This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers. Talk to as many people as possible and learn about our different business groups and culture.

]]> It is challenging and interesting. Every day is different. As part of the real estate finance team based out of Hong Kong, I get so much exposure to transactions not only in Hong Kong but all across Asia Pacific. Today I am looking at an acquisition financing opportunity in Australia and the next day I will be looking at a construction financing opportunity in China.

]]> People are the greatest asset at Citi. Our diverse, top-notch professionals enable Citi to be a leader in the industry.

]]> They are friendly, knowledgeable and driven. We really respect each other’s opinions. Even as a junior member of the team, I know that my voice is heard.

]]> Being in the real estate finance team, I work closely with loan/debt syndicate, corporate bankers and credit derivatives teams on debt transactions. I also work with IBD to provide clients with joint equity and debt financing solutions.

]]> I received my engineering degree from Cornell University. I’m able to apply the analytical skills and problem-solving techniques I gained from school to my daily work.

]]> I enjoy doing volunteer work on weekends and my managers are very supportive of my volunteer commitments. Citi also has a great philanthropy program where I find many interesting volunteer opportunities.

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Name: Maria Ng

Title: Associate

Education: BSc Operations Research and Industrial Engineering, Cornell University

Program: Fixed Income, Currencies and Commodities

Level: analyst

Region: Greater China

What advice would you offer prospective candidates on transitioning from school to the workplace?: Talk to as many people as possible and learn about our different business groups and culture.
If asked about your career at a dinner party, how would you describe it?: It is challenging and interesting. Every day is different. As part of the real estate finance team based out of Hong Kong, I get so much exposure to transactions not only in Hong Kong but all across Asia Pacific. Today I am looking at an acquisition financing opportunity in Australia and the next day I will be looking at a construction financing opportunity in China.
What do you consider Citi's competitive edge?: People are the greatest asset at Citi. Our diverse, top-notch professionals enable Citi to be a leader in the industry.
How would you describe your team and the people you work with?: They are friendly, knowledgeable and driven. We really respect each other’s opinions. Even as a junior member of the team, I know that my voice is heard.
What other groups do you liaise with regularly within the Firm?: Being in the real estate finance team, I work closely with loan/debt syndicate, corporate bankers and credit derivatives teams on debt transactions. I also work with IBD to provide clients with joint equity and debt financing solutions.
How do you apply your degree to what you're doing now?: I received my engineering degree from Cornell University. I’m able to apply the analytical skills and problem-solving techniques I gained from school to my daily work.
What do you enjoy doing outside work?: I enjoy doing volunteer work on weekends and my managers are very supportive of my volunteer commitments. Citi also has a great philanthropy program where I find many interesting volunteer opportunities.

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