norms, which are the product of the probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.25 Td (default and the loss given default. ) Tj ET Q q 0 0 0 rg BT 173.28 294.25 Td (The investment grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.25 Td (rating categories are similar to the category BBB-/Baa3 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.25 Td (above as defined by S&P) Tj ET Q q 0 0 0 rg BT 136.72 270.25 Td ( and Moody) Tj ET Q q 0 0 0 rg BT 187.83 270.25 Td (s. Loans classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.25 Td (according to the bank regulatory definitions as special ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.25 Td (mention, substandard and doubtful will have risk ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.25 Td (within the non-investment grade categories.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.25 490.25 Td (Corporate Loans Cr) Tj ET Q q 0 0 0 rg BT 404.28 490.25 Td (edit Quality Indicators at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.25 478.25 Td (September) Tj ET Q q 0 0 0 rg BT 363.17 478.25 Td (30, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.67 478.25 Td ( and December) Tj ET Q q 0 0 0 rg BT 464.92 478.25 Td ( 31, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.42 478.25 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.42 478.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 422.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 422.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 422.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 394.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 394.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 394.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 366.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 366.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 366.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 338.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 338.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 338.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 310.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 310.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 310.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 282.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 282.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 282.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 254.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 254.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 254.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 226.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 226.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 226.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 198.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 198.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 198.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 170.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 170.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 170.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 142.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 142.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 142.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 96.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 96.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 96.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 445.75 m 498.75 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 445.75 m 562.75 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 422.75 m 434.75 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 445.75 m 498.75 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 422.75 m 498.75 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 422.75 m 562.75 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 338.75 m 434.75 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 324.75 m 434.75 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 338.75 m 498.75 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 324.75 m 498.75 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 338.75 m 562.75 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 324.75 m 562.75 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 142.75 m 434.75 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 128.75 m 434.75 128.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 142.75 m 498.75 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 128.75 m 498.75 128.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 142.75 m 562.75 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 128.75 m 562.75 128.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 82.75 m 434.75 82.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 59.75 m 434.75 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 82.75 m 498.75 82.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 59.75 m 498.75 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 82.75 m 562.75 82.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 59.75 m 562.75 59.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 450.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.20 450.20 Td (Recorded investment in loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 551.45 454.28 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.25 427.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.80 436.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.25 427.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 436.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.25 427.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 413.20 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 387.49 417.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 413.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 413.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 399.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 399.20 Td (82,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 399.21 Td (79,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 385.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 385.20 Td (53,338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 385.21 Td (49,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 371.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 371.20 Td (16,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 371.21 Td (13,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 357.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 357.20 Td (1,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 357.21 Td (1,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 343.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 343.20 Td (48,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 343.21 Td (51,370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 329.20 Td (Total investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 329.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 329.20 Td (201,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 329.21 Td (195,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 315.20 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 405.49 319.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 315.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 315.21 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 320.25 301.20 Td (Accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 301.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 301.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 287.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 287.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 287.20 Td (31,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 287.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 287.21 Td (33,702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 273.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 273.20 Td (12,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 273.21 Td (12,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 259.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 259.20 Td (3,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 259.21 Td (4,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 245.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 245.20 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 245.21 Td (385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 231.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 231.20 Td (3,816) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 231.21 Td (3,155) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 320.25 217.20 Td (Non-accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 217.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 217.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 203.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 203.20 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 203.21 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 189.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 189.20 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 189.21 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 175.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 175.20 Td (237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 175.21 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 161.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 161.20 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 161.21 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 147.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 147.20 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.25 147.21 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 133.20 Td (Total non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 133.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 133.20 Td (53,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 133.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 133.21 Td (55,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 119.20 Td (Private Banking loans ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 110.20 Td (managed on a delinquency ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 101.20 Td (basis ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 341.51 105.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 101.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 101.20 Td (18,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 101.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 101.21 Td (17,002) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 87.20 Td (Loans at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 87.20 Td (4,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 87.21 Td (4,072) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 73.20 Td (Corporate loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 64.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 64.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 64.20 Td (277,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 64.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 64.21 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 313 0 obj <> endobj 314 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (154) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 743.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 743.50 Td (Recorded investment in a loan includes net deferred loan fees and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 733.90 Td (costs, unamortized premium or discount, less any direct write-downs.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 724.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 724.30 Td (Held-for) Tj ET Q q 0 0 0 rg BT 81.38 724.30 Td (-investment loans are accounted for on an amortized cost ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 714.70 Td (basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.70 Td (Corporate loans and leases identified as impaired and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.70 Td (placed on non-accrual status are written down to the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.70 Td (that principal is judged to be uncollectible. Impaired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.70 Td (collateral-dependent loans and leases, where repayment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.70 Td (expected to be provided solely by the sale of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (collateral and there are no other available and reliable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (sources of repayment, are written down to the lower of cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (or collateral value, less cost to sell. Cash-basis loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (returned to an accrual status when all contractual principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (and interest amounts are reasonably assured of repayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (and there is a sustained period of repayment performance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.95 670.10 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.57 670.10 Td (, in accordance with the contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (terms of the loan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 626.70 Td (The following tables present non-accrual loan information by corporate loan type at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.66 626.70 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.92 626.70 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.36 626.70 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 614.70 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 614.70 Td ( and interest income recognized on non-accrual corporate loans for the three- and nine-month periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.27 614.70 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 602.70 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 602.70 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.94 602.70 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.94 602.70 Td (, respectively:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 582.70 Td (Non-Accrual Corporate Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 498.20 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 498.20 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 498.20 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 498.20 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 498.20 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 498.20 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 498.20 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 470.20 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 470.20 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 470.20 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 470.20 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 470.20 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 470.20 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 470.20 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 442.20 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 442.20 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 442.20 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 442.20 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 442.20 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 442.20 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 442.20 88.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 544.2 m 236.5 544.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 544.2 m 282.5 544.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 544.2 m 328.5 544.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 544.2 m 383.5 544.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 544.2 m 475.5 544.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 544.2 m 563.5 544.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512.2 m 181.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 512.2 m 236.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 512.2 m 282.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 512.2 m 328.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 544.2 m 383.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 512.2 m 383.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 544.2 m 383.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 512.2 m 475.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 512.2 m 563.5 512.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 512.2 m 383.5 498.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 498.2 m 383.5 484.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 484.2 m 383.5 470.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 470.2 m 383.5 456.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 456.2 m 383.5 442.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 442.2 m 383.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 428.2 m 181.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.2 m 181.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 428.2 m 236.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 414.2 m 236.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 428.2 m 282.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 414.2 m 282.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 428.2 m 328.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 414.2 m 328.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 428.2 m 383.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 428.2 m 383.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 414.2 m 383.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 428.2 m 475.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 414.2 m 475.5 414.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 428.2 m 563.5 428.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 414.2 m 563.5 414.2 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.05 557.65 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.30 548.65 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.45 557.65 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.30 548.65 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 548.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.45 548.65 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 516.45 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 525.65 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.05 516.65 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 226.04 520.73 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.70 534.65 Td (Unpaid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.45 525.65 Td (principal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.20 516.65 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.25 534.65 Td (Related ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 525.65 Td (specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 516.65 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.80 534.65 Td (A) Tj ET Q q 0 0 0 rg BT 345.63 534.65 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 525.65 Td (carrying ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.80 516.65 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 362.30 520.73 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.20 525.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 418.53 525.65 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.90 516.65 Td (r) Tj ET Q q 0 0 0 rg BT 408.73 516.65 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 446.22 520.73 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.20 525.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 508.53 525.65 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.90 516.65 Td (r) Tj ET Q q 0 0 0 rg BT 498.73 516.65 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 536.22 520.73 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.66 Td (Non-accrual Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 502.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 502.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 502.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 502.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 502.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 488.66 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 488.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 488.65 Td (733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 488.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 488.65 Td (1,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 488.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 488.65 Td (197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 488.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 488.65 Td (707) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 488.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 488.65 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 488.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 488.65 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 474.66 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 474.65 Td (266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.50 474.65 Td (277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.50 474.65 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 474.65 Td (306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 474.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 474.65 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 460.66 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 460.65 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.50 460.65 Td (276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 460.65 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 460.65 Td (329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 460.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 460.65 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 446.66 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 446.65 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 446.65 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 446.65 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 446.65 Td (119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 446.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 446.65 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 432.66 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.00 432.65 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.50 432.65 Td (194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 432.65 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 432.65 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 432.65 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 432.65 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 418.65 Td (Total non-accrual Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 418.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 418.65 Td (1,350) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 418.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 418.65 Td (1,856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 418.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 418.65 Td (266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 418.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 418.65 Td (1,525) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 418.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 418.65 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 418.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 418.65 Td (39) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.20 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 351.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 351.20 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 351.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 351.20 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 323.20 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 323.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 323.20 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 323.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 323.20 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 295.20 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 295.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 295.20 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 295.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 295.20 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.20 163.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 267.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 267.20 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 267.20 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 267.20 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 383.20000000000005 m 255.5 383.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 383.20000000000005 m 307.5 383.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 383.20000000000005 m 363.5 383.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 383.20000000000005 m 435.5 383.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.20000000000005 m 199.5 351.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 351.20000000000005 m 255.5 351.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 351.20000000000005 m 307.5 351.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 351.20000000000005 m 363.5 351.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 383.20000000000005 m 435.5 383.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 351.20000000000005 m 435.5 351.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.20000000000005 m 199.5 267.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 253.20000000000005 m 199.5 253.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 267.20000000000005 m 255.5 267.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 253.20000000000005 m 255.5 253.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 267.20000000000005 m 307.5 267.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 253.20000000000005 m 307.5 253.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 267.20000000000005 m 363.5 267.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 253.20000000000005 m 363.5 253.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 267.20000000000005 m 435.5 267.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 253.20000000000005 m 435.5 253.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 387.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.60 387.46 Td (Balance at December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 355.45 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.75 364.66 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.80 355.66 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 243.29 359.74 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.75 373.66 Td (Unpaid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 364.66 Td (principal ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 355.66 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.25 373.66 Td (Related ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 364.66 Td (specific) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 355.66 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.05 364.66 Td (A) Tj ET Q q 0 0 0 rg BT 389.88 364.66 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.70 355.66 Td (carrying value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 421.42 359.74 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.66 Td (Non-accrual Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 341.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 341.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 341.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 341.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 327.66 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 327.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 327.66 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 327.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.75 327.66 Td (1,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 327.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 327.66 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 327.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 327.66 Td (967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 313.66 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 313.66 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.50 313.66 Td (382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 313.66 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 313.66 Td (378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 299.66 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 299.66 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.50 299.66 Td (651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 299.66 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 299.66 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 285.66 Td (Lease financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 285.66 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.50 285.66 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 285.66 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 285.66 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 271.66 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 271.66 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.50 271.66 Td (216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 271.66 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 271.66 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 257.66 Td (Total non-accrual Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 257.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 257.66 Td (1,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 257.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.75 257.66 Td (2,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 257.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 257.66 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 257.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 257.66 Td (2,183) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 315 0 obj <> endobj 316 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (155) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 711.50 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 711.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 711.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 711.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 711.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 683.50 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 683.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 683.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 683.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 683.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 655.50 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 655.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 655.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 655.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 655.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.50 219.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 627.50 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 627.50 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 627.50 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 627.50 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.50 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 593.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 593.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 593.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 593.50 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.50 219.00 -14.00 re f /GS0 gs 0.8 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 579.5 m 409.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 565.5 m 409.5 551.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 551.5 m 409.5 537.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 537.5 m 409.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 523.5 m 255.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 500.5 m 255.5 500.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 523.5 m 332.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 500.5 m 332.5 500.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 523.5 m 409.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 500.5 m 409.5 500.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 523.5 m 409.5 500.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 523.5 m 486.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 500.5 m 486.5 500.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 523.5 m 563.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 500.5 m 563.5 500.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 738.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.45 738.95 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.60 738.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 715.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 724.95 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.05 715.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 311.04 720.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.35 724.95 Td (Related specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 715.95 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 724.96 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.30 715.96 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 463.79 720.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.60 724.96 Td (Related specific) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 715.96 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 701.96 Td (Non-accrual Corporate loans with valuation allowances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 701.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 701.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 701.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 701.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 687.96 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 687.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 687.95 Td (266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 687.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 687.95 Td (197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 687.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 687.96 Td (401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 687.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 687.96 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 673.96 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 673.95 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 673.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 673.96 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 673.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 659.96 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 659.95 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 659.95 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 659.96 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 659.96 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 645.96 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 645.95 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 645.95 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 645.96 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 645.96 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 631.96 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 631.95 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 631.95 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 631.96 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 631.96 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 618.90 Td (Total non-accrual Corporate loans with specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 609.95 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 611.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 611.95 Td (435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 611.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 611.95 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 611.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 611.96 Td (925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 611.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 611.96 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.96 Td (Non-accrual Corporate loans without specific allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 597.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 597.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 597.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 597.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 583.96 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 583.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 583.95 Td (466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 583.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 583.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 583.96 Td (368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 583.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 569.96 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 569.95 Td (249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 569.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 569.96 Td (341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 569.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 555.96 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 555.95 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 555.96 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 541.96 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 541.95 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 541.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 541.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 541.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 527.96 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 527.95 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 527.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 527.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 527.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Total non-accrual Corporate loans without specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 504.95 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 504.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 504.95 Td (914) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.95 504.95 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 504.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 504.96 Td (983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.95 504.96 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 483.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 483.40 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount, less any direct write-downs.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 473.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 473.80 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 473.80 Td (verage carrying value represents the average recorded investment balance and does not include related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 464.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 464.20 Td (Interest income recognized for the three- and nine-month periods ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.46 464.20 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.68 464.20 Td ( was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.12 464.20 Td ($6 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.23 464.20 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 414.78 464.20 Td ($24 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.89 464.20 Td (, respectively) Tj ET Q q 0 0 0 rg BT 494.02 464.20 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 454.60 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 454.60 Td ( Not ) Tj ET Q q 0 0 0 rg BT 64.89 454.60 Td (Applicable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 433.00 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 82.75 433.00 Td (T) Tj ET Q q 0 0 0 rg BT 88.68 433.00 Td (r) Tj ET Q q 0 0 0 rg BT 92.93 433.00 Td (oubled Debt Restructurings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.00 Td (The following table presents corporate ) Tj ET Q q 0 0 0 rg BT 192.71 413.00 Td (TDR activity at and for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.04 413.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.31 413.00 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 343.50 94.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 343.50 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 343.50 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 343.50 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 343.50 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 306.50 94.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 306.50 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 306.50 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 306.50 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 306.50 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.50 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 269.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 269.50 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 269.50 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 269.50 95.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 343.5 m 130.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 343.5 m 176.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 343.5 m 269.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 343.5 m 355.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 343.5 m 450.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 343.5 m 176.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 343.5 m 269.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 343.5 m 355.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 343.5 m 450.5 343.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.5 m 130.5 269.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.5 m 130.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 269.5 m 176.5 269.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 255.5 m 176.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 269.5 m 269.5 269.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 255.5 m 269.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 269.5 m 355.5 269.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 255.5 m 355.5 255.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 269.5 m 450.5 269.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 255.5 m 450.5 255.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 347.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.25 356.95 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.15 347.95 Td (V) Tj ET Q q 0 0 0 rg BT 147.82 347.95 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.20 383.95 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.35 374.95 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.70 365.95 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.30 356.95 Td (and/or) Tj ET Q q 0 0 0 rg BT 216.64 356.95 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.95 347.95 Td (principal payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 256.21 352.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.70 383.95 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.85 374.95 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.20 365.95 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.80 356.95 Td (and/or) Tj ET Q q 0 0 0 rg BT 306.14 356.95 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.55 347.95 Td (inter) Tj ET Q q 0 0 0 rg BT 292.88 347.95 Td (est payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 342.63 352.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.20 392.95 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.35 383.95 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.70 374.95 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.30 365.95 Td (and/or) Tj ET Q q 0 0 0 rg BT 396.64 365.95 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.70 356.95 Td (both principal and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.45 347.95 Td (inter) Tj ET Q q 0 0 0 rg BT 386.78 347.95 Td (est payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.96 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.96 Td (industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 133.00 324.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 324.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.00 324.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 324.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 324.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 324.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 324.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 324.95 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.96 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 310.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 310.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 310.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 310.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.96 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 287.96 Td (estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 287.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 287.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 287.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 287.95 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 273.96 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 273.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 273.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 273.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 273.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 259.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 133.00 259.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.50 259.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.00 259.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 259.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 259.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 259.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 259.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 259.95 Td (3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 238.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.40 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 238.40 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 228.80 Td (payments. Because for) Tj ET Q q 0 0 0 rg BT 126.50 228.80 Td (giveness of principal is rare for commercial loans, modifications typically have little to no impact on the loans) Tj ET Q q 0 0 0 rg BT 481.36 228.80 Td ( projected cash flows ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.20 Td (and thus little to no impact on the allowance established for the loan. Char) Tj ET Q q 0 0 0 rg BT 293.57 219.20 Td (ge-of) Tj ET Q q 0 0 0 rg BT 310.30 219.20 Td (fs for amounts deemed uncollectable may be recorded at the time of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 209.60 Td (restructuring or may have already been recorded in prior periods such that no char) Tj ET Q q 0 0 0 rg BT 316.64 209.60 Td (ge-of) Tj ET Q q 0 0 0 rg BT 333.38 209.60 Td (f is required at the time of the modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 200.00 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 200.00 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q endstream endobj 317 0 obj <> endobj 318 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (The following table presents corporate ) Tj ET Q q 0 0 0 rg BT 192.71 742.10 Td (TDR activity at and for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.04 742.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.31 742.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 672.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 672.60 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 672.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 672.60 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 672.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 635.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 635.60 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 635.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 635.60 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 635.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 598.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 598.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 598.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 598.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 598.60 100.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.6 m 125.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 672.6 m 172.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 672.6 m 261.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 672.6 m 344.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 672.6 m 444.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 672.6 m 172.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 672.6 m 261.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 672.6 m 344.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 672.6 m 444.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 598.6 m 125.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 584.6 m 125.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 598.6 m 172.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 584.6 m 172.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 598.6 m 261.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 584.6 m 261.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 598.6 m 344.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 584.6 m 344.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 598.6 m 444.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 584.6 m 444.5 584.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 676.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.50 686.06 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 138.25 677.06 Td (V) Tj ET Q q 0 0 0 rg BT 143.75 677.06 Td (alue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.70 713.06 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 183.60 704.06 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 191.75 695.06 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.25 686.06 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.70 677.06 Td (principal payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 247.43 681.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.70 713.06 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.60 704.06 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.75 695.06 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.25 686.06 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.45 677.06 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 330.68 681.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.20 722.06 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.10 713.06 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.25 704.06 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 695.06 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 686.06 Td (both principal and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.35 677.06 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.06 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.06 Td (industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.00 654.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 654.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 175.00 654.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 654.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 654.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 654.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 654.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 654.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 640.06 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 640.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 640.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 640.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 640.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 626.06 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.06 Td (estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.50 617.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 617.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 617.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 617.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.06 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.50 603.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 603.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 603.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 603.06 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 589.05 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.00 589.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 589.06 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 175.00 589.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 589.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 589.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 589.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 589.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 589.06 Td (13) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 567.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 567.50 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 567.50 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 557.90 Td (payments. Because for) Tj ET Q q 0 0 0 rg BT 128.50 557.90 Td (giveness of principal is rare for commercial loans, modifications typically have little to no impact on the loans) Tj ET Q q 0 0 0 rg BT 483.36 557.90 Td ( projected cash flows ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 548.30 Td (and thus little to no impact on the allowance established for the loan. Char) Tj ET Q q 0 0 0 rg BT 293.57 548.30 Td (ge-of) Tj ET Q q 0 0 0 rg BT 310.30 548.30 Td (fs for amounts deemed uncollectable may be recorded at the time of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 538.70 Td (restructuring or may have already been recorded in prior periods such that no char) Tj ET Q q 0 0 0 rg BT 316.64 538.70 Td (ge-of) Tj ET Q q 0 0 0 rg BT 333.38 538.70 Td (f is required at the time of the modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 529.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 529.10 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (The following table presents corporate ) Tj ET Q q 0 0 0 rg BT 192.71 509.10 Td (TDR activity at and for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.23 509.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.45 509.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.27 509.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.54 509.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 439.60 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 439.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 175.50 439.60 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 439.60 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 439.60 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 402.60 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 402.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 175.50 402.60 93.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 402.60 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 402.60 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.60 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 365.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 175.50 365.60 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 365.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 365.60 95.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.6 m 129.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 439.6 m 175.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 439.6 m 268.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 439.6 m 354.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 439.6 m 449.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.6 m 129.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 439.6 m 175.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 439.6 m 268.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 439.6 m 354.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 439.6 m 449.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.6 m 129.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.6 m 129.5 365.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.6 m 129.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 365.6 m 175.5 365.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 351.6 m 175.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 365.6 m 268.5 365.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 351.6 m 268.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 365.6 m 354.5 365.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 351.6 m 354.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 365.6 m 449.5 365.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 351.6 m 449.5 351.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 443.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.25 453.05 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.15 444.05 Td (V) Tj ET Q q 0 0 0 rg BT 146.82 444.05 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.20 480.05 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.35 471.05 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.70 462.05 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.30 453.05 Td (and/or) Tj ET Q q 0 0 0 rg BT 215.64 453.05 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.95 444.05 Td (principal payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 255.21 448.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.70 480.05 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.85 471.05 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.20 462.05 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.80 453.05 Td (and/or) Tj ET Q q 0 0 0 rg BT 305.14 453.05 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.55 444.05 Td (inter) Tj ET Q q 0 0 0 rg BT 291.88 444.05 Td (est payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 341.63 448.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.20 489.05 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.35 480.05 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.70 471.05 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.30 462.05 Td (and/or) Tj ET Q q 0 0 0 rg BT 395.64 462.05 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.70 453.05 Td (both principal and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.45 444.05 Td (inter) Tj ET Q q 0 0 0 rg BT 385.78 444.05 Td (est payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.06 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 421.06 Td (industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.00 421.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 421.05 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 421.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 421.05 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 421.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 421.05 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 421.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 421.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 407.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 407.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 407.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 407.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 407.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 393.06 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.06 Td (estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.50 384.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 384.05 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 384.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 384.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 370.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 370.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 370.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 370.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.00 356.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 356.05 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 356.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 356.05 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 356.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 356.05 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 356.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 356.05 Td (3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 334.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 334.50 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 334.50 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 324.90 Td (payments. Because for) Tj ET Q q 0 0 0 rg BT 128.50 324.90 Td (giveness of principal is rare for commercial loans, modifications typically have little to no impact on the loans) Tj ET Q q 0 0 0 rg BT 483.36 324.90 Td ( projected cash flows ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 315.30 Td (and thus little to no impact on the allowance established for the loan. Char) Tj ET Q q 0 0 0 rg BT 293.57 315.30 Td (ge-of) Tj ET Q q 0 0 0 rg BT 310.30 315.30 Td (fs for amounts deemed uncollectable may be recorded at the time of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 305.70 Td (restructuring or may have already been recorded in prior periods such that no char) Tj ET Q q 0 0 0 rg BT 316.64 305.70 Td (ge-of) Tj ET Q q 0 0 0 rg BT 333.38 305.70 Td (f is required at the time of the modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 296.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 296.10 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.10 Td (The following table presents corporate ) Tj ET Q q 0 0 0 rg BT 192.71 276.10 Td (TDR activity at and for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.23 276.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.45 276.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.27 276.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.54 276.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.60 88.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 124.50 206.60 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 206.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 206.60 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 206.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.60 88.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 124.50 169.60 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 169.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 169.60 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 169.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 132.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 124.50 132.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 132.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 132.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 132.60 100.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 206.60000000000002 m 124.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 124.5 206.60000000000002 m 171.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 206.60000000000002 m 260.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 206.60000000000002 m 343.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 206.60000000000002 m 443.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 206.60000000000002 m 124.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 124.5 206.60000000000002 m 171.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 206.60000000000002 m 260.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 206.60000000000002 m 343.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 206.60000000000002 m 443.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.60000000000002 m 124.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 124.5 132.60000000000002 m 171.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 132.60000000000002 m 260.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 132.60000000000002 m 343.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 132.60000000000002 m 443.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.60000000000002 m 124.5 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 124.5 132.60000000000002 m 171.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 124.5 118.60000000000002 m 171.5 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 132.60000000000002 m 260.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 118.60000000000002 m 260.5 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 132.60000000000002 m 343.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 118.60000000000002 m 343.5 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 132.60000000000002 m 443.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 118.60000000000002 m 443.5 118.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 210.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 131.50 220.06 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 137.25 211.06 Td (V) Tj ET Q q 0 0 0 rg BT 142.75 211.06 Td (alue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.70 247.06 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 182.60 238.06 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.75 229.06 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.25 220.06 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.70 211.06 Td (principal payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 246.43 215.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.70 247.06 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.60 238.06 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 229.06 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.25 220.06 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.45 211.06 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 329.68 215.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.20 256.06 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.10 247.06 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 238.06 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 229.06 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 220.06 Td (both principal and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.35 211.06 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 197.06 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.06 Td (industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.00 188.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 154.50 188.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 188.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 188.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 188.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 188.06 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 188.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 188.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.06 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 159.00 174.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 174.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.06 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.06 Td (estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 159.00 151.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 151.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 151.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 151.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 137.06 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.50 137.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 137.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 137.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 137.06 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 123.05 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.00 123.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 154.50 123.06 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 123.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 123.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 123.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 123.06 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.00 123.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 123.06 Td (23) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 101.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 101.50 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 101.50 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 91.90 Td (payments. Because for) Tj ET Q q 0 0 0 rg BT 128.50 91.90 Td (giveness of principal is rare for commercial loans, modifications typically have little to no impact on the loans) Tj ET Q q 0 0 0 rg BT 483.36 91.90 Td ( projected cash flows ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.30 Td (and thus little to no impact on the allowance established for the loan. Char) Tj ET Q q 0 0 0 rg BT 293.57 82.30 Td (ge-of) Tj ET Q q 0 0 0 rg BT 310.30 82.30 Td (fs for amounts deemed uncollectable may be recorded at the time of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 72.70 Td (restructuring or may have already been recorded in prior periods such that no char) Tj ET Q q 0 0 0 rg BT 316.64 72.70 Td (ge-of) Tj ET Q q 0 0 0 rg BT 333.38 72.70 Td (f is required at the time of the modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 63.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 63.10 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q endstream endobj 319 0 obj <> endobj 320 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following table presents total corporate loans modified in a ) Tj ET Q q 0 0 0 rg BT 310.41 742.10 Td (TDR at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.63 742.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.89 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.33 742.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.33 742.10 Td (, as well as those ) Tj ET Q q 0 0 0 rg BT 532.13 742.10 Td (TDRs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (that defaulted during the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.33 730.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.60 730.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.04 730.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.04 730.10 Td ( and for which the payment default occurred within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.02 730.10 Td (one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.21 718.10 Td ( of a permanent modification. Default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 718.10 Td (60 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.08 718.10 Td ( past due, except for classifiably managed commercial markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (loans, where default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.79 706.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.62 706.10 Td ( past due.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 623.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 623.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 623.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 623.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 623.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 623.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 623.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 595.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 595.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 595.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 595.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 595.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 595.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 595.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 567.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 567.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 567.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 567.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 567.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 567.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 567.60 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.6 m 153.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 623.6 m 216.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 623.6 m 288.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 623.6 m 360.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 623.6 m 420.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 623.6 m 494.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 623.6 m 560.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 623.6 m 216.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 623.6 m 288.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 623.6 m 360.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 623.6 m 420.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 623.6 m 494.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 623.6 m 560.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 567.6 m 153.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 553.6 m 153.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 567.6 m 216.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 553.6 m 216.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 567.6 m 288.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 553.6 m 288.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 567.6 m 360.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 553.6 m 360.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 567.6 m 420.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 553.6 m 420.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 567.6 m 494.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 553.6 m 494.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 567.6 m 560.5 567.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 553.6 m 560.5 553.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.35 660.05 Td (TDR balances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.75 651.05 Td (at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.45 678.05 Td (TDR loans in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.60 669.05 Td (payment default) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.80 660.05 Td (during the thr) Tj ET Q q 0 0 0 rg BT 275.14 660.05 Td (ee ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.10 651.05 Td (months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.45 678.05 Td (TDR loans in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.60 669.05 Td (payment default) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.35 660.05 Td (nine months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.45 651.05 Td (ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.35 660.06 Td (TDR balances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.75 651.06 Td (at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 678.06 Td (TDR loans in) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.85 669.06 Td (payment default) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 660.06 Td (during the three ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.85 651.06 Td (months ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 678.06 Td (TDR loans in) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.85 669.06 Td 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J 0 j 3 M 528.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 507.75 m 432.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 507.75 m 480.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 507.75 m 480.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 507.75 m 528.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 493.75 m 384.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 479.75 m 384.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 493.75 m 432.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 479.75 m 432.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 493.75 m 480.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 493.75 m 480.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 479.75 m 480.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 493.75 m 528.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 479.75 m 528.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 493.75 m 576.5 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 479.75 m 576.5 479.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.05 717.20 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.55 708.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.45 717.20 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.45 708.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 694.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 694.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 694.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 694.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 694.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 680.20 Td (Allowance for loan losses at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 680.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 680.20 Td (17,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 680.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 680.21 Td (21,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 680.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 680.20 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 680.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 680.21 Td (25,455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 666.21 Td (Gross credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 666.20 Td (\(2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 666.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.75 666.21 Td (\(2,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 666.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 666.20 Td (\(8,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 666.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 666.21 Td (\(9,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 666.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 652.21 Td (Gross recoveries ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 107.48 656.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 652.20 Td (489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 652.21 Td (544) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 652.20 Td (1,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 652.21 Td (1,759) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 638.20 Td (Net credit losses \(NCLs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 638.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 638.20 Td (\(2,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 638.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.75 638.21 Td (\(2,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 638.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 638.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 638.20 Td (\(6,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 638.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 638.21 Td (\(7,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 638.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 624.21 Td (NCLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 624.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 624.20 Td (2,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 624.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 624.21 Td (2,430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 624.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 624.20 Td (6,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 624.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 624.21 Td (7,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 610.21 Td (Net reserve releases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 610.20 Td (\(492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 610.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 610.21 Td (\(767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 610.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 610.20 Td (\(1,573) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 610.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 610.21 Td (\(1,715) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 610.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 596.21 Td (Net specific reserve builds \(releases\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 596.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 596.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 596.21 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 596.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 596.20 Td (\(205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 596.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 596.21 Td (\(508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 596.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 582.20 Td (Total provision for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 582.20 Td (1,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 582.21 Td (1,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 582.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 582.20 Td (4,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 582.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 582.21 Td (5,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 568.21 Td (Other) Tj ET Q q 0 0 0 rg BT 59.13 568.21 Td (, net ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 76.88 572.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 568.20 Td (\(453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 568.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 568.21 Td (\(197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 568.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 568.20 Td (\(955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 568.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 568.21 Td (\(2,627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 568.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 554.20 Td (Allowance for loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 554.20 Td (16,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 554.21 Td (20,605) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 554.20 Td (16,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 554.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 554.21 Td (20,605) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 540.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.65 540.20 Td (edit losses on unfunded lending commitments at beginning of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 363.94 544.28 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 540.20 Td (1,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 540.21 Td (1,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 540.20 Td (1,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 540.21 Td (1,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.21 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 526.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 526.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 526.21 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 526.20 Td (\(88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 526.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 526.21 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.21 Td (Other, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 512.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 512.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 512.21 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 512.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 512.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 512.21 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 498.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 498.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.65 498.20 Td (edit losses on unfunded lending commitments at end of period) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 339.92 502.28 Td ( \(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 498.20 Td (1,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 498.21 Td (1,262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 498.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 498.20 Td (1,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 498.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 498.21 Td (1,262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 484.20 Td (Total allowance for loans, leases, and unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 484.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 484.20 Td (18,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 484.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 484.21 Td (21,867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 484.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 484.20 Td (18,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 484.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 484.21 Td (21,867) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 461.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 461.05 Td (Recoveries have been reduced by certain collection costs that are incurred only if collection ef) Tj ET Q q 0 0 0 rg BT 355.50 461.05 Td (forts are successful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 451.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 451.45 Td (The third quarter of 2014 includes a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.16 451.45 Td ($259 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 301.27 451.45 Td ( related to transfers to held-for) Tj ET Q q 0 0 0 rg BT 398.63 451.45 Td (-sale \(HFS\) of various loan portfolios, including a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 441.85 Td (reduction of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.88 441.85 Td ($151 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.99 441.85 Td ( related to a transfer of a real estate loan portfolio to HFS and a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.22 441.85 Td ($108 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.33 441.85 Td ( related to the transfer of various ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 432.25 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.32 432.25 Td ( loan portfolios to HFS. ) Tj ET Q q 0 0 0 rg BT 154.66 432.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 194.59 432.25 Td (, the third quarter includes a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.41 432.25 Td ($181 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 416.53 432.25 Td ( related to foreign currency translation. ) Tj ET Q q 0 0 0 rg BT 543.22 432.25 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 422.65 Td (second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 111.53 422.65 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.53 422.65 Td ( includes a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.82 422.65 Td ($480 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 293.94 422.65 Td ( related to the sale or transfers to HFS of various loan portfolios, including a reduction ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 413.05 Td (of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 110.87 413.05 Td ($204 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 151.98 413.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 167.54 413.05 Td ($177 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.65 413.05 Td ( related to the transfers to HFS of consumer operations in Greece and Spain and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 466.13 413.05 Td ($29 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.24 413.05 Td ( related to the sale of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 403.45 Td (the Honduras consumer business, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 176.64 403.45 Td ($66 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 213.76 403.45 Td ( related to a transfer of a real estate loan portfolio to HFS. ) Tj ET Q q 0 0 0 rg BT 400.66 403.45 Td (These amounts are partially of) Tj ET Q q 0 0 0 rg BT 497.81 403.45 Td (fset by foreign currency ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.85 Td (translation on the entire allowance balance. ) Tj ET Q q 0 0 0 rg BT 196.46 393.85 Td (The first quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 259.10 393.85 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 275.10 393.85 Td ( includes reductions of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.96 393.85 Td ($79 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.07 393.85 Td ( related to the sale or transfer to HFS of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 384.25 Td (various loan portfolios. ) Tj ET Q q 0 0 0 rg BT 130.29 384.25 Td (The third quarter of 2013 includes a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 336.45 384.25 Td ($214 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 377.56 384.25 Td ( related to the sale or transfer to HFS of various loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.65 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 88.96 374.65 Td (The second quarter of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 160.93 374.65 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 176.93 374.65 Td ( includes a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 302.23 374.65 Td ($650 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.34 374.65 Td ( related to the sale or transfer to HFS of various U.S. loan portfolios and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 365.05 Td (a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 148.63 365.05 Td ($360 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.75 365.05 Td ( related to the transfer of Credicard to discontinued operations held for sale. ) Tj ET Q q 0 0 0 rg BT 435.66 365.05 Td (Additionally) Tj ET Q q 0 0 0 rg BT 475.59 365.05 Td (, a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 355.45 Td ($90 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 91.11 355.45 Td ( related to a transfer to HFS of a loan portfolio in Greece and a reduction of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 383.01 355.45 Td ($220 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 424.13 355.45 Td ( related to foreign currency translation. ) Tj ET Q q 0 0 0 rg BT 550.82 355.45 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.85 Td (first quarter of 2013 includes reductions of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.06 345.85 Td ($855 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.17 345.85 Td ( related to the sale or transfer to HFS of various U.S. loan portfolios and a reduction of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.25 Td (approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.21 336.25 Td ($165 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.32 336.25 Td ( related to a transfer to HFS of a loan portfolio in Greece.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 326.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 326.65 Td (Represents additional credit loss reserves for unfunded lending commitments and letters of credit recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 405.23 326.65 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.11 326.65 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 314.65 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 302.65 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 302.65 Td ( Cr) Tj ET Q q 0 0 0 rg BT 109.51 302.65 Td (edit Losses and Investment in Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.15 175.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 255.15 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 255.15 60.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 255.15 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 255.15 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 255.15 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 255.15 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.15 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 221.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 221.15 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 221.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 221.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 221.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 221.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 193.15 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 193.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 193.15 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 193.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 193.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 193.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 193.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 165.15 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 165.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 165.15 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 165.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 165.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 165.15 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 165.15 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 211.5 269.15 m 272.5 269.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 272.5 269.15 m 332.5 269.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 332.5 269.15 m 393.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 269.15 m 454.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 269.15 m 515.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 269.15 m 576.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.14999999999998 m 211.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 269.15 m 272.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 255.14999999999998 m 272.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 269.15 m 332.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 255.14999999999998 m 332.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 269.15 m 393.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 269.15 m 393.5 269.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 255.14999999999998 m 393.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.14999999999998 m 454.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 255.14999999999998 m 515.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 255.14999999999998 m 576.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 255.14999999999998 m 272.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 255.14999999999998 m 332.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 255.14999999999998 m 332.5 235.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.14999999999998 m 393.5 235.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 255.14999999999998 m 393.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.14999999999998 m 454.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 255.14999999999998 m 515.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 255.14999999999998 m 515.5 235.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 255.14999999999998 m 576.5 255.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 235.14999999999998 m 332.5 221.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 235.14999999999998 m 393.5 221.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 235.14999999999998 m 515.5 221.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 221.14999999999998 m 332.5 207.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 221.14999999999998 m 393.5 207.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 221.14999999999998 m 515.5 207.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 207.14999999999998 m 332.5 193.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 207.14999999999998 m 393.5 193.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 207.14999999999998 m 515.5 193.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 193.14999999999998 m 332.5 179.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 193.14999999999998 m 393.5 179.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 193.14999999999998 m 515.5 179.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 179.14999999999998 m 332.5 165.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 179.14999999999998 m 393.5 165.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 179.14999999999998 m 515.5 165.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 165.14999999999998 m 332.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 165.14999999999998 m 393.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 165.14999999999998 m 515.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 151.14999999999998 m 211.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 137.14999999999998 m 211.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 151.14999999999998 m 272.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 137.14999999999998 m 272.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 151.14999999999998 m 332.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 137.14999999999998 m 332.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 332.5 151.14999999999998 m 332.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 393.5 151.14999999999998 m 393.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 151.14999999999998 m 393.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 137.14999999999998 m 393.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 151.14999999999998 m 454.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 137.14999999999998 m 454.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 151.14999999999998 m 515.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 137.14999999999998 m 515.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 515.5 151.14999999999998 m 515.5 137.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 151.14999999999998 m 576.5 151.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 137.14999999999998 m 576.5 137.14999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.05 282.60 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.30 273.60 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.95 282.60 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.80 273.60 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 259.40 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 259.60 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.05 259.60 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.65 259.60 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 259.60 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.55 259.60 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 259.60 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 246.41 Td (Allowance for loan losses at beginning of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 237.46 Td (period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 239.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 239.60 Td (2,370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 239.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 239.60 Td (15,520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 239.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 239.60 Td (17,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 239.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 239.60 Td (2,584) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 239.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 239.60 Td (17,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 239.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 239.60 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 225.61 Td (Charge-offs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 225.60 Td (\(43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 225.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 225.60 Td (\(2,543) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 225.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 225.60 Td (\(2,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 225.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 225.60 Td (\(264) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 225.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 225.60 Td (\(8,117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 225.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 225.60 Td (\(8,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 225.60 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 211.61 Td (Recoveries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 211.60 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 211.60 Td (428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.50 211.60 Td (489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 211.60 Td (126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 211.60 Td (1,530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 211.60 Td (1,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 197.61 Td (Replenishment of net charge-offs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 197.60 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 197.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 197.60 Td (2,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 197.60 Td (2,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 197.60 Td (138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 197.60 Td (6,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 197.60 Td (6,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 183.61 Td (Net reserve releases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 183.60 Td (\(99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 183.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 183.60 Td (\(393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 183.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 183.60 Td (\(492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 183.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 183.60 Td (\(226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 183.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 183.60 Td (\(1,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 183.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 183.60 Td (\(1,573) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 183.60 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 169.61 Td (Net specific reserve releases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 169.60 Td (87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 169.60 Td (\(117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 169.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 169.60 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 169.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 169.60 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 169.60 Td (\(207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 169.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 169.60 Td (\(205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 169.60 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 155.61 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 155.60 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 155.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 155.60 Td (\(435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 155.60 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 155.60 Td (\(453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 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/F1 9.00 Tf ET q 0 0 0 rg BT 214.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 604.96 Td (2,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 604.96 Td (17,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 604.96 Td (20,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 604.96 Td (2,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 604.96 Td (17,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 604.96 Td (20,605) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 550.50 168.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 550.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 550.50 62.00 -14.00 re f /GS0 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0.9333333333333333 1 rg /GS0 gs 265.50 467.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 467.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 467.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 467.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 467.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 439.50 168.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 439.50 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 439.50 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 439.50 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 439.50 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 439.50 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 439.50 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 375.50 168.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 375.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 375.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 375.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 375.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 375.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 375.50 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 338.50 168.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 338.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 338.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 338.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 338.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 338.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 338.50 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 564.5 m 203.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 564.5 m 265.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 564.5 m 327.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 564.5 m 389.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 564.5 m 451.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 564.5 m 513.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 564.5 m 575.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 564.5 m 203.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 550.5 m 203.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 550.5 m 265.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 550.5 m 327.5 550.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 564.5 m 389.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 550.5 m 389.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 564.5 m 451.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 550.5 m 451.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 564.5 m 513.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 550.5 m 513.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 564.5 m 575.5 564.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 550.5 m 575.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 550.5 m 203.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 550.5 m 265.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 550.5 m 327.5 550.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 550.5 m 389.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 550.5 m 389.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 550.5 m 451.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 550.5 m 513.5 550.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 550.5 m 575.5 550.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 536.5 m 389.5 513.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 513.5 m 389.5 490.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 490.5 m 389.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 467.5 m 203.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 453.5 m 203.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 467.5 m 265.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 453.5 m 265.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 467.5 m 327.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 453.5 m 327.5 453.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 467.5 m 389.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 467.5 m 389.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 453.5 m 389.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 467.5 m 451.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 453.5 m 451.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 467.5 m 513.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 453.5 m 513.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 467.5 m 575.5 467.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 453.5 m 575.5 453.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 453.5 m 389.5 439.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 439.5 m 389.5 407.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 407.5 m 389.5 375.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 375.5 m 389.5 352.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 352.5 m 389.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 338.5 m 203.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 324.5 m 203.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 338.5 m 265.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 324.5 m 265.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 338.5 m 327.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 324.5 m 327.5 324.5 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 389.5 338.5 m 389.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 338.5 m 389.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 324.5 m 389.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 338.5 m 451.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 324.5 m 451.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 338.5 m 513.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 324.5 m 513.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 338.5 m 575.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 324.5 m 575.5 324.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.45 568.95 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.60 568.96 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 554.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.00 554.95 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.05 554.95 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.15 554.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 554.96 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 554.96 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.80 554.96 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 540.96 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 540.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 540.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 540.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 526.96 Td (Determined in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 517.96 Td (450-20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 517.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 517.95 Td (1,995) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 517.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 517.95 Td (10,364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 517.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 517.95 Td (12,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 517.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 517.96 Td (2,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 517.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 517.96 Td (12,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 517.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 517.96 Td (14,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 503.96 Td (Determined in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 494.96 Td (310-10-35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.50 494.95 Td (267) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 494.95 Td (4,192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.75 494.95 Td (4,459) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 494.96 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 494.96 Td (4,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 494.96 Td (4,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 480.96 Td (Determined in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 471.96 Td (310-30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 471.95 Td (78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 471.95 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 471.95 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 471.96 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 471.96 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 471.96 Td (113) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 457.95 Td (Total allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 457.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 457.95 Td (2,340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 457.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 457.95 Td (14,575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 457.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 457.95 Td (16,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 457.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 457.96 Td (2,584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 457.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 457.96 Td (17,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 457.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 457.96 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 443.96 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 429.96 Td (Loans collectively evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 420.96 Td (impairment in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 411.96 Td (450-20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 411.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.75 411.95 Td (271,391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 411.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.75 411.95 Td (354,662) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 411.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 411.95 Td (626,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 411.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 411.96 Td (265,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 411.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 411.96 Td (368,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 411.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 411.96 Td (633,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 397.96 Td (Loans individually evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 388.96 Td (impairment in accordance with ASC) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 379.96 Td (310-10-35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 379.95 Td (1,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.25 379.95 Td (21,203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.25 379.95 Td (22,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 379.96 Td (2,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 379.96 Td (23,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 379.96 Td (26,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 365.96 Td (Loans acquired with deteriorated credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 356.96 Td (quality in accordance with ASC 310-30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 356.95 Td (85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 356.95 Td (408) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 356.95 Td (493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 356.96 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 356.96 Td (632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 356.96 Td (749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 342.96 Td (Loans held at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.75 342.95 Td (4,366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 342.95 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.75 342.95 Td (4,411) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 342.96 Td (4,072) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 342.96 Td (957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 342.96 Td (5,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 328.95 Td (Total loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 328.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.75 328.95 Td (277,508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 328.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.75 328.95 Td (376,318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 328.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 328.95 Td (653,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 328.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 328.96 Td (271,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 328.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 328.96 Td (393,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 328.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 328.96 Td (665,472) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 325 0 obj <> endobj 326 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (160) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (16.GOODWILL) Tj ET Q q 0 0 0 rg BT 113.24 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.18 749.25 Td (AND INT) Tj ET Q q 0 0 0 rg BT 156.39 749.25 Td (ANGIBLE ) Tj ET Q q 0 0 0 rg BT 204.46 749.25 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (The changes in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 99.03 717.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.26 717.25 Td ( during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.69 717.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.91 717.25 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.19 717.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.19 717.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 681.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 653.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 625.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 597.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 569.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 216.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 681.75 m 288.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.75 m 216.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.75 m 216.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 681.75 m 288.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 667.75 m 288.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.75 m 216.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 667.75 m 288.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 639.75 m 216.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 216.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 639.75 m 288.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 625.75 m 288.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 597.75 m 216.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.75 m 216.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 597.75 m 288.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 583.75 m 288.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 583.75 m 288.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 555.75 m 216.5 555.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 541.75 m 216.5 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 555.75 m 288.5 555.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 541.75 m 288.5 541.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 686.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 672.20 Td (Balance at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 672.20 Td (25,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.21 Td (Foreign exchange translation and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 658.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.21 Td (Divestitures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.50 644.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 644.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 630.20 Td (Balance at March 31, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 630.20 Td (25,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.21 Td (Foreign exchange translation and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.50 616.20 Td (208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.21 Td (Divestitures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 602.20 Td (\(129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 602.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 588.20 Td (Balance at June 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 588.20 Td (25,087) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.21 Td (Foreign exchange translation and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 574.20 Td (\(586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 574.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.21 Td (Divestitures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.50 560.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 560.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 546.20 Td (Balance at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 546.20 Td (24,500) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.25 Td (The goodwill impairment testing process, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 506.25 Td (methodology and assumptions used to estimate the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 494.25 Td (of the reporting units, is disclosed in more detail in Note 1 of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 482.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 482.25 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 105.45 482.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.25 Td (During the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.16 470.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.37 470.25 Td ( months of 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.65 470.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.65 470.25 Td ( goodwill was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.25 Td (written of) Tj ET Q q 0 0 0 rg BT 74.97 458.25 Td (f due to impairment. ) Tj ET Q q 0 0 0 rg BT 158.94 458.25 Td (The Company performed its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 446.25 Td (annual goodwill impairment test during the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 434.25 Td (2014 resulting in no impairment for any of the reporting units. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.25 Td (The fair values of the Company) Tj ET Q q 0 0 0 rg BT 165.68 422.25 Td (s reporting units as of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 410.25 Td (most recent goodwill impairment tests substantially exceeded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.25 Td (their carrying values and did not indicate a more likely than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 386.25 Td (not risk of impairment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 717.25 Td (The following table shows reporting units with goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 705.25 Td (balances as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 705.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.85 705.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 681.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 681.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 653.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 653.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 625.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 625.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 597.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 597.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 569.75 207.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 569.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 681.75 m 576.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 681.75 m 531.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 667.75 m 531.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 667.75 m 576.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 667.75 m 576.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 569.75 m 531.5 569.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 555.75 m 531.5 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 569.75 m 576.5 569.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 555.75 m 576.5 555.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 686.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 672.20 Td (Reporting Unit) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 385.25 676.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.95 672.20 Td (Goodwill) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 658.20 Td (North America Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 658.20 Td (6,765) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 644.20 Td (EMEA Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 644.20 Td (346) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 630.20 Td (Asia Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 630.20 Td (4,987) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 616.20 Td (Latin America Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 616.20 Td (1,733) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 602.20 Td (Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 602.20 Td (3,786) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 588.20 Td (Markets and Securities Services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 588.20 Td (6,841) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 574.20 Td (Latin America Retirement Services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 574.20 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 560.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 560.20 Td (24,500) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 537.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 537.05 Td (Citi Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 385.34 537.05 Td (Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.12 537.05 Td ( is excluded from the table as there is no goodwill ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 527.45 Td (allocated to it.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 362.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 81.85 362.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 350.25 Td (The components of intangible assets as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.68 350.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.95 350.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.38 350.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.97 350.25 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 293.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 293.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 293.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 293.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 293.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 293.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 265.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 265.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 265.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 265.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 265.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 265.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 265.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 237.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 237.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 237.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 237.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 237.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 237.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 237.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 209.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 209.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 209.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 209.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 209.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 209.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 209.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 181.75 262.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 181.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 181.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 181.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 181.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 181.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 181.75 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 325.75 m 336.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 325.75 m 397.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 325.75 m 436.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 339.75 m 436.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 325.75 m 475.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 325.75 m 536.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 325.75 m 575.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 293.75 m 297.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 293.75 m 336.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 293.75 m 397.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 293.75 m 436.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 325.75 m 436.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 293.75 m 475.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 293.75 m 536.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 293.75 m 575.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 293.75 m 336.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 293.75 m 397.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 293.75 m 436.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 293.75 m 436.5 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 293.75 m 475.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 293.75 m 536.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 293.75 m 575.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 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536.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 167.75 m 536.5 167.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 181.75 m 575.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 167.75 m 575.5 167.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 330.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.95 330.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.10 330.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 298.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.30 316.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 316.13 316.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 307.20 Td (carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.70 298.20 Td (amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 307.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 298.20 Td (amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 316.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 307.20 Td (carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.70 298.20 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.95 316.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 307.21 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 298.21 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 307.21 Td (Accumulated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 298.21 Td (amortization) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 316.21 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 307.21 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 298.21 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 284.21 Td (Purchased credit card relationships) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 284.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 284.20 Td (7,521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 284.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 284.20 Td (6,229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 284.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 284.20 Td (1,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 284.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 284.21 Td (7,552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 284.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 284.21 Td (6,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 284.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 284.21 Td (1,546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 270.21 Td (Core deposit intangibles) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 270.20 Td (1,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 270.20 Td (1,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 270.20 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 270.21 Td (1,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 270.21 Td (1,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 270.21 Td (203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 256.21 Td (Other customer relationships) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 256.20 Td (615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 256.20 Td (344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 256.20 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 256.21 Td (675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 256.21 Td (389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 256.21 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 242.21 Td (Present value of future profits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 242.20 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 242.20 Td (154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 242.20 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 242.21 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 242.21 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 242.21 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 228.21 Td (Indefinite-lived intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 228.20 Td (314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 228.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 228.20 Td (314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 228.21 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 228.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 228.21 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 214.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.49 218.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 214.20 Td (5,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.75 214.20 Td (2,674) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 214.20 Td (2,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 214.21 Td (5,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 214.21 Td (2,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 214.21 Td (2,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 200.20 Td (Intangible assets \(excluding MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 200.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 200.20 Td (14,985) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 200.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.25 200.20 Td (10,460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 200.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 200.20 Td (4,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 200.21 Td (15,116) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 200.21 Td (10,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 200.21 Td (5,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 186.21 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 186.20 Td (2,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 186.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 186.20 Td (2,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 186.21 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 186.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 186.21 Td (2,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 172.20 Td (Total intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 172.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 172.20 Td (17,078) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 172.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.25 172.20 Td (10,460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 172.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 172.20 Td (6,618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 172.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 172.21 Td (17,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 172.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 172.21 Td (10,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 172.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 172.21 Td (7,774) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 150.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.65 Td (Includes contract-related intangible assets.) Tj ET Q endstream endobj 327 0 obj <> endobj 328 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The changes in intangible assets during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.68 749.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.89 749.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.72 749.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.98 749.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 692.60 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 189.50 692.60 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 692.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 692.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 692.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 692.60 53.00 -14.00 re f /GS0 gs 0.8 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0 0 rg BT 317.50 683.05 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 683.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 683.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 683.05 Td (\(247) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 683.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 683.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.50 683.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 683.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 683.05 Td (1,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 669.06 Td (Core deposit intangibles) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.50 669.06 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 669.05 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 669.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 669.05 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 669.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.50 669.05 Td (\(2) Tj ET Q 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9.00 Tf ET q 0 0 0 rg BT 489.00 599.05 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 599.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 599.05 Td (4,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.06 Td (Mortgage servicing rights \(MSRs\) ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 164.99 589.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 585.06 Td (2,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 585.05 Td (2,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 571.05 Td (Total intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 192.00 571.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.75 571.06 Td (7,774) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 571.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 571.05 Td (6,618) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 549.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 549.50 Td (Includes foreign exchange translation and purchase accounting adjustments. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 539.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 539.90 Td (See Note20 to the Consolidated Financial Statements for the roll-forward of MSRs.) 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 625.75 m 224.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 625.75 m 281.5 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 625.75 m 160.5 625.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 611.75 m 160.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 625.75 m 224.5 625.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 611.75 m 224.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 625.75 m 281.5 625.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 611.75 m 281.5 611.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 700.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.55 709.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 700.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.25 709.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.50 700.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 686.20 Td (Commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 672.21 Td (Significant Citibank Entities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.49 676.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 672.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 672.20 Td (17,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 672.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 672.21 Td (17,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 658.21 Td (Parent) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 61.99 662.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.50 658.20 Td (163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 658.21 Td (201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.20 Td (Total Commercial paper) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 644.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 644.20 Td (17,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 644.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 644.21 Td (17,878) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 630.20 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 630.20 Td ( borr) Tj ET Q q 0 0 0 rg BT 81.41 630.20 Td (owings ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 110.17 634.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 630.20 Td (47,075) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 630.21 Td (41,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 616.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 616.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 616.20 Td (64,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 616.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 616.21 Td (58,944) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 590.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 590.65 Td (Significant Citibank Entities consist of Citibank, N.A. units domiciled in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 581.05 Td (the U.S., ) Tj ET Q q 0 0 0 rg BT 83.86 581.05 Td (W) Tj ET Q q 0 0 0 rg BT 90.77 581.05 Td (estern Europe, Hong Kong and Singapore.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 571.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 571.45 Td (Parent includes the parent holding company \(CitigroupInc.\) and Citi) Tj ET Q q 0 0 0 rg BT 276.62 571.45 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 561.85 Td (broker) Tj ET Q q 0 0 0 rg BT 74.72 561.85 Td (-dealer subsidiaries that are consolidated into Citigroup.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 552.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 552.25 Td (At both ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 80.22 552.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.43 552.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.98 552.25 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.85 552.25 Td (, collateralized ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 542.65 Td (short-term advances from the Federal Home Loan Banks were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.48 542.65 Td ($1) Tj ET Q q 0 0 0 rg BT 263.19 542.65 Td (1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 533.05 Td (billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 74.89 533.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.05 Td (Borrowings under bank lines of credit may be at interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.05 Td (rates based on LIBOR, CD rates, the prime rate or bids ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.05 Td (submitted by the banks. Citigroup pays commitment fees for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.05 Td (its lines of credit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.05 Td (Some of Citigroup) Tj ET Q q 0 0 0 rg BT 131.22 461.05 Td (s non-bank subsidiaries have credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.05 Td (facilities with Citigroup) Tj ET Q q 0 0 0 rg BT 134.32 449.05 Td (s subsidiary depository institutions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.05 Td (including Citibank, N.A. Borrowings under these facilities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.05 Td (secured in accordance with Section 23A) Tj ET Q q 0 0 0 rg BT 196.22 425.05 Td ( of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.05 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 70.16 413.05 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.05 Td (Citigroup Global Markets Holdings Inc. \(CGMHI\) has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.05 Td (borrowing agreements consisting of facilities that CGMHI has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.05 Td (been advised are available, but where no contractual lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.05 Td (obligation exists. ) Tj ET Q q 0 0 0 rg BT 106.65 365.05 Td (These arrangements are reviewed on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.05 Td (ongoing basis to ensure flexibility in meeting CGMHI) Tj ET Q q 0 0 0 rg BT 255.70 353.05 Td (s short-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.05 Td (term requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 355.31 737.25 Td (erm Debt) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 701.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 701.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 701.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 673.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 673.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 673.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.75 m 441.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 701.75 m 505.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 701.75 m 569.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.75 m 441.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 701.75 m 505.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 659.75 m 441.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 645.75 m 441.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 659.75 m 505.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 645.75 m 505.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 659.75 m 569.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 645.75 m 569.5 645.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 706.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.55 715.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 706.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 715.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 706.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 692.21 Td (Citigroup Inc.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 377.49 696.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 692.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 692.20 Td (147,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 692.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.75 692.21 Td (156,804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 678.21 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 346.00 682.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.25 678.20 Td (67,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.25 678.21 Td (56,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 664.21 Td (Broker) Tj ET Q q 0 0 0 rg BT 351.81 664.21 Td (-dealer) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 376.79 668.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 664.20 Td (8,042) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.75 664.21 Td (7,855) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 650.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 650.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 346.67 654.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 650.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 650.20 Td (223,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.75 650.21 Td (221,116) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 624.65 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.33 624.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 624.65 Td (Parent holding company) Tj ET Q q 0 0 0 rg BT 419.69 624.65 Td (, CitigroupInc.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 615.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 615.05 Td (Represents the Significant Citibank Entities as well as other Citibank ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 605.45 Td (and Banamex entities. ) Tj ET Q q 0 0 0 rg BT 414.43 605.45 Td (At ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 424.43 605.45 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 488.64 605.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 504.19 605.45 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 567.05 605.45 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 595.85 Td (collateralized long-term advances from the Federal Home Loan Banks ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 586.25 Td (were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.54 586.25 Td ($23.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.43 586.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.98 586.25 Td ($14.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.88 586.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 499.00 586.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 576.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 576.65 Td (Represents broker) Tj ET Q q 0 0 0 rg BT 399.82 576.65 Td (-dealer subsidiaries that are consolidated into ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 567.05 Td (CitigroupInc., the parent holding company) Tj ET Q q 0 0 0 rg BT 479.89 567.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 557.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 557.45 Td (Includes senior notes with carrying values of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 487.52 557.45 Td ($87 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 524.63 557.45 Td ( issued to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 547.85 Td (outstanding Safety First ) Tj ET Q q 0 0 0 rg BT 420.30 547.85 Td (T) Tj ET Q q 0 0 0 rg BT 424.90 547.85 Td (rusts at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.79 547.85 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.66 547.85 Td (. ) Tj ET Q q 0 0 0 rg BT 516.21 547.85 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 538.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 406.21 538.25 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.21 538.25 Td (no) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.21 538.25 Td ( amounts were outstanding to these trusts. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 516.65 Td (Long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.44 516.65 Td (outstanding includes trust preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 504.65 Td (securities with a balance sheet carrying value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.36 504.65 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.47 504.65 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 492.65 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.94 492.65 Td ($3.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.05 492.65 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.27 492.65 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.53 492.65 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.97 492.65 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.65 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 480.65 Td (, respectively \(for the structure and terms of Citi) Tj ET Q q 0 0 0 rg BT 539.77 480.65 Td (s trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.65 Td (preferred securities, see Note 18 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.65 Td (Statements in the 2013 ) Tj ET Q q 0 0 0 rg BT 417.33 456.65 Td (Annual Report on Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.05 Td (The following table summarizes the Company) Tj ET Q q 0 0 0 rg BT 224.01 317.05 Td (s outstanding trust preferred securities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.96 317.05 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.23 317.05 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 238.55 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 238.55 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 238.55 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 238.55 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 238.55 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 238.55 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 238.55 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 238.55 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 238.55 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 207.55 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 207.55 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 207.55 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 207.55 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 207.55 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 207.55 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 207.55 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 207.55 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 207.55 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 292.54999999999995 m 418.5 292.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 292.54999999999995 m 489.5 292.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 292.54999999999995 m 562.5 292.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 251.54999999999995 m 138.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 251.54999999999995 m 183.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 251.54999999999995 m 232.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 251.54999999999995 m 284.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 251.54999999999995 m 328.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 251.54999999999995 m 372.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 292.54999999999995 m 418.5 292.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 251.54999999999995 m 418.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 251.54999999999995 m 489.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 251.54999999999995 m 562.5 251.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 238.54999999999995 m 138.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 238.54999999999995 m 183.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 238.54999999999995 m 232.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 238.54999999999995 m 284.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 238.54999999999995 m 328.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 238.54999999999995 m 372.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 238.54999999999995 m 418.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 238.54999999999995 m 489.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 238.54999999999995 m 562.5 238.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 193.54999999999995 m 138.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 193.54999999999995 m 183.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 193.54999999999995 m 232.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 193.54999999999995 m 284.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 193.54999999999995 m 328.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 193.54999999999995 m 372.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 193.54999999999995 m 418.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 193.54999999999995 m 489.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 193.54999999999995 m 562.5 193.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 179.54999999999995 m 138.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 179.54999999999995 m 183.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 179.54999999999995 m 232.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 179.54999999999995 m 284.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 179.54999999999995 m 328.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 179.54999999999995 m 372.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 179.54999999999995 m 418.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 179.54999999999995 m 489.5 179.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 179.54999999999995 m 562.5 179.54999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 297.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.00 297.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 297.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 297.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 297.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 297.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 297.00 Td (Junior subordinated debentures owned by trust) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 256.00 Td (Trust) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.95 265.00 Td (Issuance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.25 256.00 Td (date) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.75 265.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.70 256.00 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.20 265.00 Td (Liquidation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.30 256.00 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 264.80 260.08 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.70 265.00 Td (Coupon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.80 256.00 Td (rate) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 310.29 260.08 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 283.00 Td (Common) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.80 274.00 Td (shar) Tj ET Q q 0 0 0 rg BT 354.64 274.00 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.20 265.00 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.45 256.00 Td (to par) Tj ET Q q 0 0 0 rg BT 355.53 256.00 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.20 256.00 Td (Amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 256.00 Td (Maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 274.00 Td (Redeemable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.45 265.00 Td (by issuer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.45 256.00 Td (beginning) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 39.00 242.80 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 242.80 Td (In millions of dollars, except shar) Tj ET Q q 0 0 0 rg BT 148.70 242.80 Td (e amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 229.01 Td (Citigroup Capital III) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.00 229.01 Td (Dec. 1996) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.75 229.01 Td (194,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 229.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 229.01 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.10 229.01 Td (7.625%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 229.01 Td (6,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 229.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 229.01 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 229.01 Td (Dec.1, 2036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 229.01 Td (Not redeemable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.01 Td (Citigroup Capital XIII) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 141.45 212.01 Td (Sept. 2010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.50 212.01 Td (89,840,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.75 212.01 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.10 212.01 Td (7.875%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 212.01 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.75 212.01 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 212.01 Td (Oct.30, 2040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 212.01 Td (Oct.30, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 198.01 Td (Citigroup Capital XVIII) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.95 198.01 Td (Jun. 2007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 198.01 Td (99,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 198.01 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.10 198.01 Td (6.829%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 198.01 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 198.01 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.75 198.01 Td (June28, 2067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 198.01 Td (June28, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 184.00 Td (Total obligated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.00 184.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 184.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 184.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.75 184.00 Td (2,602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.00 184.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 184.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 184.00 Td (2,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 184.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 184.01 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 170.45 Td (Note: Distributions on the trust preferred securities and interest on the subordinated debentures are payable semiannually for Citigroup Capital III and Citigroup Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 160.85 Td (XVIII and quarterly for Citigroup Capital XIII.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 143.25 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (Represents the notional value received by investors from the trusts at the time of issuance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 133.65 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 133.65 Td (In each case, the coupon rate on the subordinated debentures is the same as that on the trust preferred securities. ) Tj ET Q endstream endobj 331 0 obj <> endobj 332 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (163) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (18.CHANGES IN ) Tj ET Q q 0 0 0 rg BT 121.01 749.25 Td (ACCUMULA) Tj ET Q q 0 0 0 rg BT 179.71 749.25 Td (TED OTHER COMPREHENSIVE INCOME \(LOSS\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Changes in each component of Citigroup) Tj ET Q q 0 0 0 rg BT 202.91 729.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 209.30 729.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 312.79 729.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.31 729.25 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.69 729.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.66 729.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 717.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 717.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 717.25 Td ( are as follows:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 697.25 Td (Thr) Tj ET Q q 0 0 0 rg BT 52.49 697.25 Td (ee months ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 126.10 697.25 Td (September) Tj ET Q q 0 0 0 rg BT 172.02 697.25 Td (30, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 209.52 697.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 621.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 621.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 621.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 621.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 621.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 585.75 205.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 585.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 585.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 585.75 72.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 585.75 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 585.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 548.75 205.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 548.75 64.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 548.75 64.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 548.75 72.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 548.75 71.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 548.75 64.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 621.75 m 241.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 607.75 m 241.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 621.75 m 305.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 607.75 m 305.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 621.75 m 369.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 607.75 m 369.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 621.75 m 441.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 607.75 m 441.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 621.75 m 512.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 607.75 m 512.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 621.75 m 512.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 621.75 m 576.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 607.75 m 576.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 607.75 m 512.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 562.75 m 241.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 562.75 m 305.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 562.75 m 369.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 562.75 m 441.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 562.75 m 512.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 585.75 m 512.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 562.75 m 576.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 548.75 m 241.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 548.75 m 305.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 548.75 m 369.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 548.75 m 441.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 548.75 m 512.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 562.75 m 512.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 241.5 532.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 241.5 532.75 m 305.5 532.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 305.5 532.75 m 369.5 532.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 369.5 532.75 m 441.5 532.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 441.5 532.75 m 512.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 548.75 m 512.5 532.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 512.5 532.75 m 576.5 532.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 626.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 662.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.80 653.20 Td (unr) Tj ET Q q 0 0 0 rg BT 266.64 653.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 644.20 Td (gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.10 635.20 Td (on investment ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.00 626.20 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.85 635.20 Td (Cash flow ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.45 626.20 Td (hedges ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 347.70 630.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.70 626.20 Td (Benefit plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 425.96 630.28 Td ( \(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.55 670.15 Td (For) Tj ET Q q 0 0 0 rg BT 475.38 670.15 Td (eign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.30 661.15 Td (curr) Tj ET Q q 0 0 0 rg BT 476.13 661.15 Td (ency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.45 652.15 Td (translation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.60 643.15 Td (adjustment,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 634.15 Td (net of hedges ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 625.15 Td (\(CT) Tj ET Q q 0 0 0 rg BT 472.33 625.15 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 481.83 629.23 Td (\(3\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.50 653.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.80 644.20 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.30 635.20 Td (compr) Tj ET Q q 0 0 0 rg BT 540.13 635.20 Td (ehensive ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.10 626.20 Td (income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.21 Td (Balance, June 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 612.21 Td (\(206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 612.21 Td (\(1,007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 612.21 Td (\(4,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 612.21 Td (\(12,768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 612.21 Td (\(18,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.01 Td (Other comprehensive income \(losses\) before) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.01 Td (reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 590.21 Td (\(173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 590.21 Td (\(42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 590.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 590.21 Td (\(1,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 590.21 Td (\(1,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 576.21 Td (Increase \(decrease\) due to amounts reclassified from) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 567.21 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 567.21 Td (\(34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 567.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 567.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 567.21 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 567.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 567.21 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 553.21 Td (\(207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 553.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 553.21 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 553.21 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 553.21 Td (\(1,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 553.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 553.21 Td (\(1,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 553.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 537.20 Td (Balance at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.50 537.20 Td (\(413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 537.20 Td (\(979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.00 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 537.20 Td (\(4,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 537.20 Td (\(14,489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 537.20 Td (\(19,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 537.20 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (Nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.24 513.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.74 513.25 Td (September) Tj ET Q q 0 0 0 rg BT 166.65 513.25 Td (30, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 204.15 513.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 481.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 481.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 481.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 481.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 481.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 481.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 446.75 205.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 446.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 446.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 446.75 72.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 446.75 71.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 446.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 411.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 411.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 411.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 411.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 411.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 411.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 241.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 481.75 m 305.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 481.75 m 369.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 481.75 m 441.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 481.75 m 512.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 481.75 m 576.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 241.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.75 m 241.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 467.75 m 305.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 467.75 m 369.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 467.75 m 441.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 467.75 m 512.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 481.75 m 512.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 467.75 m 576.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 467.75 m 512.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.75 m 241.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 425.75 m 305.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 425.75 m 369.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 425.75 m 441.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 425.75 m 512.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 446.75 m 512.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 425.75 m 576.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 411.75 m 241.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 411.75 m 305.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 411.75 m 369.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 411.75 m 441.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 425.75 m 512.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 411.75 m 576.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 411.75 m 241.5 411.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.75 m 241.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 411.75 m 305.5 411.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 241.5 397.75 m 305.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 411.75 m 369.5 411.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 305.5 397.75 m 369.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 411.75 m 441.5 411.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 369.5 397.75 m 441.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 411.75 m 512.5 411.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 441.5 397.75 m 512.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 411.75 m 512.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 411.75 m 576.5 411.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 512.5 397.75 m 576.5 397.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 486.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.21 Td (Balance, December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 472.21 Td (\(1,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 472.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 472.21 Td (\(1,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 472.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 472.21 Td (\(3,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 472.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 472.21 Td (\(12,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 472.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 472.21 Td (\(19,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 472.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 459.01 Td (Other comprehensive income \(losses\) before) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.01 Td (reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 451.21 Td (1,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 451.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 451.21 Td (\(240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 451.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 451.21 Td (\(2,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 451.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 451.21 Td (\(1,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 451.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.01 Td (Increase \(decrease\) due to amounts reclassified from) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.01 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 430.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 430.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 430.21 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 430.21 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 430.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 430.21 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 416.21 Td (1,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 416.21 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 416.21 Td (\(106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 416.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 416.21 Td (\(2,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 416.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 416.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 416.21 Td (\(843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 416.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 402.20 Td (Balance at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.50 402.20 Td (\(413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 402.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 402.20 Td (\(979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.00 402.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 402.20 Td (\(4,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 402.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 402.20 Td (\(14,489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 402.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 402.20 Td (\(19,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 402.20 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 378.25 Td (Thr) Tj ET Q q 0 0 0 rg BT 52.49 378.25 Td (ee months ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 126.10 378.25 Td (September) Tj ET Q q 0 0 0 rg BT 172.02 378.25 Td (30, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 209.52 378.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 348.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 348.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 348.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 348.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 348.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 320.75 205.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 320.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 320.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 320.75 72.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 320.75 71.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 320.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 285.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 285.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 285.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 285.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 285.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 285.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.75 m 241.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 348.75 m 305.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 348.75 m 369.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 348.75 m 441.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 348.75 m 512.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 348.75 m 576.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.75 m 241.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 241.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 348.75 m 305.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 334.75 m 305.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 348.75 m 369.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 334.75 m 369.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 348.75 m 441.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 334.75 m 441.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 348.75 m 512.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 334.75 m 512.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 348.75 m 512.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 348.75 m 576.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 334.75 m 576.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 334.75 m 512.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 299.75 m 241.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 299.75 m 305.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 299.75 m 369.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 299.75 m 441.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 299.75 m 512.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 320.75 m 512.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 299.75 m 576.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 285.75 m 241.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 285.75 m 305.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 285.75 m 369.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 285.75 m 441.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 299.75 m 512.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 285.75 m 576.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 285.75 m 241.5 285.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 271.75 m 241.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 285.75 m 305.5 285.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 241.5 271.75 m 305.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 285.75 m 369.5 285.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 305.5 271.75 m 369.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 285.75 m 441.5 285.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 369.5 271.75 m 441.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 285.75 m 512.5 285.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 441.5 271.75 m 512.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 285.75 m 512.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 285.75 m 576.5 285.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 512.5 271.75 m 576.5 271.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 353.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 339.21 Td (Balance, June 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 339.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 339.21 Td (\(1,301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 339.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 339.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 339.21 Td (\(1,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 339.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 339.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 339.21 Td (\(4,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 339.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 339.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 339.21 Td (\(12,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 339.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 339.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 339.21 Td (\(19,924) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 339.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 325.21 Td (Other comprehensive income before reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 325.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.50 325.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 325.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 325.21 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 325.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 325.21 Td (261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 325.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 325.21 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 325.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 325.21 Td (951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 312.01 Td (Increase \(decrease\) due to amounts reclassified from) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 303.01 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 304.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 304.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 304.21 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 304.21 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 304.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 304.21 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 290.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.50 290.21 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 290.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 290.21 Td (330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 290.21 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 290.21 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 290.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 290.21 Td (1,126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 276.20 Td (Balance at September 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 276.21 Td (\(1,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 276.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 276.21 Td (\(1,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 276.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 276.21 Td (\(4,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 276.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 276.21 Td (\(11,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 276.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 276.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 276.21 Td (\(18,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 276.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 248.25 Td (Nine months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 118.24 248.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.74 248.25 Td (September) Tj ET Q q 0 0 0 rg BT 166.65 248.25 Td (30, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 204.15 248.25 Td (: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 216.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 216.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 216.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 216.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 216.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 216.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 181.75 205.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 181.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 181.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 181.75 72.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 181.75 71.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 181.75 64.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 146.75 205.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 146.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 146.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 146.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 146.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 146.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 216.75 m 241.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 216.75 m 305.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 216.75 m 369.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 216.75 m 441.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 216.75 m 512.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 216.75 m 576.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 216.75 m 241.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 202.75 m 241.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 216.75 m 305.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 202.75 m 305.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 216.75 m 369.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 202.75 m 369.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 216.75 m 441.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 202.75 m 441.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 216.75 m 512.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 202.75 m 512.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 216.75 m 512.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 216.75 m 576.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 202.75 m 576.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 202.75 m 512.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 160.75 m 241.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 160.75 m 305.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 160.75 m 369.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 160.75 m 441.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 160.75 m 512.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 181.75 m 512.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 160.75 m 576.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 146.75 m 241.5 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 146.75 m 305.5 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 146.75 m 369.5 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 146.75 m 441.5 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 160.75 m 512.5 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 146.75 m 576.5 146.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 146.75 m 241.5 146.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.75 m 241.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 146.75 m 305.5 146.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 241.5 132.75 m 305.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 146.75 m 369.5 146.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 305.5 132.75 m 369.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 146.75 m 441.5 146.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 369.5 132.75 m 441.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 146.75 m 512.5 146.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 441.5 132.75 m 512.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 146.75 m 512.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 146.75 m 576.5 146.75 l s 0 0 0 RG /GS0 gs 1.50 w 0 i [] 0 d 0 J 0 j 3 M 512.5 132.75 m 576.5 132.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 221.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 207.21 Td (Balance, December 31, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.50 207.21 Td (597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 207.21 Td (\(2,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 207.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 207.21 Td (\(5,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 207.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 207.21 Td (\(9,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 207.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 207.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 207.21 Td (\(16,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 207.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 194.01 Td (Other comprehensive income \(losses\) before) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.01 Td (reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 186.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 186.21 Td (\(1,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 186.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 186.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 186.21 Td (509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 186.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 186.21 Td (836) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 186.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 186.21 Td (\(1,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 186.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 186.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 186.21 Td (\(2,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 186.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 173.01 Td (Increase \(decrease\) due to amounts reclassified from) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 164.01 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 165.21 Td (\(324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 165.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 165.21 Td (443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 165.21 Td (117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 165.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 165.21 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 151.21 Td (\(1,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 151.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 151.21 Td (952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 151.21 Td (953) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 151.21 Td (\(1,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 151.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 151.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 151.21 Td (\(1,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 151.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 137.20 Td (Balance at September 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 137.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.75 137.21 Td (\(1,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 137.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 137.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.75 137.21 Td (\(1,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 137.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 137.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 137.21 Td (\(4,317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 137.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 137.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 137.21 Td (\(11,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 137.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 137.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 137.21 Td (\(18,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 137.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.65 Td (Primarily driven by Citigroup) Tj ET Q q 0 0 0 rg BT 151.55 115.65 Td (s pay fixed/receive floating interest rate swap programs that hedge the floating rates on liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 106.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 106.05 Td (Primarily reflects adjustments based on the quarterly actuarial valuations of the Company) Tj ET Q q 0 0 0 rg BT 343.03 106.05 Td (s significant pension and postretirement plans and amortization of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.45 Td (amounts previously recognized in other comprehensive income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.85 Td (Primarily reflects the movements in \(by order of impact\) the Mexican peso, Euro, British pound, and ) Tj ET Q q 0 0 0 rg BT 378.14 86.85 Td (Australian dollar against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 505.13 86.85 Td (, and changes in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 77.25 Td (related tax ef) Tj ET Q q 0 0 0 rg BT 95.61 77.25 Td (fects and hedges for the quarter ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 219.33 77.25 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 283.54 77.25 Td (. Primarily reflects the movements in \(by order of impact\) the Korean won, British pound, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.65 Td (Euro, and Mexican peso against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 204.75 67.65 Td (, and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 299.90 67.65 Td (fects and hedges for the quarter ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 423.62 67.65 Td (June30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 468.29 67.65 Td (. Primarily reflects the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 58.05 Td (movements in the Russian ruble, ) Tj ET Q q 0 0 0 rg BT 162.21 58.05 Td (Ar) Tj ET Q q 0 0 0 rg BT 170.51 58.05 Td (gentine peso, Korean won, and Japanese yen against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 386.57 58.05 Td (, and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 481.71 58.05 Td (fects and hedges for the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 48.45 Td (quarter ended March31, 2014. Primarily reflects the movements in \(by order of impact\) the Korean won, Euro, British pound, Mexican peso and Polish zloty ) Tj ET Q endstream endobj 333 0 obj <> endobj 334 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (164) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 125.00 750.50 Td (, and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 220.14 750.50 Td (fects and hedges for the quarter ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.87 750.50 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.08 750.50 Td (. Primarily reflects the movements in \(by order of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (impact\) the Mexican peso, ) Tj ET Q q 0 0 0 rg BT 140.42 740.90 Td (Australian dollar) Tj ET Q q 0 0 0 rg BT 194.08 740.90 Td (, Indian rupee, and Brazilian real against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 372.14 740.90 Td (, and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 467.29 740.90 Td (fects and hedges for the quarter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.10 731.30 Td (June30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 119.77 731.30 Td (. primarily reflects the movements in \(by order of impact\) the Mexican peso, Japanese yen, British pound, and Korean won against the U.S. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (dollar) Tj ET Q q 0 0 0 rg BT 72.34 721.70 Td (, and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 167.48 721.70 Td (fects and hedges for the quarter ended March 31, 2013.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Reclassified to reflect the allocation of foreign currency translation between net unrealized gains \(losses\) on investment securities to CT) Tj ET Q q 0 0 0 rg BT 488.77 712.10 Td (A. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 692.10 Td (The pretax and after) Tj ET Q q 0 0 0 rg BT 134.59 692.10 Td (-tax changes in each component of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 276.20 692.10 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 379.69 692.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.21 692.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.59 692.10 Td (three and nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.10 Td (months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 680.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.33 680.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.59 680.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.03 680.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.03 680.10 Td ( are as follows:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 660.10 Td (Thr) Tj ET Q q 0 0 0 rg BT 52.49 660.10 Td (ee months ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 126.10 660.10 Td (September) Tj ET Q q 0 0 0 rg BT 172.02 660.10 Td (30, 2014:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 635.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 635.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 635.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 635.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 609.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 609.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 609.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 609.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 583.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 583.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 583.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 583.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 557.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 557.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 557.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 557.60 49.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 635.6 m 429.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 635.6 m 478.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 635.6 m 527.