Citi Handlowy Launches Innovative Mobile Branch & ATM Locator via SMS Messaging

Bank Handlowy
Bank Handlowy w Warszawie S.A. is one of the major financial institutions in Poland and offers under the Citi Handlowy brand a broad range of state-of-the-art products in corporate, investment and consumer banking. Through its modern distribution channels and a network of over 188 branches, Bank Handlowy services 20,000 corporate customers and 800,000 individuals. The Bank's group includes Dom Maklerski Banku Handlowego (brokerage house) and Handlowy Leasing. Being a member of Citi enables the customers of Bank Handlowy access to financial services provided in over 100 countries. Further information is available at www.citihandlowy.pl.

Citi
Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi's major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Nikko. Additional information may be found at www.citigroup.com or www.citi.com.


	Printer Friendly Page		FOR IMMEDIATE RELEASE Citigroup Inc. (NYSE: C) April 16, 2008 Citi Handlowy Launches Innovative Mobile Branch & ATM Locator via SMS Messaging Warsaw – Citi Handlowy is launching a mobile Branch and ATM Locator. Thanks to the new service, Citi Handlowy customers can quickly and easily locate the nearest branches and fee-free ATMs by simply sending one SMS text message. Citi Handlowy provides its customers with an innovative location service – for the first time they can search for Citi Handlowy and Citi Financial branches and ATMs offering fee-free cash withdrawals from a personal account (Citi Handlowy ATMs as well as e-Card and Euronet ATM networks) by simply clicking a few buttons on their mobile phones. The customers who want to receive the exact location of the closest fee-free ATM should send an SMS with the code "B" to 70233. To find out the address of the nearest bank branch they should send an SMS with the code "O" to the same number. In response to the SMS text message from the customer a feedback message is sent to the phone number from which the SMS request originated. The customer receives a list of the nearest ATMs or branches along with the distance information. "This service is yet another evidence of how close Citi Handlowy is to everyday lives and needs of its customers. The mobile locator is a very useful and convenient option especially for mobile phone users. Thanks to the new service they will be able to quickly and easily locate the nearest fee-free ATM or bank branch," says Izabela Kochanska, Head of the Global Consumer Group Marketing Communication Department. The cost of one SMS request for locations of the nearest ATMs or branches is PLN 0.61 (including tax). The customers accessing the Mobile Branch and ATM Locator for the first time, after sending an SMS request to 70233, will be asked to consent to their mobile phones being traced by sending an SMS text message to the number provided by their mobile phone operator. The SMS text message with the consent is free of charge. The Mobile Branch and ATM Locator is available to all Era, Plus and Orange subscribers. Citi Handlowy customers can withdraw cash free of charge from over 1,700 ATMs across Poland. The network of fee-free cash machines consists of ATMs owned by Euronet, e-Card and, of course, Citi Handlowy. An additional advantage for Citi Handlowy account holders is a possibility to make fee-free cash withdrawals from 18,000 Citishare ATMs all over the world. Citi Handlowy has over 200 branches providing services to retail customers. # # # Bank Handlowy Bank Handlowy w Warszawie S.A. is one of the major financial institutions in Poland and offers under the Citi Handlowy brand a broad range of state-of-the-art products in corporate, investment and consumer banking. Through its modern distribution channels and a network of over 188 branches, Bank Handlowy services 20,000 corporate customers and 800,000 individuals. The Bank's group includes Dom Maklerski Banku Handlowego (brokerage house) and Handlowy Leasing. Being a member of Citi enables the customers of Bank Handlowy access to financial services provided in over 100 countries. Further information is available at www.citihandlowy.pl. Citi Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi's major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Nikko. Additional information may be found at www.citigroup.com or www.citi.com.