FOR IMMEDIATE RELEASE
Citigroup Inc. (NYSE: C)
October 21, 2003
 
Citigroup Declares Dividends
 
New York, NY, October 21, 2003 – The Board of Directors of Citigroup (NYSE: C) today declared a quarterly dividend on the company’s common stock of 35 cents per share, payable on November 26, 2003, to stockholders of record on November 3, 2003.
 
The Board also declared dividends on preferred stock as follows:
 
– Series F, payable December 1, 2003, to holders of record on November 14, 2003. Holders of depositary receipts, each representing one-fifth of a full preferred share, will be paid $.795625 for each receipt held.
 
– Series G, payable December 1, 2003, to holders of record on November 14, 2003. Holders of depositary receipts, each representing one-fifth of a full preferred share, will be paid $.776625 for each receipt held.
 
– Series H, payable February 1, 2004, to holders of record on January 15, 2004. Holders of depositary receipts, each representing one-fifth of a full preferred share, will be paid $.778875 for each receipt held.
 
– Series M, payable February 1, 2004, to holders of record on January 15, 2004. Holders of depositary receipts, each representing one-fifth of a full preferred share, will be paid $.733 for each receipt held.
 
– Series V, payable November 15, 2003, to holders of record on October 31, 2003. Holders of depositary receipts, each representing one-tenth of a full preferred share, will be paid $.7325 for each receipt held.
 
 
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Citigroup (NYSE: C), the preeminent global financial services company with some 200 million customer accounts in more than 100 countries, provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup’s trademark red umbrella include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Travelers Life and Annuity. Additional information may be found at: www.citigroup.com.