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<?xml-stylesheet href="/citigroup/graduaterecruitment/xsl/profile.xsl" type="text/xsl" media="screen"?>
<root>
<description>
	This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers.
</description>
<profile 
	fname="Terry" 
	lname="Benzschawel"
	pid="224"
	title="Director, Credit Modeling"
	education="Ph.D., in Experimental Psychology, Indiana University, 1980, Post-Doctoral Fellow in Optometry, University of California Berkeley, 1980-1982, Post-Doctoral Fellow in Ophthalmology, Johns Hopkins Medical School, 1982-1984."
	program="Fixed Income Strategy &amp; Analysis"
	level="associate"
	region="North America"
	>
	
</profile>
<profilehtml><![CDATA[
<div id="profilecnt">
<img src="/citigroup/graduaterecruitment/img/profile/p224.jpg" width="200" height="200" />
<p>Name: Terry Benzschawel</p>
<p>Title: Director, Credit Modeling</p>
<p>Education: Ph.D., in Experimental Psychology, Indiana University, 1980, Post-Doctoral Fellow in Optometry, University of California Berkeley, 1980-1982, Post-Doctoral Fellow in Ophthalmology, Johns Hopkins Medical School, 1982-1984.</p>
<p>Program: Fixed Income Strategy &amp; Analysis</p>
<p>Level: associate</p>
<p>Region: North America</p>
<dl>

</dl>
</div>
]]></profilehtml>
</root>
