Fintech has been slowly deconstructing the analog past of legacy tech stacks, utilizing first principles to undo certain systems. We are at the dawn of decentralizing tools having the capacity and speed to truly decentralize financial services. Through tokenization, and the immediacy of stablecoins, bankers will have to rethink the entire nature of they intend to move money. This panel will paint the vision for a future that is starting right now.

LOCATION: Marco Polo, 701 – 703 Level 1

The introduction of GenAI to the public has created a lot of hype- some deserved, some not. But the real revolution with AI isn't when it is used in the back end, but when customers and clients start using bots and decide to represent themselves to financial institutions as a bot? What does financial services look like in this space and how will open finance enable it? Join the experts as they discuss how Gen AI really can change the entire future of money!

LOCATION: The Sentient Stage

The evolution of consumer lending is being driven by consumer demand. Lenders are investing in the user experience by fine tuning embedded payment products and building new POS integrations. Plus, AI is being utilized to create hyper-personalized solutions that are designed to make consumers' financial experiences easier or overhaul lenders' traditional credit evaluation processes. Lenders are also finding more capital opportunities now exist with more non-traditional funding sources, especially, private capital, that enable them to serve more customers deserving of lending opportunity in real-time. Because of this, private capital is poised to play a meaningful role within the consumer economy. The end result? A reimagined approach that not only improves the accuracy of credit decisions and broadens the accessibility of financial services, but increases personalization and makes for a more engaged customer experience at the point-of-sale.

LOCATION: The Sentient Stage

As financial institutions compete to serve Gen Z and navigate the “Great Wealth Transfer” to Millennials, leading retail banks are adapting to meet these customers’ demands for convenience, flexibility, rewards and personalization. Citi’s Head of U.S. Personal Banking Gonzalo Luchetti will discuss how banks must adapt to meet ever-evolving customer needs. He’ll discuss a case study in how Citi’s simplified banking approach is rewarding customers and the bank, offering a fresh approach to rewards, fees and advice that’s designed to build lifelong financial relationships with these generations and all customers.

LOCATION: The Keynote Stage

Money20/20’s DEI content track is focused on Empowering Future Leaders.  The programs center around mentorship and mentees are selected after an application review process.

RiseUp at Money20/20 is an annual global program that answers the call to champion more diversity across the money ecosystem. We provide women on their journey to leadership with the network, tools and techniques needed to help them strategically advance their career and reach new heights. RiseUp is an explicitly inclusive mentoring program for all who identify as women. 

LOCATION: Closed Door Program