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 649.6 m 527.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 635.6 m 576.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 635.6 m 527.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 622.6 m 527.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 609.6 m 527.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 596.6 m 527.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 570.6 m 429.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 570.6 m 478.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 570.6 m 527.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 583.6 m 527.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 570.6 m 576.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 557.6 m 429.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 557.6 m 478.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 557.6 m 527.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 570.6 m 527.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 557.6 m 576.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 557.6 m 429.5 557.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.6 m 429.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 544.6 m 478.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 544.6 m 527.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 557.6 m 527.5 544.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 544.6 m 576.5 544.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 639.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.80 640.05 Td (Pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 640.05 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.90 640.05 Td (After-tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 626.86 Td (Balance, June 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 626.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 626.86 Td (\(25,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 626.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 626.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 626.86 Td (7,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 626.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 626.86 Td (\(18,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 626.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 613.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 613.86 Td (\(321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 613.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 613.86 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 613.86 Td (\(207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 613.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 600.86 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 600.86 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 600.86 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 600.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 600.86 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 587.86 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 587.86 Td (107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 587.86 Td (\(36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 587.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 587.86 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 574.86 Td (\(2,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 574.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 574.86 Td (373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 574.86 Td (\(1,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 574.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 561.86 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 561.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 561.86 Td (\(2,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 561.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 561.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 561.86 Td (434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 561.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 561.86 Td (\(1,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 561.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.00 Td (Balance, September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 549.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 549.00 Td (\(27,908) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 549.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 549.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 549.00 Td (7,932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 549.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 549.00 Td (\(19,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 549.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 525.10 Td (Nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.24 525.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.74 525.10 Td (September) Tj ET Q q 0 0 0 rg BT 166.65 525.10 Td (30, 2014:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 500.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 500.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 500.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 474.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 474.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 474.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 448.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 448.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 448.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 448.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 422.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 422.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 422.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 422.60 49.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 500.6 m 429.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 500.6 m 478.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 514.6 m 527.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 500.6 m 527.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 500.6 m 576.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 500.6 m 527.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 487.6 m 527.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 474.6 m 527.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 461.6 m 527.5 448.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 435.6 m 429.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 435.6 m 478.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 448.6 m 527.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 435.6 m 527.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 435.6 m 576.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.6 m 429.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 422.6 m 478.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 435.6 m 527.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 422.6 m 527.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 422.6 m 576.5 422.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 409.6 m 429.5 409.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 409.6 m 478.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 422.6 m 527.5 409.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 409.6 m 527.5 409.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 409.6 m 576.5 409.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 504.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.80 505.05 Td (Pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 505.05 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.90 505.05 Td (After-tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 491.86 Td (Balance, December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 491.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 491.86 Td (\(27,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 491.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 491.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 491.86 Td (8,463) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 491.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 491.86 Td (\(19,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 491.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 478.86 Td (1,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 478.86 Td (\(740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 478.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 478.86 Td (1,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 465.86 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 465.86 Td (431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 465.86 Td (\(165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 465.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 465.86 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 452.86 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 452.86 Td (\(187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 452.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 452.86 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 452.86 Td (\(106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 452.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 439.86 Td (\(2,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 439.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 439.86 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 439.86 Td (\(2,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 439.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 426.86 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 426.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 426.86 Td (\(312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 426.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 426.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 426.86 Td (\(531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 426.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 426.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 426.86 Td (\(843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 426.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 414.00 Td (Balance, September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 414.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 414.00 Td (\(27,908) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 414.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 414.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 414.00 Td (7,932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 414.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 414.00 Td (\(19,976) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 414.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 390.10 Td (Thr) Tj ET Q q 0 0 0 rg BT 52.49 390.10 Td (ee months ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 126.10 390.10 Td (September) Tj ET Q q 0 0 0 rg BT 172.02 390.10 Td (30, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 209.52 390.10 Td (: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 365.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 365.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 365.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 339.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 339.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 339.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 339.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 313.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 313.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 313.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 313.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 287.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 287.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 287.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 287.60 49.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.6 m 429.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 365.6 m 478.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 365.6 m 527.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 379.6 m 527.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 365.6 m 576.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 365.6 m 527.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 352.6 m 527.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 339.6 m 527.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 326.6 m 527.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.6 m 429.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 300.6 m 478.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 300.6 m 527.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 313.6 m 527.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 300.6 m 576.5 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.6 m 429.5 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 287.6 m 478.5 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 287.6 m 527.5 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 300.6 m 527.5 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 287.6 m 576.5 287.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 274.6 m 429.5 274.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 274.6 m 478.5 274.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 274.6 m 527.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 287.6 m 527.5 274.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 274.6 m 576.5 274.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 369.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.80 370.05 Td (Pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 370.05 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.90 370.05 Td (After-tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.86 Td (Balance, June 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 356.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 356.86 Td (\(28,846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 356.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 356.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 356.86 Td (8,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 356.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 356.86 Td (\(19,924) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 356.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.00 343.86 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 343.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 343.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 343.86 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 343.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.86 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 330.86 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 330.86 Td (\(184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 330.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 330.86 Td (330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.86 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 317.86 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 317.86 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 317.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 317.86 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 304.86 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 304.86 Td (168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 304.86 Td (506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 292.00 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 291.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 291.86 Td (1,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 291.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 291.86 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 291.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 291.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 291.86 Td (1,126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 279.00 Td (Balance, September 30, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 279.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 279.00 Td (\(27,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 279.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 279.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 279.00 Td (8,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 279.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 279.00 Td (\(18,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 279.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (Nine months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 118.24 257.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.74 257.10 Td (September) Tj ET Q q 0 0 0 rg BT 166.65 257.10 Td (30, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 204.15 257.10 Td (: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 232.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 232.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 232.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 232.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 206.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 206.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 206.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 180.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 180.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 180.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 180.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 154.60 393.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 154.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 154.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 154.60 49.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 232.60000000000002 m 429.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 232.60000000000002 m 478.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 232.60000000000002 m 527.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 246.60000000000002 m 527.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 232.60000000000002 m 576.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 232.60000000000002 m 527.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 219.60000000000002 m 527.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 206.60000000000002 m 527.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 193.60000000000002 m 527.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 167.60000000000002 m 429.5 167.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 167.60000000000002 m 478.5 167.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 167.60000000000002 m 527.5 167.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 180.60000000000002 m 527.5 167.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 167.60000000000002 m 576.5 167.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 154.60000000000002 m 429.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 154.60000000000002 m 478.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 154.60000000000002 m 527.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 167.60000000000002 m 527.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 154.60000000000002 m 576.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 141.60000000000002 m 429.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 141.60000000000002 m 478.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 141.60000000000002 m 527.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 154.60000000000002 m 527.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 141.60000000000002 m 576.5 141.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 236.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.80 237.05 Td (Pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.75 237.05 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.90 237.05 Td (After-tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 223.86 Td (Balance, December 31, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 223.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.25 223.86 Td (\(25,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 223.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 223.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 223.86 Td (8,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 223.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 223.86 Td (\(16,896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 223.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 210.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 210.86 Td (\(3,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 210.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 210.86 Td (1,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 210.86 Td (\(1,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 210.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 197.86 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 197.86 Td (1,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 197.86 Td (\(567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 197.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 197.86 Td (952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 184.86 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 184.86 Td (1,323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 184.86 Td (\(370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 184.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 184.86 Td (953) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 171.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 171.86 Td (\(2,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 171.86 Td (282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 171.86 Td (\(1,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 171.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 159.00 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 158.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.75 158.86 Td (\(2,354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 158.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 158.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 158.86 Td (452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 158.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 158.86 Td (\(1,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 158.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 146.00 Td (Balance, September 30, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 146.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 146.00 Td (\(27,688) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 146.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 146.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 146.00 Td (8,890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 146.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 146.00 Td (\(18,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 146.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 335 0 obj <> endobj 336 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (165) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.55 749.10 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.51 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.01 749.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.28 749.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 349.94 749.10 Td (, the Company recognized a pretax loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.72 749.10 Td ($154 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.11 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 39.33 737.10 Td ($90 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.72 737.10 Td ( net of tax\) and a pretax loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.07 737.10 Td ($527 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.46 737.10 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.29 737.10 Td ($323 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.68 737.10 Td ( net of tax\) related to amounts reclassified out of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 517.28 737.10 Td (Accumulated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (other compr) Tj ET Q q 0 0 0 rg BT 84.79 725.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.31 725.10 Td ( into the Consolidated Statement of Income. See details in the table below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 670.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 670.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 670.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 642.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 642.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 614.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 614.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 614.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 586.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 586.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 586.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 558.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 558.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 530.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 530.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 530.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 502.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 502.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 502.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 474.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 474.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 446.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 446.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 446.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 418.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 418.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 418.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 390.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 390.60 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 390.60 107.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 691.6 m 469.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 691.6 m 576.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.6 m 362.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 670.6 m 469.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 670.6 m 576.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 642.6 m 362.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 642.6 m 469.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 642.6 m 576.5 642.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.6 m 362.5 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 614.6 m 469.5 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 614.6 m 576.5 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 600.6 m 362.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 600.6 m 469.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 600.6 m 576.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.6 m 362.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 572.6 m 469.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 572.6 m 576.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.6 m 362.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.6 m 362.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 544.6 m 469.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 544.6 m 576.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.6 m 362.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 530.6 m 469.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 530.6 m 576.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 474.6 m 362.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 474.6 m 469.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 474.6 m 576.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.6 m 362.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 446.6 m 469.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 446.6 m 576.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 432.6 m 362.5 432.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 432.6 m 469.5 432.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 432.6 m 576.5 432.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 418.6 m 362.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 418.6 m 469.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 418.6 m 576.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.6 m 362.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 390.6 m 469.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 390.6 m 576.5 390.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 376.6 m 362.5 376.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 376.6 m 469.5 376.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 376.6 m 576.5 376.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.15 705.05 Td (Increase \(decrease\) in AOCI due to amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.45 696.05 Td (reclassified to Consolidated Statement of Income) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 674.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.55 683.00 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.80 674.00 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.95 683.00 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.80 674.00 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.06 Td (Realized \(gains\) losses on sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 661.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.50 661.05 Td (\(136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 661.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 661.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 661.05 Td (\(348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 661.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.06 Td (OTTI gross impairment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 647.05 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 647.05 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 633.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 633.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 633.05 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 633.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 633.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 633.05 Td (\(19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 633.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 619.06 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 619.05 Td (11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 619.05 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 605.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 58.57 605.05 Td (ealized \(gains\) losses on investment securities, after) Tj ET Q q 0 0 0 rg BT 253.95 605.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 268.95 609.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 605.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 605.05 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 605.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 605.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 605.05 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 605.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 591.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 591.05 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 591.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 591.05 Td (218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.06 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 577.05 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 577.05 Td (114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 563.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 563.05 Td (114) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 563.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 563.05 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 549.06 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 549.05 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 549.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 549.05 Td (\(128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 549.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.05 Td (Amortization of cash flow hedges, after) Tj ET Q q 0 0 0 rg BT 189.13 535.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 204.13 539.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 535.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 535.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 535.05 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.06 Td (Amortization of unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 521.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 521.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 507.06 Td (Prior service cost \(benefit\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 507.05 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 507.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 507.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 507.05 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 507.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 493.06 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 493.05 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 493.05 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 479.06 Td (Curtailment/settlement impact ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 150.47 483.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 479.05 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 479.05 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 465.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 465.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 465.05 Td (85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 465.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 465.05 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 451.06 Td (Tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 451.05 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 451.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 451.05 Td (\(80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 451.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 437.05 Td (Amortization of benefit plans, after) Tj ET Q q 0 0 0 rg BT 174.39 437.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 189.39 441.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 437.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 437.05 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 437.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 437.05 Td (134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 423.05 Td (Foreign currency translation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 423.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 423.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 423.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 423.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 409.05 Td (Total amounts reclassified out of AOCI, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 409.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 409.05 Td (154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 409.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 409.05 Td (527) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 395.05 Td (Total tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 395.05 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 395.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 395.05 Td (\(204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 395.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 381.05 Td (Total amounts reclassified out of AOCI, after-tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 381.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 381.05 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 381.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 381.05 Td (323) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 359.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 359.50 Td (The pretax amount is reclassified to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 170.41 359.50 Td (Realized gains \(losses\) on sales of investments, net) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.05 359.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 348.60 359.50 Td (Gr) Tj ET Q q 0 0 0 rg BT 357.20 359.50 Td (oss impairment losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.42 359.50 Td ( on the Consolidated Statement of Income. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 349.90 Td (See Note13 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 340.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 340.30 Td (See Note21 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 330.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 330.70 Td (See Notes 1 and8 to the Consolidated Financial Statements for additional details.) Tj ET Q endstream endobj 337 0 obj <> endobj 338 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.55 749.10 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.51 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.01 749.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.28 749.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 349.94 749.10 Td (, the Company recognized a pretax loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.72 749.10 Td (286 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.11 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (\($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 44.33 737.10 Td (175 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.72 737.10 Td ( net of tax\) and a pretax loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.07 737.10 Td (416 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.46 737.10 Td ( \($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.29 737.10 Td (236 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.68 737.10 Td ( net of tax\) related to amounts reclassified out of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 522.28 737.10 Td (Accumulated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (other compr) Tj ET Q q 0 0 0 rg BT 84.79 725.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.31 725.10 Td ( into the Consolidated Statement of Income. See details in the table below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 656.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 656.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 656.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 628.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 628.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 628.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 600.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 600.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 600.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 572.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 572.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 572.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 544.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 544.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 544.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 516.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 516.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 516.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 488.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 488.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 488.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 460.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 460.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 460.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 432.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 432.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 432.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 404.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 404.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 404.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 376.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 376.60 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 376.60 102.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 683.6 m 473.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 683.6 m 575.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 683.6 m 473.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 656.6 m 372.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 656.6 m 473.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 656.6 m 575.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 656.6 m 473.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 656.6 m 575.5 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 628.6 m 372.5 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 628.6 m 473.5 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 628.6 m 575.5 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 600.6 m 372.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 600.6 m 473.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 600.6 m 575.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 586.6 m 372.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 586.6 m 473.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 586.6 m 575.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 558.6 m 372.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 558.6 m 473.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 558.6 m 575.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 558.6 m 372.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.6 m 372.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 530.6 m 473.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 530.6 m 575.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 516.6 m 372.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 516.6 m 473.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 516.6 m 575.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 446.6 m 372.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 446.6 m 473.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 446.6 m 575.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 418.6 m 372.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 418.6 m 473.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 418.6 m 575.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 404.6 m 372.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 404.6 m 473.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 404.6 m 575.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 390.6 m 372.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 390.6 m 473.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 390.6 m 575.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 362.6 m 372.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 362.6 m 473.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 348.6 m 372.5 348.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 348.6 m 473.5 348.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 348.6 m 575.5 348.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.65 697.05 Td (Increase \(decrease\) in AOCI due to amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.95 688.05 Td (reclassified to Consolidated Statement of Income) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 664.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.55 674.05 Td (Three Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.95 665.05 Td (September 30, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.95 674.05 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.45 665.05 Td (September 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 647.06 Td (Realized \(gains\) losses on sales of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 647.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 647.06 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 647.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 647.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 647.06 Td (\(764) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 647.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 633.06 Td (OTTI gross impairment losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 633.06 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 633.06 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 619.06 Td (Subtotal, pretax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 619.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 619.06 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 619.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 619.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 619.06 Td (\(494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 619.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 605.06 Td (Tax effect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.50 605.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 605.06 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 591.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.57 591.05 Td (ealized \(gains\) losses on investment securities, after) Tj ET Q q 0 0 0 rg BT 252.95 591.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 267.95 595.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 591.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 591.05 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 591.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 591.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 591.05 Td (\(324) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 591.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 577.06 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.50 577.06 Td (211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 577.06 Td (596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 563.06 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 563.06 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 563.06 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 549.06 Td (Subtotal, pretax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 549.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.50 549.06 Td (249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 549.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 549.06 Td (720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 535.06 Td (Tax effect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 535.06 Td (\(96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 535.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 535.06 Td (\(277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 535.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.05 Td (Amortization of cash flow hedges, after) Tj ET Q q 0 0 0 rg BT 188.13 521.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 203.13 525.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 521.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 521.05 Td (153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 521.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 521.05 Td (443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 507.06 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 507.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 507.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 493.06 Td (Prior service cost \(benefit\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 493.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.50 493.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 493.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 493.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 479.06 Td (Net actuarial loss) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 479.06 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 479.06 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 465.06 Td (Curtailment/settlement impact) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 147.22 469.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 465.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 465.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 465.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 465.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 451.06 Td (Cumulative ef) Tj ET Q q 0 0 0 rg BT 89.07 451.06 Td (fect of change in accounting policy) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 215.77 455.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 451.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 451.06 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 451.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 437.06 Td (Subtotal, pretax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 437.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 437.06 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 437.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 437.06 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 423.06 Td (Tax effect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 423.06 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 423.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 423.06 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 423.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 409.05 Td (Amortization of benefit plans, after) Tj ET Q q 0 0 0 rg BT 173.39 409.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.39 413.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 409.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 409.05 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 409.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 409.05 Td (117) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 395.05 Td (Foreign currency translation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 395.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 395.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 395.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 395.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 381.05 Td (Total amounts reclassified out of AOCI, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 381.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 381.05 Td (286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 381.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 381.05 Td (416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 367.05 Td (Total tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 367.05 Td (\(111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 367.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 367.05 Td (\(180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 367.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 353.05 Td (Total amounts reclassified out of AOCI, after-tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 353.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 353.05 Td (175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 353.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 353.05 Td (236) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 331.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 331.50 Td (The pretax amount is reclassified to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 170.41 331.50 Td (Realized gains \(losses\) on sales of investments, net) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.05 331.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 348.60 331.50 Td (Gr) Tj ET Q q 0 0 0 rg BT 357.20 331.50 Td (oss impairment losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.42 331.50 Td ( on the Consolidated Statement of Income. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 321.90 Td (See Note13 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 312.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 312.30 Td (See Note21 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 302.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 302.70 Td (See Notes 1 and8 to the Consolidated Financial Statements for additional details.) Tj ET Q endstream endobj 339 0 obj <> endobj 340 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (167) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (19.PREFERRED ST) Tj ET Q q 0 0 0 rg BT 131.66 749.25 Td (OCK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (The following table summarizes the Company) Tj ET Q q 0 0 0 rg BT 224.01 721.25 Td (s preferred stock outstanding at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.03 721.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.29 721.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.73 721.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.32 721.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 621.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 621.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 621.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 621.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 621.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 621.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 621.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 593.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 593.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 593.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 593.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 593.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 593.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 593.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 565.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 565.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 565.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 565.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 565.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 565.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 565.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 537.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 537.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 537.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 537.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 537.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 537.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 537.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 509.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 509.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 509.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 509.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 509.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 509.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 509.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 481.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 481.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 481.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 481.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 481.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 481.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 481.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 481.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 621.75 m 202.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 621.75 m 294.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 621.75 m 338.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 621.75 m 403.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 621.75 m 456.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 621.75 m 516.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 621.75 m 576.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 621.75 m 403.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 111.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 481.75 m 202.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 481.75 m 294.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 481.75 m 338.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 481.75 m 403.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 481.75 m 456.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 481.75 m 516.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 481.75 m 576.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 111.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.75 m 111.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 481.75 m 202.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 467.75 m 202.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 481.75 m 294.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 467.75 m 294.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 481.75 m 338.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 467.75 m 338.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 481.75 m 403.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 467.75 m 403.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 481.75 m 456.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 467.75 m 456.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 481.75 m 516.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 467.75 m 516.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 481.75 m 576.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 467.75 m 576.5 467.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.85 693.45 Td (Carrying value) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 481.55 685.00 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 483.55 685.00 Td (in millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 626.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 130.60 626.20 Td (Issuance date) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.30 635.20 Td (Redeemable by issuer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.95 626.20 Td (beginning) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.45 635.20 Td (Dividend) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 626.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 671.20 Td (Redemption) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.20 662.20 Td (price per) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 653.20 Td (depositary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.80 644.20 Td (share/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 635.20 Td (preference) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.05 626.20 Td (share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.55 653.20 Td (Number) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 644.20 Td (of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.25 635.20 Td (depositary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.30 626.20 Td (shares) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.30 644.20 Td (September) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.35 635.20 Td (30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 626.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 635.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 626.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.21 Td (Series) Tj ET Q q 0 0 0 rg BT 62.75 612.21 Td (AA) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 75.75 616.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.60 612.21 Td (January 25, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 612.21 Td (February 15, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 612.21 Td (8.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 612.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 612.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 612.21 Td (3,870,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 612.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 612.20 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 612.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 612.21 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.21 Td (SeriesE) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.74 602.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 598.21 Td (April 28, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.60 598.21 Td (April 30, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 598.21 Td (8.400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 598.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 598.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 598.21 Td (121,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 598.20 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 598.21 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.21 Td (Series) Tj ET Q q 0 0 0 rg BT 62.75 584.21 Td (A) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 588.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 584.21 Td (October 29, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.10 584.21 Td (January 30, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 584.21 Td (5.950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 584.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 584.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 584.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 584.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 584.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.21 Td (SeriesB) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 574.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 121.10 570.21 Td (December 13, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 570.21 Td (February 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 570.21 Td (5.900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 570.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 570.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 570.21 Td (750,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 570.20 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 570.21 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.21 Td (SeriesC) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 560.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.85 556.21 Td (March 26, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.60 556.21 Td (April 22, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 556.21 Td (5.800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 556.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 556.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 556.21 Td (23,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 556.20 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 556.21 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.21 Td (SeriesD) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 546.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 542.21 Td (April 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.85 542.21 Td (May 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 542.21 Td (5.350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 542.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 542.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 542.21 Td (1,250,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 542.20 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 542.21 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.21 Td (SeriesJ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 66.75 532.29 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 120.35 528.21 Td (September 19, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.85 528.21 Td (September 30, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 528.21 Td (7.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 528.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 528.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 528.21 Td (38,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 528.20 Td (950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 528.21 Td (950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.21 Td (Series K) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 518.29 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 514.21 Td (October 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.10 514.21 Td (November 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 514.21 Td (6.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 514.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 514.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 514.21 Td (59,800,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 514.20 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 514.21 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.21 Td (Series L) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.74 504.29 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 123.35 500.21 Td (February 12, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 500.21 Td (February 12, 2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 500.21 Td (6.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 500.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 500.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 500.21 Td (19,200,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 500.20 Td (480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 500.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.21 Td (Series M) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 71.25 490.29 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 486.21 Td (April 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.85 486.21 Td (May 15, 2024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 486.21 Td (6.300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 486.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 486.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 486.21 Td (1,750,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 486.20 Td (1,750) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 486.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 472.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 472.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 472.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 472.20 Td (8,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 472.21 Td (6,738) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 450.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 450.65 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 454.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 450.65 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 441.05 Td (payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 192.85 441.05 Td (August15 and November15 when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 431.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 431.45 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 435.07 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 431.45 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 421.85 Td (payable semi-annually on ) Tj ET Q q 0 0 0 rg BT 137.75 421.85 Td (April30 and October30 at a fixed rate until ) Tj ET Q q 0 0 0 rg BT 279.93 421.85 Td (April30, 2018, thereafter payable quarterly on January30, ) Tj ET Q q 0 0 0 rg BT 469.65 421.85 Td (April30, July30 and October30 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (at a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 402.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 402.65 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 406.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 402.65 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.05 Td (payable semi-annually on January30 and July30 at a fixed rate until January30, 2023, thereafter payable quarterly on January30, ) Tj ET Q q 0 0 0 rg BT 474.09 393.05 Td (April30, July30 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 383.45 Td (October30 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 373.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 373.85 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 377.48 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 373.85 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (payable semi-annually on February15 and ) Tj ET Q q 0 0 0 rg BT 192.18 364.25 Td (August15 at a fixed rate until February15, 2023, thereafter payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 524.09 364.25 Td (August15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 354.65 Td (November15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 345.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.05 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 348.68 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 345.05 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 335.45 Td (payable quarterly on January22, ) Tj ET Q q 0 0 0 rg BT 160.19 335.45 Td (April22, July22 and October22 when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 325.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 325.85 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 329.48 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 325.85 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 316.25 Td (payable semi-annually on May15 and November15 at a fixed rate until May15, 2023, thereafter payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 506.75 316.25 Td (August15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 306.65 Td (November15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 297.05 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.05 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 300.68 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 297.05 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 287.45 Td (payable quarterly on March30, June30, September30 and December30 at a fixed rate until September30, 2023, thereafter payable quarterly on the same dates at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 277.85 Td (a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 268.25 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 268.25 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 271.88 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 268.25 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.65 Td (payable quarterly on February 15, May15, ) Tj ET Q q 0 0 0 rg BT 192.85 258.65 Td (August15 and November15 at a fixed rate until November 15, 2023, thereafter payable quarterly on the same dates at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 249.05 Td (a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 239.45 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 239.45 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 243.08 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 239.45 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 229.85 Td (payable quarterly on February 12, May12, ) Tj ET Q q 0 0 0 rg BT 192.85 229.85 Td (August12 and November12 at a fixed rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 220.25 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 220.25 Td (Issued as depository shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.84 223.88 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.88 220.25 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 210.65 Td (payable semi-annually on May 15 and November 15 at a fixed rate until May 15, 2024, thereafter payable quarterly on February 15, May 15, ) Tj ET Q q 0 0 0 rg BT 506.75 210.65 Td (August 15, and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 201.05 Td (November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.45 Td (Through the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.66 179.45 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.54 179.45 Td ( quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.69 179.45 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.69 179.45 Td (, Citi had distributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.45 Td ($352 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.39 167.45 Td ( in dividends on its outstanding preferred stock. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.45 Td (Based on its preferred stock outstanding as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.96 155.45 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.45 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 143.45 Td (, Citi estimates it will distribute preferred dividends of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.45 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 131.45 Td ($159 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.65 131.45 Td ( during the remainder of 2014, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.45 Td (each case assuming such dividends are approved by the Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.45 Td (Board of Directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.45 Td (On October 29, 2014, Citi issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.43 95.45 Td ($1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.55 95.45 Td ( of Series N ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.45 Td (Preferred Stock as depository shares, each representing a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.45 Td (1/25th interest in a share of the corresponding series of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.45 Td (cumulative perpetual preferred stock. ) Tj ET Q q 0 0 0 rg BT 187.69 59.45 Td (The dividend rate is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.45 Td (5.800%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.83 47.45 Td ( per annum, payable semi-annually on each May 15 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 179.45 Td (and November 15, from issuance to, but excluding, November ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.45 Td (15, 2019, and thereafter a floating rate equal to three-month ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.45 Td (LIBOR plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.67 155.45 Td (4.093%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 155.45 Td ( per annum, payable quarterly on each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.45 Td (February 15, May 15, ) Tj ET Q q 0 0 0 rg BT 412.88 143.45 Td (August 15 and November 15, in each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.45 Td (case when, as and if declared by the Citi Board of Directors.) Tj ET Q endstream endobj 341 0 obj <> endobj 342 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (168) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 46.00 749.25 Td (. SECURITIZA) Tj ET Q q 0 0 0 rg BT 112.50 749.25 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 145.57 749.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 169.55 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 175.49 749.25 Td (ARIABLE INTEREST) Tj ET Q q 0 0 0 rg BT 273.95 749.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (ENTITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Uses of Special Purpose Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 701.25 Td ( special purpose entity \(SPE\) is an entity designed to fulfill a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (specific limited need of the company that or) Tj ET Q q 0 0 0 rg BT 212.15 689.25 Td (ganized it. ) Tj ET Q q 0 0 0 rg BT 256.12 689.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (principal uses of SPEs are to obtain liquidity and favorable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (capital treatment by securitizing certain of Citigroup) Tj ET Q q 0 0 0 rg BT 248.71 665.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (financial assets, to assist clients in securitizing their financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (assets, and to create investment products for clients. SPEs may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (be or) Tj ET Q q 0 0 0 rg BT 56.09 629.25 Td (ganized in various legal forms, including trusts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (partnerships or corporations. In a securitization, the company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (transferring assets to an SPE converts all \(or a portion\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (those assets into cash before they would have been realized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (the normal course of business through the SPE) Tj ET Q q 0 0 0 rg BT 225.70 581.25 Td (s issuance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (debt and equity instruments, certificates, commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (and other notes of indebtedness. ) Tj ET Q q 0 0 0 rg BT 166.90 557.25 Td (These issuances are recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (on the balance sheet of the SPE, which may or may not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (consolidated onto the balance sheet of the company that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 521.25 Td (ganized the SPE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (Investors usually have recourse only to the assets in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (SPE and often benefit from other credit enhancements, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (a collateral account or over) Tj ET Q q 0 0 0 rg BT 144.63 485.25 Td (-collateralization in the form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (excess assets in the SPE, a line of credit, or a liquidity facility) Tj ET Q q 0 0 0 rg BT 282.51 473.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (such as a liquidity put option or asset purchase agreement. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (Because of these enhancements, the SPE issuances can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (typically obtain a more favorable credit rating from rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (agencies than the transferor could obtain for its own debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (issuances. ) Tj ET Q q 0 0 0 rg BT 81.09 413.25 Td (This results in less expensive financing costs than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (unsecured debt. ) Tj ET Q q 0 0 0 rg BT 101.07 401.25 Td (The SPE may also enter into derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (contracts in order to convert the yield or currency of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (underlying assets to match the needs of the SPE investors or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (limit or change the credit risk of the SPE. Citigroup may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (the provider of certain credit enhancements as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (counterparty to any related derivative contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.25 Td (Most of Citigroup) Tj ET Q q 0 0 0 rg BT 129.00 329.25 Td (s SPEs are variable interest entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (\(VIEs\), as described below) Tj ET Q q 0 0 0 rg BT 143.65 317.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 329.56 749.25 Td (ariable Interest Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (VIEs are entities that have either a total equity investment that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (is insuf) Tj ET Q q 0 0 0 rg BT 352.99 725.25 Td (ficient to permit the entity to finance its activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (without additional subordinated financial support, or whose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (equity investors lack the characteristics of a controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (financial interest \(i.e., ability to make significant decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (through voting rights and a right to receive the expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (residual returns of the entity or an obligation to absorb the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (expected losses of the entity\). Investors that finance the ) Tj ET Q q 0 0 0 rg BT 548.19 653.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (through debt or equity interests or other counterparties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (providing other forms of support, such as guarantees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (subordinated fee arrangements or certain types of derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (contracts are variable interest holders in the entity) Tj ET Q q 0 0 0 rg BT 522.99 605.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.25 Td (The variable interest holder) Tj ET Q q 0 0 0 rg BT 451.83 593.25 Td (, if any) Tj ET Q q 0 0 0 rg BT 479.23 593.25 Td (, that has a controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (financial interest in a ) Tj ET Q q 0 0 0 rg BT 410.45 581.25 Td (VIE is deemed to be the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (beneficiary and must consolidate the ) Tj ET Q q 0 0 0 rg BT 472.94 569.25 Td (VIE. Citigroup would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (deemed to have a controlling financial interest and be the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (primary beneficiary if it has both of the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (characteristics:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 515.25 Td (power to direct the activities of the ) Tj ET Q q 0 0 0 rg BT 483.71 515.25 Td (VIE that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 503.25 Td (significantly impact the entity) Tj ET Q q 0 0 0 rg BT 464.47 503.25 Td (s economic performance; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 491.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 479.25 Td (an obligation to absorb losses of the entity that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 467.25 Td (potentially be significant to the ) Tj ET Q q 0 0 0 rg BT 468.73 467.25 Td (VIE, or a right to receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 455.25 Td (benefits from the entity that could potentially be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 443.25 Td (significant to the ) Tj ET Q q 0 0 0 rg BT 411.53 443.25 Td (VIE. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 419.25 Td (The Company must evaluate its involvement in each ) Tj ET Q q 0 0 0 rg BT 554.54 419.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.25 Td (to understand the purpose and design of the entity) Tj ET Q q 0 0 0 rg BT 522.75 407.25 Td (, the role the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.25 Td (Company had in the entity) Tj ET Q q 0 0 0 rg BT 432.87 395.25 Td (s design and its involvement in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 383.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 343.44 383.25 Td (s ongoing activities. ) Tj ET Q q 0 0 0 rg BT 426.03 383.25 Td (The Company then must evaluate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 371.25 Td (which activities most significantly impact the economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 359.25 Td (performance of the ) Tj ET Q q 0 0 0 rg BT 402.39 359.25 Td (VIE and who has the power to direct such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 347.25 Td (activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 335.25 Td (For those ) Tj ET Q q 0 0 0 rg BT 381.82 335.25 Td (VIEs where the Company determines that it has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 323.25 Td (the power to direct the activities that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.54 311.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 357.97 311.25 Td (s economic performance, the Company then must ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 299.25 Td (evaluate its economic interests, if any) Tj ET Q q 0 0 0 rg BT 473.85 299.25 Td (, and determine whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 287.25 Td (it could absorb losses or receive benefits that could potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 275.25 Td (be significant to the ) Tj ET Q q 0 0 0 rg BT 405.46 275.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 426.94 275.25 Td (When evaluating whether the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 263.25 Td (Company has an obligation to absorb losses that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 251.25 Td (potentially be significant, it considers the maximum exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 239.25 Td (to such loss without consideration of probability) Tj ET Q q 0 0 0 rg BT 516.66 239.25 Td (. Such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 227.25 Td (obligations could be in various forms, including, but not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 215.25 Td (limited to, debt and equity investments, guarantees, liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 203.25 Td (agreements and certain derivative contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 191.25 Td (In various other transactions, the Company may: \(i\) act as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 179.25 Td (a derivative counterparty \(for example, interest rate swap, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.25 Td (cross-currency swap, or purchaser of credit protection under a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.25 Td (credit default swap or total return swap where the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.25 Td (pays the total return on certain assets to the SPE\); \(ii\) act as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.25 Td (underwriter or placement agent; \(iii\) provide administrative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.25 Td (trustee or other services; or \(iv\) make a market in debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.25 Td (securities or other instruments issued by ) Tj ET Q q 0 0 0 rg BT 487.13 107.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 512.50 107.25 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.25 Td (generally considers such involvement, by itself, not to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.25 Td (variable interests and thus not an indicator of power or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 71.25 Td (potentially significant benefits or losses.) Tj ET Q endstream endobj 343 0 obj <> endobj 344 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 95.11 749.10 Td (s involvement with consolidated and unconsolidated ) Tj ET Q q 0 0 0 rg BT 307.12 749.10 Td (VIEs with which the Company holds significant variable interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (or has continuing involvement through servicing a majority of the assets in a ) Tj ET Q q 0 0 0 rg BT 344.92 737.10 Td (VIE, each as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.06 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.32 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.76 737.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 725.10 Td (, is presented below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 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52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 606.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 606.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 606.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 606.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 580.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 580.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 580.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 580.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 580.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 580.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 580.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 580.60 39.00 -12.00 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0.9333333333333333 1 rg /GS0 gs 147.50 245.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 245.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 245.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 245.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 245.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 245.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 245.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 245.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.60 111.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 221.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 221.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 221.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 221.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 538.50 221.60 39.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 701.6 m 147.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 701.6 m 202.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 701.6 m 259.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 701.6 m 324.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.6 m 376.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 701.6 m 428.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 701.6 m 486.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 701.6 m 538.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 701.6 m 577.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 687.6 m 376.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 687.6 m 428.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 687.6 m 486.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 687.6 m 538.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 687.6 m 577.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 687.6 m 376.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 673.6 m 376.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 687.6 m 428.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 673.6 m 428.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 687.6 m 486.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 673.6 m 486.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 687.6 m 538.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 673.6 m 538.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 687.6 m 577.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 673.6 m 577.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 632.6 m 147.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 632.6 m 202.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 632.6 m 259.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 632.6 m 324.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 632.6 m 376.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 632.6 m 428.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 632.6 m 486.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 632.6 m 538.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 632.6 m 577.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 632.6 m 147.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 632.6 m 486.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.6 m 147.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 397.6 m 202.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 397.6 m 259.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 397.6 m 324.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 397.6 m 376.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 397.6 m 428.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 397.6 m 486.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 397.6 m 538.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 397.6 m 577.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.6 m 147.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 385.6 m 202.5 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 397.6 m 259.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 385.6 m 259.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 385.6 m 324.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 385.6 m 376.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 385.6 m 428.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 385.6 m 486.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 385.6 m 538.5 385.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 385.6 m 577.5 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 221.60000000000002 m 147.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 221.60000000000002 m 202.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 221.60000000000002 m 259.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 221.60000000000002 m 324.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 221.60000000000002 m 376.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 221.60000000000002 m 428.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 221.60000000000002 m 486.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 221.60000000000002 m 538.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 221.60000000000002 m 577.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 209.60000000000002 m 147.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 209.60000000000002 m 202.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 209.60000000000002 m 259.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 209.60000000000002 m 324.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 209.60000000000002 m 376.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 209.60000000000002 m 428.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 209.60000000000002 m 486.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 209.60000000000002 m 538.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 209.60000000000002 m 577.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 197.60000000000002 m 147.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 197.60000000000002 m 202.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 197.60000000000002 m 259.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 197.60000000000002 m 324.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 197.60000000000002 m 376.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 197.60000000000002 m 428.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 197.60000000000002 m 486.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 197.60000000000002 m 538.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 197.60000000000002 m 577.5 197.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 706.00 Td (As of September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.70 692.05 Td (Maximum exposur) Tj ET Q q 0 0 0 rg BT 400.28 692.05 Td (e to loss in significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 544.64 692.05 Td (VIEs ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.40 696.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.65 678.05 Td (Funded exposur) Tj ET Q q 0 0 0 rg BT 398.75 678.05 Td (es ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 408.50 682.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 678.05 Td (Unfunded exposures) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 636.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.65 664.05 Td (T) Tj ET Q q 0 0 0 rg BT 169.83 664.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 655.05 Td (involvement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.60 646.05 Td (with SPE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 637.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.20 655.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.70 646.05 Td (VIE / SPE ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 637.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.70 655.05 Td (Significant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.45 646.05 Td (unconsolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.80 637.05 Td (VIE assets ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 309.30 641.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.75 646.05 Td (Debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 637.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.95 646.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 637.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 646.05 Td (Funding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 637.05 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 655.05 Td (Guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.70 646.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 637.05 Td (derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.65 637.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 624.00 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.06 Td (Credit card securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 611.05 Td (59,448) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.25 611.05 Td (59,448) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 611.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 611.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.06 Td (Mortgage securitizations ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.47 601.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 583.86 Td (U.S. agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.75 584.00 Td (232,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 584.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 584.00 Td (232,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 584.00 Td (3,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 584.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 584.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 584.00 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 584.00 Td (3,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 571.86 Td (Non-agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 572.00 Td (5,502) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 572.00 Td (349) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 572.00 Td (5,153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 572.00 Td (377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 572.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 572.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 572.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 572.00 Td (377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.86 Td (Citi-administered asset-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 550.86 Td (backed commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 541.86 Td (conduits \(ABCP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 542.05 Td (30,213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.25 542.05 Td (30,213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 542.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 542.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 519.86 Td (obligations \(CDOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 520.05 Td (3,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 520.05 Td (3,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 520.05 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 520.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 520.05 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 497.86 Td (obligations \(CLOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 498.05 Td (17,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 498.05 Td (17,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 498.05 Td (1,728) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 498.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 498.05 Td (1,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.86 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 485.00 Td (56,320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 485.00 Td (1,560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 485.00 Td (54,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 485.00 Td (20,582) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 485.00 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 485.00 Td (2,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 485.00 Td (347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 485.00 Td (23,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.86 Td (Municipal securities tender) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 463.86 Td (option bond trusts \(TOBs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 464.05 Td (12,187) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 464.05 Td (6,642) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 464.05 Td (5,545) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 464.05 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 464.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 464.05 Td (3,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 464.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 464.05 Td (3,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.86 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 451.00 Td (16,511) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 451.00 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 451.00 Td (16,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 451.00 Td (1,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.75 451.00 Td (2,041) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 451.00 Td (1,074) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 451.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 451.00 Td (5,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.86 Td (Client intermediation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 439.00 Td (1,749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 439.00 Td (256) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 439.00 Td (1,493) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 439.00 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 439.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 439.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 439.00 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 439.00 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 426.06 Td (Investment funds ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.49 430.14 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 426.05 Td (33,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 426.05 Td (1,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 426.05 Td (31,382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 426.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 426.05 Td (385) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 426.05 Td (74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 426.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 426.05 Td (472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.86 Td (Trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 413.00 Td (2,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 413.00 Td (2,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 413.00 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 413.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 569.50 413.00 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.86 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 401.00 Td (2,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 401.00 Td (315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 401.00 Td (2,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 401.00 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 401.00 Td (617) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 401.00 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 401.00 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 401.00 Td (857) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.75 389.00 Td (474,092) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 389.00 Td (100,797) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 389.00 Td (373,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 389.00 Td (28,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.75 389.00 Td (3,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 389.00 Td (6,920) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 389.00 Td (456) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 389.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 389.00 Td (38,598) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 377.00 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.86 Td (Credit card securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.50 365.00 Td (345) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 365.00 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 365.00 Td (269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 365.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 365.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 365.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 352.86 Td (Mortgage securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 340.86 Td (U.S. agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 341.00 Td (36,286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 341.00 Td (36,286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 341.00 Td (240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 341.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 341.00 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 341.00 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 328.86 Td (Non-agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 329.00 Td (10,695) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 329.00 Td (366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 329.00 Td (10,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 329.00 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 329.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 329.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 329.00 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 329.00 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.86 Td (Student loan securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 317.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 317.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 295.86 Td (obligations \(CDOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 296.05 Td (2,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 296.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 296.05 Td (2,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 296.05 Td (246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 296.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 296.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 296.05 Td (139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 296.05 Td (385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 273.86 Td (obligations \(CLOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 274.05 Td (1,078) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 274.05 Td (1,078) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 274.05 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 274.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 274.05 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 260.86 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 261.00 Td (1,930) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 261.00 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 261.00 Td (1,927) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 261.00 Td (216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.50 261.00 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 261.00 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 261.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.50 261.00 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.86 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 249.00 Td (6,957) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 249.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 249.00 Td (6,957) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 249.00 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 249.00 Td (180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 249.00 Td (920) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 249.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 249.00 Td (1,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.86 Td (Investment funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.50 237.00 Td (591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 237.00 Td (591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 237.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 237.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 224.86 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.75 225.00 Td (2,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 225.00 Td (2,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 225.00 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 225.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.25 213.00 Td (63,321) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 213.00 Td (3,092) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 213.00 Td (60,229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 213.00 Td (785) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.50 213.00 Td (183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 213.00 Td (1,010) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 213.00 Td (238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 213.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 213.00 Td (2,216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 201.00 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.75 201.00 Td (537,413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 201.00 Td (103,889) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 201.00 Td (433,524) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 201.00 Td (28,864) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.75 201.00 Td (3,326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 201.00 Td (7,930) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 201.00 Td (694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.00 201.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 201.00 Td (40,814) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 178.90 Td (The definition of maximum exposure to loss is included in the text that follows this table.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 169.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 169.30 Td (Included on Citigroup) Tj ET Q q 0 0 0 rg BT 126.88 169.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.99 169.30 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.20 169.30 Td ( Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 159.70 Td (A) Tj ET Q q 0 0 0 rg BT 59.34 159.70 Td ( significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 147.39 159.70 Td (VIE is an entity where the Company has any variable interest or continuing involvement considered to be significant, regardless of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.10 Td (the likelihood of loss or the notional amount of exposure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 140.50 Td (Citicorp mortgage securitizations also include agency and non-agency \(private-label\) re-securitization activities. ) Tj ET Q q 0 0 0 rg BT 415.05 140.50 Td (These SPEs are not consolidated. See Re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.90 Td (securitizations below for further discussion.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.30 Td (\(5\) Substantially all of the unconsolidated investment funds) Tj ET Q q 0 0 0 rg BT 234.93 121.30 Td ( assets are related to retirement funds in Mexico managed by Citi. See Investment Funds below for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.70 Td (further discussion.) 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d 0 J 0 j 3 M 376.5 217.60000000000002 m 428.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 217.60000000000002 m 486.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 217.60000000000002 m 538.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 217.60000000000002 m 577.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 205.60000000000002 m 147.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 205.60000000000002 m 202.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 205.60000000000002 m 259.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 205.60000000000002 m 324.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 205.60000000000002 m 376.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 205.60000000000002 m 428.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 205.60000000000002 m 486.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 205.60000000000002 m 538.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 205.60000000000002 m 577.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 193.60000000000002 m 147.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 193.60000000000002 m 202.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 193.60000000000002 m 259.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 193.60000000000002 m 324.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 193.60000000000002 m 376.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 193.60000000000002 m 428.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 193.60000000000002 m 486.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 193.60000000000002 m 538.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 538.5 193.60000000000002 m 577.5 193.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.40 702.00 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.70 688.05 Td (Maximum exposur) Tj ET Q q 0 0 0 rg BT 400.28 688.05 Td (e to loss in significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 544.64 688.05 Td (VIEs ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.40 692.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.65 674.05 Td (Funded exposur) Tj ET Q q 0 0 0 rg BT 398.75 674.05 Td (es ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 408.50 678.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 674.05 Td (Unfunded exposures) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 632.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.65 660.05 Td (T) Tj ET Q q 0 0 0 rg BT 169.83 660.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 651.05 Td (involvement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.60 642.05 Td (with SPE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 633.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.20 651.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.70 642.05 Td (VIE / SPE ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.50 633.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.70 651.05 Td (Significant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.45 642.05 Td (unconsolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.80 633.05 Td (VIE assets ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 309.30 637.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.75 642.05 Td (Debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.25 633.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.95 642.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 633.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 642.05 Td (Funding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 633.05 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 651.05 Td (Guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.70 642.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 633.05 Td (derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.65 633.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.00 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.06 Td (Credit card securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 607.06 Td (52,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 607.06 Td (52,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 607.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.06 Td (Mortgage securitizations ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.47 597.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 579.86 Td (U.S. agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 579.86 Td (239,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 579.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 579.86 Td (239,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 579.86 Td (3,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 579.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 579.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 579.86 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 579.86 Td (3,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 567.86 Td (Non-agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 567.86 Td (7,711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 567.86 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 567.86 Td (7,113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 567.86 Td (583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 567.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 567.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 567.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 567.86 Td (583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.86 Td (Citi-administered asset-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 546.86 Td (backed commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 537.86 Td (conduits \(ABCP\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 538.06 Td (31,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 538.06 Td (31,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 538.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 538.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 538.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 538.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 538.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 538.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 524.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 515.86 Td (obligations \(CDOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 516.06 Td (4,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 516.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 516.06 Td (4,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 516.06 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 516.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 516.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 516.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 516.06 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 493.86 Td (obligations \(CLOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 494.06 Td (16,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 494.06 Td (16,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 494.06 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 494.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 494.06 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.86 Td (Asset-based financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 480.86 Td (45,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 480.86 Td (971) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 480.86 Td (44,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 480.86 Td (17,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 480.86 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 480.86 Td (1,132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 480.86 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 480.86 Td (18,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 468.86 Td (Municipal securities tender) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 459.86 Td (option bond trusts \(TOBs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 460.06 Td (12,716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 460.06 Td (7,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 460.06 Td (5,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 460.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 460.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 460.06 Td (3,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 460.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 460.06 Td (3,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.86 Td (Municipal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 446.86 Td (15,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 446.86 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 446.86 Td (15,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 446.86 Td (1,846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.75 446.86 Td (2,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 446.86 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 446.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 446.86 Td (5,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.86 Td (Client intermediation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 434.86 Td (1,778) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 434.86 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 434.86 Td (1,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 434.86 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 434.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 434.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 434.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 434.86 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.06 Td (Investment funds ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.49 426.14 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 422.06 Td (32,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 422.06 Td (3,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 422.06 Td (29,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 422.06 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 422.06 Td (264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 422.06 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 422.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 422.06 Td (536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.86 Td (Trust preferred securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 408.86 Td (4,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 408.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 408.86 Td (4,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 408.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 408.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 408.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 408.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 408.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 396.86 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 396.86 Td (2,439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 396.86 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 396.86 Td (2,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 396.86 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 396.86 Td (649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 396.86 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 396.86 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 396.86 Td (890) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 385.00 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 384.86 Td (467,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 384.86 Td (96,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 384.86 Td (371,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 384.86 Td (25,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.75 384.86 Td (3,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 384.86 Td (6,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 384.86 Td (309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 384.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 384.86 Td (35,651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 373.00 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.86 Td (Credit card securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 360.86 Td (1,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 360.86 Td (1,448) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 360.86 Td (419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 360.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.86 Td (Mortgage securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 336.86 Td (U.S. agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 336.86 Td (73,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 336.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 336.86 Td (73,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 336.86 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 336.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 336.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 336.86 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 336.86 Td (626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 324.86 Td (Non-agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.25 324.86 Td (13,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 324.86 Td (1,695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.25 324.86 Td (11,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 324.86 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 324.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 324.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 324.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 324.86 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 312.86 Td (Student loan securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 312.86 Td (1,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 312.86 Td (1,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 312.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 312.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 312.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 312.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 312.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 312.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 300.86 Td (Collateralized debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 291.86 Td (obligations \(CDOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 292.06 Td (3,879) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 292.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 292.06 Td (3,879) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 292.06 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 292.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 292.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 292.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 292.06 Td (360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 269.86 Td (obligations \(CLOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 270.06 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 270.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 270.06 Td (2,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 270.06 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 270.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 270.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 270.06 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 270.06 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 256.86 Td (Asset-based financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 256.86 Td (3,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 256.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 256.86 Td (3,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 256.86 Td (629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 256.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 256.86 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 256.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 256.86 Td (890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 244.86 Td (Municipal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 244.86 Td (7,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 244.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 244.86 Td (7,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 244.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 244.86 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 244.86 Td (939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 244.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 244.86 Td (1,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 232.86 Td (Investment funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 232.86 Td (1,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 232.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.75 232.86 Td (1,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 232.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 232.86 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 232.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 232.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 232.86 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 220.86 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.75 220.86 Td (4,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 220.86 Td (4,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 220.86 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 220.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 220.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 220.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 220.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 220.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 209.00 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 208.86 Td (113,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 208.86 Td (9,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 208.86 Td (104,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 208.86 Td (1,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 208.86 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 208.86 Td (1,197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 208.86 Td (277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 208.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 208.86 Td (3,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 197.00 Td (Total Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.75 196.86 Td (581,199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 196.86 Td (105,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 196.86 Td (475,766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 196.86 Td (27,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.75 196.86 Td (3,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 196.86 Td (7,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 196.86 Td (586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 196.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 196.86 Td (39,240) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 174.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 174.90 Td (The definition of maximum exposure to loss is included in the text that follows this table.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 165.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 165.30 Td (Included on Citigroup) Tj ET Q q 0 0 0 rg BT 126.88 165.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.99 165.30 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 194.86 165.30 Td ( Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 155.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 155.70 Td (A) Tj ET Q q 0 0 0 rg BT 59.34 155.70 Td ( significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 147.39 155.70 Td (VIE is an entity where the Company has any variable interest or continuing involvement considered to be significant, regardless of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 146.10 Td (the likelihood of loss or the notional amount of exposure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 136.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 136.50 Td (Citicorp mortgage securitizations also include agency and non-agency \(private-label\) re-securitization activities. ) Tj ET Q q 0 0 0 rg BT 415.05 136.50 Td (These SPEs are not consolidated. See Re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 126.90 Td (securitizations below for further discussion.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 117.30 Td (\(5\) Substantially all of the unconsolidated investment funds) Tj ET Q q 0 0 0 rg BT 234.93 117.30 Td ( assets are related to retirement funds in Mexico managed by Citi. See Investment Funds below for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 107.70 Td (further discussion.) Tj ET Q endstream endobj 347 0 obj <> endobj 348 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The previous tables do not include:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (certain venture capital investments made by some of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (Company) Tj ET Q q 0 0 0 rg BT 95.67 719.10 Td (s private equity subsidiaries, as the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (accounts for these investments in accordance with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (Investment Company ) Tj ET Q q 0 0 0 rg BT 141.77 695.10 Td (Audit Guide \(codified in ) Tj ET Q q 0 0 0 rg BT 242.31 695.10 Td (ASC 946\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 683.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (certain limited partnerships that are investment funds that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (qualify for the deferral from the requirements of ) Tj ET Q q 0 0 0 rg BT 248.92 671.10 Td (ASC 810 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (where the Company is the general partner and the limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (partners have the right to replace the general partner or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (liquidate the funds; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (certain investment funds for which the Company provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (investment management services and personal estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (trusts for which the Company provides administrative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (trustee and/or investment management services; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (VIEs structured by third parties where the Company holds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (securities in inventory) Tj ET Q q 0 0 0 rg BT 142.22 563.10 Td (, as these investments are made on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (arm) Tj ET Q q 0 0 0 rg BT 72.33 551.10 Td (s-length terms; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (certain positions in mortgage-backed and asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (securities held by the Company) Tj ET Q q 0 0 0 rg BT 179.43 527.10 Td (, which are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 515.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.23 515.10 Td ( or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.56 515.10 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.76 515.10 Td (, where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (Company has no other involvement with the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (securitization entity deemed to be significant \(for more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (information on these positions, see Notes 12 and 13 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (Consolidated Financial Statements\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (certain representations and warranties exposures in legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (Securities and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.93 443.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.43 443.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 443.10 Td (-sponsored mortgage-backed and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (asset-backed securitizations, where the Company has no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (variable interest or continuing involvement as servicer) Tj ET Q q 0 0 0 rg BT 271.15 419.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td (The outstanding balance of mortgage loans securitized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.10 Td (during 2005 to 2008 where the Company has no variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (interest or continuing involvement as servicer was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.26 371.10 Td ($14 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.87 371.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.31 371.10 Td ($16 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.92 371.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 359.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.70 359.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.29 359.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (respectively; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (certain representations and warranties exposures in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.10 Td (Citigroup residential mortgage securitizations, where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.10 Td (original mortgage loan balances are no longer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (outstanding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (The asset balances for consolidated ) Tj ET Q q 0 0 0 rg BT 485.93 737.10 Td (VIEs represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (carrying amounts of the assets consolidated by the Company) Tj ET Q q 0 0 0 rg BT 566.08 725.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (The carrying amount may represent the amortized cost or the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (current fair value of the assets depending on the legal form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the asset \(e.g., security or loan\) and the Company) Tj ET Q q 0 0 0 rg BT 524.78 689.10 Td (s standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (accounting policies for the asset type and line of business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (The asset balances for unconsolidated ) Tj ET Q q 0 0 0 rg BT 495.93 665.10 Td (VIEs where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Company has significant involvement represent the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (current information available to the Company) Tj ET Q q 0 0 0 rg BT 506.35 641.10 Td (. In most cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (the asset balances represent an amortized cost basis without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (regard to impairments in fair value, unless fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (information is readily available to the Company) Tj ET Q q 0 0 0 rg BT 514.97 605.10 Td (. For ) Tj ET Q q 0 0 0 rg BT 536.18 605.10 Td (VIEs that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (obtain asset exposures synthetically through derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (instruments \(for example, synthetic CDOs\), the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (generally include the full original notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (derivative as an asset balance.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.10 Td (The maximum funded exposure represents the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (sheet carrying amount of the Company) Tj ET Q q 0 0 0 rg BT 482.57 533.10 Td (s investment in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (VIE. It reflects the initial amount of cash invested in the ) Tj ET Q q 0 0 0 rg BT 550.97 521.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (adjusted for any accrued interest and cash principal payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (received. ) Tj ET Q q 0 0 0 rg BT 362.68 497.10 Td (The carrying amount may also be adjusted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (increases or declines in fair value or any impairment in value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (recognized in earnings. ) Tj ET Q q 0 0 0 rg BT 419.34 473.10 Td (The maximum exposure of unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (positions represents the remaining undrawn committed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (amount, including liquidity and credit facilities provided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 376.95 437.10 Td (, or the notional amount of a derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (instrument considered to be a variable interest. In certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (transactions, the Company has entered into derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (instruments or other arrangements that are not considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (variable interests in the ) Tj ET Q q 0 0 0 rg BT 419.34 389.10 Td (VIE \(e.g., interest rate swaps, cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (currency swaps, or where the Company is the purchaser of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (credit protection under a credit default swap or total return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (swap where the Company pays the total return on certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (assets to the SPE\). Receivables under such arrangements are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (not included in the maximum exposure amounts.) Tj ET Q endstream endobj 349 0 obj <> endobj 350 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (172) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Funding Commitments for Significant Unconsolidated VIEsLiquidity Facilities and Loan Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents the notional amount of liquidity facilities and loan commitments that are classified as funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (commitments in the ) Tj ET Q q 0 0 0 rg BT 117.75 725.25 Td (VIE tables above as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.78 725.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.04 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.48 725.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.06 725.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 672.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 672.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 644.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 644.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 616.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 616.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 588.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 588.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 560.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 560.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 532.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 532.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 532.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 532.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.75 m 360.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.75 m 432.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 504.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.75 m 576.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.75 m 360.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 432.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.75 m 432.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 432.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 504.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.75 m 576.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.75 m 288.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 672.75 m 360.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 686.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 672.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 686.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 504.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 672.75 m 576.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.75 m 288.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 672.75 m 360.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 432.5 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 672.75 m 432.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 432.5 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 672.75 m 504.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 672.75 m 576.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 658.75 m 432.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 658.75 m 432.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 644.75 m 432.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 644.75 m 432.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 630.75 m 432.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 630.75 m 432.5 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 616.75 m 432.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 616.75 m 432.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.75 m 288.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 588.75 m 360.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 602.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 588.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 602.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 504.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 588.75 m 576.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.75 m 288.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.75 m 288.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 588.75 m 360.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 574.75 m 360.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 588.75 m 432.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 574.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 588.75 m 504.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 504.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 588.75 m 576.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 574.75 m 576.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 574.75 m 288.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 574.75 m 360.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 432.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 574.75 m 432.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 432.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 574.75 m 504.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 574.75 m 576.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 560.75 m 432.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 560.75 m 432.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 288.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 532.75 m 360.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 546.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 532.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 546.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 504.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 288.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 288.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 532.75 m 360.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 518.75 m 360.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 532.75 m 432.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 518.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 532.75 m 504.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 504.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 532.75 m 576.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 288.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.75 m 288.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 518.75 m 360.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 504.75 m 360.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 432.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 518.75 m 432.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 504.75 m 432.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 432.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 518.75 m 504.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 504.75 m 504.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 518.75 m 576.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 504.75 m 576.5 504.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.45 705.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.60 705.21 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.95 691.20 Td (Liquidity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.95 691.20 Td (Loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.25 691.21 Td (Liquidity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 691.21 Td (Loan) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 677.20 Td (facilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 677.20 Td (commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 677.21 Td (facilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 677.21 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 663.20 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.21 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 649.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.15 649.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 649.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 649.20 Td (2,110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 649.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.15 649.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 649.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 649.21 Td (1,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.21 Td (Municipal securities tender option bond trusts \(TOBs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.40 635.20 Td (3,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 635.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.40 635.21 Td (3,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 635.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.21 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 621.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 621.20 Td (1,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 621.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 621.21 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.21 Td (Investment funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 607.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 607.20 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 607.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 607.21 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 593.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 593.20 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 593.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 593.21 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 579.20 Td (Total Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.40 579.20 Td (3,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 579.20 Td (3,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.40 579.21 Td (3,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 579.21 Td (2,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 565.20 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 551.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.65 551.20 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 551.21 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.21 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 537.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.15 537.20 Td (920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 537.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 537.21 Td (939) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.20 Td (Total Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.65 523.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 523.20 Td (1,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.65 523.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 523.21 Td (1,197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 509.20 Td (Total Citigroup funding commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.40 509.20 Td (3,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.40 509.20 Td (4,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.40 509.21 Td (3,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 509.21 Td (3,598) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 481.25 Td (Citicorp and Citi Holdings Consolidated VIEs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.25 Td (The Company engages in on-balance-sheet securitizations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.25 Td (which are securitizations that do not qualify for sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.25 Td (treatment; thus, the assets remain on the Company) Tj ET Q q 0 0 0 rg BT 240.40 445.25 Td (s balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.25 Td (sheet, and any proceeds received are recognized as secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 78.04 421.25 Td (The consolidated ) Tj ET Q q 0 0 0 rg BT 148.94 421.25 Td (VIEs included in the tables below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.25 Td (represent hundreds of separate entities with which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 397.25 Td (Company is involved. In general, the third-party investors in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.25 Td (the obligations of consolidated ) Tj ET Q q 0 0 0 rg BT 161.35 385.25 Td (VIEs have legal recourse only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.25 Td (to the assets of the respective ) Tj ET Q q 0 0 0 rg BT 155.22 373.25 Td (VIEs and do not have such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.25 Td (recourse to the Company) Tj ET Q q 0 0 0 rg BT 135.60 361.25 Td (, except where the Company has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.25 Td (provided a guarantee to the investors or is the counterparty to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.25 Td (certain derivative transactions involving the ) Tj ET Q q 0 0 0 rg BT 213.82 337.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 235.30 337.25 Td (Thus, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.25 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 481.25 Td (s maximum legal exposure to loss related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 469.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 376.86 469.25 Td (VIEs is significantly less than the carrying value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 457.25 Td (of the consolidated ) Tj ET Q q 0 0 0 rg BT 402.41 457.25 Td (VIE assets due to outstanding third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 445.25 Td (financing. Intercompany assets and liabilities are excluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 433.25 Td (from the table. ) Tj ET Q q 0 0 0 rg BT 384.54 433.25 Td (All ) Tj ET Q q 0 0 0 rg BT 399.63 433.25 Td (VIE assets are restricted from being sold or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 421.25 Td (pledged as collateral. ) Tj ET Q q 0 0 0 rg BT 411.00 421.25 Td (The cash flows from these assets are the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 409.25 Td (only source used to pay down the associated liabilities, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.25 Td (are non-recourse to the Company) Tj ET Q q 0 0 0 rg BT 460.06 397.25 Td (s general assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 385.25 Td (The following table presents the carrying amounts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.25 Td (classifications of consolidated assets that are collateral for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 361.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 376.86 361.25 Td (VIE obligations as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.63 361.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.89 361.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 349.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 291.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 291.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 291.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 291.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 291.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 291.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 291.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 265.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 265.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 265.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 265.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 265.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 265.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 265.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 239.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 239.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 239.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 239.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 239.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 239.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 239.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 213.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 213.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 213.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 213.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 213.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 213.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 213.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 187.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 187.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 187.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 187.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 187.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 187.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 187.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 304.75 m 241.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 304.75 m 308.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 304.75 m 375.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 304.75 m 442.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 304.75 m 509.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 304.75 m 576.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 291.75 m 174.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 304.75 m 241.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 291.75 m 241.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 304.75 m 308.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 291.75 m 308.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 304.75 m 375.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 304.75 m 375.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 291.75 m 375.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 304.75 m 375.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 304.75 m 442.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 291.75 m 442.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 304.75 m 509.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 291.75 m 509.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 304.75 m 576.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 291.75 m 576.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 291.75 m 174.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 291.75 m 241.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 291.75 m 308.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 291.75 m 375.5 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 291.75 m 375.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 291.75 m 375.5 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 291.75 m 442.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 291.75 m 509.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 291.75 m 576.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 278.75 m 375.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 278.75 m 375.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 265.75 m 375.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 265.75 m 375.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 252.75 m 375.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 252.75 m 375.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.75 m 174.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 226.75 m 241.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 226.75 m 308.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 239.75 m 375.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 226.75 m 375.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 239.75 m 375.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 226.75 m 442.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 226.75 m 509.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 226.75 m 576.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.75 m 174.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.75 m 174.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 226.75 m 241.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 213.75 m 241.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 226.75 m 308.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 213.75 m 308.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 226.75 m 375.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 226.75 m 375.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 213.75 m 375.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 226.75 m 375.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 226.75 m 442.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 213.75 m 442.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 226.75 m 509.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 213.75 m 509.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 226.75 m 576.5 226.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 213.75 m 576.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.75 m 174.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 213.75 m 241.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 213.75 m 308.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 213.75 m 375.5 200.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 213.75 m 375.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 213.75 m 375.5 200.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 213.75 m 442.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 213.75 m 509.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 213.75 m 576.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 200.75 m 375.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 200.75 m 375.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.75 m 174.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 174.75 m 241.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 174.75 m 308.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 187.75 m 375.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 174.75 m 375.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 187.75 m 375.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 174.75 m 442.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 174.75 m 509.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 174.75 m 576.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.75 m 174.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 161.75 m 174.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 174.75 m 241.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 161.75 m 241.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 174.75 m 308.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 161.75 m 308.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 174.75 m 375.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 174.75 m 375.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 161.75 m 375.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 174.75 m 375.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 174.75 m 442.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 161.75 m 442.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 174.75 m 509.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 161.75 m 509.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 174.75 m 576.5 174.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 161.75 m 576.5 161.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.95 309.15 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.10 309.01 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 296.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.50 296.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.85 296.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.80 296.15 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.75 296.01 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.10 296.01 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.20 296.01 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 283.01 Td (Cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.00 283.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 283.15 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 283.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 283.15 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 283.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 283.15 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 283.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 283.01 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 283.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 283.01 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 283.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 283.01 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 270.01 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 270.15 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 270.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 270.15 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 270.01 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 270.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 270.01 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 257.01 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 257.15 Td (9.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 257.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 257.15 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 257.01 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 257.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 257.01 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 244.01 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 244.15 Td (89.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 244.15 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.25 244.15 Td (91.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 244.01 Td (83.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 244.01 Td (8.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 244.01 Td (91.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 231.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 231.15 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 231.15 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 231.15 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 231.01 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 231.01 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 231.01 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 218.15 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.00 218.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 218.15 Td (100.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 218.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 218.15 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 218.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.75 218.15 Td (103.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 218.01 Td (96.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 218.01 Td (9.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 218.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 218.01 Td (105.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 205.01 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.00 205.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 205.15 Td (24.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 205.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 205.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 205.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.25 205.15 Td (24.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 205.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 205.01 Td (24.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 205.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 205.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 205.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 205.01 Td (24.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 192.01 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 192.15 Td (38.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 192.15 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.25 192.15 Td (40.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 192.01 Td (32.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 192.01 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 192.01 Td (34.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.01 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 179.15 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 179.15 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 179.15 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 179.01 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 179.01 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 179.01 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 166.15 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.00 166.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 166.15 Td (63.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 166.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 166.15 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 166.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.25 166.15 Td (65.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 166.01 Td (58.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 166.01 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 166.01 Td (60.1) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 351 0 obj <> endobj 352 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (173) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citicorp and Citi Holdings Significant Interests in Unconsolidated VIEsBalance Sheet Classification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents the carrying amounts and classification of significant variable interests in unconsolidated ) Tj ET Q q 0 0 0 rg BT 510.96 737.25 Td (VIEs as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 725.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 725.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 688.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 688.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 662.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 662.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 636.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 636.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 701.75 m 241.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 701.75 m 308.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 701.75 m 375.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 701.75 m 442.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 701.75 m 509.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 701.75 m 576.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.75 m 174.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 701.75 m 241.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 688.75 m 241.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 701.75 m 308.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 688.75 m 308.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 701.75 m 375.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 701.75 m 375.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 688.75 m 375.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 701.75 m 375.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 701.75 m 442.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 688.75 m 442.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 701.75 m 509.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 688.75 m 509.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 701.75 m 576.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 688.75 m 576.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.75 m 174.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 688.75 m 241.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 688.75 m 308.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 688.75 m 375.5 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 688.75 m 375.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 688.75 m 375.5 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 688.75 m 442.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 688.75 m 509.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 688.75 m 576.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 675.75 m 375.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 675.75 m 375.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 662.75 m 375.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 662.75 m 375.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 636.75 m 174.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 636.75 m 241.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 636.75 m 308.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 649.75 m 375.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 636.75 m 375.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 649.75 m 375.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 636.75 m 442.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 636.75 m 509.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 636.75 m 576.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 636.75 m 174.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.75 m 174.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 636.75 m 241.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 623.75 m 241.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 636.75 m 308.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 623.75 m 308.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 636.75 m 375.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 623.75 m 375.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 636.75 m 375.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 636.75 m 442.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 623.75 m 442.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 636.75 m 509.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 623.75 m 509.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 636.75 m 576.5 636.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 623.75 m 576.5 623.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.95 706.15 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.10 706.01 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 693.35 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.50 693.15 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.85 693.15 Td (Citi Holdings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.80 693.15 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.75 693.01 Td (Citicorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.10 693.01 Td (Citi Holdings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.20 693.01 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 680.01 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.00 680.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 680.15 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 680.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 680.15 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 680.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 680.15 Td (4.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 680.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 680.01 Td (4.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 680.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 680.01 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 680.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 680.01 Td (5.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 667.01 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 667.15 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 667.15 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 667.15 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 667.01 Td (3.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 667.01 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 667.01 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.01 Td (Total loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 654.15 Td (22.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 654.15 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.25 654.15 Td (22.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 654.01 Td (18.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 654.01 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 654.01 Td (18.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 641.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 641.15 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 641.15 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.75 641.15 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 641.01 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 641.01 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 641.01 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 628.15 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.00 628.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 628.15 Td (31.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 628.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 628.15 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 628.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.25 628.15 Td (32.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 628.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 628.01 Td (29.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 628.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 628.01 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 628.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 628.01 Td (31.1) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 603.25 Td (Credit Card Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.25 Td (The Company securitizes credit card receivables through trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.25 Td (established to purchase the receivables. Citigroup transfers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 567.25 Td (receivables into the trusts on a non-recourse basis. Credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.25 Td (securitizations are revolving securitizations; as customers pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 543.25 Td (their credit card balances, the cash proceeds are used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 531.25 Td (purchase new receivables and replenish the receivables in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.25 Td (trust.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 507.25 Td (Substantially all of the Company) Tj ET Q q 0 0 0 rg BT 188.43 507.25 Td (s credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.25 Td (securitization activity is through two trustsCitibank Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.25 Td (Card Master ) Tj ET Q q 0 0 0 rg BT 88.03 483.25 Td (T) Tj ET Q q 0 0 0 rg BT 93.78 483.25 Td (rust \(Master ) Tj ET Q q 0 0 0 rg BT 144.70 483.25 Td (T) Tj ET Q q 0 0 0 rg BT 150.46 483.25 Td (rust\) and the Citibank Omni ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.25 Td (Master ) Tj ET Q q 0 0 0 rg BT 66.09 471.25 Td (T) Tj ET Q q 0 0 0 rg BT 71.84 471.25 Td (rust \(Omni ) Tj ET Q q 0 0 0 rg BT 117.77 471.25 Td (T) Tj ET Q q 0 0 0 rg BT 123.53 471.25 Td (rust\), with the substantial majority ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.25 Td (through the Master ) Tj ET Q q 0 0 0 rg BT 114.41 459.25 Td (T) Tj ET Q q 0 0 0 rg BT 120.17 459.25 Td (rust. ) Tj ET Q q 0 0 0 rg BT 142.49 459.25 Td (These trusts are consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.25 Td (entities because, as servicer) Tj ET Q q 0 0 0 rg BT 146.10 447.25 Td (, Citigroup has the power to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 603.25 Td (the activities that most significantly impact the economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 591.25 Td (performance of the trusts, Citigroup holds a seller) Tj ET Q q 0 0 0 rg BT 523.21 591.25 Td () Tj ET Q q 0 0 0 rg BT 525.99 591.25 Td (s interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 579.25 Td (and certain securities issued by the trusts, and also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 567.25 Td (liquidity facilities to the trusts, which could result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 555.25 Td (potentially significant losses or benefits from the trusts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 543.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 373.34 543.25 Td (, the transferred credit card receivables remain on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 531.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 531.25 Td (s Consolidated Balance Sheet with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 531.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 531.25 Td ( gain or loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 519.25 Td (recognized. ) Tj ET Q q 0 0 0 rg BT 372.68 519.25 Td (The debt issued by the trusts to third parties is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 507.25 Td (included in Citi) Tj ET Q q 0 0 0 rg BT 389.00 507.25 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 495.25 Td (The Company utilizes securitizations as one of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 483.25 Td (sources of funding for its business in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 473.71 483.25 Td (North ) Tj ET Q q 0 0 0 rg BT 499.37 483.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.24 483.25 Td (. ) Tj ET Q q 0 0 0 rg BT 538.06 483.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 471.25 Td (following table reflects amounts related to the Company) Tj ET Q q 0 0 0 rg BT 551.99 471.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 459.25 Td (securitized credit card receivables as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.91 459.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.18 459.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 447.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.94 447.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.52 447.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 390.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 390.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 390.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 390.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 390.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 362.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 362.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 362.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 362.75 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 334.75 268.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 334.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 334.75 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 334.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 334.75 71.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 413.75 m 369.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 413.75 m 440.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 413.75 m 505.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 413.75 m 576.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.75 m 304.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 413.75 m 369.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 390.75 m 369.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 413.75 m 440.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 390.75 m 440.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 413.75 m 505.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 390.75 m 505.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 413.75 m 576.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 390.75 m 576.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.75 m 304.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 390.75 m 369.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 390.75 m 440.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 390.75 m 505.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 390.75 m 576.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 304.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 334.75 m 369.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 334.75 m 440.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 334.75 m 505.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 334.75 m 576.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 304.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 311.75 m 304.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 334.75 m 369.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 311.75 m 369.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 334.75 m 440.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 311.75 m 440.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 334.75 m 505.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 311.75 m 505.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 334.75 m 576.5 334.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 311.75 m 576.5 311.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 418.20 Td (Citicorp) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.35 418.20 Td (Citi Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 395.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.05 404.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 395.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.25 404.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 395.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.05 404.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 395.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 404.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 395.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.21 Td (Ownership interests in principal amount of trust credit card receivables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.21 Td ( Sold to investors via trust-issued securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 367.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 367.20 Td (37.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 367.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 367.21 Td (32.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 367.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 367.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 367.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 367.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td ( Retained by Citigroup as trust-issued securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 353.20 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 353.21 Td (8.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 353.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 353.21 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 339.21 Td ( Retained by Citigroup via non-certificated interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 339.20 Td (11.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 339.21 Td (12.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 339.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 339.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 325.20 Td (Total ownership interests in principal amount of trust credit card) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 316.20 Td (receivables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.00 316.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 316.20 Td (59.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 316.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 316.21 Td (52.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 316.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 316.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 316.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 316.21 Td (1.3) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 288.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 46.19 288.25 Td (edit Car) Tj ET Q q 0 0 0 rg BT 78.88 288.25 Td (d SecuritizationsCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.25 Td (The following tables summarize selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.25 Td (information related to Citicorp) Tj ET Q q 0 0 0 rg BT 161.24 264.25 Td (s credit card securitizations for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 252.25 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.31 252.25 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.18 252.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.45 252.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 240.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 192.75 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 197.50 192.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 192.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 206.75 m 197.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 206.75 m 243.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 206.75 m 288.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 192.75 m 197.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 192.75 m 243.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 192.75 m 288.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 192.75 m 288.5 192.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 164.75 m 197.5 164.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 164.75 m 243.5 164.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 164.75 m 288.5 164.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.05 220.20 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.95 211.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 197.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.00 197.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 197.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 183.21 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.00 183.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 183.20 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 183.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 183.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 169.21 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.75 169.20 Td (\(2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 169.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 169.21 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 117.75 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 197.50 117.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 117.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 131.75 m 197.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 131.75 m 243.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 131.75 m 288.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 117.75 m 197.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 117.75 m 243.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 117.75 m 288.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 117.75 m 288.5 117.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 89.75 m 197.5 89.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 197.5 89.75 m 243.5 89.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 89.75 m 288.5 89.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.45 145.20 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.05 136.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 122.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.00 122.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 122.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 108.21 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.00 108.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.75 108.20 Td (9.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 108.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 108.21 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 94.21 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.75 94.20 Td (\(4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 94.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.75 94.21 Td (\(1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 94.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 288.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 334.19 288.25 Td (edit Car) Tj ET Q q 0 0 0 rg BT 366.88 288.25 Td (d SecuritizationsCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 276.25 Td (The following tables summarize selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 264.25 Td (information related to Citi Holdings) Tj ET Q q 0 0 0 rg BT 470.46 264.25 Td ( credit card securitizations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 252.25 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.88 252.25 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.47 252.25 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.34 252.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.61 252.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 240.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 240.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 192.75 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 192.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 192.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 206.75 m 485.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 206.75 m 531.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 206.75 m 576.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 192.75 m 485.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 206.75 m 531.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 192.75 m 531.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 206.75 m 576.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 192.75 m 576.5 192.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 164.75 m 485.5 164.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 164.75 m 531.5 164.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 164.75 m 576.5 164.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.05 220.20 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.95 211.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 197.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 197.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 197.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 183.21 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 183.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 183.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 183.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 183.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 169.21 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 169.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 169.21 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 117.75 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 117.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 117.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 131.75 m 485.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 131.75 m 531.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 131.75 m 576.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 117.75 m 485.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 131.75 m 531.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 117.75 m 531.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 131.75 m 576.5 131.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 117.75 m 576.5 117.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 89.75 m 485.5 89.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 89.75 m 531.5 89.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 89.75 m 576.5 89.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.45 145.20 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.05 136.20 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 122.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 122.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 122.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 108.21 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 108.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.75 108.20 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 108.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 108.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 94.21 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.00 94.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.75 94.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 94.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 353 0 obj <> endobj 354 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (174) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Managed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (After securitization of credit card receivables, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (continues to maintain credit card customer account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (relationships and provides servicing for receivables transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (to the trusts. ) Tj ET Q q 0 0 0 rg BT 87.11 701.10 Td (As a result, the Company considers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (securitized credit card receivables to be part of the business it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (manages. ) Tj ET Q q 0 0 0 rg BT 75.43 677.10 Td (As Citigroup consolidates the credit card trusts, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (managed securitized card receivables are on-balance sheet.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Funding, Liquidity Facilities and Subor) Tj ET Q q 0 0 0 rg BT 194.79 641.10 Td (dinated Inter) Tj ET Q q 0 0 0 rg BT 246.35 641.10 Td (ests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (As noted above, Citigroup securitizes credit card receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.61 617.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.61 617.10 Td ( securitization trustsMaster ) Tj ET Q q 0 0 0 rg BT 205.23 617.10 Td (T) Tj ET Q q 0 0 0 rg BT 210.99 617.10 Td (rust, which is part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (of Citicorp, and Omni ) Tj ET Q q 0 0 0 rg BT 126.64 605.10 Td (T) Tj ET Q q 0 0 0 rg BT 132.40 605.10 Td (rust, which is also substantially all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (part of Citicorp. ) Tj ET Q q 0 0 0 rg BT 102.47 593.10 Td (The liabilities of the trusts are included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Consolidated Balance Sheet, excluding those retained by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Citigroup.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 557.10 Td (Master ) Tj ET Q q 0 0 0 rg BT 84.09 557.10 Td (T) Tj ET Q q 0 0 0 rg BT 89.84 557.10 Td (rust issues fixed- and floating-rate term notes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (Some of the term notes are issued to multi-seller commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (paper conduits. ) Tj ET Q q 0 0 0 rg BT 99.41 533.10 Td (The weighted average maturity of the term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (notes issued by the Master ) Tj ET Q q 0 0 0 rg BT 144.41 521.10 Td (T) Tj ET Q q 0 0 0 rg BT 150.17 521.10 Td (rust was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.72 521.10 Td (2.9 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.82 521.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 509.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 509.10 Td (3.1 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.80 509.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.96 509.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.54 509.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Master) Tj ET Q q 0 0 0 rg BT 66.36 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 68.68 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 74.60 485.10 Td (rust Liabilities \(at par) Tj ET Q q 0 0 0 rg BT 168.59 485.10 Td ( value\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 451.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 451.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 451.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 414.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 414.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 414.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.6 m 180.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 451.6 m 234.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 451.6 m 288.5 451.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.6 m 180.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 414.6 m 234.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 414.6 m 288.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.6 m 180.5 414.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400.6 m 180.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 414.6 m 234.5 414.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 400.6 m 234.5 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 414.6 m 288.5 414.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 400.6 m 288.5 400.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 455.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.30 465.05 Td (September) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.25 456.05 Td (30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.85 465.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 456.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.06 Td (Term notes issued to third parties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 442.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 442.05 Td (36.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 442.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 442.06 Td (27.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 428.06 Td (Term notes retained by Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 419.06 Td (affiliates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 419.05 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 419.06 Td (6.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 405.05 Td (Total Master Trust liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 405.05 Td (44.