Poland: Yield High Returns with Citi Handlowy

Bank Handlowy
Bank Handlowy w Warszawie S.A. is one of the major financial institutions in Poland and offers under the Citi Handlowy brand a broad range of state-of-the-art products in corporate, investment and consumer banking. Through its modern distribution channels and a network of over 188 branches, Bank Handlowy services 20,000 corporate customers and 800,000 individual ones. The Bank's group includes Dom Maklerski Banku Handlowego (brokerage house) and Handlowy Leasing. Being a member of Citi enables the customers of Bank Handlowy access to financial services provided in over 100 countries. Further information is available at www.citihandlowy.pl.

Citi
Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi's major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Nikko, and Banamex. Additional information may be found at www.citigroup.com or www.citi.com.


	Printer Friendly Page		Press Release in Polish FOR IMMEDIATE RELEASE Citigroup Inc. (NYSE: C) March 28, 2008 Poland: Yield High Returns with Citi Handlowy Warsaw – Citi Handlowy introduces a special savings and insurance product combining a life insurance-linked deposit offering a 12% interest rate and a capital fund. That's a special offer for those who will sign up for Globalny Portfel Inwestycyjny (Global Investment Portfolio) or Portfel Funduszy Zagranicznych Euro/Dollar (EUR/USD Foreign Funds Portfolio) insurance plans no later than June 30, 2008. Citi Handlowy once again responds to the expectations of customers and offers a savings and insurance product linked to a 12% three-moth deposit. The 12% rate of interest will be offered to all Citi Handlowy customers who will decide to sign up for the Globalny Portfel Inwestycyjny (Global Investment Portfolio) or the Portfel Funduszy Zagranicznych Euro/Dollar (EUR/USD Foreign Funds Portfolio) insurance plan by the end of June. "We respond to the needs of our customers who are looking for modern financial solutions. The special offer of Citi Handlowy combines two theoretically contradictory elements: the interest rate guarantee and the possibility of higher returns," says Grzegorz Górski, Head of Retail Products Management and Brokerage Services Division in the Consumer Banking Sector. The customers who will sign up for the Globalny Portfel Inwestycyjny or the Portfel Funduszy Zagranicznych Euro/Dollar insurance plan within the open enrollment period will be able to open a three-month deposit offering an annual interest rate of 12%. The minimum deposit amount under the special offer is PLN 5,000. On the other hand, in order to benefit from the investment opportunities under the Globalny Portfel Inwestycyjny insurance plan, the minimum investment amount is only PLN 10,000 or EUR/USD 3,500 in case of the Portfel Funduszy Zagranicznych Euro/Dollar plan. The Globalny Portfel Inwestycyjny and the Portfel Funduszy Zagranicznych Euro/Dollar are products that have a unique and innovative structure. They combine the advantages of insurance and investment products and allow their holders to effectively manage money and take advantage of the benefits offered by an insurance policy. Under the Globalny Portfel Inwestycyjny and the Portfel Funduszy Zagranicznych Euro/Dollar customers can individually determine their investment strategy and transfer funds between insurance capital funds without tax being charged. The Globalny Portfel Inwestycyjny and the Portfel Funduszy Zagranicznych Euro/Dollar insurance plans can be managed via the internet in an easy and secure way. # # # Bank Handlowy Bank Handlowy w Warszawie S.A. is one of the major financial institutions in Poland and offers under the Citi Handlowy brand a broad range of state-of-the-art products in corporate, investment and consumer banking. Through its modern distribution channels and a network of over 188 branches, Bank Handlowy services 20,000 corporate customers and 800,000 individual ones. The Bank's group includes Dom Maklerski Banku Handlowego (brokerage house) and Handlowy Leasing. Being a member of Citi enables the customers of Bank Handlowy access to financial services provided in over 100 countries. Further information is available at www.citihandlowy.pl. Citi Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi's major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Nikko, and Banamex. Additional information may be found at www.citigroup.com or www.citi.com.