This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers. The people I work with at Citi are highly intelligent and dedicated to doing the best job they can for the client. I think that the best way to learn is to work with people who are experts at what they do and enjoy what they are doing.

]]> Our department is the industry leader and our volume both in total number of issues as well as the quantity of transactions has allowed us to build a knowledge base that we draw upon to best serve our clients. We've been a part of many industry innovations over the years and understand how to use them to fit new situations. The structure of our department is also an advantage, as we have both regional and product group divisions. The local bankers keep abreast of local issues and the product bankers bring in specific product expertise. The two groups work together to meet the clients'; needs.

]]> Life outside of work is fairly simple for me. I enjoy traveling when I can and I mainly spend time with family. A typical evening might include trying a new recipe and trying to find time to exercise.

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Name: Todd Spence

Title: Director

Education: University of Washington, Seattle; NYU Stern, MBA

Program: Public Finance

Level: analyst

Region: North America

How would you describe your team and the people you work with?: The people I work with at Citi are highly intelligent and dedicated to doing the best job they can for the client. I think that the best way to learn is to work with people who are experts at what they do and enjoy what they are doing.
What do you consider Citi's competitive edge?: Our department is the industry leader and our volume both in total number of issues as well as the quantity of transactions has allowed us to build a knowledge base that we draw upon to best serve our clients. We've been a part of many industry innovations over the years and understand how to use them to fit new situations. The structure of our department is also an advantage, as we have both regional and product group divisions. The local bankers keep abreast of local issues and the product bankers bring in specific product expertise. The two groups work together to meet the clients'; needs.
What do you enjoy doing outside work?: Life outside of work is fairly simple for me. I enjoy traveling when I can and I mainly spend time with family. A typical evening might include trying a new recipe and trying to find time to exercise.

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