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 405.06 Td (34.1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (The Omni ) Tj ET Q q 0 0 0 rg BT 97.14 377.10 Td (T) Tj ET Q q 0 0 0 rg BT 102.90 377.10 Td (rust issues fixed- and floating-rate term notes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (some of which are purchased by multi-seller commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (paper conduits. ) Tj ET Q q 0 0 0 rg BT 99.41 353.10 Td (The weighted average maturity of the third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (party term notes issued by the Omni ) Tj ET Q q 0 0 0 rg BT 183.29 341.10 Td (T) Tj ET Q q 0 0 0 rg BT 189.05 341.10 Td (rust was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.60 341.10 Td (0.1 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.70 341.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 329.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 329.10 Td (0.7 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.80 329.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.96 329.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.54 329.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (Omni ) Tj ET Q q 0 0 0 rg BT 62.77 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 68.70 305.10 Td (rust Liabilities \(at par) Tj ET Q q 0 0 0 rg BT 162.68 305.10 Td ( value\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 271.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 271.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 271.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 234.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 234.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 234.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 271.6 m 180.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 271.6 m 234.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 271.6 m 288.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.60000000000002 m 180.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 234.60000000000002 m 234.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 234.60000000000002 m 288.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.60000000000002 m 180.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 220.60000000000002 m 180.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 234.60000000000002 m 234.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 220.60000000000002 m 234.5 220.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 234.60000000000002 m 288.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 220.60000000000002 m 288.5 220.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 275.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.30 285.05 Td (September) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.25 276.05 Td (30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.85 285.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 276.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.06 Td (Term notes issued to third parties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 262.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 262.05 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 262.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 262.06 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.06 Td (Term notes retained by Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 239.06 Td (affiliates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 239.05 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 239.06 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 225.05 Td (Total Omni Trust liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 225.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 225.05 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 225.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 225.06 Td (6.3) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Mortgage Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The Company provides a wide range of mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (products to a diverse customer base. Once originated, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (Company often securitizes these loans through the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 349.37 701.25 Td (These ) Tj ET Q q 0 0 0 rg BT 375.57 701.25 Td (VIEs are funded through the issuance of trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (certificates backed solely by the transferred assets. ) Tj ET Q q 0 0 0 rg BT 528.73 689.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (certificates have the same life as the transferred assets. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (addition to providing a source of liquidity and less expensive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (funding, securitizing these assets also reduces the Company) Tj ET Q q 0 0 0 rg BT 566.16 653.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (credit exposure to the borrowers. ) Tj ET Q q 0 0 0 rg BT 458.22 641.25 Td (These mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (securitizations are primarily non-recourse, thereby ef) Tj ET Q q 0 0 0 rg BT 535.95 629.25 Td (fectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (transferring the risk of future credit losses to the purchasers of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (the securities issued by the trust. However) Tj ET Q q 0 0 0 rg BT 492.73 605.25 Td (, the Company) Tj ET Q q 0 0 0 rg BT 554.11 605.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (consumer business generally retains the servicing rights and in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (certain instances retains investment securities, interest-only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (strips and residual interests in future cash flows from the trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (and also provides servicing for a limited number of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 531.45 557.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.67 557.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (securitizations. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 386.76 545.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.98 545.25 Td ( and Citi Holdings do not retain servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (for their mortgage securitizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.25 Td (The Company securitizes mortgage loans generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (through either a government-sponsored agency) Tj ET Q q 0 0 0 rg BT 511.62 509.25 Td (, such as Ginnie ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (Mae, Fannie Mae or Freddie Mac \(U.S. agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (mortgages\), or private-label \(non-agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (mortgages\) securitization. ) Tj ET Q q 0 0 0 rg BT 430.17 473.25 Td (The Company is not the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (beneficiary of its U.S. agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (securitizations because Citigroup does not have the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (direct the activities of the ) Tj ET Q q 0 0 0 rg BT 427.95 437.25 Td (VIE that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (the entities) Tj ET Q q 0 0 0 rg BT 370.19 425.25 Td ( economic performance. ) Tj ET Q q 0 0 0 rg BT 469.40 425.25 Td (Therefore, Citi does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (consolidate these U.S. agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (securitizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.25 Td (The Company does not consolidate certain non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (sponsored mortgage securitizations, because Citi is either not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (the servicer with the power to direct the significant activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (of the entity or Citi is the servicer but the servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (relationship is deemed to be a fiduciary relationship and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (therefore, Citi is not deemed to be the primary beneficiary of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (the entity) Tj ET Q q 0 0 0 rg BT 360.84 317.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 305.25 Td (In certain instances, the Company has \(i\) the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (direct the activities and \(ii\) the obligation to either absorb ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (losses or the right to receive benefits that could be potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (significant to its non-agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (securitizations and, therefore, is the primary beneficiary and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (thus consolidates the ) Tj ET Q q 0 0 0 rg BT 409.64 245.25 Td (VIE.) Tj ET Q endstream endobj 355 0 obj <> endobj 356 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (175) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Mortgage SecuritizationsCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (The following table summarizes selected cash flow information related to Citicorp mortgage securitizations for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.80 737.10 Td (three and nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.45 725.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.33 725.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.59 725.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.03 725.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.03 725.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.60 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 652.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 652.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 652.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 652.60 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.6 m 360.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.6 m 432.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.6 m 504.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 686.6 m 360.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 686.6 m 432.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 686.6 m 504.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 686.6 m 576.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 652.6 m 288.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 686.6 m 360.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 652.6 m 360.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 652.6 m 432.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 686.6 m 504.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 652.6 m 504.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 686.6 m 576.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 652.6 m 576.5 652.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 624.6 m 288.5 624.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 624.6 m 360.5 624.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 624.6 m 432.5 624.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 624.6 m 504.5 624.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 624.6 m 576.5 624.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 705.05 Td (Three months ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 691.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 691.06 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 656.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 676.22 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 676.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 666.22 Td (sponsor) Tj ET Q q 0 0 0 rg BT 348.00 666.22 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 666.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 657.05 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 676.22 Td (Non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 676.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.15 666.22 Td (sponsor) Tj ET Q q 0 0 0 rg BT 420.00 666.22 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 666.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 657.05 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 675.06 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 666.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 657.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 675.06 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 666.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 657.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.06 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 643.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 643.05 Td (6.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 643.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 643.05 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 643.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 643.06 Td (15.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 643.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 643.06 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 629.06 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 629.05 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 629.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 629.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 629.06 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.60 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 552.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 552.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 552.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 552.60 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 600.6 m 360.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 600.6 m 432.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 600.6 m 504.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 600.6 m 576.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 586.6 m 360.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 586.6 m 432.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 586.6 m 504.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 586.6 m 576.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 552.6 m 288.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 586.6 m 360.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 552.6 m 360.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 552.6 m 432.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 586.6 m 504.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 552.6 m 504.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 586.6 m 576.5 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 552.6 m 576.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 552.6 m 360.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 552.6 m 432.5 552.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.6 m 288.5 524.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 524.6 m 360.5 524.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 524.6 m 432.5 524.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 524.6 m 504.5 524.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 524.6 m 576.5 524.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.45 605.05 Td (Nine months ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 591.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 591.06 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 556.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 576.22 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 576.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 566.22 Td (sponsor) Tj ET Q q 0 0 0 rg BT 348.00 566.22 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 566.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 557.05 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 576.22 Td (Non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 576.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.15 566.22 Td (sponsor) Tj ET Q q 0 0 0 rg BT 420.00 566.22 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 566.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 557.05 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 575.06 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 566.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 557.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 575.06 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 566.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 557.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 543.06 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 543.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.25 543.05 Td (19.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 543.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 543.05 Td (6.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 543.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 543.06 Td (54.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 543.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 543.06 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 529.06 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 529.05 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 529.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 529.06 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 529.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 504.10 Td (Gains recognized on the securitization of U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.10 Td (sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.14 492.10 Td ($16 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.53 492.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.97 492.10 Td ($28 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.36 492.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 480.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.59 480.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.47 480.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.73 480.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 468.10 Td (. For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.77 468.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.36 468.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 456.10 Td (, gains recognized on the securitization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.10 Td (non-agency sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.28 444.10 Td ($9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 444.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.11 444.10 Td ($38 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 432.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 117.55 432.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 504.10 Td (Gains recognized on the securitization of U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 492.10 Td (sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.14 492.10 Td ($3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.53 492.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.97 492.10 Td ($147 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.36 492.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.59 480.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.47 480.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.73 480.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 468.10 Td (. For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.77 468.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.36 468.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 456.10 Td (, gains recognized on the securitization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.10 Td (non-agency sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.28 444.10 Td ($13 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.67 444.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.11 444.10 Td ($45 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 432.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 432.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 405.55 432.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.10 Td (Key assumptions used in measuring the fair value of retained interests at the date of sale or securitization of mortgage receivables for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 396.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 396.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.31 396.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.18 396.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.45 396.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.88 396.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.88 396.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 326.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 326.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 326.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 300.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 300.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 300.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 274.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 274.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 274.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 274.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 248.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 248.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 248.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 248.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 372.6 m 404.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 372.6 m 490.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 372.6 m 576.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 358.6 m 490.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 358.6 m 576.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.6 m 318.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 326.6 m 404.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 326.6 m 490.5 326.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 326.6 m 576.5 326.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.60000000000002 m 318.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 235.60000000000002 m 404.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 235.60000000000002 m 490.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 235.60000000000002 m 576.5 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ET q 0 0 0 rg BT 386.00 253.00 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 253.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 253.00 Td (35.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 253.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 239.86 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.75 240.00 Td (5.2 to 8.9 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 240.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.75 240.00 Td (6.7 to 7.3 years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 166.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 166.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 166.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 166.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 140.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 140.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 140.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 140.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 114.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 114.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 114.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 114.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 88.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 88.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 88.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 88.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 212.60000000000002 m 404.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 212.60000000000002 m 490.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 212.60000000000002 m 576.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 198.60000000000002 m 490.5 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 198.60000000000002 m 576.5 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 166.60000000000002 m 318.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 166.60000000000002 m 404.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 166.60000000000002 m 490.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 166.60000000000002 m 576.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.60000000000002 m 318.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 75.60000000000002 m 404.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 75.60000000000002 m 490.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 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576.5 696.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.5 m 318.5 605.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 605.5 m 404.5 605.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 605.5 m 490.5 605.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 605.5 m 576.5 605.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.30 746.90 Td (Nine months ended September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.35 732.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 512.69 732.95 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.18 737.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 719.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 719.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.15 709.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 392.00 709.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 700.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.95 710.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.95 710.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 700.95 Td (inter) Tj ET Q q 0 0 0 rg BT 472.98 700.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 710.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.97 710.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.65 700.95 Td (inter) Tj ET Q q 0 0 0 rg BT 558.98 700.95 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 687.76 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 687.90 Td (0.0% to 14.7%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 687.90 Td (1.4% to 4.6%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.50 687.90 Td (2.6% to 9.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.76 Td ( Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 674.90 Td (11.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 674.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 674.90 Td (3.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 674.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 674.90 Td (7.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 674.90 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.76 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 661.90 Td (0.0% to 18.1%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 661.90 Td (0.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 661.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.50 661.90 Td (0.5% to 8.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 648.76 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 648.90 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 648.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 648.90 Td (0.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 648.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 648.90 Td (3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 648.90 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.76 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 639.84 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 635.90 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 635.90 Td (40.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 635.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 635.90 Td (8.9% to 58.5%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 622.76 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 622.90 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 622.90 Td (40.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 622.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 622.90 Td (43.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 622.90 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.76 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.75 609.90 Td (0.0 to 9.7 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 609.90 Td (2.6 to 8.6 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.25 609.90 Td (3.0 to 14.5 years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 536.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 536.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 536.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 536.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 510.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 510.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 510.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 510.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 484.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 484.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 484.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 458.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 458.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 458.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 458.50 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 582.5 m 404.5 582.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 582.5 m 490.5 582.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 582.5 m 576.5 582.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 568.5 m 490.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 568.5 m 576.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 536.5 m 318.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 536.5 m 404.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 536.5 m 490.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 536.5 m 576.5 536.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.5 m 318.5 445.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 445.5 m 404.5 445.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 445.5 m 490.5 445.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 445.5 m 576.5 445.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.30 586.90 Td (Nine months ended September 30, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.35 572.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 512.69 572.95 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 566.18 577.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 559.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 559.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.15 549.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 392.00 549.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 540.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.95 550.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.95 550.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.65 540.95 Td (inter) Tj ET Q q 0 0 0 rg BT 472.98 540.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 550.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.97 550.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.65 540.95 Td (inter) Tj ET Q q 0 0 0 rg BT 558.98 540.95 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.76 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.50 527.76 Td (0.8% to 12.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 527.76 Td (2.3% to 4.3%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 527.76 Td (0.1% to 19.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 514.76 Td ( Weighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 514.76 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 514.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 514.76 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 514.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 514.76 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 514.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 501.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.50 501.76 Td (2.4% to 21.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 501.76 Td (5.4% to 10.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.80 501.76 Td (0.1% to 11.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.76 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 488.76 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 488.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 488.76 Td (7.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 488.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 488.76 Td (6.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 488.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.76 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 479.84 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.45 475.76 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 475.76 Td (47.2% to 53.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 475.76 Td (0.1% to 89.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.76 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.45 462.76 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 462.76 Td (49.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 462.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 462.76 Td (49.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 462.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 449.76 Td (Weighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.55 449.76 Td (0.1 to 11.8years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.75 449.76 Td (2.9 to 9.7years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 449.76 Td (2.5 to 16.5years) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 426.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 426.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 426.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 417.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 407.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 407.60 Td (Anticipated net credit losses represent estimated loss severity associated with defaulted mortgage loans underlying the mortgage securitizations disclosed above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 398.00 Td (Anticipated net credit losses, in this instance, do not represent total credit losses incurred to date, nor do they represent credit losses expected on retained interests ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 388.40 Td (in mortgage securitizations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 378.80 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 378.80 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q endstream endobj 359 0 obj <> endobj 360 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The interests retained by the Company range from highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (rated and/or senior in the capital structure to unrated and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (residual interests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 713.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.76 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.20 713.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.79 713.10 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (assumptions used to value retained interests, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (sensitivity of the fair value to adverse changes of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.54 689.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.88 689.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.33 677.10 Td ( in each of the key assumptions, are set forth in the tables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 749.10 Td (. ) Tj ET Q q 0 0 0 rg BT 352.61 749.10 Td (The negative ef) Tj ET Q q 0 0 0 rg BT 414.62 749.10 Td (fect of each change is calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (independently) Tj ET Q q 0 0 0 rg BT 380.00 737.10 Td (, holding all other assumptions constant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Because the key assumptions may not be independent, the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 713.10 Td (fect of simultaneous adverse changes in the key assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (may be less than the sum of the individual ef) Tj ET Q q 0 0 0 rg BT 502.95 701.10 Td (fects shown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 689.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 607.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 607.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 607.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 607.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 581.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 581.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 581.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 555.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 555.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 555.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 529.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 529.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 529.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 529.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 653.6 m 403.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 653.6 m 489.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 653.6 m 575.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 639.6 m 489.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 639.6 m 575.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 607.6 m 317.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 607.6 m 403.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 607.6 m 489.5 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 607.6 m 575.5 607.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.6 m 317.5 516.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 516.6 m 403.5 516.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 516.6 m 489.5 516.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 516.6 m 575.5 516.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.45 658.00 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 644.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 644.05 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 648.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 630.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 630.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 621.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 621.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 612.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 621.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 621.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 612.05 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 612.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 621.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 621.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 612.05 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 612.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.25 599.00 Td ( 0.0% to 22.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 599.00 Td ( 1.0% to 17.3%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 599.00 Td ( 1.6% to 18.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.86 Td ( Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 586.00 Td (8.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 586.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 586.00 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 586.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.75 586.00 Td (8.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 586.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.86 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 573.00 Td (5.4% to 36.4%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 573.00 Td ( 3.1% to 100.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 573.00 Td ( 0.5% to 16.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.86 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 560.00 Td (12.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 560.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 560.00 Td (19.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 560.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.75 560.00 Td (6.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 560.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.86 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 550.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 547.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 547.00 Td ( 0.0% to 40.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 547.00 Td ( 1.6% to 40.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 533.86 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 534.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 534.00 Td (27.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 534.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 534.00 Td (15.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 534.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.86 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 521.00 Td (0.1 to 19.0 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 521.00 Td ( 0.7 to 11.9 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 521.00 Td ( 0.9 to 25.3 years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 447.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 447.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 421.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 421.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 395.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 395.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.60 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 369.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 369.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 369.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 493.6 m 403.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 493.6 m 489.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 493.6 m 575.5 493.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 479.6 m 489.5 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 479.6 m 575.5 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 447.6 m 317.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 447.6 m 403.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 447.6 m 489.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 447.6 m 575.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.6 m 317.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 356.6 m 403.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 356.6 m 489.5 356.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 356.6 m 575.5 356.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.70 498.00 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 484.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 484.05 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 488.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 470.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 470.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 461.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 461.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 452.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 461.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 461.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 452.05 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 452.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 461.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 461.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 452.05 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 452.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.86 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 438.86 Td ( 0.1% to 20.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 438.86 Td ( 0.5% to 17.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 438.86 Td ( 2.1% to 19.6%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.86 Td ( Weighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 425.86 Td (6.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 425.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 425.86 Td (5.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 425.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 425.86 Td (11.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 425.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 412.86 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 412.86 Td ( 6.2% to 30.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 412.86 Td ( 1.3% to 100.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 412.86 Td ( 1.4% to 23.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.86 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 399.86 Td (11.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 399.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 399.86 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 399.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 399.86 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 399.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 386.86 Td (Anticipated net credit losses ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.97 390.94 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 386.86 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 386.86 Td ( 0.1% to 80.0%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 386.86 Td ( 25.5% to 81.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 373.86 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 373.86 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 373.86 Td (49.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 373.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 373.86 Td (52.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 373.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.86 Td (Weighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.50 360.86 Td ( 2.1 to 14.1 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.80 360.86 Td ( 0.0 to 11.9 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 360.86 Td ( 0.0 to 26.0 years) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 337.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 337.90 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 337.90 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 328.30 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 318.70 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 318.70 Td (Anticipated net credit losses represent estimated loss severity associated with defaulted mortgage loans underlying the mortgage securitizations disclosed above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 309.10 Td (Anticipated net credit losses, in this instance, do not represent total credit losses incurred to date, nor do they represent credit losses expected on retained interests ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 299.50 Td (in mortgage securitizations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 289.90 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 289.90 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 224.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 224.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 224.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 224.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 200.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 200.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 200.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 200.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 174.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 174.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 174.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 174.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 148.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 148.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 148.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 148.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 122.80 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 122.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 122.80 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 122.80 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 256.79999999999995 m 489.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 256.79999999999995 m 575.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.79999999999995 m 317.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 224.79999999999995 m 403.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 256.79999999999995 m 489.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.79999999999995 m 489.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 256.79999999999995 m 575.5 256.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.79999999999995 m 575.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.79999999999995 m 317.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.79999999999995 m 317.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 224.79999999999995 m 403.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 211.79999999999995 m 403.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.79999999999995 m 489.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 211.79999999999995 m 489.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.79999999999995 m 575.5 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 211.79999999999995 m 575.5 211.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 96.79999999999995 m 317.5 96.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 96.79999999999995 m 403.5 96.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 96.79999999999995 m 489.5 96.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 96.79999999999995 m 575.5 96.79999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 261.20 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 261.20 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 265.28 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 229.05 Td (In millions of dollars at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 247.37 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 247.37 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 238.20 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 238.20 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 229.20 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 238.42 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 238.42 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 229.25 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 229.25 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 238.42 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 238.42 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 229.25 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 229.25 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 216.20 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.75 216.20 Td (2,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 216.20 Td (158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 216.20 Td (502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 203.11 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 192.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 192.20 Td (\(78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 192.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 192.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 192.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 192.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 192.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 192.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 179.20 Td (\(152) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 179.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 179.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 179.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 179.20 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 179.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 166.06 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 153.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 153.20 Td (\(81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 153.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 153.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 153.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 153.20 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 153.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 140.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 140.20 Td (\(157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 140.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 140.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 140.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 140.20 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 140.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 127.06 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 114.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 114.20 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 114.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 114.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 114.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 114.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 101.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 101.20 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 101.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 101.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 101.20 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 101.20 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 361 0 obj <> endobj 362 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (178) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 710.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 710.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 710.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 710.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 686.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 686.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 686.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 686.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 660.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 660.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 660.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 660.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 634.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 634.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 634.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 634.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 608.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 608.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 608.50 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 742.5 m 489.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 742.5 m 575.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.5 m 317.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 710.5 m 403.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 742.5 m 489.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 710.5 m 489.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 742.5 m 575.5 742.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 710.5 m 575.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.5 m 317.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 697.5 m 317.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 710.5 m 403.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 697.5 m 403.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 710.5 m 489.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 697.5 m 489.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 710.5 m 575.5 710.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 697.5 m 575.5 697.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 582.5 m 317.5 582.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 582.5 m 403.5 582.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 582.5 m 489.5 582.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 582.5 m 575.5 582.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 746.90 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 746.90 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 750.98 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 714.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 733.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 733.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 723.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 723.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 714.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 724.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 724.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 714.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 714.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 724.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 724.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 714.95 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 714.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 701.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 701.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 701.76 Td (2,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 701.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 701.76 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 701.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 701.76 Td (429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 688.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 677.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 677.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 677.76 Td (\(76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 677.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 677.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 677.76 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 677.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 677.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 677.76 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 677.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 664.76 Td (\(148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 664.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 664.76 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 664.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 664.76 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 664.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 638.76 Td (\(96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 638.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 638.76 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 638.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 638.76 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 638.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 625.76 Td (\(187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 625.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 625.76 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 625.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 625.76 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 625.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.76 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.20 599.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 599.76 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 599.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 599.76 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 599.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.20 586.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 586.76 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 586.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 586.76 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 586.76 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 563.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 563.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 563.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 554.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 544.60 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 544.60 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 520.60 Td (Mortgage SecuritizationsCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 508.60 Td (The following table summarizes selected cash flow information related to Citi Holdings mortgage securitizations for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.20 508.60 Td (three and nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 496.60 Td (months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.45 496.60 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.33 496.60 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.59 496.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.03 496.60 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.03 496.60 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 426.10 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 426.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 426.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 426.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 426.10 72.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 473.1 m 360.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 473.1 m 432.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 473.1 m 504.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 473.1 m 576.5 473.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 460.1 m 360.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 460.1 m 432.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 460.1 m 504.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 460.1 m 576.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426.1 m 288.5 426.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 460.1 m 360.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 426.1 m 360.5 426.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 426.1 m 432.5 426.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 460.1 m 504.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 426.1 m 504.5 426.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 460.1 m 576.5 460.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 426.1 m 576.5 426.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400.1 m 288.5 400.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 400.1 m 360.5 400.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 400.1 m 432.5 400.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 400.1 m 504.5 400.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 400.1 m 576.5 400.1 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 477.50 Td (Three months ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 464.50 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 464.36 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 430.35 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 449.72 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 449.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 439.72 Td (sponsor) Tj ET Q q 0 0 0 rg BT 348.00 439.72 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 439.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 430.55 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 449.72 Td (Non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 449.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.15 439.72 Td (sponsor) Tj ET Q q 0 0 0 rg BT 420.00 439.72 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 439.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 430.55 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 448.56 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 439.56 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 430.56 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 448.56 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 439.56 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 430.56 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 417.36 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 417.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 417.50 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 417.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 417.50 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 417.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 417.36 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 417.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 417.36 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.36 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 404.50 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 404.50 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 404.36 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 404.36 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.10 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 318.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 318.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 318.10 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 318.10 72.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 365.1 m 360.5 365.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 365.1 m 432.5 365.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 365.1 m 504.5 365.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 365.1 m 576.5 365.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 352.1 m 360.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 352.1 m 432.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 352.1 m 504.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 352.1 m 576.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 318.1 m 288.5 318.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 352.1 m 360.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 318.1 m 360.5 318.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 318.1 m 432.5 318.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 352.1 m 504.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 318.1 m 504.5 318.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 352.1 m 576.5 352.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 318.1 m 576.5 318.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 292.1 m 288.5 292.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 292.1 m 360.5 292.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 292.1 m 432.5 292.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 292.1 m 504.5 292.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 292.1 m 576.5 292.1 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.45 369.50 Td (Nine months ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 356.50 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 356.36 Td (2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 322.35 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.25 341.72 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 341.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.15 331.72 Td (sponsor) Tj ET Q q 0 0 0 rg BT 348.00 331.72 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 331.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 322.55 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.50 341.72 Td (Non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 341.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.15 331.72 Td (sponsor) Tj ET Q q 0 0 0 rg BT 420.00 331.72 Td (ed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 331.72 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 322.55 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 340.56 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.50 331.56 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 322.56 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 340.56 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 331.56 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 322.56 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.36 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 309.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 309.50 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 309.50 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 309.50 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 309.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 309.36 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 309.36 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 309.36 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.36 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 296.50 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 296.50 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 296.36 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 296.36 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 271.60 Td (Gains recognized on the securitization of U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.60 Td (sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.14 259.60 Td ($10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.53 259.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.97 259.60 Td ($30 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.36 259.60 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.60 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.59 247.60 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.47 247.60 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.73 247.60 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.60 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 235.60 Td (. Gains recognized on the securitization of U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.60 Td (agency-sponsored mortgages were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.78 223.60 Td ($7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.17 223.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.61 223.60 Td ($14 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.00 223.60 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.60 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.88 211.60 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.47 211.60 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.34 211.60 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.61 211.60 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 199.60 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 199.60 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 187.60 Td (The Company did not securitize non-agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.60 Td (mortgages for the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.12 175.60 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.38 175.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.60 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 163.60 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 151.60 Td (Similar to Citicorp mortgage securitizations discussed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 139.60 Td (above, the range in the key assumptions is due to the dif) Tj ET Q q 0 0 0 rg BT 260.21 139.60 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 127.60 Td (characteristics of the interests retained by the Company) Tj ET Q q 0 0 0 rg BT 257.22 127.60 Td (. ) Tj ET Q q 0 0 0 rg BT 262.04 127.60 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.60 Td (interests retained range from highly rated and/or senior in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.60 Td (capital structure to unrated and/or residual interests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 247.60 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 247.60 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.76 247.60 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.20 247.60 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.79 247.60 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 235.60 Td (assumptions used to value retained interests, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.60 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.60 Td (20% in each of the key assumptions, are set forth in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.60 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 199.60 Td (. ) Tj ET Q q 0 0 0 rg BT 352.61 199.60 Td (The negative ef) Tj ET Q q 0 0 0 rg BT 414.62 199.60 Td (fect of each change is calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 187.60 Td (independently) Tj ET Q q 0 0 0 rg BT 380.00 187.60 Td (, holding all other assumptions constant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.60 Td (Because the key assumptions may not in fact be independent, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 163.60 Td (the net ef) Tj ET Q q 0 0 0 rg BT 361.02 163.60 Td (fect of simultaneous adverse changes in the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.60 Td (assumptions may be less than the sum of the individual ef) Tj ET Q q 0 0 0 rg BT 554.89 151.60 Td (fects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 139.60 Td (shown below) Tj ET Q q 0 0 0 rg BT 376.40 139.60 Td (.) Tj ET Q endstream endobj 363 0 obj <> endobj 364 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (179) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 699.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 699.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 699.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 675.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 675.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 675.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 675.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 651.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 651.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 651.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 651.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 627.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 627.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 627.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 744.5 m 403.5 744.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 744.5 m 489.5 744.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 744.5 m 575.5 744.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 730.5 m 489.5 730.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 730.5 m 575.5 730.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.5 m 317.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 699.5 m 403.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 699.5 m 489.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 699.5 m 575.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.5 m 317.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 615.5 m 403.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 615.5 m 489.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 615.5 m 575.5 615.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.45 746.95 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 734.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 734.95 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 739.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 721.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 721.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 711.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 711.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 702.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 713.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 713.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 703.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 703.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 713.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 713.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.60 703.95 Td (inter) Tj ET Q q 0 0 0 rg BT 548.93 703.95 Td (ests ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 708.03 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 690.76 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.25 690.90 Td ( 4.4% to 32.4%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 690.90 Td (35.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 690.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 690.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 678.76 Td ( Weighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 678.90 Td (19.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 678.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 678.90 Td (35.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 678.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 678.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.76 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.50 666.90 Td (18.1% to 28.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 666.90 Td (11.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 666.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 666.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.76 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 654.90 Td (27.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 654.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 654.90 Td (11.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 654.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 654.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 642.76 Td (Anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 642.90 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 642.90 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 642.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 642.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.76 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 630.90 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 630.90 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 630.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 630.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.76 Td (Weighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 618.90 Td ( 4.1 to 7.2 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 618.90 Td (3.3 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 618.90 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 549.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 549.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 549.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 525.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 525.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 525.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 525.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 501.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 501.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 501.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 501.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 477.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 477.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 477.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 477.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 594.5 m 403.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 594.5 m 489.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 594.5 m 575.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 580.5 m 489.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 580.5 m 575.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.5 m 317.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 549.5 m 403.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 549.5 m 489.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 549.5 m 575.5 549.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.5 m 317.5 465.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 465.5 m 403.5 465.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 465.5 m 489.5 465.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 465.5 m 575.5 465.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.70 596.95 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 584.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 584.95 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 589.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 571.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 571.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 561.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 561.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 552.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 563.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 563.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 553.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 553.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 563.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 563.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.60 553.95 Td (inter) Tj ET Q q 0 0 0 rg BT 548.93 553.95 Td (ests ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 558.03 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 540.76 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 540.76 Td ( 0.0% to 49.3%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 540.76 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 540.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 540.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.76 Td ( Weighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 528.76 Td (9.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 528.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 528.76 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 528.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 528.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 516.76 Td ( 9.6% to 26.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 516.76 Td (12.3% to 27.3%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 516.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.76 Td ( Weighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 504.76 Td (20.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 504.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 504.76 Td (15.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 504.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 504.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 492.76 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 492.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 492.76 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 492.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 492.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.76 Td ( Weighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 480.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 480.76 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 480.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 480.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 468.76 Td (Weighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 468.76 Td ( 2.3 to 7.6 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 468.76 Td (5.2 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 468.76 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 446.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 446.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 446.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 437.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 427.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 427.60 Td (Citi Holdings held no subordinated interests in mortgage securitizations as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.07 427.60 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.28 427.60 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 382.83 427.60 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 445.70 427.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 418.00 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 418.00 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 363.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 363.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 363.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 363.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 340.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 340.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 340.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 316.50 281.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 316.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 316.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 316.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 293.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 293.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 293.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 270.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 270.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 270.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 270.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 395.5 m 489.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 395.5 m 575.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 363.5 m 317.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 363.5 m 403.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 363.5 m 489.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 363.5 m 575.5 363.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 351.5 m 317.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 351.5 m 403.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 351.5 m 489.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 351.5 m 575.5 351.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 246.5 m 317.5 246.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 246.5 m 403.5 246.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 246.5 m 489.5 246.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 246.5 m 575.5 246.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 398.90 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 398.90 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 402.98 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 367.75 Td (In millions of dollars at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 386.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 386.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 376.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 376.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 367.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 377.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 377.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 367.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 367.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 377.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 377.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 367.95 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 367.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 354.90 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 354.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.50 354.90 Td (238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 354.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 354.90 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 354.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 354.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 331.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 331.90 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 331.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 331.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 331.90 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 331.90 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 331.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 331.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 319.90 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 319.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 319.90 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 319.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 319.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 307.81 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 296.90 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 296.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 296.90 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 296.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 296.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 284.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 284.90 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 284.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 284.90 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 284.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 284.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.81 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 261.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 261.90 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 261.90 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 261.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 261.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 249.90 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 249.90 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 249.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 249.76 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 192.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 192.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 192.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 192.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 169.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 169.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 169.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 145.50 281.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 145.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 145.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 145.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 122.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 122.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 122.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 122.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 99.50 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 99.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 99.50 86.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 99.50 86.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.5 m 489.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.5 m 575.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 192.5 m 317.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 192.5 m 403.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 192.5 m 489.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 192.5 m 575.5 192.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 180.5 m 317.5 180.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 180.5 m 403.5 180.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 180.5 m 489.5 180.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 180.5 m 575.5 180.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.5 m 317.5 75.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 75.5 m 403.5 75.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 75.5 m 489.5 75.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 75.5 m 575.5 75.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.35 227.90 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 511.69 227.90 Td (ed mortgages ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.18 231.98 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 196.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 215.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.00 215.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.15 205.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 391.00 205.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 196.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.95 206.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.95 206.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.65 196.95 Td (inter) Tj ET Q q 0 0 0 rg BT 471.98 196.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.45 206.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.97 206.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.65 196.95 Td (inter) Tj ET Q q 0 0 0 rg BT 557.98 196.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 183.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 183.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.15 183.76 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 183.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.65 183.76 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 183.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 183.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 171.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 160.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 160.76 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 160.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 160.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 160.76 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 160.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 160.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 160.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 148.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 148.76 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 148.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 148.76 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 148.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 148.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 136.81 Td (Constant prepayment rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 136.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 125.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 125.76 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 125.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 125.76 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 125.76 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 125.12 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 113.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.65 113.76 Td (\(65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.65 113.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 113.76 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 113.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 113.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 101.81 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 90.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.45 90.76 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.15 90.76 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 90.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 90.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 78.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.45 78.76 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.65 78.76 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.65 78.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 78.76 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 56.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 56.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 56.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 47.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 37.60 Td (NM Not meaningful. ) Tj ET Q q 0 0 0 rg BT 104.88 37.60 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q endstream endobj 365 0 obj <> endobj 366 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (180) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Mortgage Servicing Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (In connection with the securitization of mortgage loans, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 725.10 Td (s U.S. consumer mortgage business generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (retains the servicing rights, which entitle the Company to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (future stream of cash flows based on the outstanding principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (balances of the loans and the contractual servicing fee. Failure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (to service the loans in accordance with contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (requirements may lead to a termination of the servicing rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (and the loss of future servicing fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (These transactions create an intangible asset referred to as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (mortgage servicing rights \(MSRs\), which are recorded at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (value on Citi) Tj ET Q q 0 0 0 rg BT 90.44 617.10 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 213.84 617.10 Td (The fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 605.10 Td (s capitalized MSRs was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.55 605.10 Td ($2.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.66 605.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 605.10 Td ($2.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.21 605.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 593.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 593.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 593.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 208.36 593.10 Td (. Of these amounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 581.10 Td ($1.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.37 581.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.81 581.10 Td ($2.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.92 581.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 260.58 581.10 Td (, were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (specific to Citicorp, with the remainder to Citi Holdings. ) Tj ET Q q 0 0 0 rg BT 264.95 569.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (MSRs correspond to principal loan balances of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.23 557.10 Td ($232 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.85 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 545.10 Td ($295 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.55 545.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.71 545.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.98 545.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.41 545.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.41 545.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 533.10 Td (. ) Tj ET Q q 0 0 0 rg BT 88.48 533.10 Td (The following tables summarize the changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (capitalized MSRs for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.20 521.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.79 521.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 509.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 509.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 509.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 465.60 158.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 465.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 465.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 440.60 158.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 440.60 47.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 440.60 47.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 405.60 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 405.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 405.60 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 477.6 m 194.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 477.6 m 241.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 477.6 m 288.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.6 m 194.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 465.6 m 241.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 465.6 m 288.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.6 m 194.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 465.6 m 241.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 465.6 m 288.5 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.6 m 194.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 391.6 m 241.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 391.6 m 288.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.6 m 194.5 391.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 379.6 m 194.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 391.6 m 241.5 391.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 379.6 m 241.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 391.6 m 288.5 391.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 379.6 m 288.5 379.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.05 490.00 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.95 481.00 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 469.55 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 469.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 468.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 457.00 Td (Balance, as of June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 457.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 457.00 Td (2,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 456.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 456.86 Td (2,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.86 Td (Originations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 445.00 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 444.86 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 431.86 Td (Changes in fair value of MSRs due to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 422.86 Td (changes in inputs and assumptions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.00 424.05 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 424.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 424.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 410.86 Td (Other changes ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 92.98 414.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 410.05 Td (\(108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 410.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 410.06 Td (\(121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 410.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 396.86 Td (Sale of MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 396.05 Td (\(122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 396.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 396.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 396.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 383.00 Td (Balance, as of September 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 383.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 383.00 Td (2,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 382.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 382.86 Td (2,580) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 336.60 158.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 336.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 336.60 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 311.60 158.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 311.60 47.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 311.60 47.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 275.60 158.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 275.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 275.60 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.6 m 194.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 348.6 m 241.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 348.6 m 288.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 336.6 m 194.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 336.6 m 241.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 336.6 m 288.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 336.6 m 194.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 336.6 m 241.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 336.6 m 288.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.6 m 194.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 261.6 m 241.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 261.6 m 288.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.6 m 194.5 261.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 249.60000000000002 m 194.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 261.6 m 241.5 261.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 249.60000000000002 m 241.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 261.6 m 288.5 261.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 249.60000000000002 m 288.5 249.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.45 361.00 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.05 352.00 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 340.55 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 340.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 339.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 328.00 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 328.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 328.00 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 327.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 327.86 Td (1,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 315.86 Td (Originations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.50 316.00 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 315.86 Td (543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.86 Td (Changes in fair value of MSRs due to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 293.86 Td (changes in inputs and assumptions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 294.05 Td (\(186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 294.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 294.06 Td (481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 280.86 Td (Other changes ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 92.98 284.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 280.05 Td (\(333) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 280.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 280.06 Td (\(384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 280.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 266.86 Td (Sale of MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 266.05 Td (\(257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 266.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 266.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 266.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 253.00 Td (Balance, as of September 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 253.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 253.00 Td (2,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 252.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 252.86 Td (2,580) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 230.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 230.90 Td (Represents changes due to customer payments and passage of time.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.30 Td (The fair value of the MSRs is primarily af) Tj ET Q q 0 0 0 rg BT 222.11 209.30 Td (fected by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.30 Td (changes in prepayments of mortgages that result from shifts in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.30 Td (mortgage interest rates. Specifically) Tj ET Q q 0 0 0 rg BT 179.18 185.30 Td (, higher interest rates tend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.30 Td (to lead to declining prepayments which causes the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.30 Td (of the MSRs to increase. In managing this risk, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.30 Td (economically hedges a significant portion of the value of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.30 Td (MSRs through the use of interest rate derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.30 Td (forward purchase and sale commitments of mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.30 Td (securities and purchased securities classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 227.60 113.30 Td (T) Tj ET Q q 0 0 0 rg BT 232.61 113.30 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 101.30 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 101.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The Company receives fees during the course of servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (previously securitized mortgages. ) Tj ET Q q 0 0 0 rg BT 461.00 737.10 Td (The amounts of these fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.88 725.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.47 725.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.34 725.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.61 725.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 713.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 669.60 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 669.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 669.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 669.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 533.50 669.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 645.60 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 645.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 645.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 645.60 43.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 533.50 645.60 43.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 681.6 m 404.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 681.6 m 447.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 702.6 m 490.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 681.6 m 490.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 681.6 m 533.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 681.6 m 576.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 669.6 m 404.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 669.6 m 447.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 681.6 m 490.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 669.6 m 490.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 669.6 m 533.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 669.6 m 576.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 669.6 m 490.5 657.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 657.6 m 490.5 645.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 633.6 m 404.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 633.6 m 447.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 645.6 m 490.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 633.6 m 490.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 633.6 m 533.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 633.6 m 576.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 633.6 m 404.5 633.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 621.6 m 404.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 633.6 m 447.5 633.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 621.6 m 447.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 633.6 m 490.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 633.6 m 490.5 633.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 621.6 m 490.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 633.6 m 533.5 633.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 621.6 m 533.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 633.6 m 576.5 633.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 533.5 621.6 m 576.5 621.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.55 694.00 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.45 685.00 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.95 694.00 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.55 685.00 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 673.55 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.50 673.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 672.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.50 673.00 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 672.86 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 660.86 Td (Servicing fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 661.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 661.00 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 660.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.50 660.86 Td (196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 661.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.50 661.00 Td (491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 660.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 660.86 Td (611) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 648.86 Td (Late fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 649.00 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 648.86 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.00 649.00 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 648.86 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 636.86 Td (Ancillary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 637.00 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 636.86 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.00 637.00 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 636.86 Td (79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 625.00 Td (Total MSR fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 625.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 625.00 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 624.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.50 624.86 Td (235) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 625.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.50 625.00 Td (558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 624.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 624.86 Td (721) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 598.10 Td (These fees are classified in the Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.10 Td (Income as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 367.32 586.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 396.67 586.10 Td (evenue.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (Re-securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (The Company engages in re-securitization transactions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.10 Td (which debt securities are transferred to a ) Tj ET Q q 0 0 0 rg BT 488.47 538.10 Td (VIE in exchange for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (new beneficial interests. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.95 526.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.54 526.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.38 514.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.64 514.10 Td (, Citi transferred non-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (\(private-label\) securities with an original par value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 490.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 490.10 Td ($81 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 490.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.09 490.10 Td ($470 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.48 490.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 554.14 490.10 Td (, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (re-securitization entities, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.55 478.10 Td ($284 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.94 478.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.38 478.10 Td ($680 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 466.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 466.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.27 466.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.86 466.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.73 466.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 454.10 Td (. ) Tj ET Q q 0 0 0 rg BT 348.82 454.10 Td (These securities are backed by either residential or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (commercial mortgages and are often structured on behalf of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 418.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 418.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.71 418.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 406.10 Td (interests in private-label re-securitization transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (structured by Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.46 394.10 Td ($375 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.85 394.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (\(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.60 382.10 Td ($46 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 382.10 Td ( related to re-securitization transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.31 370.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.31 370.10 Td (\), which has been recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 512.54 370.10 Td (T) Tj ET Q q 0 0 0 rg BT 517.55 370.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 358.10 Td (. Of this amount, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.30 358.10 Td ($10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.69 358.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (was related to senior beneficial interests and approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.10 Td ($365 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.39 334.10 Td ( was related to subordinated beneficial interests. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.44 322.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.03 322.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.10 Td (interests in private-label re-securitization transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 298.10 Td (structured by Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.46 298.10 Td ($425 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.85 298.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 286.10 Td (\(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.60 286.10 Td ($131 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.00 286.10 Td ( related to re-securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.10 Td (transactions executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.57 274.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.57 274.10 Td (\). Of this amount, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.10 Td ($58 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.39 262.10 Td ( was related to senior beneficial interests, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 250.10 Td ($367 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 250.10 Td ( was related to subordinated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.10 Td (beneficial interests. ) Tj ET Q q 0 0 0 rg BT 404.06 238.10 Td (The original par value of private-label re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.10 Td (securitization transactions in which Citi holds a retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.10 Td (interest as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.59 214.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.86 214.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.30 214.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.88 214.10 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 202.10 Td ($4.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.37 202.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.81 202.10 Td ($6.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.92 202.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 548.58 202.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 190.10 Td (The Company also re-securitizes U.S. government-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.10 Td (guaranteed mortgage-backed \(agency\) securities. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.59 166.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.47 166.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.73 166.10 Td (, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 154.10 Td (transferred agency securities with a fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 142.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 142.10 Td ($5.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.37 142.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.81 142.10 Td ($16.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.92 142.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 553.58 142.10 Td (, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 130.10 Td (re-securitization entities compared to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.31 130.10 Td ($5.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 118.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 118.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.55 118.10 Td ($20.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.67 118.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.04 118.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.63 118.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 106.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 106.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 94.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 94.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.71 94.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 82.10 Td (interests in agency re-securitization transactions structured by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 70.10 Td (Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.48 70.10 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.59 70.10 Td ( \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.69 70.10 Td ($998 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 575.08 70.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 58.10 Td (related to re-securitization transactions executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.02 58.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.02 58.10 Td (\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 46.10 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.20 46.10 Td ($1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.32 46.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.48 46.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.06 46.10 Td ( \(including ) Tj ET Q endstream endobj 367 0 obj <> endobj 368 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td ($1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 749.10 Td ( related to re-securitization transactions executed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.28 737.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.28 737.10 Td (\), which is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.47 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 163.48 737.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.70 737.10 Td (. ) Tj ET Q q 0 0 0 rg BT 255.52 737.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (original fair value of agency re-securitization transactions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (which Citi holds a retained interest as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.85 713.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.11 713.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 701.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.52 701.10 Td ( was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.33 701.10 Td ($69.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.45 701.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td ($75.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.11 689.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 139.77 689.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 677.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.71 677.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.15 677.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.73 677.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Company did not consolidate any private-label or agency re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (securitization entities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (Citi-Administered ) Tj ET Q q 0 0 0 rg BT 111.47 629.10 Td (Asset-Backed Commercial Paper Conduits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (The Company is active in the asset-backed commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (conduit business as administrator of several multi-seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (commercial paper conduits and also as a service provider to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (single-seller and other commercial paper conduits sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (by third parties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 557.10 Td (s multi-seller commercial paper conduits are designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (to provide the Company) Tj ET Q q 0 0 0 rg BT 135.71 545.10 Td (s clients access to low-cost funding in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (the commercial paper markets. ) Tj ET Q q 0 0 0 rg BT 161.60 533.10 Td (The conduits purchase assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (from or provide financing facilities to clients and are funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (by issuing commercial paper to third-party investors. ) Tj ET Q q 0 0 0 rg BT 250.21 509.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (conduits generally do not purchase assets originated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 485.10 Td (. ) Tj ET Q q 0 0 0 rg BT 79.06 485.10 Td (The funding of the conduits is facilitated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (liquidity support and credit enhancements provided by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 461.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (As administrator to Citi) Tj ET Q q 0 0 0 rg BT 151.50 449.10 Td (s conduits, the Company is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (generally responsible for selecting and structuring assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (purchased or financed by the conduits, making decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (regarding the funding of the conduits, including determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (the tenor and other features of the commercial paper issued, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (monitoring the quality and performance of the conduits) Tj ET Q q 0 0 0 rg BT 259.92 389.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (assets, and facilitating the operations and cash flows of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (conduits. In return, the Company earns structuring fees from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (customers for individual transactions and earns an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (administration fee from the conduit, which is equal to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (income from the client program and liquidity fees of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (conduit after payment of conduit expenses. ) Tj ET Q q 0 0 0 rg BT 210.49 317.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (administration fee is fairly stable, since most risks and rewards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (of the underlying assets are passed back to the clients. Once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (the asset pricing is negotiated, most ongoing income, costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (fees are relatively stable as a percentage of the conduit) Tj ET Q q 0 0 0 rg BT 257.28 269.10 Td (s size.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 257.10 Td (The conduits administered by the Company do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (generally invest in liquid securities that are formally rated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (third parties. ) Tj ET Q q 0 0 0 rg BT 88.86 233.10 Td (The assets are privately negotiated and structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (transactions that are generally designed to be held by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (conduit, rather than actively traded and sold. ) Tj ET Q q 0 0 0 rg BT 216.59 209.10 Td (The yield earned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (by the conduit on each asset is generally tied to the rate on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (commercial paper issued by the conduit, thus passing interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (rate risk to the client. Each asset purchased by the conduit is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (structured with transaction-specific credit enhancement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (features provided by the third-party client seller) Tj ET Q q 0 0 0 rg BT 226.64 149.10 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (over collateralization, cash and excess spread collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (accounts, direct recourse or third-party guarantees. ) Tj ET Q q 0 0 0 rg BT 241.28 125.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (credit enhancements are sized with the objective of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (approximating a credit rating of ) Tj ET Q q 0 0 0 rg BT 165.13 101.10 Td (A) Tj ET Q q 0 0 0 rg BT 171.80 101.10 Td ( or above, based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 89.10 Td (s internal risk ratings. ) Tj ET Q q 0 0 0 rg BT 166.26 89.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.76 89.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.03 89.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 77.10 Td (, the conduits had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.88 77.10 Td ($30 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 65.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.55 65.10 Td ($32 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.17 65.10 Td ( of purchased assets outstanding, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 53.10 Td (, and had incremental funding commitments with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (clients of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.69 749.10 Td ($15.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.81 749.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.24 749.10 Td ($13.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.36 749.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 737.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (Substantially all of the funding of the conduits is in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (form of short-term commercial paper) Tj ET Q q 0 0 0 rg BT 472.28 713.10 Td (. ) Tj ET Q q 0 0 0 rg BT 476.72 713.10 Td (At the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.32 701.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.58 701.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.02 701.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.60 701.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the weighted average remaining lives of the commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (issued by the conduits were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.29 677.10 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.29 677.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.73 677.10 Td (67 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.56 677.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 665.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 653.10 Td (The primary credit enhancement provided to the conduit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (investors is in the form of transaction-specific credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (enhancements described above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.83 629.10 Td (One) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.49 629.10 Td ( conduit holds only loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (that are fully guaranteed primarily by ) Tj ET Q q 0 0 0 rg BT 475.61 617.10 Td (AAA-rated government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (agencies that support export and development financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (programs. In addition to the transaction-specific credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (enhancements, the conduits, other than the government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (guaranteed loan conduit, have obtained a letter of credit from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 376.95 557.10 Td (, which is equal to at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.04 557.10 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.37 557.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 557.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.48 557.10 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (conduit) Tj ET Q q 0 0 0 rg BT 356.77 545.10 Td (s assets with a minimum of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.43 545.10 Td ($200 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.83 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 524.64 545.10 Td (The letters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (of credit provided by the Company to the conduits total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 521.10 Td ($2.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.37 521.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.53 521.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.80 521.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 509.10 Td (. ) Tj ET Q q 0 0 0 rg BT 407.40 509.10 Td (The net result across multi-seller conduits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (administered by the Company) Tj ET Q q 0 0 0 rg BT 443.60 497.10 Td (, other than the government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (guaranteed loan conduit, is that, in the event defaulted assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (exceed the transaction-specific credit enhancements described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (above, any losses in each conduit are allocated first to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (Company and then the commercial paper investors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 437.10 Td (The Company also provides the conduits with two forms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (of liquidity agreements that are used to provide funding to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (conduits in the event of a market disruption, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (events. Each asset of the conduits is supported by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (transaction-specific liquidity facility in the form of an asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (purchase agreement \(AP) Tj ET Q q 0 0 0 rg BT 421.37 377.10 Td (A\). Under the ) Tj ET Q q 0 0 0 rg BT 478.58 377.10 Td (AP) Tj ET Q q 0 0 0 rg BT 490.45 377.10 Td (A, the Company has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (generally agreed to purchase non-defaulted eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (receivables from the conduit at par) Tj ET Q q 0 0 0 rg BT 462.55 353.10 Td (. ) Tj ET Q q 0 0 0 rg BT 467.37 353.10 Td (The ) Tj ET Q q 0 0 0 rg BT 484.87 353.10 Td (AP) Tj ET Q q 0 0 0 rg BT 496.73 353.10 Td (A) Tj ET Q q 0 0 0 rg BT 503.40 353.10 Td ( is not generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (designed to provide credit support to the conduit, as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (generally does not permit the purchase of defaulted or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (impaired assets. ) Tj ET Q q 0 0 0 rg BT 389.82 317.10 Td (Any funding under the ) Tj ET Q q 0 0 0 rg BT 482.58 317.10 Td (AP) Tj ET Q q 0 0 0 rg BT 494.45 317.10 Td (A) Tj ET Q q 0 0 0 rg BT 501.12 317.10 Td ( will likely subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (the underlying conduit clients to increased interest costs. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (addition, the Company provides the conduits with program-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (wide liquidity in the form of short-term lending commitments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (Under these commitments, the Company has agreed to lend to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (the conduits in the event of a short-term disruption in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (commercial paper market, subject to specified conditions. ) Tj ET Q q 0 0 0 rg BT 557.35 245.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (Company receives fees for providing both types of liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (agreements and considers these fees to be on fair market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (terms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 197.10 Td (Finally) Tj ET Q q 0 0 0 rg BT 369.69 197.10 Td (, the Company is one of several named dealers in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (the commercial paper issued by the conduits and earns a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (market-based fee for providing such services. ) Tj ET Q q 0 0 0 rg BT 508.10 173.10 Td (Along with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (third-party dealers, the Company makes a market in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (commercial paper and may from time to time fund commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (paper pending sale to a third party) Tj ET Q q 0 0 0 rg BT 459.97 137.10 Td (. On specific dates with less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (liquidity in the market, the Company may hold in inventory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (commercial paper issued by conduits administered by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 101.10 Td (, as well as conduits administered by third parties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (The amount of commercial paper issued by its administered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (conduits held in inventory fluctuates based on market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (conditions and activity) Tj ET Q q 0 0 0 rg BT 414.44 65.10 Td (. ) Tj ET Q q 0 0 0 rg BT 418.89 65.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.39 65.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.66 65.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 53.10 Td (, the Company owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.85 53.10 Td ($12.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.96 53.10 Td ( and ) Tj ET Q endstream endobj 369 0 obj <> endobj 370 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td ($13.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.11 749.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 139.77 749.10 Td (, of the commercial paper issued by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (its administered conduits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (The asset-backed commercial paper conduits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (consolidated by the Company) Tj ET Q q 0 0 0 rg BT 154.50 713.10 Td (. ) Tj ET Q q 0 0 0 rg BT 159.32 713.10 Td (The Company determined that, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (through its roles as administrator and liquidity provider) Tj ET Q q 0 0 0 rg BT 256.95 701.10 Td (, it had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (the power to direct the activities that most significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (impacted the entities) Tj ET Q q 0 0 0 rg BT 121.34 677.10 Td ( economic performance. ) Tj ET Q q 0 0 0 rg BT 220.55 677.10 Td (These powers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (included its ability to structure and approve the assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (purchased by the conduits, its ongoing surveillance and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (mitigation activities, its ability to sell or repurchase assets out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (of the conduits, and its liability management. In addition, as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (result of all the Company) Tj ET Q q 0 0 0 rg BT 140.42 617.10 Td (s involvement described above, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (was concluded that the Company had an economic interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (that could potentially be significant. However) Tj ET Q q 0 0 0 rg BT 218.88 593.10 Td (, the assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (liabilities of the conduits are separate and apart from those of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Citigroup. No assets of any conduit are available to satisfy the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (creditors of Citigroup or any of its other subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (During the second quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.46 545.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.46 545.10 Td (, Citi consolidated the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (government guaranteed loan conduit it administers that was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (previously not consolidated due to changes in the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (risks and design of the conduit that were identified as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (reconsideration event. Citi, as the administrator and liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (provider) Tj ET Q q 0 0 0 rg BT 69.48 485.10 Td (, previously determined it had an economic interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (that could potentially be significant. Upon the reconsideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (event, it was determined that Citi had the power to direct the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (activities that most significantly impacted the conduit) Tj ET Q q 0 0 0 rg BT 253.17 449.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (economic performance. ) Tj ET Q q 0 0 0 rg BT 135.21 437.10 Td (The impact of the consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (resulted in an increase of assets and liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 413.10 Td ($7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.87 413.10 Td ( each and a net pretax gain to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (Consolidated Statement of Income of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.17 401.10 Td ($40 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 389.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Collateralized Debt and Loan Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 353.10 Td ( securitized collateralized debt obligation \(CDO\) is a ) Tj ET Q q 0 0 0 rg BT 256.30 353.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (that purchases a pool of assets consisting of asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (securities and synthetic exposures through derivatives on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (asset-backed securities and issues multiple tranches of equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (and notes to investors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 293.10 Td ( cash CDO, or arbitrage CDO, is a CDO designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (take advantage of the dif) Tj ET Q q 0 0 0 rg BT 134.66 281.10 Td (ference between the yield on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (portfolio of selected assets, typically residential mortgage-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (backed securities, and the cost of funding the CDO through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (the sale of notes to investors. Cash flow CDOs are entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (in which the CDO passes on cash flows from a pool of assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (while market value CDOs pay to investors the market value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (of the pool of assets owned by the CDO at maturity) Tj ET Q q 0 0 0 rg BT 241.42 209.10 Td (. In these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (transactions, all of the equity and notes issued by the CDO are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (funded, as the cash is needed to purchase the debt securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 173.10 Td ( synthetic CDO is similar to a cash CDO, except that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (CDO obtains exposure to all or a portion of the referenced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (assets synthetically through derivative instruments, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (credit default swaps. Because the CDO does not need to raise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (cash suf) Tj ET Q q 0 0 0 rg BT 68.31 125.10 Td (ficient to purchase the entire referenced portfolio, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (substantial portion of the senior tranches of risk is typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (passed on to CDO investors in the form of unfunded liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (or derivative instruments. ) Tj ET Q q 0 0 0 rg BT 140.79 89.10 Td (The CDO writes credit protection on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (select referenced debt securities to the Company or third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (parties. Risk is then passed on to the CDO investors in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (form of funded notes or purchased credit protection through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 41.10 Td (derivative instruments. ) Tj ET Q q 0 0 0 rg BT 129.59 41.10 Td (Any cash raised from investors is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (invested in a portfolio of collateral securities or investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 364.91 737.10 Td (The collateral is then used to support the obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (of the CDO on the credit default swaps written to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (counterparties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 701.10 Td ( securitized collateralized loan obligation \(CLO\) is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (substantially similar to the CDO transactions described above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (except that the assets owned by the ) Tj ET Q q 0 0 0 rg BT 466.83 677.10 Td (VIE \(either cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (instruments or synthetic exposures through derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (instruments\) are corporate loans and to a lesser extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (corporate bonds, rather than asset-backed debt securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 629.10 Td ( third-party asset manager is typically retained by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (CDO/CLO to select the pool of assets and manage those assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (over the term of the ) Tj ET Q q 0 0 0 rg BT 405.18 605.10 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 426.66 605.10 Td (The Company is the manager for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (limited number of CLO transactions over the term of the ) Tj ET Q q 0 0 0 rg BT 552.65 593.10 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (The Company earns fees for warehousing assets prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (the creation of a cash flow or market value CDO/CLO, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (structuring CDOs/CLOs and placing debt securities with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (investors. In addition, the Company has retained interests in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (many of the CDOs/CLOs it has structured and makes a market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (in the issued notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 401.71 509.10 Td (s continuing involvement in synthetic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (CDOs/CLOs generally includes purchasing credit protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (through credit default swaps with the CDO/CLO, owning a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (portion of the capital structure of the CDO/CLO in the form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (both unfunded derivative positions \(primarily super) Tj ET Q q 0 0 0 rg BT 534.59 461.10 Td (-senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (exposures discussed below\) and funded notes, entering into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (interest-rate swap and total-return swap transactions with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (CDO/CLO, lending to the CDO/CLO, and making a market in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (the funded notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (Where a CDO/CLO entity issues preferred shares \(or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (subordinated notes that are the equivalent form\), the preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (shares generally represent an insuf) Tj ET Q q 0 0 0 rg BT 462.10 377.10 Td (ficient amount of equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (\(less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.55 365.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.88 365.10 Td (\) and create the presumption that preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (shares are insuf) Tj ET Q q 0 0 0 rg BT 386.02 353.10 Td (ficient to finance the entity) Tj ET Q q 0 0 0 rg BT 496.53 353.10 Td (s activities without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (subordinated financial support. In addition, although the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (preferred shareholders generally have full exposure to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (expected losses on the collateral and uncapped potential to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (receive expected residual returns, they generally do not have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (the ability to make decisions significantly af) Tj ET Q q 0 0 0 rg BT 501.00 293.10 Td (fecting the entity) Tj ET Q q 0 0 0 rg BT 571.53 293.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (financial results because of their limited role in making day-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (to-day decisions and their limited ability to remove the asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (manager) Tj ET Q q 0 0 0 rg BT 357.87 257.10 Td (. Because one or both of the above conditions will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (generally be met, the Company has concluded, even where a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (CDO/CLO entity issued preferred shares, the entity should be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (classified as a ) Tj ET Q q 0 0 0 rg BT 381.85 221.10 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (In general, the asset manager) Tj ET Q q 0 0 0 rg BT 457.93 209.10 Td (, through its ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (purchase and sell assets orwhere the reinvestment period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (a CDO/CLO has expiredthe ability to sell assets, will have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (the power to direct the activities of the entity that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (significantly impact the economic performance of the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (CLO. However) Tj ET Q q 0 0 0 rg BT 385.25 149.10 Td (, where a CDO/CLO has experienced an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (of default or an optional redemption period has gone into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 125.10 Td (fect, the activities of the asset manager may be curtailed and/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (or certain additional rights will generally be provided to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (investors in a CDO/CLO entity) Tj ET Q q 0 0 0 rg BT 448.34 101.10 Td (, including the right to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (the liquidation of the CDO/CLO entity) Tj ET Q q 0 0 0 rg BT 478.61 89.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 77.10 Td (The Company has retained significant portions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (super) Tj ET Q q 0 0 0 rg BT 349.90 65.10 Td (-senior positions issued by certain CDOs. ) Tj ET Q q 0 0 0 rg BT 522.75 65.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (positions are referred to as super) Tj ET Q q 0 0 0 rg BT 458.47 53.10 Td (-senior because they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 41.10 Td (represent the most senior positions in the CDO and, at the time ) Tj ET Q endstream endobj 371 0 obj <> endobj 372 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (of structuring, were senior to tranches rated ) Tj ET Q q 0 0 0 rg BT 212.05 749.10 Td (AAA) Tj ET Q q 0 0 0 rg BT 233.16 749.10 Td ( by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (independent rating agencies.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (The Company does not generally have the power to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (the activities of the entity that most significantly impact the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (economic performance of the CDOs/CLOs, as this power is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (generally held by a third-party asset manager of the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (CLO. ) Tj ET Q q 0 0 0 rg BT 60.45 677.10 Td (As such, those CDOs/CLOs are not consolidated. ) Tj ET Q q 0 0 0 rg BT 260.52 677.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Company may consolidate the CDO/CLO when: \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Company is the asset manager and no other single investor has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (the unilateral ability to remove the Company or unilaterally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (cause the liquidation of the CDO/CLO, or the Company is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (the asset manager but has a unilateral right to remove the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (third-party asset manager or unilaterally liquidate the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (CLO and receive the underlying assets, and \(ii\) the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (has economic exposure to the entity that could be potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (significant to the entity) Tj ET Q q 0 0 0 rg BT 127.83 569.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (The Company continues to monitor its involvement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (unconsolidated CDOs/CLOs to assess future consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (risk. For example, if the Company were to acquire additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (interests in these entities and obtain the right, due to an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (of default trigger being met, to unilaterally liquidate or direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (the activities of a CDO/CLO, the Company may be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (consolidate the asset entity) Tj ET Q q 0 0 0 rg BT 142.82 485.10 Td (. For cash CDOs/CLOs, the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (result of such consolidation would be to gross up the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 461.10 Td (s balance sheet by the current fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (securities held by third parties and assets held by the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (CLO, which amounts are not considered material. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (synthetic CDOs/CLOs, the net result of such consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (may reduce the Company) Tj ET Q q 0 0 0 rg BT 141.24 413.10 Td (s balance sheet, because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (intercompany derivative receivables and payables would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (eliminated in consolidation, and other assets held by the CDO/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (CLO and the securities held by third parties would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (recognized at their current fair values.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (Key ) Tj ET Q q 0 0 0 rg BT 53.87 341.10 Td (Assumptions and Retained Inter) Tj ET Q q 0 0 0 rg BT 181.54 341.10 Td (estsCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 329.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.76 329.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.20 329.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.79 329.10 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (assumptions used to value retained interests in CLOs, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (20% are set forth in the tables below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 268.60 91.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 127.50 268.60 82.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 268.60 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 127.5 268.6 m 209.5 268.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 268.6 m 288.5 268.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 268.6 m 127.5 268.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.60000000000002 m 127.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 127.5 268.6 m 209.5 268.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 127.5 255.60000000000002 m 209.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 268.6 m 288.5 268.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 255.60000000000002 m 288.5 255.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 130.45 273.05 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.10 273.06 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 259.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.50 260.00 Td (1.5% to 1.6%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 259.86 Td (1.5% to 1.6%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 217.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 217.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 191.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 191.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.60000000000002 m 205.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 231.60000000000002 m 288.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 217.60000000000002 m 205.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 217.60000000000002 m 288.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 204.60000000000002 m 205.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 204.60000000000002 m 288.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 165.60000000000002 m 205.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 165.60000000000002 m 288.5 165.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.90 236.05 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 221.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.45 222.05 Td (CLO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 209.00 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 209.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.40 209.00 Td (1,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 195.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 182.86 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 183.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 183.00 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 183.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 169.86 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 170.00 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 170.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 127.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 127.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 101.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 101.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 141.60000000000002 m 205.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 141.60000000000002 m 288.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 127.60000000000002 m 205.5 127.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 127.60000000000002 m 288.5 127.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 114.60000000000002 m 205.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 114.60000000000002 m 288.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 75.60000000000002 m 205.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 75.60000000000002 m 288.5 75.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.40 146.05 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 131.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.45 132.05 Td (CLO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 119.00 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 118.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 118.86 Td (1,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 105.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 92.86 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 92.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 92.86 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 92.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 79.86 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 79.86 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 79.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Key ) Tj ET Q q 0 0 0 rg BT 341.87 749.10 Td (Assumptions and Retained Inter) Tj ET Q q 0 0 0 rg BT 469.54 749.10 Td (estsCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.50 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.76 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.20 737.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.79 737.10 Td (, the key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (assumptions used to value retained interests, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (20% are set forth in the tables below: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 664.60 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 664.60 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 664.60 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 677.6 m 418.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 677.6 m 497.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 677.6 m 576.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 664.6 m 418.5 664.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 664.6 m 497.5 664.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 664.6 m 576.5 664.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 651.6 m 418.5 651.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 651.6 m 497.5 651.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 651.6 m 576.5 651.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.45 682.00 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.70 669.00 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.95 669.00 Td (CLOs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 655.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 656.00 Td ( 44.4% to 48.9%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.75 656.00 Td ( 4.5% to 5.0%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 615.60 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 615.60 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 615.60 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 628.6 m 418.5 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 628.6 m 497.5 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 628.6 m 576.5 628.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 615.6 m 418.5 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 615.6 m 497.5 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 615.6 m 576.5 615.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 602.6 m 418.5 602.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 602.6 m 497.5 602.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 602.6 m 576.5 602.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.70 633.00 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.70 620.00 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.95 620.00 Td (CLOs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 606.86 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.25 606.86 Td ( 44.3% to 48.7%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.25 606.86 Td ( 4.5% to 5.0%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 564.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 564.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 564.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 537.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 537.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 537.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 578.6 m 468.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 578.6 m 522.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 578.6 m 576.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 564.6 m 468.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 564.6 m 522.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 564.6 m 576.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 550.6 m 468.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 550.6 m 522.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 550.6 m 576.5 550.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 509.6 m 468.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 509.6 m 522.5 509.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 509.6 m 576.5 509.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.45 583.05 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 568.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.20 569.05 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.45 569.05 Td (CLOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 555.05 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.15 555.05 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.15 555.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 541.86 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 528.06 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.15 528.05 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.65 528.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 528.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 514.06 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.15 514.05 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.65 514.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 514.05 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 471.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 471.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 471.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 444.60 144.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 444.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 444.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 485.6 m 468.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 485.6 m 522.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 485.6 m 576.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 471.6 m 468.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 471.6 m 522.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 471.6 m 576.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 457.6 m 468.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 457.6 m 522.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 457.6 m 576.5 457.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 416.6 m 468.5 416.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 416.6 m 522.5 416.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 416.6 m 576.5 416.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.70 490.05 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 475.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.20 476.05 Td (CDOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.45 476.05 Td (CLOs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 462.05 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.65 462.06 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 462.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 462.06 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 448.86 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 435.06 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 435.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.15 435.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.65 435.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 435.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 435.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 421.06 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.15 421.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.65 421.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 421.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 405.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 393.10 Td (Asset-Based Financing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 381.10 Td (The Company provides loans and other forms of financing to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 369.10 Td (VIEs that hold assets. ) Tj ET Q q 0 0 0 rg BT 412.97 369.10 Td (Those loans are subject to the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 357.10 Td (credit approvals as all other loans originated or purchased by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 345.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 376.95 345.10 Td (. Financings in the form of debt securities or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 333.10 Td (derivatives are, in most circumstances, reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 527.54 333.10 Td (T) Tj ET Q q 0 0 0 rg BT 532.55 333.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 321.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 321.10 Td ( and accounted for at fair value through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 309.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 362.70 309.10 Td (The Company generally does not have the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 297.10 Td (direct the activities that most significantly impact these ) Tj ET Q q 0 0 0 rg BT 547.09 297.10 Td (VIEs) Tj ET Q q 0 0 0 rg BT 570.23 297.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 285.10 Td (economic performance and thus it does not consolidate them.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 261.10 Td (Asset-Based FinancingCiticorp) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 249.10 Td (The primary types of Citicorp) Tj ET Q q 0 0 0 rg BT 446.19 249.10 Td (s asset-based financings, total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 237.10 Td (assets of the unconsolidated ) Tj ET Q q 0 0 0 rg BT 438.24 237.10 Td (VIEs with significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 225.10 Td (involvement and the Company) Tj ET Q q 0 0 0 rg BT 449.81 225.10 Td (s maximum exposure to loss at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 213.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 213.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.70 213.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.29 213.10 Td ( are shown below) Tj ET Q q 0 0 0 rg BT 571.90 213.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 201.10 Td (For the Company to realize the maximum loss, the ) Tj ET Q q 0 0 0 rg BT 528.78 201.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 189.10 Td (\(borrower\) would have to default with no recovery from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 177.10 Td (assets held by the ) Tj ET Q q 0 0 0 rg BT 396.58 177.10 Td (VIE.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 109.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 109.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 109.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 81.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 81.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 81.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 53.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 53.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 53.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 152.60000000000002 m 449.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 152.60000000000002 m 514.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 152.60000000000002 m 579.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 109.60000000000002 m 449.5 109.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 109.60000000000002 m 514.5 109.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 109.60000000000002 m 579.5 109.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 53.60000000000002 m 449.5 53.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 53.60000000000002 m 514.5 53.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 53.60000000000002 m 579.5 53.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 39.60000000000002 m 449.5 39.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 39.60000000000002 m 514.5 39.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 39.60000000000002 m 579.5 39.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.45 157.05 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 113.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 133.22 Td (T) Tj ET Q q 0 0 0 rg BT 476.83 133.22 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.32 133.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 123.22 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.47 123.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.35 114.05 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 142.22 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.49 142.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.45 132.22 Td (exposur) Tj ET Q q 0 0 0 rg BT 554.79 132.22 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.53 132.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.45 123.05 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.70 114.05 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 100.05 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 86.06 Td (Commercial and other real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 86.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 86.05 Td (21,090) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 86.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 86.05 Td (6,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 72.06 Td (Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 72.05 Td (460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 72.05 Td (475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 58.06 Td (Airplanes, ships and other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 58.05 Td (33,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 58.05 Td (15,741) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 44.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 44.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 44.05 Td (54,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 44.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 44.05 Td (23,138) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 373 0 obj <> endobj 374 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (184) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 698.50 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 698.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 698.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 670.50 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 670.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 670.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.50 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 642.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 642.50 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 741.5 m 161.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 741.5 m 226.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 741.5 m 291.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 698.5 m 161.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 698.5 m 226.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 698.5 m 291.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 698.5 m 161.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 698.5 m 226.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 698.5 m 291.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 642.5 m 161.5 642.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 642.5 m 226.5 642.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 642.5 m 291.5 642.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 642.5 m 161.5 642.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 628.5 m 161.5 628.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 642.5 m 226.5 642.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 628.5 m 226.5 628.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 642.5 m 291.5 642.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 628.5 m 291.5 628.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.70 745.95 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 702.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.65 722.12 Td (T) Tj ET Q q 0 0 0 rg BT 188.83 722.12 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.32 722.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.45 712.12 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.47 712.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.35 702.95 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 731.12 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.49 731.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.45 721.12 Td (exposur) Tj ET Q q 0 0 0 rg BT 266.79 721.12 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.53 721.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.45 711.95 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.70 702.95 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 688.95 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.96 Td (Commercial and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 674.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 674.96 Td (14,042) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 674.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.75 674.96 Td (3,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 660.96 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 660.96 Td (2,221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.75 660.96 Td (1,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.96 Td (Airplanes, ships and other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 646.96 Td (28,650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.25 646.96 Td (13,197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 632.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 632.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 632.96 Td (44,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 632.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.25 632.96 Td (18,853) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.00 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.00 Td (information related to asset-based financings for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.76 593.00 Td (three and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.00 Td (nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.17 581.00 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.04 581.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.31 581.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.74 581.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.74 581.00 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 533.50 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 533.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 533.50 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.5 m 196.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 547.5 m 242.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 547.5 m 288.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 533.5 m 196.5 533.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 547.5 m 242.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 533.5 m 242.5 533.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 547.5 m 288.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 533.5 m 288.5 533.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 533.5 m 288.5 533.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.5 m 196.5 497.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 497.5 m 242.5 497.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 497.5 m 288.5 497.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.55 560.95 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.45 551.95 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 537.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 537.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 537.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.96 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 523.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 523.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 523.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 523.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 510.76 Td (Cash flows received on retained interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 501.76 Td (and other net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 501.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 501.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 501.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 501.96 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 450.50 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 450.50 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 450.50 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.5 m 196.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 464.5 m 242.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 464.5 m 288.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 450.5 m 196.5 450.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 464.5 m 242.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 450.5 m 242.5 450.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 464.5 m 288.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 450.5 m 288.5 450.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 450.5 m 288.5 450.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.5 m 196.5 414.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 414.5 m 242.5 414.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 414.5 m 288.5 414.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.95 477.95 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.55 468.95 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 454.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 454.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 454.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 440.96 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 440.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.75 440.95 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 440.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 440.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 427.76 Td (Cash flows received on retained interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 418.76 Td (and other net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 418.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.75 418.95 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 418.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 418.96 Td (0.6) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 391.00 Td (The key assumption used to value retained interests and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 379.00 Td (the sensitivity of the fair value to adverse changes of 10% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 367.00 Td (20% is set forth in the tables below for the following periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 355.00 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 330.50 132.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 330.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 330.50 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 330.5 m 228.5 330.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 330.5 m 288.5 330.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 330.5 m 168.5 330.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 317.5 m 168.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 330.5 m 228.5 330.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 317.5 m 228.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 330.5 m 288.5 330.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 317.5 m 288.5 317.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.45 334.95 Td (Sept. 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 334.96 Td (Dec. 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 321.76 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.45 321.90 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.60 321.76 Td (3.0%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 271.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 271.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 245.50 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 293.5 m 205.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 293.5 m 288.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 271.5 m 205.5 271.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 271.5 m 288.5 271.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.5 m 205.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 258.5 m 288.5 258.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 219.5 m 205.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 219.5 m 288.5 219.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.90 297.95 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 275.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.45 284.90 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.95 275.90 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 262.90 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 262.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.65 262.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.76 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.76 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 236.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.65 236.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 223.76 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.65 223.90 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 173.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 173.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 147.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 147.50 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 195.5 m 205.5 195.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 195.5 m 288.5 195.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 173.5 m 205.5 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 173.5 m 288.5 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 160.5 m 205.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 160.5 m 288.5 160.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 121.5 m 205.5 121.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 121.5 m 288.5 121.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.40 199.95 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 177.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.45 186.90 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.95 177.90 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 164.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 164.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 164.76 Td (1,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.76 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 138.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 138.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 138.76 Td (\(11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 138.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 125.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 125.76 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 125.76 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Asset-Based FinancingCiti Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The primary types of Citi Holdings) Tj ET Q q 0 0 0 rg BT 467.40 737.10 Td ( asset-based financing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (total assets of the unconsolidated ) Tj ET Q q 0 0 0 rg BT 458.51 725.10 Td (VIEs with significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (involvement and the Company) Tj ET Q q 0 0 0 rg BT 449.81 713.10 Td (s maximum exposure to loss at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 701.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.70 701.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.29 701.10 Td ( are shown below) Tj ET Q q 0 0 0 rg BT 571.90 701.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (For the Company to realize the maximum loss, the ) Tj ET Q q 0 0 0 rg BT 528.78 689.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (\(borrower\) would have to default with no recovery from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (assets held by the ) Tj ET Q q 0 0 0 rg BT 396.58 665.10 Td (VIE.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 597.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 597.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 597.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 569.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 569.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 569.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 541.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 541.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 541.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 640.6 m 449.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 640.6 m 514.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 640.6 m 579.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 597.6 m 449.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 597.6 m 514.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 597.6 m 579.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 541.6 m 449.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 541.6 m 514.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 541.6 m 579.5 541.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 527.6 m 449.5 527.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 527.6 m 514.5 527.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 527.6 m 579.5 527.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.45 645.05 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 601.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 621.22 Td (T) Tj ET Q q 0 0 0 rg BT 476.83 621.22 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.32 621.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 611.22 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.47 611.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.35 602.05 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 630.22 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.49 630.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.45 620.22 Td (exposur) Tj ET Q q 0 0 0 rg BT 554.79 620.22 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.53 620.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.45 611.05 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.70 602.05 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 588.05 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 574.06 Td (Commercial and other real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 574.05 Td (715) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 574.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 574.05 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 560.06 Td (Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 560.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 560.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 546.06 Td (Airplanes, ships and other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 546.05 Td (1,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 546.05 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 532.05 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 532.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 532.05 Td (1,927) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 532.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 532.05 Td (309) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 462.60 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 462.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 462.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 436.60 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 436.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 436.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 410.60 125.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 410.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 410.60 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 504.6 m 449.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 504.6 m 514.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 504.6 m 579.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 462.6 m 449.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 462.6 m 514.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 462.6 m 579.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 410.6 m 449.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 410.6 m 514.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 410.6 m 579.5 410.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 397.6 m 449.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 397.6 m 514.5 397.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 397.6 m 579.5 397.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.70 509.00 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 466.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.65 486.22 Td (T) Tj ET Q q 0 0 0 rg BT 476.83 486.22 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.32 486.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 476.22 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.47 476.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.35 467.05 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 495.17 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.49 495.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.45 485.17 Td (exposur) Tj ET Q q 0 0 0 rg BT 554.79 485.17 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.53 485.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.45 476.00 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.70 467.00 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 454.00 Td (Type) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 440.86 Td (Commercial and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 440.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 440.86 Td (774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 440.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 440.86 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 427.86 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 427.86 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.00 427.86 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 414.86 Td (Airplanes, ships and other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 414.86 Td (2,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 414.86 Td (496) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 402.00 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 401.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 401.86 Td (3,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 401.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 401.86 Td (890) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 374.10 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.10 Td (information related to asset-based financings for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.76 362.10 Td (three and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.10 Td (nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.17 350.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.04 350.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.31 350.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.74 350.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.74 350.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 302.60 160.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 302.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 302.60 46.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 316.6 m 484.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 316.6 m 530.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 316.6 m 576.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 302.6 m 484.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 316.6 m 530.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 302.6 m 530.5 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 316.6 m 576.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 302.6 m 576.5 302.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 280.6 m 484.5 280.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 280.6 m 530.5 280.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 280.6 m 576.5 280.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.55 330.05 Td (Three months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.45 321.05 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 306.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 307.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 307.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 293.86 Td (Cash flows received on retained interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 284.86 Td (and other net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 285.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 285.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 285.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 285.06 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 233.60 160.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 233.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 233.60 46.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 247.60000000000002 m 484.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 247.60000000000002 m 530.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 247.60000000000002 m 576.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 233.60000000000002 m 484.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 247.60000000000002 m 530.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 233.60000000000002 m 530.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 247.60000000000002 m 576.5 247.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 233.60000000000002 m 576.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 211.60000000000002 m 484.5 211.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 211.60000000000002 m 530.5 211.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 211.60000000000002 m 576.5 211.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.95 261.05 Td (Nine months ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.55 252.05 Td (September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 237.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 238.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 238.06 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 224.86 Td (Cash flows received on retained interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 215.86 Td (and other net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 216.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.75 216.05 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 216.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 216.06 Td (0.2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 188.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 188.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.76 188.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.20 188.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.79 188.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 176.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 176.10 Td (fects of adverse changes of 10% and 20% in the discount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 164.10 Td (rate used to determine the fair value of retained interests are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 152.10 Td (set forth in the tables below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 105.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 105.60 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 79.