Citi's response to the mortgage crisis.

One of our top priorities is helping people avoid foreclosure. After all, no one wants to see a family lose its home. That's why we work hard to come up with solutions such as mortgage modifications, extensions and payment plans that help stabilize people who are at financial risk.

At Citi, we recognize that we have a unique obligation to help Americans during this challenging economic period. That's why we're providing all kinds of loan modifications, extensions, forbearance and reinstatement. We've worked with more than 715,000 Americans to help them avoid potential foreclosure. We're also taking real steps to prevent this sort of situation from occurring again, restructuring our own risk management department and radically rethinking our approach to both mortgage lending and compensation. The new Citi. Working to be smarter, stronger and to help fuel the recovery.