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<description>
	This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers.
</description>
<profile 
	fname="Megan" 
	lname="Walsh"
	pid="202"
	title="Analyst"
	education="Holy Cross"
	program="Capital Markets Structuring &amp; Origination"
	level="analyst"
	region="North America"
	>
	
	<question qtext="What do you consider Citi&#039;s competitive edge?"><![CDATA[
		<p>Citi's employees are obviously a critical aspect of our competitive advantage. In ABS alone, it is clear that the leadership team has allowed Citi to achieve and maintain the position of number one (#1) ABS issuer over the past several years. In addition, the global nature of the company and the wealth of resources we have allows Citi to continue to deliver a value added, high quality product which is difficult for other firms to match.</p>
	]]></question>
	
	<question qtext="How would you describe your team and the people you work with?"><![CDATA[
		<p>The people I work with are highly motivated, well-educated, intelligent business men and women. Every member of my group is focused on producing the best results, whether creating a short pitch for a new client or structuring a complicated transaction. In addition to being hard working, the people I work with are pleasant and fun to be around. As an analyst, you will spend a lot of time with your coworkers, so enjoying their company is important.</p>
	]]></question>
	
	<question qtext="What other groups do you liaise with regularly within the Firm?"><![CDATA[
		<p>Securitized Products frequently deals with the syndicate and trading desks. In addition, we work intensively with the analytics group on a regular basis. The group has evolved in the past several years, now using securitization technology to structure Principal Finance transactions. For these projects our group often works with other areas inside Citi in an attempt to provide the client with the ideal financing solution. We frequently partner with the investment bank and other Capital Markets areas including Leverage Finance and the Financial Institutions Group.</p>
	]]></question>
	
	<question qtext="How do you apply your degree to what you&#039;re doing now?"><![CDATA[
		<p>As an undergrad, I studied economics at a liberal arts college. The breadth and variety of classes I took in college pushed me to think about problems and issues from a variety of angles, considering all sides of an issue before coming up with a solution. As an analyst, further understanding of accounting and finance is always helpful. Citi&rsquo;s training program is very comprehensive. All analysts go through an intensive 10-week training program, which consists of Financial Accounting, Corporate Finance, and Bond Math classes, Series 7 and 63 exams, and a variety of other training courses. Therefore, all incoming analysts are given the base knowledge they will need for the job.</p>
	]]></question>
	
	<question qtext="What do you enjoy doing outside work?"><![CDATA[
		<p>Citi partners with many organizations and museums in the city, so as a Citi employee I&rsquo;ve had the opportunity to take advantage of the discounts these partnerships provide. Through Citi, I have gained free access to museums and zoos, and discounts to several sporting events and shows in the city.</p>
	]]></question>
	
</profile>
<profilehtml><![CDATA[
<div id="profilecnt">
<img src="/citigroup/graduaterecruitment/img/profile/p202.jpg" width="200" height="200" />
<p>Name: Megan Walsh</p>
<p>Title: Analyst</p>
<p>Education: Holy Cross</p>
<p>Program: Capital Markets Structuring &amp; Origination</p>
<p>Level: analyst</p>
<p>Region: North America</p>
<dl>

	<dt>What do you consider Citi&#039;s competitive edge?</dt>
	<dd><p>Citi's employees are obviously a critical aspect of our competitive advantage. In ABS alone, it is clear that the leadership team has allowed Citi to achieve and maintain the position of number one (#1) ABS issuer over the past several years. In addition, the global nature of the company and the wealth of resources we have allows Citi to continue to deliver a value added, high quality product which is difficult for other firms to match.</p></dd>

	<dt>How would you describe your team and the people you work with?</dt>
	<dd><p>The people I work with are highly motivated, well-educated, intelligent business men and women. Every member of my group is focused on producing the best results, whether creating a short pitch for a new client or structuring a complicated transaction. In addition to being hard working, the people I work with are pleasant and fun to be around. As an analyst, you will spend a lot of time with your coworkers, so enjoying their company is important.</p></dd>

	<dt>What other groups do you liaise with regularly within the Firm?</dt>
	<dd><p>Securitized Products frequently deals with the syndicate and trading desks. In addition, we work intensively with the analytics group on a regular basis. The group has evolved in the past several years, now using securitization technology to structure Principal Finance transactions. For these projects our group often works with other areas inside Citi in an attempt to provide the client with the ideal financing solution. We frequently partner with the investment bank and other Capital Markets areas including Leverage Finance and the Financial Institutions Group.</p></dd>

	<dt>How do you apply your degree to what you&#039;re doing now?</dt>
	<dd><p>As an undergrad, I studied economics at a liberal arts college. The breadth and variety of classes I took in college pushed me to think about problems and issues from a variety of angles, considering all sides of an issue before coming up with a solution. As an analyst, further understanding of accounting and finance is always helpful. Citi&rsquo;s training program is very comprehensive. All analysts go through an intensive 10-week training program, which consists of Financial Accounting, Corporate Finance, and Bond Math classes, Series 7 and 63 exams, and a variety of other training courses. Therefore, all incoming analysts are given the base knowledge they will need for the job.</p></dd>

	<dt>What do you enjoy doing outside work?</dt>
	<dd><p>Citi partners with many organizations and museums in the city, so as a Citi employee I&rsquo;ve had the opportunity to take advantage of the discounts these partnerships provide. Through Citi, I have gained free access to museums and zoos, and discounts to several sporting events and shows in the city.</p></dd>

</dl>
</div>
]]></profilehtml>
</root>
