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<description>
	This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers.
</description>
<profile 
	fname="Ryan" 
	lname="Fleming"
	pid="110"
	title="Associate"
	education="B.S. Penn State University, December, 2001"
	program="Sales &amp; Trading"
	level="associate"
	region="North America"
	>
	
	<question qtext="How would you describe your team and the people you work with?"><![CDATA[
		<p>Everyone on the floor is extremely driven, intelligent, and personable. There is a lot of joking around on the desk. People here realize the need to work hard but know how to have a great time simultaneously. It is important to have a good sense of humor. Colleagues often hang out together after work and enjoy each others' company.</p>
	]]></question>
	
	<question qtext="Describe your experience in your specific training program."><![CDATA[
		<p>The breadth of industry experience you accumulate in only one year on the floor is incomparable. The nature of the job forces you to learn a great deal in a short amount of time. With the guidance of a senior mentor I have learned all facets of the trading business through first-hand experience. The Firm gives junior analysts a tremendous amount of responsibility and some days it can get extremely busy on the desk. It is easy to get overwhelmed, but there are always senior employees who will help you in a crunch.</p>
	]]></question>
	
	<question qtext="How has Citi supported your career development?"><![CDATA[
		<p>The two years of on-the-job training gained in the analyst program are invaluable throughout your career no matter where you end up. Senior traders/sales people are more than willing to train you. The Firm values the analyst program and wants to see you succeed. The rotational aspect gives you the opportunity to sit with groups throughout the Firm--which not only introduces you to all product areas in both equity and fixed income, but provides a solid network as well.</p>
	]]></question>
	
	<question qtext="What do you consider Citi&#039;s competitive edge?"><![CDATA[
		<p>The global reach of Citi gives our emerging markets platform the ability to deal in local foreign securities markets in which some of our competitors cannot. The creation of Citi has provided not only superior foreign currency trading services--an integral part of our business--but the Firm is strong in every financial product we offer, so a great deal of cross selling is done throughout most product areas in fixed income.</p>
	]]></question>
	
	<question qtext="What do you enjoy doing outside work?"><![CDATA[
		<p>The best part about this job is the freedom it gives you to have a life outside of work. I am usually out of the office by 6pm which affords me the time to hang out with friends at different restaurants/bars/clubs. Most people who work on the trading floor are young and energetic, so we all quite frequently head out after the day is over. It&rsquo;s a work hard/play hard atmosphere.</p>
	]]></question>
	
</profile>
<profilehtml><![CDATA[
<div id="profilecnt">
<img src="/citigroup/graduaterecruitment/img/profile/p110.jpg" width="200" height="200" />
<p>Name: Ryan Fleming</p>
<p>Title: Associate</p>
<p>Education: B.S. Penn State University, December, 2001</p>
<p>Program: Sales &amp; Trading</p>
<p>Level: associate</p>
<p>Region: North America</p>
<dl>

	<dt>How would you describe your team and the people you work with?</dt>
	<dd><p>Everyone on the floor is extremely driven, intelligent, and personable. There is a lot of joking around on the desk. People here realize the need to work hard but know how to have a great time simultaneously. It is important to have a good sense of humor. Colleagues often hang out together after work and enjoy each others' company.</p></dd>

	<dt>Describe your experience in your specific training program.</dt>
	<dd><p>The breadth of industry experience you accumulate in only one year on the floor is incomparable. The nature of the job forces you to learn a great deal in a short amount of time. With the guidance of a senior mentor I have learned all facets of the trading business through first-hand experience. The Firm gives junior analysts a tremendous amount of responsibility and some days it can get extremely busy on the desk. It is easy to get overwhelmed, but there are always senior employees who will help you in a crunch.</p></dd>

	<dt>How has Citi supported your career development?</dt>
	<dd><p>The two years of on-the-job training gained in the analyst program are invaluable throughout your career no matter where you end up. Senior traders/sales people are more than willing to train you. The Firm values the analyst program and wants to see you succeed. The rotational aspect gives you the opportunity to sit with groups throughout the Firm--which not only introduces you to all product areas in both equity and fixed income, but provides a solid network as well.</p></dd>

	<dt>What do you consider Citi&#039;s competitive edge?</dt>
	<dd><p>The global reach of Citi gives our emerging markets platform the ability to deal in local foreign securities markets in which some of our competitors cannot. The creation of Citi has provided not only superior foreign currency trading services--an integral part of our business--but the Firm is strong in every financial product we offer, so a great deal of cross selling is done throughout most product areas in fixed income.</p></dd>

	<dt>What do you enjoy doing outside work?</dt>
	<dd><p>The best part about this job is the freedom it gives you to have a life outside of work. I am usually out of the office by 6pm which affords me the time to hang out with friends at different restaurants/bars/clubs. Most people who work on the trading floor are young and energetic, so we all quite frequently head out after the day is over. It&rsquo;s a work hard/play hard atmosphere.</p></dd>

</dl>
</div>
]]></profilehtml>
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