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<description>
	This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers.
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<profile 
	fname="Katie S." 
	lname="Friar"
	pid="175"
	title="Associate"
	education="University of Virginia, McIntire School of Commerce 2004"
	program="Capital Markets Structuring &amp; Origination"
	level="associate"
	region="North America"
	>
	
	<question qtext="How would you describe your team and the people you work with?"><![CDATA[
		<p>Bright, personable, and knowledgeable. My colleagues on the desk are incredibly generous with their time and are always willing to teach me more about the business.</p>
	]]></question>
	
	<question qtext="Describe the most memorable experience you&#039;ve ever had at Citi."><![CDATA[
		<p>I was working on a deal for a client based in the Caribbean, and we were trying to close on a tight deadline. Being the first-year analyst, I had to fly to Barbados for the day to deliver some documents. All in all, who wouldn't want to spend a day in Barbados when it's snowing in New York!</p>
	]]></question>
	
	<question qtext="What about your career excites you the most - gets you out of bed in the morning?"><![CDATA[
		<p>Simply said, the people, the product, and the environment. First of all, not only are the people I work with very intelligent, they are also a lot of fun. It really does make coming to work enjoyable when you know that even on stressful days you're going to laugh. My colleagues on the desk work hard and take their jobs seriously, but they all have a good time too. I work on the Total Return Swap desk within Structured Credit Products, and I am constantly learning something new. The market for these products is growing and evolving, and it's a really interesting time to be in this market. It's this challenge that keeps me motivated.</p>
	]]></question>
	
	<question qtext="Describe your experience in your specific training program."><![CDATA[
		<p>The Capital Markets training program at Citi is widely considered one of the best on the Street. The analyst training program lasted nearly three months and was quite intensive. Graduates with a finance background were able to deepen their knowledge, and those that had no finance background were quickly brought up to speed. One of the greatest benefits of the training program was the networking opportunity with other analysts. It really is a huge advantage, because once you leave training you will have contacts in different groups throughout the bank.</p>
	]]></question>
	
</profile>
<profilehtml><![CDATA[
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<img src="/citigroup/graduaterecruitment/img/profile/p175.jpg" width="200" height="200" />
<p>Name: Katie S. Friar</p>
<p>Title: Associate</p>
<p>Education: University of Virginia, McIntire School of Commerce 2004</p>
<p>Program: Capital Markets Structuring &amp; Origination</p>
<p>Level: associate</p>
<p>Region: North America</p>
<dl>

	<dt>How would you describe your team and the people you work with?</dt>
	<dd><p>Bright, personable, and knowledgeable. My colleagues on the desk are incredibly generous with their time and are always willing to teach me more about the business.</p></dd>

	<dt>Describe the most memorable experience you&#039;ve ever had at Citi.</dt>
	<dd><p>I was working on a deal for a client based in the Caribbean, and we were trying to close on a tight deadline. Being the first-year analyst, I had to fly to Barbados for the day to deliver some documents. All in all, who wouldn't want to spend a day in Barbados when it's snowing in New York!</p></dd>

	<dt>What about your career excites you the most - gets you out of bed in the morning?</dt>
	<dd><p>Simply said, the people, the product, and the environment. First of all, not only are the people I work with very intelligent, they are also a lot of fun. It really does make coming to work enjoyable when you know that even on stressful days you're going to laugh. My colleagues on the desk work hard and take their jobs seriously, but they all have a good time too. I work on the Total Return Swap desk within Structured Credit Products, and I am constantly learning something new. The market for these products is growing and evolving, and it's a really interesting time to be in this market. It's this challenge that keeps me motivated.</p></dd>

	<dt>Describe your experience in your specific training program.</dt>
	<dd><p>The Capital Markets training program at Citi is widely considered one of the best on the Street. The analyst training program lasted nearly three months and was quite intensive. Graduates with a finance background were able to deepen their knowledge, and those that had no finance background were quickly brought up to speed. One of the greatest benefits of the training program was the networking opportunity with other analysts. It really is a huge advantage, because once you leave training you will have contacts in different groups throughout the bank.</p></dd>

</dl>
</div>
]]></profilehtml>
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