How Citi is Organized Citi's Brands About Citi		Citi is organized into four major segments – Consumer Banking, Global Cards, Institutional Clients Group, and Global Wealth Management.   Global Cards MasterCard, VISA, Diners Club, private label and Amex (U.S.) Consumer Banking Consumer Finance Real estate lending Student loans Auto loans Retail Distribution Citibank branches CitiFinancial branches Primerica Financial Services Retail Banking Retail bank branches Small and middle market commercial banking Investment services Retirement services Real estate lending Personal loans Sales finance Commercial Business Small and middle market commercial banking Institutional Clients Group (ICG) Sales and Trading/Capital Markets Investment Banking Corporate and Commercial Banking Global Transaction Services Treasury and Trade Solutions Securities and Fund Services Alternative Investments Private equity Hedge funds Real estate Structured products Managed futures Global Wealth Management (GWM) Ultra High Net Worth Private Bank Wealth management services Smith Barney Family Advisory High Net Worth Smith Barney Advisory Financial planning Brokerage Retirement services Banking services Emerging Affluent myFi Institutional Clients Investments Corporate/Other Treasury Operations and technology Corporate expenses Discontinued operations Western Europe, Middle East and Africa Central and Eastern Europe Asia Pacific Mexico and Latin America   As of March 31, 2008