For Immediate Release
    Citigroup Inc. (NYSE: C)
    October 31, 2012

    Citi and the Citi Foundation Donate $1 Million to American Red Cross

    Citibank Waiving Fees and Providing Relief for Affected Customers

    New York – The Citi Foundation today announced it has donated $1 million to the American Red Cross to help the organization with relief and recovery efforts in the aftermath of Hurricane Sandy. The $1 million contribution is in addition to the Citi Foundation's annual $500,000 grant to the Red Cross to support its Annual Disaster Giving Program. Citi is also providing financial recovery solutions for customers affected by the storm including providing access to cash and waiving select fees.

    Citi CEO Michael Corbat said, "We are grateful for the first responders who have put themselves at risk to protect life and property, and our hearts go out to the victims of this storm. As we shift our focus to relief and recovery efforts, we are doing everything we can to assist our customers and help our communities recover."

    To assist customers affected by the storm, Citi is providing the following assistance through at least November 5, 2012:

    • Overdraft protection;
    • Non sufficient funds;
    • Late payment for credit products;
    • Wiring funds to affected Citi customers; and
    • Early CD withdrawal for recovery use.

    In the event customers do not see an immediate credit, it will be applied to their next statement.

    Recognizing that it is important during this time to have easy access to cash, Citi also will refund fees on the use of ATMs outside its network.

    Citi encourages clients with questions or concerns to contact customer service, and we will help them with their individual needs. Customer service contact information can be found at www.citibank.com or on Twitter via the @AskCiti handle.

    Regarding the institutional businesses, although Citi-s sales, trading and investment banking operations in New York City are based in an evacuation zone, Citi is prepared for the re-opening of the markets and will utilize its back-up locations to ensure continuity of operations until its staff can return to its lower Manhattan offices.

    You can help people affected by Hurricane Sandy by making a donation to support American Red Cross Disaster Relief. Your gift enables the Red Cross to prepare for and provide shelter, food, emotional support and other assistance in response to disasters. Visit www.redcross.org, call 1-800-RED-CROSS, or text REDCROSS to 90999 to make a $10 donation. Citi ThankYou® Rewards members can also use their points to make a donation to the American Red Cross at www.thankyou.com. Contributions may also be sent to your local American Red Cross chapter or to the American Red Cross, P.O. Box 37243, Washington, DC 20013.

    Citi
    Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.

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