Poland: Invest in Gold and Platinum with Citi Handlowy

Bank Handlowy
Bank Handlowy w Warszawie S.A. is one of the major financial institutions in Poland and offers under the Citi Handlowy brand a broad range of state-of-the-art products in corporate, investment and consumer banking. Through its modern distribution channels and a network of over 188 branches, Bank Handlowy services 20,000 corporate customers and 800,000 individual ones. The Bank's group includes Dom Maklerski Banku Handlowego (brokerage house) and Handlowy Leasing. Being a member of Citi enables the customers of Bank Handlowy access to financial services provided in over 100 countries. Further information is available at www.citihandlowy.pl.

Citi
Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi's major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Nikko. Additional information may be found at www.citigroup.com or www.citi.com.


	Printer Friendly Page		FOR IMMEDIATE RELEASE Citigroup Inc. (NYSE: C) March 21, 2008 Poland: Invest in Gold and Platinum with Citi Handlowy Warsaw – Citi Handlowy and Towarzystwo Ubezpieczen na Zycie Metlife have launched a subscription for Inwestycyjne Ubezpieczenie na Zycie "Zloto i Platyna" / "Gold and Platinum Investment Life Insurance." This is yet another product that the bank offers allowing customers to profit in the precious metals market and offering 100% capital guarantee. Following the success of "Nowa Energia"/"New Energy", "BRIC" and "Agroprodukty i Woda" / "Agroproducts and Water" products, Citi Handlowy has launched a subscription for another structured product. The "Gold and Platinum" Investment Life Insurance is an investment-linked insurance plan providing life coverage for three years and 100% premium guarantee on the expiry date of the insurance. Additionally, the product holders are able to participate in profits from investments in international markets. The rate of return on the "Gold and Platinum" product depends on the price of the basket consisting of gold and platinum. "We have developed this product in response to the current upward price trend in the precious metals sector. We expect this trend to continue in the future. Thanks to this product, our customer will be able to participate in profits resulting from surge in gold and platinum prices," explains Piotr Kazimierski, Director of the Structured Products Bureau at Citi Handlowy. It means that after three years, at the end of the insurance term, the customers receive 100% premium increased by a bonus (the return on the premium). The bonus at the end of the insurance term is paid in PLN, thanks to which the customers' gains are free from currency risk. The "Gold and Platinum" Investment Life Insurance has been developed by Citi Handlowy and Towarzystwo Ubezpieczen na Zycie Metlife. Thanks to the fact that the product is sold in the form of endowment insurance, the profits accruing from the investment are not subject to capital gains tax. Additionally, the capital invested is also free from inheritance and donation taxes. The minimum investment amount in the "Gold and Platinum" product is PLN 5,000. The subscription for the "Gold and Platinum" Investment Life Insurance will last until the end of April 2008. Additional information is available at Citi Handlowy branches or by calling a dedicated hotline: 0 801 611 611. # # # Bank Handlowy Bank Handlowy w Warszawie S.A. is one of the major financial institutions in Poland and offers under the Citi Handlowy brand a broad range of state-of-the-art products in corporate, investment and consumer banking. Through its modern distribution channels and a network of over 188 branches, Bank Handlowy services 20,000 corporate customers and 800,000 individual ones. The Bank's group includes Dom Maklerski Banku Handlowego (brokerage house) and Handlowy Leasing. Being a member of Citi enables the customers of Bank Handlowy access to financial services provided in over 100 countries. Further information is available at www.citihandlowy.pl. Citi Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi's major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Nikko. Additional information may be found at www.citigroup.com or www.citi.com.