FOR IMMEDIATE RELEASE
January 19, 1999

Citigroup Declares Quarterly Dividend

New York — Citigroup's Board of Directors today declared a regular quarterly dividend on the company's common stock of 18 cents a share.

          The dividend is payable February 26, 1999 to stockholders of record on February 1, 1999.

          Citigroup Inc. was formed October 8 by the merger of Citicorp and Travelers Group Inc. It is a worldwide financial-services company serving 100 million consumer and corporate customers through operations in 100 countries. Among its businesses are Citibank, Commercial Credit, Primerica, Salomon Smith Barney, SSB Citi Asset Management, Travelers Life & Annuity and Travelers Property Casualty.

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