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 79.60 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 127.60000000000002 m 493.5 127.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 127.60000000000002 m 576.5 127.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 105.60000000000002 m 493.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 105.60000000000002 m 576.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 92.60000000000002 m 493.5 92.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 92.60000000000002 m 576.5 92.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 53.60000000000002 m 493.5 53.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 53.60000000000002 m 576.5 53.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.90 132.05 Td (September 30, 2014) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 109.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.45 119.00 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.95 110.00 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 97.00 Td (Carrying value of retained interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 97.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 97.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 83.86 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 70.86 Td ( Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 71.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 71.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 57.86 Td ( Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 58.00 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 375 0 obj <> endobj 376 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (185) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 719.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 719.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 693.50 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 693.50 83.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 741.5 m 205.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 741.5 m 288.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 719.5 m 205.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 719.5 m 288.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 706.5 m 205.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 706.5 m 288.5 706.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 667.5 m 205.5 667.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 667.5 m 288.5 667.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.40 745.95 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 723.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.45 732.90 Td (Asset-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.95 723.90 Td (financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 710.90 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 710.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 710.76 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 697.76 Td (Value of underlying portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 684.76 Td ( Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 684.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 684.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 671.76 Td ( Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 671.76 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 644.00 Td (Municipal Securities T) Tj ET Q q 0 0 0 rg BT 129.54 644.00 Td (ender Option Bond \(T) Tj ET Q q 0 0 0 rg BT 220.19 644.00 Td (OB\) T) Tj ET Q q 0 0 0 rg BT 245.65 644.00 Td (rusts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.00 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 632.00 Td (OB trusts hold fixed- and floating-rate, taxable and tax-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.00 Td (exempt securities issued by state and local governments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 608.00 Td (municipalities. ) Tj ET Q q 0 0 0 rg BT 97.47 608.00 Td (The trusts are typically single-issuer trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 596.00 Td (whose assets are purchased from the Company or from other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 584.00 Td (investors in the municipal securities market. ) Tj ET Q q 0 0 0 rg BT 214.94 584.00 Td (The ) Tj ET Q q 0 0 0 rg BT 232.81 584.00 Td (T) Tj ET Q q 0 0 0 rg BT 238.73 584.00 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.00 Td (fund the purchase of their assets by issuing long-term, putable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 560.00 Td (floating rate certificates \(Floaters\) and residual certificates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.00 Td (\(Residuals\). ) Tj ET Q q 0 0 0 rg BT 86.37 548.00 Td (The trusts are referred to as ) Tj ET Q q 0 0 0 rg BT 198.35 548.00 Td (T) Tj ET Q q 0 0 0 rg BT 204.28 548.00 Td (OB trusts because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.00 Td (the Floater holders have the ability to tender their interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 524.00 Td (periodically back to the issuing trust, as described further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.00 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 512.00 Td (. ) Tj ET Q q 0 0 0 rg BT 64.61 512.00 Td (The Floaters and Residuals evidence beneficial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.00 Td (ownership interests in, and are collateralized by) Tj ET Q q 0 0 0 rg BT 226.11 500.00 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 488.00 Td (underlying assets of the trust. ) Tj ET Q q 0 0 0 rg BT 155.80 488.00 Td (The Floaters are held by third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 476.00 Td (party investors, typically tax-exempt money market funds. ) Tj ET Q q 0 0 0 rg BT 272.15 476.00 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.00 Td (Residuals are typically held by the original owner of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.00 Td (municipal securities being financed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 440.00 Td (The Floaters and the Residuals have a tenor that is equal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.00 Td (to or shorter than the tenor of the underlying municipal bonds. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 416.00 Td (The Residuals entitle their holders to the residual cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 404.00 Td (from the issuing trust, the interest income generated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 392.00 Td (underlying municipal securities net of interest paid on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 380.00 Td (Floaters and trust expenses. ) Tj ET Q q 0 0 0 rg BT 148.85 380.00 Td (The Residuals are rated based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.00 Td (the long-term rating of the underlying municipal bond. ) Tj ET Q q 0 0 0 rg BT 257.16 368.00 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.00 Td (Floaters bear variable interest rates that are reset periodically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.00 Td (to a new market rate based on a spread to a high grade, short-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.00 Td (term, tax-exempt index. ) Tj ET Q q 0 0 0 rg BT 133.84 332.00 Td (The Floaters have a long-term rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.00 Td (based on the long-term rating of the underlying municipal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 308.00 Td (bond and a short-term rating based on that of the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.00 Td (provider to the trust.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 284.00 Td (There are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.52 284.00 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.52 284.00 Td ( kinds of ) Tj ET Q q 0 0 0 rg BT 146.84 284.00 Td (T) Tj ET Q q 0 0 0 rg BT 152.77 284.00 Td (OB trusts: customer ) Tj ET Q q 0 0 0 rg BT 235.08 284.00 Td (T) Tj ET Q q 0 0 0 rg BT 241.01 284.00 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.00 Td (and non-customer ) Tj ET Q q 0 0 0 rg BT 110.24 272.00 Td (T) Tj ET Q q 0 0 0 rg BT 116.17 272.00 Td (OB trusts. Customer ) Tj ET Q q 0 0 0 rg BT 200.44 272.00 Td (T) Tj ET Q q 0 0 0 rg BT 206.37 272.00 Td (OB trusts are trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.00 Td (through which customers finance their investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.00 Td (municipal securities. ) Tj ET Q q 0 0 0 rg BT 121.07 248.00 Td (The Residuals are held by customers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 236.00 Td (the Floaters by third-party investors, typically tax-exempt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.00 Td (money market funds. Non-customer ) Tj ET Q q 0 0 0 rg BT 182.73 224.00 Td (T) Tj ET Q q 0 0 0 rg BT 188.66 224.00 Td (OB trusts are trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.00 Td (through which the Company finances its own investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.00 Td (municipal securities. In such trusts, the Company holds the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.00 Td (Residuals, and third-party investors, typically tax-exempt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.00 Td (money market funds, hold the Floaters.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.00 Td (The Company serves as remarketing agent to the trusts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.00 Td (placing the Floaters with third-party investors at inception, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.00 Td (facilitating the periodic reset of the variable rate of interest on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.00 Td (the Floaters, and remarketing any tendered Floaters. If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.00 Td (Floaters are tendered and the Company \(in its role as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.00 Td (remarketing agent\) is unable to find a new investor within a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.00 Td (specified period of time, it can declare a failed remarketing, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.00 Td (which case the trust is unwound. ) Tj ET Q q 0 0 0 rg BT 168.85 80.00 Td (The Company may) Tj ET Q q 0 0 0 rg BT 244.85 80.00 Td (, but is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.00 Td (obligated to, buy the Floaters into its own inventory) Tj ET Q q 0 0 0 rg BT 242.83 68.00 Td (. ) Tj ET Q q 0 0 0 rg BT 247.65 68.00 Td (The level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.00 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 56.00 Td (s inventory of Floaters fluctuates over time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 44.00 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 44.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.76 44.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.20 44.00 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.79 44.00 Td (, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.72 749.10 Td ($23 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.11 749.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.55 749.10 Td ($176 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.94 749.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 513.60 749.10 Td (, of Floaters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (related to both customer and non-customer ) Tj ET Q q 0 0 0 rg BT 497.66 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 503.58 737.10 Td (OB trusts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (For certain non-customer trusts, the Company also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (provides credit enhancement. ) Tj ET Q q 0 0 0 rg BT 443.40 713.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 713.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.16 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 701.10 Td ( approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.34 701.10 Td ($218 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.73 701.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.17 701.10 Td ($230 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 689.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 405.55 689.10 Td (, of the municipal bonds owned by ) Tj ET Q q 0 0 0 rg BT 546.46 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 552.39 689.10 Td (OB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (trusts have a credit guarantee provided by the Company) Tj ET Q q 0 0 0 rg BT 546.61 677.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (The Company provides liquidity to many of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (outstanding trusts. If a trust is unwound early due to an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (other than a credit event on the underlying municipal bond, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (underlying municipal bonds are sold in the market. If there is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (shortfall in the trust) Tj ET Q q 0 0 0 rg BT 405.38 617.10 Td (s cash flows between the redemption price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (of the tendered Floaters and the proceeds from the sale of the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (underlying municipal bonds, the trust draws on a liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (agreement in an amount equal to the shortfall. For customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 569.10 Td (OBs where the Residual is less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.74 569.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.07 569.10 Td ( of the trust) Tj ET Q q 0 0 0 rg BT 542.67 569.10 Td (s capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (structure, the Company has a reimbursement agreement with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (the Residual holder under which the Residual holder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (reimburses the Company for any payment made under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (liquidity arrangement. ) Tj ET Q q 0 0 0 rg BT 415.18 521.10 Td (Through this reimbursement agreement, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (the Residual holder remains economically exposed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (fluctuations in value of the underlying municipal bonds. ) Tj ET Q q 0 0 0 rg BT 550.72 497.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (reimbursement agreements are generally subject to daily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (mar) Tj ET Q q 0 0 0 rg BT 339.37 473.10 Td (gining based on changes in value of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (municipal bond. In cases where a third party provides liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (to a non-customer ) Tj ET Q q 0 0 0 rg BT 398.52 449.10 Td (T) Tj ET Q q 0 0 0 rg BT 404.45 449.10 Td (OB trust, a similar reimbursement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (arrangement is made whereby the Company \(or a consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (subsidiary of the Company\) as Residual holder absorbs any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (losses incurred by the liquidity provider) Tj ET Q q 0 0 0 rg BT 483.14 413.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.50 401.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.76 401.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.20 401.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.79 401.10 Td (, liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (agreements provided with respect to customer ) Tj ET Q q 0 0 0 rg BT 510.43 389.10 Td (T) Tj ET Q q 0 0 0 rg BT 516.35 389.10 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.71 377.10 Td ($3.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.83 377.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.26 377.10 Td ($3.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.38 377.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 518.04 377.10 Td (, of which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td ($2.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.11 365.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.55 365.10 Td ($2.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.67 365.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 488.33 365.10 Td (, were of) Tj ET Q q 0 0 0 rg BT 523.40 365.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (reimbursement agreements. For the remaining exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (related to ) Tj ET Q q 0 0 0 rg BT 363.80 341.10 Td (T) Tj ET Q q 0 0 0 rg BT 369.73 341.10 Td (OB transactions, where the Residual owned by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (customer was at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.75 329.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.08 329.10 Td ( of the bond value at the inception ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (of the transaction, no reimbursement agreement was executed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (The Company also provides other liquidity agreements or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (letters of credit to customer) Tj ET Q q 0 0 0 rg BT 433.76 293.10 Td (-sponsored municipal investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (funds, which are not variable interest entities, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (municipality-related issuers that totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.51 269.10 Td ($6.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.62 269.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.06 269.10 Td ($5.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 257.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.27 257.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.54 257.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.98 257.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.56 257.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 245.10 Td (. ) Tj ET Q q 0 0 0 rg BT 376.48 245.10 Td (These liquidity agreements and letters of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (are of) Tj ET Q q 0 0 0 rg BT 346.86 233.10 Td (fset by reimbursement agreements with various term-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (provisions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (The Company considers the customer and non-customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 197.10 Td (OB trusts to be ) Tj ET Q q 0 0 0 rg BT 392.53 197.10 Td (VIEs. Customer ) Tj ET Q q 0 0 0 rg BT 459.28 197.10 Td (T) Tj ET Q q 0 0 0 rg BT 465.21 197.10 Td (OB trusts are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (consolidated by the Company) Tj ET Q q 0 0 0 rg BT 442.50 185.10 Td (. ) Tj ET Q q 0 0 0 rg BT 447.32 185.10 Td (The Company has concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (that the power to direct the activities that most significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (impact the economic performance of the customer ) Tj ET Q q 0 0 0 rg BT 527.34 161.10 Td (T) Tj ET Q q 0 0 0 rg BT 533.27 161.10 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (is primarily held by the customer Residual holder) Tj ET Q q 0 0 0 rg BT 521.61 149.10 Td (, which may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (unilaterally cause the sale of the trust) Tj ET Q q 0 0 0 rg BT 475.61 137.10 Td (s bonds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (Non-customer ) Tj ET Q q 0 0 0 rg BT 401.53 125.10 Td (T) Tj ET Q q 0 0 0 rg BT 407.45 125.10 Td (OB trusts generally are consolidated. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (Similar to customer ) Tj ET Q q 0 0 0 rg BT 405.20 113.10 Td (T) Tj ET Q q 0 0 0 rg BT 411.12 113.10 Td (OB trusts, the Company has concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (that the power over the non-customer ) Tj ET Q q 0 0 0 rg BT 475.99 101.10 Td (T) Tj ET Q q 0 0 0 rg BT 481.92 101.10 Td (OB trusts is primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (held by the Residual holder) Tj ET Q q 0 0 0 rg BT 433.58 89.10 Td (, which may unilaterally cause the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (sale of the trust) Tj ET Q q 0 0 0 rg BT 388.15 77.10 Td (s bonds. Because the Company holds the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (Residual interest, and thus has the power to direct the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (activities that most significantly impact the trust) Tj ET Q q 0 0 0 rg BT 519.52 53.10 Td (s economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 41.10 Td (performance, it consolidates the non-customer ) Tj ET Q q 0 0 0 rg BT 511.53 41.10 Td (T) Tj ET Q q 0 0 0 rg BT 517.46 41.10 Td (OB trusts.) Tj ET Q endstream endobj 377 0 obj <> endobj 378 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (186) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Municipal Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Municipal investment transactions include debt and equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (interests in partnerships that finance the construction and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (rehabilitation of low-income housing, facilitate lending in new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (or underserved markets, or finance the construction or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (operation of renewable municipal ener) Tj ET Q q 0 0 0 rg BT 190.19 689.25 Td (gy facilities. ) Tj ET Q q 0 0 0 rg BT 241.94 689.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Company generally invests in these partnerships as a limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (partner and earns a return primarily through the receipt of tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (credits and grants earned from the investments made by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (partnership. ) Tj ET Q q 0 0 0 rg BT 85.80 641.25 Td (The Company may also provide construction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (loans or permanent loans for the development or operation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (real estate properties held by partnerships. ) Tj ET Q q 0 0 0 rg BT 207.15 617.25 Td (These entities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (generally considered ) Tj ET Q q 0 0 0 rg BT 121.34 605.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 146.71 605.25 Td (The power to direct the activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (of these entities is typically held by the general partner) Tj ET Q q 0 0 0 rg BT 254.54 593.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 85.34 581.25 Td (, these entities are not consolidated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 569.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Client Intermediation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Client intermediation transactions represent a range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (transactions designed to provide investors with specified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (returns based on the returns of an underlying security) Tj ET Q q 0 0 0 rg BT 248.62 509.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (referenced asset or index. ) Tj ET Q q 0 0 0 rg BT 140.49 497.25 Td (These transactions include credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (linked notes and equity-linked notes. In these transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (VIE typically obtains exposure to the underlying security) Tj ET Q q 0 0 0 rg BT 264.46 473.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (referenced asset or index through a derivative instrument, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (as a total-return swap or a credit-default swap. In turn the ) Tj ET Q q 0 0 0 rg BT 267.95 449.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (issues notes to investors that pay a return based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (specified underlying security) Tj ET Q q 0 0 0 rg BT 151.42 425.25 Td (, referenced asset or index. ) Tj ET Q q 0 0 0 rg BT 260.91 425.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (VIE invests the proceeds in a financial asset or a guaranteed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (insurance contract that serves as collateral for the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (contract over the term of the transaction. ) Tj ET Q q 0 0 0 rg BT 200.75 389.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 260.46 389.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (involvement in these transactions includes being the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (counterparty to the ) Tj ET Q q 0 0 0 rg BT 113.85 365.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 133.29 365.25 Td (s derivative instruments and investing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (in a portion of the notes issued by the ) Tj ET Q q 0 0 0 rg BT 188.29 353.25 Td (VIE. In certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (transactions, the investor) Tj ET Q q 0 0 0 rg BT 136.07 341.25 Td () Tj ET Q q 0 0 0 rg BT 138.85 341.25 Td (s maximum risk of loss is limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (and the Company absorbs risk of loss above a specified level. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (The Company does not have the power to direct the activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (of the ) Tj ET Q q 0 0 0 rg BT 61.37 305.25 Td (VIEs that most significantly impact their economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (performance and thus it does not consolidate them.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 281.25 Td (s maximum risk of loss in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (transactions is defined as the amount invested in notes issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (by the ) Tj ET Q q 0 0 0 rg BT 63.04 257.25 Td (VIE and the notional amount of any risk of loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (absorbed by the Company through a separate instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (issued by the ) Tj ET Q q 0 0 0 rg BT 90.54 233.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 112.02 233.25 Td (The derivative instrument held by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (Company may generate a receivable from the ) Tj ET Q q 0 0 0 rg BT 220.46 221.25 Td (VIE \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (example, where the Company purchases credit protection from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 197.25 Td (VIE in connection with the ) Tj ET Q q 0 0 0 rg BT 161.16 197.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 180.60 197.25 Td (s issuance of a credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (linked note\), which is collateralized by the assets owned by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 173.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 72.02 173.25 Td (These derivative instruments are not considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (variable interests and any associated receivables are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (included in the calculation of maximum exposure to the ) Tj ET Q q 0 0 0 rg BT 261.59 149.25 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (The proceeds from new securitizations related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 125.25 Td (s client intermediation transactions for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.72 125.25 Td (three and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.17 113.25 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.04 113.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.31 113.25 Td ( totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td ($0.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 101.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.55 101.25 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.67 101.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 200.33 101.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Investment Funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The Company is the investment manager for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (investment funds and retirement funds that invest in various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (asset classes including private equity) Tj ET Q q 0 0 0 rg BT 471.09 713.25 Td (, hedge funds, real estate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (fixed income and infrastructure. ) Tj ET Q q 0 0 0 rg BT 454.60 701.25 Td (The Company earns a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (management fee, which is a percentage of capital under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (management, and may earn performance fees. In addition, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (some of these funds the Company has an ownership interest in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (the investment funds. ) Tj ET Q q 0 0 0 rg BT 412.14 653.25 Td (The Company has also established a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (number of investment funds as opportunities for qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (employees to invest in private equity investments. ) Tj ET Q q 0 0 0 rg BT 526.56 629.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (Company acts as investment manager to these funds and may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (provide employees with financing on both recourse and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (recourse bases for a portion of the employees) Tj ET Q q 0 0 0 rg BT 507.91 593.25 Td ( investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (commitments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.25 Td (The Company has determined that a majority of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (investment entities managed by Citigroup are provided a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (deferral from the requirements of SF) Tj ET Q q 0 0 0 rg BT 470.15 545.25 Td (AS 167, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 505.44 545.25 Td (Amendments to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (F) Tj ET Q q 0 0 0 rg BT 328.82 533.25 Td (ASB Interpr) Tj ET Q q 0 0 0 rg BT 376.50 533.25 Td (etation No. 46\(R\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.21 533.25 Td (, because they meet the criteria ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (in ) Tj ET Q q 0 0 0 rg BT 333.73 521.25 Td (Accounting Standards Update No. 2010-10, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 511.75 521.25 Td (Consolidation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (\(T) Tj ET Q q 0 0 0 rg BT 331.97 509.25 Td (opic 810\), ) Tj ET Q q 0 0 0 rg BT 374.84 509.25 Td (Amendments for Certain Investment Funds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.98 509.25 Td (\(ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (2010-10\). ) Tj ET Q q 0 0 0 rg BT 365.48 497.25 Td (These entities continue to be evaluated under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (requirements of ) Tj ET Q q 0 0 0 rg BT 388.98 485.25 Td (ASC 810-10, prior to the implementation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (SF) Tj ET Q q 0 0 0 rg BT 334.38 473.25 Td (AS 167 \(FIN 46\(R\), ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 417.44 473.25 Td (Consolidation of V) Tj ET Q q 0 0 0 rg BT 491.89 473.25 Td (ariable Inter) Tj ET Q q 0 0 0 rg BT 542.34 473.25 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.55 461.25 Td (\), which required that a ) Tj ET Q q 0 0 0 rg BT 449.89 461.25 Td (VIE be consolidated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (party with a variable interest that will absorb a majority of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (entity) Tj ET Q q 0 0 0 rg BT 349.55 437.25 Td (s expected losses or residual returns, or both.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 413.25 Td (rust Preferred Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (The Company has previously raised financing through the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (issuance of trust preferred securities. In these transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (Company forms a statutory business trust and owns all of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (voting equity shares of the trust. ) Tj ET Q q 0 0 0 rg BT 455.19 365.25 Td (The trust issues preferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (equity securities to third-party investors and invests the gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (proceeds in junior subordinated deferrable interest debentures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (issued by the Company) Tj ET Q q 0 0 0 rg BT 416.95 329.25 Td (. ) Tj ET Q q 0 0 0 rg BT 421.77 329.25 Td (The trusts have no assets, operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (revenues or cash flows other than those related to the issuance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (administration and repayment of the preferred equity securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (held by third-party investors. Obligations of the trusts are fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (and unconditionally guaranteed by the Company) Tj ET Q q 0 0 0 rg BT 518.02 281.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.25 Td (Because the sole asset of each of the trusts is a receivable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (from the Company and the proceeds to the Company from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (receivable exceed the Company) Tj ET Q q 0 0 0 rg BT 454.21 245.25 Td (s investment in the ) Tj ET Q q 0 0 0 rg BT 531.80 245.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 551.24 245.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (equity shares, the Company is not permitted to consolidate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (trusts, even though it owns all of the voting equity shares of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (the trust, has fully guaranteed the trusts) Tj ET Q q 0 0 0 rg BT 484.05 209.25 Td ( obligations, and has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (the right to redeem the preferred securities in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 385.46 185.25 Td (The Company recognizes the subordinated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (debentures on its Consolidated Balance Sheet as long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (liabilities. For additional information, see Note 17 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (Consolidated Financial Statements.) Tj ET Q endstream endobj 379 0 obj <> endobj 380 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (187) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (21.DERIV) Tj ET Q q 0 0 0 rg BT 86.94 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 93.42 749.25 Td (TIVES ) Tj ET Q q 0 0 0 rg BT 125.38 749.25 Td (ACTIVITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (In the ordinary course of business, Citigroup enters into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (various types of derivative transactions. ) Tj ET Q q 0 0 0 rg BT 197.44 717.25 Td (These derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (transactions include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 688.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 688.25 Td (Futur) Tj ET Q q 0 0 0 rg BT 76.41 688.25 Td (es and forwar) Tj ET Q q 0 0 0 rg BT 131.60 688.25 Td (d contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.81 688.25 Td ( which are commitments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.25 Td (buy or sell at a future date a financial instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.25 Td (commodity or currency at a contracted price and may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.25 Td (settled in cash or through delivery) Tj ET Q q 0 0 0 rg BT 189.70 652.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 640.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 640.25 Td (Swap contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.89 640.25 Td ( which are commitments to settle in cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.25 Td (at a future date or dates that may range from a few days to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.25 Td (a number of years, based on dif) Tj ET Q q 0 0 0 rg BT 179.61 616.25 Td (ferentials between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.25 Td (specified financial indices, as applied to a notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.25 Td (principal amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 580.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 580.25 Td (Option contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.00 580.25 Td ( which give the purchaser) Tj ET Q q 0 0 0 rg BT 226.33 580.25 Td (, for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 568.25 Td (premium, the right, but not the obligation, to buy or sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 556.25 Td (within a specified time a financial instrument, commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 544.25 Td (or currency at a contracted price that may also be settled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 532.25 Td (in cash, based on dif) Tj ET Q q 0 0 0 rg BT 135.74 532.25 Td (ferentials between specified indices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 520.25 Td (or prices.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 496.25 Td (The swap and forward contracts are over) Tj ET Q q 0 0 0 rg BT 217.06 496.25 Td (-the-counter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 484.25 Td (\(OTC\) derivatives that are bilaterally negotiated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.25 Td (counterparties and settled with those counterparties, except for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.25 Td (swap contracts that are novated and "cleared" through central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.25 Td (counterparties \(CCPs\). Futures and option contracts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.25 Td (generally standardized contracts that are traded on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.25 Td (exchange with a CCP) Tj ET Q q 0 0 0 rg BT 122.00 424.25 Td ( as the counterparty from the inception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 412.25 Td (the transaction. Citigroup enters into these derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 400.25 Td (contracts relating to interest rate, foreign currency) Tj ET Q q 0 0 0 rg BT 235.54 400.25 Td (, commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.25 Td (and other market/credit risks for the following reasons:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 370.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 370.25 Td (rading PurposesCustomer Needs:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.45 370.25 Td ( Citigroup of) Tj ET Q q 0 0 0 rg BT 254.94 370.25 Td (fers its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.25 Td (customers derivatives in connection with their risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.25 Td (management actions to transfer) Tj ET Q q 0 0 0 rg BT 178.83 346.25 Td (, modify or reduce their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 334.25 Td (interest rate, foreign exchange and other market/credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 322.25 Td (risks or for their own trading purposes. ) Tj ET Q q 0 0 0 rg BT 211.75 322.25 Td (As part of this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.25 Td (process, Citigroup considers the customers) Tj ET Q q 0 0 0 rg BT 227.95 310.25 Td ( suitability for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.25 Td (the risk involved and the business purpose for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.25 Td (transaction. Citigroup also manages its derivative risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.25 Td (positions through of) Tj ET Q q 0 0 0 rg BT 134.38 274.25 Td (fsetting trade activities, controls ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.25 Td (focused on price verification, and daily reporting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.25 Td (positions to senior managers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 238.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 238.25 Td (rading Purposes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.40 238.25 Td (Citigroup trades derivatives as an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.25 Td (active market maker) Tj ET Q q 0 0 0 rg BT 135.07 226.25 Td (. ) Tj ET Q q 0 0 0 rg BT 139.89 226.25 Td (T) Tj ET Q q 0 0 0 rg BT 145.65 226.25 Td (rading limits and price verification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.25 Td (controls are key aspects of this activity) Tj ET Q q 0 0 0 rg BT 208.86 214.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 202.25 Td (Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.44 202.25 Td (Citigroup uses derivatives in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.25 Td (its risk-management activities to hedge certain risks or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.25 Td (reposition the risk profile of the Company) Tj ET Q q 0 0 0 rg BT 221.65 178.25 Td (. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.25 Td (Citigroup issues fixed-rate long-term debt and then enters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 154.25 Td (into a receive-fixed, pay-variable-rate interest rate swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 142.25 Td (with the same tenor and notional amount to convert the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.25 Td (interest payments to a net variable-rate basis. ) Tj ET Q q 0 0 0 rg BT 236.53 130.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.25 Td (strategy is the most common form of an interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 106.25 Td (hedge, as it minimizes interest cost in certain yield curve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.25 Td (environments. Derivatives are also used to manage risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.25 Td (inherent in specific groups of on-balance-sheet assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 70.25 Td (liabilities, including ) Tj ET Q q 0 0 0 rg BT 135.94 70.25 Td (AFS securities and borrowings, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 58.25 Td (well as other interest-sensitive assets and liabilities. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (addition, foreign-exchange contracts are used to hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 404.57 737.10 Td (-denominated debt, foreign-currency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 395.60 725.10 Td (AFS securities and net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (exposures.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (Derivatives may expose Citigroup to market, credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (liquidity risks in excess of the amounts recorded on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Consolidated Balance Sheet. Market risk on a derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (product is the exposure created by potential fluctuations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (interest rates, foreign-exchange rates and other factors and is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (function of the type of product, the volume of transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (tenor and terms of the agreement and the underlying volatility) Tj ET Q q 0 0 0 rg BT 571.33 617.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Credit risk is the exposure to loss in the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (nonperformance by the other party to the transaction where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (value of any collateral held is not adequate to cover such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 352.71 569.10 Td (The recognition in earnings of unrealized gains on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (these transactions is subject to management) Tj ET Q q 0 0 0 rg BT 501.45 557.10 Td (s assessment as to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (collectability) Tj ET Q q 0 0 0 rg BT 375.55 545.10 Td (. Liquidity risk is the potential exposure that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (arises when the size of the derivative position may not be able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (to be rapidly adjusted at a reasonable cost in periods of high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (volatility and financial stress.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Derivative transactions are customarily documented under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (industry standard master agreements and credit support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (annexes, which provide that following an uncured payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (default or other event of default the non-defaulting party may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (promptly terminate all transactions between the parties and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (determine a net amount due to be paid to, or by) Tj ET Q q 0 0 0 rg BT 512.46 437.10 Td (, the defaulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (party) Tj ET Q q 0 0 0 rg BT 343.90 425.10 Td (. Events of default generally include: \(i\)failure to make a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (payment on a derivatives transaction \(which remains uncured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (following applicable notice and grace periods\), \(ii\)breach of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (covenant \(which remains uncured after applicable notice and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (grace periods\), \(iii\)breach of a representation, \(iv\)cross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (default, either to third-party debt or to another derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (transaction entered into among the parties, or) Tj ET Q q 0 0 0 rg BT 504.37 353.10 Td (, in some cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (their af) Tj ET Q q 0 0 0 rg BT 352.41 341.10 Td (filiates, \(v\)the occurrence of a mer) Tj ET Q q 0 0 0 rg BT 492.99 341.10 Td (ger or consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (which results in a party) Tj ET Q q 0 0 0 rg BT 420.09 329.10 Td (s becoming a materially weaker credit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (and \(vi\)the cessation or repudiation of any applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (guarantee or other credit support document. ) Tj ET Q q 0 0 0 rg BT 500.88 305.10 Td (An event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (default may also occur under a credit support annex if a party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (fails to make a collateral delivery \(which remains uncured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (following applicable notice and grace periods\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (The enforceability of of) Tj ET Q q 0 0 0 rg BT 437.05 257.10 Td (fsetting rights incorporated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (master netting agreements for derivative transactions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (evidenced to the extent that a supportive legal opinion has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (been obtained from counsel of recognized standing that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (provides the requisite level of certainty regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (enforceability of these agreements and that the exercise of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (rights by the non-defaulting party to terminate and close-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (transactions on a net basis under these agreements will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (stayed or avoided under applicable law upon an event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (default including bankruptcy) Tj ET Q q 0 0 0 rg BT 438.87 149.10 Td (, insolvency or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (proceeding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 125.10 Td ( legal opinion may not have been sought or obtained for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (certain jurisdictions where local law is silent or suf) Tj ET Q q 0 0 0 rg BT 527.65 113.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (ambiguous to determine the enforceability of of) Tj ET Q q 0 0 0 rg BT 514.87 101.10 Td (fsetting rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (or where adverse case law or conflicting regulation may cast ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (doubt on the enforceability of such rights. In some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (jurisdictions and for some counterparty types, the insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (law for a particular counterparty type may be nonexistent or ) Tj ET Q endstream endobj 381 0 obj <> endobj 382 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (unclear as overlapping regimes may exist. For example, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (may be the case for certain sovereigns, municipalities, central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (banks and U.S. pension plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (Exposure to credit risk on derivatives is impacted by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (market volatility) Tj ET Q q 0 0 0 rg BT 101.72 701.10 Td (, which may impair the ability of clients to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (satisfy their obligations to the Company) Tj ET Q q 0 0 0 rg BT 195.61 689.10 Td (. Credit limits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (established and closely monitored for customers engaged in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (derivatives transactions. Citi considers the level of legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (certainty regarding enforceability of its of) Tj ET Q q 0 0 0 rg BT 203.25 653.10 Td (fsetting rights under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (master netting agreements and credit support annexes to be an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (important factor in its risk management process. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (because derivatives executed under master netting agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (where Citi does not have the requisite level of legal certainty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (regarding enforceability) Tj ET Q q 0 0 0 rg BT 131.69 593.10 Td (, consume much greater amounts of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (single counterparty credit limits, than those executed under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (enforceable master netting agreements, Citi generally transacts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (much lower volumes of derivatives under master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (agreements where Citi does not have the requisite level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (legal certainty regarding enforceability) Tj ET Q q 0 0 0 rg BT 479.11 725.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Cash collateral and security collateral in the form of G10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (government debt securities generally is posted to secure the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (net open exposure of derivative transactions, at a counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (level, whereby the receiving party is free to commingle/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (rehypothecate such collateral in the ordinary course of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (business. Nonstandard collateral such as corporate bonds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (municipal bonds, U.S. agency securities and/or MBS may also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (be pledged as collateral for derivative transactions. Security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (collateral posted to open and maintain a master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (agreement with a counterparty) Tj ET Q q 0 0 0 rg BT 445.24 605.10 Td (, in the form of cash and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (securities, may from time to time be segregated in an account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (at a third-party custodian pursuant to a tri-party ) Tj ET Q q 0 0 0 rg BT 515.61 581.10 Td (Account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Control ) Tj ET Q q 0 0 0 rg BT 356.50 569.10 Td (Agreement.) Tj ET Q endstream endobj 383 0 obj <> endobj 384 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Information pertaining to the volume of derivative activity is provided in the table below) Tj ET Q q 0 0 0 rg BT 408.53 749.10 Td (. ) Tj ET Q q 0 0 0 rg BT 413.35 749.10 Td (The notional amounts, for both long and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (short derivative positions, of Citigroup) Tj ET Q q 0 0 0 rg BT 194.04 737.10 Td (s derivative instruments as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.74 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.44 737.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.03 737.10 Td ( are presented in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (table below) Tj ET Q q 0 0 0 rg BT 81.72 725.10 Td (.) 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0.9333333333333333 1 rg /GS0 gs 517.00 298.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 270.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 270.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 270.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 270.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 270.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 270.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 270.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 242.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 242.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 242.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 242.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 242.60 58.00 -14.00 re f /GS0 gs 0.8 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517 657.6 m 575 657.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 634.6 m 218 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 657.6 m 279 657.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 634.6 m 279 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 657.6 m 337 657.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 634.6 m 337 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 634.6 m 398 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 634.6 m 456 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 634.6 m 517 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 634.6 m 575 634.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 564.6 m 218 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 550.6 m 218 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 564.6 m 279 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 550.6 m 279 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 564.6 m 337 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 550.6 m 337 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 564.6 m 398 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 550.6 m 398 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 564.6 m 456 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 550.6 m 456 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 564.6 m 517 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 550.6 m 517 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 564.6 m 575 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 550.6 m 575 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 480.6 m 218 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 466.6 m 218 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 480.6 m 279 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 466.6 m 279 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 480.6 m 337 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 466.6 m 337 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 480.6 m 398 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 466.6 m 398 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 480.6 m 456 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 466.6 m 456 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 480.6 m 517 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 466.6 m 517 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 480.6 m 575 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 466.6 m 575 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 396.6 m 218 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 382.6 m 218 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 396.6 m 279 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 382.6 m 279 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 396.6 m 337 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 382.6 m 337 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 396.6 m 398 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 382.6 m 398 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 396.6 m 456 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 382.6 m 456 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 396.6 m 517 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 382.6 m 517 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 396.6 m 575 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 382.6 m 575 382.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 312.6 m 218 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 298.6 m 218 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 312.6 m 279 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 298.6 m 279 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 312.6 m 337 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 298.6 m 337 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 312.6 m 398 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 298.6 m 398 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 312.6 m 456 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 298.6 m 456 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 312.6 m 517 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 298.6 m 517 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 312.6 m 575 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 298.6 m 575 298.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 256.6 m 218 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 242.60000000000002 m 218 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 256.6 m 279 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 242.60000000000002 m 279 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 256.6 m 337 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 242.60000000000002 m 337 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 256.6 m 398 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 242.60000000000002 m 398 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 256.6 m 456 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 242.60000000000002 m 456 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 256.6 m 517 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 242.60000000000002 m 517 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 256.6 m 575 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 242.60000000000002 m 575 242.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 228.60000000000002 m 218 228.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218 228.60000000000002 m 279 228.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279 228.60000000000002 m 337 228.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 337 228.60000000000002 m 398 228.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398 228.60000000000002 m 456 228.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456 228.60000000000002 m 517 228.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517 228.60000000000002 m 575 228.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 676.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.05 685.05 Td (Hedging instruments under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.30 676.05 Td (ASC815) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.05 680.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.55 676.05 Td (Other derivative instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 662.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.45 662.05 Td (Trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.20 662.05 Td (Management hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 550.94 666.13 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 638.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.55 648.05 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 639.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 648.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.50 639.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.55 648.05 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 639.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.25 648.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.50 639.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.55 648.05 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 639.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 648.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 639.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 625.05 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.50 625.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 625.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 625.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 625.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 625.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 625.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 611.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 611.05 Td (172,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 611.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 611.06 Td (132,823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 611.05 Td (34,796,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 611.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 611.06 Td (36,370,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 611.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 611.05 Td (68,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 611.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 611.06 Td (93,286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 597.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 597.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 597.06 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 597.05 Td (6,579,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 597.06 Td (6,129,742) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 597.05 Td (38,233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 597.06 Td (61,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 583.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 583.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 583.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 583.05 Td (3,349,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 583.06 Td (3,342,832) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 583.05 Td (4,132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 583.06 Td (3,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 569.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 569.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 569.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 569.05 Td (3,278,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 569.06 Td (3,240,990) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 569.05 Td (4,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 569.06 Td (3,185) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 555.05 Td (Total interest rate contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 555.05 Td (172,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 555.06 Td (132,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 555.05 Td (48,004,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 555.06 Td (49,083,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 555.05 Td (115,018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 555.06 Td (160,972) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 541.05 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 541.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 541.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 541.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 527.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 527.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.75 527.05 Td (25,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 527.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.75 527.06 Td (22,402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 527.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 527.05 Td (4,405,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 527.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 527.06 Td (3,298,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 527.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 527.05 Td (24,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 527.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 527.06 Td (20,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 513.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.75 513.05 Td (75,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.75 513.06 Td (79,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 513.05 Td (2,240,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 513.06 Td (1,982,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 513.05 Td (10,819) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 513.06 Td (14,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 499.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 499.05 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 499.06 Td (101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 499.05 Td (1,573,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 499.06 Td (1,037,433) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 499.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 499.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 485.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 485.05 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 485.06 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 485.05 Td (1,593,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 485.06 Td (1,029,872) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 485.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 485.06 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 471.05 Td (Total foreign exchange contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 471.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 471.05 Td (101,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 471.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 471.06 Td (102,255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 471.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 471.05 Td (9,813,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 471.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 471.06 Td (7,348,108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 471.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 471.05 Td (35,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 471.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 471.06 Td (34,310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 457.05 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 457.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 457.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 457.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 443.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 443.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 443.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 443.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 443.05 Td (122,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 443.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 443.06 Td (100,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 443.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 443.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 443.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 429.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 429.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 429.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 429.05 Td (26,459) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 429.06 Td (23,161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 429.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 429.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 415.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 415.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 415.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 415.05 Td (374,468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 415.06 Td (333,945) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 415.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 415.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 401.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 401.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 401.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 401.05 Td (332,799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 401.06 Td (266,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 401.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 401.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 387.05 Td (Total equity contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 387.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 387.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 387.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 387.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 387.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 387.05 Td (855,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 387.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 387.06 Td (723,695) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 387.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 387.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 387.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 387.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 373.05 Td (Commodity and other contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 373.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 373.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 373.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 359.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 359.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 359.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 359.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 359.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 359.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 359.05 Td (161,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 359.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 359.06 Td (81,112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 359.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 359.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 359.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 359.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 345.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.25 345.05 Td (1,201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 345.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 345.05 Td (105,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 345.06 Td (98,265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 345.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 345.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 331.06 Td (Written options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 331.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 331.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 331.05 Td (117,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 331.06 Td (100,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 331.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 331.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 317.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 317.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 317.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 317.05 Td (111,742) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 317.06 Td (97,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 317.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 317.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 303.05 Td (Total commodity and other contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 303.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.25 303.05 Td (1,201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 303.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 303.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 303.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 303.05 Td (495,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 303.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 303.06 Td (377,485) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 303.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 303.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 303.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 303.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 289.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.83 289.05 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.57 293.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 289.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 289.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 289.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 275.06 Td (Protection sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 275.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 275.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 275.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 275.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 275.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 275.05 Td (1,161,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 275.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 275.06 Td (1,143,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 275.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 275.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 275.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 275.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 261.06 Td (Protection purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 261.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 261.06 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 261.05 Td (1,201,251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 261.06 Td (1,195,223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 261.05 Td (15,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 261.06 Td (19,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 247.05 Td (Total credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 247.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 247.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 247.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 247.06 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 247.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 247.05 Td (2,363,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 247.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 247.06 Td (2,338,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 247.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 247.05 Td (15,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 247.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 247.06 Td (19,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 233.05 Td (Total derivative notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 233.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 233.05 Td (275,550) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 233.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 233.06 Td (235,193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 233.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 233.05 Td (61,531,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 233.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 233.06 Td (59,871,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 233.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 233.05 Td (165,479) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 233.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 233.06 Td (215,026) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 211.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 211.50 Td (The notional amounts presented in this table do not include hedge accounting relationships under ) Tj ET Q q 0 0 0 rg BT 366.37 211.50 Td (ASC815 where Citigroup is hedging the foreign currency risk of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 201.90 Td (a net investment in a foreign operation by issuing a foreign-currency-denominated debt instrument. ) Tj ET Q q 0 0 0 rg BT 373.32 201.90 Td (The notional amount of such debt was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.51 201.90 Td ($4,198 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 544.63 201.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.30 Td ($6,450 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 192.30 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 110.89 192.30 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 175.10 192.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 190.65 192.30 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.52 192.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 295.64 192.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 182.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.70 Td (Derivatives in hedge accounting relationships accounted for under ) Tj ET Q q 0 0 0 rg BT 267.71 182.70 Td (ASC815 are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 369.45 182.70 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 462.34 182.70 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 473.00 182.70 Td (T) Tj ET Q q 0 0 0 rg BT 477.01 182.70 Td (rading account assets/T) Tj ET Q q 0 0 0 rg BT 553.01 182.70 Td (rading ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 111.55 173.10 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 163.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 163.50 Td (Management hedges represent derivative instruments used in certain economic hedging relationships that are identified for management purposes, but for which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 153.90 Td (hedge accounting is not applied. ) Tj ET Q q 0 0 0 rg BT 159.16 153.90 Td (These derivatives are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 287.54 153.90 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.43 153.90 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 391.09 153.90 Td (T) Tj ET Q q 0 0 0 rg BT 395.10 153.90 Td (rading account assets/T) Tj ET Q q 0 0 0 rg BT 471.10 153.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.98 153.90 Td ( on the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 144.30 Td (Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 134.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.70 Td (Credit derivatives are arrangements designed to allow one party \(protection buyer\) to transfer the credit risk of a reference asset to another party \(protection ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 125.10 Td (seller\). ) Tj ET Q q 0 0 0 rg BT 77.84 125.10 Td (These arrangements allow a protection seller to assume the credit risk associated with the reference asset without directly purchasing that asset. ) Tj ET Q q 0 0 0 rg BT 538.43 125.10 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.50 Td (Company has entered into credit derivative positions for purposes such as risk management, yield enhancement, reduction of credit concentrations and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.90 Td (diversification of overall risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 84.90 Td (The following tables present the gross and net fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 72.90 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 72.90 Td (s derivative transactions, and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 60.90 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 60.90 Td (fsetting amount permitted under ) Tj ET Q q 0 0 0 rg BT 174.68 60.90 Td (ASC210-20-45 and ) Tj ET Q q 0 0 0 rg BT 257.18 60.90 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 48.90 Td (815-10-45, as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.32 48.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.58 48.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.02 48.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.61 48.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 84.90 Td (Under ) Tj ET Q q 0 0 0 rg BT 350.94 84.90 Td (ASC210-20-45, gross positive fair values are of) Tj ET Q q 0 0 0 rg BT 544.61 84.90 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 72.90 Td (against gross negative fair values by counterparty pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 60.90 Td (enforceable master netting agreements. Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 48.90 Td (ASC815-10-45, payables and receivables in respect of cash ) Tj ET Q endstream endobj 385 0 obj <> endobj 386 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (collateral received from or paid to a given counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (pursuant to an enforceable credit support annex are included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (the of) Tj ET Q q 0 0 0 rg BT 58.87 725.10 Td (fsetting amount. U.S. GAAP) Tj ET Q q 0 0 0 rg BT 173.50 725.10 Td ( does not permit of) Tj ET Q q 0 0 0 rg BT 248.86 725.10 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (for security collateral posted. ) Tj ET Q q 0 0 0 rg BT 154.94 713.10 Td (The table also includes amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 154.67 701.10 Td (fset under ) Tj ET Q q 0 0 0 rg BT 196.32 701.10 Td (ASC210-20-45 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (ASC 815-10-45, such as security collateral posted or cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (collateral posted at third-party custodians, but would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (eligible for of) Tj ET Q q 0 0 0 rg BT 378.80 725.10 Td (fsetting to the extent an event of default occurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (and a legal opinion supporting enforceability of the of) Tj ET Q q 0 0 0 rg BT 539.87 713.10 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (rights has been obtained.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 681.10 Td (Derivative Mark-to-Market \(MTM\) Receivables/Payables) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 624.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 624.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 624.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 624.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 624.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 596.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 596.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 596.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 596.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 596.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 568.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 568.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 568.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 568.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 568.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 540.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 540.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 540.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 540.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 540.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 512.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 512.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 512.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 512.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 512.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 484.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 484.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 484.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 484.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 484.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 456.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 456.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 456.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 456.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 456.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 428.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 428.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 428.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 428.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 428.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 400.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 400.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 400.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 400.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 400.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 372.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 372.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 372.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 372.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 372.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 344.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 344.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 344.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 344.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 344.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 316.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 316.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 316.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 316.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 316.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 288.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 288.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 288.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 288.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 288.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 260.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 260.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 260.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 260.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 260.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 232.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 232.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 232.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 232.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 232.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 204.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 204.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 204.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 204.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 204.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 176.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 176.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 176.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 176.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 176.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 148.60 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 148.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 148.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 148.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 148.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 638.6 m 355.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 638.6 m 410.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 638.6 m 465.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 638.6 m 520.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 638.6 m 575.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 624.6 m 355.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 624.6 m 410.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 624.6 m 465.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 624.6 m 520.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 624.6 m 575.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 596.6 m 355.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 582.6 m 355.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 596.6 m 410.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 582.6 m 410.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 596.6 m 465.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 582.6 m 465.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 596.6 m 520.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 582.6 m 520.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 596.6 m 575.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 582.6 m 575.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 568.6 m 355.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 554.6 m 355.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 568.6 m 410.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 554.6 m 410.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 568.6 m 465.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 554.6 m 465.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 568.6 m 520.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 554.6 m 520.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 568.6 m 575.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 554.6 m 575.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 554.6 m 355.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 540.6 m 355.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 554.6 m 410.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 540.6 m 410.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 554.6 m 465.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 540.6 m 465.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 554.6 m 520.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 540.6 m 520.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 554.6 m 575.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 540.6 m 575.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 484.6 m 355.5 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 470.6 m 355.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 484.6 m 410.5 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 470.6 m 410.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 484.6 m 465.5 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 470.6 m 465.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 484.6 m 520.5 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 470.6 m 520.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 484.6 m 575.5 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 470.6 m 575.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 428.6 m 355.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.6 m 355.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 428.6 m 410.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 414.6 m 410.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 428.6 m 465.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 414.6 m 465.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 428.6 m 520.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 414.6 m 520.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 428.6 m 575.5 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 414.6 m 575.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 372.6 m 355.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 358.6 m 355.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 372.6 m 410.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 358.6 m 410.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 372.6 m 465.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 358.6 m 465.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 372.6 m 520.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 358.6 m 520.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 372.6 m 575.5 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 358.6 m 575.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 330.6 m 355.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 316.6 m 355.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 330.6 m 410.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 316.6 m 410.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 330.6 m 465.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 316.6 m 465.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 330.6 m 520.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 316.6 m 520.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 330.6 m 575.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 316.6 m 575.5 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 288.6 m 355.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 274.6 m 355.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 288.6 m 410.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 274.6 m 410.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 288.6 m 465.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 274.6 m 465.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 288.6 m 520.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 274.6 m 520.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 288.6 m 575.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 274.6 m 575.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 260.6 m 355.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 246.60000000000002 m 355.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 260.6 m 410.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 246.60000000000002 m 410.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 260.6 m 465.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 246.60000000000002 m 465.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 260.6 m 520.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 246.60000000000002 m 520.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 260.6 m 575.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 246.60000000000002 m 575.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 204.60000000000002 m 355.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 190.60000000000002 m 355.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 204.60000000000002 m 410.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 190.60000000000002 m 410.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 204.60000000000002 m 465.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 190.60000000000002 m 465.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 204.60000000000002 m 520.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 190.60000000000002 m 520.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 204.60000000000002 m 575.5 204.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 190.60000000000002 m 575.5 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 148.60000000000002 m 355.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 134.60000000000002 m 355.5 134.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 148.60000000000002 m 410.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 134.60000000000002 m 410.5 134.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 148.60000000000002 m 465.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 134.60000000000002 m 465.5 134.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 148.60000000000002 m 520.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 134.60000000000002 m 520.5 134.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 148.60000000000002 m 575.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 134.60000000000002 m 575.5 134.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 642.85 Td (In millions of dollars at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.60 661.05 Td (Derivatives classified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.65 652.05 Td (in ) Tj ET Q q 0 0 0 rg BT 383.24 652.05 Td (T) Tj ET Q q 0 0 0 rg BT 388.58 652.05 Td (rading account) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 643.05 Td (assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.75 647.13 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.60 661.05 Td (Derivatives classified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.70 652.05 Td (in Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.15 643.05 Td (assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 545.15 647.13 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 629.05 Td (Derivatives instruments designated as ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 629.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.20 629.05 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 629.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.20 629.05 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 615.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 615.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 615.05 Td (1,159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 615.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 615.05 Td (189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 615.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 615.05 Td (3,021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 615.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 615.05 Td (342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 601.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 601.05 Td (2,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 601.05 Td (623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 601.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 601.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 587.05 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 587.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 587.05 Td (3,950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 587.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 587.05 Td (812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 587.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 587.05 Td (3,022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 587.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 587.05 Td (342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 573.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 573.05 Td (1,892) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 573.05 Td (570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 573.05 Td (756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 573.05 Td (707) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 559.05 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 559.05 Td (1,892) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 559.05 Td (570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 559.05 Td (756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 559.05 Td (707) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 545.05 Td (Total derivative instruments designated as ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 545.05 Td (5,842) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 545.05 Td (1,382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 545.05 Td (3,778) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 545.05 Td (1,049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 531.05 Td (Derivatives instruments not designated as ASC815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 517.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 517.05 Td (332,157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 517.05 Td (314,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 517.05 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 517.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 503.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 503.05 Td (212,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 503.05 Td (218,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 503.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 503.05 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 489.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 489.05 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 489.05 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 489.05 Td (719) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 489.05 Td (816) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 475.05 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 475.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 475.05 Td (545,017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 475.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 475.05 Td (533,290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 475.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 475.05 Td (766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 475.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 475.05 Td (824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 461.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 461.05 Td (139,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 461.05 Td (140,359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 461.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 461.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 447.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 447.05 Td (759) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 447.05 Td (713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 447.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 447.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 433.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.50 433.05 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 433.05 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 433.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 433.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 419.05 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 419.05 Td (140,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 419.05 Td (141,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 419.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 419.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 419.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 405.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 405.05 Td (17,899) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 405.05 Td (32,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 405.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 391.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 391.05 Td (205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 391.05 Td (403) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 391.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 377.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 377.05 Td (7,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 377.05 Td (2,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 377.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 363.05 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 363.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 363.05 Td (25,240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 363.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 363.05 Td (35,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 363.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 363.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 363.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 363.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 349.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 349.05 Td (11,392) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 349.05 Td (12,581) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 349.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 349.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 335.06 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 335.05 Td (668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 335.05 Td (754) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 335.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 335.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 321.05 Td (Commodity and other contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 321.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 321.05 Td (12,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 321.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 321.05 Td (13,335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 321.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 321.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 321.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 321.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 307.06 Td (Over-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 307.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 307.05 Td (37,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 307.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 307.05 Td (37,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 307.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 307.05 Td (118) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 307.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 307.05 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 293.06 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 293.05 Td (3,290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 293.05 Td (3,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 293.05 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 293.05 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 279.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.33 279.05 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.07 283.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 279.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 279.05 Td (40,831) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 279.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 279.05 Td (40,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 279.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 279.05 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 279.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 279.05 Td (543) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 265.05 Td (Total derivatives instruments not designated as ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 265.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 265.05 Td (763,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 265.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 265.05 Td (764,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 265.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 265.05 Td (889) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 265.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 265.05 Td (1,384) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 251.05 Td (Total derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 251.05 Td (769,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 251.05 Td (765,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 251.05 Td (4,667) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 251.05 Td (2,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 237.06 Td (Cash collateral paid/received) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.45 241.14 Td (\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 237.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 237.05 Td (3,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 237.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 237.05 Td (11,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 237.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 237.05 Td (197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 237.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 237.05 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 223.06 Td (Less: Netting agreements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.47 227.14 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 223.05 Td (\(674,769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 223.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 223.05 Td (\(674,769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 223.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 223.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 223.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 209.06 Td (Less: Netting cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.93 213.14 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 209.05 Td (\(40,435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 209.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.25 209.05 Td (\(43,789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 209.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.75 209.05 Td (\(2,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 209.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 209.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 195.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.57 195.05 Td (eceivables/payables included on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 302.09 199.13 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 195.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 195.05 Td (57,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 195.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 195.05 Td (58,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 195.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 195.05 Td (2,567) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 195.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 195.05 Td (2,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 181.05 Td (Additional amounts subject to an enforceable master netting agreement but not offset on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 167.05 Td (Less: Cash collateral received/paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 167.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 167.05 Td (\(578) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 167.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 167.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 167.05 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 167.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 167.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 167.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 167.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 167.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 153.05 Td (Less: Non-cash collateral received/paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 153.05 Td (\(9,350) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 153.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.75 153.05 Td (\(5,663) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 153.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 153.05 Td (\(997) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 153.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 153.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 139.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 139.05 Td (otal Net r) Tj ET Q q 0 0 0 rg BT 79.50 139.05 Td (eceivables/payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 153.99 143.13 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 139.05 Td (47,766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 139.05 Td (53,034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 139.05 Td (1,570) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 139.05 Td (2,725) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 117.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 117.50 Td (The trading derivatives fair values are presented in Note12 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 107.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 107.90 Td (Derivative mark-to-market receivables/payables related to management hedges are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 379.40 107.90 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.29 107.90 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 482.95 107.90 Td (T) Tj ET Q q 0 0 0 rg BT 486.96 107.90 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 98.30 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 98.30 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 98.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 88.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 88.70 Td (Over) Tj ET Q q 0 0 0 rg BT 69.83 88.70 Td (-the-counter \(OTC\) derivatives include derivatives executed and settled bilaterally with counterparties without the use of an or) Tj ET Q q 0 0 0 rg BT 474.43 88.70 Td (ganized exchange or central ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 79.10 Td (clearing house. Cleared derivatives include derivatives executed bilaterally with a counterparty in the OTC market but then novated to a central clearing house, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 69.50 Td (whereby the central clearing house becomes the counterparty to both of the original counterparties. Exchange traded derivatives include derivatives executed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 59.90 Td (directly on an or) Tj ET Q q 0 0 0 rg BT 106.50 59.90 Td (ganized exchange that provides pre-trade price transparency) Tj ET Q q 0 0 0 rg BT 298.33 59.90 Td (.) Tj ET Q endstream endobj 387 0 obj <> endobj 388 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (191) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (The credit derivatives trading assets comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.39 750.50 Td ($14,398 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.51 750.50 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.91 750.50 Td ($26,433 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.02 750.50 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.10 750.50 Td (September30, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 740.90 Td (. ) Tj ET Q q 0 0 0 rg BT 73.86 740.90 Td (The credit derivatives trading liabilities comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.36 740.90 Td ($27,629 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.47 740.90 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.87 740.90 Td ($13,271 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.98 740.90 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.21 731.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (For the trading assets/liabilities, this is the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.08 721.70 Td ($47,047 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.20 721.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 315.75 721.70 Td ($52,263 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.86 721.70 Td ( of gross cash collateral paid and received, respectively) Tj ET Q q 0 0 0 rg BT 542.93 721.70 Td (. Of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (gross cash collateral paid, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.64 712.10 Td ($43,789 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.75 712.10 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 237.60 712.10 Td (fset trading derivative liabilities and, of the gross cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.51 712.10 Td ($40,435 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 526.62 712.10 Td ( was used to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (of) Tj ET Q q 0 0 0 rg BT 60.52 702.50 Td (fset trading derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (For cash collateral received with respect to non-trading derivative liabilities, this is the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 379.46 692.90 Td ($2,589 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.57 692.90 Td ( of the gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td ($2,297 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 683.30 Td ( is netted against OTC non-trading derivative positions within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 301.30 683.30 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 341.08 683.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 673.70 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (Represents the netting of derivative receivable and payable balances for the same counterparty under enforceable netting agreements. ) Tj ET Q q 0 0 0 rg BT 482.26 673.70 Td (Approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.69 673.70 Td ($453 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 571.58 673.70 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td ($220 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.89 664.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 108.44 664.10 Td ($2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.33 664.10 Td ( of the netting against trading account asset/liability balances is attributable to each of the OTC, cleared and exchange traded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (derivatives, respectively) Tj ET Q q 0 0 0 rg BT 131.23 654.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (Represents the netting of cash collateral paid and received by counterparty under enforceable credit support agreements. Substantially all cash collateral received ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (is netted against OTC derivative assets. Cash collateral paid of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.59 635.30 Td ($40 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.48 635.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.04 635.30 Td ($4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.93 635.30 Td ( is netted against each of the OTC and cleared derivative ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td (liabilities, respectively) Tj ET Q q 0 0 0 rg BT 125.90 625.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 616.10 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (The net receivables/payables include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.15 616.10 Td ($14 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.04 616.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.59 616.10 Td ($12 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.48 616.10 Td ( of derivative asset and liability fair values as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 462.99 616.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.20 616.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 569.33 616.10 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 606.50 Td (not subject to enforceable master netting agreements.) 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 396.5 m 510.5 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 410.5 m 575.5 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 396.5 m 575.5 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 368.5 m 315.5 368.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 354.5 m 315.5 354.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 368.5 m 380.5 368.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 354.5 m 380.5 354.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 368.5 m 445.5 368.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 354.5 m 445.5 354.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 368.5 m 510.5 368.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 354.5 m 510.5 354.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 368.5 m 575.5 368.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 354.5 m 575.5 354.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 331.5 m 315.5 331.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 317.5 m 315.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 331.5 m 380.5 331.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 317.5 m 380.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 331.5 m 445.5 331.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 317.5 m 445.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 331.5 m 510.5 331.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 317.5 m 510.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 331.5 m 575.5 331.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 317.5 m 575.5 317.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 275.5 m 315.5 275.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 261.5 m 315.5 261.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 275.5 m 380.5 275.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 261.5 m 380.5 261.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 275.5 m 445.5 275.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 261.5 m 445.5 261.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 275.5 m 510.5 275.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 261.5 m 510.5 261.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 275.5 m 575.5 275.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 261.5 m 575.5 261.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 219.5 m 315.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 205.5 m 315.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 219.5 m 380.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 205.5 m 380.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 219.5 m 445.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 205.5 m 445.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 219.5 m 510.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 205.5 m 510.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 219.5 m 575.5 219.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 205.5 m 575.5 205.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 736.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 745.95 Td (Derivatives classified in ) Tj ET Q q 0 0 0 rg BT 410.83 745.95 Td (T) Tj ET Q q 0 0 0 rg BT 416.16 745.95 Td (rading) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.60 736.95 Td (account assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 417.85 741.03 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.20 745.95 Td (Derivatives classified in Other) Tj ET Q q 0 0 0 rg BT 567.77 745.95 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.15 736.95 Td (assets / liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 535.15 741.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 722.95 Td (Derivatives instruments designated as ASC 815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 722.95 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.20 722.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 722.95 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.20 722.95 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 708.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 708.96 Td (956) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 708.96 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 708.96 Td (3,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 708.96 Td (854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 694.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 694.96 Td (2,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 694.96 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 694.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 694.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 680.95 Td (Interest Rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 680.96 Td (3,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 680.96 Td (891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 680.96 Td (3,087) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 680.96 Td (854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 666.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 666.96 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 666.96 Td (1,244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 666.96 Td (989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 666.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 666.96 Td (293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 652.95 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 652.96 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 652.96 Td (1,244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 652.96 Td (989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 652.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 652.96 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 638.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 638.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 638.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 638.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 638.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 638.96 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 624.95 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 624.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 624.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 624.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 624.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 624.96 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 610.95 Td (Total derivative instruments designated as ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 610.96 Td (5,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 610.96 Td (2,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 610.96 Td (4,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 610.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 610.96 Td (1,149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 596.95 Td (Derivatives instruments not designated as ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 582.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 582.96 Td (313,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 582.96 Td (297,115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 582.96 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 582.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 582.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 568.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 568.96 Td (311,114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 568.96 Td (319,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 568.96 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 568.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 554.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 554.96 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 554.96 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 554.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 554.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 540.95 Td (Interest Rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 540.96 Td (624,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 540.96 Td (616,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 540.96 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 540.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 540.96 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 526.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 526.96 Td (89,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 526.96 Td (86,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 526.96 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 526.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 526.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 512.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 512.96 Td (1,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 512.96 Td (1,191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 512.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 512.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 498.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 498.96 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 498.96 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 498.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 498.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 484.95 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 484.96 Td (91,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 484.96 Td (87,393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 484.96 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 484.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 484.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 470.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 470.96 Td (19,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 470.96 Td (28,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 470.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 456.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 456.96 Td (5,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 456.96 Td (5,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 456.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 456.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 442.95 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 442.96 Td (24,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 442.96 Td (34,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 442.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 428.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 428.96 Td (7,921) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 428.96 Td (9,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 428.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 414.96 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 414.96 Td (1,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 414.96 Td (1,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 414.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 414.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 400.95 Td (Commodity and other Contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 400.96 Td (9,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 400.96 Td (10,170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 400.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 400.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 400.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 386.96 Td (Over-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 386.96 Td (38,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 386.96 Td (38,247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 386.96 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 386.96 Td (563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 372.96 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 372.96 Td (1,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 372.96 Td (2,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 372.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 372.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 358.95 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.33 358.95 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.07 363.03 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 358.96 Td (40,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 358.96 Td (40,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 358.96 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 358.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 358.96 Td (563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 335.95 Td (Total Derivatives instruments not designated as ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 335.96 Td (790,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 335.96 Td (788,984) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 335.96 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 335.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 335.96 Td (580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 321.95 Td (Total derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 321.96 Td (795,239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 321.96 Td (791,119) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 321.96 Td (4,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 321.96 Td (1,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 307.96 Td (Cash collateral paid/received) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.45 312.04 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 307.96 Td (6,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 307.96 Td (8,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 307.96 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 307.96 Td (282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 293.96 Td (Less: Netting agreements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.47 298.04 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.75 293.96 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 293.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 293.96 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 293.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 293.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 293.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 279.96 Td (Less: Netting cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.93 284.04 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.25 279.96 Td (\(34,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 279.96 Td (\(39,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 279.96 Td (\(2,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 279.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 265.95 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.57 265.95 Td (eceivables/payables included on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 302.09 270.03 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 265.96 Td (52,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 265.96 Td (47,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 265.96 Td (1,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 265.96 Td (2,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 251.95 Td (Additional amounts subject to an enforceable master netting agreement but not offset on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 237.95 Td (Less: Cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.50 237.96 Td (\(365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 237.96 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 237.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 237.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 237.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 223.95 Td (Less: Non-cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 223.96 Td (\(7,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 223.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 223.96 Td (\(3,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 223.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.50 223.96 Td (\(341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 223.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 223.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 209.95 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 209.95 Td (otal Net r) Tj ET Q q 0 0 0 rg BT 79.50 209.95 Td (eceivables/payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 153.99 214.03 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.25 209.96 Td (44,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 209.96 Td (43,904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 209.96 Td (1,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 209.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 209.96 Td (2,011) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 188.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 188.40 Td (The trading derivatives fair values are presented in Note12 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 178.80 Td (Derivative mark-to-market receivables/payables related to management hedges are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 379.40 178.80 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.29 178.80 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 482.95 178.80 Td (T) Tj ET Q q 0 0 0 rg BT 486.96 178.80 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 169.20 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 169.20 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 169.20 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.60 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 159.60 Td (Over) Tj ET Q q 0 0 0 rg BT 69.83 159.60 Td (-the-counter \(OTC\) derivatives include derivatives executed and settled bilaterally with counterparties without the use of an or) Tj ET Q q 0 0 0 rg BT 474.43 159.60 Td (ganized exchange or central ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.00 Td (clearing house. Cleared derivatives include derivatives executed bilaterally with a counterparty in the OTC market but then novated to a central clearing house, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 140.40 Td (whereby the central clearing house becomes the counterparty to both of the original counterparties. Exchange traded derivatives include derivatives executed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.80 Td (directly on an or) Tj ET Q q 0 0 0 rg BT 106.50 130.80 Td (ganized exchange that provides pre-trade price transparency) Tj ET Q q 0 0 0 rg BT 298.33 130.80 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.20 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.20 Td (The credit derivatives trading assets comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.39 121.20 Td ($13,673 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.51 121.20 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.91 121.20 Td ($26,673 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.02 121.20 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.10 121.20 Td (December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.60 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 111.60 Td (. ) Tj ET Q q 0 0 0 rg BT 73.86 111.60 Td (The credit derivatives trading liabilities comprise ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.36 111.60 Td ($28,158 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.47 111.60 Td ( related to protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.87 111.60 Td ($12,636 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.98 111.60 Td ( related to protection sold as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.00 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 116.87 102.00 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 92.40 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.40 Td (For the trading assets/liabilities, this is the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.08 92.40 Td ($45,167 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.20 92.40 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 315.75 92.40 Td ($43,720 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.86 92.40 Td ( of gross cash collateral paid and received, respectively) Tj ET Q q 0 0 0 rg BT 542.93 92.40 Td (. Of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.80 Td (gross cash collateral paid, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.64 82.80 Td ($39,094 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.75 82.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 237.60 82.80 Td (fset derivative liabilities and, of the gross cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 450.85 82.80 Td ($34,893 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.96 82.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 549.81 82.80 Td (fset ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.20 Td (derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 63.60 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 63.60 Td (For cash collateral received with respect to non-trading derivative liabilities, this is the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 379.46 63.60 Td ($3,233 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.57 63.60 Td ( of gross cash collateral received of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 54.00 Td ($2,951 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.11 54.00 Td ( is netted against non-trading derivative positions within other assets.) Tj ET Q endstream endobj 391 0 obj <> endobj 392 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (193) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Represents the netting of derivative receivable and payable balances for the same counterparty under enforceable netting agreements. ) Tj ET Q q 0 0 0 rg BT 482.26 750.50 Td (Approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.69 750.50 Td ($392 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 571.58 750.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td ($317 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.89 740.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 108.44 740.90 Td ($5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.33 740.90 Td ( of the netting against trading account asset/liability balances is attributable to each of the OTC, cleared and exchange-traded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (derivatives, respectively) Tj ET Q q 0 0 0 rg BT 131.23 731.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (Represents the netting of cash collateral paid and received by counterparty under enforceable credit support agreements. Substantially all cash collateral received ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (is netted against OTC derivative assets. Cash collateral paid of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.59 712.10 Td ($33 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.48 712.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.04 712.10 Td ($6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 385.93 712.10 Td ( is netted against OTC and cleared derivative liabilities, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 702.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (The net receivables/payables include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.15 692.90 Td ($16 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.04 692.90 Td ( of both derivative asset and liability fair values not subject to enforceable master netting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.30 Td (The amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.07 659.30 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.80 659.30 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.30 Td (Consolidated Statement of Income for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.96 647.30 Td (three and nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 635.30 Td (months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 635.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.33 635.30 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.59 635.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.03 635.30 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.03 635.30 Td ( related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.30 Td (derivatives not designated in a qualifying hedging relationship ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.30 Td (as well as the underlying non-derivative instruments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.30 Td (presented in Note6 to the Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.30 Td (Citigroup presents this disclosure by business classification, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.30 Td (showing derivative gains and losses related to its trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.30 Td (activities together with gains and losses related to non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 671.30 Td (derivative instruments within the same trading portfolios, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 659.30 Td (this represents the way these portfolios are risk managed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 647.30 Td (The amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 453.07 647.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 482.42 647.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.18 647.30 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 635.30 Td (Consolidated Statement of Income for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.96 635.30 Td (three and nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 623.30 Td (months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.83 623.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.33 623.30 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.59 623.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.03 623.30 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.03 623.30 Td ( related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 611.30 Td (derivatives not designated in a qualifying hedging relationship ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 599.30 Td (are shown below) Tj ET Q q 0 0 0 rg BT 391.11 599.30 Td (. ) Tj ET Q q 0 0 0 rg BT 395.93 599.30 Td (The table below does not include the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 587.30 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 587.30 Td (fsetting gains/losses on the economically hedged items to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 575.30 Td (the extent such amounts are also recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 503.94 575.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 533.29 575.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.04 575.30 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 510.80 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 510.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 510.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 510.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 510.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.80 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 482.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 482.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 482.80 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 482.80 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 538.8 m 345.5 538.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 538.8 m 422.5 538.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 538.8 m 499.5 538.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 538.8 m 576.5 538.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.8 m 268.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 524.8 m 345.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 524.8 m 422.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 524.8 m 499.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 524.8 m 576.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.8 m 268.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 510.8 m 268.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 524.8 m 345.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 510.8 m 345.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 524.8 m 422.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 510.8 m 422.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 524.8 m 499.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 510.8 m 499.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 524.8 m 576.5 524.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 510.8 m 576.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 510.8 m 345.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 510.8 m 422.5 510.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 468.8 m 345.5 468.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 468.8 m 422.5 468.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 468.8 m 268.5 468.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 454.8 m 268.5 454.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 454.8 m 345.5 454.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 454.8 m 422.5 454.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 468.8 m 499.5 468.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 454.8 m 499.5 454.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 468.8 m 576.5 468.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 454.8 m 576.5 454.8 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 543.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.60 543.25 Td (Gains \(losses\) included in ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 445.12 543.25 Td (Other revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 529.25 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.45 529.25 Td (Nine months ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 515.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 515.25 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 515.26 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 515.25 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 515.26 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 501.26 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 501.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 501.25 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 501.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 501.26 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 501.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 501.25 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 501.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 501.26 Td (\(245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 501.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 487.26 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 487.25 Td (\(1,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 487.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 487.26 Td (867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 487.25 Td (\(1,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 487.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 487.26 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 487.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 473.26 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 473.25 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 473.26 Td (\(196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 473.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 473.25 Td (\(191) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 473.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 473.26 Td (\(367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 473.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 459.25 Td (Total Citigroup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 459.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.75 459.25 Td (\(1,750) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 459.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 459.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 459.26 Td (676) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 459.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 459.25 Td (\(1,817) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 459.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 459.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 459.26 Td (\(647) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 459.26 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 434.30 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 434.30 Td ( Derivative Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 422.30 Td (Citigroup accounts for its hedging activities in accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 410.30 Td (with ) Tj ET Q q 0 0 0 rg BT 55.73 410.30 Td (ASC 815, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.68 410.30 Td (Derivatives and Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.21 410.30 Td (. ) Tj ET Q q 0 0 0 rg BT 202.66 410.30 Td (As a general rule, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 398.30 Td (hedge accounting is permitted where the Company is exposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 386.30 Td (to a particular risk, such as interest-rate or foreign-exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.30 Td (risk, that causes changes in the fair value of an asset or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 362.30 Td (liability or variability in the expected future cash flows of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 350.30 Td (existing asset, liability or a forecasted transaction that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 338.30 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 338.30 Td (fect earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 326.30 Td (Derivative contracts hedging the risks associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 314.30 Td (changes in fair value are referred to as fair value hedges, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 302.30 Td (contracts hedging the variability of expected future cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 290.30 Td (are called cash flow hedges. Hedges that utilize derivatives or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.30 Td (debt instruments to manage the foreign exchange risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.30 Td (associated with equity investments in non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 250.49 266.30 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.30 Td (functional-currency foreign subsidiaries \(net investment in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.30 Td (foreign operation\) are called net investment hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 230.30 Td (If certain hedging criteria specified in ) Tj ET Q q 0 0 0 rg BT 206.71 230.30 Td (ASC 815 are met, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.30 Td (including testing for hedge ef) Tj ET Q q 0 0 0 rg BT 153.56 218.30 Td (fectiveness, special hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.30 Td (accounting may be applied. ) Tj ET Q q 0 0 0 rg BT 148.28 206.30 Td (The hedge ef) Tj ET Q q 0 0 0 rg BT 200.29 206.30 Td (fectiveness ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.30 Td (assessment methodologies for similar hedges are performed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.30 Td (a similar manner and are used consistently throughout the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.30 Td (hedging relationships. For fair value hedges, changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.30 Td (value of the hedging derivative, as well as changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.30 Td (value of the related hedged item due to the risk being hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.30 Td (are reflected in current earnings. For cash flow hedges and net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.30 Td (investment hedges, changes in the value of the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.30 Td (derivative are reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 140.94 110.30 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 244.43 110.30 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 98.30 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.60 98.30 Td ( in Citigroup) Tj ET Q q 0 0 0 rg BT 143.49 98.30 Td (s stockholders) Tj ET Q q 0 0 0 rg BT 203.02 98.30 Td ( equity to the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 86.30 Td (the hedge is ef) Tj ET Q q 0 0 0 rg BT 93.85 86.30 Td (fective. Hedge inef) Tj ET Q q 0 0 0 rg BT 170.02 86.30 Td (fectiveness, in either case, is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 74.30 Td (reflected in current earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 62.30 Td (For asset/liability management hedging, fixed-rate long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 50.30 Td (term debt is recorded at amortized cost under current GAAP) Tj ET Q q 0 0 0 rg BT 276.20 50.30 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.30 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 434.30 Td (, by designating an interest rate contract as a hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.30 Td (instrument and electing to apply ) Tj ET Q q 0 0 0 rg BT 454.81 422.30 Td (ASC 815 fair value hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.30 Td (accounting, the carrying value of the debt is adjusted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.30 Td (changes in the benchmark interest rate, with such changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.30 Td (value recorded in current earnings. ) Tj ET Q q 0 0 0 rg BT 465.42 386.30 Td (The related interest-rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.30 Td (swap also is recorded on the balance sheet at fair value, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.30 Td (any changes in fair value reflected in earnings. ) Tj ET Q q 0 0 0 rg BT 512.90 362.30 Td (Thus, any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.30 Td (inef) Tj ET Q q 0 0 0 rg BT 339.37 350.30 Td (fectiveness resulting from the hedging relationship is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.30 Td (captured in current earnings. ) Tj ET Q q 0 0 0 rg BT 440.34 338.30 Td (Alternatively) Tj ET Q q 0 0 0 rg BT 492.45 338.30 Td (, a management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.30 Td (hedge, which does not meet the ) Tj ET Q q 0 0 0 rg BT 452.02 326.30 Td (ASC 815 hedging criteria, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.30 Td (would allow recording only the derivative at fair value on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.30 Td (balance sheet, with its associated changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.30 Td (recorded in earnings, while the debt would continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.30 Td (carried at amortized cost. ) Tj ET Q q 0 0 0 rg BT 427.38 278.30 Td (Therefore, current earnings would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 266.30 Td (impacted only by the interest rate shifts and other factors that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.30 Td (cause a change in the swap) Tj ET Q q 0 0 0 rg BT 434.79 254.30 Td (s value. ) Tj ET Q q 0 0 0 rg BT 467.65 254.30 Td (This type of hedge is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.30 Td (undertaken when hedging requirements cannot be achieved or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.30 Td (management decides not to apply ) Tj ET Q q 0 0 0 rg BT 459.80 230.30 Td (ASC 815 hedge accounting. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.30 Td (Another alternative for the Company is to elect to carry the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.30 Td (debt at fair value under the fair value option. Once the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 194.30 Td (irrevocable election is made upon issuance of the debt, the full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 182.30 Td (change in fair value of the debt would be reported in earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 170.30 Td (The related interest rate swap, with changes in fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 158.30 Td (would also be reflected in earnings, and provides a natural ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 146.30 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 146.30 Td (fset to the debt) Tj ET Q q 0 0 0 rg BT 394.08 146.30 Td (s fair value change. ) Tj ET Q q 0 0 0 rg BT 474.14 146.30 Td (T) Tj ET Q q 0 0 0 rg BT 479.55 146.30 Td (o the extent the two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 134.30 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 134.30 Td (fsets are not exactly equal because the full change in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.30 Td (value of the debt includes risks not of) Tj ET Q q 0 0 0 rg BT 474.06 122.30 Td (fset by the interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 110.30 Td (swap, the dif) Tj ET Q q 0 0 0 rg BT 375.20 110.30 Td (ference is captured in current earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 98.30 Td (Key aspects of achieving ) Tj ET Q q 0 0 0 rg BT 444.19 98.30 Td (ASC 815 hedge accounting are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 86.30 Td (documentation of a hedging strategy and specific hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 74.30 Td (relationships at hedge inception and substantiating hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 62.30 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 62.30 Td (fectiveness on an ongoing basis. ) Tj ET Q q 0 0 0 rg BT 462.68 62.30 Td (A) Tj ET Q q 0 0 0 rg BT 469.35 62.30 Td ( derivative must be highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 50.30 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 50.30 Td (fective in accomplishing the hedge objective of of) Tj ET Q q 0 0 0 rg BT 531.61 50.30 Td (fsetting ) Tj ET Q endstream endobj 393 0 obj <> endobj 394 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (either changes in the fair value or cash flows of the hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (item for the risk being hedged. ) Tj ET Q q 0 0 0 rg BT 160.69 737.10 Td (Any inef) Tj ET Q q 0 0 0 rg BT 195.78 737.10 Td (fectiveness in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (hedge relationship is recognized in current earnings. ) Tj ET Q q 0 0 0 rg BT 247.41 725.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (assessment of ef) Tj ET Q q 0 0 0 rg BT 101.36 713.10 Td (fectiveness excludes changes in the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (the hedged item that are unrelated to the risks being hedged. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Similarly) Tj ET Q q 0 0 0 rg BT 72.57 689.10 Td (, the assessment of ef) Tj ET Q q 0 0 0 rg BT 157.65 689.10 Td (fectiveness may exclude ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (changes in the fair value of a derivative related to time value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (that, if excluded, are recognized in current earnings.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 641.10 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 641.10 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 641.10 Td (alue Hedges) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Hedging of benchmark interest rate risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Citigroup hedges exposure to changes in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (outstanding fixed-rate issued debt and certificates of deposit. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (These types of hedges are designated as fair value hedges of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (the benchmark interest rate risk associated with the benchmark ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (interest rate commensurate with the currency of the hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (liability) Tj ET Q q 0 0 0 rg BT 66.46 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 71.28 545.10 Td (The fixed cash flows of the hedged item are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (converted to benchmark variable-rate cash flows by entering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (into receive-fixed, pay-variable interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 242.95 521.10 Td (These fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (value hedge relationships use either regression or dollar) Tj ET Q q 0 0 0 rg BT 258.78 509.10 Td (-of) Tj ET Q q 0 0 0 rg BT 270.26 509.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (ratio analysis to determine whether the hedging relationships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (are highly ef) Tj ET Q q 0 0 0 rg BT 86.35 485.10 Td (fective at inception and on an ongoing basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (Citigroup also hedges exposure to changes in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (value of fixed-rate assets, including available-for) Tj ET Q q 0 0 0 rg BT 231.83 461.10 Td (-sale debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (securities and loans. ) Tj ET Q q 0 0 0 rg BT 119.13 449.10 Td (The hedging instruments used are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (receive-variable, pay-fixed interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 224.89 437.10 Td (These fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (value hedging relationships use either regression or dollar) Tj ET Q q 0 0 0 rg BT 267.12 425.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 413.10 Td (fset ratio analysis to determine whether the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (relationships are highly ef) Tj ET Q q 0 0 0 rg BT 139.96 401.10 Td (fective at inception and on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (ongoing basis.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Hedging of foreign exchange risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citigroup hedges the change in fair value attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (foreign-exchange rate movements in available-for) Tj ET Q q 0 0 0 rg BT 523.71 725.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (securities that are denominated in currencies other than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (functional currency of the entity holding the securities, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (may be within or outside the U.S. ) Tj ET Q q 0 0 0 rg BT 460.75 689.25 Td (The hedging instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (employed is generally a forward foreign-exchange contract. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (this type of hedge, the change in fair value of the hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (available-for) Tj ET Q q 0 0 0 rg BT 374.88 653.25 Td (-sale security attributable to the portion of foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (exchange risk hedged is reported in earnings and not ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 427.49 629.25 Td (ehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.29 629.25 Td (a process that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (serves to of) Tj ET Q q 0 0 0 rg BT 369.92 617.25 Td (fset substantially the change in fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (forward contract that is also reflected in earnings. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (considers the premium associated with forward contracts \(i.e., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (the dif) Tj ET Q q 0 0 0 rg BT 349.64 581.25 Td (ferential between spot and contractual forward rates\) as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (the cost of hedging; this is excluded from the assessment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (hedge ef) Tj ET Q q 0 0 0 rg BT 357.96 557.25 Td (fectiveness and reflected directly in earnings. ) Tj ET Q q 0 0 0 rg BT 541.31 557.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (dollar) Tj ET Q q 0 0 0 rg BT 347.13 545.25 Td (-of) Tj ET Q q 0 0 0 rg BT 358.60 545.25 Td (fset method is used to assess hedge ef) Tj ET Q q 0 0 0 rg BT 509.22 545.25 Td (fectiveness. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (Since that assessment is based on changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (attributable to changes in spot rates on both the available-for) Tj ET Q q 0 0 0 rg BT 566.22 521.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (sale securities and the forward contracts for the portion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (relationship hedged, the amount of hedge inef) Tj ET Q q 0 0 0 rg BT 507.37 497.25 Td (fectiveness is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (not significant.) Tj ET Q endstream endobj 395 0 obj <> endobj 396 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table summarizes the gains \(losses\) on the Company) Tj ET Q q 0 0 0 rg BT 307.89 749.10 Td (s fair value hedges for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.96 749.10 Td (three and nine months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.55 749.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 737.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 737.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 684.60 232.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 684.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 684.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 684.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 684.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 647.60 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 647.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 647.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 647.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 647.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 619.60 232.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 619.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 619.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 619.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 619.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 573.60 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 573.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 573.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 573.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 573.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 545.60 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 545.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 545.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 545.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 545.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 508.60 232.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 508.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 508.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 508.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 508.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 471.60 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 471.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 471.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 471.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 471.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 434.60 232.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 434.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 434.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 434.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 434.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 397.60 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 397.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 397.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 397.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 397.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 369.60 232.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 369.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 369.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 369.60 77.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 369.60 77.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 712.6 m 344.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 712.6 m 421.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 712.6 m 498.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 712.6 m 575.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 698.6 m 267.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 698.6 m 344.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 698.6 m 421.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 698.6 m 498.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 698.6 m 575.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 684.6 m 267.5 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 684.6 m 344.5 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 684.6 m 421.5 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 684.6 m 498.5 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 684.6 m 575.5 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 619.6 m 267.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 596.6 m 267.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 619.6 m 344.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 596.6 m 344.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 619.6 m 421.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 596.6 m 421.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 619.6 m 498.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 596.6 m 498.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 619.6 m 575.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 596.6 m 575.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 531.6 m 267.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 508.6 m 267.5 508.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 531.6 m 344.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 508.6 m 344.5 508.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 531.6 m 421.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 508.6 m 421.5 508.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 531.6 m 498.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 508.6 m 498.5 508.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 531.6 m 575.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 508.6 m 575.5 508.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 457.6 m 267.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 434.6 m 267.5 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 457.6 m 344.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 434.6 m 344.5 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 457.6 m 421.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 434.6 m 421.5 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 457.6 m 498.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 434.6 m 498.5 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 457.6 m 575.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 434.6 m 575.5 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 369.6 m 267.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 346.6 m 267.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 369.6 m 344.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 346.6 m 344.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 369.6 m 421.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 346.6 m 421.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 369.6 m 498.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 346.6 m 498.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 369.6 m 575.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 346.6 m 575.5 346.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 717.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 717.05 Td (Gains \(losses\) on fair) Tj ET Q q 0 0 0 rg BT 432.09 717.05 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 483.09 721.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 703.05 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.45 703.05 Td (Nine months ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 688.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.50 689.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 689.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 689.05 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 689.06 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 675.05 Td (Gain \(loss\) on the derivatives in designated and qualifying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 666.05 Td (fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 666.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 666.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 652.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 652.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 652.05 Td (\(330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 652.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 652.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 652.06 Td (\(97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 652.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 652.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.50 652.05 Td (278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 652.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 652.06 Td (\(2,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 652.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 638.06 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 638.05 Td (780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.50 638.06 Td (343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 638.05 Td (1,110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 638.06 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 624.06 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 624.05 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 624.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 624.05 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 624.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 624.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 610.05 Td (Total gain \(loss\) on the derivatives in designated and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 601.05 Td (qualifying fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 601.05 Td (497) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.50 601.06 Td (246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 601.05 Td (1,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 601.06 Td (\(2,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 601.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 587.05 Td (Gain \(loss\) on the hedged item in designated and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 578.05 Td (qualifying fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 578.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 578.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 564.06 Td (Interest rate hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 564.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 564.05 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 564.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 564.06 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 564.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 564.05 Td (\(283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 564.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 564.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 564.06 Td (2,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 550.06 Td (Foreign exchange hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 550.05 Td (\(789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 550.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 550.06 Td (\(296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 550.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 550.05 Td (\(1,157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 550.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 550.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 536.06 Td (Commodity hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 536.05 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 536.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 536.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 536.05 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 536.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 522.05 Td (Total gain \(loss\) on the hedged item in designated and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 513.05 Td (qualifying fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 513.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 513.05 Td (\(438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 513.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 513.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 513.06 Td (\(245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 513.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 513.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 513.05 Td (\(1,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 513.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 513.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 513.06 Td (2,525) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 499.05 Td (Hedge ineffectiveness recognized in earnings on designated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 490.05 Td (and qualifying fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 490.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 476.06 Td (Interest rate hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 476.05 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 476.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 476.06 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 476.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 476.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 476.05 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 476.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 476.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 476.06 Td (\(69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 476.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 462.06 Td (Foreign exchange hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 462.05 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 462.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 462.06 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 462.05 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 462.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 462.06 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 462.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 448.05 Td (Total hedge ineffectiveness recognized in earnings on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 439.05 Td (designated and qualifying fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 439.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 439.05 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 439.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 439.06 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 439.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 439.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 439.05 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 439.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 439.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 439.06 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 439.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 425.05 Td (Net gain \(loss\) excluded from assessment of the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 416.05 Td (effectiveness of fair value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 416.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 416.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 402.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 402.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.50 402.05 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 402.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 402.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 402.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 402.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 402.05 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 402.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 402.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 388.06 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.96 392.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.50 388.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 388.06 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 388.05 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 388.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 388.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 374.06 Td (Commodity hedges) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 108.25 378.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 374.05 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 374.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 374.05 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 374.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 360.05 Td (Total net gain \(loss\) excluded from assessment of the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 351.05 Td (effectiveness of fair value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 351.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 351.05 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 351.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 351.06 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 351.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 351.05 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 351.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 351.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 351.06 Td (100) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 329.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 329.50 Td (Amounts are included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 134.87 329.50 Td (Other r) Tj ET Q q 0 0 0 rg BT 158.35 329.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.55 329.50 Td ( on the Consolidated Statement of Income. ) Tj ET Q q 0 0 0 rg BT 319.05 329.50 Td (The accrued interest income on fair value hedges is recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 523.63 329.50 Td (Net inter) Tj ET Q q 0 0 0 rg BT 551.55 329.50 Td (est ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 319.90 Td (r) Tj ET Q q 0 0 0 rg BT 56.82 319.90 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 79.02 319.90 Td ( and is excluded from this table. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 310.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 310.30 Td (Amounts relate to the premium associated with forward contracts \(dif) Tj ET Q q 0 0 0 rg BT 276.68 310.30 Td (ferential between spot and contractual forward rates\). ) Tj ET Q q 0 0 0 rg BT 449.34 310.30 Td (These amounts are excluded from the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 300.70 Td (assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 127.39 300.70 Td (fectiveness and are reflected directly in earnings. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 279.70 Td (Cash Flow Hedges) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 255.70 Td (Hedging of benchmark interest rate risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.70 Td (Citigroup hedges variable cash flows associated with floating-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.70 Td (rate liabilities and the rollover \(re-issuance\) of liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.70 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 219.70 Td (ariable cash flows from those liabilities are converted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.70 Td (fixed-rate cash flows by entering into receive-variable, pay-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.70 Td (fixed interest rate swaps and receive-variable, pay-fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.70 Td (forward-starting interest rate swaps. Citi also hedges variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.70 Td (cash flows from recognized and forecasted floating-rate assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.70 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 159.70 Td (ariable cash flows from those assets are converted to fixed-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.70 Td (rate cash flows by entering into receive-fixed, pay-variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.70 Td (interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 114.68 135.70 Td (These cash-flow hedging relationships use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.70 Td (either regression analysis or dollar) Tj ET Q q 0 0 0 rg BT 173.53 123.70 Td (-of) Tj ET Q q 0 0 0 rg BT 185.01 123.70 Td (fset ratio analysis to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.70 Td (assess whether the hedging relationships are highly ef) Tj ET Q q 0 0 0 rg BT 251.04 111.70 Td (fective at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.70 Td (inception and on an ongoing basis. ) Tj ET Q q 0 0 0 rg BT 177.19 99.70 Td (When certain interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.70 Td (do not qualify as a benchmark interest rate, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.70 Td (designates the risk being hedged as the risk of overall changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.70 Td (in the hedged cash flows. Since ef) Tj ET Q q 0 0 0 rg BT 172.17 63.70 Td (forts are made to match the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 51.70 Td (terms of the derivatives to those of the hedged forecasted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 279.70 Td (flows as closely as possible, the amount of hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 267.70 Td (inef) Tj ET Q q 0 0 0 rg BT 339.37 267.70 Td (fectiveness is not significant.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 243.70 Td (Hedging of foreign exchange risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 231.70 Td (Citigroup locks in the functional currency equivalent cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 219.70 Td (flows of long-term debt and short-term borrowings that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 207.70 Td (denominated in currencies other than the functional currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 195.70 Td (of the issuing entity) Tj ET Q q 0 0 0 rg BT 402.51 195.70 Td (. Depending on the risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 183.70 Td (objectives, these types of hedges are designated as either cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 171.70 Td (flow hedges of only foreign exchange risk or cash flow hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 159.70 Td (of both foreign exchange and interest rate risk, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 147.70 Td (hedging instruments used are foreign exchange cross-currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 135.70 Td (swaps and forward contracts. ) Tj ET Q q 0 0 0 rg BT 442.95 135.70 Td (These cash flow hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 123.70 Td (relationships use dollar) Tj ET Q q 0 0 0 rg BT 416.56 123.70 Td (-of) Tj ET Q q 0 0 0 rg BT 428.04 123.70 Td (fset ratio analysis to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 111.70 Td (whether the hedging relationships are highly ef) Tj ET Q q 0 0 0 rg BT 512.10 111.70 Td (fective at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 99.70 Td (inception and on an ongoing basis.) Tj ET Q endstream endobj 397 0 obj <> endobj 398 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (196) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Hedging of overall changes in cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Citigroup hedges the overall exposure to variability in cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (flows related to the future acquisition of mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (securities using to be announced forward contracts. Since) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (the hedged transaction is the gross settlement of the forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (contract, the assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 179.65 677.25 Td (fectiveness is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (assuring that the terms of the hedging instrument and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (hedged forecasted transaction are the same.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Hedging total return) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Citigroup generally manages the risk associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (leveraged loans it has originated or in which it participates by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (transferring a majority of its exposure to the market through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (SPEs prior to or shortly after funding. Retained exposures to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (leveraged loans receivable are generally hedged using total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (return swaps.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.25 Td (The amount of hedge inef) Tj ET Q q 0 0 0 rg BT 157.12 629.25 Td (fectiveness on the cash flow hedges recognized in earnings for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.52 629.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.48 629.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 617.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 617.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 617.25 Td ( is not significant. ) Tj ET Q q 0 0 0 rg BT 229.68 617.25 Td (The pretax change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 316.31 617.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 419.80 617.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.32 617.25 Td ( from cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (hedges is presented below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 566.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 566.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 566.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 566.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 566.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 538.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 538.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 538.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 538.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 538.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 510.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 510.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 510.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 510.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 510.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 473.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 473.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 473.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 473.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 473.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 445.75 240.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 445.75 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 445.75 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 445.75 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 445.75 75.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 580.75 m 350.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 580.75 m 425.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 580.75 m 500.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 580.75 m 575.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 566.75 m 275.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 580.75 m 350.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 566.75 m 350.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 580.75 m 425.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 566.75 m 425.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 580.75 m 500.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 566.75 m 500.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 580.75 m 575.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 566.75 m 575.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 510.75 m 500.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 510.75 m 575.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 510.75 m 275.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 496.75 m 275.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 510.75 m 350.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 496.75 m 350.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 510.75 m 425.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 496.75 m 425.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 496.75 m 500.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 510.75 m 575.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 496.75 m 575.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 445.75 m 500.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 445.75 m 575.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 445.75 m 275.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 422.75 m 275.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 445.75 m 350.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 422.75 m 350.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 445.75 m 425.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 422.75 m 425.5 422.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 422.75 m 500.5 422.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 422.75 m 575.5 422.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 584.98 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 585.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.45 585.20 Td (Nine months ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 571.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 571.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.50 571.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 571.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 571.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 557.20 Td (Effective portion of cash flow hedges included in AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 543.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 543.20 Td (\(70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 543.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 543.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.50 543.21 Td (230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 543.20 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 543.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 543.21 Td (748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 529.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.50 529.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.00 529.21 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 529.20 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 529.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 529.21 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 515.21 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 515.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.50 515.21 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.50 515.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 515.21 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 501.20 Td (Total effective portion of cash flow hedges included in AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 501.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 501.20 Td (\(69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 501.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 501.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.50 501.21 Td (265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 501.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 501.20 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 501.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 501.21 Td (799) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 487.20 Td (Effective portion of cash flow hedges reclassified from AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 478.20 Td (to earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 478.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 464.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 464.20 Td (\(84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 464.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 464.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 464.21 Td (\(211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 464.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 464.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 464.20 Td (\(218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 464.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 464.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 464.21 Td (\(596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 464.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 450.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 450.20 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 450.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 450.21 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 450.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 450.20 Td (\(114) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 450.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 450.21 Td (\(124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 450.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 436.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 436.20 Td (otal effective portion of cash flow hedges r) Tj ET Q q 0 0 0 rg BT 204.73 436.20 Td (eclassified fr) Tj ET Q q 0 0 0 rg BT 252.80 436.20 Td (om ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 427.20 Td (AOCI to earnings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 106.50 431.