This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers. Citi's edge is the ability to leverage our global enterprise. For example, in my coverage universe, REITs (Real Estate Investment Trusts), Citi covers the most companies globally versus any of our competitors. The breadth of our coverage allows Citi be the primary contact for our investing clients. Also, in order to provide a global investing perspective we developed a Global Property CEO Conference, attracting over 100 companies from around the world, where our research team hosts interactive round table discussions with each company's CEO. Citi Investment Research is ahead of the curve and continues to invest in its global research franchise.

]]> The people you work with are the biggest differentiating factor and one of the core reasons why I enjoy my role. Our Real Estate Equity Research Team consists of ten members, all of whom are hard working and intelligent, but at the same time are helpful and energetic. Also, I work with some of the most respected and talented people in the industry, who mentor me and help me develop my career.

]]> On a daily basis I communicate with the sales force and traders in order to provide my opinion where clients should invest their money. These interactions broaden my perspective. Citi also has several internal resources. As a retail REIT analyst, I am in contact with the Retail Research team and the Econ team, which provides me an edge.

]]> I graduated from the Wharton Business School at the University of Pennsylvania with a BS in Economics with a concentration in Finance and Accounting. I have found both concentrations are a natural fit with my role in Citi Investment Research. Accounting is a company's financial language and Finance has strengthened my modeling abilities.

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Name: Ambika Goel

Title: Research Analyst

Education: BS in Economics from Wharton with a concentration in Finance and Accounting

Program: Investment Research

Level: associate

Region: North America

What do you consider Citi's competitive edge?: Citi's edge is the ability to leverage our global enterprise. For example, in my coverage universe, REITs (Real Estate Investment Trusts), Citi covers the most companies globally versus any of our competitors. The breadth of our coverage allows Citi be the primary contact for our investing clients. Also, in order to provide a global investing perspective we developed a Global Property CEO Conference, attracting over 100 companies from around the world, where our research team hosts interactive round table discussions with each company's CEO. Citi Investment Research is ahead of the curve and continues to invest in its global research franchise.
How would you describe your team and the people you work with?: The people you work with are the biggest differentiating factor and one of the core reasons why I enjoy my role. Our Real Estate Equity Research Team consists of ten members, all of whom are hard working and intelligent, but at the same time are helpful and energetic. Also, I work with some of the most respected and talented people in the industry, who mentor me and help me develop my career.
What other groups do you liaise with regularly within the Firm?: On a daily basis I communicate with the sales force and traders in order to provide my opinion where clients should invest their money. These interactions broaden my perspective. Citi also has several internal resources. As a retail REIT analyst, I am in contact with the Retail Research team and the Econ team, which provides me an edge.
How do you apply your degree to what you're doing now?: I graduated from the Wharton Business School at the University of Pennsylvania with a BS in Economics with a concentration in Finance and Accounting. I have found both concentrations are a natural fit with my role in Citi Investment Research. Accounting is a company's financial language and Finance has strengthened my modeling abilities.

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