Citi Private Bank: Financing & Cash Management

Over 100 offices spanning 30-plus countries, and serving more than 25,000 of the world's most successful and influential families.

WEALTH MANAGEMENT SERVICES
Investment Services
Real Estate
Trust & Fiduciary
Financing & Cash Management
Aircraft Financing
Law Firms
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SPECIAL SERVICES
Wealth Advisory

ONLINE SERVICES
Client Web Site

FINANCING AND CREDIT SERVICES

Private Bank clients have access to dedicated specialists who offer standard and tailored credit options. Clients may borrow against qualifying collateral to capitalize on attractive investment opportunities, to enhance portfolio yields, to reinvest in or expand their business, to acquire assets, or to free up liquidity for personal use. These can be structured on a fixed- or floating-rate basis in appropriate currencies as either loans or lines of credit. These services may be used virtually anywhere in the world.

RESIDENTIAL MORTGAGES AND HOME EQUITY LINES OF CREDIT*

We work with you to tailor appropriate financing for your “high-end” properties. These may include primary, secondary and vacation residences, as well as home equity lines of credit. Clients may choose from numerous fixed- and adjustable-rate structures.

BANKING AND CASH MANAGEMENT SERVICES

Our personal and business cash management services give you many options. You can make a single payment to a local merchant, or we can help your business issue hundreds of payments on the same day. We also give you a choice of how to use and manage your money: by calling a member of your Banking Team familiar with your circumstances, or accessing information and initiating transactions from an ATM, personal computer or telephone, 24 hours a day, 7 days a week. Whether your needs are big or small, simple or complex, we stand ready to deliver products to fit the needs of you, your family and your business.

Important information for clients with deposit accounts in Singapore:

Deposit Insurance Scheme
Effective 1st April 2006, the Deposit Insurance Scheme administered by the Singapore Deposit Insurance Corporation will provide insurance coverage to individuals and Charities up to S$20,000 in aggregate of their Singapore dollar deposits, net of liabilities. Citi Private Bank, which operates under the legal entity of Citibank, N.A., Singapore Branch is a member of the Deposit Insurance Scheme.

Insured Deposit Register
The following deposit accounts offered by the Citi Private Bank are eligible for deposit insurance coverage under the Deposit Insurance Act. Any Singapore dollar deposit in this list held by or for an individual or a charity, will be insured up to the limits specified in the Deposit Insurance Act.

Current Account: S$ Current Account
Deposits: S$ Time Deposits or S$ Deposits Call

Citi Private Bank reserves the right to revise this register of deposits from time to time.

Please note that the Deposit Insurance Scheme does not cover foreign currency, dual currency, structured and, collateralized deposits. Deposits held by business entities including sole proprietorship or partnership are also excluded.

INTERNET BANKING SERVICES

You can access your portfolio information directly through a secure connection to the World Wide Web at any time from any location. Our client Web site features daily account information, personalized news and market information, descriptions of Citi products and services, technical support via direct messaging or the multilingual service center, and security through our password-protected 128-bit encrypted client Web site.

* Not all products and services are available in all locations.

In the U.K., this information has been approved by Citibank, N.A., which is regulated in the conduct of investment business by the Financial Services Authority. Citibank may compensate affiliated companies and/or their representatives for providing products and services to clients.

All credit services are subject to credit approval.
Citibank, N.A.
Member FDIC

“Citi Private Bank” is a business of Citigroup Inc., which provides its clients access to a broad array of products and services available through bank and non-bank affiliates. Not all products and services are provided by all affiliates or are available at all locations. For more information, please contact a private banker.

Securities are not insured by the FDIC, are not deposits or obligations of, or guaranteed by, Citigroup/Citibank or any of their respective affiliates, and are subject to investment risks, including possible loss of the principal amount invested.




	"Citi Private Bank" is a business of Citigroup Inc. ("Citigroup"), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates. Not all products and services are provided by all affiliates or are available at all locations. All credit products are subject to credit approval. Neither Citigroup nor any of its affiliates offers tax or legal advice. In the U.S., brokerage services and securities products are provided by Citigroup Global Markets Inc. ("CGMI"), member SIPC and an affiliate of Citibank, N.A. Outside the U.S., brokerage services may be provided by other Citigroup affiliates. Investment management services (including portfolio management) are available through CGMI, Citibank, N.A. and other affiliated advisory businesses.

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