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 427.20 Td (\(114) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 427.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 427.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 427.21 Td (\(249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.00 427.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 427.20 Td (\(332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 427.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 427.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 427.21 Td (\(720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 427.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 405.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 405.65 Td (Included primarily in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 123.98 405.65 Td (Other r) Tj ET Q q 0 0 0 rg BT 147.46 405.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 169.66 405.65 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 185.21 405.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 213.14 405.65 Td (est r) Tj ET Q q 0 0 0 rg BT 226.84 405.65 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.04 405.65 Td (on the Consolidated Income Statement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 384.65 Td (For cash flow hedges, any changes in the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.65 Td (end-user derivative remaining in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 168.73 372.65 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 360.65 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 360.65 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.20 360.65 Td (on the Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.65 Td (Sheet will be included in earnings of future periods to of) Tj ET Q q 0 0 0 rg BT 261.87 348.65 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.65 Td (the variability of the hedged cash flows when such cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.65 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 324.65 Td (fect earnings. ) Tj ET Q q 0 0 0 rg BT 99.77 324.65 Td (The net loss associated with cash flow hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.65 Td (expected to be reclassified from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 166.22 312.65 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 300.65 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 300.65 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 300.65 Td ( within 12months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.65 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 288.65 Td ( is approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.19 288.65 Td (0.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.31 288.65 Td (. ) Tj ET Q q 0 0 0 rg BT 239.13 288.65 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.65 Td (maximum length of time over which forecasted cash flows are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.65 Td (hedged is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.55 264.65 Td (10 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.15 264.65 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 252.65 Td (The after) Tj ET Q q 0 0 0 rg BT 90.16 252.65 Td (-tax impact of cash flow hedges on ) Tj ET Q q 0 0 0 rg BT 232.07 252.65 Td (AOCI is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.65 Td (shown in Note18 to the Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 384.65 Td (Net Investment Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 372.65 Td (Consistent with ) Tj ET Q q 0 0 0 rg BT 388.45 372.65 Td (ASC 830-20, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 443.74 372.65 Td (For) Tj ET Q q 0 0 0 rg BT 458.37 372.65 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 497.16 372.65 Td (ency Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 360.65 Td (For) Tj ET Q q 0 0 0 rg BT 338.63 360.65 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 377.43 360.65 Td (ency T) Tj ET Q q 0 0 0 rg BT 403.25 360.65 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.92 360.65 Td (, ) Tj ET Q q 0 0 0 rg BT 454.37 360.65 Td (ASC 815 allows hedging of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 348.65 Td (the foreign currency risk of a net investment in a foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 336.65 Td (operation. Citigroup uses foreign currency forwards, options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 324.65 Td (and foreign-currency-denominated debt instruments to manage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 312.65 Td (the foreign exchange risk associated with Citigroup) Tj ET Q q 0 0 0 rg BT 532.83 312.65 Td (s equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 300.65 Td (investments in several non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 477.94 300.65 Td (-functional-currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 288.65 Td (foreign subsidiaries. Citigroup records the change in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 276.65 Td (carrying amount of these investments in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.46 276.65 Td (For) Tj ET Q q 0 0 0 rg BT 516.08 276.65 Td (eign curr) Tj ET Q q 0 0 0 rg BT 552.65 276.65 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 264.65 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.28 264.65 Td ( account within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.43 264.65 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 252.65 Td (compr) Tj ET Q q 0 0 0 rg BT 349.18 252.65 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.70 252.65 Td (. Simultaneously) Tj ET Q q 0 0 0 rg BT 506.28 252.65 Td (, the ef) Tj ET Q q 0 0 0 rg BT 533.58 252.65 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 240.65 Td (portion of the hedge of this exposure is also recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 228.65 Td (For) Tj ET Q q 0 0 0 rg BT 338.63 228.65 Td (eign curr) Tj ET Q q 0 0 0 rg BT 375.20 228.65 Td (ency translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.29 228.65 Td ( account and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 216.65 Td (inef) Tj ET Q q 0 0 0 rg BT 339.37 216.65 Td (fective portion, if any) Tj ET Q q 0 0 0 rg BT 425.35 216.65 Td (, is immediately recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 204.65 Td (earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 192.65 Td (For derivatives designated as net investment hedges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 180.65 Td (Citigroup follows the forward-rate method outlined in ) Tj ET Q q 0 0 0 rg BT 542.01 180.65 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 168.65 Td (815-35-35-16 through 35-26. ) Tj ET Q q 0 0 0 rg BT 442.88 168.65 Td (According to that method, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 156.65 Td (changes in fair value, including changes related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 144.65 Td (forward-rate component of the foreign currency forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 132.65 Td (contracts and the time value of foreign currency options, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 120.65 Td (recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 386.47 120.65 Td (For) Tj ET Q q 0 0 0 rg BT 401.10 120.65 Td (eign curr) Tj ET Q q 0 0 0 rg BT 437.67 120.65 Td (ency translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.77 120.65 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 108.65 Td (account within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 385.65 108.65 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 489.14 108.65 Td (ehensive income ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 96.65 Td (\(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.22 96.65 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 84.65 Td (For foreign-currency-denominated debt instruments that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 72.65 Td (are designated as hedges of net investments, the translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 60.65 Td (gain or loss that is recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 461.74 60.65 Td (For) Tj ET Q q 0 0 0 rg BT 476.37 60.65 Td (eign curr) Tj ET Q q 0 0 0 rg BT 512.94 60.65 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 48.65 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.28 48.65 Td ( account is based on the spot exchange ) Tj ET Q endstream endobj 399 0 obj <> endobj 400 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (rate between the functional currency of the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (subsidiary and the U.S. dollar) Tj ET Q q 0 0 0 rg BT 154.47 737.10 Td (, which is the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (currency of Citigroup. ) Tj ET Q q 0 0 0 rg BT 127.46 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 132.87 725.10 Td (o the extent the notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (hedging instrument exactly matches the hedged net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (and the underlying exchange rate of the derivative hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (instrument relates to the exchange rate between the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (currency of the net investment and Citigroup) Tj ET Q q 0 0 0 rg BT 218.17 677.10 Td (s functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (currency \(or) Tj ET Q q 0 0 0 rg BT 84.74 665.10 Td (, in the case of a non-derivative debt instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (such instrument is denominated in the functional currency of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (the net investment\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.65 641.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.65 641.10 Td ( inef) Tj ET Q q 0 0 0 rg BT 145.51 641.10 Td (fectiveness is recorded in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (The pretax gain \(loss\) recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.44 629.10 Td (For) Tj ET Q q 0 0 0 rg BT 221.07 629.10 Td (eign curr) Tj ET Q q 0 0 0 rg BT 257.64 629.10 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 617.10 Td ( account within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.43 617.10 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 605.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 605.10 Td (, related to the ef) Tj ET Q q 0 0 0 rg BT 218.99 605.10 Td (fective portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (of the net investment hedges, is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 593.10 Td ($2,020 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.48 593.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.91 593.10 Td ($402 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 581.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.27 581.10 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.23 581.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.73 581.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 569.10 Td (, respectively and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.75 569.10 Td ($\(534\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.80 569.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.24 569.10 Td ($1,788 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.13 569.10 Td ( for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 557.10 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.68 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.18 557.10 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.45 557.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 545.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 521.10 Td (edit Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 509.10 Td ( credit derivative is a bilateral contract between a buyer and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (a seller under which the seller agrees to provide protection to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (the buyer against the credit risk of a particular entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (\(reference entity or reference credit\). Credit derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (generally require that the seller of credit protection make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (payments to the buyer upon the occurrence of predefined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (credit events \(commonly referred to as settlement triggers\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (These settlement triggers are defined by the form of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (derivative and the reference credit and are generally limited to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (the market standard of failure to pay on indebtedness and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (bankruptcy of the reference credit and, in a more limited range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (of transactions, debt restructuring. Credit derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (transactions referring to emer) Tj ET Q q 0 0 0 rg BT 153.82 365.10 Td (ging market reference credits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (will also typically include additional settlement triggers to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (cover the acceleration of indebtedness and the risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (repudiation or a payment moratorium. In certain transactions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (protection may be provided on a portfolio of reference credits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (or asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 143.00 305.10 Td (The seller of such protection may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (not be required to make payment until a specified amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (losses has occurred with respect to the portfolio and/or may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (only be required to pay for losses up to a specified amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 257.10 Td (The Company is a market maker and trades a range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (credit derivatives. ) Tj ET Q q 0 0 0 rg BT 109.96 245.10 Td (Through these contracts, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (either purchases or writes protection on either a single name or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (a portfolio of reference credits. ) Tj ET Q q 0 0 0 rg BT 162.42 221.10 Td (The Company also uses credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (derivatives to help mitigate credit risk in its corporate and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (consumer loan portfolios and other cash positions, and to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (facilitate client transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (The range of credit derivatives sold includes credit default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (swaps, total return swaps, credit options and credit-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 137.10 Td ( credit default swap is a contract in which, for a fee, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (protection seller agrees to reimburse a protection buyer for any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (losses that occur due to a credit event on a reference entity) Tj ET Q q 0 0 0 rg BT 269.41 113.10 Td (. If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (there is no credit default event or settlement trigger) Tj ET Q q 0 0 0 rg BT 240.52 101.10 Td (, as defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (by the specific derivative contract, then the protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (makes no payments to the protection buyer and receives only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (the contractually specified fee. However) Tj ET Q q 0 0 0 rg BT 197.46 65.10 Td (, if a credit event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (occurs as defined in the specific derivative contract sold, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (protection seller will be required to make a payment to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (protection buyer) Tj ET Q q 0 0 0 rg BT 389.26 737.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 725.10 Td ( total return swap transfers the total economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (performance of a reference asset, which includes all associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (cash flows, as well as capital appreciation or depreciation. ) Tj ET Q q 0 0 0 rg BT 559.00 701.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (protection buyer receives a floating rate of interest and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (depreciation on the reference asset from the protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (and, in return, the protection seller receives the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (associated with the reference asset plus any appreciation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Thus, according to the total return swap agreement, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (protection seller will be obligated to make a payment any time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (the floating interest rate payment and any depreciation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (reference asset exceed the cash flows associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (underlying asset. ) Tj ET Q q 0 0 0 rg BT 393.71 593.10 Td (A) Tj ET Q q 0 0 0 rg BT 400.38 593.10 Td ( total return swap may terminate upon a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (default of the reference asset subject to the provisions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (related total return swap agreement between the protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (seller and the protection buyer) Tj ET Q q 0 0 0 rg BT 445.07 557.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 545.10 Td ( credit option is a credit derivative that allows investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (to trade or hedge changes in the credit quality of the reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (asset. For example, in a credit spread option, the option writer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (assumes the obligation to purchase or sell the reference asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (at a specified strike spread level. ) Tj ET Q q 0 0 0 rg BT 465.69 497.10 Td (The option purchaser buys ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (the right to sell the reference asset to, or purchase it from, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (option writer at the strike spread level. ) Tj ET Q q 0 0 0 rg BT 480.44 473.10 Td (The payments on credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (spread options depend either on a particular credit spread or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (the price of the underlying credit-sensitive asset. ) Tj ET Q q 0 0 0 rg BT 520.42 449.10 Td (The options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (usually terminate if the underlying assets default.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 425.10 Td ( credit-linked note is a form of credit derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (structured as a debt security with an embedded credit default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (swap. ) Tj ET Q q 0 0 0 rg BT 349.37 401.10 Td (The purchaser of the note writes credit protection to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (issuer and receives a return that could be negatively af) Tj ET Q q 0 0 0 rg BT 541.23 389.10 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (by credit events on the underlying reference credit. If the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (reference entity defaults, the purchaser of the credit-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (note may assume the long position in the debt security and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (future cash flows from it but will lose the amount paid to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (issuer of the credit-linked note. ) Tj ET Q q 0 0 0 rg BT 451.00 329.10 Td (Thus, the maximum amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (the exposure is the carrying amount of the credit-linked note. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.44 305.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.71 305.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 305.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.73 305.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (amount of credit-linked notes held by the Company in trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (inventory was immaterial.) Tj ET Q endstream endobj 401 0 obj <> endobj 402 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following tables summarize the key characteristics of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 92.38 737.10 Td (s credit derivative portfolio as protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.66 725.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.92 725.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.36 725.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.95 725.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 661.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 661.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 661.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 633.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 633.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 633.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 605.60 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 605.60 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 605.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 568.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 568.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 568.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 540.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 540.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 540.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 512.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 512.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 512.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 484.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 484.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 484.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 456.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 456.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 456.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 428.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 428.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 428.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 400.60 126.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 400.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 400.60 51.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 661.6 m 161.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 661.6 m 236.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 661.6 m 287.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 582.6 m 161.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 568.6 m 161.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 582.6 m 236.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 568.6 m 236.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 582.6 m 287.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 568.6 m 287.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 526.6 m 161.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 512.6 m 161.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 526.6 m 236.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 512.6 m 236.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 526.6 m 287.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 512.6 m 287.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 470.6 m 161.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 456.6 m 161.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 470.6 m 236.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 456.6 m 236.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 470.6 m 287.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 456.6 m 287.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 400.6 m 161.5 400.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 386.6 m 161.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 400.6 m 236.5 400.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 386.6 m 236.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 400.6 m 287.5 400.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 386.6 m 287.5 386.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 673.85 Td (In millions of dollars at September) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 665.85 Td (30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.50 693.05 Td (Maximum ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.45 684.05 Td (potential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.85 675.05 Td (amount of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.95 666.05 Td (futur) Tj ET Q q 0 0 0 rg BT 186.79 666.05 Td (e payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.30 684.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.20 675.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.65 666.05 Td (payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 269.66 670.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 652.05 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 638.06 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 638.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 638.05 Td (668,108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 638.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 638.05 Td (7,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 624.06 Td (Broker-dealer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 624.05 Td (213,263) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 624.05 Td (3,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 610.06 Td (Non-financial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 610.05 Td (5,720) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 610.05 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 596.06 Td (Insurance and other financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 587.06 Td (institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 587.05 Td (274,895) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 587.05 Td (2,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 573.05 Td (Total by industry/counterparty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 573.05 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 573.05 Td (13,271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 559.05 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 559.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 545.06 Td (Credit default swaps and options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 545.05 Td (1,155,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 545.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 545.05 Td (13,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 531.06 Td (Total return swaps and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.75 531.05 Td (6,708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 531.05 Td (170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 517.05 Td (Total by instrument) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 517.05 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 517.05 Td (13,271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 503.05 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 489.06 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 489.05 Td (867,548) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 489.05 Td (2,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 475.06 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 475.05 Td (294,438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 475.05 Td (10,673) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 461.05 Td (Total by rating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 461.05 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 461.05 Td (13,271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 447.05 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 447.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 447.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 433.06 Td (Within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 433.05 Td (249,306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 433.05 Td (1,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 419.06 Td (From 1 to 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.75 419.05 Td (842,025) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 419.05 Td (8,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 405.06 Td (After 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.25 405.05 Td (70,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 405.05 Td (3,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 391.05 Td (Total by maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 391.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 391.05 Td (1,161,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 391.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 391.05 Td (13,271) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 369.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 369.50 Td (In addition, fair value amounts payable under credit derivatives ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 359.90 Td (purchased were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 109.97 359.90 Td (28,172 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.09 359.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 350.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 350.30 Td (In addition, fair value amounts receivable under credit derivatives sold ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 340.70 Td (were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.54 340.70 Td (26,433 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.66 340.70 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 714.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 714.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 714.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 686.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 686.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 686.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 658.50 127.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 658.50 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 658.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 621.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 621.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 621.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 593.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 593.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 593.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 565.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 565.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 565.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 537.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 537.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 537.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 509.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 509.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 509.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 481.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 481.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 481.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 453.50 127.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 453.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 453.50 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 714.5 m 450.5 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 714.5 m 525.5 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 714.5 m 575.5 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 635.5 m 450.5 635.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 621.5 m 450.5 621.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 635.5 m 525.5 635.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 621.5 m 525.5 621.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 635.5 m 575.5 635.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 621.5 m 575.5 621.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 579.5 m 450.5 579.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 565.5 m 450.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 579.5 m 525.5 579.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 565.5 m 525.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 579.5 m 575.5 579.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 565.5 m 575.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 523.5 m 450.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 509.5 m 450.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 523.5 m 525.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 509.5 m 525.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 523.5 m 575.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 509.5 m 575.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 453.5 m 450.5 453.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 439.5 m 450.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 453.5 m 525.5 453.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 439.5 m 525.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 453.5 m 575.5 453.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 439.5 m 575.5 439.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 726.75 Td (In millions of dollars at December) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 718.75 Td (31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 745.95 Td (Maximum ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.45 736.95 Td (potential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.85 727.95 Td (amount of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.95 718.95 Td (futur) Tj ET Q q 0 0 0 rg BT 475.79 718.95 Td (e payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.80 736.95 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.70 727.95 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.15 718.95 Td (payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 558.16 723.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 704.95 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 704.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 704.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 690.96 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 690.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 690.96 Td (727,748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 690.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 690.96 Td (6,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 676.96 Td (Broker-dealer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 676.96 Td (224,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 676.96 Td (4,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 662.96 Td (Non-financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 662.96 Td (2,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 662.96 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 648.96 Td (Insurance and other financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 639.96 Td (institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 639.96 Td (188,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 639.96 Td (2,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 625.95 Td (Total by industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 625.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 625.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 625.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 625.96 Td (12,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 611.95 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 611.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 611.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 597.96 Td (Credit default swaps and options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 597.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 597.96 Td (1,141,864) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 597.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 597.96 Td (12,607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 583.96 Td (Total return swaps and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 583.96 Td (1,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 583.96 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 569.95 Td (Total by instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 569.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 569.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 569.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 569.96 Td (12,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 555.95 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 541.96 Td (Investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 541.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 541.96 Td (752,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 541.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 541.96 Td (3,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 527.96 Td (Non-investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 527.96 Td (390,723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 527.96 Td (9,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 513.95 Td (Total by rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 513.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 513.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 513.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 513.96 Td (12,636) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 499.95 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 499.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 499.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 485.96 Td (Within 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 485.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 485.96 Td (221,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 485.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 485.96 Td (858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 471.96 Td (From 1 to 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.75 471.96 Td (853,391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 471.96 Td (7,492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 457.96 Td (After 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 457.96 Td (68,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 457.96 Td (4,286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 443.95 Td (Total by maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 443.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 443.96 Td (1,143,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 443.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 443.96 Td (12,636) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 422.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 422.40 Td (In addition, fair value amounts payable under credit derivatives ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 412.80 Td (purchased were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.97 412.80 Td (28,723 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 445.09 412.80 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 403.20 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 403.20 Td (In addition, fair value amounts receivable under credit derivatives sold ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 393.60 Td (were $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.54 393.60 Td (26,673 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.66 393.60 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 369.60 Td (Citigroup evaluates the payment/performance risk of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 357.60 Td (credit derivatives for which it stands as a protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 345.60 Td (based on the credit rating assigned to the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 333.60 Td (referenced credit. ) Tj ET Q q 0 0 0 rg BT 396.27 333.60 Td (Where external ratings by nationally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 321.60 Td (recognized statistical rating or) Tj ET Q q 0 0 0 rg BT 444.61 321.60 Td (ganizations \(such as Moody) Tj ET Q q 0 0 0 rg BT 559.31 321.60 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 309.60 Td (and S&P\) are used, investment grade ratings are considered to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 297.60 Td (be Baa/BBB or above, while anything below is considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 285.60 Td (non-investment grade. ) Tj ET Q q 0 0 0 rg BT 415.74 285.60 Td (The Citigroup internal ratings are in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 273.60 Td (line with the related external credit rating system. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 261.60 Td (derivatives written on an underlying non-investment grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 249.60 Td (reference credit represent greater payment risk to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 237.60 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 237.60 Td (. ) Tj ET Q q 0 0 0 rg BT 367.06 237.60 Td (The non-investment grade category in the table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 225.60 Td (above also includes credit derivatives where the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 213.60 Td (referenced entity has been downgraded subsequent to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 201.60 Td (inception of the derivative. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 189.60 Td (The maximum potential amount of future payments under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 177.60 Td (credit derivative contracts presented in the table above is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 165.60 Td (based on the notional value of the derivatives. ) Tj ET Q q 0 0 0 rg BT 510.15 165.60 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 153.60 Td (believes that the maximum potential amount of future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 141.60 Td (payments for credit protection sold is not representative of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 129.60 Td (actual loss exposure based on historical experience. ) Tj ET Q q 0 0 0 rg BT 532.63 129.60 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 117.60 Td (amount has not been reduced by the Company) Tj ET Q q 0 0 0 rg BT 512.01 117.60 Td (s rights to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 105.60 Td (underlying assets and the related cash flows. In accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 93.60 Td (with most credit derivative contracts, should a credit event \(or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 81.60 Td (settlement trigger\) occur) Tj ET Q q 0 0 0 rg BT 421.89 81.60 Td (, the Company usually is liable for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 69.60 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 69.60 Td (ference between the protection sold and the recourse it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 57.60 Td (holds in the value of the underlying assets. ) Tj ET Q q 0 0 0 rg BT 496.84 57.60 Td (Thus, if the ) Tj ET Q endstream endobj 403 0 obj <> endobj 404 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (reference entity defaults, Citi will have a right to collect on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (underlying reference credit and any related cash flows, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (being liable for the full notional amount of credit protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (sold to the buyer) Tj ET Q q 0 0 0 rg BT 102.38 713.10 Td (. Furthermore, this maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (amount of future payments for credit protection sold has not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (been reduced for any cash collateral paid to a given ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (counterparty) Tj ET Q q 0 0 0 rg BT 85.88 677.10 Td (, as such payments would be calculated after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (netting all derivative exposures, including any credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (derivatives with that counterparty in accordance with a related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (master netting agreement. Due to such netting processes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (determining the amount of collateral that corresponds to credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (derivative exposures alone is not possible. ) Tj ET Q q 0 0 0 rg BT 207.17 617.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (actively monitors open credit-risk exposures and manages this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (exposure by using a variety of strategies, including purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (credit derivatives, cash collateral or direct holdings of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (referenced assets. ) Tj ET Q q 0 0 0 rg BT 108.83 569.10 Td (This risk mitigation activity is not captured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (in the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 533.10 Td (edit-Risk-Related Contingent Featur) Tj ET Q q 0 0 0 rg BT 203.95 533.10 Td (es in Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Certain derivative instruments contain provisions that require ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (the Company to either post additional collateral or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (immediately settle any outstanding liability balances upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (occurrence of a specified credit-risk-related event. ) Tj ET Q q 0 0 0 rg BT 239.32 485.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (events, which are defined by the existing derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (are primarily downgrades in the credit ratings of the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (and its af) Tj ET Q q 0 0 0 rg BT 72.47 449.10 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 104.51 449.10 Td (The fair value \(excluding CV) Tj ET Q q 0 0 0 rg BT 220.95 449.10 Td (A\) of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (derivative instruments with credit-risk-related contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (features that are in a net liability position at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.33 425.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 413.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 413.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 413.10 Td ( was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.57 413.10 Td (28 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.19 413.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.63 413.10 Td (26 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.24 413.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 401.10 Td (. ) Tj ET Q q 0 0 0 rg BT 88.48 401.10 Td (The Company has posted $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.35 401.10 Td (25 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.97 401.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.40 401.10 Td (24 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 389.10 Td ( as collateral for this exposure in the normal course of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (business as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 377.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.32 377.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.75 377.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.34 377.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 365.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (Each downgrade would trigger additional collateral or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (cash settlement requirements for the Company and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 329.10 Td (filiates. In the event that each legal entity was downgraded a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (single notch by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.32 317.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.31 317.10 Td ( rating agencies as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.21 317.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 305.10 Td (, the Company would be required to post an additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 41.00 293.10 Td (2.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 293.10 Td ( as either collateral or settlement of the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 88.21 281.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 138.11 281.10 Td (, the Company would be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (segregate with third-party custodians collateral previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (received from existing derivative counterparties in the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.83 245.10 Td (0.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.94 245.10 Td ( upon the single notch downgrade, resulting in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (aggregate cash obligations and collateral requirements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.26 221.10 Td (2.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.37 221.10 Td (.) Tj ET Q endstream endobj 405 0 obj <> endobj 406 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (200) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (22.F) Tj ET Q q 0 0 0 rg BT 61.37 749.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 82.02 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.95 749.25 Td (ALUE MEASUREMENT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (ASC 820-10 ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.78 729.25 Td (Fair V) Tj ET Q q 0 0 0 rg BT 114.06 729.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 163.96 729.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.84 729.25 Td (, defines fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (establishes a consistent framework for measuring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (and requires disclosures about fair value measurements. Fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (value is defined as the price that would be received to sell an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (asset or paid to transfer a liability in an orderly transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (between market participants at the measurement date. ) Tj ET Q q 0 0 0 rg BT 252.58 669.25 Td (Among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (other things, the standard requires the Company to maximize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (the use of observable inputs and minimize the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (unobservable inputs when measuring fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 621.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 80.94 621.25 Td (ASC 820-10, the probability of default of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (counterparty is factored into the valuation of derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (positions and includes the impact of Citigroup) Tj ET Q q 0 0 0 rg BT 223.75 597.25 Td (s own credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.25 Td (risk on derivatives and other liabilities measured at fair value.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 561.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 561.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 561.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 561.25 Td (alue Hierar) Tj ET Q q 0 0 0 rg BT 111.74 561.25 Td (chy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.25 Td (ASC 820-10 specifies a hierarchy of inputs based on whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.25 Td (the inputs are observable or unobservable. Observable inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.25 Td (are developed using market data and reflect market participant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (assumptions, while unobservable inputs reflect the Company) Tj ET Q q 0 0 0 rg BT 282.34 513.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.25 Td (market assumptions. ) Tj ET Q q 0 0 0 rg BT 120.53 501.25 Td (These two types of inputs have created ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (the following fair value hierarchy:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 472.25 Td (Level1: Quoted prices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.02 472.25 Td (identical) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.01 472.25 Td ( instruments in active ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 460.25 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.25 Td (Level2: Quoted prices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.02 448.25 Td (similar) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.36 448.25 Td ( instruments in active ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 436.25 Td (markets; quoted prices for identical or similar instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 424.25 Td (in markets that are not active; and model-derived ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (valuations in which all significant inputs and significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 400.25 Td (value drivers are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.13 400.25 Td (observable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.01 400.25 Td ( in active markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.25 Td (Level3: ) Tj ET Q q 0 0 0 rg BT 89.36 388.25 Td (V) Tj ET Q q 0 0 0 rg BT 95.47 388.25 Td (aluations derived from valuation techniques in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.25 Td (which one or more significant inputs or significant value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (drivers are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.98 364.25 Td (unobservable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.85 364.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.25 Td (As required under the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 221.05 340.25 Td (, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.25 Td (considers relevant and observable market inputs in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 316.25 Td (valuations where possible. ) Tj ET Q q 0 0 0 rg BT 144.13 316.25 Td (The frequency of transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 304.25 Td (size of the bid-ask spread and the amount of adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.25 Td (necessary when comparing similar transactions are all factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.25 Td (in determining the liquidity of markets and the relevance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.25 Td (observed prices in those markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 256.25 Td (s policy with respect to transfers between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.25 Td (levels of the fair value hierarchy is to recognize transfers into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.25 Td (and out of each level as of the end of the reporting period.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 208.25 Td (Determination of Fair) Tj ET Q q 0 0 0 rg BT 129.68 208.25 Td ( ) Tj ET Q q 0 0 0 rg BT 132.00 208.25 Td (V) Tj ET Q q 0 0 0 rg BT 138.30 208.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.25 Td (For assets and liabilities carried at fair value, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.25 Td (measures such value using the procedures set out below) Tj ET Q q 0 0 0 rg BT 258.62 184.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 172.25 Td (irrespective of whether these assets and liabilities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.25 Td (measured at fair value as a result of an election or whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.25 Td (they are required to be measured at fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (When available, the Company generally uses quoted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.25 Td (market prices to determine fair value and classifies such items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.25 Td (as Level1. In some cases where a market price is available, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 100.25 Td (the Company will make use of acceptable practical expedients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 88.25 Td (\(such as matrix pricing\) to calculate fair value, in which case ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 76.25 Td (the items are classified as Level2.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.25 Td (The Company may also apply a price-based methodology) Tj ET Q q 0 0 0 rg BT 284.12 64.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.25 Td (which utilizes, where available, quoted prices or other market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (information obtained from recent trading activity in positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (with the same or similar characteristics to the position being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (valued. ) Tj ET Q q 0 0 0 rg BT 355.47 725.10 Td (The market activity and the amount of the bid-ask ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (spread are among the factors considered in determining the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (liquidity of markets and the relevance of observed prices from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (those markets. If relevant and observable prices are available, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (those valuations may be classified as Level2. ) Tj ET Q q 0 0 0 rg BT 509.04 677.10 Td (When less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (liquidity exists for a security or loan, a quoted price is stale, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (significant adjustment to the price of a similar security is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (necessary to reflect dif) Tj ET Q q 0 0 0 rg BT 414.61 641.10 Td (ferences in the terms of the actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (security or loan being valued, or prices from independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (sources are insuf) Tj ET Q q 0 0 0 rg BT 391.02 617.10 Td (ficient to corroborate the valuation, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (price inputs are considered unobservable and the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (measurements are classified as Level3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (If quoted market prices are not available, fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (based upon internally developed valuation techniques that use, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (where possible, current market-based parameters, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (interest rates, currency rates, option volatilities, etc. Items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (valued using such internally generated valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (are classified according to the lowest level input or value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (driver that is significant to the valuation. ) Tj ET Q q 0 0 0 rg BT 488.78 509.10 Td (Thus, an item may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (classified as Level3 even though there may be some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (significant inputs that are readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (Fair value estimates from internal valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (are verified, where possible, to prices obtained from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (independent vendors or brokers. ) Tj ET Q q 0 0 0 rg BT 455.17 449.10 Td (V) Tj ET Q q 0 0 0 rg BT 461.29 449.10 Td (endors and brokers) Tj ET Q q 0 0 0 rg BT 539.96 449.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (valuations may be based on a variety of inputs ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (observed prices to proprietary valuation models.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (The following section describes the valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (methodologies used by the Company to measure various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (financial instruments at fair value, including an indication of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (the level in the fair value hierarchy in which each instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (is generally classified. ) Tj ET Q q 0 0 0 rg BT 415.46 365.10 Td (Where appropriate, the description ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (includes details of the valuation models, the key inputs to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (those models and any significant assumptions.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Market valuation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (Liquidity adjustments are applied to items in Level2 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (Level3 of the fair value hierarchy to ensure that the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (reflects the liquidity or illiquidity of the market. ) Tj ET Q q 0 0 0 rg BT 517.94 281.10 Td (The liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (reserve may utilize the bid-of) Tj ET Q q 0 0 0 rg BT 441.55 269.10 Td (fer spread for an instrument as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (one of the factors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 245.10 Td (Counterparty credit-risk adjustments are applied to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (derivatives, such as over) Tj ET Q q 0 0 0 rg BT 422.10 233.10 Td (-the-counter uncollateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (derivatives, where the base valuation uses market parameters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (based on the relevant base interest rate curves. Not all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (counterparties have the same credit risk as that implied by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (relevant base curve, so it is necessary to consider the market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (view of the credit risk of a counterparty in order to estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (the fair value of such an item.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 149.10 Td (Bilateral or own credit-risk adjustments are applied to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (reflect the Company) Tj ET Q q 0 0 0 rg BT 408.41 137.10 Td (s own credit risk when valuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (derivatives and liabilities measured at fair value. Counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (and own credit adjustments consider the expected future cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (flows between Citi and its counterparties under the terms of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (the instrument and the ef) Tj ET Q q 0 0 0 rg BT 423.23 89.10 Td (fect of credit risk on the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (those cash flows, rather than a point-in-time assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (current recognized net asset or liability) Tj ET Q q 0 0 0 rg BT 479.12 65.10 Td (. Furthermore, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (credit-risk adjustments take into account the ef) Tj ET Q q 0 0 0 rg BT 510.98 53.10 Td (fect of credit-) Tj ET Q endstream endobj 407 0 obj <> endobj 408 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (201) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (risk mitigants, such as pledged collateral and any legal right of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 737.10 Td (fset \(to the extent such of) Tj ET Q q 0 0 0 rg BT 145.33 737.10 Td (fset exists\) with a counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (through arrangements such as netting agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 713.10 Td (, the unit of account for a financial instrument is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (the individual financial instrument. ) Tj ET Q q 0 0 0 rg BT 178.84 701.10 Td (The Company applies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (market valuation adjustments that are consistent with the unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (of account, which does not include adjustment due to the size ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 665.10 Td (s position, except as follows. ) Tj ET Q q 0 0 0 rg BT 220.70 665.10 Td (ASC 820-10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (permits an exception, through an accounting policy election, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (to measure the fair value of a portfolio of financial assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (financial liabilities on the basis of the net open risk position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (when certain criteria are met. Citi has elected to measure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (certain portfolios of financial instruments, such as derivatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (that meet those criteria on the basis of the net open risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (position. ) Tj ET Q q 0 0 0 rg BT 73.05 581.10 Td (The Company applies market valuation adjustments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (including adjustments to account for the size of the net open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (risk position, consistent with market participant assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (and in accordance with the unit of account.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 521.10 Td (aluation Pr) Tj ET Q q 0 0 0 rg BT 90.18 521.10 Td (ocess for) Tj ET Q q 0 0 0 rg BT 126.93 521.10 Td ( Fair) Tj ET Q q 0 0 0 rg BT 147.57 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 149.89 521.10 Td (V) Tj ET Q q 0 0 0 rg BT 156.20 521.10 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 209.06 521.10 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (Price verification procedures and related internal control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (procedures are governed by the Citigroup ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 204.83 497.10 Td (Pricing and Price ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 485.10 Td (erification Policy and Standar) Tj ET Q q 0 0 0 rg BT 162.00 485.10 Td (ds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.89 485.10 Td (, which is jointly owned by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Finance and Risk Management. Finance has implemented the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (ICG Pricing and Price V) Tj ET Q q 0 0 0 rg BT 137.37 461.10 Td (erification Standar) Tj ET Q q 0 0 0 rg BT 212.83 461.10 Td (ds and Pr) Tj ET Q q 0 0 0 rg BT 251.35 461.10 Td (ocedur) Tj ET Q q 0 0 0 rg BT 278.75 461.10 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.08 461.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (to facilitate compliance with this policy) Tj ET Q q 0 0 0 rg BT 193.92 449.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (For fair value measurements of substantially all assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (liabilities held by the Company) Tj ET Q q 0 0 0 rg BT 160.89 425.10 Td (, individual business units are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (responsible for valuing the trading account assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (liabilities, and Product Control within Finance performs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (independent price verification procedures to evaluate those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (fair value measurements. Product Control is independent of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (the individual business units and reports to the Global Head of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (Product Control. It has authority over the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (financial assets and liabilities. Fair value measurements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (assets and liabilities are determined using various techniques, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (including, but not limited to, discounted cash flows and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (internal models, such as option and correlation models.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (Based on the observability of inputs used, Product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (Control classifies the inventory as Level1, Level2 or Level3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 139.18 269.10 Td (. ) Tj ET Q q 0 0 0 rg BT 144.00 269.10 Td (When a position involves one or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (more significant inputs that are not directly observable, price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (verification procedures are performed that may include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (reviewing relevant historical data, analyzing profit and loss, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (valuing each component of a structured trade individually) Tj ET Q q 0 0 0 rg BT 266.66 221.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (benchmarking, among others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (Reports of inventory that is classified within Level3 of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (the fair value hierarchy are distributed to senior management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (in Finance, Risk and the business. ) Tj ET Q q 0 0 0 rg BT 174.14 173.10 Td (This inventory is also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (discussed in Risk Committees and in monthly meetings with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (senior trading management. ) Tj ET Q q 0 0 0 rg BT 149.30 149.10 Td (As deemed necessary) Tj ET Q q 0 0 0 rg BT 234.73 149.10 Td (, reports may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (go to the ) Tj ET Q q 0 0 0 rg BT 72.94 137.10 Td (Audit Committee of the Board of Directors or to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (full Board of Directors. ) Tj ET Q q 0 0 0 rg BT 132.18 125.10 Td (Whenever an adjustment is needed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (bring the price of an asset or liability to its exit price, Product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (Control reports it to management along with other price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (verification results.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.10 Td (In addition, the pricing models used in measuring fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (value are governed by an independent control framework. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (Although the models are developed and tested by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (individual business units, they are independently validated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (the Model ) Tj ET Q q 0 0 0 rg BT 367.14 737.10 Td (V) Tj ET Q q 0 0 0 rg BT 373.26 737.10 Td (alidation Group within Risk Management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (reviewed by Finance with respect to their impact on the price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (verification procedures. ) Tj ET Q q 0 0 0 rg BT 421.28 713.10 Td (The purpose of this independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (control framework is to assess model risk arising from models) Tj ET Q q 0 0 0 rg BT 575.71 701.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (theoretical soundness, calibration techniques where needed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (and the appropriateness of the model for a specific product in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (a defined market. ) Tj ET Q q 0 0 0 rg BT 396.01 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 401.42 665.10 Td (o ensure their continued applicability) Tj ET Q q 0 0 0 rg BT 549.61 665.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (models are independently reviewed annually) Tj ET Q q 0 0 0 rg BT 502.17 653.10 Td (. In addition, Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Management approves and maintains a list of products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (permitted to be valued under each approved model for a given ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (business.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Securities purchased under agreements to resell and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (securities sold under agreements to repurchase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (No quoted prices exist for such instruments, so fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (determined using a discounted cash-flow technique. Cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (flows are estimated based on the terms of the contract, taking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (into account any embedded derivative or other features. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Expected cash flows are discounted using interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (appropriate to the maturity of the instrument as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (nature of the underlying collateral. Generally) Tj ET Q q 0 0 0 rg BT 503.83 497.10 Td (, when such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (instruments are held at fair value, they are classified within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Level2 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 459.95 473.10 Td (, as the inputs used in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (valuation are readily observable. However) Tj ET Q q 0 0 0 rg BT 493.25 461.10 Td (, certain long-dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (positions are classified within Level3 of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 361.10 437.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 413.10 Td (rading account assets and liabilitiestrading securities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (and trading loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (When available, the Company generally uses quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (prices in active markets to determine the fair value of trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (securities; such items are classified as Level1 of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 361.10 353.10 Td (. Examples include some government securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (exchange-traded equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (For bonds and secondary market loans traded over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (counter) Tj ET Q q 0 0 0 rg BT 353.58 317.10 Td (, the Company generally determines fair value utilizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (valuation techniques, including discounted cash flows, price-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (based and internal models, such as Black-Scholes and Monte ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (Carlo simulation. Fair value estimates from these internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (valuation techniques are verified, where possible, to prices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (obtained from independent sources, including third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (vendors. ) Tj ET Q q 0 0 0 rg BT 360.48 245.10 Td (V) Tj ET Q q 0 0 0 rg BT 366.59 245.10 Td (endors compile prices from various sources and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (may apply matrix pricing for similar bonds or loans where no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (price is observable. ) Tj ET Q q 0 0 0 rg BT 403.42 221.10 Td (A) Tj ET Q q 0 0 0 rg BT 410.09 221.10 Td ( price-based methodology utilizes, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (available, quoted prices or other market information obtained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (from recent trading activity of assets with similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (characteristics to the bond or loan being valued. ) Tj ET Q q 0 0 0 rg BT 517.92 185.10 Td (The yields ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (used in discounted cash flow models are derived from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (same price information. ) Tj ET Q q 0 0 0 rg BT 421.56 161.10 Td (T) Tj ET Q q 0 0 0 rg BT 427.32 161.10 Td (rading securities and loans priced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (using such methods are generally classified as Level2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 137.10 Td (, when less liquidity exists for a security or loan, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (quoted price is stale, a significant adjustment to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (price of a similar security or loan is necessary to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 101.10 Td (ferences in the terms of the actual security or loan being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (valued, or prices from independent sources are insuf) Tj ET Q q 0 0 0 rg BT 533.19 89.10 Td (ficient to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (corroborate valuation, a loan or security is generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (as Level3. ) Tj ET Q q 0 0 0 rg BT 369.91 65.10 Td (The price input used in a price-based methodology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (may be zero for a security) Tj ET Q q 0 0 0 rg BT 427.47 53.10 Td (, such as a subprime CDO, that is ) Tj ET Q endstream endobj 409 0 obj <> endobj 410 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (not receiving any principal or interest and is currently written ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (down to zero.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (Where the Company) Tj ET Q q 0 0 0 rg BT 139.53 725.10 Td (s principal market for a portfolio of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (loans is the securitization market, the Company uses the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (securitization price to determine the fair value of the portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (The securitization price is determined from the assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (proceeds of a hypothetical securitization in the current market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (adjusted for transformation costs \(i.e.,direct costs other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (transaction costs\) and securitization uncertainties such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (market conditions and liquidity) Tj ET Q q 0 0 0 rg BT 160.61 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 165.06 641.10 Td (As a result of the severe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (reduction in the level of activity in certain securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (markets since the second half of 2007, observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (securitization prices for certain directly comparable portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (of loans have not been readily available. ) Tj ET Q q 0 0 0 rg BT 199.64 593.10 Td (Therefore, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (portfolios of loans are generally classified as Level3 of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (fair value hierarchy) Tj ET Q q 0 0 0 rg BT 113.64 569.10 Td (. However) Tj ET Q q 0 0 0 rg BT 154.89 569.10 Td (, for other loan securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (markets, such as commercial real estate loans, price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (verification of the hypothetical securitizations has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (possible, since these markets have remained active. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 85.34 521.10 Td (, this loan portfolio is classified as Level2 of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (fair value hierarchy) Tj ET Q q 0 0 0 rg BT 113.64 509.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.74 485.10 Td (rading account assets and liabilitiesderivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Exchange-traded derivatives, measured at fair value using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (quoted \(i.e.,exchange\) prices in active markets, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (available, are classified as Level1 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 278.84 449.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (Derivatives without a quoted price in an active market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (and derivatives executed over the counter are valued using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (internal valuation techniques. ) Tj ET Q q 0 0 0 rg BT 156.34 413.10 Td (The valuation techniques and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (inputs depend on the type of derivative and the nature of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (underlying instrument. ) Tj ET Q q 0 0 0 rg BT 129.42 389.10 Td (The principal techniques used to value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (these instruments are discounted cash flows and internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (models, including Black-Scholes and Monte Carlo simulation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (The key inputs depend upon the type of derivative and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (nature of the underlying instrument and include interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (yield curves, foreign-exchange rates, volatilities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (correlation. ) Tj ET Q q 0 0 0 rg BT 84.13 317.10 Td (The Company uses overnight indexed swap \(OIS\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (curves as fair value measurement inputs for the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (certain collateralized derivatives. Citi uses the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (benchmark curve for the currency of the derivative \(e.g., the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (London Interbank Of) Tj ET Q q 0 0 0 rg BT 120.79 269.10 Td (fered Rate for U.S. dollar derivatives\) as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (the discount rate for uncollateralized derivatives. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 245.10 Td (During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.55 245.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.43 245.10 Td ( quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.58 245.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.58 245.10 Td (, Citi incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (funding valuation adjustments \(FV) Tj ET Q q 0 0 0 rg BT 174.42 233.10 Td (A\) into the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (measurements of over) Tj ET Q q 0 0 0 rg BT 124.10 221.10 Td (-the-counter derivatives. In general, FV) Tj ET Q q 0 0 0 rg BT 281.08 221.10 Td (A) Tj ET Q q 0 0 0 rg BT 287.75 221.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (reflects a market funding risk premium inherent in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (uncollateralized portion of derivative portfolios, and in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (collateralized derivatives where the terms of the agreement do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (not permit the reuse of the collateral received. In connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (with its implementation of FV) Tj ET Q q 0 0 0 rg BT 155.81 161.10 Td (A, Citigroup incurred a one-time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (pre-tax char) Tj ET Q q 0 0 0 rg BT 83.84 149.10 Td (ge of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.87 149.10 Td ($474 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.26 149.10 Td (, which was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 83.75 137.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.47 137.10 Td ( as a change in accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (estimate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.10 Td (The derivative instruments are classified as either Level2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (or Level3 depending upon the observability of the significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (inputs to the model.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Subprime-related direct exposures in CDOs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The valuation of high-grade and mezzanine asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (security \(ABS\) CDO positions utilizes prices based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (underlying assets of each high-grade and mezzanine ) Tj ET Q q 0 0 0 rg BT 534.75 713.25 Td (ABS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (CDO. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.25 Td (For most of the lending and structured direct subprime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (exposures, fair value is determined utilizing observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (transactions where available, other market data for similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (assets in markets that are not active and other internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (valuation techniques.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (The investments category includes available-for) Tj ET Q q 0 0 0 rg BT 515.95 605.25 Td (-sale debt and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (marketable equity securities whose fair value is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (determined by utilizing similar procedures described for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (trading securities above or) Tj ET Q q 0 0 0 rg BT 429.40 569.25 Td (, in some cases, using vendor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (pricing as the primary source.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.25 Td (Also included in investments are nonpublic investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (in private equity and real estate entities. Determining the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (value of nonpublic securities involves a significant degree of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (management resources and judgment, as no quoted prices exist ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (and such securities are generally very thinly traded. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (addition, there may be transfer restrictions on private equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (securities. ) Tj ET Q q 0 0 0 rg BT 366.58 473.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 426.29 473.25 Td (s process for determining the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (value of such securities utilizes commonly accepted valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (techniques, including comparables analysis. In determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (the fair value of nonpublic securities, the Company also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (considers events such as a proposed sale of the investee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (company) Tj ET Q q 0 0 0 rg BT 360.01 413.25 Td (, initial public of) Tj ET Q q 0 0 0 rg BT 426.48 413.25 Td (ferings, equity issuances or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (observable transactions. ) Tj ET Q q 0 0 0 rg BT 422.03 401.25 Td (As discussed in Note13 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (Consolidated Financial Statements, the Company uses net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (asset value to value certain of these investments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 365.25 Td (Private equity securities are generally classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 459.95 353.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (Short-term borrowings and long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (Where fair value accounting has been elected, the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (non-structured liabilities is determined by utilizing internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (models using the appropriate discount rate for the applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (maturity) Tj ET Q q 0 0 0 rg BT 357.23 281.25 Td (. Such instruments are generally classified as Level2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (of the fair value hierarchy when all significant inputs are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 245.25 Td (The Company determines the fair value of hybrid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (financial instruments, including structured liabilities, using the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (appropriate derivative valuation methodology \(described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (above in T) Tj ET Q q 0 0 0 rg BT 370.85 209.25 Td (rading account assets and liabilitiesderivatives\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (given the nature of the embedded risk profile. Such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (instruments are classified as Level2 or Level3 depending on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (the observability of significant inputs to the model.) Tj ET Q endstream endobj 411 0 obj <> endobj 412 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (203) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 57.67 749.25 Td ( mortgage securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company classifies its ) Tj ET Q q 0 0 0 rg BT 145.99 737.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 168.76 737.25 Td ( mortgage securities as held-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (to-maturity) Tj ET Q q 0 0 0 rg BT 80.34 725.25 Td (, available-for) Tj ET Q q 0 0 0 rg BT 136.22 725.25 Td (-sale or trading investments. ) Tj ET Q q 0 0 0 rg BT 251.84 725.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (securities classified as trading and available-for) Tj ET Q q 0 0 0 rg BT 226.00 713.25 Td (-sale are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (recorded at fair value with changes in fair value reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (current earnings and ) Tj ET Q q 0 0 0 rg BT 119.58 689.25 Td (AOCI, respectively) Tj ET Q q 0 0 0 rg BT 196.68 689.25 Td (. For these purposes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Citi defines ) Tj ET Q q 0 0 0 rg BT 84.33 677.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 107.11 677.25 Td ( mortgage securities as non-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (residential mortgage-backed securities \(RMBS\) where \(i\)the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (underlying collateral has weighted average FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.82 641.25 Td (680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.82 641.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.25 641.25 Td (720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.25 641.25 Td ( or \(ii\)for instances where FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (are greater than 720, RMBS have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.35 629.25 Td (30%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.68 629.25 Td ( or less of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (underlying collateral composed of full documentation loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.25 Td (Similar to the valuation methodologies used for other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (trading securities and trading loans, the Company generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (determines the fair values of ) Tj ET Q q 0 0 0 rg BT 151.79 581.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 174.57 581.25 Td ( mortgage securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (utilizing internal valuation techniques. Fair value estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (from internal valuation techniques are verified, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (possible, to prices obtained from independent vendors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Consensus data providers compile prices from various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (sources. ) Tj ET Q q 0 0 0 rg BT 70.81 521.25 Td (Where available, the Company may also make use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (quoted prices for recent trading activity in securities with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (same or similar characteristics to the security being valued.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (The valuation techniques used for ) Tj ET Q q 0 0 0 rg BT 191.46 485.25 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 214.24 485.25 Td ( mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (securities, as with other mortgage exposures, are price-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (and yield analysis. ) Tj ET Q q 0 0 0 rg BT 112.47 461.25 Td (The primary market-derived input is yield. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (Cash flows are based on current collateral performance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (prepayment rates and loss projections reflective of current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (economic conditions of housing price change, unemployment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (rates, interest rates, borrower attributes and other market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (indicators.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 364.78 701.10 Td ( mortgage securities that are valued using these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (methods are generally classified as Level2. However) Tj ET Q q 0 0 0 rg BT 537.40 689.10 Td (, ) Tj ET Q q 0 0 0 rg BT 541.85 689.10 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 564.63 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (mortgage securities backed by ) Tj ET Q q 0 0 0 rg BT 447.29 677.10 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 470.07 677.10 Td ( mortgages of lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (quality or subordinated tranches in the capital structure are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (mostly classified as Level3 due to the reduced liquidity that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (exists for such positions, which reduces the reliability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (prices available from independent sources.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Items Measur) Tj ET Q q 0 0 0 rg BT 382.97 605.10 Td (ed at Fair) Tj ET Q q 0 0 0 rg BT 424.44 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 426.76 605.10 Td (V) Tj ET Q q 0 0 0 rg BT 433.07 605.10 Td (alue on a Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (The following tables present for each of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (hierarchy levels the Company) Tj ET Q q 0 0 0 rg BT 446.46 581.10 Td (s assets and liabilities that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (measured at fair value on a recurring basis at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.87 569.10 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 557.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.44 557.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 557.10 Td (. ) Tj ET Q q 0 0 0 rg BT 446.84 557.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 506.55 557.10 Td (s hedging of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (positions that have been classified in the Level3 category is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (not limited to other financial instruments \(hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (instruments\) that have been classified as Level3, but also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (instruments classified as Level1 or Level2 of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 361.10 497.10 Td (. ) Tj ET Q q 0 0 0 rg BT 365.92 497.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 391.56 497.10 Td (fects of these hedges are presented gross in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (the following table.) Tj ET Q endstream endobj 413 0 obj <> endobj 414 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (204) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 749.25 Td (alue Levels) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 715.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 715.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 715.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 715.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 715.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 715.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 678.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 678.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 678.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 678.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 678.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 678.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 652.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 652.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 652.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 652.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 652.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 652.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 626.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 626.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 626.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 626.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 626.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 626.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 626.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 600.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 600.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 600.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 600.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 600.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 600.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 600.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 574.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 574.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 574.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 574.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 574.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 574.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 548.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 548.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 548.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 548.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 548.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 548.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 548.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 522.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 522.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 522.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 522.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 522.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 522.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 496.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 496.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 496.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 496.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 496.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 496.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 496.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 470.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 470.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 470.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 470.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 470.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 470.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 470.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 444.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 444.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 444.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 444.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 444.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 444.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 444.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 418.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 418.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 418.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 418.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 418.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 418.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 418.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 392.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 392.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 392.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 392.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 392.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 392.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 366.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 366.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 366.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 366.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 366.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 366.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 366.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 340.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 340.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 340.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 340.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 340.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 340.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 314.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 314.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 314.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 314.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 314.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 314.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 288.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 288.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 288.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 288.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 288.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 288.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 288.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 262.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 262.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 262.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 262.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 262.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 262.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 262.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 236.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 236.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 236.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 236.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 236.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 236.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 236.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 210.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 210.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 210.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 210.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 210.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 210.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 210.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 184.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 184.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 184.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 184.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 184.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 184.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 184.75 44.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 288.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 715.75 m 338.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 715.75 m 392.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 715.75 m 435.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 715.75 m 487.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 715.75 m 532.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 613.75 m 576.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 613.75 m 288.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 600.75 m 288.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 613.75 m 338.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 600.75 m 338.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 613.75 m 392.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 600.75 m 392.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 613.75 m 435.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 600.75 m 435.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 613.75 m 487.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 600.75 m 487.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 613.75 m 532.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 600.75 m 532.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 613.75 m 576.5 613.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 600.75 m 576.5 600.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 509.75 m 288.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 496.75 m 288.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 509.75 m 338.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 496.75 m 338.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 509.75 m 392.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 496.75 m 392.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 509.75 m 435.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 496.75 m 435.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 509.75 m 487.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 496.75 m 487.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 509.75 m 532.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 496.75 m 532.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 509.75 m 576.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 496.75 m 576.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 418.75 m 288.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 405.75 m 288.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 418.75 m 338.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 405.75 m 338.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 418.75 m 392.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 405.75 m 392.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 418.75 m 435.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 405.75 m 435.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 418.75 m 487.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 405.75 m 487.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 405.75 m 338.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 405.75 m 392.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 405.75 m 435.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 405.75 m 487.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 366.75 m 288.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 353.75 m 288.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 366.75 m 338.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 353.75 m 338.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 366.75 m 392.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 353.75 m 392.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 366.75 m 435.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 353.75 m 435.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 366.75 m 487.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 353.75 m 487.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 366.75 m 532.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 353.75 m 532.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 366.75 m 576.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 353.75 m 576.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 288.75 m 288.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 275.75 m 288.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 288.75 m 338.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 275.75 m 338.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 288.75 m 392.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 275.75 m 392.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 288.75 m 435.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 275.75 m 435.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 288.75 m 487.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 275.75 m 487.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 288.75 m 532.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 275.75 m 532.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 288.75 m 576.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 275.75 m 576.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 262.75 m 288.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 262.75 m 338.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 262.75 m 392.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 262.75 m 435.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 262.75 m 487.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 262.75 m 532.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 262.75 m 576.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 171.75 m 288.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 158.75 m 288.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 171.75 m 338.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 158.75 m 338.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 171.75 m 392.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 158.75 m 392.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 171.75 m 435.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 158.75 m 435.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 171.75 m 487.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 158.75 m 487.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 171.75 m 532.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 158.75 m 532.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 171.75 m 576.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 158.75 m 576.5 158.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 720.00 Td (In millions of dollars at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 720.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.44 724.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.70 720.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.44 724.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.60 720.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 729.20 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 720.20 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.80 720.20 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 520.29 724.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 729.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 720.20 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 706.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 706.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 692.20 Td (Federal funds sold and securities borrowed or purchased under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.20 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 683.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 683.20 Td (176,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 683.20 Td (3,479) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 683.20 Td (180,154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 683.20 Td (\(39,241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 683.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 683.20 Td (140,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 670.15 Td (Trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 657.15 Td (Trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 644.01 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 644.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 644.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 644.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 644.15 Td (18,990) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 644.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 644.15 Td (789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 644.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 644.15 Td (19,779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 644.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 644.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 644.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 644.15 Td (19,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 631.01 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 631.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 631.15 Td (1,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 631.15 Td (2,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 631.15 Td (3,886) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 631.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 631.15 Td (3,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 618.01 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 618.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 618.15 Td (2,408) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 618.15 Td (554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 618.15 Td (2,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 618.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 618.15 Td (2,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 605.15 Td (Total trading mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 605.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 605.15 Td (22,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 605.15 Td (3,833) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 605.15 Td (26,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 605.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 605.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 605.15 Td (26,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 592.15 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 592.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 592.15 Td (17,413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 592.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 592.15 Td (4,293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 592.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 592.15 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 592.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 592.15 Td (21,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 592.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 592.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 592.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 592.15 Td (21,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 579.15 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 579.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 579.15 Td (2,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 579.15 Td (251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 579.15 Td (2,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 579.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 579.15 Td (2,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 566.15 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 566.15 Td (50,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 566.15 Td (25,598) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 566.15 Td (385) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 566.15 Td (76,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 566.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 566.15 Td (76,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 553.15 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 553.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 553.15 Td (27,174) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 553.15 Td (1,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 553.15 Td (28,388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 553.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 553.15 Td (28,388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 540.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 540.15 Td (51,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 540.15 Td (2,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 540.15 Td (1,955) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 540.15 Td (55,662) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 540.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 540.15 Td (55,662) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 527.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 527.15 Td (1,302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 527.15 Td (3,351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 527.15 Td (4,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 527.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 527.15 Td (4,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 514.15 Td (Other trading assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 514.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 514.15 Td (12,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 514.15 Td (4,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 514.15 Td (17,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 514.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 514.15 Td (17,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 501.15 Td (Total trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 501.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 501.15 Td (118,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 501.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 501.15 Td (98,658) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 501.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 501.15 Td (15,735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 501.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 501.15 Td (233,128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 501.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 501.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 501.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 501.15 Td (233,128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 488.15 Td (Trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 475.01 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 475.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 475.15 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 475.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 475.15 Td (545,414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 475.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 475.15 Td (3,535) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 475.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 475.15 Td (548,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 462.01 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 462.15 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 462.15 Td (141,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 462.15 Td (1,156) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 462.15 Td (142,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 449.01 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 449.15 Td (2,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 449.15 Td (20,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 449.15 Td (2,056) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 449.15 Td (25,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 436.01 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 436.15 Td (305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 436.15 Td (11,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 436.15 Td (530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 436.15 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 423.01 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 423.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 423.15 Td (38,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 423.15 Td (2,749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 423.15 Td (40,831) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 410.15 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 410.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 410.15 Td (3,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 410.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 410.15 Td (756,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 410.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 410.15 Td (10,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 410.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 410.15 Td (769,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 397.15 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.00 401.23 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 397.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 397.15 Td (3,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 384.15 Td (Netting agreements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 384.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 384.15 Td (\(674,769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 384.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 371.15 Td (Netting of cash collateral received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 371.15 Td (\(40,435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 371.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 358.15 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 358.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 358.15 Td (3,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 358.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 358.15 Td (756,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 358.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 358.15 Td (10,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 358.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 358.15 Td (772,898) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 358.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 358.15 Td (\(715,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 358.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 358.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 358.15 Td (57,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.15 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 332.15 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 319.01 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 319.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 319.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 319.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 319.15 Td (36,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 319.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 319.15 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 319.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 319.15 Td (36,868) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 319.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 319.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 319.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 319.15 Td (36,868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 306.01 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 306.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 306.15 Td (9,277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 306.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 306.15 Td (9,290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 306.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 306.15 Td (9,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 293.01 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 293.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 293.15 Td (554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 293.15 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 293.15 Td (564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 293.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 293.15 Td (564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 280.15 Td (Total investment mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 280.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 280.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 280.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 280.15 Td (46,607) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 280.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 280.15 Td (115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 280.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 280.15 Td (46,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 280.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 280.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 280.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 280.15 Td (46,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 267.15 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 267.15 Td (95,333) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 267.15 Td (16,547) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 267.15 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 267.15 Td (111,886) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 267.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 267.15 Td (111,886) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 254.15 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 254.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 254.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 254.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 254.15 Td (10,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 254.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 254.15 Td (2,284) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 254.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 254.15 Td (12,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 254.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 254.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 254.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 254.15 Td (12,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 241.15 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 241.15 Td (39,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 241.15 Td (55,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 241.15 Td (620) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 241.15 Td (95,660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 241.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 241.15 Td (95,660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 228.15 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 228.15 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 228.15 Td (13,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 228.15 Td (362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 228.15 Td (13,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 228.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 228.15 Td (13,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 215.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 215.15 Td (2,806) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 215.15 Td (419) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 215.15 Td (761) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 215.15 Td (3,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 215.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 215.15 Td (3,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 202.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 202.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 202.15 Td (12,259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 202.15 Td (584) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 202.15 Td (12,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 202.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 202.15 Td (12,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 189.15 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 189.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 189.15 Td (645) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 189.15 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 189.15 Td (710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 189.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 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RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 439.5 m 435.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 425.5 m 435.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 439.5 m 487.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 425.5 m 487.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 425.5 m 338.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 425.5 m 392.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 425.5 m 435.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 425.5 m 487.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.5 m 288.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.5 m 288.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 383.5 m 338.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 369.5 m 338.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 383.5 m 392.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 369.5 m 392.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 383.5 m 435.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 369.5 m 435.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 383.5 m 487.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 369.5 m 487.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 383.5 m 532.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 369.5 m 532.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 383.5 m 576.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 369.5 m 576.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.5 m 288.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 341.5 m 338.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 341.5 m 392.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 341.5 m 435.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 341.5 m 487.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 341.5 m 532.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 341.5 m 576.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 304.5 m 338.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 304.5 m 392.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 304.5 m 435.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 304.5 m 487.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.5 m 288.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.5 m 288.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 304.5 m 338.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 281.5 m 338.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 304.5 m 392.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 281.5 m 392.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 304.5 m 435.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 281.5 m 435.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 304.5 m 487.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 281.5 m 487.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 304.5 m 532.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 281.5 m 532.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 304.5 m 576.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 281.5 m 576.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 288.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 267.5 m 338.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 267.5 m 392.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 267.5 m 435.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 267.5 m 487.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 267.5 m 532.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 267.5 m 576.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 253.5 m 288.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 253.5 m 338.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 253.5 m 392.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 253.5 m 435.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 253.5 m 487.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 253.5 m 532.5 253.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 253.5 m 576.5 253.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 736.75 Td (In millions of dollars at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 736.95 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.70 736.95 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.60 736.95 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 745.95 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 736.95 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.80 736.95 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 520.29 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 745.95 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 736.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.95 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 62.51 727.03 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 722.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 722.95 Td (1,463) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 722.95 Td (2,948) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 722.95 Td (4,411) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 722.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 722.95 Td (4,411) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 708.95 Td (Mortgage servicing rights) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 708.95 Td (2,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 708.95 Td (2,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 708.95 Td (2,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 694.95 Td (Non-trading derivatives and other financial assets measured on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (a recurring basis, gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 685.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 685.95 Td (10,246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 685.95 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 685.95 Td (10,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.95 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 671.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 671.95 Td (197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.95 Td (Netting of cash collateral received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 657.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 657.95 Td (\(2,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 657.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.95 Td (Non-trading derivatives and other financial assets measured on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.95 Td (a recurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 634.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 634.95 Td (10,246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 634.95 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 634.95 Td (10,551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 634.95 Td (\(2,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 634.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 634.95 Td (8,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.95 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 620.95 Td (259,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.00 620.95 Td (1,200,333) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 620.95 Td (42,417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 620.95 Td (1,505,417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 620.95 Td (\(756,742) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 620.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 620.95 Td (748,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 606.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 606.95 Td (oss assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.83 611.03 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.25 606.95 Td (17.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 606.95 Td (79.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 606.95 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.95 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 578.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 578.95 Td (986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 578.95 Td (805) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 578.95 Td (1,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 578.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 578.95 Td (1,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.95 Td (Federal funds purchased and securities loaned or sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.95 Td (agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 555.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 555.95 Td (82,845) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 555.95 Td (1,034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 555.95 Td (83,879) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 555.95 Td (\(39,241) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 555.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 555.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 555.95 Td (44,638) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.95 Td (Securities sold, not yet purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 527.95 Td (63,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 527.95 Td (14,402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 527.95 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 527.95 Td (78,561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 527.95 Td (78,561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 499.96 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 499.95 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 499.95 Td (530,491) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 499.95 Td (3,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 499.95 Td (534,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 485.96 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 485.95 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 485.95 Td (141,260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 485.95 Td (379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 485.95 Td (141,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 471.96 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 471.95 Td (2,959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 471.95 Td (29,367) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 471.95 Td (3,115) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 471.95 Td (35,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 457.96 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 457.95 Td (357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 457.95 Td (10,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 457.95 Td (2,077) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 457.95 Td (13,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 443.96 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 443.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 443.95 Td (37,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 443.95 Td (3,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 443.95 Td (40,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 429.95 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 429.95 Td (3,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 429.95 Td (749,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 429.95 Td (12,450) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 429.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 429.95 Td (765,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 415.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 108.82 415.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 136.81 420.03 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 415.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 415.95 Td (11,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 401.95 Td (Netting agreements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 401.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 401.95 Td (\(674,769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 401.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 387.95 Td (Netting of cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 387.95 Td (\(43,789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 387.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 373.95 Td (Total trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 373.95 Td (3,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 373.95 Td (749,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 373.95 Td (12,450) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 373.95 Td (777,269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 373.95 Td (\(718,558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 373.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 373.95 Td (58,711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 359.95 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 359.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 359.95 Td (1,353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 359.95 Td (101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 359.95 Td (1,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 359.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 359.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 359.95 Td (1,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.95 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 345.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 345.95 Td (18,897) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 345.95 Td (7,558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 345.95 Td (26,455) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 345.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 345.95 Td (26,455) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.95 Td (Non-trading derivatives and other financial liabilities measured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 322.95 Td (on a recurring basis, gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 322.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 322.95 Td (2,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 322.95 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 322.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 322.95 Td (2,433) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 102.82 308.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 130.81 313.03 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 308.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 308.95 Td (292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.95 Td (Total non-trading derivatives and other financial liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.95 Td (measured on a recurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 285.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 285.95 Td (2,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 285.95 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 285.95 Td (2,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 285.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 285.95 Td (2,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 271.95 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 271.95 Td (67,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 271.95 Td (870,546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 271.95 Td (22,323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 271.95 Td (972,134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 271.95 Td (\(757,799) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 271.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 271.95 Td (214,335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 257.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 257.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 257.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 257.95 Td (oss liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.83 262.03 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.75 257.95 Td (7.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 257.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 257.95 Td (90.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 257.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 257.95 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 257.95 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 234.80 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 234.80 Td (For the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.89 234.80 Td (three and nine months) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.76 234.80 Td ( ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.86 234.80 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 237.07 234.80 Td (, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.13 234.80 Td ($0.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 437.02 234.80 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 452.57 234.80 Td ($2.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 489.46 234.80 Td (, respectively) Tj ET Q q 0 0 0 rg BT 531.59 234.80 Td (, from Level ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 225.20 Td (1 to Level 2, primarily related to foreign government securities not traded in active markets during the respective periods and Citi refining its methodology for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 215.60 Td (certain equity contracts to reflect the prevalence of of) Tj ET Q q 0 0 0 rg BT 224.88 215.60 Td (f-exchange trading. During the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.51 215.60 Td (three and nine months) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.38 215.60 Td ( ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 419.48 215.60 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.69 215.60 Td (, the Company transferred ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 206.00 Td (assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.54 206.00 Td ($0.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.43 206.00 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 185.98 206.00 Td ($3.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.87 206.00 Td (, respectively) Tj ET Q q 0 0 0 rg BT 265.00 206.00 Td (, from Level 2 to Level 1, almost all related to foreign government bonds traded with suf) Tj ET Q q 0 0 0 rg BT 548.77 206.00 Td (ficient ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.40 Td (frequency to constitute a liquid market. During the three months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.82 196.40 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.04 196.40 Td (, there were no material transfers of liabilities between Level 1 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.80 Td (Level 2. During the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 118.65 186.80 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.42 186.80 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.08 186.80 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 247.29 186.80 Td (, the Company transferred liabilities of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.46 186.80 Td ($1.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.36 186.80 Td ( from Level 1 to Level 2, as Citi ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.20 Td (refined its methodology for certain equity contracts to reflect the prevalence of of) Tj ET Q q 0 0 0 rg BT 314.64 177.20 Td (f-exchange trading.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 167.60 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.60 Td (Represents netting of: \(i\)the amounts due under securities purchased under agreements to resell and the amounts owed under securities sold under agreements to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 158.00 Td (repurchase; and \(ii\)derivative exposures covered by a qualifying master netting agreement and cash collateral of) Tj ET Q q 0 0 0 rg BT 414.82 158.00 Td (fsetting.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.40 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.40 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 148.40 Td ($47,047 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 148.40 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.05 148.40 Td ($43,789 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.16 148.40 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 416.01 148.40 Td (fset derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.80 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.80 Td (There is no allowance for loan losses recorded for loans reported at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.20 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.20 Td (Because the amount of the cash collateral paid/received has not been allocated to the Level 1, 2 and 3 subtotals, these percentages are calculated based on total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.60 Td (assets and liabilities measured at fair value on a recurring basis, excluding the cash collateral paid/received on derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 110.00 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 110.00 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 110.00 Td ($52,263 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 110.00 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.36 110.00 Td ($40,435 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.48 110.00 Td (was used to of) Tj ET Q q 0 0 0 rg BT 429.32 110.00 Td (fset derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 100.40 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.40 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 100.40 Td ($2,589 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.53 100.40 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.36 100.40 Td ($2,297 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.48 100.40 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 421.32 100.40 Td (fset derivative assets.) Tj ET Q endstream endobj 417 0 obj <> endobj 418 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (206) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 749.25 Td (alue Levels) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 715.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 715.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 715.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 715.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 715.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 715.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 678.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 678.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 678.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 678.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 678.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 678.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 650.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 650.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 650.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 650.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 650.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 650.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 650.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 622.75 261.00 -14.00 re f /GS0 gs 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[] 0 d 0 J 0 j 3 M 438.5 482.75 m 489.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 496.75 m 537.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 482.75 m 537.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 496.75 m 576.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.75 m 297.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 297.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 398.75 m 346.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 384.75 m 346.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 398.75 m 396.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 384.75 m 396.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 438.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 438.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 398.75 m 489.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 384.75 m 489.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 384.75 m 346.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 384.75 m 396.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 438.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 384.75 m 489.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.75 m 297.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.75 m 297.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 342.75 m 346.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 328.75 m 346.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 342.75 m 396.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 328.75 m 396.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 342.75 m 438.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 328.75 m 438.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 342.75 m 489.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 328.75 m 489.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 342.75 m 537.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 328.75 m 537.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 342.75 m 576.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 328.75 m 576.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.75 m 297.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 244.75 m 297.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 258.75 m 346.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 244.75 m 346.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 258.75 m 396.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 244.75 m 396.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 258.75 m 438.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 244.75 m 438.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 258.75 m 489.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 244.75 m 489.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 258.75 m 537.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 244.75 m 537.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 244.75 m 576.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 230.75 m 297.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 230.75 m 346.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 230.75 m 396.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 230.75 m 438.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 230.75 m 489.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 230.75 m 537.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 230.75 m 576.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.75 m 297.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.75 m 297.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 132.75 m 346.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 118.75 m 346.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 132.75 m 396.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 118.75 m 396.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 132.75 m 438.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 118.75 m 438.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 132.75 m 489.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 118.75 m 489.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 132.75 m 537.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 118.75 m 537.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 132.75 m 576.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 118.75 m 576.5 118.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 720.00 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.20 720.20 Td (Level 1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 331.94 724.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.70 720.20 Td (Level 2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 381.44 724.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.10 720.20 Td (Level 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.30 729.20 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 720.20 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.30 720.20 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 523.79 724.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 729.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.70 720.20 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 706.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 706.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 692.20 Td (Federal funds sold and securities borrowed or purchased under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.20 Td (agreements to resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 683.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 683.21 Td (172,848) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 683.21 Td (3,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 683.21 Td (176,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 683.21 Td (\(34,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 683.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 683.21 Td (141,481) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.20 Td (Trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 655.20 Td (Trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 641.21 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 641.21 Td (22,861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 641.21 Td (1,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 641.21 Td (23,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 641.21 Td (23,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 627.21 Td (Residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 627.21 Td (1,223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 627.21 Td (2,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 627.21 Td (4,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 627.21 Td (4,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 613.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 613.21 Td (2,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 613.21 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 613.21 Td (2,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 613.21 Td (2,574) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 599.20 Td (Total trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 599.21 Td (26,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 599.21 Td (4,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 599.21 Td (30,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 599.21 Td (30,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 585.20 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 585.21 Td (12,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 585.21 Td (2,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 585.21 Td (14,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 585.21 Td (14,837) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 571.20 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 571.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 571.21 Td (2,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 571.21 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 571.21 Td (3,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 571.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 571.21 Td (3,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 557.20 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 557.21 Td (49,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 557.21 Td (25,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 557.21 Td (416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 557.21 Td (74,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 557.21 Td (74,856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 543.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 543.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 543.21 Td (28,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 543.21 Td (1,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 543.21 Td (30,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 543.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 543.21 Td (30,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 529.20 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 529.21 Td (58,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 529.21 Td (1,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 529.21 Td (1,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 529.21 Td (61,776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 529.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 529.21 Td (61,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 515.20 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 515.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 515.21 Td (1,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 515.21 Td (4,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 515.21 Td (5,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 515.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 515.21 Td (5,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 501.20 Td (Other trading assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 501.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 501.21 Td (8,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 501.21 Td (3,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 501.21 Td (11,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 501.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 501.21 Td (11,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.20 Td (Total trading non-derivative assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 487.21 Td (120,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 487.21 Td (97,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 487.21 Td (15,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 487.21 Td (233,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 487.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 487.21 Td (233,107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 473.20 Td (Trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 459.21 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 459.21 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 459.21 Td (624,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 459.21 Td (3,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 459.21 Td (628,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 445.21 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 445.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 445.21 Td (91,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 445.21 Td (1,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 445.21 Td (92,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 431.21 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 431.21 Td (5,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 431.21 Td (17,611) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 431.21 Td (1,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 431.21 Td (24,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 417.21 Td (Commodity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 417.21 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 417.21 Td (7,775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 417.21 Td (801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 417.21 Td (9,082) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 403.21 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 403.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 403.21 Td (37,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 403.21 Td (3,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 403.21 Td (40,346) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.20 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 389.21 Td (6,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 389.21 Td (778,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 389.21 Td (10,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 389.21 Td (795,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 375.20 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.00 379.28 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 375.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 375.21 Td (6,073) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 361.20 Td (Netting agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 361.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 361.21 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 361.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 347.20 Td (Netting of cash collateral received) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 347.21 Td (\(34,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 347.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 333.20 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 333.21 Td (6,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 333.21 Td (778,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 333.21 Td (10,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 333.21 Td (801,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 333.21 Td (\(748,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 333.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 333.21 Td (52,821) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 319.20 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 305.20 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 291.21 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 291.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 291.21 Td (41,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 291.21 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 291.21 Td (41,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 291.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 291.21 Td (41,997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 277.21 Td (Residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 277.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 277.21 Td (10,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 277.21 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 277.21 Td (10,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 277.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 277.21 Td (10,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 263.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 263.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 263.21 Td (453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 263.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 263.21 Td (453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 263.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 263.21 Td (453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 249.20 Td (Total investment mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 249.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 249.21 Td (52,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 249.21 Td (289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 249.21 Td (52,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 249.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 249.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 249.21 Td (52,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 235.20 Td (U.S. Treasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 235.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 235.21 Td (69,139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 235.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 235.21 Td (18,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 235.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 235.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 235.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 235.21 Td (87,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 235.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 235.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 235.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 235.21 Td (87,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 221.20 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 221.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 221.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 221.21 Td (17,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 221.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 221.21 Td (1,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 221.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 221.21 Td (18,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 221.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 221.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 221.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 221.21 Td (18,940) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 207.20 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 207.21 Td (35,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 207.21 Td (60,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 207.21 Td (344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 207.21 Td (96,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 207.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 207.21 Td (96,471) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 193.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 193.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 193.21 Td (10,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 193.21 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 193.21 Td (11,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 193.21 Td (11,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 179.20 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 179.21 Td (2,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 179.21 Td (336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 179.21 Td (815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 179.21 Td (3,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 179.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 179.21 Td (3,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 165.20 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 165.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 165.21 Td (13,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 165.21 Td (1,960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 165.21 Td (15,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 165.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 165.21 Td (15,274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 151.20 Td (Other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 151.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 151.21 Td (661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 151.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 151.21 Td (711) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 151.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 151.21 Td (711) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 137.20 Td (Non-marketable equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 137.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 137.21 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 137.21 Td (4,347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 137.21 Td (4,705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 137.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 137.21 Td (4,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 123.20 Td (Total investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 123.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 123.21 Td (106,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 123.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 123.21 Td (174,570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 123.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 123.21 Td (9,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 123.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 123.21 Td (291,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 123.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 123.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 123.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 123.21 Td (291,216) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 419 0 obj <> endobj 420 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (207) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 732.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 732.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 732.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 732.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 732.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 732.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 732.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 704.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 704.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 704.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 704.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 704.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 704.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 704.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 667.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 667.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 667.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 667.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 667.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 667.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 667.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 630.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 630.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 630.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 630.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 630.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 630.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 602.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 602.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 602.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 602.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 602.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 602.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 574.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 574.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 574.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 574.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 574.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 574.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 537.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 537.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 537.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 537.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 537.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 537.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 509.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 509.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 509.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 509.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 509.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 509.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 481.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 481.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 481.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 481.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 481.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 481.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 481.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 453.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 453.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 453.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 453.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 453.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 453.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 453.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 425.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 425.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 425.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 425.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 425.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 425.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 397.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 397.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 397.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 397.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 397.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 397.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 397.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 369.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 369.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 369.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 369.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 369.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 369.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 341.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 341.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 341.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 341.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 341.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 341.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 304.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 304.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 304.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 304.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 304.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 304.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 304.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 267.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 267.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 267.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 267.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 267.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 267.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 267.50 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 732.5 m 297.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 732.5 m 346.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 732.5 m 396.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 732.5 m 438.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 732.5 m 489.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 732.5 m 537.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 732.5 m 346.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 732.5 m 396.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 732.5 m 438.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 732.5 m 489.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 732.5 m 537.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 704.5 m 346.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 704.5 m 396.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 704.5 m 438.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 704.5 m 489.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 704.5 m 537.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 704.5 m 576.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.5 m 297.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.5 m 297.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 653.5 m 346.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 653.5 m 396.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 653.5 m 438.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 653.5 m 489.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 653.5 m 537.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 653.5 m 576.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.5 m 297.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 297.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 630.5 m 346.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 616.5 m 346.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 630.5 m 396.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 616.5 m 396.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 630.5 m 438.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 616.5 m 438.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 630.5 m 489.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 616.5 m 489.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 630.5 m 537.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 616.5 m 537.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 630.5 m 576.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 616.5 m 576.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 297.5 616.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.5 m 297.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 602.5 m 346.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 602.5 m 396.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 602.5 m 438.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 602.5 m 489.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 602.5 m 537.5 602.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 602.5 m 576.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.5 m 297.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 297.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 439.5 m 346.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 425.5 m 346.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 439.5 m 396.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 425.5 m 396.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 439.5 m 438.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 425.5 m 438.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 439.5 m 489.5 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 425.5 m 489.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 425.5 m 346.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 425.5 m 396.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 425.5 m 438.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 425.5 m 489.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.5 m 297.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.5 m 297.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 383.5 m 346.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 369.5 m 346.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 383.5 m 396.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 369.5 m 396.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 383.5 m 438.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 369.5 m 438.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 383.5 m 489.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 369.5 m 489.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 383.5 m 537.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 369.5 m 537.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 383.5 m 576.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 369.5 m 576.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.5 m 297.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 341.5 m 346.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 341.5 m 396.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 341.5 m 438.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 341.5 m 489.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 341.5 m 537.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 341.5 m 576.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.5 m 297.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.5 m 297.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 297.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 281.5 m 346.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 281.5 m 396.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 281.5 m 438.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 281.5 m 489.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 281.5 m 537.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 281.5 m 576.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 297.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 253.5 m 297.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 267.5 m 346.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 253.5 m 346.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 267.5 m 396.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 253.5 m 396.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 267.5 m 438.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 253.5 m 438.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 267.5 m 489.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 253.5 m 489.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 267.5 m 537.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 253.5 m 537.5 253.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 267.5 m 576.5 267.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 253.5 m 576.5 253.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 736.75 Td (In millions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.20 736.95 Td (Level 1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 331.94 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.70 736.95 Td (Level 2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 381.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.10 736.95 Td (Level 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.30 745.95 Td (Gross) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 736.95 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.30 736.95 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 523.79 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 745.95 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.70 736.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.95 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 62.51 727.03 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 722.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 722.96 Td (886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 722.96 Td (4,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 722.96 Td (5,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 722.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 722.96 Td (5,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 708.95 Td (Mortgage servicing rights) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 708.96 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 708.96 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 708.96 Td (2,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 694.95 Td (Non-trading derivatives and other financial assets measured on a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (recurring basis, gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 685.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 685.96 Td (9,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 685.96 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 685.96 Td (9,992) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.95 Td (Cash collateral paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 671.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 671.96 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.95 Td (Netting of cash collateral received) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 657.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 657.96 Td (\(2,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 657.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.95 Td (Non-trading derivatives and other financial assets measured on a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.95 Td (recurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 634.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 634.96 Td (9,811) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 634.96 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 634.96 Td (10,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 634.96 Td (\(2,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 634.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 634.96 Td (7,123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.95 Td (Total assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.25 620.96 Td (233,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 620.96 Td (1,234,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 620.96 Td (45,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 620.96 Td (1,519,870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 620.96 Td (\(786,375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 620.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 620.96 Td (733,495) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 606.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 606.95 Td (oss assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.83 611.03 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 606.96 Td (15.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 606.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 606.96 Td (81.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 606.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 606.96 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 606.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.95 Td (Interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 578.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 578.96 Td (787) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 578.96 Td (890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 578.96 Td (1,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 578.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 578.96 Td (1,677) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.95 Td (Federal funds purchased and securities loaned or sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.95 Td (agreements to repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 555.96 Td (85,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 555.96 Td (902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 555.96 Td (86,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 555.96 Td (\(34,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 555.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 555.96 Td (51,545) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.95 Td (Securities sold, not yet purchased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 527.96 Td (51,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 527.96 Td (9,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 527.96 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 527.96 Td (61,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 527.96 Td (61,508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Trading account derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 499.96 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 499.96 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 499.96 Td (614,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 499.96 Td (2,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 499.96 Td (617,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 485.96 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 485.96 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 485.96 Td (87,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 485.96 Td (630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 485.96 Td (88,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 471.96 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 471.96 Td (5,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 471.96 Td (26,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 471.96 Td (2,331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 471.96 Td (34,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 457.96 Td (Commodity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 457.96 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 457.96 Td (7,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 457.96 Td (2,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 457.96 Td (10,170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 443.96 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 443.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 443.96 Td (37,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 443.96 Td (3,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 443.96 Td (40,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 429.95 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 429.96 Td (6,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 429.96 Td (773,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 429.96 Td (11,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 429.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 429.96 Td (791,119) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 415.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 108.82 415.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 136.81 420.03 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 415.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 415.96 Td (8,827) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 401.95 Td (Netting agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 401.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 401.96 Td (\(713,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 401.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 387.95 Td (Netting of cash collateral paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 387.96 Td (\(39,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 387.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 373.95 Td (Total trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 373.96 Td (6,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 373.96 Td (773,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 373.96 Td (11,067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 373.96 Td (799,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 373.96 Td (\(752,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 373.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 373.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 373.96 Td (47,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 359.95 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 359.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 359.96 Td (3,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 359.96 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 359.96 Td (3,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 359.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 359.96 Td (3,692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 345.95 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 345.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 345.96 Td (19,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 345.96 Td (7,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 345.96 Td (26,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 345.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 345.96 Td (26,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.95 Td (Non-trading derivatives and other financial liabilities measured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 322.95 Td (on a recurring basis, gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 322.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 322.96 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 322.96 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 322.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 322.96 Td (1,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 308.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 102.82 308.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 130.81 313.03 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 308.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 308.96 Td (282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.95 Td (Non-trading derivatives and other financial liabilities measured) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.95 Td (on a recurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 285.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 285.96 Td (1,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 285.96 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 285.96 Td (2,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 285.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 285.96 Td (2,011) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 271.95 Td (Total liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 271.96 Td (57,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 271.96 Td (894,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 271.96 Td (21,109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 271.96 Td (982,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 271.96 Td (\(787,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 271.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 271.96 Td (194,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 257.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 257.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 257.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 257.95 Td (oss liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.83 262.03 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.25 257.96 Td (5.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 257.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 257.96 Td (91.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 257.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 257.96 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 257.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 232.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 232.40 Td (For the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.89 232.40 Td (three and nine months) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.76 232.40 Td ( ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.86 232.40 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 237.07 232.40 Td (, the Company transferred assets of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.93 232.40 Td ($47 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 389.04 232.40 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.59 232.40 Td ($1.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.48 232.40 Td (, respectively) Tj ET Q q 0 0 0 rg BT 483.61 232.40 Td (, from Level1 to Level2. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 222.80 Td (During the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.44 222.80 Td (three and nine months) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.31 222.80 Td ( ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 184.41 222.80 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.62 222.80 Td (, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.68 222.80 Td ($33 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.80 222.80 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 466.35 222.80 Td ($49.