E36: Beyond the Basics in Financial Services
Anne Malone talks with U.S. Large Cap Banks Analyst Keith Horowitz about takeaways from Citi’s Beyond the Basics conference, recently held in Napa. A key focus of the conference was disruptive trends for banks and financial-services companies, with banks’ payments franchise and growth in private credit markets two topics of major concern. Deregulation was also a frequent topic of conversation in Napa. But when talking deregulation, what’s the dividing line between hype and actual benefits for banks?
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Anne Malone, Head of North America and Latin America Equity Research
Anne Malone was named Head of North America and Latin America Equity Research 2022; promoted from Deputy Director, a role she held since 2018. Anne started at the firm in 1996 as an Analyst covering Medical Technology stocks. She has held several positions since then, in both Equity Research and Citi Asset Management, taking on roles that utilized her analytical, product, and people skills. Prior to joining Citi she was a Medical Device Analyst at Bear Stearns. Anne graduated from the St Leo College with a degree in Finance and a minor in Economics. She is a CFA Charterholder.
Keith Horowitz, U.S. Large-Cap Banks Analyst
Keith Horowitz is a Managing Director at Citi Research covering the U.S. Large-cap Banks and Brokers. Prior to joining Citi in 2000, Keith was an Associate Analyst for Prudential Securities with the U.S. Large-Cap Banking team. Since then, he has picked up coverage of the regional banks (1999), large-cap banks (2006), brokers (2009), and trust banks (2014). Prior to working in equity research, Keith was an Auditor at KPMG Peat Marwick and a Management Consultant at Coopers & Lybrand Consulting.
