*NO INTEREST/NO APR IF PAID IN FULL WITHIN 6 MONTHS on any purchase of $299 or more (including taxes) when you use your Home Depot® Consumer Credit Card. Payments required. No annual fees.

Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents; if your account was opened in Quebec and you now reside in another province, please refer to the below information applicable to Quebec residents and to your Consumer Cardholder Agreement for the terms applicable to you. Not valid in combination with any other offer.

© 2022 Home Depot International, Inc. All rights reserved. ® Registered trademark of Home Depot International, Inc. Used under license.

*NO INTEREST/NO CREDIT RATE IF PAID IN FULL WITHIN 6 MONTHS on any purchase of $299 or more (including taxes) when you use your Home Depot® Consumer Credit Card. Payments required. No annual fees.

*Credit charges on your promotional purchases will accrue from the date of purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 21.50%^ per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 5%^^ of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 5% of total unpaid Purchases plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. A grace period of 25 days applies to non-qualifying purchases when posted to the Account. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard credit rate of 21.50% per annum (assuming a Regular Financing Plan balance owing during a 30-day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

If your average daily balance is:	$100	$800	$1,400	$2,000
Your monthly credit charge at an annual credit rate of 21.50% will be:	$1.79	$14.33	$25.08	$35.83
Your monthly credit charge at an annual credit rate of 23.25% will be:	$1.94	$15.50	$27.13	$38.75

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.

^If your Account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.

^^If your Account was opened prior to August 1, 2019, the minimum monthly percentage used to calculate the minimum payment is equal to 3.5% and will increase to 4.0% on August 1, 2023, 4.5% on August 1, 2024, 4.5% on August 1, 2024 and 5.0% on August 1, 2025.

© 2022 Home Depot International, Inc. All rights reserved.
® Registered trademark of Home Depot International, Inc. Used under license.