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.24 222.80 Td (, respectively) Tj ET Q q 0 0 0 rg BT 549.37 222.80 Td (, from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 213.20 Td (Level2 to Level1. ) Tj ET Q q 0 0 0 rg BT 116.20 213.20 Td (Almost all of the transfers during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 238.40 213.20 Td (nine) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.17 213.20 Td ( months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.83 213.20 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.04 213.20 Td ( were related to U.S. ) Tj ET Q q 0 0 0 rg BT 432.65 213.20 Td (T) Tj ET Q q 0 0 0 rg BT 437.26 213.20 Td (reasury securities held across the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 203.60 Td (Company) Tj ET Q q 0 0 0 rg BT 87.33 203.60 Td (s major investment portfolios where Citi obtained additional information from its external pricing sources to meet the criteria for Level 1 classification. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 194.00 Td (There were no material liability transfers between Level 1 and Level 2 during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.12 194.00 Td (three and nine months) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 386.99 194.00 Td ( ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.09 194.00 Td (September30, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.30 194.00 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 184.40 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 184.40 Td (Represents netting of: \(i\)the amounts due under securities purchased under agreements to resell and the amounts owed under securities sold under agreements to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 174.80 Td (repurchase; and \(ii\)derivative exposures covered by a qualifying master netting agreement and cash collateral of) Tj ET Q q 0 0 0 rg BT 414.82 174.80 Td (fsetting.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 165.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 165.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 165.20 Td ($45,167 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 165.20 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.05 165.20 Td ($39,094 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.16 165.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 416.01 165.20 Td (fset derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 155.60 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 155.60 Td (There is no allowance for loan losses recorded for loans reported at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 146.00 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 146.00 Td (Because the amount of the cash collateral paid/received has not been allocated to the Level 1, 2 and 3 subtotals, these percentages are calculated based on total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 136.40 Td (assets and liabilities measured at fair value on a recurring basis, excluding the cash collateral paid/received on derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 126.80 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 126.80 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 126.80 Td ($43,720 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 126.80 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.36 126.80 Td ($34,893 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.48 126.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 429.32 126.80 Td (fset derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 117.20 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 117.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 117.20 Td ($3,233 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.53 117.20 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.36 117.20 Td ($2,951 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.48 117.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 421.32 117.20 Td (fset derivative assets.) Tj ET Q endstream endobj 421 0 obj <> endobj 422 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (208) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Changes in Level3 Fair) Tj ET Q q 0 0 0 rg BT 137.48 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 139.80 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 146.11 749.25 Td (alue Category) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables present the changes in the Level3 fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (value category for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.96 725.25 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.92 725.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 713.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 713.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 713.25 Td (. ) Tj ET Q q 0 0 0 rg BT 160.15 713.25 Td (As discussed above, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Company classifies financial instruments as Level3 of the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (value hierarchy when there is reliance on at least one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (significant unobservable input to the valuation model. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (addition to these unobservable inputs, the valuation models for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Level3 financial instruments typically also rely on a number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (of inputs that are readily observable either directly or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (indirectly) Tj ET Q q 0 0 0 rg BT 73.67 629.25 Td (. ) Tj ET Q q 0 0 0 rg BT 78.49 629.25 Td (The gains and losses presented below include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (changes in the fair value related to both observable and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (unobservable inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The Company often hedges positions with of) Tj ET Q q 0 0 0 rg BT 521.79 749.10 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (positions that are classified in a dif) Tj ET Q q 0 0 0 rg BT 463.23 737.10 Td (ferent level. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (the gains and losses for assets and liabilities in the Level3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (category presented in the tables below do not reflect the ef) Tj ET Q q 0 0 0 rg BT 557.61 713.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (of of) Tj ET Q q 0 0 0 rg BT 342.98 701.10 Td (fsetting losses and gains on hedging instruments that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (been classified by the Company in the Level1 and Level2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (categories. In addition, the Company hedges items classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (in the Level3 category with instruments also classified in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 459.95 653.10 Td (. ) Tj ET Q q 0 0 0 rg BT 464.77 653.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 490.40 653.10 Td (fects of these hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (are presented gross in the following tables.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Level3 Fair) Tj ET Q q 0 0 0 rg BT 87.47 581.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.79 581.25 Td (V) Tj ET Q q 0 0 0 rg BT 96.09 581.25 Td (alue Rollforward) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 528.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 528.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 528.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 528.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 528.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 528.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 528.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 528.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 528.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 528.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 528.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 528.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 478.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 478.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 478.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 478.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 478.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 478.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 478.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 478.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 478.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 478.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 478.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 478.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 436.75 96.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 436.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 436.75 51.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 436.75 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 436.75 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 436.75 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 436.75 41.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 436.75 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 436.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 436.75 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 436.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 436.75 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 394.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 394.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 394.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 394.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 394.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 394.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 394.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 394.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 394.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 394.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 394.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 394.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 360.75 96.00 -21.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 295.50 240.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 240.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 240.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 240.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 240.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 240.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 240.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 214.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 214.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 214.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 214.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 214.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 214.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 214.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 214.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 214.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 214.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 214.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 214.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 180.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 180.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 180.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 180.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 180.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 180.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 180.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 180.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 180.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 180.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 180.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 180.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 154.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 154.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 154.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 154.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 154.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 154.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 154.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 154.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 154.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 154.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 154.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 154.75 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 549.75 m 219.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 549.75 m 261.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 549.75 m 295.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 549.75 m 329.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 528.75 m 132.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 528.75 m 168.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 528.75 m 219.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 528.75 m 261.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 528.75 m 295.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 528.75 m 329.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 528.75 m 370.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 528.75 m 412.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 528.75 m 448.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 528.75 m 494.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 528.75 m 530.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 528.75 m 576.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 381.75 m 132.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 360.75 m 132.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 381.75 m 168.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 360.75 m 168.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 381.75 m 219.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 360.75 m 219.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 381.75 m 261.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 360.75 m 261.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 381.75 m 295.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 360.75 m 295.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 381.75 m 329.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 360.75 m 329.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 381.75 m 370.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 360.75 m 370.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 381.75 m 412.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 360.75 m 412.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 381.75 m 448.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 360.75 m 448.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 381.75 m 494.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 360.75 m 494.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 381.75 m 530.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 360.75 m 530.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 360.75 m 576.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.75 m 132.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.75 m 132.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 261.75 m 168.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 240.75 m 168.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 261.75 m 219.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 240.75 m 219.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 261.75 m 261.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 240.75 m 261.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 261.75 m 295.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 240.75 m 295.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 261.75 m 329.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 240.75 m 329.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 261.75 m 370.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 240.75 m 370.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 261.75 m 412.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 240.75 m 412.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 261.75 m 448.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 240.75 m 448.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 261.75 m 494.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 240.75 m 494.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 261.75 m 530.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 240.75 m 530.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 261.75 m 576.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 240.75 m 576.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.75 m 132.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 240.75 m 168.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 240.75 m 219.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 240.75 m 261.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 240.75 m 295.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 240.75 m 329.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 240.75 m 370.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 240.75 m 412.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 240.75 m 448.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 240.75 m 494.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 240.75 m 530.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 240.75 m 576.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 154.75 m 132.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 133.75 m 132.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 154.75 m 168.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 133.75 m 168.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 154.75 m 219.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 133.75 m 219.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 154.75 m 261.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 133.75 m 261.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 154.75 m 295.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 133.75 m 295.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 154.75 m 329.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 133.75 m 329.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 154.75 m 370.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 133.75 m 370.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 154.75 m 412.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 133.75 m 412.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 154.75 m 448.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 133.75 m 448.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 154.75 m 494.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 133.75 m 494.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 154.75 m 530.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 133.75 m 530.5 133.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 154.75 m 576.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 133.75 m 576.5 133.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.95 561.98 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.80 553.98 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 278.60 553.98 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 553.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 556.98 Td (Unr) Tj ET Q q 0 0 0 rg BT 548.03 556.98 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 544.10 548.98 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 540.75 540.98 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 532.98 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 564.52 536.61 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 533.00 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 136.55 540.98 Td (Jun. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 142.00 532.98 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 177.70 540.98 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.60 532.98 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 223.70 532.98 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 244.14 536.61 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 271.30 540.98 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 265.65 532.98 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 302.10 540.98 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 299.65 532.98 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.20 532.98 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.75 532.98 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 421.30 532.98 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.20 532.98 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.40 540.98 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.00 532.98 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 519.98 Td (Assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 506.98 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 498.98 Td (securities borrowed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 490.98 Td (purchased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 482.98 Td (agreements to resell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 483.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 483.00 Td (3,363) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 482.98 Td (116) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 318.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 482.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 482.98 Td (3,479) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 482.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 482.98 Td (130) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 469.98 Td (Trading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 461.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 448.98 Td (Trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 440.98 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 428.00 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 420.00 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 412.00 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 412.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 412.00 Td (697) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 411.98 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 411.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 411.98 Td (217) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 411.98 Td (\(145) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 411.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 411.98 Td (97) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.30 411.98 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 411.98 Td (\(89) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 411.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 411.98 Td (\(16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 411.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 411.98 Td (789) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 411.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 411.98 Td (18) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 399.00 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 399.00 Td (2,610) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 398.98 Td (63) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 398.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 398.98 Td (86) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 398.98 Td (\(77) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 398.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 398.98 Td (197) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 398.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 398.98 Td (\(389) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 398.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 398.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 398.98 Td (2,490) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 566.60 399.03 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 398.98 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 386.00 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 386.00 Td (409) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 385.98 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 385.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 385.98 Td (84) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 385.98 Td (\(58) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 385.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 385.98 Td (288) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 385.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 385.98 Td (\(176) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 385.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 385.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 385.98 Td (554) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 566.60 386.03 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 385.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 372.98 Td (Total trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 364.98 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 365.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 365.00 Td (3,716) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 364.98 Td (92) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 364.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 364.98 Td (387) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 364.98 Td (\(280) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 364.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 364.98 Td (582) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.30 364.98 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 364.98 Td (\(654) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 364.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 364.98 Td (\(16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 364.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 364.98 Td (3,833) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 364.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 364.98 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 351.98 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 343.98 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 344.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 344.00 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 318.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 363.30 343.98 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 523.30 343.98 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 343.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 343.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 330.98 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 331.00 Td (242) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 330.98 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 330.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 288.30 330.98 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 319.60 330.98 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 330.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 330.98 Td (15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 330.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 330.98 Td (\(16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 330.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 330.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 330.98 Td (251) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 569.30 330.98 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 317.98 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 318.00 Td (465) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 205.60 317.98 Td (\(40) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 317.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 317.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 317.98 Td (31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 317.98 Td (\(64) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 317.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 317.98 Td (212) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 317.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 317.98 Td (\(241) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 317.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 317.98 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 317.98 Td (385) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 562.60 318.03 Td (\(13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 317.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 304.98 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 305.00 Td (1,262) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 304.98 Td (83) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 304.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 304.98 Td (141) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 304.98 Td (\(104) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 304.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 304.98 Td (471) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 304.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 304.98 Td (\(685) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 304.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 304.98 Td (46) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 304.98 Td (1,214) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 562.60 305.03 Td (\(42) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 304.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 291.98 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 292.00 Td (1,863) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 209.60 291.98 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 291.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 291.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 291.98 Td (123) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 291.98 Td (\(35) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 291.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 291.98 Td (119) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 291.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 291.98 Td (\(113) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 291.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 291.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 291.98 Td (1,955) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 291.98 Td (34) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 278.98 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 279.00 Td (3,376) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 278.98 Td (394) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 278.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 278.98 Td (37) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 278.98 Td (\(56) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 278.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 278.98 Td (1,219) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 278.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 278.98 Td (\(1,619) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 278.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 278.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 278.98 Td (3,351) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 278.98 Td (33) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 265.98 Td (Othertrading assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 266.00 Td (4,016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 265.98 Td (56) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 265.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 265.98 Td (809) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 265.98 Td (\(607) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 265.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 265.98 Td (1,693) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 265.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 265.98 Td (\(917) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 265.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 265.98 Td (\(311) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 265.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 265.98 Td (4,739) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 562.60 266.03 Td (\(34) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 265.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 252.98 Td (Total trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 244.98 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 245.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.30 245.00 Td (14,940) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 244.98 Td (590) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 244.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 274.30 244.98 Td (1,532) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 305.60 244.98 Td (\(1,147) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 244.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 244.98 Td (4,318) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.30 244.98 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 244.98 Td (\(4,245) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 244.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 244.98 Td (\(259) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 244.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 505.30 244.98 Td (15,735) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 244.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 566.60 245.03 Td (\(6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 244.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 231.98 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 231.98 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 120.40 235.61 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 219.00 Td (Interest rate contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 219.00 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 218.98 Td (76) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 218.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 277.60 218.98 Td (\(194) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.30 218.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 322.30 218.98 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 218.98 Td (52) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 218.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 218.98 Td (\(52) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 218.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 218.98 Td (32) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 516.60 218.98 Td (\(62) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.30 218.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 218.98 Td (94) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 206.00 Td (Foreign exchange) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 198.00 Td (contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 198.00 Td (847) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 197.98 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 197.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 288.30 197.98 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 197.98 Td (\(73) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 197.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 363.30 197.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 197.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 438.60 197.98 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 197.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 197.98 Td (\(14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 197.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 197.98 Td (777) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 197.98 Td (43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 185.00 Td (Equity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 185.00 Td (\(893) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 185.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 184.98 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 184.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 277.60 184.98 Td (\(171) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.30 184.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 314.30 184.98 Td (143) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 184.98 Td (124) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 184.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 184.98 Td (\(55) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 184.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 184.98 Td (\(215) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 184.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 506.60 184.98 Td (\(1,059) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.30 184.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 558.60 185.03 Td (\(235) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 184.98 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 172.00 Td (Commodity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 172.00 Td (\(1,229) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 172.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 201.60 171.98 Td (\(388) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 171.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 171.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 171.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 171.98 Td (\(27) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 171.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 171.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 171.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 171.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 171.98 Td (97) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 506.60 171.98 Td (\(1,547) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.30 171.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 558.60 172.03 Td (\(228) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 171.98 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 159.00 Td (Credit derivatives) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 159.00 Td (\(199) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 159.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 201.60 158.98 Td (\(222) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 158.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 158.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 281.60 158.98 Td (\(16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.30 158.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 158.98 Td (\(89) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 158.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 158.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 158.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 158.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 484.60 158.98 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 158.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 512.60 158.98 Td (\(533) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.30 158.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 558.60 159.03 Td (\(264) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 158.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 145.98 Td (T) Tj ET Q q 0 0 0 rg BT 43.60 145.98 Td (otal trading derivatives, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 137.98 Td (net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 49.66 141.61 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 138.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 138.00 Td (\(1,457) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 138.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 137.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 201.60 137.98 Td (\(518) Tj ET Q 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 624.5 m 221.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 624.5 m 263.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 624.5 m 297.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 624.5 m 331.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 624.5 m 375.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 624.5 m 417.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 624.5 m 447.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 624.5 m 493.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 624.5 m 529.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 624.5 m 575.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.5 m 134.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 462.5 m 134.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 475.5 m 170.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 462.5 m 170.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 475.5 m 221.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 462.5 m 221.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 475.5 m 263.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 462.5 m 263.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 475.5 m 297.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 462.5 m 297.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 475.5 m 331.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 462.5 m 331.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 475.5 m 375.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 462.5 m 375.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 475.5 m 417.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 462.5 m 417.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 475.5 m 447.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 462.5 m 447.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 475.5 m 493.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 462.5 m 493.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 475.5 m 529.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 462.5 m 529.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 475.5 m 575.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 462.5 m 575.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 407.5 m 134.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 407.5 m 170.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 407.5 m 221.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 407.5 m 263.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 407.5 m 297.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 407.5 m 331.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 407.5 m 375.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 407.5 m 417.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 407.5 m 447.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 407.5 m 493.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 407.5 m 529.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 407.5 m 575.5 407.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.5 m 134.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 255.5 m 170.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 255.5 m 221.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 255.5 m 263.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 255.5 m 297.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 255.5 m 331.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.5 m 375.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 255.5 m 417.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 255.5 m 447.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 255.5 m 493.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 255.5 m 529.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 255.5 m 575.5 255.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 137.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 181.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 543.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 138.55 725.73 Td (Jun. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 144.00 717.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 225.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 246.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 267.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 379.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.30 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.20 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 717.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 691.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 683.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 670.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 662.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 654.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 654.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 654.75 Td (163) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 256.30 654.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 654.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 654.73 Td (\(83) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 654.73 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 654.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 654.73 Td (92) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 654.73 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 641.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 641.75 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 641.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 641.73 Td (\(5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 641.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 641.73 Td (13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 641.73 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 628.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 628.75 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 628.73 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 628.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 628.73 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 628.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 628.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 615.73 Td (Total investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 607.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 599.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 599.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 599.75 Td (187) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 256.30 599.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 599.73 Td (19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 599.73 Td (\(87) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 599.73 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 599.73 Td (\(12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 599.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 599.73 Td (115) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 599.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 586.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 578.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 578.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 578.75 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 578.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 578.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 578.73 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 565.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 565.75 Td (2,102) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 565.73 Td (37) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 565.73 Td (67) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 565.73 Td (\(69) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 565.73 Td (271) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 565.73 Td (\(124) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 565.73 Td (2,284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 565.73 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 552.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 552.75 Td (615) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 552.73 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 552.73 Td (\(63) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 552.73 Td (294) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 552.73 Td (\(198) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 552.73 Td (\(20) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 552.73 Td (620) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 552.78 Td (\(9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 539.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 539.75 Td (512) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 539.73 Td (\(18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 539.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 539.73 Td (\(136) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 539.73 Td (23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 539.73 Td (\(147) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 478.30 539.73 Td (124) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 539.73 Td (362) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 539.78 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 526.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 526.75 Td (826) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 526.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 526.73 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 526.73 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 526.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 526.73 Td (\(84) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 526.73 Td (761) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 526.78 Td (\(23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 513.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 513.75 Td (1,739) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 256.30 513.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 513.73 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 513.73 Td (\(1,157) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 513.73 Td (584) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 513.78 Td (\(39) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 500.73 Td (Otherdebtsecurities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 500.75 Td (48) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 500.73 Td (66) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 500.73 Td (\(49) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 500.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 500.73 Td (65) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 487.73 Td (Non-marketable equity) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 479.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 479.75 Td (3,722) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 479.73 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 479.73 Td (85) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 479.73 Td (\(51) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 479.73 Td (\(517) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 479.73 Td (3,231) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 479.73 Td (42) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 466.73 Td (Total investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 466.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 466.75 Td (9,758) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 466.73 Td (27) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 466.73 Td (96) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 466.73 Td (\(364) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 466.73 Td (748) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 466.73 Td (\(666) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 466.73 Td (\(1,571) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 466.73 Td (8,028) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 466.78 Td (\(25) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 453.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 453.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 453.75 Td (3,310) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 453.73 Td (\(31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 453.73 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 453.73 Td (287) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 453.73 Td (19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 453.73 Td (\(513) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 453.73 Td (\(132) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 453.73 Td (2,948) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 453.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 440.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 440.75 Td (2,282) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 440.73 Td (\(18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 440.73 Td (53) Tj 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0.9333333333333333 1 rg /GS0 gs 168.50 425.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 425.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 425.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 425.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 425.50 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 425.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 425.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 425.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 425.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 425.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 399.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 399.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 399.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 399.50 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 399.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 399.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 399.50 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 399.50 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 399.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 399.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 399.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 399.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 365.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 365.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 365.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 365.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 365.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 365.50 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 365.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 365.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 365.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 365.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 365.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 339.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 339.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 339.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 339.50 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 339.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 339.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 339.50 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 339.50 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 339.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 339.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 339.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 339.50 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 734.5 m 219.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 734.5 m 261.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 734.5 m 295.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 734.5 m 329.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 713.5 m 132.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 713.5 m 168.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 713.5 m 219.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 713.5 m 261.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 713.5 m 295.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 713.5 m 329.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 713.5 m 370.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 713.5 m 412.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 713.5 m 448.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 713.5 m 494.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 713.5 m 530.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 713.5 m 576.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.5 m 132.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 132.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 566.5 m 168.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 545.5 m 168.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 566.5 m 219.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 545.5 m 219.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 566.5 m 261.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 545.5 m 261.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 566.5 m 295.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 545.5 m 295.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 566.5 m 329.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 545.5 m 329.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 566.5 m 370.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 545.5 m 370.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 566.5 m 412.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 545.5 m 412.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 566.5 m 448.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 545.5 m 448.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 566.5 m 494.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 545.5 m 494.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 566.5 m 530.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 545.5 m 530.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 566.5 m 576.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 545.5 m 576.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.5 m 132.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 132.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 446.5 m 168.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 425.5 m 168.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 446.5 m 219.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 425.5 m 219.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 446.5 m 261.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 425.5 m 261.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 446.5 m 295.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 425.5 m 295.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 446.5 m 329.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 425.5 m 329.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 446.5 m 370.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 425.5 m 370.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 446.5 m 412.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 425.5 m 412.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 446.5 m 448.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 425.5 m 448.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 446.5 m 494.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 425.5 m 494.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 446.5 m 530.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 425.5 m 530.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 446.5 m 576.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 425.5 m 576.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 132.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 425.5 m 168.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 425.5 m 219.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 425.5 m 261.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 425.5 m 295.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 425.5 m 329.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 425.5 m 370.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 425.5 m 412.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 425.5 m 448.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 425.5 m 494.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 425.5 m 530.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 425.5 m 576.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.5 m 132.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 318.5 m 132.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 339.5 m 168.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 318.5 m 168.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 339.5 m 219.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 318.5 m 219.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 339.5 m 261.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 318.5 m 261.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 339.5 m 295.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 318.5 m 295.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 339.5 m 329.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 318.5 m 329.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 339.5 m 370.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 318.5 m 370.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 339.5 m 412.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 318.5 m 412.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 339.5 m 448.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 318.5 m 448.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 339.5 m 494.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 318.5 m 494.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 339.5 m 530.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 318.5 m 530.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 339.5 m 576.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 318.5 m 576.5 318.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 278.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 548.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 544.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 540.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 564.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 136.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 142.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 177.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 223.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 244.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 271.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 265.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 302.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 299.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.20 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 421.30 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.20 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.00 717.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 704.73 Td (Assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 691.73 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 683.73 Td (securities borrowed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 675.73 Td (purchased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 667.73 Td (agreements to resell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 667.75 Td (3,566) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 667.73 Td (37) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 667.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 667.73 Td (67) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 319.60 667.73 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 667.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 667.73 Td (75) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 667.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 667.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 667.73 Td (\(258) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 667.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 667.73 Td (3,479) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 667.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 667.73 Td (153) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 654.73 Td (Trading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 646.73 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 633.73 Td (Trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 625.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 612.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 604.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 596.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 596.75 Td (1,094) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 596.73 Td (120) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 596.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 596.73 Td (594) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 596.73 Td (\(743) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 596.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 596.73 Td (358) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 596.73 Td (13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 596.73 Td (\(606) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 596.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 596.73 Td (\(41) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 596.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 596.73 Td (789) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 596.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 596.73 Td (27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 583.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 583.75 Td (2,854) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 583.73 Td (380) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 583.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 583.73 Td (239) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 583.73 Td (\(359) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 583.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 583.73 Td (1,877) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 583.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 583.73 Td (\(2,501) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 583.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 583.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 583.73 Td (2,490) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 583.73 Td (108) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 570.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 570.75 Td (256) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 570.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 570.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 570.73 Td (160) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 570.73 Td (\(120) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 570.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 570.73 Td (524) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 570.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 570.73 Td (\(284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 570.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 570.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 570.73 Td (554) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 569.30 570.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 557.73 Td (Total trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 549.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 549.75 Td (4,204) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 549.73 Td (518) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 549.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 549.73 Td (993) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 305.60 549.73 Td (\(1,222) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 549.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 549.73 Td (2,759) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 549.73 Td (13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 549.73 Td (\(3,391) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 549.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.60 549.73 Td (\(41) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 549.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 549.73 Td (3,833) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 549.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 549.73 Td (136) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 536.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 528.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 528.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 528.73 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 528.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 284.30 528.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 318.30 528.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 363.30 528.73 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 528.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 438.60 528.73 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 528.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 528.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 523.30 528.73 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 528.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 528.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 515.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 515.75 Td (222) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 208.30 515.73 Td (11) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 515.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 515.73 Td (149) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 515.73 Td (\(105) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 515.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 359.30 515.73 Td (33) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 515.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.60 515.73 Td (\(59) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 515.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 515.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 515.73 Td (251) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 562.60 515.78 Td (\(17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 515.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 502.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 502.75 Td (416) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 205.60 502.73 Td (\(56) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 502.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 502.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 502.73 Td (117) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 502.73 Td (\(166) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 502.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 502.73 Td (571) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 502.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 502.73 Td (\(519) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 502.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 502.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.30 502.73 Td (385) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 502.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 489.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 489.75 Td (1,835) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 212.30 489.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 489.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 489.73 Td (394) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 489.73 Td (\(444) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 489.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 489.73 Td (1,742) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 489.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 489.73 Td (\(2,353) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 489.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 489.73 Td (39) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 489.73 Td (1,214) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 489.73 Td (19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 476.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 476.75 Td (1,057) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 201.60 476.73 Td (\(215) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 216.30 476.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 476.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 476.73 Td (159) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 315.60 476.73 Td (\(95) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 476.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 476.73 Td (1,305) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 476.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.60 476.73 Td (\(256) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 476.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 476.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 476.73 Td (1,955) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.30 476.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 463.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 463.75 Td (4,342) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 198.30 463.73 Td (1,002) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 463.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.30 463.73 Td (120) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 463.73 Td (\(284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 463.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 463.73 Td (2,921) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 463.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 463.73 Td (\(4,750) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 463.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.30 463.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 463.73 Td (3,351) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 463.73 Td (246) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 450.73 Td (Othertrading assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 450.75 Td (3,184) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.30 450.73 Td (137) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.30 450.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 274.30 450.73 Td (1,840) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 305.60 450.73 Td (\(1,786) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 450.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.25 450.73 Td (4,568) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 450.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.60 450.73 Td (\(2,827) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 450.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 450.73 Td (\(377) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 450.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.30 450.73 Td 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ET q 0 0 0 rg BT 332.00 429.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 345.25 429.73 Td (13,906) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.00 429.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 429.73 Td (13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.00 429.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.60 429.73 Td (\(14,158) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 429.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.00 429.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 476.60 429.73 Td (\(357) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.30 429.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 429.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 505.30 429.73 Td (15,735) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.00 429.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.30 429.73 Td (410) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 416.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 416.73 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 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0 0 0 rg BT 277.60 343.73 Td (\(100) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.30 343.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 311.60 343.73 Td (\(134) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.30 343.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 355.25 343.73 Td (103) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.30 343.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 438.60 343.73 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.30 343.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.30 343.73 Td (324) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 512.60 343.73 Td (\(533) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.30 343.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 558.60 343.78 Td (\(196) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 573.30 343.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 330.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.60 330.73 Td (otal trading derivatives, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 322.73 Td (net) Tj ET Q BT /F2 8.00 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637.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 637.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 637.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 637.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 637.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 637.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 637.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 637.50 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 637.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 637.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 637.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 595.50 99.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 595.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 595.50 51.00 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 734.5 m 221.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 734.5 m 263.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 734.5 m 297.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 734.5 m 331.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 713.5 m 134.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 713.5 m 170.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 713.5 m 221.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 713.5 m 263.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 713.5 m 297.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 713.5 m 331.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 713.5 m 375.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 713.5 m 417.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 713.5 m 447.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 713.5 m 493.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 713.5 m 529.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 713.5 m 575.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 713.5 m 134.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 713.5 m 170.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 713.5 m 221.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 713.5 m 263.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 713.5 m 297.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 713.5 m 331.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 713.5 m 375.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 713.5 m 417.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 713.5 m 447.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 713.5 m 493.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 713.5 m 529.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 713.5 m 575.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 624.5 m 134.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 624.5 m 170.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 624.5 m 221.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 624.5 m 263.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 624.5 m 297.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 624.5 m 331.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 624.5 m 375.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 624.5 m 417.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 624.5 m 447.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 624.5 m 493.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 624.5 m 529.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 624.5 m 575.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.5 m 134.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 462.5 m 134.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 475.5 m 170.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 462.5 m 170.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 475.5 m 221.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 462.5 m 221.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 475.5 m 263.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 462.5 m 263.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 475.5 m 297.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 462.5 m 297.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 475.5 m 331.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 462.5 m 331.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 475.5 m 375.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 462.5 m 375.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 475.5 m 417.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 462.5 m 417.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 475.5 m 447.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 462.5 m 447.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 475.5 m 493.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 462.5 m 493.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 475.5 m 529.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 462.5 m 529.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 475.5 m 575.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 462.5 m 575.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 407.5 m 134.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 407.5 m 170.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 407.5 m 221.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 407.5 m 263.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 407.5 m 297.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 407.5 m 331.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 407.5 m 375.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 407.5 m 417.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 407.5 m 447.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 407.5 m 493.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 407.5 m 529.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 407.5 m 575.5 407.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.5 m 134.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 255.5 m 170.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 255.5 m 221.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 255.5 m 263.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 255.5 m 297.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 255.5 m 331.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 255.5 m 375.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 255.5 m 417.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 255.5 m 447.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 255.5 m 493.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 255.5 m 529.5 255.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 255.5 m 575.5 255.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 137.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 181.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 543.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 138.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 144.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 225.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 246.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 267.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 379.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.30 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.20 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 717.73 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 691.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 683.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 670.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 662.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 654.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 654.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 654.75 Td (187) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 654.73 Td (47) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 654.73 Td (53) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 654.73 Td (\(137) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 654.73 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 654.73 Td (\(73) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 654.73 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 654.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 654.73 Td (92) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 654.78 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 654.73 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 641.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 641.75 Td (102) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 641.73 Td (33) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 641.73 Td (31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 641.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 641.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 641.73 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 641.73 Td (\(169) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 641.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 641.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 641.73 Td (13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 641.73 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 628.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 628.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 628.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 628.73 Td (\(4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 628.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 628.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 628.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 628.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 615.73 Td (Total investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 607.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 599.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 599.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 599.75 Td (289) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 599.73 Td (80) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 599.73 Td (88) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 599.73 Td (\(142) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 599.73 Td (44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 599.73 Td (\(242) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 599.73 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 599.73 Td (115) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 599.78 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 586.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 578.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 578.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 578.75 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 578.73 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 578.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 578.73 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 565.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 565.75 Td (1,643) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 248.25 565.73 Td (102) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 282.30 565.73 Td (784) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 565.73 Td (\(534) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 565.73 Td (769) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 565.73 Td (\(480) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 565.73 Td (2,284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 565.73 Td (72) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 552.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 552.75 Td (344) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 552.73 Td (\(13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 282.30 552.73 Td (182) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 552.73 Td (\(105) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 552.73 Td (623) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 552.73 Td (\(305) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 552.73 Td (\(106) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 552.73 Td (620) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 552.78 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 539.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 539.75 Td (285) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 539.73 Td (\(5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 539.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 539.73 Td (\(137) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 539.73 Td (289) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 539.73 Td (\(196) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 478.30 539.73 Td (104) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 539.73 Td (362) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 539.78 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 526.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 526.75 Td (815) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 526.73 Td (30) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 526.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 526.73 Td (\(19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 526.73 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 526.73 Td (\(91) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 526.73 Td (761) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 526.78 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 513.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 513.75 Td (1,960) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 513.73 Td (15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 513.73 Td (\(44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 513.73 Td (55) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 513.73 Td (\(97) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 513.73 Td (\(1,305) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 513.73 Td (584) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 500.73 Td (Otherdebtsecurities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 500.75 Td (50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 500.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 500.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 500.73 Td (116) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 500.73 Td (\(50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 500.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 500.73 Td (\(50) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 500.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 500.73 Td (65) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 487.73 Td (Non-marketable equity) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 479.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 479.75 Td (4,347) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 479.73 Td (24) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 479.73 Td (67) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 479.73 Td (704) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 479.73 Td (\(310) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 479.73 Td (\(1,601) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 479.73 Td (3,231) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 479.73 Td (66) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 466.73 Td (Total investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 466.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 466.75 Td (9,741) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 248.25 466.73 Td (232) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.30 466.73 Td (1,161) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 466.73 Td (\(981) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 466.73 Td (2,608) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 466.73 Td (\(1,773) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 466.73 Td (\(2,960) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 466.73 Td (8,028) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.30 466.73 Td (126) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 453.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 453.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 453.75 Td (4,143) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.60 453.73 Td (\(183) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 453.73 Td (92) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 324.30 453.73 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 453.73 Td (553) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 453.73 Td (84) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 453.73 Td (\(630) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 453.73 Td (\(1,117) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 453.73 Td (2,948) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 453.73 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 440.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 440.75 Td (2,718) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.60 440.73 Td (\(233) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 402.25 440.73 Td (165) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 440.73 Td (\(260) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 440.73 Td (\(297) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 440.73 Td (2,093) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 440.78 Td (\(216) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 427.73 Td (Other financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 419.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 411.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 411.75 Td (181) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 411.73 Td (39) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.60 411.73 Td (\(83) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 294.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 411.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 402.25 411.73 Td (122) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 411.73 Td (\(10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 411.73 Td (\(142) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 411.73 Td (108) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 411.78 Td (\(20) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 398.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 385.73 Td (Interest-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 385.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 385.75 Td (890) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 385.73 Td (94) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 385.73 Td (\(12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 402.25 385.73 Td (117) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 385.73 Td (\(96) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 385.73 Td (805) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 385.78 Td (\(31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 372.73 Td (Federal funds purchased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 364.73 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 356.73 Td (sold under agreements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 348.73 Td (repurchase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 348.75 Td (902) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 214.30 348.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 348.73 Td (54) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 348.73 Td (78) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.30 348.73 Td (106) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 348.73 Td (\(102) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 348.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 348.73 Td (1,034) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 348.78 Td (\(18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 348.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 335.73 Td (Trading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 322.75 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 314.75 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 314.75 Td (590) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 314.73 Td (14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 314.73 Td (68) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 314.73 Td (\(91) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.30 314.73 Td (443) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 314.73 Td (\(628) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 314.73 Td (368) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 314.78 Td (\(19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 301.73 Td (Short-term borrowings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 301.75 Td (29) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.60 301.73 Td (\(31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 218.30 301.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 301.73 Td (81) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 301.73 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 301.73 Td (24) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 301.73 Td (\(72) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 301.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 301.73 Td (101) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 561.60 301.78 Td (\(15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 301.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 288.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 288.75 Td (7,621) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 206.30 288.73 Td (139) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 288.73 Td (49) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.30 288.73 Td (2,089) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 307.60 288.73 Td (\(2,998) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.25 288.73 Td (3,365) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 469.60 288.73 Td (\(2,331) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 288.73 Td (7,558) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 288.78 Td (\(205) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 275.73 Td (Other financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 267.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 259.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 259.75 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 259.73 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 259.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 259.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 259.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 365.60 259.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.30 259.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 410.30 259.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 259.73 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 259.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 259.73 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 259.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 259.73 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 259.78 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 259.73 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 236.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 236.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 236.00 Td (Changes in fair value for available-for) Tj ET Q q 0 0 0 rg BT 176.23 236.00 Td (-sale investments are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.52 236.00 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 366.31 236.00 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.73 236.00 Td (, unless other) Tj ET Q q 0 0 0 rg BT 481.01 236.00 Td (-than-temporarily impaired, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 226.40 Td (while gains and losses from sales are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 212.39 226.40 Td (Realized gains \(losses\) fr) Tj ET Q q 0 0 0 rg BT 292.76 226.40 Td (om sales of investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.08 226.40 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 216.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 216.80 Td (Unrealized gains \(losses\) on MSRs are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 218.40 216.80 Td (Other r) Tj ET Q q 0 0 0 rg BT 241.88 216.80 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.08 216.80 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 207.20 Td (Represents the amount of total gains or losses for the period, included in earnings \(and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 333.04 207.20 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 415.84 207.20 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 488.25 207.20 Td ( for changes in fair value ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 197.60 Td (of available-for) Tj ET Q q 0 0 0 rg BT 103.37 197.60 Td (-sale investments\), attributable to the change in fair value relating to assets and liabilities classified as Level3 that are still held at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 520.12 197.60 Td (September30, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 188.00 Td (2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 188.00 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.40 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 178.40 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 178.40 Td (otal Level3 derivative assets and liabilities have been netted in these tables for presentation purposes only) Tj ET Q q 0 0 0 rg BT 398.15 178.40 Td (.) Tj ET Q endstream endobj 429 0 obj <> endobj 430 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (212) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 713.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 713.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 713.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 713.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 713.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 713.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 713.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 713.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 713.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 713.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 713.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 713.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 663.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 663.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 663.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 663.50 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 663.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 663.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 663.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 663.50 39.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 663.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 663.50 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 663.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 663.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.50 96.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 621.50 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 621.50 51.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 621.50 40.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 621.50 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 621.50 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 621.50 44.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 621.50 39.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 621.50 35.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 621.50 49.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 621.50 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 621.50 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 579.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 579.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 579.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 579.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 579.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 579.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 579.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 579.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 579.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 579.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 579.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 545.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 545.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 545.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 545.50 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 545.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 545.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 545.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 545.50 39.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 545.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 545.50 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 545.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 545.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 511.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 511.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 511.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 511.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 511.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 511.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 511.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 511.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 511.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 511.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 511.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 511.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 485.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 485.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 485.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 485.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 485.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 485.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 485.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 485.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 485.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 485.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 485.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 459.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 459.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 459.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 459.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 459.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 459.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 459.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 459.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 459.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 459.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 459.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 425.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 425.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 425.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 425.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 425.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 425.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 425.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 425.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 425.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 425.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 425.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 399.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 399.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 399.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 399.50 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 399.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 399.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 399.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 399.50 39.00 -21.00 re f /GS0 gs 0.8 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 446.5 m 219.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 425.5 m 219.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 446.5 m 259.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 425.5 m 259.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 446.5 m 293.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 425.5 m 293.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 446.5 m 327.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 425.5 m 327.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 446.5 m 371.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 425.5 m 371.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 446.5 m 410.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 425.5 m 410.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 446.5 m 445.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 425.5 m 445.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 446.5 m 494.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 425.5 m 494.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 446.5 m 530.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 425.5 m 530.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 446.5 m 576.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 425.5 m 576.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.5 m 132.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 425.5 m 168.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 425.5 m 219.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 425.5 m 259.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 425.5 m 293.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 425.5 m 327.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 425.5 m 371.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 425.5 m 410.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 425.5 m 445.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 425.5 m 494.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 425.5 m 530.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 425.5 m 576.5 425.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.5 m 132.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 318.5 m 132.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 339.5 m 168.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 318.5 m 168.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 339.5 m 219.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 318.5 m 219.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 339.5 m 259.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 318.5 m 259.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 339.5 m 293.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 318.5 m 293.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 339.5 m 327.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 318.5 m 327.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 339.5 m 371.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 318.5 m 371.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 339.5 m 410.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 318.5 m 410.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 339.5 m 445.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 318.5 m 445.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 339.5 m 494.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 318.5 m 494.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 339.5 m 530.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 318.5 m 530.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 339.5 m 576.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 318.5 m 576.5 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 229.5 m 132.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 200.5 m 132.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 229.5 m 168.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 200.5 m 168.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 229.5 m 219.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 200.5 m 219.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 229.5 m 259.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 200.5 m 259.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 229.5 m 293.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 200.5 m 293.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 229.5 m 327.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 200.5 m 327.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 229.5 m 371.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 200.5 m 371.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 229.5 m 410.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 200.5 m 410.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 229.5 m 445.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 200.5 m 445.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 229.5 m 494.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 200.5 m 494.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 229.5 m 530.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 200.5 m 530.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 229.5 m 576.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 200.5 m 576.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 80.5 m 132.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 67.5 m 132.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 80.5 m 168.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 67.5 m 168.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 80.5 m 219.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 67.5 m 219.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 80.5 m 259.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 67.5 m 259.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 80.5 m 293.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 67.5 m 293.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 80.5 m 327.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 67.5 m 327.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 80.5 m 371.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 67.5 m 371.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 80.5 m 410.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 67.5 m 410.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 80.5 m 445.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 67.5 m 445.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 80.5 m 494.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 67.5 m 494.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 80.5 m 530.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 67.5 m 530.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 80.5 m 576.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 67.5 m 576.5 67.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 178.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 413.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 548.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 544.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 540.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 564.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 136.55 725.73 Td (Jun. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 142.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 177.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 243.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 269.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.25 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 418.80 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 704.73 Td (Assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 704.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 691.73 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 683.73 Td (securities borrowed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 675.73 Td (purchased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 667.73 Td (agreements to resell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 667.75 Td (4,177) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 667.75 Td (70) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 667.75 Td (29) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 667.75 Td (\(534) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 667.75 Td (25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 667.75 Td (3,767) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.60 667.80 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 667.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 654.73 Td (Trading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 646.73 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 633.73 Td (Trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 625.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 612.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 604.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 596.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 596.75 Td (1,704) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 596.75 Td (43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 596.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 596.75 Td (295) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 596.75 Td (\(453) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 596.75 Td (160) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 403.30 596.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 596.75 Td (\(320) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 596.75 Td (\(195) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 596.75 Td (1,240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 596.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 583.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 583.75 Td (2,938) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 583.75 Td (99) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 583.75 Td (61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 583.75 Td (\(132) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 583.75 Td (1,049) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 583.75 Td (\(1,320) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 583.75 Td (2,695) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 583.75 Td (16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 570.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 570.75 Td (326) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 570.75 Td (24) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 570.75 Td (109) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 570.75 Td (\(54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 570.75 Td (58) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 570.75 Td (\(84) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 570.75 Td (379) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 570.80 Td (\(48) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 570.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 557.73 Td (Total trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 549.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 549.75 Td (4,968) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 549.75 Td (166) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 549.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 549.75 Td (465) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 549.75 Td (\(639) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 549.75 Td (1,267) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 403.30 549.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 549.75 Td (\(1,724) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 549.75 Td (\(195) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 549.75 Td (4,314) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 549.80 Td (\(28) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 549.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 536.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 528.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 528.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 528.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 528.75 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 515.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 515.75 Td (241) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.30 515.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 515.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 515.75 Td (11) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 515.75 Td (\(8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 515.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 515.75 Td (255) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 515.75 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 502.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 502.75 Td (240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.60 502.75 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 502.75 Td (7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 502.75 Td (83) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 502.75 Td (\(85) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 502.75 Td (242) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 502.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 489.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 489.75 Td (1,688) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 489.75 Td (62) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 489.75 Td (129) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 489.75 Td (\(240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 489.75 Td (408) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 489.75 Td (\(642) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 489.75 Td (\(4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 489.75 Td (1,401) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 489.75 Td (44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 476.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 476.75 Td (190) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 476.75 Td (\(38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 476.75 Td (132) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 476.75 Td (\(25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 476.75 Td (331) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 476.75 Td (\(33) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 476.75 Td (557) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 476.75 Td (72) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 463.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 463.75 Td (4,259) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 463.75 Td (99) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 463.75 Td (14) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 463.75 Td (\(88) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 463.75 Td (748) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 463.75 Td (\(964) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 463.75 Td (4,068) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 463.75 Td (100) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 450.73 Td (Othertradingassets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 450.75 Td (2,276) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 450.75 Td (59) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 450.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 450.75 Td (\(84) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 450.75 Td (721) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 450.75 Td (\(98) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 450.75 Td (\(51) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 450.75 Td (2,825) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 450.75 Td (12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 437.73 Td (Total trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 429.73 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.30 429.75 Td (13,862) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 429.75 Td (354) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 429.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 429.75 Td (805) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 429.75 Td (\(1,076) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 429.75 Td (3,569) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 403.30 429.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 429.75 Td (\(3,554) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 429.75 Td (\(250) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.30 429.75 Td (13,716) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 429.75 Td (207) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 416.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 416.73 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 120.40 420.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 403.75 Td (Interest rate contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 403.75 Td (1,083) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 403.75 Td (232) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.60 403.75 Td (\(47) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 403.75 Td (\(121) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 403.75 Td (65) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 403.75 Td (\(33) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 403.75 Td (156) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 403.75 Td (1,335) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 403.75 Td (530) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 390.75 Td (Foreign exchange) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 382.75 Td (contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 382.75 Td (367) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 382.75 Td (39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 283.60 382.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 382.75 Td (\(9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 382.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 382.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 382.75 Td (401) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 382.80 Td (\(15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 369.75 Td (Equity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 369.75 Td (\(1,092) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 369.75 Td (\(224) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.60 369.75 Td (\(13) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 369.75 Td (\(46) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 369.75 Td (60) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 369.75 Td (\(69) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 369.75 Td (53) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 369.75 Td (\(1,331) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 369.80 Td (\(814) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 356.75 Td (Commodity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 356.75 Td (\(218) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 356.75 Td (\(223) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.60 356.75 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 356.75 Td (\(541) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 356.75 Td (\(76) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 356.75 Td (\(1,070) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 356.80 Td (\(332) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 343.75 Td (Credit derivatives) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 154.60 343.75 Td (\(41) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 343.75 Td (\(108) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 343.75 Td (24) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 343.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 343.75 Td (7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 343.75 Td (84) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 516.60 343.75 Td (\(40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 343.80 Td (\(475) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 343.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 330.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.60 330.73 Td (otal trading derivatives, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 322.73 Td (net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 49.66 326.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 322.75 Td (99) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 322.75 Td (\(284) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.60 322.75 Td (\(49) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 322.75 Td (\(723) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 322.75 Td (138) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 322.75 Td (\(103) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 322.75 Td (217) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.60 322.75 Td (\(705) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.60 322.80 Td (\(1,106) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 322.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 309.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 296.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 288.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 275.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 267.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 259.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 259.75 Td (420) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 259.75 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 259.75 Td (80) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 259.75 Td (\(371) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 259.75 Td (44) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 259.75 Td (\(37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 259.75 Td (124) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 259.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 246.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 233.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.30 233.75 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 233.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 233.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 233.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 220.73 Td (Total investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 212.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 204.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 204.75 Td (423) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 204.75 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 204.75 Td (81) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 204.75 Td (\(371) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 204.75 Td (44) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 204.75 Td (\(37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 204.75 Td (128) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 204.75 Td (9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 191.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 183.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.30 183.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 183.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 183.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 170.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 170.75 Td (684) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 170.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 170.75 Td (5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 170.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 170.75 Td (\(23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 170.75 Td (726) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 170.75 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 157.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 157.75 Td (367) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 157.75 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 157.75 Td (63) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 157.75 Td (\(55) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 157.75 Td (105) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 157.75 Td (\(140) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 157.75 Td (\(17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 157.75 Td (326) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 157.80 Td (\(28) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 157.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 144.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 144.75 Td (404) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 144.75 Td (17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 144.75 Td (42) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 144.75 Td (85) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 144.75 Td (\(75) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 144.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 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137.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 181.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 418.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 447.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 543.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 138.55 725.73 Td (Jun. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 144.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 225.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 246.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 267.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.80 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.70 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 704.75 Td (4,321) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 704.75 Td (\(19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 704.75 Td (631) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 704.75 Td (\(600) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 704.75 Td (4,333) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 704.80 Td (\(33) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 704.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 691.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 691.75 Td (2,524) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.60 691.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 691.75 Td (166) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 691.75 Td (\(104) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 691.75 Td (2,580) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 691.80 Td (\(10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 691.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 678.73 Td (Other financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 670.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 662.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 662.75 Td (245) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 662.75 Td (45) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 662.75 Td (107) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 430.60 662.75 Td (\(31) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.60 662.75 Td (\(96) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 662.75 Td (270) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 662.75 Td (41) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 649.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 636.73 Td (Interest-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 636.75 Td (831) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 636.75 Td (\(19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 636.75 Td (23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.60 636.75 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 636.75 Td (868) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.60 636.80 Td (\(8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 636.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 623.73 Td (Federal funds purchased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 615.73 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 607.73 Td (sold under agreements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 599.73 Td (repurchase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 599.75 Td (1,007) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 599.75 Td (14) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 599.75 Td (15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 599.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 599.75 Td (\(113) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 599.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 599.75 Td (895) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 568.30 599.75 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 586.73 Td (Trading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 573.75 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 565.75 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 565.75 Td (450) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 565.75 Td (40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 565.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 565.75 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 565.75 Td (\(10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 565.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 565.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 565.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.30 565.75 Td (182) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 565.75 Td (\(136) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 565.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 565.75 Td (476) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 565.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 552.73 Td (Short-term borrowings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 552.75 Td (335) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 211.60 552.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.30 552.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 552.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 552.75 Td (25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 552.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 552.75 Td (\(200) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 552.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 552.75 Td (163) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 552.80 Td (\(42) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 552.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 539.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 539.75 Td (6,811) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 203.60 539.75 Td (\(309) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 539.75 Td (44) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.30 539.75 Td (1,651) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.60 539.75 Td (\(1,016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 539.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 539.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 539.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 539.75 Td (\(316) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 539.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 539.75 Td (7,449) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 557.60 539.80 Td (\(349) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 539.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 526.73 Td (Other financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 518.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 510.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 510.75 Td (95) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 510.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 510.75 Td (\(23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 510.75 Td (\)) Tj ET Q BT 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0.9333333333333333 1 rg /GS0 gs 327.50 153.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 153.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 153.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 153.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 153.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 153.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 127.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 127.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 127.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 127.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 127.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 127.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 127.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 127.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 127.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 127.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 127.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 127.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 101.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 101.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 101.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 101.50 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 101.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 101.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 101.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 101.50 39.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 101.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 101.50 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 101.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 101.50 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 734.5 m 219.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 734.5 m 259.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 734.5 m 293.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 734.5 m 327.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 713.5 m 132.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 713.5 m 168.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 713.5 m 219.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 713.5 m 259.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 713.5 m 293.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 713.5 m 327.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 713.5 m 371.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 713.5 m 410.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 713.5 m 445.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 713.5 m 494.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 713.5 m 530.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 713.5 m 576.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.5 m 132.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 132.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 566.5 m 168.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 545.5 m 168.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 566.5 m 219.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 545.5 m 219.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 566.5 m 259.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 545.5 m 259.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 566.5 m 293.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.5 m 293.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 566.5 m 327.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 545.5 m 327.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 566.5 m 371.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 545.5 m 371.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 566.5 m 410.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 545.5 m 410.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 566.5 m 445.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 545.5 m 445.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 566.5 m 494.5 566.5 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 229.5 m 445.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 200.5 m 445.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 229.5 m 494.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 200.5 m 494.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 229.5 m 530.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 200.5 m 530.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 229.5 m 576.5 229.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 200.5 m 576.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 80.5 m 132.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 67.5 m 132.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 80.5 m 168.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 67.5 m 168.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 80.5 m 219.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 67.5 m 219.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 80.5 m 259.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 67.5 m 259.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 80.5 m 293.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 67.5 m 293.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 80.5 m 327.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 67.5 m 327.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 80.5 m 371.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 67.5 m 371.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 80.5 m 410.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 67.5 m 410.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 80.5 m 445.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 67.5 m 445.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 80.5 m 494.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 67.5 m 494.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 80.5 m 530.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 67.5 m 530.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 80.5 m 576.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 67.5 m 576.5 67.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.95 746.73 Td (Net realized/unrealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 178.80 738.73 Td (gains \(losses\) incl. in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.60 738.73 Td (Transfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 413.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 548.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 544.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 540.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 564.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 136.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 142.00 717.73 Td (2012) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 177.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 243.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 269.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.25 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 418.80 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 704.73 Td (Assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 704.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 691.73 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 683.73 Td (securities borrowed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 675.73 Td (purchased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 667.73 Td (agreements to resell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 667.75 Td (5,043) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 667.75 Td (\(93) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 667.75 Td (627) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 667.75 Td (\(1,852) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 667.75 Td (42) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 667.75 Td (3,767) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 667.75 Td (476) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 654.73 Td (Trading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 646.73 Td (assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 646.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 633.73 Td (Trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 625.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 612.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 604.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 596.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 596.75 Td (1,325) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 596.75 Td (119) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 596.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 596.75 Td (1,032) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 596.75 Td (\(1,158) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 596.75 Td (1,129) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 596.75 Td (61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 596.75 Td (\(1,027) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 596.75 Td (\(241) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 596.75 Td (1,240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 596.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 596.75 Td (47) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 583.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 583.75 Td (1,805) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 583.75 Td (457) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 583.75 Td (378) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 583.75 Td (\(344) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 583.75 Td (2,947) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 583.75 Td (\(2,541) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 583.75 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 583.75 Td (2,695) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 583.75 Td (107) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 570.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 570.75 Td (1,119) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 570.75 Td (116) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 570.75 Td (264) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 570.75 Td (\(238) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 570.75 Td (204) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 570.75 Td (\(1,069) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 570.75 Td (\(17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 570.75 Td (379) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 570.75 Td (7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 557.73 Td (Total trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 549.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 549.75 Td (4,249) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 549.75 Td (692) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 549.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 549.75 Td (1,674) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 549.75 Td (\(1,740) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 549.75 Td (4,280) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 549.75 Td (61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 549.75 Td (\(4,637) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 549.75 Td (\(265) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 549.75 Td (4,314) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 549.75 Td (161) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 536.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 528.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 528.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 528.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 528.75 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 515.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 515.75 Td (195) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 515.75 Td (28) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 515.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 515.75 Td (86) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 515.75 Td (\(56) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 515.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 515.75 Td (255) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 515.75 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 502.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 502.75 Td (311) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.60 502.75 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 502.75 Td (60) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 502.75 Td (\(61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 502.75 Td (200) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 502.75 Td (\(263) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 502.75 Td (242) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 502.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 489.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 489.75 Td (2,030) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 489.75 Td (32) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 489.75 Td (267) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 489.75 Td (\(340) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 489.75 Td (1,787) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 489.75 Td (\(1,461) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 489.75 Td (\(914) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 489.75 Td (1,401) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 489.80 Td (\(375) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 489.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 476.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 476.75 Td (264) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 476.75 Td (\(34) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 476.75 Td (180) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 476.75 Td (\(184) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 476.75 Td (471) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 476.75 Td (\(140) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 476.75 Td (557) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 476.75 Td (347) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 463.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 463.75 Td (4,453) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 463.75 Td (467) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 463.75 Td (100) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 463.75 Td (\(143) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 463.75 Td (3,780) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 463.75 Td (\(4,372) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 463.75 Td (\(217) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 463.75 Td (4,068) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 463.75 Td (80) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 450.73 Td (Othertradingassets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 450.75 Td (2,321) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 450.75 Td (165) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 450.75 Td (510) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 450.75 Td (\(1,082) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 450.75 Td (2,254) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 450.75 Td (\(1,094) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 450.75 Td (\(249) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 450.75 Td (2,825) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 450.75 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 437.73 Td (Total trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 429.73 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.30 429.75 Td (13,823) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.30 429.75 Td (1,345) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 429.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 429.75 Td (2,847) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 429.75 Td (\(3,550) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.25 429.75 Td (12,858) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 429.75 Td (61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 417.60 429.75 Td (\(12,023) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.60 429.75 Td (\(1,645) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.30 429.75 Td (13,716) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 429.75 Td (224) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 416.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 416.73 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 120.40 420.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 403.75 Td (Interest rate contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 403.75 Td (181) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 403.75 Td (544) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 403.75 Td (702) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 403.75 Td (\(13) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 403.75 Td (208) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 403.75 Td (\(115) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 403.75 Td (\(172) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 403.75 Td (1,335) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 555.25 403.75 Td (1,430) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 390.75 Td (Foreign exchange) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 382.75 Td (contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 382.75 Td (350) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 382.75 Td (29) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 382.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 382.75 Td (21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 382.75 Td (\(9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 382.75 Td (16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 382.75 Td (401) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 382.80 Td (\(183) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 369.75 Td (Equity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 369.75 Td (\(1,448) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 369.75 Td (37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.60 369.75 Td (\(37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 312.30 369.75 Td (300) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 369.75 Td (176) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 369.75 Td (\(125) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 369.75 Td (\(234) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 369.75 Td (\(1,331) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.60 369.80 Td (\(1,652) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 356.75 Td (Commodity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 356.75 Td (\(771) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 356.75 Td (188) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 283.60 356.75 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 356.75 Td (\(536) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 356.75 Td (15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 356.75 Td (\(25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 356.75 Td (64) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 356.75 Td (\(1,070) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.30 356.75 Td (108) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 343.75 Td (Credit derivatives) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 343.75 Td (\(342) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 343.75 Td (\(254) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 343.75 Td (134) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 343.75 Td (\(184) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 343.75 Td (19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 343.75 Td (587) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 516.60 343.75 Td (\(40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 343.80 Td (\(444) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 343.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 330.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.60 330.73 Td (otal trading derivatives, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 322.73 Td (net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 49.66 326.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 322.75 Td (\(2,380) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 322.75 Td (865) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 322.75 Td (823) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 322.75 Td (\(439) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 322.75 Td (439) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 322.75 Td (\(274) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 322.75 Td (261) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.60 322.75 Td (\(705) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 322.80 Td (\(741) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 322.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 309.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 296.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 288.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 275.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 267.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 259.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 259.75 Td (1,458) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 259.75 Td (\(10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 259.75 Td (1,977) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 259.75 Td (\(3,721) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 259.75 Td (514) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 259.75 Td (\(37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 259.75 Td (\(57) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 259.75 Td (124) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 259.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 246.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 246.75 Td (205) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 246.75 Td (23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 246.75 Td (60) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 246.75 Td (\(265) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 246.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 246.75 Td (117) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 246.75 Td (\(140) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 246.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 233.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 233.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 233.75 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 233.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 233.75 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 233.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 233.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 220.73 Td (Total investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 212.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 204.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 204.75 Td (1,663) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 204.75 Td (13) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 204.75 Td (2,041) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 204.75 Td (\(3,998) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 204.75 Td (643) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 204.75 Td (\(177) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 204.75 Td (\(57) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 204.75 Td (128) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 204.75 Td (9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 191.73 Td (U.S. Treasury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 183.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.30 183.75 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 183.75 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 183.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 183.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 183.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 170.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 170.75 Td (849) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 170.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 170.75 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 170.75 Td (\(117) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 170.75 Td (261) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 170.75 Td (\(158) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 170.75 Td (\(125) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 170.75 Td (726) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.60 170.80 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 170.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 157.73 Td (Foreign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 157.75 Td (383) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 157.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 157.75 Td (168) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 157.75 Td (\(256) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 157.75 Td (394) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 157.75 Td (\(291) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 157.75 Td (\(71) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 157.75 Td (326) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 157.80 Td (\(36) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 157.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 144.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 144.75 Td (385) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 144.75 Td (14) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 144.75 Td (333) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 144.75 Td (\(116) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 144.75 Td (101) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 144.75 Td (\(222) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 144.75 Td (\(23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 144.75 Td (472) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 144.75 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 131.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 131.75 Td (773) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 131.75 Td (31) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 131.75 Td (17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 131.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 131.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 131.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 131.75 Td (\(22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 131.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 131.75 Td (799) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 131.75 Td (30) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 118.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 118.75 Td (2,220) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 118.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 118.75 Td (64) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 118.75 Td (1,192) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 118.75 Td (\(1,684) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 118.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 118.75 Td (1,105) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 118.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 118.75 Td (\(31) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 118.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.60 118.75 Td (\(1,023) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 118.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 118.75 Td (1,843) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 118.75 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 105.73 Td (Otherdebtsecurities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 105.75 Td (258) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 105.75 Td (\(205) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 105.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 105.75 Td () Tj ET Q BT /F1 8.00 Tf 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334.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 418.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 447.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 543.10 733.73 Td (gains) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 138.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 144.00 717.73 Td (2012) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 225.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 246.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 267.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.70 717.73 Td (Purchases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.80 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.70 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.40 725.73 Td (Sept. 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 717.73 Td (2013) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 704.75 Td (4,931) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 704.75 Td (\(97) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 704.75 Td (353) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 704.75 Td (59) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 704.75 Td (644) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 704.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.60 704.75 Td (\(1,551) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 704.75 Td (4,333) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 704.80 Td (\(99) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 704.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 691.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 691.75 Td (1,942) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 691.75 Td (411) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 691.75 Td (543) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 691.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 691.75 Td (\(315) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 691.75 Td (2,580) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.30 691.75 Td (181) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 678.73 Td (Other financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 670.73 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 662.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 662.75 Td (2,452) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 662.75 Td (51) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 662.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.25 662.75 Td (216) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 662.75 Td (447) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 420.60 662.75 Td (\(2,041) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 662.75 Td (\(856) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 662.75 Td (270) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.30 662.75 Td (266) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 649.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 636.73 Td (Interest-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 636.75 Td (786) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 636.75 Td (\(86) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 636.75 Td (22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 636.75 Td (86) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 636.75 Td (\(112) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 636.75 Td (868) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 557.60 636.80 Td (\(298) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 636.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 624.58 Td (Federal funds purchased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 616.58 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 608.58 Td (sold under agreements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 600.63 Td (repurchase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 602.75 Td (841) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 602.75 Td (74) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 602.75 Td (216) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 602.75 Td (\(15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 602.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 602.75 Td (40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 602.75 Td (\(113) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 602.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 602.75 Td (895) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 602.75 Td (35) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 589.73 Td (Trading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 577.45 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 569.45 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 570.75 Td (365) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 570.75 Td (51) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 570.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 570.75 Td (\(21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.30 570.75 Td (358) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 570.75 Td (\(229) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 570.75 Td (476) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.30 570.75 Td (132) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 557.73 Td (Short-term borrowings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 557.75 Td (112) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 557.75 Td (25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 557.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.60 557.75 Td (\(4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 557.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 557.75 Td (316) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 557.75 Td (\(238) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 557.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 557.75 Td (163) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 557.80 Td (\(40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 557.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 544.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 544.75 Td (6,726) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 544.75 Td (62) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 544.75 Td (113) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.30 544.75 Td (3,016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.60 544.75 Td (\(2,030) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 544.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 544.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 544.75 Td (959) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 544.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 544.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.60 544.75 Td (\(1,046) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 544.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 544.75 Td (7,449) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.60 544.80 Td (\(1,027) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 544.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 532.58 Td (Other financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 524.58 Td (measured on a recurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 516.58 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 517.75 Td (24) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 517.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 517.75 Td (\(208) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 517.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 517.75 Td (5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.60 517.75 Td (\(2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 517.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.60 517.75 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.30 517.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 517.75 Td (100) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 517.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 517.75 Td (\(315) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 517.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.30 517.75 Td (17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 517.80 Td (\(26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 517.75 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 494.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 494.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 494.00 Td (Changes in fair value for available-for) Tj ET Q q 0 0 0 rg BT 176.23 494.00 Td (-sale investments are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.52 494.00 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 366.31 494.00 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.73 494.00 Td (, unless other) Tj ET Q q 0 0 0 rg BT 481.01 494.00 Td (-than-temporarily impaired, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 484.40 Td (while gains and losses from sales are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 212.39 484.40 Td (Realized gains \(losses\) fr) Tj ET Q q 0 0 0 rg BT 292.76 484.40 Td (om sales of investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.08 484.40 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 474.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 474.80 Td (Unrealized gains \(losses\) on MSRs are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 218.40 474.80 Td (Other r) Tj ET Q q 0 0 0 rg BT 241.88 474.80 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.08 474.80 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 465.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 465.20 Td (Represents the amount of total gains or losses for the period, included in earnings \(and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 333.04 465.20 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 415.84 465.20 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 488.25 465.20 Td ( for changes in fair value ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 455.60 Td (of available-for) Tj ET Q q 0 0 0 rg BT 103.37 455.60 Td (-sale investments\), attributable to the change in fair value relating to assets and liabilities classified as Level3 that are still held at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 520.12 455.60 Td (September30, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 446.00 Td (2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.00 446.00 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 436.40 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 436.40 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 436.40 Td (otal Level3 derivative assets and liabilities have been netted in these tables for presentation purposes only) Tj ET Q q 0 0 0 rg BT 398.15 436.40 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 415.40 Td (Level3 Fair) Tj ET Q q 0 0 0 rg BT 87.47 415.40 Td ( ) Tj ET Q q 0 0 0 rg BT 89.79 415.40 Td (V) Tj ET Q q 0 0 0 rg BT 96.09 415.40 Td (alue Rollforward) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 403.40 Td (For the period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.16 403.40 Td (June30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.99 403.40 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.76 403.40 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.03 403.40 Td ( there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 391.40 Td (were no significant Level 3 transfers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 367.40 Td (The following were the significant Level 3 transfers for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 355.40 Td (period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.05 355.40 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.63 355.40 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.41 355.40 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 355.40 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 337.40 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 337.40 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 337.40 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.68 337.40 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.01 337.40 Td ($2.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.12 337.40 Td ( from Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 325.40 Td (to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.31 325.40 Td ($3.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.42 325.40 Td ( from Level 3 to Level 2, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 313.40 Td (mainly related to structured debt, reflecting changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 301.40 Td (significance of unobservable inputs as well as certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.40 Td (underlying market inputs becoming less or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 277.40 Td (observable. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 265.40 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 265.40 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 265.40 Td (Other trading assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.41 265.40 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.74 265.40 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.85 265.40 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 253.40 Td (Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.07 253.40 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.19 253.40 Td ( from Level 3 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 241.40 Td (Level 2, related to trading loans, reflecting changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 229.40 Td (volume of market quotations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.40 Td (The following were the significant Level 3 transfers from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.40 Td (June30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.83 193.40 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.61 193.40 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.87 193.40 Td (: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 175.40 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 175.40 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 175.40 Td (Long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.18 175.40 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.01 175.40 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.12 175.40 Td ( from Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 163.40 Td (to Level 3 included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.98 163.40 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.09 163.40 Td ( related to the transfer of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 151.40 Td (previously bifurcated hybrid debt instrument from Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 139.40 Td (to Level 3 to reflect the host contract and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 127.40 Td (reclassification of Level 3 commodity contracts into ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 115.40 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.94 115.40 Td (. Prior to the third quarter of 2013, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 103.40 Td (bifurcated embedded derivatives were reported as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 91.40 Td (derivatives within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 128.43 91.40 Td (T) Tj ET Q q 0 0 0 rg BT 133.44 91.40 Td (rading account assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.16 91.40 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 240.09 91.40 Td (T) Tj ET Q q 0 0 0 rg BT 245.10 91.40 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 79.40 Td (account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.93 79.40 Td (, while the related debt host contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 67.40 Td (were reported at fair value within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.05 67.40 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.99 67.40 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 55.40 Td (Beginning in the third quarter of 2013, these hybrid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 415.40 Td (instruments were reported on a combined basis within) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 558.34 415.40 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 403.40 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.94 403.40 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 391.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 391.40 Td (Additionally) Tj ET Q q 0 0 0 rg BT 391.90 391.40 Td (, during the third quarter of 2013, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 379.40 Td (Company transferred ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 429.19 379.40 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.13 379.40 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.46 379.40 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.57 379.40 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 367.40 Td (Level 3 to Level 2, related mainly to structured debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 355.40 Td (driven by certain underlying market inputs becoming ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 343.40 Td (more observable as well as unobservable inputs used in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 331.40 Td (the valuation becoming not significant.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 307.40 Td (The following were the significant Level 3 transfers from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 295.40 Td (December31, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 295.40 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.36 295.40 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.63 295.40 Td (: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 277.40 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 277.40 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.74 277.40 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 545.97 277.40 Td (owed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 265.40 Td (or pur) Tj ET Q q 0 0 0 rg BT 366.91 265.40 Td (chased under agr) Tj ET Q q 0 0 0 rg BT 436.53 265.40 Td (eements to r) Tj ET Q q 0 0 0 rg BT 485.04 265.40 Td (esell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.86 265.40 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.69 265.40 Td ($1.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.81 265.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 253.40 Td (from Level 3 to Level 2 related to shortening of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 241.40 Td (remaining tenor of certain reverse repos. ) Tj ET Q q 0 0 0 rg BT 506.47 241.40 Td (There is more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 229.40 Td (transparency and observability for repo curves used in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 217.40 Td (valuation of structured reverse repos with tenors up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 205.40 Td (five years; thus, structured reverse repos maturing within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 193.40 Td (five years are generally classified as Level 2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 181.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 181.40 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 181.40 Td (ransfers of U.S. government-sponsored agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 169.40 Td (guaranteed mortgage-backed securities in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 510.81 169.40 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.02 169.40 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 157.40 Td ($2.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.11 157.40 Td ( from Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.63 157.40 Td ($3.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.74 157.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 145.40 Td (from Level 3 to Level 2, due to changes in the level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 133.40 Td (price observability for the specific securities. Similarly) Tj ET Q q 0 0 0 rg BT 561.00 133.40 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 121.40 Td (there were transfers of U.S. government-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 109.40 Td (agency guaranteed mortgage-backed securities in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 541.63 109.40 Td (T) Tj ET Q q 0 0 0 rg BT 546.64 109.40 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 97.40 Td (securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.33 97.40 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.66 97.40 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.77 97.40 Td ( from Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 85.40 Td ($1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.11 85.40 Td ( from Level 3 to Level 2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 73.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 73.40 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 73.40 Td (ransfers of asset-backed securities in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 496.86 73.40 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.07 73.40 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.40 73.40 Td ($1.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 61.40 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.11 61.40 Td ( from Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.63 61.40 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.74 61.40 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 49.40 Td (Level 3 to Level 2. ) Tj ET Q q 0 0 0 rg BT 420.13 49.40 Td (These transfers were related to ) Tj ET Q endstream endobj 437 0 obj <> endobj 438 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (216) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (collateralized loan obligations, reflecting changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 737.10 Td (level of price observability) Tj ET Q q 0 0 0 rg BT 160.81 737.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 725.10 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 725.10 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.68 725.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.01 725.10 Td ($3.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.12 725.10 Td ( from Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (to Level 3, included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.48 713.10 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.59 713.10 Td ( related to the transfer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (a previously bifurcated hybrid debt instrument from Level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (2 to Level 3 to reflect the host contract and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (reclassification of Level 3 commodity contracts into ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.94 665.10 Td (. ) Tj ET Q q 0 0 0 rg BT 120.76 665.10 Td (The remaining amounts of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 229.06 665.10 Td (Long-term ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 653.10 Td ( transferred from Level 2 to Level 3 as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td ($2.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.11 641.10 Td ( transfer from Level 3 to Level 2 were related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (mainly to structured debt reflecting changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (significance of unobservable inputs as well as certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (underlying market inputs becoming less or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (observable. ) Tj ET Q endstream endobj 439 0 obj <> endobj 440 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (217) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 742.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 742.25 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 742.25 Td ( Level3 Fair) Tj ET Q q 0 0 0 rg BT 245.59 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.91 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 254.22 742.25 Td (alue ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Measur) Tj ET Q q 0 0 0 rg BT 68.59 730.25 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 718.25 Td (s Level3 inventory consists of both cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (securities and derivatives of varying complexities. ) Tj ET Q q 0 0 0 rg BT 239.37 706.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (valuation methodologies applied to measure the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (these positions include discounted cash flow analyses, internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (models and comparative analysis. ) Tj ET Q q 0 0 0 rg BT 172.91 670.25 Td (A) Tj ET Q q 0 0 0 rg BT 179.58 670.25 Td ( position is classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (within Level3 of the fair value hierarchy when at least one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (input is unobservable and is considered significant to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 78.03 634.25 Td (The specific reason an input is deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (unobservable varies. For example, at least one significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (input to the pricing model is not observable in the market, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (least one significant input has been adjusted to make it more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (representative of the position being valued, or the price quote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (available does not reflect suf) Tj ET Q q 0 0 0 rg BT 150.77 574.25 Td (ficient trading activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 742.10 Td (The following tables present the valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (covering the majority of Level3 inventory and the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (significant unobservable inputs used in Level3 fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (measurements as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.36 706.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.63 706.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.06 706.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 694.10 Td (. Dif) Tj ET Q q 0 0 0 rg BT 362.15 694.10 Td (ferences between this table and amounts presented in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (the Level3 Fair ) Tj ET Q q 0 0 0 rg BT 389.91 682.10 Td (V) Tj ET Q q 0 0 0 rg BT 396.02 682.10 Td (alue Rollforward table represent individually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (immaterial items that have been measured using a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (valuation techniques other than those listed.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 554.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 554.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 554.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 554.25 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 554.25 Td ( Level3 Fair) Tj ET Q q 0 0 0 rg BT 245.59 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.91 554.25 Td (V) Tj ET Q q 0 0 0 rg BT 254.22 554.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 307.08 554.25 Td (ements) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 512.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 512.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 512.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 512.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 512.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 512.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 466.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 466.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 466.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 466.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 466.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 466.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 466.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 439.75 162.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 439.75 57.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 439.75 63.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 439.75 87.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 439.75 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 439.75 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 439.75 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 394.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 394.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 394.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 394.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 394.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 394.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 394.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 368.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 368.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 368.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 368.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 368.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 368.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 342.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 342.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 342.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 342.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 342.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 342.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 309.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 309.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 309.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 309.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 309.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 309.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 309.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 283.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 283.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 283.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 283.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 283.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 283.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 283.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 257.75 162.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 257.75 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 257.75 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 257.75 87.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 257.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 257.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 257.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 211.75 162.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 211.75 57.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 211.75 63.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 211.75 87.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 211.75 49.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 211.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 211.75 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 178.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 178.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 178.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 178.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 178.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 178.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 178.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 152.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 152.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 152.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 152.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 152.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 152.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 152.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 126.75 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 126.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 126.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 126.75 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 126.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 126.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 126.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 90.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 90.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 90.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 90.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 90.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 90.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 90.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512.75 m 198.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 512.75 m 255.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 512.75 m 318.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 512.75 m 405.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 512.75 m 454.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 512.75 m 515.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 512.75 m 576.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 498.75 m 198.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 498.75 m 255.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 512.75 m 318.5 512.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 498.75 m 318.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 498.75 m 405.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 498.75 m 454.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 498.75 m 515.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 498.75 m 576.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 466.75 m 198.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 498.75 m 255.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 466.75 m 255.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 498.75 m 318.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 466.75 m 318.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 498.75 m 405.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 466.75 m 405.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 498.75 m 454.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 466.75 m 454.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 498.75 m 515.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 466.75 m 515.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 498.75 m 576.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 466.75 m 576.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 466.75 m 255.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 466.75 m 318.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 466.75 m 405.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 466.75 m 454.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 466.75 m 515.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 466.75 m 576.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 439.75 m 198.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 439.75 m 255.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 439.75 m 318.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 439.75 m 405.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 439.75 m 454.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 439.75 m 515.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 439.75 m 255.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 439.75 m 318.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 439.75 m 405.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 439.75 m 454.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 439.75 m 515.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 439.75 m 576.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 394.75 m 198.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 394.75 m 255.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 394.75 m 318.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 394.75 m 405.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 394.75 m 454.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 394.75 m 515.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 394.75 m 576.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 394.75 m 255.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 394.75 m 318.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 394.75 m 405.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 394.75 m 454.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 394.75 m 515.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 394.75 m 576.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.75 m 198.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 355.75 m 255.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 355.75 m 318.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 355.75 m 405.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 355.75 m 454.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 355.75 m 515.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.75 m 198.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 355.75 m 255.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 355.75 m 318.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 355.75 m 405.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 355.75 m 454.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 355.75 m 515.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 342.75 m 255.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 342.75 m 318.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 342.75 m 405.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 342.75 m 454.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 342.75 m 515.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 342.75 m 576.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.75 m 198.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 270.75 m 255.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 270.75 m 318.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 270.75 m 405.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 270.75 m 454.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 270.75 m 515.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 270.75 m 576.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 257.75 m 198.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 257.75 m 255.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 257.75 m 318.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 257.75 m 405.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 257.75 m 454.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 257.75 m 515.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 257.75 m 576.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 257.75 m 255.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 257.75 m 318.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 257.75 m 405.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 257.75 m 454.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 257.75 m 515.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 257.75 m 576.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.75 m 198.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 211.75 m 255.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 211.75 m 318.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 211.75 m 405.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 211.75 m 454.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 211.75 m 515.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 211.75 m 576.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 211.75 m 255.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 211.75 m 318.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 211.75 m 405.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 211.75 m 454.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 211.75 m 515.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 211.75 m 576.5 211.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 152.75 m 198.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 152.75 m 255.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 152.75 m 318.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 152.75 m 405.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 152.75 m 454.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 152.75 m 515.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 152.75 m 576.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 76.75 m 198.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 76.75 m 255.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 76.75 m 318.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 76.75 m 405.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 76.75 m 454.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 76.75 m 515.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 76.75 m 576.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 76.75 m 255.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 76.75 m 318.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 76.75 m 405.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 76.75 m 454.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 76.75 m 515.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 76.75 m 576.5 76.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 63.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 63.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 63.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 63.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 63.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 63.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 63.25 m BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 517.00 Td (As of September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 526.35 Td (Fair) Tj ET Q q 0 0 0 rg BT 219.33 526.35 Td ( ) Tj ET Q q 0 0 0 rg BT 221.42 526.35 Td (V) Tj ET Q q 0 0 0 rg BT 227.09 526.35 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.09 530.43 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.70 517.21 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 207.95 517.21 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.25 517.20 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.70 517.20 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 517.20 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 521.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 517.20 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 521.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 526.20 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 526.20 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 517.20 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 517.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.72 521.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 503.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 503.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 503.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 489.20 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.20 Td ( borr) Tj ET Q q 0 0 0 rg BT 65.33 480.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 95.91 480.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 112.01 480.20 Td (chased under) Tj ET Q q 0 0 0 rg BT 163.10 480.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 471.20 Td ( agr) Tj ET Q q 0 0 0 rg BT 60.83 471.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 107.65 471.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 471.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 471.20 Td (3,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 471.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 471.21 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 471.21 Td (1.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 471.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 471.21 Td (2.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 471.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 471.21 Td (2.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 471.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 458.15 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 458.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 458.15 Td (2,814) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 458.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 458.01 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 458.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 458.01 Td (0.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 458.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 458.01 Td (112.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 458.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 458.01 Td (84.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 444.20 Td (905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 444.21 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 444.21 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 444.21 Td (0.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 444.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 444.21 Td (21.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 444.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 444.21 Td (7.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 444.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 430.20 Td (State and municipal, for) Tj ET Q q 0 0 0 rg BT 131.84 430.20 Td (eign ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 421.20 Td ( government, corporate and other) Tj ET Q q 0 0 0 rg BT 175.31 421.20 Td ( debt ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 412.20 Td ( securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 412.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 412.20 Td (7,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 412.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 412.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 412.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 412.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 412.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 412.21 Td (155.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 412.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 412.21 Td (90.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 399.15 Td (1,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 399.01 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 399.01 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 399.01 Td (60 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 399.01 Td (600 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 399.01 Td (224 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 386.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 103.25 390.23 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 386.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 386.15 Td (1,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 386.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 386.01 Td (Price ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 341.74 390.09 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 386.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 386.01 Td (150.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 386.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 386.01 Td (69.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 373.15 Td (755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 373.01 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 373.01 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 373.01 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 373.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 373.01 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 373.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 373.01 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 373.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 360.01 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 360.01 Td (0.10 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 360.01 Td (3.54 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 360.01 Td (1.12 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 347.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 347.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 347.15 Td (3,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 347.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 347.01 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 347.01 Td (105.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 347.01 Td (70.02) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 334.15 Td (Non-marketable equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 334.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 334.15 Td (1,629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 334.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 334.01 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 334.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 334.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 334.01 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 334.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 334.01 Td (8.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 334.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 314.20 Td (1,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 321.01 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 312.06 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 314.21 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 314.21 Td (5.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 314.21 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 314.21 Td (12.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 314.21 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 314.21 Td (9.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 314.21 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 301.15 Td (400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 301.01 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 301.01 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 301.01 Td (8.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 301.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 301.01 Td (8.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 301.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 301.01 Td (8.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 301.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 288.01 Td (Price-to-book ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 288.01 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 288.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 288.01 Td (1.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 288.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 288.01 Td (1.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 288.01 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 275.01 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 275.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 275.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 275.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 275.01 Td (67,511,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 275.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 275.01 Td (30,871,087) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 262.15 Td (DerivativesGr) Tj ET Q q 0 0 0 rg BT 102.32 262.15 Td (oss) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 113.82 266.23 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 239.21 Td (Interest rate contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 239.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 239.20 Td (6,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 239.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 248.21 Td (Interest rate \(IR\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 239.21 Td (lognormal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 239.21 Td (14.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 239.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 239.21 Td (76.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 239.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 239.21 Td (24.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 239.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 216.21 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 216.21 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 216.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 216.21 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 216.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 216.21 Td (10.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 216.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 196.21 Td (Foreign exchange contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 196.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 196.20 Td (1,198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 196.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 203.01 Td (Foreign exchange) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 194.06 Td (\(FX\) volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 196.21 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 196.21 Td (23.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 196.21 Td (9.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 196.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 183.15 Td (291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 183.01 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 183.01 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 183.01 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 183.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 183.01 Td (12.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 183.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 183.01 Td (5.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 183.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 170.01 Td (IR-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 170.01 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 170.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 170.01 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 170.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 170.01 Td (50.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 170.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 157.01 Td (IR-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 157.01 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 157.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 157.01 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 157.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 157.01 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 157.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 144.01 Td (Equity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.98 148.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 144.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 144.15 Td (4,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 144.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 144.01 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 144.01 Td (8.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 144.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 144.01 Td (80.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 144.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 144.01 Td (26.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 144.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 131.15 Td (870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 131.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 131.01 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 131.01 Td (84.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 131.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 131.01 Td (121.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 131.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 131.01 Td (98.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 131.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 118.01 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 118.01 Td (\(84.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 118.01 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 118.01 Td (71.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 118.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 118.01 Td (\(23.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 118.01 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 104.21 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 95.21 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 95.21 Td (\(66.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 95.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 95.21 Td (99.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 95.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 95.21 Td (41.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 95.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 81.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 81.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 81.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 81.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 81.21 Td (174.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 81.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 81.21 Td (53.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 68.01 Td (Commodity contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 68.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 68.15 Td (2,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 68.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 68.01 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 68.01 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 68.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 68.01 Td (66.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 68.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 68.01 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 68.01 Td (%) Tj ET Q endstream endobj 441 0 obj <> endobj 442 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (218) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 724.5 m 198.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 724.5 m 255.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 724.5 m 318.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 724.5 m 405.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 724.5 m 454.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 724.5 m 515.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 724.5 m 576.5 724.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 728.75 Td (As of September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 738.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 219.33 738.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.42 738.10 Td (V) Tj ET Q q 0 0 0 rg BT 227.09 738.10 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.09 742.18 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.70 728.96 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 207.95 728.96 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.25 728.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.70 728.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 728.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 728.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 737.95 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 737.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 728.95 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 728.95 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.72 733.03 Td (\(4\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 724.50 162.00 -23.00 re 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0.8 0.9333333333333333 1 rg /GS0 gs 36.50 661.50 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 661.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 661.50 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 661.50 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 661.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 661.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 661.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 635.50 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 635.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 635.50 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 635.50 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 635.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 635.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 635.50 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.50 162.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 590.50 57.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 590.50 63.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 590.50 87.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 590.50 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 590.50 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 590.50 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 545.50 162.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 545.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 545.50 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 545.50 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 545.50 49.00 -13.00 re f /GS0 gs 0.8 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i [] 0 d 0 J 0 j 3 M 515.5 725 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 687.5 m 198.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 687.5 m 255.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 687.5 m 318.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 687.5 m 405.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 687.5 m 454.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 687.5 m 515.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 687.5 m 576.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 687.5 m 255.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 687.5 m 318.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 687.5 m 405.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 687.5 m 454.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 687.5 m 515.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 687.5 m 576.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 622.5 m 198.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 622.5 m 255.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 622.5 m 318.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 622.5 m 405.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 622.5 m 454.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 622.5 m 515.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 622.5 m 576.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.5 m 198.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 480.5 m 255.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 480.5 m 318.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 480.5 m 405.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 480.5 m 454.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 480.5 m 515.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 480.5 m 576.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 480.5 m 255.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 480.5 m 318.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 480.5 m 405.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 480.5 m 454.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 480.5 m 515.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 480.5 m 576.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 428.5 m 198.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 428.5 m 255.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 428.5 m 318.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 428.5 m 405.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 428.5 m 454.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 428.5 m 515.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 428.5 m 576.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 428.5 m 255.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 428.5 m 318.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 428.5 m 405.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 428.5 m 454.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 428.5 m 515.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 428.5 m 576.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 402.5 m 255.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 402.5 m 318.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 402.5 m 405.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 402.5 m 454.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 402.5 m 515.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 402.5 m 576.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 402.5 m 198.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 389.5 m 198.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 402.5 m 255.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 389.5 m 255.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 402.5 m 318.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 389.5 m 318.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 402.5 m 405.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 389.5 m 405.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 402.5 m 454.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 389.5 m 454.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 402.5 m 515.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 389.5 m 515.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 402.5 m 576.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 389.5 m 576.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 389.5 m 255.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 389.5 m 318.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 389.5 m 405.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 389.5 m 454.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 389.5 m 515.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 389.5 m 576.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.5 m 198.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 304.5 m 255.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 304.5 m 318.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 304.5 m 405.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 304.5 m 454.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 304.5 m 515.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 304.5 m 576.5 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 272.5 m 198.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 272.5 m 255.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 272.5 m 318.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 272.5 m 405.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 272.5 m 454.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 272.5 m 515.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 272.5 m 576.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.5 m 198.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 258.5 m 255.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 258.5 m 318.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 258.5 m 405.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 258.5 m 454.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 258.5 m 515.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 258.5 m 576.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 258.5 m 255.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 258.5 m 318.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 258.5 m 405.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 258.5 m 454.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 258.5 m 515.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 258.5 m 576.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 230.5 m 198.5 230.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 230.5 m 255.5 230.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 230.5 m 318.5 230.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 230.5 m 405.5 230.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 230.5 m 454.5 230.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 230.5 m 515.5 230.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 230.5 m 576.5 230.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 72.5 m 198.5 72.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 72.5 m 255.5 72.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 72.5 m 318.5 72.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 72.5 m 405.5 72.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 72.5 m 454.5 72.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 72.5 m 515.5 72.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 72.5 m 576.5 72.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 714.96 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 705.96 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 705.96 Td (\(52.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 705.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 705.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 705.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 705.96 Td (27.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 705.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 691.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 691.96 Td (54.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 691.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 691.96 Td (226.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 691.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 691.96 Td (96.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 691.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 678.76 Td (Credit derivatives \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 678.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 678.90 Td (4,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 678.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 678.76 Td (Recovery rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 678.76 Td (12.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 678.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 678.76 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 678.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 678.76 Td (38.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 678.76 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 665.90 Td (1,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 665.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 665.76 Td (Credit correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 665.76 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 665.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 665.76 Td (95.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 665.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 665.76 Td (58.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 665.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 652.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 652.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 652.76 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 652.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 652.76 Td (108.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 652.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 652.76 Td (44.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 639.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.70 639.76 Td (1 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.95 639.76 Td (1,377 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 639.76 Td (208 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 626.76 Td (Upfront points) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 626.76 Td (1.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 626.76 Td (99.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 626.76 Td (71.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.96 Td (Nontrading derivatives and other financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.96 Td ( assets and liabilities measured on a ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.96 Td ( recurring basis \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.48 599.04 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 594.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 594.95 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 594.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 594.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 594.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 594.96 Td (133.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 594.96 Td (100.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 572.95 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 572.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 572.96 Td (Interest Rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 572.96 Td (7.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 572.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 572.96 Td (7.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 572.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 572.96 Td (7.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 572.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 549.95 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 558.96 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 549.96 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 549.96 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 549.96 Td (3.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 549.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 549.96 Td (12.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 549.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 549.96 Td (11.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 549.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 536.76 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 536.76 Td (9.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 536.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 536.76 Td (9.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 536.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 536.76 Td (9.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 536.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 523.76 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 523.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 523.76 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 523.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 523.76 Td (10,229,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 523.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 523.76 Td (8,376,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 510.76 Td (Redemption rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 510.76 Td (3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 510.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 510.76 Td (99.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 510.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 510.76 Td (66.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 510.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 497.76 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 497.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 497.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 497.76 Td (52.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 497.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 497.76 Td (19.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 497.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 484.76 Td (Price-to-book ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 484.76 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 484.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 484.76 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 484.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 484.76 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 484.76 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 471.90 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 471.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 471.90 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 471.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 471.76 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 471.76 Td (1.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 471.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 471.76 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 471.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 471.76 Td (2.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 471.76 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 458.90 Td (803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 458.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 458.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 458.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 458.76 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 458.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 458.76 Td (105.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 458.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 458.76 Td (98.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 445.90 Td (570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 445.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 445.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 445.76 Td (35 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 445.76 Td (923 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 445.76 Td (204 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 432.90 Td (442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 432.76 Td (Yield analysis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 419.90 Td (Mortgage servicing rights) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 419.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 419.90 Td (1,998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 419.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 419.76 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 419.76 Td (6.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 419.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 419.76 Td (20.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 419.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 419.76 Td (12.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 419.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 406.76 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 406.76 Td (3.30 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 406.76 Td (8.48 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 406.76 Td (6.10 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 393.90 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 380.90 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 380.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 380.90 Td (805) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 380.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 380.76 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 380.76 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 380.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 380.76 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 380.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 380.76 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 380.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 367.76 Td (Equity-IR Correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 367.76 Td (31.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 367.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 367.76 Td (31.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 367.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 367.76 Td (31.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 367.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 354.76 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 354.76 Td (54.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 354.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 354.76 Td (226.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 354.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 354.76 Td (96.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 354.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 340.96 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 331.96 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 331.96 Td (\(52.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 331.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 331.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 331.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 331.96 Td (27.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 331.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 308.96 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 308.96 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 308.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 308.96 Td (66.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 308.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 308.96 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 308.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.95 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 294.95 Td (chased and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.95 Td ( loaned or) Tj ET Q q 0 0 0 rg BT 84.09 285.95 Td ( sold under) Tj ET Q q 0 0 0 rg BT 126.94 285.95 Td ( agr) Tj ET Q q 0 0 0 rg BT 142.02 285.95 Td (eements to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 276.95 Td ( r) Tj ET Q q 0 0 0 rg BT 51.83 276.95 Td (epur) Tj ET Q q 0 0 0 rg BT 69.67 276.95 Td (chase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 276.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 276.95 Td (1,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 276.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 276.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 276.96 Td (0.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 276.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 276.96 Td (2.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 276.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 276.96 Td (2.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 276.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 262.95 Td (Trading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 248.96 Td (Securities sold, not yet purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 248.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 248.95 Td (333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 248.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 248.96 Td (Credit-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 248.96 Td (\(70.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 248.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 248.96 Td (5.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 248.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 248.96 Td (\(41.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 248.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 234.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 234.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 234.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 234.96 Td (98.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 234.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 234.96 Td (133.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 234.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 234.96 Td (99.81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 220.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 220.95 Td (owings and long-term ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 211.95 Td ( debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 211.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 211.95 Td (7,531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 211.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 220.96 Td (IR lognormal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 211.96 Td (volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 211.96 Td (11.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 211.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 211.96 Td (87.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 211.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 211.96 Td (23.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 211.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 198.76 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 198.76 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 198.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 198.76 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 198.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 198.76 Td (10.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 198.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 185.76 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 185.76 Td (14.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 185.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 185.76 Td (27.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 185.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 185.76 Td (22.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 185.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 171.96 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 162.96 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 162.96 Td (\(66.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 162.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 162.96 Td (99.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 162.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 162.96 Td (40.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 162.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 148.96 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 148.96 Td (\(84.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 148.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 148.96 Td (48.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 148.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 148.96 Td (\(26.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 148.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 125.96 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 125.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 125.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 125.96 Td (121.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 125.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 125.96 Td (98.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 125.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 112.76 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 112.76 Td (54.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 112.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 112.76 Td (226.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 112.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 112.76 Td (97.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 112.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 98.96 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 89.96 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 89.96 Td (\(52.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 89.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 89.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 89.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 89.96 Td (27.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 89.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 76.76 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 76.76 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 76.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 76.76 Td (66.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 76.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 76.76 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 76.76 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 443 0 obj <> endobj 444 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (219) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 700.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 700.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 700.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 700.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 700.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 700.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 700.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 654.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 654.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 654.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 654.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 654.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 654.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 626.60 164.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 626.60 55.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 626.60 60.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 626.60 90.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 626.60 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 626.60 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 626.60 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.60 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 581.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 581.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 581.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 581.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 581.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 581.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 555.60 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 555.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 555.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 555.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 555.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 555.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 555.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 529.60 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 529.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 529.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 529.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 529.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 529.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 529.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 503.60 164.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 503.60 55.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 503.60 60.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 503.60 90.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 503.60 49.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 503.60 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 503.60 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 470.60 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 470.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 470.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 470.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 470.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 470.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 470.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 444.60 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 444.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 444.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 444.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 444.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 444.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 444.60 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 409.60 164.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 409.60 55.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 409.60 60.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 409.60 90.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 409.60 49.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 409.60 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 409.60 61.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.60 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 376.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 376.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 376.60 90.00 -13.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 515.50 100.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 72.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 72.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 72.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 72.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 72.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 72.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 72.60 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 700.6 m 200.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 700.6 m 255.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 700.6 m 315.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 700.6 m 405.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 700.6 m 454.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 700.6 m 515.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 686.6 m 200.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 686.6 m 255.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 700.6 m 315.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 686.6 m 315.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 686.6 m 405.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 686.6 m 454.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 686.6 m 515.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 686.6 m 576.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 654.6 m 200.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 686.6 m 255.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 654.6 m 255.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 686.6 m 315.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 654.6 m 315.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 686.6 m 405.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 654.6 m 405.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 686.6 m 454.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 654.6 m 454.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 686.6 m 515.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 654.6 m 515.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 654.6 m 576.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 626.6 m 200.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 626.6 m 255.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 626.6 m 315.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 626.6 m 405.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 626.6 m 454.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 626.6 m 515.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 626.6 m 576.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 626.6 m 255.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 626.6 m 315.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 626.6 m 405.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 626.6 m 454.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 581.6 m 200.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 581.6 m 255.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 581.6 m 315.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 581.6 m 405.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 581.6 m 454.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 581.6 m 515.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 581.6 m 576.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 581.6 m 255.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 581.6 m 315.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 581.6 m 515.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 581.6 m 576.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 542.6 m 200.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 542.6 m 255.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 542.6 m 315.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 542.6 m 405.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 542.6 m 454.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 542.6 m 515.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 542.6 m 576.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 542.6 m 315.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 542.6 m 405.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 542.6 m 454.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 542.6 m 515.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 542.6 m 576.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.6 m 200.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 516.6 m 255.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 516.6 m 315.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 516.6 m 405.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 516.6 m 454.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 516.6 m 515.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 516.6 m 576.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 516.6 m 315.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 516.6 m 405.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 516.6 m 576.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 444.6 m 200.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 444.6 m 255.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 444.6 m 315.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 444.6 m 405.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 444.6 m 454.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 444.6 m 515.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 444.6 m 576.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 431.6 m 200.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 431.6 m 255.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 431.6 m 315.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 431.6 m 405.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 431.6 m 454.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 431.6 m 515.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 431.6 m 576.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 409.6 m 200.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 409.6 m 255.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 431.6 m 315.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 409.6 m 315.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 431.6 m 405.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 409.6 m 405.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 409.6 m 454.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 409.6 m 515.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 409.6 m 576.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 409.6 m 315.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 409.6 m 405.5 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 337.6 m 200.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 337.6 m 255.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 337.6 m 315.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 337.6 m 405.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 337.6 m 454.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 337.6 m 515.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 337.6 m 576.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 337.6 m 315.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 337.6 m 405.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 265.6 m 200.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 265.6 m 255.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 265.6 m 315.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 265.6 m 405.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 265.6 m 454.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 265.6 m 515.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 265.6 m 576.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 265.6 m 315.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 265.6 m 405.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 219.60000000000002 m 200.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 219.60000000000002 m 255.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 219.60000000000002 m 315.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 219.60000000000002 m 405.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 219.60000000000002 m 454.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 219.60000000000002 m 515.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 219.60000000000002 m 576.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 219.60000000000002 m 315.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 219.60000000000002 m 405.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 154.60000000000002 m 200.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 154.60000000000002 m 255.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 154.60000000000002 m 315.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 154.60000000000002 m 405.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 154.60000000000002 m 454.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 154.60000000000002 m 515.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 154.60000000000002 m 576.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 154.60000000000002 m 315.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 154.60000000000002 m 405.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 154.60000000000002 m 515.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 154.60000000000002 m 576.5 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 58.10000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 58.10000000000002 m BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.85 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 714.20 Td (Fair) Tj ET Q q 0 0 0 rg BT 220.33 714.20 Td ( ) Tj ET Q q 0 0 0 rg BT 222.42 714.20 Td (V) Tj ET Q q 0 0 0 rg BT 228.09 714.20 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 244.09 718.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.70 705.06 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 208.95 705.06 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.75 705.05 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.20 705.05 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.15 705.05 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 431.15 709.13 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 705.05 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.16 709.13 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 714.05 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 714.05 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.40 705.05 Td (A) Tj ET Q q 0 0 0 rg BT 532.23 705.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.72 709.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 691.05 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 691.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 691.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 691.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 691.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 691.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 691.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.05 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 668.05 Td ( borr) Tj ET Q q 0 0 0 rg BT 65.33 668.05 Td (owed or) Tj ET Q q 0 0 0 rg BT 95.91 668.05 Td ( pur) Tj ET Q q 0 0 0 rg BT 112.01 668.05 Td (chased under) Tj ET Q q 0 0 0 rg BT 163.10 668.05 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 659.05 Td ( agr) Tj ET Q q 0 0 0 rg BT 60.83 659.05 Td (eements to r) Tj ET Q q 0 0 0 rg BT 107.65 659.05 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 659.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 659.06 Td (3,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 659.06 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 659.06 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 659.06 Td (1.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 659.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 659.06 Td (2.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 659.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 659.06 Td (2.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 659.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 645.05 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 645.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 645.06 Td (2,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 645.06 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 645.06 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 645.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 645.06 Td (0.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 645.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 645.06 Td (117.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 645.06 Td (77.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 631.06 Td (1,241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 631.06 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 631.06 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 631.06 Td (0.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 631.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 631.06 Td (21.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 631.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 631.06 Td (8.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 631.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 617.05 Td (State and municipal, for) Tj ET Q q 0 0 0 rg BT 131.84 617.05 Td (eign ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 608.05 Td ( government, corporate and other) Tj ET Q q 0 0 0 rg BT 175.31 608.05 Td ( debt ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.05 Td ( securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 599.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 599.06 Td (5,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 599.06 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 599.06 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 599.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 599.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 599.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 599.06 Td (126.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 599.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 599.06 Td (87.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 585.86 Td (2,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 585.86 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 585.86 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.55 585.86 Td (11 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 585.86 Td (375 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 585.86 Td (213 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 573.00 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 103.25 577.08 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 572.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 572.86 Td (947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 572.86 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 572.86 Td (Price ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 338.74 576.94 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 572.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 572.86 Td (0.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 572.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 572.86 Td (93.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 572.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 572.86 Td (86.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 559.86 Td (827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 559.86 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 559.86 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 559.86 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 559.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 559.86 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 559.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 559.86 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 559.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 546.86 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 546.86 Td (0.01 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 546.86 Td (3.55 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 546.86 Td (1.38 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 534.00 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 533.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 533.86 Td (4,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 533.86 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 533.86 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 533.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 533.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 533.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 533.86 Td (135.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 533.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 533.86 Td (70.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 520.86 Td (1,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 520.86 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 520.86 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 520.86 Td (25 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 520.86 Td (378 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 520.86 Td (302 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.00 Td (Non-marketable equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 507.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 507.86 Td (2,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 507.86 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 507.86 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 507.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 507.86 Td (612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.75 507.86 Td ($336,559,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 507.86 Td ($124,080,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 488.06 Td (1,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 494.86 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 485.91 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 488.06 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 488.06 Td (4.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 488.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 488.06 Td (16.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 488.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 488.06 Td (9.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 488.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 474.86 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 474.86 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 474.86 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 474.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 474.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 474.86 Td (75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 474.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 474.86 Td (3.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 474.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 461.86 Td (Price-to-book ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 461.86 Td (0.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 461.86 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 461.86 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 461.86 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 461.86 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 461.86 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 448.86 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 448.86 Td (9.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 448.86 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 448.86 Td (9.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 448.86 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 448.86 Td (9.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 448.86 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 436.00 Td (DerivativesGr) Tj ET Q q 0 0 0 rg BT 102.32 436.00 Td (oss) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 113.82 440.08 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.06 Td (Interest rate contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 414.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 414.06 Td (5,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 414.06 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 422.86 Td (Interest rate \(IR\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 413.86 Td (lognormal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 414.06 Td (10.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 414.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 414.06 Td (87.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 414.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 414.06 Td (21.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 414.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.06 Td (Foreign exchange contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 394.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 394.06 Td (1,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 394.06 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 400.86 Td (Foreign exchange \(FX\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 391.91 Td (volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 394.06 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 394.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 394.06 Td (28.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 394.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 394.06 Td (13.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 394.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 380.86 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 380.86 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 380.86 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 380.86 Td (0.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 380.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 380.86 Td (13.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 380.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 380.86 Td (6.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 380.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 367.86 Td (IR-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 367.86 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 367.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 367.86 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 367.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 367.86 Td (50.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 367.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 354.86 Td (IR-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 354.86 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 354.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 354.86 Td (68.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 354.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 354.86 Td (40.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 354.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 341.86 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 341.86 Td (25 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 341.86 Td (419 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 341.86 Td (162 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.86 Td (Equity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.98 332.94 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 328.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 328.86 Td (3,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 328.86 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 328.86 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 328.86 Td (10.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 328.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 328.86 Td (73.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 328.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 328.86 Td (29.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 328.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 315.86 Td (563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 315.86 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 315.86 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 315.86 Td (79.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 315.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 315.86 Td (141.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 315.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 315.86 Td (100.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 315.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 302.86 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 293.91 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 296.06 Td (\(81.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 296.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 296.06 Td (99.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 296.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 296.06 Td (48.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 296.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 282.86 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 282.86 Td (\(70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 282.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 282.86 Td (55.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 282.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 282.86 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 282.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 269.86 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 269.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 269.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 269.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 269.86 Td (118.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 269.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 269.86 Td (88.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 256.86 Td (Commodity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 256.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 256.86 Td (2,988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 256.86 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 256.86 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 256.86 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 256.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 256.86 Td (146.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 256.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 256.86 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 256.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 243.86 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 234.91 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 237.06 Td (\(75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 237.06 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 237.06 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 237.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 237.06 Td (32.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 237.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 223.86 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 223.86 Td (23.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 223.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 223.86 Td (242.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 223.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 223.86 Td (105.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 223.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 210.86 Td (Credit derivatives \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 210.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 210.86 Td (4,767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 210.86 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 210.86 Td (Recovery rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 210.86 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 210.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 210.86 Td (64.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 210.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 210.86 Td (38.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 210.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 197.86 Td (1,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 197.86 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 197.86 Td (Credit correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 197.86 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 197.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 197.86 Td (95.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 197.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 197.86 Td (47.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 197.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 184.86 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 184.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 184.86 Td (0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 184.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 184.86 Td (115.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 184.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 184.86 Td (29.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 171.86 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.70 171.86 Td (3 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.95 171.86 Td (1,335 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 171.86 Td (203 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 158.86 Td (Upfront points) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.25 158.86 Td (2.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 158.86 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 158.86 Td (57.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 145.06 Td (Nontrading derivatives and other financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 136.06 Td ( assets and liabilities measured on a ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 127.06 Td ( recurring basis \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.48 131.14 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 127.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 127.06 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 127.06 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 127.06 Td (EBITDA multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 127.06 Td (5.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 127.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 127.06 Td (12.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 127.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 127.06 Td (12.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 127.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 105.06 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 113.86 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 104.86 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 105.06 Td (PE ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 105.06 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 105.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 105.06 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 105.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 105.06 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 105.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 91.06 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 91.06 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 91.06 Td (Price-to-book Ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 91.06 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 91.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 91.06 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 91.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 91.06 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 91.06 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 77.06 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 77.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 77.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 77.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 77.06 Td (105.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 77.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 77.06 Td (71.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 63.06 Td (Fund NAV) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 63.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 63.06 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 63.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 63.06 Td (10,688,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 63.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 63.06 Td (9,706,488) Tj ET Q endstream endobj 445 0 obj <> endobj 446 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (220) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 724.5 m 200.5 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 477.5 m 405.5 477.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 477.5 m 454.5 477.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 477.5 m 515.5 477.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 477.5 m 576.5 477.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 477.5 m 315.5 477.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 477.5 m 405.5 477.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 435.5 m 200.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 435.5 m 255.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 435.5 m 315.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 435.5 m 405.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 435.5 m 454.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 435.5 m 515.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 435.5 m 576.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 435.5 m 315.5 435.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 435.5 m 405.5 435.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 309.5 m 200.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 309.5 m 255.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 309.5 m 315.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 309.5 m 405.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 309.5 m 454.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 309.5 m 515.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 309.5 m 576.5 309.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 714.96 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 714.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 714.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 714.96 Td (35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 714.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 714.96 Td (16.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 714.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 686.95 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 686.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 686.96 Td (2,153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 686.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 686.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 686.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 686.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 686.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 686.96 Td (103.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 686.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 686.96 Td (91.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 672.96 Td (1,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 672.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 672.96 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 672.96 Td (1.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 672.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 672.96 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 672.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 672.96 Td (2.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 672.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 658.96 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 658.96 Td (Yield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 658.96 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.20 658.96 Td (49 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.95 658.96 Td (1,600 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 658.96 Td (302 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 644.95 Td (Mortgage servicing rights) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 644.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 644.96 Td (2,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 644.96 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 644.96 Td (Yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 644.96 Td (3.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 644.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 644.96 Td (12.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 644.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 644.96 Td (7.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 644.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 630.96 Td (WAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 630.96 Td (2.27 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 630.96 Td (9.44 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 630.96 Td (6.12 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 616.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 602.95 Td (Interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 602.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 602.96 Td (890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 602.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 602.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 602.96 Td (14.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 602.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 602.96 Td (42.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 602.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 602.96 Td (27.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 602.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 588.96 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 588.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 588.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 588.96 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 588.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 588.96 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 588.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 574.96 Td (Equity-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 574.96 Td (9.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 574.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 574.96 Td (20.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 574.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 574.96 Td (19.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 574.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 560.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 560.96 Td (23.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 560.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 560.96 Td (242.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 560.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 560.96 Td (105.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 560.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 547.76 Td (Commodity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 538.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 541.96 Td (\(75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 541.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 541.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 541.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 541.96 Td (32.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 541.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 527.96 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 527.96 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 527.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 527.96 Td (146.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 527.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 527.96 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 527.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 513.95 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 513.95 Td (chased and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 504.95 Td ( loaned or) Tj ET Q q 0 0 0 rg BT 84.09 504.95 Td ( sold under) Tj ET Q q 0 0 0 rg BT 126.94 504.95 Td ( agr) Tj ET Q q 0 0 0 rg BT 142.02 504.95 Td (eements to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 495.95 Td ( r) Tj ET Q q 0 0 0 rg BT 51.83 495.95 Td (epur) Tj ET Q q 0 0 0 rg BT 69.67 495.95 Td (chase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 495.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 495.96 Td (902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 495.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 495.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 495.96 Td (0.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 495.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 495.96 Td (3.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 495.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 495.96 Td (2.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 495.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 481.95 Td (Trading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 467.96 Td (Securities sold, not yet purchased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 467.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 467.96 Td (289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 467.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 467.96 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.70 467.96 Td (166 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.70 467.96 Td (180 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 467.96 Td (175 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 453.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 453.96 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 453.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 453.96 Td (Credit-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 453.96 Td (\(68.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 453.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 453.96 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 453.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 453.96 Td (\(50.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 453.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 439.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 439.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 439.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 439.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 439.96 Td (124.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 439.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 439.96 Td (99.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 425.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 425.95 Td (owings and long-term ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 416.95 Td ( debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 416.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.75 416.96 Td (6,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 416.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 416.96 Td (IR lognormal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 416.96 Td (10.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 416.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 416.96 Td (87.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 416.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 416.96 Td (20.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 416.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 402.96 Td (868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 402.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 402.96 Td (Equity forward) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 402.96 Td (79.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 402.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 402.96 Td (141.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 402.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 402.96 Td (99.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 402.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 388.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 388.96 Td (10.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 388.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 388.96 Td (57.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 388.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 388.96 Td (19.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 388.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 374.96 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 374.96 Td (\(70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 374.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 374.96 Td (55.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 374.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 374.96 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 374.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 361.76 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 352.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 355.96 Td (\(81.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 355.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 355.96 Td (99.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 355.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 355.96 Td (48.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 355.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 341.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 341.96 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 341.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 341.96 Td (10.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 341.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 341.96 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 341.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 327.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 327.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 327.96 Td (0.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 327.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 327.96 Td (103.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 327.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 327.96 Td (80.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.00 313.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 313.96 Td (23.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 313.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 313.96 Td (242.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 313.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 313.96 Td (101.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 313.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 292.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 292.40 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 282.80 Td (Some inputs are shown as zero due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 273.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 273.20 Td (When the low and high inputs are the same, there is either a constant input applied to all positions, or the methodology involving the input applies to one lar) Tj ET Q q 0 0 0 rg BT 553.30 273.20 Td (ge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.60 Td (position only) Tj ET Q q 0 0 0 rg BT 95.48 263.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 254.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 254.00 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 254.00 Td (eighted averages are calculated based on the fair value of the instrument.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 244.40 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 244.40 Td (For equity securities, the price input is expressed on an absolute basis, not as a percentage of the notional amount.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 234.80 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 234.80 Td (Both trading and nontrading account derivativesassets and liabilitiesare presented on a gross absolute value basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 225.20 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 225.20 Td (Includes hybrid products.) Tj ET Q endstream endobj 447 0 obj <> endobj 448 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Sensitivity to Unobservable Inputs and Interr) Tj ET Q q 0 0 0 rg BT 230.01 742.25 Td (elationships ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (between Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The impact of key unobservable inputs on the Level3 fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (value measurements may not be independent of one another) Tj ET Q q 0 0 0 rg BT 275.37 706.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (In addition, the amount and direction of the impact on a fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (value measurement for a given change in an unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (input depends on the nature of the instrument as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (whether the Company holds the instrument as an asset or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (liability) Tj ET Q q 0 0 0 rg BT 66.46 646.25 Td (. For certain instruments, the pricing hedging and risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (management are sensitive to the correlation between various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (inputs rather than on the analysis and aggregation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (individual inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.25 Td (The following section describes the sensitivities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (interrelationships of the most significant unobservable inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (used by the Company in Level3 fair value measurements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (Correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (Correlation is a measure of the co-movement between two or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (more variables. ) Tj ET Q q 0 0 0 rg BT 99.59 526.25 Td (A) Tj ET Q q 0 0 0 rg BT 106.26 526.25 Td ( variety of correlation-related assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (are required for a wide range of instruments, including equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (and credit baskets, foreign-exchange options, CDOs backed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (loans or bonds, mortgages, subprime mortgages and many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (other instruments. For almost all of these instruments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (correlations are not observable in the market and must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (estimated using historical information. Estimating correlation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (can be especially dif) Tj ET Q q 0 0 0 rg BT 117.72 442.25 Td (ficult where it may vary over time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (Extracting correlation information from market data requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (significant assumptions regarding the informational ef) Tj ET Q q 0 0 0 rg BT 252.71 418.25 Td (ficiency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (of the market \(for example, swaption markets\). Changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (correlation levels can have a major impact, favorable or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (unfavorable, on the value of an instrument, depending on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (nature. ) Tj ET Q q 0 0 0 rg BT 65.43 370.25 Td (A) Tj ET Q q 0 0 0 rg BT 72.10 370.25 Td ( change in the default correlation of the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (the underlying bonds comprising a CDO structure would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 346.25 Td (fect the fair value of the senior tranche. For example, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (increase in the default correlation of the underlying bonds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (would reduce the fair value of the senior tranche, because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (highly correlated instruments produce lar) Tj ET Q q 0 0 0 rg BT 200.77 310.25 Td (ger losses in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (event of default and a part of these losses would become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (attributable to the senior tranche. ) Tj ET Q q 0 0 0 rg BT 170.21 286.25 Td (That same change in default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (correlation would have a dif) Tj ET Q q 0 0 0 rg BT 148.55 274.25 Td (ferent impact on junior tranches of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (the same structure.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 238.25 Td (olatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 226.25 Td (olatility represents the speed and severity of market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (changes and is a key factor in pricing options. ) Tj ET Q q 0 0 0 rg BT 221.88 214.25 Td (T) Tj ET Q q 0 0 0 rg BT 227.29 214.25 Td (ypically) Tj ET Q q 0 0 0 rg BT 258.85 214.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (instruments can become more expensive if volatility increases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (For example, as an index becomes more volatile, the cost to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (Citi of maintaining a given level of exposure increases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (because more frequent rebalancing of the portfolio is required. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 154.25 Td (olatility generally depends on the tenor of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (instrument and the strike price or level defined in the contract. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 130.25 Td (olatilities for certain combinations of tenor and strike are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (observable. ) Tj ET Q q 0 0 0 rg BT 84.13 118.25 Td (The general relationship between changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.25 Td (value of a portfolio to changes in volatility also depends on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (changes in interest rates and the level of the underlying index. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 82.25 Td (, long option positions \(assets\) benefit from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (increases in volatility) Tj ET Q q 0 0 0 rg BT 120.88 70.25 Td (, whereas short option positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.25 Td (\(liabilities\) will suf) Tj ET Q q 0 0 0 rg BT 112.47 58.25 Td (fer losses. Some instruments are more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.25 Td (sensitive to changes in volatility than others. For example, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (at-the-money option would experience a lar) Tj ET Q q 0 0 0 rg BT 498.47 742.10 Td (ger percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (change in its fair value than a deep-in-the-money option. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (addition, the fair value of an option with more than one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (underlying security \(for example, an option on a basket of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (bonds\) depends on the volatility of the individual underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (securities as well as their correlations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (Y) Tj ET Q q 0 0 0 rg BT 329.56 658.10 Td (ield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (Adjusted yield is generally used to discount the projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (future principal and interest cash flows on instruments, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td (asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 419.80 622.10 Td (Adjusted yield is impacted by changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.10 Td (in the interest rate environment and relevant credit spreads.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 598.10 Td (In some circumstances, the yield of an instrument is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.10 Td (observable in the market and must be estimated from historical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.10 Td (data or from yields of similar securities. ) Tj ET Q q 0 0 0 rg BT 486.00 574.10 Td (This estimated yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (may need to be adjusted to capture the characteristics of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (security being valued. In other situations, the estimated yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.10 Td (may not represent suf) Tj ET Q q 0 0 0 rg BT 410.18 538.10 Td (ficient market liquidity and must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (adjusted as well. ) Tj ET Q q 0 0 0 rg BT 392.69 526.10 Td (Whenever the amount of the adjustment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (significant to the value of the security) Tj ET Q q 0 0 0 rg BT 474.42 514.10 Td (, the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (measurement is classified as Level3.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (Prepayment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 466.10 Td (V) Tj ET Q q 0 0 0 rg BT 329.93 466.10 Td (oluntary unscheduled payments \(prepayments\) change the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (future cash flows for the investor and thereby change the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (value of the security) Tj ET Q q 0 0 0 rg BT 404.71 442.10 Td (. ) Tj ET Q q 0 0 0 rg BT 409.53 442.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 435.16 442.10 Td (fect of prepayments is more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (pronounced for residential mortgage-backed securities. ) Tj ET Q q 0 0 0 rg BT 546.14 430.10 Td (An ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 418.10 Td (increase in prepaymentsin speed or magnitudegenerally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 406.10 Td (creates losses for the holder of these securities. Prepayment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (generally negatively correlated with delinquency and interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 343.43 382.10 Td (A) Tj ET Q q 0 0 0 rg BT 350.10 382.10 Td ( combination of low prepayment and high delinquencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (amplify each input) Tj ET Q q 0 0 0 rg BT 401.75 370.10 Td (s negative impact on mortgage securities) Tj ET Q q 0 0 0 rg BT 567.34 370.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 365.66 358.10 Td (As prepayment speeds change, the weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (average life of the security changes, which impacts the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.10 Td (valuation either positively or negatively) Tj ET Q q 0 0 0 rg BT 482.75 334.10 Td (, depending upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (nature of the security and the direction of the change in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.10 Td (weighted average life.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 286.10 Td (Recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.10 Td (Recovery is the proportion of the total outstanding balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.10 Td (a bond or loan that is expected to be collected in a liquidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.10 Td (scenario. For many credit securities \(such as asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.10 Td (securities\), there is no directly observable market input for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 358.33 226.10 Td (, but indications of recovery levels are available from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.10 Td (pricing services. ) Tj ET Q q 0 0 0 rg BT 391.85 214.10 Td (The assumed recovery of a security may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.10 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 202.10 Td (fer from its actual recovery that will be observable in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.10 Td (future. ) Tj ET Q q 0 0 0 rg BT 352.70 190.10 Td (The recovery rate impacts the valuation of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.10 Td (securities. Generally) Tj ET Q q 0 0 0 rg BT 405.54 178.10 Td (, an increase in the recovery rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.10 Td (assumption increases the fair value of the security) Tj ET Q q 0 0 0 rg BT 523.00 166.10 Td (. ) Tj ET Q q 0 0 0 rg BT 527.45 166.10 Td (An increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 154.10 Td (in loss severity) Tj ET Q q 0 0 0 rg BT 383.35 154.10 Td (, the inverse of the recovery rate, reduces the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 142.10 Td (amount of principal available for distribution and, as a result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 130.10 Td (decreases the fair value of the security) Tj ET Q q 0 0 0 rg BT 476.61 130.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 106.10 Td (Credit Spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 94.10 Td (Credit spread is a component of the security representing its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 82.10 Td (credit quality) Tj ET Q q 0 0 0 rg BT 376.39 82.10 Td (. Credit spread reflects the market perception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 70.10 Td (changes in prepayment, delinquency and recovery rates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 58.10 Td (therefore capturing the impact of other variables on the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 46.10 Td (value. Changes in credit spread af) Tj ET Q q 0 0 0 rg BT 459.32 46.10 Td (fect the fair value of ) Tj ET Q endstream endobj 449 0 obj <> endobj 450 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (securities dif) Tj ET Q q 0 0 0 rg BT 87.19 742.10 Td (ferently depending on the characteristics and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (maturity profile of the security) Tj ET Q q 0 0 0 rg BT 158.09 730.10 Td (. For example, credit spread is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (more significant driver of the fair value measurement of a high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (yield bond as compared to an investment grade bond. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 694.10 Td (, the credit spread for an investment grade bond is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (also more observable and less volatile than its high yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (counterpart.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (Qualitative Discussion of the Ranges of Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (The following section describes the ranges of the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (significant unobservable inputs used by the Company in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (Level3 fair value measurements. ) Tj ET Q q 0 0 0 rg BT 171.32 598.10 Td (The level of aggregation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (the diversity of instruments held by the Company lead to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (wide range of unobservable inputs that may not be evenly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (distributed across the Level3 inventory) Tj ET Q q 0 0 0 rg BT 193.92 562.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (Correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (There are many dif) Tj ET Q q 0 0 0 rg BT 112.17 538.10 Td (ferent types of correlation inputs, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (credit correlation, cross-asset correlation \(such as equity-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (interest rate correlation\), and same-asset correlation \(such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (interest rate-interest rate correlation\). Correlation inputs are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (generally used to value hybrid and exotic instruments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 478.10 Td (, same-asset correlation inputs have a narrower range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (than cross-asset correlation inputs. However) Tj ET Q q 0 0 0 rg BT 213.05 466.10 Td (, due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (complex and unique nature of these instruments, the ranges for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (correlation inputs can vary widely across portfolios.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 418.10 Td (olatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (Similar to correlation, asset-specific volatility inputs vary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (widely by asset type. For example, ranges for foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (exchange volatility are generally lower and narrower than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (equity volatility) Tj ET Q q 0 0 0 rg BT 98.95 370.10 Td (. Equity volatilities are wider due to the nature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (of the equities market and the terms of certain exotic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (instruments. For most instruments, the interest rate volatility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (input is on the lower end of the range; however) Tj ET Q q 0 0 0 rg BT 224.71 334.10 Td (, for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (structured or exotic instruments \(such as market-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (deposits or exotic interest rate derivatives\), the range is much ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (wider) Tj ET Q q 0 0 0 rg BT 58.22 298.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (Y) Tj ET Q q 0 0 0 rg BT 41.56 274.10 Td (ield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (Ranges for the yield inputs vary significantly depending upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (the type of security) Tj ET Q q 0 0 0 rg BT 112.27 250.10 Td (. For example, securities that typically have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (lower yields, such as municipal bonds, will fall on the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (end of the range, while more illiquid securities or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (with lower credit quality) Tj ET Q q 0 0 0 rg BT 133.93 214.10 Td (, such as certain residual tranche ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (asset-backed securities, will have much higher yield inputs.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (Credit Spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (Credit spread is relevant primarily for fixed income and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (instruments; however) Tj ET Q q 0 0 0 rg BT 121.97 154.10 Td (, the ranges for the credit spread input ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (can vary across instruments. For example, certain fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (income instruments, such as certificates of deposit, typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (have lower credit spreads, whereas certain derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (instruments with high-risk counterparties are typically subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (to higher credit spreads when they are uncollateralized or have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (a longer tenor) Tj ET Q q 0 0 0 rg BT 90.98 82.10 Td (. Other instruments, such as credit default swaps, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (also have credit spreads that vary with the attributes of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (underlying obligor) Tj ET Q q 0 0 0 rg BT 110.16 58.10 Td (. Stronger companies have tighter credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (spreads, and weaker companies have wider credit spreads.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 742.25 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.25 Td (The price input is a significant unobservable input for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.25 Td (fixed income instruments. For these instruments, the price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.25 Td (input is expressed as a percentage of the notional amount, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.25 Td (a price of $100 meaning that the instrument is valued at par) Tj ET Q q 0 0 0 rg BT 561.43 694.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.25 Td (For most of these instruments, the price varies between zero to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.25 Td ($100, or slightly above $100. Relatively illiquid assets that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.25 Td (have experienced significant losses since issuance, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.25 Td (certain asset-backed securities, are at the lower end of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.25 Td (range, whereas most investment grade corporate bonds will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.25 Td (fall in the middle to the higher end of the range. For certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.25 Td (structured debt instruments with embedded derivatives, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.25 Td (price input may be above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.57 598.25 Td ($100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.57 598.25 Td ( to reflect the embedded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.25 Td (features of the instrument \(for example, a step-up coupon or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.25 Td (conversion option\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 562.25 Td (The price input is also a significant unobservable input for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.25 Td (certain equity securities; however) Tj ET Q q 0 0 0 rg BT 458.27 550.25 Td (, the range of price inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.25 Td (varies depending on the nature of the position, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.25 Td (shares outstanding and other factors.) Tj ET Q endstream endobj 451 0 obj <> endobj 452 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (223) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Items Measur) Tj ET Q q 0 0 0 rg BT 94.97 749.25 Td (ed at Fair) Tj ET Q q 0 0 0 rg BT 136.44 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.76 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 145.07 749.25 Td (alue on a Nonr) Tj ET Q q 0 0 0 rg BT 207.95 749.25 Td (ecurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Certain assets and liabilities are measured at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (nonrecurring basis and therefore are not included in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (above. ) Tj ET Q q 0 0 0 rg BT 64.70 713.25 Td (These include assets measured at cost that have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (written down to fair value during the periods as a result of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (impairment. In addition, these assets include loans held-for) Tj ET Q q 0 0 0 rg BT 272.13 689.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (sale and other real estate owned that are measured at the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (of cost or market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (The following table presents the carrying amounts of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (assets that were still held as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.14 641.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.40 641.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 629.25 Td (, for which a nonrecurring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (measurement was recorded:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 592.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 592.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 592.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 592.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 564.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 564.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 564.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 564.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 536.75 102.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 536.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 536.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 536.75 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 592.75 m 137.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 592.75 m 187.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 592.75 m 237.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 592.75 m 287.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 536.75 m 137.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 513.75 m 137.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 536.75 m 187.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 513.75 m 187.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 536.75 m 237.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 513.75 m 237.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 536.75 m 287.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 513.75 m 287.5 513.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 597.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.45 597.20 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.10 597.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 597.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 583.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 569.21 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 140.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 569.20 Td (4,184) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 569.20 Td (1,267) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 569.20 Td (2,917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 555.21 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.50 555.20 Td (109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 555.20 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 555.20 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 541.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 545.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 541.20 Td (3,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 541.20 Td (3,027) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 541.20 Td (414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 527.20 Td (Total assets at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.50 518.20 Td (on a nonrecurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 140.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 518.20 Td (7,734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 518.20 Td (4,314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 518.20 Td (3,420) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 494.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 494.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 494.25 Td (Represents impaired loans held for investment whose carrying amount is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 484.65 Td (based on the fair value of the underlying collateral, including primarily ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 475.05 Td (real-estate secured loans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 450.55 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 450.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 450.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 450.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 422.55 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 422.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 422.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 422.55 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 394.55 102.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 394.55 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 394.55 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 394.55 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 450.55 m 137.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 450.55 m 187.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 450.55 m 237.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 450.55 m 287.5 450.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 394.55 m 137.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 371.55 m 137.5 371.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 394.55 m 187.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 371.55 m 187.5 371.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 394.55 m 237.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 371.55 m 237.5 371.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 394.55 m 287.5 394.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 371.55 m 287.5 371.55 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 454.80 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.45 455.00 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.10 455.00 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 455.00 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 441.00 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 427.01 Td (Loans held-for-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 427.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 427.01 Td (3,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 427.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 427.01 Td (2,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 427.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 427.01 Td (1,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 413.01 Td (Other real estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.50 413.01 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 413.01 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 413.01 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 399.01 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 403.09 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 399.01 Td (4,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 399.01 Td (3,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 399.01 Td (766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 385.00 Td (Total assets at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.50 376.00 Td (on a nonrecurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 376.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 376.01 Td (8,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 376.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 376.01 Td (6,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 376.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 376.01 Td (2,207) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 352.05 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 352.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 352.05 Td (Represents impaired loans held for investment whose carrying amount is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 342.45 Td (based on the fair value of the underlying collateral, including primarily ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 332.85 Td (real-estate secured loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The fair value of loans-held-for) Tj ET Q q 0 0 0 rg BT 467.85 749.10 Td (-sale is determined where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (possible using quoted secondary-market prices. If no such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (quoted price exists, the fair value of a loan is determined using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (quoted prices for a similar asset or assets, adjusted for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (specific attributes of that loan. Fair value for the other real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (estate owned is based on appraisals. For loans whose carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (amount is based on the fair value of the underlying collateral, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (the fair values depend on the type of collateral. Fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the collateral is typically estimated based on quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (prices if available, appraisals or other internal valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (techniques.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (Where the fair value of the related collateral is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (an unadjusted appraised value, the loan is generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (as Level2. ) Tj ET Q q 0 0 0 rg BT 369.91 593.10 Td (Where significant adjustments are made to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (appraised value, the loan is classified as Level3. ) Tj ET Q q 0 0 0 rg BT 520.88 581.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 570.78 581.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (for corporate loans, appraisals of the collateral are often based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (on sales of similar assets; however) Tj ET Q q 0 0 0 rg BT 462.18 557.10 Td (, because the prices of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (similar assets require significant adjustments to reflect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (unique features of the underlying collateral, these fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (measurements are generally classified as Level3.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 308.85 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 308.85 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 308.85 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 308.85 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 308.85 Td ( Level3 Nonr) Tj ET Q q 0 0 0 rg BT 249.49 308.85 Td (ecurring Fair) Tj ET Q q 0 0 0 rg BT 306.79 308.85 Td ( ) Tj ET Q q 0 0 0 rg BT 309.11 308.85 Td (V) Tj ET Q q 0 0 0 rg BT 315.41 308.85 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 368.28 308.85 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.85 Td (The following tables present the valuation techniques covering the majority of Level3 nonrecurring fair value measurements and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.85 Td (most significant unobservable inputs used in those measurements as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 284.85 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.77 284.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.21 284.85 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.79 284.85 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 251.35 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 251.35 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 251.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 251.35 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 251.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 251.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 251.35 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 223.35 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 223.35 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 223.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 223.35 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 223.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 223.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 223.35 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 195.35 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 195.35 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 195.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 195.35 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 195.35 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 195.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 195.35 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 251.35000000000002 m 177.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 251.35000000000002 m 235.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 251.35000000000002 m 307.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 251.35000000000002 m 393.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 251.35000000000002 m 453.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 251.35000000000002 m 516.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 251.35000000000002 m 575.5 251.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 237.35000000000002 m 177.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 237.35000000000002 m 235.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 237.35000000000002 m 307.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 237.35000000000002 m 393.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 237.35000000000002 m 453.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 237.35000000000002 m 516.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 237.35000000000002 m 575.5 237.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 195.35000000000002 m 177.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 195.35000000000002 m 235.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 195.35000000000002 m 307.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 195.35000000000002 m 393.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 195.35000000000002 m 453.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 195.35000000000002 m 516.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 195.35000000000002 m 575.5 195.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 181.35000000000002 m 177.5 181.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 181.35000000000002 m 235.5 181.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 181.35000000000002 m 307.5 181.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 181.35000000000002 m 393.5 181.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 181.35000000000002 m 453.5 181.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 181.35000000000002 m 516.5 181.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 181.35000000000002 m 575.5 181.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 255.60 Td (As of September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.50 264.95 Td (Fair) Tj ET Q q 0 0 0 rg BT 198.83 264.95 Td () Tj ET Q q 0 0 0 rg BT 200.92 264.95 Td (V) Tj ET Q q 0 0 0 rg BT 206.59 264.95 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 222.59 269.03 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 182.75 255.81 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 185.00 255.81 Td (\(inmillions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.75 255.80 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.20 255.80 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.45 255.80 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.95 255.80 Td (High) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.20 264.80 Td (W) Tj ET Q q 0 0 0 rg BT 535.70 264.80 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.05 255.80 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 557.03 259.88 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 242.75 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 242.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.75 242.75 Td (2,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 242.61 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 242.61 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 242.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 242.61 Td (91.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 242.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 242.61 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 242.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 242.61 Td (99.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 228.75 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 228.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 228.75 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 228.61 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 228.61 Td (Appraised Value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 228.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 228.61 Td (1,128,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 228.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 228.61 Td (8,518,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 228.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 228.61 Td (4,953,898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 214.61 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 214.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 214.61 Td (51.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 214.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 214.61 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 214.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 214.61 Td (78.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 200.61 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 200.61 Td (13.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 200.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 200.61 Td (62.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 200.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 200.61 Td (32.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 200.61 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 186.75 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 61.51 190.83 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 180.00 186.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 186.75 Td (353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 186.61 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 186.61 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 371.98 190.69 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 186.61 Td (13.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 186.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.25 186.61 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 186.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 186.61 Td (31.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 186.61 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 161.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 161.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 161.85 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 152.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 152.25 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 152.25 Td (eighted averages are calculated based on the fair value of the instrument.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 142.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 142.65 Td (Represents loans held for investment whose carrying amounts are based on the fair value of the underlying collateral.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 133.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 133.05 Td (Includes estimated costs to sell.) Tj ET Q endstream endobj 453 0 obj <> endobj 454 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (224) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 732.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 732.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 732.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 732.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 732.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 732.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 732.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 704.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 704.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 704.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 704.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 704.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 704.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 704.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 676.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 676.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 676.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 676.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 676.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 676.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 676.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 648.50 134.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 648.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 648.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.50 648.50 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 648.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 648.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 648.50 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 732.5 m 169.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 732.5 m 234.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 732.5 m 301.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 732.5 m 386.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 732.5 m 451.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 732.5 m 515.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 732.5 m 575.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 732.5 m 234.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 732.5 m 301.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 732.5 m 386.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 732.5 m 451.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 732.5 m 515.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 732.5 m 575.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 704.5 m 169.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 704.5 m 234.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 704.5 m 301.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 704.5 m 386.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 704.5 m 451.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 704.5 m 515.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 704.5 m 575.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 704.5 m 234.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 704.5 m 301.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 704.5 m 386.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 704.5 m 451.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 704.5 m 515.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 704.5 m 575.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 662.5 m 169.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 662.5 m 234.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 662.5 m 301.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 662.5 m 386.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 662.5 m 451.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 662.5 m 515.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 662.5 m 575.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 662.5 m 234.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 662.5 m 301.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 662.5 m 386.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 662.5 m 451.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 662.5 m 515.5 662.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 662.5 m 575.5 662.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 620.5 m 169.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 620.5 m 234.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 620.5 m 301.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 301.5 620.5 m 386.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 620.5 m 451.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 620.5 m 515.5 620.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 620.5 m 575.5 620.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 736.75 Td (As of December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 746.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 194.33 746.10 Td () Tj ET Q q 0 0 0 rg BT 196.42 746.10 Td (V) Tj ET Q q 0 0 0 rg BT 202.09 746.10 Td (alue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 218.09 750.18 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.25 736.96 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 180.50 736.96 Td (\(inmillions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.25 736.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.70 736.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.95 736.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.45 736.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.70 745.95 Td (W) Tj ET Q q 0 0 0 rg BT 535.20 745.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.55 736.95 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 556.53 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 723.90 Td (Loans held-for-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 723.76 Td (912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 723.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 723.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.49 727.84 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 723.76 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 723.76 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 723.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 723.76 Td (98.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 709.76 Td (393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 709.76 Td (Cash Flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 709.76 Td (Credit Spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.20 709.76 Td (45 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.20 709.76 Td (80 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.20 709.76 Td (64 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 695.90 Td (Other real estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.00 695.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 695.76 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 695.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 695.76 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 365.98 699.84 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 695.76 Td (34.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 695.76 Td (59.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 695.76 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 695.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 681.76 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 681.76 Td (Cash Flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 681.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.49 685.84 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 681.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 681.76 Td (60.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 681.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 681.76 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 681.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 681.76 Td (96.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 667.76 Td (Appraised Value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 667.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 667.76 Td (636,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 667.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 667.76 Td (15,897,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 667.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 667.76 Td (11,392,478) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 653.90 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 61.51 657.98 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.00 653.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 653.76 Td (581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 653.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 653.76 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 365.98 657.84 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 653.76 Td (34.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 653.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 653.76 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 653.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 653.76 Td (35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 653.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 639.76 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 639.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 639.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.49 643.84 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 639.76 Td (52.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 639.76 Td (68.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 639.76 Td (65.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 625.76 Td (Appraised Value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 625.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 625.76 Td (6,500,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 625.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.00 625.76 Td (86,000,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 625.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 625.76 Td (43,532,719) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 603.40 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 603.40 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 593.80 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 593.80 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 593.80 Td (eighted averages are based on the fair value of the instrument.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 584.20 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 584.20 Td (Represents loans held for investment whose carrying amounts are based on the fair value of the underlying collateral.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 574.60 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 574.60 Td (Includes estimated costs to sell. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 565.05 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 565.05 Td (Prices are based on appraised values.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 541.05 Td (Nonr) Tj ET Q q 0 0 0 rg BT 58.04 541.05 Td (ecurring Fair) Tj ET Q q 0 0 0 rg BT 115.34 541.05 Td ( ) Tj ET Q q 0 0 0 rg BT 117.66 541.05 Td (V) Tj ET Q q 0 0 0 rg BT 123.96 541.05 Td (alue Changes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 529.00 Td (The following table presents total nonrecurring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 517.00 Td (measurements for the period, included in earnings, attributable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 505.00 Td (to the change in fair value relating to assets that are still held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 493.00 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.72 493.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.98 493.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.42 493.00 Td (September30, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.68 493.00 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 454.50 109.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 144.00 454.50 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.00 454.50 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 426.50 109.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 144.00 426.50 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.00 426.50 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 468.5 m 144 468.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144 468.5 m 216 468.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216 468.5 m 288 468.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 454.5 m 144 454.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144 454.5 m 216 454.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216 454.5 m 288 454.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 412.5 m 144 412.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35 389.5 m 144 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144 412.5 m 216 412.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 144 389.5 m 216 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216 412.5 m 288 412.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 216 389.5 m 288 389.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 147.50 472.95 Td (Three months ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.50 458.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.50 458.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 458.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 444.96 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 146.50 444.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 444.95 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 444.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.50 444.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.50 444.96 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 444.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 430.96 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 430.95 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 430.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 430.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 430.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 416.96 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.49 421.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 416.95 Td (\(158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 416.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 416.96 Td (\(186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 416.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 402.95 Td (Total nonrecurring fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 393.95 Td (value gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 146.50 393.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 393.95 Td (\(176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 393.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.50 393.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 393.96 Td (\(231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 393.96 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 370.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 370.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 370.00 Td (Represents loans held for investment whose carrying amount is based on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 360.40 Td (the fair value of the underlying collateral, including primarily real-estate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 350.80 Td (loans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 312.35 108.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 312.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 312.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 284.35 108.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 284.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 284.35 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 326.35 m 143.5 326.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 143.5 326.35 m 215.5 326.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 326.35 m 287.5 326.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 312.35 m 143.5 312.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 143.5 312.35 m 215.5 312.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 312.35 m 287.5 312.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 270.35 m 143.5 270.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 247.35000000000002 m 143.5 247.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 143.5 270.35 m 215.5 270.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 143.5 247.35000000000002 m 215.5 247.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 270.35 m 287.5 270.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 247.35000000000002 m 287.5 247.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.45 330.80 Td (Nine months ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 316.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 316.80 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 316.81 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 302.81 Td (Loans held-for-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 146.00 302.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 302.80 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 302.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.00 302.81 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 302.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 288.81 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.00 288.80 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 288.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.50 288.81 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 288.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 274.81 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 278.89 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.50 274.80 Td (\(462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 274.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 274.81 Td (\(444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 274.81 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 260.80 Td (Total nonrecurring fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 251.80 Td (value gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 146.00 251.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.50 251.80 Td (\(419) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 251.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 251.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 251.81 Td (\(494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 251.81 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 230.20 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.20 Td (Represents loans held for investment whose carrying amount is based on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 220.60 Td (the fair value of the underlying collateral, including primarily real-estate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 211.00 Td (loans.) Tj ET Q endstream endobj 455 0 obj <> endobj 456 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (225) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Estimated Fair) Tj ET Q q 0 0 0 rg BT 99.97 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 102.29 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 108.60 749.25 Td (alue of Financial Instruments Not ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Carried at Fair) Tj ET Q q 0 0 0 rg BT 101.35 737.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.67 737.25 Td (V) Tj ET Q q 0 0 0 rg BT 109.97 737.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The table below presents the carrying value and fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 713.25 Td (s financial instruments that are not carried at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 62.47 701.25 Td (The table below therefore excludes items measured at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (fair value on a recurring basis presented in the tables above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (The disclosure also excludes leases, af) Tj ET Q q 0 0 0 rg BT 207.65 677.25 Td (filiate investments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (pension and benefit obligations and insurance policy claim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (reserves. In addition, contract-holder fund amounts exclude ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (certain insurance contracts. ) Tj ET Q q 0 0 0 rg BT 147.06 641.25 Td (Also, as required, the disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (excludes the ef) Tj ET Q q 0 0 0 rg BT 95.79 629.25 Td (fect of taxes, any premium or discount that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (could result from of) Tj ET Q q 0 0 0 rg BT 115.52 617.25 Td (fering for sale at one time the entire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (holdings of a particular instrument, excess fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (associated with deposits with no fixed maturity) Tj ET Q q 0 0 0 rg BT 224.21 593.25 Td (, and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (expenses that would be incurred in a market transaction. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (addition, the table excludes the values of non-financial assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (and liabilities, as well as a wide range of franchise, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (relationship and intangible values, which are integral to a full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (assessment of Citigroup) Tj ET Q q 0 0 0 rg BT 134.88 533.25 Td (s financial position and the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (its net assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (The fair value represents management) Tj ET Q q 0 0 0 rg BT 209.48 509.25 Td (s best estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (based on a range of methodologies and assumptions. ) Tj ET Q q 0 0 0 rg BT 248.83 497.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (carrying value of short-term financial instruments not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (accounted for at fair value, as well as receivables and payables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (arising in the ordinary course of business, approximates fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (value because of the relatively short period of time between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (their origination and expected realization. Quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (prices are used when available for investments and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (liabilities, such as long-term debt not carried at fair value. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (loans not accounted for at fair value, cash flows are discounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (at quoted secondary market rates or estimated market rates if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (available. Otherwise, sales of comparable loan portfolios or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (current market origination rates for loans with similar terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (and risk characteristics are used. Expected credit losses are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (either embedded in the estimated future cash flows or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (incorporated as an adjustment to the discount rate used. ) Tj ET Q q 0 0 0 rg BT 548.20 593.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (value of collateral is also considered. For liabilities such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (long-term debt not accounted for at fair value and without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (quoted market prices, market borrowing rates of interest are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (used to discount contractual cash flows.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 444.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 444.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 444.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 444.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 444.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 444.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 416.75 305.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 416.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 416.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 416.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 416.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 416.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 379.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 379.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 379.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 379.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 379.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 379.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 351.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 351.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 351.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 351.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 351.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 314.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 314.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 314.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 314.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 314.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 472.75 m 391.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 472.75 m 441.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 472.75 m 486.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 472.75 m 531.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 472.75 m 576.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 444.75 m 341.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 444.75 m 391.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 444.75 m 441.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 444.75 m 486.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 444.75 m 531.5 444.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 444.75 m 576.5 444.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.75 m 341.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 365.75 m 391.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 365.75 m 441.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 365.75 m 486.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 365.75 m 531.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 365.75 m 576.5 365.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 286.75 m 341.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 286.75 m 391.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 286.75 m 441.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 286.75 m 486.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 286.75 m 531.5 286.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 286.75 m 576.5 286.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.45 477.20 Td (September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.55 477.20 Td (Estimated fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 458.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.70 449.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 458.20 Td (Estimated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 449.20 Td (fair) Tj ET Q q 0 0 0 rg BT 411.53 449.20 Td ( value) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 449.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.60 449.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.60 449.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.60 449.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 435.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 435.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 421.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.25 421.20 Td (30.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 421.20 Td (32.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 421.20 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 421.20 Td (24.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 421.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 421.20 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 407.21 Td (Federal funds sold and securities borrowed or purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 398.21 Td (resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 398.20 Td (104.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 398.20 Td (104.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 398.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 398.20 Td (94.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 398.20 Td (9.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 388.29 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 384.20 Td (629.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 384.20 Td (627.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 384.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.75 384.20 Td (6.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 384.20 Td (620.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 370.21 Td (Other financial assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.47 374.29 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 370.20 Td (247.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 370.20 Td (247.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 370.20 Td (9.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 370.20 Td (170.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 370.20 Td (68.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 356.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 356.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.21 Td (Deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 342.20 Td (940.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 342.20 Td (938.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 342.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 342.20 Td (644.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 342.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 342.20 Td (293.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 328.21 Td (Federal funds purchased and securities loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.21 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 319.20 Td (131.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 319.20 Td (131.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 319.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 319.20 Td (131.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 319.20 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 305.21 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.23 309.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 305.20 Td (197.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 305.20 Td (204.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 305.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 305.20 Td (170.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 305.20 Td (34.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.21 Td (Other financial liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 295.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 291.20 Td (153.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 291.20 Td (153.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 291.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 291.20 Td (43.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 291.20 Td (110.7) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 222.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 222.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 222.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 222.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 222.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 222.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 194.75 305.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 194.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 194.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 194.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 194.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 194.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 157.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 157.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 157.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 157.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 157.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 157.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 129.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 129.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 129.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 129.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 129.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 129.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 92.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 92.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 92.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 92.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 92.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 92.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 250.75 m 391.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 250.75 m 441.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 250.75 m 486.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 250.75 m 531.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 250.75 m 576.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.75 m 341.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 222.75 m 391.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 222.75 m 441.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 222.75 m 486.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 222.75 m 531.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 222.75 m 576.5 222.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 143.75 m 341.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 143.75 m 391.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 143.75 m 441.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 143.75 m 486.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 143.75 m 531.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 143.75 m 576.5 143.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 64.75 m 341.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 64.75 m 391.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 64.75 m 441.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 64.75 m 486.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 64.75 m 531.5 64.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 64.75 m 576.5 64.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 255.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.70 255.20 Td (December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.55 255.20 Td (Estimated fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 241.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 236.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.70 227.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 236.20 Td (Estimated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 227.20 Td (fair) Tj ET Q q 0 0 0 rg BT 411.53 227.20 Td ( value) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 227.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.60 227.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.60 227.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.60 227.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 213.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 199.21 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 199.21 Td (17.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 199.21 Td (19.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 199.21 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 199.21 Td (11.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 199.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 199.21 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.21 Td (Federal funds sold and securities borrowed or purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.21 Td (resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 176.21 Td (115.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 176.21 Td (115.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 176.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 176.21 Td (107.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 176.21 Td (8.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 162.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 166.29 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 162.21 Td (637.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 162.21 Td (635.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 162.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.75 162.21 Td (5.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 162.21 Td (629.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 148.21 Td (Other financial assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.47 152.29 Td (\(2\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 148.21 Td (250.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 148.21 Td (250.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 148.21 Td (9.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 148.21 Td (189.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 148.21 Td (51.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 134.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 134.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 120.21 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 120.21 Td (966.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 120.21 Td (965.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 120.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 120.21 Td (776.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 120.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 120.21 Td (189.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 106.21 Td (Federal funds purchased and securities loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 97.21 Td (repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 97.21 Td (152.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 97.21 Td (152.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 97.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 97.21 Td (151.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 97.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 83.21 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.23 87.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 83.21 Td (194.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 83.21 Td (201.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 83.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 83.21 Td (175.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 83.21 Td (25.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 69.21 Td (Other financial liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 73.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 69.21 Td (136.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 69.21 Td (136.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 69.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 69.21 Td (41.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 69.21 Td (95.0) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 457 0 obj <> endobj 458 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (226) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 749.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The carrying value of loans is net of the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 183.51 749.10 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 265.95 749.10 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.62 749.10 Td ($16.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.51 749.10 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.84 749.10 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 395.05 749.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.60 749.10 Td ($19.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.49 749.10 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.82 749.10 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.68 749.10 Td (. In addition, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 739.50 Td (the carrying values exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.74 739.50 Td ($2.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.63 739.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.18 739.50 Td ($2.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.07 739.50 Td ( of lease finance receivables at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.01 739.50 Td (September30, 2014) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 397.22 739.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 412.77 739.50 Td (December31, 2013) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.64 739.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 517.77 739.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 729.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 729.90 Td (Includes items measured at fair value on a nonrecurring basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 720.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 720.30 Td (Includes cash and due from banks, deposits with banks, brokerage receivables, reinsurance recoverable and other financial instruments included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 524.95 720.30 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.72 720.30 Td ( on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 710.70 Td (the Consolidated Balance Sheet, for all of which the carrying value is a reasonable estimate of fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (The carrying value includes long-term debt balances under qualifying fair value hedges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 691.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 691.50 Td (Includes brokerage payables, separate and variable accounts, short-term borrowings \(carried at cost\) and other financial instruments included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 515.61 691.50 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.49 691.50 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 681.90 Td (on the Consolidated Balance Sheet, for all of which the carrying value is a reasonable estimate of fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 657.90 Td (Fair values vary from period to period based on changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.90 Td (in a wide range of factors, including interest rates, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.90 Td (quality and market perceptions of value, and as existing assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.90 Td (and liabilities run of) Tj ET Q q 0 0 0 rg BT 116.63 621.90 Td (f and new transactions are entered into. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.90 Td (The estimated fair values of loans reflect changes in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.90 Td (status since the loans were made, changes in interest rates in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.90 Td (the case of fixed-rate loans, and premium values at origination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.90 Td (of certain loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 561.90 Td (The estimated fair values of the Company) Tj ET Q q 0 0 0 rg BT 224.50 561.90 Td (s corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.90 Td (unfunded lending commitments at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.42 549.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.68 549.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 537.90 Td ( were liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.56 537.90 Td ($4.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 537.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.11 537.90 Td ($5.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.90 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 525.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 114.77 525.90 Td (, substantially all of which are classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.90 Td (Level3. ) Tj ET Q q 0 0 0 rg BT 71.08 513.90 Td (The Company does not estimate the fair values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.90 Td (consumer unfunded lending commitments, which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.90 Td (generally cancelable by providing notice to the borrower) Tj ET Q q 0 0 0 rg BT 262.30 489.90 Td (.) Tj ET Q endstream endobj 459 0 obj <> endobj 460 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (227) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (23.F) Tj ET Q q 0 0 0 rg BT 61.37 749.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 82.02 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.95 749.25 Td (ALUE ELECTIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (The Company may elect to report most financial instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (and certain other items at fair value on an instrument-by-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (instrument basis with changes in fair value reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 74.70 693.25 Td (The election is made upon the initial recognition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (an eligible financial asset, financial liability or firm ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (commitment or when certain specified reconsideration events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (occur) Tj ET Q q 0 0 0 rg BT 57.66 657.25 Td (. ) Tj ET Q q 0 0 0 rg BT 62.47 657.25 Td (The fair value election may not be revoked once an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (election is made. ) Tj ET Q q 0 0 0 rg BT 105.79 645.25 Td (The changes in fair value are recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (current earnings. ) Tj ET Q q 0 0 0 rg BT 105.14 633.25 Td (Additional discussion regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (applicable areas in which fair value elections were made is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (presented in Note22 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 749.10 Td (All servicing rights are recognized initially at fair value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (The Company has elected fair value accounting for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (mortgage servicing rights. See Note20 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Financial Statements for further discussions regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (accounting and reporting of MSRs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (The following table presents the changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (gains and losses for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.82 677.10 Td (three and nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.78 677.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 665.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.70 665.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.70 665.10 Td ( associated with those items for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (which the fair value option was elected:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 533.75 223.00 -41.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 533.75 74.00 -41.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 533.75 74.00 -41.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 259.50 422.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 422.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 422.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 422.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 394.75 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 394.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 394.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 394.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 394.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 366.75 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 366.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 366.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 366.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 366.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.75 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 338.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 338.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 338.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 338.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 310.75 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 310.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 310.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 310.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 310.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.75 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 255.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 255.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 255.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 255.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 227.75 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 227.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 227.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 227.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 227.75 85.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 561.75 m 333.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 561.75 m 407.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 561.75 m 492.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 561.75 m 577.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.75 m 259.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 547.75 m 333.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 547.75 m 407.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 561.75 m 492.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 547.75 m 492.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 561.75 m 577.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 547.75 m 577.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 547.75 m 333.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 547.75 m 407.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 547.75 m 492.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 547.75 m 577.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.75 m 259.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.75 m 259.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 422.75 m 333.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 408.75 m 333.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 422.75 m 407.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 408.75 m 407.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 422.75 m 492.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 408.75 m 492.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 422.75 m 577.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 408.75 m 577.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 352.75 m 492.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 352.75 m 577.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.75 m 259.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 338.75 m 259.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 352.75 m 333.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 338.75 m 333.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 352.75 m 407.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 338.75 m 407.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 338.75 m 492.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 338.75 m 577.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.75 m 259.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 324.75 m 333.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 324.75 m 407.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 324.75 m 492.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 324.75 m 577.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 213.75 m 492.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 213.75 m 577.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.75 m 259.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 199.75 m 259.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 213.75 m 333.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 199.75 m 333.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 213.75 m 407.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 199.75 m 407.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 199.75 m 492.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 199.75 m 577.5 199.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 580.20 Td (Changes in fair value gains \(losses\) for the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 566.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.50 566.20 Td (Three Months Ended September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.95 566.20 Td (Nine Months Ended September 30,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 552.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 552.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 552.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 552.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 552.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 538.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 538.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 538.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 524.21 Td (Federal funds sold and securities borrowed or purchased ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 515.21 Td (under agreements to resell ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.21 Td ( Selected portfolios of securities purchased under ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.21 Td (agreements to resell and securities borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 497.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 497.20 Td (\(137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 497.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 497.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 497.21 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 497.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 497.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 497.20 Td (836) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 497.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.50 497.21 Td (\(505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 497.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.21 Td (Trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 483.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 483.21 Td (\(102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 483.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 483.20 Td (\(235) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 483.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.50 483.21 Td (\(272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 483.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 469.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 469.20 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 469.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 469.21 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 469.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 469.21 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 469.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 455.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 455.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 455.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 441.21 Td (Certain corporate loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 445.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 441.20 Td (\(39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 441.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 441.21 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 441.20 Td (\(26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 441.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 441.21 Td (324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 427.21 Td (Certain consumer loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.98 431.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 427.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 427.21 Td (\(47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 427.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 427.20 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 427.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.50 427.21 Td (\(114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 427.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 413.21 Td (Total loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 413.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 413.20 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 413.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 413.21 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 413.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 413.20 Td (\(70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 413.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 413.21 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.21 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 399.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 385.21 Td (MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 385.20 Td (\(11) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 385.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 385.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 385.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 385.20 Td (\(186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 385.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 385.21 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 371.21 Td (Certain mortgage loans held for sale) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 175.71 375.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 371.20 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 371.21 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 371.20 Td (354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 371.21 Td (612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 357.21 Td (Certain equity method investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 357.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 357.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 357.21 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 357.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.50 357.20 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 357.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 357.21 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 357.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.21 Td (Total other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 343.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 343.20 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 343.21 Td (88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 343.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 343.20 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 343.21 Td (1,017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 329.20 Td (Total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 329.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 329.20 Td (\(107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 329.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 329.21 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 329.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 329.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 329.20 Td (728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 329.21 Td (417) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 315.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 315.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 301.21 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 301.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 301.20 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 301.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.50 301.21 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 301.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 301.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 301.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 301.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 287.21 Td (Federal funds purchased and securities loaned or sold under ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.21 Td (agreements to repurchase ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 269.21 Td ( Selected portfolios of securities sold under agreements ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 260.21 Td (to repurchase and securities loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 260.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 260.21 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.50 260.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 260.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 260.21 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 246.21 Td (Trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 246.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 246.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 246.21 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 246.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 246.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 246.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 232.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 232.20 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 232.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 232.21 Td (\(34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 232.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 232.20 Td (\(54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 232.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 232.21 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 218.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 218.20 Td (794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 218.21 Td (\(718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 218.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 218.20 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.50 218.21 Td (\(324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 218.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 204.20 Td (Total liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.00 204.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 204.20 Td (776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 204.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 204.21 Td (\(755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 204.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 204.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 204.20 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 204.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 204.21 Td (\(43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.00 204.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 182.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.65 Td (Includes mortgage loans held by mortgage loan securitization ) Tj ET Q q 0 0 0 rg BT 252.91 182.65 Td (VIEs consolidated upon the adoption of ) Tj ET Q q 0 0 0 rg BT 381.77 182.65 Td (ASC 810 ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 413.34 182.65 Td (Consolidation) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.68 182.65 Td ( \(SF) Tj ET Q q 0 0 0 rg BT 471.64 182.65 Td (AS167\) on January1, 2010.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 173.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 173.05 Td (Includes gains \(losses\) associated with interest rate lock-commitments for those loans that have been originated and elected under the fair value option.) Tj ET Q endstream endobj 461 0 obj <> endobj 462 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (228) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Own Debt ) Tj ET Q q 0 0 0 rg BT 81.93 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 88.24 749.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 125.19 749.25 Td (Adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Own debt valuation adjustments are recognized on Citi) Tj ET Q q 0 0 0 rg BT 259.00 737.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (liabilities for which the fair value option has been elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (using Citi) Tj ET Q q 0 0 0 rg BT 77.95 713.25 Td (s credit spreads observed in the bond market. ) Tj ET Q q 0 0 0 rg BT 260.78 713.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (fair value of liabilities for which the fair value option is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (elected \(other than non-recourse and similar liabilities\) is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (impacted by the narrowing or widening of the Company) Tj ET Q q 0 0 0 rg BT 263.72 677.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (credit spreads. ) Tj ET Q q 0 0 0 rg BT 96.07 665.25 Td (The estimated change in the fair value of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (liabilities due to such changes in the Company) Tj ET Q q 0 0 0 rg BT 225.13 653.25 Td (s own credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (risk \(or instrument-specific credit risk\) was a gain of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.99 641.25 Td (1) Tj ET Q q 0 0 0 rg BT 258.62 641.25 Td (12 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 629.25 Td ( and a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.16 629.25 Td (241 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.55 629.25 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.93 629.25 Td (three months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.24 629.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 617.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 617.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 617.25 Td (, respectively and a gain of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.94 617.25 Td (102 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 605.25 Td ( and a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.16 605.25 Td (249 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.55 605.25 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.93 605.25 Td (nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.47 605.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 593.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 593.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.70 593.25 Td (. Changes in fair value resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (from changes in instrument-specific credit risk were estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (by incorporating the Company) Tj ET Q q 0 0 0 rg BT 161.25 569.25 Td (s current credit spreads ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (observable in the bond market into the relevant valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (technique used to value each liability as described above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (The Fair) Tj ET Q q 0 0 0 rg BT 73.31 521.25 Td ( ) Tj ET Q q 0 0 0 rg BT 75.63 521.25 Td (V) Tj ET Q q 0 0 0 rg BT 81.94 521.25 Td (alue Option for) Tj ET Q q 0 0 0 rg BT 147.31 521.25 Td ( Financial ) Tj ET Q q 0 0 0 rg BT 191.77 521.25 Td (Assets and Financial ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (Liabilities) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Selected portfolios of securities purchased under agreements ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (to resell, securities borrowed, securities sold under ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (agreements to repurchase, securities loaned and certain non-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (collateralized short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (The Company elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (portfolios of fixed-income securities purchased under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (agreements to resell and fixed-income securities sold under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (agreements to repurchase, securities borrowed, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (loaned, and certain non-collateralized short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (held primarily by broker) Tj ET Q q 0 0 0 rg BT 133.83 377.25 Td (-dealer entities in the United States, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (United Kingdom and Japan. In each case, the election was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (made because the related interest-rate risk is managed on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (portfolio basis, primarily with derivative instruments that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (accounted for at fair value through earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Changes in fair value for transactions in these portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 386.46 737.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.18 737.10 Td (. ) Tj ET Q q 0 0 0 rg BT 481.00 737.10 Td (The related interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (revenue and interest expense are measured based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (contractual rates specified in the transactions and are reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (as interest revenue and expense in the Consolidated Statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (of Income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Certain loans and other credit products) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Citigroup has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (originated and purchased loans, including certain unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (loan products, such as guarantees and letters of credit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (executed by Citigroup) Tj ET Q q 0 0 0 rg BT 415.65 617.10 Td (s lending and trading businesses. None ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (of these credit products are highly leveraged financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (commitments. Significant groups of transactions include loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (and unfunded loan products that are expected to be either sold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (or securitized in the near term, or transactions where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (economic risks are hedged with derivative instruments, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (as purchased credit default swaps or total return swaps where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (the Company pays the total return on the underlying loans to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (third party) Tj ET Q q 0 0 0 rg BT 365.28 521.10 Td (. Citigroup has elected the fair value option to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (mitigate accounting mismatches in cases where hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (accounting is complex and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (simplifications. Fair value was not elected for most lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (transactions across the Company) Tj ET Q q 0 0 0 rg BT 454.71 473.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td (The following table provides information about certain credit products carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.86 309.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.12 309.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.56 309.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 297.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 249.75 325.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 249.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 249.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 249.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 249.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 221.75 325.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 221.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 221.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 221.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 221.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 272.75 m 425.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 272.75 m 470.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 272.75 m 530.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 272.75 m 575.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 249.75 m 360.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 249.75 m 425.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 249.75 m 470.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 249.75 m 530.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 249.75 m 575.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 184.75 m 360.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 184.75 m 425.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 184.75 m 470.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 184.75 m 530.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 184.75 m 575.5 184.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 277.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.45 277.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.10 277.21 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 254.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 254.20 Td (Trading assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.70 254.20 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.25 254.21 Td (Trading assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 254.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 240.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 240.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.25 240.20 Td (11,071) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 240.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 240.20 Td (4,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 240.21 Td (9,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 240.21 Td (4,105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 226.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 226.20 Td (113) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 226.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 226.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 226.21 Td (\(79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 226.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 212.21 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 212.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 212.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 212.21 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 212.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 198.21 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 189.21 Td (loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.50 189.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 189.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 189.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 189.21 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 189.21 Td (5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.25 Td (In addition to the amounts reported above, $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.18 164.25 Td (2,300 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.07 164.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.25 Td (and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.94 152.25 Td (2,308 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.83 152.25 Td ( of unfunded loan commitments related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.25 Td (certain credit products selected for fair value accounting were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.25 Td (outstanding as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.83 128.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.09 128.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.53 128.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.11 128.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 116.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 104.25 Td (Changes in fair value of funded and unfunded credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.25 Td (products are classified in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 138.19 92.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.91 92.25 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 80.25 Td (s Consolidated Statement of Income. Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.25 Td (interest revenue is measured based on the contractual interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.25 Td (rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.96 56.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 140.03 56.25 Td (est r) Tj ET Q q 0 0 0 rg BT 157.16 56.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.91 56.25 Td ( on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.91 56.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.92 56.25 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 164.25 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.89 164.25 Td ( or loan interest depending on the balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 152.25 Td (classifications of the credit products. ) Tj ET Q q 0 0 0 rg BT 473.22 152.25 Td (The changes in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 140.25 Td (for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.88 140.25 Td (nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.42 140.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.92 140.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.18 140.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.62 140.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.62 140.25 Td ( due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 128.25 Td (to instrument-specific credit risk totaled to a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.56 128.25 Td (77 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 116.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 116.25 Td ( and a gain of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.82 116.25 Td (5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.21 116.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 503.87 116.25 Td (.) Tj ET Q endstream endobj 463 0 obj <> endobj 464 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (229) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Certain investments in unallocated precious metals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citigroup invests in unallocated precious metals accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (\(gold, silver) Tj ET Q q 0 0 0 rg BT 83.92 725.25 Td (, platinum and palladium\) as part of its commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (and foreign currency trading activities or to economically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (hedge certain exposures from issuing structured liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 62.94 689.25 Td (ASC 815, the investment is bifurcated into a debt host ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (contract and a commodity forward derivative instrument. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Citigroup elects the fair value option for the debt host contract, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (and reports the debt host contract within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.57 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.58 653.25 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.89 641.25 Td ( on the Company) Tj ET Q q 0 0 0 rg BT 131.27 641.25 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 254.68 641.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (total carrying amount of debt host contracts across unallocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (precious metals accounts was approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.78 617.25 Td (1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.89 617.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 605.25 Td ( and approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.96 605.25 Td (1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.07 605.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 593.25 Td (. ) Tj ET Q q 0 0 0 rg BT 119.40 593.25 Td (The amounts are expected to fluctuate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (based on trading activity in future periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (As part of its commodity and foreign currency trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (activities, Citi sells \(buys\) unallocated precious metals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (investments and executes forward purchase \(sale\) derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (contracts with trading counterparties. ) Tj ET Q q 0 0 0 rg BT 187.16 533.25 Td (When Citi sells an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (unallocated precious metals investment, Citi) Tj ET Q q 0 0 0 rg BT 216.23 521.25 Td (s receivable from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (its depository bank is repaid and Citi derecognizes its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (investment in the unallocated precious metal. ) Tj ET Q q 0 0 0 rg BT 219.37 497.25 Td (The forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (purchase \(sale\) contract with the trading counterparty indexed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (to unallocated precious metals is accounted for as a derivative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (at fair value through earnings. ) Tj ET Q q 0 0 0 rg BT 158.18 461.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.63 461.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.89 461.25 Td (, there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (were approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.19 449.25 Td (9.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.30 449.25 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.74 449.25 Td (6.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.85 449.25 Td ( notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (amounts of such forward purchase and forward sale derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (contracts outstanding, respectively) Tj ET Q q 0 0 0 rg BT 173.92 425.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (Certain investments in private equity and real estate ventures ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (and certain equity method and other investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (Citigroup invests in private equity and real estate ventures for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (the purpose of earning investment returns and for capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (appreciation. ) Tj ET Q q 0 0 0 rg BT 90.24 353.25 Td (The Company has elected the fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (for certain of these ventures, because such investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (considered similar to many private equity or hedge fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (activities in Citi) Tj ET Q q 0 0 0 rg BT 102.66 317.25 Td (s investment companies, which are reported at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (fair value. ) Tj ET Q q 0 0 0 rg BT 366.85 749.10 Td (The fair value option brings consistency in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (accounting and evaluation of these investments. ) Tj ET Q q 0 0 0 rg BT 517.56 737.10 Td (All ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (investments \(debt and equity\) in such private equity and real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (estate entities are accounted for at fair value. ) Tj ET Q q 0 0 0 rg BT 505.11 713.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (investments are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 440.07 701.10 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.28 701.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 543.39 701.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Consolidated Balance Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (Citigroup also holds various non-strategic investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (leveraged buyout funds and other hedge funds for which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Company elected fair value accounting to reduce operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (and accounting complexity) Tj ET Q q 0 0 0 rg BT 431.65 641.10 Td (. Since the funds account for all of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (their underlying assets at fair value, the impact of applying the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (equity method to Citigroup) Tj ET Q q 0 0 0 rg BT 435.38 617.10 Td (s investment in these funds was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (equivalent to fair value accounting. ) Tj ET Q q 0 0 0 rg BT 467.65 605.10 Td (These investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 375.09 593.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.82 593.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 480.93 593.10 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (Changes in the fair values of these investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (classified in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.54 557.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 403.89 557.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 557.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 500.81 557.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 533.10 Td (Citigroup also elects the fair value option for certain non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (marketable equity securities whose risk is managed with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (derivative instruments that are accounted for at fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (through earnings. ) Tj ET Q q 0 0 0 rg BT 396.30 497.10 Td (These securities are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 528.75 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 533.76 497.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 485.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 438.16 485.10 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Changes in the fair value of these securities and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (derivative instruments are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.11 461.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.83 461.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Certain mortgage loans \(HFS\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (Citigroup has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (purchased and originated prime fixed-rate and conforming ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (adjustable-rate first mortgage loans HFS. ) Tj ET Q q 0 0 0 rg BT 491.00 401.10 Td (These loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (intended for sale or securitization and are hedged with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (derivative instruments. ) Tj ET Q q 0 0 0 rg BT 417.96 377.10 Td (The Company has elected the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (value option to mitigate accounting mismatches in cases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (where hedge accounting is complex and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (simplifications.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (The following table provides information about certain mortgage loans HFS carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.37 297.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.64 297.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 285.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 251.75 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 251.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 251.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 223.75 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 223.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 223.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 251.75 m 433.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 251.75 m 505.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 251.75 m 575.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 251.75 m 505.5 251.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 186.75 m 433.5 186.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 186.75 m 505.5 186.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 186.75 m 575.5 186.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 256.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.55 265.20 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 256.20 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.75 265.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 256.21 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 242.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 242.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 242.20 Td (1,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 242.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 242.21 Td (2,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 228.21 Td (Aggregate fair value in excess of unpaid principal balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 228.20 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 228.21 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 214.21 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 214.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 214.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 200.21 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or loans more than 90days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 191.21 Td (past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 191.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 191.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 158.25 Td (The changes in fair values of these mortgage loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.25 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 146.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 111.44 146.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.20 146.25 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 208.36 146.25 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.25 Td (Statement of Income. ) Tj ET Q q 0 0 0 rg BT 124.13 134.25 Td (There was no net change in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.25 Td (during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.33 122.25 Td (nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.87 122.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.37 122.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.63 122.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.07 122.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.07 122.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.25 Td (due to instrument-specific credit risk. Related interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.25 Td (continues to be measured based on the contractual interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 86.25 Td (rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.96 86.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 140.03 86.25 Td (est r) Tj ET Q q 0 0 0 rg BT 157.16 86.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.91 86.25 Td ( in the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 74.25 Td (Statement of Income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 158.25 Td (Certain consolidated VIEs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 146.25 Td (The Company has elected the fair value option for all qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 134.25 Td (assets and liabilities of certain ) Tj ET Q q 0 0 0 rg BT 446.84 134.25 Td (VIEs that were consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 122.25 Td (upon the adoption of SF) Tj ET Q q 0 0 0 rg BT 419.92 122.25 Td (AS167 on January1, 2010, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 110.25 Td (certain private label mortgage securitizations, mutual fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 98.25 Td (deferred sales commissions and collateralized loan obligation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 86.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 349.37 86.25 Td (The Company elected the fair value option for these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 74.25 Td (VIEs, as the Company believes this method better reflects the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 62.25 Td (economic risks, since substantially all of the Company) Tj ET Q q 0 0 0 rg BT 545.07 62.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 50.25 Td (retained interests in these entities are carried at fair value.) Tj ET Q endstream endobj 465 0 obj <> endobj 466 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 749.10 Td (ith respect to the consolidated mortgage ) Tj ET Q q 0 0 0 rg BT 225.03 749.10 Td (VIEs, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Company determined the fair value for the mortgage loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (long-term debt utilizing internal valuation techniques. ) Tj ET Q q 0 0 0 rg BT 253.82 725.10 Td (The fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (value of the long-term debt measured using internal valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (techniques is verified, where possible, to prices obtained from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (independent vendors. ) Tj ET Q q 0 0 0 rg BT 123.85 689.10 Td (V) Tj ET Q q 0 0 0 rg BT 129.96 689.10 Td (endors compile prices from various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (sources and may apply matrix pricing for similar securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (when no price is observable. Security pricing associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (long-term debt that is valued using observable inputs is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (classified as Level2, and debt that is valued using one or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (significant unobservable inputs is classified as Level3. ) Tj ET Q q 0 0 0 rg BT 258.82 629.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (fair value of mortgage loans in each ) Tj ET Q q 0 0 0 rg BT 182.15 617.10 Td (VIE is derived from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (security pricing. ) Tj ET Q q 0 0 0 rg BT 103.30 605.10 Td (When substantially all of the long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (of a ) Tj ET Q q 0 0 0 rg BT 53.59 593.10 Td (VIE is valued using Level2 inputs, the corresponding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (mortgage loans are classified as Level2. Otherwise, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (mortgage loans of a ) Tj ET Q q 0 0 0 rg BT 117.46 569.10 Td (VIE are classified as Level3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 557.10 Td (ith respect to the consolidated mortgage ) Tj ET Q q 0 0 0 rg BT 225.03 557.10 Td (VIEs for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (the fair value option was elected, the mortgage loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.09 533.10 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.55 533.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 167.66 533.10 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Sheet. ) Tj ET Q q 0 0 0 rg BT 63.04 521.10 Td (The changes in fair value of the loans are reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 65.35 509.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.10 509.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 162.26 509.10 Td (s Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Income. Related interest revenue is measured based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.81 485.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 218.88 485.10 Td (est r) Tj ET Q q 0 0 0 rg BT 236.01 485.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.76 485.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 92.38 473.10 Td (s Consolidated Statement of Income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Information about these mortgage loans is included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (table below) Tj ET Q q 0 0 0 rg BT 369.72 749.10 Td (. ) Tj ET Q q 0 0 0 rg BT 374.54 749.10 Td (The change in fair value of these loans due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (instrument-specific credit risk was a loss of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.34 737.10 Td (48 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.73 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 725.10 Td (1) Tj ET Q q 0 0 0 rg BT 333.63 725.10 Td (15 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.02 725.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.40 725.10 Td (nine months ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.94 725.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.44 725.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.70 725.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.94 713.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.94 713.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 413.60 713.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (The debt issued by these consolidated ) Tj ET Q q 0 0 0 rg BT 495.67 701.10 Td (VIEs is classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (as long-term debt on Citigroup) Tj ET Q q 0 0 0 rg BT 450.09 689.10 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (The changes in fair value for the majority of these liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (are reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 384.80 665.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 414.15 665.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.91 665.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 511.07 665.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Statement of Income. Related interest expense is measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (based on the contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 540.30 641.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 559.37 641.10 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 629.10 Td (in the Consolidated Statement of Income. ) Tj ET Q q 0 0 0 rg BT 526.54 629.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (aggregate unpaid principal balance of long-term debt of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 376.86 605.10 Td (VIEs exceeded the aggregate fair value by $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.72 605.10 Td (9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 593.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.33 593.10 Td (223 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.72 593.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.88 593.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 593.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 581.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 455.25 581.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.10 Td (The following table provides information about corporate and consumer loans of consolidated ) Tj ET Q q 0 0 0 rg BT 414.60 421.10 Td (VIEs carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 409.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 409.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 409.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 361.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 361.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 361.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 361.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 361.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 333.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 333.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 333.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 333.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 333.60 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 384.6 m 406.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 384.6 m 462.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 384.6 m 518.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 384.6 m 575.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 361.6 m 351.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 361.6 m 406.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 361.6 m 462.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 361.6 m 518.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 361.6 m 575.5 361.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 296.6 m 351.5 296.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 296.6 m 406.5 296.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 296.6 m 462.5 296.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 296.6 m 518.5 296.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 296.6 m 575.5 296.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 389.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.95 389.05 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.10 389.06 Td (December 31, 2013) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 365.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 375.05 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.45 366.05 Td (loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.05 375.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.95 366.05 Td (loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 375.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 366.06 Td (loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 375.06 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 366.06 Td (loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 352.06 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 352.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.50 352.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 352.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 352.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 352.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 352.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 352.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 352.06 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 338.06 Td (Aggregate unpaid principal balance in excess of fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 338.05 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 338.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 338.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 338.06 Td (212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 324.06 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 324.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 324.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 324.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 324.06 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 310.06 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 301.06 Td (loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 301.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 301.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 301.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 301.06 Td (106) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 467 0 obj <> endobj 468 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (231) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Certain structured liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (structured liabilities whose performance is linked to structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (interest rates, inflation, currency) Tj ET Q q 0 0 0 rg BT 165.02 713.25 Td (, equity) Tj ET Q q 0 0 0 rg BT 194.36 713.25 Td (, referenced credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (commodity risks \(structured liabilities\). ) Tj ET Q q 0 0 0 rg BT 196.63 701.25 Td (The Company elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (the fair value option, because these exposures are considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (to be trading-related positions and, therefore, are managed on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (a fair value basis. ) Tj ET Q q 0 0 0 rg BT 108.29 665.25 Td (These positions will continue to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (classified as debt, deposits or derivatives \() Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 205.12 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 210.13 653.25 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.78 641.25 Td (\) on the Company) Tj ET Q q 0 0 0 rg BT 148.49 641.25 Td (s Consolidated Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (according to their legal form.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (The following table provides information about the carrying value of structured notes, disaggregated by type of embedded derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (instrument at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.99 597.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.25 597.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.69 597.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.28 597.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 572.75 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 572.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 572.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 544.75 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 544.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 544.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 516.75 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 516.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 516.75 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 572.75 m 409.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 572.75 m 492.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 572.75 m 575.5 572.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 502.75 m 409.5 502.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 488.75 m 409.5 488.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 502.75 m 492.5 502.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 488.75 m 492.5 488.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 502.75 m 575.5 502.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 488.75 m 575.5 488.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 577.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.95 577.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.10 577.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 563.21 Td (Interest rate linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 563.20 Td (10.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 563.21 Td (9.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 549.21 Td (Foreign exchange linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 549.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 549.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 535.21 Td (Equity linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 535.20 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 535.21 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 521.21 Td (Commodity linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 521.20 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 521.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 507.21 Td (Credit linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 507.20 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 507.21 Td (3.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 493.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 493.20 Td (23.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 493.21 Td (22.6) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 468.25 Td (The change in fair value of these structured liabilities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.25 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 456.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.82 456.25 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 240.98 456.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.25 Td (Consolidated Statement of Income. Changes in fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td (these structured liabilities include an economic component for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.25 Td (accrued interest, which is included in the change in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.25 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 408.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.82 408.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 384.25 Td (Certain non-structured liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.25 Td (The Company has elected the fair value option for certain non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 360.25 Td (structured liabilities with fixed and floating interest rates \(non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.25 Td (structured liabilities\). ) Tj ET Q q 0 0 0 rg BT 123.85 348.25 Td (The Company has elected the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.25 Td (option where the interest-rate risk of such liabilities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.25 Td (economically hedged with derivative contracts or the proceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.25 Td (are used to purchase financial assets that will also be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.25 Td (accounted for at fair value through earnings. ) Tj ET Q q 0 0 0 rg BT 503.75 444.25 Td (The election has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 432.25 Td (been made to mitigate accounting mismatches and to achieve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 420.25 Td (operational simplifications. ) Tj ET Q q 0 0 0 rg BT 435.74 420.25 Td (These positions are reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 408.25 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 387.24 408.25 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.58 408.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 435.02 408.25 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.96 408.25 Td ( on the Company) Tj ET Q q 0 0 0 rg BT 568.34 408.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 396.25 Td (Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 441.01 396.25 Td (The change in fair value of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 384.25 Td (non-structured liabilities is reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 479.80 384.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 569.52 384.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 372.25 Td (in the Company) Tj ET Q q 0 0 0 rg BT 390.66 372.25 Td (s Consolidated Statement of Income. Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 360.25 Td (interest expense on non-structured liabilities is measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 348.25 Td (based on the contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 540.30 348.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 559.37 348.25 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 336.25 Td (expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.65 336.25 Td ( in the Consolidated Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.25 Td (The following table provides information about long-term debt carried at fair value, excluding debt issued by consolidated ) Tj ET Q q 0 0 0 rg BT 527.90 312.25 Td (VIEs, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 300.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 300.25 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 300.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 261.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 261.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 261.75 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 275.75 m 413.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 275.75 m 498.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 275.75 m 575.5 275.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 247.75 m 413.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 247.75 m 498.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 247.75 m 575.5 247.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 280.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.95 280.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.10 280.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 266.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 266.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.25 266.20 Td (26,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 266.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 266.21 Td (25,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 252.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 252.20 Td (\(357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 252.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 252.21 Td (\(866) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 252.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.25 Td (The following table provides information about short-term borrowings carried at fair value at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.16 228.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.42 228.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.86 228.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 216.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 188.75 372.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 188.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 188.75 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 188.75 m 407.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 188.75 m 492.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 188.75 m 575.5 188.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 160.75 m 407.5 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 160.75 m 492.5 160.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 160.75 m 575.5 160.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 193.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.95 193.20 Td (September 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.10 193.21 Td (December 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 179.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 179.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 179.20 Td (1,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 179.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 179.21 Td (3,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 165.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 165.20 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 165.21 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 165.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 469 0 obj <> endobj 470 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (232) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (24.GUARANTEES ) Tj ET Q q 0 0 0 rg BT 127.41 742.25 Td (AND COMMITMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Citi provides a variety of guarantees and indemnifications to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 710.25 Td (its customers to enhance their credit standing and enable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 698.25 Td (them to complete a wide variety of business transactions. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 686.25 Td (certain contracts meeting the definition of a guarantee, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 674.25 Td (guarantor must recognize, at inception, a liability for the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.25 Td (value of the obligation undertaken in issuing the guarantee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 650.25 Td (In addition, the guarantor must disclose the maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 638.25 Td (potential amount of future payments that the guarantor could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 626.25 Td (be required to make under the guarantee, if there were a total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (default by the guaranteed parties. ) Tj ET Q q 0 0 0 rg BT 452.57 742.10 Td (The determination of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (maximum potential future payments is based on the notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (amount of the guarantees without consideration of possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (recoveries under recourse provisions or from collateral held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (or pledged. ) Tj ET Q q 0 0 0 rg BT 364.18 694.10 Td (As such, Citi believes such amounts bear no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (relationship to the anticipated losses, if any) Tj ET Q q 0 0 0 rg BT 489.61 682.10 Td (, on these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (guarantees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 658.10 Td (The following tables present information about Citi) Tj ET Q q 0 0 0 rg BT 544.10 658.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (guarantees at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.22 646.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.48 646.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.92 646.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.51 646.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 569.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 569.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 569.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 569.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 569.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 541.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 541.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 541.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 541.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 541.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 513.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 513.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 513.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 513.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 513.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 485.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 485.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 485.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 485.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 485.75 91.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 592.75 m 345.75 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 592.75 m 408.75 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 592.75 m 470.75 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 569.75 m 282.75 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 569.75 m 345.75 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 569.75 m 408.75 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 569.75 m 470.75 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 569.75 m 561.75 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 471.75 m 282.75 471.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 457.75 m 282.75 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 471.75 m 345.75 471.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 457.75 m 345.75 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 471.75 m 408.75 471.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 457.75 m 408.75 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 471.75 m 470.75 471.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 457.75 m 470.75 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 471.75 m 561.75 471.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 457.75 m 561.75 457.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.30 606.20 Td (Maximum potential amount of future) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.70 597.20 Td (payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 597.20 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 582.00 Td (In billions of dollars at September 30, 2014 except carrying value in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 574.00 Td (millions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.45 583.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 309.29 583.20 Td (e within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.95 574.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 583.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 375.34 583.20 Td (e after) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 574.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 583.20 Td (T) Tj ET Q q 0 0 0 rg BT 418.68 583.20 Td (otal amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.45 574.20 Td (outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.60 583.35 Td (Carrying value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 574.21 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 480.75 574.21 Td (\(in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 560.21 Td (Financial standby letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 560.20 Td (24.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 560.20 Td (73.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.25 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 560.20 Td (97.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 560.20 Td (257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 546.21 Td (Performance guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 546.20 Td (7.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 546.20 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 546.20 Td (11.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 546.20 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 532.21 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 532.20 Td (15.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 532.20 Td (77.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 532.20 Td (92.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 532.20 Td (1,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 518.21 Td (Loans sold with recourse) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.25 518.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 518.20 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 518.20 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 518.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 504.21 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.72 508.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 504.20 Td (105.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 504.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 504.20 Td (105.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 504.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 490.21 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.96 494.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 490.20 Td (86.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 490.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 490.20 Td (86.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 490.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 476.21 Td (Custody indemnifications and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.25 476.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 476.20 Td (41.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 476.20 Td (41.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 476.20 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 462.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 462.20 Td (239.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 462.20 Td (196.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.25 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 462.20 Td (435.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 462.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 462.20 Td (1,764) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 401.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 401.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 401.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 401.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 401.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 373.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 373.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 373.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 373.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 373.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 345.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 345.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 345.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 345.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 345.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 317.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 317.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 317.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 317.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 317.75 91.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 424.75 m 345.75 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 424.75 m 408.75 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 424.75 m 470.75 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 401.75 m 282.75 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 401.75 m 345.75 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 401.75 m 408.75 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 401.75 m 470.75 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 401.75 m 561.75 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 303.75 m 282.75 303.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 289.75 m 282.75 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 303.75 m 345.75 303.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 289.75 m 345.75 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 303.75 m 408.75 303.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 289.75 m 408.75 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 303.75 m 470.75 303.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 289.75 m 470.75 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 303.75 m 561.75 303.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 289.75 m 561.75 289.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 429.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.30 438.20 Td (Maximum potential amount of future) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.70 429.20 Td (payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 429.20 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 414.00 Td (In billions of dollars at December 31, 2013 except carrying value in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 406.00 Td (millions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.45 415.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 309.29 415.20 Td (e within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.95 406.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 415.20 Td (Expir) Tj ET Q q 0 0 0 rg BT 375.34 415.20 Td (e after) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 406.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 415.20 Td (T) Tj ET Q q 0 0 0 rg BT 418.68 415.20 Td (otal amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.45 406.20 Td (outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.60 415.35 Td (Carrying value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.30 406.21 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 480.55 406.21 Td (\() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 483.55 406.21 Td (in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 392.21 Td (Financial standby letters of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 392.21 Td (28.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 392.21 Td (71.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 392.21 Td (100.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 392.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 392.21 Td (429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 378.21 Td (Performance guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 378.21 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 378.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 378.21 Td (12.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 378.21 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 364.21 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 364.21 Td (6.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 364.21 Td (61.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 364.21 Td (67.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 364.21 Td (797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 350.21 Td (Loans sold with recourse) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 350.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 350.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 350.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 350.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 336.21 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.72 340.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 336.21 Td (79.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 336.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 336.21 Td (79.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 336.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 322.21 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.96 326.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 322.21 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 322.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 322.21 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 322.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 308.21 Td (Custody indemnifications and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 308.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 308.21 Td (36.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 308.21 Td (36.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 308.21 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 294.20 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 294.21 Td (207.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 294.21 Td (174.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 294.21 Td (382.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 294.21 Td (1,343) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 272.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 272.65 Td (The carrying values of securities lending indemnifications and credit card merchant processing were not material for either period presented, as the probability ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.05 Td (of potential liabilities arising from these guarantees is minimal.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 239.05 Td (Financial standby letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.05 Td (Citi issues standby letters of credit which substitute its own ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.05 Td (credit for that of the borrower) Tj ET Q q 0 0 0 rg BT 154.56 215.05 Td (. If a letter of credit is drawn ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.05 Td (down, the borrower is obligated to repay Citi. Standby letters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.05 Td (of credit protect a third party from defaults on contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.05 Td (obligations. Financial standby letters of credit include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.05 Td (\(i\)guarantees of payment of insurance premiums and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.05 Td (reinsurance risks that support industrial revenue bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.05 Td (underwriting; \(ii\)settlement of payment obligations to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.05 Td (clearing houses, including futures and over) Tj ET Q q 0 0 0 rg BT 207.97 131.05 Td (-the-counter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.05 Td (derivatives clearing \(see further discussion below\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.05 Td (\(iii\)support options and purchases of securities in lieu of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.05 Td (escrow deposit accounts; and \(iv\)letters of credit that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.05 Td (backstop loans, credit facilities, promissory notes and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.05 Td (acceptances.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 227.05 Td (Performance guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 215.05 Td (Performance guarantees and letters of credit are issued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 203.05 Td (guarantee a customer) Tj ET Q q 0 0 0 rg BT 402.58 203.05 Td () Tj ET Q q 0 0 0 rg BT 405.36 203.05 Td (s tender bid on a construction or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 191.05 Td (systems-installation project or to guarantee completion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 179.05 Td (such projects in accordance with contract terms. ) Tj ET Q q 0 0 0 rg BT 511.99 179.05 Td (They are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 167.05 Td (also issued to support a customer) Tj ET Q q 0 0 0 rg BT 450.10 167.05 Td () Tj ET Q q 0 0 0 rg BT 452.88 167.05 Td (s obligation to supply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 155.05 Td (specified products, commodities, or maintenance or warranty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 143.05 Td (services to a third party) Tj ET Q q 0 0 0 rg BT 410.46 143.05 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 119.05 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 107.05 Td (Derivatives are financial instruments whose cash flows are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 95.05 Td (based on a notional amount and an underlying instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 83.05 Td (reference credit or index, where there is little or no initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 71.05 Td (investment, and whose terms require or permit net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 59.05 Td (settlement. For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 459.46 59.05 Td (s derivatives activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 47.05 Td (see Note21 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 471 0 obj <> endobj 472 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (Derivative instruments considered to be guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (include only those instruments that require Citi to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (payments to the counterparty based on changes in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (underlying instrument that is related to an asset, a liability or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (an equity security held by the guaranteed party) Tj ET Q q 0 0 0 rg BT 222.78 694.10 Td (. More ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (specifically) Tj ET Q q 0 0 0 rg BT 81.44 682.10 Td (, derivative instruments considered to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (guarantees include certain over) Tj ET Q q 0 0 0 rg BT 160.46 670.10 Td (-the-counter written put ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (options where the counterparty is not a bank, hedge fund or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 646.10 Td (-dealer \(such counterparties are considered to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (dealers in these markets and may) Tj ET Q q 0 0 0 rg BT 167.80 634.10 Td (, therefore, not hold the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (underlying instruments\). Credit derivatives sold by Citi are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (excluded from the tables above as they are disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (separately in Note21 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (Statements. In instances where Citi) Tj ET Q q 0 0 0 rg BT 179.58 586.10 Td (s maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (future payment is unlimited, the notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (contract is disclosed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Loans sold with recourse) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Loans sold with recourse represent Citi) Tj ET Q q 0 0 0 rg BT 195.68 526.10 Td (s obligations to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (reimburse the buyers for loan losses under certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (circumstances. Recourse refers to the clause in a sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (agreement under which a seller/lender will fully reimburse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (the buyer/investor for any losses resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (purchased loans. ) Tj ET Q q 0 0 0 rg BT 104.96 466.10 Td (This may be accomplished by the seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (taking back any loans that become delinquent.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.10 Td (In addition to the amounts shown in the tables above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (Citi has recorded a repurchase reserve for its potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (repurchases or make-whole liability regarding residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (mortgage representation and warranty claims related to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (whole loan sales to the U.S. government-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (enterprises \(GSEs\) and, to a lesser extent, private investors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.90 Td (The repurchase reserve was approximately) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 207.03 368.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.78 368.90 Td ($225 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.17 368.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.90 Td ($341 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.39 356.90 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.61 356.90 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.87 356.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.31 356.90 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.89 356.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.90 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 344.90 Td (, and these amounts are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 226.95 344.90 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 332.90 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.78 332.90 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 308.90 Td (Securities lending indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.90 Td (Owners of securities frequently lend those securities for a fee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.90 Td (to other parties who may sell them short or deliver them to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.90 Td (another party to satisfy some other obligation. Banks may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.90 Td (administer such securities lending programs for their clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.90 Td (Securities lending indemnifications are issued by the bank to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 236.90 Td (guarantee that a securities lending customer will be made ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.90 Td (whole in the event that the security borrower does not return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.90 Td (the security subject to the lending agreement and collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.90 Td (held is insuf) Tj ET Q q 0 0 0 rg BT 84.71 200.90 Td (ficient to cover the market value of the security) Tj ET Q q 0 0 0 rg BT 273.42 200.90 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 176.90 Td (Credit card merchant processing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 164.90 Td (Credit card merchant processing guarantees represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.90 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 152.90 Td (s indirect obligations in connection with: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.90 Td (\(i\)providing transaction processing services to various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.90 Td (merchants with respect to its private-label cards; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.90 Td (\(ii\)potential liability for bank card transaction processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.90 Td (services. ) Tj ET Q q 0 0 0 rg BT 73.03 104.90 Td (The nature of the liability in either case arises as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.90 Td (result of a billing dispute between a merchant and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.90 Td (cardholder that is ultimately resolved in the cardholder) Tj ET Q q 0 0 0 rg BT 255.46 80.90 Td () Tj ET Q q 0 0 0 rg BT 258.24 80.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.90 Td (favor) Tj ET Q q 0 0 0 rg BT 56.55 68.90 Td (. ) Tj ET Q q 0 0 0 rg BT 61.37 68.90 Td (The merchant is liable to refund the amount to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.90 Td (cardholder) Tj ET Q q 0 0 0 rg BT 78.20 56.90 Td (. In general, if the credit card processing company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (is unable to collect this amount from the merchant, the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (card processing company bears the loss for the amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (credit or refund paid to the cardholder) Tj ET Q q 0 0 0 rg BT 468.86 718.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 706.10 Td (W) Tj ET Q q 0 0 0 rg BT 344.29 706.10 Td (ith regard to \(i\)above, Citi has the primary contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (liability with respect to its portfolio of private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (merchants. ) Tj ET Q q 0 0 0 rg BT 363.16 682.10 Td (The risk of loss is mitigated as the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (between Citi and the merchant are settled on a net basis and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (Citi has the right to of) Tj ET Q q 0 0 0 rg BT 405.12 658.10 Td (fset any payments with cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (otherwise due to the merchant. ) Tj ET Q q 0 0 0 rg BT 442.58 646.10 Td (T) Tj ET Q q 0 0 0 rg BT 447.99 646.10 Td (o further mitigate this risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (Citi may delay settlement, require a merchant to make an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (escrow deposit, include event triggers to provide Citi with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (more financial and operational control in the event of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (financial deterioration of the merchant or require various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (credit enhancements \(including letters of credit and bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (guarantees\). In the unlikely event that a private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (merchant is unable to deliver products, services or a refund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (to its private-label cardholders, Citi is contingently liable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (credit or refund cardholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 526.10 Td (W) Tj ET Q q 0 0 0 rg BT 344.29 526.10 Td (ith regard to \(ii\)above, Citi has a potential liability for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (bank card transactions where Citi provides the transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (processing services as well as those where a third party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (provides the services and Citi acts as a secondary guarantor) Tj ET Q q 0 0 0 rg BT 554.82 490.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (should that processor fail to perform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 466.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 353.03 466.10 Td (s maximum potential contingent liability related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (both bank card and private-label merchant processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (services is estimated to be the total volume of credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (transactions that meet the requirements to be valid char) Tj ET Q q 0 0 0 rg BT 538.10 430.10 Td (ge-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (back transactions at any given time. ) Tj ET Q q 0 0 0 rg BT 462.48 418.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.98 418.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.25 418.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.19 406.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.77 406.10 Td (, this maximum potential exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 394.10 Td (was estimated to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.34 394.10 Td ($87 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.95 394.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.39 394.10 Td ($86 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.00 394.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 557.67 394.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 382.10 Td (However) Tj ET Q q 0 0 0 rg BT 371.50 382.10 Td (, Citi believes that the maximum exposure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.10 Td (not representative of the actual potential loss exposure based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (on its historical experience. ) Tj ET Q q 0 0 0 rg BT 429.53 358.10 Td (This contingent liability is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.10 Td (unlikely to arise, as most products and services are delivered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.10 Td (when purchased and amounts are refunded when items are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (returned to merchants. Citi assesses the probability and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 310.10 Td (amount of its contingent liability related to merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 298.10 Td (processing based on the financial strength of the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 286.10 Td (guarantor) Tj ET Q q 0 0 0 rg BT 355.17 286.10 Td (, the extent and nature of unresolved char) Tj ET Q q 0 0 0 rg BT 520.47 286.10 Td (ge-backs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 274.10 Td (and its historical loss experience. ) Tj ET Q q 0 0 0 rg BT 451.66 274.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.16 274.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.42 274.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 262.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 262.10 Td (, the losses incurred and the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.10 Td (amounts of Citi) Tj ET Q q 0 0 0 rg BT 382.25 250.10 Td (s contingent obligations related to merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 238.10 Td (processing activities were immaterial.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 214.10 Td (Custody indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 202.10 Td (Custody indemnifications are issued to guarantee that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 190.10 Td (custody clients will be made whole in the event that a third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 178.10 Td (party subcustodian or depository institution fails to safeguard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 166.10 Td (clients) Tj ET Q q 0 0 0 rg BT 345.94 166.10 Td ( assets.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 142.10 Td (Other guarantees and indemnifications) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 130.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 327.44 130.10 Td (edit Car) Tj ET Q q 0 0 0 rg BT 360.13 130.10 Td (d Pr) Tj ET Q q 0 0 0 rg BT 377.25 130.10 Td (otection Pr) Tj ET Q q 0 0 0 rg BT 421.60 130.10 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 118.10 Td (Citi, through its credit card businesses, provides various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 106.10 Td (cardholder protection programs on several of its card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 94.10 Td (products, including programs that provide insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 82.10 Td (coverage for rental cars, coverage for certain losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 70.10 Td (associated with purchased products, price protection for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 58.10 Td (certain purchases and protection for lost luggage. ) Tj ET Q q 0 0 0 rg BT 516.44 58.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 46.10 Td (guarantees are not included in the table, since the total ) Tj ET Q endstream endobj 473 0 obj <> endobj 474 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (outstanding amount of the guarantees and Citi) Tj ET Q q 0 0 0 rg BT 223.18 742.10 Td (s maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (exposure to loss cannot be quantified. ) Tj ET Q q 0 0 0 rg BT 189.39 730.10 Td (The protection is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (limited to certain types of purchases and losses, and it is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (possible to quantify the purchases that would qualify for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (these benefits at any given time. Citi assesses the probability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (and amount of its potential liability related to these programs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (based on the extent and nature of its historical loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (experience. ) Tj ET Q q 0 0 0 rg BT 83.75 658.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.25 658.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.51 658.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.95 658.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.54 658.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (the actual and estimated losses incurred and the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (value of Citi) Tj ET Q q 0 0 0 rg BT 88.77 634.10 Td (s obligations related to these programs were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (immaterial.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (Other Repr) Tj ET Q q 0 0 0 rg BT 80.90 598.10 Td (esentation and W) Tj ET Q q 0 0 0 rg BT 149.41 598.10 Td (arranty Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (In the normal course of business, Citi provides standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (representations and warranties to counterparties in contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (in connection with numerous transactions and also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (indemnifications, including indemnifications that protect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (counterparties to the contracts in the event that additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (taxes are owed due either to a change in the tax law or an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (adverse interpretation of the tax law) Tj ET Q q 0 0 0 rg BT 179.46 514.10 Td (. Counterparties to these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (transactions provide Citi with comparable indemnifications. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (While such representations, warranties and indemnifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (are essential components of many contractual relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (they do not represent the underlying business purpose for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 88.58 454.10 Td (The indemnification clauses are often standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (contractual terms related to Citi) Tj ET Q q 0 0 0 rg BT 165.40 442.10 Td (s own performance under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (the terms of a contract and are entered into in the normal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (course of business based on an assessment that the risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (loss is remote. Often these clauses are intended to ensure that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (terms of a contract are met at inception. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.32 394.10 Td (No) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.54 394.10 Td ( compensation is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (received for these standard representations and warranties, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (and it is not possible to determine their fair value because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (they rarely) Tj ET Q q 0 0 0 rg BT 78.38 358.10 Td (, if ever) Tj ET Q q 0 0 0 rg BT 108.80 358.10 Td (, result in a payment. In many cases, there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.71 346.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.71 346.10 Td ( stated or notional amounts included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (indemnification clauses, and the contingencies potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (triggering the obligation to indemnify have not occurred and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (are not expected to occur) Tj ET Q q 0 0 0 rg BT 135.95 310.10 Td (. ) Tj ET Q q 0 0 0 rg BT 140.40 310.10 Td (As a result, these indemnifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (are not included in the tables above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 274.10 Td (alue-T) Tj ET Q q 0 0 0 rg BT 66.56 274.10 Td (ransfer Networks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (Citi is a member of, or shareholder in, hundreds of value-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (transfer networks \(VTNs\) \(payment, clearing and settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (systems as well as exchanges\) around the world. ) Tj ET Q q 0 0 0 rg BT 231.79 238.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (condition of membership, many of these ) Tj ET Q q 0 0 0 rg BT 199.95 226.10 Td (VTNs require that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (members stand ready to pay a pro rata share of the losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (incurred by the or) Tj ET Q q 0 0 0 rg BT 107.18 202.10 Td (ganization due to another member) Tj ET Q q 0 0 0 rg BT 244.17 202.10 Td () Tj ET Q q 0 0 0 rg BT 246.95 202.10 Td (s default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (on its obligations. Citi) Tj ET Q q 0 0 0 rg BT 127.67 190.10 Td (s potential obligations may be limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (to its membership interests in the ) Tj ET Q q 0 0 0 rg BT 170.80 178.10 Td (VTNs, contributions to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (VTN) Tj ET Q q 0 0 0 rg BT 59.33 166.10 Td (s funds, or) Tj ET Q q 0 0 0 rg BT 100.87 166.10 Td (, in limited cases, the obligation may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (unlimited. ) Tj ET Q q 0 0 0 rg BT 79.15 154.10 Td (The maximum exposure cannot be estimated as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (this would require an assessment of future claims that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (not yet occurred. Citi believes the risk of loss is remote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (given historical experience with the ) Tj ET Q q 0 0 0 rg BT 181.04 118.10 Td (VTNs. ) Tj ET Q q 0 0 0 rg BT 209.94 118.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 259.27 118.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 106.10 Td (s participation in ) Tj ET Q q 0 0 0 rg BT 123.31 106.10 Td (VTNs is not reported in the guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (tables above, and there are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.83 94.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.83 94.10 Td ( amounts reflected on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (Consolidated Balance Sheet as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.35 82.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.62 82.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 70.10 Td ( for potential obligations that could arise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (from Citi) Tj ET Q q 0 0 0 rg BT 75.72 58.10 Td (s involvement with ) Tj ET Q q 0 0 0 rg BT 154.70 58.10 Td (VTN associations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 345.79 742.10 Td (erm Car) Tj ET Q q 0 0 0 rg BT 379.03 742.10 Td (e Insurance Indemnification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (In the sale of an insurance subsidiary) Tj ET Q q 0 0 0 rg BT 464.89 730.10 Td (, the Company provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (an indemnification to an insurance company for policyholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (claims and other liabilities relating to a book of long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (care \(L) Tj ET Q q 0 0 0 rg BT 344.92 694.10 Td (TC\) business \(for the entire term of the L) Tj ET Q q 0 0 0 rg BT 508.95 694.10 Td (TC policies\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (that is fully reinsured by another insurance company) Tj ET Q q 0 0 0 rg BT 526.82 682.10 Td (. ) Tj ET Q q 0 0 0 rg BT 531.63 682.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (reinsurer has funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.39 670.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.39 670.10 Td ( trusts with securities whose fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (value \(approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.99 658.10 Td ($6.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.11 658.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.32 658.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.59 658.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.45 646.10 Td ($5.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.57 646.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.78 646.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.37 646.10 Td (\) is designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (to cover the insurance company) Tj ET Q q 0 0 0 rg BT 447.20 634.10 Td (s statutory liabilities for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (L) Tj ET Q q 0 0 0 rg BT 322.44 622.10 Td (TC policies. ) Tj ET Q q 0 0 0 rg BT 373.64 622.10 Td (The assets in these trusts are evaluated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (adjusted periodically to ensure that the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (assets continues to cover the estimated statutory liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (related to the L) Tj ET Q q 0 0 0 rg BT 377.14 586.10 Td (TC policies, as those statutory liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (change over time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 562.10 Td (If the reinsurer fails to perform under the reinsurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (agreement for any reason, including insolvency) Tj ET Q q 0 0 0 rg BT 506.54 550.10 Td (, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (assets in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.08 538.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.08 538.10 Td ( trusts are insuf) Tj ET Q q 0 0 0 rg BT 444.27 538.10 Td (ficient or unavailable to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (ceding insurance company) Tj ET Q q 0 0 0 rg BT 423.23 526.10 Td (, then Citi must indemnify the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (ceding insurance company for any losses actually incurred in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (connection with the L) Tj ET Q q 0 0 0 rg BT 403.81 502.10 Td (TC policies. Since both events would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (have to occur before Citi would become responsible for any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (payment to the ceding insurance company pursuant to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (indemnification obligation, and the likelihood of such events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (occurring is currently not probable, there is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.75 454.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.75 454.10 Td ( liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (reflected in the Consolidated Balance Sheet as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.51 430.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.95 430.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.54 430.10 Td ( related to this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (indemnification. Citi continues to closely monitor its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.10 Td (potential exposure under this indemnification obligation.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 382.10 Td (Carrying V) Tj ET Q q 0 0 0 rg BT 361.42 382.10 Td (alueGuarantees and Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.75 370.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.01 370.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.45 370.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.04 370.10 Td (, the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (carrying amounts of the liabilities related to the guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.10 Td (and indemnifications included in the tables above amounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.10 Td (to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.79 334.10 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.90 334.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.34 334.10 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.45 334.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 552.11 334.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (The carrying value of financial and performance guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 310.10 Td (is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 373.63 310.10 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.24 310.10 Td (. For loans sold with recourse, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 298.10 Td (the carrying value of the liability is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 507.47 298.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 286.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.03 286.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 262.10 Td (Futures and over-the-counter derivatives clearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.10 Td (Citi provides clearing services for clients executing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 238.10 Td (exchange-traded futures and over) Tj ET Q q 0 0 0 rg BT 450.59 238.10 Td (-the-counter \(OTC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 226.10 Td (derivatives contracts with central counterparties \(CCPs\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 214.10 Td (Based on all relevant facts and circumstances, Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 202.10 Td (concluded that it acts as an agent for accounting purposes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 190.10 Td (its role as clearing member for these client transactions. ) Tj ET Q q 0 0 0 rg BT 542.17 190.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 178.10 Td (such, Citi does not reflect the underlying exchange-traded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 166.10 Td (futures or OTC derivatives contracts in its Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 154.10 Td (Financial Statements. See Note21 for a discussion of Citi) Tj ET Q q 0 0 0 rg BT 551.10 154.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 142.10 Td (derivatives activities that are reflected in its Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 130.10 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 118.10 Td (As a clearing member) Tj ET Q q 0 0 0 rg BT 422.87 118.10 Td (, Citi collects and remits cash and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 106.10 Td (securities collateral \(mar) Tj ET Q q 0 0 0 rg BT 415.91 106.10 Td (gin\) between its clients and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 94.10 Td (respective CCP) Tj ET Q q 0 0 0 rg BT 378.08 94.10 Td (. ) Tj ET Q q 0 0 0 rg BT 382.89 94.10 Td (There are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.42 94.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.42 94.10 Td ( types of mar) Tj ET Q q 0 0 0 rg BT 490.72 94.10 Td (gin: initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 82.10 Td (mar) Tj ET Q q 0 0 0 rg BT 332.62 82.10 Td (gin and variation mar) Tj ET Q q 0 0 0 rg BT 418.24 82.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 435.84 82.10 Td (Where Citi obtains benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 70.10 Td (from or controls cash initial mar) Tj ET Q q 0 0 0 rg BT 446.20 70.10 Td (gin \(e.g.,retains an interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 58.10 Td (spread\), cash initial mar) Tj ET Q q 0 0 0 rg BT 413.14 58.10 Td (gin collected from clients and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 46.10 Td (remitted to the CCP) Tj ET Q q 0 0 0 rg BT 396.60 46.10 Td ( is reflected within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 473.79 46.10 Td (Br) Tj ET Q q 0 0 0 rg BT 483.42 46.10 Td (okerage Payables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.78 46.10 Td ( ) Tj ET Q endstream endobj 475 0 obj <> endobj 476 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (\(payables to customers\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 150.41 742.10 Td (Br) Tj ET Q q 0 0 0 rg BT 160.04 742.10 Td (okerage Receivables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.49 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (\(receivables from brokers, dealers and clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 718.10 Td (ganizations\), respectively) Tj ET Q q 0 0 0 rg BT 145.68 718.10 Td (. However) Tj ET Q q 0 0 0 rg BT 186.93 718.10 Td (, for OTC derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (contracts where Citi has contractually agreed with the client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (that \(a\)Citi will pass through to the client all interest paid by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (the CCP) Tj ET Q q 0 0 0 rg BT 69.25 682.10 Td ( on cash initial mar) Tj ET Q q 0 0 0 rg BT 145.71 682.10 Td (gin; \(b\)Citi will not utilize its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (right as clearing member to transform cash mar) Tj ET Q q 0 0 0 rg BT 225.47 670.10 Td (gin into other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (assets; and \(c\)Citi does not guarantee and is not liable to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (client for the performance of the CCP) Tj ET Q q 0 0 0 rg BT 185.95 646.10 Td (, cash initial mar) Tj ET Q q 0 0 0 rg BT 252.42 646.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (collected from clients and remitted to the CCP) Tj ET Q q 0 0 0 rg BT 221.42 634.10 Td ( is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (reflected on Citi) Tj ET Q q 0 0 0 rg BT 103.75 622.10 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 227.16 622.10 Td (The total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (amount of cash initial mar) Tj ET Q q 0 0 0 rg BT 140.79 610.10 Td (gin collected and remitted in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (manner was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.80 598.10 Td ($3.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.91 598.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.35 598.10 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.46 598.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 586.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.70 586.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.29 586.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 266.95 586.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.11 574.10 Td (ariation mar) Tj ET Q q 0 0 0 rg BT 108.52 574.10 Td (gin due from clients to the respective CCP) Tj ET Q q 0 0 0 rg BT 277.10 574.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (or from the CCP) Tj ET Q q 0 0 0 rg BT 102.02 562.10 Td ( to clients, reflects changes in the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (the client) Tj ET Q q 0 0 0 rg BT 75.71 550.10 Td (s derivative contracts for each trading day) Tj ET Q q 0 0 0 rg BT 242.76 550.10 Td (. ) Tj ET Q q 0 0 0 rg BT 247.21 550.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (clearing member) Tj ET Q q 0 0 0 rg BT 103.07 538.10 Td (, Citi is exposed to the risk of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (performance by clients \(e.g.,failure of a client to post ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (variation mar) Tj ET Q q 0 0 0 rg BT 89.41 514.10 Td (gin to the CCP) Tj ET Q q 0 0 0 rg BT 148.21 514.10 Td ( for negative changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (value of the client) Tj ET Q q 0 0 0 rg BT 110.69 502.10 Td (s derivative contracts\). In the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (non-performance by a client, Citi would move to close out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (the client) Tj ET Q q 0 0 0 rg BT 75.71 478.10 Td (s positions. ) Tj ET Q q 0 0 0 rg BT 123.04 478.10 Td (The CCP) Tj ET Q q 0 0 0 rg BT 159.61 478.10 Td ( would typically utilize initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 466.10 Td (gin posted by the client and held by the CCP) Tj ET Q q 0 0 0 rg BT 228.85 466.10 Td (, with any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (remaining shortfalls required to be paid by Citi as clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (member) Tj ET Q q 0 0 0 rg BT 68.21 442.10 Td (. Citi generally holds incremental cash or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 430.10 Td (gin posted by the client, which would typically be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (expected to be suf) Tj ET Q q 0 0 0 rg BT 108.29 418.10 Td (ficient to mitigate Citi) Tj ET Q q 0 0 0 rg BT 199.66 418.10 Td (s credit risk in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (event the client fails to perform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.10 Td (As required by ) Tj ET Q q 0 0 0 rg BT 115.38 394.10 Td (ASC 860-30-25-5, securities collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (posted by clients is not recognized on Citi) Tj ET Q q 0 0 0 rg BT 206.81 382.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (Balance Sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (Collateral) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (Cash collateral available to Citi to reimburse losses realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (under these guarantees and indemnifications amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td ($63 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.61 310.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.05 310.10 Td ($52 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.67 310.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.88 310.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.15 310.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 742.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 448.50 742.10 Td (. Securities and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (marketable assets held as collateral amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.46 730.10 Td ($49 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.07 730.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.19 718.10 Td ($39 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.80 718.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.02 718.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.28 718.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.72 718.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.25 706.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 389.91 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 394.73 706.10 Td (The majority of collateral is held to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (reimburse losses realized under securities lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (indemnifications. ) Tj ET Q q 0 0 0 rg BT 388.91 682.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 438.81 682.10 Td (, letters of credit in favor of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (Citi held as collateral amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.21 670.10 Td ($3.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.32 670.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.76 670.10 Td ($5.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.36 658.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.58 658.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.84 658.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.28 658.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.87 658.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 364.91 646.10 Td (. Other property may also be available to Citi to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (cover losses under certain guarantees and indemnifications; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (however) Tj ET Q q 0 0 0 rg BT 351.28 622.10 Td (, the value of such property has not been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (determined.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (Performance risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (Citi evaluates the performance risk of its guarantees based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (on the assigned referenced counterparty internal or external ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (ratings. ) Tj ET Q q 0 0 0 rg BT 349.29 550.10 Td (Where external ratings are used, investment-grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (ratings are considered to be Baa/BBB and above, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (anything below is considered non-investment grade. Citi) Tj ET Q q 0 0 0 rg BT 546.37 526.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (internal ratings are in line with the related external rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (system. On certain underlying referenced assets or entities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (ratings are not available. Such referenced assets are included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (in the not rated category) Tj ET Q q 0 0 0 rg BT 422.66 478.10 Td (. ) Tj ET Q q 0 0 0 rg BT 427.48 478.10 Td (The maximum potential amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (of the future payments related to the outstanding guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (is determined to be the notional amount of these contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (which is the par amount of the assets guaranteed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 430.10 Td (Presented in the tables below are the maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (amounts of future payments that are classified based upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.10 Td (internal and external credit ratings as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.57 406.10 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.84 406.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 394.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.19 394.10 Td (December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.77 394.10 Td (. ) Tj ET Q q 0 0 0 rg BT 417.22 394.10 Td (As previously mentioned, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 382.10 Td (determination of the maximum potential future payments is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.10 Td (based on the notional amount of the guarantees without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (consideration of possible recoveries under recourse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.10 Td (provisions or from collateral held or pledged. ) Tj ET Q q 0 0 0 rg BT 500.54 346.10 Td (As such, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.10 Td (believes such amounts bear no relationship to the anticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (losses, if any) Tj ET Q q 0 0 0 rg BT 368.54 322.10 Td (, on these guarantees.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 253.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 253.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 253.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 253.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 253.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 225.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 225.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 225.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 225.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 225.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 197.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 197.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 197.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 197.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 197.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.25 169.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.25 169.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.25 169.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.25 169.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.25 169.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 285.6 m 372.25 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 285.6 m 435.25 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 285.6 m 499.25 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 285.6 m 562.25 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 253.60000000000002 m 308.25 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 253.60000000000002 m 372.25 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 253.60000000000002 m 435.25 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 253.60000000000002 m 499.25 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 253.60000000000002 m 562.25 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 155.60000000000002 m 308.25 155.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.25 141.60000000000002 m 308.25 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 155.60000000000002 m 372.25 155.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.25 141.60000000000002 m 372.25 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 155.60000000000002 m 435.25 155.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.25 141.60000000000002 m 435.25 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 155.60000000000002 m 499.25 155.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.25 141.60000000000002 m 499.25 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 155.60000000000002 m 562.25 155.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 141.60000000000002 m 562.25 141.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 290.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 290.05 Td (Maximum potential amount of future payments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.75 257.85 Td (In billions of dollars at September 30, 2014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 267.05 Td (Investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.75 258.05 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.70 276.05 Td (Non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 267.05 Td (investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.25 258.05 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[] 0 d 0 J 0 j 3 M 435.25 590.5 m 499.25 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 604.5 m 562.25 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.25 590.5 m 562.25 590.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 738.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.20 738.95 Td (Maximum potential amount of future payments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.75 706.75 Td (In billions of dollars at December 31, 2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 715.95 Td (Investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.75 706.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.70 724.95 Td (Non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 715.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.25 706.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 715.95 Td (Not) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 706.95 Td (rated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.40 706.95 Td (Total) Tj ET Q 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(Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 622.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 622.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 622.96 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 622.96 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.75 608.96 Td (Custody indemnifications and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 608.96 Td (36.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 608.96 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 608.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 608.96 Td (36.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.75 594.95 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.75 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 594.96 Td (119.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 594.96 Td (18.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 594.96 Td (243.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 594.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 594.96 Td (382.0) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 567.00 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 567.00 Td (edit Commitments and Lines of Cr) Tj ET Q q 0 0 0 rg BT 195.90 567.00 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.00 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 555.00 Td (s credit commitments as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.55 555.00 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.81 555.00 Td ( and December31, 2013:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 510.50 285.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.75 510.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.75 510.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 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3 M 442.75 510.5 m 503.75 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 510.5 m 503.75 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 510.5 m 561.75 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 496.5 m 503.75 482.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 496.5 m 503.75 482.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 482.5 m 503.75 459.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 482.5 m 503.75 459.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 459.5 m 503.75 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 459.5 m 503.75 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 445.5 m 503.75 431.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 445.5 m 503.75 431.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 431.5 m 503.75 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 431.5 m 503.75 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 403.5 m 320.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 403.5 m 381.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 403.5 m 442.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 417.5 m 503.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 403.5 m 503.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 417.5 m 503.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 403.5 m 561.75 403.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 403.5 m 320.75 403.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 389.5 m 320.75 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 403.5 m 381.75 403.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 389.5 m 381.75 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 403.5 m 442.75 403.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 389.5 m 442.75 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 403.5 m 503.75 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 403.5 m 503.75 403.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 389.5 m 503.75 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 403.5 m 503.75 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 403.5 m 561.75 403.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 389.5 m 561.75 389.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 514.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.70 514.95 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.85 523.95 Td (Outside of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.70 514.95 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.30 523.95 Td (September 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 514.95 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 523.96 Td (December31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.25 514.96 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 500.96 Td (Commercial and similar letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.25 500.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 500.95 Td (1,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.25 500.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 500.95 Td (5,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 500.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 500.95 Td (7,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 500.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 500.96 Td (7,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 486.96 Td (One- to four-family residential mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 486.95 Td (2,281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 486.95 Td (2,601) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 486.95 Td (4,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 486.96 Td (4,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 472.96 Td (Revolving open-end loans secured by one- to four-family residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 463.96 Td (properties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 463.95 Td (13,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 463.95 Td (2,999) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 463.95 Td (16,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 463.96 Td (16,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 449.96 Td (Commercial real estate, construction and land development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 449.95 Td (7,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 449.95 Td (1,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 449.95 Td (8,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 449.96 Td (8,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 435.96 Td (Credit card lines) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 435.95 Td (493,404) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 435.95 Td (124,578) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 435.95 Td (617,982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 435.96 Td (641,111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 421.96 Td (Commercial and other consumer loan commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 421.95 Td (161,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.50 421.95 Td (97,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 421.95 Td (258,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 421.96 Td (225,795) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 407.96 Td (Other commitments and contingencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 407.95 Td (1,257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 407.95 Td (8,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 407.95 Td (9,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 407.96 Td (7,863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 393.95 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.25 393.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 393.95 Td (680,728) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.25 393.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 393.95 Td (242,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 393.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 393.95 Td (923,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 393.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 393.96 Td (911,838) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 369.00 Td (The majority of unused commitments are contingent upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.00 Td (customers) Tj ET Q q 0 0 0 rg BT 79.13 357.00 Td ( maintaining specific credit standards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.00 Td (Commercial commitments generally have floating interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.00 Td (rates and fixed expiration dates and may require payment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.00 Td (fees. Such fees \(net of certain direct costs\) are deferred and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.00 Td (upon exercise of the commitment, amortized over the life of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.00 Td (the loan or) Tj ET Q q 0 0 0 rg BT 78.36 297.00 Td (, if exercise is deemed remote, amortized over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.00 Td (commitment period. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 261.00 Td (Commercial and similar letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.00 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 249.00 Td ( commercial letter of credit is an instrument by which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 237.00 Td (Citigroup substitutes its credit for that of a customer to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.00 Td (enable the customer to finance the purchase of goods or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.00 Td (incur other commitments. Citigroup issues a letter on behalf ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.00 Td (of its client to a supplier and agrees to pay the supplier upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.00 Td (presentation of documentary evidence that the supplier has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.00 Td (performed in accordance with the terms of the letter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.00 Td (credit. ) Tj ET Q q 0 0 0 rg BT 63.58 165.00 Td (When a letter of credit is drawn, the customer is then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.00 Td (required to reimburse Citigroup. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 129.00 Td (One- to four-family residential mortgages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.00 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 117.00 Td ( one- to four) Tj ET Q q 0 0 0 rg BT 92.18 117.00 Td (-family residential mortgage commitment is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.00 Td (written confirmation from Citigroup to a seller of a property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.00 Td (that the bank will advance the specified sums enabling the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 81.00 Td (buyer to complete the purchase. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 369.00 Td (Revolving open-end loans secured by one- to four-family) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 357.00 Td (residential properties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 345.00 Td (Revolving open-end loans secured by one- to four) Tj ET Q q 0 0 0 rg BT 517.27 345.00 Td (-family ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 333.00 Td (residential properties are essentially home equity lines of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 321.00 Td (credit. ) Tj ET Q q 0 0 0 rg BT 344.46 321.00 Td (A) Tj ET Q q 0 0 0 rg BT 351.13 321.00 Td ( home equity line of credit is a loan secured by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 309.00 Td (primary residence or second home to the extent of the excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 297.00 Td (of fair market value over the debt outstanding for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 285.00 Td (mortgage. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 261.00 Td (Commercial real estate, construction and land development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 249.00 Td (Commercial real estate, construction and land development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 237.00 Td (include unused portions of commitments to extend credit for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 225.00 Td (the purpose of financing commercial and multifamily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 213.00 Td (residential properties as well as land development projects. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 201.00 Td ( Both secured-by-real-estate and unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 189.00 Td (commitments are included in this line, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 177.00 Td (undistributed loan proceeds, where there is an obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 165.00 Td (advance for construction progress payments. However) Tj ET Q q 0 0 0 rg BT 534.55 165.00 Td (, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 153.00 Td (line only includes those extensions of credit that, once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 141.00 Td (funded, will be classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.11 141.00 Td (T) Tj ET Q q 0 0 0 rg BT 435.75 141.00 Td (otal loans, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.69 141.00 Td ( on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 129.00 Td (Consolidated Balance Sheet. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 105.00 Td (Credit card lines) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 93.00 Td (Citigroup provides credit to customers by issuing credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 81.00 Td (cards. ) Tj ET Q q 0 0 0 rg BT 343.17 81.00 Td (The credit card lines are cancellable by providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 69.00 Td (notice to the cardholder or without such notice as permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 57.00 Td (by local law) Tj ET Q q 0 0 0 rg BT 365.47 57.00 Td (. ) Tj ET Q endstream endobj 479 0 obj <> endobj 480 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (237) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Commercial and other consumer loan commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Commercial and other consumer loan commitments include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (overdraft and liquidity facilities, as well as commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (commitments to make or purchase loans, to purchase third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (party receivables, to provide note issuance or revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (underwriting facilities and to invest in the form of equity) Tj ET Q q 0 0 0 rg BT 262.80 682.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (Amounts include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.10 670.25 Td ($56 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.72 670.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.16 670.25 Td ($58 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.77 670.25 Td ( with an original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (maturity of less than one year at September 30, 2014 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (December31, 2013, respectively) Tj ET Q q 0 0 0 rg BT 167.25 646.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.25 Td (In addition, included in this line item are highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (leveraged financing commitments, which are agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (that provide funding to a borrower with higher levels of debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (\(measured by the ratio of debt capital to equity capital of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (borrower\) than is generally considered normal for other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (companies. ) Tj ET Q q 0 0 0 rg BT 83.58 574.25 Td (This type of financing is commonly employed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (corporate acquisitions, management buy-outs and similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (transactions. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (Other commitments and contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (Other commitments and contingencies include committed or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (unsettled regular) Tj ET Q q 0 0 0 rg BT 102.72 502.25 Td (-way reverse repurchase agreements and all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (other transactions related to commitments and contingencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (not reported on the lines above.) Tj ET Q endstream endobj 481 0 obj <> endobj 482 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (238) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (25.CONTINGENCIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The following information supplements and amends, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (applicable, the disclosures in Note 28 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Financial Statements of Citigroup's 2013 ) Tj ET Q q 0 0 0 rg BT 201.40 701.25 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Form 10-K and Note 25 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Statements of Citigroup) Tj ET Q q 0 0 0 rg BT 134.33 677.25 Td (s Quarterly Reports on Form 10-Q for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (the quarterly periods ended March 31, 2014 and June 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (2014. For purposes of this Note, Citigroup, its af) Tj ET Q q 0 0 0 rg BT 230.53 653.25 Td (filiates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (subsidiaries, and current and former of) Tj ET Q q 0 0 0 rg BT 190.77 641.25 Td (ficers, directors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (employees, are sometimes collectively referred to as Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (and Related Parties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 605.25 Td (In accordance with ) Tj ET Q q 0 0 0 rg BT 135.02 605.25 Td (ASC 450, Citigroup establishes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (accruals for contingencies, including the litigation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (regulatory matters disclosed herein, when Citigroup believes it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (is probable that a loss has been incurred and the amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (loss can be reasonably estimated. Once established, accruals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (are adjusted from time to time, as appropriate, in light of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (additional information. ) Tj ET Q q 0 0 0 rg BT 130.52 533.25 Td (The amount of loss ultimately incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (in relation to those matters may be substantially higher or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (lower than the amounts accrued for those matters. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 497.25 Td (If Citigroup has not accrued for a matter because the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (matter does not meet the criteria for accrual \(as set forth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (above\), or Citigroup believes an exposure to loss exists in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (excess of the amount accrued for a particular matter) Tj ET Q q 0 0 0 rg BT 243.28 461.25 Td (, in each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (case assuming a material loss is reasonably possible, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (discloses the matter) Tj ET Q q 0 0 0 rg BT 114.32 437.25 Td (. In addition, for such matters, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (discloses an estimate of the aggregate reasonably possible loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (or range of loss in excess of the amounts accrued for those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (matters as to which an estimate can be made. ) Tj ET Q q 0 0 0 rg BT 218.16 401.25 Td (At September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (30, 2014, Citigroup's estimate was materially unchanged from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (its estimate of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.86 377.25 Td ($5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.47 377.25 Td ( at December 31, 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (as more fully described in Note 28 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (Financial Statements in the 2013 ) Tj ET Q q 0 0 0 rg BT 169.04 353.25 Td (Annual Report on Form 10-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 329.25 Td (As available information changes, the matters for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (Citigroup is able to estimate will change, and the estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (themselves will change. In addition, while many estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (presented in financial statements and other financial disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (involve significant judgment and may be subject to significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 80.33 269.25 Td (, estimates of the range of reasonably possible loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (arising from litigation and regulatory proceedings are subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (to particular uncertainties. For example, at the time of making ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (an estimate, Citigroup may have only preliminary) Tj ET Q q 0 0 0 rg BT 234.47 233.25 Td (, incomplete ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (or inaccurate information about the facts underlying the claim; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (its assumptions about the future rulings of the court or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (tribunal on significant issues, or the behavior and incentives of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (adverse parties or regulators, may prove to be wrong; and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (outcomes it is attempting to predict are often not amenable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (the use of statistical or other quantitative analytical tools. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (addition, from time to time an outcome may occur that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (Citigroup had not accounted for in its estimates because it had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (deemed such an outcome to be remote. For all these reasons, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (the amount of loss in excess of accruals ultimately incurred for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (the matters as to which an estimate has been made could be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (substantially higher or lower than the range of loss included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (the estimate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 65.25 Td (Subject to the foregoing, it is the opinion of Citigroup's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (management, based on current knowledge and after taking into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (account its current legal accruals, that the eventual outcome of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (all matters described in this Note would not be likely to have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (material adverse ef) Tj ET Q q 0 0 0 rg BT 399.88 725.10 Td (fect on the consolidated financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (of Citigroup. Nonetheless, given the substantial or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (indeterminate amounts sought in certain of these matters, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the inherent unpredictability of such matters, an adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (outcome in certain of these matters could, from time to time, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (have a material adverse ef) Tj ET Q q 0 0 0 rg BT 428.20 665.10 Td (fect on Citigroup) Tj ET Q q 0 0 0 rg BT 499.30 665.10 Td (s consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (results of operations or cash flows in particular quarterly or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (annual periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 629.10 Td (For further information on ) Tj ET Q q 0 0 0 rg BT 452.76 629.10 Td (ASC 450 and Citigroup's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (accounting and disclosure framework for contingencies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (including for litigation and regulatory matters disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (herein, see Note 28 to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (of Citigroup) Tj ET Q q 0 0 0 rg BT 375.94 581.10 Td (s 2013 ) Tj ET Q q 0 0 0 rg BT 404.28 581.10 Td (Annual Report on Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Commodities Financing Contracts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 545.10 Td ( trial in the Commercial Court in London is scheduled to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (commence on December 1, 2014.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 335.48 509.10 Td (edit Crisis-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 506.40 509.10 Td ( Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Mortgage-Related Litigation and Other Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 473.10 Td (Actions: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.08 473.10 Td (As previously disclosed, on June 4, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (the United States Court of ) Tj ET Q q 0 0 0 rg BT 430.38 461.10 Td (Appeals for the Second Circuit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (issued an opinion and order reversing the district court) Tj ET Q q 0 0 0 rg BT 545.05 449.10 Td (s order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (in UNITED ST) Tj ET Q q 0 0 0 rg BT 384.86 437.10 Td (A) Tj ET Q q 0 0 0 rg BT 390.97 437.10 Td (TES SECURITIES & EXCHANGE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (COMMISSION v) Tj ET Q q 0 0 0 rg BT 394.75 425.10 Td (. CITIGROUP) Tj ET Q q 0 0 0 rg BT 452.72 425.10 Td ( GLOBAL) Tj ET Q q 0 0 0 rg BT 495.40 425.10 Td ( MARKETS INC. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (refusing to approve Citigroup) Tj ET Q q 0 0 0 rg BT 445.37 413.10 Td (s proposed settlement with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (SEC. ) Tj ET Q q 0 0 0 rg BT 349.66 401.10 Td (The action was remanded to the district court for further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (proceedings consistent with the Second Circuit) Tj ET Q q 0 0 0 rg BT 514.80 389.10 Td (s decision. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (August 5, 2014, the district court approved the settlement. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Additional information relating to this action is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (available in court filings under the docket numbers 1) Tj ET Q q 0 0 0 rg BT 534.68 353.10 Td (1 Civ) Tj ET Q q 0 0 0 rg BT 555.98 353.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (7387 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 383.27 341.10 Td (.\) \(Rakof) Tj ET Q q 0 0 0 rg BT 419.19 341.10 Td (f, J.\) and 1) Tj ET Q q 0 0 0 rg BT 461.30 341.10 Td (1-5227 \(2d Cir) Tj ET Q q 0 0 0 rg BT 520.19 341.10 Td (.\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (Mortgage-Backed Securities and CDO Investor ) Tj ET Q q 0 0 0 rg BT 534.83 329.10 Td (Actions: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Certain of the actions brought by purchasers of MBS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (sponsored, underwritten, or sold by Citigroup have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (resolved through settlement and dismissed with prejudice. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (Additional information relating to these actions is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (available in court filings under the docket numbers 12 Civ) Tj ET Q q 0 0 0 rg BT 556.35 269.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (1841 \(D. Minn.\) \(Montgomery) Tj ET Q q 0 0 0 rg BT 446.95 257.10 Td (, J.\) and 14 Civ) Tj ET Q q 0 0 0 rg BT 507.41 257.10 Td (. 252 \(C.D. Cal.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (\(Pfaelzer) Tj ET Q q 0 0 0 rg BT 359.68 245.10 Td (, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 233.10 Td (On September 16, 2014, the Commonwealth of ) Tj ET Q q 0 0 0 rg BT 533.73 233.10 Td (V) Tj ET Q q 0 0 0 rg BT 540.35 233.10 Td (ir) Tj ET Q q 0 0 0 rg BT 546.28 233.10 Td (ginia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (filed a complaint intervening in ) Tj ET Q q 0 0 0 rg BT 452.39 221.10 Td (VIRGINIA) Tj ET Q q 0 0 0 rg BT 497.39 221.10 Td ( EX REL. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (INTEGRA) Tj ET Q q 0 0 0 rg BT 367.33 209.10 Td ( REC LLC. v) Tj ET Q q 0 0 0 rg BT 420.02 209.10 Td (. BARCLA) Tj ET Q q 0 0 0 rg BT 464.66 209.10 Td (YS CAPIT) Tj ET Q q 0 0 0 rg BT 508.03 209.10 Td (AL) Tj ET Q q 0 0 0 rg BT 520.99 209.10 Td ( INC., ET) Tj ET Q q 0 0 0 rg BT 560.25 209.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (AL., asserting claims for fraud and a violation of the ) Tj ET Q q 0 0 0 rg BT 536.53 197.10 Td (V) Tj ET Q q 0 0 0 rg BT 543.16 197.10 Td (ir) Tj ET Q q 0 0 0 rg BT 549.08 197.10 Td (ginia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (Fraud ) Tj ET Q q 0 0 0 rg BT 349.28 185.10 Td (Against ) Tj ET Q q 0 0 0 rg BT 382.71 185.10 Td (T) Tj ET Q q 0 0 0 rg BT 388.12 185.10 Td (axpayers ) Tj ET Q q 0 0 0 rg BT 425.60 185.10 Td (Act in relation to CGMI) Tj ET Q q 0 0 0 rg BT 525.03 185.10 Td (s alleged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (sale of RMBS to the ) Tj ET Q q 0 0 0 rg BT 407.98 173.10 Td (V) Tj ET Q q 0 0 0 rg BT 414.61 173.10 Td (ir) Tj ET Q q 0 0 0 rg BT 420.53 173.10 Td (ginia Retirement System. ) Tj ET Q q 0 0 0 rg BT 526.35 173.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (information relating to this action is publicly available in court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (filings under the docket number CL) Tj ET Q q 0 0 0 rg BT 466.65 149.10 Td ( 14-399 \(V) Tj ET Q q 0 0 0 rg BT 509.93 149.10 Td (ir) Tj ET Q q 0 0 0 rg BT 515.49 149.10 Td (. Cir) Tj ET Q q 0 0 0 rg BT 532.72 149.10 Td (. Ct.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (\(Hughes, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (As of September 30, 2014, the aggregate original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (purchase amount of the purchases at issue in the pending MBS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (and CDO investor suits is approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.54 101.10 Td ($6.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 101.10 Td (, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (aggregate original purchase amount of the purchases covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (by tolling agreements with MBS and CDO investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (threatening litigation is approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.52 65.10 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.63 65.10 Td (.) Tj ET Q endstream endobj 483 0 obj <> endobj 484 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (239) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Mortgage-Backed Security Repur) Tj ET Q q 0 0 0 rg BT 188.02 749.10 Td (chase Claims) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.63 749.10 Td (: ) Tj ET Q q 0 0 0 rg BT 246.73 749.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (deadline for trustees to accept or reject Citigroup's ) Tj ET Q q 0 0 0 rg BT 239.40 737.10 Td (April 7, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (2014 of) Tj ET Q q 0 0 0 rg BT 66.65 725.10 Td (fer of settlement to resolve representation and warranty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (repurchase claims related to certain legacy securitizations was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (further extended to December 5, 2014.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Counterparty and Investor ) Tj ET Q q 0 0 0 rg BT 147.59 677.10 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (On October 6, 2014, the United States Supreme Court denied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Abu Dhabi Investment ) Tj ET Q q 0 0 0 rg BT 129.04 653.10 Td (Authority) Tj ET Q q 0 0 0 rg BT 170.71 653.10 Td (s petition for a writ of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (certiorari seeking review of the Second Circuit) Tj ET Q q 0 0 0 rg BT 225.93 641.10 Td (s af) Tj ET Q q 0 0 0 rg BT 239.91 641.10 Td (firmance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (the district court) Tj ET Q q 0 0 0 rg BT 104.32 629.10 Td (s confirmation of the arbitration award. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Additional information relating to this action is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (available in court filings under the docket numbers 12 Civ) Tj ET Q q 0 0 0 rg BT 268.35 605.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (283 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 90.27 593.10 Td (.\) \(Daniels, J.\), 13-1068-cv \(2d Cir) Tj ET Q q 0 0 0 rg BT 228.85 593.10 Td (.\) and 13-1500 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (\(U.S.\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (KIKOs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (As of September 30, 2014, there were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.12 545.10 Td (103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.12 545.10 Td ( civil lawsuits filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (by small- and medium-sized export businesses against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Citibank Korea Inc. \(CKI\). ) Tj ET Q q 0 0 0 rg BT 146.34 521.10 Td (T) Tj ET Q q 0 0 0 rg BT 151.75 521.10 Td (o date, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.91 521.10 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.91 521.10 Td ( decisions have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (rendered at the district court level, and CKI has prevailed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 497.10 Td ( of those decisions. In the other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.75 497.10 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.75 497.10 Td ( decisions, plaintif) Tj ET Q q 0 0 0 rg BT 257.17 497.10 Td (fs were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (awarded only a portion of the damages sought. ) Tj ET Q q 0 0 0 rg BT 225.49 485.10 Td (The damage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (awards total in the aggregate approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.71 473.10 Td ($37.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.60 473.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (CKI is appealing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.98 461.10 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.98 461.10 Td ( adverse decisions. ) Tj ET Q q 0 0 0 rg BT 208.18 461.10 Td (A) Tj ET Q q 0 0 0 rg BT 214.85 461.10 Td ( significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (number of plaintif) Tj ET Q q 0 0 0 rg BT 108.58 449.10 Td (fs that had decisions rendered against them ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (are also filing appeals, including plaintif) Tj ET Q q 0 0 0 rg BT 197.44 437.10 Td (fs that were awarded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (less than all of the damages they sought. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (Of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.77 413.10 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.77 413.10 Td ( cases decided at the district court level, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 413.10 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 413.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (have been appealed to the high court, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.60 401.10 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.60 401.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (which an adverse decision was rendered against CKI in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (district court. Of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.59 377.10 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.59 377.10 Td ( appeals decided or settled at the high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (court level, CKI prevailed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.18 365.10 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.18 365.10 Td ( cases, and in the other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.76 365.10 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.76 365.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (cases plaintif) Tj ET Q q 0 0 0 rg BT 88.30 353.10 Td (fs were awarded partial damages. ) Tj ET Q q 0 0 0 rg BT 223.79 353.10 Td (As a result, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (aggregate damages awarded against CKI decreased by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 329.10 Td ($10.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.15 329.10 Td (. CKI is appealing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.41 329.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.63 329.10 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (adverse decisions to the Korean Supreme Court and many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (plaintif) Tj ET Q q 0 0 0 rg BT 64.70 305.10 Td (fs have filed appeals to the Supreme Court as well.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (As of September 30, 2014, the Supreme Court has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (rendered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.48 281.10 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.48 281.10 Td ( judgments relating to CKI. CKI prevailed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.38 281.10 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.38 281.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (cases. ) Tj ET Q q 0 0 0 rg BT 61.92 269.10 Td (The Supreme Court confirmed lower court judgments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (which plaintif) Tj ET Q q 0 0 0 rg BT 91.64 257.10 Td (fs were awarded partial damages in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.46 257.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.45 257.10 Td ( cases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (As a result, the aggregate damages awarded against CKI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (decreased by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.67 233.10 Td ($0.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.56 233.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (After taking into account all decisions rendered through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (September 30, 2014 at the district court, high court, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (Supreme Court levels, the damages awarded against CKI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (currently total in the aggregate approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.48 185.10 Td ($26.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.38 185.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.19 161.10 Td (erra Firma Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 149.10 Td ( trial of the claims asserted by ) Tj ET Q q 0 0 0 rg BT 164.95 149.10 Td (T) Tj ET Q q 0 0 0 rg BT 170.36 149.10 Td (erra Firma against Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (in the High Court of Justice, Queen) Tj ET Q q 0 0 0 rg BT 180.70 137.10 Td (s Bench Division, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (Commercial Court in London is scheduled to begin on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (November 7, 2016. ) Tj ET Q q 0 0 0 rg BT 117.66 113.10 Td (Additional information relating to this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (action is publicly available in court filings under the caption ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 89.10 Td (erra Firma Investments \(GP\) 2 Ltd. & Ors v) Tj ET Q q 0 0 0 rg BT 216.56 89.10 Td (. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (Global Markets Ltd. & Ors) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.59 77.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.09 77.10 Td (\(Claim No 3MA40121\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 749.25 Td (ribune Company Bankruptcy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Motions to dismiss are pending in the Litigation ) Tj ET Q q 0 0 0 rg BT 518.80 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 524.56 737.25 Td (rustee) Tj ET Q q 0 0 0 rg BT 551.22 737.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (action against former ) Tj ET Q q 0 0 0 rg BT 411.29 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 417.04 725.25 Td (ribune of) Tj ET Q q 0 0 0 rg BT 453.24 725.25 Td (ficers, directors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (shareholders, and in the separate action in which CGMI has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (been named as a defendant in connection with its role as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (advisor to ) Tj ET Q q 0 0 0 rg BT 366.04 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 371.79 689.25 Td (ribune. ) Tj ET Q q 0 0 0 rg BT 404.29 689.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 454.19 689.25 Td (, cross-appeals to the Second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (Circuit are pending with respect to the district court) Tj ET Q q 0 0 0 rg BT 533.38 677.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (September 23, 2013 order dismissing the constructive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (fraudulent transfer claims asserted by creditors of ) Tj ET Q q 0 0 0 rg BT 524.58 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 530.33 653.25 Td (ribune. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (Additional information relating to these actions is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (available in court filings under the docket numbers 1) Tj ET Q q 0 0 0 rg BT 534.68 629.25 Td (1 MD ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (2296 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 383.27 617.25 Td (.\) \(Sullivan, J.\), 12 2296 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 519.75 617.25 Td (.\) \(Sullivan, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (J.\), and 13-3992\(L\) \(2d Cir) Tj ET Q q 0 0 0 rg BT 432.32 605.25 Td (.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 335.48 581.25 Td (edit Default Swaps Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (On September 4, 2014, the United States District Court for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (Southern District of New ) Tj ET Q q 0 0 0 rg BT 426.94 557.25 Td (Y) Tj ET Q q 0 0 0 rg BT 433.17 557.25 Td (ork granted in part and denied in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (part defendants) Tj ET Q q 0 0 0 rg BT 387.95 545.25 Td ( motion to dismiss the second consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (amended complaint, dismissing plaintif) Tj ET Q q 0 0 0 rg BT 481.57 533.25 Td (fs) Tj ET Q q 0 0 0 rg BT 491.38 533.25 Td ( claim for violation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (of Section 2 of the Sherman ) Tj ET Q q 0 0 0 rg BT 437.87 521.25 Td (Act and certain claims for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (damages, but permitting the case to proceed as to plaintif) Tj ET Q q 0 0 0 rg BT 552.08 509.25 Td (fs) Tj ET Q q 0 0 0 rg BT 561.89 509.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (claims for violation of Section 1 of the Sherman ) Tj ET Q q 0 0 0 rg BT 518.68 497.25 Td (Act and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (unjust enrichment. ) Tj ET Q q 0 0 0 rg BT 402.88 485.25 Td (Additional information relating to this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (action is publicly available in court filings under the docket ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (number 13 MD 2476 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 447.43 461.25 Td (.\) \(Cote, J.\). ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (For) Tj ET Q q 0 0 0 rg BT 339.37 437.25 Td (eign Exchange Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 425.25 Td (Actions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.08 425.25 Td ( Government and regulatory agencies in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (the U.S., including the ) Tj ET Q q 0 0 0 rg BT 415.94 413.25 Td (Antitrust Division and the Criminal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (Division of the Department of Justice and the Commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (Futures ) Tj ET Q q 0 0 0 rg BT 356.32 389.25 Td (T) Tj ET Q q 0 0 0 rg BT 362.08 389.25 Td (rading Commission, as well as agencies in other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (jurisdictions, including the U.K. Financial Conduct ) Tj ET Q q 0 0 0 rg BT 530.92 377.25 Td (Authority ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (and the Swiss Competition Commission, are conducting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (investigations or making inquiries regarding Citigroup) Tj ET Q q 0 0 0 rg BT 544.80 353.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (foreign exchange business. Citigroup is fully cooperating with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (these and related investigations and inquiries.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (Interbank Offer) Tj ET Q q 0 0 0 rg BT 392.98 305.25 Td (ed Rates-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 556.68 305.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.29 281.25 Td (: On ) Tj ET Q q 0 0 0 rg BT 466.24 281.25 Td (August 29, 2014, plaintif) Tj ET Q q 0 0 0 rg BT 566.33 281.25 Td (fs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (in GELBOIM, ET) Tj ET Q q 0 0 0 rg BT 396.87 269.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.81 269.25 Td (AL. v) Tj ET Q q 0 0 0 rg BT 421.50 269.25 Td (. BANK OF ) Tj ET Q q 0 0 0 rg BT 472.06 269.25 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 517.62 269.25 Td ( CORP) Tj ET Q q 0 0 0 rg BT 545.14 269.25 Td (., ET) Tj ET Q q 0 0 0 rg BT 564.67 269.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (AL. filed their opening brief in the United States Supreme ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (Court. Respondents) Tj ET Q q 0 0 0 rg BT 407.97 245.25 Td ( brief was filed on October 15, 2014, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (oral ar) Tj ET Q q 0 0 0 rg BT 349.63 233.25 Td (gument is scheduled for December 9, 2014. ) Tj ET Q q 0 0 0 rg BT 528.48 233.25 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (information concerning this action is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (court filings under the docket numbers 13-3565 \(2d Cir) Tj ET Q q 0 0 0 rg BT 545.07 209.25 Td (.\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (13-3636 \(2d Cir) Tj ET Q q 0 0 0 rg BT 387.89 197.25 Td (.\), and 13-1) Tj ET Q q 0 0 0 rg BT 433.61 197.25 Td (174 \(U.S.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.25 Td (On September 1) Tj ET Q q 0 0 0 rg BT 406.61 185.25 Td (1, 2014, the United States District Court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 455.82 173.25 Td (Y) Tj ET Q q 0 0 0 rg BT 462.04 173.25 Td (ork granted the Department ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (of Justice) Tj ET Q q 0 0 0 rg BT 364.83 161.25 Td (s motion to stay discovery in SULLIV) Tj ET Q q 0 0 0 rg BT 516.86 161.25 Td (AN v) Tj ET Q q 0 0 0 rg BT 538.15 161.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (BARCLA) Tj ET Q q 0 0 0 rg BT 363.64 149.25 Td (YS PLC, ET) Tj ET Q q 0 0 0 rg BT 414.30 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 416.25 149.25 Td (AL. for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.74 149.25 Td (eight months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.68 149.25 Td (, until May 12, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 350.95 137.25 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (1:13-cv-281) Tj ET Q q 0 0 0 rg BT 372.51 113.25 Td (1 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 416.77 113.25 Td (.\) \(Castel, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (ISDAFIX-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 492.43 89.25 Td ( Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 77.25 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.75 77.25 Td (: Government agencies in the U.S., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (including the Department of Justice and the Commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (Futures ) Tj ET Q q 0 0 0 rg BT 356.32 53.25 Td (T) Tj ET Q q 0 0 0 rg BT 362.08 53.25 Td (rading Commission, are conducting investigations or ) Tj ET Q endstream endobj 485 0 obj <> endobj 486 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (240) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (making inquiries concerning submissions for the global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (benchmark for fixed interest rate swaps \(ISDAFIX\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (trading in products that reference ISDAFIX. Citigroup is fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (cooperating with these and related investigations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (inquiries. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.29 689.10 Td (. On September 4, 2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Alaska Electrical Pension Fund filed a putative class action ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (complaint in the United States District Court for the Southern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (District of New ) Tj ET Q q 0 0 0 rg BT 100.34 653.10 Td (Y) Tj ET Q q 0 0 0 rg BT 106.56 653.10 Td (ork against Citigroup and other U.S. dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (\(USD\) ISDAFIX panel banks. On September 30, 2014, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (County of Beaver \(Pennsylvania\) filed a similar putative class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (action complaint in the United States District Court for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Southern District of New ) Tj ET Q q 0 0 0 rg BT 138.94 605.10 Td (Y) Tj ET Q q 0 0 0 rg BT 145.17 605.10 Td (ork. Plaintif) Tj ET Q q 0 0 0 rg BT 195.26 605.10 Td (fs in both actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (assert federal antitrust claims, as well as claims under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Commodity Exchange ) Tj ET Q q 0 0 0 rg BT 127.66 581.10 Td (Act and for unjust enrichment. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (October 14, 2014, the Court signed an order consolidating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (these two actions for all purposes. ) Tj ET Q q 0 0 0 rg BT 176.53 557.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (concerning these actions is publicly available in court filings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (under the docket numbers 1:14-cv-7126 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 235.22 533.10 Td (.\) \(Furman, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (J.\) and 1:14-cv-7907 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 158.30 521.10 Td (.\) \(Furman, J.\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (Following the initial consolidation order) Tj ET Q q 0 0 0 rg BT 215.25 509.10 Td (, substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (similar putative class action complaints were filed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Magnolia Regional Health Center \(on October 17, 2014 in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Southern District of New ) Tj ET Q q 0 0 0 rg BT 138.94 473.10 Td (Y) Tj ET Q q 0 0 0 rg BT 145.17 473.10 Td (ork\), the County of Montgomery) Tj ET Q q 0 0 0 rg BT 275.89 473.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Pennsylvania \(on October 17, 2014 in the District of New ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (Jersey\) and the Genesee County Employees' Retirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (System \(on October 20, 2014 in the Southern District of New ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (Y) Tj ET Q q 0 0 0 rg BT 42.22 425.10 Td (ork\). ) Tj ET Q q 0 0 0 rg BT 65.83 425.10 Td (Additional information concerning these actions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (publicly available in court filings under the docket numbers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (1:14-cv-8342 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 129.14 401.10 Td (.\) \(Furman, J.\), 2:14-cv-06427 \(D.N.J.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (\(Linares, J.\) and 1:14-cv-8365 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 196.62 389.10 Td (.\) \(Furman, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Oceanografia Fraud and Related Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (The Mexican National Banking and Securities Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (\(CNBV\) has finalized its review of the facts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (circumstances of the fraud discovered in a Petrleos ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (Mexicanos \(Pemex\) supplier program involving Oceanografa ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (SA) Tj ET Q q 0 0 0 rg BT 48.23 305.10 Td ( de CV) Tj ET Q q 0 0 0 rg BT 76.38 305.10 Td ( \(OSA\). ) Tj ET Q q 0 0 0 rg BT 112.49 305.10 Td (As a result of its review) Tj ET Q q 0 0 0 rg BT 207.10 305.10 Td (, the CNBV) Tj ET Q q 0 0 0 rg BT 254.42 305.10 Td ( issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (a corrective action order that must be implemented by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (Banamex and imposed a fine of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.66 281.10 Td ($2.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.55 281.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Citigroup continues to cooperate fully with regulators and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (authorities in connection with investigations and inquiries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (related to the OSA) Tj ET Q q 0 0 0 rg BT 398.15 725.10 Td ( fraud.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 386.52 713.10 Td (Actions and Related Pr) Tj ET Q q 0 0 0 rg BT 479.19 713.10 Td (oceedings: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.50 713.10 Td (On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (September 30, 2014, the Chancery Court Master issued a final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (report recommending that the court enter an order granting in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (part and denying in part plaintif) Tj ET Q q 0 0 0 rg BT 450.73 677.10 Td (f) Tj ET Q q 0 0 0 rg BT 454.61 677.10 Td () Tj ET Q q 0 0 0 rg BT 457.39 677.10 Td (s request for inspection. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (October 7, 2014, Citigroup filed a notice of exception to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (final report. ) Tj ET Q q 0 0 0 rg BT 375.65 653.10 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (C.A. No. 9587-ML) Tj ET Q q 0 0 0 rg BT 400.57 629.10 Td ( \(Del. Ch.\) \(LeGrow) Tj ET Q q 0 0 0 rg BT 481.84 629.10 Td (, M.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Parmalat Litigation and Related Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Following the October 20, 2008 verdict in New Jersey ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (awarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.71 581.10 Td ($431 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.10 581.10 Td ( in damages on Citigroup) Tj ET Q q 0 0 0 rg BT 518.98 581.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (counterclaim, Citigroup has taken steps to enforce that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (judgment in the Italian Courts. On ) Tj ET Q q 0 0 0 rg BT 463.15 557.10 Td (August 29, 2014, the Court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.28 545.10 Td (Appeal of Bologna af) Tj ET Q q 0 0 0 rg BT 420.46 545.10 Td (firmed the decision in the full amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.83 533.10 Td ($431 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.22 533.10 Td (, to be paid in Parmalat shares. ) Tj ET Q q 0 0 0 rg BT 513.79 533.10 Td (The judgment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (is subject to appeal by Parmalat. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Regulatory Review of Consumer) Tj ET Q q 0 0 0 rg BT 462.96 497.10 Td ( Add-On Pr) Tj ET Q q 0 0 0 rg BT 523.34 497.10 Td (oducts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Citigroup has settled industry-wide suits filed by certain state ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (attorneys general under state consumer protection statutes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (alleged deceptive marketing practices in connection with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (sale of payment protection products and demanding restitution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (and statutory damages for in-state customers. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (Settlement Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (Payments required in settlement agreements described above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (have been made or are covered by existing litigation accruals.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 109.60 245.10 Td ([End of Consolidated Financial Statements and Notes to Consolidated Financial Statements]) Tj ET Q endstream endobj 487 0 obj <> endobj 488 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (241) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (26.SUBSEQUENT) Tj ET Q q 0 0 0 rg BT 123.07 749.25 Td ( EVENT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (As disclosed on October 30, 2014, Citi) Tj ET Q q 0 0 0 rg BT 194.32 725.25 Td (s results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (for the third quarter of 2014 were impacted by an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (legal expenses of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.36 701.25 Td ($600 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.75 701.25 Td ( \(pretax and after) Tj ET Q q 0 0 0 rg BT 227.12 701.25 Td (-tax\), recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (in Citicorp. For additional information, see Citi) Tj ET Q q 0 0 0 rg BT 230.70 689.25 Td (s Form 8-K ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (filed with the SEC on October 30, 2014. Citi) Tj ET Q q 0 0 0 rg BT 220.15 677.25 Td (s results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (operations for the third quarter of 2014, as reported in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Quarterly Report on Form 10-Q for the period ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (September 30, 2014, reflects the impact of this adjustment.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (LEGAL) Tj ET Q q 0 0 0 rg BT 70.46 605.25 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (For a discussion of Citigroup) Tj ET Q q 0 0 0 rg BT 155.44 593.25 Td (s litigation and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (matters, see Note25 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 489 0 obj <> endobj 490 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (242) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (UNREGISTERED SALES OF) Tj ET Q q 0 0 0 rg BT 179.72 742.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 220.75 742.25 Td (, PURCHASES OF) Tj ET Q q 0 0 0 rg BT 302.34 742.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 343.92 742.25 Td ( SECURITIES, DIVIDENDS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Unr) Tj ET Q q 0 0 0 rg BT 66.54 710.25 Td (egister) Tj ET Q q 0 0 0 rg BT 94.68 710.25 Td (ed Sales of Equity Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (None.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (Equity Security Repur) Tj ET Q q 0 0 0 rg BT 145.99 674.25 Td (chases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (The following table summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 222.24 662.25 Td (s equity security repurchases, which consisted entirely of common stock repurchases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.25 Td (during the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.64 650.25 Td (September30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.90 650.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 577.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.00 577.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 577.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 577.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 549.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.00 549.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 549.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 549.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 521.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.00 521.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 521.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 521.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 493.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.00 493.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 493.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 493.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 465.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.00 465.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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576 437.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 582.00 Td (In millions, except per share amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.35 591.20 Td (T) Tj ET Q q 0 0 0 rg BT 388.53 591.20 Td (otal shar) Tj ET Q q 0 0 0 rg BT 422.11 591.20 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.55 582.20 Td (pur) Tj ET Q q 0 0 0 rg BT 400.39 582.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.80 600.20 Td (A) Tj ET Q q 0 0 0 rg BT 448.63 600.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.10 591.20 Td (price paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 582.20 Td (per) Tj ET Q q 0 0 0 rg BT 453.33 582.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 472.42 582.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 618.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 511.34 618.20 Td (oximate dollar) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.70 609.20 Td (value of shar) Tj ET Q q 0 0 0 rg BT 541.04 609.20 Td (es that) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.20 600.20 Td (may yet be pur) Tj ET Q q 0 0 0 rg BT 544.78 600.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 591.20 Td (under) Tj ET Q q 0 0 0 rg BT 518.34 591.20 Td ( the plan or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.30 582.20 Td (pr) Tj ET Q q 0 0 0 rg BT 519.14 582.20 Td (ograms) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 568.20 Td (July 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 568.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 568.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 568.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 554.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.96 558.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 554.20 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 554.20 Td (47.71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.50 554.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 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q 0 0 0 rg BT 58.50 498.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.23 502.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 498.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 498.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.45 498.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 484.20 Td (September 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 470.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.96 474.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 470.20 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 470.20 Td (52.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 470.20 Td (676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 456.21 Td (Employee 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420.65 Td (s Board ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 411.05 Td (of Directors and announced on ) Tj ET Q q 0 0 0 rg BT 167.69 411.05 Td (April23, 2014, which was part of the planned capital actions included by Citi in its 2014 Comprehensive Capital ) Tj ET Q q 0 0 0 rg BT 530.96 411.05 Td (Analysis and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 401.45 Td (Review) Tj ET Q q 0 0 0 rg BT 91.42 401.45 Td (. ) Tj ET Q q 0 0 0 rg BT 95.27 401.45 Td (The 2014 Repurchase Program extends through the first quarter of 2015. Shares repurchased under the 2014 Repurchase Program are treasury stock.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 391.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 391.85 Td (Consisted of shares added to treasury stock related to \(i\)certain activity on employee stock option program exercises where the employee delivers existing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 382.25 Td (shares to cover the option exercise, or \(ii\)under Citi) Tj ET Q q 0 0 0 rg BT 236.78 382.25 Td (s employee restricted or deferred stock programs where shares are withheld to satisfy tax requirements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 372.65 Td (N/A) Tj ET Q q 0 0 0 rg BT 62.84 372.65 Td ( Not applicable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 351.65 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 339.65 Td (Any dividend on Citi) Tj ET Q q 0 0 0 rg BT 137.00 339.65 Td (s outstanding common stock would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 327.65 Td (also be subject to regulatory approval and need to be made in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 315.65 Td (compliance with Citi) Tj ET Q q 0 0 0 rg BT 136.15 315.65 Td (s obligations to its outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 303.65 Td (preferred stock.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.10 624.90 Td (\(Registrant\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.00 552.90 Td (By ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 252 551.5669921875 m 334.7685546875 551.5669921875 l s q 0 0 0 rg BT 252.00 552.90 Td (/s/ John C. Gerspach) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.00 540.90 Td (John C. 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Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.50 498.01 Td (31.02+) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 498.01 Td (Certification of principal financial officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.50 485.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 485.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.50 472.01 Td (32.01+) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 472.01 Td (Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.50 446.01 Td (99.01+*) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 446.01 Td (Resolution Agreement dated as of June 28, 2013 among Fannie Mae, CitiMortgage, Inc. and Citibank, N.A.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.50 410.21 Td (99.02+) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 419.21 Td (Settlement Agreement dated as of September 25, 2013 between \(i\) Federal Home Loan Mortgage Corporation, and \(ii\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 410.21 Td (CitiMortgage, Inc. and Citibank, N.A., as successor in interest by merger to Citicorp Trust Bank.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.50 359.21 Td (101.01+) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 384.01 Td (Financial statements from the Quarterly Report on Form10-Q of CitigroupInc. for the quarterly period ended September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 375.01 Td (2014, filed on October 30, 2014, formatted in XBRL: \(i\) the Consolidated Statement of Income, \(ii\) the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 366.01 Td (Balance Sheet, \(iii\) the Consolidated Statement of Changes in Equity, \(iv\) the Consolidated Statement of Cash Flows and \(v\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.50 357.06 Td (the Notes to Consolidated Financial Statements.) 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